Podcasts about having less

Jess here, hosting my entire extended family for the holiday weekend and sending love to you and yours. Enjoy this #WriterGift flashback!It's the gifts episode! Here are the links you're looking for:KJ:Redbubble ❄️ Stamp blocks ❄️ Stamp blanks and stencils ❄️ Frixion Pens ❄️ Leuchterm plannerJess:Sarina's Socks ❄️ Half Broke by Ginger Gaffney (for KJ, but Jess loved it, too!) ❄️ Fillion planner cover by Little Mountain Bindery ❄️ Jess's favorite sticky tabs ❄️ Pens by Schneider ❄️ Sarina's stamp with the kinda-sorta True North Series three pine tree logo ❄️ The “Begin” mug Jess wants a case of.Sarina:Hedgehog Pencil Holder ❄️ Post-its that fit over planner months ❄️ Corkicle (it doesn't come with the sticker, sorry…)#AmReadingJess: Scarcity: The New Science of Having Less and How It Defines Our Lives by Sendhil Mullainathan and Eldar ShafirKJ: The Other Bennet Sister by Janice HadlowSarina: The Girl with Stars in Her Eyes by Xio AxelrodZowie! Thanks for listening. If you want to check out our last gift episodes (and guides), click the years: 2019 2018 2017.If you've got other ideas we should know about, share them in the #AmWriting Facebook group.And if you'd like to subscribe to the shownotes email or support the podcast, click the button.To give a subscription as a gift, click THIS button!Big news, #AmWriters: our guided Blueprint for a Book Challenge was such a hit this past summer that we're going to run it again in January! Plus, we're adding even more interactive elements so you can connect with other writers.It's a great way to start or refine a book idea, get some professional guidance from our Author Accelerator coaches, and stay motivated to do the hard work of thinking before you write.Whether you're writing fiction, nonfiction or memoir - this challenge could be just the thing you need. We will be launching in early January, so stay tuned to these podcasts for all the details, check the show notes, and make sure that you are a supporter of the #AmWriting Podcast, so that when it comes to January, you'll be ready to go. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit amwriting.substack.com/subscribe

Chapter 1What is ScarcityIn the thought-provoking book Scarcity by Sendhil Mullainathan, readers are taken on a journey to explore the powerful effects of scarcity on our decision-making and behavior. Through engaging storytelling, Mullainathan highlights how experiencing scarcity – whether it be for time, money, or any other resource – can lead to tunnel vision, making it difficult to see beyond immediate needs. This narrow focus can have profound implications, leading to poor decision-making and reinforcing a cycle of scarcity. By understanding the psychology behind scarcity, readers are encouraged to reevaluate how they approach scarcity in their own lives and make more informed choices. Scarcity is not just about lacking something; it's about how that lack impacts our thoughts and actions. Mullainathan's insights provide a fresh perspective on an age-old problem, shedding light on the complexities of scarcity and its far-reaching consequences.Chapter 2 Meet the Writer of ScarcitySendhil Mullainathan masterfully utilizes his writing skills and language style to effectively convey the emotions and meanings of scarcity. Through his concise and engaging writing, he is able to capture the feeling of lack and deprivation that comes with scarcity, while also highlighting the impactful consequences it can have on individuals and societies. Mullainathan's use of clear and relatable language helps readers easily connect with the subject matter, driving home the importance of understanding and addressing the challenges of scarcity. Overall, his adept use of writing and language enhances the reader's experience and deepens their understanding of this complex and pervasive issue.Chapter 3 Deeper Understanding of ScarcityScarcity has had a profound influence on literature, culture, and society throughout history. The concept of scarcity, or the limited availability of resources, has often been a central theme in literature, reflecting the struggles and tensions that arise when resources are limited. This concept has also played a significant role in shaping cultural values and societal structures.In literature, scarcity is often a driving force behind characters' actions and motivations. Whether it be a scarcity of food, money, or love, authors use scarcity to create conflict and drive plots forward. In dystopian literature, scarcity is often a central theme, highlighting the consequences of a society where resources are scarce and competition for them is fierce.In culture, scarcity has influenced everything from art to fashion. In times of scarcity, people have had to find creative ways to make do with limited resources, leading to the development of unique art forms and styles. Scarcity has also shaped cultural values, with some societies valuing frugality and resourcefulness in the face of scarcity.In society, scarcity has had a significant impact on fields such as economics and politics. The concept of scarcity is central to economic theory, influencing decisions about resource allocation and distribution. Scarcity has also played a role in shaping political systems, with debates about how to address scarcity often at the center of policy discussions.Overall, scarcity has had a lasting influence on literature, culture, and society, shaping the way people think and behave in the face of limited resources. As societies continue to grapple with issues of scarcity, its influence is likely to remain a central theme in a wide range of fields.Chapter 4 Other Accessible Resources1. "Scarcity: The New Science of Having Less and How It Defines Our Lives" by Sendhil Mullainathan on Amazon2. "Scarcity: The New Science of Having Less and How It Defines Our Lives" book review on The New York Times3. "The Mental Strain of Making Do With Less" article on NPR discussing Sendhil...

