Podcasts about Charitable trust

I want to introduce you to our guest this time, Fred Dummar. I met Fred through Susy Flory who helped me write Thunder Dog. Fred is taking a class from Susy on writing and is well along with his first book. I look forward to hearing about its publishing sometime in 2025.   Fred hails from a VERY small town in Central Nevada. After high school Fred went to the University of Nevada in Reno. While at University, Fred joined the Nevada National Guard which helped him pay his way through school and which also set him on a path of discovery about himself and the world. After college Fred joined the U.S. army in 1990. He was accepted into the Special Forces in 1994 and served in various locations around the world and held ranks from Captain through Colonel.   Fred and I talk a fair amount about leadership and how his view of that subject grew and changed over the years. He retired from the military in 2015. He continues to be incredibly active serving in a variety of roles in both the for profit and nonprofit arenas.   I love Fred's leadership style and philosophy. I hope you will as well. Fred has lots of insights that I believe you will find helpful in whatever you are doing.       About the Guest:   Colonel (Retired) Fred Dummar was born and raised in the remote town of Gabbs, Nevada. He enlisted in the Nevada National Guard in 1986 and served as a medic while attending the University of Nevada. He was commissioned as an Infantry Officer in the U.S. Army in April 1990.   Fred was selected for Special Forces in 1994 and went on to command at every level in Special Forces from Captain to Colonel. He trained and deployed in many countries, including Panama, Venezuela, Guyana, Nigeria, Zambia, Botswana, Malawi, Mozambique, Namibia, Iraq, and Afghanistan. Most notably, Col Dummar participated in the liberation of Kurdish Northern Iraq in 2003, assisting elements of the Kurdish Peshmerga (resistance fighters) with the initial liberation of Mosul.   Colonel Dummar's last tour in uniform was as the Commander of the Advisory Group for Afghan Special Forces from May 2014 to June 2015. Immediately after retiring, he returned to Afghanistan as a defense contractor to lead the Afghan Army Special Operations Command and Special Mission Wing training programs until May 2017.   Beginning in 2007 and continuing until 2018, Fred guided his friend, who was blinded in Iraq, through 40 Marathons, several Ultra marathons, climbing Mount Kilimanjaro, running with the bulls in Pamplona, and a traverse of the Sahara Desert to raise funds and awareness for Special Forces Soldiers. He personally ran numerous Ultramarathons, including 23 separate 100-mile runs and over a hundred races from 50 miles to marathon.   Fred graduated from the U.S. Army Command and Staff College and the U.S. Army War College with master's degrees in military art and science, strategy, and policy. He is currently pursuing a Doctoral Degree in Organizational Psychology and Leadership.   Since retiring from the Army in 2015, Fred has led in nonprofit organizations from the Board of Directors with the Special Forces Charitable Trust (2015-2022) as the Chief of Staff for Task Force Dunkirk during the evacuation of Afghan Allies in August 2021, as a leadership fellow with Mission 43 supporting Idaho's Veterans (2020-2023), and as a freshwater advocate with Waterboys with trips to East Africa in 2017 and 2019 to assist in funding wells for remote tribes.   Fred has led in the civilian sector as the Senior Vice President of Legacy Education, also known as Rich Dad Education, from 2017-2018 and as the startup CEO for Infinity Education from 2021-2022, bringing integrity and compassion to Real Estate Education. Fred continues investing in Real Estate as a partner in Slate Mountain Homes, Idaho and trains new investors to find, rehab, and flip manufactured homes with Alpine Capital Solutions.   Fred is married to Rebecca Dummar, and they reside in Idaho Falls, Idaho, with three of their children, John, Leah, and Anna. Their daughter Alana attends the University of Michigan.   Ways to connect with Fred:   Here is a link to my webpage - https://guidetohuman.com/ Here is a link to my Substack where I write - https://guidetohuman.substack.com/   About the Host:   Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog.   Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards.   https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/   accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/   https://www.facebook.com/accessibe/       Thanks for listening!   Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below!   Subscribe to the podcast   If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset .   Leave us an Apple Podcasts review   Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.       Transcription Notes:   Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us.   Michael Hingson ** 01:21 Well, hi everyone, and welcome to another edition of unstoppable mindset where inclusion diversity and the unexpected meet, but it's more fun to talk about unexpected than inclusion or diversity, although it is relevant to talk about both of those. And our guest today is Fred Dummar. It is pronounced dummar or dumar. Dummar, dummar, see, I had to do that. So Fred is a person I met Gosh about seven or eight months ago through Susy Flory, who was my co author on thunder dog, the story of a blind man, his guide dog and the triumph of trust at ground zero. And Susy introduced us because Fred is writing a book. We're going to talk about that a bunch today, and we'll also talk about Fred's career and all sorts of other things like that. But we've had some fascinating discussions, and now we finally get to record a podcast, so I'm glad to do that. So Fred Dummar, welcome to unstoppable mindset.   Fred Dummar ** 02:22 Yeah, no. Thanks for having me. Michael, yeah, we've had some some interesting discussions about everything unstoppable mind and blindness and diversity. And yeah, it's good to be on here.   Michael Hingson ** 02:34 Yeah. And one of the things I know that you have done is ran with a blind marathoner, and I'm anxious to hear about that, as well as what an ultra marathon is. We'll get to that, however. But why don't we start by you may be talking a little bit about kind of the early freight growing up and all that you grew up in, in Nevada, in a in a kind of remote place. So I'm going to just leave it to you to talk about all   Fred Dummar ** 02:57 that. Yeah, Michael, so, and actually, that's part of my, part of my story that I'm writing about. Because, you know, obviously, where we're from forms a large basis of how we sometimes interact with the world. And I came from a very remote town in Nevada. It's dying, by the way. I'm not sure how long that town will be with us, but, yeah, being from a small town where, you know, graduating class was 13 kids, and it's an hour to the closest place that you could watch a movie or get fast food, those types of things, it's definitely a different type of childhood, and much one, much more grounded in self reliance and doing activities that you can make up yourself, right? Instead of being looking for others to entertain you.   Michael Hingson ** 03:50 Yeah, I hear you. So what was it like growing up in a small town? I grew up in Palmdale, California, so it was definitely larger than where you grew up, we had a fairly decent sized High School senior graduating class. It wasn't 13, but what was it like growing up in that kind of environment?   Fred Dummar ** 04:12 Yeah, it was. It was one where you know, not only did you know everybody, everybody else knew you, and so you could pretty much count on anyone in the town for for assistance or, or, you know, if, I guess, if you were on the house for not, not assistance, so, but no, it was. It was a great place to have many, many, many friends from there. But it was, certainly was an adjustment, because I think growing up, there are our sort of outlook on life for us, you know, certainly from the people that that ran our high school and the other adults, most people were seen as, you know, your life after high school would be going to work at one of. The mines, or going to work on one of the, you know, family cattle ranch or something like that. So making the jump from there to, you know, even a few hours away to Reno, you know, to start at the University of Nevada, that was a big it's a big jump from for me, and because the school is so small, I ended up graduating from high school when I was 16, so I barely had a driver's license, and now I am several hours away and Reno, Nevada, going to the university. And, you know, quite an adjustment for me.   Michael Hingson ** 05:32 It's interesting. A few days ago, I had the opportunity to do a podcast episode with someone who's very much involved and knows a lot about bullying and so on, and just listening to you talk, it would seem like you probably didn't have a whole lot of the bully type mentality, because everyone was so close, and everyone kind of interacted with each other, so probably that sort of stuff wasn't tolerated very well. Yeah,   Fred Dummar ** 05:59 it was, it was more so outsiders. I mean, kids that had grown up there all sort of, you know, knew where they were or weren't in the pecking order. Things and things sort of stayed kind of steady stasis, without a lot of bullying. But yeah, new kids coming in. That's where you would see for me, from my recollection of growing up to that's where, you know, I remember that type of behavior coming out when, when you know, a new kid would come into the town,   Michael Hingson ** 06:31 was it mainly from the new kids or from the kids who are already there?   Fred Dummar ** 06:34 From the kids? Sometimes it was the integration, right? Some people integrate into new environments better than others. And you know, generally, no problems for those folks. But some, you know, it takes a bit more. And in a place like that, if you're you know, if you're seen as different, so you know to your theory on or your you know the topics you cover on diversity and inclusion. Sometimes when you're the one that that looks different or acts different in an environment like that, you definitely stick out, and then you become the target of of bullying.   Michael Hingson ** 07:10 What? What happens that changes that for a kid? Then, you know, so you're you're different or in one way or another. But what happens that gets kids accepted? Or do they?   Fred Dummar ** 07:21 Yeah, I don't know. I think, I think it's learning to embrace just who you are and doing your own thing. I think if you know, if you're trying to force yourself into an environment that doesn't want to accept you, I'm not sure that that's ever an easy battle for anyone. But just being yourself and doing your own thing. I think that's, that's the way to go, and that's certainly, you know, what I learned through my life was I wasn't one of the kids that planned on staying there and working in the mind, and I wasn't, you know, my family was, you know, at that point, my mom and dad owned the, the only grocery store in town, and I certainly wasn't going back to run the family business. So, you know, look, looking for a way, you know, for something else to do outside of that small town was certainly number one on my agenda, getting out of there. So being myself and and learning to adapt, or, as you know the saying goes, right, learning to be instead of being a fish in a small pond, learning to be a fish in a much larger pond,   Michael Hingson ** 08:27 yeah, well, and there's, there's a lot of growth that has to take place for that to occur, but it's understandable. So you graduated at 16, and then what did you do after   Fred Dummar ** 08:38 my uh, freshman year at college, which I funded by, you know, sort of Miss, Miss misleading people or lying about my age so that I could get a job at 16 and working construction and as an apprentice electrician. And that funded my my freshman year of college. But, you know, as as as my freshman year was dragging on, I was wondering, you know, hey, how I was going to continue to fund my, you know, continued universe my stay at the university, because I did not want to go, you know, back back back home, sort of defeated, defeated by that. So I started looking into various military branches of military service, and that's when it happened upon the National Guard, Nevada National Guard, and so I joined the National Guard. And right after, you know, I think it was five days after I turned 17, so as soon as I could, I signed up, and that summer after my freshman year, I left for training for the National Guard. Missed first semester of my sophomore year, but then came back and continued on with my university studies using, you know, my the educational benefits that came from being in the National Guard.   Michael Hingson ** 09:55 So you're in the National Guard, but that wasn't a full time thing, so you were able to go back and. Continue education. Yeah,   Fred Dummar ** 10:01 it was, you know, it's a typical one weekend a month, one weekend a month for duty. Typically, we would go in on a Friday night, spend Saturday and Sunday for duty. So we get a, you know, small check for that. And then we were also allowed to draw, you know, the GI Bill and the state of Nevada had a program at the time where you didn't get paid upfront for your classes, but at the end of every semester, you could take your final report card and for every class, for every credit that you had a C or higher, they would reimburse you. So yeah, so they were essentially paying my tuition, and then, you know, small stipend every month from the GI Bill. And then, you know, my National Guard check, so and in the 80s, you know, when I was going to school, that that was enough to keep, you know, define my education. And where did you go to school? At the University of Nevada in   Michael Hingson ** 10:59 Reno, in Reno, okay, yeah, so, so you kind of have ended up really liking Reno, huh?   Fred Dummar ** 11:07 Yeah, I, yeah. I became sort of home city. Obviously, no one would ever really know where. You know, if I would have mentioned that I grew up in a town called gaps, most people would, you know, not, not really understand. I sometimes, if they're, you know, press and say, hey, you know, where are you really? Because, you know, often say, Hey, I went to school in Reno. If they say, where did you grow up? I'll, you know, it's a longer conversation. I'll be like, okay, so if you put your finger, like, right in the middle of Nevada, in the absolute middle of nowhere, that's where I grew up.   Michael Hingson ** 11:40 Well, you know, people need to recognize and accept people for who they are, and that doesn't always happen, which is never fun, but Yeah, gotta do what you can do, yes, well, so Reno, on the other hand, is a is a much larger town, and probably you're, a whole lot more comfortable there than you than you were in Gabs, but that's okay. So yeah, so you went to the university. You got a bachelor's, yep, and then what did you do?   Fred Dummar ** 12:11 Yeah. Well, so along the way, while I was in the National Guard, you know, being a medic, right? I was convinced by a lieutenant that met me. I was actually doing the physical, because it was one of the things our section did when I was first in, you know, we gave the medical physicals, and this lieutenant said, you know, you should come transfer our unit. The unit was an infantry unit, and I became their only medic. And so that was much better than working in a medical section for a helicopter unit where I'd been and and the lieutenants, you know, said that I should consider joining ROTC, since I was already going to the university. So I did in my junior year, started the Reserve Officer Training Corps there at the University of Nevada. And so when I graduated college in the winter of 89 I accepted a commission into the army. So then a few months later, I was, I was off on my my Grand Army adventure,   Michael Hingson ** 13:11 alright, and then what did you do?   Fred Dummar ** 13:15 So, yeah, that was, you know, because it was an infantry Lieutenant went to Fort Benning, Georgia, and I believe now the army calls it fort Moore, but yeah, I trained there for about a year, doing all of the tasks necessary to become an infantry officer. And then I went down to Panama, when the US still had forces in the country of Panama. And I spent two and a half years down there was that past mariega, yeah, right after, because I had graduated from college in December of 89 while operation just caused to get rid of Noriega was happening. So year after my infantry training, I sort of ended up in Panama, and sort of as at the time, thinking it was bad luck, you know, because if you're in the army, you know, you want to, kind of want to go where things are happening. So I'm in Panama the year after the invasion, while Saddam Hussein is invading Kuwait, and everyone else is rushing to the desert, and I'm sitting in the jungle. So, you know, as a as a young person, you start to think, you know, oh, you know, hey, I'm missing. I'm missing the big war. I should be at the war, you know. So that was an interesting take, not what I would have now, but you know, as a young man,   Michael Hingson ** 14:31 what caused you to revise that view, though? Or time,   Fred Dummar ** 14:37 yeah, yeah. Just, just time. And, you know, later in life, you know, after, uh, serving combat rotations in Iraq and Afghanistan, I realized it wasn't something one needed to rush towards,   Michael Hingson ** 14:48 really quite so bad, where you were, yeah. So,   Fred Dummar ** 14:52 yeah, I spent a couple years in Panama, then I came back to Fort Benning, uh, Fort Moore, and worked at the Army's Airborne School. So. Uh, you know, the place that teaches people how to jump out of airplanes. And I did that for for a year. So it's, it's really fun because watching, you know, watching people go through the process of of training to jump out of an aircraft, and then sort of their very first time on an aircraft might takes off, and you can see the, you know, sort of the realization that they're not going to land with the plane for the first time in their life. You know, they're they're not going to be in the plane when it lands. That's always, you know, it's always a good time. And then, of course, when you know, then there's another realization, moment when the doors pop open right, and the doors, doors on the aircraft are opened so the jump masters can start making checks, you know, and out, yeah, and they're looking, you know, their eyes get larger and larger, you know, as as preparations for the jump. You know, when they're stood up and they're hooked up inside the aircraft, and then finally, you know, told to exit. Yeah, it's interesting. And during the time when I worked there, that's when I was eligible, because I was a senior lieutenant at that time, that I could apply to become a Green Beret. I could go through special forces training if I was selected. So I left from Fort Benning, I went up to Fort Bragg, now fort liberty, and went through the selection, Special Forces Assessment, selection, and was selected to become a Special Forces soldiers that I went to Fort Bragg, you know, spent the year or so becoming qualified to be a special forces team leader, and then the next I spent the next 20 years of my Army career in various units at at Fort liberty, and third Special Forces Group, Special Forces Command, seven Special Forces Group, Special Operations recruiting, just, you know, bouncing around in different assignments and then, but obviously during that time, 911, happened, and you know, was on the initial invasion in 2003 up in, up into the north. We were flying in from Romania, you know, before the war started. And so being there during that phase of the Iraq combat in Iraq, and then going to Afghanistan and and spending multiple, multiple tours and multiple years in Afghanistan. So, so   Michael Hingson ** 17:25 did you do much jumping out of airplanes?   