Podcasts about Year Two

-Dylan Raiola was not listed in Wasserman's article, but does he still move the needle nationally?-Arch Manning is in the top tier, who else?SHOW SPONSORED BY MIDWEST BANKOur Sponsors:* Check out Hims: https://hims.com/EARLYBREAKAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Send us a textHello my loves…..and welcome back to The Divorce Chapter podcast

Chicago Sky's new head coach Tyler Marsh is shaking things up, pushing Angel Reese and Kamila Cardoso out of their comfort zones. Marsh's vision for the team includes expanding Reese's shooting range and utilizing Cardoso's playmaking abilities. This strategic shift aims to transform the Sky into immediate championship contenders. The podcast explores how these changes could unlock the team's potential, with a focus on the dynamic frontcourt duo of Reese and Cardoso. Insights into Marsh's coaching philosophy and its impact on player development are discussed, along with the importance of team chemistry and balanced contributions from stars like Courtney Vandersloot and Ariel Atkins. Tune in to discover how Marsh's innovative approach could elevate the Chicago Sky to new heights in the upcoming WNBA season.Links: ⁠https://linktr.ee/chicagoskycentral⁠Get at us:Email: ChicagoSkyCentral@gmail.comTwitter:⁠@ChicagoSkyPod⁠Phone: ‪(773) 270-2799‬

Hour 1 Starting Lineup: Local players signing with NFL teams Hans weighs in on Shedeur Sanders prank Whole World News Hour 2 NBC Sports NBA insider Kurt Helin Good, Bad & Ugly Whole World News Hour 3 BYU head basketball coach Kevin Young Sports Roulette Final thoughts

BYU head basketball coach Kevin Young Sports Roulette Final thoughts

How much better will the Patriots be next year? Are playoffs a realistic expectation? Snake falls into woman's margarita at Mexican restaurant in Virginia.

Jed Burks of The Big Red Junkies Podcast, has put together some numbers so we can maybe see how Dylan Raiola stacks up or could look like in his second year at Nebraska.

Cole Bagley joined DJ & PK for his weekly visit to talk about the Utah Hockey Club as they play out the string with their playoff hopes now dead.

Arizona Cardinals franchise QB Kyler Murray is ready to run wild in the 2025 NFL season. The Cards signal caller gets candid in his sit down, candid interview with PHNX Cardinals. Find out K1's favorite NFL Draft prospects and why he believes Marvin Harrison Jr. is poised for a breakout in Year Two.An ALLCITY Network Production SUBSCRIBE to our YouTube: https://bit.ly/phnx_youtube ALL THINGS PHNX: http://linktr.ee/phnxsports MERCH https://store.allcitynetwork.com/collections/phnx-locker ALLCITY Network, Inc. aka PHNX and PHNX Sports is in no way affiliated with or endorsed by the City of Phoenix PHNX Events: Get your tickets to PHNX events and takeovers here: https://gophnx.com/events/ bet365: https://www.bet365.com/hub/en-us/app-hero-banner-1?utm_source=affiliate&utm_campaign=usapp&utm_medium=affiliate&affiliate=365_03485317 Use the code PHNX365 to sign up, deposit $10 and bet $5 to get $150 in bonus bets! Disclaimer: Must be 21+ and physically located in AZ. If you or someone you know has a gambling problem and wants help, call 1-800-NEXT-STEP, text NEXTSTEP to 53342 or visit https://problemgambling.az.gov/ Circle K: Join Inner Circle for free by downloading the Circle K app today! Head to https://www.circlek.com/store-locator to find Circle Ks near you! DFCU: Show your Cardinals team spirit: Open a Free Checking account online and get an Arizona Cardinals VISA® Debit Card at https://www.DesertFinancial.com/cardinals Gametime: Download the Gametime app, create an account, and use code PHNX for $20 off your first purchase. Terms apply. Branded Bills: Use code PHNX at https://www.brandedbills.com/ for 20% off your first order! Monarch Money: Use Monarch Money to get control of your overall finances with 50% off your first year at https://www.monarchmoney.com/phnx When you shop through links in the description, we may earn affiliate commissions. Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing.

In his first season with Ohio State, Jeremiah Smith completely rewrote the Buckeyes' freshman record book and led OSU to a national championship. So what can he possibly do for an encore this fall?In this episode of the Buckeyes TomOrrow Morning podcast, Tony Gerdeman of BuckeyeHuddle.com joins host Tom Orr to discuss that and much more following Ohio State's 12th practice of the spring. Which receiver other than Smith is not getting talked about enough? Who are the best trash-talkers on the team? And much more. 

Episode 161 March 27, 2025 On the Nightstand 1:19 We are now a Bookshop.org affiliate!  You can visit our shop to find books we've talked about or click on the links below.  The books are supplied by local independent bookstores and a percentage goes to us at no cost to you! All the Beauty in the World by Patrick Bringley (audio) Mourn Not Your Dead by Deborah Crombie (audio) #4 Dreaming of the Bones by Deborah Crombie (audio) #5 Famous Last Words by Gillian McAllister  The Knight and the Butcherbird by Alix E. Harrow Spark of the Everflame by Penn Cole  Adrift in Currents Clean and Clear by Seanan McGuire  #10 Come and Get It by Kiley Reid    Book Society   Good Dirt by Charmaine Wilkerson North Woods by Daniel Mason   On the Table 26:29   https://tipsybartender.com/recipe/lemon-meringue-martini   Spring Pilau from Meera Sodha's East   (Artichoke Sauce from Jenny Rosenstrach)   Mägo review: SouthAmerican Fine Dining On the Easel 42:38 California Art Supply– new paint! Michael Harding Handmade Artists Oil Colours and Borciani * Bonazzi brushes.   Prepping for Daffodil week. And quietly completing my Secret 100 Day sketchbook!   On the Needles 46:57 ALL KNITTING LINKS GO TO RAVELRY UNLESS OTHERWISE NOTED.  Please visit our Instagram page @craftcookreadrepeat for non-Rav photos and info     Succulents 2025 Blanket CAL by Mallory Krall, Hue Loco DK in Silver Jade Llama llama duck by Adrienne Fong, C W D: Handcrafted Products for the Mind, Body & Soul BFL Alpaca Nylon Sock in Sutro Baths Metropolitan Pullover by Tori Yu, Three Irish Girls Adorn Sock in Rosemary, Shibui Knits Silk Cloud in Ink  Yarn Crawl!

Pure Hoops with Turp Reset on the Patriots draft strategy. What can we expect from Drake Maye next season? He is the only hope we have on this Patriots roster.

Ohio State cornerback Bryce West breaks down his biggest takeaways from spring practice and shares his personal goals heading into his second season with the Buckeyes. From refining his technique to earning a bigger role, West is focused on making a major impact in 2025. #GoBucks #SpringBall #YearTwo Tuesday, April 1, 2025 Subscribe to the Podcast

Mitch Harper and Matt Baiamonte take a look at what's in store for BYU basketball next season.

Ohio State linebacker Garrett Stover is using the lessons from his first season to sharpen his skills heading into Year Two with the Buckeyes. He discussed his growing relationship with James Laurinaitis and how Sonny Styles has stepped up as a leader this offseason. With more confidence and experience, Stover is ready to take the next step in 2025. #GoBucks #SilverBullets #BuckeyeBrotherhood Thursday, March 27, 2025 Subscribe to the Podcast

Here's exactly how Caleb Williams can be much better in year two full 974 Wed, 26 Mar 2025 18:26:19 +0000 Y5Dv0yPd4f3LHDl1MIcCHbeYevqnKLrM sports Spiegel & Holmes Show sports Here's exactly how Caleb Williams can be much better in year two Matt Spiegel and Laurence Holmes bring you Chicago sports talk with great opinions, guests and fun. Join Spiegel and Holmes as they discuss the Bears, Blackhawks, Bulls, Cubs and White Sox and delve into the biggest sports storylines of the day. Recurring guests include Bears cornerback Jaylon Johnson, former Bears coach Dave Wannstedt, former Bears center Olin Kreutz, Cubs manager Craig Counsell, Cubs second baseman Nico Hoerner and MLB Network personality Jon Morosi. Catch the show live Monday through Friday (2 p.m. - 6 p.m. CT) on 670 The Score, the exclusive audio home of the Cubs and the Bulls, or on the Audacy app. 2024 © 2021 Audacy, Inc. Sports False https://player.amperwavepodc

1:00: Fauria's view on the offseason so far. “I don't want to do the whole grade thing, but I will. I give them an A. An A-plus.” 2:45: Hogan: “There are a couple of more additions that should be made. You look at the wide receiver room, specifically.” 4:00: Fauria on Milton Williams. “That guy is almost unblockable.” 4:30: Fauria: “The offense, I think is going to be lagging behind. … The offensive line is a massive, massive, massive concern of mine.” 5:55: Fauria: “Vrabel is extremely knowledgable and very bright. Almost annoyingly bright. And he'll let you know it, too.” 6:30: On the cutting comments stinging a little more when they come from Vrabel, and Vrabel's coaching style. 8:00: On how that attitude changes the locker room. “You end up playing with a snarky attitude. A little bit of edge to you. … You can play freely and talk a lot of shit.” 10:00: Hogan on McDaniels. “I think there's going to be a way, however strong out offensive line is, he's going to find a way.” 11:30: Fauria on the return of Josh McDaniels, and whether or not he can succeed as an OC without Bill Belichick looking over his shoulder. “Everywhere else he's gone, it hasn't really worked. … I just don't know if it's a guarantee that it's going to work.” 13:30: Fauria on the offensive line. “The last couple of years, it's been horrible to me.” 14:15: On Josh McDaniels being the guy who unlocked Mac Jones. Will the Patriots try and use the No. 4 overall pick on Will Campbell? 15:30: If Josh McDaniels stayed for Mac Jones's second year, would Mac Jones have the same implosion we saw in Year Two? Or would have he thrived in the offense? 20:45: Fauria on Travis Hunter. “They need to draft a tackle. However, if Travis Hunter is there, you have to take Travis Hunter. … Everything about him is unique.” 21:35: Fauria on Hunter. “The comparison I would make with him is Asante Samuel.” 23:35: On the offensive line and the question for the coaching staff. “Can we make chicken salad out of chicken shit?” 24:00: On the logistical challenges facing Hunter at the NFL level. 25:45: On the current Patriots' roster, Hunter likely projects primarily as an offensive option at this point. 26:25: Fauria: “Can you imagine [Hunter] in the slot? … Good luck. Good luck.” 27:45: Fauria's favorite Mike Vrabel story.

