Podcasts about heps

Independent analyst Jimmy Moyaha unpacks WeBuyCars's trading update – modest core Heps growth, but is it fair value? Ninety One's Iain Cunningham on why domestic consumption is key to hitting 2025's 5% GDP goal. Street Wallet's Kosta Scholiadis on a new tool helping street vendors thrive in a cashless economy.

Schalk Louw from PSG Old Oak on whether we're back to normal in the markets. Discovery Bank CEO Hylton Kallner unpacks their SpendTrend25 report – consumers are still feeling the pinch, but there's optimism and smart spending all around. Simon wonders: With Purple Group posting over 200% growth in Heps, why didn't the share price follow?

Home exercise programs (HEPs) are a game-changer for sensory regulation, emotional development, and reflex integration—but only if they're done consistently! In this episode, we're sharing our favorite HEP activities that are easy to implement and make a big impact. From sensory diet routines like jumping, crawling, and bubble mountain to oral motor tools and co-regulation strategies, we're giving you practical ideas to support your child's development at home.Plus, we answer a listener's question about a 12-month-old with delayed gross motor skills and share our top tips to encourage independent movement.LINKSWe'd love to answer your questions on the podcast! Fill out this form - https://harkla.typeform.com/to/ItWxQNP3 All Things Sensory Podcast Instagram Harkla YouTube ChannelHarkla Website - Shop Sensory Products!Harkla InstagramCrawling for Brain DevelopmentThe Jungle Crawl Advanced Brain Technologies Sensory SnacksThe Zones of RegulationSensory Diet Digital CourseBrainWorks6 Tips for Crawling Early Intervention Blueprint 

  The Atlanta Fed's GDP Forecast The Atlanta Fed GDPNow predicts a -2.4% GDP contraction for Q1 2025. Market uncertainty due to tariffs and economic policy concerns. Corporate travel and consumer bookings showing signs of weakness as Delta Airlines downgrades their expectations from mid January. Market Reactions and Sell-Offs Nasdaq and S&P had their worst single-day drops since 2022. Major stocks like Nvidia, ASML, and CrowdStrike seeing significant declines. Bitcoin at $81,000 amid broader market volatility. Europe as a Potential Investment Opportunity Europe's economic stimulus: Germany announces a €500B package. ETFs to consider: EURO STOXX 50 (SYGEU) vs. MSCI Europe Industrial Sector. Potential for growth in industrial and defense sectors. Euro Stoxx 50 | Weekly | 12 March 2025 Just One Lap Turns 14 Founded in 2011 to provide online financial education. Reflection on the platform's growth and community support. South African Budget Review Possible VAT increase; lack of innovative fiscal strategies. Previous reliance on gold reserves for financial stability. Discussion on potential economic impacts. HomeChoice International Results Revenue up 21%, HEPS up 27%, dividend up 17%. Expanding into fintech with PayJustNow and FinChoice. Liquidity concerns despite strong financial performance. Two-Pot Retirement Withdrawals - Where Did the Money Go? Initial claims suggested debt repayment, but data suggests spending. Increased vehicle sales, hospitality sector growth (e.g., Spur, Sun International). Implications for long-term financial planning. Simon Brown * I hold ungeared positions. All charts by KoyFin | Get 10% off your order 00:00 Economic Outlook: Recession Predictions and Market Reactions 09:07 Investing in Europe: Opportunities and ETFs 12:07 Celebrating 14 Years of Just One Lap 13:20 Budget Analysis: VAT Increase and Economic Innovation 15:09 Home Choice International: Business Performance and Liquidity Challenges 18:19 Consumer Spending Trends: Where Did the Money Go?  

‘At these gold prices we expect to be pretty much de-geared – including a nice increase in dividends in the next 12 to 18 months': Cobus Loots, CEO Pan African Resources.

Market Updates & Analysis: Sasol Reversal Pattern? – Examining Sasol's technical setup and the significance of a ‘kangaroo tail' pattern. Rand Stability Amid Trump's Threats – Despite geopolitical concerns, the rand remains steady. Top 40 at All-Time Highs – Market momentum and investor confidence. South Africa's Budget Speech (Wednesday, 2 PM SAST) Revenue shortfalls and potential tax bracket adjustments Universal Basic Income and National Health Insurance funding discussion Expectations for the fiscal policy outlook Stock & Sector Insights: Telkom: Revenue up 0.9%, in a turnaround phase, but Simon remains skeptical about telcos. Santam: Strong earnings growth (40-60% increase in HEPS), but insurance sector risks remain. Shoprite*: Consumer stock pullback; long-term bullish outlook despite short-term pressure. China Stocks & ETFs: Alibaba up 40% on Apple collaboration Satrix China ETF – is it time to reconsider investing in China? General sentiment split between ‘China is uninvestable' vs. ‘China has potential' Bond Market Watch: SA Bonds Showing Volatility: A significant move in bond yields post-Trump comments, raising concerns about borrowing costs. Simon Brown * I hold ungeared positions. All charts by KoyFin | Get 10% off your order  

Independent analyst Carmen Mpelwane breaks down the Santam update and the significant gap between expected EPS and Heps growth. Harry Scherzer, CEO of Future Forex, discusses the potential risks of South Africa losing its Agoa status. Philip Short from Flagship Asset Management explores how DeepSeek's energy efficiency is unexpectedly boosting the outlook for AI energy companies.

Independent analyst Carmen Mpelwane discusses the growth of South Africa's listed motor vehicle sector, expanding from one pure play to four. Wikus Lategan, CEO of Calgro M3, reflects on results showing revenue decline but Heps growth. Evan Robins, Old Mutual Property Fund Manager, comments on the local Reit sector, which has seen strong gains but still requires positive momentum to reach historic highs.

Petri Redelinghuys from Herenya Capital Advisors discusses Capitec's results, noting a 36% rise in both Heps and dividends. Attila Kadikoy from Levantine stresses the importance of prioritising predictable earnings over the current AI hype. Gary Mockler from GTC outlines problems with the two-pot retirement system following its first month of implementation.

Details accompanying the Capitec results released today shows the one-time challenger to what used to be SA's ‘Big Five' now banks over half South Africans aged between 20 and 60. And with yet another set of breakout earnings in the half year to end August, Capitec continues vigorous expansion at a time its rivals complain about sluggish economic growth. CEO Gerrie Fourie shares some secrets of the Capitec success with BizNews editor Alec Hogg.

Nick Kunze from Sanlam Private Wealth discusses Standard Bank's latest results: modest Heps growth but improving impairments. Richan Schwellnus from Tax Consulting SA: Are foreign tax credits a welcome relief or a trap for wealthy South Africans? Savca CEO Tshepiso Kobile unveils insights from their latest private equity survey.

