Podcasts about TDI

The Texas Department of Insurance (TDI) makes sure insurance companies and agents follow state law. When they don't, the Fraud and Enforcement Division steps in to protect consumers, stop illegal activity, and help Texans get the money owed to them.Here are answers to common questions about how the division holds the insurance industry accountable in a fair and transparent way. How are insurance companies or agents punished if they do something wrong? The penalties depend on the severity of the offense: - For minor offenses: TDI may issue a warning letter, a suspension, or probation. - For serious offenses: TDI can permanently take away a license, issue administrative fines, and force the rule-breaker to pay back the people they harmed. What can cause an agent or company to lose their license? TDI can take away a license for serious misconduct, like an agent stealing client money or taking payments without actually setting up the insurance policy. Before anyone loses a license, a formal hearing is held so both sides can present their case. What kinds of criminal cases are referred to TDI's Fraud Unit for prosecution? TDI's Fraud Unit investigates insurance crimes and hands them over to local district attorneys for prosecution. Common examples include: - Agents stealing insurance premiums (the money consumers pay for coverage). - Individuals selling insurance without a license. In Texas, selling insurance illegally is a third-degree felony. How can the public see enforcement actions against a company or agent? Consumers can search for disciplinary actions from the past five years on TDI's website. For help finding a specific company or legal order, call TDI's Help Line at 800-252-3439. What's the role of TDI fraud investigators?How TDI's Help Line helps with insurance questions and complaintsTDI embeds prosecutors in DA offices to investigate insurance fraudForensic accounting and insurance fraud investigationsFraud Files: William "Doc" GallagherTDI analysts work behind the scenes to stop insurance fraudInsurance fraud investigations recover millions for TexansReport insurance fraud online00:00 How does TDI's Enforcement Division hold insurance companies and agents accountable? 00:30 How does TDI enforce the insurance code and protect consumers? 00:56 How does TDI find cases for the Enforcement Division to investigate? 01:26 What kinds of possible code violations does TDI Enforcement Division investigate? 03:36 What is the process of a TDI Enforcement Division investigation? 05:37 How does restitution and revocation work in an insurance code enforcement investigation? 09:03 What happens when a code enforcement investigation uncovers criminal activity? 09:42 Can you look up companies or agents that have been investigated by the TDI Enforcement Division? 10:10 How does the TDI Enforcement Division help Texans? 11:05 If you need to file a complaint or have an insurance code question, call 800-252-3439 or visit tdi.texas.gov

O Transtorno do Desenvolvimento Intelectual (TDI) está entre as condições mais presentes na educação inclusiva e exige estratégias pedagógicas específicas para favorecer o desenvolvimento e a aprendizagem.Neste conteúdo, você vai entender como funciona o trabalho com alunos com TDI no Atendimento Educacional Especializado, além de conhecer adaptações e práticas que podem fazer a diferença no contexto escolar.Um episódio indispensável para educadores que desejam promover uma inclusão mais efetiva e baseada nas potencialidades de cada aluno.

Buy in May and Let's Stay! Market concentration getting more concentrated. Eco reports – looking fresh. Looking into the Ratchet Trade with our Guest- IBKR's Chief Market Strategist – Steve Sosnick.   NEW! DOWNLOAD THIS EPISODE’S AI GENERATED SHOW NOTES (Guest Segment) Steve is the Chief Strategist at Interactive Brokers.  He also serves as Head Trader of IBKR Securities Services, the firm's trading division (formerly known as Timber Hill), and is a Member of Interactive Brokers Group, the firm's holding company. Steve has held numerous roles in the organization since joining Timber Hill in 1995 as Equity Risk Manager and an options market maker.  He led the firm into Canada in 1998 and managed Timber Hill Canada throughout its existence.  Much of Steve's career was spent quietly developing and implementing algorithmic and electronic trading strategies for stocks and options before moving into a more visible role as Chief Options Strategist and later Chief Strategist. Steve has guest authored several columns in Barron's and made numerous live appearances on Bloomberg TV and Radio, CNBC. Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE Stocks mentioned in this episode: (MSFT), (AMZN), (SPY), (IWM), (RSP)

In this episode of Chemical Conversations, Argus' James Elliott speaks with global polyurethanes editor Laura Tovey-Fall and US polyurethanes reporter Catherine Rabe to discuss the latest developments and what they could mean for the market in the months ahead. Ahead of Europur's annual conference on 9 - 11 June 2026, the team discuss: What is the latest in terms of the European isocyanate supply and demand balance? How are the new MDI and TDI trade flows between Europe and the US driving market change? What is the global isocyanates outlook for the second half of 2026? Laura Tovey-Fall will be presenting on 'The Flexible PU Foam Market Outlook: Upstream & Downstream' at Europur's conference on Wednesday 10th June 2026. Click here (chemicals@argusmedia.com) to request a meeting or find out more about Argus Isocyanates. 

durée : 00:05:58 - Grand Reportage - par : Aurélie Kieffer - La Maison de la résilience prend en charge des victimes de violences sexuelles souffrant de stress post-traumatique. La psychiatre Coraline Hingray, cheffe de cette unité au CHRU de Nancy, a fait du TDI une priorité. Ce suivi a permis à Cynthia, une patiente, d'atteindre une "harmonie intérieure". - réalisation : Tara Schlegel, Annie Brault, Caroline Bennetot, Éric Chaverou Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

durée : 00:06:18 - Grand Reportage - par : Aurélie Kieffer - À 28 ans, Zelliana est titulaire d'un master en neurobiologie. Mais parfois, elle parle comme une enfant de 8 ans et dit se prénommer Irish. Son cerveau abrite ainsi plus de dix personnalités. Psychiatre, Pr Hingray rappelle que le trouble dissociatif de l'identité reste, à tort, très controversé. - réalisation : Tara Schlegel, Annie Brault, Caroline Bennetot, Éric Chaverou Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

durée : 00:06:17 - Grand Reportage - par : Aurélie Kieffer - Pierre a 38 ans. Il est marié et père de deux enfants. Longtemps, il n'a pas cru au diagnostic du trouble dissociatif de l'identité car il faisait tout pour le masquer et vivre normalement. Au prix de crises suicidaires, d'addictions et de phases d'amnésie. Son entrée en thérapie a tout changé. - réalisation : Tara Schlegel, Annie Brault, Caroline Bennetot, Éric Chaverou Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

durée : 00:05:54 - Grand Reportage - par : Aurélie Kieffer - Émilie et Blanche partagent un même esprit, un même corps et des traumatismes subis dès l'âge de 3 ans. Si Émilie souffre beaucoup en évoquant ce drame, Blanche, elle, peut en parler sans émotion. Confessions à deux voix autour d'abus infligés par des proches et à l'hôpital. - réalisation : Tara Schlegel, Annie Brault, Caroline Bennetot, Éric Chaverou Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

durée : 00:06:20 - Grand Reportage - par : Aurélie Kieffer - Même s'il se définit par la présence successive d'alters au contrôle du corps, le trouble dissociatif de l'identité peut être assez discret. Notamment quand les patients sont dans le déni et masquent leur mal être. Ainsi, la maman et la soeur d'Émilie n'avaient jamais soupçonné sa maladie. - réalisation : La Rédaction de France Culture, Annie Brault, Caroline Bennetot, Éric Chaverou Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

durée : 00:58:10 - Grand Reportage - par : Aurélie Kieffer - Le TDI est une maladie mentale encore mal comprise en France. Les patients développent une identité morcelée, après des traumatismes répétés dans l'enfance. Évalué à 1,8% de la population, il concerne en réalité bien plus de victimes. Les "hôtes" et leurs "alters" lèvent une partie du masque. - réalisation : Tara Schlegel, Annie Brault, Caroline Bennetot, Éric Chaverou - invités : Coraline Hingray Professeure de psychiatrie, responsable du centre du psychotrauma de Nancy (CPN, CHRU). Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