Sam assesses his newspaper's coverage of the tournament games, ponders Creighton's future, what Nebraska Women's Basketball will do next, how "rev share" will impact basketball programs, and we end with the start of Spring Ball for the Huskers. How will the offense grow in Year Two of Dana Holgorsen?

Natalie Brunell sits down with Matt Hougan, CIO of Bitwise Asset Management, to discuss the evolving landscape of Bitcoin adoption at the corporate and institutional level. They cover:  How wealth advisors' views on Bitcoin have shifted post-election Why fewer than half of advisors can't discuss Bitcoin with clients yet Institutions realizing they are short Bitcoin with zero allocation Why Bitwise doesn't see BlackRock as a competitor The growing role of stablecoins and why they're a government priority  How Bitcoin keeps fiat currencies in check The market underestimating Washington's policy shift The next catalyst for Bitcoin's price surge His projection of $50 billion in Bitcoin ETFs by year-end Why Bitcoin ETFs historically see bigger adoption in years two and three The long-term opportunity of Bitcoin ---- Coin Stories is brought to you by lead sponsor Genius Group (NYSE American $GNS). Genius is a Bitcoin-first business delivering AI-powered education and acceleration solutions for the future of work. Learn more and enter for a chance to win a whale pass to Bitcoin 2025 in Las Vegas: https://www.geniusgroup.ai/coinstories ---- Coin Stories is also powered by Bitwise. Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Natalie's Bitcoin Product and Event Links: Secure your Bitcoin with collaborative custody and set up your inheritance plan with Casa: https://www.casa.io/natalie  For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Get 5000 sats when you download using this link and promo code COINSTORIES10: https://www.speed.app/sweepstakes-promocode/ River is where I DCA weekly and buy Bitcoin with the lowest fees in the industry: https://partner.river.com/natalie  Safely self-custody your Bitcoin with Coinkite and the ColdCard Wallet. Get 5% off: https://store.coinkite.com/promo/COINSTORIES Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie Bitcoin 2025 is heading to Las Vegas May 27-29th! Join me for my 4th Annual Women of Bitcoin Brunch! Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/affiliate/hodl/event/bitcoin-2025   Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie  Connect with Bitcoiners and Bitcoin merchants wherever you live and travel on the Orange Pill App: https://signup.theorangepillapp.com/opa/natbrunell Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto    ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories   #money #Bitcoin #investing  

HISTORY. MADE.Euphoric moment for the Bengals and us fans as they sign one of the best WR duo's of ALL-TIME for a whopping 276 MILLIONS tonight!Above all, enjoy this moment and whenever you're listening to this… enjoy this episode. We've been waiting for this moment for over 2 years and for it to go off in this manner… at the same time, at these numbers… with these structures (guarantees into YEAR TWO!)… feel peace of mind knowing that our beloved Bengals are indeed doing what it takes to win.WHO DEY!

BYU football cornerback Jonathan Kabeya is contending for playing time in the cornerback unit for the 2025 season. The Texas native is entering his sophomore season with the BYU program. He caught up with Mitch Harper to discuss spring practice and the outlook for the 2025 season. Subscribe to the Cougar Tracks Podcast! Apple: https://podcasts.apple.com/us/podcast/cougar-tracks/id1146971609 YouTube Podcast: https://kslsports.com/category/podcast_results/?sid=2035&n=Cougar%20Tracks Download the KSL Sports app Google: https://play.google.com/store/apps/details?id=com.bonneville.kslsports&hl=en_US iOS: https://apps.apple.com/us/app/ksl-sports/id1435930251

In this episode, we explore Tim Lester's first season as Iowa's offensive coordinator in 2024, analyzing how he revitalized one of college football's most stagnant units into a promising offense. With the Hawkeyes showing significant improvement—highlighted by Kaleb Johnson—we explore what worked, what didn't, and whether Lester can build on this foundation in his second year. We discuss and analyze the stats from last year, the strategies, and the potential for Iowa's offense to reach even greater heights in year two under Lester. Finally, we're diving into the exciting news as Iowa hires Warren Ruggiero as their new senior offensive analyst. Warren brings a wealth of experience and offensive firepower to a program looking to elevate its passing game in 2025.

Hour 3 with Bob Pompeani and Joe Starkey: John was impressed with Paul Skenes adding two pitches, a cutter and running two-seam fastball, and trying to be the best pitcher in all of baseball. Is Matt Gorski someone who can play more? Mark Kaboly has the Steelers taking Missouri WR Luther Burden in his first Kaboly Mock Draft. The Eagles are moving on from cornerback Darius Slay. Would you have traded for Deebo Samuel?

John was impressed with Paul Skenes adding two pitches, a cutter and running two-seam fastball, and trying to be the best pitcher in all of baseball. John would say Endy Rodriguez has a little better of a chance to make the Opening Day roster but Henry Davis is playing well. John thinks Matt Gorski is an interesting option.

Hello from Tuscaloosa!Well, not today - but that's where I recently sat down with Alabama head coach Kalen DeBoer inside the Crimson Tide football facility.I've known Coach DeBoer since his days at Fresno State. I first met him in the Fall of 2021, when his Bulldogs visited the Rose Bowl to take on UCLA. That night, I was in the booth alongside Ted Robinson, calling what many would later dub the Game of the Year - a thrilling win led by Jake Haener and an unforgettable moment for Fresno State football. Even then, it was clear that DeBoer had a rare combination of confidence and humility, the kind of coach players rally behind.From there, he headed north to Washington, where he restored the Huskies to national prominence, culminating in a 2023 National Championship appearance. I remember interviewing him postgame after their loss to Michigan—their only defeat of the season. As expected, he was heartbroken.Leaving the stadium in Houston that night, I couldn't help but wonder what 2024 had in store for his Huskies. As fate would have it, Nick Saban retired just 2 days later, setting off a domino effect across college football. When the dust settled, Coach DeBoer found himself getting off a plane in front of 3,000 Alabama fans, officially becoming the next leader of the Crimson Tide.Over the past year, we spoke a few times, but it wasn't until last week that we saw each other in person again. I had the opportunity to visit his program and speak with his team - a privilege I don't take lightly. Walking into Alabama's team room was a surreal moment. I've always respected the gravity of a team meeting space, but Alabama's was on another level.For the next hour, we dove into media training, storytelling, and brand building. The players were engaged, thoughtful, and hungry to learn, and I walked away incredibly impressed with the culture Coach DeBoer has cultivated. Flying home, I couldn't help but smile - his team reflects his values, and that says everything you need to know about Kalen DeBoer as a leader.With spring ball just a week away, we covered a range of topics, including being reunited with offensive coordinator Ryan Grubb. Year Two of the DeBoer Era will be fascinating, and I expect Alabama to continue evolving under his leadership.Bottom Line:My time in Alabama was a blast. The people were welcoming, the food was Southern to its core, and the players and staff were first-class.In today's episode, Jim Thornby and I break down my experience in Tuscaloosa, including one major change inside the facility (fast-forward to the end of our conversation if you're curious).Spring Games: Do They Matter?We also dive into an ongoing debate—Spring Games. Who should have them? Do they matter? Do they really matter? Curious where you stand—let us know!Bernard Muir Steps Down at StanfordIn other news, Stanford AD Bernard Muir announced he will step down at the end of this academic year after 13 years on The Farm. I've known Bernard for his entire Stanford tenure, and while the football program has struggled in recent years, his accomplishments should not go unnoticed.He led Stanford football to unprecedented success, navigated COVID-19's impact on college sports, and played a key role in the ever-shifting world of conference realignment - not an easy task.On a personal note, I can recall a night in New York City after Bryce Love's Heisman appearance as a finalist. Bernard invited me and our entire TV crew to dinner with the Stanford staff and Bryce's family. In a profession that is becoming more professional by the day, Bernard Muir always saw the humanity within it and that invitation was just one example of it. He is a friend and one of the most respected people in sports. His integrity is second to none, and while I hope he and his wife take some well-earned time off, I have no doubt that whatever he does next will be met with success.As for Stanford football? A quick walk around that campus is enough to remind you how special the program can be. A quick watch of David Shaw's TedX Talk will paint the picture of what Stanford was. But the new administration must invest in it if they want to return to prominence.I hope they do. And as always, I'll be rooting for Nerd Nation.YogiThis episode was executive produced by Jim Thornby and edited by Victor RenThis podcast is a Best Coast Media productionY-Option: College Football with Yogi Roth is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.y-option.com/subscribe

In this episode of CrossButtonVR, hosts Laurie, Alex and Reece are joined by the awesome Jammyhero to discuss the PSVR2 as it celebrates its 2ns brithday!They also disucss the latest news including Smash Drums coming to PSVR2, before giving their thoughts on Tier 1, Balls to the Wall VR and Action Hero.Meta Quest Affiliate:10% off all Quest Games Here - https://tinyurl.com/39mxmkcvAll links, including Discord:https://linktr.ee/crossbuttonVR00:00 Introduction01:48 Reflecting on Two Years of PSVR229:29 Looking Ahead to Year Three35:24 VR Games Showcase Date Confirmed36:55 Smash Drums Announced for PSVR237:30 Drums Rock Linking Park DLC38:30 Monster Snap Announced39:20 Industry Challenges: Layoffs and Game Performance48:24 Tier One50:06 Captain Toonhead & Gran Turismo 752:56 Balls to the Wall VR54:46 Action Hero57:52 Outro

Jack and Josh dive into the biggest topic of the week in an all-football podcast: Nebraska canceling their two games with Tennessee. Why did this happen? Did it have to happen? And with the changes coming to college football, was this even necessary?Then, they discuss the feelings and vibes around Dylan Raiola going into year two. Was he better than we remembered at the start of 2024? Why is his fame distracting for so many people? And what's next?This is a free preview of a paid episode. To hear the entire pod, become a Patron today for as low as $5 a month: patreon.com/i80club. And don't forget to subscribe to the I-80 Club YouTube channel! Hosted on Acast. See acast.com/privacy for more information.

