Podcasts about sunny side up life

Sami is back for season 3 of A Sunny Side Up Life Podcast! In this debut episode, Sami goes over life updates, a brief history of the fight for financial independence for women in America, and actionable steps you can take to have more financial autonomy in your own life, regardless of relationship or socioeconomic status.  In this episode, you'll learn more about: Sami life updates including where she's at with her CFP, net worth, home expenses + more The 1700s practice of coverture and how it still affects women today A quick history of women's fight for financial independence, autonomy, and equal rights in the United States Tips on how to be a financially independent woman, regardless of relationship status, the effects of divorce on women, the importance of life insurance + more  MENTIONED IN THE EPISODE:  Best Egg RESOURCES: 1:1 Coaching With Sami: Apply today Digital Budgeting System: Budget Template SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women ready to live an abundant life, full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. HOST BIO:  Sami Womack is the founder of A Sunny Side Up Life. Her podcast has been downloaded over 250,000 times, and she has been featured on YNAB, Debt.com, Reader's Digest, and more.  Sami was nominated for a Plutus Award in 2023 and spends her professional time changing women's lives through her budget coaching and personal finance education content.  When she's not downing caramel coffee or homeschooling her three daughters, she's listening to audiobooks, watching the Astros, or hiking amongst the trees in East Texas. FOLLOW SAMI ONLINE: Instagram Threads Facebook YouTube CREDITS: Podcast Support: Weir Digital Marketing

[Rewind Episode] Sami Womack is the brains behind A Sunny Side Up Life. She's a budgeting coach and host of a chart-topping podcast. Her family's story of paying off $490,000 of debt has been featured on numerous major platforms.Sami began this journey back in 2014 with her high school sweetheart, Daniel, and their three daughters. Since then, they've taken control of their finances, did a major housing downsize, became debt-free, cash-flowed vehicles, and have recently purchased 18 acres to build their dream home among the East Texas pine trees.When she's not downing caramel coffee and rocking a little girl on her hip, Sami is creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.In this episode you'll learn: The steps Sami and her family took to pay off their debtHow Sami and her husband got on the same page about money Lessons that she teaches her daughters about money *This episode is sponsored by Monzo*Double the power of your money with a Monzo joint account – perfect for partners, friends, roommates. Open a joint Monzo account today. Learn more at monzo.com/us/richbyintention Connect with Sami: Website: https://www.asunnysideuplife.com/ Instagram: https://www.instagram.com/asunnysideuplife/ YouTube: www.youtube.com/c/asunnysideuplife Connect with us: Instagram: @richbyintention Twitter: @richbyintention Check out our website: Richbyintention.com

The nebulous idea of “enough” is the topic of conversation in the season 2 finale of A Sunny Side Up Life podcast. Most of us struggle with this concept very early in our lives, as we begin to understand complex topics and facts of life like class, race, and inequity.  But how do we handle not being enough as adults when not reaching “enoughness” has real mental, physical and psychological ramifications?  I explore “being enough” by discussing our inner critic, the power of therapy and trusted confidants, and how social media will never be able to tell the full story. In this episode, you'll learn more about: The concept of enough and how most people look like they have it all together, even when they don't How the idea of enough is a social construct + what led Millennials to think they would never measure up Redefining generational definitions of enough + setting our own precedent of what is enough for ourselves  Why you need to set your goals with blinders on + more MENTIONED IN THE EPISODE:  Celebrate your wins reel Buy Yourself The F*cking Lilies  Brene Brown How Do I Find A Good Therapist? PAST EPISODES YOU'LL ENJOY: MAKING $63K SELLING OUR LAND, HOW FINANCIAL FREEDOM GIVES YOU OPTIONS & ALLOWING YOUR DREAMS TO CHANGE ELIMINATING INTERNALIZED CAPITALISM, MORALIZING PRODUCTIVITY & MENTAL HEALTH + MONEY WITH ALYSSA DAVIES WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com     HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill

No lie: I used to think people truly meant saving cash when they said, “I'm saving for retirement.” I thought people had a vault with stacks of cash. Boy, was I wrong. In this episode, I go through what saving for retirement actually means, why you need to get started NOW and the power of compound interest. I also chat about different investing accounts, income limits and tax advantages, and where you can go online to start educating yourself about investing. In this episode, you'll learn more about: Why investing is important in the first place How to start investing today + why you should  All about fractional shares, ETFs, Mutual Funds, Index Funds + investing basics The difference between an emergency fund and long-term retirement investing + more MENTIONED IN THE EPISODE EVERYTHING YOU NEED TO KNOW ABOUT EMERGENCY FUNDS Compound interest calculator  Gamestop + Robinhood explained  What is the 4% rule of retirement investing Stash App Acorns App Robinhood Vanguard Fidelity Schwab Edward Jones The Simple Path To Wealth Yahoo! Finance Investopedia  PAST EPISODES YOU'LL ENJOY: CATCHING FIRE (FINANCIAL INDEPENDENCE/RETIRE EARLY), PREPARING FOR A RECESSION & HOW TO PAY OFF YOUR MORTGAGE EARLY WITH ANDY HILL PAYING OFF $600K+ OF DEBT, HAVING A 70% SAVINGS RATE, & THE INTERSECTIONALITY OF MONEY + INTENTIONAL LIVING WITH RACHEL RAINBOLT IT'S NOT GET RICH QUICK, IT'S GET RICH CONSISTENTLY ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com     HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill

It was early 2020 and my husband and I were bright-eyed and bushy tailed when we bought our land.  Acres of East Texas pine trees, quiet neighbors (mostly cows), and a creek.  We planned to build our forever home and get old and gray on that property… until Covid hit and lumber prices skyrocketed. Our dream no longer aligned with what we needed, life happened, and we made a huge decision that changed everything. In this episode, you'll learn more about: How to be stubborn about your goals and flexible about the path to achieve them Whether or not we sold our land at a profit or at a loss What we did and what we're planning to do with the $63K lump-sum Accepting the duality of emotion when it comes to pivoting in your life + more PAST EPISODES YOU'LL ENJOY: MONEY, MARRIAGE, AND MOVING IN TO MIDDLE-AGE WITH DANIEL WOMACK 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE CREATING AN INTENTIONAL LIFE IN A CONSUMER CULTURE ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com     HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill

“Who in their right mind has $1,000 just sitting in a savings account!?” That's what I thought when I first started Baby Step 1– back in the Dave Ramsey days– when I had $0 in savings. Fast forward to today: I'm bringing you this episode all about emergency funds and why you probably need more than $1k. And good news… I have $20k in savings now. Let me educate you all about why you need an emergency fund to begin with, how much to keep in it (hint: it's personal to you and your situation), where the heck to keep it, and more! In this episode, you'll learn more about: How much you should have in your emergency fund Hoarding cash in an emergency fund + breaking scarcity mindsets The importance of having a sufficient emergency fund for your lifestyle What to do if you feel guilt around spending your emergency fund money – even when it's actually an emergency + more MENTIONED IN THE EPISODE: The Fed - Dealing with Unexpected ExpensesFederal Reserve Board Ally HYSA WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS PAST EPISODES YOU'LL ENJOY: WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE WHAT TO DO ON PAYDAY ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com     HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill  

Alyssa Davies, content creator and published author, joins the podcast to talk about how she was able to approach her finances from a new perspective and remove the guilt and shame from spending money. We discuss financial trauma, how mental health is tied to personal finance, and why internalized capitalism is something to fight against, not praise. In this episode, you'll learn more about: Different forms of trauma in money  What Coast FIRE is + steps you can take to reach it The intersection of money and mental health + adopting healthy coping mechanisms  Having the tough money conversation with aging parents Why a fully funded retirement is the best gift you can give your kids + more MENTIONED IN EPISODE: https://www.thetraumaofmoney.com/  Alyssa's books Alyssa's courses GUEST BIO: Alyssa Davies is a content creator and a published author living in Calgary, Alberta. She is the founder of the two-time award-winning Canadian Personal Finance Blog of the Year, Mixed Up Money that has over 130k+ followers across social media.  Through her work, she has been featured in many notable publications, including The Globe and Mail, FLARE, Global News, and more. In 2021, she was host of The Dream Team featured on CBC Gem. Alyssa has been a freelance writer for six years and enjoys writing about personal finance, homeownership, and more.  When she's not writing, you can find her enjoying some downtime with her daughter, playing soccer or daydreaming about home decor. GUEST SOCIAL MEDIA:  Instagram YouTube Twitter TikTok Website PAST EPISODES YOU'LL ENJOY: WHAT FINANCIAL TRAUMA IS, SIGNS YOU MAY BE EXPERIENCING IT + HOW TO RECOVER FROM PAST MONEY WOUNDS WHY COMMUNITY MATTERS, FINANCIAL FEMINISM & CENTERING WOMEN + NON-BINARY FOLKS IN THE MONEY CONVERSATION WITH REGINA AND ANGELA OF WOMEN'S PERSONAL FINANCE DECONSTRUCTING MONEY SHAME, NAVIGATING MENTAL HEALTH & FINANCES, AND 3 REASONS DAVE RAMSEY SUCKS WITH LEXA VANDAMME ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com     HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill

Can you imagine living in a 32 ft trailer with your partner, kids, and dogs? Would you go stir-crazy? Well… now you don't have to imagine it, you can hear all about it. Kailey Maloney, from @believeandbudget, joins the podcast to talk about how her world transformed with simple living. We discuss embracing the messy moments of life, intentional minimalism, advice for starting your debt free journey, if her and her family plan on staying in the RV for the foreseeable future, and more! In this episode, you'll learn more about: The pros and cons of “living small” What caused Kailey and her family to decide to move into an RV Practical and actionable ways to avoid overspending  How difference seasons of life call for different financial decisions + more PAST EPISODES YOU'LL ENJOY: PAYING OFF $600K+ OF DEBT, HAVING A 70% SAVINGS RATE, & THE INTERSECTIONALITY OF MONEY + INTENTIONAL LIVING WITH RACHEL RAINBOLT 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE CREATING AN INTENTIONAL LIFE IN A CONSUMER CULTURE UNSUBSCRIBING FROM THE HUSTLE CULTURE GUEST BIO: Kailey is a budget expert who found joy in helping others live a lifestyle within their means, but also live their dreams. She fully believes you should listen, step out and find out, and take chances. Living tiny was always on her bucket list and so was traveling the US. Her and her family did it all debt-free! GUEST SOCIAL MEDIA + LINKS: Instagram TikTok Facebook Website ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com     HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill  

The term “trauma” seems to be rampant in 2023… especially on social media.  Being “trauma informed,” experiencing “childhood trauma,” or having a “trauma bond” are phrases used repeatedly to describe certain pivotal and disturbing life experiences and/or mental distress. And while sometimes “trauma” is over exaggerated or used incorrectly, the current spotlight on this pervasive problem has brought, front-and-center, the need to explore it in greater depth. This leads to the question: what about trauma and money? Can you have financial PTSD? Can you experience financial trauma? How valid are these things… or are we, as a society, being dramatic when it comes to this pairing? In this episode, you'll learn more about: What is financial trauma + who experiences financial trauma  The 6 common ways financial trauma manifests itself in your body, mind, and life Ways to address financial trauma and learn healthy coping mechanisms Sami's financial trauma: money examples she had during her childhood, how these experiences shaped her money narrative + more RESOURCES USED: https://www.choosingtherapy.com/financial-trauma/ https://theneighborhoodfinanceguy.com/empowerment-and-financial-trauma/ https://www.forbes.com/sites/briannawiest/2019/04/04/financial-trauma-is-a-reality-for-one-third-of-millennials-this-expert-explains-how-to-recover/?sh=592085c130c2 https://plutusfoundation.org/2022/financial-trauma-impact-creators/ https://www.nerdwallet.com/article/finance/generational-trauma CREATORS TO FOLLOW: https://twitter.com/RahkimSabree https://www.instagram.com/stevenmhughes/ PAST EPISODES YOU'LL ENJOY: FEELING FINANCIAL STRUGGLE, COMBATING INFLATION & HOW TO OVERCOME FEELING OUT OF CONTROL WITH YOUR MONEY SPENDING FUN MONEY WHEN YOU'RE BROKE COMPOUNDING EMOTIONAL INTEREST ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com     HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill

Being a content creator sounds enticing, right? The glamor of having creative agency, working with big brands, and being paid to simply be you. Unfortunately though, like every job, it's not all ring lights and TikTok trends. In this episode of A Sunny Side Up Life podcast, I chat with @shaybudgets, business owner, social media influencer, goal-setting expert, budget coach and more. We talk about how she started her influencer journey, the realities of juggling a full-time job and working a side hustle, how much YouTube pays, and more.   Shay McMillan began her YouTube channel in 2017 and has amassed an impressive following to over 85k+ subscribers. When she's not creating content and budget coaching, she spends time changing lives as a school-based counselor and enjoying life with her husband.  In this episode, you'll learn more about: How Shay got started on YouTube + how much money she makes monthly on the platform The disingenuous nature of everyone's “highlight reel” on social media Pros and cons of content marketing + the importance of setting boundaries online  Juggling being a full-time employee, budgeting coach, wife, and business owner + what Shay refuses to outsource + more PAST EPISODES YOU'LL ENJOY: EP. 136 WHY YOU NEED MULTIPLE STREAMS OF INCOME EP. 98 HOW TO BE A FREE-THINKER IN AN INFLUENCER'S WORLD ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group GUEST BIO: Shay is a wife, full-time employee, business owner, social media influencer, planner, goal setting expert, organizer, budget coach and more.  She's determined to create and lead a life that she absolutely loves and enjoys. This has always been her mission: to craft her perfect life. This notion started when she was a little girl and followed her as she completed graduate school and obtained a Master's Degree.  She currently works in the helping profession and thoroughly enjoys what she does. When she's not changing lives at her day job, she helps even more people with her social media influencer career outside of her 9 to 5. GUEST SOCIAL MEDIA + LINKS: YouTube Instagram Facebook Website SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators' alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill

For decades, finance has been dictated by straight, cis-gendered, white males. The need for something radically different is what pushed Regina and Angela, founders of Women's Personal Finance, to begin their online community for women and non-binary identifying folks.  WPF originated from female friendship and has grown into a force of personal finance education, encouragement, and inclusion. WPF has been featured in The New York Times and Forbes and won the 2021 Plutus Award for Best Financial Content for Women. In this episode, you'll learn more about: The power of female friendship + close-knit community during isolating experiences or environmental barriers Why Women's Personal Finance focuses on a group of people instead of a personality or person Centering women and non-binary folks in the personal finance conversation How divorce or separation is an act of bravery + more MENTIONED IN THE EPISODE: Meet the Women of the Financial Independence Movement PrepperFi PAST EPISODES YOU'LL ENJOY: EP. 2 DECONSTRUCTING MONEY SHAME, NAVIGATING MENTAL HEALTH & FINANCES, AND 3 REASONS DAVE RAMSEY SUCKS WITH LEXA VANDAMME EP. 151 WEATHERING THE STORM TOGETHER  EP. 147 LOSING FRIENDS DURING YOUR DEBT-FREE JOURNEY ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group GUEST BIO: The story of how WPF began dates back to 2018, when Angela wrote the blog post ‘Meet the Women of the Financial Independence Movement‘. That post kicked off the beginning of a real place where women could connect and talk about money and all other things important to them and soon after the post was published, Angela created the Women's Personal Finance Facebook community.  Later that year, Regina wrote a guest post on Angela's blog about her newly coined term PrepperFi. Angela and Regina cemented their friendship over the course of Regina's son developing cancer and entering into treatment. Sometimes, great things come out of hardships. The Facebook community has now grown to over 70k members and is known to be one of the best, most supportive places on the internet. With WPF's expanded community and mission supporters, they offer a premium community, WPF Insiders, articles about money written by other women, access to money experts, resources about all things finances, a super neat swag shop, and more. GUEST SOCIAL MEDIA + LINKS: Instagram Twitter Facebook YouTube Woven WPF Insiders Website SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill  

If you've always wanted to ask these personal finance questions, but have been too scared or embarrassed, this episode is for you. Learn all about sinking funds, goal setting, high yield savings accounts, debt payoff methods and more! In this episode, you'll learn more about: What sinking funds are, how to set them up, and popular things to save for Realistic goal setting and tackling multiple goals at once How HYSA (high yield savings account) will change your saving game The best debt payment method for you + more MENTIONED IN THE EPISODE: EP. 27 WHAT A SINKING FUND IS + WHY YOU NEED ONE EP. 131 5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU! The Simple Path to Wealth: Your road map to financial independence and a rich, free life PAST EPISODES YOU'LL ENJOY: EP. 27 WHAT A SINKING FUND IS + WHY YOU NEED ONE 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE EP. 145 WHAT TO DO ON PAYDAY EP. 131 5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU! ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com     HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill  

Sami is back in season 2 of A Sunny Side Up Life Podcast! In this season 2 debut episode, Sami chats about her journey towards becoming a Certified Financial Planner®, signs you need professional financial help and what to do if you can't afford that professional help. She also catches us up on what she did during her podcast break, the different services Sami provides and to whom and what she's doing to level up her business in 2023. In this episode, you'll learn more about: Steps to take if you can't hire a CFP®, budgeting coach or other financial expert Details on my CFP® including: cost breakdown, time commitment and intensity level How a CFP® is different than other types of financial expert certifications What working with a CFP® or financial expert can do for you and your money + more MENTIONED IN THE EPISODE: https://www.fma.org/finance-certifications https://www.afcpe.org/certification/accredited-financial-counselor/ https://www.businessinsider.com/personal-finance/financial-planner-vs-financial-advisor  PAST EPISODES YOU'LL ENJOY: BLOWING $600K, BREAKING UP WITH DAVE RAMSEY & QUITTING TEACHING FOR THE WORLD OF FINANCIAL COACHING FINANCIAL EMPOWERMENT FOR WOMEN 5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast production: Weir Digital Marketing Research: Sami Womack + Vee Weir Editing: Joseph Bogumill