Living personal finance legend Saundra Davis, joins the podcast to discuss how she took the ultimate risk in her 40s that led to her living the life she always dreamt of.    Saundra is the Founder and Executive Director of Sage Financial Solutions, a San Francisco Bay Area-based organization that develops comprehensive financial capability programs for low and moderate-income communities.  We chat about how to change your money behaviors, effectively setting financial boundaries, and more. In this episode you'll learn more about: Setting financial boundaries with family members + helping people around you find their own financial power How to know when to take risks and invest in yourself] Why empathy based coaching is imperative to lasting generational wealth and change Methods to change your financial behaviors + more Other Links Mentioned in episode: Scarcity: The New Science of Having Less and How it Defines Our Lives Rebuilding Black Wall Street A Century After The Tulsa Race Massacre & Why It Still Matters Now W/ Kevin Matthews Get The Budget Bootcamp for FREE Pre-order my new book, Your Journey to Financial Freedom, for special bonuses Check out my personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Saundra: Website Instagram:@Sage.Money Twitter:@SageMoney Facebook:@SageMoney Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide Get The Budget Bootcamp for free

What's the daily free time sweet spot? Between two to five hours, according to today's guest, professor and researcher Cassie Holmes. In this conversation, you'll hear about the wedding that wasn't — sparking Cassie's quest to determine the areas of highest agency for improving our own happiness, why time well spent is such a big factor to that end, the powerful question her now husband opened with on their first date, and how to buy better time. More About Cassie: Cassie Holmes is a professor at UCLA's Anderson School of Management, an award-winning teacher and researcher on time and happiness, and bestselling author of Happier Hour: How to Beat Distraction, Expand Your Time, and Focus on What Matters Most.

You can subscribe, rate, review, and listen to every episode of the "Unleash the Awesome" podcast at https://gambrill.com/podcast .  0:40 Saturday Night Live has been on television since October 1975.  2:20 Lorne Michaels, creator and executive producer of SNL has a very specific framework he uses to make sure a new episode goes live each week. 10:31 "Saturday Night Live doesn't happen because we are ready. Saturday Night Live goes live because it's Saturday night at 11:30pm." - Lorne Michaels 11:40 Successful people tend to work from a framework or system and work towards a deadline.  13:20 Are you living on Someday Isle? 14:10 Russell Brunson tends to operate the same way Lorne Michaels does as it relates to live events. He's often still working on his slides for his presentations a few days before his big events. And the only way he got his books written is because he had deadlines. Expert Secretshttps://gambrill.com/expertsecrets . Dotcom Secretshttps://gambrill.com/dotcomsecrets . Traffic Secretshttps://gambrill.com/traffic . Funnel Hacking Livehttps://gambrill.com/fhl . 16:55 "Scarcity: The New Science of Having Less and How it Defines Our Lives" - Mullainathan, Shafir, et al.https://amzn.to/3xagiwY . 18:30 You can self publish books via Kindle Direct Publishinghttps://kdp.amazon.com/en_US/ . Want some help deciding what tech tools to use in your business? Check out Tech Tools Tuesday.https://gambrill.com/ttt . Come join the conversation in our communities... Digital Marketing Mentorship with Dave Gambrill Facebook Grouphttps://www.facebook.com/groups/dmmdavegambrill . Digital Marketing Mentorship with Dave Gambrill Telegram Channelhttps://gambrill.com/telegramdmm . And let me know what you thought of this episode and what you'd like me cover in future episodes over on Instagram.https://www.instagram.com/gambrill/ . Here are some of the other most popular episodes of "Unleash the Awesome"... "Russell Brunson Shares Powerful Insights from his Book 'Traffic Secrets" - Episode 23https://gambrill.simplecast.com/episodes/russell-brunson-shares-powerful-insights-from-his-new-book-traffic-secrets . "Seth Godin and the Magic Chocolate" - Episode 24https://gambrill.simplecast.com/episodes/seth-godin-and-the-magic-chocolate . "Dr. Robert Cialdini Shares Powerful New Insights Regarding Influence and Persuasion". - Episode 66https://gambrill.simplecast.com/episodes/dr-robert-cialdini-shares-powerful-new-insights-regarding-influence-and-persuasion . "The Secret Behind How John C. Maxwell Became the World's #1 Leadership Expert" - Episode 9https://gambrill.simplecast.com/episodes/the-secret-behind-how-john-c-maxwell-became-the-worlds-1-leadership-expert . #unleashawesome #lornemichaels #snl #saturdaynightlive #davegambrill #techtools #entrepreneur #success #somedayisle #mindset #skillset #sidehustle #digitalmarketing #coaching #toolset #digitalceo #onlinecourses #10x #funnelhacker #fhl2022 #speaker #trainer #coach #consultant #10x #4hww #process #systems #habits #goals #author #kdp #edmylett #onemore #brendonburchard  CONSUMER NOTICE: You should assume that I have an affiliate relationship and/or another material connection to the providers of goods and services mentioned in this broadcast and may be compensated when you purchase from a provider. You should always perform due diligence before buying goods or services from anyone via the Internet or offline.

This week’s episode is a throwback to 2015, when Daniel Kaufman, professor of philosophy at Missouri State University, editor of the online magazine the Electric Agora, and (at that time) a mainstay on bloggingheads.tv and meaningoflife.tv, invited me onto his show Sophia. I stumbled across this video again last month, and I think it remains an illuminating discussion that addresses some fundamental questions about economics and the social sciences. We begin by discussing the “science” part of the social sciences. I explain that we economists tend not to philosophize about our discipline as much as other social scientists. But many major economic thinkers (think Keynes, Marx, and others) elaborate concepts that do ask fundamental questions about the nature of economics. To call a discipline a “science” implies that its findings are testable and replicable, that its insights are able to predict future conditions from present conditions. Does economics do that? I argue that it does. Of course, since much economic data is drawn from real-world behavior rather than controlled experiments, it can be difficult to isolate variables in a way that would satisfy, say, a physicist. This is because markets exist within particular cultures and under particular social arrangements that are not themselves purely economic in nature. And cultural values are going to affect, at least to some extent, how people behave within markets. The idea that people will try to maximize utility in a rational way is important to economics, but of course we know that humans often behave in ways that seem irrational. How does economics incorporate irrationality into its methodology? And finally, Dan and I were speaking at a time when the (still ongoing) replication crisis was all over the news. Is replication as seemingly dire a problem in economics as it is in psychology? Dan’s training in philosophy helps him to ask some really deep questions here, and I think you can tell I relished the opportunity to answer them. Love to know what you think about this “classic” episode. This post is free and available to the public. To receive early access to TGS episodes, an ad-free podcast feed, Q&As, and other exclusive content and benefits, click below.5:44 How scientific are the social sciences? 11:20 Glenn defends the reliability of economic predictions 29:47 The strengths and weaknesses of “natural experiments” 36:48 How much does culture affect economic behavior? 50:06 New insights from behavioral economics 58:12 Dan: We trust the social sciences too muchLinks and ReadingsDan’s website, the Electric AgoraThe Electric Agora on YouTubeSendhil Mullainathan and Eldar Shafir’a book, Scarcity: The New Science of Having Less and How It Defines Our Lives This is a public episode. If you’d like to discuss this with other subscribers or get access to bonus episodes, visit glennloury.substack.com/subscribe