A new ceasefire and 60-day extension! PCE numbers are out – somehow inflation cooling. More government handouts – stocks rally in the news. This week’s guest: Wesley Gray – Founder, Alpha Architect.   NEW! DOWNLOAD THIS EPISODE’S AI GENERATED SHOW NOTES (Guest Segment) Wes Gray – After serving as a Captain in the United States Marine Corps, Dr. Gray earned an MBA and a PhD in finance from the University of Chicago where he studied under Nobel Prize Winner Eugene Fama. Next, Wes took an academic job in his wife's hometown of Philadelphia and worked as a finance professor at Drexel University. Dr. Gray's interest in bridging the research gap between academia and industry led him to found Alpha Architect, an asset management firm dedicated to an impact mission of empowering investors through education. He is a contributor to multiple industry publications and regularly speaks to professional investor groups across the country. Wes has published multiple academic papers and four books, including Embedded (Naval Institute Press, 2009), Quantitative Value (Wiley, 2012), DIY Financial Advisor (Wiley, 2015), and Quantitative Momentum (Wiley, 2016). Dr. Gray currently resides in Palmas Del Mar. Puerto Rico with his wife and three children. Follow @alphaarchitect Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE Stocks mentioned in this episode: (SPY), (RKLB), (DELL), (INTC)

NVDA earning are out. SpaceX IPO excitement is growing. Key interest rates driving higher. And we are talking crypto – with our Guest – Pat Camuso…CPA and Crytpo tax expert.  NEW! DOWNLOAD THIS EPISODE’S AI GENERATED SHOW NOTES (Guest Segment) Patrick Camuso is a CPA and the Founder of Camuso CPA, an industry-leading firm working closely with cryptocurrency investors and web3 businesses that was among the first CPA firms to specialize in crypto taxes back in 2016. As a pioneer in the field, Camuso CPA was also the first firm to accept cryptocurrency as payment, setting a forward-thinking example in the accounting profession. Patrick is the host of The Financial Frontier podcast, where he explores the latest trends in crypto, tax, and finance. He also runs the Digital Asset Digest, a newsletter delivering insights on blockchain, digital assets, and tax compliance. Patrick is also the author of Navigating the NFT Sales Tax Maze, Wayfair 2.0 for Web 3.0, an essential resource for navigating sales tax in the digital asset space. Learn More at http://www.ibkr.com/funds Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – https://thedisciplinedinvestor.com/blog/tdi-strategy/ eNVESTOLOGY Info – https://envestology.com/ Stocks mentioned in this episode: (/BTC), (/ETH), (TSLA), (OKLO), (IONQ), (QUBT)

¡Venimos con un episodio donde nos mojamos de verdad! Esta semana el plato fuerte son vuestras "pedradas": nos sentamos a leer y reaccionar a todas esas opiniones impopulares y polémicas sobre el mundo del motor que nos habéis ido dejando por redes sociales. Además, sacamos un hueco para contaros el tremendo vicio que llevamos con el simulador, repasar la épica de Verstappen en las 24 horas de Nürburgring y anunciaros algo muy especial: ¡nace la comunidad de PodCars Supporter!En el Top 6 de esta semana, Carles nos trae los motores V8 que mejor suenan de la historia.En el Coche de la Semana, David nos trae una leyenda absoluta del automovilismo y de Le Mans: el icónico Ford GT40.Y para cerrar, Uri nos propone un WWYP entre míticas berlinas diésel: Audi A4 40 TDI vs Mercedes C220d vs BMW 320d.Gas!Únete a la Comunidad PodCars - https://podcars.es/supporters¡VOTA POR EL COCHE DE LA SEMANA! - ⁠https://podcars.esConsigue tu informe CARFAX: https://bit.ly/4ka0Arn / 15% de descuento con el código "PODCARS"ENVISION POSTERS: https://envisionposters.com/PODCARS5 / 5% descuento con el código “PODCARS5”Síguenos en:⁠https://www.instagram.com/podcars⁠⁠https://www.tiktok.com/@podcarspodcast⁠Capítulos: 00:21 Bienvenida09:00 Repaso a las 24h de Nürburgring y la brutalidad de Verstappen 25:21 TOP 6: Los motores V8 que mejor suenan de la historia 37:23 Coche de la Semana: El histórico Ford GT40 55:10 Reaccionando a vuestras pedradas (opiniones impopulares) 01:19:00 WWYP: Audi A4 vs Mercedes C220d vs BMW 320d#podcars #podcast #podcastdecoches #español #automocion #coches #deportivos #supercars #ranking #TOP6 #novedades PodCars © es una marca registrada. Las opiniones expresadas en este podcast son personales de los productores y no de las empresas por las que trabajan.

Inflation sticky like old pine sap… Another round of China meetings. Universal Basic Income –hints and whispers. And our guest – Ed Easterling, Founder and President of Crestmont Research NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Ed Easterling is the founder and President of Crestmont Holdings, an Oregon-based investment management and research firm that publishes provocative research on the financial markets at www.CrestmontResearch.com. He has over thirty years of alternative investment experience, including financial markets, private equity, and business operations. Mr. Easterling is the author of recently-released Probable Outcomes: Secular Stock Market Insights and Unexpected Returns: Understanding Secular Stock Market Cycles (Cypress House; 2005). In addition, he is contributing author to Just One Thing (John Wiley & Sons; 2005) and co-author of chapters in Bull‘s Eye Investing by John Mauldin. Mr. Easterling is a Senior Fellow and a Board Member at the Alternative Asset Management Center at SMU‘s Cox School of Business in Dallas, and previously served as a member of the adjunct faculty teaching the course on alternative investments and hedge funds for MBA students. Mr. Easterling holds a BBA in business, a BA in psychology, and an MBA from Southern Methodist University. Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz  Stocks mentioned in this episode: (META), (CAT), (IONQ), (SLV), (BND)

Storms can hit fast, but a little preparation goes a long way. Find out how Texans can protect their homes, understand their insurance needs, and get help after a disaster.  Review your insurance coverage  Whether you're facing hurricane season, floods, tornadoes, or hailstorms, the right insurance coverage matters. Ask yourself: Can I afford my deductible? Will I need a hotel if my home is damaged? Do I have enough coverage for my personal belongings? Review your policy twice a year to make sure your coverage and deductibles still fit your needs. You can compare premium rates at HelpInsure.com. How does TDI help after a disaster? After major disasters, FEMA and the Texas Division of Emergency Management can open Disaster Recovery Centers (DRCs) in affected communities. These centers bring together federal and state agencies to help Texans navigate recovery. TDI staff are on-site at DRCs to guide you through the claims process, answer questions, and help you file an insurance complaint if needed If you can't visit a center in person, call the TDI Help Line at 800-252-3439.  How can I recover faster after a disaster? Prepare yourself to recover from a disaster faster by keeping your insurance company's contact information and your policy number handy. Also become familiar with how to file a homeowners insurance claim. After disaster strikes, watch out for contractor scams. Only hire reputable local contractors and roofers, and never pay the full amount upfront. Learn More:Before the stormWhat to do after a stormDisasters: how to prepare and recoverTDI's Role in a Disaster00:00 Disaster Assistance Response: How TDI helps00:23 How does TDI prepare before a disaster hits Texas? 01:19 What is TDI's Disaster Assistance Response Team? 01:38 How should Texans get prepared for disasters? 01:58 What kind of homeowners insurance coverages help when there is a disaster? 02:26 What is a Disaster Recovery Center? 03:05 How does TDI help Texans recover after a disaster? 03:23 What scams should you look out for after a disaster?  04:26 If you have insurance questions visit https://tdi.texas.gov/ or call 800-252-3439 

