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The podcast notes effectively capture the key technical aspects of the WebSocket terminal implementation. The transcript explores how Rust's low-level control and memory management capabilities make it an ideal language for building high-performance terminal emulation over WebSockets.What makes this implementation particularly powerful is the combination of Rust's ownership model with the PTY (pseudoterminal) abstraction. This allows for efficient binary data transfer without the overhead typically associated with scripting languages that require garbage collection.The architecture demonstrates several advanced Rust patterns:Zero-copy buffer management - Using Rust's ownership semantics to avoid redundant memory allocations when transferring terminal dataAsync I/O with Tokio runtime - Leveraging Rust's powerful async/await capabilities to handle concurrent terminal sessions without blocking operationsActor-based concurrency - Implementing the Actix actor model to maintain thread-safety across terminal session boundariesFFI and syscall integration - Direct integration with Unix PTY facilities through Rust's foreign function interfaceThe containerization aspect complements Rust's performance characteristics by providing clean, reproducible environments with minimal overhead. This combination of Rust's performance with Docker's isolation creates a compelling architecture for browser-based terminals that rivals native applications in responsiveness.For developers looking to understand practical applications of Rust's memory safety guarantees in real-world systems programming, this terminal implementation serves as an excellent case study of how ownership, borrowing, and zero-cost abstractions translate into tangible performance benefits.
DJ live-set straight from vinyl @Buena Veina Casco Veijo, PTY
Welcome to The 80's Montage! (music, mateys and cool shit from the 80s) Your Hosts Jay Jovi & Sammy singers from Australian 80's tribute band Rewind 80's. Episode 180 : John Farnham - Finding The Voice (recap).We take you back to living in the 80's: music, artists, TV commercials and video clips. . It's a ripper! Please rate, review and enjoy! Music licensed by APRA/AMCOS Theme music ©2019 M. Skerman. Produced & edited by Matty Ray. See Facebook for links to videos & songs mentioned in this episode! Email: planet80sproductions@gmail.com Rewind 80's Band: www.rewind80sband.com Facebook: the80smontagepodcast twitter: 80_montage instagram: the80smontage Links from Episode 180 : John Farnham - Finding The Voice (recap)Patreon Link With Thanks - https://www.patreon.com/the80smontagepodcast www.the80smontage.comLinks:www.rewind80smixtape.com.au - Rewind 80's TicketsSaturday July 8th 2023 - Morwell Italian Australian Sporting Club. (Gippsland)Saturday 19th August 2023 - Birds Basement - www.birdsbasement.com (Melbourne, City)Pseudo Echo dates - Saturday June 17th 2023 - The Metro Sydney - www,pseudoecho.net"Playing To Win" [Live] from the 'Whispering Jack - 20th Anniversary Edition' DVDhttps://youtu.be/Lif5bZNcUl0 #playingtowin #John-Farnham John Farnham Comments On His LRB Days #LittleRiverBandhttps://www.youtube.com/watch?v=f25a24u7UFAJohn Farnham - Pressure Down #Frank-ThringMusic video by John Farnham performing Pressure Down. (C) 1986 BMG Australia Limitedhttps://youtu.be/Emutat3_IP0Tonight Live - Frank Thringhttps://www.youtube.com/watch?v=Y6UIPQx3D5wNo One Comes Close · John FarnhamWhispering Jack℗ 1986 Wheatley Records, Pty. Ltd.Released on: 1987-01-06Composer, Lyricist: E. McCuskerProducer: Ross FraserEngineer: Doug Bradyhttps://youtu.be/HzW920dyCzQ#YoureTheVoice #JohnFarnham #VevoJohn Farnahm's official music video for 'You're The Voice'. Click to listen to John Farnham on Spotify:Video - https://youtu.be/tbkOZTSvrHs http://smarturl.it/JFarnhamSpotify?IQ...As featured on John Farnham: Greatest Hits. Click to buy the track or album via iTunes: http://smarturl.it/JFarnhamGH?IQid=Fa...Google Play: http://smarturl.it/JFarnhamGPlay?IQid...Stream more music from John Farnahm here: http://smarturl.it/JohnFarMulti?IQis=...More great 80's videos here: http://smarturl.it/Ultimate80?IQid=Fa...Follow John FarnhamWebsite: http://www.johnfarnham.com.auFacebook: http://www.facebook.com/farnhammusicTwitter: http://twitter.com/johnfarnhamSubscribe to John Farnham on YouTube: http://smarturl.it/JFarnhamSubscribe?...Rundle Mall, John Farnhamhttps://www.youtube.com/watch?v=hH8K8QPsKF4John Farnham | Let Me OutJohn Farnham performs Let Me Out at the Whispering Jack concert from 1986.https://youtu.be/c5pYzyNfouYJohn Farnham - A Touch of Paradise (High Quality)From John Farnham's Chain Reaction concert, recorded on 14th (or 15th) December, 1990 at Flinders Park Tennis Stadiumhttps://www.youtube.com/watch?v=-N_rwDyGmyUJohn Farnham & Jimmy Barnes - When The War Is Overhttps://www.youtube.com/watch?v=1gKDj3aSYmQDavid Hirschfelder discusses how colours are related to musichttps://www.youtube.com/watch?v=-vOPIZR6zdMThanks For Listening!1980s,80s,80s-montage,music,retro,rewind-80s,rewind80s,the-80s-montage-podcast,80's-tribute-band, #Wheatley Records#comedy#Rewind 80's #The 80's Montage Podcast
Tired of feeling stuck and lost? In this episode, Energy Healer Kimberly Lucht discusses how energy is a powerful tool that can help you gain clarity and purpose. She sits down with Yanet Borrego to share her journey of connecting with her body, discovering her inner energy, and attracting abundance in every aspect of her life! Discover how to balance your energy and awaken your power within to bring more joy, focus, and satisfaction to your daily life. Tune in now! Need Clarity? Schedule a FREE 30 mins clarity call with me by following this link: https://calendly.com/yanetbcoaching/clarity-call 3 Simple Questions to boost your clarity and make authentic decisions that lead to fulfilling outcomes. You also have a journaling space for each question to capture your insights. Start your day without direction? Start your morning on purpose with this easy-to-implement 5 mins routine. Let's Connect! FACEBOOK INSTAGRAM LINKEDIN YOUTUBE --- Watch the episode here Listen to the podcast here Energy Healer: How To Heal Your Inner Energy And Attract Abundance In Every Way With Kimberly Lucht I am beyond excited about this episode. I have to be honest, I had a couple of meetings and the one meeting I was looking forward to was the interview with this amazing guest that has an energy that will get you out of your chair and car. She is something else. I got no way for you to meet her. I'm talking about Kimberly Lucht, who is a business coach and energy healer based in New York City. She helps women make bank and magic doing what they love. She has been featured in many major publications, including Business Insider, Greatist, Money and many more. Let's introduce her because she is here. How are you, Kimberly? I'm so good. That intro was a fire. I took that from your website. Kimberly and I met because it was a mastermind plus course plus coaching. It was a hybrid of every single thing. I was reviewing the website for this offering. I saw Kimberly's testimonial. I started seeing her in all the calls. I was like, “I need to connect to this beautiful soul.” Your energy is something else. We connected via Zoom. I went to an event in New York and I shamelessly asked Kimberly to stay with her. She was kind to allow me to stay with her. Thank you so much for that, Kimberly. It was a pleasure and such an honor to host you. It is a reflection. All of the things that you are saying about me, I felt about you. It is this vibrant energy radiating off of the screen on Zoom and in person. I was like, “We have to be friends.” We have the same frequency. I needed to bring you to this show so more people from my audience get to know you. Where are you from originally? Where do you live? I said, “New York City.” Tell us a little bit about yourself. I was born in Gemini Skies in California. I love California. It is my soul state. It is that part of the world that I feel like it is super expansive, uplifting and all these things. Throughout childhood, I moved all around the Midwest, even Texas. I know you live in Texas near where I used to live. Background-wise, my dad is from Ohio. He is a Midwestern American-type dude. My mom is from Matamoros, Tamaulipas in Mexico. I have always had this duality in my life. That has primed me for being in business, spiritual space and any context because I always see there are two sides to everything and you can be everything. Everybody is so multi-dimensional and fascinating. There are many parts to ourselves embracing all of that. It is something that has become core to who I am as a person. You come from American and Latin background. I love that combination. She is very Latin. I love how you include some words in Spanish between the English. I'm like, “That is something I got to practice.” I speak a lot of Spanish too but you do it in a cool manner. Sometimes a Mija comes out of me. That is super bad. I went to my abuela's house and that was cool. We can't forget that reggaeton, Love of My Life. When we were in New York in that Uber, you had that cell phone blasting that Uber with reggaeton. I love it. Some of my friends make fun of me because I don't know any new reggaeton songs. I remember all the old-school reggaeton songs. How did Kimberly start her career? How did this evolve to being a business coach to women? I'm curious. I love how it evolved because if you had told me when I graduated college or even high school, that is what I was going to start to do eventually. I would have been like, “Huh.” I was not at all interested in business as a study, like going to business school. My university at the time had an amazing business school. I took classes in the department right next door to the psychology department. I was always right by the business school and it never called to me. I was like, “You guys have to take Econ. No thanks.” You study Psychology. I studied psychology and got a different array of minors in dance and international studies. I was all over the place. I was a Gemini in her element doing all the things. I ended up landing a job as a program director for a nonprofit that had international locations and eventually was promoted to take over operations because the founder wanted to go back to school herself. I took over this entire international non-profit based on the premise that dance education should be available for all. I hope everybody reading knows that there are interesting business models. There are for-profit and non-profit. Throughout my time there, I was like, “This business model is limiting. I wonder what could be possible if I started my business and made it for-profit.” I started to get those little signs even from my body. I remember having random things popping up, health-wise, while I was in that position. I live in San Francisco and Panama for that position. Panama, the country. It is not PTY for Panama City in the country. There is PCB or something, Panama City Beach for Florida. I have been to a lot country in Central America. I noticed all this stuff is starting to pop up. I was like, “What is going on with my body? Why am I getting pink eye randomly?” I would get these awkward spasms that would take me to the floor. It is almost like a seizure but a little less intense but intense enough for me to be like, “What is going on?” My body was calling to me and it was like, “You need to get out.” I had no idea what it looked like on the other end but I was like, “I got to do my thing.” I knew it wasn't part of my journey to jump into a different career in a setting where somebody was the boss of me because even though I had so much ownership over what I was doing with the nonprofit, it still wasn't mine. I wanted full ownership over whatever I was dedicating to my day-to-day. I knew that was part of what I wanted in the future. I was 25 when I hosted my first coaching workshop. It was an array of people. There were about fifteen people there in this aerial dance studio that my friend owns. It was the perfect setting for that. We were all sitting in a circle and talking about our dreams. I was like, “This is exciting.” Eventually, that evolved. You left a non-profit and made an event to attract people. I have had my business for several years out of corporate. How did you gain the courage to believe and make it happen? What was the mindset needed to get there? I had inspiration from my former boss, who is the founder of this nonprofit. He founded it at 25 and I happened to be 25 as well. I was like, “If I don't do this now, when am I going to do it? I'm 25. I got to do something. Let's put up a website or do this. Let's see all that stuff.” The workshop was the first thing that was my actual offer. It is something that people pay for. I was on a deadline. I'm like, “Before I turned 26, I'm doing something.” I set that goal for myself. I didn't have time to