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26 episodes with Social insurance
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2 episodes with Social insurance
2 episodes with Social insurance
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The General Authority for Investment and Freezones is pitching a USD17 billion investment to build the world's largest green hydrogen plant in South Sinai. Egypt and Greece are set to begin implementing their 3 GW electricity interconnector (Gregy) before the end of 2H25, with the project set to receive a grant and concessional financing totaling EUR1 billion. Eight Turkish apparel and textile manufacturers are in talks to enter the Egyptian market this year.The government has approved a proposal submitted by the National Organization for Social Insurance to swap part of its debts owed to companies in the public and private business sectors for assets, including land plots and buildings. The General Authority of the Suez Canal Economic Zone signed two contracts for two new projects in the Qantara West Industrial Zone, with a total investment of USD28 million in the fields of textile manufacturing, printing, and dyeing.PHAR issued 4Q24 results.Net profit came in at EGP112 million, down 45.5% QoQ and 46.1% YoY. 2024 bottom line registered EGP1.097 billion, higher by 29% YoY. PHAR is currently trading at FY25 multiples of P/E of 5.7x and EV/EBITDA of 4.2x.LCSW's (FV: EGP37.00, OW) attributable net profit surged 99% to EGP890.3 million, reflecting improved operational efficiency and strong revenue growth. Over the quarter, net profit declined 69% to EGP34.6 million, reflecting weaker profitability in the quarter.GBCO's BoD proposed cash dividend distribution of EGP0.35/share for FY24. This implies payout ratio of 13.0% and dividend yield of 2.0%.HRHO raised EGP463 million in ValU's first securitization bond issuance in 2025.CICH and Compass Capital officially launched their C3 capital private equity fund. Weekly Commodities Update
In this episode, you will hear from Jennifer Wolf, President of the Minnesota Workers' Compensation Insurance Association (MWCIA). She talks about what she studied in college, how she found her way into our wonderful industry, and how she loves our workers' compensation ecosystem. We also learn what a rating does and how it contributes to the overall workers' comp system. According to the MWCIA website: "The primary function of MWCIA as a Data Service Organization (DSO) is to produce an annual Ratemaking Report, which is the basis for all workers' compensation rates in Minnesota. Insurers then apply their unique expenses and loss experience to these base rates to create their own independent rates."In addition to her duties at MWCIA, Jennifer is also President of Kids' Chance of America. As you will learn, Jennifer is one of our brightest gems in the WC industry. Smart, funny, and a lover of our industry, she is the real deal.Grab your earphones, and let's go chat with Jennifer! MWCIA - https://www.mwcia.org/Kids Chance of America - https://www.kidschance.org/National Academy of Social Insurance - https://www.nasi.org/¡Muchas Gracias! Thank you for listening. We would appreciate you sharing our podcast with your friends on social media. Find Yvonne and Rafael on Linked In or follow us on Twitter @deconstructcomp
Today we have a disagreement on whether there's a retirement crisis in the United States. To have this conversation, we've brought together two thought leaders on the topic.Andrew Biggs is a senior fellow at the American Enterprise Institute. He studies social security reform, pensions and public sector benefits. Before joining AEI, Biggs was the principal deputy commissioner of the Social Security Administration.Monique Morrissey is a Senior Economist at the Economic Policy Institute. Her areas of expertise span social security, pensions, older workers and household savings. A member of the National Academy of Social Insurance, Monique is active in efforts to reform the private retirement system.Will millions of us never be able to stop working?Is social security actually on the verge of collapse?How much should we be panicking?Before we get started, economists think about retirement as a three-legged stool: social security, employer retirement accounts, and personal savings or other assets. We'll talk about all three legs, how shaky they are, and whether or not the U.S. government needs to fold up a napkin and jam it under one or two of them. ;)Since the 1970s, there has been a national shift away from defined-benefit plans or “DB Plans,” such as pensions, in which employers funded and guaranteed a retirement benefit for their workers. We started seeing a lot more defined-contribution (“DC Plans”) such as 401(k)s, where workers primarily fund their own accounts, and employers can match contributions - or choose not to. This episode is moderated by Catherine Cushenberry.What did you think about this episode? Email us at podcast@thedisagreement.com. You can also DM us on Instagram @thedisagreementhq.
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Unlock the keys to a sharper mind and an invigorated life with Sarah Lenz Lock from AARP in our latest episode. As we explore the lesser-known truths about cognitive health and aging, Sarah provides a wealth of knowledge and practical strategies to improve brain health throughout our life. Her insights into AARP's groundbreaking research and initiatives offer fitness professionals the tools they need to revolutionize the way we approach exercise and wellness in the aging adult community. Discover how physical activity intertwines with mental acuity, and why this combination is key to thriving across our lifespan. Embark on a journey through the pillars of brain health as Sarah unravels the power of social bonds, mental challenges, restorative sleep, diet, and exercise in fortifying our cognitive reserves. We tackle the stereotypes of aging while also addressing the critical issue of social isolation, especially poignant in the wake of the pandemic. For fitness professionals, this episode arms you with the knowledge and resources to transform how you approach aging and brain health with your clients. Show Notes Page: https://wellnessparadoxpod.com/episode121Our Guest: Sarah Lenz Lock, J.D.Sarah Lenz Lock is Senior Vice President for Policy and Brain Health in AARP's Policy, Research and International Affairs (PRI). Ms. Lock leads AARP's policy initiatives on brain health and care for people living with dementia, including serving as the Executive Director of the Global Council on Brain Health, an independent collaborative of scientists, doctors, and policy experts. Ms. Lock coordinates AARP's role in the Leadership Council of Aging Organizations. Ms. Lock is a frequent writer and public speaker on issues related to healthy aging. She has been quoted or appeared in numerous media outlets including The New York Times, NPR, Good Morning, America, The Washington Post, the Wall Street Journal, CBS News, the Baltimore Sun, and the Chicago Tribune. Sarah serves on numerous boards and is a member of the American Society on Aging, the Gerontological Society of America, the Dementia Friendly America National Council, the Stakeholder Advisory Committee for the National Institute on Aging's IMPACT Collaboratory, and the National Academy of Social Insurance. Sarah represents AARP on the Milken Alliance to Improve Dementia Care and serves as a Health and Aging Policy Fellow Program National Advisory Board Member. She formerly served as a Commissioner for the American Bar Association's Commission on Law and Aging and on the HHS Administration on Community Living Aging and Cognitive Health Technical Expert Advisory Board.Ms. Lock received a B.A. from Franklin and Marshall College, and a J.D. from the University of Maryland School of Law where she was a member of the law review. Follow us on social at the links below: https://www.facebook.com/wellnessparadox https://www.instagram.com/wellnessparadox/ https://www.linkedin.com/company/wellness-paradox-podcast https://twitter.com/WellnessParadox
Welcome to Dreaming in Color, a show hosted by Christian Celeste Tate and Anum Qadir from The Bridgespan Group, that provides a space for social change leaders of color to reflect on how their life experiences, personal and professional, have prepared them to lead and drive the impact we all seek. In this episode, Anum sits down with Rebecca Dixon, President and CEO of the National Employment Law Project. Before taking the helm in 2020, Rebecca served on NELP's Executive Management team as Chief of Programs. Since joining NELP in 2010, she's advanced NELP's growth and impact while serving in several positions, including policy analyst and senior staff attorney. During the Great Recession and its aftermath, Rebecca was a leader in winning unprecedented unemployment insurance coverage expansions in 20 states and multiple extensions of federal emergency unemployment insurance benefits for long-term unemployed workers. In 2012, Rebecca was selected by the State of New York for its Empire State Leadership Fellows program and served in the Office of the Governor in its Labor and Civil Rights Division. She is a member of the Mississippi Bar Association; a board member of The American Prospect, Americans for Financial Reform, the Coalition on Human Needs, the Hope Enterprise Corporation, and the Jessie Smith Noyes Foundation; and a member of the Economic Analysis and Research Network in the South, the 2020 Aspen Institute SOAR Leadership Fellowship, and the 2021 National Academy of Social Insurance's Unemployment Insurance Reform Working Group and COVID-19 Task Force. Join us as Rebecca shares how her commitment to advancing workers' rights is inspired by her lived experience growing up in rural Mississippi at the intersection of race, class, and gender. This is Dreaming in Color. Jump straight into: (0:32) Introduction of Rebecca Dixon: President and CEO of the National Employment Law Project(3:24) Rebecca illustrates how being a descendant of sharecroppers and her upbringing in rural Mississippi shaped her views on labor and fueled her passion for creating a standard of dignified work for all. (12:39) Rebecca defines an equitable labor market. (16:40) We explore how interest-based problem-solving is a great solution for creating a balanced workplace democracy. (22:40) The importance of multi-generational support in the workplace. (24:41) The dangers of occupational segregation.Episode ResourcesConnect with Rebecca Dixon on LinkedInLearn more about the National Employment Law Project through their websiteFollow the National Employment Law Project on Twitter and LinkedInRead Rebecca's article Reversing Labor Laws Rooted In Slavery.Read more of Rebecca's writing here.