Las tormentas pueden llegar rápidamente, pero un poco de preparación puede ser de gran ayuda. Descubra cómo los texanos pueden proteger sus viviendas, determinar sus necesidades de seguro y obtener ayuda después de un desastre.  Revise su cobertura de seguro  Ya sea por la temporada de huracanes, inundaciones, tornados o granizadas, es importante contar con la cobertura de seguro adecuada. Pregúntese: ¿Puedo pagar el deducible? ¿Necesitaré un hotel si mi vivienda sufre daños? ¿Tengo suficiente cobertura para mis pertenencias? Revise su póliza dos veces al año para asegurarse de que su cobertura y sus deducibles aún cumplen con sus necesidades de presupuesto. Puede comparar las tarifas de las primas en HelpInsure.com. ¿Cómo ayuda TDI después de un desastre? Después de un desastres grave, FEMA y la División del Manejo de Emergencias de Texas (Texas Department of Emergency Management, TDEM, por su nombre y siglas en inglés) pueden abrir Centros de Recuperación ante Desastres (Disaster Recovery Centers, DRC, por su nombre y siglas en inglés) en las comunidades afectadas. Estos centros reúnen a agencias federales y estatales para ayudar a los texanos con la recuperación. El personal de TDI se encuentra en estos centros de ayuda para guiarle a través del proceso de la reclamación, responder a sus preguntas y ayudarle a presentar una queja si es necesario Si no puede acudir a un centro en persona, llame a la Línea de Ayuda de TDI al 800-252-3439.  ¿Cómo puedo recuperarme más rápido después de un desastre? Prepárese para una recuperación rápida después de un desastre teniendo a la mano la información de contacto de su compañía de seguros y su número de póliza.  Familiarícese también con el proceso para presentar una reclamación al seguro de vivienda. Después de un desastre, tenga cuidado con las estafas de contratistas. Contrate únicamente a contratistas locales con buena reputación, y nunca pague la cantidad total por adelantado.Más informaciónAntes de la tormentaConsejos para la recuperaciónDesastres: cómo prepararse y recuperarseLa Función de TDI en un Desastre00:00 Respuesta ante desastres: cómo ayuda el Departamento de Seguros 00:40 ¿Cómo se prepara TDI antes de que ocurra un desastre en Texas? 01:49 ¿Qué hace el Equipo de Respuesta ante Desastres de TDI? 03:10 ¿Qué es un centro de recuperación de desastres? 05:04 ¿Qué tipo de coberturas del seguro de vivienda son necesarias en caso de desastre? 07:56 ¿Cómo deben de prepararse los texanos ante de un desastre? 10:10 ¿Cómo ayuda TDI a los texanos a recuperarse después de un desastre? 12:21 ¿A qué estafas debe de estar pendiente después de un desastre? 13:50 Si tiene preguntas sobre seguros visite: https://tdi.texas.gov/ o llame al 800-252-3439

Blowout numbers from Semis – tech is on fire! The war is kinda over – but nothing has changes. A deep dive into AI and employment trends – is your job at risk. And our special guest today – author of How to Get Rich in American History – Joseph S. Moore, PhD. NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Joseph S. Moore, PhD, is an author, historian, and investor whose self-experimentation with history's wildest financial strategies made him financially independent in his mid-40s. His writing blends deep, unconventional insights with some of history's most hilarious stories His first book, Founding Sins , from Oxford University Press, was praised as “extraordinary” and “witty.”   Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE Chart/Graphic Discussed Stocks mentioned in this episode: (AMZN), (META), (AAPL), (NVDA), (SNDK), (OIL), (GOOG), (WHR)

Incompetent individuals cannot recognize their own deficiencies because they lack the very expertise needed to do so. Dunning-Kruger lives on… So many people confidently discussing a subject they know little about, while dismissing experts. The big boys have reported ! Powell’s Last speech – and a divided Fed. Inflation – via the PCE is hot. Our guest, Meb Faber co-founder and the Chief Investment Officer of Cambria Investment Management. NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Mr. Faber is a co-founder and the Chief Investment Officer of Cambria Investment Management. Faber is the manager of Cambria's ETFs and separate accounts. Mr. Faber is the host of The Meb Faber Show podcast and has authored numerous white papers and leather-bound books. He is a frequent speaker and writer on investment strategies and has been featured in Barron's, The New York Times, and The New Yorker. Mr. Faber graduated from the University of Virginia with a double major in Engineering Science and Biology. Meb spends most of his free time skiing, learning to surf, and traveling. And because he gets this question daily, Mebane is Southern (US), and rhymes with “web-in”.   Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE Stocks mentioned in this episode: (AMZN), (META), (AAPL), (NVDA), (SNDK), (OIL), (GOOG)

War is on or off – can't keep track But, nothing has changed with the flow of oil What is the story that markets really telling us ? And our guest, Howard Lindzon, Founder of Social Leverage.  NEW! DOWNLOAD THIS EPISODE’S AI GENERATED SHOW NOTES (Guest Segment) Howard Lindzon has over 20 years of experience in both public and private market investing. He previously founded and managed the hedge fund Lindzon Capital, and is currently the founder and General Partner of the early-stage venture capital firm Social Leverage as well as the CEO at Stocktwits, the leading social platform for traders and investors. Through Social Leverage, he and his partners have been seed investors in startups like Robinhood, Beehiiv, and Manscaped to name a few. Howard was the founder of Wallstrip (acquired by CBS). Throughout his career, Howard has strongly advocated for and helped drive the decentralization and democratization of investing. He resides in Phoenix, AZ and Coronado, California. Follow @howardlindzon Learn More at http://www.ibkr.com Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – https://thedisciplinedinvestor.com/blog/tdi-strategy/ Stocks mentioned in this episode: (GEV), (BA), (AAPL). (GOOG), (DKNG), (HOOD)

10-10-10: 10% Down, then 10% all and 10 days to fixed all that was broken. Key Reversal Indicator  breaches an important level. Employment, Inflation and eco still looking good. Our guest this week that will discuss all of this and More is Tom Nelson ,SVP and head of Asset allocation at Franklin Templeton.  NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Tom Nelson is a senior vice president and head of asset allocation portfolio management for Franklin Templeton Investment Solutions. He is a member of the Investment Strategy & Research Committee. He is a portfolio manager of a number of funds offered for sale in various jurisdictions. He is lead portfolio manager of the Franklin NextStep Fund series, the Franklin VolSmart Allocation VIP Fund and numerous model portfolio programs. He is portfolio manager of Franklin LifeSmart Retirement Target Funds, the Franklin Fund Allocator Series available in the United States and several custom institutional portfolio mandates. Mr. Nelson joined Franklin Templeton in 2007 and co-founded the firm’s quantitative research services group upon joining the company. He moved to Franklin Templeton Investment Solutions in 2009. Prior to working at Franklin Templeton, Mr. Nelson worked for Bloomberg LP from 1991 to 2007, where he was most recently manager of the Americas market specialist teams. Mr. Nelson holds a B.S. in accounting from the University of Delaware. He is a Chartered Financial Analyst (CFA) charterholder and a Chartered Alternative Investment Analyst (CAIA) charterholder. He is a member of the CFA Institute, the New York Society of Security Analysts and the Chartered Alternative Investment Analyst Association. Check this out and find out more at: http://www.interactivebrokers.com/ Looking to invest in The Disciplined Investor Managed Growth Strategy? Click HERE for the virtual tour. Follow @andrewhorowitz Stocks Mentioned in the Episode: (EWY), (NVDA), (JPM), (BAC), (TSMC), (AMZN), (WFC)