Fred Dummar ** 17:29 Yeah, in combat, no. But over the years, yeah, I accumulated quite a few jumps. Because what, you know, every, every unit I was ever assigned to while I was in the army was always one that was, you know, airborne, which are, you know, the designation for units that jump out of airplanes. So   Michael Hingson ** 17:47 have to, yeah, yeah. Well, you're a pretty level headed kind of guy. What was it like the first time you jumped? I mean, you described what it looked like to other people. Do you think that was basically the same for you, or did you, yeah, kind of a thicker skin,   Fred Dummar ** 18:01 yeah, no, no, I think, I think that's why I was able to, you know, in large measure, that's how a lot of us are able to have empathy, right? If we've, if we've, if we've been through it, and we are able to access the memory of, okay, what was it like when I was doing it? It allows us to be, you know, more compassionate to the people that are going through it at that moment for the first time, but yeah, I can remember being in the plane, and then you know, that realization is like, hey, you know, in the pit of your stomach, I'm not, I'm not landing with this plane. And then, you know, the doors opening up, you're like, you know, kind of hey, those, I don't know what the gates of hell look like, but right now, that's that's in my mind, what, what they would look like, you know, and then going out the first time, and and then I think the second time might have been worse, because it was the anticipation of, oh, wait a minute, we're doing that again. And by the but if you do five jumps to qualify before you're given your parachute as badge, so I think by the third one, I'd come to terms with, with, with dealing and managing. You know, you know the fear of it, of leaving an airplane. And people you know often ask, you know when, when you're older and you're past the 100 jump mark, you know it's like, still, is there still fear and like, I think, I think, if there's not, I mean, then you know, there's probably something wrong with you, but, but it's not, it's nowhere near you know how it is when you know your First learning and your first learning to trust yourself and trust the equipment and trust the process. Well,   Michael Hingson ** 19:45 what you're learning a little bit along the way is to how to control fear. And you mentioned my book earlier, the one that's coming out live like a guide dog, which is all about trying to teach people to control fear, because we have so many things happen to. Us, or we think about so many things, that we develop so many fears consciously or not, that when something does unexpectedly happen to us, especially something that isn't necessarily a positive thing, we just automatically go into a fear reaction mode. And the the reality is it doesn't need to be that way you can learn to control fear, which is what we talk about in live like a guide dog, because it's important that people recognize you can learn to control fear. I would never say, Don't be afraid. Yeah, but I think you can learn to control fear, and by doing so, then you use that fear to help guide you and give you the the the the tools to really be able to move forward and focus. But most people don't really spend much time doing that. They don't learn introspection. They don't learn how to to slow down and analyze and develop that mind muscle so that later you can analyze incredibly quickly.   Fred Dummar ** 21:06 Yeah, we in the army, we call that stress inoculation, good description, you know, it's, you know, once you're, once you're, you've learned to deal with stress, or deal with, you know, stressful, fearful things. Then, you know, the next time you're you're better equipped. And that fear and that stress can be, you know, can be continually amped up. I used to laugh when I was doing Special Forces recruiting, because the you know, it would require a special physical for candidates to go get a special physical before they could come to training. And one of the boxes we would joke about was, I have no fear of heights or enclosed spaces. No everybody has those fears, is whether you can, you can manage those fears and deal with. You know, things are very uncomfortable. Well, that's   Michael Hingson ** 22:05 really it. It's all about managing. And so I'm sure that they want you to check no, that you don't have those fears when you're when you're going through. But at the same time, what you're hopefully really saying is you can manage it. Yeah,   Fred Dummar ** 22:20 that you can manage and that's why I was saying, that's why I would always laugh, because of course, everyone has those fears and but learning to deal with them and and how you deal with them, and that that's, you know, one of the things I discuss in one of the chapters of the book I'm writing is, is, you know when fear, when fear comes to You, you know, how do you deal with it and how do you overcome it? I think people are more and more recognizing you know that there are techniques through stress inoculation, you know, things like that. They'll teach you how you can overcome fear. And you know simple breathing techniques to you know, slow down your breathing and engage your brain, not just your brain stem, right? When you breathe, it fast, your brain stem is in charge, not your brain and yeah, and think your way through things, rather than just reacting as a, you know, as a frightened animal,   Michael Hingson ** 23:19 right? And it's one of the things that that, as I discuss in the book, and I talk to people about now a lot, that although I didn't realize it for many years, after September 11, I had developed a mindset on that day that said, You know what to do, because I had spent a lot of time learning what to do, how to deal with emergencies, what the rules were, and all that, and all of that just kicked in on September 11, which is as good as it could get.   Fred Dummar ** 23:45 Yeah. Well, Michael, you have a you have a distinct advantage. You had a distinct advantage a couple of them, but, but one being, you know, because you already live in a world without light in your sight, you're not dependent on that. And so another, when other people are, you know, in, you know, when I'm reading the book, I'm nodding my head knowingly, you know, as you're talking about being in the stairwell and other people being frightened, and you're just like, this is okay. This is an average, I mean, maybe unusual circumstances, but an average day for me,   Michael Hingson ** 24:21 yeah. But they side of it is, I know lots of blind people who would be just as much in fear as anyone else. It's the fact is, of course, we didn't know what was going on. Yes, September 11, a   Fred Dummar ** 24:35 bit of ignorance is bliss, right? Yeah. And   Michael Hingson ** 24:38 that was true for everyone. I had a great imagination. I could tell you that I imagine things that could happen that were a whole lot worse than in a sense, what did, but I, but I like science fiction and horror, so I learned how to imagine well, but the fact is that it isn't so much being blind that's an advantage, really. Really was the preparation. And so the result was that I had done that. And you know, of course, the airplane hit 18 floors above us on the other side of the building. So the reality is going down the stairs. None of us knew what happened. We figured out an airplane hit the building because we started smelling the fumes from burning jet fuel. But by the same token, that was all we knew. We didn't even know that tower two had been hit until, well, much later, when we got outside, colleagues saw David Frank, my colleague saw tower two was on fire, but we still didn't know what it was from. So yeah, the the fact is that blindness may or may not really be an advantage, but preparation certainly was, yeah,   Fred Dummar ** 25:43 how you reacted, how you reacted to being blind. Because, yeah, you can just, just like anything, right? You can react in in several different ways, and how you acted, how you built your life around,   Michael Hingson ** 25:54 sure. And most people, of course, just rely on reading signs. And so they also have the fear, what if I can't read the signs. What if there's smoke and all that? And again, they they build fears rather than doing the smart thing, which is just to learn what to do in the case of an emergency when you're in a building like that. But you know, it is part of what what we do talk about, and it is, it is pretty important that people start to learn a little bit more that they can control fear. I mean, we have in our in our whole world, politicians who just do nothing but promote fear, and that's unfortunate, because we all buy into it, rather than stepping back and go, Wait a minute. It doesn't need to be that way.   Fred Dummar ** 26:37 Yeah, I think the other thing, like you talked about your your preparation and training. And I always that was one of the way ways, or one of the things that brought me to ultra marathoning, you know, after my initial training in Special Forces, was, you know, if you're, if you're going to push your capacity to see, you know what you're what you're really capable of, or build, you know, build additional reserves. So, you know, if you are counted on to do something extraordinary or in extenuating circumstances, what do you really have, you know, yeah, how far can you really push yourself? And so it really brought me into the sport of ultra running, where, you know, the distances, or those distances that exceed a marathon. So a marathon being, you know, 26 miles, yeah. So the first ultra marathon is a 50k because, you know, Marathon is 42 so eight kilometers farther. And then the next, general, you know, length is 50 miles. And then there's some other, you know, 100k which is 62 miles. And then, kind of the, although, you know, now we see, see races longer, but kind of the the longest distance being 100 mile race and so, and the gold standard in 100 mile racing being, you know, for most, most courses, every course being different, but for most courses, is to finish under 24 hours, so within one one day, but to keep moving for one, you know, one entire day while, you know, while fueling yourself and and, and some people say, Well, you Know, wow, that pace doesn't seem that fast. Troy   Michael Hingson ** 28:22 yourself then and see, yeah,   Fred Dummar ** 28:24 and, like a lot of things, it doesn't, it doesn't exactly seem fast until you're factoring in, okay, but you're still gonna have to stop at some point to you, you know, relieve yourself, and you're gonna have to, you know, walk while you eat. And, you know, there's hills to climb and all these other sorts of obstacles. So, yeah, finishing under 24 hours is, you know, sort of the, you know, the standard, I guess, for the people want to achieve. And anyway, yeah, I became, for a bit there, became addicted to it. And then, so when I met Ivan, my friend, who you were talking about, who, who was, was blinded in in Iraq in 2006 when I met him, he had already been injured, and I realized that he really wanted to run marathons. He'd run one, and had to use, like, several different guides, right? You know, there were different people jumping in and out, and it really wasn't an ideal situation for him and he and he also needed someone who who wanted to do that, who would be a reliable training partner, right? Because it's not like, okay, you know, you might be able to find people that show up on marathon day. Want to run the marathon, or a few people, but, you know, day in, day out, to be training. And so I was like, Hey, this is one of those things that ends up in your path, right, that you can, maybe you can walk around it, but, but for me, when I, you know, when I saw. I was like, Okay, this was, this was something that, you know, for whatever reason, is on my path. I meant to do it. I meant to be the guy that does this. And so, yeah, we started training together. And, you know, ended up running 40 plus marathons together, you know, from London, Chicago, you know, every, every the Marine Corps Marathon, just everywhere. And, you know, summiting Mount Kilimanjaro and running with the bulls together. And then our last race was, it's often referred to as, you know, the world's toughest foot race. It's the marathon to Saab, and it's a, it's a distance race of 150 some miles across the Sahara Desert. And they break it up into stages. So on different days, some days, you run 30 miles. Some days, you know, 26 one day is a 50. I think we were at 53 miles on one of the days. But anyway, and you start the you start that race with whatever you're going to eat and whatever you're going to need, you know, in terms of gear on your back. And the only thing that's provided to you during the race is water. So, and that was our kind of, you know, he's like, I don't know how much longer I'm going to be able to run, and so I just want to do that before I stop. I stopped, right? So, but anyway, yeah, so that was how I ended up meeting my friend Ivan, and, you know, over the course of a decade and a half, we did all of these, you know, what some people think are incredibly dumb things, but, you know, sort of embracing the discomfort of training and competing to, you know, to make ourselves better, you know? Yeah,   Michael Hingson ** 31:44 so while you were in the military, I know you mentioned earlier something about doing some work in as a medic. Did you do that most of your time? Were you specializing in that? Or what?   Fred Dummar ** 31:54 No, no, that was only when I early on, when I was a soldier, I was a medic, and then when I was commissioned, I was commissioned, I was commissioned as an infantry officer, and then, and then, when it became Special Forces, you know, the officer is, sort of has, has no specialty other than leading the team. The team has medics and weapons guys and engineers and communicators and all that. But, you know, the officers sort of assigned as the as the planning the planning agent, you know, the to lead the team, rather than have any of the specialties,   Michael Hingson ** 32:30 right? And you participated long enough that you rose to the rank of colonel. Yeah, yeah, my participation   Fred Dummar ** 32:38 trophy was attaining the rank of colonel. And I would often tell people the arm don't think the army doesn't have a sense of humor. I was promoted to Colonel on April 1, so April Fool's days when, when I was promoted? And yeah, and I, after almost 30 years in uniform, retired in 2015 so I don't know that I would have went that long. But you know, they're about the middle of my career, from 1986 to 2015 you know 911 happened, and for me, it wasn't, it wasn't really a choice to to leave. Then, you know, it was like, Okay, we, you know, we have to do this. These Iraq and Afghanistan. In fact, my my very last, my last year in in uniform. I was in Afghanistan as an advisor to the Afghan commandos. And when I returned from that tour, you know, was told that, hey, I had to, I had to finally leave Fort Bragg after 20 years and and either go to, you know, the Pentagon or another headquarters. And that's when I decided to retire. Because it was like, okay, you know, if, if the wars don't need me anymore, then I, I can go home and do other things. Yeah, I can do other things. If the wars don't need me, you know, then I can probably hang it up. So   Michael Hingson ** 34:11 when did you get married? So   Fred Dummar ** 34:15 over the course of my Army career, I was divorced twice. Yeah, it's just not an easy No, it's not. It's just not an easy lifestyle. I'm not making any excuses for my own failings in that regard. But, you know, it is, it is, I think, easier to become emotionally detached from someone, especially, you know, as in my case, I think I often put the army, first, the army, my soldiers, the mission, you know, as the first on my mind. And you know, for someone else, you know that to be a pretty strong person, to sit in the back seat during that so. And I did not have any children and then, but after I retired, when went through my second and four. I met someone. And so, yeah, we were married in in 2020, and so I had a, I was able, you know, after not having children, my first son was born when I was 50. So I have a son who's, you know, four, four years old, four going on five. And then we decided that, you know, he should have someone to be with. So we were going to have a second child. And my wife had twins, so I have twin, three year old girls. So, yeah,   Michael Hingson ** 35:37 you're going to do it. You might as well go all the way, huh?   Fred Dummar ** 35:40 Yeah, and and, and I haven't, and I adopted Rebecca's older, the child that she that she had. And so now we have four children, Alana being much older, she's already finished for freshman year at the University of Michigan, and this get ready to go back to Ann Arbor and continue her studies and and then we have, you know, the small pack of humans that are still here in their pre, pre kindergarten phase. So   Michael Hingson ** 36:10 she is a a Wolverine fan, and there will ever be an Ohio State Buckeye,   Fred Dummar ** 36:18 yeah, something like that. Yeah, that rivalry is pretty intense. And, you know, never being part of a school that was, you know, in that, in that division, you know, not really realizing, well, you know, watching college football, I kind of understand the rival, all the rivalries. But once she started going to Michigan, and, you know, attending a football game there myself. And then, unfortunately, you know, we were able to go to the Rose Bowl this year, which, you know, when Michigan played Alabama. So we were able to go to that together. So, yeah, it was, it's interesting to learn that dynamic. And like, I tell her, it's like, never, never take for granted being part of a big school like that without those sorts of traditions. Absolutely.   Michael Hingson ** 37:06 Yeah, I went to UC Irvine, so we didn't really have a lot with with football, but my wife did her graduate work at USC, and I always like to listen to USC football games. I judge a lot about sports teams by the announcers they hire, I gotta say. And so we've been always so blessed out here in California, although I think that announcing isn't quite what it used to be, but we had good announcers that announced for USC out here on I think it was originally on Kx, and then it went to other stations. But anyway, when we got married, the wedding started late because a bunch of people were sitting out in their cars waiting for the end of the USC Notre Dame game. And so the wedding was 15 minutes late starting because everybody was waiting to see who was going to win the game. And I am quite pleased to say that we won, and God was on our side, as opposed to Notre Dame. And, yeah, the marriage lasted 40 years, so until she, she passed away in 2022 but I love to tell people that, you know, God clearly was on our side, especially when I tell that to my Notre Dame friends,   Fred Dummar ** 38:15 yeah, the touch touchdown, Jesus wasn't, wasn't there for them, not   Michael Hingson ** 38:19 that day. Yeah, but, but, you know, and there's college football is, is in a lot of ways, I just think so much more fun, or it has been than professional. But, you know, now a lot more money is getting into it, which is unfortunate too. Yeah,   Fred Dummar ** 38:37 I think that's caused some of the you know, teams re evaluate what they what they do happen, how they operate. And I think it's forced some of the older coaches to leave the game, yeah, because it's not the game they recognize, so not   Michael Hingson ** 38:53 what they had well. So you've been to a variety of different places. You've been a leader. And I think it's pretty clear that you really still are, but how did all the the different experiences, the different places that you went to, and all the the experiences that you participated in, how does that affect and shape your leadership style?   