Podcasts about CCC

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Best podcasts about CCC

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Latest podcast episodes about CCC

Mind the Macro
Stress Rising in the Shadows (Nov. 14 episode)

Mind the Macro

Play Episode Listen Later Nov 22, 2025 24:01


On this November 14 episode we examine a market that is drifting without a single unifying negative narrative yet is steadily accumulating reasons for concern. High yield spreads are widening, and option adjusted spreads on CCC rated debt never returned to their pre Liberation Day lows. Creditors, it seems, have been pricing in greater risk for some time, and the recent rise in spreads only reinforces that view.We note as well that lending to non bank financial institutions has surged by roughly fifty percent since the start of the year, much of which we suspect has flowed to private credit firms that have expanded rapidly during this cycle. The broader backdrop is no more comforting. OpenAI has requested government assistance, car loan delinquencies have reached a record high, Bitcoin has suffered fresh declines, and the economic uncertainty index remains elevated.Taken together the picture is not one of outright crisis, but of mounting stresses in corners of the financial system that investors can no longer ignore.

The Parenting Reset Show
212. How to Respond When Your Teen Is Rude (Without Losing Your Cool)

The Parenting Reset Show

Play Episode Listen Later Nov 21, 2025 7:24


Tired of feeling disrespected by your teen and not knowing how to respond without yelling or shutting down? When your teen rolls their eyes or snaps back with sarcasm, it's hard not to take it personally. But what if you could handle those tense moments with calm, confidence, and connection — instead of chaos?Learn why your teen's rude behavior is often not about you — and what's really going on underneath.Discover 5 simple do's and don'ts to help you respond without losing your cool.Get 6 exact phrases you can use the next time a conversation with your teen turns disrespectful. Hit play now to get the tools and language you need to turn teen disrespect into a powerful opportunity for connection and calm.⭐Got screen time problems at home, get the Tech Reset Agreement here

Christ Community Church Podcast
11-16-25 God's King -Joel Butler

Christ Community Church Podcast

Play Episode Listen Later Nov 19, 2025 27:15


Continued story of King David

Above Par
The S.U.C.C.E.S.S. Path | Episode 2: Use Your Tools

Above Par

Play Episode Listen Later Nov 18, 2025 4:54


Welcome to Episode 2 of The S.U.C.C.E.S.S. Path — the 7-day series on the exact steps my most successful clients took to transform their mental game.Today's episode: Use Your ToolsJennifer decided to actually use one of the tools I teach — the CCC tracker (tracking calm, certain, and confident shots).At first, she was at 67% calm, certain, and confident — and shooting mid-80s.As she improved that number to 76%, she was shooting low-80s.Then she hit 92% calm, certain, and confident — and shot 76.But here's what really drove it home: when she stopped tracking, her numbers went back up.The tool only worked when she used it.In this episode, you'll learn:Why your tools are the reps for your brainThe toolkit available inside Your Mental Caddy (Mental Prep Protocol, CCC Tracker, Reality Check, Brain Dump, STEAR)Why tools don't work in your head — they work in your handsHow to pick ONE tool and commit to using it consistentlyWant the downloadable tools? Join the free Your Mental Caddy community HEREReady for year-long coaching? Learn about upgrading inside the community.Coming next: Episode 3 - Clarify Your Wins (Janie's story about walking off 18 proud even when her game wasn't her best)The S.U.C.C.E.S.S. Path Series:Episode 1: Start & Commit ✅Episode 2: Use Your Tools ✅Episode 3: Clarify Your WinsEpisode 4: Control Your ThoughtsEpisode 5: Engage in RepsEpisode 6: Share & SupportEpisode 7: Stretch Beyond GolfContinue your mental journey at Your Mental Caddy HERE Join the NEXT Workshop Here Mastering Your Golf Brain - A Guide to Self-Coaching Mastering Your Golf Brain - The Workbook Mental Golf Journal - A Range for Your Brain Are all available at KathyHartWood.com/book Private coaching starts with a Free Discovery Call here: Email Kathy at Kathy@KathyHartWood.com Website: KathyHartWood.com

The Parenting Reset Show
211. How To Respond When You Actually Catch Your Teen Vaping (Marijuana or Nicotine) and Still Keep the Door Open

The Parenting Reset Show

Play Episode Listen Later Nov 18, 2025 18:23


Is your teen insisting “it's not a problem” even though you've seen air fresheners, eye drops, or sudden “new friends”…and you suspect vaping?In this episode, Tess and Gigi walk through what actually works when you think your teen is vaping marijuana or nicotine—starting with how you respond. You'll see why reacting in anger usually shuts the conversation down, why so many teens try it out of curiosity or stress (not because they're “bad”), and how to turn this into an ongoing, honest dialogue instead of a one-time blowup.You'll learn a calm, step-by-step way to go from “I just found out” to a productive talk your teen will actually stay in.You'll get language to set clear family values, rules, and consequences around substance use—without shaming.You'll know what to look for underneath the vaping (anxiety, friend group shifts, boredom, fitting in) and where to get extra help if it's becoming a pattern. Hit play to hear the exact phrases, boundaries, and follow-up steps Tess uses with parents so you can handle vaping in a way that protects your relationship and your teen's health.⭐Got screen time problems at home, get the Tech Reset Agreement here

Homilies from the National Shrine
Standing Firm in a World Falling Apart - Fr. Matthew Tomeny | 11/18/25

Homilies from the National Shrine

Play Episode Listen Later Nov 18, 2025 15:05


In today's homily, Fr. Matt offers a sobering reminder: a nation cannot survive spiritually if its people abandon truth. As Catholics, we are called not only to believe the faith, but to study it, to guard it, and to allow it to shape our daily lives. The Church teaches that the Holy Spirit is the “Spirit of Truth” (John 14:17), and when we invite Him into our hearts, He strengthens us to love what is good, reject what is false, and persevere through every trial. This is why the Catechism says that life in Christ transforms the whole of our existence (CCC 1691).Fr. Matt reminds us that a country's spiritual health depends on the conversion of its people. We must let the Holy Spirit place divine truth on our hearts—not as an idea, but as a lived reality. St. Paul wrote, “Do not be conformed to this world, but be transformed by the renewal of your mind” (Rom 12:2). A renewed mind becomes a renewed family, a renewed Church, and a renewed nation.We are called to pray deeply for our country, not in despair, but with hope rooted in Divine Mercy. In moments of darkness, the Lord asks us to return to His Heart, where truth and mercy are never separated. Divine Mercy Plus offers many resources to help you grow in faith and understanding; visit the link in our bio to explore talks, articles, and ways to ground your spiritual life in the truth Christ entrusted to His Church.#marian #marians #marianfathers #marianhelpers #divinemercy #thedivinemercy #catholic #catholicism #romancatholic #romancatholicism #catholictiktok #frmattolea #holyspirit #truth #conversion #pray ★ Support this podcast ★

