Podcasts about executive manager

IS CASH KING? BALANCING LIQUIDITY AND GROWTH FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA and Tyler Kluge | CFP®, ChFEB℠, CPWA®, CDFA®, CEPS,  Financial Planner, BWFA Episode Details: Cash is often described as either “king” or “trash.” In reality, it can be both—depending on your circumstances. In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor and Tyler Kluge explore when holding cash makes sense and when it may work against your long-term goals. The conversation begins with why cash matters. Having an emergency fund provides peace of mind and flexibility when life delivers the unexpected—medical bills, job loss, or urgent home repairs. Sandy and Tyler discuss how to size an emergency fund, why rules of thumb like “three to six months of expenses” may not fit every situation, and how personal factors such as job stability or income volatility affect the right cash balance. But cash also has drawbacks. For retirees who already have stable income from pensions or Social Security, holding too much in cash can mean missed opportunities for growth. The episode shares real-life examples of families who kept significant wealth in ultra-conservative accounts—only to realize that over decades, inflation would erode their purchasing power and diminish the legacy they hoped to leave to children and grandchildren. Sandy and Tyler emphasize that the right answer depends on goals, timing, and flexibility. They recommend tailoring cash holdings to personal risk tolerance, liquidity needs, and investment horizon. The discussion also touches on practical strategies, such as using money markets, high-yield savings, or laddered CDs to keep funds both safe and accessible. Finally, listeners are reminded that cash needs evolve with life changes—new jobs, growing families, or retirement. Reviewing and adjusting cash reserves regularly is critical to keeping financial plans on track. For more insights, visit BWFA's Financial Planning Services.

In this episode of God on the Move, Savannah Kagiri shares her powerful story of faith, courage, and transformation amid Kenya's recent youth-led protests. From growing up in a Christian household to navigating political unrest and the complex relationship between the church and government, Savannah reflects on how her generation is boldly challenging norms and confronting injustice. She also opens up about her personal journey through mental health struggles, her calling to ministry, and her experiences at the Lausanne Congress in South Korea. Join us as we explore how God is moving in Kenya and beyond, inspiring the next generation to step out in faith and lead change.  

WHAT IS FINANCIAL PLANNING? A COMPLETE GUIDE FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA and Tyler Kluge | CFP®, ChFEB℠, CPWA®, CDFA®, CEPS,  Financial Planner, BWFA Episode Details: Financial planning is often confused with investing, estate planning, or tax planning. However, at its core, financial planning is bigger than any one piece—it's the roadmap that helps you reach your life and financial goals with clarity and direction. In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor and Tyler Kluge explain what financial planning truly means. They discuss how a comprehensive plan covers every part of your financial life: budgeting, saving, debt management, investing, insurance, retirement, and estate planning. Together, these elements create a foundation that helps you not only build wealth but also protect it for the future and for your loved ones. Listeners will also learn why financial planning is more than picking investments. It is about setting short-, mid-, and long-term goals and then creating a clear path to achieve them. Sandy and Tyler emphasize starting early, automating savings, and avoiding lifestyle creep. In addition, they highlight how estate planning documents, though often overlooked, play a critical role in protecting family members and ensuring your wishes are honored. Flexibility is another key takeaway. Plans should not remain static. Just as a pilot adjusts course during turbulence, financial plans must adapt to changes in life. Career transitions, shifting markets, or major family milestones may require new strategies. That is why ongoing updates, regular reviews, and professional guidance are essential to staying on track. With more than four decades of experience, BWFA has guided thousands of families as they set goals, manage challenges, and move forward with confidence. This episode offers practical tips as well as reassurance: you don't have to plan alone. Our advisors are here to help you build and maintain a strategy that works. For more insights on financial planning, visit BWFA's Financial Services page

Derek Kelly, Executive Manager with responsibility for Environment at Dublin City Council, discusses a new littering campaign in the capital.

Following the introduction of six new litter wardens, one hundred extra waste management staff and more, Dublin City Council is now asking those living here to do their part to keep the streets litter-free. To discuss further Ciara spoke to Derek Kelly, Executive Manager in Environment and transport at Dublin City Council.

Following the introduction of six new litter wardens, one hundred extra waste management staff and more, Dublin City Council is now asking those living here to do their part to keep the streets litter-free. To discuss further Ciara spoke to Derek Kelly, Executive Manager in Environment and transport at Dublin City Council.

The session provided valuable insights into when and why an H-1B amendment is necessary, what employers and employees should be aware of, and how to avoid common pitfalls.Our expert panel — Immigration Attorney Jacqueline Gonzalez Valle, Executive Manager and Immigration Team Lead Carmen Lopez, and Client Services Manager Arianna Gonzalez, MBA — guided attendees through the key considerations and best practices.Whether employers managing H-1B workers or employees navigating their visa journey, participants gained practical knowledge to stay compliant and informed.Listen in to know more!

