Podcasts about everyday wealth

EPISODE SUMMARY: Johnjay Van Es is a radio host who alongside his partner Rich airs his show on over 20 stations across the country. He is also devoted to the community helping children in foster care and rescue animals through the LoveUp and LovePup foundations. He shares his journey from being a passionate radio enthusiast to becoming a successful radio host. On this episode of Chachi Loves Everybody, Chachi talks to Johnjay Van Es about:Growing up in Arizona and Mexico and his early passion for radioHis love for improv and comedy, and joining the Groundlings in L.A.Challenges he's faced in the workplace and how he manages creative control of the showHow his show took off following a shoutout from Rod StewartForming a strong partnership with cohost, Rich, and how they worked through conflictsHow taking risks and following passion can lead to unexpected opportunitiesHis unique morning routine that involves a trampolineUnforgettable on-air moments from his careerHis involvement in the Love Up and Love Pup foundations And more!And more!ABOUT THIS EPISODE'S GUEST: As a child, Johnjay Van Es always dreamed of being on the radio. He applied for an internship at 91X in San Diego in 1990 and eventually started working in sales for a number of radio stations, but he never let go of his lifelong dream to be on the air.It wasn't until 1996, after training with the LA-based improv troupe The Groundlings that he would get his first on-air job hosting a morning show on WKRQ in Cincinnati. After just three months on the air, he won the “Best of Cincinnati” award. After years of dominating the market in Cincinnati, Johnjay moved on to Houston, Texas and made his mark in the Country format.A chance meeting in New Orleans found Rich teaming up with Johnjay. The beginning of The Johnjay and Rich era began in 2001 with their first show airing on KRQQ in Tucson. In 2006, the program moved to KISS-FM in Phoenix, Ariz., and was syndicated in select markets nationwide.In 2014, the program joined Premiere Networks lineup of nationally syndicated programs. Airing Monday through Friday from 5 to 10 a.m. MT, The Johnjay & Rich Show is a non-stop blend of pop culture, news and events, welcoming a wide range of music artists, news makers and celebrities. Joined on-air by Kyle and Suzette, the show is a special brand of “reality radio,” in which listeners become an engaged and integral part of the program by interacting with the crew via all forms of social media -Instagram, Snapchat, Twitter, Facebook, email and text messaging.The Johnjay & Rich Show is also available on iHeartRadio, iHeartMedia's free all-in-one streaming music and live radio service, and www.johnjayandrich.com.In addition to hosting their daily radio program, Johnjay and Rich remain steadfastly connected to the community via the Johnjay and Rich #LoveUp Foundation, a non-profit organization that strives to improve the quality of life for the most vulnerable children in our communities, with a primary focus on children living in the foster care system. The foundation's annual Christmas Wish program provides thousands of dollars' worth of gifts to deserving families in need during the holiday season. Johnjay and Rich also raised funds for #LoveUp's sister foundation, #LovePup, by hosting adoption and fundraising events. To date, more than 500 rescue dogs have found forever homes through #LovePup's ongoing efforts.In addition to serving children and pets, the radio hosts raise thousands of dollars for other worthy causes including disaster relief efforts nationwide.ABOUT THE PODCAST: Chachi Loves Everybody is brought to you by Benztown and hosted by the President of Benztown, Dave “Chachi” Denes. Get a behind-the-scenes look at the myths and legends of the radio industry.PEOPLE MENTIONED:Rich BerraTracy JohnsonJeff and JerLaura KaneLittle TommyMike HalloranKurt WarnerBrenda WarnerBrian DouglasScott ShannonScott FisherTim RussertTony RobbinsFred LewisSteve SmithJohn PeakMark CostaJimmy SteeleSmokey RiversWoodyBill ClaprothMike MarinoTommy KramerDennis ClarkBob PittmanRich BreslerElijah WarnerLarry FitzgeraldJordan SparksBruce WaltonFred LewisSteve SmithKimberly HuntJim BryantVon FreemanSteve WestOzLarry FitzgeraldABOUT BENZTOWN: Benztown is a leading international audio imaging, production library, voiceover, programming, podcasting, and jingle production company with over 3,000 affiliations on six different continents. Benztown provides audio brands and radio stations of all formats with end-to-end imaging and production, making high-quality sound and world-class audio branding a reality for radio stations of all market sizes and budgets. Benztown was named to the prestigious Inc. 5000 by Inc. magazine for five consecutive years as one of America's Fastest-Growing Privately Held Companies. With studios in Los Angeles, New York, London and Stuttgart, Benztown offers the highest quality audio imaging work parts for 23 libraries across 14 music and spoken word formats including AC, Hot AC, CHR, Country, Hip Hop and R&B, Rhythmic, Classic Hits, Rock, News/Talk, Sports, and JACK. Benztown provides custom VO and imaging across all formats, including commercial VO and copywriting in partnership with Yamanair Creative. Benztown Radio Networks produces, markets, and distributes high-quality programming and services to radio stations around the world, including: The Rick Dees Weekly Top 40 Countdown, The Daily Dees Show, The Todd-N-Tyler Radio Empire, Hot Mix, Sunday Night Slow Jams with R Dub!, Flashback, Top 10 Now, AudioLogger, Audio Architecture, Radio Merch Shop, The Rooster Show Prep, AmeriCountry, and Benztown Swag Bank. Benztown + McVay Media Podcast Networks produces and markets premium podcasts including: The Making of: A National Geographic Podcast, Run It Again, Hot Chicken and Cage-Free Conversation with Byron Kennedy, and Edelman Financial Engines' Everyday Wealth.Web: benztown.comFacebook: facebook.com/benztownradioTwitter: @benztownradioLinkedIn: linkedin.com/company/benztownInstagram: instagram.com/benztownradio Enjoyed this episode of Chachi Loves Everybody? Let us know by leaving a review!

EPISODE SUMMARY: Curtis LeGeyt is the president and CEO of the National Association of Broadcasters. He shares how his background in business, politics and law has shaped his career in broadcasting and discusses the challenges and opportunities broadcasters face in Washington, D.C.On this episode of Chachi Loves Everybody, Chachi talks to Curtis LeGeyt about:How his passion for journalism, public service and politics led him to Cornell University Law School and Capitol HillHis experience working on the Obama Campaign and the Senate Judiciary CommitteeThe value of over-preparation and confidence in your workBecoming President and CEO of NABNAB's advocacy efforts, including coordinating with local stations, policymakers and the public to ensure the availability and quality of broadcast programmingThe challenges and rewards of bipartisan collaborationThe unique environment of Washington, D.C.His advice for young people interested in a career in broadcasting and his thoughts on the futureAnd more!ABOUT THIS EPISODE'S GUEST: Curtis LeGeyt is the president and CEO of the National Association of Broadcasters. In this role, he serves as the chief advocate for America's free, local television and radio stations and their network partners. He previously served as the chief operating officer of the association before assuming his current role in January 2022. LeGeyt also served as the executive vice president, Government Relations, from 2015-2020.As president and CEO, LeGeyt is leading NAB's charge for policies and innovations that enable the availability of high-quality local broadcast programming to all consumers. He and his team successfully advocate for policies that level the playing field between local stations and Big Tech companies, prevent harmful new regulations that hinder broadcasters' ability to serve their communities, and promote the vital and trusted local journalism broadcasters provide.LeGeyt has been featured in Washingtonian magazine as one of Washington, D.C.'s 500 most influential people, named “Radio Executive of the Year” by Radio Ink magazine and as a top lobbyist by The Hill newspaper. LeGeyt is also a member of the U.S. Chamber of Commerce's Association Committee of 100, which brings together trade association CEOs to build partnerships and discuss issues facing their industries.Prior to joining NAB in 2011, LeGeyt served as the senior counsel to then-Senate Judiciary Chairman Patrick Leahy (VT), advising the chairman and committee on intellectual property, antitrust and First Amendment issues. Previously, LeGeyt practiced law at Howrey LLP, where he focused on antitrust litigation and merger reviews. LeGeyt began his career as a management consultant for Putnam Associates and worked on the staff of the 2008 Obama for America presidential campaign.LeGeyt serves on the boards of directors of the NAB Leadership Foundation, the Broadcasters Foundation of America and Tracy's Kids, a nonprofit helping children with cancer.He also serves on the National Action Alliance for Suicide Prevention's Executive Committee, and is an alumnus of Leadership Music, a Nashville-based program that fosters community and collaboration among music industry leaders.LeGeyt received his J.D. from Cornell University Law School, and his B.A. from Providence College in quantitative economics where he serves on its National Board of Overseers. He resides in Washington, D.C., with his wife Kacey and their three children.ABOUT THE PODCAST: Chachi Loves Everybody is brought to you by Benztown and hosted by the President of Benztown, Dave “Chachi” Denes. Get a behind-the-scenes look at the myths and legends of the radio industry.PEOPLE MENTIONED:Barack ObamaBob PittmanTed CruzEd MarkeyGordon SmithPatrick LeahyBernie SandersMike JohnsonScott McCarthyTim McCarthyABOUT BENZTOWN: Benztown is a leading international audio imaging, production library, voiceover, programming, podcasting, and jingle production company with over 3,000 affiliations on six different continents. Benztown provides audio brands and radio stations of all formats with end-to-end imaging and production, making high-quality sound and world-class audio branding a reality for radio stations of all market sizes and budgets. Benztown was named to the prestigious Inc. 5000 by Inc. magazine for five consecutive years as one of America's Fastest-Growing Privately Held Companies. With studios in Los Angeles, New York, London and Stuttgart, Benztown offers the highest quality audio imaging work parts for 23 libraries across 14 music and spoken word formats including AC, Hot AC, CHR, Country, Hip Hop and R&B, Rhythmic, Classic Hits, Rock, News/Talk, Sports, and JACK. Benztown provides custom VO and imaging across all formats, including commercial VO and copywriting in partnership with Yamanair Creative. Benztown Radio Networks produces, markets, and distributes high-quality programming and services to radio stations around the world, including: The Rick Dees Weekly Top 40 Countdown, The Daily Dees Show, The Todd-N-Tyler Radio Empire, Hot Mix, Sunday Night Slow Jams with R Dub!, Flashback, Top 10 Now, AudioLogger, Audio Architecture, Radio Merch Shop, The Rooster Show Prep, AmeriCountry, and Benztown Swag Bank. Benztown + McVay Media Podcast Networks produces and markets premium podcasts including: The Making of: A National Geographic Podcast, Run It Again, Hot Chicken and Cage-Free Conversation with Byron Kennedy, and Edelman Financial Engines' Everyday Wealth.Web: benztown.comFacebook: facebook.com/benztownradioTwitter: @benztownradioLinkedIn: linkedin.com/company/benztown Enjoyed this episode of Chachi Loves Everybody? Let us know by leaving a review!