think about or ruminate on if it was going to work or not. I was like, “I have a deadline. I'm not going to be 25 forever.” If someone is listening, they are like, “I'm 35, 45, 55 or 75.” Maybe you feel something similar, like if not now, when? Be like, “By the time I'm 76 something is going to happen.” My body was pushing me out. I could almost feel that if I kept going that way, my health would decline even more. It wasn't even at the point where I would necessarily think there was something dire happening but I was like, “This is not optimal.” When our body is sending us signals like that or when we have things happen that the doctor can't explain, we have to go to the doctor a lot or other things that we're like, “I have to take medication or pills,” I don't love to do, mostly. I'm homeopathic and more about the nutrition end of things myself. If you notice that you have to do certain things and get sick more often, that is a sign from the body that something is off. Whether it is physical, that can be the case but for me, I knew it was energetically and emotionally that I felt like I was not doing the thing that I was meant and born for. I know you feel that too. Everyone knows how that feels. I didn't even know what a panic attack was. I had it in a similar context. I was in a job where I wasn't feeling fulfilled. It was very high stress. It wasn't aligned with my values. I kept pushing until one day, I started getting these chest pains and my left arm went to sleep. I thought I was dying. It wasn't at that moment that I made a decision to start aligning with my entrepreneurial aspirations. This was back in 2014. I still stayed in corporate but from engineering, I moved to supply chain, which was more aligned with the people aspect, the relationship and the negotiation. It was because of that panic attack and it was also a lesson for me to not wait again for a crisis to make a decision that I know is aligned with me. I love your story. It reminds me of that moment in my life. It is powerful because your body is speaking to you. It was begging you to shift. Sometimes those signs are a shift or a pivot like a small one. Sometimes it is a complete rehaul. The idea is to take it into account and listen. My word of the year is listen. It came to me. I was like, “What is my word of the year?” It dropped in like, “Listen.” Listen to your body and the guidance that you receive, whether from people that you trust or even ancestors that have passed on. My abuela is very present in how I make decisions in business. She started coming to me even more when I started my business because she was the first entrepreneur I had ever met. Abuela has been a part of this journey from the beginning. Abuelita es blanca rosa. White rose is what that translates to. That is my symbol for her. I went to an Egyptian restaurant site that was covered in white roses. I was like, “I will take you next time you are here.” If someone is feeling a little afraid or nervous about making steps to exit a career and do something passion-driven or whatever is coming through their soul, sit in stillness with your body and listen to the guidance you receive, whether that is testing different things out. How would it feel for me to stay? If you feel a little contracted and it doesn't feel good or if it feels expansive, go ahead and stay. Leave the job if that feels like everything opened up in my body. Your body is always sending you signals, whether they are subtle or in your face of crisis. Following through is having those difficult conversations. I had to have a difficult conversation with the founder. I'm like, “This isn't going to be forever for me. We need to figure out an exit plan and put the steps in place for that.” Approaching all of those conversations with a lot of love. It is not about them. This is about you and your soul's journey. The first thing that you end up doing for your business, project or anything else you are passionate about is to do it imperfectly. Do it as if it was something that you splatted on the wall and as easy as it is to paint a wall by splatting paint. You don't make it look pretty. Don't make it look perfect. Go splat and do something. When you're just getting started on something you're passionate about, do it imperfectly. Don't make it look pretty or perfect. Just do something. In entrepreneurship, we are still figuring out our way every single day. We are striving more for showing up instead of perfection. It is what builds that clarity and momentum so you can continue aligning. I love that you brought that. You did that workshop and had the conversation. I imagine she was like, “We respect what you want to do.” We are still good friends. She had a baby. I'm like, “You are an amazing founder-mama.” It is cool to have somebody like her. She is still an inspiration to what I do. After the workshop, I ended up taking some time off and traveling with my sister. We went all over Asia, Europe and Latin America. I had already done a lot of traveling. We went balls to the wall on that one. When I got back, I was like, “Let's do this.” I started taking on new coaching clients and pitching the media. I moved to New York. I was guided there. I did something that I called Dating Cities. I knew I could go anywhere. Let's see how I feel in each city that I visit. It ended up being New York for me. How was about that date that you were like, “This is the one for me?” I ended up often coming for different events that were women-focused. I love being around women. The nonprofit was very women-centric because dance tends to be a women-focused world overall, especially before professional dance and stuff like that. Pre-professional and educational dance tend to be 90% women. I have always loved being surrounded by women. The events that I went to was like one of the ones that we went to together, I noticed there were a lot of people who were like, “I lived down the street. I live in the upper Westside.” I'm like, “These people are used to events like this like another Friday. I want that.” In the fall of 2019, I moved here. It was during the pandemic. I ended up staying and it has been a fun ride. New York is an energy of expansion. New York is definitely an energy of expansion. You workshop one-on-one coaching clients and have your free masterclass. There are so many things that you are doing. I know you write and coach a lot on a money mindset. I read one of your articles and your wealth of knowledge. Someone who is in their corporate job, maybe they want to live and start their business or side hustle. It doesn't have to be living corporate or an entrepreneur who is starting out or later on. I feel this money blocks. We all have it at a certain length. What are the top three money mindset blogs that people have? How do they overcome it based on your experience? I have so many that I could talk about and it is different at every stage of entrepreneurship. You have the beginners, intermediate, people who have been in it for several years and experts that have been in it for decades and more. In the beginning, the thing that I see as the number one money block would be how can I charge for this? I love doing it. How can I do that? What do I charge? Landing on any number is going to be the best time that you spend in your first year of business. I don't particularly love to tell people to do stuff for free unless it is going to go to the masses. You don't have to put in your actual time on a one-on-one basis. Any price tag, pick a number, any number. I love to encourage people to double whatever number they first landed on. Especially women, usually in the beginning, we will tend to undercharge for what is an amazing service. I want everybody to know how amazing and credible you are. Whatever number you first thought of, maybe as I was speaking, double that. If you thought of $200, double it to maybe $500. Let's get crazy here. I had my first coaching certification in 2015. I have done one million training. I have coached people indirectly and informally. At my first client, the rate that I charged was so low because I didn't have mentorship, a coach or even an idea of what I was doing at that moment. I was charging so little that now it is more than five times what I charged the first time. We started. That is all that matters. Here is the beautiful thing about that. If anybody else has experienced something similar, put yourself on the back because at least they paid you something and something went from their bank account to yours. There was an energetic exchange that happened. Free coaching can work in some scenarios. I understand that it is not for everyone to start paid right away. I highly encourage you to think about how that would feel in your body to receive money on your first session, which I did. I'm glad that I put a price on my offer. It was like, “Yes, this is how you pay me.” Set it all up and be professional. I even had clients do Venmo. If you don't want to understand the financial background, I don't recommend doing Venmo forever. Start to do something. It can be imperfect. That will be the number one money block for people who are starting. The people who are maybe in the middle and got their client roster full see a lot of blocks around, “How do I make the same amount without spending all this time with people?” I love that my calendar is bare. I don't take on many clients. I have a group program that is fun for me. I love that and all the clients that I do have. At the same time, I don't want to be all over every single day. The reason why I started this is that I value freedom so much. Another block in the section on middle entrepreneurship is, “Can I make all that money without spending actual time doing it?” The answer is yes. A lot of people come from a corporate mindset, where you have a structured amount of time for your salary. Everyone follows the same formula of entrepreneurship. It is all about creation. You create your thing. With more experienced entrepreneurs or people that have successful businesses right out of the get-go, which I have seen happen and I love when it happens, it is so exciting, I find that the biggest money block is relishing and melting into the abundance that surrounds you. Having a moment to yourself to shut everything else down and relish the abundance. Appreciate it and use it for things that you want to invest in but stop running and give yourself a moment to appreciate how far you have come. Workaholism is a big thing in many different industries. It is not just specific to entrepreneurship. When we have been rewarded for hustling and grinding, all of that is beautiful. I encourage that to be the energy you start something with. Starting a business will require a little more of that energy. In the first few years, you will see what works. You got to try a bunch of new different things. As you grow, it will become a little easier for you. What we don't want to do is make it more difficult because you have been in the cycle of that. Everything has its challenges in hiring a team and all these other things. I want people to breathe into the abundance they have acquired. Breathe into the wealth, take it in and relish in it because it is such a gift. You worked your way to that and all these other things. You are relaxing into the energy of that if it is already here. Even if you are not at that level yet, relaxing into the energy of, “I have $1 million in my bank account. It is already here.” That energy is what we want to be doing business with. Those are the three that I see the most. At the beginning of my business, I realized that I was changing. I felt a certain attachment to the outcome. When I had a clarity call, which was a call where I understood the client's challenges and we determined if we were a good fit, if it was a no, which I have had plenty of noes because that is what entrepreneurship is, I felt defeated. Something that I realized is an attachment to the outcome is stock energy. If you think of something attached to something, it doesn't move and it is stuck. As I progress through this entrepreneurial journey, I'm showing up giving my best to the highest intention of the person on the screen to add value to them. If it happens, great. I did my best and I believe I added value. If it doesn't, it is for the highest intention too. I have seen myself in that money mindset. It is incredible to tap into that energy and this takes me to spirituality. What I love about your business is that you integrate this energy healer that you are with business coaching. Two are tied to it because they are all together. Tell us to talk about this energy. It is so funny that you mentioned your clarity calls because I was editing a video that is a meditation for sales calls. It is like intro calls or discovery calls. I said those exact words. I will send it to you. All that attachment to the outcome, all other things and how it feels in the body to connect with this person. I