Today on the podcast is Olympian Kate Grace!  Kate has quite a remarkable career at every level and recently announced her retirement from the track.  In HS, she was a multi-time state-champion while competing for  Marlborough School in Los Angeles. Attending Yale University, Grace broke four school records, won six Heps championships (one as a member of a relay team), and was a four-time NCAA Division I Track and Field and Cross country All-American. Kate holds PRs of 1:57.20 (800m), 4:01.33 (1500m), 4:22.93 in the Mile & 8:46 in the 3k.   After the 2024 US Olympic Track & Field Trials where she made the 800m Final, Kate announced her retirement from Track & Field. As she details in this conversation, she's not fully done with the sport and will potentially seek to attack a marathon in the future. Kate and her husband Patrick have a son named River who was born in March 2023. In today's conversation, Kate takes me through her last month since "retirement," lessons and reflections from her long, successful career, her ambitions in the marathon, her hope to be a coach one day & lessons learned from her coaches throughout the years, and so much more! I truly loved this conversation and gained so much from Kate's wisdom.  If this episode blesses you, please share with a friend!  Tap into the Kate Grace Special.  You can listen wherever you find your podcasts by searching "The Running Effect Podcast." If you enjoy the podcast, please consider following us on Spotify and Apple Podcasts and giving us a five-star review! I would also appreciate it if you share it with your friend who you think will benefit from it.  The podcast graphic was done by the talented: Xavier Gallo  S H O W N O T E S -THE PODCAST ON YOUTUBE: https://www.youtube.com/channel/UClLcLIDAqmJBTHeyWJx_wFQ -My Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/therunningeffect/?hl=en⁠⁠⁠⁠⁠⁠⁠⁠⁠ -My Newsletter: https://therunningeffect.substack.com

Jerome Powell's Statement: Rates left unchanged in the US. Possible rate cuts on the table for September. US MPC meeting on 19 September. Data needed: improving inflation and higher unemployment. Oil and Gold Market Update: Brent Crude: Under pressure, signaling weak global demand. Lower highs trend since June 2022. Support at $72.50 and resistance around $88. Brent Oil | 01 August 2024  Gold: Trading near all-time highs. Strong central bank buying. Uncertain targets, but bullish sentiment persists. Gold | 01 August 2024 Potential JSE Delistings: Criteria: Dividend yield > 0, market cap < 5 billion ZAR, NAV price > 100, P/E < 10, and profitable. Initial search yielded 53 stocks, refined criteria (dividend yield > 5%) narrowed it down to 25. Top candidates: African Media Entertainment, Argent, Combined Motor Holdings*, eMedia, Frontier Transport, Home Choice, Mustek, PrimeServe, Transpaco. Shoprite*: Trading at all-time highs. 12% revenue increase, 6.3% like-for-like growth, 5.8% inflation. Successful new store formats (PetScience, Checkers Outdoor, UNIQ Clothing, Little Me). Woolies: Disappointing trading statement. Comparable store sales up 6.9%, inflation at 7%, volume decline. Heps down 14-19%, market expectation miss. RSA Retail Bonds Update: New Rates: Two-year at 8.75%, three-year at 9%, five-year at 10.25%. Rates have been declining since June. Simon Brown * I hold ungeared positions. All charts by KoyFin | Get 10% off your order  

Send us a Text Message.Keeping home exercise programs (HEPs) fresh and exciting is key to maintaining patient motivation & adherence. BUT it's easy for the HEP to take a back seat to all the other stuff you have to manage in patient care.That's why we're spicing up the HEP in this episode, with unique exercise & physical activity ideas.To inject some life into your worn out HEP handout from 1983, listen NOW!Writing your oncology specialty exam case report is a huge undertaking.And it's easy to make silly mistakes that can derail your entire writing process.That's why you need my brand new FREE masterclass: The 3 Step Framework for a Finished Case ReportSave your seat at TheOncoPT.com/frameworkFollow TheOncoPT on Instagram.Follow TheOncoPT on TikTok.Follow TheOncoPT on Twitter.

Independent analyst Carmen Mpelwane on Alexforbes results which saw Heps +12% despite tough operating conditions. Omnia CEO Seelan Gobalsamy on yearend results: Revenue fell as commodity prices came down, but Heps remained flat, and cash generation remained very strong. Zaf Mahomed, Oceana CFO, on results that saw Daybrook boom and the Lucky Star holding steady after a record previous period.

  Election Results Impact on Markets Slow ballot counting with three ballots, 18.7% counted. CSIR prediction at 5%: ANC 42%, DA 22%, EFF 9%, MK 14%, Patrick Alliance 2%. Market concerns about ANC forming a coalition. Rand fluctuations: From 18.34 on Tuesday to 18.61 currently. [caption id="attachment_42259" align="aligncenter" width="849"] Rand | 1pm 30 May 2024[/caption] Pepkor Results: 9.5% revenue growth. 24.5% growth in fintech, now 12% of the business. Pepkor sells 7 out of 10 smartphones in South Africa. Woolies (Woolworths) Update: Earnings down 20% for the year ending June. Challenges in the clothing segment, further deterioration in footfall and discretionary spend. Food segment performing better, but overall market reaction negative. Zeda Results: Revenue growth of 19%, HEPs up 12.5%, return on equity at 28.5%. Surprise 50 cents dividend despite previous year-end dividend expectations. BHP Billiton and Anglo American Merger BHP walked away from the Anglo-American takeover proposal. Speculation about potential offers from Rio Tinto or Glencore. Anglo-American's disinvestment plans for De Beers and Anglo Platinum. Market Insights Discussion on Metrofile's challenges with dividend yield falling and pressure on share price. SAB Cap Investments' exit from Metrofile. South African Reserve Bank MPC rate announcement: No rate changes expected. Upcoming central bank meetings: ECB, FOMC, Bank of England, Swiss National Bank. Potential for future rate cuts in South Africa if inflation targets are met. Commodity webcast with Johann Erasmus available on Just One Lap. Insights into gold, PGMs, and copper. Mention of the cheaper gold ETF from 1nvest compared to Absa GLD. Changes in 10X ETFs: Local Dividend Aristocrat and Smart Beta merging into a Top 50 ETF. * I hold ungeared positions.