Fred Dummar ** 39:19 Yeah, Michael, you know, I think one of the first things, right, if you when your surface looking, and some people never go below the surface. So when you talk about things like diversity and inclusion, the things, the things that they will think about that make people divert diverse are not generally what I think about. Because, you know, when you look below the surface, you see a lot of commonalities in the human experience. You know, from my time living, living in Panama and operating in Central and South America, some countries in the in the you know, the Caribbean when I was first in special operations, and then. Obviously, I went and did some time in in Africa, some peacekeeping operations in Nigeria, some other exercises down in the south, southern countries in Africa, and then my time in Iraq and Afghanistan. People, you know, they're they come in different colors. They they have different their path to God or the universe or the higher power that they recognize that the cultural artifacts that they use may may look different, but you know, they're generally pointing if you if you can step aside from your own preconceived notions about things, you can see that they're they're just different signposts to the same God, right to the same, to the same, power to the same, to the same things, and people want the same things, you know, for their families, you know, for for security and prosperity, and you know that that sort of thing. So it's, that's where I, kind of, you know, came to my leadership philosophy, which is pretty easy to remember. It's just lead, lead with love. And you know, if you use, and I haven't tell people, doesn't really matter what denomination you are. If you read, you know, the Gospels of the New Testament purely as a leadership guide. You know it's, it's hard to find a a better leadership example than than what, what Jesus was was doing, you know, the way he was serving others the way he was leading. It's, it's, it's pretty powerful, pretty powerful stuff. And you know, even, even at the end, right during the Last Supper, when he tells people, you know, who, who's the most important is the most important person, the person sitting at the table getting ready to eat, or the person serving, you know. And of course, you as humans, you know, is based on our, you know, the way we think about the world. We think the most important person is, you know, not only the person sitting at the table, but the person at the nicest table, or the head of the table, and not the person serving. And so that was something I tried to embrace during my time in the military, and what I try and embrace now is, you know, being the person that serves others and using your position. You know, if you if, if and when you are promoted or asked to lead that, you approach it from a position of, you know, what? What can I do from this position to help other people and and just be compassionate to their actual circumstances. And that doesn't mean, you know, when people, people hear me say that they're, you know, they think, Well, that's pretty how does that reconcile with you being a Green Beret and being around, you know, a bunch of you know, meat eating savages, you know, how do you how do you reconcile that and like, well, leading with care and compassion doesn't mean you know that I'm coddling anyone, because I'm certainly not coddling anyone you know. You know, I demand high performance for myself and from from people in those positions like that. You know, when I was a member of a special forces organization, but not everybody's supposed to be doing that. And so I think recognizing the circumstances and the people and what the organization's supposed to do or and how it can care for people, I think those are things that became really, really important to me   Michael Hingson ** 43:33 well. And I think you raised some really valid points. The reality is that September 11, for example, was not a religious war, a religious event. It was a bunch of thugs who wanted to have their way with the world. But most people who truly practice the Islamic faith are the same as the rest of us, and they and they seek God just like we do, like Jewish people do and others do, and we've got to keep that in mind, but it's, it's so hard, because we mostly don't step back and evaluate that and realize that those 19 people on those four airplanes are just a bunch of thugs, pure and simple.   Fred Dummar ** 44:15 Yeah, that, yeah, that, and, and the organizations they represent, right? You know, they're, they're, they're, and they're not the only ones, right? People from of all faiths have harnessed, you know,   Michael Hingson ** 44:30 their various back to the Crusades, yeah, you know, you know, their   Fred Dummar ** 44:33 various religions have harnessed themselves up to, you know, to sway people to to hate, or to, you know, to engage in combat or whatever. So yeah, to to lump that all in. I think our, some of our responses, and then also some of the way people think, has really led it led us to a more a more divided we're. Well, then you know that are more inclusive and and you know, thinking of ourselves as one we we think of ourselves as, you know, many and different, and sometimes things that we think would bring us together or help us make things more fair, like, you know, talking about diversity and inclusion, if we aren't really thinking about what we're trying to do and what that looks like, we can end up making the world more divided and less inclusive.   Michael Hingson ** 45:34 And unfortunately, we're seeing way too much of that, and it isn't helping to do that. And hopefully at some point we'll, we'll figure that out, or we'll realize that maybe it's a little bit better, or can be a little bit better than we think. Yeah, and I know you in 2003 did a lot to help the Kurds in northern Iraq, right?   Fred Dummar ** 45:55 Yeah, that was primarily, you know, my, my experience in Iraq was, you know, before the 2003 invasion, I was in Romania with my special forces company. And, yeah, we flew into northern Iraq and linked up with a group of Kurds and from where they were at and primarily our mission, you know, at that point, nobody really knew what Saddam might do when the main offensive of, you know, conventional army, conventional Marine Corps, British, you know, other allies, started from the south towards Baghdad. What would Saddam do? Would he, you know, send his forces in the north against the Kurds to create a destabilizing effect, you know, one both killing Kurds, but causing Kurds to flee to Syria and Iran, and, you know, probably most importantly for people that were planning to Turkey, you know, to further destabilize the region. So obviously, out of a desire to protect, help protect the Kurds and help stop or prevent something like that from happening. You know, we went in a couple weeks before the actual ground war started, we were in place with the Kurds and started organizing them to to defend themselves. And do you know, take back the land that they considered theirs, because, after, you know, Desert Storm, the you know, the 90s, the 90s war against Iraq, Saddam had pushed into Kurdish territory and established, you know, what he referred to as a, you know, his, his buffer zone. And then, you know, the US had been forcing a, you know, a no fly zone up in the Kurdish areas, but the Kurds had still never been allowed to go back to some of the cities that they considered theirs. So, you know, when we got in there with them, we were able to get, you know, move currents that have been forced out of those towns moved back into their towns and and our particular sector we we cleared down to Mosul Iraq, which, you know, people in the Bible will recognize As as the city of Nineveh. Or maybe not know that, but yeah, so we were, I was able to go drive through the, you know, the biblical, the some of the remains of the, you know, city of Nineveh as we got to Mosul. And then once we were there, that was sort of when, you know, we stole the Kurdish allies that, hey, you guys can go back to go back home, and then at that point us, we're only there a few days before us conventional forces. Now this is a couple months into the war, but us conventional forces made their way up there, and, you know, started doing stabilizing the city, and it was probably best to get the Kurdish militia out of there at that point, for things between the Kurds and the Arabs continue to deteriorate. So yeah, but it was a it was a great experience for me being with the Kurds and helping them, you know, sort of move through and retake towns that they had historically lived in. And, you know, along the way we passed and were able to clear Assyrian monastery that's on one of the mountains on the route to Mosul. So some, definitely, some history along the way, history lessons along the way. I   Michael Hingson ** 49:38 had the pleasure of going to Israel last year in August, okay? And spent a day in Jerusalem, so we got to go to the Western Wall and so on. And I really appreciated, and do appreciate, the history and just the awesomeness of of being there and touching the the temple and the wall that's been there for so long. And, you know, there is so much history over there that I really wish people would more appreciate and and on all sides, would figure out how they could become better at working with each other. One of these days, there's going to have to be peace, or it's going to really get a whole lot worse, very quickly,   Fred Dummar ** 50:21 yeah, for sure. Yeah, it was. It was interesting, though, when we were there, obviously watching the various groups of, you know, Syrians, Kurds, Arabs and others that had various claims to different parts of Mosul and different parts of the area around it. So it's fascinating, you know, to watch history try and unwind itself from some of the decisions that were made. You know, post World War Two, when lines were being drawn in the desert to create countries and and the ramifications of that? Yeah. Well,   Michael Hingson ** 51:06 you certainly have a perspective that's built on a lot of knowledge and being there, which I think is great on the other hand, well, not on the other hand. But then you left the military that that had to be a major change in terms of what you had been doing and what you were used to after almost 30 years. What's it like when you decide to make that kind of a major change and then, in your case, go back into civilian life? Yeah. So   Fred Dummar ** 51:38 my first, my first step, wasn't that far away from the military. And I started referring it. Referred to my first job as sort of an addiction clinic, because I went, I went to work as a house, yeah, I went to work as a contractor, or, you know, defense contractor. I went back to Afghanistan for about a year and a half running training programs for some of the Afghan special operations forces. So, you know, it was, it was really, you know, there was, if I, if I was a heroin addict, you know, I was in the methadone clinic, you know, trying to, trying to get off of it. And then, yeah, I realized, you know, kind of needed to go home. And my marriage, you know, dissolved, and so it's like, Hey, I probably time to, like, go home and have, you know, a different kind of life. And I moved into a civilian job with a friend, a friend at the time, who was doing investment training around the world. And he's like, Hey, we, you know, I know you're, you will travel. There's a lot of people that, when I talk to him about travel, it's involved with our business, you know, they don't, don't really want to do that. And he's like, but I know, you know, from where you're at. And he's like, hey, I'll buy, buy a ticket. Fly to Hong Kong, see what our business is about. So I went there and learned about the investment training they were doing in Hong Kong and throughout Southeast Asia. And then they had an office in Johannesburg, and, you know, one in London, Canada and the US and doing all this training. And so for about a year, little over a year, I worked in that business and and learned, you know, the various things that they were doing. You know how they were teaching people to invest in real estate and stocks and that sort of thing. Started doing it myself less, as I wish I would have known earlier in my life, but started doing that, and then when I left that company, that's a lot of what I've been doing. I've taken some smaller jobs and smaller contract projects. But by and large, that's basically what I've been doing since then, is, you know, working in real estate investing or real estate projects   Michael Hingson ** 53:50 and continuing to hone your leadership skills. Yeah,   Fred Dummar ** 53:54 yeah. Well, you know, I kept continue to work with or a couple of, you know, jobs where I was helping people start up businesses, you know, as either in CEO role or in an operations role to help help them start their businesses. So I did some of that which, which is always fun. It's great working with new talent and establishing procedures and helping people grow that way. So that was, that was really fun. And then got to be part of a couple of nonprofits, Special Forces, Charitable Trust, probably my longest stint. I did that for, you know, about seven or eight years on the board of directors, you know, running, helping to develop activities and programs to support our Special Forces veteran. So, yeah, it was, it's been, it's been fun. And then obviously having a new family and spending a lot of time in my role as a dad has been probably the most rewarding.   Michael Hingson ** 54:53 Yeah, I bet. And that is, that's always so much fun, and you get to help bring some. New people along into the world and hopefully help to make a difference that way. And on top of that, you continue to study. You're getting a PhD. You mentioned it earlier, but you're getting a PhD in organizational psychology and leadership. There we go with the leadership again.   Fred Dummar ** 55:14 Yeah, you know, it's, it's fun, because, you know, when I do get the opportunity to speak at events. I move around and speak at different events. I know you do a lot of speaking. You probably do much more than I do, but the events I do speak at, I want to make sure that sometimes being a practitioner of something doesn't always mean that you have the exact language or the academic credentials to go along with being a practitioner. And I've been a practitioner of leadership for so many years, but now studying it and applying, you know, one working towards an academic credential in this says, Hey, this, this guy knows what he's talking about. But then also having, you know, the the latest developments. And studies on leading people effectively and and how people are doing it wrong, and how you can help them. I think it's, it's been, it's been, been a great journey to be on as well, especially keeping my mind active in in all things leadership and helping organizations do it better.   Michael Hingson ** 56:21 Well, you, you have been a leader for a long time, but now you're studying it. Would you say that you're also discovering new things along the way? And you know, I guess what I'm getting at is, of course, none of us are ever so much an expert that we can't afford to learn more things. Oh   Fred Dummar ** 56:39 yeah, for sure, both, both learning new things, learning why I might have done things wrong based on, you know, studies, you know, like, okay, you know, if you if you have this type of personality, you might do this wrong, or things I was doing right, but not exactly, knowing all of, You know all of the mechanisms that were going into why I was making that decision. But you know, when you look at the psychology behind it, and you look at organizational structure structures, you look at cultural artifacts within organizations, then you can start to you start to unwind why teams do what they do, why leaders are developed, the way they're developed, and why people make certain decisions. And, yeah, it's been fascinating, you know, and then also looking back, as you said, back at things that you did, decisions that you made, and what you know, what you could have done better as you as you look that, through that, and how you can help someone else, and that's also really helped me further, you know, synthesize down this way that I look at at leading people with with love and compassion and why it's so important to be that servant type of leader, you know, not just a transformational leader that's trying to transform an organization to move that, but then, you know, how do you serve and care for the care for the people that are that are going to be part of that transformation?   Michael Hingson ** 58:10 Yeah, because if you are just looking at it from the standpoint of being a transformational leader, I'm going to change this organization that that doesn't really work. And I think that the most important aspect is being a servant leader, is being a person who serves, because that also opens you up to learning along the way and learning how to serve better.   Fred Dummar ** 58:34 Yeah. And you know, as I learned in the many organizations that I was part of over, you know, my time in Special Forces is, you know, just because, you know, alluding, you know, we were discussing roles, and I was saying, you know, this officer's role to often, to plan and to lead, but that other people are the experts. And that's something you know. The sooner you embrace that fact, the faster, the faster you become effective, and the more effective you are when you realize that understanding the people and and caring and serving them, and then getting their their best performance and understanding what they know and what they can do, and where you need to put them to maximize their potential, then those things start to become the most important thing that you're doing, how you know, how people play against each other, who works well with who? How that works, how that betters the organization. Those are all, all all things that are fascinating, you know, to me, and things that kept me up at night, trying to figure out, you know, how to how to be more efficient, how to take better care of people, while, you know, getting, not only getting the best out of them, but them, realizing they were giving their best and being happy and proud of what they. Were doing   Michael Hingson ** 1:00:01 and getting the best out of you as well.   Fred Dummar ** 1:00:03 Yeah, yeah, that, yeah, bringing the best out of them is bringing the best out of me, right?   Michael Hingson ** 1:00:08 So you've gotten work also in the nonprofit sector. You're continuing to do that, yeah,   Fred Dummar ** 1:00:13 yeah, yeah. Now, after leaving this Special Forces Charitable Trust, I realized, you know, after I'd moved out to Idaho, where I live now that I wasn't as connected to the regiment as I'd been my first retired and I was still kind of in the North Carolina area or but after moving out here, you know, just felt like that. I probably there were other guys more recently retired, knew more of the things that needed to be done. So stepping down from that organization. And then, obviously, one of the other things that happened was, you know, the the rapid withdrawal of US troops from Afghanistan and the fall of Afghanistan, and I found myself with many other Afghan veterans, sort of, you know, both wondering, you know what it all meant, why? You know, and then, but then also what we can do. You know, not dwelling too long. I know, you know, poor me. You know what? You know. Why did I go? What did it mean? But more so, hey, you know, we had a bunch of people that we made promises to, a bunch of people that follow alongside America, some certainly, you know, in the interest of Afghanistan. But there were also many, many of the especially on the Afghan Special Operations sides, that were not always necessarily doing things at the behest of the Afghan government, but operating with US forces on things that the US wanted to do, but then, you know, we're sort of left hanging when during the withdrawal. So, you know, working alongside other veterans to try and get as many of those people out during the withdrawal and then. But so now I work with an operation or a organization called Operation recovery that is still following these families, following these cases, people that are either still in Afghanistan, some in hiding, some in other countries, illegally, but trying to help them resolve visa issues and either get to Canada or the United States or someplace in Europe, just someplace safe for them and their family, away from the from the Taliban. And so that's been it, and it's, it's hard work, you know, because the in work like that, we're trying to make government bureaucracies realize that they should be issuing visas or allowing people to move, it's not always a rapid process. So feels like, and, you know, and I'm not pointing fingers as if anyone should still, you know, be completely focused on Afghanistan. But you know, other things happen. You know, Ukraine, the war in Ukraine draws attention away. You know, the war in Israel. You know, hurricanes, storms, everything that's going on. You know, Assassination comes. You know, assassination attempts, you know, all of that stuff diverts people's you know, draws people attend. You know their attention to that. And I'm not sure many people, you know, they support the troops. And you know, you often hear them, you know, you know, thanking troops for their service. And the only response I can have to that, you know, for for for years, I struggled with how to respond to that. When someone would say, Thank you for your service, you know, just Okay, thank you. You know, I don't know, thanks for your support, but you know, I heard a good response, and I've been using it since, and it's like, America's worth it. So,   Michael Hingson ** 1:03:54 yeah, on top of everything else that you do, you've also been dabbling or going into real estate a little bit, yeah,   Fred Dummar ** 1:04:01 yeah. So that's, that's a lot of what I've been doing, you know, for because, you know, providing for your family, right? So, yeah, I started doing some investment real estate, and out here, got a partner, we did, worked on a couple of mobile home parts, larger projects. And I still, once a week, I still teach a clas