THE EIGHTH WONDER OF THE WORLD - THE QCD! FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA and Tyler Kluge | CFP®, ChFEB℠, CPWA®, CDFA®, CEPS,  Financial Planner, BWFA Episode Details: For charitably minded retirees, a Qualified Charitable Distribution (QCD) can be one of the smartest tax strategies available. In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor and Tyler Kluge explain how QCDs allow individuals age 70½ and older to donate directly from an IRA to a qualified charity—with meaningful tax benefits. Listeners will learn how QCDs work, the eligibility rules, and why this strategy often provides more advantages than giving directly from a bank account. For example, donating through a QCD reduces adjusted gross income, which may in turn lower Medicare premiums or reduce the taxable portion of Social Security benefits. Sandy and Tyler also explain how the annual contribution limits apply—$108,000 per person in 2025, or $216,000 for married couples filing jointly. The episode covers important differences between required minimum distributions (RMDs) and QCDs, showing why the two should not be confused. Unlike taking an RMD and then writing a check to charity, a QCD ensures the distribution is never taxed in the first place. This simple distinction can mean substantial savings. Practical guidance is also included. The hosts explain how to properly execute a QCD, why the funds must go directly from the IRA custodian to the charity, and how deadlines affect year-end giving. They also share a timeline for planning—suggesting that clients aim to finalize QCDs well before December to ensure smooth processing. Ultimately, QCDs represent a powerful way to align charitable giving with tax-smart planning. For clients who are both financially secure and charitably inclined, this episode highlights why QCDs are often referred to as the “eighth wonder” of retirement planning. For more on BWFA's approach, visit BWFA's Tax Planning page.

South Africans will have to brace themselves for electricity price increases in 2026 and 2027. The National Energy Regulator of SA has entered into a settlement with Eskom, giving it an additional R54bn over three years on top of the R1.2-trillion is has already approved. Earlier this year Eskom lodged a judicial review of Nersa's decision to grant Eskom a price increase on the basis it wasn't enough. Sakina Kamwendo spoke to Executive Manager for Electricity at NERSA Rhulani Mathebula

Chris Holman welcomes back Jason Cords, Executive Manager, Shaheen Chevrolet, Shaheen Cadillac, Lansing, MI. Have tarriffs impacted operations these past couple of months? Has the truck market remained strong? Which is stronger this year, hybrid or EVs? Your back room is still busy? How's the market for the Cadillac Escalade this year? » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/

Bongani Bingwa speaks with Brenton van Vrede, Executive Manager for Grants Administration at SASSA, about the introduction of mandatory biometrics for social grant beneficiaries, how the agency plans to manage potential system failures, and the reasons behind its decision not to renew the Master Service Agreement (MSA) with Postbank. 702 Breakfast with Bongani Bingwa is broadcast on 702, a Johannesburg based talk radio station. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

Guest: Kele Lekalake | CEO and Executive Manager for Harvey World Travel Thabo Shole-Mashao chats to Kele Lekalake, CEO of Harvey World Travel, on women in travel, how to become a travel agent, insights from the She Invests Conference, and highlights from the Career Expo in Tembisa. Early Breakfast with Africa Melane is 702’s and CapeTalk’s early morning talk show. Experienced broadcaster Africa Melane brings you the early morning news, sports, business, and interviews politicians and analysts to help make sense of the world. He also enjoys chatting to guests in the lifestyle sphere and the Arts. All the interviews are podcasted for you to catch-up and listen.Thank you for listening to this podcast from Early Breakfast with Africa Melane For more about the show click https://buff.ly/XHry7eQ and find all the catch-up podcasts here https://buff.ly/XJ10LBUListen live on weekdays between 04:00 and 06:00 (SA Time) to the Early Breakfast with Africa Melane broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3NSubscribe to the 702 and CapeTalk daily and weekly newsletters https://buff.ly/v5mfetcFollow us on social media:702 on Facebook: https://www.facebook.com/TalkRadio702702 on TikTok: https://www.tiktok.com/@talkradio702702 on Instagram: https://www.instagram.com/talkradio702/702 on X: https://x.com/Radio702702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalkCapeTalk on TikTok: https://www.tiktok.com/@capetalkCapeTalk on Instagram: https://www.instagram.com/CapeTalk on X: https://x.com/CapeTalkCapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