know we are in sync. The reason why I agree with you and have made it a big part of who I am and how I should do business and in life is that we are the embodiment of Shakti and Shiva's energy. Shakti is that creation energy, the vibes of the juicy yumminess that carries all of us through life and that keeps us alive. If we didn't have lymph, like the liquid that helps our lymph nodes, if we didn't have blood, fat, muscle and other tissues, how would we walk through the world at all? Shiva is the manifestation energy of the things we want to create and the action that we take to create the things that are going to become into form. We are an embodiment of both. Whether we relate to one over the other, more or less, it is still part of who we are as people. We all have elements of both. What I do is a perfect blend of soul and strategy of like, “I'm not going to tell you that this is the exact right way to do X, Y, Z because I know that this is a way and your soul is going to guide you to either morph that into your way, take that way or discover a new way.” Having guidance that is clear, direct and strategic, along with somebody who is reflecting your soul back to you, I cannot think of a better blend for anything at all. I love what you said about guidance because that is what a coach is. A coach guides you to access your inner wisdom within yourself because we understand there is not one perfect way to do things. We are projecting as coaches. We are still human beings. We have our filters but we have the tools, questioning skills and everything to guide you there. I love that you mentioned that aspect of coaching. Coaching is not mentorship. There can be a blend of mentorship but it is mainly guiding you on how to access those answers within yourself. Sometimes it is stuff that cannot be said. I find that you have this element to yourself of this healer-type energy. We have intuitive hits about what is going on and what they need to hear. We are also being guided as the guide. It is this cyclical process of everyone being guided all at once. The divine and our ancestors are involved. The beautiful part is the energy behind all of this is sometimes unspoken and at times, unconsciously the wall between you and what you want. I did a podcast interview with somebody who started her podcast. She decided, “It will be fun if we do a demonstration of energy healing.” I love energy healing for entrepreneurs specifically and business coaching falls into that when it is time for that. I feel there is resistance to an outcome. We feel like there is a limitation on the money that they think they can make or they are upset about something a client or colleague did. I feel like there is stuck energy. I will usually ask them, “Where do you feel that in your body?” We will dive in together. As a practitioner, I have different techniques and all these other things to help them get it out of their system as fast and lovingly as possible. We are not trying to like, “Out of here.” We are trying to soothe the nervous system and make sure that any energy that is not serving you is replaced with energy that is. We have all felt moments where we have been so light in the body, open and expansive. Everything flows better when your channel is open. For this particular podcast host, it was interesting because it was there. I didn't want to let go. After twenty minutes with her, I have a feeling it is right on the brink. It went to her throat. She was like, “It is in my throat.” I'm like, “Open your mouth. Let's take it out.” Energy moves in ways that are so interesting and subtle but when we tune in, it is simple. If you put your hand on top of your head a little bit above and not touching, you will feel a cool breeze or heat. If you feel a cool breeze, your channel is open. What do you feel now? When your channels are open, your body will feel so light, open, and expansive. Everything seems to flow better. I feel something dense. There is something there. In terms of temperature, I feel cooler. Not warm. I love all the energy stuff. The ways that we can make it tangible is when we put it into practice for our daily lives and business duties. Going back to this blend and duality, that is where the magic lies. When you feel like, “I am magnetic. My energy is off the hook,” and nothing is blocking you from where you want to go, that is the best feeling in the world and what we are always going for. When you are in that moment, what I feel is that I start observing more synchronicities or signs of communication like, “You are on the right path.” I love googling the numbers. All the numbers stay the same. Your spiritual guide is telling you that you are on the right path. No matter what the number is, that is my conclusion. Keep going. You are on the right path. I feel motivated. What are your go-to daily practices? It is funny that you started talking about that because I was thinking that I was going to ask you that. We are fully connected here. As a daily practice, I move my body in some way every day. This does not have to mean I never go to the gym. It just doesn't call to me in the way it calls to other people. Some people love the gym. My sister loves the gym. She loves weightlifting. I look at the machines. They are all gray and boring to me. You dance well. She is a dancer. You need to follow her Instagram. She is dancing on the floor and top of the ceiling. That is why I feel so deeply connected to my body and how I move it. The things that have worked best for me are things like dance. It is free-flowing, like stretching, yoga and cardio, that gets me excited. I don't even know that I'm exercising-type stuff. I love going to the discoteca and bouncing into parejo. I am into that. I will get a ratchet on a dance floor all the way. That is the best practice. It is open except for Daybreaker but that is every four months. It's like your own dance party or your movement practice because there are many different ways to move it and get unstuck if you feel like you are in a rut or you're not quite sure what is going on, you are not getting what you want or things are not going quite the way that you want them to. It is a great way to move energy, as well as sound, movement and energy healing practices with a practitioner. Breathwork is going to be great for activating all the different nodes and channels in your body. The sound is amazing when you have throat stuff happening. A lot of times, my mom is feeling off. She has some stuck energy in her throat. Sound and voicing things out, whether that is singing, yelling or anything that gets the sound and the energy moving through your body using your whole diaphragm because that will help to clear the energetic channels. Movement is one thing I do every day in some way, shape or form because our bodies are meant to move. It gets the blood flowing through the body and the blood carries energy. That is what carries a lot of the energy in our bodies anyways. Orgasm is when there is a lot of blood flow to that specific region. All of a sudden, it will lift and leave the region. Apparently, that is orgasm. That is what is happening on a physical level. That is the case not just for root chakra orgasms but also for energetic orgasms. I have had an energetic orgasm in my heart chakra and it felt the same. I'm like, “What is going on? This is an advanced energy.” It is a total energetic release. You open up and take a deep breath that you didn't take in. It came through you, this breath from the divine and it opens your body up. It feels like ecstasies. We think of sexual energy when it comes to orgasms but many spiritual practices seek to develop that orgasmic energy. We are going to advance here. Even in men, there are many spiritual practices where men don't have to ejaculate to have an orgasm. It is what you explain orgasm is. It is that energy that gets there and leaves. It is wild to think of. That is one way that energy felt extremely great for people. People feel that. Many people haven't explored that energy of joy and happiness in an orgasmic way. It is relevant. The more you access that, the more you can attract abundance in a financial and everything way, every single thing. It is becoming orgasmic in many ways. It is like a money orgasm and a food orgasm. It is a pleasure that you get. I tell you, that Egyptian restaurant with all those white roses, when I put that food in my mouth, I was like, “Orgasm.” When we are able to feel pleasure in our bodies in various ways, this could be a sensory pleasure. Even massages and drinking water is pleasurable when we take the time to sip and be like, “I love my H2O and listening to music.” I know you have been hyped about Shakira. If you haven't listened to the Shakira song, BZRP, it is strong. It is empowering that way. These are strong words. I have never seen Shakira that way. I'm going to assume some things happen that we don't know. I love when we are surprised by artists or anybody. I didn't realize this was a part of what you did and that is when I realized I needed to be a lot more public about what I did with clients in private or on my own in private. Linking back to the journey, whatever people feel like they might be, “That is a little weird or taboo. I'm not sure I should say those things.” I have said things that people have had reactions to. Even the word witch, which roots back to the phrase that means wise woman. All that you want to do whenever you are speaking of taboo things is bring wisdom through you. People who are open to it will hear the truth, whatever truth that is for them. I believe everything can coexist like religion, spirituality and non-spiritual. All things coexist because here we are. We are alive on the planet. Who knows how we got here but we are here. We are living, breathing souls. There are beautiful elements to all of these practices and rituals. Anything that you feel is meant to come through you like Shakira and this different dimension of her artistry. Whatever you feel is meant to come out into the world and surprise people, please, whatever you do, whether you are in business for yourself or not, keep surprising yourself and others with the things in your soul. I know for a fact if you are reading this and you are in Yanet's world that you got so much to offer and you have much different fun. I'm wearing this rainbow sweatshirt thing. What we are here to exemplify for everybody is making sure that we don't cut any parts of ourselves off because we don't think it will fit. That is such a powerful way to conclude this episode. Kimberly, I need to bring you back. We need to talk about more topics because we can have an episode for a year between you and me talking. I appreciate you being here. I always conclude with a rapid-fire question to all my guests. I ask you whatever comes to mind and the first thing that comes to mind. What is your favorite book? The Prophet by Kahlil Gibran. Have you read that? I heard more talking about it but I haven't read it The Alchemist is in the top twenty. I love reading some Paulo but The Prophet, I don't know what it is. I love it. It is mystical and beautiful. Who is your biggest role model? Queen B. What is the most important piece of advice you would give to your younger self? All that energy that I had coiled up in me as a crazy little girl was meant for something. It was part of the soul's journey and is a beautiful part of who I am. Trust in what you feel. Trust your body, mind and everything. Trust yourself. Where can our amazing audience find Kimberly? Tell us about it. Trust yourself. Trust your feelings, your body, and your mind. My website is www.KimberlyLucht.com. Everything is there. I changed the homepage photo. You have to go see it. I was checking it out and I'm like, “Kimberly, I feel that energy through our website.” It is fire. You need to check it out. I'm still feeling the energy. Thank you so much, Kimberly. I appreciate you. You have so much wealth of knowledge and energy. Our readers can feel you and those are the best people to have in our lives. Thank you, Yanet. It is always a pleasure. Thank you to our readers. If you found this helpful, please share it with your friends and families. Let's spread empowerment, delight and all the vibes. I will see you in the next episode. Bye-bye. Important Links Kimberly Lucht Instagram - Kimberly Lucht The Prophet The Alchemist https://Calendly.com/YanetBCoaching/Clarity-Call https://www.YBCoaching.com/wellness5minsroutine https://www.Facebook.com/YanetBCoaching https://www.Instagram.com/YanetBCoaching https://www.LinkedIn.com/company/Yanet-Borrego-Coaching https://www.YouTube.com/channel/UCqxL829o0Vk-QdY12F-GgMw - With Clarity & Purpose About Kimberly Lucht Kimberly Lucht is a Business Coach & Energy Healer, based near New York City, who helps women make bank and magic doing what they love. She has been featured in many major publications including Business Insider, Greatist, Money, and many more.