Career Practitioner Conversations with NCDA
Wise Leadership with Dr. Sujata Ives

Career Practitioner Conversations with NCDA

Play Episode Listen Later Nov 18, 2025 35:59 Transcription Available


In this podcast episode, Melissa Venable, NCDA's Director of Professional Development, interviews Dr. Sujata Ives, a private practitioner at Connect The Neuro-Dots who specializes in employment psychology. Dr. Ives discusses the influence of her worldview, shaped by her vocal cord disability and bicultural background, on her career development work. She emphasizes the importance of understanding and articulating one's worldview and provides strategies for maintaining a positive worldview amid challenges. Dr. Ives introduces concepts from her latest book, Wisdom to Know the Difference, including perspicacious intelligence, which blends sharp discernment with emotional and ethical insights. She offers actionable advice for career development professionals, such as using active and reflective listening, insight-based questions, and mindfulness practices. The episode concludes with Dr. Ives encouraging listeners to define wise leadership for themselves and integrate deep insight with ethical clarity in their professional lives.Dr. Sujata Ives, PhD, CCC, GCDFI, OWDSI is an awarded career services leader, certified employment psychologist, and professional speaker with a distinctive voice. Through her vocal disability, she inspires as a work, life, and success Guru.She is a pursued national and international speaker that has published three books. Activate Success – Tips, tools, & insights to be a Leader in Your Niche made the international best-selling status on Amazon and Kindle. There is a Workbook by the same title. Her second book is “Wisdom To Know The Difference”. Sujata is the 2025 recipient of the All-Star Award from the Maryland Counseling Association. 2023 recipient of the National Career Development Association's (NCDA) Diversity Initiative Award. She was chosen to participate in the 2024 NCDA Leadership Academy class, where she conducted a study through a needs analysis on intercultural leadership. As a result, she wrote and published two best-selling books and a workbook. As a military spouse, she collaborated with military and community leaders through her nineteen moves on three different continents that gave her the opportunity to help multi-million-dollar systems. She leverages global talent to hold candid conversations regarding interculturalism and peacebuilding. In this vein, she was the 2023 recipient of the title “Global Visionary” given to her by the 6th Congress, OtroMundo, Colombia, South America.Sujata is the Chair of the Leadership Academy of the NCDA; the Chair of the Program Committee of the APCDA; Community Coordinator of the World Council on Global & Intercultural Competency, UNESCO. Sujata is past president of the Maryland Career Development Association, past chair of the International Committee of the American Counseling Association. And treasurer for the Maryland Counseling Association. Sujata has an earned Ph.D. in Educational Psychology, is a Harvard trained Mediator, and Johns Hopkins trained in leadership and supervision. She has a limited private practice and can be reached for counseling and keynote-speaking at www.drsujataives.com.ResourcesWisdom to Know the Difference

Christ Community Chapel - Hudson Campus
Rise Up In Humility | Rise Up | Pastor Joe Coffey

Christ Community Chapel - Hudson Campus

Play Episode Listen Later Nov 17, 2025 24:57


As we conclude our Rise Up series, Pastor Joe teaches from 1 Peter 5 and reminds us that while believers live in an increasingly hostile world, the greatest battle isn't just happening around us — it's happening within us. Peter shifts the focus away from culture and toward the heart, calling the church to humility, trust, and spiritual alertness.

humility rise up ccc pastor joe joe coffey christ community chapel ccchapel christ community chapel hudson christ community chapel hudson ohio ccc hudson ccc hudson ohio
The Mutual Audio Network
Sonic Society #742- Things fall Apart(111725)

The Mutual Audio Network

Play Episode Listen Later Nov 17, 2025 54:27


Jack and David return with today's feature where we have "Entropy: An Original Sci-Fi Audio Drama". In the year 2309, Humanity is at an all out civil war between Earth and her colonies, as the Kepler Government seeks to rule the entire Colonial Sector with an iron grip. Using Authoritarian tactics, Kepler relentlessly slaughters it's own people in an attempt to make the Central Colonial Council (CCC)budge. With the discovery of a potential new planet suitable for colonization, the CCC and the Earth Military create a mission: To bring a team of extraordinary people to establish a base on the planet, and become beacons of hope for the dying denizens of Kepler. The first four episodes begin now... Learn more about your ad choices. Visit megaphone.fm/adchoices

Monday Matinee
Sonic Society #742- Things fall Apart

Monday Matinee

Play Episode Listen Later Nov 17, 2025 54:27


Jack and David return with today's feature where we have "Entropy: An Original Sci-Fi Audio Drama". In the year 2309, Humanity is at an all out civil war between Earth and her colonies, as the Kepler Government seeks to rule the entire Colonial Sector with an iron grip. Using Authoritarian tactics, Kepler relentlessly slaughters it's own people in an attempt to make the Central Colonial Council (CCC)budge. With the discovery of a potential new planet suitable for colonization, the CCC and the Earth Military create a mission: To bring a team of extraordinary people to establish a base on the planet, and become beacons of hope for the dying denizens of Kepler. The first four episodes begin now... Learn more about your ad choices. Visit megaphone.fm/adchoices

Katzen Talk - für glückliche und zufriedene Katzen
So unterstützt du deine Katze bei der Eingewöhnung

Katzen Talk - für glückliche und zufriedene Katzen

Play Episode Listen Later Nov 16, 2025 21:44


Anlass für diese Folge ist eine Nachricht von Petra, die kürzlich eine 15-jährige Katze adoptiert hat. Sie möchte ihrer Katze die Eingewöhnung erleichtern, doch ein Tierarztbesuch verlief alles andere als ideal und sie fragte sich: wird meine Katze mir je vertrauen können? Ich teile heute mit dir, was mir damals mit meiner Katze Peanut geholfen hat und was ich aus dieser Zeit für immer mitgenommen habe. Du bekommst nicht nur Einblicke in meine persönliche Geschichte mit Peanut, sondern auch Tipps, wie du einer neuen Katze hilfst, wirklich anzukommen und was du tun kannst, wenn der Start alles andere als reibungslos läuft. Heute erfährst du… • warum Vertrauen keine Frage der Zeit ist und was wirklich hilft • welche Gedankenmuster dich unbewusst von deiner Katze distanzieren können • wie Peanut vom „Härtefall“ zur coolen Nudel wurde • wieso Training, Schmerzfreiheit und Nahrungsergänzung so eine große Rolle spielen • was du tun kannst, wenn ein Tierarztbesuch alles durcheinanderwirbelt • weshalb eine bewusste Entscheidung für das Tier der eigentliche Wendepunkt ist Wenn du, wie Petra, eine Frage hast, dann findest du meine Kontaktdaten in den Shownotes. Bei umfangreicheren Antworten, nehme ich deine Frage gerne als Podcast-Folge auf. ** Mehr von mir: ** [Mein Instagram Kanal ](https://www.instagram.com/clicker.cat/) [Meine Webseite](https://clickercat.ch/) Du bist noch ganz neu beim Clickern? Dann ist die kostenlose 3-Tage-Clicker-Challenge perfekt für dich: [Hier für 0€ anmelden!](https://myablefy.com/s/katzentraining/3TCC/payment) **So kannst du mit mir arbeiten** Special im Dezember 2025: [Erlebe die Rauhnächte mit deiner Katze](https://clickercat.ch/rauhnaechte/) [Clicker Cat Club](https://myablefy.com/s/katzentraining/CCC/payment): Jahresbegleitung, für dich und deine Katze, wenn du deine Katze mit Medical Training, Clickertraining und kooperativem Training im Alltag unterstützen möchtest [Super-Rückruf](https://clickercat.ch/super-rueckruf/): Der wichtigste Life-Skill für deine Katze Ich freue mich, dass du wieder reingehört hast. Viel Freude bei der Eingewöhnung deiner Katze(n)! Alles Liebe Chris

Edgar Wallace seine Nachbarn
#33.5 - Dr. Mabuse

Edgar Wallace seine Nachbarn

Play Episode Listen Later Nov 16, 2025 65:56


In dieser Folge nehmen wir einen filmischen Nachbarn der Edgar-Wallace-Serie unter die Lupe: das finstere Genie Dr. Mabuse. Wer ist dieser Meister der Hypnose, der aus dem Schatten heraus ganze Gesellschaften lenkt? Wie unterscheidet sich die Serie stilistisch von den Welt Rialto-Krimis? Und welche Relevanz hat Mabuse heute – in einer Ära, in der Kontrolle, Überwachung und Manipulation aktueller sind denn je? Dr. Mabuse lebt – und er hört mit. Buch Dr. Mabuse der Spieler - Fritz Lang - Das Testament des Dr. Mabuse (1933) - Die 1000 Augen des Dr Mabuse (1960) - Bryan Edgar Wallace - Folge zu Fu Man Chu - Galanterie - 1984 George Orwell - Octopussy in Berlin - TKKG 74 Im Schattenreich des Dr Mubase - Mabuse-Hörspiele vom WDR - Doctor Mabuse (2013) - Die 1000 Glotzböbbel vom Dr. Mabuse - Prof. Van Dusen in der Totenvilla - Dr Mabuse 2026 - CCC und Mabuse

Artificial Intelligence in Industry with Daniel Faggella
Why Regulated Industries Must Rethink Copyright and AI - with Roanie Levy of CCC

Artificial Intelligence in Industry with Daniel Faggella

Play Episode Listen Later Nov 14, 2025 24:01


Today's guest is Roanie Levy, Licensing and Legal Advisor, CCC. CCC provides collective copyright licensing services for corporate users of copyrighted materials. Roanie joins Emerj Editorial Director Matthew DeMello to break down how generative AI is changing copyright risk management for enterprises — from the impacts of Shadow AI to the realities of input/output risk and fair use misconceptions in AI-based workflows. Roanie also explores practical strategies to shift organizations from ad hoc, high-risk AI use to structured processes, collective licensing, and cross-team education. Their conversation highlights actionable steps for reducing compliance burdens, improving workflow efficiency, and future-proofing IP in today's rapidly evolving data and AI landscape. This episode is sponsored by CCC. Learn how brands work with Emerj and other Emerj Media options at emerj.com/ad1. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the 'AI in Business' podcast!