Dr. Cody Gingerich // #ClinicalTuesday // www.ptonice.com  In today's episode of the PT on ICE Daily Show, Extremity Division lead faculty Cody Gingerich discusses tips to build the perfect HEP: time availability, equipment availability, and dosage. Take a listen to the episode or check out the full show notes on our blog at www.ptonice.com/blog. If you're looking to learn more about our Extremity Management course or our online physical therapy courses, check our entire list of continuing education courses for physical therapy including our physical therapy certifications by checking out our website. Don't forget about all of our FREE eBooks, prebuilt workshops, free CEUs, and other physical therapy continuing education on our Resources tab. EPISODE TRANSCRIPTION INTRODUCTION Hey everybody, Alan here. Currently I have the pleasure of serving as their Chief Operating Officer here at ICE. Before we jump into today's episode of the PTI Nice Daily Show, let's give a shout out to our sponsor Jane, a clinic management software and EMR. Whether you're just starting to do your research or you've been contemplating switching your software for a while now, the Jane team understands that this process can feel intimidating. That's why their goal is to provide you with the onboarding resources you need to make your switch as smooth as possible. Jane offers personalized calls to set up your account, a free date import, and a variety of online resources to get you up and running quickly once you switch. And if you need a helping hand along the way, you'll have access to unlimited phone, email, and chat support included in your Jane subscription. If you're interested in learning more, you want to book a one-on-one demo, you can head on over to jane.app.switch. And if you decide to make the switch, don't forget to use the code ICEPT1MO at signup to receive a one-month free grace period on your new Jane account. CODY GINGERIC All right, good morning, PT on ICE Daily Show. My name is Cody Gingerich. I'm one of the lead faculty with the extremity management division, and I'm coming on here today to talk about building out the perfect HEP. Okay, so there's several factors revolving around building out what is considered the perfect HEP. Now, perfect means best ability for our patients to complete the HEP that we want them to, okay? And so what I'm going to go through is all the different factors that you need to consider, including what you are deciding you're doing, but also the patient's expectations and what they have the ability to accomplish when you are trying to say, all right, these are the HEPs. These are the exercises that I want you to do at home. What factors do you need to consider to build out the HEP that is going to give you the most compliance? Cause ultimately you can build out the perfect HEP as far as these are the exact exercises that I want them doing. These are going to be what I consider the perfect exercises for what I found. But if the patient doesn't do them, that HEP is no longer perfect because they can't get it done and they're not going to progress the way that you want them to. Okay. HOW MUCH TIME DOES YOUR PATIENT HAVE? So starting off the, the number one thing that you have to figure out is what time does your patient have? Okay. I know a lot of times when you know, you're going through your, if it's an initial examination, you're trying to figure out the first HEP, you're, you could have multiple different exercises available to you. Um, so let's say, you know, it's a shoulder issue and you're wanting to give them three, four, maybe five exercises that immediately you're like, Oh, okay. This would be good. That would be good. This also would be good. But if it takes 20 minutes for your patient to do and they have five, they're not going to say, oh, well, I'll just do a couple of them and get, they'll do none. Okay. So the first thing that you have to figure out with the patient is what time available do you have to, do you think to get these things done? Some people will say, whatever you tell me I'm going to do. And those people are great, right? You know, they're going to do it. Whatever you think is best. That's great. There are other people that said, you know, they've got kids, they've got to take care of family members. They've got jobs that are stressful. They've got all kinds of things. Maybe they're traveling a ton. And so they're like, you know, honestly, I may have five minutes at the end of the day to be able to get something done. Or they say, I can get to the gym five to 10 minutes early to get things done. Or, you know, I can get to the gym, I'm like running in like two minutes late every time, I'm barely, you know, either for class or it's like right at the end of the day. And they're like, well, yeah, but I could end class and stay 10 minutes extra. Um, and so that's where you then have to start figuring out, all right, well, if I choose two things in each and I give them a rep scheme that can get accomplished what I want and still get them in and out and under 10 minutes. Now, all of a sudden we have something that they feel confident that they can get done. Okay, what I would consider then 1A and 1B is like time is 1A, but 1B or maybe flip-flop those two things would be, you know, what are you trying to accomplish as far as your exercises in general? DOSING So in extremity management, we talk about dosing a lot, and that's one of the primary factors as far as when you're treating people out is dosage, and it matters. And there's a strength dose, and there's a rehab dose, and there's a power dose. And you need to make sure the HEP is equally as dialed into that as what you're doing with them in clinic. So up front, you need to think, am I trying to get this tissue legitimately stronger? in which case you are building them out their HEP for probably closer to that five by five right at about 80 percent of their one rep max or around that like three sets of six to eight somewhere like that where it is heavy load being lifted on whatever tissue you're trying to accomplish And in that moment, they may not need to do that multiple times a day, maybe not even every day. So if your brain is saying, well, this tissue needs to get stronger and I'm going to dose this out as a strength dose, then you could say, hey, you know, I might ask you to do this. It might take you more like 15 to 20 minutes, but can we do this three times a week? We want to really hit this hard. We want to make sure your tissues are going to significant fatigue. but then we're going to give you at least a full day of recovery in between. Those tissues also need to be able to recovery, repair, and then come back stronger. So then you have a day in between. Now I'm only asking you to do this three days a week. Could you do that for me? If you're thinking more of that rehab dose, you're wanting more blood perfusion to those tissues. Maybe now you give your one exercise that you think is going to be best, but they're highly irritable, and you need to get just as much blood pumping to that system as possible. Maybe you give them something that takes one minute, but you ask them to do that four, five, six times throughout the day. Because we need a lot of touch points on that tissue often throughout the day, as opposed to saying, I need you to do a lot X amount of time for this specific thing. But if you're saying I need blood pumping, they're sitting at a desk for eight hours a day, but they then have. 20 or 15 minutes where they do something to their shoulder, it's probably not going to bump them forward as fast as possible. But if you say, Hey, 30 seconds to a minute of this, I just, anytime you think about it, like set an hour timer, can you do one minute every hour or every two hours? A lot of times that becomes, um, more manageable for people to do. And then even if they, you know, you're like, Hey, could you do the six to eight times in a day? They say, yes, maybe though that gets accomplished three to four times and you're still doing okay. Okay. Those are kind of your one A, one B. What time do they have and really what are you trying to accomplish with their tasks that you're giving them? EQUIPMENT AVAILABILITY Okay. The third thing is what equipment do they have available to them and how willing are they to potentially go and get equipment? So that means before you start doing anything, you need to ask, do they have bands? Do they have weights? What kind of things do they have at their house? What access do they have to anything at a gym? Different gyms have different equipment, right? Do they have kettlebells? Do they have dumbbells? Do they have small looped bands? Do they have big pull-up type of bands? You can manufacture exercises from almost anything and your goal There is no one perfect exercise. There is the exercise that's going to get the person doing what you want them to, to the tissue that you think is most involved, and then you build that exercise for that person, right? So, let's say they have absolutely nothing at their house, but they go to the gym five or six days a week. That first visit is not the time where you say, you know what, I need you to go by XYZ. Nope. You say, great, your HEP is only going to be done at the gym. I need you to do this every time you step in the gym for five minutes, whether that's before or whether that's after you can make that choice, but you need to build out the HEP so that they can get that accomplished as simply and easily as possible when they go to the gym. That's the only way that they're going to get it done. Alternative, if they have nothing at their house, at our clinic a really good option is have either bands for sale or an Amazon link or something. The best one is bands for sale right there and then. Or if you can find them in bulk somewhere and can just hand those out, if they're like a dollar a piece, maybe eat that cost and give them out. But that's a really good way to say, okay, well I need you to do, you know, some band pull aparts or some 90 90 raises or something. And you have one of those like booty bands that you can hand them. And now all of a sudden they have something to accomplish at home. So that's where you need to get a little bit creative up front and maybe at home they've got like a two pound dumbbell or a five pound dumbbell or they've got one band, right? That is again where you start navigating that whole question of what exercise can I build based on the equipment that they have available to them. Potentially then after you have built a little bit of rapport or if that person in front of you is like, Hey, I'm going to do anything you want. You just tell me what to go and I'll go get it. That's when you can start shooting off Amazon links. Be like, Hey, go to play it again. I need you to get a 10 pound dumbbell. I need you to get a kettlebell. I need you to get this band. There are those people, but those questions have to be asked before you say, here's what I want you to do for your HEP. SUMMARY You first have to ask how much time do you think you have in a day? Your own brain has to be saying, what's my goal for these HEP exercises? Is it strength dose? Is it more rehab dose and blood perfusion? Then you say, okay, well, what do you have at your house? Do you have anything, any type of equipment that can be built on weights or whatever? Or is everything that you do at the gym cool? What is your gym routine look like? Do you get there super early in the morning? Do you get there in the evening? Do you have more time before? Do you have more time afterwards? Right? All of those questions have to be asked. Ideally, before you start thinking, I need them to do this exercise, this exercise, and this exercise. Now on that first visit, you might pitch optimal a little bit more heavily and say, Hey, this is really what I would like to do. And like for you to do, even based on those equations, Then they come in and say, Hey, you know, I don't think I was, I wasn't really able to get those things accomplished as much as you told me. After the first visit, if they're not able to do that, that first time is on you because then you have to say, okay, well what can I do to make your life easier? I have other options that we can do. There are more things, more different ways that we can make this HEP more accessible to you. If you don't answer that or ask that question, then the reason they're not doing their HEP still falls in your hands, not on theirs. If they say, you know, this is really easy. I should be able to get this done. And they take responsibility for it. Great. But until that happens, I would still say that you need to figure out how can you still make it easier? pitch optimal, then we negotiate acceptable. And you can still have that conversation and say, look, this isn't exactly how I would like it to be, but I think we can get the job done if this is really all you can commit to. Okay. So in that sense, now they know that like, Hey, this probably my, you know, my shoulder pain isn't going to go away quite as quickly as Cody probably hoped because I'm not able to do exactly what he was thinking. But if I still do something, it's still going to bump forward. And as long as they're okay with that, you have to set those clear expectations. But overall, that's how we are building out a really nice HEP that people are going to also be compliant with. Bring them into that. Use your creative mind as far as exercises are concerned, because really it's not the exercise that matters, it's the dosage. You need to know what tissue that you're hitting, and you need to know what dosage that you are trying to use to try to make those tissues happier. If they need to be stronger, we could potentially pull back the actual number of times per week that they do it. Give them an opportunity to recover. If it's more blood perfusion and a rehab dose, maybe make that incredibly short where they can do that one time for 30 seconds to a minute. You give them one exercise and say, hey, you're hammering this over the next week. You're pumping as much blood to that. When you come back in next week, then we're gonna adjust and do something different. But overall, you then need to know what equipment do they have, what do they have access to, what are they willing to go and get? Can you provide them with something that will help them get that accomplished? Whether that is selling something in store or in house, whether that's handing them something that costs a dollar to $2, something like that, that again, lets them be more compliant with what you're hoping for. Okay, so those are three things building out a perfect HEP. The perfect HEP, shocker, is not the exercise that is the best one. It is the exercise that they're gonna get done, that you have dosed out perfectly, that is going to be compliant, and you know what dosage and tissue that you're hitting. Okay. That's all I got for today's PT on ice. If you want to catch extremity on the road, we've got two courses happening this coming week, one down in Texas, one up in, um, Wisconsin. And then in a couple of weeks from that, we've got one happening out in Utah. So hit one of those up sometime in the next couple of weeks, we're all over the country and I will see you next time. OUTROHey, thanks for tuning in to the PT on Ice daily show. If you enjoyed this content, head on over to iTunes and leave us a review and be sure to check us out on Facebook and Instagram at the Institute of Clinical Excellence. If you're interested in getting plugged into more ice content on a weekly basis while earning CUs from home, check out our virtual ice online mentorship program at ptonice.com. While you're there, sign up for our Hump Day Hustling newsletter for a free email every Wednesday morning with our top five research articles and social media posts that we think are worth reading. Head over to ptonice.com and scroll to the bottom of the page to sign up.