Ep_372_Bihugeet _Artist_ Nilakanta Dutta and Pty. Folk Songs of assume
Heartland Group Holdings plans to raise $200 million in new capital off the back of a record financial result. The listed financial firm which owns Heartland Bank and a reverse mortgage business spanning both New Zealand and Australia posted a net profit of $95.1m for the year to June 30, 2021. That was up $8.1m on the prior financial year. On an underlying basis its net profit was $96.1m - up $8.2m on the prior year. Heartland also revealed an equity raise made up of a $130m underwritten placement and a $70m non-underwritten share purchase plan to shareholders in New Zealand and Australia. The company said it would use the new capital to repay an A$158m acquisition finance facility it took out to fund its recent purchase of StockCo Holdings 2 Pty and StockCo Australia Management Pty and to provide additional growth capital for its existing businesses. Its gross financial receivables rose 15.3 per cent over the year to $765.9m, pushing its return on equity up 21 basis points to 12.1 per cent. But its net interest margin was squeezed down 19 basis points to 4.16 per cent. Heartland's cost to income ratio fell 3.2 percentage points to 43.6 per cent while its impairment expenses also fell from 0.31 per cent of average receivables to 0.25 per cent. The company will pay a final dividend of 5.5 cents per share - taking its final dividend to 11cps - on par with its prior financial year. Acquisitions Heartland chief executive Jeff Greenslade said it was looking for further opportunities for growth in Australia and had entered into a non-binding memorandum of understanding with Avenue Hold to buy it and its subsidiary Avenue Bank. Avenue Bank is a restricted authorised deposit-taking institution (ADI) which means it may conduct banking in Australia for a limited time subject to certain conditions but it was seeking to become a full ADI. Any acquisition would be subject to regulatory approvals. Heartland had made an initial subscription of A$5m of capital in Avenue Hold but its due diligence review was continuing. "Completion of any transaction is expected to be conditional upon a number of matters (which may include Heartland securing acquisition funding, Heartland being satisfied as to the likelihood of Avenue Bank progressing to being a full ADI, Avenue Hold shareholder support of the transaction, receipt of all necessary regulatory approvals (including from APRA and the Reserve Bank of New Zealand (RBNZ)), and the absence of any material adverse change)." If it goes ahead the earliest the transaction would be completed would be the last quarter of FY2023 and may not be until the first half of FY2024. Year ahead Greenslade said the current economic environment presented challenges around rising inflation and interest rates tempered by low unemployment flowing through to business and consumer confidence. "To a meaningful extent, Heartland is insulated against these challenges due to expected levels of growth in reverse mortgages (driven by demographics) and livestock (driven by global demand for protein)." He said the large number of residential mortgages in New Zealand coming off fixed rates should support ongoing growth in its home loan business. "There is optimism that market share gains in motor and asset finance are available to underpin growth in markets that have seen some supply disruptions and a decline in confidence. "Similarly, Heartland's focus on parts of the rural market that are under serviced by larger banks, has the potential to offset the ongoing exit of larger rural relationship loans. However, this must be weighed against decreasing confidence levels in some sections of the market." While Heartland had released its Covid-19 overlay it had adopted an economic overlay of $8m to cover for a potential downside scenario. "Alongside this, the portfolio mix has shifted towards higher quality loans, with a strong increase in particular of reverse mortgages, which are expected to continue to perform very well." It would also be an important year for its Australian business with the first year of StockCo Australia as part of the group and progress towards Heartland becoming a bank in Australia. Heartland forecast net profit for FY2023 to be in the range of $109m to $114m. - Tamsyn Parker, NZ HeraldSee omnystudio.com/listener for privacy information.
Heartland Group Holdings plans to raise $200 million in new capital off the back of a record financial result. The listed financial firm which owns Heartland Bank and a reverse mortgage business spanning both New Zealand and Australia posted a net profit of $95.1m for the year to June 30, 2021. That was up $8.1m on the prior financial year. On an underlying basis its net profit was $96.1m - up $8.2m on the prior year. Heartland also revealed an equity raise made up of a $130m underwritten placement and a $70m non-underwritten share purchase plan to shareholders in New Zealand and Australia. The company said it would use the new capital to repay an A$158m acquisition finance facility it took out to fund its recent purchase of StockCo Holdings 2 Pty and StockCo Australia Management Pty and to provide additional growth capital for its existing businesses. Its gross financial receivables rose 15.3 per cent over the year to $765.9m, pushing its return on equity up 21 basis points to 12.1 per cent. But its net interest margin was squeezed down 19 basis points to 4.16 per cent. Heartland's cost to income ratio fell 3.2 percentage points to 43.6 per cent while its impairment expenses also fell from 0.31 per cent of average receivables to 0.25 per cent. The company will pay a final dividend of 5.5 cents per share - taking its final dividend to 11cps - on par with its prior financial year. Acquisitions Heartland chief executive Jeff Greenslade said it was looking for further opportunities for growth in Australia and had entered into a non-binding memorandum of understanding with Avenue Hold to buy it and its subsidiary Avenue Bank. Avenue Bank is a restricted authorised deposit-taking institution (ADI) which means it may conduct banking in Australia for a limited time subject to certain conditions but it was seeking to become a full ADI. Any acquisition would be subject to regulatory approvals. Heartland had made an initial subscription of A$5m of capital in Avenue Hold but its due diligence review was continuing. "Completion of any transaction is expected to be conditional upon a number of matters (which may include Heartland securing acquisition funding, Heartland being satisfied as to the likelihood of Avenue Bank progressing to being a full ADI, Avenue Hold shareholder support of the transaction, receipt of all necessary regulatory approvals (including from APRA and the Reserve Bank of New Zealand (RBNZ)), and the absence of any material adverse change)." If it goes ahead the earliest the transaction would be completed would be the last quarter of FY2023 and may not be until the first half of FY2024. Year ahead Greenslade said the current economic environment presented challenges around rising inflation and interest rates tempered by low unemployment flowing through to business and consumer confidence. "To a meaningful extent, Heartland is insulated against these challenges due to expected levels of growth in reverse mortgages (driven by demographics) and livestock (driven by global demand for protein)." He said the large number of residential mortgages in New Zealand coming off fixed rates should support ongoing growth in its home loan business. "There is optimism that market share gains in motor and asset finance are available to underpin growth in markets that have seen some supply disruptions and a decline in confidence. "Similarly, Heartland's focus on parts of the rural market that are under serviced by larger banks, has the potential to offset the ongoing exit of larger rural relationship loans. However, this must be weighed against decreasing confidence levels in some sections of the market." While Heartland had released its Covid-19 overlay it had adopted an economic overlay of $8m to cover for a potential downside scenario. "Alongside this, the portfolio mix has shifted towards higher quality loans, with a strong increase in particular of reverse mortgages, which are expected to continue to perform very well." It would also be an important year for its Australian business with the first year of StockCo Australia as part of the group and progress towards Heartland becoming a bank in Australia. Heartland forecast net profit for FY2023 to be in the range of $109m to $114m. - Tamsyn Parker, NZ HeraldSee omnystudio.com/listener for privacy information.
In this week's episode of the Property Magicians Podcast, we talk to Palesa Lengolo, a finance professional with over ten years of experience in investments, banking and accounting. She's also an author of a book called ‘Stokvels - How they can make your money work for you' and told us that the stokvel industry is a R50 billion (US$3 billion) in South Africa. She grew up seeing her mom being part of stokvels. She became interested in stokvels when she started working for a pension fund company and learned about investing; she realized that the way the pension funds were working was very similar to stokvels. The first stokvel she was part of was non-monetary - for funerals, where the members would provide food for funerals, eventually the stokvel evolved and members started sending money. Her mom then joined a stokvel that evolved into a lending stokvel, where they loaned money to teachers and postman for 30%. Her work with pension funds led her to connecting with other stokvels at the Stokvel Academy and she asked them if they were interested in investing. She then volunteered to work with the Stokvel Academy and to teach them about investing and creating financial freedom. She then started doing research on stokvels and property stokvels instantly popped up. She shares that there are 4 ways of making money in property stokvels: Trust - setting up a trust and investing in assets Fund property deals or be an equity partner in property deals Form a Pty and buy properties under a Pty and the members are shareholders under a Pty Bond - where the stokvel members are paying each other's bonds In this podcast Palesa also talks to us about the importance of trusts and structuring within stokvels and explains that as a group you need to have a clear goal for your stokvel.
Samantha founded Dare Enterprises in 2002 and has over twenty years of experience as a TV & Corporate Presenter and Public Speaking Coach. She is also a senior workshop facilitator and Trainer at Maura Fay Learning, a leading global learning and development company. 3 REASONS TO LISTEN: ONLINE PRESENTATIONS CAN BE A BIT SCARY FOR SOME, SAMANTHA SHARED HER TECHNIQUE ON HOW TO MITIGATE JUST THAT. MASTER THE ART OF PAUSING WHEN PRESENTING, DISCOVER THE 'WHY' AND 'HOW' TO APPLY PROPER PAUSING ON YOUR PRESENTATIONS. TONS OF TIPS ON HOW TO DELIVER A KILLER PRESENTATION BOTH ONLINE AND ON STAGE. -------------------------
Ep_274_Zeng Bihu _Paree kakoti and Pty.
Ep_270_Bihugeet _Khagen phukan & Pty.