In this episode we talk with Mike Kepferle, Port Tobacco River Conservancy about what they do, how they assist our community, and how the Charitable Trust assists them in fulfilling their mission.  This episode is part of our Inside Our Community series. County Government works with Associated agencies that play an important role in shaping our community, and over this series, we'll be exploring what they do, why they're important, and how you can get engaged.Thanks for listening. If you like this podcast and want to hear more, search Charles County Government on Apple Podcast, Spotify or where ever you get your podcast - and be sure to like and subscribe. We're also available on YouTube. Search Charles County Commissioners And Stay Connected for all County news, information, and programs by visiting www.CharlesCountyMD.gov/StayConnected

Join Aaron and Nic in this episode of Coffee with Your Retirement Coach as they discuss the challenges of holiday gifting while managing taxes. They detail how to make sure Uncle Sam isn't on your Christmas list by balancing generosity with smart financial planning, sharing valuable lessons on utilizing Qualified Charitable Distributions (QCDs), Donor-Advised Funds (DAFs), and gifting appreciated assets. The episode is packed with actionable tips for retirees and anyone looking to make impactful, tax-efficient gifts. Tune in for stories, strategies, and advice on how to give thoughtfully during the holiday season. 00:00 Introduction and Common Holiday Gifting Dilemma 00:30 Combining Generosity with Smart Financial Planning 01:17 A Black Friday Story: Lessons in Generosity 03:32 The True Purpose of Gift Giving 04:39 Maximizing Tax Benefits with Charitable Giving 05:45 Understanding Qualified Charitable Distributions (QCDs) 13:09 The Power of Donor Advised Funds (DAFs) 17:57 Generosity and Financial Planning 18:42 Establishing and Managing Donor Advised Funds 19:24 Guardrails and Financial Considerations 20:45 Gifting Highly Appreciated Assets 24:41 Living Legacy and Tax Strategies 30:30 Charitable Remainder Trusts 34:05 Recap and Final Thoughts   Have a question for the coach? Send it in to connect@yourretirementcoach.com   Watch on YouTube: https://www.youtube.com/channel/UCOq6-cPoSmotfEToSbA4m1w   Connect with us on Facebook: https://www.facebook.com/search/top?q=yeomans%20consulting%20group,%20inc. Your Retirement Coach is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

In this episode we talk with Tiffany Barber, Executive Director of Poiema about what they do, how they assist our community, and how the Charitable Trust assists them in fulfilling their mission.  Poiema is a transitional living program empowering women survivors on the road to recovery from substance abuse, addiction, domestic violence, human trafficking, prostitution, incarceration, homelessness, or other traumas. This episode is part of our Inside Our Community series. County Government works with Associated agencies that play an important role in shaping our community, and over this series, we'll be exploring what they do, why they're important, and how you can get engaged.Thanks for listening. If you like this podcast and want to hear more, search Charles County Government on Apple Podcast, Spotify or where ever you get your podcast - and be sure to like and subscribe. We're also available on YouTube. Search Charles County Commissioners And Stay Connected for all County news, information, and programs by visiting www.CharlesCountyMD.gov/StayConnected

My guest this week is Andrew Paynter, a policy advisor at Inland Revenue and co-winner with Matthew Seddon of this year's Tax Policy Charitable Trust Scholarship. The Tax Policy Charitable Trust was established by Tax Management New Zealand and its founder Ian Kuperus to encourage future tax policy leaders and support leading tax policy thinking in Aotearoa. Andrew's proposal is to increase the rate of GST to 17.5% and introduce a GST refund tax credit for low- and middle-income individuals.