EPISODE SUMMARY: Stew Redwine is the VP of Creative Services at Oxford Road and host of the Ad Infinitum Podcast. He shares the tips and tricks he's learned from years of experience creating audio and video advertisements and his thoughts on the future of podcasting.On this episode of Chachi Loves Everybody, Chachi talks to Stew Redwine about:Growing up in Kansas City and cold calling producers to build out his network and get involved in film productionsHaving kids and moving to LA for more on-set opportunitiesBeing in charge of an entire production for Sprint and maxing out credit cards to afford itWorking freelance at Oxford Road and the decision to go full-timeThe process he goes through to pitch clients and help them find the right strategyThe difference between performance marketing and brand buildingWhy podcast advertising is so successfulThe secret to a successful audio or TV adThe Importance of Mnemonics and Sonic BrandingHis advice for getting into podcasting and creative direction and thoughts on the future of the industryAnd more!ABOUT THIS EPISODE'S GUEST: This particular vintage of Redwine has a distinct creative flavor. Bright, complex, and down-to-earthy, an unforgettable blend of performance, brand, advertising history, fun, feels, with a hint of wizardry. Grown in Kansas City on direct response TV sets and professionally advertising aged to perfection in Southern California, Stew's been helping make the ads work at Oxford Road since the early days of podcasting. As an intentional transplants to SoCal, Stew and his family happen to agree with the description in Montalvo's 1610 novel of California; it's located most closely to Earthly Paradise. From the beaches, to hikes, to biking around their town, to museums, to demolition derby, they're always adventuring together. And the more variety for this Redwine varietal means a little bit better understanding of more people and plenty more ideas to help make the ads work at Oxford Road where he is VP of Creative Services.ABOUT THE PODCAST: Chachi Loves Everybody is brought to you by Benztown and hosted by the President of Benztown, Dave “Chachi” Denes. Get a behind-the-scenes look at the myths and legends of the radio industry.PEOPLE MENTIONED:Scott JolleyMel GrahamMike ChurchillSteve FrankelJordan BradyGuy RazRyan TedderDan GrangerBob PittmanScott McDonnellKraig KichinHoward SternEllen KRick DeesJack BlackKurt CobainBrian CoxABOUT BENZTOWN: Benztown is a leading international audio imaging, production library, voiceover, programming, podcasting, and jingle production company with over 3,000 affiliations on six different continents. Benztown provides audio brands and radio stations of all formats with end-to-end imaging and production, making high-quality sound and world- class audio branding a reality for radio stations of all market sizes and budgets. Benztown was named to the prestigious Inc. 5000 by Inc. magazine for five consecutive years as one of America's Fastest-Growing Privately Held Companies. With studios in Los Angeles and Stuttgart, Benztown offers the highest quality audio imaging work parts for 23 libraries across 14 music and spoken word formats including AC, Hot AC, CHR, Country, Hip Hop and R&B, Rhythmic, Classic Hits, Rock, News/Talk, Sports, and JACK. Benztown provides custom VO and imaging across all formats, including commercial VO and copywriting in partnership with Yamanair Creative. Benztown Radio Networks produces, markets, and distributes high-quality programming and services to radio stations around the world, including: The Rick Dees Weekly Top 40 Countdown, The Daily Dees Show, The Todd-N-Tyler Radio Empire, Hot Mix, Sunday Night Slow Jams with R Dub!, Flashback, Top 10 Now & Then, Hey, Morton!, Audio Architecture, StudioTexter, The Rooster Show Prep, AmeriCountry, and Benztown Swag Bank. Benztown + McVay Media Podcast Networks produces and markets premium podcasts including: The Making of: A National Geographic Podcast, IEX: Boxes and Lines, and Everyday Wealth.Web: benztown.comFacebook: facebook.com/benztownradioTwitter: @benztownradioLinkedIn: linkedin.com/company/benztownInstagram: instagram.com/benztownradio Enjoyed this episode of Chachi Loves Everybody? Let us know by leaving a review!

EPISODE SUMMARY: Lyndsey Parker is a veteran music journalist who has held roles at Yahoo, SiriusXM, and Warner Music, and interviewed numerous artists. She shares her experiences meeting artists, hosting shows, writing articles, and immersing herself in pop culture.On this episode of Chachi Loves Everybody, Chachi talks to Lyndsey Parker about:Growing up as a valley girl in the San Fernando ValleyHer avant-garde clothing style and how her mom supported her expression growing upExploring the LA music scene and her early music influences including Duran Duran, The Monkees, and The Beatles and later MTVCreating a fanzine and going from interviewing budding music stars to Gene SimmonsWorking at Launch.com before getting bought by Yahoo where she interviewed many major artists and witnessed innovations in digital musicExplore her passion for music and entertainment as a host on the radio host and on AXS TV Her fascination with reality TV and all things pop cultureWriting the book 'Permanent Damage' and getting the opportunity to collaborate with Miss Mercy and share her incredible life storyJuggling multiple jobs while working for Yahoo for yearsAnd more!ABOUT THIS EPISODE'S GUEST: Lyndsey Parker is an award-winning music journalist. You may know her as the host of WMG's successful podcast series and Roku television show ‘Totally '80s,'  longtime music editor at Yahoo Entertainment, or the former host of the SiriusXM radio show ‘Volume West' with Chad Smith and Davey Havok.Considered an expert in music and pop culture, she is a She Rocks Awards honoree, a four-time Southern California Journalism Awards winner, and an Online Journalism Award and National A&E Journalism Awards nominee. She is also the co-author of the autobiography of legendary muse and former GTOs member Miss Mercy,Permanent Damage: Memoirs of an Outrageous Girl, and the author of Careless Memories of Strange Behavior: My Notorious Life as a Duran Duran Fan. Additionally, she has served as the managing editor at LAUNCH.com; is a recurring cast member of AXS TV's The Top Ten Revealed and Music's Greatest Mysteries; is a regular moderator at the Grammy Museum; and has appeared in Netflix's The Show Must Go On: The Queen + Adam Lambert Story, A&E's I Want My MTV, and various other documentaries. She has appeared as a music and reality TV expert on TV shows for numerous major networks, including MTV, CNN, Fox News, VH1′s Behind the Music, Lifetime, Fox 11′s Good Day L.A., CBS's The Insider and KCAL morning news, and Spectrum News. She has written for NME, Mojo, Elle, MOJO, Rolling Stone, Los Angeles, and Guitar, among other publications. She also lost on Rock & Roll Jeopardy once.She currently resides in Hollywood with her internet-unfamous cat Pussycow; Nagel, a white snake who has met David Coverdale; piles of records, books, and Hello Kitty and Pac-Man memorabilia; and a vintage television set that is always, always on. Her website, Lyndsanity!, is a catchall for her interviews, podcasts, media appearances, and other adventures she gets up to while obsessing over music and pop culture.ABOUT THE PODCAST: Chachi Loves Everybody is brought to you by Benztown and hosted by the President of Benztown, Dave “Chachi” Denes. Get a behind-the-scenes look at the myths and legends of the radio industry.PEOPLE MENTIONED:Lady GagaTaylor SwiftFrank ZappaMoon ZappaPeter FramptonCindy LauperAlice CooperSteve MartinGeorge BurnsMickey DolenzNoel GallagherAndy PartridgePaul WellerAdam SchlesingerRivers CuomoJeff SteinKevin GodleyGeorge HarrisonFrank SinatraKurt CobainColleen FitzpatrickGene SimmonsGarth BrooksElton JohnBoss HoggJohn SpencerVivian WestwoodCindi LauperDave GoldbergSheryl SandbergBob RobackDave DiMartinoBrett MichaelsJay LenoAdeleAmy WinehouseKelly ClarksonGary ClarkIan RogersCarrie UnderwoodAdam LambertLeonard CohenFred BronsonAce YoungDiana DiGarmoShirley HalpernRandy JacksonSimon CowellPaula AbdulElviraWeird AlEd Begley JrMiss MercyChuck BerryArthur LeeAubrey PlazaABOUT BENZTOWN: Benztown is a leading international audio imaging, production library, voiceover, programming, podcasting, and jingle production company with over 3,000 affiliations on six different continents. Benztown provides audio brands and radio stations of all formats with end-to-end imaging and production, making high-quality sound and world- class audio branding a reality for radio stations of all market sizes and budgets. Benztown was named to the prestigious Inc. 5000 by Inc. magazine for five consecutive years as one of America's Fastest-Growing Privately Held Companies. With studios in Los Angeles and Stuttgart, Benztown offers the highest quality audio imaging work parts for 23 libraries across 14 music and spoken word formats including AC, Hot AC, CHR, Country, Hip Hop and R&B, Rhythmic, Classic Hits, Rock, News/Talk, Sports, and JACK. Benztown provides custom VO and imaging across all formats, including commercial VO and copywriting in partnership with Yamanair Creative. Benztown Radio Networks produces, markets, and distributes high-quality programming and services to radio stations around the world, including: The Rick Dees Weekly Top 40 Countdown, The Daily Dees Show, The Todd-N-Tyler Radio Empire, Hot Mix, Sunday Night Slow Jams with R Dub!, Flashback, Top 10 Now & Then, Hey, Morton!, Audio Architecture, StudioTexter, The Rooster Show Prep, AmeriCountry, and Benztown Swag Bank. Benztown + McVay Media Podcast Networks produces and markets premium podcasts including: The Making of: A National Geographic Podcast, IEX: Boxes and Lines, and Everyday Wealth.Web: benztown.comFacebook: facebook.com/benztownradioTwitter: @benztownradioLinkedIn: linkedin.com/company/benztownInstagram: instagram.com/benztownradio Enjoyed this episode of Chachi Loves Everybody? Let us know by leaving a review!