Faheema Adia from Momentum Securities discusses Quantum Food Group's results: Heps surged, but the stock is pricey. Alan Dickson, Group CEO of Reunert, analyzes the company's strong performance across all segments except one. Chris Vorster, Stadio's CEO, explains Stadio's approach to rewarding staff and students and how distance learning can help address youth unemployment

  Old Mutual Results: Surprisingly strong results from Old Mutual. Despite stagnant GDP growth and population decline, Old Mutual shows strong growth, indicating market share acquisition. Expansion into banking sector questioned due to market saturation. Stock analysis: Trading around 1184, showing potential support at 1150 and resistance at 1240-1280. Considered cheap with PE ratio around 7.7 and dividend yield over 7%. Market consensus predicts an average price target of 14.81. Skepticism remains regarding the bank launch and overall upside potential. MTN Results and Analysis: MTN's earnings affected by Naira devaluation in Nigeria. Earnings per share down 72%, impacted by tax issues and currency devaluation. Stock analysis: Chart showing positive signs, with potential for short-term growth. Market consensus includes three strong sells, five holds, and four buys. Telco sector struggles due to price pressures and constant capital expenditure. Limited upside potential for telco stocks, including MTN. ADvTech* Results and Operational Leverage: ADvTech demonstrates strong operational leverage. Operational margins increase due to improved student occupancy rates. Revenue up 13%, HEPS up 19%, and dividend per share up 45%. Stock analysis: Notably increased in value but still offers potential growth. Expectations for around 15% growth in the future. Simon Brown expresses satisfaction as a long-term shareholder in ADvTech. Monetary Policy Committee (MPC) Meeting Insights: MPC meeting concludes with no change in rates. Governor's hawkish stance indicates possible rate cuts later in the year. Inflationary pressures expected to persist due to global factors. Delayed rate cuts expected due to inflation concerns. SALTA Awards Highlights (full details here): Simon Brown attends the SALTA Awards. Satrix emerges as the big winner with 10 awards. People's Choice Awards highlight popular ETFs, with Satrix Top 40 winning for the seventh consecutive year. Introduction of a new award category for foreign ETFs. Importance of industry events in highlighting the significance of ETFs and listed trackers. Simon Brown * Simon holds ungeared positions.  

Keiran Witthuhn from Anchor Capital talks MTN results as Heps fall over 70% on the back of a much weaker Naira. Roy Douglas, former CEO of AdvTech, on results that saw strong operating leverage and profits. Mpumi Tyikwe, CEO of Sasria, on the risks facing the economy ahead of the election.

In 2023, despite tough markets, the Johannesburg Stock Exchange (JSE) showed strong revenue growth, with HEPS up 12.2% and NPAT up 11%. This reflects JSE's resilience and adaptability, achieving a 19.4% return on equity. CEO Leila Fourie credits this success to diversifying revenue streams and staying competitive in uncertain times. And Chris Vorster, CEO at Stadio  on A+ growth spurt amid economic hurdles.     The author, a dynamic individual named Alex, founded DigsConnect International at the age of 25, making her South Africa's youngest startup tech prodigy. Inspired by student protests in 2016, she created a platform addressing the student housing crisis, which quickly gained traction. DigsConnect raised R12 million in its initial seed fundraising round in 2019, propelling it from a local startup to a global player in the tech landscape. She chats to Bruce Whitfield about the book.   Andre Vlok, a specialist in conflict and employment dispute resolution, negotiator, mediator, and author is our guest in How I Make Money. Initially trained as an attorney, Vlok practised in commercial litigation with a focus on employment disputes starting in 1990. After years of working as an employee, he ventured into establishing his own practice. Transitioning from running his own practice, he chose to leverage his legal expertise differently. In 2017, he launched three specialist consultancies dedicated to mediation and conflict resolution, addressing workplace disputes, and conducting commercial negotiations at an advanced corporate level. Vlok shares the journey of his career development and discusses the specifics of his current roleSee omnystudio.com/listener for privacy information.