Hour 2 THE DRIVE - Tuesday 02-18-25

Episode 476 of the Sports Media Podcast features Indiana Fever coach and ESPN broadcaster Stephanie White. A longtime basketball analyst for ESPN and the Big Ten Network, she will call college games for ESPN throughout February and March. In this podcast, White discusses how broadcasting and coaching can complement each other, as well as the challenges two jobs present; being on the air for ESPN the day she was named Fever coach; how she got into broadcasting while working as an assistant coach for the Chicago Sky; whether the Fever can be a title contender in 2025; coaching Caitlin Clark, Alyiah Boston, Kelsey Mitchell, DeWanna Bonner, and Natasha Howard; how she wants her team to play this season; managing the extraordinary fame of Clark; what kind of jump Clark should make from her rookie year to Year Two; the need for the Fever to improve collectively as a defensive team; the prospects for free agents wanting to play for the Toronto Tempo franchise and more. You can subscribe to this podcast on Apple Podcasts, Spotify, and more. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Former Razorbacks coach Mark Watkins joins the podcast to reflect on the team's journey from expansion squad to Grand Final contenders before financial struggles led to their downfall. A key figure from the club's inception in 1998, Watkins shares insights on recruiting NBL stars like Simon Dwight and John Rillie, the Razorbacks' 2002 and 2004 Grand Final runs, and the challenges of coaching on a budget. He also discusses the departures of key players, the franchise's collapse, and the lessons he's carried into his coaching career today. Topics include: Building the Kilsyth Basketball program and the differences between coaching men and women (2:00) The early days of the Razorbacks – How the team was built from scratch (10:30) The first NBL season and how the club improved in Year Two (17:30, 29:00) Losing and gaining Sam MacKinnon in the same season (35:00) The 2002 Grand Final run against Adelaide (43:00) Moving on from foundation stars Derek Rucker and Bruce Bolden (57:00) Another shot at a title in 2004 and the Grand Final series against Sydney (102:00) Watkins takes over as head coach in 2004 – the challenges of replacing Gordie McLeod (105:00) Financial struggles begin to cripple the club – The impact on recruiting and roster decisions (108:00) Steve Markovic refuses to play and leaves for Europe (113:30) Building a team on a budget while trying to stay competitive (1:19:00) Watkins is axed mid-season in 2006 and replaced by Cal Bruton (123:00) The final season for the Razorbacks and the franchise's eventual collapse (127:00) Lessons learned from the Razorbacks that Watkins now applies to Kilsyth Basketball (1:30:00) The biggest hurdles and most difficult moments from his time in the NBL (1:31:30) Visit dunk.com.au for your next set of basketball uniforms. Head to Aussie Hoopla to check out previous podcasts featuring: Australian Basketball Legends: Luc Longley, Andrew Gaze, Shane Heal, Mark Bradtke, David Andersen, Andrew Vlahov, Phil Smyth, CJ Bruton, Chris Anstey, Brett Maher, Sam MacKinnon, John Rillie, Tony Ronaldson, Damian Martin, Brad Newley Current NBL Stars: Bryce Cotton, Chris Goulding, Xavier Cooks, Tyler Harvey, Dejan Vasiljevic, Jordan Hunter, Flynn Cameron, Keli Leaupepe, Jason Cadee, Mitch McCarron, Anthony Drmic, Luke Travers, Sam Froling, Jesse Wagstaff Our Finest Coaching Minds: Brian Goorjian, Barry Barnes, Joey Wright, Adrian Hurley, Adam Forde, Aaron Fearne, Rob Beveridge, Ian Stacker, Shawn Dennis, Dean Vickerman, Trevor Gleeson, Lindsey Gaze, Ken Cole, Will Weaver, Bruce Palmer NBA Stars Past & Present: Andrew Bogut, Matthew Dellavedova, Stephen Jackson, Jack McVeigh, Randy Livingston, Torrey Craig, Jack White, Acie Earl, Josh Childress, Reggie Smith, Todd Lichti, Ryan Broekhoff, Doug Overton The NBL's Greatest Imports: Leroy Loggins, Darryl McDonald, Ricky Grace, Cal Bruton, Derek Rucker, Leon Trimmingham, Scott Fisher, Lanard Copeland, Dwayne McClain, Darnell Mee, Shawn Redhage, Al Green, Steve Woodberry, Doug Overton, Kevin Lisch The Men In Control: Larry Kestelman, Mal Speed, Paul Maley, Vince Crivelli, Jeremy Loeliger, Chris Pongrass, Jeff Van Groningen, Bob Turner, Danny Mills Follow @AussieHoopla on Twitter, Instagram, Facebook or email us at info@aussiehoopla.com  

A ranking of college football's coordinator hires has us talking about this season's offense with a full offseason of Dana Holgorsen under its belt, and how much of a leap can Dylan Raiola make in Year Two?

Your calls and tweet on who you expect to have a big second season with the Bills

On the latest episode of The San Jose Earthquakes The Soccer Hour presented by NorCal Honda Dealers, Ted chats with homegrown defender Oscar Verhoeven about his rookie season and his excitement for year two with San Jose, and then talks with Jamie Watson of MLS Season Pass about San Jose's new coach, the changes in scheduling for MLS with Open Cup and Leagues Cup, and more!See omnystudio.com/listener for privacy information.

On the latest episode of The San Jose Earthquakes The Soccer Hour presented by NorCal Honda Dealers, Ted chats with homegrown defender Oscar Verhoeven about his rookie season and his excitement for year two with San Jose, and then talks with Jamie Watson of MLS Season Pass about San Jose's new coach, the changes in scheduling for MLS with Open Cup and Leagues Cup, and more!See omnystudio.com/listener for privacy information.

A young woman aims to save her fairy friend—who is hunted by a demon—by creating an inescapable trap.   Genre: Fairy Tale, Fantasy   Excerpt: Victoria did not know, when she untangled a wild mouse from the brambles in which it had been caught, that the mouse was not really a mouse. And Victoria did not see that there was a cat lurking behind the trees nearby. She was too busy running from trouble herself. So Victoria did not see the mouse transforming back into her native form. Short brown fur became dark blue skin. The long tail vanished. Membranous wings flicked open.   What story or stories am I revisiting in this episode? Each Season 8 episode is a standalone story, but it's connected to or inspired by a previous story through a character, a place, an object, a concept, a continuation of events (ahem, sequel), and so on. This week's story is connected to the Year Two story entitled “The Shallow Book,” in which a novice museum employee finds an intriguing book of spells and stories.      MERCH!Interested in merch, like mugs and notebooks, featuring my artwork? Please visit my Store page for updated info on where you can buy: STORYFEATHER STORE   MY FIRST BOOK (yay)Ever wonder how I've gotten all these hundreds of stories written?  I have a method. And I talk all about it in my book called Fictioneer's Field Guide: A Game Plan for Writing Short Stories. It's now available as an eBook, paperback, and hardcover. The book title takes you straight to the book on Amazon. Or you can visit my Store page: STORYFEATHER STORE The Store page has a sign-up form for my email newsletters. Fictioneering mischief and writing tips. Choose what you want. (Either way, you're choosing high jinks.)   CREDITSStory: “The Book of the Fairy Azurine” Copyright © 2020 by Nila L. Patel Narration, Episode Art, Editing, and Production:  Nila L. Patel   Music: “Exploration Mystical Place (loop 1)” by ALBERT FERNANDEZ (Intro and Outro) “Abstract Vision #5” by ANDREW SITKOV (Outro)   Music by ALBERT FERNANDEZ (Potion Studio)* “Exploration Mystical Place (loop 2)” “Cue Nostalgic Story” “Exploration Mystical Place (loop 1)” “Atmosphere Cursed Voices” “Exploration Forest of Magic” “Cue Nature” “Atmosphere Persecution Danger Loop” “Holy Hymn” “Exploration Mystery (loop)”   Music by ANDREW SITKOV (MuzStation Game Music)* “Epic Drums” “Unbreakable” “Heart of Warrior NEW (Lyric Part Version 1)”   *These tracks were part of a music and sound effects bundles I purchased from Humble Bundle and sourced from GameDev Market.   Music by Albert Fernandez and Andrew Sitkov is licensed from GameDev Market Sound effects from AudioJungle and GameDevMarket Changes made to the musical tracks? Just cropping of some to align with my narration. Find more music by Albert Fernandez and Andrew Sitkov at gamedevmarket.net Find more stories by Nila at storyfeather.com   Episode Art Description: Digital drawing of a young woman facing forward seen from the waist up.  At waist level is an open book with four streams of black smoke or fog flowing symmetrically out.  The woman's right hand points down to the book.  She holds her left hand up and out, her fingers sliced and bleeding in the middle.  Her mouth is open as if she is speaking. The faint outline of dragonfly wings shimmer behind the woman. Watermark of “Storyfeather” along hoodie at center.

Steve and Jeff interviewed Saints DT Bryan Bresee on Radio Row. Bresee recapped his second season in New Orleans and shared his thoughts on Eagles star LB Zack Baun and the physicality of Philadelphia and Kansas City.