VOLATILITY TO CLARITY: PROVEN INVESTING LESSONS THAT WORK FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA Episode Details: Every investor encounters ups and downs. But those who grow their wealth over time often learn something valuable from each experience. In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor explores what recent market cycles can teach us about smarter investing. From the turbulence of 2020 to the surprises of 2025, Sandy walks listeners through common behaviors that trip up investors. Reacting emotionally, chasing hot stocks, or sitting on the sidelines too long can all reduce long-term success. These lessons aren't just theoretical—they're pulled directly from real market movements and client experiences. Importantly, Sandy focuses on the difference between reacting and responding. When volatility hits, it's tempting to shift strategies or pull back. However, history shows that staying the course and relying on a long-term plan often leads to better outcomes. Timing the market rarely works, but time in the market builds resilience and results. In addition to mindset, this episode discusses strategic habits. These include diversifying assets, reassessing risk tolerance, and regularly reviewing your portfolio. While these actions may seem simple, they form the foundation of effective investing. If you're an experienced investor looking to reflect—or a newer one hoping to avoid common traps—this discussion will leave you more informed and confident. For more guidance on aligning your investments with your long-term goals, visit our Investment Management page. Looking for a more detailed approach? Schedule a complimentary consultation with us! At BWFA, we believe every market moment can shape a wiser investor. Whether you're saving for retirement, funding education, or building a legacy, the best time to learn is now.

Tehillah Niselow is in conversation with Nkateko Mayimele, Executive Manager for Claims at South African Special Risk Insurance Association (Sasria)See omnystudio.com/listener for privacy information.

In this episode, female technology leaders Kelly Addison, Director, Women in Technology, Kate Clark, CEO, eDiscovery Collab, Anna Golovsky, Executive Manager, Legal & Company Secretariat, IAG and Jaysee Sunapho, Data Architect, Magentus broke down complex AI purchasing and integration decisions through case studies highlighting both successes and instructive failures.  This episode emphasised women's collaborative approach to vendor assessment and how diverse perspectives lead to more holistic technology evaluations and lasting professional relationships. Participants worked through a decision matrix they can immediately apply to pending technology choices, ensuring strategic alignment with organisational goals and values. This episode was part of the Women + AI APAC Summit 2025 program on 29 July 2025 with Vanderbilt Law School in collaboration with Gilbert + Tobin. If you would prefer to watch rather than listen to this episode, you'll find the video in our CLI-Collaborate (CLIC) free Resource Hub here.

WHAT DOES A MILLIONAIRE LOOK LIKE? FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA Episode Details: When people picture a millionaire, they often imagine luxury cars, expensive homes, and flashy lifestyles. But in reality, most millionaires look very different. In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor breaks down the habits and characteristics that many millionaires share. Surprisingly, most didn't inherit their wealth or attend elite schools. Instead, they achieved financial independence through consistent saving, long-term investing, and careful decision-making. Sandy shares practical statistics and real-life patterns, showing how many Americans have quietly reached the million-dollar milestone. He also explains how early planning, smart spending, and simple investment strategies often matter more than income alone. You'll learn how some millionaires build wealth through business ownership, while others rely on disciplined retirement savings. The episode also touches on how millionaires think about risk, giving, and lifestyle—even after achieving their goals. Whether you're just starting your financial journey or nearing retirement, this conversation helps you understand what it really takes to build lasting wealth. It may also inspire you to rethink what success looks like. Listen now to discover how ordinary habits can lead to extraordinary outcomes.

Executive Manager of Football Operations & Strategy at WA Football, Jon Haines, joined Duff to break down the new interpretation of umpire abuse at all levels Learn more about your ad choices. Visit megaphone.fm/adchoices

PROMISES AND PITFALLS OF THE NEW TAX LAW FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA Episode Details: In this episode of Healthy, Wealthy & Wise, Sandy Hornor explains how the new “One Big Beautiful Bill Act” may affect your taxes. While the bill promises tax breaks, many of them come with fine print—like income limits and phase-outs. That means planning ahead is more important than ever. Sandy covers the expanded SALT deduction, a new $6,000 senior deduction for those age 65 and older, and the now-permanent Qualified Business Income (QBI) deduction. He also reviews smaller but meaningful benefits, such as new deductions for tips, overtime, and car loan interest. However, each one comes with eligibility thresholds that may surprise you. This episode gives you a clear, high-level overview of what changed, what stayed the same, and why financial and tax planning must now work hand-in-hand. If you're unsure how the 2025 tax law will impact your income, investments, or filing status, this discussion will help you cut through the confusion

The short-term future of the ANZ Premiership is confirmed. Netball New Zealand has signed an exclusive broadcast deal with TVNZ for next year, with the competition to remain in its current two-round format. Governing body boss Jennie Wyllie's refused to confirm whether players will take a pay cut, but admits they'll likely use cash reserves to make ends meet. Netball Players Association Executive Manager Steph Bond told Ryan Bridge that a free to air platform will increase the eyes on the sport. Especially, she says, for a sport like netball where most people are playing at a community level. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Procedures are in process to find a new Archbishop of Canterbury and a new Archbishop of Wales. Both of whom retired amidst controversies over the handling of safeguarding issues, although there are no suggestions that they behaved inappropriately themselves. Azim Ahmed and guests discuss - is the Church in Crisis?Dr Andrew Graystone is an advocate for survivors of abuse in the Church and is the author of “Bleeding for Jesus : John Smyth and the cult of the Iwerne Camps” Dr Michael J Kruger is Professor of New Testament and Early Christianity at Reformed Theological Seminary in the United States of America. He's the author of “Bully Pulpit: Confronting the Problem of Spiritual Abuse in the Church” The Reverend Nan Powell-Davies is head of the Presbyterian Church in Wales. Simon Plant is Executive Manager for the Charity for Action on Spiritual Abuse, formerly Replenished Life. He has over twenty-five years experience working in safeguarding in Education, Local Government and Faith settings.