My husband, Daniel Womack, joins A Sunny Side Up Life podcast to talk about his perspective on our debt free journey, budgeting, and different client personal finance situations. Daniel and I have been married for 14 years, together 19 years. Through that time we've gone from half a million dollars in debt to an over three hundred and fifty thousand dollar net worth.  It hasn't always been rainbows and butterflies– and often in the personal finance space, a male partner's perspective is missing. If you're wondering what it's like living with a money nerd and financial coach, this episode is for you! In this episode, we chat about:  Our love story + how we each grew up with money How we ended up in debt + the actions we took to get out of it The biggest money mistakes we've made as a married couple (hint: Keeping Up With The Joneses)  Retiring early, living an intentional life + the difference between wanting to work and needing to work Why you need to budget in cheap fun while you're getting your financial house together so you can have rich fun in the future + more MENTIONED IN THE EPISODE: https://www.youtube.com/watch?v=XTTxJLyNQAE https://www.youtube.com/watch?v=sJjJ6KwyvqU&t=3s SPONSOR(S): Not Another Personal Finance Podcast: Listen and subscribe to their podcast TODAY! PAST EPISODES YOU'LL ENJOY: EP. 109 TRAVEL HACKING + LIVING BY YOUR OWN RULES EP. 115 PAYING OFF DEBT: SNOWBALL VS. AVALANCHE EP. 134 DON'T F WITH THE IRS ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Audio Engineer + Editor: Garrett Davis Podcast Support + Artwork: Weir Digital Marketing Research: Vee Weir

Andy Hill, founder of the award-winning podcast and blog Marriage, Kids, and Money, joins the podcast to talk all things FIRE (Financial Independence, Retire Early) and mortgage free living.. He and wife Nicole started out their money journey with $50K in debt and paid it off in less than a year. In the next 10 years, they paid off their mortgage and built their net worth to more than a million dollars. Andy and Nicole's story has been featured in Time, CNBC, Kiplinger's Personal Finance, NBC News and more! We talk about how to prepare for a looming recession, why doing what helps you sleep at night is better than what is financially optimal in some cases and the different types of FIRE. In this episode, we chat about:  What inspired Andy to get into the FIRE Movement + How he's forged his own (balanced) FIRE path How to get the whole family on board with Financial Independence The emotional and psychological benefits to paying off your mortgage early Teaching your kids about money and passing down legacy wealth while your children are alive Coast FIRE vs. traditional FIRE + more MENTIONED IN THE EPISODE: Marriage Kids and Money Podcast: Sami Womack ($350k Net Worth at 33) http://www.marriagekidsandmoney.com/freegift GUEST BIO: Andy Hill is the founder of the award-winning podcast and blog Marriage, Kids, and Money, a platform dedicated to helping young families build wealth and happiness. He and wife Nicole started out their money journey with $50K in debt and paid it off in less than a year.  In the next 10 years, they paid off their mortgage and built their net worth to more than a million dollars. Andy and Nicole's story has been featured in Time, CNBC, Kiplinger's Personal Finance, NBC News and more! When he's not talking money, he enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.  GUEST SOCIAL LINKS: Instagram Facebook Twitter YouTube PODCAST SPONSORS:  Not Another Personal Finance Podcast PAST EPISODES YOU'LL ENJOY: Paying Off $600k+ Of Debt, Having A 70% Savings Rate, & The Intersectionality Of Money + Intentional Living With Rachel Rainbolt Deconstructing Money Shame, NavigatingMental Health & Finances, And 3 Reasons Dave Ramsey Sucks With Lexa Vandamme ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today 2023 Powersheets: 2023 Goal Planner YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION:  A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO:  Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Audio Engineer + Editor: Garrett Davis Podcast Support + Artwork: Weir Digital Marketing Research: Vee Weir

You've probably heard the saying, "It's not about how much money you have, it's how you manage that money." Well, this episode is a perfect example of why that is 100% accurate. Haley and Justin Brown-Woods from Price Of Avocado Toast Podcast joins A Sunny Side Up Life podcast to talk about their journey into the personal finance space and financial coaching, how their lives have been changed by podcasting and what it takes to work together as a Millennial married couple on money management. In this episode, we chat about:  What Haley and Justin did with a $600K inheritance How tracking your money will transform your life Why Dave Ramsey got the boot from their lives The importance of spending on joy + more GUEST BIO: Haley and Justin Brown-Woods are a married millennial couple from California working to help folks normalize conversations about money through their company, Price of Avocado Toast.  In their early 20's, they received a $600k payout from a wrongful death lawsuit after Justin's grandmother died of mesothelioma. They each grew up in low-income single-mother households and financial education was not a priority. So you could say, they essentially won the lottery.  They spent every last penny of the $600k and then found themselves in over $220k worth of debt in just 3.5 years. In late 2019, they decided to start their journey to financial freedom and they paid off $132k in 18 months. GUEST SOCIAL LINKS: Instagram Facebook Podcast PODCAST SPONSORS: Price of Avocado Toast Budget PAST EPISODES YOU'LL ENJOY: Paying Off $600k+ Of Debt, Having A 70% Savings Rate, & The Intersectionality Of Money + Intentional Living With Rachel Rainbolt Deconstructing Money Shame, NavigatingMental Health & Finances, And 3 Reasons Dave Ramsey Sucks With Lexa Vandamme ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today 2023 Powersheets: 2023 Goal Planner YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Audio Engineer + Editor: Garrett Davis Podcast Support + Artwork: Weir Digital Marketing Research: Vee Weir

In this solo episode, Sami deconstructs the harmful narrative of college being the one and only choice after high school and how she is using launching funds as an alternative in her own family.  While statistically college increases income and earning potential over a lifetime, we must consider if this is the right path for our children and the high-stake resources needed to earn a high education degree. If you've ever felt conflicted about saving for your kids' future, this episode is for you. In this episode, Sami chats about: Statistics on student loan debt + earning potential of high school graduates vs. those holding Bachelors Degrees Alternatives to student loan debt and post high school education including trade schools, scholarships, etc. Case study: Sami's college story in comparison to her husband's career  The power of a launching fund instead of a traditional college savings fund and what a launching fund is  529 plans, UTMA, UGMA, traditional brokerage accounts to save for college + more MENTIONED IN THE EPISODE: https://www.veefrugalfox.com/blog/forcing-your-kids-to-go-to-college-is-stupid https://money.com/best-college-savings-account/ https://journeytolaunch.com/episode272/  PAST EPISODES YOU'LL ENJOY: PAYING OFF $600K+ OF DEBT, HAVING A 70% SAVINGS RATE, & THE INTERSECTIONALITY OF MONEY + INTENTIONAL LIVING WITH RACHEL RAINBOLT PAYING OFF $211,000 OF DEBT, SAYING NO TO SIDE HUSTLES, + STUDENT LOAN FORGIVENESS WITH NIKA BOOTH ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today 2023 Powersheets: 2023 Goal Planner YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Audio Engineer + Editor: Garrett Davis Podcast Support + Artwork: Weir Digital Marketing Research: Vee Weir

Jannese Torres, nationally acclaimed Latina money expert, educator, speaker, writer and business coach, joins the A Sunny Side Up Life podcast to discuss her path to financial freedom, the realities of passive income, and economic activism. Jannese became an accidental entrepreneur after a job loss led her to create a successful Latin food blog. Now she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom.  Jannese is on a mission to educate marginalized communities on topics like entrepreneurship, investing and building generational wealth through her personal finance podcast, Yo Quiero Dinero. In this episode, Jannese and I chat about: How a love of cooking transformed Jannese's life Going from $400,000 in debt to over $300,000 net worth The work, time, energy, and money it took for Jannese's blog to make 6-figures passively Having a multi-pronged approach to your business Common misconceptions about passive income + more MENTIONED IN THE EPISODE: https://www.delishdlites.com/ GUEST BIO: Jannese Torres is a nationally acclaimed Latina money expert, educator, speaker, writer and business coach. She became an accidental entrepreneur after a job loss led her to create a successful Latin food blog.  Now, she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom.  Jannese has been featured in CNBC, NPR, Buzzfeed, Business Insider, and more. She is on a mission to educate marginalized communities on topics like entrepreneurship, investing and building generational wealth through her personal finance podcast, Yo Quiero Dinero. GUEST SOCIAL + WEBSITE: Instagram TikTok Facebook Twitter Website ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis

If you're reading this, you likely currently have or have had credit card debt. So how do we take action to mitigate risk and stop giving huge amounts of money to greedy credit card corporations? Sami gets candid about her own experiences with credit card debt, why people find themselves drowning in it, and ways you can pay down that debt. She also explains the importance of credit scores, emergency funds, and getting your money mindset right before diving into using them strategically. If you're struggling with credit cards in any capacity, this episode is for you. In this episode, Sami chats about: Why people find themselves in credit card debt + why that debt has spiked in the last 3 years  How Sami's family is jumping back into using credit cards strategically + healing financial trauma  The importance of credit scores and why they actually matter  How to pay off credit card debt and 3 proven strategies to mitigate credit card debt risk  Credit card balance transfers, travel hacking, points and rewards + more SPONSOR(S): Not Another Personal Finance Podcast: Listen and subscribe to their podcast TODAY! MENTIONED IN THE EPISODE: Easy Budget's Debt Snowball Calculator Aunt Kara's IG Capital One Venture X  PAST EPISODES YOU'LL ENJOY: EP. 109 TRAVEL HACKING + LIVING BY YOUR OWN RULES EP. 115 PAYING OFF DEBT: SNOWBALL VS. AVALANCHE EP. 134 DON'T F WITH THE IRS ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Audio Engineer + Editor: Garrett Davis Podcast Support + Artwork: Weir Digital Marketing Research: Vee Weir

Nika Booth, award-winning debt expert and woman behind @debtfreegonnabe, joins the podcast to discuss all things six-figure debt free journey, student loans, and Instagram Finfluencer fame.  We talk about the importance of taking care of yourself, avoiding Dave Ramsey or any strict personal finance advice, building in fun money, and making sure your budget fits your life.  @debtfreegonnabe has been featured in Business Insider, Bankrate, CNBC, and Yahoo Finance, just to name a few. Nika has amassed an impressive following of 70k+ on Instagram and helps people slay debt without sacrificing fun.  In this episode, Nika and I chat about: How a 35 day furlough lit a fire under Nika to start her debt free journey  The dangers of under-withholding and not filing taxes (hint: don't do this) Why community has been essential during Nika's debt payoff journey Instacart, Mercari, Receptionist and the catch-22 of gazelle intensity + side hustles  Balance, boundaries, and stepping away from chasing the algorithm + more MENTIONED IN THE EPISODE: Don't F With The IRS Mercari Sell Your Sh*t On Mercari Demolish Your Debt Resource Guide GUEST BIO: NIKA BOOTH In 2018, Nika got serious about her debt and became passionate about all things personal finance. Today, she's an award-winning personal finance content creator and a go-to expert on money, debt, and student loan repayment.  @debtfreegonnabe has been featured in Business Insider, Bankrate, CNBC, and Yahoo Finance, just to name a few. Nika has amassed an impressive following of 70k+ on Instagram and helps people slay debt without sacrificing fun.  GUEST SOCIAL + WEBSITE: Instagram TikTok Facebook Twitter Website ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis

At the end of the day, your budget is a lot like hot weather and articles of clothing: you can only cut so much before it becomes problematic. And that's what we're tackling today on A Sunny Side Up Life Podcast. Sami discusses the unnecessary guilt and shame surrounding things we can't control, like the current inflation rate, and how to combat these feelings and our finances during periods of monetary struggle. In this episode, Sami chats about: Actionable steps to take when you feel out of control with your money How personal finance procrastination relates to a junk closet The importance and power of building consistent habits with budgeting Guilt and shame over money mistakes, being worthy of more than financial struggle, + more SPONSOR(S): Price Of Avocado Toast Podcast: Listen and subscribe to the Price of Avocado Toast Podcast TODAY PAST EPISODES YOU'LL ENJOY: Facing Your Fears Money Is Emotional  Getting Through The Darkness ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis

Rachel Rainbolt, founder of Sage Family, and gentle parenting, natural homeschooling, and simple living mentor, joins the podcast to discuss money, parenting, homeschooling, and minimalism. With a master's degree in marital and family therapy, she has spent decades guiding thousands of overwhelmed families to peace and joy.  Today, we discuss putting on your oxygen mask first, normalizing different money habits than what we grew up with, living out loud in front of your kids, and living an intentional life. In this episode, Rachel and I chat about: How to live a natural homeschooling, gentle parenting, simple living life The Bucket System, Launching Funds, + paying off $600k+ in debt Giving your kids a seat at the table when discussing money The intersectionality of money and intentional living What is geo-arbitrage and house-hacking Flipping your perspective on “negative” situations + more SPONSOR(S): Not Another Personal Finance Podcast: Listen and subscribe to their podcast TODAY! Sage Money: Learn simple personal finance tactics that will honor your needs and dreams through money storying, debt freedom, conscious spending, intentional banking, smart investing, and financial independence.   MENTIONED IN THE EPISODE: Sage Family: Debt Freedom With Sami Womack Shining A Light On Simple Living + Gentle Parenting With Rachel Rainbolt  Sexuality With Amy Lang FIND SAGE FAMILY ONLINE + SOCIAL MEDIA HERE: Rachel's Instagram Page Rachel's Website Rachel's Podcast   Rachel's Courses GUEST BIO - RACHEL RAINBOLT: Rachel Rainbolt, founder of Sage Family, and gentle parenting, natural homeschooling, and simple living mentor, joins the podcast to discuss money, parenting, homeschooling, and minimalism. With a master's degree in marital and family therapy, she has spent decades guiding thousands of overwhelmed families to peace and joy.  ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis

As someone who has gone from half-a-million dollars in debt to a quarter-million dollars positive net worth in one decade, I've made money choices that have changed the course of my entire life.  In this solo episode, I unpack these decisions, go through my 5 bank account method, and validate doing what's best for you and not what society says you should do. In this episode, I chat about: Our decision to go from 3,200 square feet to 600 square feet The importance of checking your net worth & cash-flowing purchases  Why temporary sacrifices are worth it for long-term happiness How to organize your bank accounts + more SPONSOR(S): Digital Budgeting System: If you want an automated, color-coordinated, simplified, and gorgeous way to organize your money…you're in the right place! This is a simple 6-tab spreadsheet system hosted through Google Sheets, full of formulas + shortcuts. MENTIONED IN THE EPISODE: Creating an Intentional Life In a Consumer Culture 5 Bank Account Method Visual Ally High Yield Savings Account ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis

Lexa VanDamme, queer personal finance coach and creator of The Avocado Toast Budget, joins the podcast to discuss her mission: to teach people how to save, pay off debt, invest, and finally feel confident with money. We discuss her entrepreneurial journey, why she thinks Dave Ramsey is old news, and how to succeed with money when living with a mental health disorder. Lexa has been featured on Business Insider, Time, + CNBC and has a social media following of over 500k. In this episode, Lexa and I chat about: How shame and guilt shapes our perception of finance The power of empathy and grace when it comes to spending habits Step-by-step actions to take if you're overspending OR a new budgeter Navigating mental health and money with the magic of automation 3 issues Lexa has with Dave Ramsey + his stagnant Baby Step Program The slippery slope of “real” numbers + more SPONSOR(S): Price Of Avocado Toast Podcast: Listen and subscribe to the Price of Avocado Toast Podcast TODAY 1:1 Budget Coaching:  1:1 Coaching Sessions are for 12-weeks of fully personalized support. Together we'll organize your bills, spending, debt, and savings goals. I'll help you get a system in place that will set you up for success for years to come. I'll be there to hold you accountable, talk you through building new habits, and help you adopt a positive mindset towards your life!  MENTIONED IN THE EPISODE: Financial Survival Guide GUEST BIO: LEXA VANDAMME Lexa VanDamme is a queer identifying personal finance coach and creator of The Avocado Toast Budget. She joins the podcast to discuss her mission: to teach people how to save, pay off debt, invest, and finally feel confident with money. Lexa has been featured on Business Insider, Time, + CNBC and has a social media following of over 500k. GUEST SOCIAL + WEBSITE: TikTok Instagram Facebook Website ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Sqad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis

Money is usually a topic no one speaks of. But we need to because our relationship with money can creep into all areas of our life.Thankfully, my guest, Sami is a money expert and is here to speak to us about how we can foster a healthy relationship with money. In our conversation, we take a deep dive into the misconceptions surrounding money, taking control of our finances and how money can be used as a tool in our lives.Thank you to our sponsors:Dry Farm WinesIf you enjoy a glass of wine but are also trying to be intentional with what you put into your body, look no further. Dry Farm Wines provides only the best, organic and biodynamic wine from all over the world. Their selections are beautiful and healthy. As a Mama's Roots listener, enjoy an extra bottle of wine for $0.01 with your first order by using this link: Dry Farm WinesFind Nicolette here:Nicolette's WebsiteNicolette's InstagramHave an idea for an episode? Feel free to shoot me an email at nicolette@mamasrootsareshowing.comSami's Information:Sami's WebsiteSami's PodcastSami's InstagramSami's Resources

Sami is back in season 1 of the new and improved A Sunny Side Up Life Podcast. In this solo episode, Sami talks about the emergence of influencer marketing, why you must be intentional about turning away from materialism, and her personal experience with drowning beneath the weight of things. In this episode, Sami chats about: How Sami got caught up in consumerism through the auction industry The insidious nature of influencer marketing + how to spot it Finding balance between YOLO consumerism + financial responsibility Why figuring out what you need vs. what you think you need is important What you need to do to combat consumerism in your everyday life, working backwards towards your goals, + more SPONSOR(S): Price Of Avocado Toast Podcast: Listen and subscribe to the Price of Avocado Toast Podcast TODAY! MENTIONED IN THE EPISODE: Taking Stock By Jordan Grumet Journey To Launch Episode 281-Lessons About Living From The Dying And Finding Balance Between YOLO & Protecting Your Financial Future W/ Jordan Grumet PAST EPISODES YOU'LL ENJOY: Your Income Doesn't Define Your Wealth Unsubscribing From The Hustle Culture Learn To Rest Not Quit ASSUL RESOURCES: 1:1 Coaching With Sami: Apply today YouTube: Subscribe for free  Instagram: Follow me on the ‘gram  Facebook: Follow me on Facebook The Sunny Squad: Join the VIP Facebook Group SHOW INFORMATION: A Sunny Side Up Life A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most. Learn more at: https://www.asunnysideuplife.com    HOST BIO: Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. DISCLAIMER(S): This show may contain affiliate links or links from our advertisers where we earn a commission or direct payment. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. CREDITS: Podcast Support: Weir Digital Marketing Podcast Artwork: Weir Digital Marketing Audio Engineer: Garrett Davis

Sami Womack is the brains behind A Sunny Side Up Life. She's a budgeting coach and host of a chart-topping podcast. Her family's story of paying off $490,000 of debt has been featured on numerous major platforms. Sami began this journey back in 2014 with her high school sweetheart, Daniel, and their three daughters. Since then, they've taken control of their finances, did a major housing downsize, became debt-free, cash-flowed vehicles, and have recently purchased 18 acres to build their dream home among the East Texas pine trees. When she's not downing caramel coffee and rocking a little girl on her hip, Sami is creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. In this episode you'll learn: The steps Sami and her family took to pay off their six-figure debt How Sami and her husband got on the same page about money Lessons that she teaches her daughters about money Connect with Sami: Website: https://www.asunnysideuplife.com/ Instagram: https://www.instagram.com/asunnysideuplife/ Facebook: www.facebook.com/asunnysideuplife YouTube: www.youtube.com/c/asunnysideuplife  Connect with us: Instagram: @richbyintention  Twitter: @richbyintention  Get our FREE cheat sheet to get on the same page about money with your partner, Click Here.