EPISODE SUMMARY: Paul Jacobs, Vice President and General Manager of Jacobs Media, shares his journey in the radio industry and founding a consultancy with his brother Fred Jacobs. He discusses his success in programming and sales and his work championing radio's future.On this episode of Chachi Loves Everybody, Chachi talks to Paul Jacobs about:Growing up in Detroit and starting a bagel delivery business as a kidWorking with his brother for the first time at WRIFThe collaboration between programming and sales and how he rose through the station ranks from sales to gmJoining his brother Fred at Jacobs Media and launching the Jacobs Media BlogNegotiating with Apple for CarPlay and the future of radio in the automotive industryAttending CES and the importance of Xperi and new technology to radio's futureHow constantly reinventing yourself and staying ahead of industry trends is key to long-term successHis advice for young people entering the industryAnd more!ABOUT THIS EPISODE'S GUEST: Paul Jacobs is the “suit” of Jacobs Media, rising up through the sales ranks to become a General Manager of a major market radio station at age 28. After graduating from Michigan State University in 1976 with a BA in Advertising, Paul immediately went to work selling radio for WNIC-FM in Detroit, where he realized one could actually make money selling air.After a brief stint working for the William A. Robinson marketing services agency in Chicago, where he created campaigns for Philip Morris and Seagram's, Paul struck gold when he was hired as an Account Executive at WRIF-FM in Detroit. This experience launched his sales management career, and four years later, he became the General Sales Manager for KZEW-FM in Dallas, and ultimately, the General Manager for KHYI-FM, also in Dallas. He was lured home to run WDFX-FM in Detroit, before joining Jacobs Media as its General Manager in 1991.Along with overseeing our day-to-day operations, Paul's main contribution has been the addition of sales consulting services. As an expert in all Rock formats, Paul has helped our clients open up new revenue streams by aiding them in their understanding of how to sell, market, and position their formats via sales training seminars. He's currently focused on helping broadcasters transform their business models from being primarily focused on radio, to taking a more “platform” approach, using content to appeal to new audiences and generate revenue. Paul is a true “radio champion” – someone who believes in the power of branding, and developing radio's inherent assets.ABOUT THE PODCAST: Chachi Loves Everybody is brought to you by Benztown and hosted by the President of Benztown, Dave “Chachi” Denes. Get a behind-the-scenes look at the myths and legends of the radio industry.PEOPLE MENTIONED:Fred JacobsEd ChristianBill RobinsonMarty GreenbergJay HoekerBill JacobsRoy and Walt DisneySteve JobsTim CookTim DavisSeth ReslerTom BenderAlan MulallyArt VuoloKatie GambrillABOUT BENZTOWN: Benztown is a leading international audio imaging, production library, voiceover, programming, podcasting, and jingle production company with over 3,000 affiliations on six different continents. Benztown provides audio brands and radio stations of all formats with end-to-end imaging and production, making high-quality sound and world-class audio branding a reality for radio stations of all market sizes and budgets. Benztown was named to the prestigious Inc. 5000 by Inc. magazine for five consecutive years as one of America's Fastest-Growing Privately Held Companies. With studios in Los Angeles, New York, London and Stuttgart, Benztown offers the highest quality audio imaging work parts for 23 libraries across 14 music and spoken word formats including AC, Hot AC, CHR, Country, Hip Hop and R&B, Rhythmic, Classic Hits, Rock, News/Talk, Sports, and JACK. Benztown provides custom VO and imaging across all formats, including commercial VO and copywriting in partnership with Yamanair Creative. Benztown Radio Networks produces, markets, and distributes high-quality programming and services to radio stations around the world, including: The Rick Dees Weekly Top 40 Countdown, The Daily Dees Show, The Todd-N-Tyler Radio Empire, Hot Mix, Sunday Night Slow Jams with R Dub!, Flashback, Top 10 Now, AudioLogger, Audio Architecture, Radio Merch Shop, The Rooster Show Prep, AmeriCountry, and Benztown Swag Bank. Benztown + McVay Media Podcast Networks produces and markets premium podcasts including: The Making of: A National Geographic Podcast, Run It Again, Hot Chicken and Cage-Free Conversation with Byron Kennedy, and Edelman Financial Engines' Everyday Wealth.Web: benztown.comFacebook: facebook.com/benztownradioTwitter: @benztownradioLinkedIn: linkedin.com/company/benztownInstagram: instagram.com/benztownradio Enjoyed this episode of Chachi Loves Everybody? Let us know by leaving a review!

EPISODE SUMMARY: Elaina Smith is the Gracie award-winning host of Nights with Elaina, heard on over 150 radio stations. She shares how she became a radio host, her transition from local radio to a syndicated national show, and the challenges and excitement that came with her career.On this episode of Chachi Loves Everybody, Chachi talks to Elaina Smith about:Getting started in entertainment through internships at Entertainment Tonight and The Insider and doing red carpets while attending SDSUStarting in radio by representing JACK-FM at events and then joining Chainsaw and Dave on-airGetting her name on the Timmy and Elaina show on A1A in Florida and becoming a local celebrityMoving to Nashville to host a syndicated country showThe challenging transition from a local to a national radio show and the mentors and supporters who helped her succeedBecoming a solo host after Shawn Parr left the showLaunching the Nashville Show in the UKBecoming the voice of the ACM Awards, People Choice Country Awards, the Gracie Awards, and moreThe importance of building relationships and adapting and innovating in the radio industry, and other advice for younger generationsAnd more!ABOUT THIS EPISODE'S GUEST: Every night you can hear Elaina D. Smith interviewing the biggest stars in country music & sharing the inside scoop on what's happening in Nashville on Nights with Elaina!While working at Entertainment Tonight & The Insider in Los Angeles, Elaina found her true passion when she got an opportunity to join a morning radio show in San Diego, and never looked back. After a year on a morning show in Florida, Elaina made the move to Nashville and began her long-running syndicated night show, which is nearing a decade on-air!Elaina is now an ACM & CMA Award-nominated, Gracie Award-winning radio host, heard on Nights with Elaina on 150+ stations internationally!Outside of her radio show, you might have seen Elaina hosting the Official Red Carpet at the 57th Annual ACM Awards in Las Vegas, playing herself on CMT's Nashville, introducing artists on some of the biggest stages in the country, or heard her on the award winning Breaking Thru with Elaina podcast, where she has in-depth conversations with artists like Carrie Underwood, Dolly Parton, Trisha Yearwood & Maren Morris about equality in Country Music.Be sure to follow all of Elaina's adventures on social media @elainadsmith! ABOUT THE PODCAST: Chachi Loves Everybody is brought to you by Benztown and hosted by the President of Benztown, Dave “Chachi” Denes. Get a behind-the-scenes look at the myths and legends of the radio industry.PEOPLE MENTIONED:Dave, Shelley, and Chainsaw Rick DeesRyan SeacrestJon Bon JoviMarissa EdwardsMary SteenburgenTed DansonMike ReillyMike McVayTimmy VeeKix BrooksGary KlineTy BentliShawn ParrR Dub!John ShombyJason AdamsRyan TedderGuy RazMalcolm GladwellVin ScullyPaul WilliamsBecky BennettEllen KRandy ThomasLisa KonickiABOUT BENZTOWN: Benztown is a leading international audio imaging, production library, voiceover, programming, podcasting, and jingle production company with over 3,000 affiliations on six different continents. Benztown provides audio brands and radio stations of all formats with end-to-end imaging and production, making high-quality sound and world-class audio branding a reality for radio stations of all market sizes and budgets. Benztown was named to the prestigious Inc. 5000 by Inc. magazine for five consecutive years as one of America's Fastest-Growing Privately Held Companies. With studios in Los Angeles, New York, London and Stuttgart, Benztown offers the highest quality audio imaging work parts for 23 libraries across 14 music and spoken word formats including AC, Hot AC, CHR, Country, Hip Hop and R&B, Rhythmic, Classic Hits, Rock, News/Talk, Sports, and JACK. Benztown provides custom VO and imaging across all formats, including commercial VO and copywriting in partnership with Yamanair Creative. Benztown Radio Networks produces, markets, and distributes high-quality programming and services to radio stations around the world, including: The Rick Dees Weekly Top 40 Countdown, The Daily Dees Show, The Todd-N-Tyler Radio Empire, Hot Mix, Sunday Night Slow Jams with R Dub!, Flashback, Top 10 Now, AudioLogger, Audio Architecture, Radio Merch Shop, The Rooster Show Prep, AmeriCountry, and Benztown Swag Bank. Benztown + McVay Media Podcast Networks produces and markets premium podcasts including: The Making of: A National Geographic Podcast, Run It Again, Hot Chicken and Cage-Free Conversation with Byron Kennedy, and Edelman Financial Engines' Everyday Wealth.Web: benztown.comFacebook: facebook.com/benztownradioTwitter: @benztownradioLinkedIn: linkedin.com/company/benztownInstagram: instagram.com/benztownradio Enjoyed this episode of Chachi Loves Everybody? Let us know by leaving a review!

As we close our second and final season of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planners Isabel Barrow and Andy Smith discuss how to plan for the right retirement for you. Included in the conversation are what considerations to make when planning, like what your vision of retirement is from a life and financial standpoint, and how a planner can help you get there. Then, Jean talks with Joanne Lipman, an award-winning journalist and bestselling author, whose latest book, Next! The Power of Reinvention in Life and Work, is about the different forms that retirement can take when we lean into self-reinvention, and the four steps to help you get there successfully.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. Ms. Chatzky is neither an employee nor client of EFE and Ms. Chatzky is a paid endorser, with an incentive to endorse EFE. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. This show is prerecorded and any callers are prescreened. The views and opinions expressed by Joanne Lipman are solely their own and may not reflect the views or opinions of EFE or its planners. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical and market information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. Individual experiences are unique to each situation. Your experience may differ. You should consult with a financial advisor to help determine the best options for your particular circumstances. Investing strategies, such as asset allocation, diversification or rebalancing, do not ensure or guarantee better performance and cannot eliminate the risk of investment losses. All investments have inherent risks, including loss of principal. There are no guarantees that a portfolio employing these or any other strategy will outperform a portfolio that does not engage in such strategies. Past performance does not guarantee future results. © 2024 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. All advisory services provided by Financial Engines Advisors L.L.C., a federally registered investment advisor. Certain services provided on an educational and guidance basis only. Results are not guaranteed. Produced January 2024.  AM# 3332067See omnystudio.com/listener for privacy information.

It's a brand new year full of predictions: predictions about geopolitical events, the economy, and what the stock market will do in 2024. But should you pay attention to any of them? In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planner Andy Smith discuss why predictions, while important for governments and business, may not be so important when it comes to individual investors. They also discuss some of the key components of a financial plan that can help create wealth over the long term. Later, Jean is joined by Mark Zandi, chief economist for Moody's Analytics, to talk about what 2024 may have in store, including his outlook on inflation, interest rates and the possibility of a recession, and what other trends he sees for this year.   Ms. Chatzky receives cash compensation for acting as hosts of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a professional and/or do your own due diligence to help determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances. Neither Financial Engines Advisors L.L.C. nor any of its advisors sell insurance products. Edelman Financial Engines affiliates may receive insurance-related compensation for the referral of insurance opportunities to third parties if individuals elect to purchase insurance through those third parties. You are encouraged. The views and opinions expressed by Mark Zandi are solely his own and may not reflect the views or opinions of EFE or its planners. The information being provided is for informational and educational purposes only and should not be construed as investment advice. You should consult with a financial advisor to help determine the best options for your particular circumstances.See omnystudio.com/listener for privacy information.