The Running Effect Podcast
The Comeback That Redefined Ultra Running | Western States Winner Abby Hall on Pain, Purpose & Perseverance

The Running Effect Podcast

Play Episode Listen Later Nov 14, 2025 43:49


After two years of rehab and earning her spot via a Golden Ticket roll-down, Abby Hall stormed into history at the 2025 Western States 100, running 16:37:16 for the fourth-fastest women's time ever and finishing 11th overall.Hall has since cemented herself as one of the premier athletes in the 100K–100-mile range, highlighted by podium finishes at UTMB's CCC (2nd in 2021, 3rd in 2022), a win at the 2022 Transvulcania 73K, and a debut finish at Western States in 2021.Her résumé includes a 16:37:16 100-mile best and an 8:52:35 trail 100K at Black Canyon — showcasing world-class range when it comes to varying terrain and courses.But her rise did not come without adversity. Early in her ultra career, she scraped under the cutoff at the Leadville 100 in 2017 and 2018. And in June 2023, a training fall resulted in a tibial fracture and major ligament damage, requiring reconstructive knee surgery and a long, uncertain recovery.From scraping cutoff times at Leadville to running one of the fastest Western States in history, Abby Hall's comeback is the ultimate story of resilience and redemption–and you won't want to miss how she did it. Tap into the Abby Hall Special.  If you enjoy the podcast, please consider following us on Spotify and Apple Podcasts and giving us a five-star review! I would also appreciate it if you share it with your friend who you think will benefit from it. Comment the word “PODCAST” below and I'll DM you a link to listen. If this episode blesses you, please share it with a friend!S H O W  N O T E S-The Run Down By The Running Effect (our new newsletter!): https://tinyurl.com/mr36s9rs-Our Website: https://therunningeffect.run -THE PODCAST ON YOUTUBE: https://www.youtube.com/channel/UClLcLIDAqmJBTHeyWJx_wFQ-My Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/therunningeffect/?hl=en⁠⁠⁠⁠⁠⁠-Take our podcast survey: https://tinyurl.com/3ua62ffz

The Parenting Reset Show
210. How To Defuse Arguments With Your Tween or Teen And Actually Build Trust as a Single Parent

The Parenting Reset Show

Play Episode Listen Later Nov 13, 2025 8:33


Ever feel like every conversation with your teen turns into an argument — and you're both left frustrated and unheard?You're not alone — but there's a smarter way to navigate these tense moments. In this episode, Tess Connolly, LCSW and parent coach, shares a calm, connection-first approach to arguing with your teen that doesn't end in slammed doors or shut-downs. If you're tired of lecturing, yelling, or feeling like the “bad guy,” this episode offers a new path forward.Discover the best time and place to address conflict without triggering a blow-up.Learn how listening (not lecturing) can shift your teen's defensiveness into openness.Find out how to use conflict as a tool to build trust, empathy, and emotional growth.Press play now to learn five simple yet powerful strategies to handle arguments with your teen in a way that brings you closer instead of tearing you apart.What You'll Learn in This Episode:Why conflict is normal (and healthy) for teens.How to choose the right time and place for difficult conversations.The power of listening over lecturing.How to focus on behavior without labeling your teen.Why apologizing strengthens your relationship, not your authority.How to repair and reset after an argument. Conflict isn't about control — it's about communication. When you slow down, listen, and create safety, your teen learns emotional regulation, problem-solving, and respect. And that's how single parents raise confident, connected young adults.⭐Got screen time problems at home, get the Tech Reset Agreement here

Fix SLP
Real SLP Stories: Grad Student Discrimination, CCC Confusion & F-Code Insurance Chaos

Fix SLP

Play Episode Listen Later Nov 13, 2025 37:30


In this listener mailbag episode, SLP grad students, clinicians, and private practice owners call the Minivan Meltdown line to share what's really happening behind the scenes in our field.First, a grad student with a repaired bilateral cleft lip and palate describes a supervisor who told her she “can't be a good SLP” because of her speech difference. Dr. Jeanette Benigas and Preston Lewis, SLP, break down discrimination in training, how CCC standards exclude disabled and Deaf clinicians, and why difference is not disorder.Next, a medical SLP who accidentally dropped her CCC in 2008 shares what happened when she kept her state license and kept working. We talk shame culture, confusion around the CCC, mutual recognition agreements, and why so many CCC “rules” fall apart under scrutiny.Finally, a private practice owner in Kentucky explains how pediatric F-codes (like F80) were treated as “mental health” diagnoses, triggering visit caps, mass denials, and 12–18 month reimbursement delays. We unpack F-code chaos, the Mental Health Parity Act, and why small practices shouldn't be the ones stuck fighting insurers.If you've ever been gaslit by a supervisor, confused by the CCC, or crushed by insurance games, this episode is your reminder: you're not the problem. The system is.Stop paying to track ASHA-approved CEUs. Save your money and set up for a FREE CEU/PDH tracker with Speech Therapy PD. While you are there, get $10 off a professional subscription with the code FixSLP10!

Catholic Answers Live
#12455 Why Does It Take So Long To Become Catholic? Free Will and LGBT Issues - Joe Heschmeyer

Catholic Answers Live

Play Episode Listen Later Nov 12, 2025


“Why does it take so long to become Catholic?” This episode explores the journey of faith and the various factors involved in conversion. Additionally, we address concerns about LGBT issues in the context of confirmation, the Church’s interpretation of the Ten Commandments, and the relationship between God’s omniscience and human free will. Join the Catholic Answers Live Club Newsletter Invite our apologists to speak at your parish! Visit Catholicanswersspeakers.com Questions Covered: 05:54 – Why does it take so long to become Catholic? 14:45 – I’m a catechist. My catechumens are scandalized. What does the Church teach on LGBT men getting confirmed with his “husband” as his sponsor? What does the Church teach on this? 20:30 – I'm Baptist and reading CCC. Why does the Church rearrange or redo the 10 commandments? 38:00 – My brother isn’t Catholic. If God is omniscient, how do we have free will? 45:55 – I don't recognize the authority of the Pope?

Catholic Answers Live
#12454 How Are We Certain of Purgatory? Forgiveness and Mary - Karlo Broussard

Catholic Answers Live

Play Episode Listen Later Nov 12, 2025


“How Are We Certain of Purgatory?” This episode explores the Catholic understanding of purgatory, including key scriptural support and the conditions for forgiveness when confession isn’t possible. Additionally, we delve into why Jesus’ crucifixion details are often overlooked and discuss Mary’s marriage to Joseph, shedding light on these important topics. Join the Catholic Answers Live Club Newsletter Invite our apologists to speak at your parish! Visit Catholicanswersspeakers.com Questions Covered: 03:32 – Why do we believe so strongly in purgatory? What is the best Scripture passage you can give me for purgatory? 13:15 – If one is in danger of death and receives the anointing of sick but can't receive confession. Will their mortal sins be forgiven? 16:12 – Why don't we really mention that Jesus was naked at the cross? 19:38 – Why was Mary married to Joseph, an older man, who potentially had other children? 22:34 – Does the soul immediately go to purgatory after death? And are you conscious in purgatory? 32:12 – Why does the CCC say the spouse is responsible for the holiness of the other? 38:00 – Why do some apologists say that protestants are going to hell and others don't? 47:45 – Is the apostolic blessing a total remission of sin? 52:00 – Why doesn’t the church focus on what we need to do to get into heaven instead of what won't get us there?