In this week's episode, Martin and Steve convene on the Salmon Sofa to talk about what's been going on in their Land Rover weeks. Steve's Ninety project tub is ready to go on, and Martin's Tdi-converted 110 has a shiny new exhaust.Steve shares the exciting news of a new angle grinder, and the pair discuss how the prices of certain tools seem to have escaped the clutches of inflation.The guys then get into the big topic – how to not get ripped off when shopping for your dream Land Rover. From detective work you can do on the internet for free to what to look for when the seller is in front of you, Martin and Steve impart some experience and knowledge to ensure that your hard-earned cash isn't wasted next time you go shopping.Enjoy the episode, and as always feel free to send your feedback or questions to editorial@lrm.co.uk – we love to see it.

Diesel swaps are becoming more popular and it can be overwhelming with all the choices. Diesel Conversion Specialists joins the show to give tips for swapping a diesel and making it as seamless as possible. From Cummins and Powerstroke swaps, to TDI's and more, this episode covers the swap questions you have! Learn more about your ad choices. Visit megaphone.fm/adchoices

We kind of have a ceasefire – depends on who you ask. The Fed still thinking of a rate cut this year. Best day for the markets since …..April 2025 – Worst day for Oil in 6 years – Governments heavy hand… We are talking Stock Market Maestros with our guest – Clare Flynn Levy, CEO of Essentia Analytics NEW! DOWNLOAD THE AI GENERATED SHOW NOTES (Guest Segment)   Clare Flynn Levy is the founder and CEO of Essentia Analytics, a fintech firm that uses decision attribution analytics to help both equity fund managers and allocators of capital identify investment skill and bias – and continuously improve their decision-making. Essentia leads the field in behavioral analytics and works with many of the world's largest investment managers. Prior to founding Essentia, Clare spent 10 years as a fund manager, both active equity (running over $1bn of pension funds for Deutsche Asset Management) and hedge (as CIO of Avocet Capital Management, a technology hedge fund). She’s the co-author of “Stock Market Maestros: The winning habits, strategies, and mindsets of the world’s best investors” (2026). Follow @cflynnlevy Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE Stocks mentioned in this episode: (SPY), (USO)

Sitting on hands – maybe a good idea right now. Confidence vs. courage in your investment process. A look at Q1 markets and economics. Thomas Thornton, Hedge Fund Telemetry is this week’s guest. NEW! DOWNLOAD THE AI GENERATED SHOW NOTES (Guest Segment)     Thomas Thornton is a former portfolio manager, senior trader, and technical analyst with Level Global Investors and Galileo Capital. Tom has written a daily market note for a select group of hedge fund managers for years and now has offered it for all investors with Hedge Fund Telemetry. His long term focus on sentiment indicators borders on the obsessive. Our growing team at Hedge Fund Telemetry is comprised of current and former buy and sell side individuals. Hedge Fund Telemetry was first conceived with inspiration from Tom's lifelong passion following Formula 1 racing. In the early 90's, Formula 1 teams started to equip cars with sensors on every imaginable component and data was relayed wirelessly through telemetry to the pits to analyze and then instructions from the pits were relayed back to the driver so he could make changes to find the optimal balance for the car. It has always been the same way for Tom, as a senior trader at his hedge fund, he would get in early, collect data from many sources, analyze that data, and then communicate information out to his firm so his team could properly balance the firm's portfolio. It's now our goal to relay that same type of information so that one can also gain that edge. Follow @TommyThornton Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE Stocks mentioned in this episode: (AAPL), (USO), (MSFT), (GLD), (SLV), (EWY)

A one sided peace plan? Let’s hope not… Inflation estimates in the 5% range and climbing. Private markets, credit and the same story all over again. And our guest, Howard Lindzon, Founder of Social Leverage – not coming due to a garage door mishap?   Learn More at http://www.ibkr.com/funds Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – https://thedisciplinedinvestor.com/blog/tdi-strategy/ Stocks mentioned in this episode: (GE), (BA), (AAPL). (GOOG), (DKNG), (HOOD)

PPI just exploded higher. Florida Freeze about to hit our wallets. The Fed is on hold but not happy. And the War carry’s on… Our guest this week – David Gaffen, Breaking News editor at Reuters. NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) David Gaffen is the U.S. breaking news companies editor at Reuters, where he has worked for almost two decades. He also did stints as the U.S. energy editor and U.S. deputy markets editor and has been a business journalist for more than 20 years. In that time he has covered the 2008 financial crisis, the oil-market meltdown in 2020, and was nominated for a Loeb Award for a series of articles on the growth of stock buybacks in 2015. He lives in New York with his family. Follow @DavidGaffen PPI Table Discussed: PPI Table – Feb 2026    Check this out and find out more at: http://www.interactivebrokers.com/ Looking to invest in The Disciplined Investor Managed Growth Strategy? Click HERE for the virtual tour. Stocks Mentioned in the Episode: (WMT), (DAL), (AAL), (EWY) Follow @andrewhorowitz

Oil’s Big move – one for the record books. Markets in a slight panic – not too worse for ware. Inflation numbers are out – but does anyone care? And our special guest is Thomas Peterffy – Chairman and Founder of Interactive Brokers. NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Thomas Peterffy is the Chairman and Founder of Interactive Brokers Group, Inc. a global electronic brokerage firm. He has been at the forefront of applying computer technology to automate trading and brokerage processes since soon after he emigrated from Hungary to the United States in 1965. In 1977, Peterffy started his own business with $200,000 savings, writing programs and building systems to value and trade stocks and options, as a market-maker on the American Stock Exchange. He was the first to build mathematical models to calculate and disseminate continuous bid and offer quotations and to develop a tablet computer for use by his employees trading on exchange floors. By the late 80s, Peterffy developed a fully integrated, automated market-making system for stocks, options, and futures, that grew into a digital network encompassing most of the world's exchanges. Starting in 1993, brokerage interfaces and customers were added to this network that continues to expand in products and customers all over the world. Today, Interactive Brokers is one of the largest publicly traded electronic brokers with a market capitalization of over $100 billion. The firm provides direct access to trade executions, clearing, and custodial services for a wide variety of products, including stocks, options, futures, forex, bonds, CFDs, and funds on over 170 markets and in up to 29 currencies around the world. Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE Stocks mentioned in this episode: (OIL), (GLD), (SPY), (QQQ)