Today's episode features Sami Womack with A Sunny Side Up Life. Sami shares with us how she and her husband, Daniel, paid off $490k of debt! They now have a net worth of over $350k and have shifted their financial priorities to wealth building.  Connect with Sami!  https://www.asunnysideuplife.com/ & on Instagram @asunnysideuplife If you're interested in talking with Haley in further depth about your financial situation, schedule a free consultation here to see if financial coaching is right for you. Schedule free consultation here We want talk with YOU about your highs and your lows so we can normalize conversations about money with normal people. If you are interested in chatting with us and telling your story, or asking us questions, please reach out! Send us an email haley@priceofavocadotoast.com or reach out on Instagram @priceofavocadotoast Do you have a question for us or suggestions for future episodes? Check out our website, linktr.ee/thepriceofavocadotoast, where you can leave us feedback regarding what YOU want to hear more of! You can also email us at haley@priceofavocadotoast.com Follow us on Instagram, Twitter, and Facebook Music and producing done by Bearcatshark. Follow @bearcatshark on Instagram! Music available on all streaming platforms. 

In today's podcast episode, we are joined by Sami Womack, financial coach and founder of A Sunny Side Up Life, who reveals how she and her husband went from $490,000 in debt to debt-free in three years. Today, Sami works with women all over the world to live their best lives by teaching goal setting and budgeting techniques. Listen in as Sami shares her inspiring story about her debt-free journey!In this episode we talk about:The realities of a debt-free journeyLiving a minimalist and intentional lifeDeciding what types of expenses to cut back onSpending intentionallySinking fundsConnect with SamiWebsiteInstagram: @asunnysideuplifePodcastFREE Resources by Save Live Thrive™2022 Goal Setting Workshop WorkbookOrganize Your Finances WorkbookMini Digital Budget PlannerProducts by Save Live Thrive™:Digital Budget PlannersThe Budget Pro SpreadsheetFinancial Education Programs by Save Live Thrive™The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!Follow on InstagramFollow on TikTokJoin our NewsletterHelp the Thrive With Money Podcast grow! Follow this link to leave a review.Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, insurance, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, insurance, or investment professional.Music written by Chris Glassman

If you received a $1 million inheritance, how would that change your life? How could you take that blessing and make it your way out of a job you don't enjoy? That's what an anonymous listener wants to know.  I share my thoughts on what I'd do with a $1 million inheritance.  Also, we learn how Sami Womack increased her net worth to $350,000 by age 33! EPISODE RESOURCES Firstly:  Smart budgeting tools and real-life advice to get you on the path to family financial wellness. Learn more today!  Arrived Homes:  Easily invest in rental homes. Buy shares of properties, earn rental income and appreciation.  Inheritance Tax:  Who Pays & Which States XY Planning Network A Sunny Side Up Life:  Sami Womack The Good Word Article:  The "Do Something for Nothing" Movement Started With a Free Haircut (Positive.News) Guest Bio – Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 190,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. OTHER EPISODES YOU MIGHT LIKE Family Wealth and Happiness:  10 Steps to a Better Tomorrow (Today) How We Paid Off Our 15 Year Mortgage in 5 Years 50% to 10%:  Why We're Happy Saving Less in FIRE Journey MKM RESOURCES MKM Coaching:  Request your free 15-minute consultation YouTube Instagram  Voicemail Merch Store DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

About Sami Womack Sami Womack is the brains behind A Sunny Side Up Life. She's a budgeting coach, host of a chart-topping podcast and runs a growing YouTube channel. Her family's story of paying off $490,000 of debt has been... READ MORE The post Going against the grain with your finances | Sami Womack appeared first on .

There will always be seasons where you feel the need to rest and others where you feel the need to hustle — both are necessary and normal. I'm sharing my best advice about productively resting and I'm letting you in on some sneak peeks in A Sunny Side Up Life's future! IN THIS EPISODE, SAMI SHARES ABOUT: A reminder to everyone that seasons of rest and seasons of hustle are normal Advice on how to know when to rest Sneak peek on what's ahead for A Sunny Side Up Life RESOURCES MENTIONED: Start Your Budget Here 5-Day Challenge Digital Budgeting System Worksheets Your Sunny Money Method Course 1:1 Coaching with Sami —> Sami's YouTube Channel 

Money and budgeting can be so daunting sometimes. There's so many different ways you can make money work for you but where does one even begin? That's where my guest, Sami Womack, comes in. On this week's episode, we talk about how her family looks at money differently, getting out of debt, and how taking control of your finances can lead to more time with family because time truly is precious.More About SamiSami Womack is the brains behind A Sunny Side Up Life. She's a budgeting coach, host of a chart-topping podcast and runs a growing YouTube channel. Her family's story of paying off $490,000 of debt has been featured on numerous major platforms.Sami began this journey back in 2014 with her high school sweetheart, Daniel, and their three daughters. Since then, they've taken control of their finances, did a major housing downsize, became debt-free, cash-flowed vehicles, and have recently purchased 18 acres to build their dream home among the East Texas pine tree.When she's not downing caramel coffee and rocking a little girl on her hip, Sami is creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.Sami's Website: https://www.asunnysideuplife.com/Sami's Instagram: https://www.instagram.com/asunnysideuplife/Sami's Facebook: https://www.facebook.com/asunnysideuplifeSami's Podcast: https://www.asunnysideuplife.com/podcastSami's YouTube: https://www.youtube.com/channel/UCB2kPZ11_rI9gT94da7cQHQ--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------Weird Mom Website: https://weirdmompodcast.com/ Weird Mom Instagram: https://www.instagram.com/weirdmompod/ Weird Mom Facebook: https://www.facebook.com/WeirdMomPodcast/Weird Mom YouTube Channel: https://bit.ly/38FtlZI--- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

The future is female, and in this International Women's Month episode on A Sunny Side Up Life, we speak to why this is an absolute truth. The gender pay gap, divorce statistics and the reality of predatory practices like the pink tax, make financial literacy for women not just a luxury -- but a necessity.  We are claiming a seat at the table -- and it's long overdue. IN THIS EPISODE, SAMI SHARES ABOUT: Why collaboration is more impactful than competition The wealth gap, divorce statistics, financial abuse and things that women are faced with on a daily basis The importance of financial literacy Women that empower other women on a daily basis RESOURCES MENTIONED: Divorce statistics for women @brokeblackgirl Financial Abuse statistic @brokeblackgirl `10 Women to follow for Money Advice @delyannethemoneycoach⁠ @herfirst100k @savemycents @veefrugalfox @jasminetillery / @blackpfcommunity⁠ @financiallifocused @thebrokeblackgirl @aunt.kara⁠ @sugarandmoney⁠ @nerdsguidetofi⁠ 1:1 Coaching with Sami —> Sami's YouTube Channel

In this episode, Morgan from @holisticbucks shares with us her journey to becoming a wealth coach and how she actively helps millennial women who avoid their finances, confidently build up their savings and start investing. Taking a holistic approach to money with an abundant mindset and powerful mantras has never felt so good! IN THIS EPISODE, SAMI SHARES ABOUT: How Morgan manifests her money reality and how you can too Creating your own vision board for the life you want to live (and how that actually helps you) Doing affirmation exercises to speak your dreams and desires into existence Learning about “I am” statements RESOURCES MENTIONED: Mastering Your Money Mindset E-Book [Book] Rich Dad, Poor Dad [Book] The Power of Positive Thinking [YouTube] The Rice Experiments Subscribe to Sami's YouTube Channel >> Podcast Home Page Leave a Podcast Review FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog  WHO IS OUR GUEST? Morgan is the founder of @holisticbucks and a DIY investor. She believes the best way to financial freedom is through blending both finances and wellness to improve your overall health and break bad habits. Her lifelong goal is to build wealth and attain financial freedom so that she can live a life she loves, and help others to do the exact same. When Morgan's not overly obsessing over the next best stocks, you can catch her traveling, writing poetry, or with a good solid book. Instagram | Website | Services | Resources WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 150,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method. ⁠

Did you know that Americans spend roughly $730.2 Billion (yes that was Billion with a B) on Christmas, and the average family spends over $1,000 extra on gift giving. I don't know about you but Corona has done a number on our finances already this year (amen, anyone?) It's easy to think about the now, the joy, the giving, the decor, the ornaments, Christmas cards, treats, and spirit. But what about January? How will you feel when the credit card bill comes or you find that gift broken and stashed under a bed in a few weeks? Not trying to be a Debbie Downer over here but sometimes it helps to be reminded of these things when we're caught up in the moment. So, how can this email help you create your Christmas budget (with some creativity) so that in a few weeks you're not feeling all the guilt of going a smidge overboard? I'm so glad you asked! This week I got to sit down with Sami Womack from A Sunny Side Up Life and hear more of her amazing story. Going from $490,000 in debt to debt free in 4 years! We both share a love for Dave Ramsey and living life wisely when it comes to spending and budgeting. She has so many resources on her website and in this podcast episode that can help you this Christmas season and beyond. Let's go deeper into budgeting (not just around the holidays), but all the time. Yes, budgeting now, in the thick of it is SO helpful and necessary but keeping a budget year round is where your money's at (see that pun!). 3 STEPS TO ORGANIZE YOUR PHONE PHOTOS: http://jbrazeal.com/phonephotos COMMUNITY FACEBOOK GROUP: https://www.facebook.com/groups/theunhurriedlife THE UNHURRIED LIFE SHOW NOTES: https://jbrazeal.com/blog/lifestyle/christmas-budget/

As Millennials, we live with the guilt of killing thousands of industries per day. We're lazy and we expect things to be handed to us with no effort. We need safe spaces and avocado toast to make it through the day. We have debt up to our eyeballs, get married later in life and think of plants and dogs as our kids. If you've ever heard our generation chalked up to these tropes, Episode 118 is for you. Katelyn Magnuson joins Sami on A Sunny Side Up Life Podcast to discuss how Millennials are blazing their own trails and changing the conversation around norms. Especially money norms. IN THIS EPISODE, WE CHAT ABOUT: Intentional financial goal setting How Millennials are changing money conversations The different stigmas that our generation is breaking Women taking the position of power players and leaders in the money-making and money-handling role RESOURCES MENTIONED: [Katelyn's article] Why Dave Ramsey's Financial Advice Is Toxic AF Subscribe to Sami's YouTube Channel >> Podcast Home Page Leave a Podcast Review FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog  MEET OUR GUEST Katelyn Magnuson is the founder of The Freelance CFO, an organization that helps millennials and beyond master their money knowledge and grow their financial freedom. Through her trainings, social media presence, and sought-after one-on-one coaching, she empowers “millennials to create the life of their dreams with businesses that support their goals and are not only fun, but profitable.” She has been featured on US News & World Report, The Financial Diet, Betches, Nicki Swift, CreditCards.com, Bitches Get Riches, and countless podcasts. Combining her education and years of experience as a tax analyst and controller, Katelyn has discovered the power of investing in personal money management. She believes you can automate your money to hit big financial goals and still buy the latte. It is her mission to help millennials everywhere release financial frustration and embrace complete success. Instagram | Facebook | Website WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 150,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

⁠In this flipped episode of A Sunny Side Up Life, Sami is on the other side of the proverbial desk. Vee from Vee Frugal Fox asks Sami about everything from personal finance and ice cream flavors to who she voted for in the 2020 election and why she feels a personal responsibility to amplify politics on this platform. You'll want to listen to this! IN THIS EPISODE, SAMI SHARES ABOUT: Her pet peeves about the #debtfreecommunity Who inspires her the most What her favorite ice cream flavor is The 2020 Election and politics on her platform What is one thing she would tell her past self if she could go back in time What money mistakes she made that she wants her girls to avoid? RESOURCES MENTIONED: —> Sami's YouTube Channel

In this episode, Kaitlin from @thebeamlife shares why she's so passionate about women's empowerment; and how she's helping women dive deep to discover their wildest dreams, gain the confidence to become the most fierce versions of themselves, and build endurance to keep going during the hard times. Plus, Kaitlin spills all the details on her recipe for success: fitness, nutrition, goal setting, and morning rituals. IN THIS EPISODE, WE CHAT ABOUT: Kaitlin's personal journey from fashion student in New York to fitness coach in Los Angeles The steps she took to grow from overweight to a personal trainer Best advice for women wanting to start their own personal development journey Actionable tips for fitness, nutrition, goal setting, and morning routines Advice for moms with young kids who want to wake up early RESOURCES MENTIONED: [Book] 5 AM Club by Robin Sharma [Book] The Miracle Morning by Hal Elrod [Book] The ONE Thing by Gary W. Keller and Jay Papasan [The BEAM Life Podcast] Developing a Financial Mindset and Heartset with Sami Womack Subscribe to Sami's YouTube Channel >> Podcast Home Page Leave a Podcast Review FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog  MEET OUR GUEST Katie Anthony is a mother, entrepreneur, professional fitness coach, lifestyle blogger, and the founder of The BEAM Life, a podcast and company dedicated to empowering women and helping them live purpose-driven lives.   Kaitlin uses her own experiences to coach others in working through and overcoming their own obstacles.  Her favorite things to do, when she's not coaching or creating content, are being outdoors, getting in a good sweat sesh, shopping, and spending quality time with family and friends. Kaitlin lives in sunny Los Angeles with her daughter, partner, and 2 rad black cats.  Instagram | Website | Podcast | YouTube WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

In this episode, @winningtowealth shares the ups and downs of his family's debt-free journey, simple investment tips to reach FIRE, and why financial independence should be considered a form of social activism for POC and allies. Plus, Michael will walk us through how he and his wife got on the same page about money, how his daughter changed his goals, and the effects COVID has had on his career. IN THIS EPISODE, WE CHAT ABOUT: What helped his wife get on board with budgeting Advice for a partner who's objective to a debt-free journey How the birth of his daughter changed his financial goals How he handled being laid off twice Simple investment strategy to reach FIRE (Financial Independence Retire Early) Why financial literacy is so important for POC Why financial independence is considered a form of social activism for POC and allies  How being financial secure helped Michael be more active in his community and with his family His advice on what allies of BLM can do to support the movement RESOURCES MENTIONED: [Book] The Black Tax by Shawn D. Rochester [Book] The Color of Law by Richard Rothstein [Winning To Wealth Podcast] Should Financial Independence Be Considered a Form of Activism? [Winning To Wealth Podcast] 034 | How Eliminating $490,000 In Debt Brought This Family Closer Together | Sami Womack [Podcast] Ep. 107 Taking on Racism in The Debt Free Community with guest Jasmine Tillery [Podcast] Ep. 94 My Take on #blacklivesmatter Movement Subscribe to Sami's YouTube Channel >> Podcast Home Page Leave a Podcast Review FOLLOW ME FOR MORE MONEY INSPO Instagram | YouTube | Podcast | Facebook | Pinterest | Blog  MEET OUR GUEST Michael Lacy is the voice behind the award-nominated podcast Winning to Wealth where he shares inspiring interviews designed to help millennials grow their net worth by paying off debt, increasing their income, and make wise investment choices.  Michael and his wife, Taylor, paid off $61,000 worth of debt in 16 months and are now on track to reach early retirement by age 40. His work in personal finance has been seen in major publications like Forbes and CNBC. Instagram | Blog | Podcast | YouTube WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

In this episode, @aunt.kara shares where to start with travel hacking, how to not get overwhelmed by the process, and some fun stories about her family's trips. Plus, she gives us a look inside of her well-rounded lifestyle and wealth-building strategies. IN THIS EPISODE, WE CHAT ABOUT: Her advice for building retirement and financial independence Kara's take on Dave Ramsey's path to wealth What exactly “lifestyle creep” is and how to avoid it Where to start with travel hacking How to not feel overwhelmed by travel hacking Her family's favorite places to travel and how much she's saved RESOURCES MENTIONED: [Kara's Instagram Highlight] Lifestyle Creep [Kara's Mentioned IG post] https://www.instagram.com/p/CD6iF1qnadp/ [Sami's New Video] Fall In Love With Dollar Tree Decor Subscribe to Sami's YouTube Channel >> Podcast Home Page Leave a Podcast Review MEET OUR GUEST Aunt Kara lives in the Midwest and is a wife of 26 years, a mom of two teenagers, and an aunt of millennials. She has both a Bachelors's and Master's degree in Information Technology and is in her 26th year of a career in corporate IT. She loves beaches, summer, her family, 80's music, and her dog, Lucy. Not necessarily in that order! She and her husband Marc have built a financially stress-free life for themselves with two homes paid off, two fully-funded 529s, and maxed-out retirement accounts. Kara is a firm believer in living beneath her means, focusing on long-term goals, and still having fun along the way. She loves to travel – so much so that she learned how to do it at a fraction of the cost, saving over $65,000 by travel hacking – a topic she discusses weekly on Instagram. Instagram | auntkara.com (coming soon) WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