The Parenting Reset Show
209. Is Your Tween or Teen Hiding a Vaping Habit? What Every Parent Needs To Know About the Clues You're Overlooking

The Parenting Reset Show

Play Episode Listen Later Nov 11, 2025 8:37


Do you ever wonder if your teen might be vaping—but can't tell if you're just being paranoid? With vaping devices disguised as everyday objects and flavored cartridges designed to appeal to teens, it's getting harder for parents to spot the signs. This episode helps you identify what's really going on when your teen's behavior starts to shift, so you can step in before things escalate.Learn the most common behavioral, physical, and environmental signs that signal your teen might be vaping.Understand the difference between normal teen changes and red flags that point to substance use.Discover how to observe patterns calmly and prepare for a supportive, informed conversation with your teen. Hit play to learn the key warning signs that can help you confidently recognize if your teen may be vaping—before it becomes a bigger issue.⭐Got screen time problems at home, get the Tech Reset Agreement here

Christ Community Chapel - Hudson Campus
Rise Up and Suffer Well | Rise Up | Pastor Zach Weihrauch

Christ Community Chapel - Hudson Campus

Play Episode Listen Later Nov 10, 2025 24:50


As we continue our Rise Up series, Pastor Zach draws on 1 Peter 4:12-19 and reminds us that suffering is an inevitable part of life, but not all suffering is the same—some comes from our own choices, some from others, and some for the sake of our faith. He emphasizes that while suffering itself is not good, God is faithful and works through it for a greater purpose, inviting us to entrust our lives to him even in hardship.

god suffer rise up ccc weihrauch pastor zach christ community chapel ccchapel ccc hudson ohio christ community chapel hudson christ community chapel hudson ohio ccc hudson
Only in OK Show
The Unexpected Oasis: Canyon Golf, Natural Springs, and the History of Roman Nose State Park

Only in OK Show

Play Episode Listen Later Nov 10, 2025 45:46


Get ready to discover one of Oklahoma's most surprising and historic gems: Roman Nose State Park! Join us as we explore this stunning "red-bed country" oasis, featuring lush canyons, majestic mesas, and sheer gypsum rock cliffs. This isn't just a beautiful park—it's a living monument to Oklahoma history. We dive into the park's origins as one of the original seven state parks (est. 1937), its connection to respected Cheyenne Chief Henry Roman Nose, and the incredible New Deal-era stonework built by the CCC. Discover the unique natural features that make this park thrive, including the legendary "Spring of Everlasting Waters," which feeds seasonal trout fishing in Lake Watonga. Plus, we cover the unexpected activities you can enjoy: Tee off at the spectacular 18-hole Roman Nose Golf Course nestled in the canyons. Bring your horse or rent one for a guided equestrian trail ride. Relax at the renovated, mid-century modern Roman Nose Lodge or rent a seasonal teepee. We wrap up by shining a light on Think Ability Inc., promoting independent living for people with developmental disabilities, and the newly unveiled digital map boosting tourism for Route 66's 100th anniversary. #RomanNoseStatePark #OnlyInOK #OklahomaParks #OKCanyons #Watonga #OklahomaTravel #OKlahomaRoadTrip #StateParkHistory #CCCNewDeal #NaturalSprings #GypsumCliffs #TroutFishing #OKGolf #CanyonGolf #EquineTrails #OKHiking #ChiefRomanNose #PodcastEpisode #TravelPodcast #HiddenGems #MidwestAdventure #FallTrip #OutdoorOK #oklahomaadventure

Outlaw Mudcast
Outlaw Mudcast Episode 401

Outlaw Mudcast

Play Episode Listen Later Nov 10, 2025 41:14


On this November 9, 2025 episode of The Outlaw Mudcast, I discuss everything that happened as part of the ACCW presents:  Level UP Create-A-Competitor! event.  I also talk about the 2025 CCC competitors and go over the November product release schedule for Supershow the Game as well as report on recent online tournaments and featured matches.

Christ Community Church Podcast
11-09-25 Grace That Works (Part 2)

Christ Community Church Podcast

Play Episode Listen Later Nov 9, 2025 36:16


Spiritual gifts are a result of God's grace in our lives

On Mission
Works of Mercy at Thanksgiving

On Mission

Play Episode Listen Later Nov 7, 2025 27:51


Thanksgiving quickly approaches and many look to engage in more acts of charity, like working in a food panty or visiting sick families members. What are some concrete ways we can live the Catholic works of mercy this Thanksgiving? In this episode of On Mission, Chris Pierno, Sarah Scalfaro, and Fr. Frank Donio, S.A.C. discuss how we can live out the works of mercy at the Thanksgiving table and beyond.Over Thanksgiving, we have particular opportunities to put the works of mercy into practice. For example, we can engage in ministries that help feed the hungry, visit the sick, or prison ministry. Even around the dinner table we can accompany others by counseling the doubtful, praying for the living and the dead, and forgiving injuries that other family members or friends may have caused us. ​The Catechism tells us that “When we attend to the needs of those in want, we give them what is theirs, not ours. More than performing works of mercy, we are paying a debt of justice" (CCC 2446). As Catholics, we are called by the Church to exercise the virtue of justice and give others what they are due through works of mercy. This is lived out through the corporal and spiritual works of mercy. Mercy is the unmerited, unwarranted love which is poured out regardless of whether or not it is accepted. This love is perfected and continuously given to humanity through God, who is love. All of salvation history is the story of God showering mercy on humanity even in the face of rejection, and showing that there are no limits to the mercy offered–to the point of sending His only begotten Son to die on the cross for us. This mercy which is “endless” and “inexhaustible”, as St. Faustina describes, invites us to not only receive the fullness of it, but to allow mercy to overflow out of us and into others. When we receive God's mercy, the only response we can have is to share it with others, and this is done through the Corporal and Spiritual Works of Mercy. Related On Mission episodes:Thanksgiving and FaithSpiritual Works of MercyCorporal Works of Mercy From the Ad Infinitum blog:Women of FaithLiving Divine MercyMore posts about the Works of Mercy Check out the main Saints and Feast Days websiteDownload the App on the App Store or Google Play Follow us:The Catholic Apostolate CenterThe Center's podcast websiteInstagramFacebookApple PodcastsSpotify On Mission is produced by the Catholic Apostolate Center. Follow the Center on Facebook, Instagram, Twitter, and YouTube to remain up-to-date on the latest Center resources and podcasts. Listen to Fr. Frank's weekly reflections and recent blogcasts.

The Parenting Reset Show
208. Why Letting Teens Set Their Own Screen Time Limits Can Actually Build Responsibility

The Parenting Reset Show

Play Episode Listen Later Nov 6, 2025 12:45


Is your teen glued to their phone — and every screen time rule you try only leads to arguments and frustration?If you've ever wondered whether giving your teenager more control over their own device use is risky or wise, this episode breaks it all down. Tess Connolly, LCSW, and Gigi explore a real-life case of parents who handed over screen time responsibility to their 16-year-old — and what happened next. You'll discover how self-regulation, trust, and emotional readiness all play into building long-term digital responsibility.Learn how to recognize when your teen is ready to set their own boundaries.Discover practical ways to balance parental guidance with teen independence.Understand why letting go (a little) can actually strengthen motivation, trust, and accountability in your child.Press play to hear how giving your teen ownership over their screen time can transform conflict into confidence and connection.⭐Got screen time problems at home, get the Tech Reset Agreement here

Manna - Food for Thought
290 - Foundation

Manna - Food for Thought

Play Episode Listen Later Nov 6, 2025 20:01


SHOW NOTES: Matthew 7:24-25, 1 Corinthians 3:9c-11, 16-17, Ephesians 2:19-22, 1 Peter 2:4-5, CCC 797, CCC 809

The Parenting Reset Show
207. Why Screen Time Fights Are Common for Single Parents of Teens — And How to End Them