Vivimos en una era automovilística marcada por la eficiencia extrema, la reducción de costes y la complejidad electrónica. Nos hemos acostumbrado a los motores tricilíndricos de un litro, bloques de aluminio con paredes finas como papel de fumar y turbos que exprimen hasta el último caballo de potencia a costa de la longevidad. En este episodio contamos con el apoyo de O2. Tienes más información sobre todo lo que ofrecen en: https://o2online.es/ Sin embargo, hubo un tiempo en que la palabra "obsolescencia" no figuraba en los diccionarios de ingeniería. Hubo una época en la que los motores se diseñaban para sobrevivir a sus dueños. 1. Chrysler "Slant Six" 225 (1959 - 2000) En 1959, mientras Detroit se obsesionaba con los V8, Chrysler perfeccionaba su seis cilindros en línea. Su nombre proviene de su inclinación de 30 grados, una decisión que permitió capós más bajos y colectores de admisión mucho más eficientes. 2. Peugeot-Indenor XD (1959 - 1992) Este diésel es la leyenda que motorizó África. Es común ver unidades en el Sáhara que, pese al estado estético del vehículo, mantienen un ciclo de combustión perfecto. 3. Volvo B18-B20 (1961 - 1975) Este motor ostenta el récord Guinness de kilometraje (más de 5 millones de km en un P1800). Volvo priorizó la solidez estructural sobre la potencia bruta. 4. Ford 300 Inline Six (1965 - 1996) Considerado por muchos como el mejor motor de Detroit, este 4.9 litros es un tractor civilizado para camionetas. 5. BMW M30 (1968 - 1994) El "Gran Seis" demostró que la fiabilidad no está reñida con el lujo. Fue la base que cimentó la reputación de la marca bávara. 6. Mercedes-Benz OM617 (1974 - 1991) El patriarca del club. Este cinco cilindros diésel es el responsable de la fama de los Mercedes W123, los taxis que parecen no morir jamás. 7. Toyota Serie 22R/RE (1981 - 1997) El corazón de la Hilux. Este motor sobrevivió a las pruebas de Top Gear (incluyendo el desplome de un edificio) por una razón técnica clara: simplicidad masiva. 8. Cummins 6BT 5.9 (1984 - 2007) Más que un motor de camioneta, es una pieza de maquinaria pesada. Montado en las Dodge RAM, es el favorito de los que remolcan cargas extremas. 9. Nissan TD42 (1987 - 2007) El "Diésel Negro" australiano. Es el motor de elección para quienes cruzan desiertos donde una avería es una sentencia de muerte. 10. Volkswagen 1.9 TDI (1991 - 2010) El último de los mohicanos antes de las restrictivas normas Euro. Es el equilibrio perfecto entre eficiencia moderna y robustez antigua. Conclusión ¿Qué lección nos dejan estas diez leyendas? Que la verdadera fiabilidad nace de la sencillez y del respeto por las leyes de la física. Cuando no se exige al metal trabajar cerca de su punto de fatiga o de su límite térmico, la mecánica se vuelve inmortal.

War and Markets – Not a great mix South Korea tumbles the most in history Inflation risk is real again – the Fed's quandary is real Investors questioning AI trends and the impact of current policies with our Guest – Ross Gerber of Gerber Kawasaki. NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment)   Ross Gerber is the Co-Founder, President and CEO of Gerber Kawasaki Wealth and Investment Management. Ross oversees Gerber Kawasaki’s corporate and investment management operations as well as serves individual clients. Ross has become one of the most followed investors on social and in traditional media. His investment ideas and advice have made him a regular in the business news and he is featured on CNN, CNBC, Fox Business News, Bloomberg and Reuters as well as a contributing writer for Forbes.com. He has been ranked as one of the most influential investment advisors and Fintech innovators in America. Ross and the Gerber Kawasaki team oversees well over a billion dollars of investments focused on technology, media and entertainment companies for clients and the firm. Gerber Kawasaki has grown to be a leader in Fintech by leveraging technology to work with a younger generation of clients. Ross is an expert in online marketing and social media as well as co-developed the company's app for IOS. Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE Stocks mentioned in this episode: (NVDA), (MSFT), (AMD), (TSLA)

Send us Fan MailPaper Discussed in this AI Journal Club:Masry ME, Gnyawali S, Jacobson M, Xue Y, Sen C, Wachs J, Gordillo G. AutoMated Burn Diagnostic System for Healthcare (AMBUSH). Plast Reconstr Surg Glob Open. 2023 Oct 18;11(10 Suppl):128-129. doi: 10.1097/01.GOX.0000992564.42240.e3. PMCID: PMC10566867.Episode Summary: In this journal club deep dive, we tackle a clinical problem that has frustrated surgeons for decades: accurately diagnosing burn depth. We examine a groundbreaking study introducing AMBUSH-AI, an artificial intelligence system that evaluates ultrasound imaging to outperform the diagnostic accuracy of human experts. When the stakes are a lifetime of severe scarring from under-treatment versus the painful trauma of an unnecessary skin graft, can a combination of standard ultrasound and AI completely eliminate the dangerous guesswork of human visual inspection?.In This Episode, We Cover:• The Diagnostic "Coin Toss": Why distinguishing between deep partial and full-thickness (third-degree) burns is the ultimate clinical challenge. We discuss the terrifying reality that experienced burn surgeons only achieve about 76% accuracy in visual assessments, while non-experts sit at 50%—literally a coin toss.• The Two-Part Tech Combo (Anatomy and Stiffness): ◦ B-Mode Ultrasound: The standard imaging modality that provides the anatomical landmarks, letting the machine know exactly where the epidermis, dermis, and hypodermis are located. ◦ Tissue Doppler Elastography Imaging (TDI): The secret sauce that measures tissue stiffness. When skin burns, structural proteins denature and tangle, making the tissue physically stiffer. TDI visualizes this stiffness with color overlays—red for healthy and supple, blue for stiff and burned.• Finding the Ground Truth: Why you can't calibrate a new, precise tool against a broken ruler. Instead of comparing the AI to flawed human visual estimates, the researchers validated the AI against actual tissue biopsies taken in the operating room, establishing an undeniable histological reality.• The Results - Outperforming the Experts: In the human clinical trial, AMBUSH-AI achieved a staggering 95% overall accuracy. Crucially, it had a 100% sensitivity rate for surgical cases, meaning it did not miss a single patient who definitively needed an operation to prevent severe morbidity.• The AI's "Glass Box" Design: Why surgeons will never trust a mysterious "black box" that just spits out a diagnosis. AMBUSH-AI is designed as an explainable model; it outputs plain text explaining its reasoning (e.g., "dominant, continuous blue pattern is present in the hypodermis"), acting as a transparent decision-support tool rather than a robot replacement.• The Future of Triage: How this technology could be paired with Point of Care Ultrasound (POCUS) on portable tablets in military combat zones and rural ERs, giving any medic or general doctor the diagnostic confidence of a 20-year burn specialist.Key Takeaway: The era of subjective, visual wound assessment is ending. By successfully translating the physical stiffness of a burn into objective, AI-interpreted data—a process called "computational palpation"—we can dramatically improve triage accuracy, save vital hospital resources, and spare patients from both dangerous under-treatment and unnecessary surgical trauma.Support the showGet the "Digital Pathology 101" FREE E-book and join us!