"I was very disappointed to see people that I considered leaders in the space drop the ball, and as a Black Woman I kind of felt excluded." -Jasmine Tillery In this episode, Jasmine Tillery from @moneyandmomming + @blackpfcommunity shares with us why improving financial literacy is crucial to Black communities. She shares how she's helping to change the conversation, and what others in the Debt Free Community can do as well. Plus she shares her best advice for other parents wanting to change their family trees and build generational wealth. IN THIS EPISODE, WE CHAT ABOUT: How to talk to your kids about money and promote education and generational wealth How Jasmine went from her parents paying for her undergrad degree to graduating with her Master's and a large amount of student loan debt Her take on the Black Lives Matter movement and why advocacy and allyship is so important in the Debt Free Community What personal finance leaders and influencers could have done better following George Floyd's murder How and why the conversation around financial literacy needs to change in Black and POC communities How White people can help to change these conversations and make a difference Why Dave Ramsey's response to racism was problematic and what he could have done better RESOURCES MENTIONED: @blackpfcommunity on Instagram Jasmine's Money & Momming Coaching Services Sami's Reaction to Dave Ramsey's Racism Video Ep. 94 My Take on #blacklivesmatter Movement Subscribe to Sami's YouTube Channel >> Podcast Home Page Leave a Podcast Review MEET OUR GUEST Jasmine Tillery is a wife, mom, and engineer from New Jersey who loves all things personal finance. Since starting Money & Momming ™ with just an idea and a few Instagram posts about her family's debt free journey to now coaching thousands of other families on their finances. Jasmine is also the founder of @blackpfcommunity on Instagram where she encourages Black personal finance bloggers, educators, and influencers to share and connect. Instagram | Website | Twitter WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

⁠Most of us just want to be happy and live a mostly simple life. But how do we make that a reality?⁠ ⁠ This week, Christine White is joining me to explain how achieving simplicity with your money, food, home, spills over into every aspect of your life and helps to improve your mental health. Plus, she's giving us all the details on her cross-country move to break free from depression and to start working from home.⁠ IN THIS EPISODE, SAMI + CHRISTINE CHAT ABOUT: How to have a mostly simple life⁠ ⁠ How Christine created her dream life⁠ ⁠ Why intentionality with your money, food, home, and life, spill over into every aspect of your life⁠ ⁠ What role mental health plays in your intentional living journey⁠ ⁠ Practical tips to help you start living a simple life⁠ ⁠ Why she moved across the country last year for her mental health⁠ ⁠ How she and her husband reached their goal to both work from home⁠ RESOURCES MENTIONED: [Christine's new Life Coaching] Christine Lynn Coaching [Christine's Freebie] Powerful Prompts Journaling Kit [Free On-Demand Workshop] Conquer Your Food Budget feat. Christine White [Podcast] EP. 18 How To Create A Budget-Friendly Meal Plan Subscribe to Sami's YouTube Channel >> Podcast Home Page Leave a Podcast Review MEET OUR GUEST Christine White lives in Colorado with her husband and two pups. She is fueled by sunshine, murder mystery books, and giant mugs of coconut creme coffee. Christine helps women simplify their lives through practical things like budgeting, meal planning, decluttering, and creating healthier habits at her blog, The (mostly) Simple Life. When the necessities of daily life are taken care of, there is more time and energy for what matters most! Instagram | Podcast | Website | Pinterest WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

What if I told you that your clutter isn't just stuff taking up space in your home? It's actually taking up space in your mind and your budget. This week, I'm joined by decluttering pro Katy Wells. She's sharing tips on how to start getting rid of stuff, how to break free from impulse shopping, and how minimalism can help your budget too. IN THIS EPISODE, SAMI + KATY CHAT ABOUT: Why decluttering is so important Why stuff isn't just stuff, and how clutter affects your mental health How to be okay with throwing things away Simple tips for beginners How can this help us live a better life in the big picture Positive effects of decluttering How Minimalism + Budgeting real go hand-in-hand like sisters How to break free from impulse shopping How to say no to what doesn't serve us RESOURCES MENTIONED: [Katy's Podcast] EP. 57: Four Ways to Supercharge Your Financial Freedom with guest Sami Womack [Freebie] Declutter Survival Guide 6 ways to combat impulse shopping https://www.instagram.com/p/CBTWJbFH7AL/ 9 Reasons you may buy things you don't need https://www.instagram.com/p/CBdrlBiHwLu/ 16 things to do instead of buying things https://www.instagram.com/p/CBvAJyAHmdr/ [Sami's YouTube Video] Mom Bedtime Clean Up Routine Subscribe to Sami's YouTube Channel >> Podcast Home Page Leave a Podcast Review MEET OUR GUEST Katy Wells is a declutter expert and host of the top-rated podcast, The Maximized Minimalist. Her passion is to help moms simplify so they can ditch the overwhelm and love motherhood. She is on a mission to help women find freedom from the piles of stuff and transform their home from a time-sucking, full-time job, into a sanctuary and place they love to raise their family. She offers online challenges, courses and guides to help women live more joyfully, by having less. Instagram | Podcast | Facebook WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

On today's episode I get the ultimate privilege of speaking with Beam Babe, Sami Womak.  I'm so amped to have her on the show with us today to share her story as well as provide some insight on how to get develop a healthy mindset and heartset around money.  Open your hearts and minds Beam Babes and get your pens ready because you're going to want to take notes for this one.  Sami is the brains behind A Sunny Side Up Life, a business that helps women get through dark times and experience the life-altering magic of intentional living. Her weekly podcast has been downloaded over 100,000 times, and her story has been featured on The Purpose Show with Allie Casazza, The His & Her Money Show, and The Mother Like A Boss Podcast. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their families finances by downsizing, budgeting, and changing habits. From this experience, her business, A Sunny Side Up Life, was born. If you're not following her on Instagram @asunnysideuplife I highly suggest you do that right now! RESOURCES MENTIONED IN THIS EPISODE: Sami's Resource Library Rich Dad, Poor Dad The Total Money Makeover #debtfreecommunity A Sunny Side Up Life Podcast Magic + Money Free Course Digital Budgeting System Worksheets  Your Sunny Money Method (Save $10 on the full budgeting course) 1:1 Coaching waiting list If you feel totally BEAMing after this episode, I'd LOVE your feedback.  Would you take a minute and click here to leave a review?  That's the ultimate compliment.  You can also connect with me anytime on instagram @thebeamlife.  

As women, we spend way too much time stressing about perfection in our eating and toggling between an all-or-nothing approach to healthy living. In this episode, Kristin Dovbniak shares with us how to ditch dieting, simplify nutrition, and uncomplicate eating so we can eat well and live well, without stress or restriction. IN THIS EPISODE, SAMI + KRIS CHAT ABOUT: Why many women have an on-again, off-again approach to healthy living How “dieting” can actually be harmful Why it's important to choose self-care over self-control Why balance is the most important part to healthy living What healthy/balanced eating actually looks like Advice for other women struggling with their body image, self-worth, and overall health RESOURCES MENTIONED: [IG video] Four Tips for creating a healthier relationship with food [Free Web Class] 8 Secrets To Balanced Eating Subscribe to Sami's YouTube Channel >> Podcast Home Page Leave a Podcast Review Did you know I have a course to help you with 5 main areas of your life!?! Click here to learn more >> MEET OUR GUEST Kristin Dovbniak aka Healthy Mama Kris, helps women take the stress out of healthy living, uncomplicate eating, and find their beautiful balance, with food and life. She's a born-and-raised New Englander, sailor wife, and mama to two sweet and spunky little ladies. She's also a holistic health coach, certified intuitive eating counselor, podcaster, and trained chef. Through her own struggles with food and on-again-off-again dieting, she found freedom. Freedom grew into an obsession, and eventually into a passion for helping other women through the Healthy Balanced Mama Podcast and other resources. Instagram | Podcast | Website WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

In celebration of my 100th podcast episode, I wanted to something really special and fun - cue inviting my three crazy children to be my guests! This week, I'm interviewing my daughters, June (9), Izzy (6), + Melly (4). I'm asking them all about their favorite things, what they'd do with a million dollars, the pros and cons of living in a tiny house, their dreams for the new house, and so much more.  IN THIS EPISODE, SAMI ASKS THE GIRLS: Money What do you want to be when you grow up? What are your future money goals? What would you buy with a million dollars? What do you wish we splurged on more often? What was it like holding that $10k for the boat? Do you understand why we have a budget? What exactly does that mean? What advice would you give to other kids? Parents/Family What's your favorite thing we do as a family? Do you know your mom inspires others? How does your mom inspire you? What is one thing you really love about your mom? What is your favorite thing to do with your mom? Why are you proud of your mom? House What has it been like living in this tiny house? Favorite thing + Least favorite thing? What are you most excited about at the new land/new house? What would you like your new house to look like? What color do you want to paint your room? RESOURCES MENTIONED: June's YouTube Channel - Sparkle With June [YouTube Video] We Bought 18 Acres | Q+A [YouTube Video] Land Vlog Update 1: Building Our Dream Home Subscribe to Sami's YouTube Channel >> Podcast Home Page Leave a Podcast Review I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

After you conquer your budget and overcome your debt, the next step on your journey is to build wealth. In this episode, Deedra is walking us through her family's journey from slaying debt to slaying the real estate game. She's sharing how and why her family has decided to supplement their military retirement with rental properties. IN THIS EPISODE, SAMI + DEEDRA CHAT ABOUT: Plans to supplement her husband's military retirement with rental properties How she is building generational wealth for her 4 children Details on their 3 houses How they switched from hardcore Dave Ramsey/anti-debt people into having 3 mortgages Advice for aspiring landlords RESOURCES MENTIONED: [Podcast] EP. 36 How Budgeting Can Improve All Areas Of Your Family's Life [YouTube Video] Paycheck to Paycheck Budget [YouTube Video] Women In Finance: Episode 1 [YouTube Video] Women In Finance: Episode 2 Subscribe to Sami's YouTube Channel >> Podcast Home Page Leave a Podcast Review MEET OUR GUEST Deedra Boodram is the content creator behind the YouTube Channel SLAY THIS DEBT where she shares frugal living tips, ways to save money and get out of debt and documents her family's journey towards Financial Independence. She is an Army wife to a hardworking soldier and a mother to 4 amazing children. Deedra left her military career to become a stay at home. When she left active duty her family was deep in debt. Initially, they struggled to go from 2 incomes to one as a family of 6. She quickly turned to frugal living and minimalism and worked to increase their income. Through hard work, creativity, and intentional living they were able to become DEBT FREE, paying off over $80,000 in 24 months. Instagram | YouTube WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

We live in a society that's easily swayed by celebrities and social media influencers. At some point, we put these people so high up on pedestals that we started to look up to them for every single piece of advice. Then, when they show their human-side, when they screw up publicly -- or don't show up socially, we feel personally let down. Why though? In this episode, I'm walking you through my own thought process on this topic. I'm sharing about how let down I felt by Dave Ramsey's lack of #BLM support, and how heart-broken I felt about Rachel Hollis' divorce. But I'm also sharing why it's important to remember that even influencers and celebrities are mere mortals, and that the true magic comes when we remember to form our own opinions and be free-thinkers. IN THIS EPISODE, SAMI SHARES ABOUT: Why “Keeping up with the influencers” is like “keeping up with Joneses 2.0” Why “cancel culture” has been growing lately Why it's normal to feel let down by people we look up to My own thoughts on being disappointed with celebrities How to break away from taking their opinions and actions as gospel truth, and remember that influencers are human too Why it's okay to be inspired, but always remember to stop and think for yourself RESOURCES MENTIONED: [Freebie] Resource Library —> Sami's YouTube Channel  [YouTube Video] Reaction to Dave Ramsey's Racism Video [Book] You Are A Badass by Jen Sincero Podcast Home Page Leave a Podcast Review I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

In a generation where busy and chaotic are normal, it takes intentionality to break free and reach for peace. Thankfully, there are amazing women like Jen Brazeal from The Unhurried Life to walk alongside us. In this episode, Jen shares all about how her family transitioned from surviving to thriving. She walks us through how she stopped complaining, how she made her housework easier, and even how she's raising her kids screen-free. Plus, she shares what she wishes she would have known at the beginning of her motherhood. IN THIS EPISODE, SAMI + Jen CHAT ABOUT: Transitioning from surviving to thriving How to break free from the chaotic “normal” lifestyle Learning to live complaint-free Tips for how to batch your life + chores Advice for raising your kids screen-free Resources for photo organization RESOURCES MENTIONED: Subscribe to Sami's YouTube Channel >> [Book] Complaint Free World The Photo Organization Workshop Podcast Home Page Leave a Podcast Review DID YOU KNOW I'M ALSO A YOUTUBER? Yep! I'm back to posting new videos every week on my YouTube Channel + I'd love for you to subscribe so you don't miss any future uploads.   MEET OUR GUEST I'm Jen from The Unhurried Life, I like long walks (with my double bob), gourmet cuisine (with my crockpot), and beautiful things (phone pics of my kids)!  In my past life, I was an elementary teacher turned photographer, after my 3rd babe came into the world I switched gears to podcaster and online educator!  Now I get to help mamas create simplicity in their day too. Instagram | Facebook | Website | Podcast I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

No matter if you're an Aussie mum or an American mama, we're all looking for ways to earn some extra cash, achieve our goals, and give our families a better life. Madonna from Budget Mum is sharing all about the roller coaster ride of her debt-free journey, giving us lots of side hustle ideas, and passing along tons of encouragement for anyone struggling with comparison. IN THIS EPISODE, SAMI + MADONNA CHAT ABOUT: Perspective of a Debt-free journey from an Aussie mum How you can have several ups and downs, and still get out of debt How anyone can earn extra money Best and worst side hustles Personal experiences with side hustles Pros + cons of Multi-Level Marketing Advice for others struggling with comparison and following the “normal” path of society RESOURCES MENTIONED: Subscribe to Sami's YouTube Channel >> Madonna's “Make Money” Blogs [Freebie] Gain access to Sami's Resource Library HERE! Podcast Home Page Leave a Podcast Review DID YOU KNOW I'M ALSO YOUTUBER? Yep! I'm back to posting new videos every week on my YouTube Channel + I'd love for you to subscribe so you don't miss any future uploads. SUBSCRIBE TO MY YOUTUBE CHANNEL >> MEET OUR GUEST Madonna started Budget Mum about four years ago as a way to share her love budgeting and the freedom it brought to her family. She is married with two boys, a self-proclaimed reformed spender, and a part-time high school teacher. Her family is consumer debt-free, and is currently cash-flowing home updates and working towards paying off their mortgage. Instagram | Facebook | Website | Pinterest WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

We all want it - a balanced sweet life. We want to be healthy, happy, and debt-free, but creating that balance isn't always easy. This week I'm joined by Jackie from Sugar & Money. She's breaking down how to achieve balance your own life, how fitness and finances are actually very similar, and she's sharing some #momhacks she's learned while raising her young daughter during their debt-free journey. IN THIS EPISODE, SAMI + JACKIE CHAT ABOUT: How to create balance between all of your goals How Jackie's health and financial journeys have spilled over into each other Tips for frugal vacations How to teach your kids about life balance and the value of a dollar through your daily actions How finances and fitness are alike RESOURCES MENTIONED: Subscribe to Sami's YouTube Channel >> [YouTube Video] How To Get Pinterest Outfits on a Budget [Referral Code] Mercari: Resale Shopping claim your $10 credit at sign up [Book] Girl, Get Your Money Straight by Glinda Bridgforth [Book] The Total Money Makeover by Dave Ramsey [Freebie] Gain access to Sami's Resource Library HERE! Podcast Home Page Leave a Podcast Review DID YOU KNOW I'M ALSO A YOUTUBER? Yep! I'm back to posting new videos every week on my YouTube Channel + I'd love for you to subscribe so you don't miss any future uploads.  SUBSCRIBE TO MY YOUTUBE CHANNEL >> MEET OUR GUEST Jackie Jones is the voice behind Sugar & Money where she shares her journey of finding the balance between living a sweet life and having sweet finances. She's a wife and mother to her adorable daughter, Lolo. Her family has paid off over $70k in debt and are still chipping away at the remaining $30k together. Instagram | Facebook | Website WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

You have a big vision for your life — a dream of where you want to be in the coming years, but how do you make it a reality? And what role does your money play in that vision? Nicole Rule from Greatest Worth is walking us through how to create a 10-year vision for your money, the importance of establishing personal values, and she's also sharing some actionable steps that you can take right away. IN THIS EPISODE, SAMI + NICOLE CHAT ABOUT: What exactly a “vision” is + how it can help you gain financial freedom How to make your own “life plan” aka 10-year vision What to do if a 10-year plan sounds too overwhelming How to take long-term goals and start taking action on them today Tips for finding and developing your own values RESOURCES MENTIONED: [Nicole's Workbook] Know Where You're Going Workbook [Your Greatest Worth Podcast] How To Create A 10 Year Vision [Freebie] Gain access to Sami's Resource Library HERE! Podcast Home Page Leave a Podcast Review MAGIC + MONEY This free 10-day course was designed to help you revitalize your money mindset and rekindle your spark for life. With short actionable lessons this course is perfect for the woman that is ready to overcome the overwhelm of her relationship with money. SIGN UP FOR FREE >> MEET OUR GUEST Nicole Rule is the podcaster and money coach behind Greatest Worth. She's a wife and mom-of-4 who went from $100k of overwhelming debt to financially free in 26 months. That journey led her to start her own business teaching others how to become debt-free by creating a budget based on their values. Instagram | Podcast | Website I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

