Podcasts about diffy

A slightly different episode today.I wanted to shed a bit of light on someone who does a job most people don't see. As session musicians, we're often told a time to be somewhere, we arrive, and our equipment is already set up. Not to mention the stage and lights and whatnot. I thought it'd be fun to chat with a backline technician about what they do and what it's like to be on that side of a gig or tour.Diffy is a backline technician who specialises in drums and percussion. For the last twenty years he's been touring with artists like Liam Gallagher, Glass Animals, Jamiroquai and Tom Jones. We discussed his move from drummer to drum tech, balancing tours with being a dad, what exactly a backline tech does, and how touring can be a lonely but brilliant job.There was a weird issue with Diffy's airpods for a while, so please excuse the clicking noises. They do eventually stop, I promise!By the way, please check out the links at the bottom of the show notes. You can support the podcast, and also email me. I'm looking to do a Q&A episode soon, so send your questions to nwinsessionwith@gmail.com.I hope you enjoy our conversation as much as I did. (Recorded 31st January 2023)Support the showFollow me on Instagram - @nategrooveSupport the show hereAny questions or guest suggestions, please email nwinsessionwith@gmail.comGet 20% off all Safari Pedals plugins. Enter code Session20 at checkout!

The CHIPS Act More Billions to China? What's the Best Private Search Engine? Private Messengers Well, they did it. Yeah, it's no longer called "Build Back Better," but it's now the "Inflation Reduction Act." Imagine that. Reducing inflation by causing more inflation through massive spending. And then there's the the "CHIPS" act and, uh, yeah, government's coming for our wallets again. Oh, and this is bound to make things worse.  [Following is an automated transcript.] The semiconductor industry has been hit hard by the lockdown. [00:00:21] Of course, it just totally destroyed supply chains all over the world. Makes me wonder if this wasn't intentional, but we are dependent on not just us manufacturers for things like our cars, through our computers, through harvesting machines that farmers need. We are dependent on foreign. Nations to make our chips, our chip sets that that's kind of a bad thing. [00:00:47] When you consider right now, there is a whole lot of stuff going on over there in the south China sea, which of course is where, what is made. You've probably heard about this before, where in fact, most of our chips are made at least a higher catchups that's a bad. because that means that a place like Taiwan, which has had serious problems with water shortages, and you need a lot of water in order to make chips, it has had all kinds of political instability. [00:01:21] Of course, they had the same locked. Down messes that the rest of the world had, and that just really messed them up. And then you look at what we did and you had the companies like Ford and GM. These are, I'm mentioning these guys, cuz they're the obvious ones, right? Chrysler, who all said, oh, people aren't gonna buy cars. [00:01:40] So we're going to cut back our orders. And remember the whole, just in time thing back in the seventies, I remember. Ever so well, it was like, wow, Japan. They are the model of world economies. We've got a. Everything that they do over there in Japan. And the big thing that we took from that was just in time inventory. [00:02:03] Oh my gosh. I mean, I don't have to have a warehouse with parts and order a train load at a time. I can just order as many as I need and have them arrive just in time. I was watching a documentary on Volkswagen who has, I guess it's the biggest factory in the world. This thing's absolutely amazing. And while they're assembling the cars, the parts that are needed show up just in time, there will be parts that show up that morning from subcontractors, and then they move through their systems there at the factory. [00:02:39] And then they end up right there at the person who needs to install. Minutes before it's needed. Now that's kind of cool. Cuz it cuts down in your costs. It lets you change a vendor. If you need to change a vendor, if you don't like some parts, you don't have to, you know, get rid of a whole train load or return them all. [00:02:56] You just have to return that days, but it introduces some very. Serious problems, especially when there are supply chain problems, you know, we've been living in a world that that has just been very, very easy. I'm not gonna say it's too easy, but it's been very easy. We don't have so many of the problems that we used to have way back when, like what 50 years ago really. [00:03:23] We have these problems where we do a lockdown where a country locks down, let's say Taiwan lockdown, and, and we didn't, and we tried to manufacture things you wouldn't be able to. And part of the theory behind the way we interact with other countries is that it will prevent war. You see if we're a completely separate country and we decide, uh, that, uh, you know, just leave us alone. [00:03:50] And let's say China decided that they wanted some of our territories or some of their neighbors over there in the south China sea, et cetera. China could just go in and do it. But if we're trading partners, if they rely on us in order to keep their economy going, then we're not going to go to war with them. [00:04:12] And they're not gonna go to war with us because we both need each other. That's been a, a mantra now for quite a few decades with countries worldwide. Of course, Ukraine and Russia are an interesting combination because Russia needs Ukraine. For quite a number of different supplies, food, and, and other things. [00:04:32] And Ukraine needs to a lesser extent, Russia, as well as a market, but it, it provides food for a worldwide market. It it's kind of crazy, but that's been the theory. The theory is, well, let's bring. everyone close together. We'll put our hands together, we'll lock them and, and we'll sing, uh, I want the world to buy a Coke, right. [00:04:56] Or whatever that song was. You you'll probably remember that song, everyone standing around in the circles or whole all the way around the world. Now it's a nice theory. And, and I like it. I like the fact we haven't gone to war, even though we've got a, I guess you could definitely call it a European war going on, but in, in fact, It does cause these types of problem problems, we're seen, we copied the Japanese just in time inventory and that messed things up because those parts are not arriving when they're supposed to be arriving and you no longer have a warehouse full of parts. [00:05:33] So now you just can't. Can't do anything right now. Now you're in really ultimately big trouble. So what's happening now is Congress decided to pass a, um, I think they're calling it. What was it? A deficit reduction act or something instead of build back better. Because, uh, or no inflation. That's what it was. [00:05:54] Yeah. This is gonna get rid of inflation because we're increasing taxes and , I, I don't get it. Why would Congress think that increasing taxes would bring more money into their coffers every time it's been done? Yeah. There's a little bit of a bump initially, but. It drops off dramatically. If you want to increase revenue to the federal government, you lower taxes. [00:06:19] Every time that's been tried pretty much. It's absolutely worked by lowering taxes because now people aren't trying to hide the money. They aren't do doing things. Uh, like moving their businesses out of the country, even Canada and the rest of Europe has lower corporate tax rates and that's part of what they're going for. [00:06:42] But the manipulation that appears to have happened here is that they wanted to pass this chips act. And the chips act is another example of the federal government helping special interest groups at the expense of you and I, the expense of the taxpayers. So this special interest group came to them and, and they carved out some 50 something dollars. [00:07:08] I think it was yeah, 52 billion in grant and 24 billion in tax credit. To the us semiconductor industry now at, at first glance, you look at that and say, well, okay, that's, that's actually really good because what can happen here is the semiconductor industry can use that money to build plants here in the us to build fabs chip Fabrica fabrication plants. [00:07:33] I know I can talk and, and yeah, they probably could. And that could be a very, very good. But the devil is in the details. Yes. What else is new here? Right. So this, uh, last minute by partisan agreement that they agreed, they weren't gonna do build back better because of what mansion had said. Right. I, I'm not gonna support that cuz it's just going to increase inflation and increase our debt. [00:08:00] And by the way, our federal government. Is barely gonna be enough to discover the interest payments on the debt. You know, no principle at all, which is an incentive for the federal government to cause inflation because then the federal government can pay back that debt with inflated dollars that cost them less. [00:08:20] And then, uh, there goes the debt, right. And they can talk about how great it was. But if you are retired, if you're looking at your retirement account, With the type of inflation we have, which isn't the nine point, whatever that they've claimed in reality, if you use the same methods and metrics that were used in the 1980s where they're saying, oh, it's been 50 years, 40 years since we had this type of inflation. [00:08:46] No, no, no. We have never ever had this type of inflation in modern America. Because in fact, the inflation rate of use, again, those same net metrics is supposedly in the 20% range. So what that means is the federal government's able to pay you back 20% less. Then they actually borrowed from you because of that inflation. [00:09:12] It's it's just incredible. So here we go. Some $77 billion going to the us semiconductor industry, but, um, there's another little trick here that they played on all of us and that is. The lobbyist from the semiconductor industry who, by the way, themselves are spending tens of billions of dollars to build new fabs new plants. [00:09:35] They're spending it out of their own pockets, not out of our pockets already. Okay. But they lobbied and Chuck Schumer introduced, uh, uh, cute little thing. Cute little thing. It, the bill had said, yeah, we have to use this. For American interest basically. Uh, so he removed that. So now yeah, those tax dollars that are supposed to rebuild our chip industry, they can be used to help China. [00:10:01] Yes, indeed. They have already penciled in some of that 77 ish billion dollars to go to China. Yeah. Yeah. Isn't that great. I, I thought China was part of what we're trying to protect ourselves from here. Certainly. not, not as a, you know, a hot war sort of a thing, but frankly, as our biggest competitor in the world, it is incredible. [00:10:29] The us share of chip manufacturing globally has dropped from 12%. From 37%, just 30 years ago. Okay. So we've lost two thirds of our pros. If you will, on the world market in making chips, Hey, you should have received this, uh, on when was it this week? Uh, Wednesday, Tuesday, uh, my weekly insider show notes. [00:10:56] There's links to a great article in here. From the semiconductor industry, themselves talking about what is going on, what really happened. And, uh, don't worry. It's only more than a trillion dollars. And then this on top of it, it's only another 250 billion. Don't worry about it. You'll be able to pay it back. [00:11:18] Yeah. Yeah. stick around. We'll be right back. [00:11:25] I don't know if you've heard of digital exhaust, it's kind of a new term. And it's talking about the things we leave behind the cookie crumbs, if you will, not cookies and browsers, but that's part of it. We're gonna talk about the browser you're using and the search engine. [00:11:42] We have a lot of choices when it comes to browsers. We've talked about it before, and if you'd like a copy of my browser, special report, of course, this it's free. [00:11:52] I wouldn't mention it. If it wasn't here and you can just get it by, go by emailing me, me@craigpeterson.com. You actually can't just get it, but I'll be glad to email it to you or we'll have Mary or. Send it on off to you? Me M E Craig peterson.com. Well, people have been worried about their data. Many of us have been worried a very long time, and then remember the whole Cambridge Analytica scandal. [00:12:23] It's amazing to me, how stuff gets politicized. I'm shaking my head. I just can't. People because bronch Obama got everything on everyone, on Facebook for his campaign. Not, not a beep, nothing. I, nothing. He had everything on everybody and Cambridge Analytica and there was just given to him by the way. And then Cambridge Analytica, uh, decided, okay, well here's what we're gonna do. [00:12:47] We're gonna make. This little program, people can play it. We'll we will, uh, advertise on Facebook and then we'll gather data on people who are there on Facebook and we'll use it for orange man. Bad Trump. Yeah, this will be great. And so the the exact opposite of what they did with president Obama. When he got all this information on tens of millions, I think it was actually hundreds of million. [00:13:15] People, uh, they decided this was bad. and they started making a big deal about it. And so a lot of people at that point decided, Hey, uh, what's happening here? What, what is going on? Should, would they have my information? Because remember this is an old adage. You've heard it a million times by now, but it bears repeating. [00:13:39] If you are not paying for something you or your information are the product. And that's exactly true. Exactly. True. If you are using Google maps, for instance, to get around, to do your GPS navigation, you are the product cuz Google is selling information. They collect information, right? That's what they. Do and you might have noticed recently you probably got an email from Google saying, uh, we're gonna be flushing, uh, your location, or at least some of your location information soon. [00:14:13] Did you, did you get that email from Google? I, I got it right. And I don't use Google very much, but I, I obviously I need to, I need to know about Google. Google's good for certain things, and I understand what it's doing. But it decided all of a sudden after the, again, left stuff, right. People were all worried that because there was no longer a national law on abortion, uh, by the way, there never has been a national. [00:14:46] Law on abortion. And in fact, that's what the Supreme court said. You can't make up a law in the court. You can rule on the application of the law in the court. They've gone, they've stepped over that boundary and decided they can rule on whether or not there should be a law. And so the court said, Hey, listen, this is a, at this point, a state's rights issue, right? [00:15:11] The 10th amendment to the us constitution, uh, the state should decide this. And the Congress didn't act there. There's no federal law about this. So the, these rulings were bad and people say, oh no, that's terrible. It was the first time it's ever no, there've been over 200 times where the Supreme court changed its mind. [00:15:34] Think of the dread Scott decision. If, if you even know what that is, well, you guys do cuz you're the best and brightest, but these people complaining probably have no clue about any of this stuff, right? None at all. So they're all upset because now, oh my gosh, my golly, um, because Roe V Wade, et cetera, was overturned. [00:15:55] Now they're going to be tracking me. Because my data is being sold. Cuz you remember that's how they came after these January six protestors, right. That were down in, in Washington, DC by using the GPS data that came from the apps that were there on their phones. Yeah. And, uh, that's also how it was proven that the election. [00:16:19] Uh, may have been stolen, but certainly had substantial fraud because they were able to buy the data. Look at the data show. What was pretty, obviously the, uh, acts of at least a thousand people that were completely illegal in ballot harvesting and. Box stuffing. Right? So again, GPS data, you can buy it. The federal, government's not allowed to keep data on us. [00:16:49] It's not allowed to spy on the citizens at all. Right. So what do they do? They go to these same data brokers and they buy the data. I sold it now. Well, we're not tracking, but people are you kidding me? We would never do that. But they're buying the tracking data from third parties. So they are tracking. Oh no, no, it's not us. [00:17:11] It's it's other people. So now they're worried. Well, if I go to an abortion clinic, are the state's attorneys general. That do not allow abortions in their states where the law does not allow it. Are they going to buy data and see that I went to an abortion clinic, even if I went to an abortion clinic out of state. [00:17:35] Now you can see their concern on that one. Right? So a again, now all of a sudden they're worried about tracking data. I, I just don't understand why they trust the government on one hand and don't trust it on another hand, I guess, that. People say right. The ability to hold two conflicting thoughts has truth in your mind at the same time, but they're concerned and it's legitimate. [00:18:00] So what happens. Google decides we're not going to, uh, keep location data on you. And that way none of the attorneys general can ask us forward or subpoena it cuz we just don't have it. And that was all because of the overturn of the court ruling on abortion, the federal court. So it, it, to me, it it's just so disingenuous for these people to only care about privacy when it's about them. [00:18:36] And I, I, I, again, I, I just don't understand it. My mother is that same way. I know she doesn't listen to this, so , I can say that, but it it's, uh, absolutely absolutely incredible to me that, uh, that, that happens. So what do you use. There there's a number of major search engines, real in the, in the world. [00:18:59] Really what you're looking at is Google. It's like the, the 800 pound gorilla out there. And then you also have Bing Microsoft search engine. There have been a few that have come and gone. There's some that I liked better. Like I loved Alta Vista much better. Because it had ING algebra operations that you could do much better than Google. [00:19:23] So I've ended up with Devon, think that I use now for searching if I need to, uh, to get real fancy searches going on, but I gotta mention duck dot go. Now it got a bit of a black eye recently, but the reality is if you want to keep your searches, private duck dot go is a way to go. Well, we talked about the top 100 hospitals in the country and how they were tracking you using Facebook or Google, uh, trackers cookies. [00:19:59] And they would know, oh, you just registered an appointment with an oncologist or, or whatever it might. B right. Which is private information, duck dot go does not have any tractors on it. They do not keep a history of what you've been searching for and they do not sell that stuff to advertisers. Now behind duck dot go is Bing. [00:20:23] But Bing does not get access to you. Only duck dot go does, and they don't keep any of that. So check it out online that kid's game used to play duck dot, go.com. Obviously I don't, uh, don't make any money off of that. Oh. And by the way, they have apps for Android and iOS and browser extensions stick around will be right back and visit me online. [00:20:49] Craig peterson.com. [00:20:52] I got a question from a parent whose son was serving over in the middle east and they were asking what was a safe messaging app to use. And they asked about what's app. So we're gonna talk about that right now. [00:21:08] There are a lot of different messaging apps that people are using and they all have different features, right? [00:21:17] Uh, there have different ways of doing things and the top are WhatsApp. Facebook messenger. Why would anyone use that? Uh, we chat again. Why would anyone use that vibe line telegram and IMO, which I'm not familiar with? This is according to ink magazine, the top seven messenger apps in the world. So why would people use those? [00:21:47] Okay. So let's, let's just talk about them very briefly. The, the two top ones in my mind that I want to talk about, but WhatsApp has 2 billion active users. It's the number one messaging app followed by WeChat, which is a Chinese messaging app with 1.2 billion. Users and WeChat is also used to make payments. [00:22:12] And they've got this whole social, social credit system in China, where they are tracking you deciding whether or not you posted something or said something in a chat that, uh, they don't like. And so you, you just, you can't get on the train to get to work and you lose your job, right. Yeah, they, they do that regularly. [00:22:32] And there are people in the us here that are trying to do very similar things. This Congress has, uh, not been the best. Let me put it that way. So should you use that of. We chat now, obviously, no, the next one is Facebook messenger also called messenger by meta. And it has close to a billion users. And again, they are watching you. [00:23:01] They are spying on you. They are tracking what you do, WhatsApp. I I use for, uh, one of my masterminds. The whole group is in on what's happened. I'm okay with that. Nothing terribly private that I'm worried about. There, there are things that are said or discussed that, that I'm not, uh, Perhaps happy that they're privy to, but in, in reality, WhatsApp is pretty good. [00:23:29] Now you have to make sure that when you're using something, something like WhatsApp that you have to turn on their privacy features. For end to end security because that's been a, a historical problem with WhatsApp. Yeah. They can have end to end encryption, but you have to turn it on. So what is end to end encryption and why does it matter? [00:23:57] Well, end to