Bienvenidos a mi mente!En este episodio #96 les hablo de la competencia que participamos en Penonome, del punto de vista del atleta, que esperar, como lidiar con la presión, los ejercicios, la disciplina es lo mas importante para no quedar tirados y el punto de vista del coach, cuales son las funciones dentro y fuera de una competencia. Lo mas importante es la comunidad.Para mas info sobre el gym por favor enviar sus preguntas a info@paolashotgun.comRecuerden siempre enviarme sus comentarios, sugerencias, y preguntas a mi red social en instagram @paolashotgun y por favor no olviden suscribirse a mi cuenta en iTunes, Youtube y Spotify totalmente gratis.#paolashotgun#focusmodafocker#cardiodedoña#comunidadbulletproofCanción gracias a:Neck Deep - Gold Stepshttps://www.youtube.com/watch?v=tlO-KOvpPOwHotel Milan Panamahttps://www.hotelmilan.com.pa/es/LLAMAR AL (+507) 263-6130
La Fórmula 1 festejó su 70 Aniversario a lo grande y te contamos todo. La gran victoria de Verstappen, quien no dejo nada librado al azar. La pole de Bottas. La P3 de Hulk el sábado. Los problemas de... Motorlat es un medio digital de noticias fundado en 2013. En Motorlat podes informarte acerca de distintas categorías internacionales del Mundo Motor como Formula 1, Indycar, Moto GP, FIA WEC, Formula E, TCR South America y demás categorías a nivel Mundial
El destete es un momento de la lactancia que requiere casi tanta preparación como el comienzo, sin embargo muchas veces llegamos a este punto con sentimientos encontrados y mucho desconocimiento. En este episodio Fernanda Betti, puericultora y consultora de lactancia, y asesoria del método BLW, nos cuenta qué es un destete natural, cómo identificar cuando ya realmente estás lista y cuáles son los pasos que ella recomienda para lograrlo de la mejor forma para mamá y su bebé. Desde hace más de 11 años acompaña lactancias en sus diferentes etapas, desde el embarazo hasta el destete. Desde hace 7 años, comenzó a ofrecer mis servicios de manera on-line junto con sus asesorías presenciales, las cuales ha realizado en distintos países (Arg, Pty, Méx, actualmente USA). Le apasiona todo lo que hace, estudiar y actualizarce todo el tiempo. Convencida de que "todos somos libres para elegir, pero es necesario informarnos para decidir". Por eso, desde su emprendimiento busca transmitir y socializar la información sobre lactancia materna, con el objetivo de que más mujeres accedan a ella. Puedes saber más sobre Fer en su cuenta de Instagram @eligeamamantarasesorias o su sitio web www.eligeamamantar.com 0:32 - Introducción. 1:55 - Bienvenida a Fernanda. 3:44 - ¿Cómo empezó Fer, como puericultora, a interesarse por la lactancia? 8:13 - ¿Qué ha descubierto Fernanda a través de su propia maternidad? 9:40 - El destete: proceso con matices. 14:00 - Mi experiencia con Nico: un cierre con amor. 20:30 - La importancia de escucharnos a nosotras mismas. 24:16 - Rompiendo los mitos del biberón: no es tan necesario como crees. 29:20 - El destete no es un proceso en línea recta. 39:15 - Las implicaciones del destete: un cambio de hábitos para toda la familia. 45:06 - El destete es un cierre: no lo hagamos traumático, sino positivo. 51:32 - El duelo de la madre. 53:43 - La maternidad trasciende lo que es la nutrición. 56:46 - Hay que permitirnos disfrutar a nuestros hijos: el amor no malcría. 58:25 - Crear recuerdos. 1:01:07 - Despedida. Si te gustó este episodio, ayúdanos a que más mujeres lo puedan encontrar dejando un review en Apple Podcasts. Y si nos mandas un screenshot de este review a cursos@paolaelizaga.com tendrás 1 mes gratis de La Comunidad de Negocios Entre Pañales www.paolaelizaga.com/LaComunidadNEP Si quieres escuchar más, puedes hacerlo haciendo click aquí
How to Restructure Your Business With Tim Wilshire Josh: G’day everyone out there in podcast land. We've got an awesome guest for you, we've got Tim Wilshire here, who is a networking number cruncher who podcasts people's perspectives. We've got him on to talk about how to restructure your business and when the right time is to do that. So Tim, first question, how do you know when to do that? I know you've come across businesses that are started as sole traders and other businesses are looking for asset separation and all sorts of stuff. How do you know when the right time is? Tim: Okay. Thanks very much, Joshua and hello listeners. But as far as restructuring is concerned, obviously, one thing that I've done plenty of over the last 20 years at my business is restructuring our clients from one structure to another. I guess, like a lot of the answers to questions these days, the answer is, it depends. Okay? You're probably hearing that quite a lot, this is the new 2020 thing, it depends. So it depends on what the different situation is. So if they're in the wrong structure to begin with, and it's not expensive to change them into the correct structure, that's usually a good time to restructure. So let's say they're a sole trader, let's say they've been going in business for a very short space of time and income is starting to come in the door, something that may potentially sell one day, then you can no longer be a sole trader anymore. It doesn't make sense to stay being a sole trader because number one, you're not protecting your assets. If you've got assets in your own personal name, all of a sudden those assets are at risk and the more at risk, the more risky behaviour that you're doing, the more at risk those assets are when you're a sole trader, so that's definitely a time to look at structures. If you're not out of the sole trader structure, get out of that particular structure. And there are two alternatives that we sort of look at, whatever the structuring is, do you want to try it as a company or do you want to trade as a trading trust? Or a combination of both types of structure as well. So that's one, I guess, time where it's quite common when it comes to restructuring. Another time might be, okay, I'm in the trading trust at the moment, but I'm basically making too much money and it's no longer viable, unless I've got a company structure. A company structure meaning, I can type my money and I can grow the business. So, a trading trust structure may no longer be applicable to those circumstances because, selling the business because you have less options. If you're in a company structure, you've got more options, easier ways to add and subtract business partners, shareholders, et cetera. If it's a trading trust, usually good for a smaller operation, up to a couple hundred thousand dollars of profit. Once you get beyond that, a company is certainly worth considering. So that's another time to consider, okay, what's it going to cost to restructure from that structure to that? What are all the processes that I need to do? It doesn't make sense to do that. So that's probably the two main ones you're sort of looking at changing structure because of the circumstances, the current structure don't fit what you're currently doing, and your medium to long term objective. Josh: And when you say trading trust, a discretionary trust and trading trust are the same thing? Tim: Yep, yes, exactly. Josh: Cool. So, you then have cascading setups where you have trusts that own companies, which I think you touched on a little bit there. And then you have companies that are sitting by themself and then you have some people that have multiple companies and asset companies, asset protection. Why would you have that? Tim: The larger you get us as an operation, the more it makes sense to. I'm not saying complicate things, but the more it makes sense to just do things that are going to protect yourself in the best way, shape or form. What you do see from time to time, not for every client, obviously, but once the clients get big enough, they might have one entity that's the training entity and then they might have another entity that basically looks after all the assets. Those items also, you might be paying staff. How do you pay staff in the most tax effective manner? And why would you do it, not in the trading company? Separation, if you're big enough, certainly justifiable. You just got everything in one trading company basket and you're growing and growing and growing, to me, you need to review that structure and you need to say, okay, well, what can we do to better utilise what's going on there? So certainly if you've got clients that are big enough that are turning over more than a couple of million dollars a year, really need to review their structures and say, okay, well, are we in the right sort of structure? Is there something going on that we can do a bit more separation? Can we protect our assets better than what they are? The moment it's all in one basket, and that company goes down, then what? What's the plan of attack if that were to happen? If you've got another company over here doing something, important stuff, whatever, you might be able to drop one or the other. So it just gives you a few more options. Yes, it's more of a cost. Yes, it's more of an administration to be able to manage more than one, but at least you're doing things. Separating and separating the risks. Josh: Okay. And you've talked about going forward, bigger, better, or potentially more complication and more administrative overhead. Is there any times that you would be pulling that back in? Going from a company structure and then going back to a sole trader or something like that. Tim: You never go back to a sole trader, unless you're not really running a business anymore. But you may sort of downsize your operations in it, if you've got too many different structures. And I'm thinking of a client right now who had way too many different things going on, different trusts. Once you stop using that particular trust, you can close it down, sort of get rid of it. So obviously if it's not getting used, get rid of it. You should be able to probably get rid of the different things that aren't getting used properly. Obviously if your sales are coming down, you're sort of downsizing the business, getting rid of staff for whatever reason, because you're downsizing the business. And then do you need that if there's no staff? I mean, all of a sudden you don't necessarily need that. Josh: Who opens the conversation to the structure? Is this something that people should be already aware of themself, where they're talking to their accountant about it, or does the accountant say, "Hey, look, you've turned over a million dollars as a sole trader, something's not adding up here. Let's look to restructure this." Or is this something that they sort of need to jump on their own steam? Or maybe they're listening to the podcast to work out the answer. But who should be opening up that conversation? Tim: I think us, as accountants and advisors, should be opening up that conversation with our clients. We've got to be proactive, we've got to see where the opportunities exist for those clients to get things right. And we've got to take advantage of those opportunities. So get the clients to think that they need to take advantage to get those opportunities. Josh: For us, I started off as the transitioning periods, as you've said, is pretty much what we did. So when everyone was 14 and nine months old and they were off getting their McDonald's job, I was getting my tax file number and registering my first ABN number. So as a sole trader, I started off just on 15 and continued through as a sole trader for a few years until I had the trust and then the company trusts and then the company trusts and then another company, to have asset protection. And then another company again, which was around some of the different grants and advantages that you can have that are pushed out to companies that are not trading as a trust. You can optimise your tax with multiple businesses and structures, but what would be the reason you'd want to have more than one company? If not for asset protection or a government grant or something like that. Tim: Why would you have more than one? Obviously, if you've got more than one business operation actually going, you want to separate them in different trading locations. There might be one location here, there might be one location there, it doesn't always make sense to put them in the same envy. That way, if things can be sold separately, you want to be able to treat them separately. Every different division of the business, you probably should have it in its own entity. And you should try to steer away from grouping them together as well. The reason you don't want to group them together is, it's definitely more messy when it comes to returning your tax. Also, if you've tried to group GST, that's messy. And also if you're grouping them, then you're losing out on some benefits sometimes as well. A good example is the government's recent cash flow boost. If you've got just one company, then you're only going to get one lot of cashflow boosts. Whereas if you've got two companies, you're going to get more benefits rather than just one. Josh: Fair enough. And you did touch on something there about if it's being sold. So when it comes down to exit strategies, if people are looking to sell their business, when's the right time to restructure. When is the right time? You don't want it to look like you've cooked the books or changed the books around or done something funky. You want to make sure there's some historical evidence there that the business is profitable, that everything is going as you would expect it to be. When is the right time to restructure if you are looking towards an exit? Tim: You don't necessarily want to restructure until it's no longer useful. So it doesn't make sense to restructure too soon. So make sure you get to what you're trying to do before you make that choice cutting these off. Josh: So, the main reasons you'd restructure is risk mitigation, tax optimization, and to allow for things to be sold off more easily or divided out. Is that right? Tim: Yeah, I guess all