Happy New Year! In this episode of Edelman Financial Engines' Everyday Wealth™, we present an encore presentation of one our most requested shows – “How to start a small business or side hustle.” When you're starting a small business or a side hustle, there are many important factors to consider to help make it a success. In this episode, Jean is joined by wealth planner Andy Smith as she shares her journey from side gigs to becoming a small-business owner and what she learned along the way. Later in the episode, Rich Lahijani, a director of tax advisory and planning at Edelman Financial Engines, joins the conversation to talk about tax considerations, including what you typically can and can't write off with your new business.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). The information being provided is for informational and educational purposes only and should not be construed as advice. You should consult a financial advisor and tax professional to help determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax advice. Interested parties are strongly encouraged to seek advice from a qualified tax expert regarding the best options for your particular circumstances. © 2023 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC.  Advisory services provided by Financial Engines Advisors L.L.C. a federally registered investment advisor. Certain services are provided on an educational and guidance basis only. Results are not guaranteed. Originally produced January 2023. AM3288476See omnystudio.com/listener for privacy information.

In this special edition of Edelman Financial Engines' Everyday Wealth™, we've curated some of our favorite interviews with experts around the topic of transitioning into retirement. First, Jean and wealth planners Isabel Barrow and Andy Smith talk to Dr. Riley Moynes on how to navigate what he calls the four phases of retirement. Then, Jean interviews Marcia Mantell about Social Security claiming strategies, particularly in regards to some of the unique challenges women face on this topic. And finally, Jean speaks with Gordon Hartman about how his love for his daughter helped him reimagine what it means to be retired.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is prerecorded and any callers are prescreened. The views and opinions expressed by Dr. Riley Moynes, Marcia Mantell and Gordon Hartman are solely their own and may not reflect the views or opinions of EFE or its planners. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical and market information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a financial advisor to help determine the best options for your particular circumstances. Produced December 2023. © 2023 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. All advisory services provided by Financial Engines Advisors L.L.C., a federally registered investment advisor. Results are not guaranteed. AM3288458See omnystudio.com/listener for privacy information.

It's almost New Year's Day, which means millions of people will make New Year's resolutions, including financial ones. Unfortunately, data suggests that only 9% of Americans who make resolutions will complete them. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planner Isabel Barrow discuss how to help improve your financial outlook in the new year and what steps to take to help get there, including maximizing your retirement accounts, including 401(k)s, eliminating debt and revisiting your emergency fund and cash reserves. Later, Jean talks to Katy Milkman, a professor at The Wharton School of the University of Pennsylvania and the author of How to Change: The Science of Getting From Where You Are to Where You Want to Be, about science-based tips for sticking to your resolutions and how these insights from economics and psychology can be harnessed to help change behaviors for good.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a professional and/or do your own due diligence to help determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your particular circumstances. Certain services are provided on an educational and guidance basis only. The views and opinions expressed by Professor Katy Milkman are solely her own and may not reflect the views or opinions of EFE or its planners. This show is prerecorded. Produced December 2023. © 2023 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC.  Advisory services provided by Financial Engines Advisors L.L.C. a federally registered investment advisor. Results are not guaranteed. AM3224763  See omnystudio.com/listener for privacy information.

This special episode of Other People's Pockets was produced with support from and sponsored by Edelman Financial Engines' Everyday Wealth™ podcast. Today on Other People's Pockets, you're going to hear what it's like to receive financial planning advice, and the person receiving the advice is ... me! My income, savings, and retirement goals will get scrutinized by Isabel Barrow, a director of financial planning at Edelman Financial Engines and frequent guest on the podcast Everyday Wealth, along with Jean Chatzky, financial journalist and bestselling New York Times author who is also the host of Everyday Wealth.   This information is being provided for informational and education purposes and should not be construed as advice. Individual experiences are personalized and will vary. Ms. Chatzky is not an employee or client of EFE. She receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse EFE and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, nor is it based on show content or any results-dependent factors (e.g., popularity of the show). Advisory services provided by Financial Engines Advisors L.L.C. a federally registered investment advisor. Certain services are provided on an educational and guidance basis only. Results are not guaranteed. Produced November 2023. AM# 3280302See omnystudio.com/listener for privacy information.

In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planners Andy Smith and Isabel Barrow answer questions from listeners. Topics include strategies for taking Required Minimum Distributions; the purpose of owning bonds in a portfolio as opposed to just equities and cash; the difference between several types of funds like Exchange-Traded Funds, institutional funds and no-fee mutual funds; and different strategies for creating a retirement income stream. If you would like to submit a question, you can go to EverydayWealth.com, scroll down to the box that says, “ASK THE HOST,” type in your question and send it our way.   Ms. Chatzky receives cash compensation for acting as hosts of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a professional and/or do your own due diligence to help determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances. Investing strategies, such as asset allocation, diversification or rebalancing, do not ensure or guarantee better performance and cannot eliminate the risk of investment losses. All investments have inherent risks, including loss of principal. There are no guarantees that a portfolio employing these or any other strategy will outperform a portfolio that does not engage in such strategies. Past performance does not guarantee future results.See omnystudio.com/listener for privacy information.

'Tis the season of giving and many people will be donating to charities this year, but it can be confusing to navigate who to give to and how. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planner Andy Smith explore different giving vehicles, like donor-advised funds and qualified charitable deductions. They'll discuss how a planner can help you develop a giving strategy that could not only lower your tax liabilities, but make a big difference for those in need. Then, Jean speaks with Dr. Stephen Post, professor of family, population and preventive medicine and founding director of the Center for Medical Humanities, Compassionate Care and Bioethics at Stony Brook University, about why giving is so good for us. His bestselling books include The Hidden Gifts of Helping and Why Good Things Happen to Good People.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). The information being provided is for informational and educational purposes only and should not be construed as advice. You should consult a financial advisor and tax professional to help determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax advice. Interested parties are strongly encouraged to seek advice from qualified tax expert regarding the best options for your particular circumstances. The views and opinions expressed by Dr. Stephen Post, are solely his own and may not reflect the views or opinions of EFE or its planners. © 2023 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC.  Advisory services provided by Financial Engines Advisors L.L.C. a federally registered investment advisor. Certain services are provided on an educational and guidance basis only. Results are not guaranteed. Produced November 2023. AM3214503See omnystudio.com/listener for privacy information.

The concept of never retiring is more common that we might think. A recent survey by The Wall Street Journal found that some potential retirees say that they never intend to retire – not due to financial issues, but by choice, and for a wide variety of reasons. Jean and wealth planner Isabel Barrow explore what it means to never retire in this episode of Edelman Financial Engines' Everyday Wealth™, and the advantages to continuing working past retirement age. These can include more time to fund retirement accounts, more time for those tax-deferred accounts to compound and potentially grow, additional potential health care benefits, and more. Then, Jean interviews Rob Berger, founding editor of Forbes Advisor, YouTuber and author of Retire Before Mom and Dad, about his journey through retiring three times and why he still keeps going back to work.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a professional and/or do your own due diligence to help determine the best options for your particular circumstances. Certain services are provided on an educational and guidance basis only. The views and opinions expressed by Rob Berger are solely their own and may not reflect the views or opinions of EFE or its planners. This show is prerecorded. Produced November 2023. © 2023 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC.  Advisory services provided by Financial Engines Advisors L.L.C. a federally registered investment advisor. Results are not guaranteed. AM3177396.See omnystudio.com/listener for privacy information.

Today, it seems like we're constantly bombarded with negative news about economic or geopolitical events – all of which can cause stress, anxiety and fear. And for some people, that fear, combined with the volatility we often see around these events, may cause them to get out of the stock market. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planners Andy Smith and Isabel Barrow talk about why that's almost always the wrong move, and how having a long-term investment strategy can help you avoid obsessing over short-term volatility, while keeping you focused on achieving your financial goals. Then, Jean talks with David Berube, a professor of communications at North Carolina State University, about how the media often distorts events negatively using sensationalism and why they have an incentive to do so, and how to evaluate the validity of a media source and cut through all the “noise.”   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical and market information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a financial advisor to help determine the best options for your particular circumstances. Investing strategies, such as asset allocation, diversification or rebalancing, do not ensure or guarantee better performance and cannot eliminate the risk of investment losses. All investments have inherent risks, including loss of principal. There are no guarantees that a portfolio employing these or any other strategy will outperform a portfolio that does not engage in such strategies. Past performance does not guarantee future results. The views and opinions expressed by David Berube, a Professor of Communications at North Carolina State University, are solely his own and may not reflect the views or opinions of EFE or its planners. © 2023 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. All advisory services provided by Financial Engines Advisors L.L.C., a federally registered investment advisor. Certain services provided on an educational or guidance basis only. Results are not guaranteed. Produced November 2023.See omnystudio.com/listener for privacy information.

Today on Other People's Pockets, you're going to hear what it's like to receive financial planning advice, and the person receiving the advice is... host Maya Lau! Her income, savings, and retirement goals will get scrutinized by Isabel Barrow, director of financial planning at Edelman Financial Engines and frequent guest on the podcast Everyday Wealth, along with Jean Chatzky, financial journalist and bestselling New York Times author who is also the host of Everyday Wealth.This special episode of Other People's Pockets was produced with support from the Everyday Wealth podcast.See omnystudio.com/listener for privacy information.

Today on Other People's Pockets, you're going to hear what it's like to receive financial planning advice, and the person receiving the advice is ... me! My income, savings, and retirement goals will get scrutinized by Isabel Barrow, director of financial planning at Edelman Financial Engines and frequent guest on the podcast Everyday Wealth, along with Jean Chatzky, financial journalist and bestselling New York Times author who is also the host of Everyday Wealth. This special episode of Other People's Pockets was produced with support from the Everyday Wealth podcast.See omnystudio.com/listener for privacy information.