end encryption means if you are sending a message to someone or someones. They have, obviously have to have the same app that you do. And when it gets to the other side, uh, they can decrypt. So anyone in the middle. We'll just see a whole bunch of encrypted data, which just looks like trash. If, if it's encrypted properly, there's no real distinguishing, uh, portions to it. [00:24:30] If you will, or identifying factors that it's anything other than just random data, really good, uh, encryption does that, right? It does a, and. compression first and, and then messes with, we're not gonna get into how all of that works. I helped way back when to put PGP together at, uh, Phil. Zimmerman's pretty good privacy. [00:24:55] I actually still used some of that stuff today. And then PGP became G G, which is the GNU privacy, uh, G G and is well worth it as well. But that. Um, exactly what we're talking about. We're talking about regular messaging apps that regular people can use. I do use G G by the way, those of you who email me@craigpeterson.com, if it's actually me responding to you, it will be. [00:25:26] A message. That's cryptographically signed by G G so that you can verify that it was me and it wasn't Mary, or it wasn't Karen. So I, I do that on purpose as well. All right. I'm sorry, wander around a little bit here. WhatsApp is pretty commonplace. And is pretty good. Well, WhatsApp, as I mentioned, end end encryption. [00:25:50] But it's using the encryption from another project that's out there. And this is an open source project called signal. If you want to be secure. End to end if you don't want to leave any digital exhaust around use signal. It's very, very good. Um, Mo what is his name? Um, Moxi Marlin spike is the guy that founded it. [00:26:15] He ran that company for quite a while. It's a foundation. And, uh, as I recall, early 20, 22, he stepped down as the head of that foundation and other people have taken over, but he's even threatened to, and I assume he actually did build in some things into signal. That will make some of these Israeli programs that are used to crack into cell phones. [00:26:43] It'll make them fail. They'll crash because of bugs in their it's. Well, again, that's not what we're talking about right now, but signal. Again, if you're gonna send a message just like with WhatsApp, the other person, the receiver has to have signal on their device signals available for smartphones again, Android and iOS, you know? [00:27:07] What I feel about Android, which is don't use it. You're much better off. If you don't have much of a budget buying an older model iPhone, they're gonna be a lot safer for you. So signal, it will also run on your windows, computer, or your Mac, the same thing with WhatsApp, by the way. So WhatsApp more common, not the worst thing in the world for privacy signal, less common and definitely very good for privacy. [00:27:37] Now I mentioned apple here. I use max and I have ever, since they switched over to a Unix base, they actually put a mock microkernel and a free BSD user land, if and kernel on top of them. Um, the mock microkernel. So if, if you're total geek, you know what I'm talking about? It's designed to be safe and secure from the beginning. [00:28:02] Whereas with windows and with Android, it was shoehorned in the security, the privacy, right. It just wasn't there. So what should you do? Well, I, I, as I mentioned, you should be. Apple iOS devices. I'm not the world's apple fan. Okay. Don't get me wrong, but they are a lot more secure and the max are also very secure again. [00:28:32] Nothing's perfect. Uh, they have not been attacked as much as windows computers because of course, windows is more common, but having worked in the kernel and the network stack on both windows. Uh, the actual kernel, the actual source code of windows and Linux and BSD and system five. So all of the major core, uh, Linux distributions over the decades, I can tell you that. [00:29:05] The Unix world is far, far more secure. Now you don't have to worry about it. People look at it and say, well, what should I use? Well, if you are a geek, you should probably be using Linux. I do use Linux, but I, I will admit my main workstation is a 10 year old Mac. 10 years old. Uh, how long do your windows machines last? [00:29:31] Right. And, and it's still working great for me very fast. Still. It's a great little machine and we still have Mac laptops that are, uh, 20 years old. So they, they are designed and made to last same thing with the phones, but they can be more expensive. So look at refurbed, look at older models because it will save you. [00:29:55] You can be in the same price range as windows. You can be in the same price range as Android, and you can have much, much better privacy and security stick around, cuz we'll be right back. And if you sign up for my email list, you'll get my free insider show notes every Tuesday or Wednesday morning. [00:30:17] We're gonna talk about electric vehicles right now and what the wall street journal is calling the upside down logic of electric SUVs. And you know what? I agree with them here, but where are electric vehicles today and where are they going? [00:30:34] Electric vehicles are an interesting topic because in reality, we're not ready for them. [00:30:43] Our grid is not set up to handle electric vehicles. We are crazy what we're doing right now. Shutting down power plants. Germany is bringing nuclear plants that they had. Down back online. They're not fools. Nuclear is the cleanest right now, uh, source that we can possibly get don't fool yourselves by listening to people that tell you that, for instance, the solar cells you put on your roof are green because they are. [00:31:14] Not highly toxic, the manufacturing, distribution, and disposal of those things, California, we talked about this a couple of weeks ago has a huge problem now because 90% of those solar panels on people's roofs are ending up in landfills and are leaking toxic metal. into what little, uh, underground water supply California still has left. [00:31:42] And that's not just true of California. That's everywhere. So we are depending on more electricity, when we actually have less electricity, we're shutting things down. Look at Texas, right? They're oh, we're we're trying to be green, green, green, green, green, and people complain about Texas being conservative. [00:32:01] It's not, it's just very independent. They have their own electric grid. The only state in the nation that has its own electric grid. That's not tied in. To anybody else. The whole rest of the country is composed of two grids. So if one state isn't producing quite enough, they can potentially buy it from another one here in the Northeast. [00:32:24] We bring some of the power down from RI Quebec LAA, Leno. Over there in the north, right from the LG projects that they have up there. Of course it's from hydroelectric dams, but we, we exchange it all. We move it back and forth. But we're shutting down some of these relatively clean sources of energy, even cold now with all, all of the scrubbers and stuff. [00:32:54] But if you look at nuclear, particularly the new nuclear, it is as safe. It's far safer than burning, uh, natural gas that so many grids burn look in New Hampshire, doubling doubled. It doubled the cost of electricity in new H. because we didn't bring on the second nuclear reactor in Seabrook. Right. And we're burning natural gas to generate most of our electricity. [00:33:27] It doubled, it? It's absolutely crazy. The cost, the things that are happening in Washington and locally, like in New Hampshire, like in Texas, like in so many other states are making our lives much worse and. To top it all off. Now they're pushing electric vehicles, which again are not green. They are not safe. [00:33:53] They are hazardous to the environment in so many ways, but particularly. By their manufacturing. So if consumers and businesses really cared about the carbon dioxide that they're emitting, right. That greenhouse gas that's, uh, you know, just absolutely terrible. Uh, they might buy what what's selling right now. [00:34:19] Hmm. Not me. Look. Yeah, EVs electric vehicles like Ford Mustangs, mock E Hummers, EV that's from GM. The, uh, the wonderful new electric pickup. From Ford. Now these are huge vehicles. They are long range electric vehicles, which is what we want. Right. And they can be driven tens of thousands of miles before they rack up enough miles and save enough gasoline to compensate for the emissions created just to produce their batteries. [00:34:56] And that's according to their fans. And when we're talking about the fans, their, their, uh, predictions, their estimates, their statistics typically are what? A little tainted. Right? We talked about that earlier. Yeah. So it, it, it gets to be a problem doesn't it gets to be real problem. So what are they doing in, instead of making the small electric vehicles, like the Nissan leaf? [00:35:25] Which was a great little car. I've told the story of my neighbor, who has the, the leaves. He has a couple of them, and he installed a bunch of solar panels and he uses those to charge his leaves and to run around. Cuz most of what driving he does most driving, I do most of the driving, most people do is just short range, right? [00:35:45] It's less than 30 miles. He just, he loves it. Right, but he's not doing it because it's green. He realizes that it harms the environment to have those solar cells and it harms the environment to drive those electric cars that were very harmful to be made the batteries right now from these electric cars, the outtakes they are storing just like nuclear waste, although there's far more of it than there is. [00:36:15] The nuclear waste, a separate topic entirely, really? I guess there isn't a whole lot of correlation there, but they, they're not able to recycle so many of these batteries. We just don't have the technology for it. So why would you make these big electric vehicles, these sports utility vehicles, these trucks that have the long ranges. [00:36:42] And not something that's nice and small th think European, right? Think of the stupid car from Merc. I mean the smart car from Mercedes, uh, that little tiny car that works great in European cities. Where you don't have a lot of space to park the roads. Aren't very wide. You can kind of zoom around zip in and out fine parking. [00:37:02] And you're not going fast. Not going far makes sense. Right? Same thing with like a Prius with the smaller engines. And yet you see people whipping down the highway passing me. Doing the exact opposite thing that you'd think they'd wanna do. You're driving a small car with a small engine. Maybe it's a hybrid electric gas. [00:37:24] Maybe it's a plug-in hybrid. To do what to stop CO2, supposedly to save the environment. And yet at the exact same time, you are causing more harm than you need to, to the environment by zooming down the highway. That's not what these things are made for, not what they're designed for, but that is what most people could use. [00:37:45] And yet G. Ford Chrysler, none of them are making the vehicles that fit into that part of the marketplace. The other nice thing about the smaller vehicles is they don't require as long to charge cuz they don't have to charge up these big battery packs because you're not going that far. So it's less of a demand potentially on the grid. [00:38:12] Because again, even if you drive that big electric SUV, 30 miles. You are hauling around a thousand pounds, maybe more of batteries that you don't actually need to haul around. See again, it goes back to how so many of us are looking at this stuff. Just like the original Prius poll that I've talked about. [00:38:39] So many times where the number one reason people said that they drove a Prius. This was some 70% of the people was because of what they thought the purchaser of the Prius thought other people would think about them. , this is, this is a real, real problem. You know, the assumption that electric vehicle stops oil from coming out of the ground stops natural gas from coming out of the ground, stops coal from being mined. [00:39:08] That assumption is problematic because it is not true. And when it comes to the carbon footprint, again, I obvious. Obviously the, the environment is changing. The temperatures are changing. It it's obvious, right? Climate denier, some might call me, but it's obvious that climate's changing. It has always been changing Mount Saint Helen's eruption, put more carbon dioxide into the atmosphere than mankind has since the beginning of. [00:39:46] So look at these volcanic eruptions and say, oh, okay. So we've barely scratched the surface as humankind, far less than 1% of global warming is actually caused by humans. but it it's about control, but this isn't a political show. Uh okay. Uh, I guess I am. So let's talk about the next article I had in my newsletter that came out this week again, Tuesday or Wednesday, you can sign up for it. [00:40:17] It's absolutely free. This is my free newsletter@craigpetersondotcomorjustsendmeanemailmeatcraigpeterson.com and ask to be signed up. It looks like president Biden is maybe thinking about going nuclear. I talked about this on the air earlier this week, cuz there's a couple of really interesting things happening. [00:40:41] One is the federal government has authorized some of these new nuclear technologies. To go online. So they've got these different plants. There's a number of different types of plants that are out there and different technologies, but all of them hyper safe and they are actually in small production. [00:41:07] Pretty darn cool. The second thing which I found particularly interesting is that at least. Three times over the last few weeks, president Biden has talked about nuclear power just in passing, right? He, I think he's trying to get his base to get used to the idea because he's been trying to eliminate all forms of energy consumption, but he does seem to maybe favor development of nuclear power or whoever is writing his speeches for him, you know, nuclear. [00:41:41] Is carbon friendly, very carbon friendly, friendlier than windmills or solar parks. And it's a lot more reliable. So I'm, I'm happy about that new plants coming online, just small ones. And that frankly is the future of nuclear, not these huge, huge, and they, he he's talking about it. We'll see, it's absolutely green. [00:42:07] Even as I mentioned, Germany is bringing nuclear plants back online and the European union has declared that nuclear is green technology. And. I'm shocked here because apparently I'm agreeing with the European parliament. Oh wow. What's going on? Hey, visit me online. Craig peterson.com. Make sure you get my insider show notes and the trainings that come out. [00:42:39] Craig peterson.com. [00:42:41] Hey, it looks like if you did not invest in crypto, you were making a smart move and not moving. Wow. We got a lot to talk about here. Crypto has dived big time. It's incredible. What's happened. We get into that more. [00:42:58] Crypto currencies. It, it it's a term for all kinds of these basically non-government sanctioned currencies. [00:43:08] And the idea behind it was I should be able to trade with you and you should be able to trade with me. We should be able to verify the transactions and it's kind of nobody's business as to what's happening behind the scenes. And yet in reality, Everybody's business because all of those transactions are recorded in a very public way. [00:43:33] So crypto in this case does not mean secret or cryptography. It's actually referring to the way the ledgers work and your wallets and, and fact, the actual coins themselves, a lot of people have bought. I was talking with my friend, Matt earlier this week and Matt was saying, Hey, listen, uh, I made a lot of money off of crypto. [00:43:59] He's basically a day trader. He watches it. Is it going up? Is it going down? Which coin is doge coin? The way to go? Cuz Elon must just mentioned it. Is it something else? What should I do? And he buys and sell and has made money off of it. However, a lot of people have. And held onto various cryptocurrencies. [00:44:21] Of course, the most popular one. The one everybody knows about is Bitcoin and Bitcoin is pretty good stuff, you know, kind of bottom line, but 40% right now of Bitcoin investors are underwater. Isn't that incredible because of the major dropoff from the November peak. And this was all started by a problem that was over at something called Tara Luna, which is another cryptocurrency now. [00:44:53] You know, already that there is a ton of vol a ton of, uh, changes in price in various cryptocurrencies, Bitcoin being of course a real big one where, you know, we've seen 5,000, $10,000 per Bitcoin drops. It, it really is an amazingly, uh, fluid if you will coined. So there's a number of different people that have come out with some plans. [00:45:21] How about if we do kinda like what the us dollar used to do, which is it's tied to a specific amount of gold or tied to a specific amount of silver. Of course, it's been a while since that was the case. Uh, president Nixon is the one that got us off of those standards, but. Having gold, for instance, back in your currency means that there is going to be far less fluctuation and your currency means something. [00:45:51] See, the whole idea behind currency markets for government is yeah, you do print money and you do continue to increase the amount of money you print every year. Because what you're trying to do is create money for the. Goods product services that are created as well. So if, if we create another million dollars worth of services in the economy, there should be another million dollars in circulation that that's the basic theory. [00:46:22] Monetary theory really boiling it. Right. Down now of course, you know, already our government has printed way more than it. Maybe should have. It is certainly causing inflation. There's no doubt about that one. So they're looking at these various cryptocurrencies and saying, well, what can we do? How can we have like a gold standard where the us dollar was the currency of the world used and it all its value was known. [00:46:48] You see, having a stable currency is incredibly important for consumers and businesses. A business needs to know, Hey, listen, like we sign a three year contract with our vendors and with our customers. And so we need a stable price. So we know what's our cost going to be, what can we charge our customer here? [00:47:08] Can the customer bear the price increases, et cetera. The answer to most of those questions of course is no, they really, they really can't is particularly in this day and age. So having. Fixed currency. We know how much it's worth. I know in two years from now, I'm not gonna be completely upside down with this customer because I'm having to eat some major increases in prices. [00:47:33] And as a consumer, you wanna look at it and say, wow, I've got a variable rate interest rate on my mortgage. And man, I remember friends of mine back in the eighties, early eighties, late seventies, who just got nailed by this. They had variable rate interest loan on their home because that's all they could get. [00:47:52] That's all they could afford. So the variable rate just kept going up. It was higher than credit cards are nowadays. And I remember a friend of mine complaining, they had 25% interest and that's when they lost a house because 25% interest means if you have a a hundred thousand dollars loan, you got $25,000 in interest that year, you know, let alone principal payments. [00:48:16] So it, it was a really. Thing. It was really hard for people to, to deal with. And I, I can understand that. So the cryptocurrency guys. I said, okay, well let's tie it to something else. So the value has a value and part of what they were trying to tie it to is the us dollar. That's some currencies decided to do that. [00:48:41] And there were others that tried to tie it to. Assets. So it wasn't just tied to the dollar. It was okay. We have X dollars in this bank account and that's, what's backing the value of our currency, which is quite amazing, right. To think about that. Some of them are backed by gold or other precious metals. [00:49:04] Nowadays that includes a lot of different metals. Well, this one coin called Tara Luna dropped almost a hundred percent last. Isn't that amazing. And it had a sister token called Tara us D which Tara Luna was tied to. Now, this is all called stablecoin. Right? The idea is the prices will be stable. and in the case of Tara and Tara S D the stability was provided by a computer program. [00:49:39] So there's nothing really behind it, other than it can be backed by the community currencies themselves. So that'ss something like inter coined, for instance, this is another one of the, there are hundreds of them out there of these, uh, cryptocurrencies. The community backs it. So the goods and services that you can get in some of these communities is what gives value to inter Pointe money system. [00:50:05] Now that makes sense too, right? Because the dollar is only worth something to you. If it's worth something to someone else, right. If you were the only person in the world that had us dollars, who, who would want. Like, obviously the economy is working without us dollars. So why would they try and trade with you? [00:50:27] If you had something called a us dollar that nobody else had, or you came up with something, you made something up out of thin air and said, okay, well this is now worth this much. Or it's backed by that et. Because if again, if you can't spend it, it's not worth anything. Anyhow, this is a very, very big deal because on top of these various cryptocurrencies losing incredible amounts of money over the last couple of weeks, We have another problem with cryptocurrencies. [00:51:01] If you own cryptocurrencies, you have, what's called a wallet and that wallet has a transaction number that's used for you to track and, and others to track the money that you have in the cryptocurrencies. And it it's, um, pretty good. Fun function or