When my wife was hit with a sky-high deductible after a routine procedure, it brought home the stark reality of medical debt in America. This episode, featuring the veteran insights of retired insurance broker and author Robert Hertz, shines a light on the $220 billion albatross of medical debt weighing on the shoulders of Americans - a crisis that doesn't spare even those with "good" insurance. Join us as we reveal the personal and systemic challenges of navigating healthcare costs, from unexpected emergency room charges to the pitfalls of billing errors.The healthcare system can often feel like a maze, but with Robert Hertz' expertise, we plot a course through the complexities of insurance subsidies and cost-effective medical service alternatives. We delve into the intricacies of documenting interactions with healthcare providers, the benefits of the Affordable Care Act, and the burgeoning world of telehealth and low-cost imaging centers. Our conversation is a must-listen for anyone looking to arm themselves with the knowledge to contest overcharges and make informed decisions about their healthcare coverage.Finally, our discussion takes a critical turn as we scrutinize the trustworthiness of health-sharing companies, contrasting them with the regulated, taxpayer-funded bastions of Medicare and Medicaid. By examining healthcare systems across the globe, we uncover the contrasts and lessons that can be gleaned from international models. For anyone grappling with medical bills or seeking to understand the broader healthcare landscape, this episode is packed with invaluable insights from Robert's book "Social Insurance vs Medical Darwinism" and his blog theantidetagenda.com.For Current and Previous Podcast Episodes, Show Notes, and Videos go to www.MedicalTruthPodcast.comYou can also find the Medical Truth Podcast on Facebook, Twitter, YouTube, Rumble, and Substack, as well as all the major podcast platforms such as Apple Podcast, Spotify, Google Podcast, Amazon Music, iHeart, and Podchaser
What is social insurance? Who does it benefit? Answer: Everyone!In this episode of Associations Thrive, host Joanna Pineda interviews William Arnone, CEO of the National Academy of Social Insurance. William discusses:What social insurance is – Social Security, Medicare, unemployment insurance and workers compensation. The US government pools risks across the entire country and then provides universal benefits to people in need.How the Academy is the largest community of scholars and experts on at least one area of social insurance.The Academy's membership process: you can't just join, you must be nominated.How the Academy of nonpartisan. The Academy does the research and lets others advocate.Bill's winding journey as a staff in Congress, running an area agency on aging, serving as Board Chair of the Academy, and then becoming CEO of the Academy.The questions to ask yourself when considering a job and when thinking about your legacy: Is what you're doing meaningful and does it have impact?The skills you need to run a think tank: legal training, fundraising skills, communication skills, and so much more!The Academy's intentional efforts to diversify the membership, including considering life experience as a form of expertise.During this election season, the Academy wants the discussion about social insurance to be based on evidence, and not ideology.How the Academy has a newsletter that anyone can sign up for to become better educated about the issues surrounding social insurance.How there are holes in the social safety net, including programs for people who are part of the so-called “gig economy.”.References:NASI website
CLR Show 1910. Air Date February 14, 2024. A broad ranging discussion of the state of America's Social Insurance programs. While the efforts of the National Academy of Social Insurance show promise for dealing with Social Security's chronic financial issues, the same can't be said for the larger systemic problems affecting Medicare and Medicaid. Surprisingly, while politics are at play, all sides appear to agree on the fundamental nature of the issues. In this election year, it's up to all Americans to make Social Insurance a front-of-mind issue for their politicians––because failure of these programs is simply not an option. With NHF Panelists Bill Arnone, Bill Mulligan and John Cuguni.
Today's episode on China Business Pain Points is 'What is social insurance and housing fund in China?'---------------------------Connect with Kristina Koehler-Coluccia, Head of Business Advisory at Woodburn Accountants & Advisors on LinkedIn here.---------------------------Thrive in China RoundtableGeared towards international companies selling to China who want to systemize & scale their China business. Each week Kristina Koehler-Coluccia hosts a complimentary deep dive into a market entry strategy or implementation guideline that will help you protect and grow your China business.If you are looking to create a solid foundation for your China business and learn how to grow and scale quickly then you can register here. ---------------------------Can Woodburn help you? I am offering a free 30mins call where we discuss the obstacles you are encountering on your China business journey and how we can help accelerate your success. Book a call here.
Abu Dhabi's sovereign wealth fund ADQ has inked contracts with the Sovereign Fund of Egypt (SFE) to finalize its acquisition of minority stakes in three state-owned oil and petrochemical companies. The fund will pay USD 800 mn for the stakes.The government will start receiving final offers to purchase Wataneya petroleum products sales and distribution stations affiliated with the NSPO next week. Net foreign assets in the banking sector (banks + CBE) went down in September to negative USD26.8 bn from negative USD25.9 bn the month prior.Egypt's trade deficit declined in August by 22.3% YoY. This came mainly as a result of a 14% decline in the value of imports in August. State-owned China Development Bank (CDB) announced that it gave the Central Bank of Egypt CNY7 bn (c. USD957 mn) on 30 Octoberr.Wintershall Dea has announced first gas from the ED2-X well in the East Damanhur block onshore Egypt. Currently, production from the well stands at ten million standard cubic feet per day.Egypt cuts gas to urea factories due to the shutdown of Israel's Tamar gas field, which was supplying around a third of Egypt's natural gas imports. We contacted Urea producers:Kima has been at a complete halt of production since yesterday due to a lack of natural gas and is expected to remain at a halt for another week.Kima has stated in an official release that the natural gas supply cut will have a minimal impact on the company, thanks to the existing inventories.ABUK and MFPC stated that they didn't receive any official decision regarding the feedstock reduction, however, both companies are undergoing scheduled maintenance in 4Q23, at least making use of the stop to finish the maintenance. AMOC released 1Q23/24 unaudited financial indicators posting an 18% YoY growth (+9% QoQ) in consolidated revenue. This was due to a 41% YoY increase (+10% QoQ) in EGP translated oil prices. Net profit grew by 6% YoY to EGP423 million in 1Q23/24, and compared to a net loss of EGP61 million in 4Q22/23. AMOC is currently trading at a 2023/2024e P/E of 7.9x.ABUK (FV:EGP60.60, EW) issued its preliminary results for 1Q23/24.Net profit after taxes grew 20% QoQ but down 27% YoY. Net profit came lower than our estimates by 15%.Revenues came up 2% QoQ but down 10% YoY, almost in line our estimates.We have a neutral outlook for 2Q23/24 given that the company will have a scheduled maintenance the next quarter which will have a negative impact on the sales volumes.ABUK is currently trading at FY23/24 multiples of P/E of 7.1x.In regard of the current natural gas shortage, and recalling similar previous events, we believe full-value chain steel producers, including ESRS, to operate normally, yet with changing their charge-mix towards using more scrap. Incase gas shortage persists, this could partially pressure producers operating margins in the medium-term due to scrap's relatively higher production cost, assuming stable ex-factory prices. However, production should be stable in the short-term given the current DRI stock.HELI (FV: EGP18.84, OW) signed the final contract to sell its 7.1 million sqm Heliopark land plot to the National Organization for Social Insurance for EGP15.0 billion to be paid as a lumpsum. CIRA Education has closed its second future flow issuance worth EGP700 mn. MHOT reported 1Q23/24 revenue of EGP300.4 million, up 87.9% y/y, and net profit of EGP190.0 million, up 49.9% y/y.
According to recently released Census data, poverty among older adults increased sharply again in 2022, after reaching an all-time low just two years before. One group of older Americans who's especially struggling is older workers in physically demanding jobs. Contrary to the popular narrative that everyone's living longer and work is getting easier, a recent task force convened by the National Academy of Social Insurance found that more than 10 million older workers are in jobs that are physically challenging and lack the resources to secure more viable jobs or retire. These workers are disproportionately low earners with lower educational attainment than the average American worker; they predominantly are workers of color and a growing share are women. For this week's episode of Off-Kilter, we're bringing you a panel discussion Rebecca moderated at a recent event hosted by the National Academy of Social Insurance about older workers in physically demanding jobs and the policy options the task force identified to strengthen social insurance supports to prevent poverty and hardship among this “invisible” group. Links from this episode: Find the NASI task force report here and watch the full event here Learn more about the National Academy of Social Insurance at nasi.org
In Part 3 of a four-part series, Bruce Schobel and Geof Hileman dive deep into some of the finer calculation details related to Social Security benefits. If you don't know what a bend point or a COLA is, this episode is for you.
In the conclusion of a four-part series, Bruce Schobel and Geof Hileman discuss what lies ahead for the Social Security program. The trust funds are projected to be depleted around 2034, but what does that really mean for beneficiaries? And what can be done?
In Part 1 of a four-part series, Bruce Schobel and Geof Hileman discuss the history and structure of the Social Security program, which provides benefits to over 66 million Americans each month. In this episode, you will learn why you should care about this program, both as an actuary and as a taxpayer and likely future beneficiary.