What you'll learn about in this episodeDebt collection is being transformed through changes in technology, Regulation, the economy landscape and the manner that people are interacting with customer service channels.  Does Digital Collection open pathways to an improved experience, and better results?In this episode we'll dive into these questions with Tim Collins, a recognized and capable people leader with broad experience in driving organizational growth using technology to improve the consumer experience.  Key takeaways include:Steps you can take to enhance the  customer experience starting with your websiteLooking at Build vs BuyHow things are shifting in the way we communicateMeeting the customer where they are and where they want to connectThe mindset pivot required to understand digital transformationIdentifying where email and or sms text are the most effective.Guest: Tim CollinsAs the Chief Customer Officer Tim is responsible to ensure that consumers worldwide have the best debt collection experience possible. Before joining Indebted, he worked at TrueAccord, Corp. as their Chief Compliance Officer to rapidly scale their Audit, Compliance, and Legal Departments. Prior to TrueAccord, Tim worked for Convergent Outsourcing as their General Counsel and Chief Ethics & Compliance Officer tasked with leading the Audit, Compliance, IT Security, Legal, and Training Departments. His previous position was Director of Compliance for Hyundai Capital America, in charge of designing and implementing HCA's corporate governance and compliance programs. He is serving on the ACA Innovation Committee, past Chair for the ACA Federal Affairs Committee Chairperson, a past Chair of the ACA International MAP Committee, and past president of the Association of Corporate Counsel-San Diego Chapter. Resources:    Website: https://www.indebted.co/en-USCompany LinkedIn https://www.linkedin.com/company/indebted/Twitter:  https://twitter.com/collins_tim   LinkedIn: Personal: Tim CollinsAdditional Resources:Scarcity: The New Science of Having Less and How It Defines Our LivesPlaidTrustlyTrattta.ioSuccessKPI.comAuthority Magazine Prediction for 2022 ArticleWhy The Future of Debt Collection is Digital and Customer-led

Are you what author Bridget Schulte calls OBL, Overwhelmed By Life? I am this week . . . maybe you can relate. This week I'm putting words to crunched time margin. In a future episode, I'll share what I'm experimenting with to transform to-do list drowning into gliding.

These past few years, as our country has become more fragmented, and longstanding biases have come into plain sight, we've searched for ways to understand what we're experiencing more deeply and to benefit from perspectives that can help us envision a path forward. This week's episode of Our Dream Deferred: Fulfilling the Nation's Promise, we'll cover the importance of narrative change and how to do it in a positive way, what we can do as leaders and organizations to contribute to meaningful change, and what behavioral science can teach us about how to reach the people and communities we serve.   This episode's guest is Anthony Barrows, a Managing Director at idas42.   Be part of Our Dream Deferred. Use the hashtag #OurDreamDeferred or write to us at cbecker@aphsa.org.    This episode was produced by APHSA. Editing and sound design by Brandon Mitchell.   Links: http://ideas42.org/learn  https://anthonybarrows.com/home.html  https://www.mobilitypartnership.org/paper-categories/narrative    Book Recommendations: The Tyranny of Merit: What's Become of the Common Good? by Michael J. Sandel The Conversation: How Seeking and Speaking the Truth About Racism Can Radically Transform Individuals and Organizations by Robert Livingston Scarcity: The New Science of Having Less and How It Defines Our Lives by Sendhil Mullainathan and Eldar Shafir 