Living on a budget doesn't have to mean reusing your paper towels or becoming an extreme couponer. Yes — the line between cheap and frugal can get blurry, but Kristin Stones is sharing exactly where to draw that line for yourself. Plus she's letting us in on her favorite frugal living tips, as well as sharing about her own family's journey to financial freedom. IN THIS EPISODE, SAMI + KRISTIN CHAT ABOUT: What it's like to live differently than the “norm” of society Explaining the difference between cheap and frugal Why you don't have to be an extreme cheapskate to be intentional with your money Why budgeting is so important, especially right now Favorite frugal living tips for groceries, beauty, lifestyle, and more Advice for the woman just starting out on her frugal living journey RESOURCES MENTIONED: [Kristin's Freebie] 101 Frugal Living Tips Ebook [Kristin's YouTube] 50 FRUGAL LIVING TIPS That Really Work Download Fetch Rewards use code APREWARDS to earn 3k points — my favorite savings app >> Download ibotta — the OG cashback app >> Download DOSH — the easiest cashback app >> [Freebie] Gain access to Sami's Resource Library HERE! Sami's Digital Budgeting System Worksheets Podcast Home Page Leave a Podcast Review MAGIC + MONEY This free 10-day course was designed to help you revitalize your money mindset and rekindle your spark for life. With short actionable lessons, this course is perfect for the woman that is ready to overcome the overwhelm of her relationship with money. SIGN UP FOR FREE >> MEET OUR GUEST Kristin Stones from Cents and Purpose is a YouTuber, blogger, wife, and mother. Her family paid off $54,500 of debt in under 20 months, and just recently fully funded their $15,000 emergency fund. Kristin helps people learn how to love life on a budget, and she has a heart for helping others get out of debt, reach their goals, and live a positive life. Instagram | YouTube | Website I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

The magic isn't on the other side of the struggle, it's during. It's about who you become and how you bounce back. It's about the obstacles that you overcome. It's about how strong you become in the process. If you can do this...you can do anything! IN THIS EPISODE, SAMI SHARES ABOUT: The importance of living in the fullest way possible How to be successful with your money while also living in alignment with your dreams Why there is always a light in the dark and how to find it Why the process is the “good stuff”, not necessarily the end result The mindset behind seeing the magic in the messy beginning RESOURCES MENTIONED: [Free Course] Magic + Money [Blog] How To Find The Magic Within [Blog] 4 Ways Budgeting Can Boost Your Confidence [Podcast] EP. 82 Searching For The Sunny Side Of COVID-19 [Podcast] EP. 86 Keeping Up With The Joneses: Quarantine Edition Digital Budgeting System Worksheets Podcast Home Page Leave a Podcast Review I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life. She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born. Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living. She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

In a world where frustrated and exhausted parents are the norm, amazing women like Rachel Rainbolt are paving the way in the opposite direction. Rachel shares all about how she shines a light on an alternate path where parents and children are allies and families are free to love life together. She answers all of your questions about homeschooling, gentle parenting, and all of the fears and transitions involved along the way. IN THIS EPISODE, SAMI + RACHEL CHAT ABOUT: Why her family chose to homeschool School at home vs. homeschooling What exactly “gentle parenting” means + how to put it into practice How to break the habit of just “screaming” at your kids The mindset behind getting curious and collaborating with your kids How to deal with aggression between siblings Tips for independent play How to “discipline” while gentle parenting Encouraging words for getting your partner on board with gentle parenting Tips for helping your kids learn to live within simplified boundaries Thoughts behind making sure homeschool teachings are at the same or above level of public education Advice on what to say to homeschool critics Tips for nurturing yourself while your kids are home all-day RESOURCES MENTIONED: Rachel's Books, Classes + Coaching Opportunities [Sage Family Podcast] Ep. 32: Debt Freedom with Sami Womack [Fun Free Downloads] Grab yourself this FREE set of 8 Happy Spring Phone Backgrounds Download DOSH — the easiest cashback app >> Sami's Digital Budgeting System Worksheets Podcast Home Page Leave a Podcast Review MEET OUR GUEST Rachel Rainbolt from Sage Family is a coach, writer, podcaster, and advocate for gentle parenting, natural homeschooling, and simple living, with an MA in Marriage and Family Therapy, and decades of experience guiding families to peace and joy. Rachel works from the Pacific Northwest, where she lives wild and free in connection with her 3 wildlings and the papa bear in their mid-century modern fixer-upper on the beach. Instagram | Website | Podcast I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

As my girl, Vee Frugal Fox says, “It's a global pandemic, not a productivity contest.” However, when our competitive natural instincts come out, and we fuel the fire with endless hours scrolling through social media, we're left with the worst case of “keeping up with the Joneses” our lifetime has ever seen —the quarantine edition. Our emotions are on edge, nothing is normal, people are sick and jobless, but yet we're still finding ways to try to one-up each other, even during COVID. Some of us are purging closet and picking up new hobbies, while the rest of us are choosing Netflix and cookies to cope. And guess what yall!? Both options are okay. In fact, both in one day are even okay. You're allowed to handle this trauma however YOU need to handle this. Cry if you need to cry, make an elaborate schedule if you need some structure, and sleep if you need an escape. We're not here to shame others, or down ourselves —we're here to survive. IN THIS EPISODE, SAMI SHARES ABOUT: Why as humans we're competitive by nature How comparison and competition go hand-in-hand Explanation of “The worst pain you've ever felt, is the worst pain you've ever felt.” Why I believe that we're all warriors in our own way Why slowing down our lives is so difficult and painful for us How our busyness acts as a mask to cover our true messiness Why our emotions are all over the place right now, and how to cope The importance of dealing with our heart issues Why it's okay to deal with this in whatever way you're dealing with it Why this pandemic has felt like an emotional rollercoaster My best advice for what to do and how to handle the quarantine RESOURCES MENTIONED: [A Sunny Side Up Life Podcast] EP. 82 Searching For The Sunny Side Of COVID-19 [A Sunny Side Up Life Podcast] EP. 75 Why True Success Requires Wholeheartedness [Instagram post] @veefrugalfox [Instagram post] @upworthy [Instagram post] @heatherllove >> Sign up for the Robinhood app through my referral link + we'll both receive 1 FREE share of mystery stock! Digital Budgeting System Worksheets Podcast Home Page Leave a Podcast Review I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

I invited Sarah, from NERDS Guide To Wellness, to come on the podcast and share everything she's learned about being a rental property owner. She dug into why rentals are fun, why they make a good investment, how much you should spend on a property. Plus, she shared her family's story, why they chose rentals, and how they broke most of Dave Ramsey's rules. IN THIS EPISODE, SAMI + SARAH CHAT ABOUT: Why rentals are a good investment How much you should spend on a property Tips + advice for newbie landlords Why Sarah believes rentals are a fun way to invest How Sarah and her husband determine that a property is “worth the hassle” How to decide if you need a property manager, a handyman, or other people on staff Cash-Flowing vs. Leveraging Debt Lessons she'll be taking into future purchases with her RESOURCES MENTIONED: The Simple Path to Wealth by JL Collins Retire Inspired by Chris Hogan Sarah's Buy and Hold Rental Property Calculator Chad Carson's Back of The Envelope Math [Bigger Pockets YouTube] Calculating Numbers on a Rental Property Paula Pant's Why The 1% Rule Matters When Deciding Where To Invest Your Money JL Collin's Stock Series Net Worth Tracker [Sarah's Affiliate Link] Avail's Property Management Tool with Online Leases [Sami's Affiliate Link] Fetch Rewards use code DKPKV to redeem 2K points (aka $2)! Podcast Home Page Leave a Podcast Review MEET OUR GUEST Sarah Brandenberger joined the debt free community in 2017 before it was even the #debtfreecommunity! In addition to her day job, she waitressed her way out of debt. Sarah and her husband paid off over $118,000 in consumer debt. With both spouses being natural spenders, super saving and penny pinching their way to financial independence was not appealing. Her husband always dreamed of owning rental properties, and after some research, Sarah was hooked. Today they have 4 houses, one piece of land, and no costumer debt.  Instagram | Website | Facebook I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Ever wonder what exactly rich people do that makes them so wealthy? What do they do in their spare time? Why do they always seem to be getting richer? How do they spend and invest their money?  If you're on a path to debt freedom or financial independence, you've probably asked all of these questions. In this episode, I'm sharing all of the wealthy's secrets to inspire my follow aspiring millionaires. IN THIS EPISODE, SAMI SHARES ABOUT: 10 things wealthy people do How to adopt a millionaire mindset What rich people do with their time How wealthy people spend their money Why rich people stay rich Where the rich invest money What assets make up wealth RESOURCES MENTIONED: [Book] Rich Dad, Poor Dad [Book] Everyday Millionaires [Book] The Millionaire Nextdoor [A Sunny Side Up Life Podcast] EP. 38 The Crucial Link Between Mental Health + Financial Health with Shang from Save My Cents [Savings Account] Ally Bank [Article] 6 Investing Mistakes the Ultra-Wealthy Don't Make [Article] 5 Things Wealthy People Invest Their Money Into [Article] How Millionaires Manage Money Interviews [Article] Chart: What Assets Make Up Wealth? [Article] 10 Things Wealthy People Do to Keep Getting Richer [Freebie] Net Worth Digital Worksheet [Investing App] Robinhood Digital Budgeting System Worksheets Podcast Home Page Leave a Podcast Review   I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Launching a passion project into a business sounds like a huge undertaking. So many fears, doubts, and questions come up when people start exploring the idea of becoming an entrepreneur. Whether you're considering a side hustle, from-home project, or full-time career, there are steps to take and savvy ways to prepare well. In this episode, Heather Divoky, artist and poet from North Carolina, joined us with so much wisdom and inspiration. Heather walked us through her experiences as an art student, her 90-hour work weeks to become debt free after graduation, and how she's now making a living in her chosen field. She also answered all of our burning questions about starting a business and shared some advice for aspiring entrepreneurs. IN THIS EPISODE, SAMI + HEATHER CHAT ABOUT: Heather's journey to becoming debt-free as a working artist Why she hustled working 90 hours/week to get out of debt Why she turned her passion into a business Why cultivating your creativity is vital to your overall life Heather's views on Dave Ramsey + what doesn't work about his plan How to deal with healthcare, taxes, + retirement as an entrepreneur Advice for others wanting to pursue their creative passions as careers Tips on where to start with your business How to determine your prices Lessons learned as an entrepreneur + artist RESOURCES MENTIONED: HealthCare.gov Business Plan >> Sign up for the Robinhood app through my referral link + we'll both receive 1 FREE share of mystery stock![Sami's Affiliate Link] [Sami's Affiliate Link] Fetch Rewards use code DKPKV to redeem 2K points (aka $2)! Podcast Home Page Leave a Podcast Review MEET OUR GUEST Heather Divoky is an artist and poet living and working in Wilmington, North Carolina. She obtained her BA in Art History at Appalachian State University and her Masters in Arts and Culture at Leiden University, the Netherlands. She has worked in the Arts as a creator, curator, historian, designer, and administrator. Her work has been shown nationally and internationally, from Nashville to Raleigh, all the way to Amsterdam. Her primary concern is story-telling through great detail and color. Divoky works with marker, ink, wire, and stained glass, although she is always trying new media and techniques. Instagram | Shop | Portfolio | Facebook I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

The world feels like a really scary place right now. We're facing a pandemic, social isolation, and so much unknown. Our feelings of fear, anxiety, and loneliness are justified and real. In this episode, I'm sharing my heart with you about COVID-19. I'm passing along encouragement, love, and even a little bit of laughter. I'm digging into lessons that we can all learn from this, actionable tips for your mindset and your budget, and a fresh perspective to brighten your outlook.  IN THIS EPISODE, SAMI SHARES ABOUT: Actionable tips for your mindset + your budget during COVID-19 Encouragement for anyone experiencing anxiety, fear, or loneliness The positive outcomes that will grow from this experience Why social distancing is so hard for us Book suggestions for coping with the isolation The lessons I've been reminded of during the panic My opinion on privilege, gratitude, and blessing in the midst of the pandemic Advice on how we can all overcome this RESOURCES MENTIONED: Braving the Wilderness by Brene Brown More Together Than Alone by Mark Nepo The Book of Awakening by Mark Nepo Stuck-at-Home Sale *ends March 24th at 11:59 PM CST Join my Rise + Shine Newsletter Email List >> Save $10 off your first Walmart Grocery Pickup order by using my referral code [Blog] Non-Medical Advice For How To Handle The Coronavirus [Vee Frugal Fox's Blog] Coronavirus and the ‘Poor' @nellycatic Instagram Post @debtkickinmom for Zero-Waste Meals Podcast Home Page Leave a Podcast Review   I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Overspending and impulse shopping are two of the most common ways to bust your budget. Even though these two phrases are often used interchangeably, they actually have very different meanings. While overspending is simply going over your allotted budget, impulse shopping is much more emotional and has a heart issue behind it. In this episode, we're digging into all of my best tips for breaking free from both overspending, and impulse shopping. I'll also share how to overcome a shopping addiction, how to create new habits and specific ways to set up your budget. IN THIS EPISODE, SAMI SHARES ABOUT: The difference between impulse shopping and overspending How to overcome a shopping addiction How to break the scarcity mindset around “never being able to shop again” How Minimalism can help overcome a shopping addiction “You're not wasting the money when you get rid of things, you wasted the money when you bought the things.” -Allie Casazza How to create a new habit How to not overspend How I organize my bank accounts, and how it helps me to not overspend Spending with a debit card vs. cash Why you might be setting an unrealistic amount for your spending budget How to ease your way into a lower spending budget Why you need more discipline What to when you're used to having more spending money What to do when an unexpected expense comes up Ideas to replace your expense hobbies Becoming a home economist How setting up a budget can cut back your overspending “Stop lying to yourself about your commitment to hitting your goals.” -Sami Womack RESOURCES MENTIONED: [Sami's Affiliate Link] Fetch Rewards use code DKPKV to redeem 2K points (aka $2)! [Sami's Referral Link] Walmart Grocery Pickup to save $10 on your first purchase [Podcast] EP. 03: How To Organize Your Bank Accounts [YouTube] How I Organize My Bank Accounts Digital Budgeting System Worksheets Podcast Home Page Leave a Podcast Review I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Sami Womack from A Sunny Side Up Life joined the podcast to share her debt free journey from $450,000. Her story is one that you do not want to miss. She is a blogger, podcaster, motivational speaker and the sunshine you need in your day. Her passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. Support the show (https://retirementriskadvisors.com)

What do you do if you're not happy with your debt-free timeline? You speed it up with side hustles and earning extra income anywhere you can. But, for many of us, this side hustle world is uncharted territory and seems overwhelming with everything else we have going on. Thankfully, Kelly from Freedom In A Budget, is sharing her best tips for earning easy extra income. She shares where to start, ideas you can do from home, how to utilize what you already have, and a pep talk that'll get you into action. IN THIS EPISODE, SAMI + KELLY CHAT ABOUT: Kelly's debt-free journey story How to use what you already have to earn extra income Realistic side hustle ideas Easy to start extra income ideas Work from home side hustles Actionable tips you can start using today Why earning extra income is vital to your debt-free journey Lots of motivation for getting started RESOURCES MENTIONED: [YouTube] Kelly's Side Hustle Playlist [Blog] Kelly's Side Hustle Reports [Sami's Affiliate Link] Fetch Rewards use code DKPKV to redeem 2K points (aka $2)! Podcast Home Page Leave a Podcast Review Kelly Smith is the creator of Freedom In A Budget where she helps her 33,000+ YouTube subscribers reach their goals through financial independence, intentional spending and finding joy in the little things. She has paid off $23k in student loan debt, cash flowed her $30k wedding and her $25k dream car. Her and her husband, Jayme also just bought their first house in South Florida. YouTube | Instagram | Website | Facebook I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

In this episode, I'm sharing our family's debt payoff timeline breakdown and our real numbers along the way. I'm letting you guys inside how long our journey took, the financial ups + downs, the leaps of faith + times of waiting, and everything in between. I'm also passing along lots of encouragement for YOU on your own journey…no matter what your numbers or timeline look like. IN THIS EPISODE, SAMI SHARES ABOUT: My family's real debt numbers $2,000 medical (8 debts) $14,000 property taxes + IRS $14,000 credit cards (3 debts) $7,000 Melanie's birth bills $6,000 small misc. debts (owed family, small credit cards that I didn't track the exact amounts of, etc) $68,000 commercial land $99,000 rental house $280,000 big house **these numbers are estimated + rounded because we didn't keep very detailed records at the beginning of our journey My family's debt-free timeline Oct 2014 created a budget Jan 2015 added up our debt, total $490k Feb 2015 found out we were pregnant w/ 3rd daughter Made a timeline, paid off a few more small debts Added $7k to debt with her medical bills April 2016 sold land Paid off land's balance Emergency Fund $20k Bought SUV $13k Feb 2017 bought boat $6.8k. April 2017 sold rental house...didn't have a profit July 2017 moved into current rent house Nov 2017 got offer on big house Jan 2018 sold big house...had $5k profit Feb 2018 bought truck $25k Oct 2018 bought camper $6.9K Nov 2019 bought new boat $11k Feb 2020 sold old boat for $3.5 RESOURCES MENTIONED: Digital Budgeting System Worksheets [Blog + Video] Why We Sold Our House To Become Debt-Free [Podcast] EP. 09 Why We're Renting Instead of Buying a House Podcast Home Page Leave a Podcast Review   I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Women are so incredibly strong. We can have careers, earn degrees, achieve financial goals,  raise babies, and keep the house clean...often all at the same time. Christina Lynn is one of those women doing it all and empowering other women along the way.  Christina is sharing her story of returning to the workforce after a tough divorce, raising her two young children, and pursuing her PhD. She explains why financial education is crucial for all women, gives us actionable tips, and lots of encouragement for moving forward during the hard times. IN THIS EPISODE, SAMI + CHRISTINA CHAT ABOUT: Bouncing back after hitting rock bottom Moving forward after a tough divorce Returning to the workforce after being a stay-at-home mom Balancing motherhood, a career, and pursuing a degree Financial tips specifically for mothers Preparing your money for the future The importance of financial education for women RESOURCES MENTIONED: [Freebie] Net Worth Worksheet [Full Set of Worksheets] Digital Budgeting System Podcast Home Page Leave a Podcast Review MEET OUR GUEST Christina Lynn is a CERTIFIED FINANCIAL PLANNERTM , Accredited Financial Counselor®, Certified Divorce Financial Analyst®, Certified Estate Planner®, and a doctoral student in personal financial planning at Kansas-State University. She works with clients nationwide and specializes in financial planning for women and families, as well as divorce financial advice. She has also been a frequent guest on KDLT News and Keloland Living, giving financial tips on various money topics. Her mission is to educate and empower women to achieve long-term financial success. For fun, she runs Spartan races, travels (on a budget, of course!), and watches telenovelas. >> Reach out to Christina for a FREE financial consultation. Instagram | Linkedin | Facebook I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