EPISODE SUMMARY: Heather Cohen is the Executive Vice President of the Weiss Agency. She has been named to Radio Ink's Most Influential Women in Radio 9 years in a row, is a recipient of the Talkers Magazine Judy Jarvis Award and many other honors. She shares what it's like to represent incredible talent and the amazing friends, clients, mentors, and mentees she has met along the way. On this episode of Chachi Loves Everybody, Chachi talks to Heather Cohen about:Growing up in New York and developing a love for radio from an early age ny listening to her uncle on air from her Strawberry Shortcake radioGetting her start at WRHU and the amazing opportunities given to her as a student at Hofstra UniversityBecoming the first female non-union board op for WORNegotiating deals as an APD and PD including altercation with an agent that almost got physicalMeeting Eric Weiss and becoming a part of his personal and professional familyHow she was convinced to join the Weiss Agency and how Eric Weiss believed in her even when she didn't always believe in herselfHow the audio world has changed since she started out and the shift from working with mostly radio groups to Apple, Amazon, Spotify, and othersHer work with great causes such as the Gracie Awards and the Broadcasting Foundation of AmericaThe value of mentorship and how she has benefitted from mentors throughout her careerAnd more! ABOUT THIS EPISODE'S GUEST: Heather Cohen is Executive Vice President of The Weiss Agency, a broadcast talent agency which represents and develops the careers of many of the industry's most successful local and syndicated personalities. Heather joined the Weiss Agency directly from GreenStone Media, LLC, where she was Vice President, Programming.Heather joined GreenStone from New York's legendary WOR where she was Assistant Program Director and responsible for the station's local and national on-air content, programs, and production. Prior to that, she served as Executive Producer for The Joan Hamburg Show.In 2013 Talkers Magazine awarded Heather with the prestigious “Judy Jarvis Memorial Award for Outstanding Contributions to Talk Radio by a Woman,” also known as “Woman of the Year”. Radio Ink Magazine has selected Heather as one of the Most Influential Women in Radio every year since 2014. Heather was on the cover of Radio Ink's June 2017 Most Influential Women in Radio issue. She is a 2015 recipient of Hofstra University's George M. Estabrook Distinguished Service Award. In 2019 Heather was inducted into the WRHU Radio Hall of Fame. In 2021, Heather was one of the first awardees of the “Sheros in Media” Award from the Multicultural Media and Correspondents Association.Heather serves on the Alliance for Women in Media and Foundation Board of Directors as the Immediate Past Chair. She has formerly held positions as Chair, Vice Chair and Treasurer, and has co-chaired the Gracie Awards since 2016.Heather is on the Board of Directors of the Broadcasters Foundation of America and is a juror for the Academy of Radio Arts & Sciences.A graduate of Hofstra University, she is President of the Executive Board of Hofstra University's Alumni Organization, and has previously served as both Vice President for Programs and Vice President for Services. Heather is a member of The Lawrence Herbert School of Communication Dean's Advisory Board and the Women In Leadership Advisory Board. She recently completed her term on the Board of Directors of the George M. Estabrook Alumni Association. Heather previously served as President of the Lawrence Herbert School of Communication Alumni Association.Heather has mentored New York City school children as part of NYC's Principal for a Day program and has been a Safe Space committee member. She judged the Tony Awards for eight seasons. ABOUT THE PODCAST: Chachi Loves Everybody is brought to you by Benztown and hosted by the President of Benztown, Dave “Chachi” Denes. Get a behind-the-scenes look at the myths and legends of the radio industry. ABOUT BENZTOWN: Benztown is a leading international audio imaging, production library, voiceover, programming, podcasting, and jingle production company with over 3,000 affiliations on six different continents. Benztown provides audio brands and radio stations of all formats with end-to-end imaging and production, making high-quality sound and world-class audio branding a reality for radio stations of all market sizes and budgets. Benztown was named to the prestigious Inc. 5000 by Inc. magazine for five consecutive years as one of America's Fastest-Growing Privately Held Companies. With studios in Los Angeles and Stuttgart, Benztown offers the highest quality audio imaging work parts for 23 libraries across 14 music and spoken word formats including AC, Hot AC, CHR, Country, Hip Hop and R&B, Rhythmic, Classic Hits, Rock, News/Talk, Sports, and JACK. Benztown provides custom VO and imaging across all formats, including commercial VO and copywriting in partnership with Yamanair Creative. Benztown Radio Networks produces, markets, and distributes high-quality programming and services to radio stations around the world, including: The Rick Dees Weekly Top 40 Countdown, The Daily Dees Show, The Todd-N-Tyler Radio Empire, Hot Mix, Sunday Night Slow Jams with R Dub!, Flashback, Top 10 Now & Then, Hey, Morton!, Audio Architecture, StudioTexter, The Rooster Show Prep, AmeriCountry, and Benztown Swag Bank. Benztown + McVay Media Podcast Networks produces and markets premium podcasts including: The Making of: A National Geographic Podcast, IEX: Boxes and Lines, and Everyday Wealth.Web: benztown.comFacebook: facebook.com/benztownradioTwitter: @benztownradioLinkedIn: linkedin.com/company/benztownInstagram: instagram.com/benztownradio/

EPISODE SUMMARY:  Edgar “ShoBoy” Sotelo is the host of the only bicultural Latino syndicated radio show in America which can be heard on 25 stations around the country. He has won the Marconi award for personality of the year and he has been awarded the Most Influential Leader Award by the US Senate. He shares his experience using his platform to celebrate Latino culture and make a difference in the community. On this episode of Chachi Loves Everybody, Chachi talks to ShoBoy about:Being the surprise baby in the family and how his 2 older brothers acted like additional father figures growing upImmigrating to the USA when he was 5 from Jalisco, Mexico and the sacrifices his parents made to give their kids a better futureHow he tries to use radio as a megaphone for good to support, represent, and unite the latino living dual Spanish and English lifestyleWhat it was like to interview the First Lady Michelle Obama and how he helped the Dallas Latino community enroll in Affordable Care Act coverageWinning a Marconi and putting his all in when he was invited back to host the awardsThe PD that went to jail for himIncredible experiences he's grateful for like meeting President Obama at the White House and opening for Gabriel Iglesias at Madison Square Garden.Being a girl dad and how his wife, family, and faith have supported him throughout his careerStarting the Hanging With Los Sotelos podcast during the pandemic with his wife to give hope and unite families by sharing challenges and being vulnerableAnd more! ABOUT THIS EPISODE'S GUEST: Born in Ocotlan Jalisco, Mexico, Edgar "Shoboy" came to the U.S. at the age of five. He credits his success to his parent's sacrifice of immigration to the US and the support and encouragement of his loving wife Janet, beautiful daughters Ariela and Alani and his faith in God. Edgar has a passion for people and therefore obtained a Psychology Degree from California State Polytechnic University in Pomona, CA, and earned a Master's degree in Organizational Leadership from Azusa Pacific University. Shoboy has hosted radio shows in New York City, Los Angeles, Dallas and San Francisco. He is a fun, positive, proud bicultural-bilingual Marconi Award Winning radio host, motivational speaker & content creator. His passion, determination, unique bicultural perspective and positivity has brought him to great success, but the best is yet to come in his career and personal life as he continues to live the American Dream. ABOUT THE PODCAST: Chachi Loves Everybody is brought to you by Benztown and hosted by the President of Benztown, Dave “Chachi” Denes. Get a behind-the-scenes look at the myths and legends of the radio industry. ABOUT BENZTOWN: Benztown is a leading international audio imaging, production library, voiceover, programming, podcasting, and jingle production company with over 3,000 affiliations on six different continents. Benztown provides audio brands and radio stations of all formats with end-to-end imaging and production, making high-quality sound and world-class audio branding a reality for radio stations of all market sizes and budgets. Benztown was named to the prestigious Inc. 5000 by Inc. magazine for five consecutive years as one of America's Fastest-Growing Privately Held Companies. With studios in Los Angeles and Stuttgart, Benztown offers the highest quality audio imaging work parts for 23 libraries across 14 music and spoken word formats including AC, Hot AC, CHR, Country, Hip Hop and R&B, Rhythmic, Classic Hits, Rock, News/Talk, Sports, and JACK. Benztown provides custom VO and imaging across all formats, including commercial VO and copywriting in partnership with Yamanair Creative. Benztown Radio Networks produces, markets, and distributes high-quality programming and services to radio stations around the world, including: The Rick Dees Weekly Top 40 Countdown, The Daily Dees Show, The Todd-N-Tyler Radio Empire, Hot Mix, Sunday Night Slow Jams with R Dub!, Flashback, Top 10 Now & Then, Hey, Morton!, Audio Architecture, StudioTexter, The Rooster Show Prep, AmeriCountry, and Benztown Swag Bank. Benztown + McVay Media Podcast Networks produces and markets premium podcasts including: The Making of: A National Geographic Podcast, IEX: Boxes and Lines, and Everyday Wealth. Web: benztown.comFacebook: facebook.com/benztownradioTwitter: @benztownradioLinkedIn: linkedin.com/company/benztownInstagram: instagram.com/benztownradio/

The holidays are a time for family, and for some, for the first time since the pandemic, multigenerational gatherings, which makes them the ideal time to talk with your family about your estate plan. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planner Andy Smith discuss how to broach the topic of estate planning - from what to say to who to say it to - and how a planner could make those conversations a lot easier. Later in the episode, Jean interviews Dr. Karl Pillemer, one of America's leading family sociologists and researchers on aging, on family estrangement and how to navigate difficult conversations with family members during the holidays.   Ms. Chatzky receives cash compensation for acting as hosts of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from your qualified tax and/or legal professionals to help determine the best options for your particular circumstances. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a professional and/or do your own due diligence to help determine the best options for your particular circumstances. The views and opinions expressed by Dr. Karl Pillemer are solely his own and may not reflect the views or opinions of EFE or its planners. The information being provided is for informational and educational purposes only and should not be construed as investment advice. You should consult with a financial advisor to help determine the best options for your particular circumstances.  See omnystudio.com/listener for privacy information.

The holiday season is a stressful time for many reasons, including financial solutions. That's why now is the perfect time to go through your end-of-year financial checklist. Not only to make sure that your finances for this year are optimized, but also to prepare for the year ahead. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planners Andy Smith and Isabel Barrow discuss what considerations need to be on your financial “to-do” list, including maximizing your 401(k), using any flexible spending account balances, reimbursing yourself for any 529 expenses, making and reviewing your annuity exit strategy, making charitable donations, arranging gift giving and more. Later in the episode, Jean speaks with Dr. Stephen Hayes, an emeritus professor of psychology at the University of Nevada, Reno, president of the Institute for Better Health, and one of the most cited psychologists in the world today, about how to deal with the stress of the holiday season using psychological flexibility skills, including his own ON-A method.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a professional and/or do your own due diligence to help determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your particular circumstances. Neither Financial Engines Advisors L.L.C. nor any of its advisors sell insurance products. Edelman Financial Engines affiliates may receive insurance-related compensation for the referral of insurance opportunities to third parties if individuals elect to purchase insurance through those third parties. You are encouraged to review this information with your insurance agent or broker to determine the best options for your particular circumstances. Certain services are provided on an educational and guidance basis only. The views and opinions expressed by Dr. Stephen Hayes are solely their own and may not reflect the views or opinions of EFE or its planners. This show is prerecorded. Produced November 2023. © 2023 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC.  Advisory services provided by Financial Engines Advisors L.L.C. a federally registered investment advisor. Results are not guaranteed. AM3177396See omnystudio.com/listener for privacy information.