Check out our Sponsors Butcher Box: Bacon for Life is back! New members get a package of FREE bacon in every box for the life of the subscription at ButcherBox.com/impact Impact Theory University: university.impacttheory.com Relationship Theory YouTube channel: Watch and subscribe https://www.youtube.com/c/RelationshipTheory Impact Theory Planner: amazon.com/shops/impacttheory Leila Janah didn’t have the money to start her company, but she didn’t let that hold her back. She paid her way through Harvard by cleaning toilets, serving cocktails, and tutoring wealthy students while pitching her sustainable business model to anyone who would listen. Since the inception of her company, Samasource--named as one of Fast Company's most innovative companies in 2016--Leila has employed nearly 10,000 people and helped nearly 35,000 people permanently move above the poverty line. Her customers are some of the world’s biggest companies such as Google, Microsoft, Walmart, eBay and she’s been profiled in The New York Times, WIRED, Forbes, and Inc. Leila also founded LXMI (pronounced luxe-me) which is the first social impact beauty brand to be sold at Sephora. Meet the founder, author, and social entrepreneur who believes in reversing poverty one job at a time in this episode of Impact Theory with Tom Bilyeu.   PULLED QUOTES “As an entrepreneur, probably the most important attribute is not quitting.” [2:19] “The only real power we have in the world is choosing our response.” [9:06]   “The only real thing that matters is love. Loving people and being loved yourself.” [16:15]   “Talent is equally distributed and opportunity is not.” [48:43]   SHOW NOTES Leila walks through how grit was baked into her upbringing. [2:14 ] Leila talks about post-traumatic growth and how you can build resilience. [5:15] Tom and Leila dive into her personal narrative and how she found refuge in social impact.[7:10 ] Leila opens up about her struggle with depression and finding nourishment for her soul. [11:20] Leila takes you through the 4-step process that you can use to keep yourself grounded. [15:20] Leila explains the benefits of “the pause.” [17:34] Tom and Leila discuss how she helps people in the gig economy. [20:51] Leila debunks the myth that people who work in service of humanity are flawless. [23:31 ] Leila shines the light on profit versus non-profit and why she chose to launch a benefit corporation.[28:28] Leila shares valuable about what she looks for in team members. [34:20] Tom and Leila go deep on the first steps that she took to start her business. [35:14] Leila recalls living in Ghana and the reverse culture shock she experienced coming home. [42:17] Leila talks about the reality of scarcity and the power of unleashing untapped potential.[49:07] Leila defines the impact that she wants to have on the world. [51:04]   MENTIONED IN THIS EPISODE: BOOKS Give Work: Reversing Poverty One Job at a Time -http://amzn.to/2yAkU2R [2:27] Option B: Facing Adversity, Building Resilience, and Finding Joy-http://amzn.to/2yb9KgG [6:53] Scarcity: The New Science of Having Less and How It Defines Our Lives -http://amzn.to/2ybathU [48:29]   FOLLOW LEILA INSTAGRAM: http://bit.ly/2yUJOJT TWITTER: http://bit.ly/1ypYSaC FACEBOOK: http://bit.ly/2c1yQDw LINKEDIN: http://bit.ly/2lrlolO WEBSITE: http://bit.ly/2kNbeWW GIVE WORK WEBSITE: http://bit.ly/2zQiQ39   FOLLOW TOM BILYEU TWITTER: http://bit.ly/2iyjY5P INSTAGRAM: http://bit.ly/2j7vqX8 FACEBOOK: http://bit.ly/2hPStWo  

It’s the gifts episode! Here are the links you’re looking for: KJ: Redbubble ❄️ Stamp blocks ❄️ Stamp blanks and stencils ❄️ Frixion Pens ❄️ Leuchterm plannerJess: Planner cover ❄️ Jess’s favorite sticky tabs ❄️ Sarina:Hedgehog Pencil Holder ❄️ Post-its that fit over planner months ❄️ Corkicle (it doesn’t come with the sticker, sorry… but actually I (KJ) have extras and if you asked me I could probably mail you one if I don’t get too many asks! Just reply to this email and I will see it.)#AmReadingJess: Scarcity: The New Science of Having Less and How It Defines Our Lives by Sendhil Mullainathan and Eldar ShafirKJ: The Other Bennet Sister by Janice HadlowSarina: The Girl with Stars in Her Eyes by Xio AxelrodZowie! Thanks for listening. If you want to check out our last gift episodes (and guides), click the years: 2019 2018 2017.If you’ve got other ideas we should know about, share them in the #AmWriting Facebook group.And if you’d like to subscribe to the shownotes email or support the podcast, click the button.To give a subscription as a gift, click THIS button! This is a public episode. Get access to private episodes at amwriting.substack.com/subscribe

Modelical's Roberto Molinos on the benefits of being patient and embracing uncertainty, a series of techniques, theories, and books that can help you rethink your company and market your products, and his 4-day workweek. Roberto Molinos is an architect and holds a Master of Advanced Studies in Structural Design from Madrid Tech - Madrid (ES). He has developed undergraduate and graduate research with Rafael Escolá Foundation and POLE Europe program, completing essays on the use of information technologies in multidisciplinary projects. Roberto is the Managing Director of Modelical, a technology consultancy working at the intersection of design, engineering and computation with an extensive experience in complex projects across the globe. He also leads the BuiltTech program on digital transformation for the AEC industry at IE School of Architecture and Design - Madrid and is the co-director of Algomad, a workshop that seeks to spread the use of computational tools among the Spanish-speaking community. The strong bias toward believing that small samples closely resemble the population from which they are drawn is also part of a larger story: we are prone to exaggerate the consistency and coherence of what we see. —Daniel Kahneman, Thinking, Fast and Slow Books High Output Management by Andrew Grove Antifragile: Things That Gain from Disorder by Nassim Taleb Thinking, Fast and Slow by Daniel Kahneman Scarcity: The New Science of Having Less and How it Defines Our Lives by Eldar Shafir and Sendhil Mullainathan Cribsheet: A Data-Driven Guide to Better, More Relaxed Parenting, from Birth to Preschool by Emily Oster Favorite Quotes "Your company is your first product." "[Those] who can price the products properly [are] magicians." Links Modelical DejaVu HoloBuilder StructionSite Dynamo Customer Relationship Management (CRM) Salesforce, SugarCRM, Contactually, Pipedrive (CRMs) Basecamp & 37signals Case Inc & WeWork People mentioned Cal Newport Jason Fried & David Heinemeier Hansson (the Basecamp guys) Sarai Zabala (Modelical) Andrés De Mesa Gisbert Outline Teaser. [0:00] Intro. [2:12] Roberto Molinos. [2:29] Career contribution. [3:28] Modelical is good at selling Modelical. [5:06] Your company is your first product. [7:29] The playground. [9:51] Techniques to market and develop products. [11:58] Engaging the client late. [13:55] The importance of pricing your services. [16:15] How do sales happen? [18:18] CRMs. [21:06] Best format to distribute content and attract clients. [22:54] How do clients find you? [24:56] Missing on potential projects. [25:43] How is COVID affecting Modelical? [27:05] Promoting yourself. [28:18] Books to rethink your company. [30:30] High output management. [30:51] Don't worry about what you cannot predict. [31:32] Preparing for failure. [33:59] Save as much as possible. [36:01] A definition of antifragility. [36:49] Robustness or antifragility? [38:11] Books that influenced your decision-making process. [40:36] Consistency tradeoffs. [42:29] Consistency and automation. [44:26] Buying peace of mind. [46:17] How should we use the time we save? [50:44] Effectiveness. [52:21] The four-day workweek. [53:22] What will change after having kids? [56:23] The time blocking planning method. [57:15] Best ideas and creative moments. [59:53] More than thirty employees. [1:01:11] From 3 to 10 employees. [1:03:00] Do you consider your life simple? [1:05:12] Daily habits. [1:06:32] Work-life balance. [1:07:44] Success. [1:09:13] Role models. [1:11:42] Your message to the world. [1:17:08] What gives you goosebumps? [1:17:30] How was Modelical's first office? [1:18:35] Data-driven parenting. [1:19:34] Patience. [1:21:28] Connect with Roberto. [1:25:46] Outro. [1:25:57] Submit your questions and I'll try to answer them in future episodes. I'd love to hear from you. Join us on Discord and introduce yourself to the community. If you enjoy the show, would you please consider leaving a short review on Apple Podcasts/iTunes? It takes less than 60 seconds and really helps. Show notes, transcripts, and past episodes at gettingsimple.com/podcast. Theme song Sleep by Steve Combs under CC BY 4.0. Follow Nono Twitter.com/nonoesp Instagram.com/nonoesp Facebook.com/nonomartinezalonso YouTube.com/nonomartinezalonso