Steve and Jeff interviewed Saints DT Bryan Bresee on Radio Row. Bresee recapped his second season in New Orleans and shared his thoughts on Eagles star LB Zack Baun and the physicality of Philadelphia and Kansas City.

Get ready for a heart-warming, thought-provoking journey in this special episode of The Mirror Year, where your hosts bare their souls through seven transformative questions that will reshape your approach to 2025. From belly laughs over shared victories to vulnerable moments discussing tough lessons learned, we dive deep into what made our past year tick and how we're crafting an intentional path forward.Listen as we unpack the experiences that lit us up, the challenges that taught us resilience, and the surprising self-discoveries that changed our perspective. Our candid conversation reveals how different two paths can be, yet how universal the quest for growth and fulfillment truly is. You'll hear concrete examples of what we're leaving behind, embracing, and carrying forward into 2025 - and trust us, some of these answers will surprise you.

Ready to hear why Colorado's Scarlet Ranch is hands-down one of the BEST swingers clubs in the U.S.? We're dishing all the steamy details—from its upscale lodge vibes, sexy crowd, and luxurious playrooms to that giant teepee, flirty Sexy Jenga, and even those voyeur-friendly glass-walled showers - and why we plan to visit often in the next year! Gotta dollar cost average our membership fee!! PLUS, we're spilling on our debauched New Year's Eve at the Ranch, then partying ‘til sunrise at Mon Chalet (which is seriously growing on us). With our rookie training wheels off, we're kicking off Year Two in the lifestyle—and this new relationship energy? Wildly addictive. Let's dive into the next chapter of our sexy new addiction!   Dive in and enjoy every spoonful of our super candid newbie journey as we go from vanilla…to 69 flavors! Always hilarious, unhinged, bite-size and commercial-free! *~*~*~*~*~*~*~*~*~*~*~*~* Where else to find Kat & Leo (besides clubs and cruises!): Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://VanillaSwingers.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ *BRAND NEW* blog page ---> check out fun links & more! Scarlet Ranch Review: Mile-High Mischief in Denver   CONFUSED on Swinger Lingo? Check out Kat's new ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Swinger Dictionary⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!  *NEW* Spotify Playlist - Vanilla Swingers After Dark - Ready to misbehave?

New semester, new headquarters, new classes, new teachers, new projects, new crushes, new powers, new threats, new arc! Featured Music: "Smilin' Back" by The Exit Strategy and "Muffins" by Kites On Mars Dungeon Punks is recorded and produced by Kirk Hamilton. Super U is played using Masks: A New Generation. ——— Check out the Tabletop Titans Fundraiser for Doctors Without Borders  ——— Support the show on Patreon: patreon.com/dungeonpunks Leave us a review on Apple Podcasts or Spotify! Follow us on Bluesky @dungeonpunks.bsky.social, Instagram/Threads @DungeonPunks or subscribe on YouTube Come hang out on our Discord channel Find the Songs From Bands We Like on our Spotify and YouTube Music playlists. ——— SEASON 3 CAST: Stu Popp as The GM aka Everyone's Podcast Dad™ Fil Cieplak as Jason Evans aka Thrasher Leigh Eldridge as Artemis Archer aka The Bandit Mel Shim as Barbara “Babe” Lacey aka Terra Firma Taylor Ramone as Jackie Hyde aka Cambion AND Kirk Hamilton as Kevin Dance aka Cadence

The latest podcast episode celebrates the second season of the @behindglassroc Behind the Glass gallery, highlighting the journey and growth of the artists and the community surrounding it. The @richardbcolon , @quajay , @byrobbell , and @stromie reflect on their experiences over the past two years, emphasizing the importance of collaboration and support for emerging artists in Rochester. They discuss how the gallery has become a significant platform for showcasing talent without financial barriers, fostering a sense of community over competition. Listeners can look forward to a special event on January 10th, where various artists will display their work, and the hosts will engage with attendees to share their stories. The conversation also touches on personal anecdotes, the impact of community support, and the joy of witnessing the artists' evolution and creativity.Mentioned in this episode: Sweet Pea Plant Based KitchenBased in Rochester, NY, Sweet Pea is a plant-powered kitchen creating transformative ways of wellness. Harnessing the power of food as medicine, we help you realize your happiest, healthiest self. Use promo code Lunchador15 for 15% off your order! https://sweetpeaplantbased.comJoe Bean Coffee - Coffee that lifts everyone.Use promo code Lunchador for 15% off your order! https://shop.joebeanroasters.com

As the New Year begins, the urge to simplify, organize, and declutter hits hard. But if you're not careful, you might end up creating more chaos than ease. In this episode, I'll share two essential tips to help you truly simplify your life without adding stress or overwhelm. Starting the New Year with a fresh perspective on simplification can set the tone for a more intentional, less overwhelming year. This episode will help you focus on what truly needs attention and avoid the traps of overcomplicating your life with unnecessary “solutions.” Before you grab that new planner, app, or storage system, tune in to learn how to make intentional choices that bring real ease into your life for 2025.In this episode, I share:Why simplification can backfire and discover the common mistake people make when trying to simplify their livesThe two essential questions you need to ask yourself before making any changes to your routines or systems this year.How to approach simplification in a way that creates lasting calm and clarity, not chaos.________________________________Overwhelmed? Frazzled? Tired of your calendar controlling you?You are in the right place! Sign up for this free, on-demand training and learn how to gain control of your time no matter what life throws at you!>>> https://www.megansumrell.com/freetraining ________________________________Thanks for tuning in!Megan

Merry Christmas and Happy Holidays, everyone! In this special episode, we're taking a moment to reflect on an incredible first year of the Wonderland on Points Podcast. Whether you've been with us from the beginning or are just joining the community, we're so grateful for your support and thrilled you're part of this journey.We're excited to share some highlights and milestones from our first year—everything we've accomplished, the wins we're most proud of, and the amazing community that's grown around the podcast. Plus, we give you a little peek behind the curtain with some fun facts and a bit about who we are.As we look forward to Year Two, we're more excited than ever for what's ahead and can't wait to bring you even more incredible content in 2025. Thank you for being part of the Wonderland on Points family. Here's to many more adventures together!Facebook Group | Support the Show: Buy Us A CoffeeFind Us On InstagramMary Ellen | JoMentioned In This EpisodeOur Number 1 Most Downloaded Episode of 2024!Referral LinksSouthwest Airlines CardCapital One Venture CardFavorite Bank CardsFavorite Bank Business CardsVenture X CardAmex GoldAMEX Platinum

Show SummaryOn today's episode, we're featuring a retrospective review of year two of the Behind the Mission Podcast, with the shows grouped by categories and snippets of sample shows representing the different categories.  Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. Links Mentioned in this Episode BTM82 - Aimee Johnson - Suicide Prevention for the Military Affiliated PopulationBTM92 - Katie Ross and Katie Stenger - Summit Behavioral HealthBTM66 - Josh Protas - Food Insecurity in the Military Affiliated PopulationBTM68 - Paul Fukuma - TAJI 100BTM55 - Dr. Roxana Delgado - Supporting Military and Veteran CaregiversBTM70 - Jenna Pryor - Custom PsychArmor Training for OrganizationsBTM99 - Crystal Ellington - DEI and Sexual Assault Prevention for VeteransBTM51 - Betty Rhoades - HillVets and Veteran Representation on Capitol HillBTM83 - Brian Jenkins - Armed Services Arts PartnershipPsychArmor Resource of the WeekFor this week's PsychArmor resource of the week is the Behind the Mission Podcast. It's available on all of the podcast distribution platforms, but you can also find this and every episode on the PsychArmor website. If you're curious about a topic related to service members, veterans, and their families, chances are we have a guest talking about it over the past two hundred episodes…and if you don't find what you're looking for, let us know, and we will find a guest to meet the need.  You can find the resource here:  https://psycharmor.org/podcast Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on TwitterPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

From 'Reception Perception' (subscribe here): In this clip, Matt and James try to decipher why the CJ Stroud to Tank Dell connection just hasn't been the same as last season. Whether it's the biggest stars in the league or new rookies bursting on the scene, you won't get better wideout information anywhere else. Along the way, they'll break down the biggest stories in the NFL and offer up a few big-picture fantasy football thoughts. Follow the guys on Twitter @JamesDKoh and @MattHarmon_BYB. Follow Reception Perception @RecepPerception. Download and Subscribe to the Reception Perception Show anywhere you get your podcasts. Watch segments of the show on YouTube at Matt Harmon!! To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Gordon McGuinness and Billy Moy break down the play of three second year defenders in the NFL. They look at Nick Herbig of the Pittsburgh Steelers, Keion White of the New England Patriots and Moro Ojomo of the Philadelphia Eagles who have all impressed as pass-rushers in 2024.