VOLATILITY VS. RISK FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA Episode Details: Volatility and risk are not the same, and misunderstanding the difference can derail your investment strategy. In this timely episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor explains why market swings (volatility) should be expected and even welcomed, while risk—the permanent loss of capital—is what truly threatens long-term financial health. Sandy breaks down the various types of financial risk, including credit and interest rate risk, liquidity, currency, and systemic risk. You'll also hear how investors often misjudge their capacity versus their willingness to tolerate risk. Are you chasing returns but not positioned to handle the downside? Do you have concentrated holdings that could create hidden vulnerabilities? This episode explores those questions and more, offering a framework to help align your investment decisions with your real-life goals and risk tolerance. Whether you're navigating a volatile 2025 or want more peace of mind in your financial life, this episode will help you think clearly about where your true exposure lies—and how to protect yourself from it. Perfect for both experienced investors and those new to portfolio strategy.

Today's guest is Andrew Kostin, Executive Manager in Project Management at JPMorgan Chase. He joins Emerj Senior Editor Matthew DeMello on today's episode to explore the evolving challenges of combating retail and eCommerce fraud from a point-of-sale perspective. With the shift from brick-and-mortar businesses to online and mobile ordering models accelerated by the COVID-19 pandemic, many companies have found themselves ill-prepared for the rising tide of fraudulent activities. If you've enjoyed or benefited from some of the insights of this episode, consider leaving us a five-star review on Apple Podcasts, and let us know what you learned, found helpful, or liked most about this show! Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the ‘AI in Business' podcast!

Executive Manager of the NZ Netball Players Association Steph Bond joins the show to talk about the issues facing the game in NZ, the uncertain future of next years ANZ Premiership, dealings with Netball NZ, recommendations to fix the game & more Learn more about your ad choices. Visit megaphone.fm/adchoices

WHERE DO YOU GET YOUR FINANCIAL ADVICE? FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS TOWNSEND HORNOR JR., CEPS Managing Director, Wealth Management & Executive Manager, BWFA Episode Details: In this insightful episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor explores how Americans of all ages and backgrounds seek financial advice—and what the patterns reveal about confidence, access, and outcomes. Drawing from a recent Gallup study, Sandy breaks down the generational and income-based differences in financial behavior. You'll hear how younger adults tend to rely on social media, friends, and websites, while older and wealthier individuals increasingly turn to professionals. The episode also highlights how the use of digital resources often correlates with financial dissatisfaction, while those who work with a financial planner are more likely to feel in control of their future. Listeners will learn why it might be time to upgrade from a DIY approach to a more strategic relationship with a financial advisor—especially when wealth starts to accumulate or life becomes more complex. As the episode concludes, Sandy makes the case for introducing financial education earlier in life—especially as part of a family's broader generational wealth planning. If you've ever wondered whether your current financial information sources are serving you well—or if your children or parents could benefit from different guidance—this discussion offers a thoughtful and data-backed perspective.

Originally uploaded Jan14th, fixed error reloaded July 1st. Chris Holman welcomes back Jason Cords, Executive Manager, Shaheen Chevrolet, Shaheen Cadillac, Lansing, MI. Welcome back, Jason, remind the Michigan business community about Shaheen Chevrolet/Cadillac? What were some 2024 highlights for Shaheen? What were some 2024 highlights from dealership end of things or noteable General Motors news? Hybrids or EVs which is stronger for the upcoming year? What do you expect for 2025? Are any models selling better than anticipated originally by GM and Dealerships? » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/

Bongani Bingwa speaks with Brenton van Vrede, Executive Manager for Grants Administration, South African Social Security Agency (Sassa), about their review of some pensioners missing their July payments after Sassa identified "additional income" in their bank accounts, and what would prompt the agency to recall people for a review. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702See omnystudio.com/listener for privacy information.