feature. It's kind of hard for a lot of people to do so they have these kind of crypto banks. [00:51:23] So if you have one of these currencies, you can just have your currency on deposit at this bank because there's, there's a whole bunch of reasons, but one of the reasons is if. There is a, a run on a bank, or if there's a run on a cryptocurrency, currencies have built into them incredibly expensive penalties. [00:51:47] If you try and liquidate that cryptocurrency quickly. And also if there are a lot of people trying to liquidate it. So you had kind of a double whammy and people were paying more than three. Coin in order to sell Bitcoin. And so think about that. Think about much of Bitcoin's worth, which is tens of thousands of dollars. [00:52:07] So it's overall, this is a problem. It's been a very big problem. So people put it into a bank. So coin base is one of the big one coin coin base had its first quarter Ernie's report. Now, this is the us' largest cryptocurrency exchange and they had a quarterly loss for the first quarter of 2022 of 430 million. [00:52:37] That's their loss. And they had an almost 20% drop in monthly users of coin. So that's something right. And they put it in their statement, their quarterly statement here as to, you know, what's up. Well, here's the real scary part Coinbase said in its earning earnings report. Last Tuesday that it holds the. [00:53:03] 256 billion in both Fiat currencies and crypto currencies on behalf of its customers. So Fiat currencies are, are things like the federal reserve notes, our us dollar. Okay. A quarter of a trillion dollars that it's holding for other people kind of think of it like a bank. However, they said in the event, Coinbase we ever declare bankruptcy, quote, the crypto assets. [00:53:33] We hold in custody on behalf of our customers could be subject to bankruptcy proceedings. Coinbase users would become general unsecured creditors, meaning they have no right to claim any specific property from the exchange in proceedings people's funds would become inaccessible. Very big deal. Very scary for a very, very good reason. [00:54:00] Hey, when we come back, uh, websites, you know, you go, you type stuff in email address, do you know? You don't even have to hit submit. In most cases, they're stealing it. [00:54:12] I'm sure you've heard of JavaScript in your browser. This is a programming language that actually runs programs right there in your web browser, whether you like it or not. And we just had a study on this. A hundred thousand websites are collecting your. Information up-front. [00:54:29] I have a, in my web browser, I have JavaScript turned off for most websites that I go to now, JavaScript is a programming language and it lets them do some pretty cool things on a webpage. [00:54:43] In fact, that's the whole idea behind Java. Uh, just like cookies on a web browser where they have a great use, which is to help keep track of what you're doing on the website, where you're going, pulling up other information that you care about, right? Part of your navigation can be done with cookies. They go on and on in their usefulness, but. [00:55:06] Part of the problem is that people are using them to track you online. So like Facebook and many others will go ahead and have their cookies on other websites. So they know where you're going, what you're doing, even when you're not on Facebook, that's by the way, part of. The Firefox browser's been trying to overcome here. [00:55:30] They have a special fenced in mode that happens automatically when you're using Firefox on Facebook. Pretty good. Pretty cool. The apple iOS devices. Use a different mechanism. And in fact, they're already saying that Facebook and some of these others who sell advertiser, Infor advertisers information about you have really had some major losses in revenue because apple is blocking their access to certain information about you back to Javas. [00:56:07] It's a programming language that they can use to do almost anything on your web browser. Bad guys have figured out that if they can get you to go to a website or if they can insert and add onto a page that you're visiting, they can then use. Your web browser, because it's basically just a computer to do what well, to mind Bitcoin or other cryptocurrencies. [00:56:33] So you are paying for the electricity for them as your computer is sitting there crunching on, uh, these algorithms that they need to use to figure out how to find the next Bitcoin or whatever. Be, and you are only noticing that your device is slowing down. For instance, our friends over on the Android platform have found before that sometimes their phones are getting extremely hot, even when they're not using them. [00:57:00] And we've found that yeah, many times that's just a. Bitcoin minor who has kind of taken over partial control of your phone just enough to mind Bitcoin. And they did that through your web browser and JavaScript. So you can now see some of the reasons that I go ahead and disable JavaScript on most websites I go to now, some websites aren't gonna work. [00:57:23] I wanna warn you up front. If you go into your browser settings and turn off JavaScript, you are going. Break a number of websites, in fact, many, many websites that are out there. So you gotta kind of figure out which sites you want it on, which sites don't you want it on. But there's another problem that we have found just this week. [00:57:44] And it is based on a study that was done. It's reported in ours Technica, but they found. A hundred thousand top websites, a hundred thousand top websites. These include signing up for a newsletter making hotel reservation, checking out online. Uh, you, you probably take for granted that you nothing happens until you hit submit, right? [00:58:10] That used to be the case in web 1.0 days. It isn't anymore. Now I wanna point out we, I have thousands of people who are on my email list. So every week they get my, my, uh, insider show notes. So these are the top articles of the week. They are, you know, usually six to 10 articles, usually eight of them that are talking about cybersecurity, things of importance in. [00:58:38] The whole radio show and podcast are based on those insider show notes that I also share with the host of all of the different radio shows and television shows that I appear on. Right. It's pretty, pretty cool. So they get that, but I do not use this type of technology. Yeah. There's some JavaScript that'll make a little sign up thing, come up at the top of the screen, but I am not using technology that is in your face or doing. [00:59:07] What these people are doing, right? So you start filling out a form. You haven't hit cement. And have you noticed all of a sudden you're getting emails from. Right. It's happened to me before. Well, your assumption about hitting submit, isn't always the case. Some researchers from KU LUN university and university of Lue crawled and analyzed the top 100,000 websites. [00:59:37] So crawling means they have a little robot that goes to visit the webpage, downloads all of the code that's on the page. And then. Analyzed it all right. So what they found was that a user visiting a site, if the, the user is in the European union is treated differently than someone who visits the site from the United States. [01:00:00] Now there's a good reason for this. We've helped companies with complying with the GDPR, which are these protection rules that are in place in the European union. And that's why you're seeing so many websites. Mine included that say, Hey, listen, we do collect some information on you. You can click here to find out more and some websites let just say no, I don't want you to have any information about me. [01:00:25] We collect information just so that you can navigate the site properly. Okay. Very basic, but that's why European union users are treated differently than those coming from the United States. So this new research found that over 1800 websites gathered an EU user's email address without their consent. So it's almost 2000 websites out of the top 100,000. [01:00:54] If you're in the EU and they found. About well, 3000 websites logged a us user's email in some form. Now that's, before you hit submit. So you start typing in your email, you type in your name and you don't hit submit. Many of the sites are apparently grabbing that information, putting it into the database and maybe even starting using it before you gave them explicit permission to do. [01:01:27] Isn't that a fascinating and the 1800 sites that gathered information on European news union users without their consent are breaking the law. That's why so many us companies decided they had to comply with the GDPR because it's a real big problem. So these guys also crawled websites for password leaks and May, 2021. [01:01:54] And they found 52 websites where third parties, including Yex Yex is. Big Russian search engine a and more were collecting password data before submission. So since then the group went ahead and let the websites know what was happening, what they found, uh, because it's not necessarily intentional by the website itself. [01:02:20] It might be a third party, a third party piece of software. That's doing it. They, they informed those sites. Hey, listen, you're collecting user data before there's been explicit consent to collect it. In other words, you, before you hit the submit button and they thought, wow, this is a very surprising, they thought they might find a few hundred website, but. [01:02:44] Course of a year now they found that there were over 3000 websites really that were doing this stuff. So they presented their findings at Usenet. Well, actually they haven't presented 'em yet. Cuz it's gonna be at use N's. In August and these are what they call leaky forums. So yet another reason to turn off JavaScript when you can. [01:03:08] But I also gotta add a lot of the forums do not work if JavaScript's not enabled. So we gotta do something about it. Uh, maybe complain, make sure they aren't collecting your. Maybe I should do a little course on that one so you can figure out are they doing it before even giving permission? Anyhow, this is Craig Peter son. [01:03:29] Visit me online. Craig Peter son.com and sign up for that. No obligation inside your show notes. [01:03:35] We are shipping all kinds of military equipment over to Ukraine. And right now they're talking about another $30 billion worth of equipment being shipped to what was the world's number one arms dealer Ukraine. [01:03:52] I'm looking right now at an article that was in the Washington post. And you know, some of their stuff is good. [01:04:00] Some of their stuff is bad, I guess, kinda like pretty much any media outlet, but they're raising some really good points here. One of them is that we are shipping some pretty advanced equipment and some not so advanced equipment to Ukraine. To help them fight in this war to protect themselves from Russia. [01:04:24] Now, you know, all of that, that's, that's pretty common. Ultimately looking back in history, there have been a lot of people who've made a lot of money off of wars. Many of the big banks financing, both sides of wars. Going way, way back and coming all the way up through the 20th century. And part of the way people make money in war time is obviously making the equipment, the, and supplies and stuff that the armies need. [01:04:57] The other way that they do it is by trading in arms. So not just the supplies. The bullets all the way through the advanced missile systems. Now there's been some concerns because of what we have been seen online. We've talked about telegram here before, not the safest web, you know, app to use in order to keep in touch. [01:05:23] It's really an app for your phone and it's being used. Ukraine to really coordinate some of their hacker activities against Russia. They've also been using it in Russia, te telegram that is in order to kind of communicate with each other. Ukraine has posted pictures of some of the killed soldiers from Russia and people have been reaching out to their mothers in Russia. [01:05:53] They've done a lot of stuff with telegram it's interest. And hopefully eventually we'll find out what the real truth is, right? Because all sides in the military use a lot of propaganda, right? The first casualty in war is the truth. It always has been. So we're selling to a country, Ukraine that has made a lot of money off of selling. [01:06:18] Been systems being an inter intermediary. So you're not buying the system from Russia? No, no. You're buying it from Ukraine and it has been of course, just as deadly, but now we are sending. Equipment military great equipment to Ukraine. We could talk about just that a lot. I, I mentioned the whole lend lease program many months ago. [01:06:44] Now it seems to be in the news. Now takes a while for the mainstream media to catch up with us. I'm usually about six to 12 weeks ahead of what they're talking about. And so when we're talking about Lynn Le, it means. We're not giving it to them. We're not selling it to them. We're just lending them the equipment or perhaps leasing it just like we did for the United Kingdom back in world. [01:07:10] Wari, not a bad idea. If you want to get weapons into the hands of an adversary and not really, or not an adversary, but an ally or potential ally against an adversary that you have, and they have. But part of the problem is we're talking about Ukraine here. Ukraine was not invited in NATO because it was so corrupt. [01:07:33] You might remember. they elected a new president over there that president started investigating, hired a prosecutor to go after the corruption in Ukraine. And then you heard president Joe Biden, vice president at the time bragging about how he got this guy shut down. Uh, yeah, he, he got the prosecutor shut down the prosecutor that had his sights on, of course hunter Biden as well as other people. [01:08:00] So it it's a real problem, but. Let's set that aside for now, we're talking about Ukraine and the weapon systems we've been sending over there. There have been rumors out there. I haven't seen hard evidence, but I have seen things in various papers worldwide talking about telegrams, saying. That the Ukrainians have somehow gotten their hands on these weapons and are selling them on telegram. [01:08:29] Imagine that, uh, effectively kind of a dark web thing, I guess. So we're, we're saying, well, you know, Biden administration, uh, you know, yeah. Okay. Uh, that, that none of this is going to happen. Why? Well, because we went ahead and we put into the contracts that they could not sell or share or give any of this equipment away without the explicit permission of the United States go. [01:09:00] Well, okay. That, that kind of sounds like it's not a bad idea. I would certainly put it into any contract like this, no question, but what could happen here? If this equipment falls into the hands of our adversaries or, or other Western countries, NATO countries, how do you keep track of them? It it's very hard to do. [01:09:22] How do you know who's actually using. Very hard to do so enforcing these types of contracts is very difficult, which makes a contract pretty weak, frankly. And then let's look at Washington DC, the United States, according to the Washington post in mid April, gave Ukraine a fleet of I 17 helicopter. Now these MI 17 helicopters are Russian, originally Soviet designs. [01:09:55] Okay. And they were bought by the United States. About 10 years ago, we bought them for Afghan's government, which of course now has been deposed, but we still have our hands on some of these helicopters. And when we bought them from Russia, We signed a contract. The United States signed a contract promising not to transfer the helicopters to any third country quote without the approval of the Russian Federation. [01:10:27] Now that's according to a copy of the certificate that's posted on the website of Russia's federal service on military technical cooperation. So there you. Russia's come out and said that our transfer, those helicopters has grossly violated the foundations of international law. And, and you know, what they, it has, right. [01:10:48] Arms experts are saying that Russia's aggression Ukraine more than justifies us support, but the violations of the weapons contracts, man, that really hurts our credibility and the, our we're not honoring these contract. How can we expect Ukraine to honor those contracts? That's where the problem really comes in. [01:11:13] And it's ultimately a very, very big problem. So this emergency spending bill that it, you know, the $30 billion. Makes Ukraine, the world's single largest recipient of us security assistance ever. They've received more in 2022 than United States ever provided to Afghanistan, Iraq, or Israel in a single year. [01:11:40] So they're adding to the stockpiles of weapons that we've already committed. We've got 1400 stinger anti-aircraft systems, 5,500 anti tank, Mitch missiles, 700 switch blade drones, nine 90. Excuse me, long range Howards. That's our Tillery 7,000 small arms. 50 million rounds of ammunition and other minds, explosives and laser guided rocket systems, according to the Washington post. [01:12:09] So it's fascinating to look. It's a real problem. And now that we've got the bad guys who are using the dark web, remember the dark web system that we set up, the onion network. Yeah. That one, uh, they can take these, they can sell them, they can move them around. It is a real problem. A very big problem. What are we gonna do when all of those weapons systems come back aimed at us this time? [01:12:40] You know, it's one thing to leave billions of dollars worth of helicopters, et cetera, back in Afghanistan is the Biden administration did with their crazy withdrawal tactic. Um, but at least those will wear out the bullets, missile systems, Howard, yours, huh? Different deal. [01:13:00] It seems like the government calls war on everything, the war against drugs or against poverty. Well, now we are looking at a war against end to end encryption by government's worldwide, including our own. [01:13:17] The European union is following in America's footstep steps, again, only a few years behind this time. [01:13:26] Uh, but it's not a good thing. In this case, you might remember a few have been following cybersecurity. Like I have back in the Clinton administration, there was a very heavy push for something called the clipper chip. And I think that whole clipper chip. Actually started with the Bush administration and it was a bad, bad thing, uh, because what they were trying to do is force all businesses to use this encryption chip set that was developed and promoted by the national security agency. [01:14:04] And it was supposed to be an encryption device that is used to secure, uh, voice and data messages. And it had a built in. Back door that allowed federal state, local law enforcement, anybody that had the key, the ability to decode any intercepted voice or data transmissions. It was introduced in 93 and was thank goodness. [01:14:32] Defunct by 1996. So it used something called skip Jack man. I remember that a lot and it used it to transfer dilly or Diffy excuse me, Hellman key exchange. I've worked with that before crypto keys. It used, it used the, uh, Des algorithm, the data encryption standard, which is still used today. And the Clinton administration argued that the clipper chip. [01:14:59] Absolutely essential for law enforcement to keep up with a constantly progressing technology in the United States. And a lot of people believe that using this would act as frankly, an additional way for terrorists to receive information and to break into encrypted information. And the Clinton administration argued that it, it would increase national security because terrorists would have to use it to communicate with outsiders, bank, suppliers, contacts, and the government could listen in on those calls. [01:15:33] Right. Aren't we supposed to in United States have have a right to be secure in our papers and other things, right? The, the federal government has no right to come into any of that stuff unless they get a court order. So they were saying, well, we would take this key. We'll make sure that it's in a, a lock box, just like Al gore social security money. [01:15:55] And no one would be able to get their hands on it, except anyone that wanted to, unless there was a court order and you know how this stuff goes, right. It, it just continues to progress. And. A lot worse. Well, there was a lot of backlash by it. The electronic privacy information center, electronic frontier foundation boast, both pushed back saying that it would not. [01:16:20] Only have the effect of, of not, excuse me, have the effect of this is a quote, not only subjecting citizens to increased impossibly illegal government surveillance, but that the strength of the clipper trips encryption could not be evaluated by the public as its design. Was classified secret and that therefore individuals and businesses might be hobbled with an insecure communication system, which is absolutely true. [01:16:48] And the NSA went on to do some things like pollute, random number generators and other things to make it so that it was almost impossible to have end-to-end encrypted data. So we were able to kill. Many years ago. Now what about 30 years ago? Uh, when they introduced this thing? Well, it took a few years to get rid of it, but now the EU is out there saying they want to stop end, end encryption. [01:17:15] The United States has already said that, or the new director of Homeland security has, and as well as Trump's, uh, again, Homeland security people said we need to be able to break the. And, and we've talked about some of the stories, real world stories of things that have happened because of the encryption. [01:17:36] So the EU has now got a proposal forward that would force tech companies to scan private messages for child sexual abuse material called CSAM and evidence of grooming. Even when those messages are, are supposed to be protected by end to end encrypt. So we know how this goes, right? It, it sta