Keith discusses the inefficiency of compound interest in wealth building, advocating for compound leverage through real estate investments. He illustrates how a $100,000 investment in a $500,000 property at a 6% annual return can yield much higher returns due to leverage (see the math below). He also explains how mortgage rates are influenced by long-term bond yields and discusses the benefits of real estate over stocks. A coaching call with GRE Investment Coach Naresh highlights the process of investing in real estate, including financing considerations and the role of a coach in guiding investors.  Here's the math on a 5:1 leveraged RE return at a 6% appreciation rate:  Year One: $500,000 x 1.06 = $530,000. Subtract $400K debt = $130,000 equity Year Two: $530,000 x 1.06 = $561,800. Subtract $400K debt = $161,800 equity Year Three: $561,800 x 1.06 = $595,508. Subtract $400K debt = $195,508 equity. GRE Free Investment Coaching: GREmarketplace.com/Coach Show Notes: GetRichEducation.com/526 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 For advertising inquiries, visit: GetRichEducation.com/ad Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai   Keith Weinhold  0:00   Keith, welcome to GRE I'm your host. Keith Weinhold, make America rich again in play numbers. You'll get a fresh take today on how compound interest does not build wealth and compound leverage does. Then you'll learn about how bond market moves affect mortgage rates. Finally, you get to listening to a call between one of our investment coaches and a GRE follower today on Get Rich Education.   Speaker 1  0:33   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:19   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:35   Welcome to GRE from Altoona, Pennsylvania to Saskatoon, Saskatchewan, and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education, the voice of real estate investing Since 2014 you're going to hear some things that you've never heard before today, and some listeners tell us that GRE is unlike any real estate information they've ever heard. And with what I want to tell you today, well, again, it's information that I've never heard anywhere else, either. So what I endeavor to regularly do for you here on this show is to tell you what I wish I had known sooner make America rich again, nope, that is not my presidential campaign platform for my run in the year 2032, or anything like that. It is this, don't get your money to work for you. In fact, if you want real wealth, don't work for money or get your money to work for you. Don't make either of those things the focus anyway, avoid growing your money through compound interest, because that's not the formula either. Now you and I have covered that ground before, if you're new here, and that material makes you say what you might have thought things like that were the holy grail of wealth building, nope, and today, for the first time on the show, in over 500 episodes, I'm gonna put some real numbers to that to show you exactly what I mean. Let me explain to you how to invest to truly win in a way that you've never seen in your life. You're not gonna improve only your life, but generationally, your entire family's life. At your job, you are like a dock worker. You're trying to pull your boat up to the dock so that you can then make a short, easy hop onto the boat and get away. And you'll learn how I did that and how I would begin investing today if I could start all over again. Now, after I had graduated college and had a job, I used to think, Well, yeah, I'll invest through a 401K in mutual funds, because it's easy and it's just deducted right from my paycheck. Well, when you do the easy thing in life, there's usually not much reward. And back then, I thought, Well, why would I invest in real estate anyway? I mean, a stock and mutual fund return on investment is about 10% over time. Real Estate is more like five or 6% plus real estate has all these maintenance hassles, and in the stock market, your 10% return enjoys compound interest. I don't really know how that works over on the real estate side, all right. Well, let's look at some numbers with how this would all work anyway. Here we go with $100,000 invested in stocks at 10% after year one, it's grown to $110,000 in year two, you don't just have 120k you've got more, because the 10% compounds on the 110 10k so now in year two, you've got $121,000 and I bet that you don't see any problem in this yet, right? Hey, things are going great. And after year three, you're up to $133,100 All right, so there we are. You begin with 100k and after three years, you've got then $33,100 in profit, your gain, on top of your 100k All right, that's what compound interest does. Well, let's take a closer look at that. $33,100 first, okay, I could attack it a slew of reasonable ways, if I wanted to, we could subtract out the constant drags on that of inflation, emotion, taxes, fees and volatility. But let's just take one volatility. We smoothed out our 10% return saying that you achieved it every year in that example there, we know that does not happen in the real world. Stocks are volatile, and the more volatile the return, the lower the return. Because instead, if you were up 20% one year and then down 20% the next year, which stocks are known to do you're not even you're down your 100k would instead go up to 120k in year one and down to 96k in year two, a loss, like I've told you before, that right there is the difference between what's called the compounded annual growth rate and the average annual return. But we'll just leave stocks number right there. We'll say that despite all five drags, volatility, of which is just one, the compound interest still somehow gave you this $33,100 gain. That number is about to look really disappointing, and this is about to get really interesting.    Let's compare that to real estate, and we'll say that despite that, it only returns, say, 6% per year here. Well, how do most people buy real estate? They do it with other people's money. OPM, remember earlier that I talked to you about how you don't create wealth from getting only your money to work for you, like you did in the stock example. Yeah, here's how you ethically use other people's money to buy real estate. When you invest 100k in a rental property. That's your 20% down. You get to borrow 80% from the bank, 400k so now you control a $500,000 property. And here's the thing, its entire value appreciates a 6% all 500k not only your 100k invested, yes, so you're now about to get the return on both your 100k and all of the bank's money. 400k that you get to leverage returns from both are about to go to you. Oh, yes, let's run these numbers, instead of compound interest, you're about to get compound leverage, using those borrowed funds to amplify your own return. So with your 100k invested on a 500k property at 6% after year one, you've got 130k after year two, $161,800 and after year three, $195,508 why? Because, again, your 6% return was accumulating on the 500k property. All right, so after year three, with this $195,508 you're gonna subtract out your 100k down payment, and your gain is $95,508 All right, that is compared to your compound interest based stock and mutual fund return of just $33,100 if you'd like to see the math for that leverage. Return that is in the show notes. Look for it there. See, by employing other people's money, it's like when you were a kid and in the evening, your body cast a shadow five times taller than you actually were. That's how leverage allows you to magnify returns and appear to be a bigger, taller investor than you actually are. Yes, your 20% down payment on real estate gave you five to one leverage amplifying your returns. If you listen to the show for a while, you understand that, but you never saw that numeric dollar per dollar comparison like we just did. So after three years, how about 33k profit on stocks and 95k on real estate? Real estate returns almost three times as much. But in reality, it's probably more than a 3x win for real estate because you're 95 Gain over three years in real estate, equity is actually going to be higher, because your tenant is also paying down your principal balance on your 400k loan every single month for 36 months in this three year example, if your property is vacant, 10% of the time they paid it down for you 33 out of 36 months, and as we know, at the same time, inflation pays down your loan even faster than the tenant does. Real Estate is also more tax advantaged than your stock gain, because you never have to pay capital gains tax on your 95k profit with a 1031 tax deferred exchange. And on the downside for real estate, upon owning the property, you will need to pay closing costs of maybe four to 5% of the purchase price. All right now, in this 95k gain for real estate versus 33k gain for stocks, I did some rounding there. Yes, even if your stock return was in a 401 K type fund, well, you would still have to either pay the tax now with a Roth or later with a traditional retirement plan. So you're still paying the tax. The higher real estate return is also more likely because real estate is less volatile than stocks, and I've got more vitally important things to tell you about how you just grew wealth about three times faster with leverage than with compound interest. And yes, this is exactly the kind of stuff I wish I knew when I had just started out. Now if you think you don't have the money for a down payment. I'll get into that. But first, a big review here, and I've woven threads of this review through previous episodes. First, don't focus on getting only your money to work for you. And second, stress compound leverage, not compound interest. Optimize using other people's money. And when you take out a loan for rental property, you get to use other people's money three ways at the same time, three different entities, you're using their money. Number one, it's for the bank's loan, like we discussed. Number two, you're using the government's money for generous tax incentives. I only touched on one of the tax incentives. And then, thirdly, you are using the tenants money to pay down your mortgage loan and pay all of your properties operating expenses, like maintenance repairs, insurance, property taxes and pay your property manager to make this all mostly passive for you. I don't manage any of my own properties. I think you already know that. And on top of that, hopefully you'll have a little residual income after expenses every month, your monthly profit of rent income minus expenses, that is called cash flow. And when I talk about doing this ethically, use an experienced property manager. Never get called a slumlord. Provide housing that's clean, safe, affordable and functional, okay, some really core, enduring, GRE mantras in there. But what if real estate goes down in value? It's not common, but I did have it happen to me around 2008 we won't even talk about what happens when stocks go down in value, but when real estate values went down in 2008 it just didn't matter that my rental property's values were temporarily suppressed because my rents were higher than my expenses, I was still making income each month off the property. That's a good way to own property, if you can. I'm not motivated to sell an asset. I mean, are you motivated to sell an asset that's paying you income every month during a time when it's capital value dip, so probably not. And by the way, there is nothing new or esoteric here. You just haven't had it explained to you in this way before. This 33k from stocks and mutual funds versus 95k from real estate you haven't seen that before. This is simply buying houses with plain vanilla 30 year fixed rate loans, and it's just simply long term buy and hold. This is not flipping, as I like to say. This is not day trading. This is decade trading, as you continue along in your real estate journey, keep stacking more properties, and it's gonna go faster than you think, because you've got this power of compound leverage, and your tenant also pays you income that you can use toward buying the next property, and then as a backup, you have that trapped equity that keeps accumulating in your property. And the reason this goes faster than you think is that you can also release that equity by removing it with a completely tax free event, a cash out refinance, all while you still hold onto the asset and you. Use the untrapped equity to put down payments on more property. Now, what if you think you don't have the money to start or get as big as you want, as fast as you want? Well, I've met a lot of people that when they understand this compound leverage concept, they withdraw their 401 K funds, pay a penalty and pay the taxes, and they put those funds toward real estate. I mean, you would owe taxes on it anyway. Now that part may or may not be ready for you, but you know, once I understood this, what I did is I stopped contributing to my 401K and I instead got into compound leverage. Yeah, this is how to make America rich again. Now, what if you think you don't have 100k to invest in property like we did in our example? Well, there are perfectly good $200,000 properties at GREmarketplace.com where you could make a $40,000 down payment. But you still might be thinking, I'll just say that the real estate market is just really competitive now, and that your small down payment maybe it can't compete with a deep pockets all cash offer, because all cash buyers can close really fast, but no your small down payment can still compete with all cash offers, because Some sellers don't want a quick sale for either tax reasons or myriad lifestyle reasons that they might have, I like to say that using debt is like using fire if it's misallocated, like with 23% credit card debt, that's what the average credit card interest rate is right now, 23% well that can burn down your financial house. But if you know how to use the debt in a controlled manner, like from income property that others paid down for you, oh, that fire is contained in a stove, and that fire or fireplace will heat your home. If I could start all over again with what I know now, it would be to embrace good debt, because tenants pay down this debt for me, so use it as leverage to build a real estate empire. Think of it this way, besides the employer match, every dollar that you lock inside a 401K is $1 that you cannot use to leverage other people's money. Back when I started investing, I should not have contributed to a conventional retirement plan beyond the employer match myself. So I used leverage to pull my boat up to the dock more than three times faster and escape the day job when I was still young enough to enjoy it. And once you know the difference, why would you want to do life any other way? You might have heard that real estate has made more people wealthy than any other investment today.    You've learned how now, sometimes it is hard to stop and turn off a mindset if the same thing has been believed for a long time. I think we've all experienced that. If you believe something for a long time, well then it's hard to change your mind on that, and you might even fight and defend that core belief. That could be the case here with me, denigrating the wealth building capability of compound interest. And if you're still wrestling with that yourself, a great compliment where I discuss this more in depth and in a different way, can be found on an episode that I did earlier this year that is on GRE Podcast, episode 507 episode 507 is called compound interest is weak. I'm here to talk to you about things that are really gonna move the meter in your financial life, like what I've covered with you so far, and what I'm gonna help you learn next. You know, there's just some information out there, even real estate information, it's just not that useful. Say, for example, mortgage purchase applications were down from last week, but yet they were up month over month. Well, that might matter to certain sub industries, but it doesn't move the meter in your life with how you're going to actionably build wealth.    