the reasons that I've sort of gone through. Growing, make sure you're structuring correctly, protecting your assets. You need to minimise tax, exactly what you said. And when it comes to the next step, you get to another step, keep reviewing. What's the benefit of bringing in another entity? And everything else that we've sort of discussed there as well. Are we running more than one business operation and can we separate them out? I see clients that shove three different car washes into one entity. They're all at different locations, it doesn't make sense. Josh: I'm going to say something that I think a lot of people, maybe even yourself, are going to disagree with. Companies are generally pretty straightforward to set it up. There's not too many things you can stuff up. If there's one company and then there's another company, the company as the Pty LTD, decides the division of shares and the amount of directors, et cetera, et cetera. The actual company itself, is a reasonably straightforward container. Tim: Well, I guess it's very easy to set companies up, yes. Making sure that it's set up right still requires a bit of skill. Who are the shareholders? The shareholders are a very important part of the company and how those shares are owned are very, very important. Putting mum and dad as a shareholder is not always the best way to do it. So is setting up a trust to own the shares, a better option? That's usually what we'd recommend. We'd say, look, you should want more flexibility. It's not owned by you as an individual, it's in the trust. Then we're talking asset protection 101, as far as making sure that things are done right. Josh: When it comes down to a trust though, it seems like there's a bit more of a grey area than a company. It seems that whenever I've gone to a bank or any lending Institute, they hear that you're running under a trust, they seem to think there's more complication. How come trusts inherently appear to be more complicated than a company? Tim: I mean, with trusts, once you sort of whirl into it, it's probably not as common. To some, it may not be as complicated as what you may think. So obviously it's a great structure. We're talking about protecting assets, we're talking about planning the long term beneficiaries, kids, children, that all make sense to find out about what all the particular roles are. You just need to know what those roles actually are in a trust, and a lot of people don't know about that unless they read it. So once there's a bit of understanding, then you say, well, this is not as bad as what we thought. But again, it's complicated because it's obviously different to that of an individual sole trader, different to a partnership, different to a company. So I guess that's the stigma behind it, that it is more complicated. Just requires a bit of understanding in order to make it not feel as complicated as what its outward appearances would suggest. Josh: Were they more open to abuse in the past? Or has that been sort of tightened down a bit? Tim: Self-assessment is obviously huge. So, there's a lot of trust given to people to do the right thing. And when it comes to trust, there's no exception. So just because you set up a trust, doesn't mean you're going to get an audit or anything like that. Obviously, the audits flags are going to arise if things just don't match up or add up when the ATO are looking at the back system. The government from time to time, have said they don't want trusts, but they've never done anything about that. The labour government, before the last election, tried to make some fairly drastic changes. I guess that's where we are with that at the moment. It's not like it hasn't flown under the radar, but they haven't done anything about it. Josh: What would be the advantages to not having the structure, where you have a company and then a trust and instead, you're just running solely as a company? Tim: You're talking about the shareholder situation and also the difference between having a trust as a shareholder and having an individual as a shareholder. So, the biggest issue with having an individual as a shareholder is, company makes money, makes a lot of money, it pays all its tax, there's only one person that can actually end up with that dividend. If they want to declare a dividend or get forced to declare a dividend in some cases, then that goes to one person's particular taxable income. And that could really jump their income quite high, depending on when and how they have to deal with that situation and the profit and all that sort of stuff. Whereas a trust, at least you got more flexibility. You've got the flexibility to look at the rest of the family group. Can we allocate that dividend to somebody who's on a lower tax income? It makes sense. Three or $400 you spend extra to set up a trust. It's worth it because, yes, you might have to do some dividends and you might have to split that and do another tax return but at the end of the day, it will more than pay for itself. Josh: So if I was to be a single bachelor or bachelorette and have no one that I can distribute anything to, have no business partners, I own 100% of the shares, still having it through a discretionary trust, would still put an extra level of protection there. Tim: It does protect the amount of assets that are attributed to yourself because it's a trust that owns the company. That means that, that's not a personal asset that belongs to you. Whereas if you were the only shareholder, whatever the equity in that company, is effectively your asset. If the trust has that there, then if it's not your personal asset, so it usually can be helpful in things like bankruptcy. Josh: Okay, cool. Well, I think anyone out there that's still scratching their head and has a bit of confusion, definitely make sure to contact Tim Wilshire. He'll be able to bring some clarity and hopefully leave you with the aha moments on how things should be set up. If you want more information or want to hear more about what Tim's doing there, jump onto his podcast from the Valley. We're going to chuck some links in there so that you can check out the website, check out his podcasts and find out what you're doing wrong and how to restructure your business. Tim: Appreciate you doing this, Josh. There's something I just wanted to finish off with. In 2020, and as it was in 2014 or 2015, if you're going into business with somebody else, set it up as a company. Yes, the shares held 50/50 by different trusts or what have you, but if you go into business with somebody else, make sure it's a company. It just allows a lot more flexibility, allows a lot more growth. It sort of ticks off all the common goals that two partners going into business should be looking at when they go into business together. Josh: If you were having a Pty or LTD and you had a couple of business owners, is there a restriction or any complication if you had one of those business owners that were not from Australia? Tim: We have clients where company's are wholly owned by overseas companies, it's always possible. What's required is, the operation to be here at the central management. So the central management being in Australia, one of the directors must be an Australian resident. That's the requirement. The shares can be owned 100% by overseas entities, or 50/50 here. Josh: That's good to know. Hopefully anyone out there that is thinking about their structure, has had that aha moment and is thinking a little bit more about it, how to set it up properly and yeah, jump down to you guys to get it all sorted. Tim: Thank you very much. Josh: Cool. Well, anyone out there in podcast land, if you've enjoyed this, make sure to jump across to iTunes, leave us a review, give us some love and stay healthy. Stay good in this COVID climate.
Streaming de DJ's, el show de Soda que no pudo ser, tributo a una de las mejores voces del soul, está Ozzy cuarenteneando en PTY? y tigresa del zoo del Bronx tiene covid.
How to Prepare for Your First Three Years in Business The first three years in business. You've got all these things to do and I've got some great news for you. It's the most stressful time that you've had up until now, but it doesn't disappear. It continues, you just get used to the stress. All jokes aside, it is the most rewarding thing you can ever do, starting a business, but making sure you set the ground correctly, making sure the footings of your business are set up adequately will mean that your business will last well into the future. Read more about Business Preparation: https://dorksdelivered.com.au/blog/461-how-to-prepare-for-your-first-three-years-in-business My Story So, I've been in business now for 19 years. The first business was just myself as a sole trader. Then I went from that to get a sole trader ABN that was registered with GST and trading under a business name instead of my own name. From that I got all sorts of good stuff such as Pty, Ltds, trusts, distribution trusts and all that fun jazz. What Do You Need? What you need to think about when you are looking to get into business is what sort of model is going to be best for your business. Now I'm in no way, shape, or form an accountant. All I know is what I've done, what's worked for me, and what hasn't. You definitely want to make sure that you are talking to someone about your company structure, make sure they're giving you a review. You need to know what you want to do in the future. because the difference can be as simple as you have kids or you don't. If they're coming up to adolescents and there's some tax offsets to be made with trust distributions rather than with Pty Ltds. The most important thing is have that discussion before you go forward and start working it out. There's lots of different ways that you can set up your business to protect yourself with asset companies, as well as with different structures that allow for you to have a little bit of a firewall between you, and if something was to go wrong, heaven forbid, shit hits the fan. So a company structure review is really, really important. Review Client Vertices You want to make sure also that you're reviewing the client verticals that you want to be advertising into and that you want to be pushing into. It doesn't matter what you're doing now, what you want to be working with is not everyone. There's a famous person, I'm not going to mention the name, but they decided they were a PT and they decided they did not want to deal with everyone and anyone. They wanted to deal with just the top 5%, and they wanted to deal with the 5% that were in the movie and TV industries, so they wanted to make sure they were in front of those people. So all their marketing and everything is around that exact vertical. Now, they didn't want to be overly known them self, but obviously through virtue they became. Now, you might want to deal with only accountants because of some reason for whatever the product is. Maybe it's zero accounting and you want to deal with just accountants, or maybe it's something else and there's a certain vertical. You're selling paint and you want to deal with artists or whoever, but you don't want to deal with people in the automotive industry. Maybe you want to deal with one or not the other. But advertising and working out what your ideal avatar is for your company is one of the most valuable things that you can do to make sure that you can target your audience. Technology, IT and Infrastructure Review You also want to look at where you think your time's going to be spent with technology. Make sure you give yourself a technology, IT, and infrastructure overview. Create a topology of how you think your business should be working, and then have that reviewed by a couple of independent companies so they can give you some hints and tips of different software that's out there to be able to make the process even better than what it is. Check Your Finances You want to make sure you're financially set up. Now I can say I was able to start the first business that I did 19 years ago on a shoestring budget. I was living at home with mum and dad and so I had that huge advantage as a teenager starting a business. I had a little bit of support behind me in that regard. You may or may not have that, but when I decided to start the company Dorks Delivered, I needed to have some financial backing behind me. And I wasn't going to have anyone do that. I needed to do that on my own steam. So I was working two jobs to make sure that I was able to get enough money in my pocket for that rainy day. Look at what industry you're in, maybe your in here in makeup and you know that there's certain times that the industry is flooded with people that want to get this done around Christmas time and for formals and wedding seasons and stuff like that. Or maybe you're in the IT space or a business-to-business space and you know that around mid-December up until mid-January to the end of January, businesses pretty much just turned off. No one cares to spend anything and you may not get invoices paid or there may not even be any work happening. In those cases, you want to make sure you're preparing for that rainy day. Now what you feel comfortable and where you want to prepare, it may be different to me. I am very cautious with how much I have in savings to make sure that I can do what I need to do long into the future, and that's how I've been able to be around so long. If I had less than six months of money saved readily for every single expense, without any income whatsoever, I would start feeling a little bit nervous. So making sure you've got the ability to have a safety net behind you is a very, very invaluable tip that I would give anyone looking to go out in business, so make sure you've got that. The first three years in business for myself, as I said, I was working a couple of jobs and that allowed for me to save up enough to be able to jump out and have enough of an income coming in from the business that I was