Steven Laver (Solana Mobile Engineering Lead) joins The Zeitgeist to discuss how Solana Mobile Stack and the Saga phone will enable the user experiences and rich ecosystem that we need for the future of Web3.Show Notes00:05 - Intro00:45 - Background01:27 - Before Solana02:24 - Why mobile and SMS?04:12 - What is SMS ?06:15 - Seed Vault08:39 - ARM TrustZone10:06 - Security with Seed Vault11:44 - Restrictions with Seed Vault12:46 - Importing and exporting keys15:02 - Mobile wallet adapter21:39 - Plans for deep linking23:27 - The dApp store27:31 - Plans for Solana pay31:18 - Saga33:16 - Expanding SMS to other devices and blockchains38:54 - Working with TJ from Mountain Pay40:18 - Where to connect with Steven and SMS41:14 - OutroTranscriptBrian (00:06):Hey, everyone. And welcome to the Zeitgeist, the show where we highlight the founders, developers, and designers who are pushing the Web 3.0 space forward. I'm Brian Friel, developer relations at Phantom, and I'm super excited to introduce my guest Steven Labor. Stephen is the lead software engineer for a suite of new Solana developer tools known as SMS. The Solana mobile stack. SMS was unveiled recently at NFT NYC alongside a flagship smartphone that will be powered by this new suite of technologies. Stephen, welcome to the show.Steven (00:37):Thanks Brian. Excited to be here.Brian (00:39):Thanks for coming on. We have a lot of ground to cover today. Couple really great announcements that you guys just released, but before we dive into all that, could you give us a brief background of who you are and how you became involved with building mobile software for so Solana?Steven (00:52):Sure. So I have been doing professional engineering now for round about 20 years, but about 15 of those have been spent working on phones in one fashion or another. Right after college, I kind of fell backwards into a job. I just crossed the road rom my university and started working for research in motion and back then worked on Blackberries back when they were cool. And since then I've had a long career building, all kinds of phones and software for phones. Few forays out into some other areas of consumer electronics, but I keep seeming to be dragged back into phones. So I must love it.Brian (01:28):Right before Solana. What were some of the companies you were just working at?Steven (01:31):When, when I took the call from Anatoly for this cool new, exciting opportunity for Solana mobile, I was sitting in a beige conference room at a very large company that likes to make very monochromatic products. And when he started selling me on what Solana labs was building here and the what the vision for the SAGA device was at the time under a very cool code name, but I was pretty quickly sold on that. And previous to that, I spent a few years working at Google, working on the Android products there. So like I said, long background, lots of different smartphones and phone software in there, but this is the most excited I've been about a phone project in a long, long time.Brian (02:09):Oh, that's awesome to hear. Most people who interact with crypto today do so on a desktop from a browser extension. Maybe they're signing with a ledger, maybe they're signing with a web wallet like Phantom. And on Solana specifically, mobile wallets only launched a little over six months ago. Why is the time right now for push into mobile and why SMS specifically?Steven (02:29):So this is actually exactly what the problem statement that convinced me that I should join Solana labs and help build this awesome product. Our phones are everything to us. They're our web browsers. They are cameras. We watch TV on them. We play games on them. They're the first place we go to for everything, they're even our alarm clocks now. And the fact that the Web 3.0 ecosystem just isn't present on our phones the same way it is on our desktops. That to me, is what really gets me excited and got me interested in building this. We're really at the square one here, as far as building for a rich ecosystem for Web 3.0 and for Solana on mobile devices. And we get to use this at use SAGA and use SMS. This is our stake in the ground.Steven (03:13):This is us saying, this is how we should be building for mobile devices. These are the user experiences we need to offer. These are the technologies we need to offer. And being on the ground floor of that, getting to build these fundamental building blocks and then giving them to the community. So the community can then go build all the great, amazing ideas that are honestly, things I would never have thought of. But when I look back at them, I'm like, wow. We have such a rich and exciting community of builders for Solana. That's what I'm most excited about for building SAGA and building the Solana mobile stack.Brian (03:45):That's awesome. Yeah. From Phantoms side, we've seen just in the last six months that even though that foundation for building mobile apps, isn't really there today, SMS hopefully will be able to lay this great foundation. Like you said, we've seen that mobile has been our fastest growing segment by far. So we're super excited for this as well. SMS covers a lot of new developer features here. It's kind of this umbrella term for this whole suite of products that you guys are building in your own words, what is SMS and how should developers be thinking about this new suite of tools?Steven (04:17):I think of it from two angles. So first of all, let me talk about it just briefly from a consumer angle. Or Web 3.0 ecosystem for consumers. Many of us are very in the know about what that means, but for some others, they may be a little less so. They're new to the space, they're still learning it. There's a lot of words and phrases and sayings and memes that are very unique to this ecosystem that people take a little while to get onboarded with. From a consumer perspective, SMS really allows them to understand what a phone offers in terms of its capabilities with Solana. And so it's really by participating in an ecosystem or on a device that has the SMS technologies on it, to a certain extent, they know what they're going to get there. They know they're going to get a device that is going to work well and is they're going to be able to fully participate in the Solana ecosystem.Steven (05:06):For developers, SMS is a collection of technologies, the big ones being, we have Seed Vault for secure key custody. We have mobile wallet adapter for connecting adapts to wallets. We have deeper richer integrations with the OS for Solana Pay, and then the Solana DAP store, which people are really, really excited about.Steven (05:25):And so from the developer perspective, we have this collection of tools which will continue to grow over time. We're going to put more libraries in there. We're going to have more samples for developers, and we're going to keep expanding on this initial set of technologies. And I'm happy to talk about each of those in detail, but as far as SMS for developers, we've got an SDK out now and we're going to be continuing to enhance that. And each of those technology offerings within SMS has value to offer to a different slice or a different segment of our developer ecosystem.Brian (05:55):That's awesome. They're very complimentary as well. Let's dive into each of them. So you mentioned four of those there. We have the Seed Vault. We have the mobile wallet adapter, the DAP store that you guys are launching and then better integrations around Solana Pay, which you guys recently unveiled earlier this year. Let's start with the Seed Vault. I feel like this is the foundation upon which everything else is built. Can you describe a little bit of more, like, what is the Seed Vault? Is it related to what a secure enclave is on iOS or a key store? How should people be thinking about this new term?Steven (06:25):So there's a pretty big gap between the level of security that a hardware wallet offers. Something like a device like a ledger or a treasure. Those are great devices, they're purpose built hardware, and they offer the maximum level of security for users. I think they do a fantastic job with that, but ultimately they are a little bit limited by the fact that they're a separate device. It needs to be connected to your wallet. It's got a very limited user interface in terms of LCD displays or buttons, et cetera. Whereas on the other end of the spectrum, we have the software wallets running on Android or iOS devices, like Phantom for example. User experience is top notch, but the environment that they're running in the Android or iOS high level operating systems, they are general purpose operating systems. They're connected to the network. They run other user code on them.Steven (07:15):And so while they can offer that great user experience because of the environment they operate in, they don't have that quite that same level of security as a hardware wallet would. Seed Vault allows us to bring a lot of those benefits that a hardware wallet is able to, in terms of custody of keys, in terms of taking advantage of extremely secure hardware on mobile phones. And bring those to the software wallets. And so I think that's actually an important point for Seed Vault. We aren't actually building any new or novel hardware into phones to bring this technology up to wallets. Instead, we're taking advantage of the very high secure elements that already exist on phones. And we're integrating those into the system layer and we're integrating Solana blockchain operations into the system to support these functionalities. So as a concrete example, when your seeds are sort of the root of all your secrets on the Solana blockchain, all your wallet accounts, all your private keys, everything is derived from those seeds.Steven (08:13):We use a secure element on SAGA to secure your seeds in a way that's very protected, even down to the level of forensic attacks. Those are the kind of attacks that would go on in like a lab. And they take your device apart and use all kinds of equipment to try to extract your secrets from that device. So we use the secure element, specialized hardware, very similar to the secure enclave that you would hear about on an iOS device, for example. And then we combine that with a very secure operating environment that is available on most Android devices. So it's called Arm Trust Zone, and it's an environment that is running below the level of Android. So everything the user sees and is used to seeing in terms of the Android operating system, there's actually another operating system running below that on the device, it's a very specialized environment.Steven (09:02):It's very secure and it's called Arm trust zone. We run a trusted application within that environment that cooperates with the secure element to do all of your signing operations. So all of your key derivations from that initial seed and all of the secure signing operations, based on that. Design transactions on behalf of the wallets that are running in the Android OS. We make use of a bunch of specialized secure technologies, such as secure input and secure display. So if you have a password associated with your seed, when you type in that password, you're actually not even typing that into Android. You're typing that into a specialized OS, highly secure. It actually takes over the display temporarily. And so that when you enter your password, it's only going into environment that is secure and ready to accept it. And then once we sign a transaction on behalf of the user, we hand that back to the wallet, for example, Phantom running in the Android operating system, and then Phantom takes that and is able to submit it to the Solana blockchain for processing.Brian (10:04):That's a great overview. Thanks for that. So is it safe to say from like an end user's perspective, is this a Seed Vault, essentially bringing the same security guarantees or even more than a traditional hardware wallet would, but with kind of an added ease of use component being that it's directly embedded into your phone.Steven (10:21):So the hardware wallets are designed from the ground up to be the most secure wallets possible. And so certain design choices that they've made such as not having network connectivity on them, their air gap devices and being designed with very, very optimized hardware specifically for security means that those are pretty much the perfect devices for the security of seed storage. But as we all know, the trade off comes in terms of the user experience.Steven (10:48):Seed Vault gets us most of the way there. We get to take advantage of secure elements for seed encryption and specialized processing environments. It's still running inside a general purpose device, which does have network connectivity, although the secure environments themselves on the device, don't. So cold storage wallets are definitely going to still have a place in the ecosystem for very, very secure storage of high value assets, high value wallets, for example, but Seed Vault gets us a substantial distance closer to that on phones. And it also does it in a way that remains readily available and easy for users to use. So this is Seed Vault is very much a day to day technology that will allow the users to bring a huge amount of security to their seeds and their keys while still maintaining all the usability of an Android device.Brian (11:37):That's fantastic. I think anyone who's been around in crypto long enough deeply understands that problem between security and ease of use trade off. Can this Seed Vault handle all types of signing or is it restricted in any way as to what types of transactions or messages this can sign?Steven (11:53):For the initial launch we're focused on the Solana chain. All the operations that are built into Seed Vault are all designed, are all the cryptographic operations that are necessary for key generation, key storage, and transaction signing on. That said, like I said before, we're not building any new hardware into phones to support this. We're making use of hardware, very, very secure hardware that was already present. This is a systems integration problem. And so we're building this really, really secure and specialized system deep into the OS below the level of Android so that users can have a secure Solana experience. But there's nothing that would stop us in the future from expanding this as well. So what I would say to users is, go to Solanamobile.com. We have a wait list there, but you can also leave comments as well. So please, if other chains are an area you have an interest in, that would be a great place to let us know about it.Brian (12:45):That's fantastic. And one final point on the Seed Vault, is it possible to import or export your keys to another phone or is this sea fault tied to essentially one device?Steven (12:56):So the Seed Vault will support the standard BIT 39 seed phrases. So those 12 or 24 word seed phrases that we're all intimately familiar with. A big part of key custody is understanding the importance of protecting your own keys. And so for users who... We strongly believe in self custody of keys and secrets with the SAGA device. And so when you first set up the device, the user will be guided through a process to either create a new seed or to import an existing seed. As part of that process, we'll be guiding the user to back up, write down in some, for example, a reference card, all of the words in their seed phrase. And store that somewhere safe and secure. That seed phrase can be used to recover your seed later. If you were to get another SAGA device, it could be used to import your seed into that other device.Steven (13:47):Or if you do already have wallets elsewhere, you can use that seed to import those other wallets into the SAGA. There is a security caveat that comes with that, which is that your seed is only as secure as the least secure place you've ever stored it. So our recommendation will be for users to go and create a brand new seed when they get the SAGA device. We've built this great Seed Vault, super high secure storage capabilities. And we would really like for users to add, to create new seeds. But we also understand that users may already have many accounts set up and they may want to add existing seeds into their Seed Vault to facilitate the transfer of their assets, to a brand new seed for the device. And so we will support both importing and exporting seeds on the SAGA device.Brian (14:30):So I think that does a really great job of laying the foundation for the Seed Vault. You mentioned SAGA, the flagship phone upon all this is built. There's three other technologies though that you guys have also bringing the market here as part of SMS.Brian (14:43):One of the next ones which I want to cover is the mobile wallet adapter. I think anyone who's used Solana both from a development perspective, or if they're just an end user is very familiar with the wallet adapter that we have on web. Does a great job of normalizing all the different wallets on Solana, making it really easy to just click and you see a drop down menu and it's easy to connect to your favorite wallet. What is the mobile wallet adapter? How do you say it differs from the web wallet adapter and what can users expect to be seeing when they interact with one of these?Steven (15:12):First of all, mobile wallet adapter is actually the one technology in all of SMS that I'm personally most excited about. It's the least flashy. It's something that users will hopefully never even know exists because it's such a fundamental and basic thing that users will assume that this is just how things are supposed to work. Mobile wallet adapter is an analog of the wallet adapter on the web that we all have come to know and love. It's the communication fabric by which we're going to bind dApps and wallets on mobile devices together. So on the web, you're used to visiting some DAP, clicking that connect wallet button, seeing a popup of the available wallets that you have installed in your browser. And just picking one and just getting this seamless transaction signing experience. Unfortunately, the same thing doesn't exist today on mobile devices, either on Android or on iOS devices for the Solana chain.Steven (16:04):And that I think is the number one thing that is holding back broad mobile adoption for Solana and for Web 3.0 on mobile devices. So just like we built a protocol and a plug-in interface for wallet adapter on the web. We're building something very similar on mobile devices. We're going to have a web socket based communication protocol that allows for dApps to connect to wallets wherever they are for signing transaction purposes. And that wherever they are, I think is the big key difference between transaction signing on mobile devices versus transaction signing on laptops or desktops. With the traditional wallet adapter, there's one environment that everything operates in, the web browser. And it's a great sandbox. It's a super rich set of tools. But on mobile devices, the ecosystem is a little bit broader there. We have dApps that will run in your web browser.Steven (16:57):Any mobile friendly dApps should be able to work on your mobile Chrome, just like they would work in desktop Chrome. You've got native applications that have run on the device as well, whether those are written in Kotlin or Java on an Android device, or a cross platform framework like Darden fluter or like react native. And then you also, a natural extension from there is saying, well, we've built this great wallet on these SMS devices with Seed Vault. Why can't this be my only wallet? Why do I even need to have a different wallet on every platform that I want to use dApps on? And so part of what we're building with mobile wallet adapter is the concept of remote signing as well. We got this phone, you've got a wallet on there. It has network connectivity. It is a great user interface.Steven (17:42):This should be able to act as a remote wallet for dApps that are running on other nearby mobile devices, or even on your nearby laptops and desktops. So mobile wallet adapter is a protocol and it's a fabric that's going to bind all of these things together with the initial release of SMS. We have a reference implementation that we've built for Android, but this is an area we see expanding beyond Android as well. So the mobile wallet adapter protocol was designed to be agnostic to the platform on which it's running. Any platform that has some of these standard web technologies like web sockets, for example, would be able to participate in the mobile wallet, adapter protocol.Brian (18:19):Yeah, that's fantastic. That's super exciting for us. You hit on a couple of things there. One of which I think I could sense your excitement over, was the ability to do this remote signing on your phone. You're interacting with a web app, either on another mobile device or potentially on your laptop. Is this similar to what wallet connect is on Ethereum? I know we haven't really had wallet connect yet on Solana on a major DAP. How is this essentially handling this connection? Is there some middle man server involved? How are you guys thinking about that?Steven (18:49):In principle, it is similar to the functionality provided by wallet connect. Though, I think, we've definitely made some design decisions in the mobile wallet adapter space to make it very suitable for operation on mobile devices. We've really optimized it for local use cases. And as part of that, one of the design decisions we've made is that we shouldn't have to reach out to an intermediate server during the signing process, if the operations that you're performing are those that can be done entirely locally on the device. And so let's just to give a concrete example, you have the Phantom wallet installed on the device. Let's say you wanted to use magic Eden through your Chrome web browser on that same device, because they're both running locally, there's no reason we should have to reach out to an intermediate server to make that connection between those two parties.Steven (19:38):And so we've split up the process into two phases. The first of which we call association, which answers the question of, well, how does the magic Eden running in the browser, how does it even know what wallets are available on the device? How does it start up the wallet so that it's in front of the user and the user has context of what's happening. And then how does it create an encrypted channel through which communications can happen? And so on Android, we've done that through an intent based scheme and then a Diffy helmet key exchange, but we've built the protocol in a flexible way so that we can add additional types of association in the future.Steven (20:13):For example, we have the ability to use QR codes for association. You can imagine scanning a QR code from your mobile phone, and that would encode all the information necessary to inform the two parties of each other. Or alternatively there're other standards we want to explore like web Bluetooth, which gives you a great way to only connect to devices that are in proximity with you.Steven (20:35):So in terms of security, it means that you can have a connection that also has a locality element to it, which would be really interesting when it comes to making use of very highly secure operations, like signing with your private keys for your wallet accounts.Steven (20:50):The second half of the protocol is connections, and we use web sockets. We create an encrypted channel, and then all of the operations that a user would make use of through wallet adapter today, authorizing adapt, signing transactions, sending transactions across the network. All of that has been created in the mobile wallet adapter protocol as well. And so that said, all together, whole bunch of technology running, hopefully invisibly to the user. And we're even building a plugin for regular wallet adapter, so that dApps are able to get support from mobile wallet adapter with just extremely, extremely small amount of work. Rebuild, select the right plugins for wallet adapter, make sure your DAP is mobile web friendly, and you'll be ready to go on day one.Brian (21:34):That's great. That's very elegant too, getting rid of the middleman server in that using just the local network. Personally having been at Phantom for a while. We've sensed the frustration in the mobile scene. A little bit, a lot of wallets today are kind of forced to have these in-app browsers, just given the state of mobile phones and given the state of the mobile phone industry. One thing that Phantom has done to get around this in particular, in interacting with native dApps is deep linking. Does mobile wallet DAP have any plans for deep linking? How are you guys thinking about handling those deep linking protocols?Steven (22:07):Yep. So I think number one, I think the deep linking protocols are a very elegant solution to getting over this problem of how do we break out of the world of browsers inside of wallets? I think that the browsers inside of wallets, I believe is a very expedient solution, but I believe it's a stepping stone on the way to having dApps in wallets, as full participants on a mobile device, using the user experience, paradigms and patterns that users are used to. So standalone native applications that are able to directly communicate with each other.Steven (22:41):The deep linking protocols, I think do a great job. They're very straightforward and do a great job for the use cases local to the device. And so I view those as a complimentary to mobile wallet adapter. Mobile wallet adapter is designed to handle both those use cases as well, but also the broader use cases of on and off device. And so I think that is where mobile wallet adapter can take the ecosystem even one more step forward is through separation of the transport layer from the association layer. We're able to design for use cases that extend beyond the device and extend beyond what the deep linking protocols are currently able to accomplish today.Brian (23:21):That's great. So we hit a lot here with the mobile wallet adapter that will be impacting how dApps and wallets interact with one another. You guys are also releasing another initiative that'll be impacting dApps. You guys are dubbing at the DAP store. The big takeaway here is that there won't be these rent extracting fees of 30% of all commerce in apps from some of the big players that we all know and love. Can you touch a little more on what this DAP store is? What some of the plans are for this and how current DAP developers should be thinking about this DAP store?Steven (23:53):Sure. So I have received more questions on the DAP store. It just goes to show how excited developers are for this. We're all very, very intimately familiar with some of the difficulties that are posed by the current app store ecosystems for mobile devices, Google Play store for Android and the App Store for apple. And they primarily fall into two categories. There is the policies aspect, what am I allowed to do? What am I not allowed to do? Is my app going to be approved for the store? Or am I going to be rejected for what often feels like an arbitrary reason? And then the second part of it is the economic angle. A 30% cut of fees is a pretty hard pill to swallow. And especially when we come to some of the use cases like purchases of digital goods, 30% fee pretty much is a nail in the coffin of trying to do, for example, an NFT like an auction house or a marketplace on a device like an iPhone, for example.Steven (24:51):And the Solana DAP store... This is our opportunity to change that. Our north star on this is that once DAP is installed the any further interactions between that DAP and the user are a matter between that DAP and the user, we're not going to be getting involved with like ongoing fees or anything of that nature. And in fact, we're making our DAP store no fee. So there won't be transaction fees in the store if users want to purchase apps or applications from the store. And like I said, once it's installed any further relationships are between the DAP and the user. We're very much building this in the model of a permissionless Web 3.0 experience.Steven (25:32):Now that said, I do want to touch on one really important area, which is the curation of the catalog. In my background, I did work for a couple years on an app store for mobile devices when I was at Microsoft. And I was a young, slightly naive engineer at that point. And I didn't really think that the curation problem would be that substantial. And I think that in fact, the trust and safety aspect of app stores is probably the single most important topic to look into. So at the beginning, we are going to be curating the contents of the app store, and we're going to be doing that to make sure that the contents are both useful to users, but also there's a huge amount of trust that goes into users when they use an app store into, who is the publisher and what are they doing to protect me.Steven (26:21):And so Solana labs will be curating the contents at the initial release, but we do have aspirations to involve the community in the curation of this app catalog. The community's involvement is always a huge area for Web 3.0 in areas like DAOs, for example, and we have the same aspirations for the Solana mobile and the Solana mobile DAP store.Brian (26:45):That's great. I think that's really important that you emphasize that from the start, setting expectations like that. In our experience, crypto can be really exciting. It's this new world, but also it's very permissionless and that is a sword that cuts both ways. We've seen that firsthand being a wallet. We actually now run, I believe the biggest block list of all spam NFTs and essentially scam domains on Solana. It's a huge, huge issue. It really is important to kind of nip that in the bud, especially for new users when they're just getting acquainted with this ecosystem. And we found in our experience we turned that block list, open source. We get community contributions from that, especially every day now. And I think whenever you're able to kind of leverage the power of the end users here, the community that's using this every day, that's a really great way to handle it.Brian (27:33):So we hit on a lot here. We just covered the DAP store. We also went over the Seed Vault, which leads the foundation for SMS, and then the mobile wallet adapter, which you're super excited about. We're super excited about that as well. There's one final component to this, which is Solana Pay. I think most people are familiar with Solana Pay at this point. It was unveiled earlier in Q2, I believe of 2022. There's a couple great use cases, around this around making point of sale, a lot easier, using SPL tokens on Solana, getting rid of middleman fees once again.Brian (28:04):But I also think Solana Pay might at this point, be a bit of a misnomer. I've seen some really great use cases leveraging Solana Pay with NFT ticketing. I know the mountain pay guys have built this great photo booth where you can snap a photo and then scan with your Phantom wallet and it mints into an NFT right on your phone. And that's all running on Solana Pay behind the scenes. What do you guys have planned for Solana Pay as it relates to mobile and SMS? What can you tell us about that today?Steven (28:32):Mobile devices, we carry them everywhere with us and they've in the last few years, people have really, really started to use mobile payment technologies. You've got, on Android devices you have Google Pay for example. And so we have these perfect devices that you carry with you and people are already used to interacting with in the real world to effectuate payments. And that's really what we're looking at for SMS and Solana Pay. We're actually not making any protocol changes at all to Solana Pay with the SMS stack. Instead, what we're doing is providing guidance on how wallet should integrate Solana Pay into the Android system. For many wallets, there's actually almost nothing to do here. Wallets like Phantom, do a great job of already integrating some of these best practices into Android devices. But by providing a set of best practices, we can really make sure that there's a standardized way by which users can expect their phone to work with Solana Pay. In terms of snapping QR codes, in terms of tapping your phone on NFC readers or in terms of interacting with Solana Pay links that are generated from within the mobile web browser.Steven (29:40):And so, by providing that set of best practices and providing samples on how to integrate Solana Pay, those best practices will give us a foundation by which we can expect that all of these real world Solana Pay interactions that users are going to be using with their phones will be consistent across devices. And by making it consistent, we give to the other side of the equation, those who are working on merchant terminals, for example, we give them an understanding or a base, if you will, on which they know that if they develop some of these Solana Pay technologies, for example, QR codes or NFCS in merchant terminals. They know that there's a base of devices that can take advantage of those.Steven (30:21):And so, so much of the Solana Pay is going to be building out this whole network of providers, software providers, both on the merchant side, as well as on mobile devices to make sure that users can pay with Solana Pay in the real world. Just like they're used to paying with say their credit cards using Google Pay. And quick note, Google pay will also be supported on the SAGA device. And so users should expect that their SAGA device will be their mechanism by which they can effectuate real world payments, whether it's through Solana Pay or through traditional payment networks.Brian (30:56):That's super exciting. So I think this is a great kind of overview we just did of SMS, the whole suite of developer tools that you guys are unveiling. You've hit on this a couple times though, though, there is a flagship phone that you guys are releasing, SAGA. This is separate from SMS, but it will be powered entirely by SMS, as well as traditional things you would expect from Android devices like Google Pay, which you mentioned.Brian (31:20):Let's talk a little bit more about SAGA. What is it like? I saw Anatoli up there on stage flashing it to the crowd. It looked pretty sleek. Would you say this is something that's purely for crypto natives, can ordinary people continue to use this for their favorite apps, say like TikTok or Instagram without noticing much of a difference. How would you characterize this phone broadly?Steven (31:40):We've designed the phone for crypto natives in mind, but it is a standard Android device in every other way. And so it's going to be a full GMS device, meaning it has Chrome. It has Gmail, it has the Google Play store. It has everything that users expect an Android device to do with the SMS stack added on top. And so there's a huge amount of value here that we're going to be able to give to the Sal Solana ecosystem to degens who live and breathe their Web 3.0 in crypto. But it's also going to be a flagship Android device. It's got 12 gigs of RAM five, 12 gigs of flash. It's got the latest and greatest Qualcomm snap drag and chip set, beautiful 6.67 inch O led display everything about this looks and feels like a flagship phone.Steven (32:31):We got that device in just before the event. And so he was able to hand it around a little bit, show some people, let them touch and feel it in person. And it's an impressive device. We have a great partner in Awesome in helping us build this device. And I am thrilled. I think that I don't know that there's any other hardware partner other than Awesome, who could have helped us realize this vision the way we've been able to realize it for the SAGA device. I've had the good fortune to have a prototype. I've been working on that for the last few months and I am thrilled for when people are able to get this device and hold it in their hands. It really does feel like a super, super premium, top end deviceBrian (33:13):Jealous. You're one of the lucky few that has the actual incarnation of this right now in their hand. What is the plan to expand SMS to additional devices though? We have SAGA, I saw, there's actually a huge backlog of pre-orders on this thing. But I'm sure a lot of people are kind of thinking themselves, well, I already have this Android phone, maybe a Google Pixel or Samsung device. Or maybe there're others who there's a lot of folks probably listening to this who are on iOS devices. What is that timeline like? Is this something you think could be running on iOS one day? How are you guys thinking about rolling this out kind of across broadly across the smartphone market?Steven (33:50):So we started our conversation on SMS talking about the collection of technologies. And that's, I think is really the point to hit on here, is that SMS isn't just one technology. It's a whole series of them. And each of them have slightly different applications and slightly different system needs in terms of integrating them. So all the way at one end of the spectrum, we have Seed Vault. For example, Seed Vault really needs the phone manufacturer to be directly involved in the systems integration process. It needs access to the secure element. It needs a trusted application that can run within the secure execution environment, arm trust zone, for example. And then it needs UI baked right into the system image, privileged UI that's able to make use of those lower layers that in the secure execution environments of the device.Steven (34:40):On the other end of the spectrum, we have technologies like mobile wallet, adapter and mobile wallet adapter actually doesn't have any hardware requirements at all. It's purely a protocol system between wallets and dApps for binding them together. And so mobile wallet adapter, the specification is currently in draft for that one. We're working with our wallet and DAP partners to finalize that, make sure we can take all of the ecosystem feedback so that when we do release it, it serves as broad a set of use cases as possible.Steven (35:10):But mobile wallet adapter will actually be available and ready to use before the SAGA launches. And so over time, what it means to be an SMS device really comes down to how many of these SMS technologies are integrated into that particular device. As I was saying, some of them do need deep integration. We would have to work directly with hardware manufacturers, the Seed Vault being the primary one of those. So it's a little bit hard to from a user standpoint, SMS has a certain branding associated with it, but from a technology standpoint, there's a whole spectrum of what an SMS device could look like.Steven (35:45):In terms of specific devices, I can't comment on that other than the fact that Awesome is an amazing partner. And we just view SAGA as the first step in many steps towards bringing all of SMS to mobile users. So that Web 3.0, really has a home with the Solana ecosystem on mobile devices. And then I just did also want to hit quickly on iOS. iOS is not as open a platform as Android is. And so some of these technologies, we just don't have the capability to independently build those into an iOS device.Steven (36:18):But we do also know how much consumers love iOS devices. And there's many people who we'd have to pry their fingers apart to get their iPhones out of their hands. And so technologies like mobile wallet adapter, we're designing them to make sure that they're not Android specific. There's things in there that we can do to make sure that becomes the fabric by which dApps and wallets communicate wherever they are, including on iOS devices. And so we're not forgetting about iOS and we want to make sure that as much of SMS as possible works on as many devices as possible, whether those are Android devices or iOS devices.Brian (36:53):Well, as speaking as somebody who's had a death grip on their iOS device for probably the last decade, I have to say, I am pre-ordering one. You guys have done a great job of convincing me. So I'm going team Android just for this. I'm super excited about it.Steven (37:07):That is great news. I want to hear your entire audience find me on Twitter and tell me the exact same thing. You'll make my week.Brian (37:13):That's great. So you hit a lot here about the plan for rolling SMS. Each of the four components broadly out across the smartphone market. You did a couple times though in our conversation hint at the idea that even though this is called SMS Solana mobile stack, really this could be applicable to a broad number of blockchains across the Web 3.0 ecosystem. How are you guys thinking about that problem? Are you guys going to be focused on Solana, is your core team focused on Solana for the time being, and you're inviting others in because it's open source? Is that the general framing of that? How are you guys thinking about unveiling this to Ethereum and potentially Bitcoin one day and more broadly across the Web 3.0 space?Steven (37:52):So we have a literal mountain of work to do to deliver the best Solana experience that we can on mobile devices. And so the Solana ecosystem remains firmly our goal right now. That said, I think I'll answer your question in two ways. This is an open phone and we would never try to prevent another chain for example, from being installed on this device. So while we are focusing on Solana, this is an Android device, everything that works on Android would work here. And we would never try to stop any of the other chains from participating on this device in all the normal ways.Steven (38:26):And then the other thing I would say there is, we're always interested to hear from the community. And so I think I mentioned it earlier in the podcast, but if you do have an interest, you can always go to Solanamobile.com, please while you're there place a pre-order, that would be awesome. But you can also register your interest in other things you would like to see on this device, whether those be features for the Solana chain or if you have interest in other chains, we'd love to hear about it.Brian (38:50):That's great. And one closing question, I think this is a good segue that we always ask to our guests, given your guys' focus on the Solana ecosystem, who is a builder that you admire in the Solana ecosystem?Steven (39:02):Oh, that's a good one. So there's someone that I've had an opportunity to work with TJ from Mountain Pay and he has been contributing to the Solana Pay side of the ecosystem. And as crazy as it seems some days when I wake up and say, oh, all we're doing is taking on the mobile phone industry by building SAGA. I think of what TJ is doing. He's just looked around and he looks at all the incumbents in the payment space and says, yeah, I think I want to go head on in this space.Steven (39:30):So he's a great guy. Every time I've had the opportunity to chat with him, I've always left thinking like, wow, I didn't even think about that. And he's like... So I really admire him that both for the work he's doing and as well as for the guts to take on the space that he's taking on.Brian (39:48):Yeah. I couldn't agree more. His energy is pretty electric. I don't know how he does it. He's around at all the hacker houses at Mountain Dow, he's in the crowd and then he's got his headphones on banging away on his laptop and still shipping code. But yeah, he's got a great infectious energy and I think there's no one better to be taking on the Stripes and the PayPals and the big payments giants of the world. He's someone I would want to have in my corner for sure.Brian (40:13):Well, Steven, this has been a really great conversation. Thank you for going deep on SMS. I'm super excited about it. I'm ready to pre-order my SAGA right now. Where can people go to learn more, both about SMS and yourself? You mentioned your Twitter. I want to make sure that people can find you and ping you with their stories of how you're prying their iOSs out of their hands right here.Steven (40:35):To find out more about the SAGA and about SMS hit up Solanamobile.com. We've got links in there to the Solana mobile Twitter, our discord community, discord.gg/solanamobile, as well as you can find a link to the mobile stack SDK, which is all in the open on GitHub. So I would say those are the best places to go to learn more about SMS and SAGA. Please join us in discord. We're a friendly community. I'm there. I hang out there. I answer questions there. Lots of people from my team as well. So looking forward to seeing all kinds of people from your audience, join our discord and help us build a really cool community around SMS and SAGA.Brian (41:16):I can't wait. Steven Laver. Thank you for your time. This has been great.Steven (41:20):Thank you, Brian. Thanks for having me.