It’s never too late to start your financial journey. At 44 years old, Saundra Davis took a risk and went back to school for a master’s degree in personal financial planning. Today, she is a living legend in the personal finance space. She has taught so many coaches in the financial industry. It’s an honor to have her on The Journey to Launch Podcast and to share this conversation with you.  Saundra is the Founder and Executive Director of Sage Financial Solutions, a San Francisco Bay Area-based organization that develops comprehensive financial capability programs for low and moderate-income communities. She is passionate about her work with community-based organizations that focus on asset building for the working poor. In this conversation, we are getting real about how to change your money behaviors, how to set financial goals and boundaries plus so much more. In this episode, you will learn: How to know when to take risks and invest in yourself Techniques to help you talk to your family about money The importance of setting financial goals and boundaries Ways to coach people so they can find their own power  Methods to change your financial behaviors, and more Other related blog posts/links mentioned in this episode: Check out the book Scarcity: The New Science of Having Less and How it Defines Our Lives, which Saundra mentions in the episode. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Saundra: Website Facebook: @SageMoney Instagram: @Sage.Money Twitter: @SageMoney Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist  Jumpstart Guide

در این قسمت از پادکست خلاصه کتاب "Scarcity: The New Science of Having Less and How It Defines Our Lives" که در ایران با عنوان "فقر احمق می‌کند" ترجمه شده رو می‌شنوید. این کتاب حاصل تحقیق ده ساله نویسندگان آن سندهیل مولنیتن Sendhil Mullainathan و الدار شفر Eldar Shafir است. پشتیبانی از پادکست اگر تمایل دارید در ساخت این پادکست مشارکت کنین و به پادکست کمک مالی کنید و پشتیبانش باشید از روش‌های زیر می‌تونید اینکار رو انجام بدین. برای دوستان خارج کشور از طریق واریز به حساب پی‌پل برای دوستان ساکن ایران از طریق درگاه زرین پال ممنون از اینکه کمک می‌کنین تا ما بهتر و بیشتر پادکست تولید کنیم. لینک‌ها لینک گروه کتابخوانی پادکست لینک گروه گودریدز پادکست لینک‌های تهیه‌ی کتاب: گودریدز، نسخه فیزیکی نسخه الکترونیک: فیدیبو مشخصات کتاب عنوان: فقر احمق می‌کند نویسنده:سندهیل مولنیتن Sendhil Mullainathan و الدار شفر Eldar Shafir ترجمه: امیرحسین میرابوطالبی ناشر: ترجمان تعداد صفحات: 384

Annie’s Story – Compassion in Action with Charm City CompanionsHappy New Year! Happy New Decade! Today I share a brief reflection on how my volunteer work in the community with B-More Dog has helped me become a happier person than I was 10 years ago by releasing judgment and having compassion for others. I also explain some of the Baltimore-specific references that Annie & I discuss.At the start of Episode 3 with Michelle Serocki, I gave a little bit of background on some of Humane Society of the U.S. programs to help dog owners in underserved communities. HSUS’s former End Dogfighting program morphed into what is now known as Pets For Life. The Pets For Life program helps to address the lack of resources pet owners experience in underserved communities by providing free veterinary care, supplies, services and information.Our guest today, Annie Pruitt of Charm City Companions (“CCC”), literally wrote the book on the Pets For Life program. Annie worked for more than 20 years in the field of communications and market research. When her company was hired by the Humane Society of the U.S. to help create the Pets For Life campaign, Annie’s life changed forever.Through her own experiences, it became so clear to Annie that the benefits of the human-animal bond reach beyond someone’s socio-economic status. Annie now runs Charm City Companions full-time. Her days are spent doing door-to-door community outreach in East Baltimore neighborhoods that are also known for high rates of gun violence.Annie and I discuss:How supporting pets is also creating healthier communities;Annie’s unconventional childhood;How her professional marketing career led to the creation of Charm City Companions;How Annie decided to concentrate CCC’s efforts in the East Baltimore communities of McElderry Park and Ellwood Park;How Annie’s own pets supported her during a life-altering break-up which affected her both personally and professionally and made her realize the strength and importance of the human-animal bond to pet owners of all socio-economic backgrounds;How the work Annie & I have done in underserved communities has changed our perceptions and understandings and how we hope the animal welfare community will continue to evolve in presenting stories in a manner that’s compassionate and respectful to all parties; andStories about some of the people Annie has met in the community through CCC.To end, I “geek out” about a book I read that affected how I think about poverty, “Scarcity, the New Science of Having Less and How it Defines Our Lives.” This “Malcolm Gladwell-style” read helps us correlate how a busy person’s lack of time, or dieter’s lack of will power, can affect decision-making, similar to a poverty mindset.Find Charm City Companions online:Website: http://www.charmcitycompanions.org/Facebook: https://www.facebook.com/charmcitycompanionsLinks talked about:HSUS Pets For LifeBaltimore "butterfly map" and also hereSafe Streets - East Baltimore Let’s connect. You can find photos of Annie, her dog Poly and her work with Charm City Companions at:Facebook @believeindogpodcastInstagram @believe_in_dog_podcastNEW Email! erin@believeindogpodcast.com 