If your income is irregular, whether you're self-employed or work on commission, you know what a struggle budgeting can be.  In this episode, I'm sharing my budgeting advice for anyone who has an inconsistent income. I'll walk you through how to set up a family budget that will actually work, I'll answer some frequently asked questions, and give you some encouragement for getting your money organized. IN THIS EPISODE, SAMI SHARES ABOUT: How to deal with fluctuating income Encouragement for getting your money organized How to find your grace period Looking for a pattern in your income How to set up a family budget that will actually work Tips for getting a month ahead, setting up an emergency fund, and how to budget with the smallest income in mind Why becoming debt-free and having a savings account is even more important for you than the average family RESOURCES MENTIONED: [Sami's Worksheets] Digital Budgeting System [Sami's Budgeting Course] Your Sunny Money Method [Freebie] Declutter Your Budget Challenge Podcast Home Page Leave a Podcast Review   I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

What if your heart is for adoption, but your budget is not? Heather Marshall and her husband were in the same boat about 10 years ago, but now they are the proud parents of two beautiful adopted children. Now Heather encourages other to-be-adoptive parents that money shouldn't have to hold you back from the dream of growing your family. In this episode, she breaks down all of the different types of adoption, what kinds of costs you can expect to pay, and all of the ways to get help if you can't fund the adoption alone. She also passes along encouragement to other women who have their own passion project calling their name. IN THIS EPISODE, SAMI + HEATHER CHAT ABOUT: How her heart changed from not wanting kids to adopting two The role that money played in her adoption journey How much adoption really costs The various ways to fund an adoption Various types of adoption (private agency, international adoption, independent, foster care, and special needs.) Open vs. Closed adoption Advice for future adoptive parents Words of encouragement for women wanting to pursue their dreams. RESOURCES MENTIONED: [eBook] Raising Funds for Adoption Use promo code SUNNY to save 20% until Feb 14, 2020 [Blog] 3 Ways to Make Adoption Affordable [Heather's Affiliate Link]  Save $10 on Your Sunny Money Method Podcast Home Page Leave a Podcast Review MEET OUR GUEST Heather Marshall is a wife to an amazing husband of almost 25 years, a mom to 2 of the best little kiddos ever, and a passionate adoption advocate. After going through the adoption process twice, Heather started a blog in 2019 to share adoption encouragement and resources. She was soon encouraged to write an eBook to help others. With the theme of affording adoption coming up often, she decided this was the topic to focus on. If you or someone you know is embarking on an adoption journey, read on to learn just how possible funding your adoption can be. Instagram | Website | Facebook I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Brene Brown's The Power of Vulnerability is another book you should add to your personal-development reading list. The foundation of the book was based around Brene's 10 Guideposts for Wholehearted Living, all of which can easily be implied to our financial success or even to just our personal success. In this episode, I'm sharing my favorite takeaways + lessons from the book, as well as several examples of how you can start applying the 10 Guideposts to your own life to achieve all of your goals + desires. IN THIS EPISODE, SAMI SHARES ABOUT: My biggest takeaways from The Power of Vulnerability by Brene Brown How Brene's teachings can be applied to your Debt-Free Journey or financial success Vulnerability is defined as the quality or state of being exposed to the possibility of being attacked or harmed, either physically or emotionally. Success is defined as a person or thing that achieves desired aims or attains prosperity; accomplishment of purpose Brene Brown's 10 Guideposts for Wholehearted Living are as follows: Cultivating Authenticity and Letting Go of What Other People Think Cultivating Self-Compassion and Letting Go of Perfectionism Cultivating Your Resilient Spirit, Letting Go of Numbing and Powerlessness Cultivating Gratitude and Joy, Letting go of Scarcity and Fear of the Dark Cultivating Intuition and Trusting Faith, Letting Go of the Need for Certainty Cultivating Creativity and Letting Go of Comparison Cultivating Play and Rest, Letting Go of Exhaustion as a Status Symbol and Productivity as Self-Worth Cultivating Calm and Stillness and Letting Go of Anxiety as a Lifestyle Cultivating Meaningful Work, Letting Go of Self-Doubt and Supposed-To Cultivating Laughter, Song, and Dance. And Letting Go of Cool and Always in Control Shame (I am bad) vs. Guilt (I did something bad) Shame triggers are prerequisites for worthiness Shame reliance is owning our stories People who are reliant to shame… They know what shame is and they know why they're in it They can reality check around the expectations They reach out to others They speak shame/call it what it is Numbing is like a turtle without a shell living in a briar patch Instead of learning how to live in the chaos, examine why you're living there at all When numbing… Whole-hearted people: reduce what is driving the need to numb Others: Keep living how they're living and look to just stop the numbing “How can you enjoy the peach if you don't enjoy a bite of the peach?” -Brene Brown “It's not enough to have an attitude of gratitude, you have to practice it.” -Brene Brown “The opposite of play isn't rest, the opposite of play is depression.” -Brene Brown RESOURCES MENTIONED: [Book] The Power of Vulnerability by Brene Brown [Podcast] EP. 47 Battling in the Arena For Your Success [Monthly audio book subscription]  Audible [Online Course] Control Your Crazy Podcast Home Page Leave a Podcast Review I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

While the #debtfreecommunity is dominated by women, we have a few men who are chiming in and changing the conversation. Alfred, from Frugal Freddy, is one of those brave men speaking out about money from the husband + father's perspective. In this episode, Alfred shared his advice for getting the men in our lives on board with the budget. Plus he shared tips for earning extra money, must-hear advice for beginners, and words of wisdom for balancing a happy marriage with a happy budget. IN THIS EPISODE, SAMI + ALFRED CHAT ABOUT: Being upfront about debt early in the relationship Why he + his wife paused their debt-free journey How to handle your family and friends not understanding your budgeting journey Advice for some of the biggest challenges we both see with our clients Suggestions for earning some extra money Adapting to the financial changes as a parent Tips for budgeting as a couple Advice for husbands who aren't on board with budgeting Why I refer to our family as an “empire” Tips for overcoming the challenges at the beginning of your debt-free journey RESOURCES MENTIONED: [Freebie] Declutter Your Budget Challenge #debtfreecommunity on Instagram [Book] The Total Money Makeover by Dave Ramsey [Book] Build an Empire How to Have it All by Elena Cardone What is the FIRE movement? Podcast Home Page Leave a Podcast Review MEET OUR GUEST Frugal Freddy is originally from Cleveland, Ohio, currently living in Columbus, Ohio with his wife, Felice and their daughter, Savanah Danielle. By day, Freddy is an accounting professional and by night, he is a financial coach and blogger that's passionate about helping others eliminate their debt, increase their net wealth and achieve financial wellness. Instagram | Website | Facebook | Investment Club I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

This year we're not playing small. This year we're not going to fall off the wagon. This year we're taking all of our goals to the next level…together! In this episode, I'm taking you on a deep dive inside my own 2020 goals, breaking down my action steps, walking you through my thought-process, and sharing LOTS of encouragement for YOU with your own goals. IN THIS EPISODE, SAMI SHARES ABOUT: Lots of encouragement for YOU with your own goals How + why I picked “level up” as my word for 2020 How to cultivate your measurable + immeasurable goals How people actually reach their long term goals How to start with your big vision and work backward to goals you can achieve this year How to take your overall 2020 goals and break them down into monthly, weekly, + daily goals…as well as actionable bullet point steps How to group your goals into categories Why you should give yourself lots of grace, allow for messes, and take your time while setting goals RESOURCES MENTIONED: [Affiliate Link] The Powersheets Goal Planner [Podcast] EP. 71 Seven Steps To Take Before Setting Your New Year's Goals [Podcast] EP. 43 How My Fresh Start Weekends Prepare Me For The Week Ahead Podcast Home Page Leave a Podcast Review I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Any goal you plan to actually achieve must start in the heart and in the head before it's ever visible to the outside world. Amazing women like this week's guest, Katie Jenks, knows all about that journey. Katie is sharing how the heartbreak of a miscarriage, the chaos of household clutter, and the overwhelm of debt brought her into a journey that eventually changed her entire life. While working through the hard realities of life Katie found her inner and outer strength. Now, she's inspiring others with her incredible 100+ pound weight loss, and her bright smile and positive outlook on life. IN THIS EPISODE, SAMI + KATIE CHAT ABOUT: Katie's journey through decluttering, budgeting, and getting healthy Katie shares how she's lost 100+ pounds through VSG surgery and putting in the hours at the gym From 270 LBS to a body-building bikini competition The ripple effects of intentional living How working through Minimalism and a Debt-Free Journey showed her that any other goal was possible The heart and mindset work that Katie has done along the way Words of encouragement to anyone starting a new goal this year RESOURCES MENTIONED: Enroll in my newest online course, Control Your Crazy HERE! Free Declutter Your Budget Challenge Decluttering expert, Allie Casazza Podcast Home Page Leave a Podcast Review MEET OUR GUEST Katie Jenks is a small-town Wisconsin wife and mom to her 10-year-old son + 4.5-year-old daughter. She has a Bachelor's of Science in History from the University of Wisconsin La Crosse and is currently teaching online ESL for VIPKID, which she loves. Katie is training for her first triathlon and bikini competition, all while managing the budget, the household, and still making time to take care of herself. She works through her struggles by continuing to smile and find positivity every day. Instagram I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Setting your New Year's Goals isn't something you want to rush through. In fact, I have 7 steps that I take before I even actually set my goals. In this episode, I'll break down all of the seven steps that will help you lay a solid foundation for your new year, and I'll explain why these steps are crucial to the success of your big vision. IN THIS EPISODE, SAMI SHARES ABOUT: The steps to take before actually setting your 2020 goals How to cultivate gratitude from the past year + how it'll help you grow in the new year Why evaluating where you're currently at is important to your future Why you need to know what fires you up before you set your goals How to get to your big vision from where you are now Why I limit my big vision to only the next 10 years How to create a road map for your life Why choosing a word/theme for your year is so helpful + why I usually pick a verb How to streamline all of your brainstormed ideas for the new year Why I keep my number of goals between 3 + 8 RESOURCES MENTIONED: [Affiliate Link] The Powersheets Goal Planner NEW Digital Budgeting System Worksheets Podcast Home Page Leave a Podcast Review I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

People are breaking free from the over-sized houses that are packed full of clutter and have huge mortgages attached to them. We're going tiny, decluttering, and living debt-free. In this episode, I'm chatting with Vee Weir from Vee Frugal Fox about her recent cross-country move, how she manages to work-from-home with three dogs in a small apartment, and she'll share her best tips for doing a digital declutter. We'll share how we've both embraced Minimalism during our debt-free journeys, and we'll both pass along some words of encouragement for anyone just getting started. IN THIS EPISODE, SAMI + VEE CHAT ABOUT: Breaking free of Keeping Up With The Jones Moving across the country Making a new house feel like a home Realities of working from home and how to make it work The benefits of decluttering, going tiny, and being intentional in your home How Minimalism and Budgeting work perfectly together Tips for decluttering your digital world   RESOURCES MENTIONED: Enroll in my newest online course, Control Your Crazy HERE! [Podcast] EP. 42 Dealing with Debt + Depression: featuring Vee Weir from Vee Frugal Fox [Podcast] EP. 67 Prepping Your Nest For A Cozy Christmas + A Fresh New Year [Podcast] EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge #debtfreecommunity on Instagram Follow me on Instagram Podcast Home Page Leave a Podcast Review MEET OUR GUEST Vee Weir is a founding member of the #debtfreecommunity on Instagram, as well as a mental health advocate and the mastermind behind Weir Digital Marketing. Throughout the last four years, she graduated from the University of North Carolina at Chapel Hill, paid off $55k in debt, published a poetry book, and started her own business - all while remaining transparent about her depression and anxiety with her online debt-free family. Her hope is that through her openness, others share their ‘taboo' money and mental health experiences, eliminating the stigma surrounding both subjects in our culture. Budgeting Instagram | Marketing Instagram | Website I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

The early days of my Minimalism journey were a lot of work. I remember the internal fire that pushed me while I purged late at night after my kids were asleep. I remember the anxiety building knowing that Christmas was right around the corner and we'd be getting even more “stuff”. In this episode, I'm sharing some easy ways to make headway before Christmas and how to level up that motivation after the New Year. I'll also give you some tips that I wish I would have had before I started my decluttering process. IN THIS EPISODE, SAMI SHARES ABOUT: The early days of her Minimalism Journey Encouragement for going into the Holiday Season How to start decluttering before Christmas How to level up in the New Year Tips for starting your own decluttering process How to refresh your mood before receiving more “stuff” for Christmas RESOURCES MENTIONED: [Free Event] Best Budgeting Year Ever Workshop [Blog] A Walk Through Our Minimalism Journey Podcast EP. 43 How My Fresh Start Weekends Prepare Me For The Week Ahead Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge [Freebie] Christmas On A Budget Cheat Sheet All of my Christmas Resources Follow me on Instagram Podcast Home Page Leave a Podcast Review   I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

In this episode, we're wrapping up our budget themed month with my Instagram bestie and Powersheets accountability partner, Alli Williams. Alli shares what it's been like to go from a debt-free single woman to a married woman paying off her husband's $150k worth of debt. She shares how her life has changed now that she's married and deep in debt, and also what she's not willing to cut back on in her budget. Alli also lets us in on the struggles she sees her coaching clients facing with starting a budget and making their goals happen, and how to overcome them. IN THIS EPISODE, SAMI + Alli CHAT ABOUT: The difference between budgeting as a single woman vs. as a married woman What to do when your spouse isn't really into budgeting What it's like to take on your partner's student loan debt Why you don't have to follow “the rules” of the personal finance world to be successful with money How to find a happy middle ground between Gazelle Intense and no budget at all Why women should feel empowered by money, not scared of it RESOURCES MENTIONED: [A Sunny Side Up Life Resources] Christmas on a Budget [Claim your FREE spot] Best Budgeting Year Ever Workshop EP. 10 How To Not Become Another Money Statistic [Book] Not Another Money Statistic: Lessons We Wish We Learned in High School [Sami's Review] How to Help Your Kids Not Become Another Money Statistic Powersheets Goal Planner Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge Follow me on Instagram Podcast Home Page Leave a Podcast Review MEET OUR GUEST Alli Williams is a personal finance blogger and money coach at financiALLIfocused.com. She is the co-author of the book Not Another Money Statistic: Lessons We Wish We Learned in High School. She is a newlywed who is paying off six figures of debt that is legally not hers. She paid for her wedding in cash while paying off debt, saving for retirement, and cash flowing her husband's school. She currently lives in South Carolina but was born and raised in New York. Instagram | Website | Facebook I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Holidays don't have to be filled with guilt, shame, or regret. You don't have to break your budget or ruin your minimalism goals, and you don't have to be anti-shopping to be intentional with your Christmas. Let's put a breath of fresh air into this year's holiday shopping. Let's not just spend money, let's invest in memories. Let's enjoy shopping, not in spite of, but because of our budgets. Let's not just buy the Barbie out of guilt, comparison, or to fill an empty spot under the tree...let's do it for the joy. IN THIS EPISODE, SAMI SHARES ABOUT: My best tips to have an intentional gift-giving season Why you don't have to be anti-shopping if you're on a budgeting journey Why shopping on a budget is like a challenge How Minimalism can actually bring you freedom during the Holidays The questions to ask yourself before you shop: How much are you spending? Who are you buying for? What types of gifts are you okay with buying? What businesses do you want to support with your money? What are you saying yes to + what are you saying no to? How do you want to feel about all of this in January? Memorable quote: “I don't think of it as, ‘I can't shop because I'm on a budget.' I think of it as, ‘I'm allowed to shop up until this point'.” “When you go into it with your heart in the wrong place, you taint the experience of something that's supposed to bring you joy.” RESOURCES MENTIONED: [Freebie] Christmas On A Budget Cheat Sheet All of my Christmas Resources [A Sunny Side Up Life Podcast] EP. 19 Choosing Gratitude Over Guilt With Your Holiday Budget Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge Follow me on Instagram Podcast Home Page Leave a Podcast Review I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

In this episode, I'm talking to Budget Girl herself, Sarah Wilson about all things budgeting. She talks about her rock bottom moments, how it felt to share her entire journey with the world through YouTube, and about how she's transitioned from budgeting as a single woman to now budgeting in a relationship. Plus Sarah gives some heartfelt advice for all women regarding their financial knowledge, and she reminds us that money is truly what gives us options and freedom in life. IN THIS EPISODE, SAMI + SARAH CHAT ABOUT: Sarah's upbringing, young adulthood, + current life How she overcame her shopping addiction childhood Her rock-bottom moment of being a college graduate with no job What it was like to be one of the first people to share online about paying off debt + what it's like to share so publicly Budgeting as a single woman vs. in a relationship The positive spillover effects of budgeting The differences between paying off debt vs. savings Why money equal power, options, + freedom What we can expect from Sarah in the future RESOURCES MENTIONED: A Sunny Side Up Life Budgeting Resources: Your Sunny Money Method Control Your Crazy Decultter Your Budget Challenge Magic + Money Take Control of Your Spending Christmas Cheat Sheet Freebie Sarah Mentions: Graham Stephan Meet Kevin The Financial Diet The Total Money Makeover by Dave Ramsey #debtfreecommunity on Instagram Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge Follow me on Instagram Podcast Home Page Leave a Podcast Review *This post may contain affiliate links. Visit my disclaimer page for more info. MEET OUR GUEST Sarah Wilson, aka Budget Girl, is a YouTuber, debt-destroyer, side-hustler, speaker and financial wellness advocate. She's made videos on her YouTube Channel - Budget Girl for the past five years on how to live a frugal, fun and financially fearless life, showcasing ways to manage your money on any income, pay off debt, how to invest, build wealth, raise your income, and live your best life with the aid of a budget. Sarah documented her successes and challenges while paying off $33,000 of student loans in just 3 years on a tiny reporter's salary of $26,000/ year in real-time on YouTube, where she has over 57k subscribers and has over 6 million views. She also runs BudgetGirl.com, a site devoted to providing free advice and resources for anyone seeking to better their finances. She side-hustled, negotiated for better pay and positions and worked to drastically change her financial future. Now she's even more passionate about teaching others how to build their dream life on less. YouTube | Instagram | Website | Facebook I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method. **Disclosure: There are some affiliate links above, but these are all products I highly recommend. I won't put anything on this page that I haven't verified and/or personally used. Read our disclaimer here.