In 2023, despite tough markets, the Johannesburg Stock Exchange (JSE) showed strong revenue growth, with HEPS up 12.2% and NPAT up 11%. This reflects JSE's resilience and adaptability, achieving a 19.4% return on equity. CEO Leila Fourie credits this success to diversifying revenue streams and staying competitive in uncertain times.See omnystudio.com/listener for privacy information.

Nikkei 225 reached a new all-time high after 35 years Historical context: peaked in December 1989, 82% drawdown by March 2009. Factors contributing to the 80s crash: Yen protection, low rates, speculative bubble. Current challenges: aging population, economic complexities, recent inflation. Investment options: Sygnia JP (SYGJP) - JSE-traded, and Investec's structured product. Warren Buffett's Annual Letter Warren Buffett's annual letter to shareholders released. AGM scheduled for May 4th, details about screening yet to be announced. Historical and informative; available on BerkshireHathaway.com. City Lodge Results City Lodge results: Revenue up 10%, dividend up 20%, HEPS up 10%. Occupancy at 61%, pricing power at 65%. Challenges in margins due to increased focus on food and beverage. Comparison with other hospitality stocks: Sun International, Southern Sun. MultiChoice Canal+ Offer Canal+ acquires 35.01% of MultiChoice voting rights, triggering a mandatory offer. Takeover Regulation Panel ruling. Speculation on Canal+ offer price, potential sweetening of the deal. Bitcoin and Bitcoin Halving Bitcoin trading around $59,884, near all-time highs. Upcoming Bitcoin halving in April and its potential impact. Local perspective on Bitcoin and its role in the market. Bitcoin in ZAR trading over a million, emphasising its volatility. Discussion on Bitcoin's market cap compared to traditional stocks. Pick n Pay* Update Pick n Pay's disappointing update: debt doubled, sales going backward. Market's negative reaction reflected in the stock price. Potential exit strategy if weekly close falls below 2022. * Simon holds ungeared positions.  