Markets not thrilled with tech Mortgage rates dip below 6% Feb ends with a dud Looking at the Fed's next move with our guest – Danielle DiMartino Booth – the “Fed watcher” NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) As Founder & CEO of Quill Intelligence, Danielle DiMartino Booth set out to launch a #ResearchRevolution, redefining how markets intelligence is conceived and delivered. To build QI, she brought together a core team of investing veterans to analyze the trends and provide critical analysis on what is driving the markets – both in the United States and globally. A global thought leader on monetary policy, economics and finance, DiMartino Booth founded Quill Intelligence in 2018. She is the author of FED UP: An Insider's Take on Why the Federal Reserve is Bad for America (Portfolio, Feb 2017), has a column on Bloomberg View, is a business speaker, and a commentator frequently featured on CNBC, Bloomberg, Fox News, Fox Business News, BNN Bloomberg, Yahoo Finance and other major media outlets. Prior to Quill, DiMartino Booth spent nine years at the Federal Reserve Bank of Dallas where she served as Advisor to President Richard W. Fisher throughout the financial crisis. Her work at the Fed focused on financial stability and the efficacy of unconventional monetary policy. DiMartino Booth began her career in New York at Credit Suisse and Donaldson, Lufkin & Jenrette where she worked in the fixed income, public equity, and private equity markets. DiMartino Booth earned her BBA as a College of Business Scholar at the University of Texas at San Antonio: she holds an MBA in Finance and International Business from the University of Texas at Austin and an MS in Journalism from Columbia University. Follow @DiMartinoBooth Looking for style diversification? More information on the TDI Managed Growth Strategy https://thedisciplinedinvestor.com/blog/tdi-strategy/ Stocks mentioned in this episode: (NVDA), (META), (ORCL), (GOOG), (AMZN), (MSFT), (IBM)

Short week – but full of fun… We have been dancing around the 50-day moving average. A rant is about to happen – oh boy, strap in. And what is going on with commodities? A great time to bring on our guest – Carley Garner of DeCarley Trading. NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Carley Garner is a futures and options broker with DeCarley Trading, a division of Zaner Financial Services in Las Vegas, Nevada. With nearly two decades of experience, her commodity market analysis is often referenced on Jim Cramer’s Mad Money on CNBC, and she is a regular guest on Bloomberg Television’s Options Insight segment with Abigail Doolittle. You might also see her on the Cow Guy Close hosted by Scott Shellady on RFD-TV and “Futures” aired on Schwab Network. Garner is a regular contributor to TheStreet.com and its Pro service and is also a regular on the speaking circuit. She can be found at TradersEXPOs and MoneyShows throughout the country. Garner is also an award-winning author of commodity futures and options trading books. In addition to Trading Commodity Options with Creativity, Garner has authored Higher Probability Commodity Trading; A Trader’s First Book on Commodities (three editions); Currency Trading in the Forex and Futures Markets; and Commodity Options. She pens a monthly column for the long-running Technical Analysis of Stocks & Commodities Magazine. Her e-newsletters, The DeCarley Perspective and The Financial Futures Report have garnered a loyal following; she is also proactive in providing free trading education at www.DeCarleyTrading.com Follow @andrewhorowitz More information available on Horowitz & Company’s TDI Managed Growth Strategy Check this out and find out more at: http://www.interactivebrokers.com/ Stocks mentioned in this episode: (GLD), (SLV), (SPY)

Employment Report Solid The Tech disruptors are getting disrupted… Growth vs Value – an abrupt change. Guest – Cullen Roche – Author of the bestselling book – Your Perfect Portfolio.   NEW! DOWNLOAD THE AI GENERATED SHOW NOTES Cullen Roche founded Discipline Funds to help investors obtain access to low fee, diversified portfolios that help them stay the course and meet their financial goals. Cullen's primary areas of expertise include global macro portfolio construction, quantitative risk management, monetary economics, financial accounting and behavioral finance. Prior to establishing his own business, Cullen worked at Merrill Lynch Global Wealth Management where he worked on a team overseeing $500MM+ in assets under management. Upon leaving Merrill Lynch, Cullen managed a private investment partnership which took advantage of reporting irregularities ahead of major corporate events. The strategy generated substantial positive alpha (high risk adjusted returns) without a single negative year of returns from 2005-2011. He formed Orcam Financial Group in 2012 to help better serve the much needed retail space with sophisticated but low fee asset management and financial planning services. Cullen is also a prolific writer. In addition to the weekly musings on his website Pragmatic Capitalism, he is the author of the popular book Pragmatic Capitalism: What Every Investor Needs to Know About Money and Finance as well as “Understanding the Modern Monetary System,” one of the top 10 all-time most downloaded research papers on the SSRN academic research network. He is also the author of the popular white paper “Understanding Modern Portfolio Construction.” He was named one of the “Top Wall Street Economists, Experts and Opinion Leaders” of 2011 by Wall Street Economists and was named one of the “101 Best Finance People” by Business Insider, where he was described as “one of the most influential economic thinkers today.” In 2015, Cullen was named one of the “40 Under 40” most influential people in finance by InvestmentNews. He is regularly cited in the Wall Street Journal, on CNBC and in the Financial Times. His latest book is YOUR PERFECT PORTFOLIO: The Ultimate Guide to Using the World’s Most Powerful Investing Strategies . In that, Roche draws on two decades of experience building investment firms and advising clients to help readers discover the strategy that fits their goals Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE Stocks mentioned in this episode: (INTC), (UEC), (IONQ), (CEG), (OKLO), (NXT)

If you're an insurance agent or adjuster with questions about licensing in Texas, you're in the right place. Whether you're applying for your first license or preparing for renewal, this guide answers the most common questions about Texas insurance licensing. How long does it take TDI to review my insurance license application? The Texas Department of Insurance (TDI) typically reviews license applications within one business day. If your application is complete, accurate, and free of qualification issues, you could receive your license as soon as the next business day. After submitting your application, watch for any follow-up questions from TDI and respond promptly to avoid delay. How often do Texas insurance agents need to renew their license? Your Texas insurance license expires every two years on the last day of your birth month. For first time applicants, the initial license term may be shorter so that future renewals match your birth month. What do agents need to do to keep their Texas insurance license active? To maintain your insurance license, you must renew it every other year before it expires at the end of your birth month. The renewal process calls for completing all required continuing education (CE) hours, submitting your renewal application, and paying the renewal fee. There's a $25 fee if it's late. How many CE credits do I need to renew my Texas insurance license? Most Texas insurance licenses require 24 hours of CE every two years, including three hours of ethics courses. At least half of all CE hours must be in a classroom or classroom equivalent setting. CE requirements vary by license, so check the requirements for your specific license type. If you miss your CE deadline: You'll be fined $50 per late credit hour, up to $500.Your license will not renew until you:Complete all required CE.Pay the CE fine.Submit your renewal application.Pay the late fee, if applicable.If you don't renew your license within 90 days of the expiration date, your license will become inactive and you'll have to apply for a new one.Where can I get help with the Texas licensing process?Visit TDI's Agent/Adjusters page and select the license type. There, you'll find guidance on:Accessing required forms.Applying for a license. Renewing a license. Changing your address.Updating your name. If you still have questions, call TDI at 512-676-6500 or email license@tdi.texas.gov.Careers in insurance: How to become an insurance agent or adjusterIndividual license online renewal or reinstatement guideContinuing education information for agents and adjustersWhat you need to know about continuing edHave a question about your agent or adjuster license?00:00 How to become a licensed insurance agent in Texas00:35 Who needs an insurance agent license?01:25 What can you do if you're a licensed insurance agent?01:50 What are the requirements to become a licensed insurance agent?02:25 What is the process to get an insurance agent license?03:40 What types of insurance agent licenses can you get in Texas?04:16 How fast can you get an insurance agent license in Texas?04:49 How often do you have to renew your insurance agent license?05:53 If a licensed insurance agent moves to Texas, how do they update their license?06:45 How to find insurance agent license on TDI.texas.gov07:25 For more insurance license questions, call TDI at 512-676-6500 or email license@tdi.texas.gov07:54 What are licensed insurance agents required to do to maintain a license?10:16 For more info on insurance agent licenses visit TDI's Agent/Adjusters page or call 800-252-3439