The entire Halloween season is about pretend stuff that's meant to make our imaginations run wild and scare us. However, I think that reality is much scarier than any commercialized holiday could ever be. Think about those pumpkins with “student loans” or a “check engine” light on them...things like that prove that everyday stuff is scarier than any spider or haunted house could ever be. When it's a scary movie you can just turn it off and walk away, when it's your mental health or piles of debt, you can't. In this episode, I'm sharing how to defeat the darkness that is consuming your life and what the scary reality of not getting help could look like. IN THIS EPISODE, SAMI SHARES ABOUT:  When reality becomes scarier than fantasy Motivation to keep going when your life is overwhelming How to go from surviving to thriving in every aspect of your life Where to start with Positive Thinking, Goal Setting, Minimalism, Budgeting, and Time Management RESOURCES MENTIONED: Enroll in the new course, Control Your Crazy Free Course: Magic + Money Vee Frugal Fox's Time Blocking Worksheet Podcast EP. 62 The Path From Smashing Debt To Saving Cash with guest Ashley from Ash Saving Cash Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge Follow me on Instagram Podcast Home Page Leave a Podcast Review I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.  

The path between living on maxed-out credit cards with financed eyelashes to having a no-spend-year is a bumpy one. The mindset work that is required to make this drastic change is definitely not for the faint of heart, but women like Ashley Ahmad are proof that it can be done. Ashley from @ashsavingcash is sharing the ins and outs of her journey to becoming debt-free as a young nurse right out of college. She's sharing what led to her rock-bottom money moment, how her mental health also went on a downward spiral as a result, and how she hustled her way back out of survival mode. IN THIS EPISODE, SAMI + ASHLEY SHARE ABOUT: All about Ashley's upbringing, post-college years, and nursing career Her rock-bottom money moments and the scary mental effects What led her to do a no-spend-year and her takeaways How to do a no-spend challenge (needs vs. wants) The idea behind a reverse budget Where she's at now in her journey and what the future holds RESOURCES MENTIONED: The Spender's Guide to Debt-Free Living: How a Spending Fast Helped Me Get from Broke to Badass in Record Time by Anna Newell Jones The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey Audible Membership #debtfreecommunity on Instagram Enroll in the new course, Control Your Crazy Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge Follow me on Instagram Podcast Home Page Leave a Podcast Review *This post contains affiliate links. Visit my disclaimer page for more info. MEET OUR GUEST Ashley Ahmad is a 33-year-old registered nurse and the woman behind @ashsavingcash. She is married and furmom to two cats and a feisty rescue pup. She also loves to cook and finds it therapeutic, so follow her on Pinterest for meal tips! Ashley has been a member of the #debtfreecommunity on Instagram for over two years documenting her financial journey. Back in 2017 she underwent a complete financial transformation and embarked on a no-spend year. Since then she and her husband have paid off $85k+ of debt, cash-flowed a Jeep Cherokee this year, and are now working on paying down their mortgage and investing. Instagram | Website | Facebook | Pinterest I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram. HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Working towards your goals and maintaining a positive outlook can sometimes seem impossible. When you're prone to anxiety or going through a down season you can feel like an achievement of any kind is an uphill battle. I've been through these seasons too, which is why I'm sharing my secrets for making progress on your goals…even during the rough patches of life. I'm talking about what's held me accountable over the years, what you can do when you're feeling unmotivated, and how to still follow through during your personal seasons of winter. Plus, I'll share about my favorite secret goal setting weapon, The Powersheets…and how they can help you achieve your dreams. IN THIS EPISODE, SAMI SHARES ABOUT: How to follow through on the goals you set How to stay motivated when you're in a dark season My secrets for holding myself accountable Why goal setting is so important to the overall success of your life How to achieve your goals when you're struggling with depression or anxiety Why I love the Powersheets for goal setting Why goal setting can work for anyone in any season Ambition + Attitude = Achievement Details about the new M.B.N. Challenge (Mind, Budget, Nest) RESOURCES MENTIONED: Claim your free spot at The Goal Setting 101 Workshop Shop for 2020 Powersheets Enroll in the new course, Control Your Crazy Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge Join my private Facebook Community Follow me on Instagram Podcast Home Page Leave a Podcast Review I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Mental health plays a role in every aspect of our lives from our careers to our finances. Taking our sanity into account on our intentional living journeys is something that we're finally starting to talk about as a society…I think mostly thanks to the Millennial Generation. Yunhwa from Savings Cents is a great example of an educated young woman who got to a breaking point with her life and then decided to make drastic changes. After leaving her career, Yunhwa started pursuing minimalism, debt freedom, and just plain ol' happiness. She got intentional with her life and hasn't looked back since. She's joining me this week to share her story with the hope of helping you on your own journey to more sanity and more savings. IN THIS EPISODE, SAMI + yUNHWA SHARE ABOUT: All about Yunhwa's family, career path, finances, mental health, future plans, and more Why Yunhwa left her job for the sake of her sanity + happiness Starting steps to pull yourself out of a dark mental place What roles mental health + financial health play in an intentional living journey Takeaways for the woman that is currently struggling Societal expectations as a Millennial woman Details about the new M.B.N. Challenge (Mind, Budget, Nest) RESOURCES MENTIONED: Sami's “You're worth it” post Yunhwa's “You're worth it” post Podcast EP. 58 You're Worth It: Why Showing Up For Yourself Is The Most Important Thing You Can Do Enroll in the new course, Control Your Crazy Podcast EP. 59 How To Finish The Year On A High Point: The Idea Behind The M.B.N. Challenge Claim your free spot at The Goal Setting 101 Workshop Shop for 2020 Powersheets Join my private Facebook Community Follow me on Instagram Podcast Home Page Leave a Podcast Review MEET OUR GUEST Yunhwa is the co-founder of Saving Cents. Yunhwa and her husband, James, are on their financial journey to pay off debt while living off of one income. She openly shares her journey and budget in hopes to inspire others along the way. Instagram | Facebook | Website | Pinterest I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

The year is winding down as we come into the 4th quarter. As the weather cools off and the holidays get closer and closer, we're going to be more tempted than ever to just put our feet up and coast through what's left of 2019. BUT, I know my Sunny Side Up sisters aren't ready to call it quits on this year quite yet! So, I'm hosting a M.B.N. Challenge (Mind, Budget, Nest) to help us finish the year on a high point. Remember those big goals you set back in January? Well, if you want to actually achieve all of them before it's another January…then you're in the right place! In this episode, I'm sharing why your last 3 months of the year are what set you apart from the average person and how to fully reap the benefits of a Fall Refresh. In this episode, I share about: The new M.B.N. Challenge (Mind, Budget, Nest) How to finish the year strong How to actually accomplish the goals you set back in January How + Why I refresh my goals each season Resources Mentioned: EP. 37 How To Give Yourself A Spring Refresh Year Of Trust: 2019 Goals Spring Update Enroll in the new course, Control Your Crazy Claim your free spot at The Goal Setting 101 Workshop Shop for 2020 Powersheets Join my private Facebook Community Follow me on Instagram Podcast Home Page Leave a Podcast Review I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

If you lose yourself you can't be the mother, wife, sister, business owner, or woman that you truly want to be. You weren't put on this Earth on accident. Your heart has a mission + your life has a purpose. You weren't born to merely survive. We have to start by showing up for ourselves first. In this episode, I'm sharing some transparent details of my mental health journey. I'm sharing my experiences in hopes of encouraging + helping you on your own journey. I'm sharing to remind you that you're not broken or crazy…and that you are worth fighting for. In this episode, I share about: I idea behind #youreworthit When I knew I needed help with my depression Details behind my breaking points, solutions, medications, and everything in between Why I will continue to share so openly about my own journey Why you + your story matter Resources Mentioned: Mentioned Instagram Post #youreworthit advocates @veefrugalfox + @yunhwa_savingcents Enroll in the new course, Control Your Crazy Claim your free spot at The Goal Setting 101 Workshop Shop for 2020 Powersheets Podcast Home Page Leave a Podcast Review I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

If you've ever screwed up with money you know about the mental scars and PTSD that it can leave you with. Looking back on your financial mistakes can feel like a strong punch in the stomach, especially if you've ever rolled change to buy milk, had your electricity cut off, or charged fast food…all of which I've done, by the way. These harsh memories don't leave you, even after you're debt-free with a 5-figure savings account. In this episode, I'm sharing a few of my rock-bottom money moments that are still haunting me nearly 10 years later, and what I learned from all of those experiences. In this episode, I share about: Having my electricity cut off + being forced into automatic payments Going out to eat with no money in the bank Begging to raise my credit card limit for an overnight trip Rolling change to buy groceries What I learned from all of these bad financial experiences Why having cash at home made me feel powerful The PTSD/anxiety that I still have around money Resources Mentioned: Mentioned Instagram Post Enroll in the new course, Control Your Crazy Enroll in my Full Budgeting Course, Your Sunny Money Method Check out my Free Declutter Your Budget Challenge Podcast Home Page Leave a Podcast Review I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Is a ‘September Slump' a thing? If not, I just made it one. After a Summer full of activities, a huge new course launch, and the seemingly never-ending Texas heat…I'm feeling a little blah. When these seasons of no motivation roll around we can't just bury our heads in the sand and do nothing until we recuperate; we have responsibilities and big goals. There is a happy medium; there is a balance between anxiety-filled overachieving and wasting your life. There are still ways that you can live an intentional and productive life during these “slumps” and “seasons of blah”. In this episode, I'm sharing how to handle your own “September Slump” with grace and still show up whole-heartedly for your life. In this episode, I share about: What to do when you're in a slump, but still want to be intentional and productive How to find the balance between anxiety-filled overachieving and wasting your life How to set goals when you feel unmotivated How to rest while still showing up for your life My goal setting strategy Real examples of how to give yourself grace and achieve your goals Memorable Quotes: “Savoring gives way to stillness.” Lara Casey, Powersheets Resources Mentioned: Enroll in the new course, Control Your Crazy [EP. 43] How My Fresh Start Weekends Prepare Me For The Week Ahead Powersheets Goal Planner My September Goals Podcast Home Page Leave a Podcast Review I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

We've all heard the saying, “Money can't buy happiness.”. We end up hearing this and repeating this so many times that we actually start to believe this lie. …yes, I said it's a lie! No, money isn't everything, and I wouldn't value it above my soul, myself, or my family, but we have to acknowledge the fact that money can make some pretty awesome things possible. I don't know about you, but I personally love traveling, going to Major League Baseball games, eating yummy food, and having enough money in savings that I can sleep soundly at night. Oh, guess what? Money bought all of those things. Thus, money CAN buy some sort of happiness, and believing otherwise will do nothing but repel money from your life. Money funds my experiences, money brings me freedom, money provides for my family, money allows me to put my soul's purpose into action…money buys happiness. In this episode, I share about: My thoughts behind the saying “money can't buy happiness”. Why believing this lie is pushing money away from you What our money can bring us that makes us happy, like travel, experiences, freedom, and peace-of-mind How money can actually improve on the things that already make you happy How you can be happy with or without money, and why money is simply a tool Reflecting on my birthday and our trip to the beach Memorable Quotes: “Goodness this life is good. Not because of the things we have, but because of the memories we're making. Not because of the money in our bank account, but because of the experiences it allows us to have. Not because it looks good on social media, but because it feels good in the soul.” Resources Mentioned: Podcast Home Page Leave a Podcast Review Instagram Post from my birthday Learn more about my new course, Control Your Crazy THIS WEEK'S REVIEW SHOUTOUT     By thiscreativechild ”Hearing Sami's personal story is so moving. Seriously, she really puts money into a realistic perspective. This podcast is for anyone who needs a push to overcome their fear of money. I also love how inspiring she is and love her authentic caring nature.” I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Every journey has a beginning, if you're ready for today to be your day one then this workshop is for you! In this recorded live workshop I'll walk you through starting solutions for positive thinking, goal setting, minimalism, budgeting, and time management. In this episode, I share about: Where exactly to start with each area Simple actionable steps that you can implement today How to get your heart ready for the changes ahead Motivation to keep going, even when it's hard How to control your crazy life for the long-term Memorable Quotes: “Day one or one day…you decide.” Resources Mentioned: Podcast Home Page Leave a Podcast Review Enroll in my new course, Control Your Crazy The Power of Positive Thinking   Disclosure: There are some affiliate links above, but these are all products I highly recommend. I won't put anything on this page that I haven't verified and/or personally used. Read our disclaimer here. I'd love to hear from you... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

A little over 5 years ago my family and I started on a journey that would change everything for us. In the Summer of 2014, I had finally had enough of living in survival mode so I started to take action. I started by reading the Power of Positive Thinking and following a few intentional living influencers on social media. Then I focused on decluttering my house, and before I knew it I was budgeting and knocking out debt. Fast forward another baby and a few months later, I was waking up before my kids to practice a morning routine, I was exercising, and actually enjoying healthy food for the first time in my adult life. Life was getting simpler, my marriage was improving, I had a crazy amount of free time, and for once I could actually think about my goals for the future…starting a business, retiring my husband early, and homeschooling our three daughters. I had slowly broken free from survival mode…keyword being “slowly”. This didn't happen overnight, it wasn't a magical quick fix, but it worked. I put one foot in front of the other, day-after-day, for 5 years to get to the place I am today; a debt-free, minimalist, business-owner, homeschooler, personal-development obsessed, happy soul. In this week's episode, I'm sharing my story, plus what I wish someone would have told me at the beginning of my journey. In this episode, I share about: My journey through personal development, minimalism, debt-freedom, time management, goal setting, and more How all of these topics tie into each other Why growth is so important The advice I wish someone would have given me when I first started Memorable Quotes: “Day one or one day…you decide.” Resources Mentioned: Podcast Home Page Leave a Podcast Review Grab your FREE spot at the Day One Workshop Learn more about Control Your Crazy (my new course) The Power of Positive Thinking   Disclosure: There are some affiliate links above, but these are all products I highly recommend. I won't put anything on this page that I haven't verified and/or personally used. Read our disclaimer here. I'd love to hear from you... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Rachel Hollis + her Rise Weekends have become world-renowned and I recently had the opportunity to attend the conference for myself. I learned so much during my couple of days in Dallas and I couldn't wait to share my light-bulb moments, the quotes I wrote down in my notebook, and the exercises that made me cry. In the first part of this episode, I'm digging into everything we worked on during “Day One: Owning Your Past”, and next week we'll continue this conversation with “Day Two: Owning Your Future”. In this episode, I share about: My trip to Dallas Rise Takeaways from Day 2 Thoughts on owning your future Takeaways from Rachel Hollis, Dave Hollis, Charis Jones, Joy Cho, + Jamie Kern Lima All about the Dance Party The overall value of the conference Memorable Quotes: “Your dreams deserve a place on your calendar.” -Dave Hollis “The cost of your future life is your current life.” -Rachel Hollis “Hope in the future is power in the present.” -Rachel Hollis “It doesn't matter if you're qualified if you're called.” -Jamie Kern Lima “It's not what happens to you, it's how you respond to it.” -Charis Jones “It's time to stop apologizing for who you are. It's time to become who you were made to be.” -Rachel Hollis Resources Mentioned: Podcast Home Page Leave a Podcast Review Waiting List for Control Your Crazy (my new course) [Documentary] Made For More Rise 2020 Events [Instagram Posts] Rise Recap 1 of 3 / Rise Recap 2 of 3 / Rise Recap 3 of 3 [A Sunny Side Up Life Podcast] EP. 43 How My Fresh Start Weekends Prepare Me For The Week Ahead   Disclosure: There are some affiliate links above, but these are all products I highly recommend. I won't put anything on this page that I haven't verified and/or personally used. Read our disclaimer here. I'D LOVE TO HEAR FROM YOU... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Rachel Hollis + her Rise Weekends have become world-renowned and I recently had the opportunity to attend the conference for myself. I learned so much during my couple of days in Dallas and I couldn't wait to share my light-bulb moments, the quotes I wrote down in my notebook, and the exercises that made me cry. In the first part of this episode, I'm digging into everything we worked on during “Day One: Owning Your Past”, and next week we'll continue this conversation with “Day Two: Owning Your Future”. In this episode, I share about: My trip to Dallas Rise Takeaways from Day 1 Thoughts on owning your past Takeaways from Rachel Hollis, Jen Hatmaker, + Trent Shelton Memorable Quotes: “Life is happening for you, not to you.” -Rachel Hollis “Your current situation is not your final destination.” -Trent Shelton “Purpose is not an external thing, it's an internal gift.” -Trent Shelton “I don't know how to do it yet.” “Failure is proof that you're trying.” Resources Mentioned: Podcast Home Page Leave a Podcast Review Waiting List for Control Your Crazy (my new course) [Documentary] Made For More Rise 2020 Events [Instagram Posts] Rise Recap 1 of 3 / Rise Recap 2 of 3 / Rise Recap 3 of 3 Disclosure: There are some affiliate links above, but these are all products I highly recommend. I won't put anything on this page that I haven't verified and/or personally used. Read our disclaimer here. This week's review shoutout     By carmenwilso ”This show needs to be a go to! Sami is so easy to listen to. It's seriously like listening to a good friend talk. She breaks everything down and I love how down to earth she is.” I'd love to hear from you... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