Hey, before we move on, I want to give a major shout out to this show's long time, steady, capable sound engineer, Vedran. He just hit the 10 year mark of filling that important role for us here. Yet 10 years almost since the inception of this show. He's been with us since November of 2014 so since about episode five, and he's edited every single episode since then, and he recently told me that he looks forward to the next 10. Congratulations, Vedran. Also, thanks to you, the listener, the follower. Here, we held three GRE live virtual events this year, webinars. You. You are really taking action. Back in June, we broke a record with 307 registrants for that event. And then our latest event that was held about 10 days ago saw another record broken, 528 of you registering, and I say thanks, because you make me feel good. You're showing that I'm helping make a difference in your life. And now maybe you're thinking these events or this platform, it's getting too well known, and if you show up to a future event that you might not get to ask a question, no, that's not the case. Not everyone that registers shows up for the event live, and then you can ask a lot of your own questions with a personal free coaching call as well. I'll let you listen into a coaching call later on, today's show. In fact, now I've shared with you a few times before that changes to mortgage rates don't follow changes in the federal funds rate that Jerome Powell and the FOMC said. I've also told you that mortgage rates closely track long term bond yields, but let me tell you about what all that really means, and this is going to help you understand and perhaps even predict the future direction of mortgage rates. In fact, it's unusual. You know, the largest market in the world is not the real estate market, it's not the stock market, it's the bond market. And What's unusual is here we are on episode 526, and we've really never discussed the bond market. Well, you're probably aware that a month and a half ago, the Fed dropped interest rates by a half point. Their next decision is in just three days. Now I don't think they should drop rates again, though they could. That's because since the rate cut, GDP and job growth have been strong. That's why I don't think they should do it. I mean, rates usually get cut to help a wounded economy, so why lower them now? I mean, recessions usually see rate cuts. But here's what even fewer people understand when the Fed cut rates a month and a half ago by a half point, why have mortgage rates soared since then? They were about 6.1% and then the Fed made their cut, and mortgage rates recently spiked up to 6.9% well, many still feel that the long term trend for all types of interest rates is lower. But you know for one thing, rates are really hard to predict. The Fed only controls short term rates. Long term rates, like the 30 year and 15 year mortgage are tied most closely to the yield on the 10 year treasury note, and here after I'll just call that the 10 year All right, so what is this and what controls it? Well, don't let that name intimidate you. This is get rich education. So let's break down each word yield on the 10 year treasury note. Yield just means interest rate. 10 years is the period of time that this loan is made for the duration the US Treasury issues them so they receive the loan and a note is an IOU. It was also known as a bond. That is what's held by the person or the entity that loaned the money, the person that loaned this money to the Treasury. It could be you yourself, or it could be a foreign nation. So you hold on to this note because you made the loan to the Treasury. That's the breakdown of every word of the phrase the yield on the 10 year treasury note. Okay, so to say it a different way, if you hold a 10 year treasury note, that is basically your receipt, your proof that you made a 10 year long IOU to our federal government and it is going to pay you an interest rate known as a yield. All right, that is the simplest explanation I can give. Well, a month and a half ago when Jerome Powell cut short term rates, the 10 year was 3.7% at that time, and at the beginning of last week, it was up to 4.2% that's the highest since July. And again, 30 year mortgage rates most closely track the 10 year all right, as you and I sort of hold hands through this together next, let's ask what made them rise. And you know, some think this is harder to understand than trying to understand why YouTube viewers constantly fall for ludicrous housing price crash videos. Okay, but relax. This is easy. When the economy gets hot, all these things tend to rise in value, real estate, stocks and also productivity rises. Employment rises. Is an inflation that tends to rise as well. Because a 10 year investor needs a real return above the rate of inflation, this yield must rise as well. That's it. You got it. You got it. So therefore, when a rosy jobs report comes out, the 10 year tends to go up. When a strong retail sales report comes out, the 10 year yield tends to go up or a high flying CPI is released, the 10 year tends to go up. And therefore, because it rose in the past month, investors have expectations for a strong economy and more persistent inflation. So conversely, expect both the yield on the 10 year treasury note and the 30 year mortgage rate to fall when the economic outlook gets more dim. It's important to understand that, like a lot of things in the stock market, yields on the 10 year they tend to be more of a reflection of future economic expectations than the current economy. And this should be pretty easy for you to remember, because when you think about it, that makes sense. Since you've lent out your money to the federal government for 10 years. I mean, you're really interested in what that 10 year future is going to look like. So yes, though this is somewhat less exciting than watching a motorcycle jump over the Grand Canyon now that you listen closely for the last few minutes. Congratulations. Now you know that the 10 year can tell you both what investors expect to happen in the future, and can tell you the direction of 30 year mortgage rates. And, yeah, I mean, this is just more the type of material that I wish someone had explained to me sooner, in a way, just like that. And you know, are you interested in doing things that at the end, they make you say, You know what, I just got 1% better this week. I mean, think about the kind of person you'll be if you make yourself just 1% better each week. Now you better understand how leverage beats compound interest and what makes mortgage rates move. Go out and vote tomorrow as far as next, listen into one of our GRE investment coaching calls. I'm Keith Weinhold. You're listening to get rich education.   Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridgelendinggroup.com that's Ridgelendinggroup.com.   your bank is getting rich off of you. The national average bank account pays less than 1% on your savings. If your money isn't making 4% you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk, your cash generates up to an 8% return with compound interest, year in and year out. Instead of earning less than 1% sitting in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their investors 100% in full and on time. And I would know, because I'm an investor too, earn 8% hundreds of others are. Text FAMILY to 66866, learn more about freedom. Family investments, liquidity fund on your journey to financial freedom through passive income. Text Family to66866.   Zack Lemaster  29:08   this is rent to retirement. Zach Lemaster, listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  29:22   Welcome. Back to get rich Education. I'm your host. Keith Weinhold, there will only ever be one GRE podcast episode five under 26 and you're listening to it. Let's let you listen into a coaching call between GRE investment coach Naresh and GRE follower, Brenda, and then I'll be back to wrap it up at the end.   Naresh Vissa  29:41   hey, Brenda, good to Good to see you after emailing back and forth. Thanks for setting up this call.   Brenda  29:47   Yeah, thanks, Naresh, thanks for setting up time to talk to me.    Naresh Vissa  29:49   Yeah. Well, tell me what made you schedule this call, like, Why did you hit that button saying I want to talk to the real estate investment coach?   Brenda  29:59   Yeah, well, I've seen some of the newsletters that come from GRE I'm familiar with some of the podcasts, but then I had gotten into the newsletters, and then I saw that there was an option for a free consultation to talk to you. And I thought, Well, I'm not sure what this really means, or what we talk about, or how you can help me, as far as, like, the vision, or how do I set my goals? Or what is it exactly that I would do with you with GRE, like, what kind of consultation Do you provide?   Naresh Vissa  30:29   Yeah, well, so that's you came to the right place. So let me tell you a little bit about GRE, a little bit about me, who we are, how we operate. So get rich. Education is an education company. As you know, you listen to the podcast, you read the newsletter. It's free. The podcast is free. The newsletter is free. You can go to our website, read our blog, go through past podcasts. You can subscribe to our YouTube channel, subscribe to our social media, Tiktok, Instagram, Facebook, X, you name it. That's all free content available for you, and this service, the real estate investment coaching, is completely free of charge. I know that sounds kind of crazy, but you'll never pay as a dime. I'm here to help you throughout and along your real estate investment journey. Think of me as a super connector, someone who can introduce you to all the right people, whether it's specific markets you want to invest in. Providers. There, wholesalers, flippers, lenders, appraisers, although your lender will take care of the appraiser part, if you need a second lender, financing, CPAs, attorneys, anything at all, just come to me and I can introduce you to the right people, or at least point you in the right direction. I'll try my best to do it 100% of the time. I don't, or I should say, I don't, have answers 100% of the time, but I do have answers most of the time, and I can forward you and refer you, point you in the right direction. So think of me as a super connector. Think of me as your silent partner in deals, because I get any equity in the deals who you don't have to pay anything to think of me as an advisor, a consultant. Again, this is a completely free service. There's you're not going to get like, a bill in the mail saying, Hey, you talked to Naresh five times, so you owe us $1,000 for that. Now, there's none of that. So the most common question I get after telling people this or, like, well, then, I mean, you can't be doing this for free. Like, why are you doing great? Like, like, yeah, what's the catch here? And they also have, I mean, I'm sure you're wondering, how do you make money? Well, if you listen to the podcast, if you go to our website, you'll see advertisements, sponsorships. We are paid marketing fees, advertising fees from partners. So you listen to the podcast, I'm sure you hear many of those commercials. We make our money on the back end, so we can keep services like this and our newsletter and our podcast free on the front note, like I said, GRE is not is an education company. We are not a broker or a wholesaler or a flipper or a builder or an agency or a realtor service or any of that a brokerage, where we're not of that, we're purely education, education based through our educational content or free educational coaching, which I offer too. So that's what you are. Got it .we work with all those other companies. So we can refer you to all those other types of companies that can help you on your real estate investment journey. But we are not any of those. Now me, personally, I am an investor myself. I own eight properties in southeastern United States. I got started in 2017 I bought my first property in a single family home. That was rehab. Back then, rehabs are very hot. That was what you should get in, that what made sense to get into. And I scaled pretty quickly. I went from one to eight in a matter of it's been seven years since I bought that first property, but I actually went from one to eight in a matter of more, like two and a half years, I just kind of went so I bought, like I said, southeastern United States, bought my last property in 2020 I'm saving up for my next property because I personally now only, like new construction, I rehabs have their place, certainly For certain investors. And at the time, I got six rehabs, rehab properties from 2017 to 2019 so I personally, though, am now saving up because new construction is more expensive than than rehab. So I'm saving up for my next real estate property, which is most likely going to be a new construction. So that's a little bit about my investing background. I've been a real estate coach Since 2019 came in 2021 to GRE and have run the coaching side ever since. So that's a little bit about me on the real estate side, on the coaching side. Now, my background is not in real. Real Estate. I like, I said, I got in 2017 before that, and I still do work in tech. So I worked in tech from 2000 really, from 2005 and still do work in tech. So it was through my tech work that I got involved in real estate, because I would do back end tech work for real estate companies. And doing that work, I was like, Oh, I started learning about real estate, and then I said, huh, if this doesn't seem hard or difficult. And I also got an investment coach who helped me, like I said, with that competitor, they also had investment coaches or investment counselors. So I had a coach who helped me a little bit, but that's what the coaches are for there to help investors like me, especially newbie investors, or even veteran investors. They're there to help investors with the networking part, with the who are offering the best deals, special deals, special interest rates, who's honest, who's dishonest? That's what I'm here to do. So that's a little bit about GRE About me, about my background, how our coaching program works. So now, Brenda, it's all about you. I want to hear I'm sure you have tons of questions based on what I just said, but before you ask those questions, I'm just going to start out with, how much cash do you have ready to invest? Because really, I could be of most service if you're looking to invest, otherwise, I can't really be of much service. So how much cash do you have ready to go to invest? And then I'll answer, I'll say something about that, and then I'll let you ask whatever questions you want.    Brenda 36:35   Sounds good. Just a cash ready for deployment is 100,000 but I'm assuming that doesn't all have to go to one property, right? Or depending on the property?   Naresh Vissa  36:46   Yeah, so, so is that lick? So what I should have clarified my question as how much liquid cash do you have on not like a 401, K, or properties that you have to cash out refinance, or it's just if you today, if you were to take a property and and you had cash ready to do so be $100,000 Yeah, correct. Okay, so, so a few things that's very good, because with 100,000 that gives you optionality. You can either go for a rehab property, and we have rehab property right now. Our hottest provider is in Memphis, Tennessee, and you can get a rehab property. Worst case scenario, let's just say the property, the average property, is about $100,000 and so you just put down a 25% down payment. So let's just give or take, let's say $30,000 I tell our investors. I say, Look, if you want to buy your first property, or Yeah, your first rehab property, you need at least $50,000 cash, liquid in the bank, ready to go. That's just because you want that cushion. You don't want to put all your eggs in one basket. So I say, if you want a rehab property, you need 50,000 if you want a new construction, single family 100,000 because the new constructions are going to cost you at least $240,000 at least. So if you take 25% of that, plus closing costs and cushion and everything, just if you want to be a good investor, you have to be disciplined. And you have to be disciplined enough to be able to save the 50,000 or the $100,000 if you want to make it as a real estate investor. So 50,000 for a rehab property, 100,000 for a new construction. If you want a duplex, you need, I say, a new construction duplex, which is probably our hottest new construction asset class right now in Florida, 150,000 for a new construction. Down payment or not. Down Payment task, ready to go for a new construction duplex, because those are selling for about 490,000 give or pay. So it's 50,000 for rehab that you should have in the bank. 100,001 in the bank for a new construction, single family. 