I don’t ordinarily find myself scrambling to write down article ideas during these conversations, but almost everything Raj Chetty says is worth a feature unto itself. For instance: - Great Kindergarten teachers generate hundreds of thousands of dollars in future earnings for their students - Solving poverty would increase life expectancy by more — far more — than curing cancer - Public investment focused on children often pays for itself - The American dream is more alive in Canada than in America - Maps of American slavery look eerily like maps of American social mobility — but not for the reason you’d think Chetty is a Harvard economist who has been called “the most influential economist alive today.” He’s considered by his peers to be a shoo-in for the Nobel prize. He specializes in bringing massive amounts of data to bear on the question of social mobility: which communities have it, how they got it, and what we can learn from them. What Chetty says in this conversation could power a decade of American social policy. It probably should. References: Atlantic profile Vox profile Books: Scarcity:The New Science of Having Less and How It Defines Our Lives by Sendhil Mullainathan and Eldar Shafir Evicted: Poverty and Profit in the American City by Matt Desmond How to Catch a Heffalump Want to contact the show? Reach out at ezrakleinshow@vox.com  Learn more about your ad choices. Visit megaphone.fm/adchoices

Understanding our bodies and caring for them is critical to a long and happy STEM life.  Often, when people are striving to be their very best as STEM professionals, they are faced with the importance of self-care.  On this episode, our hosts speak with nutritionist, Shelley Rael, about the different self-care strategies that are critical for a healthy and wealthy life.                                                                                                                                                    Show Notes Contrary to her title, Shelley Rael, MS RDN doesn’t believe in diets.  A registered dietitian nutritionist since 1999, she helps people change their mindset about food, eliminating rules and judgment while supporting a lifestyle that gives you sustainable energy.  Rather than gimmicks, supplements, or fad diets, Shelley works with individuals to create Customized Nutrition Blueprints, or action plans, for sustainable all-day physical and mental energy.  Having worked in wellness, health promotion and disease prevention/risk reduction her entire career, she knows there is no one diet that works for everyone and helps people choose a way of eating that works for them year-round, not just before a big event, vacation, season or change of the calendar.  Fads, trends, and quick fixes will come and go, but eating will always be necessary. Shelley Rael Quest for Energy (webinar)   Eating is not Cheating (webinar) Six Tips Ebook Blog Real World Nutrition (Facebook)   Book Recommendation: Scarcity: The New Science of Having Less and How It Defines Our Lives, by Sendhil Mullainathan and Eldar Shafir Snake Oil Science: The Truth about Complementary and Alternative Medicine, by R. Bauker Bausell, PhD   Contact: Shelley@ShelleyRael.com (505) 373-0407 Facebook Linkedin Twitter Pinterest

Understanding our bodies and caring for them is critical to a long and happy STEM life.  Often, when people are striving to be their very best as STEM professionals, they are faced with the importance of self-care.  On this episode, our hosts speak with nutritionist, Shelley Rael, about the different self-care strategies that are critical for a healthy and wealthy life.                                                                                                                                                    Show Notes Contrary to her title, Shelley Rael, MS RDN doesn’t believe in diets.  A registered dietitian nutritionist since 1999, she helps people change their mindset about food, eliminating rules and judgment while supporting a lifestyle that gives you sustainable energy.  Rather than gimmicks, supplements, or fad diets, Shelley works with individuals to create Customized Nutrition Blueprints, or action plans, for sustainable all-day physical and mental energy.  Having worked in wellness, health promotion and disease prevention/risk reduction her entire career, she knows there is no one diet that works for everyone and helps people choose a way of eating that works for them year-round, not just before a big event, vacation, season or change of the calendar.  Fads, trends, and quick fixes will come and go, but eating will always be necessary. Shelley Rael Quest for Energy (webinar)   Eating is not Cheating (webinar) Six Tips Ebook Blog Real World Nutrition (Facebook)   Book Recommendation: Scarcity: The New Science of Having Less and How It Defines Our Lives, by Sendhil Mullainathan and Eldar Shafir Snake Oil Science: The Truth about Complementary and Alternative Medicine, by R. Bauker Bausell, PhD   Contact: Shelley@ShelleyRael.com (505) 373-0407 Facebook Linkedin Twitter Pinterest

Jessica Abel is cartoonist and author who is demystifying the creative process. Join us as we talk about her philosophy that the creative life is just . . . life. You’ll gain practical strategies for integrating creativity into your everyday life with systems and routines that work for you. Books and Links We Talked About Growing Gills: How to Find Creative Focus When You’re Drowning in Your Daily Life by Jessica Abel The Creative Focus Workshop Article on the scarcity mindset: If Creativity Is So Freeing, Why Do I Feel Like I'm Trapped? Scarcity: The New Science of Having Less and How It Defines Our Lives by Sendhil Mullainathan and Eldar Shafir Here’s where you can find more about Jessica and her creativity resources: Website: https://jessicaabel.com/ Twitter: https://twitter.com/jccabel Instagram: https://www.instagram.com/visiblewoman/ Facebook: https://www.facebook.com/jccabel Books: https://jessicaabel.com/books/ Here’s where you can find Abbie: Website: http://www.inkwellsandimages.com Instagram: http://instagram.com/abbigailekriebs Twitter: http://twitter.com/abbigailekriebs Pinterest: https://www.pinterest.com/abbigailekriebs/ Facebook: http://facebook.com/inkwellsandimages Here’s where you can find Ashley: Personal blog: http://www.ashleybrookswrites.com Business website: http://www.brookseditorial.com Instagram: http://instagram.com/ashleybrookswrites Twitter: http://twitter.com/brookseditorial Pinterest: http://pinterest.com/brookseditorial