Send us a textForgive the long break we've been busy! Finally had the chance to sit down and talk story about what we have been up to. We covered a ton: our homie Justin's new company, Paratus Apparel (Paratus) which launched a new concealed carry option with some style, how excited we are to join the Howitzer Clothing Pro Staff (Prostaff - Howitzer Clothing) and the amazing work Eric and his team are doing in the 2A community, Ethan's competition journey and how he views its impact on his training and development as a shooter, a quick recap of some of Jarrod's major match experiences this year and where his training is currently focused and our upcoming Veteran's day fundraiser. We also covered the new blasters we are playing with, including some of Ethan's journey in "gatsmithing" as he customizes an affordable 2011 contender, and of course the new Beretta 92xi Squalo from Langdon Tactical we are all running. And... who can forget, the "ugly gun" that shoots like a beauty queen - you will have to listen to get the details! We are proud to be sponsored by ProTech knives. ProTech is a family owned company that has been building high quality American made knives since 1999.  We are also sponsored by Sabot Foundation. Sabot Foundation is a 501(c)(3) Charitable Trust created with one goal in mind: to support combat veterans and their transition to civilian life. You can find our sponsors at: http://www.protechknives.com/ https://sabotfoundation.org/ Proud to be partnered with Langdon Tactical, you can support Raven Wing by using our affiliate code below on everything from Langdon Tactical: Langdon Tactical - Custom Gun WorkTo see the RDS we run on all our guns - pistol and rifles check out:HOLOSUN We only partner with companies we use and believe in, use our codes below to save some coin: Gatorz Eyewear: RAVENWING15 for 15% Rugged Aluminum Sunglasses that are Built to Last – GATORZ Eyewear Traumapak medical gear: Raven Wing for 10% Traumapak | United States | High Threat Innovations Angel City Armory for slide milling, barrel porting and more: RWL15 for 15% Gun Customization Los Angeles, AR Customization, slide cuts (angelcityarmory.com)For Competition Holsters, Red Hill Tactical: RW10 for 10%Welcome to Red Hill Tactical For American made belts, Lead Devil USA: RW10 for 10% Lead Devil, USA (leaddevilusa.com) For the best Retention Holster, US Duty Gear: use code Raven15off U.S. DUTY GEAR (usdutygear.com) For the best handgun grips on the market, Lok Grips: RW10 for 10% LOK Grips | Gun Grips & Accessories Made in the USA - USPSA | IPSC | IDPA    To train with us at Raven Wing: Premier Firearms Training in Los Angeles - Raven Wing LLC (ravenwinglimited.com) Raven Wing Limited (@ravenwinglimited) • Instagram photos and videos    If you have questions for us, send us an email and we will answer on an upcoming podcast episode:jarrod@ravenw

This week, surprising stats around the number of taxpayers reporting foreign investment fund income, the winners of this year's Tax Policy Charitable Trust Scholarship are announced and a preview of next week's United Kingdom Budget

This episode is part of our Inside Our Community series. County Government works with associated agencies that play an important role in shaping our community, and over this series we'll be exploring what they do, why they're important, and how you can get engaged.  This episode features Christie Burnett, Executive Director of the Charles County Charitable Trust.  Learn what the Trust is, how and why it was formed, and what they do to assist our community.  The Charles County Charitable Trust can be found here: https://www.charlesnonprofits.org/Thanks for listening. If you like this podcast and want to hear more, search Charles County Government on Apple Podcast, Spotify or where ever you get your podcast - and be sure to like and subscribe. We're also available on YouTube. Search Charles County Commissioners And Stay Connected for all County news, information, and programs by visiting www.CharlesCountyMD.gov/StayConnected

This Saturday sees the return of Cambridge Dragon Boat Festival with money raised going to Addenbrooke's Charitable Trust for Cambridge Cancer Research Hospital. We are joined Donna Lee-Willis, Head of […]

We hosted JJ this week and of course had to take the opportunity to sit down with him and recap the recent 2024 Carry Optics Nationals. JJ finished 8th overall and 5th among the Americans competing for the National Title. JJ was on the same squad with Team CZ which included the overall match winner and JJ's friend Eric Grauffel. JJ recaps his match, the absolutely stacked field of competitors, and discusses some lessons learned. If you haven't seen JJ's video uploads of his stages from the match, including his breakdowns, you are missing out and need to check out his Instagram.You can find JJ on Instagram at: jj Racaza (@jjracaza) • Instagram photos and videos We are proud to be sponsored by ProTech knives. ProTech is a family owned company that has been building high quality American made knives since 1999.  We are also sponsored by Sabot Foundation. Sabot Foundation is a 501(c)(3) Charitable Trust created with one goal in mind: to support combat veterans and their transition to civilian life. You can find our sponsors at:ProTech KnivesSabot FoundationProud to be partnered with Langdon Tactical, you can support Raven Wing by using our affiliate code below on everything from Langdon Tactical:Langdon Tactical - Custom Gun WorkTo see the RDS we run on all our guns - pistol and rifles check out:HOLOSUNWe only partner with companies we use and believe in, use our codes below to save some coin:Gatorz Eyewear: RAVENWING15 for 15% Rugged Aluminum Sunglasses that are Built to Last – GATORZ Eyewear Traumapak medical gear: Raven Wing for 10%Traumapak | United States | High Threat InnovationsAngel City Armory for slide milling, barrel porting and more: RWL15 for 15%Gun Customization Los Angeles, AR Customization, slide cuts (angelcityarmory.com)For Competition Holsters, Red Hill Tactical: RW10 for 10%Welcome to Red Hill TacticalFor American made belts, Lead Devil USA: RW10 for 10%Lead Devil, USA (leaddevilusa.com)For the best Retention Holster, US Duty Gear: use code Raven15offU.S. DUTY GEAR (usdutygear.com)For the best handgun grips on the market, Lok Grips: RW10 for 10%LOK Grips | Gun Grips & Accessories Made in the USA - USPSA | IPSC | IDPATo train with us at Raven Wing:Premier Firearms Training in Los Angeles - Raven Wing LLC (ravenwinglimited.com)Raven Wing Limited (@ravenwinglimited) • Instagram photos and videosIf you have questions for us, send us an email and we will answer on an upcoming podcast episode:jarrod@ravenwinglimited.com

We speak to the man behind a wonderful campaign which aims to make the joys of ocean fishing accessible to all.

Inland Revenue announces a crackdown on crypto-asset investors and traders, The 2023-24 kilometre rates for business vehicle use are released The Tax Policy Charitable Trust announces the four finalists in this year's scholarship competition

Insulation Subsidies - Hana Obradović from Cosy Homes Charitable Trust told us about grants for insulation and heating sources in Dunedin. This show was broadcast on OAR 105.4FM Dunedin - oar.org.nz

Guest this week: Stephanie Link and Mike LarsonStephanie Link Stephanie Link is the Chief Investment Strategist and Head of Investment Solutions at Hightower Advisors, a national wealth management firm that provides investment, financial and retirement planning services to individuals, foundations and family offices. In addition, Ms. Link runs an equity portfolio within the Investment Solutions group which has $3.5B in assets under management.Prior to joining Hightower, Ms. Link was the Senior Managing Director and Head of Global Equities research at Nuveen, where she co-managed the CREF Stock Variable Annuity Portfolio with $200 billion in assets, managed her own US Core portfolio with $3.7 billion in assetsBefore joining Nuveen, Ms. Link spent seven years at TheStreet as Chief Investment Officer and Co-Portfolio manager of Jim Cramer's Charitable Trust. Before that, she served for 10 years at Prudential Equity Group as Managing Director of Institutional Sales and Director of Research. She began her career at Dean Witter Reynolds in the Institutional Sales Department. Mike LarsonMike Larson serves as vice president and editor-in-chief at MoneyShow, overseeing all aspects of its investor education efforts and conferences and planning the firm's content operations. Before joining MoneyShow, he was a senior editor and analyst at Weiss Ratings. Where he produced the company's Safe Money Report, a comprehensive Monthly Market Overview. Full of detailed, hard-hitting analysis about what is driving the stock market overall, and dividend-paying investments., Weekend Windfalls, and Heat Maps newsletters, while also writing, editing, and trading several other past products. He specializes in Income-Focused Stock & Options Strategies.His areas of expertise as an analyst include domestic and global interest rates, commercial and residential real estate, and central bank policy.Follow host Tracy Shuchart (@chigrl)And @micdropmarkets DISCLAMER: This material is presented solely for informational and entertainment purposes and is not to be construed as a recommendation, solicitation, or an offer to buy or sell / long or short any securities, commodities, or any related financial instruments. Please contact a licensed professional before making any investment or trading decisions

निवडणूक कशी घ्यावी ? व निवडणूकीतील महत्वाच्या बाबी.. धर्मादाय संस्था (Charitable Trust ) म्हणालो की त्यातील महत्वाचा भाग असतो ती म्हणजे निवडणूक. पारदर्शक पद्धतीने तसेच लोकशाहीच्या तत्त्वांना पुरक असणाऱ्या निवडणुकीस ती कशी घ्यावी याबाबत त्या त्या संस्थेच्या घटनेत मार्गदर्शक तत्वे दिलेली असतात. जर संस्थेच्या घटनेत मार्गदर्शक तत्वे दिलेली नसतील तर महाराष्ट्र धर्मादाय संस्था अधिनियम प्रमाणे निवडणूक घ्यावी लागते. निवडणूकी बाबत सर्वसाधारण नियम काय आहेत हे या युट्युब व्हिडिओ मधुन आपणास माहीत करून देत आहेत आपले कायदेशीर सल्लागार लायन ॲड अरुण देशमुख #legal #maintenance #guidance #answer #answers #india #indian #mumbai #constitution #kheloindia #kheloindiakhelo #khokho #premierleague #duplicate #law #citizenship #caa #divorce #maintainance #notice #indianpenalcode #advocate #indiangame #youtube #youtuber #women #beauty #information #gk #generalknowledge #generalknowledgequestions #generalknowledgequestionsandanswers #lawyer #lawyers #notaryservices #will #indemnity #powerofattorney #affidavit #agreement #documents #legaladvice #legalsupport #notarynearme #visiting #lawyer #understand #understanding Lion adv. Arun Deshmukh is a well known Social worker and sports lover. A person with Giver mentality and stubborn leadership attitude he develops quickly friendship with anyone. Always on a look to help others rather than seeing profits in others relations. Has his own enemy but even has good relationship with them also. Its difficult to maintain enmity with Arunsir as he never thinks evil even of his enemy. As a notary he is the best 5 star rated Notary of Mumbai having his main office at Dadar(West) and collection points at BKC, Opera House, Worli, Bhayander, Badlapur and Dadar East. Provides visit notary facility and has helped a lot of people in Corona Pandemic. Arunsir has dedicated much of his time in developing young kids and helped them to reach Nationals in game of KHO KHO. As a treasurer of Shree Samartha Vyayam mandir and the main kho kho coach he was honored by Maharashtra State with the coveted Dadoji Konddev Award given for the best Sports Coach of any sports field. He was conferred for kho kho in the year 2011 for the year 2008-2009. Arunsir has coached at Shree Samartha Vyayam Mandir from 1985 to 1989 for Volleyball and Athletics then for kho kho from 1999 till 2014 for Volleyball and Langadi from 2014 till 2022. At Kirti College another long innings as a Coach he had continued. from 1989 till 2022 he is continuously coaching at Kirti College and bringing lots of cherish and results. As a Coach of Maharashtra Arunsir coached the u/18 Juniors team at Indore wherein we won the Gold. Was one of the main referees at many tournament at Mumbai and Maharashtra Level and have done national referee at many Nationals. People loved him to call as ArunSir. He has also written nearly 32 books on various topics to the benefit and social cause. He recalls to have stopped atleast 8 people on the verge of suicide. Arun Deshmukh also known for his strong capacity to convert the mind of negative people in positive way. In Business and Profession Arun Deshmukh is a well known Notary and offer his services right at home and office called as visit notary. Along with his staff and Court clerk who mostly are kho kho players from various kho kho clubs he delivers and serves people across Mumbai and Thane. Notary Arun Deshmukh is popular in BNI as the only Notary in BNI Mumbai or BNI Maharashtra. A past member of BNI Excitement he is presently in BNI Champions the Chapter which is held at St. Regis. Arunsir is also a coveted Member of Maharashtra Business Club (MBC) and is popular as Giver. Arunsir loves music and hiking and has passion for sports and social work. As a Secretary he has successfully lead Brahman Seva mandal, Dadar for nearly 4 years, Sagarbhoomi Brahman Seva Mahasangh for nearly 10 years, Mumbai Kho Kho Sanghatana for 14 years from 2006 to 2020 wherein he successfully completed the 1st ever Senior National held at Worli & Lions Club of mahim where he successfully completed active year. He was the President of Lions Club of Mahim for year 2020-21 & 2021-22 wherein he successfully added more than 40 members. He was the Zone Chairperson of Lions Club District 3231A1 for 2021-22. The future of Arun Deshmukh is bright and will be seen in the Cabinet of District 3231A1 As a Treasurer Arunsir has served a very long term which is still continuing at Shree Samartha Vyayam Mandir from 2000 and still ongoing at 2023. With Mumbai kho kho Sanghatana from 2003 to 2006, with Maharashtra kho kho Association from 2020 and still going on, with BNI Excitement as Secretary-Treasurer in 2016. As Committee member and office bearers has successfully helped a lot of institutions and Trust including Samata Kreeda mandal, Vaibhav Sports Club, Shivaji Park Nagrik Sangh, Balmitra Mandal, Lions Club of Elite, Lions Club of Dadar Jewels, Kirti College, Brahman Sabha-Girgaum, Balmitra Mandal

Part 2 is here! We sat down with Josh Erikson from Holosun to talk about how SHOT Show went for him and Holosun, talk a little about Jarrod's experience working the Holosun Booth, and more conversation on some of gear, guns and gadgets we saw at the show. No surprises, the Langdon Tactical Squalo and PX4 G-SD were among the favorites. Halfway through, Scott Jedlinski of Modern Samurai Project crashed the podcast and we were thrilled to have him join. He shared a bit about his Shot Show Experience, what interested him, including a gun you might be surprised by!You can find Josh on IG at:  https://www.instagram.com/holosun_joshCheck out training with Scott at: https://www.modernsamuraiproject.com/Thanks for listening in and be sure to check out our sponsors and partners! We are proud to be sponsored by ProTech knives. ProTech is a family owned company that has been building high quality American made knives since 1999.     We are also sponsored by Sabot Foundation. Sabot Foundation is a 501(c)(3) Charitable Trust created with one goal in mind: to support combat veterans and their transition to civilian life.     You can find our sponsors at: http://www.protechknives.com/ https://sabotfoundation.org/  Proud to be partnered with Langdon Tactical, you can support Raven Wing by using our affiliate code below on everything from Langdon Tactical:https://www.avantlink.com/click.php?tool_type=cl&merchant_id=33877590-c497-43f8-af38-f539a0498168&website_id=1f2acfc2-1ffa-4c47-8bcf-647c6fad2637&url=https%3A%2F%2Flangdontactical.comFor 15% off of Gators Eyewear use code RAVENWING15 at checkout   https://www.gatorz.com/ For 10% off your med kit needs visit Traumapak and use code "Raven Wing" https://www.highthreatinnovations.com/ For some of the best slide milling in the industry, visit Angel City Armory and tell them "Raven Wing Limited sent you" for a discount! https://www.angelcityarmory.com/To see the RDS we run on all our guns - pistol and rifles check out: https://holosun.comTo train with us at Raven Wing: https://www.ravenwinglimited.com/ https://www.instagram.com/ravenwinglimited/If you have questions for us, send us an email and we will answer on an upcoming podcast episode:jarrod@ravenwinglimited.com