The Parenting Reset Show

Play Episode Listen Later Nov 4, 2025 7:51


Struggling with screen time limits that spark constant battles with your teen?As a single parent, managing your own screen habits while teaching your teen self-regulation can feel like a losing game. This episode dives deep into how your communication and role modeling directly impact your teen's behavior—and why traditional screen rules may be working against you.Learn how to set screen boundaries based on developmental readiness—not just age.Discover simple strategies for modeling healthier device habits (yes, even when you have to work on your phone!).Get practical ways to transition from control to collaboration in managing tech with your teen.Hit play to learn how to reduce screen-time conflicts and help your teen build lifelong digital discipline.⭐Got screen time problems at home, get the Tech Reset Agreement here

Interior Integration for Catholics
176 The Catholic Catechism Guides Our Parts Work

Interior Integration for Catholics

Play Episode Listen Later Nov 3, 2025 92:29


A sure norm for teaching the faith – that's what the Catechism of the Catholic Church (CCC) is, according to St. John Paul II.  Today, Elizabeth Galanti, Dr. Gerry, and Dr. Peter look at what the CCC has to say about parts work,  human formation, divided hearts, healthy multiplicity vs. inner fragmentation, self-knowledge, self-governance, self-love, inner unity, sexual sins, the body, and hope.  And all of this in our effort to ground Internal Family Systems and other parts and systems approaches in an authentically Catholic understanding of the human person, informed by the Catechism. Why? So you can flourish.For the full video experience with all our visuals, gestures, and graphics, and for conversation and sharing in the comments section, check us out on our YouTube channel here:  www.youtube.com/@InteriorIntegration4Catholics  Our new podcast Scripture for Your Inner Outcasts podcast A daily podcast where we bring Jesus' ministry inside, to all parts of us. Just as Jesus reaches out to the outcasts of society, we reach out to your inner outcasts-- the parts of you that feel unworthy or unlovable.  Join us in seeing Scripture through a new lens, coming alive for those parts of you that may have experienced spiritual neglect and need healing. Check out Scripture for Your Inner Outcasts wherever you listen to podcasts.  

Christ Community Chapel - Hudson Campus
Rise Up for God's Glory | Rise Up | Pastor Larry Osborne

Christ Community Chapel - Hudson Campus

Play Episode Listen Later Nov 3, 2025 35:08


As we continue our Rise Up series, Pastor Larry Osborne unpacks 1 Peter 4:1–11, reminding us to endure suffering with the mindset of Christ. We're called to arm ourselves with his resolve — choosing forgiveness over bitterness, hope over despair, and obedience over comfort. This message challenges us to live not for our own desires but for the will of God, trusting that every trial strengthens our faith and shapes us to be more like Jesus.

god jesus christ rise up ccc pastor larry osborne christ community chapel ccchapel christ community chapel hudson christ community chapel hudson ohio ccc hudson ccc hudson ohio
Christ Community Church Podcast
11-02-25 Heavenly Minded

Christ Community Church Podcast

Play Episode Listen Later Nov 3, 2025 28:13


Heaven is not just a future reality — it is a present source of strength

Cicero Christian Church's Podcast
Going Somewhere (Week 3)

Cicero Christian Church's Podcast

Play Episode Listen Later Nov 3, 2025 34:38


The final sermon of our Going Somewhere series and Pastor Adam's final sermon as CCC's preaching pastor.

Daily Rosary
November 2, 2025, Commemoration of All the Faithful Departed (All Souls' Day), Holy Rosary (Glorious Mysteries)

Daily Rosary

Play Episode Listen Later Nov 2, 2025 32:34


Friends of the Rosary,Today, Sunday, November 2, after we celebrated yesterday the feast of All Saints, is the Commemoration of All the Faithful Departed (All Souls' Day). The Militant Church on earth prays for the Suffering Church in Purgatory, all those souls in the purifying suffering who await the day they will join in heavenly glory to the company of saints — the Church Triumphant.The Catechism explains this mystery:"All who die in God's grace and friendship, but still imperfectly purified, are indeed assured of their eternal salvation; but after death they undergo purification, so as to achieve the holiness necessary to enter the joy of heaven.""The Church gives the name Purgatory to this final purification of the elect, which is entirely different from the punishment of the damned" (CCC 1030-1031)."We pray for the Faithful Departed, especially during the "octave" of All Souls, from November 1st to the 8th.Ave Maria!Come, Holy Spirit, come!To Jesus through Mary!Here I am, Lord; I come to do your will.Please give us the grace to respond with joy!+ Mikel Amigot w/ María Blanca | RosaryNetwork.com, New YorkEnhance your faith with the new Holy Rosary University app:Apple iOS | New! Android Google Play• November 2, 2025, Today's Rosary on YouTube | Daily broadcast at 7:30 pm ET

The Parenting Reset Show
206. How To Enforce Screen Time Limits With Teens Without Starting World War III

The Parenting Reset Show

Play Episode Listen Later Oct 30, 2025 11:37


Are you constantly battling your teen over screen time — especially when it's time for dinner or bed?In this quick-hit episode of The Single Parenting Reset Show, Tess dives into a real-life parenting challenge: how to reset screen time limits when you've let things slide. Whether your teen is gaming all night or ignoring curfews, this episode offers tactical advice that's both compassionate and firm.Discover the exact words to use when setting (or re-setting) screen time boundaries.Learn how to use tech tools to shut off access—without a power struggle.Hear what really works to get your teen to cooperate—without yelling or threats.Hit play now to learn how to reset screen time limits and get back on track with your parenting goals—before the next meltdown.⭐Got screen time problems at home, get the Tech Reset Agreement here

Tore Says Show
Tue 28 Oct, 2025: Shutdown Plans - SNAP Panic - Thanksgiving Timing - Eligibility Details - Feeding Illegals - National Emergency - Super Stoked

Tore Says Show

Play Episode Listen Later Oct 29, 2025 95:04


This shutdown is much more complicated that it at first appears. You probably guessed that already. Many factors are in play, both political and financial. Benefits are in play. Both Federal and State food support programs exist. Gov. Newsum has other goals with his lawsuits. There are short term reserves, but less than a month's worth. There are actual elderly and others who are legitimately needy and eligible. States cannot lawfully cover SNAP costs. It's a Federal entitlement program and not State funded. Congress holds the purse strings. There is no co-mingling of funds. Dims say nobody eats until the Repubs give in. It's always the blue states. Anchor babies are eligible, but undocumented illegals are not. Illinois and California have the most. It's difficult to get off the benefits. Cal's Governor is lying as he goes Biblical. Illegals will still get benefits. There are emergency actions the President can take. Use Congress salaries for food. Trump can frame food security programs nicely. The triple CCC. When Tore testifies against Brennan, she'll be looking hot. Good liver news too. Trust your President because he knows what he's doing.

The Parenting Reset Show
205. How Much Screen Time Should Tweens and Teens Really Have

The Parenting Reset Show

Play Episode Listen Later Oct 28, 2025 12:29


Do you ever wonder exactly how much screen time is too much for your tween or teen — and how to actually make limits stick without daily battles?As a single parent, it can feel impossible to manage phones, tablets, and gaming while also keeping peace at home. In this episode, parent and family coach Tess Connolly, LCSW, breaks down what experts like the American Academy of Pediatrics and The Anxious Generation author Jonathan Haidt really recommend — and how to adapt those guidelines in real life.Listeners will learn:What healthy daily screen-time limits look like for tweens vs. teensWhy the focus should be on balance (sleep, connection, and mental health) — not strict hoursPractical ways to create a family tech agreement that actually worksPress play now to discover how a few simple resets can reduce screen battles, improve your child's mood, and bring more calm and connection back into your home.⭐Got screen time problems at home, get the Tech Reset Agreement here