In this episode, I'm joined by Lily Broodbank, Executive Manager of Disaster Management at Suncorp Insurance.Lily shares her fascinating career journey—from working across banking and insurance to now leading large-scale disaster response operations. With over a decade of experience, Lily is passionate about helping communities prepare for extreme weather events and supporting them through recovery when the worst happens.We chat about:What actually happens behind the scenes during disaster responseHow Suncorp supports customers and communities after major eventsThe powerful role of technology in preparation and recoverySuncorp's new Haven tool and how it helps Aussies get ready for storms, floods and natural hazards.Why disaster preparedness is something we should all take seriouslyLily's insight and experience are a reminder that while we can't stop natural disasters, we can be better prepared—and tech is helping lead the way.This episode is sponsored by Suncorp Haven — a free tool helping Queenslanders understand their home's weather risks. Check out the link below for more informationSUNCORP HAVEN TOOL

SHOULD I INVEST IN REAL ESTATE? FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS TOWNSEND HORNOR JR., CEPS Managing Director, Wealth Management & Executive Manager, BWFA Episode Details: In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor explores the pros and cons of investing in real estate in 2025. From changing interest rates and market uncertainty to evolving rental trends and property management, this episode breaks down the key considerations for anyone thinking about buying a property for income or growth. Whether you're a first-time investor or looking to diversify your portfolio, get the insights you need to make an informed decision.

In this episode, I'm joined by Lily Broodbank, Executive Manager of Disaster Management at Suncorp Insurance.Lily shares her fascinating career journey—from working across banking and insurance to now leading large-scale disaster response operations. With over a decade of experience, Lily is passionate about helping communities prepare for extreme weather events and supporting them through recovery when the worst happens.We chat about:What actually happens behind the scenes during disaster responseHow Suncorp supports customers and communities after major eventsThe powerful role of technology in preparation and recoverySuncorp's new Haven tool and how it helps Aussies get ready for storms, floods and natural hazards.Why disaster preparedness is something we should all take seriouslyLily's insight and experience are a reminder that while we can't stop natural disasters, we can be better prepared—and tech is helping lead the way.This episode is sponsored by Suncorp Haven — a free tool helping Queenslanders understand their home's weather risks. Check out the link below for more informationSUNCORP HAVEN TOOL

In this episode, I'm joined by Lily Broodbank, Executive Manager of Disaster Management at Suncorp Insurance.Lily shares her fascinating career journey—from working across banking and insurance to now leading large-scale disaster response operations. With over a decade of experience, Lily is passionate about helping communities prepare for extreme weather events and supporting them through recovery when the worst happens.We chat about:What actually happens behind the scenes during disaster responseHow Suncorp supports customers and communities after major eventsThe powerful role of technology in preparation and recoverySuncorp's new Haven tool and how it helps Aussies get ready for storms, floods and natural hazards.Why disaster preparedness is something we should all take seriouslyLily's insight and experience are a reminder that while we can't stop natural disasters, we can be better prepared—and tech is helping lead the way.This episode is sponsored by Suncorp Haven — a free tool helping Queenslanders understand their home's weather risks. Check out the link below for more informationSUNCORP HAVEN TOOL

Linden talks about a recent study into the effect of generative AI use on cognitive function and Stu talks to Kim Dyball, Executive Manager of the Young Indigenous Womens' STEM Academy and how a Churchill fellowship is going to help improve outcomes for young indigenous women in STEM in Australia

CABLE TV OR STREAMING? HOW TO CHOOSE FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA Episode Details: In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor tackles the streaming vs. cable debate. Based on personal experience and market research, he outlines the pros and cons of each—cost, flexibility, content, and ease of use—helping you decide which option (or mix of both) best suits your lifestyle and budget.

ASX100 CEO pay has flattened over the last decade, with the median realised pay at $4.15 million compared to $3.96 million a decade ago. The average realised pay for ASX100 CEOs was 55 times the average earnings of an Australian worker, down from to 71 times in FY1.Ed John is Executive Manager, Governance & Engagement at ACSI - the Australian Council of Superannuation Investors. He talks to Sean Aylmer about ACSI's annual CEO pay study, which identifies the highest-paid CEOs, and delves into golden parachutes, bonuses and more.Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

Today's show features: Jonathan Smoke, Chief Economist at Cox Automotive Jeff Zonen, Operating Partner & Executive Manager at Infiniti City of Queens, Infiniti City of Massapequa & KIA City of the Bronx This episode is brought to you by: Experian Automotive — Wasted advertising spend, undelivered messages, and missed opportunities are just the start of dealers' challenges. Today's consumers expect personalized experiences, making it essential to keep their contact information current. Experian Automotive can assist you in filling in missing or incomplete customer information gaps, verifying vehicle ownership, and enriching your records with additional data. This way, you can deliver truly personalized experiences that foster lasting loyalty and retention. Visit ⁠https://carguymedia.com/experian⁠ to learn more. Interested in advertising with Car Dealership Guy? Drop us a line here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Interested in being considered as a guest on the podcast? Add your name here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3Suismu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Check out Car Dealership Guy's stuff: CDG News ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://news.dealershipguy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CDG Jobs ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://jobs.dealershipguy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CDG Recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.cdgrecruiting.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ My Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.twitter.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ dealershipguy.com

THINKING ABOUT BUYING GOLD? FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA Episode Details: In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor revisits the topic of investing in gold amid recent market volatility. With gold grabbing headlines in 2025, Sandy explores why investors are drawn to it, its historical performance, and whether it truly serves as a safe haven. From physical gold to ETFs and mining stocks, listeners will gain a thoughtful perspective on the risks, myths, and realities of gold investing today.