Retiring overseas may seem like a dream, but there are important things to consider before packing up and moving to a new country. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean is joined by wealth planner Andy Smith to talk about what those considerations are – from language and culture differences to taxes, property ownership and health care. Later, Jean discusses the technicalities of retiring abroad with Liz Gracon, the managing director of the Department of State's Office of Overseas Citizens Services, and the challenges that it may present.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). The information being provided is for informational and educational purposes only and should not be construed as advice. You should consult a financial advisor and tax professional to help determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your particular circumstances. Neither Financial Engines Advisors L.L.C. nor any of its advisors sell insurance products. Edelman Financial Engines affiliates may receive insurance-related compensation for the referral of insurance opportunities to third parties if individuals elect to purchase insurance through those third parties. You are encouraged to review this information with your insurance agent or broker to determine the best options for your particular circumstances. Certain services are provided on an educational and guidance basis only. The views and opinions expressed by Elizabeth Gracon, managing director of the Department of State's Office of Overseas, are solely her own and may not reflect the views or opinions of EFE or its planners. This show is prerecorded. Produced October 2023. © YEAR Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC.  Advisory services provided by Financial Engines Advisors L.L.C. a federally registered investment advisor. Results are not guaranteed. AM318966See omnystudio.com/listener for privacy information.

According to a recent study by HealthView Services, the potential projected lifetime health care costs for a 55-year-old couple could be more than $1 million, not including costs for long-term care, and that number continues to rise. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planner Isabel Barrow discuss the different options for health care plans available to retirees and why it's so important to have a financial plan that can support the costs of health care in retirement. Later, Jean and Isabel break down the ins and outs of Medicare parts A, B, C and D, and the most important factors in keeping your Medicare costs down.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). The information being provided is for informational and educational purposes only and should not be construed as advice. You should consult a financial advisor to help determine the best options for your particular circumstances. Neither Financial Engines Advisors L.L.C. nor any of its advisors sell insurance products. Edelman Financial Engines affiliates may receive insurance-related compensation for the referral of insurance opportunities to third parties if individuals elect to purchase insurance through those third parties. You are encouraged to review this information with your insurance agent or broker to determine the best options for your particular circumstances. © 2023 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. All advisory services provided by Financial Engines Advisors L.L.C., a federally registered investment advisor. Certain services provided on an educational and guidance basis only. Results are not guaranteed. Produced October 2023.See omnystudio.com/listener for privacy information.

Renowned Financial Experts from the Media and Business WorldShare Sneak Peek Results from the Edelman Financial Engines Study So much of our lives are connected to our financial well-being that it's impossible to separate the two. Last year, Edelman Financial Engines launched a new podcast – Everyday Wealth – a weekly show that explores this dynamic intersection of life, money, and the many decisions attached to a dollar. A groundbreaking study, Everyday Wealth in America was also launched, to help explore these important money matters and gain insights into how people form opinions and make decisions relative to their own financial values and goals. Now, Edelman Financial Engines will share key findings from the second edition of the study – “Everyday Wealth in America 2023”– continuing to uncover the ways people engage with their wealth so they can take better control of their financial well-being.Everyday Wealth host Jean Chatzky, who is best known as the financial editor of TODAY for 25 years, and Jason Van de Loo, a Chief Client Officer of Edelman Financial Engines will be on hand to discuss the study this year. WHAT YOU'LL LEARN ABOUT EVERYDAY WEALTH WILL INCLUDE:ATTITUDE AWARENESS— What does it really mean to be “wealthy” today?FINANCIAL FIDELITY— How are personal finance issues contributing to gray divorce?SOCIAL MEDIA IMPACTS— How is social media FOMO impacting financial decisions?INFLATION, RECESSION & MORE— What's worrying people most about the economy? SPOKESPERSONS BIOS: JEAN CHATZKY – Aside from hosting Everyday Wealth, Jean is the CEO of HerMoney Media, a company focused on leveling the financial playing field for women. Jean has been the financial editor of NBC's TODAY show for 25 years and the financial ambassador for AARP. She appears frequently on CNN and MSNBC and was a recurring guest on The Oprah Winfrey Show. She's an award-winning journalist and a New York Times and Wall Street Journal bestselling author.JASON VAN DE LOO – Van de Loo is Executive VP & Co-Chief Client Officer at Edelman Financial Engines. As a chief client officer, Jason is responsible for driving client centricity and growth for the firm. The Client Team unifies more than 1,000 client-facing planners, advisors and team members who serve America's largest employers, their employees and individual wealth management clients.

Renowned Financial Experts from the Media and Business WorldShare Sneak Peek Results from the Edelman Financial Engines Study So much of our lives are connected to our financial well-being that it's impossible to separate the two. Last year, Edelman Financial Engines launched a new podcast – Everyday Wealth – a weekly show that explores this dynamic intersection of life, money, and the many decisions attached to a dollar. A groundbreaking study, Everyday Wealth in America was also launched, to help explore these important money matters and gain insights into how people form opinions and make decisions relative to their own financial values and goals. Now, Edelman Financial Engines will share key findings from the second edition of the study – “Everyday Wealth in America 2023”– continuing to uncover the ways people engage with their wealth so they can take better control of their financial well-being.Everyday Wealth host Jean Chatzky, who is best known as the financial editor of TODAY for 25 years, and Jason Van de Loo, a Chief Client Officer of Edelman Financial Engines will be on hand to discuss the study this year. WHAT YOU'LL LEARN ABOUT EVERYDAY WEALTH WILL INCLUDE:ATTITUDE AWARENESS— What does it really mean to be “wealthy” today?FINANCIAL FIDELITY— How are personal finance issues contributing to gray divorce?SOCIAL MEDIA IMPACTS— How is social media FOMO impacting financial decisions?INFLATION, RECESSION & MORE— What's worrying people most about the economy? SPOKESPERSONS BIOS: JEAN CHATZKY – Aside from hosting Everyday Wealth, Jean is the CEO of HerMoney Media, a company focused on leveling the financial playing field for women. Jean has been the financial editor of NBC's TODAY show for 25 years and the financial ambassador for AARP. She appears frequently on CNN and MSNBC and was a recurring guest on The Oprah Winfrey Show. She's an award-winning journalist and a New York Times and Wall Street Journal bestselling author.JASON VAN DE LOO – Van de Loo is Executive VP & Co-Chief Client Officer at Edelman Financial Engines. As a chief client officer, Jason is responsible for driving client centricity and growth for the firm. The Client Team unifies more than 1,000 client-facing planners, advisors and team members who serve America's largest employers, their employees and individual wealth management clients.

Sudden wealth sounds great, but it can also be very stressful and even detrimental to your health and wealth. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planner Andy Smith cover the financial aspects of “sudden wealth syndrome,” a type of distress that afflicts individuals who suddenly come into large sums of money, and what considerations need to be made in the event of a windfall. Then, Jean and Andy flip the conversation to discuss the aspects of creating sudden wealth for someone else by leaving an inheritance and the importance of having an estate plan to navigate the wealth transfer. Later, Dr. Stephen Goldbart, the clinical psychologist who coined the term sudden wealth syndrome, joins the conversation to dig deeper into the psychological impact that a financial jackpot can bring and how to deal with the issues and challenges that come with wealth, sudden or otherwise.   Ms. Chatzky receives cash compensation for acting as hosts of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a professional and/or do your own due diligence to help determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from your qualified tax and/or legal professionals to help determine the best options for your particular circumstances.. Investing strategies, such as asset allocation, diversification or rebalancing, do not ensure or guarantee better performance and cannot eliminate the risk of investment losses. All investments have inherent risks, including loss of principal. There are no guarantees that a portfolio employing these or any other strategy will outperform a portfolio that does not engage in such strategies. Past performance does not guarantee future results.See omnystudio.com/listener for privacy information.

Our special guest today is CEO and Co-Founder of HerMoney, Jean Chatzky! Rhonda and Jean walk through how to step out in confidence when it comes to your money.    Learn your money - it can be managed! Value based spending - what is important to you? Girl Math! Why wisdom over too much information is will get you where you want to be About today's guest:  Jean Chatzky is the founder and CEO of HerMoney.com and the coaching programs FinanceFixx and InvestingFixx.    She is the host of the podcast HerMoney With Jean Chatzky and the co-host of the national radio show Everyday Wealth. The Financial Ambassador for AARP, she was the Financial Editor for NBC Today for 25 years. Jean is an award-winning journalist and broadcaster, a New York Times and Wall Street Journal best-selling author, and a fierce advocate for financial literacy. Her latest books are Women with Money: The Judgment-Free Guide to Creating the Joyful, Less Stressed, Purposeful (and Yes, Rich) Life You Deserve and How To Money, a guidebook for Gen Z women.  Connect with Jean:   Website www.Hermoney.com Social Media:  https://www.facebook.com/JeanChatzky   https://www.instagram.com/jeanchatzky/   https://twitter.com/JeanChatzky   https://www.linkedin.com/in/jeanchatzky/ Your host is Rhonda Noordyk, CDFA®, Founder & CEO of The Women's Financial Wellness Center   Rhonda has dedicated her career to being an advocate for women and educating them on how financial strategies can impact their personal and professional success. Her work has shown women going through a divorce how to have a voice, be assertive, get results, be driven, and move forward with confidence.    For Rhonda and her company, the Women's Financial Wellness Center, helping women isn't just about running the numbers. It's about asking the right questions, demystifying myths and biases around finances, and helping women walk in their power. Rhonda is passionate about helping her clients navigate a broken system and level the playing field so they can achieve success—pre, during, and post-divorce.    Grab our National Resource Guide HERE!   Sign up for my Masterclass: Women and Divorce   We love putting out great content for you!  Do us a favor?   Be sure to subscribe so you never miss an episode! Download and share with a friend who might need to hear these conversations. Leave a positive podcast review - ratings and reviews help others find the show!  