confident that it was going to work. The last thing you want to do is start biting off little bits of the business and seeing how much you've got to go, realising that this thing is an elephant and it's going to take you a while to set up and get through it. If you're doing that and it's an elephant and you've quit your day job, you may very well be finding another day job and you've just burned through all your savings and a bunch of time. Work longer hours at the start to be able to get the flexibility to know that what you're going to do is going to work and it's not going to be a waste of your time. Buy In One of the other big ones is thinking about if you are buying into a business or if you're buying into a job. If you've been in and out of work all the time, maybe have a think about why that is. It's easy to point fingers at someone else. It's easy to say, "Oh, I hated that boss. Oh, those dickheads. They're all dickheads that work there." Or whatever the case is. Try not to do that. There is a chance that you are the consistent thing in all your unsuccessful relationships when it comes to work. There is a chance. And if that is, you've got to just check in with yourself. Just make sure that you know the reason that you're getting into business, because if you're looking to get away from the hostility of a work environment and having a boss, you will find you're going to have multiple bosses and everyone there is peer-reviewing you. You're going to have customers, whether it be other businesses or people walking in off the street, you're going to have people that are continuously reviewing you. Now, of course they're not going to give you all of your income, but they are all going to be adding up to that and it only takes a few pissed-off ones to leave some nasty Google reviews and it can topple down from there. So you want to make sure that you are aware of why you're getting into business and if you're buying yourself a job or if you're buying yourself the freedom, the career, and the lifestyle. Make sure when you've done that you look at where you want that to go in the future. What Happened With Me I'll comfortably say that when I started out in business, I wasn't buying myself a job, so to speak, or I didn't think that I was. Given that I had no interest or intention at that stage when I was starting it up, and that could be through to my naivety or that could be a number of reasons, but when I started it up, I had no intention of really growing it to have as many people working with us as we do now. I had the intention of doing a great job and really pushing through earning lots of money, doing what I love doing. I soon realised that that is not possible if I want to go on holidays and all sorts of other things. So I then started to change around the way the business worked so that I wasn't the head cog and the bit that was needed in the business for it to run. It would've been much easier to start off with that same attitude. That would've saved me years, and I would stress strongly, think about why you're doing what you're doing and how you're doing it. A business owner, if they're running a pie shop or an accounting firm or anything else, is the same person. They've gone into the role of being a business owner. Somebody who owns a McDonald's franchise is a business owner. They're not flipping hamburgers. They didn't start off flipping hamburgers and then start one day, "Oh yeah, I'm now the business owner of McDonald's." Some people probably have, but as a majority rule, it would not be likely. So you don't work your way up. You want to work out what the structure is to start off with and why you got in there. How Will You Measure Success? Once you've worked that out, you then need to look at how you're going to measure your own success and the success of your peers and contractors. Putting in key performance indicators where you're able to see what they are doing, how they are doing it, how we can improve on it is absolutely imperative. And those different key KPIs that you put in place can only come about when you have measurable data, so make sure the systems that you're putting in place allow for you to measure things. If you're a plumber and you're running a mobile plumbing service and you're looking to be bringing someone on with their own van, you know how long jobs take. Use that data to measure how long their jobs are taking. Even if it means for you to go along with a few jobs and just see how they're doing it. There might be a few tricks of the trade that you've got over your experienced years that you can teach them that's going to improve their processes. Documenting that down and making sure that you've got the time to do that and create this means that when you bring the next van on with the next plumber, it's going to be so much quicker. The onboarding process is going to be fast as, and that's going to save you countless dollars because you've then got it there and it's repeatable. The other cool thing is, if you do decide to change the process and the way that you're doing it, you can just send that out to all of the trucks, all of the plumbers that you've got working for you, and then that'll just flow down from there. And this can be applied to any and all industries. Make sure that you've got the ability to see how your data's working and put up key performance indicators that allow for you to make those goals. Sales Objective Training The next one we're going to talk about is sales objection training. Now, you really need to make sure that you've got sales objection training because you know your product better than anyone else. When you start selling the product or the service that you're doing, you want to make sure that you can think of any single reason someone wouldn't want it. This could be price, quality, time, guarantees, or anything else. If there's something that you can think about that they may ask and say, "No, I don't want that. It's too expensive." You have to know and have an answer to why it is the price that it is and what they can do about the cost or the problem that they've got on their mind. You need to make sure that you know your product better than anyone else. And more importantly, when you've got that all documented down, make sure that when you find a new objection that you didn't think about, and that could be a time dependent something. Maybe for us in our industry, an objection might be, we don't want to upgrade because the hardware's fine, but Windows 10 has come out and we have to upgrade. You might need to then tweak and refine that over time to make sure that you're able to overcome those objections and explain why they're important to be done. So this is a live document and you want to make sure that anyone that is customer-facing has had the sales objection training. It's super important because it will really increase the professionalism of your business. Hiring and Firing When it comes to the hiring and firing, you're going to need to know how to hire someone and how to sit down with someone. If this isn't something you're comfortable being in, if you've never been on the other side of the desk, you want to get someone in there. Talk to your local business coach, join a networking group, sit there with a professional friend and talk to them and play it out. Sit there with your partner and work out how you see it happening. We have staff that can sit with you and listen to what the person that you're interviewing is doing, and we can hear and look at different traits that they've got there and look at the psychology of how they're moving their hands, how they're moving their eyes, why are they looking away, why do they wear this colour, ask them the same question in three different ways and see if they answer the same answer all three times, see if they're lying and pick up on any of those minor details before you get them on board. So HR training is very important. And that's something that can come with time and experience, and it's very industry specific, so we can't really get into too much details around that. Have a Knowledge Database One of the other things that you should really be doing, obviously you've now got all these awesome procedures, is you need to have a knowledge base section or location with a database with all of this stuff in it. There's a few different tools that are out there and you need to have a place that everyone can reference that has all this cool, awesome information inside it. So you want to make sure you have a knowledge base portal that has all the runnings of your business, any standard operating procedures, KPIs, and the how-tos for your business. The Final Word I hope this has been useful, we've come to the end of this here and hopefully you've enjoyed it. If you want us to have a look at your business, shoot us through an email. I would love to talk to you and see how we can collaborate. Stay good.
Cathryn Milne: Student and environmentalist: Mildura: " We need a royal commission NOW and a grass roots human movement." There is desperation and calls for strong action as the Darling River dries up. This is part three of a series of interviews with people who are living along the dying Darling River: witnessing, grieving and crying out for action to bring the water back.Sarah Moles, Author from Warwick, Qld; Speaking at the Australian Earth Laws Alliance Symposium in October 2018:"I'm watching this space with bated breath, because I know there is more to come, and I can't wait, for a very bright light, and a very, very forensic examination to be made of what exactly has gone on." Song: The Dying Darling by Tony Smith: darlingriverman@gmail.com Earthling Studios is an independent production Pty./Limited Company based in Grassy Head NSW, Australia. Production staff include - Cath Eaglesham, Sally Hook, Susie Peake and Mark Merritt. Earthling Studios Website - www.thevanishingriver.com.au This week's show is #1204, and was produced by Bec Horridge. with heartythanks to Earthling Studios : Website : https://www.thevanishingriver.com.au/
Barry Stone: Employment Agent, lives on Lake Menindee in NSW. Behind him is 15 kilometres of dry lake-bed to the other side. As this water system dries he knows the actual damage that is happening to people, communities and ecosystems. "We out here are looking at total destruction of the outback of New South Wales, total destruction. And, I'd like to say to the city fellas, we are not bullshitting you here. We are living it !"An ever increasing and multiplying crime has been occurring against our people and our habitat right under our noses for decades " [The Vanishing River website]Hear the voices of people who actually live along the Darling River and Menindee Lakes in in Western NSW: the now dry and dusty strip that was a flowing waterway rich with culture. This is part two of a series.Song the Dying Darling by Tony Smith: darlingriverman@gmail.com Earthling Studios production staff include - Cath Eaglesham, Sally Hook, Susie Peake and Mark Merritt. It is an independent production Pty./Limited Company based in Grassy Head NSW, Australia. Website - www.thevanishingriver.com.au Earth Matters #1100 was produced by Bec Horridge
With a passion for digital and a mind for innovation, Kath Blackham has been at the forefront of tech solutions for over 18 years. Her experience spans market research at TNS and RedSheriff, Product Management at SEEKand REA before starting her own full service digital agency in 2010 called DeependMelbourne Pty Ltd, which grew to be one of Australia’s largest independent digital experience and design agencies. Kath has championed local initiatives (Code Like a Girl),andhas been an Australian voice for digital around the globe (SoDA). In 2017, Kath helped spearhead the creation of Australia’s first enterprise-level voice experience (VX) agency VERSA. Most recently, Kath led the merging of Deepend Melbourne and VERSA to create a VX and Digital Design powerhouse.With a growing client portfolio, including Village Cinemas, beyondblue, Dairy Australia, Nova, Domino’s,Red Cross and Scenic; VERSA is poised to set the pace for VX innovation and large-scale digital designin Australia and internationally. Kath is exceptionallycommitted to gender equality, flexibility and the future of work, and is a pioneer in the spacewith VERSA being the first Australian agency to operate a four-day working week model, to great success. She is dedicated to VERSA’sculture, which is unrivalled -it’s about passion, independence and expertise.VERSA works with its exceptional client partners to deliver connected experiences spanning multiple technologies, platforms, and media -creating positive business impact -a true driving force in the market.VERSA is committed to helping people experience a better life.VERSA /http://www.versa.agency
Produced in the Barkindji nation by Earthling Studios, Executive Producer Mark Merrit "This is serious, very seriousAn ever increasing and multiplying crime has been occurring against our people and our habitat right under our noses for decades " [The Vanishing River website]Hear the voices of people who actually live along the Darling River and Menindee Lakes in in Western NSW: the now dry and dusty strip that was a flowing waterway rich with culture. This is part one of a series.Song the Dying Darling by Tony Smith: darlingriverman@gmail.com Earthling Studios production staff include - Cath Eaglesham, Sally Hook, Susie Peake and myself Mark Merritt. An independent production Pty./Limited Company based in Grassy Head NSW, Australia. Email - earthlingstudioproductions@gmail.com Website - www.thevanishingriver.com.au Earth Matters #1196 was produced by Bec Horridge
Creadora de Hábitos PTY, health and wellness coach, licenciada en audio y video, abogada y ciudadana del mundo. Aventurera y con grandes planes de vida, gaby nos comparte un poco de su vida y experiencias durante sus viajes. Abre tu conciencia y aprende con nosotros de todo y de nada!