Been to a Hospital Website Lately? Facebook May Have Your Personal Information! Hey, Facebook isn't the only company doing this, but there's an article from the markup. They did a study and caught Facebook. This is absolutely crazy -- receiving sensitive medical information. We're gonna talk about that right now. [Automated transcript follows] This is really concerning for a lot of people. And, and for good reason, frankly, I've been talking about this. [00:00:22] I, I think the first time I talked about it was over a decade ago and it has to do with what are called pixels. Now, marketers obviously want to show you ads and they want show you ads based on your interest. And frankly, as a consumer, if I'm looking for a new F one. I wouldn't mind seeing ads from competing car dealers or, you know, used car places, et cetera, to try and sell me that Ford truck. [00:00:53] It makes sense, right? If I'm looking for shoes, why not show me ads for shoes, but what happens when we start talking about the medical business about the legal business things get murky and people get very upset. You see the way these pixels work is you'll put a pixel, like for instance, a Facebook pixel. [00:01:15] If you go to Craig peterson.com, I've got this pixel on there from Facebook. And what it allows me to do now is retarget Facebook user. So you go to my site to go to a page on my site, and this is true for, uh, pretty much every website out there. And. I know that you went and you were looking for this, so I can retarget you in an ads. [00:01:37] I'll show you an ad. In other words, on Facebook now I've never actually done that ever. Uh, I I'm like the world's worst marketer, frankly. Uh, and, uh, but I do have that on there because it gives me some other numbers, statistics, and, and really helps you to understand how the website's being used, which I think makes a whole lot of sense. [00:01:58] So there are marketers that are using this for obvious reasons. Now, I think you understand what the pixel is. It is literally a little picture that is one pixel by one pixel, and it tends to blend in, I think even in most cases, now these pixels from different. Places like Facebook are actually transparent. [00:02:19] So you, you don't even see it on the page, but the idea is now they have a foothold on a website that doesn't belong to them. In this case, Facebook now has access to information about a website that you visited that has nothing to do with Facebook. okay. So that's the basics of how these pixels work and they're almost impossible to get rid of because in reality, many websites, mine included will even grab graphics from other websites just because you know, it it's, I'm quoting another article I pull in their graphic. [00:03:00] Of course, they'm gonna point to that other site. Why would I take that picture? Put it on my site. I don't own the rights to it. But if he'll let me that other website will, let me go ahead and show that graphic on my website, cuz there's ways to restrict it. If they don't want me doing that, they could stop me from doing it. [00:03:18] Then I I'm going to just go to the original website so they can get the credit for it's their property still. I'm not violating any copyright laws, et cetera. Does that make sense to. So what's the difference between the Facebook pixel and a picture I'm pulling from another random website? Well, the obvious thing is it's coming from a Facebook domain of some sort. [00:03:40] So, so there are ways to stop it, but there's just as many ways to get around stopping it, frankly. Well, Let's move on to something a little more sensitive. We have had problems that I reported on years ago of people going to an emergency room in a hospital. Now, when you're in that emergency room, your phone has GPS capabilities still. [00:04:06] It knows you went in the emergencyentrance to the hospital and you are. Opening it up. Maybe you're looking around, maybe you're reading articles, maybe you're plotting your trip home using Google maps. You are being tracked depending on what apps you have on your phone. If you have an Android versus an iPhone, what you've enabled, what you haven't enabled. [00:04:29] Right? All of that sort of stuff. well, this now has become a problem because as I reported there have been people who went to the hospital, went to the emergency room and started seeing ads from what you might call ambulance, chasing lawyers. Have you been injured? Is it someone else's fault? Call me right now. [00:04:54] Do he cheat him in. if that sort of thing showed up on your phone, would you get a little upset, a little nervous saying, what are they doing, trying to cash in on, on my pain, maybe literal pain. And it's not as though those ads are just showing up while you are in the emergency room, because now they've tagged you. [00:05:15] They know that you are in that emergency room. So off they'll. They will go ahead and track you and send you ads even after you leave. Hey, I wanna remind you if you want to get this, uh, this week's list of articles. I, I put out every week, my insider show notes. It has become very popular. Thousands of people get that every week. [00:05:41] Go right now to Craig peterson.com. I'll also send out a little bit of training. I do that. I have special reports. I send out. I've got more stuff I'm doing, but you gotta be on the email list. Craig peterson.com to get on my free email list now. What's happened here now is markup went ahead and looked at Newsweek's top 100 hospitals in America. [00:06:06] They went to their websites and they found about a third of the hospitals using what's called the Meel. That is the Facebook pixel I was referring to earlier. So it sends a little bit of data. Whenever someone clicks a button to let's say, schedule a doctor's appointment. Why does it do that? Well, because the Facebook pixel is on the scheduling page. [00:06:33] Let's say there's scheduling page for oncology on the website. I guess who knows that you are going to see an oncologist? Facebook? Why? Well, because the hospital has put a Facebook tracking pixel on that page. So Facebook knows, Hey, he was on the oncologist page. Maybe he has cancer. I should start showing him ads from other hospitals and from cancer medications, et cetera, etcetera, that is happening. [00:07:03] Right now, 33 of these top 100 hospitals in America. Th these are the top 100, according to Newsweek's list. Have that information. Now that data is connected to your internet. Address. So it's kinda like your computer's mailing address and they can link that back to usually to a specific individual or to a household. [00:07:30] So now they have a receipt of the appointment request. that's gone to Facebook now. They don't have everything you filled out on the page or anything, you know, you added in your social security number, maybe other medical information. Facebook didn't get all of that, but they do know that you visited the hospital's website and which pages you visited on that website. [00:07:56] So markup went ahead and contacted these hospitals. So, for example, John John's Hopkins hospital, they did find a Facebook pixel tracking on the appointment, scheduling page. They informed John's Hopkins of how that is a leak of personal information. And after being contacted by the markup, they did not remove the track. [00:08:27] also, by the way, when the markup reached out to them, the hospital did not respond UCLA Reagan medical center. They had of course a pixel and they did remove it from the scheduling page. Although they declined to comment, New York Presbyterian hospital, all these hospitals have that pixel and they did not remove it. [00:08:49] Northwestern Memorial hospital. Again, they got the tracking pixel did not remove it after they were informed about the security problems, duke university hospital, same thing. Most of these, by the way, did not respond to them. University of Pennsylvania, Houston Methodist hospital, the university of Chicago medical center. [00:09:11] Uh, the last two of those did remove the pixel. Uh, Scripps Memorial hospital out in LA JOA, California. There are many Brigham and women's Faulkner hospital. They were informed that they had the tracking picture pixel on the, on the, uh, scheduling page. They did not remove it, but you know, the time of this article, a Tufts medical center, same thing did not remove it, uh, out in Sanford in San Diego. [00:09:39] Same problem. John's Hopkins Bayview medical center, John Jefferson health, Thomas Jefferson university, hospitals, Loyola. These are big name hospitals. I'm looking at these that goes on and on sharp Memorial hospital, Henry Ford hospital. Uh, let's see some more, I'm trying to, oh, Massachusetts general hospital. [00:10:00] They did not have the tracking pixel Brigham in women's hospital, no tracking pixel on the scheduling page. So some of these hospitals were already doing it right. They re they recognized that putting this Facebook. Pixel on may help them with some of the marketing and understanding the market a little better, which is what I do, but it's also giving personal information, personal health information to Facebook and Facebook's advertisers. [00:10:32] So they didn't put it on so good for them. Again, mass general Brigham and women's, uh, Sanford Mount Sinai, university of Michigan hospital and, and others, of course. So very good news there in general. Again, don't be worried about a pixel on just a random website because it probably is being used to help with stats to know what's being used on the website. [00:10:58] And maybe, maybe just maybe using it to send a little ad to you on Facebook later. Of course, you're listening to Craig Peter son. You can get my insider show notes for absolutely free. And my little mini trainings. Oh three to five minutes every week@craigpeterson.com. Just sign up on the homepage. [00:11:23] You know, I've got it on my homeowner's policy. I have a special business policy for it. And it's something that you should seriously consider, but you need to understand first. So we're gonna talk about it. What is cyber insurance? Uh, that's what's up now? [00:11:41] Cyber insurance is something that many businesses have looked at, not all businesses have, which is kind of crazy. If you ask me according to the industry statistics right now, less than 1% market penetration for cyber insurance and is expected to. [00:12:02] Into a $20 billion industry by 2025. That is some serious money. So what is this cyber insurance? For instance, there's a rider on my home insurance for, for cyber insurance and I have special cyber insurance from a, a big company underwritten, but it is for anything that happens. In my business, that's related to cyber security and it also covers my clients because that's what we do for living is cyber security. [00:12:37] If they are following our guidelines. So it's pretty darn cool when you get right down to it, because these risks that we have in the digital world are really every. So if you're a large organization, if you're a small little enterprise, are you going to get hacked? You know, bottom line, anybody could potentially get hacked because the bad guys have gotten pretty good. [00:13:06] And most of us in business have gotten pretty lax AADA because of all of this, but not everybody understands when we're talking about cyber insurance. What does cyber mean? Well, the idea is that cyber insurance is created to protect organizations and individuals against digital risks. So we're talking about things like ransonware malware fishing campaigns. [00:13:34] So for instance, I got a call just this week from a listener who again, had their operating account emptied out, hated when that happens. And so they lost everything. They lost all of the money in the account and they're trying to get it back. I got an email this week and, uh, from a lady that I, there's not much I can do for her. [00:13:56] I pointed her in the right direction, but her father, I think it was, had his digital wallet of cryptocurrency completely emptied, completely stolen. Can you believe this sort of stuff, right? It's happening every day. You might have insurance that covers that, but you might not. Traditional insurance policies are only looking at physical risks, so they will take the physical risk things like damage to equipment, or maybe you have livestock or you have stock an inventory, a building different locations. [00:14:38] That's your standard stuff. But cyber insurance is to allow businesses to transfer the costs associated with recovery from the losses incurred when there's some form of cybersecurity breach. Now that's a pretty big deal. because the losses can be huge. It isn't just ransomware where maybe it, it costs you a million dollars in ransom payments. [00:15:08] Or if you're an individual, a retiree, maybe it only costs you 25,000 in ransom payments. And I know that's a lot, especially for retiree. But there is loss of reputation. There's loss of business, cuz you couldn't conduct business cuz you couldn't use your computers. Right? All of that sort of stuff. You got people that you have to bring in, you have to bring in a special team to try and recover your data. [00:15:33] Maybe try and figure out what had happened. Right. All of that sort of stuff. So be careful cyber insurance, a lot of people kind of mistake it for policy that pays off. Attackers to retrieve or unlock data. That's not what it's really for cyber insurance is something that allows you to, I guess the term in, in the industry is transfer risk when your online security controls fail and. [00:16:01] Basically all of them could fail. It, it, it depends, right? If you're a huge company, you can hire a bigger team for a security operation center, but at the same time, you also have more employees that are causing more problems. So look at it entirely business interruption, payments to experts to recover the data. [00:16:23] Compensation for bodily injuries, uh, depending obviously on the resulting damage and the particular policy and the rates are gonna vary based on the maturity of your cyber defenses. So this is something that I've been big on for a long time, the cyber security maturity CMMC and what that helps 'em to determine is. [00:16:49] What are your rates gonna be? So if you went out and you're just using the cable modem that they, that the, uh, company, your cable company provided for you, or you go to a big box retailer, and that's where you bought your firewall and switches, and you've got your wonderful little Lenovo PCs or Dows or whatever, and you're running, uh, Norton antivirus. [00:17:13] You are not well covered. You are not very mature from a cybersecurity standpoint. The other thing you need to be able to do is make sure you've got your asset management all in line, that you have policies and procedures in place for when things happen. You gotta have it all put together, but the average cyber insurance policy for a small to mid-size company in 2021 was about $1,600. [00:17:41] For $1 million in cyber liability coverage. Now that's not really bad at all. Now there are limits to what the provider will pay. They will often, if you do get nailed, They'll come in and double check that, everything that you said, all of those boxes that you checked when you were applying for your cyber security insurance, make sure you actually did all of them. [00:18:08] Okay. Yeah. Kind of a big deal. And you not only will they not pay out, if you didn't do everything that you said you were going to be doing. but the other problem is you might end up getting sued by. Okay. So expect a counter suit if you decide to soothe them. So don't lie on those fors people. Okay. All right. [00:18:32] Um, cyber claims, unlike non-technical events, like again, a fire flood storm damage, the cyber insurance claim might be determined by means of attack and your ability or your effort to prevent it. As I was saying, make sure you've got the checklist and this is something I think I, I should probably put a course together on to help you guys with, or maybe even a little bit of consulting for people. [00:19:01] Let me know, just send an email to me, me@craigpeterson.com. And uh, if you're interested in more info about cyber insurance, you can either look at this week's newsletter that you can. By again, going to Craig peterson.com and a link to this particular article I'm looking at, or you can tell me, Hey, listen, I'd love a little course or little support, a little help. [00:19:24] Okay. I think it makes a lot of sense. So does your business qualify for cyber insurance? Well, some do some don't, uh, you might not see yourself as a target. For the bad guys, but I'll tell you, my 85 year old father was conned by some of these cyber attack guys. Okay. And he doesn't have much money. He, he's not the bank of, uh, England bank of America. [00:19:52] None of these big banks or anything. Oh. Is a retiree living at home trying to make ends meet. So the same, thing's true for you as a business, you as an individual now. You are vulnerable most likely to a cyber attack, but you've got to really manage your risk posture. You gotta do things, right. So that's the bottom line there. [00:20:16] That's what we try and help you do. But you can find information about this again, you can just email me, me, Craig peterson.com and ask for the info on cyber insurance, or if you're already a subscriber to my newsletter. That went out Tuesday morning. So just check your mail. Maybe it's in the spam box from Tuesday morning and you'll find a lot more information linked right from there. [00:20:42] Craig peterson.com stick around. We'll be right back. [00:20:51] There are a lot of complaints about how some of these cryptocurrencies are very non green using tons of energy. And now the prices are going down. We're seeing a number of really weird things happening. [00:21:07] Cryptocurrency, as you probably have heard, has taken a tumble. Now, some of the cryptocurrencies, particularly of course, someone you might know most is Bitcoin use a lot of computing power. [00:21:20] You see, what they're trying to do is basically solve a very complex mathematical problem. And in order to do that, they need a lot of computing power. Now you can certainly run it on your little desktop computer, that program to compute those things. It's called mining. So you're mining for Bitcoin. [00:21:42] You're, you're trying to solve these mathematical problems and there's a theoretical limit to how many Bitcoins could actually potentially be mind looking right now. They're saying that circulating Bitcoin right now. Is about 19 million Bitcoin that are out there. And Bitcoin is worth about $20,000 right now, down from its huge, huge, huge high. [00:22:11] That was, uh, more than two and a half times. What it's worth right now. So, how do you mind? Well, if you take that computer and you run the software, it's gonna do some mining and it is probably going to cost you more in electricity nowadays to mine. One Bitcoin than that Bitcoin is worth. In fact, it certainly will cost you more now. [00:22:37] Uh, that's why the people that are professional Bitcoin minors have taken a different tact and what they've done. Is they found places where they can get cheap electricity. For instance, Finland, where they're using geothermal produced electricity. They're also using the cold air outside in order to cool down. [00:23:00] The computers themselves as they're trying to compute this, but there's another thing that they've been doing. And that is well, how about we buy a coal plant? That's been shut down and that's happened. So they take that coal plant. They bring it back online. They burn the coal, they produce electricity at a cheaper rate than they could buy it. [00:23:23] but behind all of this is the computing power. And what miners found a long time ago is it's better to have thousands of compute units working on solving these problems than it is just having. I don't know how many CPUs are in your computer for eight. Com, um, CPUs. How many? Well, I, how far can you get with those? [00:23:48] Yeah, they're fast, but we need thousands of computers. So what they found is that GPU's graphical processing units. Kind of met their goals. You see a GPU is actually composed of thousands of computers, little compute units. Now they can't do real fancy math. They can't do anything particularly fancy. [00:24:13] They're really designed to move. Pixels around on a screen. In other words, they're designed to help gamers have a nice smooth game while they're playing. They can be used. In fact, they're used all of the time in desktop computers, just for regular display of a webpage, for instance, or if you're watching a video, all of that is part of what they're doing. [00:24:39] With graphic processing units. And if you've been paying attention, you probably have noticed if you particularly, if you're a gamer that the price for GPUs has gone way up, not only has it gone way up and it isn't just due to the lockdown and the supply chain problems. but they're very, very, very hard to get now. [00:25:02] Yeah. Some of that is due to supply chain problems. No doubt about it. But most of these GPUs, according to some of the numbers I've seen, have actually been bought by these professional mining companies. In fact, many of them have gone the next step and they have what called custom silicone. These are completely customized process. [00:25:28] sometimes they're using Asics. Sometimes they're using other things, but these custom processors that are really good at solving that problem that they have to solve in order to mine, a bit Bitcoin or one of these other currencies. So you, you see how that all works. There's a number of GPU manufacturers and something else interesting has happened because of the drop in value of pretty much all of the cryptocurrencies. [00:26:00] And that is these GPS are going byebye. Right. Do does a company that is now no longer trading. That's no longer operating. Uh, we've seen at least two of these crypto mining companies just completely disappear. So now all of their hardware is going up for sale. You'll find it on EBA. So I, I wanna warn you, if you are looking for a GPU of some sort for your computer, maybe if you're a gamer, be very, very careful. [00:26:37] We've got a buyer beware situation here because you're not just buying a GPU. A graphics processing card, uh, that has been lightly used. It was sitting in a terminal. Maybe it's a GPU. Like I use them where, when I'm doing video editing, it does use the GPU, even some of the audio editing. It uses the GPU. [00:26:59] I'm looking at it right now and I've got some, uh, GPU utilization going on. I've got about, uh, 6% of my GPU in use right now on this computer. So. What the problem is is that these minors who are selling their old GPUs have been running them full Bo 24, 7. That's hard on anything. Isn't it. So what, uh, what's happening here is that you are seeing a market getting flooded with GPUs. [00:27:35] You really don't wanna. All right. Does that make sense? Uh, you know, there we've lost more than 50% this year already in some of these, uh, cryptocurrencies that are out there coin base has had an interesting year Celsius, a major cryptocurrency bank, suspended withdrawals, uh, just here in the last few. [00:28:01] Coin based crypto exchange announced a round of layoffs. Also here, they paused their hiring a month or two ago. It it's not going very well and prices for new and used graphic cards are continuing to fall. The peak price was late in 2021, a little bit early in 2022, but now you can go to Amazon new egg, best buy and buy current generation GPUs for prices that really would seem like bargain six months ago. [00:28:35] And pricing for used GPUs has fallen even further, which is the caveat aura URA thing here that I'm warning everybody about. You need to proceed. With caution. So there's a lot of scams, a lot of bait and switches. You know, that's been kind of normal for some things over the years on eBay. I'm afraid, but I've had pretty good luck with eBay, but any high value eBay purchase CPUs have been mining cryptocurrencies at full tilt for months or years have problems in new GPU. [00:29:12] Would not have had, you know, this heat that they generate, the dust that gets into them, that the heat is messing with can really degrade the performance and degrade the usage of that GPU here over time. Dust can also, uh, cause problems with the thermal paste that's in them could be dried out thermal paste because of the heat and that causes them to crack and causes other problems. [00:29:40] So if you buy a used GP that looks dirty or runs hot, removing and cleaning the fan and heat sink, reapplying, fresh thermal paste. Could potentially restore loss performance, and maybe you can even get that new Sony PlayStation because GPS are becoming available. Again. Visit me online Craig peterson.com and get my weekly insider show notes right there. [00:30:07] Craig peterson.com. Sign up now. [00:30:13] Self-driving is relatively new technology. And, uh, our friends at Tesla just fired an employee who posted videos of a full self-driving accident. Uh, he's done it before. [00:30:30] Tesla has a very interesting background. In fact, Elon Musk has gotten more interesting over time. And particularly lately the stuff he's saying, the stuff he's doing, but his companies have really made some amazing progress. [00:30:48] Now, one of the things that Elon did pretty well pretty early on was he decided he was going to start selling. A self-driving feature for his cars. And back in the day, you could buy it. This was before it was ready at all for, I think it was 5,000 and, uh, it was good for whenever they came out with it. [00:31:15] And then it went up to 7,000 and then I think it went to 12,000 and now it's you pay him monthly, but in reality, There are no fully self-driving qualified Teslas on the road today. It will be a little while before that happens. So this ex Tesla employee by the name of John Burnell is quoted in ours Technica saying that he was fired for posting YouTube videos about Tesla's full self-driving beta. [00:31:48] Now this is called F S D. And if you know, Computers, you know what beta is? Beta means, Hey, you know, should work, could work, probably has some problems. And that's exactly what it is. Now. Tesla told California regulators that the full self-driving beta lacks true autonomous features. And that's probably how they got by getting with putting this car on the road, these cars on the road. [00:32:19] So this X employee. Says that Tesla also cut off access to the full self driving beta in the 2021 Tesla model three that he owns. Now. He said that he paid for it. He had it legitimately, and yet Tesla cut him off from, and I guess. Anybody can try and sign up for it. I don't know all of the details behind getting that beta code. [00:32:46] If you wanted to, you probably could investigate a little bit further, but the video that he posted on February 7th provided a frame by frame analysis of a collision of his Tesla with a Ballard, a a Ballard. Those are those stanchions, those, uh, cement pillars. They usually have. Plastic on the outside that you'll see, you know, protecting sidewalks or in this case it was protecting a bike lane in San Jose. [00:33:19] So he said, no matter how minor this accident was, it was the first full self-driving beta collision caught on camera. That is irrefutable. And he says I was fired from Tesla in February with my U YouTube being cited as the reason why, even though my uploads are for my personal vehicle off company, time or property with software, I paid for. [00:33:45] And he has a, um, channel called AI addict that you can find over there on YouTube if it hasn't been taken down yet. Right. Uh, he said that he got a notice that his full self-driving beta was disabled be based on his recent driving data, but that didn't seem to fit because the morning I got fired, he says I had zero proper use strikes. [00:34:10] On my vehicle. So yeah, I, I can't say as I really would blame him, uh, him being in this case, Elon Musk for firing this guy, but it's an interesting little video to watch. It's like two and a half minutes. You'll see. And it, the guy has his hand on the steering wheel and the car is steering. Itself down the roadway and there's no other traffic really on the road. [00:34:38] I don't know when this was like a, a Sunday or something, but you can see on the screen, it is detecting things like the, the little, uh, construction pillars that are on the side of the road. And he's in a left. Turn only lane and his Tesla turns, left the steering. Wheel's kind of going a little back and forth, right? [00:34:58] As it tries to make up his mind what it's going to do and he's driving down, he just passed a ups truck. Although I would not have passed personally, the way he passed, which is the. The car decided it was going to, um, get closer to that ups truck. I, I would've purposely gone further away. And then what happens is he goes around another corner where there's some Ballards. [00:35:26] That are in the roadway. And of course the idea behind them is so the cars don't go in and accidentally strike a cyclist. But around that corner where there is a crosswalk crossing the street, there's no Ballard. So people don't have to kind of get around them. And then the Ballards start off again. So the Tesla got kind of confused by this and looking at the screen, it doesn't show the, these Ballards. [00:35:56] Being recognized. So the driver of the car grabs the stern wheel takes over at the very last second, but did actually hit the Ballard. Uh, no two ways about it here. He hit it and the car is stopped and it's just a minor scratch. He's showing it on his, uh, on his screen here. But I gotta say overall, it looks like it performed quite admirably. [00:36:24] And the fact that this apparently is the. Uh, the only time it was actually caught on video. That's interesting too, but the cars of course have cameras on them too. So I'm sure. In other cases it did record a video of it. So CNBC said it obtained a copy of Tesla's internal social media policy, and it says it makes no direct reference. [00:36:48] To criticizing the company's product in public. So we'll see what happens. Uh, apparently too, they are saying that this is the first accident in a year of testing this full self-driving. So that is darn good, frankly. And, uh, he's saying, you know, some people are saying I should have reacted sooner, which I should have. [00:37:09] But in my year of testing, the full stop driving is usually really good at detecting objects last minute and slowing to avoid. So I don't know. We'll see what happens here. Tesla's doing a very good job. Hey, and I got another car story for you. This one, I. Think is totally, totally cool. You might remember Congress passed a law back in the seventies saying that we had to have what these cafe standards for vehicles efficiencies. [00:37:36] In other words, you had to have certain fuel efficiency across all of the cars that you manufactured, you know? Okay. It is good enough, whatever. And, uh, they, they weren't able to make. uh, the car manufacturers, they weren't able to hit it until they came up with a whole new ignition technology for the cars. [00:38:00] And that of course is fuel injection. You might remember we had car braiders and all of the cars, not very efficient. The engines themselves aren't very efficient, but we came up with fuel injection. And that helped the car manufacturers to meet these new cafe standards. Now, unfortunately, car manufacturers have removed weight from the cars in order to gain fuel efficiency in order to meet these federal requirements. [00:38:28] So they've done things like taking out the full size spare tire, right? You, you had that before and that full size spare tire is now replaced with. Stupid a little tire, right? That, you know, you can limp down the road a little ways, but not very far, but they've also removed steel and various metals from other parts of the car. [00:38:47] And many people have said it's made the cars less safe. The same time they've added more safety features like the side impact airbags and, and other things and, and airbags that will Mame. But, but that's a different story entirely. Uh, but this is very, very cool because there's a company called transient plasma systems TPS, and they came up with this new advanced ignition system that uses