There's been a surge in sports betting over the past few years and some studies suggest that there may be a link between gambling and stock market speculation. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planner Isabel Barrow discuss the rise in speculative investing and the dangers that it can pose for your long-term financial security. Then, Dr. Wei Hu, vice president of financial research for Edelman Financial Engines, joins the conversation to discuss investment management strategies that can help build a solid financial foundation, especially when they're part of an integrated approach to wealth management. Later, Jean interviews Dr. Rachel Volberg, a research professor at the University of Massachusetts Amherst, about the impact of legalized sports betting and gaming in general, as well as the warning signs that may indicate that someone has a gambling problem.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The views and opinions expressed by Rachel Volberg are solely their own and may not reflect the views or opinions of EFE or its planners. The information being provided is for informational and educational purposes only and should not be construed as investment advice. You should consult with a financial advisor to help determine the best options for your particular circumstances. Investing strategies, such as asset allocation, diversification or rebalancing, do not ensure or guarantee better performance and cannot eliminate the risk of investment losses. All investments have inherent risks, including loss of principal. There are no guarantees that a portfolio employing these or any other strategy will outperform a portfolio that does not engage in such strategies. Past performance does not guarantee future results.See omnystudio.com/listener for privacy information.

In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planners Isabel Barrow and Andy Smith answer listeners' questions. Topics include: life insurance, tax-efficient planning strategies, inherited IRAs and Roth IRAs and the potential tax implications of each, long-term care, emergency funds, reliable retirement income streams and more! And remember, if you have a question you'd like answered on the podcast, just go to EverydayWealth.com, scroll down to the “Ask the host” box, type in your question and submit.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). The information provided is for educational purposes only and should not be construed as investment, legal or tax advice. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances. Neither Financial Engines Advisors L.L.C. nor any of its advisors sell insurance products. Edelman Financial Engines affiliates may receive insurance-related compensation for the referral of insurance opportunities to third parties if individuals elect to purchase insurance through those third parties. You are encouraged to review this information with your insurance agent or broker to determine the best options for your particular circumstances.See omnystudio.com/listener for privacy information.

Fraud and scams are on the rise. Last year, Americans lost a record $3.82 billion to investment fraud - an increase of 128% from the previous year. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planners Andy Smith and Isabel Barrow share how to identify the different types of scams, how to keep personal and financial information more secure, and what to do if you or someone you know falls victim to a scam.   Ms. Chatzky receives cash compensation for acting as hosts of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The information being provided is for informational and educational purposes only. Although some of the statistical information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a professional and/or do your own due diligence to help determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances.See omnystudio.com/listener for privacy information.

There's a very good chance that your taxes are about to go up. That's because the Tax Cuts and Jobs Act of 2017, a massive overhaul of the tax code for both businesses and individual taxpayers that reduced taxes for many people, may expire if Congress doesn't act to extend it. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planner Isabel Barrow discuss ways to start planning for the possibility of higher taxes, including different strategies that could help reduce your tax burden. Then, Jean interviews Howard Gleckman, a senior fellow at the Urban Institute, about how the political climate will affect the outcome of the Tax Cuts and Jobs Act and what the fiscal ramifications could be. Next, Jennifer Chomicki, senior director of advanced planning strategies at Edelman Financial Engines, joins Jean and Isabel to discuss new tax technology that helps identify ways to potentially reduce your taxes.    Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is prerecorded and any callers are prescreened. The views and opinions expressed by Howard Gleckman, a senior fellow in the Urban-Brookings Tax Policy Center at the Urban Institute, are solely his own and may not reflect the views or opinions of EFE or its planners. The information provided is for educational purposes only and should not be construed as investment or tax advice. Although some of the statistical and market information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a financial advisor and tax professional to help determine the best options for your particular circumstances.See omnystudio.com/listener for privacy information.

The rise of Artificial intelligence (AI) has raised concerns for some when it comes to their personal finances. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planner Andy Smith discuss the ins and outs of AI, including ChatGPT, and the opportunities and risks that it may present. Then, David Goldberg, senior vice president and chief data and analytics officer at Edelman Financial Engines, joins Jean and Andy to talk about what AI technology is and what it can and can't do.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is prerecorded and any callers are prescreened. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical and market information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a financial advisor to help determine the best options for your particular circumstances. This presentation is for informational and educational purposes only and does not constitute an offer, solicitation or advertisement with respect to the purchase or sale of any security. All investments have inherent risks. Past performance does not guarantee future results.See omnystudio.com/listener for privacy information.

There's a growing trend of people going through retirement alone. Whether it's because of the loss of a spouse, the rise in divorces among baby boomers, or entirely by choice, more and more retirees are going through their golden years solo. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean is joined by wealth planners Andy Smith and Isabel Barrow to talk about the challenges of retiring alone and what you can do to prepare for a less stressful solo retirement. Then, Jean is joined by Rodney Weaver, a director of estate planning at Edelman Financial Engines, to discuss options for solo retirees to help prepare financially for the rest of their lives.     Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is prerecorded and any callers are prescreened. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical and market information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a financial advisor to help determine the best options for your particular circumstances. The information regarding estate planning should not be construed as tax or legal advice and is for general informational purposes only. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances.See omnystudio.com/listener for privacy information.

With a rapidly changing housing market and soaring mortgage rates, many people are questioning if now is the right time to buy. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planner Isabel Barrow explore that question by dissecting today's housing climate and weighing in on the factors you need to consider before buying a home. Then, they talk to Jessica Lautz, deputy chief economist and vice president of research at the National Association of Realtors, about new and existing home sales, home builder trends and predictions for the second half of the year.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The views and opinions expressed by Jessica Lautz, deputy chief economist and vice president of research at the National Association of Realtors are solely her own and may not reflect the views or opinions of EFE or its planners. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical and market information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a financial advisor to help determine the best options for your particular circumstances.  See omnystudio.com/listener for privacy information.

These days, fewer students are enrolling in colleges and the ones who enroll are graduating at lower rates. And with the cost of college on the rise, many people are asking if it's worth it. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean is joined by wealth planner Andy Smith to talk about college savings options, such as 529 plans, and alternatives to a traditional college education. Later, Jean and Andy talk to Ryan Craig, managing director at Achieve Partners, and author of the upcoming, Apprentice Nation: How the “Earn and Learn” Alternative to Higher Education Will Create a Stronger and Fairer America, which will be released in November. The book is about the importance of apprenticeship as an option for education and its potential impact on the American workforce.   Ms. Chatzky receives cash compensation for acting as hosts of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The views and opinions expressed by Ryan Craig are solely his own and may not reflect the views or opinions of EFE or its planners. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical and market information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a financial advisor to help determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances.See omnystudio.com/listener for privacy information.

When it comes to making plans for retirement, many people focus their time and energy on the financial aspects – investments, taxes, insurance, estate plans, health care and more. But what about the psychological impact of retiring? In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planners Isabel Barrow and Andy Smith explore the stressors of retirement and what you can do to help reduce stress and live the comfortable retirement you deserve. Then, Dr. Riley Moynes, retired educator and author of The Four Phases of Retirement: What to Expect When You're Retiring, joins the conversation to shed light on what the four phases are and how to help navigate them in a healthy way.   Ms. Chatzky receives cash compensation for acting as hosts of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The views and opinions expressed by Dr. Riley Moynes are solely his own and may not reflect the views or opinions of EFE or its planners. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical and market information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a financial advisor to help determine the best options for your particular circumstances.See omnystudio.com/listener for privacy information.

According to the Centers for Disease Control and Prevention, 1 out of every 36 children are diagnosed with autism spectrum disorder. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean is joined by wealth planner Isabel Barrow and a director of estate planning Erin Smith, to detail the financial and legal challenges that families of children with special needs face and discuss options to consider to help navigate them. Later in the episode, Jean talks to Gordon Hartman, the founder of Morgan's Wonderland, the world's first fully accessible and inclusive theme park, which was inspired by his daughter Morgan, who lives with special needs.   Ms. Chatzky receives cash compensation for acting as hosts of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical and market information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a financial advisor to help determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances.See omnystudio.com/listener for privacy information.

This episode of Edelman Financial Engines' Everyday Wealth™ is, as Jean describes it, “everything you ever needed to know about insurance but didn't know enough to ask.” Jean is joined by wealth planner Isabel Barrow and insurance expert Rob Bain from Edelman Financial Engines, to break down which policies you should have, like long-term care, life insurance and disability. And which ones you probably don't need. They also cover lesser-known policies, like umbrella insurance, and bust a few myths along the way.   This show is pre-recorded, and any callers are prescreened. Ms. Chatzky receives cash compensation for acting as hosts of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). The information being provided is for informational and educational purposes only and should not be construed as investment advice. You should consult with a financial advisor to help determine the best options for your particular circumstances. Neither Financial Engines Advisors L.L.C. nor any of its advisors sell insurance products. Edelman Financial Engines affiliates may receive insurance-related compensation for the referral of insurance opportunities to third parties if individuals elect to purchase insurance through those third parties. You are encouraged to review this information with your insurance agent or broker to determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Although the information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances.See omnystudio.com/listener for privacy information.

One of the most important aspects of a relationship is honesty, especially when it comes to money. That's because being honest about your finances can lead to a new type of affection – financial intimacy. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean is joined by wealth planners Isabel Barrow and Andy Smith to talk about all the ways a planner can help couples overcome challenges, improve communication and create intimacy. Later in the episode, Kathleen Burns Kingsbury, a wealth psychology expert and author, joins the conversation to discuss how couples can break the money silence and help improve relationships by identifying and comparing money beliefs.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The views and opinions expressed by Kathleen Burns Kingsbury are solely her own and may not reflect the views or opinions of EFE or its planners. The information being provided is for informational and educational purposes only. You should consult with a financial advisor to help determine the best options for your particular circumstances. © 2023 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. All advisory services provided by Financial Engines Advisors L.L.C., a federally registered investment advisor. Results are not guaranteed. Produced July 2023.See omnystudio.com/listener for privacy information.

Summer is in full swing and this episode of Edelman Financial Engines' Everyday Wealth™ is filled with advice on how to help maximize your summer vacation, fun budget and wealth. From travel hotspots to home renovations that can give you the best return on investment, Jean and wealth planner Andy Smith talk about how to make the most of your summer without breaking the bank. Later in the episode, Emily Kaufman – aka The Travel Mom – joins Jean and Andy to discuss current trends, like multigenerational travel, vacationing with a purpose and how to help make your money go further.  Ms. Chatzky receives cash compensation for acting as hosts of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical and market information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a financial advisor to help determine the best options for your particular circumstances. The views and opinions expressed by Emily Kaufman are solely her own and may not reflect the views or opinions of EFE or its planners. The information being provided is for informational and educational purposes only and should not be construed as investment advice. You should consult with a financial advisor to help determine the best options for your particular circumstances.See omnystudio.com/listener for privacy information.