Leila Janah didn’t have the money to start her company, but she didn’t let that hold her back. She paid her way through Harvard by cleaning toilets, serving cocktails, and tutoring wealthy students while pitching her sustainable business model to anyone who would listen. Since the inception of her company, Samasource--named as one of Fast Company's most innovative companies in 2016--Leila has employed nearly 10,000 people and helped nearly 35,000 people permanently move above the poverty line. Her customers are some of the world’s biggest companies such as Google, Microsoft, Walmart, eBay and she’s been profiled in The New York Times, WIRED, Forbes, and Inc. Leila also founded LXMI (pronounced luxe-me) which is the first social impact beauty brand to be sold at Sephora. Meet the founder, author, and social entrepreneur who believes in reversing poverty one job at a time in this episode of Impact Theory with Tom Bilyeu. PULLED QUOTES 1. “As an entrepreneur, probably the most important attribute is not quitting.” [3:59] 2.“The only real power we have in the world is choosing our response.” [10:45] 3.“The choice to take that painful experience and mold it into something positive for the world is I think the deepest kind of healing we can have as humans.” [11:40] 4.“The only real thing that matters is love.Loving people and being loved yourself.” [17:55] 5.“It’s important that we don’t absolve ourselves of a moral duty to act. We all have that duty to act. You don’t have to be flawless.” [26:25] 6.“I think the most worthwhile, worthy things in life are just the result of a lot of painful, enduring failure.” [30:12] 7.“I think there’s a certain vulnerability that comes from not having a lot of stuff.” [44:13] 8.“Talent is equally distributed and opportunity is not.” [48:02] SHOW NOTES Leila walks through how grit was baked into her upbringing. [3:27] Leila talks about post-traumatic growth and how you can build resilience. [6:30] Tom and Leila dive into her personal narrative and how she found refuge in social impact.[8:38] Leila opens up about her struggle with depression and finding nourishment for her soul. [12:55] Leila takes you through the 4-step process that you can use to keep yourself grounded. [17:00] Leila explains the benefits of “the pause.” [19:11] Tom and Leila discuss how she helps people in the gig economy. [22:46] Leila debunks the myth that people who work in service of humanity are flawless. [25:28] Leila shines the light on profit versus non-profit and why she chose to launch a benefit corporation.[27:02] Leila shares valuable about what she looks for in team members. [30:03] Tom and Leila go deep on the first steps that she took to start her business. [34:42] Leila recalls living in Ghana and the reverse culture shock she experienced coming home. [40:36] Leila talks about the reality of scarcity and the power of unleashing untapped potential.[48:00] Leila defines the impact that she wants to have on the world. [50:23] MENTIONED IN THIS EPISODE BOOKS Give Work: Reversing Poverty One Job at a Time -http://amzn.to/2yAkU2R [2:27] Option B: Facing Adversity, Building Resilience, and Finding Joy-http://amzn.to/2yb9KgG [6:53] Scarcity: The New Science of Having Less and How It Defines Our Lives -http://amzn.to/2ybathU [48:29] ORGANIZATIONS Samasource-http://bit.ly/2tukCrw [1:01] LXMI-http://bit.ly/2iIR3OJ [2:22] Sama Hope -http://bit.ly/2ycYwfY [12:23] Sama School -http://bit.ly/2ieFpXS [22:41] PEOPLE Sheryl Sandberg -http://bit.ly/2dT0nJ3 [6:51] Ben Horowitz -http://bit.ly/2afpSlU [30:05] Muhammad Yunus- http://bit.ly/2yVYIPX [36:23] TERMINOLOGY B-Corporation -http://bit.ly/2yVUdoI [29:03] BONUS Leila’s Booklist on Medium -http://bit.ly/2yWeqee FOLLOW LEILA INSTAGRAM: http://bit.ly/2yUJOJT TWITTER: http://bit.ly/1ypYSaC FACEBOOK: http://bit.ly/2c1yQDw LINKEDIN: http://bit.ly/2lrlolO WEBSITE: http://bit.ly/2kNbeWW GIVE WORK WEBSITE: http://bit.ly/2zQiQ39

This episode gives a short introduction into the two concepts covered in this part class:The concept of Scarcity as described in Mullainathan and Shafer's great book: Scarcity: The New Science of Having Less and How It Defines Our Lives.  How having too little (or alternatively having too much stress) can impact brain development and rational decision making.  PS: this may be my favorite part of the class.  I see it constantly in my own life, but also in those of many of the people that BonaResponds helps.  