No nosso décimo sexto episódio, recebemos Patrícia Sato, Executive Manager do Brazil Games, programa da Abragames em parceria com a ApexBrasil que impulsiona a presença dos estúdios brasileiros no mercado internacional. Com formação em Game Design e mais de 10 anos de atuação no setor, Patrícia lidera iniciativas que conectam a indústria nacional de games com o mundo, promovendo visibilidade, crescimento e exportação.

TAKING CASH OUT OF YOUR RETIREMENT ACCOUNT? FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA Episode Details: In this episode of Healthy, Wealthy & Wise, BWFA's Managing Director of Wealth Management, Sandy Hornor, explores what you need to know before withdrawing funds from retirement accounts. Whether you're considering early retirement, buying a home, or facing a financial crossroads, understanding the tax implications, penalties, and planning strategies around IRAs, 401(k)s, and Roth accounts is essential. Tune in for expert guidance on how to avoid costly mistakes and navigate your retirement cash flow with confidence.

Stephen Grootes speaks Thulisile Galelekile, Executive Manager strategy and operations Trade and Investment KwaZulu Natal about the success of the 2024 KZN Investment conference, which secured R82.2 billion in investment pledges and potential job creation and looks ahead to the rest of the 2025 edition. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

HOW NOT TO RESEARCH STOCKS FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA

How much of what we hear about Australia’s housing crisis is actually true, and how much is just media hype? In this episode, we’re joined by Cameron Kusher, a property economist who’s here to speak without corporate filters, and he doesn’t hold back. We talk about how the media often gets housing stories wrong, oversimplifying complex issues just to chase clicks. The real concern? That these headlines shape government policy, leading to short-sighted solutions that don’t actually fix anything. Cameron walks us through what’s really driving the supply issue: rising construction costs, GST on new builds, financing hurdles, and why “just build more” isn’t as easy as it sounds. We also chat about the missing piece in most political conversations: renters. There’s been decades of underinvestment in social and affordable housing, but that rarely gets the spotlight. We cover everything from tax reform to built-to-rent models, university responsibilities, and what role governments should be playing. If you’ve ever felt like the housing conversation is stuck or too focused on band-aid solutions, this one’s worth a listen. Episode Highlights: 00:00 - Introduction 01:02 - Who is Cameron Kusher? 01:38 - What frustrates Cameron the most about how media covers the housing market 04:21 - How could governments better assist the housing market? 12:44 - How biased is property media? Can we trust it? 15:26 - What do major networks get wrong about the property market? 17:30 - Why immigration is so hard to reduce and what does it means for housing 22:08 - Will falling inflation and interest rates increase housing approvals? 26:31 - Are planning reforms in NSW and VIC actually working? 33:35 - How much housing supply is considered enough? Can we sustain it? 42:14 - Could tax reform like land tax replace stamp duty? 46:14 - Do bold buyer incentives help or hurt the housing market? 48:37 - Are young people really locked out of the housing market? 51:53 - Is ‘giving while living’ the new Bank of Mum and Dad? 53:55 - Will downsizing boomers actually free up family homes? 57:46 - Are Australians becoming comfortable with lifelong mortgage debt? 1:00:06 - Cameron Kusher's property dumbo About Our Guest: Cameron Kusher is a seasoned property economist and one of Australia’s most respected housing market commentators. With more than 20 years of experience working in the Australian property sector., he has held senior research roles at CoreLogic and REA Group, where he served as Executive Manager of Economic Research. Cameron’s expertise spans residential and commercial property markets, focusing on data-driven insights into housing trends, affordability, and policy impacts. He is a sought-after speaker and writer, known for cutting through media noise to highlight the structural and economic forces shaping Australia’s housing landscape. Connect with Cameron Kusher: LinkedIn https://www.linkedin.com/in/cameron-kusher-bbb71b46/ Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.alcove.au Work with Chris: chrisbates@alcove.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