150,000 for a duplex. Anything beyond that, then we can talk. You know, later you wanted a squad or something else, but that's generally what I say. And I tell, I tell investors. I say, Look, if you only have $30,000 in the thing, let's connect after you get up, because I don't want you putting all that 30,000 into a rehabbed property, whereas, who knows, maybe the economy might go into a recession and it stays vacant for six months. I don't want you to have to go through that. So let's stick to those numbers. So you said you have 100,000 so you have options. You can you can get either a rehab property or you can get a new construction. So it's completely up to you. It's about your new construction. Single family, it's completely up to you. I personally, I, like I said, I started out with the rehabs, and then I've kind of graduated up to new construction. God, they the lowest risk you can take with 100,000 is by starting with a. Be just a low price rehab where you put in $30,000 and full, you know, down payment burden, costs, everything else you put that, you know, 30 grand, if it first property, you put that 25 to 30 grand in, and you treat that as a learning experience. And you go through the experience, and if everything goes smoothly, then you can buy the second property, and you can decide whether, hey, do I want to continue with this rehab, or I'd still have enough capital for the new construction single payer. But I would start small. If you're new, if you're an advanced veteran investor who has six figure, well into the six figures in the bank, ready to go. I tell those people. I say, hey, let's just go for new construction. Let's go for the new construction. Single family. Let's go for the duplexes. Some of them have 700 $800,000 in some cases, a million dollars plus. I say, hey, let's let's just go for the quad to the construction four Plex. The incentives are great, etc, etc. So in your case, 100,000 you certainly have choices. And what I'll do after this call is, well, first I want to hear, based on what I said, What are your thoughts on anything, whether it's renew, construction versus rehab, and then what I brought up earlier about coaching?    Brenda  41:12   Yeah, I actually thank you, Naresh, I really like what you said about starting small. I have purchased two single family homes in the past, their rentals, but I never went through a coach. I just kind of did it on my own, and luckily, things worked out. But certainly having a coach and starting out small, just to kind of go through the process, it's really helpful. Here's the situation that I think is just a little bit different, and I know that this would probably be something that I talked to like a lender about. But in your experience, I actually just came from an 18 year career. Actually, I was in tech myself, but I'm now transitioned from a corporate w2 into more, but 1099, what's classified as like a independent company, you know, type of income, what has been your experience with other clients that transitioned from that type? Is it easier? Is it harder to obtain loans? Is there going to be different requirements? 25% does that still stand?    Naresh Vissa  42:13   Yeah. So I could give you a full, you know, lecture on this, or something called the housing expense ratio and something called the total obligation ratio. I'm not going to get into those details, because the lenders, I can refer you to lenders, and they can explain all that, and those ratios mean a lot to getting you pre qualified. But what I will say is, unfortunately, if you are 1099, you are at a disadvantage, because it's not steady, consistent income, unless you can show two years of steady, consistent income. I mean, really is the last for your last two years of tax return. So if it's a new 1099, gig, yep, you're gonna have to wait until you have two years of consistent high income. If you've been doing it for a while, then send your last two years. And if it's, you know, if it's looking good, then, then you'll get approved. The other option, and this is, this is not a personal question or anything, but it married couples can go together on one loan. So if this actually helped me out a lot, because my wife is a high income earner, and I have my own business, and my business does pretty well, but if you're 1099 as as you know, there are all sorts of things you can do with your tax return that are completely legal and to where you pay yourself as little as possible, so that you can cut your income tax. So in any case, that's like 1099 workers are a disadvantage for mortgage because all they care about is your pay stub, your you know, how much income did you have? So there were times when I put my wife on the mortgage and she's got a high income, and so you can put a spouse on there, and you can both do it together. Now you're allowed 10 loans per person, so if you want a spouse go on a mortgage that counts, even if it's for one mortgage, one property, that counts as one for each of you. So for two working husband and wife. For a couple where both spouses are working with good income, I say look, you'll want one spouse to do 10 properties and another spouse to do a completely different 10 mortgages. That way you can do 20 combined. Now, if you do it together, then you'll only be able to buy 10 combined because you're older than so 1099, workers. We get that question a lot, and it actually it is a problem, because the standards changed after 2008 so either wait the two years and have your consistent records to show high income, or if you already have it right now, then you can get approved.   Brenda  44:54   Got it. Got it. This would be for just conventional loans. What about other loan products? Like, I think I've heard of the DSCR loan where maybe just the rental property would cover, you know, part of the I'm not sure, like, I guess you're guaranteeing that the property will make enough money to cover the payment of the loan.   Naresh Vissa  45:12   Yeah, DSCR and loans are hard to get approved. Really, what I should do is introduce you to some of our lending partners. If you're interested. DSCR is meant more so for people who have utilized you want to use those 10 loans first, so because if you go you're going to have a higher interest rate if you go with the deal. So those DSCR loans, or Portfolio loans, are meant for people who have used their 10. Their spouse has used their 10. They've got capital low rolling in their ultra high net worth. So they're fine, okay, just get me another loan. I need the tax benefit. I need the tax break. I'm fine paying a 10% interest. So they'll go for a portfolio loan or a vsdr loan. In your case, first property, your first investment property, first turnkey we want to go for a loan.   Brenda  45:58   Got it makes sense. And then another question, so this was about the financing. But another question that I meant to ask earlier is, I know you mentioned, like, you know, I am not like a realtor or anything like that, but how does it work? Like, I'm think about when I'm purchasing a home, personally, I kind of say, hey, I want to three bedrooms, four bedrooms, this many baths. Like, how does that work with you? Like, do I give you criteria of what I'm looking for, or, you know, based on my goals? Do you kind of craft a plan? How does that work?   Naresh Vissa  46:29    Yeah, so I actually sent you an email just right before this call it. I think you got the email, and it includes a link to about 20% of our inventory. It's not all of our inventory. That inventory is just there. To get you started to see the types of properties that we have available. We have some constructions and the markets that we cover, again, it's only about 20% of the inventory. If you go to our GRE marketplace, you can see all of the markets that we cover. Your biggest source will be, I send out emails. So your biggest source will be, if I email you, I'll email you like a property. It'll be, Hey, I just came across this deal. It's like, it's my VIP email list. So you'll get my, you know, VIP emails, and that's going to be your, your best source. You also get Keith white holds newsletter, which promotes properties from time to time and and we only promote the best. We there are hundreds of properties we can promote. We only distill it down to the best of the best. So don't think, oh, like, there might be another property that narration knows about. Now we promote through our social media, through my email list, through Keith's newsletter, through the podcast, through the webinars, the best of the best. So that's the best way to to find out,   Brenda  47:49   got it your inventory or what you currently right,   Naresh Vissa  47:52    and with your permission, I can add you to my VIP email list. If it's okay, yeah, that would be cool. I'll go ahead and add you, and you'll start getting those emails in real time. I only send out an email maybe once every three weeks, so I really only want to send the best of the best. I want to waste people's time.   Brenda  48:07   Great. So what if you do send me an email and I'm like, Yeah, I love it. I think this is fits exactly what I'm looking for. Do I email you back? Do I contact you? Like, how do we stay in contact?    Naresh Vissa  48:18   So email is the best form of communication, because in real estate and business in general, we want documentation of everything. We don't want any miscommunications. So if you see something you like, email me. I'm available. You have my phone number. You can text me, you can call me, you can email me. I'm very accessible, but email is preferred, because that way it's in writing, and I'll know exactly what you want, the address, everything. So let's say you see a property that you like from an email that you get from Keith or from me, and you email me to say, hey, I'm interested. What are next steps? I will get you in touch with the actual like I said, we're just an education company. I'll get you in touch with the actual builder or the broker or the agent on the property, and they'll be able to answer way more questions than I can answer way more and that that's for anything. If your question is about financing, I can get you in touch with several good, low rate lenders, and they can answer all your questions about financing. Your question is CPA Tax stuff. I can get we have, uh, several good contacts who can help you out there as well.    Brenda  49:20   Got it, got it. So then what, what does our communication look like from there? Like, do if I say yes, I want it, then you get me in contact with them, and then I kind of work with whoever it is that has this property. And then hopefully we just close on the property. And that's it, right? Am I understanding that correctly?   Naresh Vissa  49:40   Sure? So, so all correctly? Yeah, I'll refer you over to them, and they will, they will take care of you. Should copy me on all emails that way. Okay, what's going on? Copy, you remember, I'm your coach. I'm here to help you, like it's free, so copy to an email so I know what's going on. If there's a problem, I can jump in. In many cases, I hold a leverage over a lot of these. People, if a problem happens, I can step in and say, Hey, treat her better. Or, you know, you should waive this cost, or whatnot. So copy, because the people who get into trouble are the people who didn't copy me on the emails. And many, many time, time just goes by, and then they come with their problem as they Hey, if you came to me a year ago, I could have actually helped you with this. Now, the statutes expired, and it's, it's a complete mess. So always, even after you're done posing on the property and you have a tenant in there and just copy me on me.    Brenda  50:30   Got it. Okay,  So kind of bring you along the journey. Okay, so let's say I'm at the end, like, do these providers help me? I'm assuming in some of these cases, you've mentioned places that are far from where I live. So do they help provide additional resources, like, who's going to manage my property, or who's going to find me a tenant? Like, could they help me with that?   Naresh Vissa  50:51   Absolutely. So the entire point of GRE of this investment coaching program, the entire point is so that you can become what's called a laptop landlord. You can literally live free and have just take a step back and have your properties run on their own. So the idea is not for you to invest down the street and become a property manager and a landlord down the street. It's you can be anywhere in the world. Buy properties anywhere. Like I said, I live in Florida, but by Prop, I've never visited any of my properties. I've never met a tenant. So that's what you want to do, and that's what we help people do. If you want to buy a property across the street and become you can do that yourself. Go through all the loops yourself. We are here to help you invest in Ohio, in Tennessee, in Florida and Texas and all these places that you may not have even visited every other life, but you can still have a very fruitful investment journey. So we set all that up for you, the property management, every all that it's going to be taken care of, so that your hands off. That's why it's called turnkey real estateReal real estate investing.   Brenda  51:56   Got it. Okay, sounds good. And typically, how long does this process take? I mean, I'm sure it's different for everybody, but what can I expect, like from beginning, from when I talk to you, to when hopefully I have a property that I'm signing off on?   Naresh Vissa  52:12    In some cases, it's literally taken two days. In other cases, it's taken there's not even an answer, because people did end up buying Okay, yeah, so, so, yeah, in in the case of, like, our Memphis burr properties, which are rehab properties in Memphis, I recommend that you watch our burr webinar. I can send that to you after this call, if you'd like. But I had people who watched the webinar talk to me. I introduced them that same day to the provider in Memphis. They talk to their provider in Memphis, and then the next day, they pick the property, and the day after that, they sign a contract. Oh, okay, so it's all about the investor. If you're a serious investor, it can be very quick, like me, I was very serious. That's why I scaled. I bought eight and two and a half years, eight properties in two and a half years. Other people, if you want to take your time, it could, you could literally take your time and never buy any and a lot of people are doing that, because in 2019 they said, Oh, you know what, I'm gonna wait. There's gonna be a crash and this and that. And so they waited, they waited, and prices skyrocketed, and now they said, You know what, I'm I'm priced out of the market, so I'm just not gonna invest in real estate anymore.   Brenda  53:16   Yeah, it's that analysis paralysis. I've experienced that. Yeah, yeah, got it. Okay, cool.   Naresh Vissa  53:23   All right. So any other questions?    Brenda  53:25   No, this is really helpful. It's kind of good to know, like, kind of where you step in and kind of where you hand off, and again, the timeline is different for everybody, but it's kind of good to know that I could literally be standing here two days later and have a property if I want. So good.   Naresh Vissa  53:42   Yeah. So as we end this call, next step, so I told you about new construction versus rehab. Are you? Are you interested in both, or leaning towards one or the other? Right now? Just    Brenda  53:54   probably the rehabs, because I think, like what you said, I like the idea of the E step into like, let me see how this process goes first before kind of committing a bigger chunk of capital to something larger. Yeah, I agree.   Naresh Vissa  54:06   Okay, so here's what I'm going to do as next steps. I'm going to send you a link to the webinar we did for our hottest rehab asset class right now, hottest rehab provider out of Memphis. It's the Memphis Burkey webinar. I went ahead and just emailed that to you. So watch that webinar. It will answer like every question imaginable regarding the provider, how they do their process, the properties, everything. So watch that webinar and then shoot me an email after you're done with the webinar on what you're thinking just you can watch webinar today and you want to shoot me an email right after, just let me know what you're thinking, and we can go from there. I think that's would be the next step. Just watch that webinar, and then we'll, we'll reconnect.   Brenda  54:54   Sounds good? Okay, I like that.   Naresh Vissa  54:57   Okay, very good. Well, I sent that link to you, and. And that's about it. If you have no more questions like I said, you can add my phone number to your phone book and feel free to reach out whatever you want.    Brenda  55:07   will do. Thank you so much.    Naresh Vissa  55:09   All right, thank you. It was great.   Keith Weinhold  55:11   Yeah,  I hope that you found that helpful in making America rich again. Namely, you. Of course, no two coaching calls are the same. Some GRE followers will perhaps have more questions than Brenda did. There. We are here to learn your situation. We know the mistakes you've got to avoid, and we can connect you with the best income property for you across the nation. We really filter it down to the best of the best, and besides being a truly free coaching call, we don't try to upsell you to a paid course or anything like that, because we don't even have any product to sell really. So even if you wanted to buy something from GRE, I don't know if you could, maybe unless you buy a GRE logo t shirt from our website or something like that. So keep all of your funds for the property down payment. As far as now, you can book a coaching call at GREmarketplace.com and select the free investment coaching area. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 3  56:21   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively,   Keith Weinhold  56:41   The preceding program was brought to you by your home for wealth, building, get rich, education.com  