So many questions surround the topic of homeschooling, especially for families who are already on a strict budget or a debt-free journey. The thought of taking on such a big life change can be overwhelming enough, but then add unknown costs, and it can be enough to completely scare off newbies. You don't need an entire extra room as a designated classroom. You don't have to spend thousands of dollars on curriculum. Homeschooling can be done on a super frugal budget! I'll share how my family has been able to homeschool throughout our entire debt-free journey…from $490k in debt, all the way to 100% debt free! In this episode, I share about: The biggest financial change that Homeschooling will cause What to do if Homeschooling isn't in your current budget or you can't stop working full time yet How much our family spends on curriculum What type of books, resources, + supplies our family uses in our homeschooling and where we shop My favorite frugal homeschooling resources The different types + styles of homeschooling Encouragement for a family wanting to start homeschooling Memorable Quotes: “If you have a desire in your heart to homeschool, I don't want money to be the thing that holds you back. Maybe it's not your reality right now, but it doesn't have to be that way forever.” Resources Mentioned: Podcast Home Page Leave a Podcast Review [A Sunny Side Up Life Podcast] EP. 41: My Best Advice On Starting Your Own Business Or Blog [A Sunny Side Up Life Podcast] EP. 43: How My Fresh Start Weekends Prepare Me For The Week Ahead Types of Homeschooling Article Sonlight Curriculum Amazon Prime - Monthly membership Netflix - Monthly membership Audible - Monthly audiobook subscription   *Disclosure: There are some affiliate links above, but these are all products I highly recommend. I won't put anything on this page that I haven't verified and/or personally used. Read our disclaimer here. This week's review shoutout     By Shannon.larsen.rn “So inspiring. Sami is so real and down to earth. This podcast is helping me stay focused, inspired and excited about getting out of debt, living a happier, simpler life and becoming a better person! She has interesting guests and I have learned a ton. So happy to go back to all the weeks I missed before I found her. She is fantastic and if you are into personal development, this is the podcast for you!!!” I'd love to hear from you... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

The reality of living an intentional goal-oriented life is that we sometimes get burnt out. And in order to actually achieve our goals, we have to invest time in ourselves, break the mindset that busy equals productive, and learn to find contentment along the way. I recorded this episode as I was leaving my monthly counseling session so I could share my biggest takeaways on this topic with you! In this episode, I share about: My takeaways from my most recent counseling session The realities of burnout Why investing time in ourselves is so important Breaking the norm that busy + stress equals a badge of honor Why our “finish line” goals are actually an illusion and how to deal with that The beauty of being a continuous work in progress How to find contentment along the way of our intentional living journey Balancing hitting goals but also enjoying the scenery along the way Memorable Quotes: "I'm a continuous work in progress, as we all are.” “Admitting that you need help, or admitting that you need a break, does not equate to don't love your children or you don't love your husband.” Resources Mentioned: Podcast Home Page Leave a Podcast Review [A Sunny Side Up Life Podcast] EP. 34 How To Balance Spending vs. Saving Money I'd love to hear from you... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

When you're on a big life-changing journey like becoming debt free, community can play a huge role in your success. Although there can be negatives to being involved in an online community, like dealing with other people's opinions, the pros definitely out-weigh the cons. Having people who understand, support, and encourage you can often be the thing that keeps you going when times get hard. This week, I'm joined by Amanda from Debt Free in Sunny CA to talk about how and why she started The Debt-Free Community, how it's grown over the years, and a little bit about her own personal journey to financial freedom. In this episode, Sami + Amanda talk about: Amanda's debt free journey story How moving from CA to TX aligns with her FI/RE (Financially Independent/Retire Early) goals The story behind the beginning of #debtfreecommunity, how + why it got started Why community is so important to the success of your journey The pros and cons to sharing about your journey How the Debt Free Community is growing through sharing monthly numbers + in-person meetups Memorable Quotes: “You tend to get motivated about something and then you need to find something to keep you motivated, so seeing people and talking with people who are in the same situation is helpful.” -Amanda “It's so nice to have people to have to ask questions, bounce ideas off of, and to just go along the journey with you.” -Sami “That's why community is so important because all the people in your real life are doing the normal thing of going into debt, buying all these things, and you're trying to step back and get your life in order...and that's why it's so important to reach out to people who are doing the same thing.” -Amanda Resources Mentioned: Podcast Home Page #debtfreecommunity on Instagram [Debt Free In Sunny CA Blog] Why We're Leaving California Playing With Fire Documentary Amanda + Josh's Debt Free Scream on The Dave Ramsey Show Debt Free Community Payoff + Savings Numbers Debt Free Community Meet Ups Living That Budget Life Email Newsletter [Mentioned Debt Free Community Friends] @elliemondelli @frugalkittens @savemycents Who is our guest? Amanda Williams is owner and founder of Debt Free In Sunny CA. Josh and Amanda paid off $133,763 of debt in 3.7 years. She has built a dedicated, engaged, and loyal audience of over 65,000 people from the ground up. The #debtfreecommunity hashtag was created under Amanda's direction and has generated an online movement, bringing thousands together on a daily basis. Website: debtfreeinsunnyca.com Instagram | YouTube | Facebook | Twitter I'd love to hear from you... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

I get asked so many great questions and there's not always enough time for me to answer every single email or DM, which is why I wanted to share this Part 1 of a Frequently Asked Questions series. I got asked some great questions for this first episode, questions that I think will apply to most people on a debt-free journey, and I hope that they're helpful to you as well. In this episode, I share about: What to do if there is no money left over after the bills are paid How to deal with setbacks to your budget/debt repayment Where to open a kid's savings account How to stay on track with long-term goals What to do when you're anticipating big life changes How much is “enough” for an emergency fund Memorable Quotes: “At the end of the day, it's called ‘personal finance' for a reason, because it is personal.” Resources Mentioned: Podcast Home Page Leave a Podcast Review [A Sunny Side Up Life Resource] Set of 14 Budgeting Worksheets [A Sunny Side Up Life's Full Budgeting Course] Your Sunny Money Method [My preferred bank for a savings account] Ally Bank (2.20% APY at time of recording) This week's review shoutout     by LoveMadeThis “First-time listener, now bingeing all the episodes! I've followed Sami on Instagram for over a year now. I love that she is a constant source of inspiration and positivity! Every time I've reached out she always answers questions, offers suggestions and encouragement. For some reason, I never listened to her podcast until today, and I don't know why I waited! The podcast is filled with even more of this inspiration and encouragement. I love it! Thanks for putting out so much great FREE content Sami!” I'd love to hear from you... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Positivity is a learned behavior, it's a muscle that can be grown over time through intentional habits and practices. Kelsey Henry from Positively Delighted is sharing her best tips for creating more positivity in your own life. She's talking about her favorite affirmations, hobbies, books, and life lessons that have helped her transform her life. In this episode, Sami + Kelsey talk about: All about Kelsey growing up roadschooled + being a digital nomad Our beginnings with Positive Thinking Best tips for getting started with positivity How to create a positive mindset How being intentional in one area of your life spills over into other areas The power of affirmations Our favorite positive hobbies Memorable Quotes: “The tree is really green and full.” -Sami “If you really want to create a positive habit or a positive mindset, it can be built, it just has to be exercised and grown like a muscle.” -Sami “You have to appreciate the woman that you are now, but also continue to step forward into the woman that you want to be. All at the same time. While also honoring the woman that you were in the past.” -Sami “If it would have been a friend or a sister or a stranger on the street, I would have gone to any lengths to protect her from the things she was going to go through, and I did not do that for myself. I stood idly by and stood for everything except myself.” -Kelsey “Am I doing this because it's bringing me joy or because I hope it will bring me validation?” -Melyssa Griffin Resources Mentioned: Podcast Home Page [A Sunny Side Up Life Podcast] EP. 17: How To Stay Sunny [Counseling App] Better Help [Kelsey's Guest Blog] Coloring Your Way To Happiness [Book] The Secret [Book] The Power Of Positive Thinking [Instagram Post] 2014 Sami [Kelsey's Album] Music + Lyrics [A Sunny Side Up Life's Free 5-Week Course] Magic + Money [Kelsey's Coloring Video] “Everything will be okay” Melyssa Griffin's Post about her 6-month sabbatical  [Art Prompt Book] Create This Book [The Positively Delighted Show] EP. 2: Changing Your Money Mindset With Sami Womack From A Sunny Side Up Life [Free Digital Downloads] Motivational Coloring Pages Positively Delighted Etsy Shop Who is our guest? Kelsey Henry is the podcaster + blogger behind Positively Delighted. She is also a singer/songwriter, digital nomad, happiness enthusiast, and certified Laughter Yoga leader. Her journey of happiness and positivity stemmed from growing up roadschooled while battling a lack of self-confidence. This led her to studying personal growth and eventually sharing her learnings along the way. Podcast: The Positively Delighted Show Etsy Shop: Positively Delighted Instagram: @positivelydelighted Facebook: @positivelydelighted YouTube Channel: Positively Delighted Website: positivelydelighted.com Each Positively Delighted coloring page design includes motivational affirmations to help you cultivate a positive mindset and increase your happiness habits. I thought these were so cute that I had to get some for my girls...and of course a few for myself too! These were so much fun to take on our last camping trip! I knew you'd love these as much as I do, so I hooked y'all up with a 20% off discount code on any of Kelsey's Positively Delighted digital downloads exclusively for my community! All you have to do is use the code SUNNYSIDE20 at checkout! I'd love to hear from you... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method. *Disclosure: There are some affiliate links above, but these are all products I highly recommend. I won't put anything on this page that I haven't verified and/or personally used. Read our disclaimer here.  

The idea behind a “Fresh Start Weekend” is about preparing for the week ahead, instead of feeling like you're catching up from the previous week. By adopting this mindset and taking care of these 5 main tasks you'll be setting yourself up for success for the next 7 days. Note that this doesn't have to be done on Saturdays and Sundays. Whatever days of the week that work for you can be your “fresh start”. Look at what day or days you could plan to do these tasks and commit to it, prioritize it, and grow the habit. In this episode, I share about: How adopting this habit will set you up for success for the week ahead How I plan out my week's tasks ahead What role budgeting plays in this habit What you need to know about getting a fresh start on your food All of the household chores I include on my list Where all of my miscellaneous tasks fall in my routine Memorable Quotes: “This is all about being prepared, the best you can, for the week ahead. Taking control and not letting the week just happen to you. ...not letting your life just happen to you.” Resources Mentioned: Podcast Home Page Leave a Podcast Review Rise + Shine Spotify Playlist [Blog] Podcast Recommendations From The Community [Monthly audio book subscription] Audible [Daily Planner] Simplified Planner [14 Budgeting Worksheets] Budgeting Starter Pack [Full Budgeting Course] Your Sunny Money Method [Meal planning guide] Let's Make Meal Planning Simple by Christine White [Minimalism Expert] Allie Casazza [Cleaning Expert] Kendra Hennessy This week's review shoutout     by JessNaunas “Sami's content is so straightforward, valuable, and real! I love how encouraging she is while pushing listeners to grow. It can be hard to find women in the personal development space.” I'd love to hear from you... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram. HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.    

Mental health and money are arguably two of the most taboo topics of discussion in our society. However, so many people are struggling with not just one, but both, depression and debt. It's important to recognize that while on a debt free journey, you may struggle with a depressive dip - or experience anxiety surrounding money. This journey is not always easy, and your brain may try to sabotage your financial goals and dreams. Thankfully, there are people in this community like Vee Weir from Vee Frugal Fox, who are open about their own journeys. Through her openness, Vee is helping to eliminate the stigma surrounding both subjects in our culture, and is sharing her best tips with us! In this episode, Sami + Vee talk about: Both of our mental health journeys Steps to take when dealing with depression while on a debt free journey Why it's important to take it one day at a time The importance of community When + How to ask for help The importance of saving, especially if you're struggling with your mental health Vee's non-traditional advice on saving while in debt Memorable Quotes: “You've got to take care of yourself first if you ever want to help anyone else.” -Sami “It's all a journey, it's all a process, it's something that you have to calibrate every day.” -Vee “What really really helped me was The Baby Steps. Just taking it one step at a time.” -Vee “When everything else in my life goes awry, I think, ‘What can I control?' I can my budget, I can control my numbers. Usually, when I'm super stressed or depressed you'll find me on my Mint App or writing out my budget.” -Vee “Sometimes I'll get anxious when other things are out of my control, and even just logging into my bank account reminds me that I'm in control of something.” -Sami “I'm a very future-focused person, and that was a lot of what drove my anxiety. I thought I was saving money for the future, but I realized that I'm actually saving for the present as well as the future because it brings me present peace.” -Sami “Keep on listening to Sami's podcast because it's amazing, and a revelation, and I love it.” -Vee “My mindset behind all of it is that if I can admit that I have depression, I have anxiety, I've been in debt…all of these things that are so taboo to talk about…and I can come out the other side of it, I'm laughing about it now, then there's hope for just about anyone.” -Sami Resources Mentioned: Podcast Home Page [A Sunny Side Up Life Podcast] EP. 17: How To Stay Sunny [Counseling App] Better Help [Vee's Guest Blog] 5 Tips To Survive Getting Out Of Debt When Dealing With Depression #debtfreecommunity on Instagram [My preferred bank for a savings account] Ally Bank (2.20% APY at time of recording) [A Sunny Side Up Life Resource] Set of 14 Budgeting Worksheets [A Sunny Side Up Life's Free 5-Week Course] Magic + Money WHO IS OUR GUEST?  Vee began her personal finance journey on January 4, 2016. Since that date she has connected with thousands on Instagram following the same path, inspiring debt-free living and mental health advocacy. Throughout the last four years, she graduated from the University of North Carolina at Chapel Hill, paid off $55k in debt, published a poetry book, and started her own business (Weir Digital Marketing) - all while remaining transparent about her depression and anxiety with her online debt-free family. Her hope is that through her openness, others share their ‘taboo' money and mental health experiences, eliminating the stigma surrounding both subjects in our culture. Personal/Budgeting Instagram: @veefrugalfox Business Instagram: @weirdigitalmarketing  I'd love to hear from you... Reviews are everything on iTunes! Would you take a minute and click here to leave a review? If you have a question or comment about this episode connect with me over on Facebook or Instagram.  HEY I'M SAMI WOMACK I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind  A Sunny Side Up Life. My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us! Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking. I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.

Budgets. Does that word feel gratifying or does it bring up dread? Sami Womack from A Sunny Side Up Life is here today with an excellent perspective on how to live an abundant, joy-filled life through budgets and smart financial decisions. She has a passion for teaching moms how to live a more free and positive life, and how to look at their finances through new eyes, even when it seems daunting. This is a refreshing episode about the power of focusing on what matters and changing your money and budget mindset from what you're having to give up to what you're gaining.  Want more info on this episode? Click here for all the deets and full show notes. If you loved this episode as much as I loved sharing it, there is more where that came from. Be sure to subscribe so you don't miss out. And I would just loooove if you would leave a review and rating. It's a little thing that makes a big difference and helps me to continue to bring on valuable, totally rad guests. Have a topic you want me to cover on the podcast? Submit them to us here. This show is all for you, mama. Let's talk about the things you most want to hear about.  Thanks for listening, mama!

Order Your Copy of Minimalist Moms: Living & Parenting with Simplicity ( https://www.amazon.com/Minimalist-Moms-Living-Parenting-Simplicity/dp/1642505099 ) ---- Join me today as I speak with Sami Womack regarding debt payoff methods. Sami is the brains behind A Sunny Side Up Life. She’s a budgeting coach, host of a chart-topping podcast, and runs a growing YouTube channel. Her family’s story of paying off $490,000 of debt has been featured on numerous major platforms. In this episode we’ll explore four methods for paying off debt. Sami shares the method(s) she used in her own debt journey and the four methods she recommends! Show Notes for EP170: Four Methods of Debt Payoff with Sami Womack ( http://www.minimalistmomspodcast.com/ep170-four-methods-of-debt-payoff-with-sami-womack ) *Enjoy this Podcast?* Learning how you can get rid of clutter and live an intentional and purposeful life has never been this simple. If you enjoyed today’s episode of the Minimalist Moms Podcast, then hit subscribe and share it with your friends! *Post a review and share it!* If you enjoyed tuning into this podcast, then do not hesitate to write a review. You can also share this with your fellow mothers so that they can be inspired to think more and do with less. *Questions?* You can contact me through my website ( http://www.minimalistmomspodcast.com/ ) , find me on Instagram ( https://www.instagram.com/diane_boden/ ) , or like The Minimalist Moms Page on Facebook ( https://www.facebook.com/minimalistmomspodcast/ ). *Thanks for listening!* For more updates and episodes, visit the website ( http://www.minimalistmomspodcast.com/ ). You may also tune in on Apple Podcasts ( https://podcasts.apple.com/us/podcast/minimalist-moms-podcast/id1159498258 ) , Spotify ( https://open.spotify.com/show/2TdfpBVkMLAcJhnbRwoJ0u ) , Google Podcasts ( https://podcasts.google.com/feed/aHR0cHM6Ly9taW5pbWFsaXN0bW9tc3BvZGNhc3QubGlic3luLmNvbS9yc3M ) , or Stitcher ( https://www.stitcher.com/podcast/minimalist-moms ). *Episode Sponsored By:* Betterhelp ( Betterhelp.com/minimalist ) (CODE: MINIMALIST) Headspace ( headspace.com/minimalistic ) (CODE: MINIMALISTIC) Advertising Inquiries: https://redcircle.com/brands