Why would you hire a financial planner? In this episode of Edelman Financial Engines' Everyday Wealth™, Jean is joined by wealth planner Andy Smith to discuss the known and lesser-known reasons. From getting married and having a baby to divorce and retirement, learn how a planner can help you. Then, Jean interviews Ryan Frederick, the founder and CEO of Here (Formerly Smart Living 360), about how to help improve your lifespan, health span and wealth span.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The views and opinions expressed by Ryan Frederick are solely his own and may not reflect the views or opinions of EFE or its planners. The information being provided is for informational and educational purposes only and should not be construed as investment advice. You should consult with a financial advisor to help determine the best options for your particular circumstances.  © 2023 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. All advisory services provided by Financial Engines Advisors L.L.C., a federally registered investment advisor. Results are not guaranteed. Produced June 2023.See omnystudio.com/listener for privacy information.

Whether you are considering retiring, unretiring or changing jobs, deciding what to do with the money in your 401k is a big decision. In this episode of Edelman Financial Engines' Everyday Wealth™, wealth planner Isabel Barrow joins Jean to discuss your options and the pros and cons of each. Then, Jessica DeBold, director of advanced planning strategies and tools at Edelman Financial Engines, gives insight into potential ways to implement a tax-efficient withdrawal strategy to generate income in retirement from an IRA.   This show is pre-recorded. Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). The information being provided is for informational and educational purposes only and should not be construed as advice. You should consult a financial advisor to help determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances. © 2023 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. All advisory services provided by Financial Engines Advisors L.L.C., a federally registered investment advisor. Results are not guaranteed. Produced June 2023.See omny.fm/listener for privacy information.

With the recent firestorm in the news claiming the U.S. dollar is losing its status as the world's primary reserve currency, many people are questioning their investments. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planner Andy Smith talk about where the dollar stands on a global scale and why there's no need to panic. Later, Neil Gilfedder, chief investment officer of Edelman Financial Engines, joins the discussion to shed light on what's really going on in the economy and the philosophy behind our unique approach to investing.   Ms. Chatzky receives cash compensation for acting as hosts of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical and market information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a financial advisor to help determine the best options for your particular circumstances. Investing strategies, such as asset allocation, diversification, or rebalancing do not assure or guarantee better performance and cannot eliminate the risk of investment losses. There are no guarantees that a portfolio employing these or any other strategy will outperform a portfolio that does not engage in such strategies. Funds and ETFs are subject to risk, including loss of principal. All investments have inherent risks. There can be no assurance that the investment strategy proposed will obtain its goal. Past performance does not guarantee future results.See omnystudio.com/listener for privacy information.

Now more than ever, your financial life is deeply connected to your everyday life. To explore how Americans define wealth in the context of the world around them, Edelman Financial Engines partnered with Greenwald Research to examine critical topics that sit squarely at the intersection of life and money, such as family relationships, retirement goals and wealth transfer. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean talks with Jason Van de Loo, executive vice president and co-chief client officer at Edelman Financial Engines, about the results of the Everyday Wealth in America 2022 Report, and the challenges that Americans face when it comes to having discussions about money. Later in the episode, wealth planner Isabel Barrow joins Jean and Jason to discuss why 83% of survey respondents said they stress less because of their financial planner and the tactical ways in which a planner can help. You can download the Everyday Wealth in America 2022 Report for free at Edelmanfinancialengines.com/wealth-in-america-2022/   The show is prerecorded. Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). The information being provided is for informational and educational purposes only and should not be construed as advice. You should consult a financial advisor to help determine the best options for your particular circumstances. Neither Financial Engines Advisors L.L.C. nor any of its advisors sell insurance products. Edelman Financial Engines affiliates may receive insurance-related compensation for the referral of insurance opportunities to third parties if individuals elect to purchase insurance through those third parties. You are encouraged to review this information with your insurance agent or broker to determine the best options for your particular circumstances. © 2023 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. All advisory services provided by Financial Engines Advisors L.L.C., a federally registered investment advisor. Results are not guaranteed. Produced May 2023.See omnystudio.com/listener for privacy information.

When approaching retirement, there are many big questions you must answer. One of the most important is how do you create reliable income from your savings and investments without running out of money? For an increasing number of people, this means including annuities as part of a retirement income plan. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planner Isabel Barrow define what annuities are and if they're right for everyone. Then, Kelly O'Donnell, executive vice president, and co-chief client officer at Edelman Financial Engines, joins the conversation to provide insight on annuities in the workplace and the SECURE 2.0 Act. Later, Jean talks with Robert Bain, who leads the insurance team at Edelman Financial Engines, about the pros and cons of equity-indexed annuities and the complex details that surround them.   The show is prerecorded. Firm stats as of March, 2023. Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). The information being provided is for informational and educational purposes only and should not be construed as advice. You should consult a financial advisor to help determine the best options for your particular circumstances. Neither Financial Engines Advisors L.L.C. nor any of its advisors sell insurance products. Edelman Financial Engines affiliates may receive insurance-related compensation for the referral of insurance opportunities to third parties if individuals elect to purchase insurance through those third parties. You are encouraged to review this information with your insurance agent or broker to determine the best options for your particular circumstances. An index is a portfolio of specific securities (such as the S&P 500, Dow Jones Industrial Average and Nasdaq composite), the performance of which is often used as a benchmark in judging the relative performance of certain asset classes. Indexes are unmanaged portfolios and investors cannot invest directly in an index. Past performance does not guarantee future results. © 2023 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. All advisory services provided by Financial Engines Advisors L.L.C., a federally registered investment advisor. Results are not guaranteed. Produced May 2023.See omnystudio.com/listener for privacy information.

May is National Nurses Month, and this episode of Edelman Financial Engines' Everyday Wealth™ is all about health care. Jean and Erin Smith, the director of estate planning at Edelman Financial Engines, answer an email from a nurse who wants clarity on naming a health care power of attorney. Then, Edelman Financial Engines wealth planner Isabel Barrow joins Jean to break down different options for health care coverage, including Medicare, and ways a financial planner can help reduce costs. Later, Jean interviews hospice physician and author Jordan Grumet, aka Doc G, about physician burnout and what physicians, nurses and others working in health care can do to lessen their stress and develop new income streams to supplement their income.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The views and opinions expressed by Jordan Grummett are solely their own and may not reflect the views or opinions of EFE or its planners. The information being provided is for informational and educational purposes only and should not be construed as investment advice. You should consult with a financial advisor to help determine the best options for your particular circumstances. Neither Financial Engines Advisors L.L.C. nor any of its advisors sell insurance products. Edelman Financial Engines affiliates may receive insurance-related compensation for the referral of insurance opportunities to third parties if individuals elect to purchase insurance through those third parties. You are encouraged to review this information with your insurance agent or broker to determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Although the information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances.See omnystudio.com/listener for privacy information.

Buying insurance can be confusing, but it's an important process to help protect yourself and your loved ones. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planner Andy Smith discuss how to determine how much life insurance you may need using a simple formula. They also dive into disability insurance and the types of policies and costs associated with it. Later, Robert Bain, the insurance senior manager at Edelman Financial Engines, joins the podcast to explain the ins and outs of long-term care insurance and why it's so important to have, given that more than 55 million Americans are expected to require long-term care in the next 30 years.   This show is pre-recorded, and any callers are prescreened. Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). The information being provided is for informational and educational purposes only and should not be construed as investment advice. You should consult with a financial advisor to help determine the best options for your particular circumstances. This presentation contains mentions of third-party insurance companies, which are unaffiliated with EFE and its affiliates.  For more information about insurance options, or to order a copy of the National Association of Insurance Commissioners' free booklet, "A Shopper's Guide to Long-Term Care Insurance," visit InsureUOnline.org or call (866) 470-NAIC. Neither Financial Engines Advisors L.L.C. nor any of its advisors sell insurance products. Edelman Financial Engines affiliates may receive insurance-related compensation for the referral of insurance opportunities to third parties if individuals elect to purchase insurance through those third parties. You are encouraged to review this information with your insurance agent or broker to determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Although the information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances.See omnystudio.com/listener for privacy information.

You spent your lifetime working hard, diligently saving and investing money to secure your financial future. But when it's time for retirement, how do you schedule your income in a way that preserves your wealth as long as you need it to? The right strategy can help you manage taxes and maintain the standard of living you've been planning for. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean and wealth planner Isabel Barrow discuss the potential risks to your retirement income. Later in the episode, Jean and Isabel are joined by Jessica DeBold, the director of advanced planning strategy and tools with Edelman Financial Engines, to explain strategies that may help optimize your retirement income plan.   This show is pre-recorded, and any callers are prescreened. Ms. Chatzky receives cash compensation for acting as hosts of the Everyday Wealth radio show and podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners.  That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses.  The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Although the information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. Interested parties are strongly encouraged to include your qualified tax and/or legal professionals in these discussions and decisions to help determine the best options for your particular circumstances. The information being provided is for informational and educational purposes only and should not be construed as investment advice. You should consult with a financial advisor to help determine the best options for your particular circumstances. Investing strategies, such as asset allocation, diversification or rebalancing, do not ensure or guarantee better performance and cannot eliminate the risk of investment losses. All investments have inherent risks, including loss of principal. There are no guarantees that a portfolio that does not engage in such strategies. Funds and ETFs are subject to risk, including loss of principal. All investments have inherent risks. There can be no assurance that the investment strategy proposed will obtain its goal. Past performance does not guarantee future results.See omnystudio.com/listener for privacy information.

Along with retirement plans at your workplace like a 401(k) or 403(b), IRAs have become the cornerstone of modern retirement. There are two types of IRAs - traditional and Roth - and the goals of these two accounts are similar - save for and fund your retirement - but they differ in some important ways. In this episode of Edelman Financial Engines' Everyday Wealth™, Jean breaks down what those differences are and how a backdoor Roth may be a valuable tool to help with estate planning and wealth transfer. Later in the episode, Jean is joined by wealth planner Andy Smith to answer a listener's question about when to do a backdoor Roth conversion and how it could help reduce her tax bite.   Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). This show is pre-recorded, and any callers are prescreened. The information regarding IRAs and backdoor Roth IRAs is provided for informational and educational purposes only and should not be construed as tax or investment advice. You should consult with a financial advisor and tax professional to help determine the best options for your particular circumstances. Neither Edelman Financial Engines nor its affiliates offer tax advice.See omnystudio.com/listener for privacy information.