They are calling it Software-mageddon! Digging into the precious metals. Wake up Diversification fans – we have something for you…   Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE Stocks mentioned in this episode: (CRM), (QQQ), (NVDA), (GLD), (SLV)

Durante más de dos décadas, tres letras dominaron las carreteras europeas y pusieron en jaque el concepto tradicional de deportividad: TDI. Lo que comenzó como una búsqueda de eficiencia para vehículos de trabajo terminó convirtiéndose en un fenómeno cultural que cambió para siempre nuestra percepción del gasóleo. Es la historia de cómo el Grupo Volkswagen llevó el motor diésel de la monotonía de los taxis a la gloria de las 24 Horas de Le Mans, para terminar enfrentándose a su capítulo más oscuro con el Dieselgate. Para entender la revolución que supuso el TDI, debemos recordar qué significaba conducir un coche diésel antes de los años 90. En aquella época, comprar un diésel era una decisión puramente racional y económica. Eran motores atmosféricos, lentos, extremadamente ruidosos y con unas vibraciones que hacían que el habitáculo pareciera una hormigonera. Eran coches para taxistas, viajantes de comercio y conductores con una paciencia infinita. Volkswagen ya había dado un primer aviso en 1982 con el Golf GTD (MK1). Utilizando el chasis de un GTI y un motor 1.6 turbodiésel de 70 CV, demostraron que se podía ir "alegre" gastando poco. Sin embargo, todavía faltaba ese ingrediente secreto que transformara la eficiencia en emoción. El "Big Bang" tecnológico ocurrió en 1989. Aunque otros fabricantes como Fiat habían experimentado con la inyección directa, fue Audi quien perfeccionó la fórmula con el Audi 100 TDI (Turbo Direct Injection). A mediados de los 90, la tecnología evolucionó hacia lo que muchos entusiastas consideran la cumbre del carácter diésel: el sistema de Inyector-Bomba. En lugar de una bomba común, cada cilindro contaba con su propia unidad de presión accionada por el árbol de levas, alcanzando presiones de hasta 2.050 bares. Esta arquitectura técnica generaba una combustión violentísima. No era una entrega de potencia lineal como la de un motor de gasolina; era una "patada" de par motor a bajas revoluciones que lanzaba el coche hacia adelante con una fuerza inusitada. Esa entrega de potencia bruta, especialmente en modelos como el Golf MK4, enamoró a una generación que descubrió que podía tener prestaciones de deportivo con consumos de utilitario. El éxito de estos motores creó un lenguaje visual propio en los portones traseros de los vehículos. Las siglas TDI y el color de sus letras se convirtieron en un indicador de estatus prestacional: -TDI (Plata): El motor estándar de 90 o 100 CV. -TDI (I en rojo): El motor de 110 CV o el primer 115 CV. -TDI (DI en rojo): El equilibrio perfecto. -TDI (Todo en rojo): El "Santo Grial". El éxito de Volkswagen obligó al resto de la industria a reaccionar, dando lugar a una de las épocas más interesantes de la ingeniería automotriz, donde el diésel se aplicó a conceptos impensables: -Seat León FR y Cupra TDI. -Mercedes-Benz C30 CDI AMG. -Skoda Fabia RS. -BMW 123d. -Renault Mégane RS dCi. En un alarde de poderío técnico, el Grupo Volkswagen llevó el TDI a extremos casi absurdos. El Volkswagen Touareg V10 TDI y el Audi Q7 V12 TDI de 500 CV y 1.000 Nm de par, fueron las cumbres de esta era de exceso. Pero donde realmente el diésel dictó las reglas fue en los circuitos. Audi dominó las 24 Horas de Le Mans ganando 8 ediciones entre 2006 y 2014 con sus prototipos TDI. La clave no era solo la velocidad punta, sino un par motor descomunal para salir de las curvas y una eficiencia que les permitía pasar mucho menos tiempo en boxes que sus rivales de gasolina. El principio del fin llegó por dos frentes. Primero, el límite físico de la tecnología Inyector-Bomba. Aunque era brillante para generar potencia, su dureza de funcionamiento y el ruido impedían cumplir con las normativas Euro 5 y Euro 6. En 2008, el grupo tuvo que migrar al sistema Common Rail, más suave y refinado, pero que perdió esa "patada" característica que definía a los TDI clásicos. El golpe de gracia fue el escándalo del Dieselgate en 2015. El descubrimiento de un software diseñado para engañar en las pruebas de emisiones destruyó la imagen de "tecnología limpia" que el diésel había ostentado. De ser la solución ecológica por sus bajas emisiones de CO2, pasó a ser el villano por sus altas emisiones de óxidos de nitrógeno (NOx). Pese a este final “infeliz”, aquellos TDI de "letras rojas" permanecen en la memoria como los últimos representantes de una era de ingeniería auda.

The FED – keeps rates unchanged SpaceX announcing IPO plans Investors cautious on CaprEx spending plans And our guest – Frank Curzio – Curzio research…   NEW! DOWNLOAD THE AI GENERATED SHOW NOTES Frank Curzio can be reached by email at frank@curzioresearch.com Frank Curzio is an equity analyst with close to three decades of experience covering small- and mid-cap stocks. Check out his newsletters. (Free trial subscriptions available) He has been the editor of several well respected newsletters with major companies as well on of the top performers with TheStreet.com where he significantly outperformed the markets during his tenure. He was also a research analyst for Jim Cramer. Frank is the host of Wall Street Unplugged. Frank has been a guest on various media outlets including Fox Business News, CNBC’s The Kudlow Report and CNBC’s The Call. He has also been mentioned numerous times on Jim Cramer’s™s Mad Money, is a featured guest on CNN Radio and has been quoted in financial magazines and websites. Before TheStreet.com, Frank was the editor of The FXC Newsletter and received one of the top rankings by Hulbert’s Financial Digest for risk-adjusted performance. Follow @frankcurzio Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – HERE Stocks mentioned in this episode: (INTC), (UEC), (IONQ), (CEG), (OKLO), (NXT)

Greenland babble sinks and then boosts markets. Natural Gas prices skyrocket. Small Caps continue to lead markets. Guest Jeremy Kasler- Founder of CASKX – yes – we are talking about Whiskey!  NEW! DOWNLOAD THIS EPISODE’S AI GENERATED SHOW NOTES (Guest Segment) Jeremy Kasler is an entrepreneur and alternative?asset innovator with more than 25 years of experience in specialty finance, alternative investments, and corporate strategy. He is best known as the Founder and CEO of CaskX, a global whiskey, cask investment platform he launched in 2019 to merge his passion for whiskey with his background in building pioneering investment ventures. Kasler founded CaskX in 2019, officially launching operations in early 2020 during the COVID?19 pandemic. Despite global shutdowns, he built momentum by developing an innovative model that allows investors to purchase portfolios of barreled whiskey, which appreciate in value as they mature. CaskX: Manages 30,000+ casks valued at over $50 million Serves 700+ investors worldwide Employs over 30 professionals Operates in Beverly Hills, Louisville, Sydney, Hong Kong, London, Toronto, and Des Moines Learn More at http://www.ibkr.com/funds Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – https://thedisciplinedinvestor.com/blog/tdi-strategy/ Stocks mentioned in this episode: (@NG), (INTC), (QQQ), (SPY), (IWM), (DELL)