Crash Course Catholicism
102 - Common Questions about the Bible Pt. 1

Crash Course Catholicism

Play Episode Listen Later Oct 28, 2025 30:21


How did the Church decide which books to include in the Bible? Why are Catholic Bibles bigger than Protestant Bibles? Should we read the Old Testament? How do I read the Bible?In this episode, we continue our deep dive into the Bible by addressing common questions about the Bible.This podcast relies 100% on the generosity of listeners. If you have found these episodes helpful and would like to support the future of Crash Course Catholicism, please consider donating via the following links:⁠⁠⁠Donate via PayPal⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support us on Patreon!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Contact the podcast: crashcoursecatholicism@gmail.com.Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/crashcoursecatholicism/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠References and further reading/listening/viewing:CCC, pts 120-130Vatican II, Dei VerbumUniversalis, Daily Mass ReadingsThe Bible in a Year Reading PlanScott Hahn, Catholic Bible DictionaryDr. John Bergsma, "Why are Catholic Bibles Bigger than Protestant Bibles?"Catholic Answers, Who Compiled the Bible and When?Canon of Scripture: What criteria did the early Christians use to determine What were the criteria for determining the books of the Bible?Protestantism's Old Testament ProblemScripture and TraditionDid Catholics Add 7 Books to the Bible? Or Did Protestants Remove Them?Trent Horn, Why are Protestant Bibles Smaller?Jimmy Akin, The Bible is a Catholic BookShameless Popery, How were the books of the Bible decided?Gary Michuta, Why Catholic Bibles are BiggerMatt Fradd, Why Catholic Bibles are BiggerCatholic Encyclopedia, Canon of the New TestamentSeptuagint VersionAleteia, What is the Septuagint and why is it important?Ascension, How the New Testament Canon was Chosen

Christ Community Church Podcast
10-26-25 David - God's King -Joel Butler

Christ Community Church Podcast

Play Episode Listen Later Oct 28, 2025 51:18


Joel Butler on David's kingship

Christ Community Chapel - Hudson Campus
Rise Up and Do Good | Rise Up | Pastor Zach Weihrauch

Christ Community Chapel - Hudson Campus

Play Episode Listen Later Oct 27, 2025 26:12


As we continue our Rise Up series, Pastor Zach teaches from 1 Peter 3:13–22 about finding courage in the face of fear. We're not called to blend in, but to live with conviction and compassion even when it costs us something. When obedience goes first, God's protection and provision follow — every single time.

god rise up ccc weihrauch pastor zach christ community chapel ccchapel christ community chapel hudson christ community chapel hudson ohio ccc hudson ccc hudson ohio
The Parenting Reset Show
204. How The Caregiver Capacity Map Helps Single Parents Calm Conflict and Rebuild Connection With Their Teens

The Parenting Reset Show

Play Episode Listen Later Oct 24, 2025 20:13


Are you feeling drained from constant power struggles, screen-time battles, and emotional blowups with your teen?In this episode of The Single Parenting Reset Show, host Tess Connolly, LCSW, talks with therapist Katie K. May about the Caregiver Capacity Map—a breakthrough framework that helps single parents understand their own emotional limits and their teen's unique sensitivities. If you're exhausted from trying to “stay calm” while managing behavior, co-parenting, and keeping your teen off screens, this conversation will help you reset and reconnect.Discover how to recognize your emotional “capacity level” and refill it before frustration takes over.Learn simple validation techniques that instantly improve communication with your tween or teen.Find out how small mindset shifts can reduce screen-time conflicts and bring calm back into your home.Tune in now to learn how to manage stress, respond with empathy, and strengthen communication with your teen—so your single-parent home feels calmer and more connected.Find out more about Katie K. May and how to purchase her book 'You're on Fire, It's Fine' here

Fix SLP
I Let My CCC Expire… Then Chose to Reinstate

Fix SLP

Play Episode Listen Later Oct 23, 2025 40:45


After letting her CCC lapse without regret, Christal Washington, MS/SLP, later chose to reinstate, on her own terms, to help the private practice she works at grow. She shares the exact process, Praxis prep, and timeline, plus what she learned about working without the CCC. This honest story strips away the fear and shows what reinstatement really looks like when the choice is yours.Brought to you by Informed Jobs, founded by Dr. Meredith Herold — because the right job shouldn't require the wrong credentials. If you missed her viral episode “You're Not Making $60/hour: The Lies Buried in SLP Job Posts,” go listen now.Stop paying to track ASHA-approved CEUs. Save your money and set up for a FREE CEU/PDH tracker with Speech Therapy PD. While you are there, get $10 off a professional subscription with the code FixSLP10!

The Parenting Reset Show
203. From Tension to Trust: How Parents Can Regain Connection with Teens Without Forcing Conversations

The Parenting Reset Show

Play Episode Listen Later Oct 21, 2025 19:18


Do you feel like your - once close relationship with your teen is slipping away - and no matter what you try, the distance just grows. You're not alone. Especially for single parents of tweens and teens, the shift between sweet elementary school kids to conflict - heavy adolescence can feel like emotional whiplash. In this episode, therapist Katie K. May breaks down her 3-step Hierarchy of connection - a proven framework developed with working with hundreds of families struggling to re-build fractured parent-teen bonds.Learn the exact first step to reconnecting with a distant teen - without pushing conversation or pushing too hard. Discover how simple side-by-side activities can open the door to real emotional closeness.Understand why emotional mismatches between you and your teen may be blocking connection - and how to meet them where they are. Press play to discover a therapist - approved roadmap to reconnect with your teen - even if things feel tense and shut down right now. Find out more about Katie K. May and how to purchase her book 'You're on Fire, It's Fine' here

Christ Community Church Podcast
10-12-25- Grace Works

Christ Community Church Podcast

Play Episode Listen Later Oct 21, 2025 37:08


What kind of difference should it make in our life to encounter God's grace?

Christ Community Church Podcast
10-19-25 God's King- Joel Butler

Christ Community Church Podcast

Play Episode Listen Later Oct 21, 2025 45:33


Abiding Together
S17 E6 - Return to the Heart with Dr. Shane Owens

Abiding Together

Play Episode Listen Later Oct 20, 2025 52:37


In this episode, Dr. Shane Owens, a scholar of St. Augustine, joins us to discuss the power of memory. Together, we explore how memory is a place to where we withdraw to understand our identity, shape our whole self, and begin to see God working in our lives. Memory exists for the purpose of hope and we not only talk about how the Scriptures and Eucharist bear the memories of the Church, but also how our sorrowful memories can become sources of hope.    Heather's One Thing - Pope Leo XIV: Son of St. Augustine (A conversation with Fr. Dave Pivonka and Dr. Shane Owens) Heather's Other One Thing - Franciscan University's Festival of Praise Sister Miriam's One Thing - The Archdiocese of Sydney, Australia Michelle's One Thing - Return to the Heart: The Biblical Spirituality of St. Augustine's Confessions by Dr. Shane Owens Michelle's Other One Thing - Heaven for Me! by St. Thérèse of Lisieux Dr. Shane Owens' One Thing - Bible Across America from the St. Paul Center   Journal Questions: Am I savoring or swallowing the gifts God has given me? What core memories of my life have been rewritten by God? What sorrowful mysteries of my life feel too complicated to ponder? Where in your memory do you need to ask Jesus where He was present in it?   Discussion Questions: How can you hone your spiritual palate to be present to the good that God is doing in your life? When have you experienced the living power of memories? How have your memories been a source of hope? How are you being invited to slow down and ponder?   Quote to Ponder: “The heart is the dwelling-place where I am, where I live; according to the Semitic or Biblical expression, the heart is the place "to which I withdraw." The heart is our hidden center, beyond the grasp of our reason and of others; only the Spirit of God can fathom the human heart and know it fully. The heart is the place of decision, deeper than our psychic drives. It is the place of truth, where we choose life or death. It is the place of encounter, because as image of God we live in relation: it is the place of covenant.” (CCC 2563)   Scripture for Lectio: “But Mary treasured all these words and pondered them in her heart.” (Luke 2:19)   Sponsor - Hallow: Get 3 months free of Hallow at hallow.com/abide and enjoy over 10,000 audioguided prayers, meditations, and music. Hallow can help you find peace, build a daily habit of prayer, and grow closer to God.   Chapters:  00:00 Hallow 01:00 Intro 01:50 Welcome 05:35 Scripture Verse and Guiding Quote 07:07 Who is St. Augustine? 09:30 What Inspired this Book? 11:18 Entering into Our Memories 13:20 How We Write Our Own Stories 15:34 Scripture and the Eucharist Help Us Understand Our Own Story 17:37 Chewing the Cud 20:47 Wondering vs Pondering 24:30 Hope in Our Sorrowful Mysteries 30:30 Finding Jesus in Painful Memories 38:59 Setting Aside Time to Hope 43:46 One Things