Alex Tan is Regional Sales Director of Andrews Estate Agents, a corporate agent with 40 branches owned by a Charitable Trust.She's also "The Property Mum" https://www.the-property-mum.com/industry-news with a YouTube Channel of her own: https://www.youtube.com/@ThePropertyMumAlex is a champion of ethical estate agency and a proponent of change in the industry who abhors overvaluing.17 years experience as an agent, I'm looking forward to hearing Alex's ideas on how we can end overvaluing!All my links: https://linktr.ee/movinghomewithcharlieWatch the video here: https://youtube.com/live/zq8yx0UJHhoSupport the showFollow me on X for daily updates: https://x.com/moving_charlie Talk to my hand picked conveyancing partners here: https://mhwc.co.uk/conveyancingCheck out our national property listings on bestagent.co.uk if you're looking for a new home or need an agent to sell or let your existing home. If you need a mortgage, talk to my hand picked, trusted mortgage team here: https://mhwc.co.uk/mortgageAll my other links: https://linktr.ee/movinghomewithcharlieFor my estate agency podcasts, visit https://linktr.ee/bestagentIf you're an estate agent, make sure you're getting your free telephone leads as well as viewing and vendor leads by joining https://bestagent.co.uk/agents

Why does a teacher trained to help children with special needs decide to  switch, earn an MBA, then work at Pepsi, become an investment consultant, and end up becoming CIO at an $8 billion dollar foundation? In this conversation, Roz recaps on lessons learned with investing organisations, (including CalPERS) before arriving at Helmsley Foundation in 2010. She describes what makes for an effective investment committee, why investment boxes like ‘growth' and ‘value' can be counterproductive, and instead why portfolio construction by tranches of liquidity appeal more. She offers a range of valuable and pithy investment advice, including why “you shouldn't worry about volatility, if you have ample liquidity”, and why for asset allocation it may be a case of “back to the future”. ​​The Money Maze Podcast is kindly sponsored by Schroders, Bremont Watches, LiveTrade and IFM Investors

Hawke's Bay leaders say they're in the dark on when money from a special Lotto appeal will be dished out. More than $10 million raised by the draw set up in the aftermath of Cyclone Gabrielle has sat unspent with the Department of Internal Affairs for nearly a year. It expects there'll be action this month. Chair of the Hawkes Bay Fruitgrowers' Charitable Trust, Brydon Nisbet, says he didn't even know there was money available until early this morning. "There's still a huge amount of need out there, we're nearly a year since the cyclone and there's still a massive amount of work to do, there's still people who are displaced, that are homeless." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Welcome back to StartUp Health NOW, the podcast where we hear directly from the entrepreneurs and innovators who are transforming health. Typically on this show we talk to founders of startups. We're all about understanding what's new and next in health, and that often means talking to the people who are in the early days of creating a product or business. Most early-stage startups – healthcare or otherwise – have one thing in common. They need money. It takes a long time to get a healthcare business profitable, and so founders need outside funds to get an idea off the ground, complete their research, or scale up. That brings us to this week's guest, David Panzirer, Trustee at the Helmsley Charitable Trust. To put it in simple startup terms, David is a funder. The Helmsley Charitable Trust is an $8 billion dollar philanthropy renowned for its work funding healthcare research and innovative programs. Of course David's a lot more than a funder. He's a father, for one thing, a fact that's driven his work more than anything else. David's also a firebrand and an instigator in an industry that often needs a little push in the right direction. The reason for our interview, which took place at a recent health tech event, is that the Helmsley Charitable Trust has been the anchor partner for StartUp Health's Type 1 Diabetes Moonshot, and David has been instrumental in getting that effort off the ground. He's been part of our T1D Impact Board and has met with founders on multiple occasions to give them invaluable feedback and advice. In this episode, we talk about the wild west of conversational AI, promising new T1D therapeutics, rural medicine, and why Helmsley has positioned itself as a high risk/high reward funder. Let's get into it. Passionate about Type 1 diabetes? Contact us to learn how you can join our T1D Moonshot. Innovating in Alzheimer's disease? Contact us to learn how you can join our Alzheimer's Moonshot. Want more content like this? Sign up for StartUp Health Insider™ to get funding insights, news, and special updates delivered to your inbox. Innovators: Health Transformer University fuels your health moonshot Funders: Become a Health Moonshot Champion    

Former CEO of Express Oil Change & Tire Engineers and Executive Chairman of Mavis Tire Express Services, Ricky Brooks assumed the National Christian Foundation/Alabama leadership role on January 1, 2022. NCF Alabama is an affiliate office of the National Christian Foundation, the 6th largest foundation in the US, headquartered in Atlanta. Brooks assumed the role from former NCF Alabama President, Tom Bradford, who opened the Alabama affiliate in January 2008 with 12 families with donor-advised funds. NCF Alabama has grown to over 1200 families and is ranked by the Birmingham Business Journal as the largest Charitable Trust in Birmingham. Over the years, these families have granted their favorite charities over $465 million. Ricky shares his story of success in building a franchise as a young man and the toll it took on his personal life, leading him to sell the businesses and prioritize his faith. He shares the model he followed at Express Oil Change in recognizing and rewarding his employees so they could give great service and why that is a key component of his ‘Win-Win-Win System.' Ricky also shares more about his role at the National Christian Foundation and why he decided to accept the post of President of the Alabama affliate.  “If the customer has a great experience, and the employee is compensated, recognized, and rewarded for executing well, then ownership has to have a win.” - Ricky Brooks “I've always been an entrepreneur.” - Ricky Brooks “Our focus was on freeing up assets to give.” -  Ricky Brooks This Week on The Wow Factor: Ricky's early experience of leadership as a young man  Why he decided to go to Mississippi State University, and how he got the scholarship that supported him there The entrepreneurial spirit in Ricky and how it found an outlet when he opened a Sonic Drive-In The pathway to becoming the youngest franchisee and having the opportunity to open more stores Why Ricky decided to move on from Sonic and how becoming a Believer impacted that choice Why having a six-day-only work week helped Ricky recruit and retain better employees in Express Oil Change Some of the things Ricky did as a leader that helped propel significant business growth The importance of finding the right work/life balance Why Ricky was the type of entrepreneur who finds a successful model and executes it with excellence How Ricky's ‘Win Win Win System' works How being a member of the National Christian Foundation supported Ricky to be a generous giver Ricky Brooks's Words of Wisdom: The great majority of your net worth is tied up in your business, and there are ways to unlock it that will allow you to give generously for Kingdom purposes. Connect with Ricky Brooks:  NFC Giving - Alabama  Connect with The WOW Factor: The WOW Factor Website Connect with Brad Formsma via email Brad Formsma on LinkedIn Brad Formsma on Instagram Brad Formsma on Facebook Brad Formsma on Twitter  

Jim and Jeff explain why they're exiting Oracle in the Charitable Trust. Become a CNBC Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks as they talk candidly about the market's biggest headlines. Signup here: cnbc.com/morningtake  CNBC Investing Club Disclaimer

Jim and Jeff explain why this Mexican beer position in the Charitable Trust may be an opportunity to buy after Goldman Sachs upgraded the stock to ‘Conviction Buy.' Become a CNBC Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks as they talk candidly about the market's biggest headlines. Signup here: cnbc.com/morningtake  CNBC Investing Club Disclaimer

Jim and Jeff explain why they think you can still buy more shares of P&G in the Charitable Trust. They also discuss why they believe any housing-related stock stands to benefit most with lower interest rates. Become a CNBC Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks as they talk candidly about the market's biggest headlines. Signup here: cnbc.com/morningtake  CNBC Investing Club Disclaimer

Jim and Jeff discuss why they're not thinking of selling Apple in the Charitable Trust. Become a CNBC Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks as they talk candidly about the market's biggest headlines. Signup here: cnbc.com/morningtake  CNBC Investing Club Disclaimer

Jim and Jeff discuss why they'd like to add more shares to either a chemical, health-care, manufacturing, or cybersecurity stock in the Charitable Trust after taking some profit from Foot Locker last Friday. Become a CNBC Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks as they talk candidly about the market's biggest headlines. Signup here: cnbc.com/morningtake  CNBC Investing Club Disclaimer

The Toffler's were perhaps best-known for their innovative books, “Future Shock” and “The Third Wave.” Alvin and Heidi Toffler had a daughter, Karen, who died in 2000 at the age of 46 after more than a decade of suffering from Guillain-Barré Syndrome. After her death, the Toffler's established the Karen Toffler Charitable Trust, to help fund neurological medical research breakthroughs. Newt's guests are: Deborah Westphal, Executive Advisor of the Karen Toffler Charitable Trust, and two of the Trust's Toffler Scholars and grant recipients; Adithya Gopinath, Postdoctoral Neuroscience, University of Florida and Vijaya Kolachalama, Associate Professor, Boston University. Learn more at https://tofflertrust.orgSee omnystudio.com/listener for privacy information.

Jim Cramer and Jeff Marks share their thoughts on Exxon buying a Charitable Trust name and what it means for the stock. Become a CNBC Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks as they talk candidly about the market's biggest headlines. Signup here: cnbc.com/morningtake  CNBC Investing Club Disclaimer

Casey has a current net worth of $5.0 million. About 1/3 is in retirement accounts, 1/3 is in a pension and 1/3 is in a Charitable Trust. She is single and hasn't ever been married or have any kids. She has worked in all sorts of different industries and lives a pretty simple life. She started her post high school education at Yale before dropping out and ended up finishing in Colorado before entering the finance world as a VC. She had a stop in the military before working in many other areas. 

What is a Charitable Trust and how can it save me tons of $$$ How can I become My Own Bank! Real Estate is a Powerful component to Wealth Building Tools to Leverage your Real Estate Investing HELOC vs. Dividend Paying Whole Life What does Elon Musk, Ray Kroc, Bill Gates & Jeff Bezos have in common (other than […] The post S3E36: What would the Rockefellers Do? first appeared on The Family Business. The post S3E36: What would the Rockefellers Do? appeared first on The Family Business.

Kim Shearer is the Curator of Living Collections and Manager of the Haerther Charitable Trust New Plant Development Program at The Morton Arboretum. In her role as curator, Kim focuses on the development and maintenance of resilient living collections that provide a germplasm resource for researchers and plant breeders seeking to address the issues of climate change; while also working with the conservation community to identify priorities that can be addressed through collections curation and research. As Manager of New Plant Development Kim works with plant breeders and the nursery industry to select, evaluate, and develop new plants for the urban and suburban built landscapes. Kim completed her Bachelor of Science degrees in Horticulture Science and Plant Biology at North Carolina State University and her Master of Science degree in Horticulture Science with a focus in Plant Breeding and Genetics at Oregon State University. --- Send in a voice message: https://podcasters.spotify.com/pod/show/plantatrilliontrees/message Support this podcast: https://podcasters.spotify.com/pod/show/plantatrilliontrees/support

Gene and Alyssa answer tons of listener questions: How best to donate using a Charitable Trust or Donor Advised Fund? Can he move money from his IRA to his grandchildren's 529 plans without paying taxes? He's 70 and thinking he would like to invest in stocks. Good idea? He is using his home for an AirBnB and his mortgage company is unhappy. What can he do? Lots more . . . Free Second Opinion Meetings Do you have questions about your financial situation? Are you on track to reach your financial goals – particularly your retirement goals? What should you be doing right now? Are you taking too much risk with your investments? Is your 401(k) or 403(b) being actively managed for you? Schedule a free second opinion meeting with a More than Money advisor? Call today (610-746-7007) or email (Gene@AskMtM.com) to schedule your time with us.

Estate planning can feel like navigating a labyrinth of complex legalities and tax codes. On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Shawn Shelton, partner at Moore Ingram Johnson & Steel to explain Charitable Remainder Trusts (CRTs), as a strategic tool for those with estates valued over the $25 million federal estate tax exclusion.Podcast Episodes Referenced:- Ep 120: Finding the Right Estate Planning Attorney for You- Ep 116: Are you striving to leave a purposeful legacy?Youtube Videos Referenced:- What is the role of a trustee?- Prevent Family Conflict with Legacy PlanningOther Links:- Learn more about Shawn Shelton: https://www.mijs.com/Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"Click here to schedule a consultation with one of our financial advisors.Connect With Us:Our WebsiteYouTubeFacebookLinkedInInstagramTwitterPodcastBlog This podcast was produced by Wiser Wealth Management. Thanks for listening!