Chuck Oliver and The Hidden Wealth System - How to Gain More by Having Less by Chuck Oliver

If you've ever ready Steve Covey's The 7 Habits of Highly Effective People (one of our all time favorite books), then you know that by doing just seven things, you can be well on your way to becoming more effective at what you do. Now, if you're ready to simplify your life a bit and really need a jumpstart, there are 7 habits you can develop to bring some serious simplicity into your life. Now, there are tons of things you can do to simplify, but we wanted to hit what we think are the top 7 things that have worked for us, and we want share them with you! So let’s get started! Read more... Topic: 7 Habits You Can Develop to Simplify Your Life We want you to be able to take just these 7 habits...seven things you can start doing today, to have a better tomorrow, a better year, and a much better chance of achieving the lifestyle that you want for yourself and your family. So here goes... Habit 1: Begin with the End in Mind This one comes straight from our military planning background and also Stephen Covey’s 2nd habit in his book The 7 Habits of Highly Effective People We call it “Desired End State” which we developed through our Life Plan process Establish Priorities...we call them our Pillars (F⁵) Once we have Priorities, we can begin working toward our goals Vanessa really hit on working toward your goals pretty hard back in the “Tips for Successful Resolutions” in Episode 008 Keep you actions aligned with your goals and priorities to stay on target:  The target is your desired endstate, or the end in mind My rear sight is my priority or my pillar But the front sight is what I need to have in focus. When you fire a weapon, you have to keep four fundamentals in mind: sight picture(SP), sight alignment(SA), breath control and trigger squeeze. Let’s focus on just SA and SP Sight Alignment is Front & Rear Sights Rear sight = Priority Front Sight = Goal Sight picture is Front/Rear Sights and Target Target = End State Front & Rear sights aligned with each other Front & Rear sights aligned with your target For instance, we may have an end state in mind, and we may have a priority, but if the actions we take aren’t aligned as we pursue our goals, we’ll never hit the target. It’s the same thing I talked before about back in Episode 32...it’s All About the Choices We Make Habit 2: Strive to Simplify versus Organize. Our take is: Clutter is the disease, organizing steps are the cure, but simplicity is prevention! Yeah, organizing is...well...kind of reactive. We saw this when we gave our presentation at Organize and Energize a little over a week ago...and how different our message was from the different organizers who presented. Much of the talk was about how to “maximize your space” to fit more in your cabinets and closets...which is all great stuff, too...but focused more about “editing your space” to give yourself some room and margin. Now, Vanessa will be the first to tell you that organizing is still very near and dear to her heart, and is a wonderful tool to help maintain simplicity in your life.But, it’s very eye-opening when you clarify the difference between the two. Vanessa advocates decluttering and simplifying your life first then organizing what’s left. And, she's starting to think of herself more and more as a “Simplifier” than a “professional organizer”....hmmmm. Habit 3: Embrace the idea of “less is more.” Sounds so cliche, but the more you simplify, the more this is reinforced. One of our earliest episodes….Episode 004 titled “Benefits of Organizing and Having Less” addressed this very idea. It addresses the some of the benefits of having less. Hundreds of people have (and still are) experiencing this very concept with our Edit and Forget It Challenge. Opt for "reductivity" over productivity. Get rid of tasks instead of juggling them! What it all boils down to,

Benefits of Organizing & Having Less, and Some Weird Sounding Simplicity Tools That Might Just Help You Out Be sure to subscribe in iTunes and leave a review in the iTunes store! It helps others find the show! Thank you! In Episode 4, we discuss Benefits of Organizing & Having Less, and Some Weird Sounding Simplicity Tools That Might Just Help You Out. Main Topics:   Vanessa's Topic: Benefits to Organizing and Having Less You'll save money, have less debt and be better able to handle tough financial times. It's pretty simple: less stuff  =  less money you'll have to spend...especially on off-site storage rentals! You’ll cut down on buying duplicates when you’re organized and know what you have. You’ll save on late fees and interest rates if you have a good system of tracking and managing your bills. You'll have more usable space. You'll be able to properly utilize desktops, countertops and your dinner table. And maybe your garage too! Less stuff means you can use the spaces in your homes for their intended purposes and not just for storage. You'll help avoid "analysis paralysis." We talked about this in Episode 3. When you have too much stuff it's difficult to make decisions. With less choices, there’s less time wasted. There's less to clean and maintain! Average home 3 bedroom home has over 350,ooo items in it! Knick knacks and all those other things require lots of dusting, laundering, storage, cleaning and maintenance...and lots of money! You can invite guests over without hesitation. Wouldn't it be nice to be able to have them over without feeling embarrassed or in a rush to clean it up? Having simple routines and "a place for everything and everything in its place" makes for easy clean up. You'll be more productive. Start getting organized by having scheduled routines(mentioned in Episode 2): laundry, housecleaning, meal planning, etc. Helps ensure the “must-dos” get done...plus allows more  time to focus on other priorities or those...“want-to-dos.” You'll  have better concentration. Piles of papers, heaps of laundry and sinks full of dishes are haunting reminders of stuff you still have to do. It’s hard to concentrate when your home and office are a mess. You'll save time. The average person wastes about 55 minutes per day searching for things...keys, files, tools, clothes, etc. That's a lot of time over the course of a year! Again, having "a place for everything and everything in its place" helps speed up the time it takes to clean up or find things. You'll have a sense of control.  Control = Confidence = Nicer You! Knowing where things are and when important tasks will get done creates confidence. Most folks are ashamed of their clutter and therefore ashamed of themselves. You’ll have less guilt Don’t you feel guilty when you buy something when you know you really didn’t need it. It's way more empowering when you can say “no” to those buying impulses and not bring in more stuff. You’ll have more Joy and be more content. Striving for more and waiting for the day that you’ll strike it rich will deplete the joy you could be experiencing every day. You’ll never be content if you’re always comparing, striving for more stuff, collecting, etc. You’ll have more time and better relationships. You'll have a feeling of calm and peace of mind. Dan's Topic: Backing Up Your Digital Information: Some Weird Sounding Simplicity Tools That Might Just Help You Out Occam's Razor: “Of two equivalent theories or explanations, all other things being equal, the simpler one is to be preferred.” Benedictine monk...William lived in Ockham, England from 1285-1349. William wasn’t the person who came up with the idea behind the razor, but he was widely known for professing it’s benefits, so it soon came to be known for him. The first time the term Occam’s razor was used, was in 1852, over 500 years after Occam’s death.