Dr. Rachel Moore // #ICEPelvic // www.ptonice.com  In today's episode of the PT on ICE Daily Show, #ICEPelvic faculty member Rachel Moore discusses how to get patients performing more fitness in their plan of care, as well as suggestions on how to help patients transition to becoming "everyday athletes" with a wide variety of home & community fitness programs. Take a listen to learn how to better serve this population of patients & athletes or check out the full show notes on our blog at www.ptonice.com/blog. If you're looking to learn more about our live pregnancy and postpartum physical therapy courses or our online physical therapy courses, check our entire list of continuing education courses for physical therapy including our physical therapy certifications by checking out our website. Don't forget about all of our FREE eBooks, prebuilt workshops, free CEUs, and other physical therapy continuing education on our Resources tab. Are you looking for more information on how to keep lifting weights while pregnant? Check out the ICE Pelvic bi-weekly newsletter! EPISODE TRANSCRIPTION INTRODUCTION Hey everyone, this is Alan. Chief Operating Officer here at ICE. Before we get started with today's episode, I want to talk to you about VersaLifts. Today's episode is brought to you by VersaLifts. Best known for their heel lift shoe inserts, VersaLifts has been a leading innovator in bringing simple but highly effective rehab tools to the market. If you have clients with stiff ankles, Achilles tendinopathy, or basic skeletal structure limitations keeping them from squatting with proper form and good depth, a little heel lift can make a huge difference. VersaLifts heel lifts are available in three different sizes and all of them add an additional half inch of drop to any training shoe, helping athletes squat deeper with better form. Visit www.vlifts.com/icephysio or click the link in today's show notes to get your VersaLifts today.RACHEL MOORE Good morning, PT on Ice Daily Show. It is 8 a.m. on a Monday morning, which means we are here tuning in for our ice pelvic. We are hanging out here today. We are gonna be talking about building the bridge to fitness in the pelvic floor PT space. So we talk a lot at Ice about being fitness forward. We've had Jeff Moore on the podcast a few weeks ago talking about what fitness forward means. and we really pride ourselves on being fitness forward right sometimes that can create this like mindset of if i'm not seeing athletes quote unquote how can i bring this fitness forward um style of therapy into pelvic floor pt WHAT DOES BEING AN ATHLETE MEAN? And first I want to talk about what athlete means, like define what that means in this space and kind of dive in from there. So when we talk about like athletes, quote unquote, in our space, that's anybody that's like intentionally moving their body for exercise. That doesn't mean that they're CrossFit Games athletes. That doesn't mean that they're super competitive. It just means that they are moving their body intentionally to get some effect. I would argue that every parent that is chasing after kiddos is an athlete in that case. And so if we take this term of athlete and broaden it out, we can apply that concept to everybody that walks into our clinic. This is a really huge key point in the pelvic space because there are so many people that are coming into pelvic floor PT that maybe have not ever exercised before or maybe exercise like back in high school played sports and since they graduated high school haven't done anything in the gym intentionally or haven't done any sport. So this season of life of pregnancy and even postpartum is a fabulous reintroduction into potentially the world of exercise. And that's where we come in. So when we have people coming in that are pregnant that want to get out of pain, maybe their goal isn't even anything to do with staying in the gym or getting back into the gym and their entire goal is to get rid of their back pain in pregnancy or get rid of their pelvic girdle pain in pregnancy. We can help not only accomplish that, like we know that. We talk about it in all of our courses, in our live course and in our online course, how we can use resistance training to mitigate pain and get rid of pain in these populations. But we have a fabulous opportunity here to literally change somebody's life. We can help them fall in love with fitness and fall in love with that feeling of being strong. a lot of times people are coming in and again maybe they haven't resistance trained ever and we put a barbell or a dumbbell in their hands and they kind of look at you like I'm not really sure who you think I am but there's no chance I can do this and so having conversations with them about like look this is a 20 pound dumbbell and your toddler weighs 30 so yeah you can and I know this looks scary because it is this little metal handle with two big old heads on the side But in reality, you're already lifting more than this. Let's just build your capacity by doing it intentionally at a higher volume. And then they start feeling those effects of that. We can have so many downstream effects from resistance training, not just getting them out of pain, not just giving them a new hobby. We can shift the trajectory of their life and impact things like metabolic diseases in their future. So this really is a powerful thing that we can do. And we have to recognize that every time somebody comes into our clinic, whether or not they've exercised before, we have a lot of opportunity to help build this capacity for them, not only physically, but also emotionally and mentally. In our PT sessions, we do a lot to help build confidence and rapport, right? Like we're in there with them. We're going over form. We're talking to them about like, okay, this is how you do a deadlift. This is how I want you to brace. This is what a brace means. Now we're going to practice it. Let's go apply it. Like let's actually lift heavy things while bracing. And when they're in the clinic with us, that can be incredibly empowering and amazing. And we love that, but sometimes that doesn't translate over into the next step. So great. WHAT TO DO AFTER FORMAL PT HAS ENDED? When I'm in the clinic and you're watching me do the things, I feel awesome and I feel like I can knock that out of the park, but I'm just not really sure what to do when I leave here. A lot of the times the way that I'll program HEPs is I'll do like our rehab EMOM style and I'll give them two or three workouts, if you will, and they cycle through them. But I think we all can agree that if you're just doing the same thing like three times in a week, so like A day, B day, C day, and do that for a few weeks, it can kind of start getting stale. And we kind of like crave that variety, right? Especially as people are starting to get a little bit more confident. So there's kind of this like gap between I'm done with PT, informal PT sessions. A lot of clinics are now coming out with like once a month or like once every other month kind of like check-in style appointments where you come in, you get a progression of your exercises, you get maybe some updated programming, and then you go off for another month or so on your own again. And those are really the two big things that we see. And then the third option is like, okay, you discharge and you're done. I'm here to talk today about another option, right? So when we have our person who's coming in and they've been coming to us for several weeks, they're feeling really great or maybe a couple months and they want to continue working out, but they want something a little bit more than once a month. and they don't really want to do like a full blown PT session. Like they just want to come in and work hard. We've got two options. We can create a program within ourselves and within our clinics, or we can get really, really good at helping find a home gym or a home space for them. If we're talking about the creating a program route, this is something we're about to roll out in my clinic. We're calling it like the bridge. Feel free to take that same concept. But the whole idea is when you're done with PT, quote unquote, like you're not in pain anymore, all your symptoms are gone. You're feeling really solid. You want to work out, but you're just not sure where to go and you're not sure if you feel like you can confidently take the things that we've done in our sessions. and apply them across the board, this is the spot for you. So we're doing it as a couple times a week and obviously this depends on what the capacity is within your clinics. We're rolling it out starting out two times a week and these are group HIIT style classes, where we're going to have a cardio component, we're going to have a strength component, we're going to take them through different movements, and so there will be a variety of movements that they can increase their comfort and their confidence in while they're in our classes. They're also building community here. They're meeting other people that are in a similar stage of life as they are. Not only are they maybe pregnant or postpartum just like they are, but they're people that are wanting to get into exercise and wanting a little bit more, but maybe haven't really known how to do that up until this point. So we're taking these people and we're bringing them together and then we're lifting heavy things together. So powerful. If you've ever set foot in a CrossFit gym or any type of like group fitness setting, you know how powerful these connections are that get built in under like shared suffering, if you will. This class, though, isn't meant to be forever. Like, its whole goal or the whole purpose is to build capacity, increase confidence, so that these people can go from working out a couple times a week, doing their PT exercises, and then coming to these bridge classes. But I want you getting to the point where you're like, let's send it five days a week, or whatever that looks like in your schedule. And truthfully, I want you to have more variety. Like I want you to get out and do different things and try new sports. BUILDING A NETWORK OF FITNESS PROFESSIONALS And so that's where option two comes in, where we as professionals need to have a really reliable, strong network of fitness providers. So we need to know not only the CrossFit gyms in our area, Because truthfully, not everybody vibes with CrossFit. That's OK. There's the whole phrase, like, CrossFit is for everybody, but it's not for everybody. So CrossFit gyms in your area, knowing those coaches, being comfortable with, like, if I send you there as a newbie, I know that you're going to be in really solid hands and be taken care of. But also the other types of workout spaces, too. So we're thinking things like F45 or burn boot camp, maybe having some options for, like, Pilates studios, where you've taken some classes there you understand how they teach the bracing piece of it and if it isn't maybe what the way that you've taught them you kind of have that conversation beforehand or you have an opportunity to educate those Pilates instructors on like hey this is how we do things from a pelvic floor PT side you've got somebody coming in that's postpartum or pregnant So this is kind of the messaging that we have. We also really love things like PureBar. We've got actually evidence for PureBar helping reduce stress urinary incontinence, not even full-blown pelvic floor PT, but just going to PureBar classes. So having a variety, knowing who these people are, knowing what these spaces are like, and knowing what the environment is like. It is powerful to be able to have your hands directly on give the people the thing that they need as far as improving their fitness and improving their form. But it's also powerful to then watch them take that and go off into the world and utilize it. And then you're seeing them maybe on Instagram months later, or you run into them at a workshop, and they've been going to these gym classes for like a year. And now maybe they're competing at different things that they're in CrossFit. And you can see this like spark ignite. And we have the opportunity to start that spark at our very first visit, our very first appointment when somebody comes waddling into our office because they're in so much pain, they can't even take a full length step because their pubic bone pain is so bad. We can be the ones that not only knock that pain out, because I know we can, but also create this bridge into a completely different life for this person. Increasing their capacity, increasing their confidence, helping them find community and support, and having that far reach outside of the realm of what our typical plan of care is. This is huge. This is a massive piece of the puzzle in the pelvic floor PT space. So if you are not somebody who has the ability or desire, totally understand, to create a group class within your own setting, whether it's in your clinic or your gym or whatever, start reaching out and start making those connections with providers, fitness providers in your area. Meet those gyms, take those classes, get out there and build that network. Have some cards on hand when your patients are talking about, hey, I just really think I'm ready to get out there and do more. Lay them all out. Here's everything we know about all the gyms in the area. Let's talk about all your options and help you find the perfect home for you. I hope that kind of lights a fire under you guys if you have an eval coming in this afternoon on the ways that you can really implement all of these strength training principles to change their lives and also to get out there and make some connections in your community. SUMMARY If you are looking to join any of our pelvic classes, we've got our live courses. We actually have a ton coming up in the next couple months. We've got one in February, February 3rd and 4th in Bellingham, Washington. And then we've got three rolling out in March. Our first two are gonna be March 2nd and 3rd in Newark, California, and March 9th and 10th in Bismarck, North Dakota. Our next online cohort comes on March 5th. If you're interested in that L1 online cohort, hop into it, because we are, man, we're getting full. So grab your spot before there's not one, because if so, you've gotta wait another nine weeks after that March 5th cohort to hop into the next one. I hope you guys have a great Monday morning. Absolutely crush it. Thanks for joining. OUTRO Hey, thanks for tuning in to the PT on Ice daily show. If you enjoyed this content, head on over to iTunes and leave us a review, and be sure to check us out on Facebook and Instagram at the Institute of Clinical Excellence. If you're interested in getting plugged into more ice content on a weekly basis while earning CEUs from home, check out our virtual ice online mentorship program at ptonice.com. While you're there, sign up for our Hump Day Hustling newsletter for a free email every Wednesday morning with our top five research articles and social media posts that we think are worth reading. Head over to ptonice.com and scroll to the bottom of the page to sign up.

Faheema Adia from Momentum Securities on Pepkor results as volumes and Heps dropped. Satrix's Kingsley Williams talks a rules-based fund delivering superior returns. Michele Santangelo from Independent Securities talks about bonds … with interest rates set to decrease next year, is there still opportunity here?

Gary Booysen of Rand Swiss on Zeda's maiden annual results and Standard Bank's ten-month trading update. Invicta CEO Steven Joffe shares insights on the group's results that show modest Heps growth in tough trading conditions. Martin Hatidani of NMG Benefits speaks on the process and expectations around retrenchment.