Today I'm joined by Brad Wise, executive manager at Ferman Chevrolet Mazda. We dive into his mission to sell 900 cars a month, why he's handing out hundreds in cash to his service team five times a day, how “energy vampires” kill sales culture — and more. This episode is brought to you by: 1. Kenect AI – The platform auto dealers are using to gather reviews, generate leads, and improve their online reputation, all powered by AI @ http://www.kenect.ai 2. CarGurus - maximize your performance on the #1 most visited car shopping site in the U.S. With data-driven intelligence on what to buy, how to improve the visibility of your listings, and how to optimize pricing, CarGurus will help drive revenue at every stage. Learn more @ http://insights.cargurus.com/cdg - Similarweb, Traffic Report (Cars.com, Autotrader, TrueCar, CARFAX Listings (defined as CARFAX Total visits minus Vehicle History Reports traffic), Q4'24, USA. - CarGurus analysis of US dealers that changed a vehicle price based on NBDR recommendations compared to vehicles without an NBDR- informed price change from Nov 2023 through Dec 2024, finding that dealers that made NBDR-price informed change see a 42% median increase in VDP views per day. - Market Probe International, blinded survey of 600 dealers, Aug 2024. Based on 313 dealers who pay for at least two listings sites. 3. CDG Recruiting - The Go-To Talent Partner for Dealers. Hire pre-vetted GMs, sales, F&I, fixed ops, C-suite, and back-office talent—ready to perform. Faster hires, better results. Book a call → http://www.CDGRecruiting.com Need help finding top automotive talent? Get started here: ⁠⁠⁠⁠https://www.cdgrecruiting.com/⁠⁠⁠⁠ Interested in advertising with Car Dealership Guy? Drop us a line here: ⁠⁠⁠⁠https://cdgpartner.com⁠⁠⁠⁠ Interested in being considered as a guest on the podcast? Add your name here: ⁠⁠⁠⁠https://bit.ly/3Suismu⁠ Topics: 00:19 How to build business resilience? 01:05 What defines Ferman's leadership legacy? 03:31 How to build winning teams? 06:18 Why prioritize ethics and compliance? 16:28 Keys to operational excellence? 24:49 Best incremental growth strategies? 26:54 Why obsess over research? 32:51 Innovations in used car sales? 36:59 How to measure progress/happiness? Check out Car Dealership Guy's stuff: CDG News ➤ ⁠⁠⁠⁠https://news.dealershipguy.com/⁠⁠⁠⁠ CDG Jobs ➤ ⁠⁠⁠⁠https://jobs.dealershipguy.com/⁠⁠⁠⁠ CDG Recruiting ➤ ⁠⁠⁠⁠https://www.cdgrecruiting.com/⁠⁠⁠⁠ My Socials: X ➤ ⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠ This podcast is for informational purposes only and should not be relied upon as a basis for investment decisions.

FEDERAL EMPLOYEES CONSIDERING VERA OR VSIP FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA and special guest Tyler Kluge | CFP®, ChFEB℠, CPWA®, CDFA®, CEPS,  Financial Planner, BWFA

Stephen Grootes speaks to Christopher Malan, Executive Manager for Compliance and Prevention at the Financial Intelligence Unit about plans for SA to exit the grey listing and businesses that are not carrying their weight. In other interviews, Ayabonga Cawe, Chief Commissioner of the International Trade Administration Commission talks about the new fee structure for import and export permits, aimed at addressing budget constraints and modernizing the organization's systems. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk.There’s more from the show at www.themoneyshow.co.zaSubscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa.Follow us on:702 on Facebook: www.facebook.com/TalkRadio702702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalkCapeTalk on TikTok: www.tiktok.com/@capetalkCapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalkSee omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Christopher Malan, Executive Manager for Compliance and Prevention at the Financial Intelligence Unit,about plans for SA to exit the grey list and businesses that are not carrying their weight. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk.There’s more from the show at www.themoneyshow.co.zaSubscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa.Follow us on:702 on Facebook: www.facebook.com/TalkRadio702702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalkCapeTalk on TikTok: www.tiktok.com/@capetalkCapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalkSee omnystudio.com/listener for privacy information.

Joining us to unpack the implications of Trumps 30% tariff and how it affects Cape Town’s boat industry, is Vanessa Davidson, Executive Manager at the South African Boat Builders Export Council (SABBEX).See omnystudio.com/listener for privacy information.

Welcome to episode 16 of the Sauna Twins Podcast! We had the joy of welcoming Carita Harju from Sauna From Finland to the Finnmark podcast studio. As a Project Director and Executive Manager at Sauna from Finland, Carita is passionate about developing and implementing strategies to create the world's most exceptional Finnish sauna experience. Sauna from Finland is on a mission to boost the global recognition of authentic Finnish sauna solutions, helping companies connect and consult sauna service providers in finding the best elements for their sauna service. Jake and Max Newport, Managing Directors at Finnmark Sauna, loved the opportunity to catch up with Carita and discuss how Sauna From Finland was founded, her love and appreciation for true authentic sauna and Sauna From Finland's mission statement. Here is a taste of what we covered: How Sauna From Finland was founded. Carita's Latest Book Launch, The Power of Hot and Cold. How Jake received the honorary title of Sauna Ambassador from Sauna From Finland. Jake and Max, Managing Directors at Finnmark Sauna, enjoyed their time chatting about all things authentic Sauna with Carita. You can find more about Sauna from Finland on their website:https://saunafromfinland.com/ You can purchase Carita's book, The Power of Hot and Cold Sauna, here: https://www.amazon.co.uk/Power-Hot-Cold-Katja-Pantzar/dp/1399724932 Brought to you by Finnmark Sauna Authentic Sauna Experiences: https://www.finnmarksauna.com #authenticsauna #sauna #finnishsauna #saunatime #finnmarksauna #saunahealthbenefits #saunaresearch #research #studies #saunastudies #heattherapy