Christ Community Chapel - Hudson Campus
Rise Up In Relationships | Rise Up | Pastor Joe Coffey

Christ Community Chapel - Hudson Campus

Play Episode Listen Later Oct 20, 2025 26:01


This week in our Rise Up series, Pastor Joe unpacks 1 Peter 3:1–12 and the transforming power of true beauty, strength, and community. Real change starts when we let God shape our hearts, love others like Jesus, and live with humility and unity. When we do, our homes, relationships, and even our world begin to look more like him.

god jesus christ relationships real rise up ccc pastor joe joe coffey christ community chapel ccchapel ccc hudson ccc hudson ohio christ community chapel hudson christ community chapel hudson ohio
Thoughts on the Market
Credit Market's Three Big Debates

Thoughts on the Market

Play Episode Listen Later Oct 16, 2025 11:16


With Morgan Stanley's European Leveraged Finance Conference underway, our Head of Corporate Credit Research Andrew Sheets joins Chief Fixed Income Strategist Vishy Tirupattur to discuss private credit, M&A activity and AI infrastructure.Read more insights from Morgan Stanley.----- Transcript ----- Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Head of Corporate Credit Research at Morgan StanleyVishy Tirupattur: And I'm Vishy Tirupattur, Morgan Stanley's Chief Fixed Income Strategist.Andrew Sheets: Today, as we're hosting the Morgan Stanley European Leveraged Finance Conference, a discussion of three of the biggest topics on the minds of credit investors worldwide.It's Thursday, October 16th at 4pm in London.Vishy, it's so great to catch up with you here in London. I know you've been running around the world, quite literally, talking to investors about some of the biggest debates in credit – and that's exactly what we wanted to talk. We're here at Morgan Stanley's European Leveraged Finance Conference. We're talking with investors about the biggest debates, the biggest developments in credit markets, and there are really kind of three topics that stand out.There's what's going on with private credit? What's going on with the merger and acquisition, the M&A cycle? And how are we going to fund all of this AI infrastructure?And so maybe I'll throw the first question to you. We hear a lot about private credit, and so maybe just for the listener who's looking at a lot of different things. First, how do you define it? What are we really talking about when we're talking about private credit?Vishy Tirupattur: So, Andrew, when we talk about private credit, the most common understanding of private credit is lending by non-banks to small and medium sized companies. And we probably will discuss a bit later that this definition is actually expanding much beyond this narrow definition. So, when you think about private credit and spend time understanding what is the credit in private credit, what it boils down to is on average, on a leveraged basis, the credit in private credit is comparable to, say CCC to B - on a coverage basis to the public markets.So, the credits in the private credit market are weaker. But on the other hand, the quality of covenants in these deals is significantly better compared to the public credit markets. So, that's the credit in private credit.Andrew Sheets: So, Vishy, with that in mind then, what is the concern in this market? Or conversely, where do people see the opportunity?Vishy Tirupattur: So, the concern in this market comes from the opaqueness in these deals. Many of these private credit borrowers are not public filers. So not much is well known about what the underlying details are. But in a sense, a good part of the public markets, whether it's in high yield bonds or in the public, broadly syndicated leveraged loans are also not public filers. So, there is information asymmetry in those markets as well.So, the issue is not the opaqueness of private markets, but opaqueness in credit in general. But that said, when you look at the metrics of leverage, coverage, cash on balance sheet…Andrew Sheets: Because we can get some kind of high-level sense of what is in these portfolios...Vishy Tirupattur: Yeah. And we look at all those metrics, and we look at a wide range of metrics. We don't get to the conclusion that we are at a precipice of some systemic risk exposure in credit. On the other hand, there are idiosyncratic issues. And these idiosyncratic issues have always been there and will remain there. And we would expect that the default rates are sticky around these levels, which are slightly above the long-term average levels, and we expect that to remain.Andrew Sheets: So, you may see more dispersion within these portfolios. These are weaker, more cyclical, more levered companies. But overall, this is not something that we think at the moment is going to interrupt the credit cycle or the broader markets dynamic.Vishy Tirupattur: Absolutely. That is exactly where we come down to.So, Andrew, let me throw another question back at you. There's a lot of talk of growing M&A, growing LBO activity. And that could potentially lead to some challenges on the credit front. How do you look at it?Andrew Sheets: So, I'd like to actually build upon your answer from private credit, right? Because I think a lot of the questions that we're getting from investors are around this question of how far along in this always, kind of, cyclical process; ebb and flow of lending aggressiveness are we? And, you know, this is a cycle that goes back a hundred years – of lenders becoming more conservative and tighter with lending. And then as times get good, they become somewhat looser. And initially that's fine. And then eventually something, something happens.And so, I think we've seen the development of new markets like private credit that have opened up new lending opportunities and then also new questions. And I think we've also seen this question come up around M&A and corporate activity.And as we start to see headlines of very large leveraged buyouts or LBOs, as we start to see more merger and acquisition – M&A – activity coming back; something we've at Morgan Stanley been believers in. Are we really starting to see the things that we saw in the year 2000, or in the year 2007, when you saw very active capital markets actually coinciding with kind of near the peak of equity markets near the top of major market cycles.And in short, we do not think we're there yet. If we look at the actual volumes that we're seeing, we're actually a little bit below average in terms of corporate activity. There's really been a dearth of corporate activity after COVID. We're still catching up. Secondly, the big transactions that we're seeing are still more conservatively structured, which isn't usually what you see right at the end. And so, I think between these two things with still a lot of supportive factors for more corporate activity, we think we have further to go.Vishy Tirupattur: On that point, Andrew, I think if you look at the LBOs that are happening today versus the LBOs that happened in the 2007 era, the equity contribution is dramatically different. You know, equity to debt, these LBOs that are happening today [are] of a substantially higher amount of equity contribution compared to the LBOs we saw pre-Financial Crisis…Andrew Sheets: That's such a great point. And the listener may not know this, but Vishy and I were working together at Morgan Stanley prior to the Financial Crisis, and we were working in credit research when a lot of these LBOs were happening, and…Vishy Tirupattur: And I used to be tall and good looking.Andrew Sheets: (laughs) And they were just very different. We're still not there. If you go back and pull the numbers, you're looking at transactions still that are far more conservative than what we saw then. So, you know, this activity is cyclical, and I think we do have to watch deregulation, right? You saw a lot of regulations come in after the Financial Crisis that led to more conservative lending. If those regulations get rolled back, we could really move back towards more aggressive lending. But we haven't quite seen that yet.Vishy Tirupattur: Absolutely not.Andrew Sheets: And Vishy, maybe the third question that comes up a lot. We've covered private credit, which is very topical. We've covered kind of corporate aggressiveness. But maybe the icing on the cake. The biggest question is AI – and is AI spending?And it just feels like every day you come into the office and there's another headline on CNBC or Bloomberg about another mega AI funding deal. And the question is, okay, where's all that money going to come from?And maybe some of it comes from these companies themselves. They're very profitable, but credit might have to fill in some of the gaps. And you and some of our colleagues have done a lot of work on this. Where do you think kind of the lending story and the borrowing story fits into this broader AI theme?Vishy Tirupattur: Our estimate of simply data center related CapEx requirements are close to $3 trillion. You add the power required for the data centers and add another $300-400 billion. So, a lot of this CapEx will come from – roughly about half might come from the operating cash flows of the hyperscalers. But the rest, so [$]1.5 trillion plus, has to come through various channels of credit.So, unsecured corporate credit, we think will play a fairly small role in this. Of that [$]1.5 trillion plus, maybe [$]200 billion to come from unsecured credit issuance by these hyperscalers, and perhaps some of the securitized markets, such as ABS and CMBS that rely on stabilized cash flows may be another 1[$]50 billion. But a different version of private credit, what we will call ABF or asset based finance, will play a very big role. So north of [$]800 billion we think will come from that kind of a private credit version of investment grade, or a private credit markets developing. So, this market is very much in the developmental mode.So, one way or the other, for AI to go from where it is today to substantially improving productivity and the earnings of companies that has to go through CapEx; and that CapEx needs to go through credit markets.Andrew Sheets: And I think that is so fascinating because, right Vishy, so much of the spending is still ahead of us. It hasn't even really started, if you look at the numbers.Vishy Tirupattur: Absolutely. We are in the early stages of this CapEx cycle. We should expect to see a lot more CapEx and that CapEx train has to run through credit markets.Andrew Sheets: So, Vishy, there's obviously a lot of history in financial markets of larger CapEx booms, and some of them work out well, and some of them don't. I mean, if you are trying to think about some of the dynamics of this funding for AI and data centers more broadly versus some of these other CapEx cycles that investors might be familiar with. Are there some similar dynamics and some key differences that you try to keep in mind?Vishy Tirupattur: So, in terms of similarities, you know, they're big numbers, whichever way you cut it, these numbers are going to be big dollar numbers.But there are substantial differences between the most recent CapEx boom that we saw towards the end of the late 90s, early 2000s; we saw a massive telecom boom, telecom related CapEx. The big difference is that spending was done by – predominantly by companies that had put debt on their balance sheet. They were already very leveraged. They were just barely investment grade or some below investment grade companies with not much cash on their balance sheet.And you contrast that with today's world, much of this is being done by highly rated companies; the hyperscalers or between, you know, A+ to AAA rated companies, with a lot of cash on their balance sheets and with very little outstanding debt on their part.On top of that, the kind of channels that exist today, you know, data center, ABS and CMBS, asset-based finance, joint venture kind of financing. All of these channels were simply not available back then. And the fact that they all are available today means that this risk of CapEx is actually much more widely distributed.So that makes me feel a lot better about the evolution of this CapEx cycle compared to the most recent one we saw.Andrew Sheets: Private credit, a rise in M&A and a very active funding market for AI. Three big topics that are defining the credit debate today. Vishy, thanks for taking the time to talk.Vishy Tirupattur: Andrew, always fun to hang with youAndrew Sheets: And thank you for listening. If you enjoy Thoughts on the Market, please leave us review wherever you listen and tell a friend or colleague about us today.