Quieres saber por qué te da tanto trabajo levantarte en la mañana?No sabes por qué te distraes en algunas reuniones y otras no?Eres de los que se despierta a media noche y no puedes parar de pensar?Este podcast es para ti, hablamos a fondo cuál es la mejor hora para dormirte, para comer, para ser creativo, para ser productivo y hasta para salir de fiesta.Si quieres tips personalizados, nos puedes escribir a nuestro Instagram.com/Soulfull.PTY para agendar una consulta ayurvédica.Namaste!Support the show (https://www.patreon.com/soulfullvibes)
Combining Horses With Helping People to Teach Equine Facilitated Learning Time Stamps and Contact Details for this Episode are available on www.HorseChats.com/ElaineRussell Music - BenSound.com Interviewed by Glenys Cox
Hablamos y explicamos con lujo de detalles sobre cada uno de los doshas, sus interacciones con las emociones, alimentos y cómo identificarlos físicamente.Si quieres hacernos alguna pregunta o comentario puedes entrar a nuestra página en Instagram.com/Soulfull.Pty.Si te interesa hacer una consulta ayurvédica, nos puedes escribir a soulfullifeandwellness.comSupport the show (https://www.patreon.com/soulfullvibes)
Bogna i Mando powracają z omówieniem kolejnego komiksu! Tym razem ten znany i lubiany duet omawia nowość od wydawnictwa Egmont, czyli album "Ptyś i Bill: Do ataku!". Z odcinka dowiecie się między innymi, w jakiej linii komiksów ukazał się ten tytuł oraz z ilu opowieści się składa. Czy długość historii wpływa na sposób ich czytania? Jak prezentują się oprawa graficzna i humor? Czy Bogna planuje zakupić w przyszłości kolejne odsłony tej serii? Posłuchajcie! "Ptyś i Bill: Do ataku!" kupicie oczywiście w sklepie Egmontu.
Tonight’s segments – The polarizing (nope, let’s call it awesome, screw you Brady) TVR Sagaris, the new 4x4 Fiat Panda racing a marathoner through London, celebrating 40 years of Ford Transits with Sabine Schmitz trying to lap the Nürburgring in one in under 10 minutes, and star in a reasonably priced car Justin Hawkins Top Gear Series 6 on Amazon Prime – https://amzn.to/2LiRSXc Holy crap you can make a Sagaris kit car – https://www.topspeed.com/cars/car-news/a-company-known-as-grex-is-now-selling-the-tvr-sagaris-as-a-kit-car-ar182442.html TVR Sagaris start up sequence – https://www.youtube.com/watch?time_continue=1&v=PtY-0ih_vAw Here’s what DEF is – https://autoweek.com/article/diesel/what-is-diesel-exhaust-fluid-autoweek-explains-def I have no idea what Jeremy was talking about with that 19 seconds to hot air mumbo jumbo The Darkness is trying to rock again – https://noisey.vice.com/en_us/article/7x4xb9/the-darkness-want-to-be-rockstars-again The history of the Ford Transit – https://www.caranddriver.com/news/van-tale-in-the-ford-transit-has-a-longer-history-than-you-realized The mythical V4 – https://www.carthrottle.com/post/obsolete-engines-101-the-mythical-v4/ Facebook – https://www.facebook.com/topgearrearview/ Music – In Heaven by DeCreek, licensed under a Creative Commons Attribution License
Microsoft’s making radical changes to Windows 10, and a new type of speculative execution attack on Intel’s processors is targeting cloud providers.
Maaltavastaajat vierailivat tällä viikolla Porin Suomi Areenassa. Heidi Siivosen kanssa juttelemassa MTK:n puheenjohtaja Juha Marttila, maa- ja metsätalousministeri Jari Leppä, HKScanin tuotekehityskokki Sami Lamminaho, Satakunnan Osuuskaupan toimitusjohtaja Harri Tuomi, PTY:n toimitusjohtaja Kari Luoto ja Huoltovarmuuskeskuksen perustuotanto-osaston johtaja Jyrki Hakola.
Hoy tuvimos el placer de conversar con el Chef Alvaro Perrino del Restaurante Azafran sobre su oferta de vinos y sus noches de descorche free!
Natalia A Lopera, CEO, and Frank Gillen, Administrator, of Hip Cuisine, Inc. (Pink Sheets: HIPC) called in to SmallCapVoice.com, Inc. to go over the business model, history, markets served and much more in their first interview. Recently, the company announced that it has retained Newbridge Securities Corporation (“Newbridge”), a full-service securities brokerage and investment banking firm, to provide strategic corporate finance and investment banking services. Hip Cuisine is a global nutritional foods company, that brings fresh, organic foods to the health-conscious consumer. The Company has two retail food locations in Panama City, through its subsidiary, Hip Cuisine Panama, as well as another 3 locations in Southern California through its subsidiary, RAWkin’ Juice. RAWkin’ Juice is a popular maker of organic-vegan juices and smoothies, salads, and desserts. Hip Cuisine also owns Living Gourmet, a line of fresh, organic raw-vegan foods, which include vegan burgers, sandwiches, burritos and soups. The Company also has various joint-ventures with select specialty food, beverage and lifestyle health brands, including an exclusive distribution agreement with Medidate Coffee, a gourmet antioxidant and protein-rich coffee made from date seeds, and a retailer agreement with Charlotte’s Web, a maker of high-cannabidiol (CBD), low-tetrahydrocannabinol (THC) Cannabis extract marketed as a dietary supplement. The Company’s corporate headquarters are located at 2250 NW 114th Ave. Unit 1P, PTY 11020, Miami, FL 33172, and has additional corporate offices in Balboa Boutiques, Ave. Balboa, Local 104, Panama City, Panama. Email questions to info@hip-cuisine.com For more information on our various brands and partners: Hip Cuisine http://www.hip-cuisine.com RAWkin’ Juice http://www.rawkinjuice.com Medidate Coffee http://www.medidatecoffee.com Charlotte’s Webb http://www.cwhemp.com This interview may include forward looking statements. These forward-looking statements generally are identified by the words "believe," "project," "estimate," "become," "plan," "will," and similar expressions. These forward-looking statements involve known and unknown risks as well as uncertainties, including those discussed in the following cautionary statements and elsewhere in this release. Although the Company believes that its expectations are based on reasonable assumptions, the actual results that the Company may achieve may differ materially from any forward-looking statements, which reflect the opinions of the management of the Company only as of the date hereof.
If you're waiting for your accountant to tell you when it's time to set up as a Pty. Ltd, you risk becoming a risky business. So says solo lawyer, Ian Aldridge. In this podcast he outlines the process and costs.
If you're waiting for your accountant to tell you when it's time to set up as a Pty. Ltd, you risk becoming a risky business. So says solo lawyer, Ian Aldridge. In this podcast he outlines the process and costs.
(Aired Apr 18, 2016) DogEatDog.com, PTY.com, CashQuick.com, DallasBroker.com - Get into the minds of the Sherpas with the DomainSherpa Review! In this show: The Sherpas share their recent purchases; An new investor's portfolio is reviewed and appraised; Domain names going to auction at NameJet are valued; the "Name That Price" game gets some surprising results.
Simon Shares Trading in your personal capacity or using a PTY or Trust? Which is better? ETF changes. The MidCap ETF is now ASHMID and BBET40 is transferring to Core Shares from Nedbank. Seriously good interview with Jack Bogle, founder of Vanguard, the issuer of the worlds first indexing mutual fund. Keith McLachlan Alpha Wealth small/mid cap fund manager AdvTech (JSE code: ADH) results were really good after years of frankly uninspiring results (Revenue +40%, operating profit+75% & HEPS +27%). Tertiary was especially strong, acquisitions doing very well they finally seem to have found their mojo. JSE – The JSE is a registered trademark of the JSE Limited. JSEDirect is an independent broadcast and is not endorsed or affiliated with, nor has it been authorised, or otherwise approved by JSE Limited. The views expressed in this programme are solely those of the presenter, and do not necessarily reflect the views of JSE Limited.
In this episode, Ron DeLegge does a Portfolio Report Card for DC in Florida. He’s a 72 years old, married and retired. His $2 million nest egg is divided across a taxable brokerage account and a traditional IRA. DC manages the money himself and his overall asset mix is 49.68% to stocks, 31.93% to bonds, and 18.3% to cash. DC’s entire portfolio consists of 18 mutual funds, 10 individual stocks, 9 ETFs, and two closed-end funds (PTY and EXG). What kind of grade will DC's portfolio get? A, B, C, D, or F? Get $100 if your Portfolio Report Card is an "A" Follow us on Twitter @PTalkRadio