plasma. [00:39:17] They've designed it in such a way that it replaces your spark plugs in your. And now they put the ignition module in that uses nanosecond duration, pulses of plasma to ignite that air fuel mixture that's inside the cylinder. So you're still doing the fuel injection, but you're igniting it with a nanosecond worth of. [00:39:43] Plasma. Isn't that just amazing. So they've tested that technology 2019 is when they came out with it and they did some bench testing, but now it's almost ready for production. So they're doing now with vehicle manufacturers, validation testing. It is frankly very cool. And they don't have to do it on brand new engines either. [00:40:08] They will come up with retro Kitt fixed fixes. Now, imagine this getting 20% better mileage by basically replacing your spark plugs and a little more firmware changes in your engine controller. No question about that one, right. But this is frankly. Absolutely amazing. Now it's going to take a lot of years before we move to electric vehicles. [00:40:34] For a lot of reasons. We're not ready. The country isn't ready. The infrastructure isn't ready. People aren't ready. The cars aren't ready. We don't even know what. To do with the batteries. People complain about nuclear waste while there are now huge fields full of these batteries while they're trying to figure out what do we do with the used batteries from these electric or hybrid cars, because man, they it's a huge problem. [00:40:59] All kinds of toxic stuff in them. And they haven't been good at being able to recycle 'em it's not like the old lead acid batteries. That are very easy to recycle. So it's going to be years before they really stop selling any of these internal combustion engines and even longer before they ban internal combustion engines. [00:41:21] From the roadways. So this plasma ignition system is going to really, really help 20%. That is darn good. And I am looking at the article right now. They used this Toyota engine. This is a 2.5 liter Toyota Camry Atkinson cycle, thermal efficiency around 40%, which is absolutely amazing. Good job Toyota. And. [00:41:48] Replaced the spark plug with this. Ignition system, this new ignition system using of course plasma and they found some amazing, amazing, uh, statistics here improvements. So in some cases they're seeing. The spark plugs and the plasmas getting 6% increase in fuel economy and others are seeing 20% increases. [00:42:17] Of course, they've got to do more testing, extreme heat, extreme, cold, wet, dry, but that's gonna be happening. And we might see this in our cars in the next couple of years. Make sure you sign up right now. For my newsletter, get my insider show notes for free Craig peterson.com. [00:42:39] Hey, it looks like if you did not invest in crypto, you were making a smart move and not moving. Wow. We got a lot to talk about here. Crypto has dived big time. It's incredible. What's happened. We get into that more. [00:42:56] Crypto currencies. It, it it's a term for all kinds of these basically non-government sanctioned currencies. [00:43:06] And the idea behind it was I should be able to trade with you and you should be able to trade with me. We should be able to verify the transactions and it's kind of nobody's business as to what's happening behind the scenes. And yet in reality, Everybody's business because all of those transactions are recorded in a very public way. [00:43:30] So crypto in this case does not mean secret or cryptography. It's actually referring to the way the ledgers work and your wallets and, and fact, the actual coins themselves, a lot of people have bought. I was talking with my friend, Matt earlier this week and Matt was saying, Hey, listen, uh, I made a lot of money off of crypto. [00:43:57] He's basically a day trader. He watches it. Is it going up? Is it going down? Which coin is doge coin? The way to go? Cuz Elon must just mentioned it. Is it something else? What should I do? And he buys and sells and has made money off of it. However, a lot of people have. And held onto various cryptocurrencies. [00:44:19] Of course, the most popular one. The one everybody knows about is Bitcoin and Bitcoin is pretty good stuff, you know, kind of bottom line, but 40% right now of Bitcoin investors are underwater. Isn't that incredible because of the major dropoff from the November peak. And this was all started by a problem that was over at something called Tara Luna, which is another cryptocurrency now. [00:44:51] You know, already that there is a ton of vol a ton of, uh, changes in price in various cryptocurrencies, Bitcoin being of course a real big one where, you know, we've seen 5,000, $10,000 per Bitcoin drops. It, it really is an amazingly, uh, fluid if you will coined. So there's a number of different people that have come out with some plans. [00:45:19] How about if we do kinda like what the us dollar used to do, which is it's tied to a specific amount of gold or tied to a specific amount of silver. Of course, it's been a while since that was the case. Uh, president Nixon is the one that got us off of those standards, but. Having gold, for instance, back in your currency means that there is going to be far less fluctuation and your currency means something. [00:45:49] See, the whole idea behind currency markets for government is yeah, you do print money and you do continue to increase the amount of money you print every year. Because what you're trying to do is create money for the. Goods product services that are created as well. So if, if we create another million dollars worth of services in the economy, there should be another million dollars in circulation that that's the basic theory. [00:46:20] Monetary theory really boiling it. Right. Down now of course, you know, already our government has printed way more than it. Maybe should have. It is certainly causing inflation. There's no doubt about that one. So they're looking at these various cryptocurrencies and saying, well, what can we do? How can we have like a gold standard where the us dollar was the currency the world used and it, its value was known. [00:46:46] You see, having a stable currency is incredibly important for consumers and businesses. A business needs to know, Hey, listen, like we sign a three year contract with our vendors and with our customers. And so we need a stable price. So we know what's our cost going to be, what can we charge our customer here? [00:47:06] Can the customer bear the price increases, et cetera. The answer to most of those questions of course is no, they really, they really can't is particularly in this day and age. So having a. Fixed currency. We know how much it's worth. I know in two years from now, I'm not gonna be completely upside down with this customer because I'm having to eat some major increases in prices. [00:47:31] And as a consumer, you wanna look at it and say, wow, I've got a variable rate interest rate on my mortgage. And man, I remember friends of mine back in the eighties, early eighties, late seventies, who just got nailed by this. They had variable rate interest loan on their home because that's all they could get. [00:47:50] That's all they could afford. So the variable rate just kept going up. It was higher than credit cards are nowadays. And I remember a friend of mine complaining, they had 25% interest and that's when they lost a house because 25% interest means if you have a a hundred thousand dollars loan, you got $25,000 in interest that year, you know, let alone principal payments. [00:48:14] So it, it was a really. Thing. It was really hard for people to, to deal with. And I, I can understand that. So the cryptocurrency guys. I said, okay, well let's tie it to something else. So the value has a value and part of what they were trying to tie it to is the us dollar. That's some currencies decided to do that. [00:48:39] And there were others that tried to tie it to actual. Assets. So it wasn't just tied to the dollar. It was okay. We have X dollars in this bank account and that's, what's backing the value of our currency, which is quite amazing, right. To think about that. Some of them are backed by gold or other precious metals. [00:49:02] Nowadays that includes a lot of different metals. Well, this one coin called Tara Luna dropped almost a hundred percent last week. Isn't that amazing. And it had a sister token called Tara us D which Tara Luna was tied to. Now, this is all called stablecoin. Right? The idea is the prices will be stable. and in the case of Tara and Tara S D the stability was provided by a computer program. [00:49:37] So there's nothing really behind it, other than it can be backed by the community currencies themselves. So that's something like inter coined, for instance, this is another one of the, there are hundreds of them out there of these, uh, cryptocurrencies. The community backs it. So the goods and services that you can get in some of these communities is what gives value to inter Pointe money system. [00:50:03] Now that makes sense too, right? Because the dollar is only worth something to you. If it's worth something to someone else, right. If you were the only person in the world that had us dollars, who, who would want. Like, obviously the economy is working without us dollars. So why would they try and trade with you? [00:50:24] If you had something called a us dollar that nobody else had, or you came up with something, you made something up out of thin air and said, okay, well this is now worth this much. Or it's backed by that, et cetera. Because if again, if you can't spend it, it's not worth anything. Anyhow, this is a very, very big deal because on top of these various cryptocurrencies losing incredible amounts of money over the last couple of weeks, We have another problem with cryptocurrencies. [00:50:59] If you own cryptocurrencies, you have, what's called a wallet and that wallet has a transaction number that's used for you to track and, and others to track the money that you have in the cryptocurrencies. And it it's, um, pretty good little. Fun function or feature. It's kind of hard for a lot of people to do so they have these kind of crypto banks. [00:51:21] So if you have one of these currencies, you can just have your currency on deposit at this bank because there's, there's a whole bunch of reasons, but one of the reasons is if. There is a, a run on a bank, or if there's a run on a cryptocurrency, currencies have built into them incredibly expensive penalties. [00:51:45] If you try and liquidate that cryptocurrency quickly. And also if there are a lot of people trying to liquidate it. So you had kind of a double whammy and people were paying more than three. Coin in order to sell Bitcoin. And so think about that. Think about much of Bitcoin's worth, which is tens of thousands of dollars. [00:52:05] So it's overall, this is a problem. It's been a very big problem. So people put it into a bank. So coin base is one of the big one coin coin base had its first quarter Ernie's report. Now, this is the us' largest cryptocurrency exchange and they had a quarterly loss for the first quarter of 2022 of 430 million. [00:52:35] That's their loss. And they had an almost 20% drop in monthly users of coin. So that's something right. And they put it in their statement, their quarterly statement here as to, you know, what's up. Well, here's the real scary part Coinbase said in its earning earnings report. Last Tuesday that it holds the. [00:53:01] 256 billion in both Fiat currencies and crypto currencies on behalf of its customers. So Fiat currencies are, are things like the federal reserve notes, our us dollar. Okay. A quarter of a trillion dollars that it's holding for other people kind of think of it like a bank. However, they said in the event, Coinbase we ever declare bankruptcy, quote, the crypto assets. [00:53:31] We hold in custody on behalf of our customers could be subject to bankruptcy proceedings. Coinbase users would become general unsecured creditors, meaning they have no right to claim any specific property from the exchange in proceedings people's funds would become inaccessible. Very big deal. Very scary for a very, very good reason. [00:53:57] Hey, when we come back, uh, websites, you know, you go, you type stuff in email address, do you know? You don't even have to hit submit. In most cases, they're stealing it. [00:54:09] I'm sure you've heard of JavaScript in your browser. This is a programming language that actually runs programs right there in your web browser, whether you like it or not. And we just had a study on this. A hundred thousand websites are collecting your information up-front. [00:54:26] This is not a surprising thing to me. I have a, in my web browser, I have JavaScript turned off for most websites that I go to now, JavaScript is a programming language and it lets them do some pretty cool things on a webpage. [00:54:44] In fact, that's the whole idea behind Java. Uh, just like cookies on a web browser where they have a great use, which is to help keep track of what you're doing on the website, where you're going, pulling up other information that you care about, right? Part of your navigation can be done with cookies. They go on and on in their usefulness, but. [00:55:06] Part of the problem is that people are using them to track you online. So like Facebook and many others will go ahead and have their cookies on other websites. So they know where you're going, what you're doing, even when you're not on Facebook, that's by the way, part of. The Firefox browser's been trying to overcome here. [00:55:31] They have a special fenced in mode that happens automatically when you're using Firefox on Facebook. Pretty good. Pretty cool. The apple iOS devices. Use a different mechanism. And in fact, they're already saying that Facebook and some of these others who sell advertiser, Infor advertisers information about you have really had some major losses in revenue because apple is blocking their access to certain information about you back to Javas. [00:56:07] It's a programming language that they can use to do almost anything on your web browser. Bad guys have figured out that if they can get you to go to a website or if they can insert and add onto a page that you're visiting, they can then use. Your web browser, because it's basically just a computer to do what well, to mind Bitcoin or other cryptocurrencies. [00:56:34] So you are paying for the electricity for them as your computer is sitting there crunching on, uh, these algorithms that they need to use to figure out how to find the next Bitcoin or whatever. Be, and you are only noticing that your device is slowing down. For instance, our friends over on the Android platform have found before that sometimes their phones are getting extremely hot, even when they're not using them. [00:57:01] And we've found that yeah, many times that's just a. Bitcoin minor who has kind of taken over partial control of your phone just enough to mind Bitcoin. And they did that through your web browser and JavaScript. So you can now see some of the reasons that I go ahead and disable JavaScript on most websites I go to now, some websites aren't gonna work. [00:57:24] I wanna warn you up front. If you go into your browser settings and turn off JavaScript, you are going. Break a number of websites, in fact, many, many websites that are out there. So you gotta kind of figure out which sites you want it on, which sites don't you want it on. But there's another problem that we have found just this week. [00:57:45] And it is based on a study that was done. It's reported in ours Technica, but they found. A hundred thousand top websites, a hundred thousand top websites. These include signing up for a newsletter making hotel reservation, checking out online. Uh, you, you probably take for granted that you nothing happens until you hit submit, right? [00:58:11] That used to be the case in web 1.0 days. It isn't anymore. Now I wanna point out we, I have thousands of people who are on my email list. So every week they get my, my, uh, insider show notes. So these are the top articles of the week. They are, you know, usually six to 10 articles, usually eight of them that are talking about cybersecurity, things of importance in. [00:58:39] The whole radio show and podcast are based on those insider show notes that I also share with the host of all of the different radio shows and television shows that I appear on. Right. It's pretty, pretty cool. So they get that, but I do not use this type of technology. Yeah. There's some JavaScript that'll make a little sign up thing, come up at the top of the screen, but I am not using technology that is in your face or doing. [00:59:08] What these people are doing, right? So you start filling out a form. You haven't hit cement. And have you noticed all of a sudden you're getting emails from. Right. It's happened to me before. Well, your assumption about hitting submit, isn't always the case. Some researchers from KU LUN university and university of Lue crawled and analyzed the top 100,000 websites. [00:59:37] So crawling means they have a little robot that goes to visit the webpage, downloads all of the code that's on the page. And then. Analyzed it all right. So what they found was that a user visiting a site, if the, the user is in the European union is treated differently than someone who visits the site from the United States. [01:00:01] Now there's a good reason for this. We've helped companies with complying with the GDPR, which are these protection rules that are in place in the European union. And that's why you're seeing so many websites. Mine included that say, Hey, listen, we do collect some information on you. You can click here to find out more and some websites let you say no, I don't want you to have any information about me. [01:00:26] We collect information just so that you can navigate the site properly. Okay. Very basic, but that's why European union users are treated differently than those coming from the United States. So this new research found that over 1800 websites gathered an EU user's email address without their consent. So it's almost 2000 websites out of the top 100,000. [01:00:54] If you're in the EU and they found. About well, 3000 websites logged a us user's email in some form. Now that's, before you hit submit. So you start typing in your email, you type in your name and you don't hit submit. Many of the sites are apparently grabbing that information, putting it into the database and maybe even started using it before you gave them explicit permission to do. [01:01:27] Isn't that a fascinating and the 1800 sites that gathered information on European news union users without their consent are breaking the law. That's why so many us companies decided they had to comply with the GDPR because it's a real big problem. So these guys also crawled websites for password leaks and May, 2021. [01:01:55] And they found 52 websites where third parties, including Yex Yex is. Big Russian search engine a and more were collecting password data before submission. So since then the group went ahead and let the websites know what was happening, what they found, uh, because it's not necessarily intentional by the website itself. [01:02:21] It might be a third party, a third party piece of software. That's doing it. They, they informed those sites. Hey, listen, you're collecting user data before there's been explicit consent to collect it. In other words, you, before you hit the submit button and they thought, wow, this is a very surprising, they thought they might find a few hundred website, but. [01:02:45] Course of a year now they found that there were over 3000 websites really that were doing this stuff. So they presented their findings at Usenet. Well, actually they haven't presented 'em yet. Cuz it's gonna be at use N's. In August and these are what they call leaky forums. So yet another reason to turn off JavaScript when you can. [01:03:09] But I also gotta add a lot of the forums do not work if JavaScript's not enabled. So we gotta do something about it. Uh, maybe complain, make sure they aren't clutching your data. Maybe I should do a little course on that one so you can figure out are they doing it before even giving permission? Anyhow, this is Craig Peter son. [01:03:29] Visit me online. Craig Peter son.com and sign up for that. No obligation inside your show notes. [01:03:36] We are shipping all kinds of military equipment over to Ukraine. And right now they're talking about another $30 billion worth of equipment being shipped to what was the world's number one arms dealer - Ukraine. [01:03:53] I'm looking right now at an article that was in the Washington post. And you know, some of their stuff is good. [01:04:01] Some of their stuff is bad, I guess, kinda like pretty much any media outlet, but they're raising some really good points here. One of them is that we are shipping some pretty advanced equipment and some not so advanced equipment to Ukraine. To help them fight in this war to protect themselves from Russia. [01:04:24] Now, you know, all of that, that's, that's pretty common. Ultimately looking back in history, there have been a lot of people who've made a lot of money off of wars. Many of the big banks financing, both sides of wars. Going way, way back and coming all the way up through the 20th century. And part of the way people make money in war time is obviously making the equipment, the, and supplies and stuff that the armies need. [01:04:57] The other way that they do it is by trading in arms. So not just the supplies. The bullets all the way through the advanced missile systems. Now there's been some concerns because of what we have been seen online. We've talked about telegram here before, not the safest web, you know, app to use in order to keep in touch. [01:05:24] It's really an app for your phone and it's being used. Ukraine to really coordinate some of their hacker activities against Russia. They've also been using it in Russia, te telegram that is in order to kind of communicate with each other. Ukraine has posted pictures of some of the killed soldiers from Russia and people have been reaching out to their mothers in Russia. [01:05:53] They've done a lot of stuff with telegram it's interest. And hopefully eventually we'll find out what the real truth is, right? Because all sides in the military use a lot of propaganda, right? The first casualty in war is the truth. It always has been. So we're selling to a country, Ukraine that has made a lot of money off of selling. [01:06:19] Been systems being an inter intermediary. So you're not buying the system from Russia? No, no. You're buying it from Ukraine and it has been of course, just as deadly, but now we are sending. Equipment military great equipment to Ukraine. We could talk about just that a lot. I, I mentioned the whole lend lease program many months ago. [01:06:45] Now it seems to be in the news. Now takes a while for the mainstream media to catch up with us. I'm usually about six to 12 weeks ahead of what they're talking about. And so when we're talking about Lynn Le, it means. We're not giving it to them. We're not selling it to them. We're just lending them the equipment or perhaps leasing it just like we did for the United Kingdom back in world. [01:07:10] Wari, not a bad idea. If you want to get weapons into the hands of an adversary and not really, or not an adversary, but an ally or potential ally against an adversary that you have, and they have. But part of the problem is we're talking about Ukraine here. Ukraine was not invited in NATO because it was so corrupt. [01:07:33] You might remember. they elected a new president over there that president started investigating, hired a prosecutor to go after the corruption in Ukraine. And then you heard president Joe Biden, vice president at the time bragging about how he got this guy shut down. Uh, yeah, he, he got the prosecutor shut down the prosecutor that had his sights on, of course hunter Biden as well as other people. [01:08:00] So it it's a real problem, but. Let's set that aside for now, we're talking about Ukraine and the weapon systems we've been sending over there. There have been rumors out there. I haven't seen hard evidence, but I have seen things in various papers worldwide talking about telegrams, saying. That the Ukrainians have somehow gotten their hands on these weapons and are selling them on telegram. [01:08:30] Imagine that, uh, effectively kind of a dark web thing, I guess. So we're, we're saying, well, you know, Biden administration, uh, you know, yeah. Okay. Uh, that, that none of this is going to happen. Why? Well, because we went ahead and we put into the contracts that they could not sell or share or give any of this equipment away without the explicit permission of the United States government. [01:09:01] Well, okay. That, that kind of sounds like it's not a bad idea. I would certainly put it into any contract like this, no question, but what could happen here? If this equipment falls into the hands of our adversaries or, or other Western countries, NATO countries, how do you keep track of them? It it's very hard to do. [01:09:22] How do you know who's actually using them? Very hard to do so enforcing these types of contracts is very difficult, which makes a contract pretty weak, frankly. And then let's look at Washington DC, the United States, according to the Washington post in mid April, gave Ukraine a fleet of I 17 helicopter. [01:09:49] Now these MI 17 helicopters are Russian, originally Soviet designs. Okay. And they were bought by the United States. About 10 years ago, we bought them for Afghan's government, which of course now has been deposed, but we still have our hands on some of these helicopters. And when we bought them from Russia, We signed a contract. [01:10:16] The United States signed a contract promising not to transfer the helicopters to any third country quote without the approval of the Russian Federation. Now that's according to a copy of the certificate that's posted on the website of Russia's federal service on military technical cooperation. So there you. [01:10:38] Russia's come out and said that our transfer, those helicopters has grossly violated the foundations of international law. And, and you know, what they, it has, right. Arms experts are saying that Russia's aggression Ukraine more than justifies us support, but the violations of the weapons contracts, man, that really hurts our credibility and the, our we're not honoring these contracts. [01:11:06] How can we expect Ukraine to honor those contracts? That's where the problem really comes in. And it's ultimately a very, very big problem. So this emergency spending bill that it, you know, the $30 billion. Makes Ukraine, the world's single largest recipient of us security assistance ever. They've received more in 2022 than United States ever provided to Afghanistan, Iraq, or Israel in a single year. [01:11:40] So they're adding to the stockpiles of weapons that we've already committed. We've got 1400 stinger anti-aircraft systems, 5,500 anti tank, Mitch missiles, 700 switch blade drones, nine 90. Excuse me, long range Howards. That's our Tillery 7,000 small arms. 50 million rounds of ammunition and other minds, explosives and laser guided rocket systems, according to the Washington post. [01:12:10] So it's fascinating to look. It's a real problem. And now that we've got the bad guys who are using the dark web, remember the dark web system that we set up, the onion network. Yeah. That one, uh, they can take these, they can sell them, they can move them around. It is a real problem. A very big problem. What are we gonna do when all of those weapons systems come back aimed at us this time? [01:12:40] You know, it's one thing to leave billions of dollars worth of helicopters, et cetera, back in Afghanistan is the Biden administration did with their crazy withdrawal tactic. Um, but at least those will wear out the bullets, missile systems, Howard, yours, huh? Different deal. [01:13:01] It seems like the government calls war on everything, the war against drugs or against poverty. Well, now we are looking at a war against end to end encryption by government's worldwide, including our own. [01:13:18] The European union is following in America's footstep steps, again, only a few years behind this time. [01:13:27] Uh, but it's not a good thing. In this case, you might remember a few have been following cybersecurity. Like I have back in the Clinton administration, there was a very heavy push for something called the clipper chip. And I think that whole clipper chip. Actually started with the Bush administration and it was a bad, bad thing, uh, because what they were trying to do is force all businesses to use this encryption chip set that was developed and promoted by the national security agency. [01:14:04] And it's supposed to be an encryption device that is used to secure, uh, voice and data messages. And it had a built in. Back door that allowed federal state, local law enforcement, anybody that had the key, the ability to decode any intercepted voice or data transmissions. It was introduced in 93 and was thank goodness. [01:14:32] Defunct by 1996. So it used something called skip Jack man. I remember that a lot and it used it to transfer dilly or Diffy excuse me, Hellman key exchange. I've worked with that before crypto keys. It used, it used the, uh, Des algorithm, the data encryption standard, which is still used today. And the Clinton administration argued that the clipper chip was. [01:14:59] Absolutely essential for law enforcement to keep up with a constantly progressing technology in the United States. And a lot of people believe that using this would act as frankly, an additional way for terrorists to receive information and to break into encrypted information. And the Clinton administration argued that it, it would increase national security because terrorists would have to use it to communicate with outsiders, bank, suppliers, contacts, and the government could listen in on those calls. [01:15:33] Right. Aren't we supposed to in United States have have a right to be secure in our papers and other things, right? The, the federal government has no right to come into any of that stuff unless they get a court order. So they were saying, well, we would take this key. We'll make sure that it's in a, a lock box, just like Al gore social security money. [01:15:55] And no one would be able to get their hands on it, except anyone that wanted to, unless there was a court order and you know how this stuff goes, right. It, it just continues to progress. And. A lot worse. Well, there was a lot of backlash by it. The electronic privacy information center, electronic frontier foundation boast, both pushed back saying that it would not. [01:16:20] Only have the effect of, of not, excuse me, have the effect of this is a quote, not only subjecting citizens to increased impossibly illegal government surveillance, but that the strength of the clipper trips encryption could not be evaluated by the public as its design. Was classified secret and that therefore individuals and businesses might be hobbled with an insecure communication system, which is absolutely true. [01:16:48] And the NSA went on to do some things like pollute, random number generators and other things to make it so that it was almost impossible to have end-to-end encrypted data. So we were able to kill. Many years ago. Now what about 30 years ago? Uh, when they introduced this thing? Well, it took a few years to get rid of it, but now the EU is out there saying they want to stop end, end encryption. [01:17:16] The United States has already said that, or the new director of Homeland security has, and as well as Trump's, uh, again, Homeland security people said we need to be able to break the. And, and we've talked about some of the stories, real world stories of things that have happened because of the encryption. [01:17:37] So the EU has now got a proposal forward that would force tech companies to scan private messages for child sexual abuse material called CSAM and evidence of grooming. Even when those messages are supposed to be protected by end to end encrypt. So we know how this goes, right? It, it starts at something that's, everybody can agree on, right? [01:18:05] This child, sexual abuse material, uh, abductions of children, all, you know, there's still a lot of slavery going on in the world. All of that stuff needs to be stopped. And so we say, ye