The Parenting Reset Show
202. How Much Screen Time Should Tweens and Teens Really Have?

The Parenting Reset Show

Play Episode Listen Later Oct 16, 2025 12:07


How much screen time is too much for your tween or teen? It's one of the biggest questions single parents are asking right now.With schoolwork, social life, and endless scrolling, it can feel impossible to know what's “too much.” In this episode, Tess Connolly, LCSW, breaks down what the experts say about healthy limits for tweens and teens, drawing from the American Academy of Pediatrics, Common Sense Media, and leading researchers like Jonathan Haidt and Jean Twenge.You'll discover how to balance tech use with sleep, family connection, and mental health—and learn best practices single parents can realistically use at home without constant battles.Listen now to The Single Parenting Reset Show and find out how to set screen time limits that protect your child's well-being and your peace of mind.⭐Got screen time problems at home, get the Tech Reset Agreement here

Tore Says Show
Tue 14 Oct, 2025: Hijacking COG - Money Paths - Transparency Weapons - Historic Stimulus - Social Reshaping - Planned Protests - Crucifixion Coronation

Tore Says Show

Play Episode Listen Later Oct 15, 2025 145:57


The graft and corruption is not just massive, it's a traditional way of shaping society. A look back to how major economic bills were pushed. Joe Biden as VP pushed stimulus. When Nancy was more coherent, and Obama worked his magic. The start of illegal labor imports. It was also the start of staged protests. Nothing has changed. The big money began moving in 2009. Sidelined and re-routed. Screw your heroism, save the country. The continuity of government bill directing the operating code. It's all about transparency and massive data. Where did all that money go? Primarily academic institutions. They did all kinds of evil. Protest riots are not organic. Codifying protests and dissent into useful data. The social credit score has always been there. Truth doesn't need help to be heard. Most investigative journalists don't inform, they repeat. The Contention Project was real. In 2013 Smith-Mundt protections were relaxed. Denver is a major hub. The CCC is Crowd Counting Consortium. Erica Chenowith got big checks. The architecture of visibility means it has market value. Your taxes paid the blue haired tranny rioters. Getting credit is not important. It's all a well imbeded operation, so be aware and never stop watching.

The Parenting Reset Show
201. Building Trust and Navigating Conflict: Expert Tips For Parenting Tweens and Teens

The Parenting Reset Show

Play Episode Listen Later Oct 14, 2025 41:24


What can parents learn from a hostage negotiator about raising confident teens? A lot more than you might think.In this powerful follow-up conversation, host Tess Connolly, LCSW, talks with Karleen Savage — a TEDx speaker, hostage negotiator, and parent coach — about how parents can build trust, handle conflict, and guide their teens toward confidence and independence.Karleen introduces her Confident Teen Blueprint and shares real-life examples of how parents can apply negotiation and communication strategies to everyday parenting challenges. Discover how to:Build trust and consistency with your teenManage conflict without losing connectionDevelop five essential “conflict navigation” skills for complex teen momentsLearn the art of holding space when emotions run highIf you're ready to replace power struggles with communication and chaos with calm, hit play now.And don't forget to follow the show, leave a quick review, and share this episode with a fellow single parent who's doing this journey alongside you.Find out more about Karleen Savage here

For The Long Run
Amanda Basham on Balancing Elite Running with a Real Life

For The Long Run

Play Episode Listen Later Oct 10, 2025 51:08


Sometimes the hardest race isn't 100 miles through the mountains - it's figuring out who you are when everything in your life changes.Amanda is a professional trail runner and endurance coach with a Bachelor of Science degree from Oregon State University. She has coached endurance athletes for 10 years in everything from 5k - 200 miles. She is an Oregonian originally and now lives and trains in Colorado. Amanda ran collegiately for a couple years and then got into road marathons. It wasn't until 2014 that she discovered trail running after an injury from pounding the pavement. Amanda was instantly hooked and jumped into the ultra scene. She's very competitive so she made it a goal to become an elite trail runner. She accomplished that goal in 2015 and won the 50 mile USATF Trail Championships as her first race as a professional. After that, she traveled the world and raced as many of the top trail races as she could, including Western States 100, UTMB, CCC, Tarawera and Ultra Trail Capetown.Jon chats with Amanda about:Struggling with imposter syndrome as a professional runnerSports psychology workMoving from ultra volume to speed work and shorter distancesBalancing professional obligations with family lifeRedefining success and moving beyond performance metricsStay connected:Follow Amanda:https://www.instagram.com/amanda_basham/Amanda's Website:https://www.amandabasham.com/This episode is supported by:Janji: Use code “FTLR” at checkout when shopping at janji.com for 10% off your order and see why Janji is the go-to for runners who want performance gear made to explore. All apparel is backed by a 5 year guarantee, so you know it's meant to last!Eternal: Eternal is a performance health company for runners, endurance athletes, and anyone serious about their training. Their in-depth, two-hour physicals cover metabolic testing, mobility assessments, bloodwork, and a full movement analysis — all with expert guidance to keep you healthy and performing your best. Check them out at eternal.co and use code FTLR for 10% off your performance physical.Tifosi Optics: Fantastic sunglasses for every type of run. Anti-bounce fit, shatterproof, and scratch resistant. Get 20% off when you use this link!Tailwind: Fueling shouldn't be complicated. Tailwind offers all-in-one nutrition that's easy to digest, gut-friendly, and made by athletes, for athletes. Use code FTLR20 for 20% off your first order here.AmazFit Check out the T-Rex 3 and a selection of GPS watches at amazfit.com and use code “FTLR” for 10% off.