This week on the Titans of Food Service podcast, Nick Portillo speaks with Charles Johnson, CEO of the Detroit Athletic Club, to discuss its rich history and significance in the community. With a legacy dating back to 1887, the DAC has evolved from an athletic club into a premier destination for fine dining and hospitality, showcasing Detroit's heritage and resilience. Johnson shares insights into the club's commitment to exceptional service. He also shares how employee engagement, allowing staff to voice their ideas and contribute to the club's goals, ultimately creates a culture of care for both members and colleagues. Listen as Charles reflects on the vibrant food service scene in Michigan and its impact on the local community.TIMESTAMPS(00:00) Introduction to the Titans of Food Service Podcast(06:34) Charles Johnson's Journey in Hospitality(07:56) The Evolution of Hospitality Careers(21:22) The Legacy and Influence of the DAC(24:28) Empowering Employee Voices(30:20) The Importance of Taking CareRESOURCESPortillo SalesCONTACT Nick: nick.portillo@portillosales.com

ARE YOU TALKING ABOUT YOUR ESTATE PLAN? FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS  with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA

In this episode of TimTalks, Tim sits down with Brad Wise, executive manager at Ferman Automotive, to explore the transformative power of leadership.Brad encourages us to find the gift within challenges, illustrating how reframing obstacles can unlock hidden opportunities From overcoming limiting beliefs to recruiting for success, Brad's insights will motivate you to embrace progress over perfection. Whether you're in the automotive industry or navigating your own leadership journey, this conversation will help you succeed.Connect with Brad on LinkedIn, and subscribe to his podcast, WISE UP.[00:00 – 01:00] IntroductionTim introduces the episode, focusing on leadership in car dealerships and welcoming Brad Wise, Executive Manager at Ferman Automotive.[01:01 – 03:27] Brad's JourneyBrad shares his journey from a college baseball player to a leader in the automotive industry. Early mentors shaped his career and instilled key values.[03:28 – 05:00] Overcoming Early ChallengesBrad discusses his humble beginnings in the industry, from his first day in a Sears suit to building confidence through mentorship and hard work.[05:01 – 07:00] Joining Ferman AutomotiveAfter 25 years in the industry, Brad joined Ferman Automotive. He highlights the company's 127-year legacy and supportive culture.[07:01 – 08:59] Transforming LeadershipBrad shares how he identified organizational strengths and opportunities, implementing daily meetings focused on personal development and positivity.[09:00 – 11:50] The Power of InspirationBrad emphasizes the importance of self-development, using inspirational stories to motivate his team. Progress, he notes, is the key to happiness.[11:51 – 14:45] Building a Positive CultureBrad highlights the connection between personal and professional growth. His leadership approach centers on empowering employees to succeed in all areas of life.[14:46 – 17:42] Balancing AccountabilityBrad balances a supportive culture with clear expectations, focusing on recruiting, lead handling, training, and service retention.[17:43 – 21:25] Creative RecruitingBrad's innovative recruiting methods, like targeted social media and nontraditional talent pools, attract top-tier candidates to Ferman.[21:26 – 24:42] Overcoming LimitationsBrad encourages team members to turn challenges into opportunities, sharing stories of famous figures who used adversity as fuel for success.[24:43 – 26:58] Finding the GiftsBrad shares how reframing challenges, like a long commute, helped him grow. He urges others to seek the hidden benefits in difficult situations.[26:59 – 28:58] Advice for LeadersBrad advises new leaders to prioritize visibility, celebrate progress over perfection, and recognize unsung heroes within their teams.[28:59 – 32:14] Closing ThoughtsTim reflects on Brad's inspiring insights, encouraging listeners to focus on progress and growth. Brad invites everyone to check out his podcast, "WISE UP."

This special episode of CLOC Talk comes straight from the main stage of our APAC Summit 2024 in Sydney. It features a closing panel discussion on how generative AI is influencing legal ecosystems. Moderated by Terri Mottershead, Executive Director at Centre for Legal Innovation, the participants engage in a lively debate over whether AI will fundamentally change pricing models for legal services. They are: Anna Golovsky, Executive Manager, Legal & Company Secretariat Operations at IAG Petra Stirling, Head of Operations & Transformation at Westpac Group Legal Genevieve Collins, Chief Executive Partner at Lander & Rogers, and Michelle Mahoney, Chief Innovation Officer at King & Wood Mallesons The panelists adopt playful 'rap names' and present arguments both for and against AI significantly altering pricing structures. They discuss challenges, the ongoing shift toward collaborative practices between law firms and in-house counsel, tech vendors, as well as evolving relationship dynamics. Tune in as the panelists reflect and engage with the live audience on the role of digital literacy and AI in transforming legal ecosystems.