Helderburg joins us on the podcast to talk re-crafting Land Rovers! Founder Paul Potratz tells us about creating the company, a unique ownership experience, TDI diesel engines, and more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Greenland, Iran and Mexico – OH MY Earnings season – yes it is here ! Markets re on fire – all systems go – Get your gold and silver too! And out guest – Benjamin Kahle – Managing Partner of Wellings Capital.  NEW! DOWNLOAD THIS EPISODE’S AI GENERATED SHOW NOTES (Guest Segment) Benjamin Kahle is the Managing Partner of Wellings Capital. He is responsible for the overall management of the firm and its investment offerings, including eight funds and multiple sidecar entities. In this role, Benjamin helps shape the company's investment strategy and guides asset management initiatives. Since joining Wellings Capital as an intern in 2015, Benjamin has played an instrumental role in the firm's growth, driving it from $0 to over $215 million in investor equity under management and over $450 million of assets under management. His leadership has helped establish Wellings Capital as a trusted name in the commercial real estate private equity space. Benjamin's real estate career began early—he became a licensed realtor during his junior year of college. He earned his Bachelor's degree in Business Administration from Liberty University and lives in Central Virginia with his wife and son. Learn More at http://www.ibkr.com/funds Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – https://thedisciplinedinvestor.com/blog/tdi-strategy/ Stocks mentioned in this episode: (SPY), (TSLA), (GOOG), (BIDU)

Capturing Maduro and Buying Greenland – all in a day's work! Markets off to a great start – plenty of January to go… Venezuela oil – untapped opportunity – BUT let's take a closer look. And our Guest – Todd Tresidder – Founder of FinancialMentor.com NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Todd Tresidder graduated from the University of California at Davis with a B.A. in economics and a passion for creating successful businesses. A serial entrepreneur since childhood, Todd went on to build his own wealth as a hedge fund investment manager before “retiring” at 35 to teach others. Today, he provides advanced investment and retirement planning education at FinancialMentor.Com showing you what works, what doesn't, and why based on a depth of proven experience. Todd is a financial coach and educator at FinancialMentor.com. He’s the author of five financial planning books including ‘How Much Money Do I Need To Retire?,’ ‘Don’t Hire A Financial Coach,’ and ‘Variable Annuity Pros and Cons.’ You can connect with Todd via his website, Financialmentor.com, Twitter @FinancialMentor, or on Google+. Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz  Stocks mentioned in this episode: (SHLD), (RTX), (SPY), (GLD), (XLE)

Prospective Perspective – we are looking ahead by looking back. A new year – what may drive returns into 2026. So many guests, so much wisdom as we kick off another great year of the TDI Podcast and a great compilation this week of guest clips from 2025. Learn More at http://www.ibkr.com/funds Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – https://thedisciplinedinvestor.com/blog/tdi-strategy/ Stocks mentioned in this episode: (SPY), (RTX), (NOC), (SHLD), (GLD)

Being disciplined pays off. Markets finishing in a good place – ready for 2026. Fun times ahead with a January warning. Inspired by Market Wizards with our guest, the renowned Jack Schwager.  NEW! DOWNLOAD THIS EPISODE’S AI GENERATED SHOW NOTES (Guest Segment) Mr. Schwager is a recognized industry expert in futures and hedge funds and the author of a number of widely acclaimed financial books. Mr. Schwager is one of the founders of Fund Seeder (FundSeeder.com), a platform designed to find undiscovered trading talent worldwide and connect unknown successful traders with sources of investment capital. Previously, Mr. Schwager was a partner in the Fortune Group (2001-2010), a London-based hedge fund advisory firm. His prior experience also includes 22 years as Director of Futures research for some of Wall Street‘s leading firms, most recently Prudential Securities. Mr. Schwager has written extensively on the futures industry and great traders in all financial markets. He is perhaps best known for his best-selling series of interviews with the greatest hedge fund managers of the last three decades: Unknown Market Wizards, (2020),  Market Wizards (1989, 2012), The New Market Wizards (1992), Stock Market Wizards (2001), Hedge Fund Market Wizards (2012), and The Little Book of Market Wizards (2014). His other books include Market Sense and Nonsense (2012), a compendium of investment misconceptions, and the three-volume series, Schwager on Futures, consisting of Fundamental Analysis (1995), Technical Analysis (1996), and Managed Trading (1996). He is also the author of Getting Started in Technical Analysis (1999), part of John Wiley‘s popular Getting Started series. Learn More at http://www.ibkr.com/funds Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – https://thedisciplinedinvestor.com/blog/tdi-strategy/ Stocks mentioned in this episode: (SPY), (NVDA), (TOST), (QQQ), (GLD)

The walls are coming down – the house of cards exposed. We have economic data – late but we got it. And that concludes the last full week of trading for 2025! And our guest – Robbie Miles, CEO of Live and Let Live NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Robbie Miles is the CEO of Live and Let Live – Live and Let Live is a global movement committed to building a freer, more peaceful world. As part of the Live and Let Live community, you're surrounded by individuals who share a passion for personal responsibility, non-aggression, and being good humans. Here, we connect, collaborate, and grow together — exchanging ideas, supporting one another, and taking action that aligns with our shared values of peace, freedom, and human flourishing. Whether you're here to learn, contribute, or lead, there's a place for you in this movement. Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz  Stocks mentioned in this episode: (SLV), (GLD), (ORCL)

The Fed cuts and keeps markets guessing. Silver hits a record – up 100% this year. Looking at frameworks and fake transparency. And our guest – Ed Easterling, Founder and President of Crestmont Research NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Ed Easterling is the founder and President of Crestmont Holdings, an Oregon-based investment management and research firm that publishes provocative research on the financial markets at www.CrestmontResearch.com. He has over thirty years of alternative investment experience, including financial markets, private equity, and business operations. Mr. Easterling is the author of recently-released Probable Outcomes: Secular Stock Market Insights and Unexpected Returns: Understanding Secular Stock Market Cycles (Cypress House; 2005). In addition, he is contributing author to Just One Thing (John Wiley & Sons; 2005) and co-author of chapters in Bull‘s Eye Investing by John Mauldin. Mr. Easterling is a Senior Fellow and a Board Member at the Alternative Asset Management Center at SMU‘s Cox School of Business in Dallas, and previously served as a member of the adjunct faculty teaching the course on alternative investments and hedge funds for MBA students. Mr. Easterling holds a BBA in business, a BA in psychology, and an MBA from Southern Methodist University. Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz  Stocks mentioned in this episode: (SPY), (QQQ), (NVDA), (IBM)

Quick flip and pivot – Fed in focus. Stagflation alert – inflation remains sticky. Unemployment – ADP show massive losses in one category. Looking into the Prediction Markets with our guest, Andrew Wilkinson – Director of Trading Education at Interactive Brokers.  NEW! DOWNLOAD THIS EPISODE’S AI GENERATED SHOW NOTES (Guest Segment) Andrew Wilkinson, Director of Trading Education at Interactive Brokers. Andrew joined Interactive Brokers in 2007 with a background in interest rate and derivative trading in the city of London during the 1990s. Andrew joined IBKR to create market commentary about stocks, options, forex and bonds for the website before helping create the IBKR Campus, which covers Traders' Insight, Traders' Academy, webinars, podcasts and a variety of other financial training for investors of all levels. Andrew has an MBA from Rollins College FL. Learn More at http://www.ibkr.com/funds Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – https://thedisciplinedinvestor.com/blog/tdi-strategy/ eNVESTOLOGY Info – https://envestology.com/ Stocks mentioned in this episode: (BTCUSD), (DIA), (SPY)

First, there's the evolution of raccoon. Next, something called TDI (more commonly known as Trump Derangement Syndrome).See omnystudio.com/listener for privacy information.