Ahead of the US Grand Prix Fast Talkers is an American special as we go stateside to talk all things from F1 to IndyCar, COTA to Andretti. Jennie Gow is back hosting this informative and lively magazine show which unites some of the biggest media names in the paddock to chat about all the things we think you want to know about - and plenty more that you don't! In this show Jennie is joined by NBC Sports host and commentator Leigh Diffy, F1 Journalist Sef Harding and Autosport's F1 reporter, Luke Smith. With the effects of Drive to Survive really starting to have an impact in the states we talk about Netflix's smash hit show, we also talk about the transition between IndyCar and F1 and back again. Plus, who do our panel think will be lifting the Championship trophy come the end of the season? It's the return of Fast Talkers which is also available as a YouTube video.

Join Grace and me as we discuss a bunch of stuff that won't mean a thing to anyone but us and we throw in some F1 news just to give the impression that this is an F1 podcast. We talk Differentials, Williams Vs Haas, Vettel's woes and more. #iffydiffy

To listen to C-Diffy’s music or to follow him on social media, please visit:https://www.youtube.com/channel/UCd32R6TTxSmDuLhGEf2Bsighttps://www.instagram.com/officialcdiffy/“The Check-In”https://soundcloud.com/thediffy/sets/the-check-in/s-ulfZ8e0jmOx“R.I.P Everyone”https://biglink.to/ripeveryoneRapper, C-Diffy, stops by, Vigilantes Radio's "Inside The Music" Series, to chat with Dini about where he hopes his music will reach and take him, his life & what continues to drive him forward with his music. To find out, set your reminders, it's happening! 07/14/2020 | @10PM CDT | Call in at 701-801-9813 | You can also hop in the mix by visiting www.onlyonemediagroup.com and slapping that "Go Live" button | Please follow our show at www.spreaker.com/onlyonemediagroup & remember sharing is caring! Thanks for your continuous support!This episodes music is brought to you by, C-Diffy - "R.I.P. Everyone", connect with him here >>> https://twitter.com/officialcdiffy/If you'd like to book your own interview with Dini, email us vradio@onlyonemediagroup.com Be sure to follow us at www.twitter.com/nolongertheheroBe sure to like our Facebook page over at www.facebook.com/vigilantesradioWe can also host interviews in different countries!©2013-2020 ALL RIGHTS RESERVED - the Only One Media Group [OOMG].