ERDOĞAN VE SOYLU, FATİH TERİM FONU'NUN NERESİNDE? BUNLARIN HEPSİ BİRER; KARGA, HOROZ, KAZ VE TAVUS

Share buybacks and stock compensation, the bad and the ugly Share buybacks are good right? The company uses their free cash to buyback shares which reduces the number of remaining shares such that each share has a higher claim over future profits which adds to their value. Further they're tax efficient in that paying dividends results in dividend tax. BUT; Firstly, in cyclical stocks you need to be buying back at lows, not highs and the companies usually have no free cash at lows, so either they don't buy back or they do so at highs when they have the cash. Horrid value destruction. Secondly, some companies are buying back but also issuing new shares to staff, at times at a rate faster or similar to what they're buying back. This is then effectively an underhand salary to staff. This is especially an issue with large tech stocks, see examples below. Thirdly, new share issues are considered non-cash, but ultimately they are cash as you gave somebody real shares that have future claim on profits. Fourthly, often acquisitiosn are done with stock increasing the outstanding shares. Many will see this as a free deal as shares don't cost. But they do cost as they reduce every other shares value and if the company has been buybacks, well then they paid cash for those shares, just indirectly. Locally we do see buybacks, but share issues are relatively small so the impact is less shares and more value per share. Using IFRS accounting diluted HEPS uses the share count of all outstanding shares PLUS all promised shares not yet delivered. These are basically options that could become shares and gives a way better reflection of the profit, even thugh not yet issued they will potentially come to makret and be issued. Apple (Nasdaq code: AAPL) has been buying back shares and as such over the last decade it's outstanding shares is down about 38%. Apple shares outstanding Meta (Nasdaq code: META) has also been buying back, but they also issue shares at such a pace that over the last decade shares outstanding is basically flat. Meta shares outstanding Charts from Koyfin 15% discount for first 2 years Simon Shares US October CPI was 3.2%, down from 3.7% in September (after peaking at 9.1% in June 2022) and markets absolutely loved the data. Expectations for Fed rates is now no more raising and cuts starting maybe as soon as the 19-20 March or 30 April - 1 May meeting. Shoprite* (JSE code: SHP) trading update shows they still knocking it out of the park and taking market share. Woolies* (JSE code: WHL) trading update had more excuses tha a five-year old caught eating all the picnic ice cream. Decent Stor-Age* (JSE code: SSS) results with ±10% yield and discount to NAV of ±25%. The yield is nice, but you can get the same in cash right now. But when rates start coming down the yield is more impressive and lower rates could see higher valuations. A global luxury ETF Simon Brown

The LetsRun.com crew breaks down the NCAA XC action before turning to the pro action at 45:29 and this weekend's New York City Marathon which has perhaps its greatest women's field ever with Brigid Kosgei, Letesenbet Gidey, Peres Jepchirchir, and Hellen Obiri set to battle defending champ Sharon Lokedi. Could Cam Levins or Edward Cheserek win on the men's side? Cooper Teare has officially left Bowerman but making the men's 1500m Olympic team won't be easy. Want a Better Running Shoe? Check out BetterRunningShoes.com 00:00 Untitled project from SquadCast 04:56 Rojo rant- is Birnbaum red shirting? who is the Arkansas coach? 12:27 Conference action- #2 Oklahoma State crushes #3 BYU at Big 12s 20:50 BIg 12 women- Jenna Hutchins 24:25 Heps men- Harvard loses again 30:56 Regular season means nothing 34:00 Lex Young heps Stanford win 36:20 Is Parker Valby the NCAA favorite? 45:29 NYC: Galen Rupp and Des Linden on Broadcast 54:31 New York: Can Cam Levins win? 01:02:52 Greatest women's field ever in NY? 01:09:08 Which women's star is most exciting to see? 01:15:10 Usain Bolt on Noah Lyles 01:22:39 Cooper Teare leaves Bowerman officially, men's 1500 is STACKED Contact us: Email podcast@letsrun.com or call/text 1-844-LETSRUN podcast voicemail/text line. Want a 2nd podcast every week? And savings on running shoes? Join our Supporters Club today and get all the LetsRun.com content, a second podcast every week, savings on running shoes, and a lot more. Cancel at anytime. https://www.letsrun.com/subscribe Check out the LetsRun.com store. https://shop.letsrun.com/ We've got the softest running shirts in the business. Thanks for listening. Please rate us on itunes and spread the word with a friend. There is a reason we're the #1 podcast dedicated to Olympic level running.

Living small, an update Back in 2017 Simon and his wife down scaled into a small (relative) apartment and also got rid of one of their cars again. As they now move again Simon updates in their experience of living small. Simon Shares Famous Brands (JSE code: FBR) results. Revenue up and HEPS lower. TigerBrands (JSE code: TBS) loses their CEO and posts a decent trading update. Jamie Dimon said central banks' forecasts have been “100% dead wrong”. Sasol (JSE code: SOL) trading update, lots of movingp arts, but the market not trusting management? That said stock is cheap and we're seeing some upward movement on price.

Independent analyst Jimmy Moyaha on Famous Brands's results with revenue up and Heps down. Nikki Quinn from GfK, an NIQ company, on the potential risks and rewards for retailers and customers this Black Friday. The FSCA is reporting increased irregularities … Solomon Gounden from Finalto asks 'Is your broker compliant?'.

Anchor's Deryck Janse van Rensburg unpacks the latest update from Cashbuild and talks the generally struggling local small-cap sector. Calgro M3 CEO Wikus Lategan on results as Heps grow strongly even as it sells fewer units. Advaita Naidoo from Jack Hammer Global on the impact and cost of meetings … particularly recurring meetings.

Affordable housing and memorial parks developer Calgro M3 has described its half-year performance as robust. The group has delivered a 13.5% in revenue thanks to improved selling prices in a constrained environment. But despite the improvement, no dividend has been declared. Business Day TV unpacked the performance in greater detail with company's CEO, Wikus Lategan.

FNB's Wayne McCurrie talks Discovery's strong trading update and Libstar results as cash conversion improved but Heps fell by almost half. Andrew Fulton from Eighty20 on their 2023 Q2 Credit Stress Report which revealed worsening defaults, with high net worth consumers being hardest hit. Dr Roelof Botha unpacks the Afrimat Construction Index for Q2 2023.

Simon Shares Shoprite* (JSE code: SHP) results "2023 was extraordinary". Chart by Koyfin 15% discount for first 2 years Richemont (JSE code: CFR) getting interesting, let's see if support holds. [caption id="attachment_40005" align="aligncenter" width="849"] Richemont weekly ~ 07Sep23[/caption]Nampak (JSE code: NPK) nil paid letters are trading, code NPKN. Remember either sell them or take up the rights. Calgro M3* (JSE code: CGR) trading statement, HEPS +20% for the first six months ending August. The latest PMIs out of Europe all quite weak, not only declining from the previous month, but lower than the preliminary numbers from the middle of last month Profit from the Longevity Boom with Healthcare ETFs The tax ABCs of buying a property Simon Brown * I hold ungeared positions.  