In Part 2 of a four-part series, Bruce Schobel and Geof Hileman analyze some of the key decisions that retirees face, most importantly the critical question of when to start receiving Social Security benefits. Disability benefits and spousal benefits are also covered in this episode.
Pitch: We published this morning our earnings expectations for companies under coverage in 3Q23/FY23.CBE released balance of payments data for FY2022/23. Moody's downgraded Egypt's credit rating from B3 to Caa1, changing the outlook from negative to stable.Egypt needs to move forward with another currency devaluation or it will “bleed” reserves, IMF Managing Director said.CAPMAS is expected to release inflation data for September on Tuesday, 10 October. We expect urban annual inflation to approach 39% YoY as food items continue to surge in September.Egypt's net international reserves increased by USD42 million in September, recording USD34.97 billion, on higher level of foreign currencies.Egypt's CDS rates rose only marginally during last Friday's trading, according to local press, with 5-year CDS rate recording 17.47% compared to 17.15%, despite Moody's downgrading Egypt's credit rating agency.The World Bank has revised up its estimate for Egypt's real GDP growth in FY2022/23 to 4.2% from 4%, but downgraded the country's growth forecast for FY2023/24 to 3.7% percent from 4%.The Minister of Petroleum expects Egypt's imports of Israeli gas for export to rise by 30% during the coming period.The Minister of Petroleum will finalize ADQ's acquisition of 25-30% of Elab, EDC, and Ethydco with a total value of USD800 million before the end of the year.HELI (FV: EGP18.84, OW) AGM approved the National Organization for Social Insurance's offer to buy HELI's 7.1 million sqm Heliopark land plot for EGP15.0 billion to be paid as a lumpsum at contract signing, out of which around EGP2.0 billion will be deducted to increase building heights and convert hanging electricity cables to underground cables.PHDC (FV: EGP4.35, OW) achieved impressive 3Q23 sales of EGP15.3 billion, up 124.0% y/y and 19.0% q/q, bringing 9M23 sales to EGP35.0 billion, up 99.6% y/y. PHDC's strong 9M23 sales performance is already higher than our FY23 sales forecast of EGP31.7 billion assumed in our EGP4.35/share valuation.PHDC (FV: EGP4.35, OW) is partnering with Hassam Allam Properties to develop 440 feddans on the North Coast in the Ras El Hekma area, with an expected combined investment cost of EGP120.0 billion, according to local media.The Administrative Capital for Urban Development intends to appoint a global financial advisor to offer a 5-10% stake on the EGX in 1H24.EGAL (FV: EGP53.58, OW) Board of Directors proposed a cash dividend distribution of EGP1.00/share for FY22/23, implying a dividend yield of 2.3%. EGAL (FV: EGP53.58, OW) reported FY22/23 and 4Q22/23 full financial results recording a net loss of EGP225.4 million during the quarter, down from positive earnings of EGP812.8 million in 4Q21/22 and EGP2.2 billion in 3Q22/23, bringing FY22/23 bottom-line to EGP3.7 billion (+48% YoY). EGAL is currently trading at FY23/24e P/E of 6.8x and EV/EBITDA of 5.2x. ISPH seeks to transfer ownership of Al-Shorouk Hospital, which it acquired last year, to its investment arm AIM before the end of this year.The founder of ISPH, the Abdel-Gawad family, is reported innocent from the complaint filed against them by the Illegal Gains Agency, and the ban on their funds has been lifted.The preliminary value of MoF's 20% stake in Alex Bank amounts to USD150-175 million, according to local sources.BTFH will increase its Minya-based microfinance subsidiary Cash's capital base to reach EGP500 million.Egypt signed a framework agreement on Wednesday with Maersk's new green methanol company C2X to produce the green fuel in the Suez Canal Economic Zone. Egypt is in negotiations with three international companies to manufacture mobile phones locally.
A Podcast by BBB of the Tri-Counties A BIG thank you to Ayers Automotive Repairs in Santa Barbara for supporting this podcast. Welcome to this week's edition of Your Moment of Trust! Healthcare scams are as varied as just about any con out there. The fraudster often poses as a government authority to persuade you to provide personal information related to your Medicare or Medicaid account for identity theft. In other cases, the con artist is after your health insurance, Medicaid, or Medicare information to submit fraudulent medical charges. How the scam works: The scam typically starts with an email, text message, or phone call that appears to be from a government agency. Con artists use a variety of stories. In one common version, the “agent” tells you that he or she needs to update account information to send a new medical card. In another version, the scammer asks for your account number in exchange for free equipment or services. A third version involves a threatening robocall purporting to be from HealthCare.gov or the Health Insurance Marketplace. You're told you must buy health insurance or face a fine. Sure enough, you're soon asked to provide personal information. A more recent version has reported Medicare recipients receiving notices that new Medicare cards with microchips will be sent out and further verification is required. Tips to avoid this scam: ● Don't trust a name or number. Con artists use official-sounding names or mask their area codes by spoofing to make you trust them. Don't fall for it. ● Hang up and go to official websites. You can enroll or re-enroll in Medicare at Medicare.gov or a marketplace health plan at Healthcare.gov. ● Never share personally identifiable information with someone who has contacted you unsolicited, whether over the phone, by email, or on social media. This includes banking and credit card information, your birthdate, Social Security or Social Insurance number, and, of course, your health insurance number. ● Guard your government-issued numbers. Never offer your Medicare ID number, Social Security number, health plan info, or banking information to anyone you don't know. ● Know the signs. Medicare will never contact you via email, text message, or phone, asking you to verify personal information. Until next time!
UK's Actis has agreed with the Sovereign Fund of Egypt to purchase the Gabal El-Zeit station for USD350 million. The government has received five offers from investors interested in acquiring the 580-MW wind farm, Planning Minister said, without disclosing the names of the would-be investors.The government agreed with the Gulf sovereign funds that invested in Egyptian companies that their profits from those companies would remain in Egypt for 3 years.The government is launching a digital platform for environmental and climate investment. The platform will connect investors with green projects, linking entrepreneurs and developers with financiers, investors, and supporting institutions.We raised our HELI FV to EGP18.84/share and maintain our Overweight recommendation, and raised our MASR FV to EGP5.24/share and upgraded our recommendation from Equalweight to Overweight, as a result of valuing the two companies' land plots using prices based on the offer submitted by the National Organization for Social Insurance to buy HELI's 7.1 million sqm Heliopark land plot for EGP15.0 billion.The National Service Projects Organization (NSPO) has acquired minority stakes in three private-sector steel companies owned by Beshay Steel Group, sold up to 24% stakes in each of the three companies for around EGP10 billion. Global oil markets could face the largest supply shortfall in a decade in 4Q23 after Saudi Arabia and Russia extended production cuts until the end of the year. OPEC data suggests that markets will face a deficit of 3.3 million barrels a day next quarter.DOMT (FV: EGP9.24, OW) clarified in a release yesterday that their ownership structure will not be affected by the sale of 24.61% of the company's shares out of El-Damaty family's shares to International Dairy Investment Company, as the latter is fully owned by El-Damaty family. The family still owns the same stake in Domty, through an indirect ownership. DOMT is currently trading at a FY23 P/E of 4.1x. Banque Misr will launch an electronic payments company by the end of the year in partnership with the local arm of an Emirati telecom company. The telecom company will hold a stake of more than 60%, with the remaining stake held by Banque Misr.The Micro, Small and Medium Enterprises Development Agency signed a new financing contract with Reefy Company for Microfinance Services worth EGP 150 million.Egypt could provide incentives for pharmaceuticals raw materials manufacturing, according to local press.The government is pushing back the tender for as many as four desalination plants on the north coast — as part of the government's water desalination program — to December 2023, which was set to kick off in 3Q23, waiting on the land allocation process to be completed.
Pitch: HELI (FV: EGP12.44, OW) Board approved setting up a general assembly to look into the offer submitted by the National Organization for Social Insurance to buy HELI's 7.1 million sqm Heliopark land plot for EGP15.0 billion (implying EGP2,107/sqm) to be paid as a lump sum at contract signing, out of which costs will be deducted. The market is almost fully overlooking the value of HELI's residual land area in New Heliopolis. Valuing the 13.9 million sqm residual land area in New Heliopolis using a price of EGP843/sqm (60.0% discount to the EGP2,107/sqm Heliopark price tag to adjust for the residual land area in New Heliopolis being almost twice the size of Heliopark) results in a valuation of EGP11.8 billion (EGP8.81/share) for that specific land plot. The Ministry of Finance is studying selling an additional stake (10-15%) in ETEL (FV: EGP34.00, OW). Sources added that QIA's acquisition of ETEL's stake in Vodafone will take place within the next two months, pending the agreement on the size of the stake.EFID is studying to expand further in the region by opening a factory in Saudi Arabia within a few years. The company will be launching its first 3 products under its frozen bakery brand this month. Sudan is moving to exclude Egyptian companies from drug registration procedures.We initiate coverage on FWRY with a FV of EGP6.90 and an Overweight recommendation. FWRY is trading at 2024f P/E of 19.2x and EV/EBITDA of 10.5x, compared to the peer group average P/E of 23.7x and EV/EBITDA of 16.5x.SWDY (FV: EGP22.87, OW) and ORAS (FV: EGP181.70, OW) refute circulated news regarding acquiring a loan from Afrexambank to finance developmental projects in Barbados.The National Authority for Tunnels (NAT) allocated EGP4.5 billion in FY2023/24 for the works of converting Alexandria's Abu Qir railway into an underground metro. ORAS - Colas Rail consortium inked an EPC contract last week for the first phase of the project at a total contract value of EUR1.3 billion. BINV is planning to complete the share swap with OFH within two to three weeks. OFH stock should rerate accordingly. Some 10-15 Chinese companies have shown interest in establishing a specialized industrial zone for chemicals with investments worth USD 7.5-12.0 bn in CNY over the next 3-4 years.The government plans to hold an investment forum in 1H2024 aimed at attracting fresh investment into the economy.The Central Bank is studying linking the “InstaPay” application to Saudi Arabia, the UAE, and Jordan.The Financial Regulatory Authority is considering the launch of a reference index for pricing financing products in consumer finance industry.