To listen to C-Diffy’s music or to follow him on social media, please visit:https://www.youtube.com/channel/UCd32R6TTxSmDuLhGEf2Bsighttps://www.instagram.com/officialcdiffy/“The Check-In”https://soundcloud.com/thediffy/sets/the-check-in/s-ulfZ8e0jmOx“R.I.P Everyone”https://biglink.to/ripeveryoneRapper, C-Diffy, stops by, Vigilantes Radio's "Inside The Music" Series, to chat with Dini about where he hopes his music will reach and take him, his life & what continues to drive him forward with his music. To find out, set your reminders, it's happening! 07/14/2020 | @10PM CDT | Call in at 701-801-9813 | You can also hop in the mix by visiting www.onlyonemediagroup.com and slapping that "Go Live" button | Please follow our show at www.spreaker.com/onlyonemediagroup & remember sharing is caring! Thanks for your continuous support!This episodes music is brought to you by, C-Diffy - "R.I.P. Everyone", connect with him here >>> https://twitter.com/officialcdiffy/If you'd like to book your own interview with Dini, email us vradio@onlyonemediagroup.com Be sure to follow us at www.twitter.com/nolongertheheroBe sure to like our Facebook page over at www.facebook.com/vigilantesradioWe can also host interviews in different countries!©2013-2020 ALL RIGHTS RESERVED - the Only One Media Group [OOMG].

Direct .mp3 file download. Mike speaks with Yuriy Gerasimov, one of the principles of Diffy, a cloud visual regression testing platform as well as Ryan Price to discuss all sorts of things including #DrupalCares, Drupal 9 launch parties, and an interesting Composer/Git workflow model. In addition, Chris Weber also has some new change records for us. URLs mentioned Yuriy Gerasimov interview Diffy Puppeteer (headless Chrome browser) AWS Lambda #DrupalCares #DrupalCares Challenge #DrupalCares update #DrupalCares FAQ Release a Drupal 9 version of your module, Gabor donates to #DrupalCares Acquia advertising on Drupal.org for #DrupalCares Evolving Web donating training proceeds to #DrupalCares Like Jeff Geerling's video, Jeff donates to #DrupalCares Drupal 9 launch parties Drupal 9 Launch Party host sigup Composer 2.x What's new in Composer v2 Greg Anderson's Tweet about Drupal core Composer 2 support Acquia BLT Simulacrum The Change Notice Documentation and Help Initiative Help Topics module roadmap: the path to beta and stable Overridden test methods require void return type hints Contrib database drivers can now be in the module's namespace and "src" directory QED42: A preview of the breaking changes in Drupal 9 Contrib Kanban AmyJune Hineline DrupalEasy News Professional local development with DDEV - 2-hour, hands-on, online workshop held monthly (Tuesday, May 5). Local Web Development with DDEV Explained Drupal Career Online - next semester begins August 31. Sponsors MyDropWizard.com - Long-term-support services for Drupal 6, 7, and 8 sites. Subscribe Subscribe to our podcast on iTunes, Google Play or Miro. Listen to our podcast on Stitcher. If you'd like to leave us a voicemail, call 321-396-2340. Please keep in mind that we might play your voicemail during one of our future podcasts. Feel free to call in with suggestions, rants, questions, or corrections. If you'd rather just send us an email, please use our contact page.

This week on the nation, the boys discuss John Prine's sickness and the death of Joe Diffie and the legacy those two guys leave on music.  Evan Gattis goes full douchebag heel. Baseball makes a deal. Wash your hands. Thanks for listening you knuckleheads. 

Do 203. dílu jsme pozvali Lukáše Křečana, Martina Damovského a Zdeňka Mertu a bavili se o testování na produkci. Techniky (postupy) - Canary release https://martinfowler.com/bliki/CanaryRelease.html - Blue Green deployment https://martinfowler.com/bliki/BlueGreenDeployment.html - A/B testing https://en.wikipedia.org/wiki/A/B_testing - Tap recording - Shadowing http://blog.christianposta.com/microservices/advanced-traffic-shadowing-patterns-for-microservices-with-istio-service-mesh/ - Feature toggles https://martinfowler.com/articles/feature-toggles.html - Synthetics (Specialni ucty) - Exploration Testing https://en.wikipedia.org/wiki/Exploratory_testing - Chaos testing https://principlesofchaos.org Nástroje - Diffy https://github.com/twitter/diffy - Istio https://istio.io Zdroje Knihy - The DevOps Handbook: How to Create World-Class Agility, Reliability, and Security in Technology Organizations - Accelerate: The Science of Lean Software and DevOps: Building and Scaling High Performing Technology Organizations - Lean Enterprise: How High Performance Organizations Innovate at Scale - Building Microservices: Designing Fine-Grained Systems Články - https://medium.com/@copyconstruct/testing-in-production-the-safe-way-18ca102d0ef1 - https://blog.turbinelabs.io/deploy-not-equal-release-part-one-4724bc1e726b - https://blog.turbinelabs.io/deploy-not-equal-release-part-two-acbfe402a91c - https://martinfowler.com/articles/microservice-testing/ - http://blog.christianposta.com/microservices/advanced-traffic-shadowing-patterns-for-microservices-with-istio-service-mesh/ - https://githubengineering.com/move-fast/

We’re joined by a special guest to discuss the failures of campaign security, the disastrous consequences of a mismanaged firewall, and the suspicious case of Speck. Plus the latest vulnerabilities in Wireshark and OpenSSH, the new forensic hotness from Netflix, and some great introductions to cryptography. Special Guest: Martin Wimpress.

Stories and topics we covered: https://krebsonsecurity.com/2018/07/google-security-keys-neutralized-employee-phishing/   https://osquery.io/   https://www.propublica.org/article/health-insurers-are-vacuuming-up-details-about-you-and-it-could-raise-your-rates   https://medium.com/netflix-techblog/netflix-sirt-releases-diffy-a-differencing-engine-for-digital-forensics-in-the-cloud-37b71abd2698   Join our #Slack Channel! Email us at bds.podcast@gmail.com or DM us on Twitter @brakesec #Spotify: https://brakesec.com/spotifyBDS #RSS: https://brakesec.com/BrakesecRSS #Youtube Channel:  http://www.youtube.com/c/BDSPodcast #iTunes Store Link: https://brakesec.com/BDSiTunes #Google Play Store: https://brakesec.com/BDS-GooglePlay Our main site:  https://brakesec.com/bdswebsite #iHeartRadio App:  https://brakesec.com/iHeartBrakesec #SoundCloud: https://brakesec.com/SoundcloudBrakesec Comments, Questions, Feedback: bds.podcast@gmail.com Support Brakeing Down Security Podcast by using our #Paypal: https://brakesec.com/PaypalBDS OR our #Patreon https://brakesec.com/BDSPatreon #Twitter: @brakesec @boettcherpwned @bryanbrake @infosystir #Player.FM : https://brakesec.com/BDS-PlayerFM #Stitcher Network: https://brakesec.com/BrakeSecStitcher #TuneIn Radio App: https://brakesec.com/TuneInBrakesec  

It’s time for another SHOW OFF! The Diffy family gets themselves stranded in the 21st century while traveling through time, so of course they have to enroll their kids in school IMMEDIATELY. This show apparently made us very nostalgic and very hungry.     The post Show Off: Phil of the Future S1E1 appeared first on Poddin This Together.

Simon Diffy from Hertfordshire chats at Goodwoods 76th Members Meeting ahead of qualifying for the Hawthorn Trophy in John Morley's 1955 Connaught B-type