Simon Shares Bidcorp - excellent AvdTech* - really good, stock at all-time highs Stadio - good student growth Motus - poor HEPS, good dividend Woolies* - not bad, but wow only got R1.1billion for David Jones Sasol - impairments galore Adcock Ingram - capacity utilisation is weak Aspen - good second half KAP - tough out there Super Group - strong numbers * I hold ungeared positions.

FNB's Wayne McCurrie on Italtile's results as consumers struggle and costs hurt. Roy Douglas from AdvTech unpacks their strong results as Heps was up 24% and margins improved across all sectors. Harry Scherzer of Future Forex on National Treasury's new regulations set to seriously hamper offshore earnings in foreign currency.

dd Spur and Calgro M3, two stocks I have been watching and both have seen their prices break higher. Calgro M3 (JSE code: CGR) builds lower income housing and after a few troube years os back on track. Latest results were for year ending February 2023. PE ±2.5% Cash on hand ±R172million, market cap is ±R440million NAV 951c (including unused land valued at ±30% of NAV) while share price 365c Spur (JSE code: SUR) sells fast casual food and the pandemc hurt. Latest results have some base effect as they are for six months ending June 2023. Forward PE ±5x Dividend yield ±14% Spur remains their key brand. Simon Shares Thungela (JSE code: TGA) results saw HEPS down 67% which is the same as the price of coal over the last year. UBS cuts China's GDP growth forecast for 2023 from 5.2% to 4.8% CoreShares ETFs name change to 10X. Local inflation for July was 4.7%, a really strong number and better then the market expected, this even as administrative prices kicked in during July. Transport was negative for the period. Charts by Koyfin 15% discount for first 2 years

Witthuhn from Anchor on markets as Thungela's results saw Heps off 67% as coal prices fell by a similar amount over the last year. Keith McLachlan from Integral Asset Managers unpacks Curro's results and takes a broader look at the education sector. DebtBusters's Benay Sager talks debt as more South Africans turn to personal loans as financial lifelines.

Independent analyst JD Klopper talks Vukile's results and Thungela's update that shows Heps under pressure. Dawie de Villiers from Alexforbes on results that show decent growth despite a tough year. Sean Kelly from Paragon Wealth Managers offers insights on value vs growth investing. Is it one or the other, or is a combo key?

Deryck Janse van Rensburg from Anchor Securities unpacks TFG's latest results which saw good revenue growth but a modest Heps increase and a decreased dividend. As shareholder activist NGO, Just Share, turns five, Tracey Davies discusses the many highlights over that period. Amol Prabhu from Barclays looks at how wealth in Africa has accelerated.

Dr. Joe Hanisko // #LeadershipThursday // www.ptonice.com 

Simon Shares MPC raised rates by 0.5% makes prime 11.75%, highest since 2009. The aim I suspect was to protect the rand, and that totally did not work as the currency hit its worst ever levels. Where will the rand go next? Does it ever strengthen again? RSA Retail Bond rates reset this morning and I expect the 5-year fixed to potentially increase by a full 15% and the CPI linked also reset and I also expect an increase there.. Will have update on the website. Tsogo Sun Gaming (JSE code: TSG) announced in their results last week they had acquired a ±10% stake in City Lodge (JSE code: CLH). Why? Also those were good results, much cheaper than other in the space. Zeda (JSE code: ZDD) results were poor. I was looking for FY 400c of HEPS, that's now seems a long shot. Debt is large, no dividend and short-term vehicle rentals is only a little above a quarter of pre-pandemic levels. I was holding and have sold. TigerBrands (JSE code: TBS) results were a shocker but not unsurprising? Volumes flat while revenue was +16%, hello inflation. Got some debt, but totally manageable. Load shedding hurting, consumer broken and inflation all over. But the stock trades at ±1.5x book value (see chart here), last tine this happened was 1998 when prime hit 26%. Spar (JSE code: SPP) trading update, ouch. Is Shoprite* (JSE code: SHP) eating everybody's lunch? Don't forget to action your Purple Group* (JSE code: PPE) rights issue. You have until Tuesday to either sell the rights or take them up. Meta (Nasdaq code: META) fined Euro1.2billion by the EU, but stock rises on the day. These fines, even large ones, are just a cost of doing business for the mega large cap tech stocks? Nvidia (Nasdaq code: NVDA) gets all the AI hype and love to a trillion dollars. * I hold ungeared positions.

Renewable energy [Etion Create] is pleasing and growing fast: CEO Alan Dickson.

RMB's Matete Thulare on the rand. Where does he think it's heading in the short term, and what potential impact will it have on inflation and rates? Andries van Heerden from Afrimat on results that saw Heps off 15.7% and a new segment, Future Materials and Metals. Simon offers his thoughts on how to generate investment income.

Simon Shares I have been talking about a cracking (broken?) consumer for a few months now. Two recent surveys show exactly this data. BankservAfrica's five-year review of Take-home Pay and Private Pensions in South Africa for February 2018 – February 2023 "The average nominal salary Take-home Pay Index, increased from R12,573 to R15,438, +22.8%." But CPI was 26.6% and take home pay had kept track until last year. Debt Busters Debt Index | Q1 2023 survey "Nominal incomes were 2% higher than 2016 levels, however when cumulative inflation growth of 40% is factored in for the same seven-year period, consumers' purchasing power diminished by 38% over this period.". Rand trades at worst level ever on Friday, R19.5169/US$. Transaction Capital (JSE code: TCP), last week I sad the worst may be behind them. Well with the ZAR collapsing equalling more inflaiton and rates and petrok increases. Maybe not for SA Taxi or WeBuyCar. Purple Group* (JSE code: PPE) rights issue. Full details on 18 May. It will be R105m from Purple Shareholders and R45m from Sanlam at Easy Equities level. Total R150m Local PGM production down 14% in Q1. Calgro M3 (JSE code: CGR) results saw HEPS just above 150c while the stock trades at ±300x. Value or value trap? Sold my Sun International (JSE code: SUI) as price go backwards and I protecting profits. Excluding dividends ±70% return since November 2021. OpenAI Sam Altman goes before US Congress to propose licenses for AI. Pulling the ladder up behind you to stop others. I have been using ChatGPT via Bing and Google Bard. For investors they mostly useless. Octodec (JSE code: OCT) results. Large discount to NAV and DY ±14%. Investing in mega trends * I hold ungeared positions. Simon Brown  

Anchor's Reko Nare talks Raubex's solid results including good growth in renewables. Wikus Lategan from Calgro M3 talks financials as Heps increases over 50% after good cost controls and margin improvements. Benay Sager from DebtBusters on their Q1 survey which shows indebted South Africans have 38% less purchasing power than in 2016.

As technology advances, many things are made more manageable, especially in healthcare. Care strategies and delivery become more effective with easier access to health data that's been automatically recorded and reported to the care team. Remote Therapeutic Monitoring (RTM) became accepted by the Center for Medicare Services as of 2022. Thus, Physical Therapists can now bill for apps and "wearables" that monitor patient motion (HEPs) between PT sessions. James Heathers, the Chief Science Officer for Cipher Skin, joins the podcast to explain how RTMs can be utilized to benefit patients and providers during the episodes of care. Tune in to this episode for a more comprehensive discussion with James Heather!Love the show? Subscribe, rate, review, and share! https://ptoclub.com/