The government is looking to sell a c.70% stake in the 4.8-GW Beni Suef combined-cycle power plant. An indicative value of USD1.4-1.9 bn was assigned to the asset. Two unnamed investors are looking to acquire a stake in bottled drinks firm Safi. A further stake in the Zafarana wind farm will be offered to international investors aside from the portion that the government has in principle agreed to sell to multinational shipping giant Maersk.Midtereania Capital showed interest in acquiring a majority stake in Middle East Glass Manufacturing Co. amidst interest from multiple other entities. The government is considering offering the Jabal Al-Zeit station to generate electricity from wind through a competitive offering to a number of investors for USD300 million next October.The government is looking to sell up to 40% of the state-owned Helwan Fertilizers Company to a strategic investor.The Export Development Fund could bring five new manufacturing sectors into the next phase of the export subsidy scheme, which starts next month. The government will meet with businesses and investors on 2 October to discuss liberalizing Egypt's electricity grid. The CBE plans to establish Digital Financial Identification Company to hold the bank's stakes in a number of companies. The bank will contribute to 55% (EGP275 million) of the company's capital.The Holding Company for Electricity targets collecting receivables worth EGP5 billion by the end of October. CCAP's TAQA has submitted a non-binding offer to buy an unspecified stake in fuel retailer Wataniya. Initial offers range between USD250 million and USD280 million. Singapore-based chemical company Indorama is set to invest around USD700 million to establish two factories to produce phosphate fertilizers and silicon metal for solar panel production.BP intends to drill four new exploratory wells looking for natural gas in offshore Mediterranean concessions in 4Q23. Mopco 2Q23 results: • The bottom line came in at EGP1.519 billion (-38% QoQ, -8% YoY). 2Q23 bottom line negatively impacted by the slow down in top line due to lower global urea prices and absence of exceptional income• 1H23 net profit after taxes came in at EGP3.971 billion, up 6% YoY. Due to improved sales volumes and exceptional non-operating income in 1Q23. DSCW consolidated 2Q23 results: • Net profit for the quarter recorded EGP104 mn (+194.3% YoY, +531.1% QoQ). Annual rise supported by higher sales, recovering export market, and higher selling prices. While sequential rise driven by the lack of FX losses that was present in 1Q23.ORAS (FV: EGP181.70, OW) signed a contract with Eagle Hills Properties for the construction of Soul Luxury Beach Resort, on Egypt's North Coast. PHAR disclosed that there are no offers or negotiations from PHAR's main shareholder to sell down its stake in the company to a strategic investor. EXPA yesterday denied knowledge of any government intention to sell shares to private investors via the privatization program.Visa will provide digital payments services to EFG Holding's aiBank. HELI signed the protocol agreement with the National Organization for Social Insurance regarding the National Organization for an offer to buy HELI's 1,695 feddan Heliopark land plot. Cigarettes' prices continue the rise after a slowdown period last two weeks driven by EAST's announcement that they will be increasing their output to 1,560 mn cigarettes a day.SWDY's (FV: EGP22.87, OW) Center Irrigation Pivots plant, located in the integrated Sokhna, in cooperation with the National Service Projects Organization (NSPO), will be launched soon.
Bible study; Translations; Different testaments; The song of Moses and of the Lamb; John the Baptist; Corban; Social Insurance; Christian systems of social welfare; Sanhedrin; Dearths; Roman shipping; Keeping the populace happy; Military history; Ecc 7:22; Tree of Knowledge; Revealed truth; The bible solution; God hearing your cries; Saving yourself?; Overcoming error; Seeing your own foolishness; Ecc 7:25; Reason; Wickedness; resh-shen-ayin; Hoping in the foolish; vav+hey+sumac-kof-lamad-vav-tav; Spiritual madness; Double-lamad; Living in darkness; Force in the world; Julius Caesar and the Gauls; Overlooking crime; Corruption; Media in time of Rome; Hating Christians?; World starvation; Illness; Immunity; Perfect savages; Foolish virgins; Doing Christ's way; Daily sacrifice; Willingness to receive help; Need to give; Snare/Net; mem-tzedek-vav-dalet-yod-mem; vav-chet-resh-mem-yod-mem; Binding your allegiance; Income tax; Depression; Fervent charity; Inventions; Superfluous families; Ecc 8:1; Seeking His kingdom first; Capitalism; Trading; Choosing to give; The invention of God = Liberty; Drawing near to God; Give and forgive.
In this special episode made by one of our student podcast fellows, NYU Undergrad Adja Thiam speaks with Bill Arnone, CEO of the National Academy of Social Insurance. They speak about Arnone's impressive career, planning for retirement, and what's needed from future economists. William J. (Bill) Arnone is Chief Executive Officer of the National Academy of Social Insurance, a nonpartisan organization dedicated to the development of sound social insurance policy, including Social Security, Medicare, Workers' Compensation, Unemployment insurance, and related issues. As a Partner with Ernst & Young LLP for 15 years up to 2009, he was responsible for the strategic positioning, design, management, marketing, and thought leadership of retirement and financial education and counseling in employer-sponsored programs. He is a Founding Board Member of the Academy. For a full transcript of this episode, please email career.communications@nyu.edu.
Earlier this year, millions of people in France took to the streets to protest against the raising of the retirement age from 62 to 64. We will explore the context behind the reform and protests.
NCPERS is the largest trade association for public pensions, representing approximately 500 plans, which manage about $4 trillion in retirement funds and cover more than 22 million participants. Hank will discuss NCPERS and their research.
Samuel Hammond is the Director of Poverty and Welfare Policy at the Niskanen Center. His research focuses on the effectiveness of cash transfers in alleviating poverty, and how free markets can be complemented by robust systems of social insurance. Vance sits down with Samuel Hammond to discuss the impact of social insurance and social security on communities. In this engaging and informative podcast interview, Samuel shares his insights on how these policies affect individuals and society at large. Twitter: https://twitter.com/hamandcheeseLinkedIn: https://www.linkedin.com/in/samuel-hammond-4b986955Website: https://www.niskanencenter.org/Blog: https://www.secondbest.ca/Book a Legacy Interview | https://legacyinterviews.com/ —A Legacy Interview is a two-hour recorded interview with you and a host that can be watched now and viewed in the future. It is a recording of what you experienced, the lessons you learned and the family values you want passed down. We will interview you or a loved one, capturing the sound of their voice, wisdom and a sense of who they are. These recorded conversations will be private, reserved only for the people that you want to share it with.Join the Articulate Ventures Network | https://network.articulate.ventures/ —We are a patchwork of thinkers that want to articulate ideas in a forum where they can be respectfully challenged, improved and celebrated so that we can explore complex subjects, learn from those we disagree with and achieve our personal & professional goals.Contact Vance for a Talk | https://www.vancecrowe.com/ —Vance delivers speeches that reveal important aspects of human communication. Audiences are entertained, engaged, and leave feeling empowered to change something about the way they are communicating. Vance tells stories about his own experiences, discusses theories in ways that make them relatable and highlights interesting people, books, and media that the audience can learn even more from. Join the #ATCF Book Club | https://www.vancecrowe.com/atcf-book-club
This week, Chief Executive Officer of the National Academy of Social Insurance, Bill Arnone joins Abby in the classroom for a lesson on social security. Bill discusses why social security was established and who is eligible to receive the benefits. He also reveals why the concern over the sustainability of social security benefits is discussed at the start of a new Congressional class. Later, Bill shares his thoughts on the future of social security. Keep up with Abby after class on Twitter: @AbbyHornacek Learn more about your ad choices. Visit megaphone.fm/adchoices
As politicians and pundits wring their hands over the debt ceiling, the economist and Boston University professor Laurence Kotlikoff, PhD '77, says the United States is already bankrupt. He calculates the health care and pension obligations to the country's rapidly aging population in the many trillions of dollars, far outpacing tax revenue in the coming decades. And he says economic growth won't save us. But he claims to have a few proposals that may, as well as some advice about personal investing, saving, and spending in uncertain times.