An interest in possession trust is a trust in which at least one beneficiary has the right to receive the income generated by the trust (if trust funds are invested) or the right to enjoy the trust assets for the present time in another way. The beneficiary with the right to enjoy the trust property for the time being is said to have an interest in possession and is colloquially described as an income beneficiary, or the life tenant. Beneficiaries of a trust have an interest in possession if they have the immediate and automatic right to receive the income arising from the trust property as it arises, or have the use and enjoyment of it, such as by living in a property owned by the trustees. Such a beneficiary is also known as an income beneficiary or life tenant. There may be more than one income beneficiary, who may have either a joint tenancy or as tenants in common. The trustee must pass all of the income received, less any trustees' expenses, to the beneficiaries. For income tax purposes, the income so accruing to the income beneficiary is taxable income of the beneficiary, and taxed accordingly, unless otherwise exempted. A beneficiary who is entitled to the income of the trust for life is known as a ‘life tenant' or as ‘having a life interest'. A beneficiary who is entitled to the trust capital is known as the ‘remainderman' or the ‘capital beneficiary'. A charitable trust is an irrevocable trust established for charitable purposes and, in some jurisdictions, a more specific term than "charitable organization". A charitable trust enjoys a varying degree of tax benefits in most countries. It also generates goodwill. Some important terminology in charitable trusts is the term "corpus" (Latin for "body"), which refers to the assets with which the trust is funded, and the term "donor", which is the person donating assets to a charity. A testamentary trust (sometimes referred to as a will trust or trust under will) is a trust which arises upon the death of the testator, and which is specified in their will. A will may contain more than one testamentary trust, and may address all or any portion of the estate. Testamentary trusts are distinguished from inter vivos trusts, which are created during the settlor's lifetime. --- Send in a voice message: https://podcasters.spotify.com/pod/show/law-school/message Support this podcast: https://podcasters.spotify.com/pod/show/law-school/support

Host Ruben Navarrette interviews his longtime friend, Rudy Carrasco, about racking up a lifetime of achievements, succeeding against the odds, following God's path, and using charitable giving to make a difference in people's lives.

Jim Cramer and Jeff Marks break down two holdings in the Charitable Trust that are under sell-side pressure. Become a CNBC Investing Club member to go behind the scenes with Jim Cramer and Jeff Marks as they talk candidly about the market's biggest headlines. Signup here: cnbc.com/morningtake  CNBC Investing Club Disclaimer

If the $6.5T Global War on Terror was a construct based on the False Flag Operations constituting “the attacks of 9/11”, then what responsibility did Fundamentalist Muslims have for these events? And who is imprisoned in Guantanamo Bay?What is revealed by 20 years of stalled military commissions?And what is the fate of the inmates?What should we, in the 9/11 Truth Movement know about “KSM”?What would any of this have to do with Building 7?!My guest is Linda Forsythe, the Founder of “C-VINE, Voices | Investigations | News | Education. C-VINE is a grassroots organization placed inside a Charitable Trust, created for We the People.How is it that this particular “citizen journalist” was able to cover the 9/11 proceedings in GTMO, with the Military Commissions approval, without being an official MSM organization? What shocking information was revealed from "a little old man" in attendance at the GTMO proceedings on January 2019?  It has been well over 20 years since the 9/11 attacks. Why are the proceedings still in the pretrial phase? Why no “tribunal” as promised?Khalid Shaikh Mohammad (left) sits at the front defense table, with one of his four co-defendants, Walid bin Attash, at the second table. Sketch by William J. Hennessy Jr. / CourtroomArt.com.What is critical to know about attorney Jim Kreindler and GITMO, and what happened with attorney general Bill Barr on September 12, 2019?What happened of critical importance in the “KSM et al” proceedings in January 2020?  What revelatory document in March 2020, was provided in “government response” to the KSM Defense Team about forensic analysis of the 9/11 building rubble?  And what happened in March 2022 that has suddenly caused the KSM et al Pre-trials, to now be under “Plea Deal negotiations”?Why are GTMO courtrooms under construction, when all “KSM et al” are entering into “Plea Deals” in Closed/Classified proceedings? And when the DOD announced they are closing down GTMO?Individuals from various walks of life donate their time and talents as the community at C-VINE to help re-build America, conduct investigations on existing news stories, and provide forensic analysis.All are credentialed individuals in their field. All embrace the U.S. Constitution. All are searching for truth and utilizing their First Amendment rights to report verified findings.One of C-VINE's area of specialty is the study of the events of 9/11. They also work closely with the Office of Military Commissions in an unofficial capacity as Citizen Journalists monitoring the “KSM et al” 9/11 proceedings (Khalid Sheikh Mohammed) – reporting what is not heard in the Main Stream Media, backed by trial court transcripts and forensic analysis.HOME URL:  https://www.mc.mil/GTMO CALENDAR URL:  https://www.mc.mil/Cases/CourtCalendar.aspxC-VINE Website: https://c-vine.com/

The Mānuka Honey Appellation Society have withdrawn legal action in the UK to trademark the word mānuka, but have promised the campaign isn't over. Australian honey producers have been using the mānuka banner to sell their honey and claimed victory over the withdrawn appeal.  Mānuka Honey Appellation Society CEO John Rawcliffe says that the Australian honey producers have jumped the gun by celebrating, and that they aim to continue the campaign to protect the term. "It was a strategical move. We had advice it was best to withdraw and through the Mānuka Charitable Trust, reapply. It's as simple as that. It's the best advice we've got from our legal advisers." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Welcome back to A Soldiers Five Podcast for 2023. As mentioned, I have rebranded from The ALCON Podcast, as this better reflects what this podcast is all about. In this episode I talk to Aaron Wood, one of the founders of No Duff. No Duff is a volunteer Veterans NGO committed to providing immediate welfare assistance to past and present members of the NZDF, particularly veterans, in order to ensure that the mental, physical, financial, spiritual and social health of all personnel is maintained at the highest possible level. The basic concept of operations for this organisation is to provide first response, boots on the ground support where and when required to current and former service personnel, particularly veterans, in critical need. To do so we have built a network of volunteers across the country who are willing to support the New Zealand veteran community. This is a medium-spice episode, with some contentious discussion had. If you are on the other side of these discussions then please reach out and I will have you on to get other sides of the story. At the end of the day, it's all about the veteran. Key links: https://www.facebook.com/NoDuffNZ/ https://givealittle.co.nz/org/noduff https://linktr.ee/memeswithmana

ESG Stock Picks for January 2023. Articles include: “Jim Cramer recommends these 5 health care stocks in 2023”; “Goldman Sachs Says Investors Should Buy These 3 Solar Energy Stocks; Sees Over 50% Upside Potential”; “12 Best Solar Energy Stocks to Invest In Heading into 2023”; “8 Best Wind Power Stocks Of 2023”; and many more Transcript & Links, Episode 97, January 13, 2023 Hello, Ron Robins here. Though a little late, I sincerely wish you a terrific, happy, healthy, and prosperous New Year! So, welcome to my first podcast of 2023 episode 97 and published on January 13, 2023, titled “ESG Stock Picks for January 2023” — and presented by Investing for the Soul. Investingforthesoul.com is your site for vital global ethical and sustainable investing mentoring, news, commentary, information, and resources. Remember that you can find a full transcript, and links to content – including stock symbols and bonus material – on this episode's podcast page located at investingforthesoul.com/podcasts. Now if any terms are unfamiliar to you, simply Google them. Also, a reminder. I do not evaluate any of the stocks or funds mentioned in these podcasts, nor do I receive any compensation from anyone covered in these podcasts. Furthermore, I will reveal to you any personal investments I have in the investments mentioned herein. Additionally, quotes about individual companies are brief so that I can get as many companies covered as possible in the time allowed. Please go to this podcast's webpage for links to the actual articles for more company and stock information. Also, several companies are covered more than once and there are also 12 article links below that time didn't allow me to review here. ------------------------------------------------------------- 1) ESG Stock Picks for January 2023 So, let's start with Jim Cramer recommends these 5 health care stocks in 2023, by Krystal Hur on cnbc.com. These are the five stocks with brief comments by Krystal Hur. “Danaher. Cramer predicted that the company will have a banner year in 2023 and called it ‘one of the best-run companies in any industry.' Pfizer. Praising the vaccine maker's acquisition of Arena Pharmaceuticals, Biohaven and Global Blood Therapeutics, he said that Pfizer stock is a steal. UnitedHealth Group. Cramer said that he likes the ‘best-of-breed' managed health care stock. Humana. He called the stock a ‘great turnaround story.' Edwards Lifesciences. Cramer says he likes the stock because the company's underlying business has been strong, despite the stock being down over 43% for the year.  Disclaimer; Cramer's Charitable Trust owns shares of Danaher and Humana.” End quotes. ------------------------------------------------------------- 2) ESG Stock Picks for January 2023 Now back to familiar territory with this article titled Goldman Sachs Says Investors Should Buy These 3 Solar Energy Stocks; Sees Over 50% Upside Potential. It's by TipRanks and found on yahoo.com. Here are some quotes from the story. “Banking giant Goldman Sachs believes the Inflation Reduction Act… clears the way for at least a decade-long runway for stable installation growth across all residential, commercial and utility-scale markets… We've used the TipRanks database to pull up three solar power recommendations by Goldman's 5-star analyst Brian Lee. Lee has tapped these stocks as buying propositions, and sees them bringing 50% upside – or better… 1. Enphase Energy, Inc. (ENPH) Inverters, Enphase's chief product line, convert the DC power to usable alternating current (AC) power suitable for residential and commercial distribution… Overall, there are 17 recent analyst reviews available on Enphase shares, and these include 14 Buys and 3 Holds for a Strong Buy consensus rating. (See Enphase stock forecast on TipRanks). 2. First Solar, Inc. (FSLR) … has been in business since 1999 and is the largest US-based maker of photovoltaic (PV) panels, focuses on cutting-edge PV technology, from the manufacture of thin-film PV modules at commercial scale to the maintenance and recycling of spent panels… Wall Street takes a bullish stance on First Solar. 12 Buys and 5 Holds issued over the previous three months make the stock a ‘Moderate Buy.' (See FSLR stock forecast on TipRanks). 3. Array Technologies, Inc. (ARRY) … has built its niche around solar tracker technology, needed to keep photovoltaic panels properly oriented to the sun for maximum power production… Overall, the 9 recent analyst reviews on ARRY add up to a Moderate Buy consensus rating, with 7 Buys, 1 Hold, and 1 Sell. (See Array stock forecast on TipRanks).” End quotes. ------------------------------------------------------------- 3) ESG Stock Picks for January 2023 Continuing on the solar theme is this article titled 12 Best Solar Energy Stocks to Invest In Heading into 2023. It's by Mohammed Saqib, on Insider Monkey, and found on yahoo.com. Now some quotes on each stock by Mr. Saqib. “We started with the holdings of Global X Solar ETF (RAYS) and ranked its holdings using Insider Monkey's proprietary hedge fund sentiment data which tracks the holdings of over 900 elite hedge funds. 12. Daqo New Energy Corp. (NYSE:DQ) Number of Hedge Fund Holders: 20 Headquartered in Shanghai, Daqo New Energy is a global leader in the production of high-purity polysilicon for the solar PV sector… On December 5, 2022, Chao Ji, an analyst at Goldman Sachs, reduced her price target on Daqo New Energy to $70 while keeping a Neutral rating on the stock. 11. Atlantica Sustainable Infrastructure plc (NASDAQ:AY) Hedge Fund Holders: 21 Atlantica Sustainable Infrastructure is a United Kingdom-based sustainable infrastructure company that owns, operates, and invests in renewable energy, storage, efficient natural gas and heat, transmission lines, and water assets across North America, South America, and Europe. 10. Shoals Technologies Group, Inc. (NASDAQ:SHLS) Hedge Fund Holders: 21 The company sells EV Charging solutions in the United States for public and fleet electric car charging stations…. On November 16, 2022, Christine Cho, an analyst at Barclays… (said) the company is still in a strong position with improved backlog visibility and a more enticing value proposition. 9. Canadian Solar Inc. (NASDAQ:CSIQ) Hedge Fund Holders: 22 Canadian Solar is one (of the) world's largest solar technology and renewable energy firms. The company is a major solar photovoltaic module producer and a manufacturer of battery storage projects with a diverse geographical pipeline at various stages of development. 8. Sunnova Energy International Inc. (NYSE:NOVA) Hedge Fund Holders: 25 Sunnova Energy International provides home solar and energy storage services… Sunnova Energy has roughly 195,000 subscribers… On December 13, 2022, Biju Perincheril, an analyst at Susquehanna, reiterated his Positive rating on Sunnova Energy International. 7. SunPower Corporation (NASDAQ:SPWR) Hedge Fund Holders: 26 SunPower Corporation is a leading provider of solar technology and energy services that provides fully integrated solar, storage, and home energy solutions to consumers, mainly in the United States and Canada, through a variety of hardware, software and financing options, as well as Smart Energy solutions. 6. Array Technologies, Inc. (NASDAQ:ARRY) Hedge Fund Holders: 29 Array Technologies is a global utility-scale solar tracker technology… On December 6, 2022, Michael Blum, an analyst at Wells Fargo, started covering Array Technologies… with… an Overweight rating on the stock. 5. Altus Power, Inc. (NYSE:AMPS) Hedge Fund Holders: 33 Altus Power is a clean energy electrification company headquartered in Connecticut, USA. The company creates and operates photovoltaic solar energy storage systems… On December 13, 2022, Ryan Levine, an analyst at Citi, reduced his price target on Altus Power to $10 while keeping a Buy rating on the stock… 4. SolarEdge Technologies, Inc. (NASDAQ:SEDG) Hedge Fund Holders: 44 SolarEdge Technologies is an Israeli company that designs and distributes photovoltaic inverters, energy generation monitoring software, and battery energy storage devices… On December 14, 2022, Christine Cho, an analyst at Barclays, raised her price target on SolarEdge Technologies to $396 and upgraded the stock's rating to Overweight. 3. First Solar, Inc. (NASDAQ:FSLR) Hedge Fund Holders: 45 First Solar is a global PV solar energy solutions provider and a major American solar technology company… First Solar… is the world's largest producer of thin-film PV solar modules.­ On November 14, 2022, Corinne Blanchard, an analyst at Deutsche Bank, started covering First Solar with a price target of $180 and a Buy rating on the stock. 2. Sunrun Inc. (NASDAQ:RUN) Hedge Fund Holders: 47 Sunrun Inc. is a company that designs and develops home solar energy systems in the United States. Furthermore, the company provides battery storage systems… On November 11, 2022, Elvira Scotto, an analyst at RBC Capital, reduced her price target on Sunrun to $42 while keeping an Outperform rating on the stock. 1. Enphase Energy, Inc. (NASDAQ:ENPH) Hedge Fund Holders: 59 The company develops and manufactures microinverters, solar panels, and energy storage systems for the residential and commercial markets. Enphase Energy, Inc… operates in more than 21 countries worldwide. On October 26, 2022, Biju Perincheril, an analyst at Susquehanna, increased his price target on Enphase Energy, Inc. to $310 from $290 while keeping a Positive rating on the stock.” End quotes. ------------------------------------------------------------- 4) ESG Stock Picks for January 2023 From solar, now to wind power with this article titled 8 Best Wind Power Stocks Of 2023, by Cory Mitchell on forbes.com. Due to the structure of the article, I'm going to just list the company names here. Dominion Energy, Inc. (D) Northland Power (NPI.CA) Eversource Energy (ES) Iberdrola S.A. (IBDRY) Brookfield Renewable Partners L.P. (BEP) Vestas Wind Systems (VWDRY) Boralex Inc. (BLX.CA) Orsted A/S (DNNGY) ------------------------------------------------------------- 5) ESG Stock Picks for January 2023 Next is this article America's Most Responsible Companies 2023 by Newsweek and Statista, found on newsweek.com. Some quotes… “Newsweek has partnered with global research and data firm Statista for our fourth annual list of America's Most Responsible Companies. This year our list includes 500 of the U.S's largest public corporations.” End quotes. The top five companies are HP (HP), General Mills (GIS), Whirlpool Corporation (WHR), Merck & Co (MRK), and Clorox (CLX). ------------------------------------------------------------- 6) ESG Stock Picks for January 2023 Now many ethical and sustainable investors -- particularly if they're looking for income -- will seek ethical dividend-paying stocks. Thus, this article is for them! It's titled 16 Ethical Dividend Stocks to Invest in Today and is by the Impact Investor on theimpactinvestor.com. Here're some quotes from the article. “I pride myself on being an ethical investor…. I sometimes choose ESG stocks… However, I also make investment decisions independent of ESG rankings based on my ethics. I particularly value companies that provide opportunities for advancement to all their people and help equalize access to the world's resources. Protecting the environment also is significant for me. I also avoid ‘sin' stocks… Of course, I expect a dividend yield from my stocks.” End quotes. Among the dividend-paying stocks The Impact Investor recommends are: Nestle SA (NSRGY), Proctor & Gamble (PG), 3M (MMM), The Clorox Company (CLX), and Becton, Dickinson and Company (BDX). ------------------------------------------------------------- Now some Other Honorable Mentions – no particular order 1. Title: 10 Best-Performing Technology ETFs in 2022 on yahoo.com. By Omer Farooq. 2. Title: 7 Best Socially Responsible Funds on Investing usnews.com. By Jeff Reeves. 3. Title: Brookfield Infrastructure: It's Not Been This Cheap In A Long Time (NYSE:BIP) on seekingalpha.com. By Jonathan Weber. 4. Title: 10 Cheap Solar Stocks to Buy on yahoo.com. By Affan Mir. 5. Title: AvalonBay Communities a Top Socially Responsible Dividend Stock With 3.9% Yield (AVB) on nasdaq.com. By BNK Invest. 6. Title: Got $5,000? 3 Top Infrastructure Stocks to Buy for the Long Term on fool.com. By Reuben Gregg Brewer. 7. Title: 3 Tech Titans Worth Owning in 2023 (and Beyond) on fool.com. By Justin Pope, Will Healy, and Jake Lerch. 8. Title: The Best Energy Dividend Stock for a Decade of Passive Income on fool.com. By Matt DiLallo. Articles From Outside the US 1. Australia: Some upside surprises, and 8 ethical stocks to watch - livewiremarkets.com. By Australian Ethical. 2. Australia: ASX shares: Six sustainability ETFs worth watching on afr.com. By Tony Featherstone. 3. India: Top 10 companies in India for CSR and Sustainability in 2022 on thecsrjournal.in. By the CSR Journal. 4. Canada: 2023 Responsible Funds Guide by Corporate Knights on corporateknights.com. ------------------------------------------------------------- Ending Comment Well, these are my top news stories with their stock and fund tips -- for this podcast: “ESG Stock Picks for January 2023.” Now, please be sure to click the like and subscribe buttons on Apple Podcasts, Google Podcasts, or wherever you download or listen to this podcast. That helps bring these podcasts to others like you. And please click the share buttons to share this podcast with your friends and family. Let's promote ethical and sustainable investing as a force for hope and prosperity in these terribly troubled times! Contact me if you have any questions. Thank you for listening. Again, wishing you and your family and friends a great 2023! Talk to you next January 27th. Bye for now. © 2023 Ron Robins, Investing for the Soul  