Jeremy Werner previews Saturday's Cannon Trophy game between Illinois and Purdue with GoldandBlack.com's Tom Dienhart and Illini Inquirer's Joey Wagner. Dienhart break down Purdue's immense struggles in Year Two under Ryan Walters, the former Illinois defensive coordinator, and the temperature in West Lafayette entering Saturday's game at Illinois. Wagner and Werner then answer a six-pack of questions about Illinois football, including potential tweaks out of the off week and their picks to click against Purdue. Follow the Illini Inquirer Podcast on: Apple: https://apple.co/3oMt0NP Spotify: https://spoti.fi/2Xan2L8  Other: https://bit.ly/36gn7Ct   Go VIP for 30% OFF: bit.ly/3eGM1NK  To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Brock and Salk discuss how incredible Bryce Miller's jump has been from his rookie year to sophomore year, capped off by his incredible start in Houston. They later welcome on Joel Klatt of FOX Sports to talk Mike Macdonald, Deion Sanders, Jake Dickert and more. In Blue 88, the two talk about a Mike Macdonald phrase, Uchenna Nwosu and trends throghout both the NFL and the Seahawks through three weeks.

The Ringer's Bill Simmons is joined by Sean Fennessey to discuss the Jets' loss to the 49ers on 'MNF' (1:47). Then Bill, Sean, and Van Lathan discuss the highly anticipated Netflix film 'Rebel Ridge,' the upcoming film 'SNL' film, 'Saturday Night' (23:40), and HBO's new 'Sopranos' documentary, 'Wise Guy' (45:06). Finally, Bill and Van discuss some football topics, including Deion Sanders and Colorado, CFB parity, Tyreek Hill, the Super Bowl halftime show, and more (1:18:15). Host: Bill Simmons Guests: Sean Fennessey and Van Lathan Producer: Kyle Crichton The Ringer is committed to responsible gaming. Please visit www.rg-help.com to learn more about the resources and helplines available. Learn more about your ad choices. Visit podcastchoices.com/adchoices