This week we talk about Otto von Bismark, Medicare, and demographic lopsidedness.We also discuss Social Security, Biden, and globalization.Show notes / transcript: https://letsknowthings.com/episode351 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit letsknowthings.substack.com/subscribe
This week we talk about Otto von Bismark, Medicare, and demographic lopsidedness. We also discuss Social Security, Biden, and globalization. Support the show: patreon.com/letsknowthings & letsknowthings.com/support Show notes/transcript: letsknowthings.com Check out my other shows & publications: understandary.com
The E Tū union says it will fight for the social insurance scheme that the government has indefinitely delayed to go ahead. The policy was one of the multiple projects the government yesterday axed or put on hold. The social insurance scheme would have seen workers who lost their jobs paid up to 80 percent of their income for up to seven months. E tū's Assistant National Secretary Annie Newman said the delay is bad news for workers.
This week, the newsletter features the last episode of the Retirement Rebootcast - the special podcast series on my new book - Retirement Reboot: Commonsense Financial Strategies for Getting Back on Track. Retirement Reboot is chock full of practical strategies for your retirement plan. But in the last chapter of the book, I argue that we also must pay attention to public policy on our key social insurance programs. And, I lay out my vision for expanding Social Security and pushing back against the growing privatization of Medicare - something I regard as antithetical to the very concept of social insurance.My guests for this episode are two top experts on Social Security and Medicare who have a terrific sense of the historical trajectory of both programs. Judith Stein is the executive director and founder of the Center for Medicare Advocacy, one of the nation's most important consumer protection and policy organizations working on Medicare. Nancy Altman is president of Social Security Works, which advocates for protection and expansion of Social Security. Nancy is one of the most knowledgeable people in the United States on Social Security. She is the author of several authoritative books on Social Security, and she serves on the Social Security Advisory Board, a nonpartisan federal agency that advises the President, Congress, and the Commissioner of Social Security.I invited Judy and Nancy to join me for a discussion of social insurance - past, present and future. Click the player icon at the top of the newsletter to listen to the episode. You also can find the RetirementRevised.com podcast on Apple Podcasts or Spotify.The entire six-part podcast series is now online. I hope you've enjoyed all of these conversations with experts on key retirement topics, but in case you missed any of them, here are links to earlier episodes.* Introduction: An overview of the book featuring a conversation with Chris Farrell, senior economics contributor for Marketplace, the public radio program. Chris wrote the foreward to Retirement Reboot.* Let's Make a Plan. Far too many people don't take the time to make an actual financial plan for retirement – and that's a real misstep. * Optimizing Social Security. For most of us, Social Security will be the most important retirement benefit – full stop. Decisions about when to claim can make a big difference in your lifetime income. * Navigating Medicare. Along with Social Security, there's nothing that will have a more important impact on your retirement security than making smart choices about navigating Medicare. The centrist thinking on social insurance reform that really isn't* Building Savings. Starting as early as possible is the name of the game when it comes to saving for retirement. But if you're getting close to retirement and haven't been able to save much, don't despair: it is still possible to build significant savings late in the game.* Toward a New Social Insurance Era. The argument for expanding Social Security, and for pushing back against the growing privatization of Medicare (today's episode).Beware the centrist arguments on Social Security reformThe Washington Post published an editorial this week laying out an approach to reforming Social Security and Medicare that typifies what passes for “centrist” thinking about these programs in Washington these days. It's wrong in so many ways, but here are the most egregious elements that caught my eye:* The Post seems to favor a behind-closed-doors "super-committee" tasked with proposing solutions for up or down vote. That's just a way for lawmakers to avoid accountability - we need transparent, open debate on these issues so we know where each and every politician stands. The "super-committee" idea allows lawmakers to "hold hands and jump off the cliff together," as they like to say, making unpopular and unwarranted cuts to social insurance programs. Let's debate the issues in the open and see who wants to cut benefits, and who does not.* The editorial conflates the financial issues facing these two programs - but they are very different. Social Security is funded mostly from payroll tax contributions, while Medicare funding is a hybrid of payroll taxes (Part A), and general revenue and premiums (Part B and Part D). The financial pressures affecting these two programs differ, and need to be thought about and addressed separately.* The Post seems to think that raising the Medicare age is a reasonable idea, suggesting that this would simply mirror the Social Security full retirement age (67 for those born after 1960.). But unifying the retirement ages for the two programs really makes no sense. Workers could still file for Social Security anytime from 62 to 70, and that wouldn't change.There will be a push at some point to increase the Social Security full retirement age further, to age 70. Any change of that type most likely will affect younger workers, not people nearing retirement or already retired. And younger workers really need to pay attention this. The 1983 reforms that boosted the Social Security retirement age to 67 from 65 already has cut benefits by 13% for everyone born 1960 or later. GenX, Millenial and younger generations should realize they're already on track to get less out of the program than previous generations did. And younger workers certainly should oppose a higher Medicare age, which would push millions into higher-cost and less robust ACA policies after they retire while waiting for Medicare at 67.The underlying idea that "everyone is living longer" and therefore "we all will be working longer" is false. Yes, higher-educated, more affluent people are living and working longer. But that's not true across the board. Vast majority of workers have filed for Social Security by their full retirement age.Retirement Reboot in the newsThere are no miracles, quick fixes for retirement saving. Chris Farrell reviews Retirement Reboot in his Minneapolis Star-Tribune column.What I'm readingThe next retirement communities won't just be for seniors . . . Target date funds had a rocky 2022 . . . Fed's interest-rate hikes make T-bills an attractive, safer investment . . . GoodRx leaked health data to Facebook and Google . . . Why states need master plans for aging . . . Government lets health plans that ripped off Medicare keep the money . . . Short on cash, more Americans tap 401(k) savings for emergencies . . . The market tanked, but Americans kept piling money into their 401(k)s . . . Mark Cuban and Amazon are shaking up generic drugs . . . Green funds cost three times more than you think . . . SEC puts dual-registered advisors on notice in risk alert . . . Retirees lost millions to romance scams during the pandemic . . . Navigating the first year of retirement, a couple hops on a tandem bike . . . The medicine is a miracle, but only if you can afford it. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit retirementrevised.substack.com
WERU 89.9 FM Blue Hill, Maine Local News and Public Affairs Archives
Producers/Hosts: Jim Campbell and Amy Browne This series is made possible in part by a grant from the Maine Arts Commission Maine: The Way Life Could Be, a series in which we look at challenges and opportunities facing Maine in the lifetimes of people alive today. This episode: What are the most important issues Mainers will be facing in the lifetimes of those of us alive today? That is the question Amy Browne and Jim Campbell, cohosts of Maine: The Way Life Could Be, posed to listeners nearly a year ago. The year-long series that followed has focused on the issues you raised in your responses. In this episode we wrap up the series with a look back — and a look ahead. Guests: Donna Loring, Penobscot Indian Nation Tribal elder and former council member. She represented the Penobscot Nation in the State Legislature for over a decade, and is a former Senior Advisor on Tribal Affairs to Governor Mills. Donna is the author of “In The Shadow of The Eagle A Tribal Representative In Maine”. You can catch up on her Wabanaki Windows series on tribal sovereignty on the WERU archives here, and hear her new shows on the 4th Tuesday of every month at 4. Amy Fried, Professor of Political Science at the University of Maine. Fried's most recent book is At War With Government: How Conservatives Weaponized Distrust from Goldwater to Trump, published in 2021. She is in the process of finishing a new book on New England politic, slated for publication next year. Professor Fried also writes a biweekly column in the Bangor Daily News Dr. Phil Caper of Maine AllCare. From his bio on Physicians for a National Health Program (PNHP), “Dr. Phil Caper received his BA, MS and MD degrees at UCLA, and trained in internal medicine on the Harvard Medical Unit at Boston City Hospital. He has held professorships at Dartmouth Medical School and the University of Massachusetts Medical School, where he was also Vice-Chancellor for Health Affairs, chief of the medical staff, and hospital director. He has been an adjunct lecturer on health policy and management at the Harvard School of Public Health, a research associate at Harvard's Kennedy School of Government and an associate in health policy and management at the Johns Hopkins School of Public Health. From 1971 to 1976, he was a professional staff member on the United States Senate Labor and Human Resources subcommittee on health, chaired by Senator Edward Kennedy (D-Mass.).” Dr. Caper was a charter member of the nation's top health care advisory panel, the National Council on Health Planning and Development from 1977 to 1984, chairing the panel from 1980 to 1984. He was also the founder and chairman of the Codman Group from 1986 to 2001, a health care software and consulting company with an international reputation and clientele. He is a founding member of the National Academy of Social Insurance and is a founding board member of Maine AllCare, the Maine chapter of Physicians for a National Health Program. He is also a former national board member of PNHP. He has published numerous articles in professional journals and written many letters to the editor and op-ed articles advocating for a publicly run universal health care program. About the hosts: Jim Campbell has a longstanding interest in the intersection of digital technology, law, and public policy and how they affect our daily lives in our increasingly digital world. He has banged around non-commercial radio for decades and, in the little known facts department (that should probably stay that way), he was one of the readers voicing Richard Nixon's words when NPR broadcast the entire transcript of the Watergate tapes. Like several other current WERU volunteers, he was at the station's sign-on party on May 1, 1988 and has been a volunteer ever since doing an early stint as a Morning Maine host, and later producing WERU program series including Northern Lights, Conversations on Science and Society, Sound Portrait of the Artist, Selections from the Camden Conference, others that will probably come to him after this is is posted, and, of course, Notes from the Electronic Cottage. Amy Browne started out at WERU as a volunteer news & public affairs producer in 2000, co-hosting/co-producing RadioActive with Meredith DeFrancesco. She joined the team of Voices producers a few years later, and has been WERU's News & Public Affairs Manager since January, 2006. In addition to RadioActive, Voices, Maine Currents and Maine: The Way Life Could Be, Amy also produced and hosted the WERU News Report for several years. She has produced segments for national programs including Free Speech Radio News, This Way Out, Making Contact, Workers Independent News, Pacifica PeaceWatch, and Live Wire News, and has contributed to Democracy Now and the WBAI News Report. She is the recipient of the 2014 Excellence in Environmental Journalism Award from the Sierra Club of Maine, and Maine Association of Broadcasters awards for her work in 2017 and 2021. The post Maine: The Way Life Could Be 12/6/22: Series Finale – A Look Back, and a Look Ahead first appeared on WERU 89.9 FM Blue Hill, Maine Local News and Public Affairs Archives.
Stand Up is a daily podcast that I book,host,edit, post and promote new episodes with brilliant guests every day. Please subscribe now for as little as 5$ and gain access to a community of over 800 awesome, curious, kind, funny, brilliant, generous souls Check out StandUpwithPete.com to learn more Maura Quint is a humor writer and activist whose work has been featured in publications such as McSweeneys and The New Yorker. She was named one of Rolling Stone's top 25 funniest twitter accounts of 2016. When not writing comedy, Maura has worked extensively with non-profits in diverse sectors including political action campaigns, international arts collectives and health and human services organizations. She has never been officially paid to protest but did once find fifteen cents on the ground at an immigrants' rights rally and wanted to make sure that had been disclosed. She was the co founder and executive director of TaxMarch.org She is now the Wealth Tax Campaign Director at the Americans for Tax Fairness Rebecca Vallas is a senior fellow and co-director of The Century Foundation's Disability Economic Justice Collaborative, where she leads TCF's work to achieve economic justice for people with disabilities and their families. Vallas joins TCF after seven years at the Center for American Progress, during which she helped to build and lead CAP's Poverty to Prosperity Program, in a range of roles, including as the program's first policy director and managing director, and later as vice president. During her time at CAP, Vallas also helped to establish CAP's Disability Justice Initiative—the first disability policy project at a U.S. think tank—as well as the organization's criminal justice reform work. Listen to her podcast "Off Kilter" Much of Vallas's policy and advocacy work flows from her years as a legal aid lawyer. In partnership with her legal aid alma mater, she co-developed the “clean slate” model of automated, automatic criminal record-clearing that is now law in Pennsylvania, Utah, Michigan, Connecticut, Delaware, Virginia, and advancing in additional states—while advancing national momentum for removing barriers to economic opportunity for justice-impacted individuals and families. In 2019, she co-founded the Clean Slate Initiative, a national organization supporting state efforts to adopt clean slate policies. Vallas previously served as the deputy director of government affairs for the National Organization of Social Security Claimants' Representatives, working to protect and strengthen the Social Security disability programs, including as co-chair of the Consortium for Citizens with Disabilities (CCD) Social Security Task Force. Forever a legal aid lawyer at heart, Vallas spent several years representing low-income individuals and families at Community Legal Services in Philadelphia, where she began her work as a Skadden Fellow, and was the inaugural recipient of the National Legal Aid and Defender Association's New Leaders in Advocacy Award. Vallas has authored dozens of policy reports on antipoverty policy, income security, disability policy, access to justice, and criminal records/reentry policy; testified before Congress and state legislatures on numerous occasions; and been cited and quoted in media outlets across the country. She is also the creator and host of Off-Kilter, a nationally distributed podcast about poverty, inequality, and everything they intersect with. Vallas serves on the Board of Directors of the National Academy of Social Insurance and is a member of the Academy's 2020–2021 Economic Security Study Panel. Vallas was twice named to Forbes magazine's “30 Under 30” for law and policy, and later to Emory University's “40 Under 40.” She received her law degree from the University of Virginia and graduated summa cum laude from Emory University, where she received a bachelor's degree in psychology. In a past life, she was an operatically trained mezzo soprano. She's the proud mother of three rescue kitties. Check out all things Jon Carroll Follow and Support Pete Coe Pete on YouTube Pete on Twitter Pete On Instagram Pete Personal FB page
The podcast is back this week with a look at the historic cost-of-living adjustment in Social Security benefits announced this morning.The Social Security Administration announced that benefits will rise by 8.7% in 2023. That's a big raise for more than 52 million retired Americans, and another 18 million who are survivors of covered workers or recipients of disability benefits or Supplemental Security Income. The maximum amount of earnings subject to the Social Security tax will increase to $160,200 from $147,000.I published an in-depth story about the Social Security COLA in the New York Times this week that's been drawing a lot of traffic, comments and questions. It answers a variety of questions about the COLA. The story explains why the 2023 COLA will be so high, and it discusses the accuracy of the COLA in tracking inflation for seniors. I even get into how the inflation hike might impact your taxes. For the podcast, I invited a panel of experts on Social Security to join me to talk about the COLA. We took a dive into the history of the COLA and why it is so important to the well-being of seniors. We also got into the question of adequacy of benefits. With such a big headline COLA figure, it's tempting to think that seniors are living on easy street. But keep in mind that the COLA does no more than keep seniors even with inflation. The reality is that about half of seniors struggle to meet their basic living expenses.Joining me are three guests.Nancy Altman is president of Social Security Works, one of the most important advocacy groups working to protect and expand Social Security. Nancy also is an appointed member of the Social Security Advisory Board - a bipartisan, independent federal government agency that advises the President, Congress, and the Commissioner of Social Security on Social Security programs. Ramsey Alwin is president and CEO of the National Coalition on Aging, one of the key organizations that advocates on behalf of seniors. Much of Ramsey's work has focused on economic security and seniors, with a special focus on poverty.Bill Arnone is the CEO of the National Academy of Social Insurance. NASI is a non-profit, non-partisan organization made up of the nation's leading experts on social insurance. Bill's professional background also includes expertise in taxes and employee benefits.Listen to the podcast by clicking the player icon at the top of the newsletter, or check it out wherever you get your podcasts.Also see this Times story on how the COLA will bring relief to millions of seniors.Medicare open enrollment gets underway this weekendOpen enrollment runs from October 15th through December 7th, and my Morningstar column this month examines the barrage of marketing seniors face each fall for Medicare Advantage plans. Some of that advertising has sparked a surge in consumer complaints about deceptive claims, and new rules from Medicare aimed at curbing deceptive advertising practices by third-party marketers of Medicare Advantage and Medicare Part D plans.An update on vaccinationI found this update on vaccination in the U.S. from the PBS NewsHour especially helpful. The number of confirmed and reported COVID cases in the U.S. is at its lowest point since last spring. But the average number of deaths associated with COVID remains at more than 350 a day. Public health experts are increasingly concerned that too many Americans are missing out on a chance to get new boosters and avoid a worse winter. The Kaiser Family Foundation reports that awareness of the updated boosters is relatively modest, with about half of adults saying they've heard “a lot” (17%) or “some” (33%) about the new shots. About a third of all adults (32%) say they've already gotten a new booster dose or intend to get one “as soon as possible.”What I'm readingCongress may boost catch-up contribution limits . . . A new frontier for hearing aids . . . In-depth guide to over-the-counter hearing aids . . . Older storm victims face an uncertain future . . . Work remotely from anywhere. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit retirementrevised.substack.com
In our episode this week, Marie-Noelle speaks with Andrew Donaldson, Senior Research Associate at the Southern Africa Labour and Development Research Unit at the University of Cape Town as well as one of the authors of The Brenthurst Foundation's latest book titled ‘Better Choices: Ensuring South Africa's Future'. Here, they discuss current social insurance institutions which exist within South Africa, as well as considering the ways in which these could be improved and developed. Join the conversation on: Twitter - @BrenthurstF / Facebook - @BrenthurstFoundation / Instagram - @brenthurstfoundation
Labour claims New Zealand's economy is holding up well compared to many others, but global pressures and new policies may threaten its re-election chances. National has been on the attack, with the cost of living crisis cutting deep, over what it says is wasteful spending and unnecessary taxation - but its own tax plans have left it open to criticism too. In today's Focus on Politics podcast, RNZ Political Editor Jane Patterson examines how Labour and National are facing turbulence - from their own policies and the global economy.
Alex's next guest on the #MillenniumLive podcast series is Dr. Jonathan Gruber, Ford Professor of Economics at the Massachusetts Institute of Technology, where he has taught since 1992 (30 years). He is also the Director of the Health Care Program at the National Bureau of Economic Research, and the former President of the American Society of Health Economists. A member of the Institute of Medicine, the American Academy of Arts and Sciences, the National Academy of Social Insurance, and the Econometric Society. He has published more than 175 research articles, has edited six research volumes, and is the author of Public Finance and Public Policy, a leading undergraduate text, Health Care Reform, a graphic novel, and Jump-Starting America: How Breakthrough Science Can Revived Economic Growth and the American Dream (with Simon Johnson). In 2006 Dr. Gruber received the American Society of Health Economists Inaugural Medal for the best health economist in the nation aged 40 and under. During the 1997-1998 academic year, he was on leave as Deputy Assistant Secretary for Economic Policy at the Treasury Department. And from 2003-2006 he was a key architect of Massachusetts' ambitious health reform effort (aka Romneycare), and became an inaugural member of the Health Connector Board, the main implementing body for that effort. During 2009-2010 he served as a technical consultant to the Obama Administration and worked with both the Administration and Congress to help craft the Patient Protection and Affordable Care Act (aka Obamacare). In 2011 he was named “One of the Top 25 Most Innovative and Practical Thinkers of Our Time” by Slate Magazine. In both 2006 and 2012 he was rated as one of the top 100 most powerful people in health care in the United States by Modern Healthcare Magazine.
Brief summary of episode:Dr. Maya Rockeymoore Cummings is a government affairs expert with more than a quarter century of experience working with federal, state, and local government officials on policy and program strategies important for corporations and the nation. She welcomes inquiries regarding corporate board service (public and/or mid- to late-stage private) as well as consulting opportunities.A former professional staffer on the U.S. House of Representatives Ways and Means Committee, Dr. Cummings has worked with Democrats and Republicans on trade, tax, health, food, aging, and retirement security policy. As the founder, president, and CEO of Global Policy Solutions, Cummings has collaborated with members of the U.S. Conference of Mayors, National League of Cities, U.S. Conference of State Legislatures, and the National Association of Counties among other policymaker organizations to advance public health, economic development, and environmental solutions important for cities, towns, and states. As a result, Dr. Cummings has a vast network of multi-sector contacts with an emphasis on those serving in government. The immediate past board chair of the National Association of Counties (NACo) Financial Services Corporation (FSC), Cummings has also chaired the board of the National Committee to Preserve Social Security and Medicare and has served on the boards of the Baltimore Museum of Art, the Economic Policy Institute, and the National Academy of Social Insurance among other prominent organizations. In these positions, Cummings has been a valued and collaborative board member who has provided oversight and advice to management in their efforts to implement effective and efficient growth-oriented strategies. The owner of a small business that is also a certified B Corporation, Dr. Cummings has significant profit and loss experience as well as substantive expertise in environmental, social and governance issues pertinent for assessing corporate risk and growth opportunities. She also has a long and distinguished track record of advancing diversity, equity and inclusion strategies through policies, programs, and organizations. The recipient of numerous honors and awards, including the Aspen Institute Henry Crown Fellowship, Purdue University Alumni Association 40 Under 40 Award, and the Congressional Black Caucus Foundation Congressional Fellowship, Dr. Rockeymoore Cummings earned her Ph.D. and M.A. in political science with an emphasis in public policy from Purdue University and her B.A. in political science from Prairie View A&M University.The Truth In This ArtThe Truth In This Art is a podcast interview series supporting vibrancy and development of Baltimore & beyond's arts and culture. To find more amazing stories from the artist and entrepreneurial scenes in & around Baltimore, check out my episode directory. Stay in TouchNewsletter sign-upSupport my podcastShareable link to episode ★ Support this podcast ★
A February 2021 report by National Nurses United found that while Filipinos make up 4% of RNs in the United States, they accounted for a stunning 26.4% of the registered nurses who had died of COVID-19 and related complications. Why are there so many Filipino nurses in the United States and especially so many of the frontlines of healthcare? To answer that question, we need to look at the history of American colonization of The Philippines, United States immigration policies, and the establishment of the Medicare and Medicaid programs in the US. Joining me to help us learn more about Filipino nurses is Dr. Catherine Ceniza Choy, Professor of Asian American and Asian Diaspora Studies and Comparative Ethnic Studies at the University of California, Berkeley, and author of the 2003 book, Empire of Care: Nursing and Migration in Filipino American History, and the new book, Asian American Histories of the United States. Our theme song is Frogs Legs Rag, composed by James Scott and performed by Kevin MacLeod, licensed under Creative Commons. The episode image is “Baby show arranged by Red Cross nurse, Phillipines [sic] Chapter, P.I. Philippines, 1922,” Courtesy of the Library of Congress, No known restrictions on publication. Additional Sources: When the Reporter Asks You Why There Are So Many Filipino Nurses in the U.S.: You want more than the count of their lives lost,” by Catherine Ceniza Choy, The Margins, May 17, 2021. “Why are there so many Filipino nurses in the U.S.?” by Anne Brice, Berkeley News, May 28, 2019. “Why are there so many Filipino Nurses in California? After Filling a Nursing Shortage in the 1960s, Immigrant Caregivers Have Changed the Practice and the Politics of Health Care” by Catherine Ceniza Choy, Zocalo, September 20, 2019 “Sins of Omission How Government Failures to Track Covid-19 Data Have Led to More Than 3,200 Health Care Worker Deaths and Jeopardize Public Health,” National Nurses United, Updated March 2021. “COVID-19 takes heavy toll on Filipino health care workers,” PBS News Weekend, May 9, 2020. “The History of Medicare,” National Academy of Social Insurance. “History, Philippines,” by Gregorio C. Borlaza, Britannica. “Immigration and Nationality Act of 1965,” History, Art, & Archives, United States House of Representatives. Learn more about your ad choices. Visit megaphone.fm/adchoices
In today's episode, Zeta Emilianidou, the Minister of Labour and Social Insurance, died on Monday at the age of 67. She had suffered a cerebral aneurysm three weeks ago and had been transported by ambulance airlift to a hospital in Greece where she underwent lengthy surgery. Elsewhere, a Limassol pensioner was arrested on Monday morning after going to a police station and informing officers he had killed his 82-year-old wife. The police found her body in the garden of the couple's house in Ayios Ioannis, in the Limassol district. In other news, three young British women were detained in connection with an alleged assault on a nurse at the A&E department of Paphos general hospital in the early hours of Sunday. All this and more in the Cyprus Beat briefing brought to you by the Cyprus Mail.
Tonya Manning, Buck's Wealth Practice Leader & Chief Actuary, recent DOL appointee to Advisory Council and Former SOA and IAA President is interviewed. Tonya discusses her career, leadership at two major actuarial firms, public pensions, and her actuarial volunteer work.
Many people think that claiming Social Security is a simple process–that is, until they do it. Ken Sokol is living proof of this. He retired from his engineering career at Hallmark in the early 2000s at the age of 54. Soon, he found himself digging deep into how Social Security claims actually worked, became a traveling lecturer on the topic, and joined the National Academy of Social Insurance–a think tank based in Washington, D.C. working to help retirees understand the choices they make and what's really at stake when it comes to Social Security. In today's episode, we discuss strategies you can do, and mistakes to avoid, when claiming Social Security. We'll cover why your retirement distribution strategy could be the difference between bringing in, or losing, more retirement income. Additionally, we'll review some financial questions you should be asking yourself as you prepare for retirement. In this podcast interview, you'll learn: How provisional income limits work–and why you stand to lose more money than you think you do by making mistakes in your claims. Why boomers are going to blow away life expectancy tables–and how to build a financial plan that takes this into account. Why choosing to withdraw from a Roth IRA or a traditional IRA first is not an either-or question. Why the Social Security office will never help answer your questions–and who can. Get Today's Show Notes To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/63 Learn More about Retirement Planning Find out more about retirement planning and Barber Financial Group, by visiting BarberFinancialGroup.com
We review the history of guidance on both market based disclosures and funding policy, and describe how the new ASOP 4 addresses both those topics.
The last two years have brought a huge challenge to social protection systems around the world as the pandemic hit and shed light to the need of strengthening social insurance policies to protect workers against shocks that affected their livelihoods. We look at the case of South Africa's Unemployment Insurance Fund (or UIF) and Temporary Employer/Employee Relief Scheme (better known as TERS) to analyze how these policies were implemented to reach domestic workers, what went wrong, what went right, the challenges ahead and what learnings this might bring to help us think about new insurance schemes that can protect informal workers. To help us understand and navigate the UIF-TERS case we invited two guests. First, I talked to Amy Takié, Co-Founder at Izwi Domestic Workers Alliance, a network of domestic workers in Johannesburg, where Amy advises domestic workers on their labour rights, supports them in accessing justice and on their advocacy efforts. The second guest is Myrtle Witbooi, general secretary of the South African Domestic Service and Allied Workers Union (SADSAWU) and president of the International Domestic Workers Federation (IDWF). Myrtle will provide us with an account from the domestic workers' perspective. *Our theme music is Focus from AA Aalto (Creative Commons) *** References > Joint Statement: Impact of COVID19 on millions who work informally in South Africa - https://www.wiego.org/resources/joint-statement-impact-covid19-millions-who-work-informally-south-africa > WIEGO - Informal Work in South Africa and COVID-19: Gendered Impacts and Priority Interventions - https://www.wiego.org/publications/informal-work-south-africa-and-covid-19-gendered-impacts-and-priority-interventions > Izwi - Domestic workers pay a heavy price for employers' non-compliance with labour law - https://www.izwi.org.za/post/domestic-workers-pay-a-heavy-price-for-employers-noncompliance-with-labour-law > Op-ed - Domestic workers hung out to dry during lockdown, by Amy Tekié https://www.dispatchlive.co.za/news/opinion/2020-05-01-domestic-workers-hung-out-to-dry-during-lockdown/
Topic: Dr. Maya Rockeymoore Cummings (Nonresident Senior Fellow at The Brookings Institution) shares advice to help accomplished, and aspiring, leaders navigate failure, communicate more effectively with those around them, and manage their energy so that they can consistently perform at their best. Today's guest: Dr. Maya Rockeymoore Cummings is a nonresident senior fellow at Brookings Metro and the Founder, President and CEO of Global Policy Solutions. Dr. Rockeymoore Cummings is the author of the forthcoming book RAGEISM: Racism, Ageism, and the Quest for Liberation Policy (Routledge). A wealth, health, and education equity expert, Dr. Rockeymoore Cummings has conducted extensive research and policy analysis on aging, Social Security, the social determinants of health, and the racial wealth and achievement gaps. She also conceived and co-authored the first-ever study examining the labor market impact of level 5 autonomous vehicle technology. A frequent guest on prominent television and radio news shows, Dr. Rockeymoore Cummings has appeared on CNN, MSNBC, Fox News, ABC News, CBS, BET, BBC, Al Jazeera, BNC, NPR, and Sirius XM among many other national and international outlets. She has also testified before the U.S. House of Representatives, the U.S. Senate, and the Democratic National Committee platform committee on Social Security policy. Her articles, letters to the editor, and quotes have appeared in the Washington Post, New York Times, Fortune, The Atlantic, Baltimore Sun, Houston Chronicle, CNN.com, USA Today, Boston Globe, The Root and HuffingtonPost.com among many other news outlets. Dr. Rockeymoore Cummings has worked as Vice President for Programs and Research at the Congressional Black Caucus Foundation, professional staff on the Social Security Subcommittee of the House Ways and Means Committee, Chief of Staff for former Congressman Charles Rangel, Senior Resident Scholar for Health and Income Security at the National Urban League's think tank, and Assistant to the Director of the Marion County (IN) Health Department. She earned her Ph.D. and M.A. in political science, with an emphasis in public policy, from Purdue University and her B.A. in political science and mass communication from Prairie View A&M University. She has taught at American University's Women & Politics Institute and served as an Eastern regional panelist for the White House Fellowship program during the second term of the Obama Administration and the first year of the Trump Administration. Dr. Rockeymoore Cummings has chaired the boards of the National Association of Counties Financial Services Corporation and the National Committee to Preserve Social Security and Medicare. She has served on the boards of the National Academy of Social Insurance, National Council on Aging, Economic Policy Institute, Public Health Policy and Law, and the Baltimore Museum of Art among other organizations. She has co-chaired the Commission to Modernize Social Security and the National Academy of Social Insurance Study Panel on Medicare and Disparities. Dr. Rockeymoore Cummings has been a member of the National Association of Black Political Scientists, American Public Health Association, Association for Public Policy Analysis and Management, National Association of Corporate Directors, Asset Funders Network Tax Policy Advisory Group, National Network of Consultants to Grantmakers, Women's Information Network, American Political Science Association, and National Association for the Advancement of Colored People among other organizations. She was a founding member of the Council of Urban Professionals and the Experts of Color Network. The recipient of many honors and awards, Dr. Rockeymoore Cummings has been selected as an Aspen Institute Henry Crown Fellow, a Congressional Black Caucus Foundation Fellow, and a Woodrow Wilson Public Policy and International Affairs...
Join Certified Financial Planners Greg Cooley and Bubba Labas, with co-worker Mary-Anne Runner as they discuss the major changes taking place in social insurance and how the Nov 1 deadline will affect you.
We've been hearing the phrase “social insurance” a lot since the government released the 2021 budget last week. It's an idea designed to deal with unemployment we're going to see a lot more of in the years to come, but it also brings up issues of inequality and fairness. Would introducing unemployment insurance just help embed a two-tier system in which the rich stay rich and the poor stay poor? To find out how it could work in practice, Bernard Hickey speaks to Kirk Hope from BusinessNZ and NZCTU president Richard Wagstaff.When the Facts Change is brought to you by The Spinoff Podcast Network together with Kiwibank. See acast.com/privacy for privacy and opt-out information.
In this episode of HappyTalks, we interview Dr. Maya Rockeymoore Cummings and talk about diversity and inclusion in today's world and where things need to improve and change. Dr. Maya Rockeymoore Cummings is the Founder, President and CEO of Global Policy Solutions LLC, a strategy firm that helps corporate, philanthropic, governmental, and nonprofit clients meet their strategic objectives. She is also the immediate past board chair of the National Association of Counties Financial Services Corporation and has served on a number of nonprofit boards including the National Committee to Preserve Social Security and Medicare (past board chair), National Academy of Social Insurance, National Council on Aging, and Baltimore Museum of Art. Dr. Alice Fong is a naturopathic doctor, known as the “Virtual Stress Doc,” and she helps busy professionals break free from stress, anxiety, and burnout without having to quit their jobs using a 5-step holistic approach. She is the founder of Amour de Soi Wellness and her mission is to help people discover self-love and happiness. She has given several talks around the country for healthcare providers, corporations, women's conferences and for the general public. Donovon Jenson is a software engineer in the Bay Area and the founder of howtohappy.com. He is a Utah native who has long been interested in human development and health. He double majored in psychology and health policy, and graduated Magna Cum Laude through the Honors College at the University of Utah. How to Happy strives to provide thoughtful and actionable insights on living a happier life. We believe happiness is the result of self-awareness, balance and a positive mindset, among a myriad of other things. Our goal is to inspire you to see life through a new lens by adding strategies and exercises to your toolbox, then encouraging you to take action. We are all capable of being happier, let's work together to find the best pathways to get there. Together we're out to cause more happiness in the world! Dr. Maya Rockeymoore Cummings https://www.harpercollins.com/products/were-better-than-this-elijah-cummingsjames-dale?variant=32116408483874 www.globalpolicysolutions.com https://www.instagram.com/mayarcummings/ https://twitter.com/mayarcummings/ Dr. Alice Fong http://www.dralicefong.com https://www.facebook.com/DrAliceFong/ https://www.instagram.com/dralicefong/ https://twitter.com/DrAliceFong https://www.youtube.com/dralicefong Donovon Jenson https://howtohappy.com/ https://www.facebook.com/TheHowToHappy/ https://www.instagram.com/thehowtohappy/ https://twitter.com/TheHowToHappy https://www.youtube.com/HowtoHappy Michael Lira, Voice Actor Opening Credits Voice https://www.michaelapollolira.com/ Information on this video is provided for general educational purposes only and is not intended to constitute medical advice or counseling. #diversity #inclusion --- Support this podcast: https://anchor.fm/happytalks/support
Sherry Glied, a health economist and Dean of New York University's Wagner School, walks us through her professional journey: starting out as a labor economist to being part of the team who designed the Affordable Care Act. Glied gives us insight into her time at Washington, D.C. working on health policy under the Bush, Clinton and Obama administrations, and analyzes the ins and outs of Presidential Candidate Joe Biden's healthcare policy. Finally she gives a glimpse into her past and present life in academia during her time at Harvard, Columbia, and now NYU. Guest Speaker: Sherry Glied is Dean of New York University's Robert F. Wagner Graduate School of Public Service. From 1989-2013, she was Professor of Health Policy and Management at Columbia University's Mailman School of Public Health. She was Chair of the Department of Health Policy and Management from 1998-2009. On June 22, 2010, Glied was confirmed by the U.S. Senate as Assistant Secretary for Planning and Evaluation at the Department of Health and Human Services, and served in that capacity from July 2010 through August 2012. She had previously served as Senior Economist for health care and labor market policy on the President's Council of Economic Advisers in 1992-1993, under Presidents Bush and Clinton, and participated in the Clinton Health Care Task Force. She has been elected to the National Academy of Medicine, the National Academy of Social Insurance, and served as a member of the Commission on Evidence-Based Policymaking.
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