You may have heard of a donor-advised fund, but is that really what you should have as a part of your financial plan? Brian talks about another option you might want to know about: charitable trusts. He shares more about the different types of charitable trusts and why you might want to consider them. Then, he plays “fact or fiction” about these financial ideas and decisions. Here's what you'll learn about on today's show:  The benefits of charitable trusts vs. donor-advised funds. (0:12) Fact or fiction: the media can be your biggest enemy. (10:28) Fact or fiction: Emotions are rarely your friend when making financial decisions. (11:15) Fact or fiction: The market always moves in cycles. (13:03) Fact or fiction: You probably aren't as risk-tolerant as you think. (14:34) Get Additional Information: https://financialplanningva.com/podcast/

Stephanie Link, Chief Investment Strategist at Hightower Advisors and CNBC contributor, Joins Julia La Roche on episode 39 to discuss the Fed's latest interest rate hike, her economic and market outlook for 2023, her investment process, what makes a great CEO, working with Jim Cramer, and more. Stephanie Link joined Hightower in June 2020 as Chief Investment Strategist and Portfolio Manager at Hightower. Before joining Hightower, Ms. Link was the Senior Managing Director and Head of Global Equities Research at Nuveen. She also served as Chief Investment Officer at TheStreet, Co-Portfolio Manager of Jim Cramer's Charitable Trust, and Managing Director of Institutional Sales and Director of Research at Prudential Equity Group. With over 27 years of experience managing money, Ms. Link's insights are frequently sought after for industry events and by the media, and is a CNBC contributor for several shows, including The Halftime Report, Closing Bell, and Squawk Box. 0:00 Intro 0:00 Reaction to the Fed rate hike 2:33 Should be ratcheting down the hawkishness 3:33 Outlook on rate hikes 4:30 Theory on market reaction to Fed 5:30 Pivot off the table in Q1 7:08 Inflation 9:06 Fed's 2% inflation target 10:06 Big picture view of the economy 14:45 Investment approach 19:12 Opportunities 23:12 Picking the No. 1 and 2 players 25:00 Betting against consumer is not a great thing 27:12 Evaluating management teams, CEOs 30:22 What makes a great leader? 34:39 Jim Cramer 39:57 Buying when a stock is down 42:00 Pursuing a career in finance/investing 45:00 CNBC 47:40 Sports team 49:20 Routine 51:20 Parting thoughts

“Protecting Wealth with a Trust Xposed”Welcome to the EntrepreneurshipXposed Podcast with Beez (IG: @BusinessBuilderBeez) where we are Xposing the ins and outs of Entrepreneurship.....with a twist of Business Acquisitions!In today's episode, I am joined by Minister BeeBetta (IG: @truthmanagementunincorp) and Minister Amenti (IG: @truthmanagementunincorp). They teach entrepreneurs all about TRUSTS and how they can use it to protect their wealth and ALSO how to acquire businesses through your Trust.All Trusts are not created equal! BeeBetta and Amenti explain a few common types of Trusts including the ones they prefer and what the pros and cons are of each.This was a POWERFUL conversation that dived deep into secrets of the ultra-wealthy and some of the strategies the average person didn't know existed!Did you know you could defer taxes in perpetuity with the right Trust?Did you know that with a Foreign Trust, you could get some level of diplomatic immunity?Did you know that a “will” is just a ticket to Probate Court and can leave your family in disarray?Whatever you do, don't miss THIS conversation! It's next level!You're going to learn:How they deliver knowledge to peopleHow to utilize a TrustTypes of TrustsThe difference between a Charitable Trust and a Ministry trustWhy is it better to have a Trust than a LLCLaws concerning TrustsPOP: Pros, Opportunities & Problems of utilizing a TrustBuying BusinessesTrust accounts#TrillionDollarTable challenge Links and resources:Connect with Minister Bee Betta and Minister Amenti-Instagram      Truth Management University: @truthmanagementunincorp      Minister Amenti: @minister_amentimoorel-Websites: https://ww.trustmanagementuniversity.org/              flow.page/truthmanagementuniversityTax Code: USC 26 CFR 1.671-5Our partnersThe Business Builders InstituteBusiness Builder BeezCapital Beez FinanceThanks for tuning in!For more LIFE CHANGING information like this, be sure to subscribe to EntrepreneurshipXposed on YouTube and all Podcast streaming platforms.Also, don't forget to follow on IG and FB: @entrepreneurshipxposed.See you on the next episode!#podcast #entrepreneurshipxposed #entrepreneurpodcast #protectingwealthwithatrust #blackpodcast

They are in the business of giving back and making a positive difference. In this case, donating thousands of dollars to organizations that help pet owners in need. The Nina Mason Pulliam Charitable Trust is center stage on my next podcast with two of the amazing staff members who are dedicated to this critter connection.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

David is a Trustee of The Leona M. and Harry B. Helmsley Charitable Trust. As a parent of two children with type 1 diabetes, his personal interest in this disease has led to the creation of a robust and highly developed program built on funding unmet needs. The Helmsley Type 1 Diabetes Program works closely with partners in private philanthropy, industry, academia, and government. David serves as a leader in fostering collaborations between funders and projects. Show notes for people who are Bold with Insulin Get your supplies from US MED with the link or 888-721-1514 Learn about the Dexcom CGM You may be eligible for a free 30 day supply of the Omnipod DASH  Get Gvoke Glucagon  Learn about Touched By Type 1 CONTOUR NEXT ONE smart meter and CONTOUR DIABETES app Tak the T1DExchange survey A full list of our sponsors  How to listen, disclaimer and more Apple Podcasts> Subscribe to the podcast today! The podcast is available on Spotify, Google Play, iHeartRadioRadio Public, Amazon Music and all Android devices The show is now available as an Alexa skill. My type 1 diabetes parenting blog Arden's Day Listen to the Juicebox Podcast online Read my award winning memoir: Life Is Short, Laundry Is Eternal: Confessions of a Stay-At-Home Dad The Juicebox Podcast is a free show, but if you'd like to support the podcast directly, you can make a gift here or buy me a coffee. Thank you! Follow Scott on Social Media @ArdensDay @JuiceboxPodcast Disclaimer - Nothing you hear on the Juicebox Podcast or read on Arden's Day is intended as medical advice. You should always consult a physician before making changes to your health plan.  If the podcast has helped you to live better with type 1 please tell someone else how to find the show and consider leaving a rating and review on iTunes. Thank you! Arden's Day and The Juicebox Podcast are not charitable organizations.

We all know that the health care system in the U.S. is flawed in a lot of ways, and it doesn't always do the best job of serving those who need it most. Today's guest, David Panzirer, is passionate about changing that—particularly for those with type 1 diabetes. David is not only one of my mentors but also a trustee of a multibillion dollar charitable foundation dedicated to saving and improving lives called The Leona M. and Harry B. Helmsley Charitable Trust. He's the father of two daughters with type 1 diabetes and has dedicated his work full-time to changing the face of care for patients like his girls. Join us today as we dive into what he and his foundation are doing to change the paradigm of treatment for patients with this underserved chronic disease, barriers to care, and THIS super important (but often overlooked) piece of the treatment puzzle. We're discussing:  Why being a pain in the ass to your doctor can be a good thing The impact of reclassifying diabetics into new categories (insulin and non-insulin dependent vs types 1 and 2) Which two areas of healthcare the COVID pandemic actually helped Why the healthcare system should care about the lived experiences of those with chronic illness The important role a personalized medicine approach could play for patients with chronic illness, in particular Being a voice for the voiceless   Learn more about David and his work: https://helmsleytrust.org/   Morgan's book, “Actually I Can”: https://www.amazon.com/Actually-Can-Diabetes-Unexpected-Empowerment/dp/0578653931   I'd be honored if you'd consider donating to the Kasey Altman Research Fund through Rein in Sarcoma: http://www.reininsarcoma.org/donation-form/ (Be sure to select “Kasey Altman Research Fund” in the Named Funds dropdown) A donation size of any amount can make a huge difference! Thank you! Follow me on TikTok: https://www.tiktok.com/@kasey.altman Follow me on IG so you don't miss a thing! https://instagram.com/the.reroute    Want to collab? Email me at inquiries@the-reroute.com

Sean is joined by Duke McKenzie MBE who is an ambassador of both the MIND & Ringside Charitable Trust to discuss what both organizations do for people inside and out of the sport of boxing. Links to both charities are below: https://www.mind.org.uk/ https://ringsiderestandcare.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices