POPULARITY
Hosted by rob berger
Hosted by rob berger
6 episodes with rob berger
3 episodes with rob berger
3 episodes with rob berger
2 episodes with rob berger
2 episodes with rob berger
2 episodes with rob berger
2 episodes with rob berger
Andy chats with real people (not advisors) doing their own retirement planning. In this episode, Andy talks with Rob Berger, the creator of the Rob Berger YouTube channel, the founder of the former DoughRoller website, published author and more!. They talk about a wide array of retirement planning topics such as when he started getting serious about retirement planning and a variety of financial topics such as Social Security, investing, how he plans to address any potential long term care scenarios and more!Links in this episode:Rob's YouTube channel - https://www.youtube.com/@rob_bergerRob's website - https://robberger.com/Tenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com
Andy appeared as a guest/co-host on the September 23, 2024 episode of Rob Berger's YouTube live stream video series. In it, they discussed taxes and tax planning in retirement, as well as a host of other questions such as account rebalancing, Roth conversion analysis, and more! There was also plenty of live Q&A from Rob's loyal followers/watchers.For those who don't already know, Rob Berger has one of the best YouTube channels out there for straight-shooting, educational and informative content about retirement planning and investing. You can find a link to the channel and this specific episode below.Links in this episode:Rob's YouTube channel - hereMy YouTube episode with Rob - hereTenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.comTo send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com
We're doing something a little different this week. Amy Arnott and Dan Lefkovitz are flipping the microphone around and interviewing the anchor host of this podcast, Christine Benz, about her new her book, How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement. Christine is director of personal finance and retirement planning for Morningstar. She has been with the company since 1993, where she's served as director of the fund research team, editor of Morningstar Mutual Funds, and cofounder of this podcast in 2019. She has written several books about investing. Christine is a proud graduate of the University of Illinois.BackgroundBio and archiveHow to RetireHow to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement by Christine BenzThe Psychology of Money by Morgan HouselNonfinancial Aspects of RetirementMichael FinkeJordan GrumetLaura CarstensenAnnuities, Retirement Portfolio Planning, and Social SecurityWade PfauRetirement Income Style AwarenessWilliam BernsteinFritz Gilbert/The Retirement Manifesto“The Ultimate Pre-Retirement Checklist,” by Fritz Gilbert, The Retirement Manifesto, March 27, 2018.Freedom for FidoMary Beth FranklinJonathan Guyton“Decision Rules and Maximum Initial Withdrawal Rates,” by Jonathan Guyton and William Klinger, FPA Journal.Jamie HopkinsThe Bucket ApproachHarold Evensky“The Bucket Approach to Building a Retirement Portfolio,” by Christine Benz, Morningstar.com, Nov. 23, 2022.“The Bucket Approach Is Flawed—Here's a Better Way,” by Rob Berger, Forbes.com, Aug. 2, 2020.“Do You Need More Than 3 Buckets?” by Christine Benz and Susan Dziubinski, Morningstar.com, May 22, 2024.HousingMark MillerHealthcare, Long-Term Care, and Estate PlanningCarolyn McClanahanCameron HuddlestonMom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances, by Cameron Huddleston, June 25, 2019.Jennifer RozelleOther“Carl Richards: ‘Let's Focus on Being a Little Less Wrong Tomorrow,‘” The Long View podcast, Morningstar.com, May 13, 2020.
Referring back to his article, Fundamentals Of Retirement: Is the Summit “Good Enough?”, Jesse uses an experience hiking in the Adirondack Mountains as a metaphor to explore retirement preparedness. He recounts how being poorly equipped for a challenging hike can mirror the pitfalls of entering retirement without thorough planning - you might reach the summit, but the journey and destination may not be as enjoyable. Sharing the example of a couple, John and Eva, who are on the brink of retirement with substantial assets and a solid financial plan, Jesse raises critical questions about their investment strategy, withdrawal plans, and tax considerations, suggesting that while they are well-positioned, their retirement journey could be smoother with additional preparation. For today's interview, Jesse is joined by Rob Berger. Rob is a contributing editor for Forbes Advisor, host of the Financial Freedom Show, and author of “Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom”. He founded Doughroller.net in 2007, a popular personal finance blog that attracted millions of visitors. With a background as a litigation attorney, Rob is now a prominent voice in retirement planning, providing valuable education through his YouTube channel and other platforms. If you're looking for quality retirement finance tips, no matter where you are on your journey, this is a great episode for you! Key Takeaways: • Preparing for retirement allows you to enjoy the journey and the destination (just like hiking!). • Learn about key aspects of retirement planning, such as investment strategy, withdrawal plans, and tax considerations, and the need for comprehensive preparation. • What is the “Retirement Income Death Spiral”? And how can we avoid it? • How does inflation and stock market conditions really affect your retirement savings? • How to take a conservative approach to Social Security and still have cautious optimism about the future. • Why you should not focus on individual stocks when planning for retirement! Key Timestamps: (02:10) Jesse's Monologue: Retirement Planning Fundamentals (05:47) John and Eva's Retirement Scenario (13:09) Interview with Rob Berger (14:00) Understanding the Retirement Income Death Spiral (15:55) Inflation and Retirement Planning (23:40) Social Security Concerns and Assumptions (25:48) The Future of Social Security and Political Solutions (27:24) The Importance of Diversified Income in Retirement (29:26) The Role of Cash and Bonds in Retirement Portfolios (34:21) The Emotional Side of Market Volatility (39:26) Common Financial Mistakes and How to Avoid Them Key Topics Discussed: The Best Interest, Jesse Cramer, Rochester New York, financial planner, financial advisor, wealth management, retirement planning, tax planning, personal finance, Rob Berger, Retire Before Mom and Dad, Social Security, retirement account mistakes Mentions: Website: https://robberger.com/ YouTube: https://www.youtube.com/@rob_berger LinkedIn: https://www.linkedin.com/in/bergerra/ Mentions: https://bestinterest.blog/reaching-the-summit-retirement/ Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom How Much Cash Should You Hold In Retirement? Should Cash Replace Bonds in a Portfolio? How to Avoid the Retirement Income Death Spiral? More of The Best Interest: Check out the Best Interest Blog at bestinterest.blog Contact me at jesse@bestinterest.blog The Best Interest Podcast is a personal podcast meant for educational and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.
Hey friend! I've devoured over 100 finance books in the last 15 years. But only 7 of them actually changed my life. In this episode, I'm ripping open my personal playbook and sharing the exact reads that transformed my mindset and bank account. And, that were critically important to us reaching our biggest giving goal.
The following questions were generated during a presentation Paul made to the Orange County and New York City AAII Chapters. 1. How do we go about finding someone (money manager) who follows your portfolio recommendations? Plus what is a reasonable fee to pay for advisory services? In the answer I do mention David Sterman. link: https://huguenotfinancialplanning.com/and two videos by Rob Berger: 5 Hidden Costs of Fee-Only Advisors and 5 Key Questions to Ask Your Investment Advisor 2. How can I decide whether to go from 50/50 stocks and bonds to 70/30? I suggest looking at table B1 and B9. Include links 3. What bond durations do you recommend? 4. What are the ETFs that you recommend for each of the equity asset classes you list? 5. Can I share your presentation with my children? Here is a presentation that might be good for a young person. 6. How do I find a good money manager and what questions should I ask? Here is a link to our free book, “Get Smart or Get Screwed: How to Select the Best and Get the Most Out of Your Financial Advisor.” 7. How do I get access to all of your charts and tables? Here is lhe link to Boot Camp where you can have access to all the tables. 8. What is your view of small cap value returns over the coming decades? In my answer I mention Ben Carlson's article on randomness of historical returns. And here is the new graph that Daryl Bahls proceeded to see the returns of a couple of portfolios over the same periods as Ben addressed.
In this episode, we dive into the science behind the actual cost of happiness and reveal why so many of us are spending our money on the wrong things. We share personal stories, explore fascinating research, and offer practical strategies for aligning your spending with your values to create a life of genuine joy and fulfillment.
In this episode we answer emails from Steve, Mark, and Judy. We take a frolic and detour into talking about going to law schools, talk about some Rob Berger videos and bucketeering, robo-advisor things and why they are not very helpful, and better choices.And THEN we our go through our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio.Additional links:Father McKenna Center Spring 2024 Newsletter: Newsletter Spring 2024 - Father McKenna CenterRob Berger Video on "Know Nothing" Portfolios: Fed Chair Powell Just Taught A Masterclass On Investing (youtube.com)Rob Berger Interview of Harold Evensky: Conversation with the Father of the Bucket Strategy--Harold Evensky - YouTubeRob Berger On "Bucket Strategies" Generally: The Bucket Strategy is Flawed--Do this Instead - YouTubeRob Berger On The "Never Retire" Retirement Strategy: 7 Reasons to Never, Ever Retire (even if you can) (youtube.com)Support the Show.
How can you take control of your life instead of life taking control of you? On today's special roundtable episode, we're talking about making the most of your productivity habits. How has your phone robbed you of your productivity? We're joined by Rob Berger of The Dough Roller Money Podcast, founder and CEO of the financial services firm Sensible Money Dana Anspach, and founder of Afford Anything Paula Pant. They'll dive into their top productivity tips. On the second half of the show, we're joined by MetPro's Angelo Poli. He and Joe dive into health and fitness. He breaks down top techniques to improve your wellness. Be sure to stick around for Doug's baseball-themed trivia! FULL SHOW NOTES: https://www.stackingbenjamins.com/better-systems-to-improve-productivity-1508 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices
What do you need to know to get out of debt? 00:00 - Intro 00:42 - Rob Berger's Debt Story Reaction 15:05 - Two Cents Debt Advice In today's story, Jay reacts to Rob Berger's story of getting out of debt. What can you learn from his story? Ed Jarecki EYB Collaboration: https://youtu.be/0KKDIwyKuMo?si=sP01CwqRFfRisvar Video Link: Rob Berger: How to FINALLY Get Out of Debt | 7 Steps to Debt Freedom: https://youtu.be/1MDQ32T2_Bg?si=7BUKN2JNl8pWf0jZ In the main topic, Jay breaks down HopeFilled Financial FootStep #3 - Get Out of Debt. He shares the nuances of different methods of getting out of debt: the avalanche method and the snowball method. He shows examples of each on his debt payment calculator spreadsheet tool. What else do you need to think about when paying off devt? Let us know in the comments! Video Link: Two Cents: What's The Fastest Way To Pay Off Debt? https://youtu.be/PvEUj_mRfIo?si=A0dhO2VAr5nq-X73 NYT Article: https://archive.nytimes.com/bucks.blogs.nytimes.com/2012/08/20/to-get-out-of-debt-it-may-help-to-think-small/?mcubz=3&_r=0 Dave Ramsey IRS Call: https://www.youtube.com/watch?v=pI4VMV9S28k Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new episode every Tuesday! Subscribe if you don't ever want to miss an episode! You can submit a question on our website (hopefilledfinancial.com) or message us on Facebook (@HopeFilledFinancial). Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own. Our Website: HopeFilledFinancial.com Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/by-sa/4.0/ or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.
Today I’m thrilled to have my good friend and mastermind buddy, Rob Berger on the show. Rob is the founder of Dough Roller, which is a top financial blog that he grew to 2 million visitors per year before he sold it for a large sum of money. After the sale of his blog, he decided to start a YouTube channel, which he’s managed to grow to 180k subs by defying every best practice. Here’s how he did it! What You’ll Learn How to quickly build a popular YouTube channel from scratch Why best practices for a YouTube channel don’t […] The post 516: How To Skyrocket A YouTube Channel To 180K Subs By IGNORING Best Practices With Rob Berger appeared first on MyWifeQuitHerJob.com.
In this episode of the Personal Finance Podcast, we are going to talk to Rob Berger about how to build your forever portfolio. How Andrew Can Help You: Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew's course teaching you how to invest! Watch The Master Money Youtube Channel! Ask Andrew a question on Instagram or TikTok. Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Policygenius: This is where I got my term life insurance. Policygenius is made so easy. To get your term policy go to policygenius.com and make sure your loved ones are safe. Listen to Planet Money wherever you get your podcasts. Visit MasterClass.com/PERSONALFINANCE and get one free annual membership when you give one annual membership this holiday season. Connect with Rob Berger: Website Youtube Linkedin Twitter Facebook Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
The concept of never retiring is more common that we might think. A recent survey by The Wall Street Journal found that some potential retirees say that they never intend to retire – not due to financial issues, but by choice, and for a wide variety of reasons. Jean and wealth planner Isabel Barrow explore what it means to never retire in this episode of Edelman Financial Engines' Everyday Wealth™, and the advantages to continuing working past retirement age. These can include more time to fund retirement accounts, more time for those tax-deferred accounts to compound and potentially grow, additional potential health care benefits, and more. Then, Jean interviews Rob Berger, founding editor of Forbes Advisor, YouTuber and author of Retire Before Mom and Dad, about his journey through retiring three times and why he still keeps going back to work. Ms. Chatzky receives cash compensation for acting as host of the Everyday Wealth podcast and for related activities and therefore has an incentive to endorse Edelman Financial Engines and its planners. That compensation is a fixed sum paid on an annual basis; and reimbursement for certain expenses. The amount paid each year does not vary, is not based on show content or any results-dependent factors (e.g., popularity of the show). The information being provided is for informational and educational purposes only and should not be construed as investment advice. Although some of the statistical information has been gathered from sources believed to be reliable, we do not guarantee its accuracy or completeness. You should consult with a professional and/or do your own due diligence to help determine the best options for your particular circumstances. Certain services are provided on an educational and guidance basis only. The views and opinions expressed by Rob Berger are solely their own and may not reflect the views or opinions of EFE or its planners. This show is prerecorded. Produced November 2023. © 2023 Edelman Financial Engines, LLC. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. Advisory services provided by Financial Engines Advisors L.L.C. a federally registered investment advisor. Results are not guaranteed. AM3177396.See omnystudio.com/listener for privacy information.
Topic 1: The industry has responded loudly to an announcement by Dave Ramsey that he would be comfortable about taking 8% a year from a retirement account. Here is what Rob Berger has to sayIn a recent video answering a caller's question, Dave Ramsey described those promoting the 4% Rule as "stupid," "goobers," and "morons. He described the 4% Rule as stupid and said he's "perfectly comfortable" with an 8% withdrawal rate. In this video, I'll describe his rationale and why I'm "perfectly comfortable" telling him he's wrong. New RetirementFICalcDave Ramsey VideoHere is the latest from Morningstar on withdrawal ratesAnd another good article from Amy Arnott from Morningstar In my discussion I try my best to explain the real thinking by Dave Ramsey. Topic 2: “ iShares just came out with target date funds as ETFs. What are your thoughts on their returns and their tax efficiency? Topic 3: Today I listened to my 1st Youtube Paul Merriman video --- your Ultimate Buy & Hold Update 2023. Very intrigued by your strategy as I'm also a DIY investor. Since I'm retired & 62 years old with a wife that will be working for another 3 years, can you direct me towards your more specific information that would be more relevant to my situation?Topic 4: New study on market timing vs. buy and hold from Vanguard
Today we're chatting with David Stein, host of the personal finance podcast Money for the Rest of Us. The show has over 20M downloads and reaches more than 40,000 listeners per episode. Prior to launching his podcast, David advised and managed assets for institutions and financial planners. He was a Chief Investment Strategist and Chief Portfolio Strategist at Fund Evaluation Group, LLC. David perfected his teaching style as an investment consultant to numerous not-for-profit institutions. His book Money for the Rest of Us: 10 Questions to Master Successful Investing is different from many of the investing books our audience may have read. It is pivotal in helping “the rest of us” make less emotional and risk conscious decisions when making any investment. It is with great pleasure that we welcome David to Catching Up to FI today. Connect with us! @catchinguptofi buy CUtFI a coffee Resources mentioned on the show: Money for the Rest of Us Money for the Rest of US: 10 Questions to Master Successful Investing by David Stein Catching Up to FI Episode 025 with Rob Berger assetcamp.com The White Coat Investing Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.
Find More Episodes on PCA Overdrive: https://www.pcaoverdrive.org/women-in-paint PCA Overdrive is free for members. Not a member? Download the app on the Apple Store or Google Play and enjoy a 7 day free trial! Become a member: https://www.pcapainted.org/membership-resources/
On July 22, 2023 Chris Pedersen gave a 2 hour online presentation to the Orange County Chapter of the American Association of Individual Investors (AAII). The title was “Best In Class Fund Selection and Behavior.” Over 650 people attended the presentation, a record turnout for our presentations. The video will be available in the coming weeks. While Chris answered many questions during his presentation, there were over 60 questions remaining unanswered. In this podcast and several to follow Chris and Paul will try to answer all of the questions. Here are the answers to the first 16 questions: Should investors limit their bond holdings to short term bond funds? Are CDs a good place to park cash right now? Do you think investing in an internationally diversified index fund is a good way to manage currency risk? My wife and I are 70 with our portfolio 75% in cash. Is now a good time to invest and should we put it all in now or dollar cost average? Chris mentions a podcast on dollar cost averaging vs lump sum investing by Rob Berger. Dimensional Small Cap Value Fund appears to have less than a 2% return over the last 16 years. Could that be true? For retired investors wouldn't it be prudent to apply a market timing system that will protect against a big selloff? How does your Ultimate Buy and Hold Portfolio compare to your other portfolios in terms of risk and return? Paul mentions Table H1 at this link. Would an investor be better served in a target date fund or managing a simple 3 Fund Bogleheads portfolio? Paul mentions H1 here as well. Why not put your bond holdings into a diversified stock fund that pays dividends, like the Schwab U.S. Dividend Equity ETF (SCHD)? What is average maturity of the short-term bond funds you recommend? If I don't have small cap value available in my 401k, should I substitute a small cap blend fund in my 2 Funds For Life portfolio? How does Portfolio Visualizer work on target date funds? Your charts show the possibility of an 81% decline. Does that mean the fund could see the value fall from $100,000 to $19,000? Please explain the term investment factor. Instead of comparing different market factors, how would you compare the returns of different market sectors? Would you consider producing a factor regression video/course so do it yourself investors could learn to evaluate funds for themselves?
Bill & Becky chat with Rob Berger. He wears many hats. He is a deputy editor at Forbes, an investor, lawyer, personal finance blogger, and YouTuber. He founded the popular website Doughroller.net. We discuss his book "Retire Before Mom & Dad: The Simple Numbers Behind a Lifetime of Financial Freedom." The difference here is that we are mom and dad! He recently published a video on his YouTube channel called "50+ and Haven't Saved for Retirement? Here's What To Do." He gave our show a shout-out in the same breath as Mr. Money Mustache and Choose FI! We reached out to him and he did not hesitate to join us today on Catching Up to FI. Resources mentioned on the show: Doughroller.net Retire Before Mom & Dad: The Simple Numbers Behind a Lifetime of Financial Freedom by Rob Berger 50+ and Haven't Saved for Retirement? Here's What To Do YouTube Video Financial Freedom Calculator What Is the 4% Rule for Withdrawals in Retirement and How Much Can You Spend? Atomic Habits: An Easy & Proven Way To Build Good Habits & Break Bad Ones by James Clear The Progress Principle: Using Small Wins to Ignite Joy, Engagement, and Creativity at Work by Steven Kramer and Teresa Amabile But First, Save 10: The One Simple Money Move That Will Change Your Life by Sarah-Catherine Gutierrez The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life by J.L. Collins Rocket Money Rob Berger's YouTube Channel Empower Personal Dashboard Mint NewRetirement Mr. Money Moustache LeanFIRE ChubbyFIRE FatFIRE
Tired of paying retail for everything? David Pogue (of NOVA and CBS Sunday Morning fame) joins us to talk money-saving hacks. How much can you save just by buying at the right time, using the modern version of coupons, and shopping at the right stores? We'll talk about Best Buy, Amazon, Retail Me Not, and more on today's show. That's not all. Rob Berger from Dough Roller joins us to discuss the new Betterment offerings. Is this a company on the attack or one that's been forced to be defensive? We also throw out the Haven Life line to Matt, who asks about the right time to rebalance and take a letter from Rick, who has comments about RFID and also debt cleansing. Of course, Doug still brings home the trivia and much more. The show originally aired in 2017 so ignore any mention of current events. FULL SHOW NOTES: https://www.stackingbenjamins.com/money-hacks-david-pogue-rewind-1377 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at StackingBenjamins.com/201. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Rob Berger with Get Rich Slowly helps you understand the seven habits of wealth Episode 2304: Understanding the Seven Habits of Wealth by Rob Berger J.D. Roth has been reading and writing about personal finance for a decade. Today he's financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/understanding-the-seven-habits-of-wealth/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Rob Berger with Get Rich Slowly helps you understand the seven habits of wealth Episode 2304: Understanding the Seven Habits of Wealth by Rob Berger J.D. Roth has been reading and writing about personal finance for a decade. Today he's financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/understanding-the-seven-habits-of-wealth/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Rob Berger with Get Rich Slowly helps you understand the seven habits of wealth Episode 2304: Understanding the Seven Habits of Wealth by Rob Berger J.D. Roth has been reading and writing about personal finance for a decade. Today he's financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/understanding-the-seven-habits-of-wealth/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
What will happen to your investments if you have them in a major brokerage -- like Schwab, Fidelity or Vanguard -- that goes bankrupt? Personal finance expert Rob Berger explains in today's video. He also addresses the question: How can tell I tell how safe my bank is? In his answer, Rob mention this ratings agency as a resource: https://weissratings.com/en/banking Here's what SIPC covers: "SIPC first divides up the broker's remaining assets among investors, then uses its own funds — up to $500,000 per account, with a limit of $250,000 in cash — to buy the same number of shares you originally owned and replace your cash. Depending on the amount of property the brokerage is able to recover, you may receive more than $500,000 and SIPC has been successful in making most customers whole, says Josephine Wang, CEO of SIPC" Follow Rob at his YouTube channel: https://www.youtube.com/@rob_berger ************************************************* IMPORTANT NOTE: The information and opinions offered in this video by Wealthion or its interview guests are for educational purposes ONLY and should NOT be construed as personal financial advice. We strongly recommend that any potential decisions and actions you may take in your investment portfolio be conducted under the guidance and supervision of a quality professional financial advisor in good standing with the securities industry. When it comes to investing, past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All investments involve risk and may result in partial or total loss.
In today's episode, I'm sharing 22 lessons from 2022 – things that I have picked up on this year, things I have studied, and things where I just had some aha moments. These are valuable lessons that have helped me and my practice big time – from keeping up to date with technology and using visuals in focus groups and even during prep – all the way to letting go of toxic clients, investing in a coach to help you level up, and investing for retirement. It's so easy to get lost and forget all the things we've learned from previous years. Therefore, it's important to take the time to reflect on these and potentially use them as our basis for creating next year's strategies and game plans as we move on to the future. In this episode, you will hear: Double-checking your technology for uploading documents How virtual assistants can help you How to solve spam coming in from focus groups The power of using visual aids and videos Mindset is key for lawyers – and clients Using visuals for preparation Letting go of toxic clients Investing in a coach to help get you to the next level Looking for ways to save for retirement Why you need to have a visual aid for timelines Making a conscious effort to take a vacation Subscribe and Review Have you subscribed to our podcast? We'd love for you to subscribe if you haven't yet. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Supporting Resources: Influence is Your Superpower by Zoe Chance https://www.amazon.com/Influence-Your-Superpower-Science-Sparking/dp/198485433X/ref=sr_1_1?keywords=influence+is+your+superpower&qid=1671565291&sprefix=influence+your+super%2Caps%2C105&sr=8-1 Retire before Mom & Dad by Rob Berger https://www.amazon.com/Retire-Before-Mom-Dad-Financial-ebook/dp/B07VB1BK8F/ref=as_li_ss_tl?crid=UUO8ZAOEP3EZ&keywords=retire+before+mom+and+dad&qid=1564601105&s=gateway&sprefix=retire+before,aps,126&sr=8-1&linkCode=sl1&tag=retirebeforemomanddad-20&linkId=7f2d2d6a248a27bac88ee463fccdde1b&language=en_US www.slack.com https://otter.ai/ Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know I sent you.
Host: Casey SilveriaGuest: Rob BergerRob is the host of the Financial Freedom Show on YouTube and the author of Retire Before Mom and Dad. Through his YouTube channel and blog, he helps folks navigate the world of investing and retirement planning. Rob has been writing about personal finance and investing since 2007. After spending 25 years as a securities lawyer in Washington DC, he retired in 2016 to continue running his personal finance blog full time. Since then Rob has sold his blog, published his first book, launched a YouTube channel, and continues blogging at www.RobBerger.com .Connect with Rob:Youtube Channel:https://www.youtube.com/channel/UC9C17-OMxa-7oRSaCtztObwConnect with Farmers Capital Group: https://farmerscapitalgroup.com/Invest with us: https://farmerscapitalgroup.com/join/Socials: https://linktr.ee/caseysilveriaLinkedIn: https://www.linkedin.comYouTube: https://www.youtube.comShow notes:01:05 Overview of his story3:15 How to pick good investments8:35 Target-date retirement fund14-12 His take on 40% being bond allocations16:30 The 4% rule23:30 His opinion on Private Equity Real Estate syndications30:55 Tips and lookout about Investing for Retirement
Enjoy this wide-ranging conversation between Rob Berger and Paul Merriman on Rob's “Financial Freedom Show” (YouTube video channel) as they discuss these important investor topics: Timestamps 0:00 - Welcome to the Financial Freedom Show! 0:61 - Small Cap Value 20:44 - Other consistent funds 22:59 - Equity portfolio 27:00 - Deciding/4 fund strategy 30:13 - Links below/Quilt chart 45:19 - Stock vs Bond allocation/Market Timing 49:37 - Investing strategies/risk 50:50 - Retirement withdrawal strategy 53:14 - Challenge 55:23 - Glide Path 58:18 - Market Timer's strategy with the current market 1:00:59 - AVUV over VBR 1:08:10 - Measuring value 1:10:46 - Paul's Bond Portfolio 1:12:35 - REIT's 1:13:55 - Tired 1:15:21 - What's next for Paul 1:18:33 - Bogelheads conference 1:19:51 - Links below/Financial Freedom Recorded with a live Zoom audience, they also fielded questions. Some comments on Rob's video page include: “My two favorite financial experts alive today discussing personal finance together. Perfect! Thank you both for your time, talent and wisdom.” “Rob, for the recent interviews you have done, this is my favorite! Paul is so passionate about his beliefs. I have been listening to Paul's podcast over the last 18 months. He has convinced me of the long term power of tilting your equity portfolio towards small cap value. I added the 10% tilt at the beginning of 2022.” “Great down to earth, easily explained info I can put to good use. Best guest to date!” Links to help investors: This link gives the case for the 10 U.S. and international equity asset classes: https://paulmerriman.com/ultimate-buy-and-hold-strategy/ This link shows 9 different ways to combine the 10 equity asset classes and the 52 year returns for each. https://paulmerriman.com/wp-content/uploads/2022/06/Sound-Investing-Portfolios.pdf This link provides data combining each of the 9 equity portfolios along with different percentages of fixed income: https://paulmerriman.com/fine-tuning-your-asset-allocation/ This link shows the impact of using the 9 portfolios and all the combinations of fixed income assuming an initial annual investment of $1,000 with a 3% annual increase on investment: https://paulmerriman.com/2021-fixed-contributions/ This link shows the impact of using the 9 different equity/fixed income as a source of fixed retirement distributions. Each years distribution is adjusted for inflation. Beginning distributions range from 3 to 6 percent: https://paulmerriman.com/2021-fixed-distributions/ This link shows the impact of annual distributions based on a percentage of assets, without inflation adjustment. Distributions range from 3 to 6 percent: https://paulmerriman.com/flexible-distributions-2021/ This link compares the annual to 20 year returns of 4 major U.S. asset classes: https://paulmerriman.com/90-years-of-evidence-shows-investor-patience-leads-to-better-returns/ This links to the Merriman Lifetime Investment Calculator. The calculator can be used for investors in both the accumulation and distribution periods of their investment life: https://paulmerriman.com/lifetime-investment-calculator/
Rob Berger is an investment technology guru. A litigation attorney in a previous life, Rob started Doughroller.net in 2007, an online community for people to improve their finances and build wealth. The site received tens of millions of visitors. Rob sold the website in 2018, became a Forbes Deputy Editor, published a book, Retire Before Mom and Dad, and now runs the Financial Freedom Show (YouTube), RobBerger.com, and Allcards.com, a website about credit cards and banking. This podcast is hosted by Rick Ferri, CFA, a long-time Boglehead and investment adviser. The Bogleheads are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other investors of all experience levels at no cost. The organization supports a free website at Bogleheads.org and the wiki site is Bogleheads® wiki. Since 2000, the Bogleheads' have held national conferences in major cities around the country. There are also many Local Chapters in the US and even a few Foreign Chapters that meet regularly. New Chapters are being added on a regular basis. All Bogleheads activities are coordinated by volunteers who contribute their time and talent. This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is appreciated.
Rob and Mark talk about many things. Several are about being an expat. Here is the link:
We talk a lot about saving for retirement but often not about drawing from all of your retirement savings when it comes time. The 4% rule is important when it comes to withdrawing your retirement savings each year. In this episode, I talk with Rob Berger about what the 4% rule is, how it came about, how it works and the impacts inflation can have on it. Rob is the host of the Financial Freedom Show on YouTube and author of Retire Before Mom and Dad. Through his YouTube channel and blog, robberger.com, he helps folks navigate the world of investing and retirement planning. Rob shares a wealth of knowledge about retirement, the 4% rule, and how it applies to military pensions. Show notes can be found here: https://laceylangford.com/podcast/inflation-and-the-4-percent-rule/
Everyone has the exciting decision to make about what kind of assets you want to invest in. If you have chosen Stocks and Bonds (or want a piece of your portfolio to include them), then I can think of no better books to read than Millionaire Teacher by Andrew Hallam, and Retire Before Mom and Dad by Rob Berger (as a side note, you may also wish to read A Random Walk Down Wall Street). Andrew Hallam became a millionaire even though he was a teacher, and Rob Berger is a lawyer who also was a Forbes deputy editor. Stock investing has its own lexicon, its own unique behavior, and also its own culture. This can be very confusing and lead many investors to just throwing their hands up and randomly putting money in any fund because they don't know the difference. Sadly, there are several financial organizations that prey upon the ignorance of investors and encourage them to invest in much higher cost funds because the the sales-people get a bigger commission. Even worse, many groups deceive investors into thinking their funds are superior because they "actively manage" the investor's portfolio. Don't be one of them! BIGGEST 3 TAKE-AWAYS: 1.) NEVER invest in an actively managed mutual fund. NO ONE CAN PREDICT THE MARKET. You're paying massive fees (sometimes as high as 1%+) just to underperform. 2.) The MOST proven way to succeed with stocks is a low-cost index mutual fund. (These can be as cheap as .02% in fees! Checkout Vanguard) 3.) For more autonomy, efficiency, and less involvement, but slightly higher fees, consider a life-cycle fund or a robo investor (~.2% for life cycle, and ~.35% for robo investors) -Millionaire teacher - Andrew Hallam - the 9 rules of wealth you should have learned in school. -Retire before Mom and Dad - Rob Berger - the simple numbers behind a lifetime of financial freedom thegoldcrownpodcast@gmail.com www.thegoldcrownpodcast.com
Welcome back to Intellicast! On today's episode, Brian Lamar and Producer Brian and joined once again by Andrew DeCilles to break down the latest news from around the market research world. The episode kicks off with Brian Lamar giving an update on his campaign to be re-elected as a township trustee. (Hint – He won.) He gives a little background on what life has been like for the past couple of weeks while he has been campaigning, as well as giving some inside knowledge he learned along the way. [5:34] Next up, the guys move a what is probably the second biggest market research news story that has happened over the past week – Zendesk acquiring Momentive. Brian and Andrew breakdown the acquisition and what they hope to see come out of it, including possibly a new hybrid quant/qual tool based on the combined technology of SurveyMonkey and Zendesk. [11:07] In the next story, we talk about the recent news by Suzy to hire 40 new positions for a newly established tech hub in Wilmington, North Carolina. Brian comments on how Suzy seems to be on a hiring frenzy over the past couple of years, while Producer Brian looks at how they are going to where the talent is when establishing this new tech hub. [13:17] The guys then touch on the third-quarter earnings release from Ipsos, while really focusing on the fact that Ipsos is comparing not only to 2020 but to also 2019. [15:10] The next couple of stories we touch on deal with leaders in the industry moving to new roles with new organizations. First, we talk about Tim Wragg being named Hall and Partners' new CEO. In the second story, we talk about former Maru executive, Rob Berger, being named as the Executive Vice President, Global Quantitative Solutions at Schlesinger Group. [18:20] In our last story, we talk about another acquisition, this time QuestionPro's purchase of Bryght.AI. This leads to a quick discussion of structured versus unstructured data. Thanks for listening! Did you miss our webinar, Hitting the Target: Best Practices for Screeners? You can catch the on-demand version here. We have been nominated for the Market Research Podcast of the Year. Click here to vote for Intellicast! Want to catch up on our blogs? Click here. Missed one of our webinars or want to get some of our whitepapers and reports? You can find it all on our Resources page on our website here. Got a suggestion or feedback? Reach out to us at Intellicast@emi-rs.com, or on Twitter at @Intellicast1, or leave us a voicemail on our call-in line at 513-401-5463. Learn more about your ad choices. Visit megaphone.fm/adchoices
Top Climate Change ETFs and Stocks. Reviews the iShares MSCI Global Impact ETF, KraneShares MSCI China Environment Index ETF, iShares Global Clean Energy ETF, Vanguard FTSE Social Index Fund, iShares MSCI USA ESG Select ETF, Parnassus Core Equity Investor, JinkoSolar Holding Co., Ltd., SolarEdge Technologies, Inc., Ameresco, Ormat Technologies, and VanEck Vectors Green Bond ETF PODCAST: The Top Climate Change ETFs and Stocks Transcript & Links, Episode 57, May 07, 2021 Hello, Ron Robins here. Welcome to podcast episode 57 published on May 7, titled “Top Climate Change ETFs and Stocks”— and presented by Investing for the Soul. investingforthesoul.com is your site for vital global ethical and sustainable investing news, commentary, information, and resources. Remember that you can find a full transcript, links to content – including stock symbols, quotes, and bonus material – at this episode’s podcast page located at investingforthesoul.com/podcasts. And Google any terms that are unfamiliar to you. ------------------------------------------------------------- 1. The Top Climate Change ETFs and Stocks I’m starting with Max Chen’s insightful article titled Earth friendly ETFs for climate change, sustainable investing. Here are the top funds he writes about. Quote “From ETF Database… The top ETFs based on sustainable impact solutions percentages include: iShares MSCI Global Impact ETF (SDG): 72.45% rating KraneShares MSCI China Environment Index ETF (KGRN): 71.59% rating ALPS Clean Energy ETF (ACES): 68.97% rating Invesco Solar ETF (TAN): 64.5% rating Global X CleanTech ETF (CTEC): 62.05% rating” End quote Clean Energy ETFs Mr. Chen further writes that “Investors can also look to clean energy ETFs, which invest in stocks of companies involved in providing goods and services exclusively to the clean energy industry. The largest broad clean energy themed ETFs include: iShares Global Clean Energy ETF (ICLN), which has $5.5 billion in assets under management. First Trust NASDAQ Clean Edge Green Energy Index Fund (NasdaqGM: QCLN), which holds $2.6 billion in assets under management. Invesco WilderHill Clean Energy ETF (PBW), which boasts $2.1 billion in assets under management. (Again the ) ALPS Clean Energy ETF (ACES), which includes $962 million in assets under management. Invesco Global Clean Energy Portfolio (NYSEArca: PBD), which has $418 million in assets under management.” End quote. ------------------------------------------------------------- 2. The Top Climate Change ETFs and Stocks In the next article, that appeared on forbes.com, Rob Berger and Benjamin Curry penned an article titled The Best ESG Funds of April 2021. Here are the funds they identified. “1) Vanguard FTSE Social Index Fund (VFTAX) 2) iShares MSCI USA ESG Select ETF (SUSA) 3) Parnassus Core Equity Investor (PRBLX) 4) iShares Global Clean Energy ETF (ICLN) 5) Shelton Green Alpha Fund (NEXTX) 6) 1919 Socially Responsive Balanced Fund (SSIAX) 7) AllianceBernstein Sustainable Global Thematic Fund (ATEYX)” ------------------------------------------------------------- 3. The Top Climate Change ETFs and Stocks Now Usman Kabir takes us back to the alternative energy sector with his article 10 Best Renewable Energy Stocks to Buy Now. It appeared on Yahoo! Finance. I’ll mention his picks and follow it with a few of Mr. Kabir’s remarks. Starting at #10, quote, “10) SunPower Corporation (NASDAQ: SPWR) (Which) offers solar solutions to residential, commercial and industrial clients. The firm also sells directly to a network of third-party dealers and resellers. The products that the company markets include commercial roof, carport, and ground mounted systems, as well as post-installation operations and maintenance services. 9) Brookfield Renewable Partners L.P. (NYSE: BEP) Is a Bermuda-based firm that owns several renewable power energy generating plants. The firm operates in the United States, Canada, Colombia, Brazil, Europe, India, and China. It owns a total of 19,000 megawatts of power generation capability globally through hydroelectric, wind, solar, distributed generation, pumped storage, cogeneration, and biomass sources. 8) Canadian Solar Inc. (NASDAQ: CSIQ) The products that the firm markets include solar ingots, wafers, cells, modules, and other solar power products. The company designs, develops, and sells these products while also offering repair and management services related to these products. The firm also equips and operates electricity-generating solar power plants. It has a fleet of solar power plants in operation with an aggregate capacity of approximately 880 megawatt. 7) Plug Power Inc. (NASDAQ: PLUG) Is involved in development and selling of hydrogen fuel cell systems that replace conventional batteries in equipment and vehicles powered by electricity. The products that the firm makes include GenDrive, a hydrogen fueled PEM fuel cell system that powers electric vehicles, and GenFuel, a hydrogen fueling delivery, generation, storage, and dispensing system… 6) Tesla, Inc. (NASDAQ: TSLA) It makes batteries, solar panels and other energy-related products as well. It has a market cap of over $649 billion and posted more than $31 billion in annual revenue in December 2020. Earlier this month, Vancouver-based investment firm Canaccord Genuity upgraded Tesla to a Buy rating and set the price target of shares at $1,071. 5) General Electric Company (NYSE: GE) Is a Boston-based multinational company operating in aviation, healthcare, electronics, power, and other industries. The firm has stakes in the wind, solar, hydro, and hybrid branches of the clean energy sector. The company was founded in 1892… The firm is most famous for wind energy solutions driven by state-of-the-art wind turbines that operate both onshore and offshore for power generation needs. 4) NextEra Energy, Inc. (NYSE: NEE) Although the firm generates electric power through fossil fuels, it focuses on the capabilities installed for wind, solar, and nuclear power generation. It has a total of 28,400 megawatts of net generating capacity and serves almost 11 million people through an estimated 5.6 million customer accounts in the US. It was founded in 1925. 3) Enphase Energy, Inc. (NASDAQ: ENPH) Designs and manufactures software-driven clean energy solutions for residential areas that focus on solar generation, home energy storage and web-based monitoring and control… The products that the company makes include a semiconductor-based microinverter, AC battery storage systems; as well as Envoy and Enlighten, which are data-based services. 2) SolarEdge Technologies, Inc. (NASDAQ: SEDG) Is an Israel-based solar solutions firm. It designs, develops and markets direct current optimized inverter systems for solar photovoltaic installations globally. The product list of the firm includes inverters, power optimizers, communication devices, and smart energy management solutions. The firm also has stakes in the energy storage and electric vehicle charging businesses. It offers lithium-ion cells and battery packs and uninterrupted power supply solutions as well. 1) JinkoSolar Holding Co., Ltd. (NYSE: JKS) Is a Shanghai-based manufacturer of solar products. It markets solar modules, silicon wafers, solar cells, recovered silicon materials, and silicon ingots. The firm provides solar integration services and also develops commercial solar power projects. It is one of the largest solar panel manufacturing firms in the world. JinkoSolar operates in China, the United States, Japan, Germany, the United Kingdom, South Africa, India, and other countries.” End quotes. ------------------------------------------------------------- 4. The Top Climate Change ETFs and Stocks Continuing in the renewable energy theme is this article titled 3 Clean Energy Stocks Set to Beat Q1 Earnings Estimates. It’s by Zacks analyst Aparajita Dutta. And found on nasdaq.com. Again, I’ll list each company and then follow it with some remarks by Ms. Dutta. “1) Ameresco (AMRC) Is an independent provider of comprehensive energy efficiency solutions for facilities throughout North America. (It) designs and constructs a wide range of renewable energy plants using LFG, wastewater treatment biogas, solar, biomass, other bio-derived fuels, wind and hydro sources of energy. The company (has) a Zacks Rank #3. (Ameresco) beat the Zacks Consensus Estimate in the trailing four quarters, delivering an earnings surprise of 78.24%, on average. (It beat again on May 4.) 2) Ormat Technologies (ORA) It has a Zacks Rank #3. Over the trailing four quarters, the company surpassed the Zacks Consensus Estimate on each occasion, the surprise being 16.08%, on average. (Also, just beat again on May 5.) 3) SolarEdge Technologies (SEDG) (Yes again! For details, listen to earlier mention.) (It) has a Zacks Rank #3… Over the trailing four quarters, the company surpassed the Zacks Consensus Estimate thrice, and missed once, the surprise being 21.65%, on average. (It actually missed forecasts in its May 3 earnings release.)” End quotes. ------------------------------------------------------------- 5. The Top Climate Change Bond ETF? Now I want to mention this article Assessing the State of the Green Bond Market. It also provides a specific ESG bond fund recommendation. It’s by Todd Shriber and appeared on etftrends.com. Quote, “The green investing conversation has long revolved around equity-based strategies, but fixed income is a growing part of the equation. Income investors can access that theme with the VanEck Vectors Green Bond ETF (NYSEArca: GRNB). The VanEck Vectors Green Bond ETF tracks the S&P Green Bond Select Index, which is ‘comprised of labeled green bonds that are issued to finance environmentally friendly projects, and includes bonds issued by the supranational, government, and corporate issuers globally in multiple currencies,’ according to VanEck… ‘Compared to last year, the increase in corporate issuance has been notable, making up about 50% of total issuance. This is perhaps unsurprising in the context of the numerous corporate ‘net-zero’ commitments and increased pressure from investors to address climate risks.’” End quotes. ------------------------------------------------------------- Ending Comment Well, these are my top news stories with their stock and fund tips -- for this podcast: “Top Climate Change ETFs and Stocks.” To get all the links, stock symbols, or to read the transcript of this podcast -- and more -- go to investingforthesoul.com/podcasts and scroll down to this episode. Also, be sure to click the like and subscribe buttons in iTunes/Apple Podcasts or wherever you download or listen to this podcast. And please click the share buttons to share this podcast with your friends and family. Let’s promote a better post COVID world through ethical and sustainable investing! Contact me if you have any questions. Stay well and healthy—and engaged by continuing to apply your ethical and sustainable values to your investments! Thank you for listening. Talk to you next on May 21. Bye for now. © 2021 Ron Robins, Investing for the Soul.
Mark and Rob have a conversation about many topics, Blogging, Markets, the Future… Podcast Date: 04/08/20
In this episode of The Dental Sherpa, Caleb interviews Rob Berger (Author of Retire Before Mom & Dad, Investor, and Deputy Editor @Forbes) about all things investing and money ... specifically for you dentists! A little about Rob ... In 2007, he started Doughroller.net as an online community for people to improve their finances and build wealth. Since that time, Dough Roller has received millions of visitors and been featured by the likes of Yahoo! Finance, MSN Money, U.S. News and World Report, the Wall Street Journal Online and more. In 2018 he sold the website to a public company in Israel and retired. A few weeks later, he started working for Forbes. Before these entrepreneurial ventures, he was a litigation attorney. Caleb & Rob break down everything you need to know about investing and how to achieve financial freedom as a dentist! Please reach out to Caleb or Colin for further questions. For more info please visit our websites below! Rob Berger: https://robberger.com/ Trusted Practice Transitions Produced by KaneCast
I hope you had a great Christmas! This is another 6-month review episode to catch you up if you’re not caught up and to help you customize your listening experience by finding the episodes you’d like the most! Check the links below :) 76: Accept What Is & Just Start Doing - Louis Amira 77: Own Your Story - Darryll Stinson 82: How to Build Your Wealth in 2020 - Rob Berger 85: What It Takes to be an Elite Champion - Chris Helwick & Jeff Meyer 89: Cherish Today & Create Tomorrow - Kevin Palmieri & Alan Lazaros 91: Finding Your Voice & Making It Your Career - Jim McCarthy 92: Rediscovering Yourself & Finding Clarity - Jessica Fillmore 93: Becoming an Authentic Leader - John Laurito 95: Bank on Yourself - Rob Poleki 96: Your World Within - Eddie Pinero 98: Anchor Your Identity - Pastor Travis Hall 99: Start with Belief - Darryll Stinson 101: Triangulating for Truth - Brian Dille Full show notes and resources can be found here: https://parkerkane.co/ Use the promo code "PARKER" to get started on Libsyn for FREE! https://libsyn.com Like this podcast? Please leave an UPBEAT review here -- include your Instagram handle in the review and/or tag me so I can reach out and thank you! Please follow, review, and share with a friend! Thanks for listening!
Eric is joined by Rob Berger, host of the Financial Freedom Show, to discuss how young adults can start making decisions early to reach financial freedom, and the struggles many people face when transitioning into financial independence. What is covered during the episode: The power of compounding and how it can help you reach financial freedom The psychology of transitioning from living off your income to living off your portfolio How we segregate our assets in retirement so we don’t outlive our money For show notes & more: https://brotmanmedia.com/podcasts/
Joining The Project in this episode is Rob Berger, the Chief Academic Officer for EL Education. EL Education guides a network of over 150 public schools in more than 30 states. It's an organization that partners with districts and charter boards to found public schools in low-income communities in order to send all graduates to college. Ron works closely with the Harvard Graduate School of Education (where he did his graduate work) and teaches a course that uses exemplary student project work to illuminate standards. He is also the author of six books including, An Ethic of Excellence: Building a Culture of Craftsmanship with Students and A Culture of Quality: A Reflection on Practice. In this episode, Ron speaks about powerful PBL projects he has worked on with students and their communities, including an 8th grade science project that prompted a town to invest $156K in energy renovations of its schools. He details what made them so impactful and how these projects helped prepare students for their real lives. Ron also shares some practical steps that new PBL teachers can take towards creating authentic learning experiences, the importance of building strong student/adult relationships, and his response to those that say PBL is not for everyone. Key Takeaways: [:32] About today's featured guest, Ron Berger! [1:36] A clip from Ron's keynote from last year's PBL World Conference, where he describes a project in which students worked with a community to complete energy audits of their schools. [4:16] Ron Berger is welcomed to The Project. [4:53] Ron further elaborates on the project to show the power of what kids can do. [7:07] Ron speaks about how, during the project, he worked with the experts and the community, bringing them together to create something truly powerful. [9:22] Ron outlines some practical steps that new PBL teachers can take towards creating authentic learning experiences. [12:25] Ron emphasizes the importance of building strong student/adult relationships for project-based learning. [14:47] PBL prepares students for their real lives. [16:44] “What I value most in teaching is the opportunity to support students in doing beautiful work.” How does Ron define ‘beautiful work'? And why is it important? [18:59] How can we support all learners in getting to the place where they can create beautiful work? [23:06] Ron responds to those who say that PBL is not for everyone. [26:15] Ron speaks about some of the areas of PBL that he is currently exploring. Mentioned in This Episode: PBLWorks Ron Berger | EL Education EL Education PBL World 2019 Keynote | Ron Berger An Ethic of Excellence: Building a Culture of Craftsmanship with Students, by Ron Berger A Culture of Quality: A Reflection on Practice, by Ron Berger Models of Excellence | The Center for High-Quality Student Work Harvard Graduate School of Education Twitter Quotes (for Social Media Use): “I think one of the most important steps [in creating authentic learning experiences as a PBL teacher] is to not make assumptions about what your community could need but to go out and talk to people in the community about what … the genuine needs [are].” — Ron Berger “The most powerful projects… happen not because the kids or the teacher made an assumption about the environmental, … social, or the financial needs of the community but [instead] went out and found out what would be useful in [their] community.” — Ron Berger “That sense of doing high-quality work … [and] craftsmanship … is one of the most important things about school but [it is] one of the things that we … least focus on because … many schools have to spend their time on test preparation [rather than] … standards.” — Ron Berger “You have to give yourself as a teacher … the time to create something valuable.” — Ron Berger “I think the biggest problem in project-based learning is typically the need to rush … so the ability to create things of quality isn't there … [when] we're just rushed to cover things [as teachers] … kids don't have time to really draft [their work] well.” — Ron Berger
In this episode, Leafy hosts sit down with ‘The Man with an Exit Plan’ Rob Berger. Rob, who retired at the young age of 49, is a big proponent of FIRE (Financial Independence / Retire Early). In his retirement, Rob authored the book, Retire Before Mom & Dad, is a Forbes Deputy Editor, and podcast host to the Dough Roller Money Podcast, a finance podcast for easy-to-understand advice and guidance on managing your money. Rob is also an investor and retired lawyer. Rob has been investing in the stock market for nearly 30 years and in real estate for almost 20. Rob tells us that low cost index funds are a great way to start your investments. It’s the best way to build long-term wealth. Then active investing, like real estate investing, are wonderful tools to help extend that wealth. Rob started in his real estate investing with HUD foreclosures. He warns don't overextend yourself, think 10-20 years down the road, instead of an immediate payday. Over leveraging with real estate investments can get a novice investor into real trouble. Just remember that as painful and difficult as today’s market is, this will pass and be irrelevant long term. To find out more about Rob Berger, visit: robberger.com Find his book: Retire Before Mom and Dad https://www.amazon.com/Retire-Before-Mom-Dad-Financial/dp/1733914501
https://robberger.com/
Rob Berger is a Deputy Editor @Forbes. He's an investor, lawyer, blogger, podcaster (The Dough Roller Money Podcast), and author of the book, Retire Before Mom & Dad. His story is one of overcoming debt and achieving financial freedom, and his mission is to help YOU do the same. Finance is generally a huge struggle for people, but that is especially true right now during COVID-19. In this episode you will learn Rob's tactics and strategies to building your wealth in 2020! Full show notes and resources can be found here: https://parkerkane.co/ Please follow, review, and share with a friend! Thanks for listening!
Rob Berger is a litigation attorney and founder of the Dough Roller, popular personal finance and investing website with a singular focus—to help people achieve financial freedom. Rob is also the author of a book called "Retire Before Mom & Dad". In this episode, we discuss Rob's approach to investing as well as the current state of the capital markets, short term, and long term economic outlook. To conclude the podcast Rob gives advice to all young or inexperienced investors. Tune in for more! You can find Rob at: - https://www.forbes.com/sites/robertberger/#29c6403126b2 - https://robberger.com/
Most of us have heard of the concept of early retirement and financial freedom. Yet for many, the specifics of exactly how to reach financial independence can be elusive and difficult to achieve.In this episode, we chat with Rob Berger – successful entrepreneur, retired trial lawyer, and author of the book Retire Before Mom And Dad: The Simple Numbers Behind A Lifetime Of Financial Freedom.Rob shares with us how he was able to achieve financial freedom at just 49 years of age, after just 7 years of targeted focus and intentional progress toward his goals. He talks about the specific steps he took in his process, including cutting out his daily mocha lattes, paying off his debts, monetizing his online businesses, and investing in real estate and the stock market.--WHAT TO LISTEN FORHow, despite the lavish lifestyle Rob was able to achieve as a lawyer, he was still missing the fulfillment and flexibility he truly wantedHow Rob got started on his journey to financial freedom and how long it took him to get thereRob’s specific tips on how to get started on your journey to early retirementRob’s formula for determining the exact amount you need to retire confidentlyHow Rob uses a “money audit” to ensure he’s keeping his expenses lean --RESOURCES FROM THIS EPISODEWebsite: https://robberger.com/--CONNECT WITH USTo connect with Annie and Julie, as well as with other Investing For Good listeners, and to get the latest scoop on new and upcoming episodes, join the Investing For Good Podcast Community on Facebook.To learn more about real estate syndication investment opportunities, join the Goodegg Investor Club.Be sure to also grab your free copy of the Investing For Good book (just pay S&H).--Thanks for listening, and until next time, keep investing for good!
Scott has traveled all over the world working in the military, and now lives in North Carolina. Scott shares how he got into the financial independence movement, and how he started his life financially. He admits he started out spending all of the money he earned, and then as he got older started shifting and thinking about saving and longer term goals. Scott explains how military pensions and retirement work and how it’s changed recently. He also shares how he tries not to impart his own financial goals on his clients, but instead focuses on what his client’s goals are and helping them achieve those goals. In listening to many of Scott’s Sheepdog financial podcasts, we realized there’s so much similarity between military and civilians from a financial standpoint. We are more alike than different, and all have the same goals and desires. A few of our favorite sheepdog financial episodes include:#22 - Changing How You Think About Money and Retiring Before Mom and Dad with Rob Berger#30 - FI with Doug Nordman#37 - Moving with the Military with Maria ReedWe really enjoyed our discussion with Scott Vance from Sheepdog financial. Please listen to hear more about Scott’s story. Check out his podcast in the show-notes. ---Show ReferencesSheepdog Financial Podcast on Apple iTunesZapier software - Scott mentioned a recent valuable pirchase---Follow friends on FIRETwitterInstagramFacebookLinkedInLeave us a voicemail or text us: 404-981-3370eMail us at: friendsonfiremm@gmail.comVisit our website: www.friendsonfire.org---Other LinksMaggie’s Blog: Mostly Minimal LifeMike’s Book: Your New Relationship with Money
It’s not surprising if you are worried about how COVID-19 will affect your investments. Here's how investors can take control in this unprecedented time.
Merkle, a technology-enabled, data-driven performance marketing agency, launches its new Promotion and Loyalty Solutions division. In today’s mergers and acquisitions, Medallia, a leader in experience management, is to acquire LivingLens, a video feedback platform. In human capital news, Eric Bosco joins Nielsen’s Global Media division as its Chief Product Officer. BritainThinks, an insight and strategy consultancy, appoints Jennifer Bottomley as Associate Director. Rob Berger, Managing Director at Maru/Blue, is appointed as the new chair of SampleCon. In jobs, Trusted Talent MR’s is looking to hire a VP of Client Director for a leading provider of real-time digital consumer insights. Find links to these stories in our show notes. For more detailed commentary, be sure to signup for our weekly newsletter at www.happymr.com. This episode is brought to you by Lookback. Lookback is the leading software that enables researchers to interact with users, in real-time, and in contexts. Built from the ground up by some of the original Spotify engineers, Lookback is the best in class video screen share platform for User Experience and Market Researchers. Check them out at lookback.io. And that’s your daily briefing of marketing research news. Find Jamin Online: Email: jamin@happymr.com LinkedIn: www.linkedin.com/in/jaminbrazil Twitter: www.twitter.com/jaminbrazil Find Us Online: Twitter: www.twitter.com/happymrxp LinkedIn: www.linkedin.com/company/happymarketresearch Facebook: www.facebook.com/happymrxp Website: www.happymr.com Sources: Merkle: https://www.merkleinc.com/news-and-events/press-releases/2020/merkle-launches-promotion-and-loyalty-solutions-division Medallia: https://www.medallia.com/press-release/experience-management-leader-medallia-to-acquire-video-feedback-platform-livinglens/ PR News Wire: https://www.prnewswire.com/news-releases/data-science--strategy-firm-schireson-acquires-stun-creative--blackbird-to-form-known----a-new-breed-of-modern-marketing-company-300999494.html Nielsen: https://www.nielsen.com/us/en/press-releases/2020/eric-bosco-named-chief-product-officer-at-nielsen-global-media/ BritainThinks: https://britainthinks.com/ Rob Berger: https://www.linkedin.com/posts/rob-berger-a31579_thank-you-to-everyone-who-came-to-samplecon-activity-6631159984799440896-zQx4 Trusted Talent MR: https://teamplus.co/trustedtalent/en/position/vp.senior.client.director.healthcare/ This Episode’s Sponsor:This episode is brought to you by Lookback. Lookback provides the tools to help UX teams to interact with real users, in real time, and in real contexts. It's Lookback's mission to humanize technology by bridging the gap between end users and product teams. Lookback's customers range from one man teams building web and app experiences to the world's largest research organizations, collectively ensuring that humanity is at the core of every product decision. For more info, including demos of Lookback's offering, please visit www.lookback.io.
Suzy, an on-demand consumer insights platform, closes $12 million in Series C funding. Bertelsmann Digital Media Investments is leading the round, with participation from Foundry Group and Triangle Peak Partners. Existing investors also include Tribeca Venture Partners and Kevin Durant’s 35 Ventures. Maru/Blue, a data services firm, launches a global sample quality certification program, Maru/Blue Sample Certified. Managing Director of Maru/Blue, Rob Berger says, “Sample Certified tests and certifies sample vendors in countries where there is a high demand for multi-market insights.” Global Market Insights launches GMIPulse, an interactive database for market research reports that offer industry research data in an easy-to-use, yet comprehensively dynamic manner. In events, The Quirks Event London is to be held from February 11 to the 12th. The two-day event will feature speaking sessions from insight professionals from KnowledgeHound, Zappi, PepsiCo, and more. In human capital news, Qualtrics appoints Brian Stucki to lead the Qualtrics CustomerXM business. In jobs, Facebook is looking to hire a Marketing Insights Researcher for its AR/VR team. Find links to these stories in our show notes. For more detailed commentary, be sure to signup for our weekly newsletter at www.happymr.com. This episode is brought to you by Lookback. Lookback is the leading software that enables researchers to interact with users, in real-time, and in contexts. Built from the ground up by some of the original Spotify engineers, Lookback is the best in class video screen share platform for User Experience and Market Researchers. Check them out at lookback.io. And that’s your daily briefing of marketing research news. Find Jamin Online: Email: jamin@happymr.com LinkedIn: www.linkedin.com/in/jaminbrazil Twitter: www.twitter.com/jaminbrazil Find Us Online: Twitter: www.twitter.com/happymrxp LinkedIn: www.linkedin.com/company/happymarketresearch Facebook: www.facebook.com/happymrxp Website: www.happymr.com Sources: Suzy: https://suzy.com/blog/suzy-series-c-press-release Maru/Blue: https://www.marublue.com/in-the-news/launch-of-global-sample-quality-certification-program Global News Wire: https://www.globenewswire.com/news-release/2020/02/06/1981154/0/en/Global-Market-Insights-Inc-launches-GMIPulse.html The Quirks Event: https://www.thequirksevent.com/ Qualtrics: https://www.qualtrics.com/news/qualtrics-appoints-customer-experience-industry-veteran-to-run-its-market-leading-customerxm-business/ Facebook: https://www.facebook.com/careers/jobs/489273861789166/ This Episode’s Sponsor: This episode is brought to you by Lookback. Lookback provides the tools to help UX teams to interact with real users, in real time, and in real contexts. It's Lookback's mission to humanize technology by bridging the gap between end users and product teams. Lookback's customers range from one man teams building web and app experiences to the world's largest research organizations, collectively ensuring that humanity is at the core of every product decision. For more info, including demos of Lookback's offering, please visit www.lookback.io.
Our guest on the podcast today is Chris Mamula. Chris blogs on the website, "Can I Retire Yet?" and he has also cowritten a book called Choose FI: Your Blueprint to Financial Independence, which was published in 2019. Chris is loosely part of the FIRE, or Financial Independence Retire Early, movement, but he brings a fresh perspective to the concept. He retired from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, do-it-yourself investing, financial planning, early retirement, and lifestyle design.BackgroundCan I Retire Yet?Choose FI: Your Blueprint to Financial Independence, by Chris Mamula, Brad Barrett, and Jonathan Mendonsa. FIRE MovementFIRE Movement"Your Questions about FIRE, Answered," by Steven Kurutz, The New York Times, Sept. 11, 2018. Lifestyle and Personal Considerations "Nearly 2 Years into Early Retirement, Here’s All That I’ve Gotten Wrong," by Chris Mamula, marketwatch.com, Aug. 19, 2019. “A Strong Marriage in Retirement,” by Darrow Kirkpatrick, Can I Retire Yet?, March 19, 2017. "Does Fire Make Life Harder?," by Chris Mamula, Can I Retire Yet?, Dec. 10, 2018. “A Week in the Life of a Fire Household,” by Chris Mamula, Can I Retire Yet?, Sept. 17, 2018. Healthcare Coverage for Early Retirees“Navigating ACA Tax Credits to Purchase Affordable Health Insurance,” by Chris Mamula, Can I Retire Yet?, Nov. 12, 2018. “How to Qualify for Affordable Care Act (‘Obamacare’) Premium Subsidies,” by Mike Piper, Oblivious Investor. “Are Health Care Sharing Ministries a Viable Alternative to Health Insurance for Early Retirement?” by Chris Mamula, Can I Retire Yet?, Nov. 19, 2018. Health care sharing ministry, Wikipedia. “Do You Plan to Retire by 50? Great, But Can You Cover Your Health Care?” by Janna Herron, USA Today, June 4, 2019. Investing and Withdrawal Rates Bogleheads website Jim Collins blog"The Safe Withdrawal Rate Series: A Guide for First-Time Readers," Early Retirement Now. Stock Series, jlcollinsnh.com The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life, by J.L. Collins.“Retirement Saving and the Empty Nest Transition,” by Michael Kitces, kitces.com, May 25, 2016. "The Stages of Financial Independence," by Chris Mamula, Can I Retire Yet?, Sept. 23, 2019,“The Problem with FIREing at 4% and the Need for Flexible Spending Rules,” by Michael Kitces, Kitces.com, July 23, 2019. “The 25X Rule to Early Retirement,” by Rob Berger, Forbes.com, Feb. 23, 2017. Human capital definition, Investopedia “Going Back to Work,” by Chris Mamula, Can I Retire Yet?, July 22, 2019. Mr. Money Mustache
Rob Berger, founder of Dough Roller and Retire Before Mom and Dad, talks about the simple math of early retirement and more essential FI lessons that are important to talk about. For more information, visit the show notes at https://ChooseFI.com/156
Rob Berger is a personal finance expert, Forbes Deputy Editor, and author who is here today to talk about his new book and give us solid advice about finances and retirement. Rob practiced law for 25 years but instead of living the big law firm lifestyle, he wanted to focus on getting out of debt and financial freedom. He started a personal finance blog in 2007 along with a subsequent podcast. He was able to sell both and retire from his law career. After years of running a finance blog and podcast, he learned a few things about personal finance and retirement. He has a new book out called Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom. He also writes about finance for Forbes. Rob shares proven methods for building wealth. He shares methods to start small with changes that won’t even affect your life and then move on to bigger things like changing the way you think about money. He is an out of the box thinking who gives a series of questions that you can ask yourself about your financial situation. He isn’t a fan of hard and fast rules of thumb, because everyone’s situation is different. It’s his goal to help people build financial freedom no matter what stage they are at. We talk about the power of compounding and the value of time, budgeting, tools, money audits, and more powerful ways to transform your financial future. Highlights from Episode 22 [01:08] Rob is married. He has two kids. He lives in Northern Virginia, and he practiced law for 25 years. [01:13] He didn't want the big law firm lifestyle. He created goals on being out of debt and achieving financial freedom. [01:28] This led to his blog in 2007 and then his podcast. He sold both of these, and they allowed him to retire from the practice of law. [01:37] He now works for Forbes and began writing his book. [02:04] His goal is to help people achieve financial freedom in a relatively short period of time. His book is called Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom. [02:35] The book is for everyone. [02:53] The more you save, your level of freedom begins to grow. [03:40] He calls the ultimate freedom being able to achieve 25X your annual expenses. [04:26] Many people pursue passions after retiring. [05:56] Financial freedom is about how much you have in relation to your expenses. Lowering your expenses makes achieving financial freedom easier. [06:34] Break your finances down to attainable steps. Rob has seven levels to help measure progress. [07:34] Everyone should track their net worth over time. Assets-Liabilities=Net Worth [08:32] YNAB is great for budgeting and tracking your spending. [11:17] Everything in your budget affects your net worth. [12:21] Don't follow a blanket rule of thumb. Don't give up an employer match. Prioritize and work on multiple goals at once. [14:15] The most powerful tool we all have is compounding. Part of the equation is time. The sooner you start saving, the sooner the compounding kicks in. [16:26] Think about car cost in opportunity costs. A car can be the difference between a comfortable retirement and living paycheck to paycheck. Hold on to your cars longer. [20:10] Defined benefit plans are part of your compensation. They force us to save for retirement. [22:03] The downside is that we have no control and can't leave it to our children. [24:25] Thrift Savings Plans or TSPs are some of the best savings plans. Small differences over time matter. Fees need to be understood. TSPs are virtually free. This can translate into money into your pocket. [30:16] Conduct a money audit and find ways to save money without changing the way you live. Map out all of your expenses. Is there anything you can cancel? Is there anything you can change to a lower cost? Then comparison shop for whatever is left. [33:05] Automated savings is the way to go. Wealth is produced over time. Repeat your money audit every year. [38:37] Use what if questions to see what you can cut or if there is anything that you can change or stop for awhile. [41:59] There are families making the same amount of money with lives that look similar, yet one is living paycheck to paycheck and the other is a millionaire. [43:50] Rob is a fan of index funds at Vanguard or one of the other low cost brokers. You could do a three fund portfolio with US stocks, International stocks, and bonds. [46:46] When just starting out nail down your net worth and budget. Find the percentage you are saving and work through the money audit and some what if experiments. [47:29] Know your expense ratio. Put the ticker in Morningstar and find your expense ratio. You shouldn't be above 10 or 20 basis points. Links and Resources Retire Before Mom and Dad Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom Rob@RetireBeforeMomandDad.com Rob Berger on Forbes Rob Berger on LinkedIn Rob Berger on Twitter Robert Berger on Facebook Mint YNAB Tiller Morningstar
The thirty-third NewRetirement podcast. This time, Steve Chen is joined by guest Rob Berger — author of Retire Before Mom and Dad: The Simple Numbers Behind a Lifetime of Financial Freedom — and discusses key aspects of retirement finance, especially fee ratios and financial literacy.Recording, editing done by Davorin Robison.© 2019 NewRetirement Inc.
Rob Berger, author of 'Retire Before Mom and Dad' says that while investors want to make things complicated, maintaining a simple, straightforward portfolio, relying on the power of compounding and setting aside more money than average are the real keys to long-term financial success, noting that investors need to demystify the savings process and simply recognize the long-term value of money they spend wastefully today that could truly change their lives if they considered its potential value in the future. Also on the show, John Cole Scott of the Active Investment Company Alliance tackles audience questions in The NAVigator, Francesca Ortegren of Clever Real Estate talks about her analysis of financial literacy data, and Kathy Boyle of Chapin Hill Advisors covers mutual funds and ETFs in the Market Call.
Rob Berger, author of Retire Before Mom and Dad: The Simple Numbers Behind a Lifetime of Financial Freedom joins us for this episode. We discuss his financial journey which includes quitting his job after making partner at a D.C. law firm. Rob shares his portfolio allocation, his thoughts on what it means to "retire," how much money one needs in retirement, and how much to save along the way. We also talk about the small choices of saving and investing that are instrumental to a life of financial success.
In tonight’s 12th episode of the Saturday Night Special Rob and I talk financial freedom. Rob shares why he thinks it’s not about just the money but rather how you focus on it that matters. Rob and I talk with you about some of the big money myths and why believing them holds you back. Rob also shares why having the right mindset around money is way more important than what you make and lots more. Show Notes and Resources.
Sponsors:Personal Capital: An online financial advisor and personal wealth management tool that allows you to see your entire financial picture at a glance. And you can get a free $20 amazon gift card by signing up for personal capital and linking an investment account with at least $1000 in it. Sign up through our referral link: frugalfriendspodcast.com/pcap to get yours!The novel before the recipe: Do you love finding recipes online and can’t wait to make that new one you found? Slow down you go getter! Read this story about the time I went to camp. Or how my kids were in this really cool play that somehow inspired this dish. Don’t be in such a hurry to make dinner, read the novel before the recipe.The 2019 Frugal Friends Foodie Awards:Best use of minimal ingredients: https://thestonesoup.com/blog/All recipes use 6 ingredients or lessBest use of a five dollar bill: https://www.5dollardinners.com/All recipes can be made for a family for $5 eachBest use of numbers: https://www.budgetbytes.com/Every recipe comes with a price per serving so you can see where it fits in your budgetBest use of freezer meals: https://thefamilyfreezer.com/We have a list of her freezer meal recipes waiting to be madeBest use of meal planning: https://goodcheapeats.comAll of her recipes are designed to be part of a frugal meal planBest use of leftovers: https://www.cooksmarts.com/articles/guide-repurposing-leftovers/Infographic of how to repurpose leftovers. Get 30 days free and 25% off paid plans by visiting frugalfriendspodcast.com/cooksmarts and use the code FRUGALBest use of Budget friendly vegan recipes: https://plantbasedonabudget.com/All recipes are vegan… and budget friendly.Best use of Pantry staples: https://dontwastethecrumbs.com/Plenty of sauces and mix recipes that will have you using up those random ingredients sitting in your pantry.BILL OF THE WEEK - Thank you so much for sharing your bill of the week with us!If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a billLightning RoundOur favorite recipes from the cook at home challenge:Jill- Bruschetta!Jen- Kale + Apple SaladJill- Chicken sheet pan recipeJen-Pumpkin Spice Dessert PizzaFrugal Friends Book Club:For this month’s frugal book club book we are finishing up Retire Before Mom and Dad by Rob Berger!If you want a free copy, leave us a review on iTunes or Stitcher, screenshot the review and send it to frugalfriendspodcast@gmail.com. We’ll select the winners at the end of the month.
Rob Berger is the man who’s already retired twice (and counting). We'll talk about Rob's career, retirement #1 (law firm partner), retirement #2 (blog owner), and why he keeps working (but with freedom). Pick up a copy of Rob's new book "Retire Before Mom and Dad" ========== READ Pick up my books on Amazon. Reviews always appreciated! ========== JOIN Sign up to my email list for book announcements ========== WATCH Subscribe to my YouTube channel ========== LISTEN Subscribe to the “Simple Money Wins” podcast at: iTunes: https://apple.co/2XvtoVz Google Play: http://bit.ly/2XRWDRK Stitcher: http://bit.ly/2Xuct5A Spotify: https://spoti.fi/2XMDYa3 iHeartRadio: https://ihr.fm/2JwhDnV ==========
Have you ever considered taking extreme measures to pay down debt or save money? Have thoughts of tiny living ever entered your mind? Do you wonder what it would be like to live in a small space? We've considered it all and Jill is here to tell you about it! She's currently living in a 170sq. ft. trailer and previously lived in a motorhome and now we're finally letting her share all the insight about the pros and cons and how to do it right! *Sponsors: *Personal Capital: Personal Capital is an online financial advisor and personal wealth management tool that allows you to see your entire financial picture at a glance. And you can get a free $20 amazon gift card by signing up for personal capital and linking an investment account with at least $1000 in it. Sign up through our referral link: frugalfriendspodcast.com/pcap to get yours!Genie in a Bottle: not the Christina Aguilera version but the Alladin version reminding us of “Phenomenal cosmic powers, itty bitty living space”. You too can experience all the financial cosmic power of small spaces while living itty bitty. Genie in a bottle - don’t have one - BE ONE!Notable Notes:What the Internet has to say:This article from Axle Addict explores whether living in an RV could actually save you money, complete with tips on how to calculate if this would be the right 'move' for you!What Jen+Jill have to say:How much money you save depends on you - you can still spend TONS of money even when living 'small'Set up a cost comparisonMake a list of every expenseMake another list of the expenses that will remain when living in an RVSubtract list 2 from list 1 to see what kind of savings you can anticipate!Important considerationsType of RV - trailer, 5th wheel, motorhome (class A, B or C), mobile home, park model, etc.Knowing how to repair/maintain the RV - this can account for unforeseen costs if not 'handy'Finding affordable parkingLimited possessions can equal lower expenses since it means you have less space to put things and less reason to buy!More from the Internet:This article from Heath and Alyssa answers 21 commonly asked questions of those living an RV. We picked out our favorites and Jill gave her perspective as well!More from Jen+Jill:Do you ever get tired of living in a small space? Ultimately no, but I do miss the luxuries sometimes!How do you handle TV/Internet/mail?Mail: forwarding, P.O. box; it depends on if traveling or stationaryInternet: if parked at a campgrounds it's often provided. Jill uses ubiquiti nano station (a high power directional antenna that can pick up internet within a 5-mi range). Check out David Bott for more info on this and other helpful technology tips!RV vs. Tiny house - this depends on preference, Jill likes the increased mobility of an RV and they can often be found at much less expensive prices than buying or building a tiny homeBILL OF THE WEEK - Thanks Emily for sharing your bill with us!If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a billLightning RoundJill’s top tips for RV living https://affiliate-program.amazon.com/Macerator Pump - you know the kind :)Quality over QuantityChef's KnifeParing KnifeTankless Water Heater - not a normal hot water heater - but great when you get used to it - people who don’t like it must not be using properlyMake it Beautiful - make it useful (organization, minimalism!) - make it a space you actually want to be in!All in one washer dryer - LG 2.3cu all in one - this thing is amazing!!Frugal Friends Book Club:For this month’s frugal book club book we are "Retire Before Mom and Dad" by Rob Berger!If you want a free copy, leave us a review on iTunes or Stitcher, screenshot the review and send it to frugalfriendspodcast@gmail.com. We’ll select the winners at the end of the month.
Sponsors:Personal Capital : An online financial advisor and personal wealth management tool that allows you to see your entire financial picture at a glance. And you can get a free $20 amazon gift card by signing up for personal capital and linking an investment account with at least $1000 in it. Sign up through our referral link: frugalfriendspodcast.com/pcap to get yours!$20 Amazon gift cards: Who doesn't want them?! Thankfully you can get yours with the above link. Yes we are shamelessly promoting this twice!Notable Notes:We got a change to chat with Rob all about the money myths he notices, the truth about achieving financial goals, and some encouragement to us all along the way!Lie #1: Financial Freedom Requires a BIG SalaryLie #2: Financial Freedom Takes 40 Years (or Longer) to AchieveLie #3: Happiness is ExpensiveLie #4: Investing is ComplicatedLie #5: Debt is a Fact of LifeBILL OF THE WEEK - Thanks Rob for sharing about your bill you’ve been paying for 10 years with no regrets! Gotta love that gym membership.If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a billLightning RoundWhat’s the first step to reshaping how we think about financial freedom?Prepare a balance sheet - everything you own and debt you owe. Track this + update 1x/year.Where can people learn more about you?https://www.retirebeforemomanddad.com/Deputy Editor at ForbesFrugal Friends Book Club:For this month’s frugal book club book we are Retire Before Mom and Dad by Rob BergerIf you want a free copy, leave us a review on iTunes or Stitcher, screenshot the review and send it to frugalfriendspodcast@gmail.com. We’ll select the winners at the end of the month.See you next week!
The Dough Roller podcast is all about money. How to make it, give it, save it, and spend it in a way that moves us closer to financial freedom. On the latest episode we’re joined by Rob Berger, the man behind the podcast, and author of Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom. The concept behind Dough Roller is very similar to what we do with Jill on Money. Its goal is to help people make sense out of the ever-more complicated world of personal finance, investing, and money management by discussing everything from asset allocation to zero coupon bonds, from savings yields to real estate investing, and from raising financially fit kids to raising financially fit parents. Whether you are just starting out, under a mountain of debt, or nearing retirement, Dough Roller can help you achieve your financial goals. And remember, the best thing money can buy is financial freedom. Have a money question? Email me here. Please leave us a rating or review in Apple Podcasts. Connect with me at these places for all my content: https://www.jillonmoney.com/ https://twitter.com/jillonmoney https://www.facebook.com/JillonMoney https://www.instagram.com/jillonmoney/ https://www.youtube.com/c/JillSchlesinger https://www.linkedin.com/in/jillonmoney/ https://www.stitcher.com/podcast/jill-on-money https://apple.co/2pmVi50 "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
Rob Berger grew up literally with Rich Dad, Poor Mom. While his mother almost lost her house after his parents divorced, his father was filthy rich, picking him up in a Rolls Royce for weekend visits. Throughout high school and college, he spent every dime he made, and graduated with around $55,000 in debt - and a wife.Upon graduating law school, he felt that “If I don’t save something, it would be a missed opportunity - even if it was $100 a month.” Keeping up with the (lawyer) Joneses took him in a big way - fancy car, fancy watch - and it wasn’t until he started listening to Dave Ramsey and hearing all those people scream “I’M DEBT FREE!!!” that it clicked. He didn’t want the fancy things anymore, he wanted to be debt free. He started saving in his retirement accounts, while simultaneously paying down debt because “it would be insanity to forgo contributions to your 401(k) so you could pay off your 6% student loan debt or credit card debt you can transfer to a 0% card. Even if you don’t have a match, you only have that one year to contribute. When the year is gone, that opportunity is gone.”Rob discovered that small changes in his daily habits didn’t have a very big impact in his daily life, but these small changes had a HUGE impact in his net worth. As he turned down opportunities to spend money, he saw his net worth skyrocket, until his money was making more money than he was!Rob has taken everything he learned on his own journey, and put these tips into a book aimed not at Early Retirement, but Financial Independence - encouraging everyone to attain the freedom to pursue their best life.In This Episode We Cover:Rob's journey with moneyLived rich dad poor dad lifeSaved money for retirementHow his lifestyle and position changed transitioning from a law firm job to a government jobPsychological component of a side hustleLeaving the big law firm changed his mindset about moneyMaking $100 in 6 months to $30k in 18 months doing blogsHow he treated his salary money and side hustle money differentlyThe moment he paid down his debtsThe reason why he decided to sell the businessWhat prompted him to write the book called, "Retire Before Mom and Dad"What his book all aboutAnd SO much more!Links from the ShowBiggerPockets ForumsFinConPT MoneyFrugalwoodsBiggerPockets Money Podcast 10: Designing a Frugal But Luxurious FI Life by Age 32 with Liz ThamesMindy's emailScott's email Connect with RobRetire Before Mom and DadRob's TwitterThe Dough Roller Money Podcast
How do you feel when you look at your investment statements? Will you ever experience financial freedom? How about retirement? Does it seem like nothing more than a pipedream? My guest this week is Rob Berger, a personal finance editor for Forbes, and author of the book, Retire Before Mom and Dad. According to Rob, financial freedom is a journey, not a destination, and he shows us ways that we can get started right away. You can find the show notes for this episode at https://maplemoney.com/robberger Our sponsor, Borrowell, is on a mission is to help Canadians feel great about their credit. To do it, theyíve taken a product that was once $23/month and made it completely free. To get a copy of your free credit score, credit report, as well as ongoing monitoring every month, head to maplemoney.com/borrowell
Today we sit down with Rob Berger, host of the Dough Roller podcast and author of Retire Before Mom & Dad about the five lies we all are told about money. Because we fall into these traps, we're duped to live a life on the hamster wheel, working harder and harder, but getting nowhere. Today we'll talk about debt, investing, insurances, advisors and more, so that you can take charge of your finances. Plus, during our headlines segment, we'll cover one piece from Financial Planning about an ex-advisor who is off to prison for duping his clients with a Ponzi scheme. What did he do wrong? We'll share. We'll also jump into some big news from the IRS. One product's tax treatment with regard to advisor's fees is changing. That may change the way advisors...and YOU view that particular tool. And after we take some time for some of Doug's french fry themed trivia we'll take a voicemail from Jason during our Haven LifeLine. Jason wants to know our thoughts about funds and strategies that will deliver the highest risk-adjusted return. Should he be 100% equities with his money or something safer? Thanks to Grammarly for supporting Stacking Benjamins. Get 20% off a Grammarly premium account, go to Grammarly.com/sb.
A nostalgic look back at my favorite hockey heroes and legends who wore the red, white and blue for the Rangers during the 1960's,70's and 80's. In Episode # 12 My new co-host Rob Berger and I take a look back at one of the greatest Centericeman to ever play in the National Hockey League, number 77 Phil Esposito. *One of the NHL's top 100 players of all time * Member of the NHL Hall of Fame- 1984 *Involved in one of the most significant blockbuster trades in NHL history. Moving from Boston along with Carol Vadnais to the Rangers for Brad Park, Jean Ratelle, and Joe Zanussi. * Was named Rangers Captain immediately following the trade and played six seasons with the Rangers. * Helped Lead the Rangers to the Stanley Cup finals in 1979 * Scored 184 goals and 404 points as a Ranger * First player to score his 600th goal in a Rangers uniform in 1977 * Earned the Lester Patrick Trophy in 1978 * NHL All-Star Game 1977, 1978 and 1980. Participated in 10 games during his career * Participated in the Canada Cup in 1976 and the World Championships in 1977 * Head Coach of the Rangers in 1986-87 and the latter part of 1989 * GM of the Rangers from 1986- 1989 * Rangers television Analyst * Led Team Canada to victory over the Soviet Union squad in the 1972 Summit series *Won Two Stanley Cups as a member of the Boston Bruins * scored 76 goals in 1970-71 * 5-time winner of the Art Ross Trophy * 2-time winner of the Hart Memorial Trophy * 2-time winner of the Lester B Pearson Trophy * Had his uniform number 7 retired by the Bruins in 1984 * Retired as the second leading all-time goal and point scorer and third in assists * played in 10 NHL All-star games with the Rangers and Bruins * started his career with the Chicago Blackhawks in 1963-64 * Founded the Tampa Bay Lightning franchise in 1992
I am interviewed on my own show by previous guest Rob Berger. The tables are turned as I answer questions from my own life about the one thing I've done that had the biggest contribution to my financial success, what tools do my wife and I use to manage our money, and what got me started on my path to becoming a master of money. Show notes can be found at http://ptmoney.com
In this conversation with Rob Berger of Doughroller.net, Paul discusses how to handle a bear market. How can we stick to our investment plan when our portfolios drop by 20% or more, and how should you be investing now? Among topics covered: My recent meeting with Vanguard founder John Bogle Should one diversify beyond the S&P …
In this first-ever interview by Paul for his weekly podcast, he speaks with blogger and columnist Rob Berger of doughroller.net about some of the most difficult questions investors face in this high flying market. Like Paul, Rob educates the public with many valuable recommendations and resources. They discuss the best ways to plan and …
From stock picking to retiring at 30, Rob Berger spills secrets learned in 10 years hosting The Dough Roller Money Podcast. Joe and Big Al talk about market volatility caused by President Trump’s potential tax cuts, healthcare plan and proposed budget, and they cover 5 "fatal error" type inherited IRA mistakes, the merits of Star Wars merch, Johnny Depp’s compulsive spending habits, and how joining a nudist colony may help your wallet.
Rob Berger is the founder of Dough Roller, a personal finance website and one of my favorite podcasts under the same name. Rob is a lawyer, excellent chess player, and recent empty-nester. He’s always tackling the next big financial topic. In this episode, you’ll hear Rob share what he does that’s led to financial success, his process for paying off a lot of debt, financial goals, how he invests, and much more. So let’s dig in. Let’s meet today’s Master of Money… http://ptmoney.com/rob
Rob Berger is the man behind DoughRoller.net. We’ve appreciated his material over the last year and found his research and content on Robo-advisors particularly pertinent to our recent discussions. Jon Stein came on the show back in episode 22 to discuss Betterment, and we wanted to get Rob’s take on the benefits of Robo-advisors like Wealthfront and Betterment. On this episode, we compare the top 2 leading Robo-advisor platforms and discuss the pros and cons of tax-loss harvesting, the overall value of this automated feature, and which type of accounts it is most effective in. Relevant links: Blog - http://www.doughroller.net/ Linkedin - https://www.linkedin.com/in/bergerra Twitter - https://twitter.com/Doughroller/media Where are we: Sam – Florida Rob – Virginia Johnn FD - Chiang Mia Discussed (relevant links): Free spreadsheet - A tool Rob uses to track his portfolio performance Investing in gold and Silver - Buying gold and silver bullion a smart move ILAB 22 -Betterment Ceo Jon Stein a Decade of Pioneering Robo Advisory ILAB 15 - Meb Faber on Building the All Seasons Portfolio Show Notes: 06:00 – Robs Portfolio with Betterment, Wealthfront and Vanguard 08:15 – Life strategy fund vs. target date retirement fund 11:05 – Tax loss harvesting long-term benefits 22:48 – Index fund Low cost passive investing 24:21 – Wealth Front vs. Betterment 27:29 – Rob’s personal investment allocation model 28:50 – Is owning gold and silver a productive asset? 32:50 – Investing in one platform consistently 34:17 – Pricing fees with Wealth Front and Betterment 36:00 – Auto saving money since 18 years’ old 40:00 – Vanguard vs. Robo-advisory 42:00 – Presidential election 2017 Trump vs. Clinton If you enjoyed this episode, do us a favor and share it! Also if you haven’t already, please take a minute to leave us a 5-star review on iTunes and claim your bonus here! Copyright 2016. All rights reserved. Read our disclaimer here.
Rob Berger has practiced law since 1992 -- and then in 2007 -- he started a personal finance and investing blog. It was more of a hobby than a business -- but -- over the next several years, however, it turned into a business. By 2009, he was making a full-time living, and by 2010 he was making more from his blog than practicing law. Today, Rob runs DoughRoller.net and AllCards.com. He also writes for Forbes, U.S. News, and The Huffington Post. Secret – timesaving technique Rob stands up while he works -- when standing you're less drawn to time-wasting activities. ONWARD! Daily habit that contributes to success Don't lose focus of your bigger picture, long-term goals -- Rob works on long-term writing projects for a couple hours before getting into his daily task-list. Could have ruined your business – but now – an invaluable learning experience Rob got too focused on search engine traffic -- and Rob tells the whole story here. Most critical skill you think business owners need to master to be successful "The thing that has really powered my business is the relationships I've developed over time offline." Most influential lesson learned from a mentor "Once you realize it is possible -- it really changes your mindset." Final Round – “Breaking Down the Recipe for Success” What systems would you go back and put into place sooner? I would have diversified my traffic sources early on -- make sure you build your email list. What one strategy or “recipe” would compound into big wins for business owners? Constantly evaluate those things that drive profit. How to exceed expectations and add the most value? An individual would do quality work when they said that they were going to do it. What strategy would you recommend new business owners focus on to best ensure success? You've got to connect with others in your line of work Keep costs down -- know whether the ROI will be worth it How best to connect with Rob: Email: dr@doughroller.net Website: www.doughroller.net Podcast: www.doughroller.net/thepodcast/ You can also find us here: ----- OnwardNation.com -----
Stephen is the CEO of Predictive ROI and host of the Onward Nation podcast. He is the author of two bestselling books, speaker, trainer, and his digital marketing insights have been featured in SUCCESS, Entrepreneur, The Washington Post, Forbes, Inc. Magazine, and other media. Good Morning Onward Nation...I’m Stephen Woessner. And before we jump into today’s solocast topic -- I want to wish you a very belated Happy 2016. My hope for you is that your New Year has started off with the momentum you envisioned, with the progress you wanted and desired, and that you and your team are executing on all the plans and strategies you crafted toward the end of 2015. My additional hope is that during all the Christmas and New Year celebrations, you also made time to practice Habit #7 that we learned from the wisdom of the late Dr. Stephen Covey is his groundbreaking book, The 7 Habits of Highly Effective People. We all must take time to “Sharpen the Saw” as Dr. Covey so masterfully described it. If you don’t maintain your health, maintain your sanity, take time to relax, rejuvenate, unwind, de-clutter, spend time with family and friends, and nurture relationships, your “Saw” -- or your production capability -- becomes dull and ineffective. Just like a dull blade on a saw that has been overused and becomes dull then needs to be sharpened before it can be put back into useful service. The holidays are an excellent time for sharpening -- but -- not the only time. Today is Wednesday, January 27th...and Habit #7 is partly the reason behind today’s episode being my first solocast of 2016. I have been spending time with family, friends, traveling for a couple Predictive ROI engagements, and for the last 2-weeks, I have been in Disney World to teach a workshop, attend another, as well as some family down time. It has been the perfect start to 2016 -- a fine balance in which to sharpen the saw. And it is a wonderful honor and privilege to be back here with you, Onward Nation, this morning for today’s solocast. Thank you so much for being here with me. So for our time together...I am going to focus our attention toward an obstacle we all experience -- this obstacle is something we all face. In fact everyone on Earth faces it no matter who they are -- it is just that some people are better than others at pushing themselves past it. The obstacle is known as the “Imposter syndrome.” If you are hearing the term for the first time -- I will start us off with some context and background. The term Imposter Syndrome was first coined in 1978 by clinical psychologists Dr. Pauline R. Clance and Suzanne Imes and was used when referring to high-achieving individuals marked by an inability to internalize their accomplishments and a persistent fear of being exposed as a “fraud.” Despite external evidence of their competence, those exhibiting the syndrome remain convinced they are frauds and do not deserve the success they have achieved. In fact, they take their proof of success and pass it off as luck, timing, or as a result of deceiving others into thinking they are more intelligent and competent than they believe themselves to be. Some studies suggest the impostor syndrome is particularly common among high-achieving women while other studies indicate that men and women are equally affected. Now let’s take that definition and break it down into its two core ingredients. Ingredient #1: the inability to internalize accomplishments and a persistent fear of being exposed as a “fraud.” Have you ever walked into a meeting and felt that you weren’t worthy -- or that you didn’t belong there? Perhaps someone on the selection committee, the award committee, or board of directors had somehow made a mistake in selecting you. Heck, maybe even some of your colleagues, family members, or friends looked at you and even validated your own suspicions and asked you the seemingly innocent question of “So why did they pick you?” I began to learn about the imposter syndrome back in 2009. My first book had been published while I was an academic staff member at the University of Wisconsin-La Crosse. My book had become popular with small business owners and several of the UW campuses around the state started asking me to teach a class at their respective campuses. Awesome. So one day I mentioned the opportunities to a family friend -- that I was headed to UW-Green Bay the next day to teach a class based on my SEO book...and my friend looked at me and said, “Well, why are they having you teach the class? Couldn’t they find someone else locally to teach the class?” My friend was not trying to be hurtful -- not in the least. But those comments hit me hard. Never mind that my SEO book was #3 in the United States, I had just been interviewed for Inc. Magazine, and other credibility indicators. When he asked me that question -- I actually paused and thought about it. “Yeah, why are they hiring me to teach...am I good enough...do I have what it takes...am I the best they could bring in...did I deserve to be there...was I a fraud...did I know what I was talking about?” There is nothing unique or different about my story. We have all had these experiences of the little voice in our heads whispering -- or in some cases shouting -- “Who do you think you are to do something so amazing?” That is the imposter syndrome, Onward Nation, and it is holding you back -- it is rearing its ugly head in the form of fear -- and you need to push it aside so it doesn’t block your progress in moving forward. Here’s the reality...high-performers work hard to prevent people from discovering that they are "impostors." This hard work often leads to more praise and success, which perpetuates the impostor feelings and fears of being "found out." The "impostor" may feel they need to work two or three times as hard. They over-prepare, tinker and obsess over details. This can lead to burnout and sleep deprivation. I have felt that way before. With each new interview, success quote, media feature -- I would think -- goodness -- did I deserve to be there? YES -- but it took me a long time to believe it -- and I still wrestle with it today. Ingredient #2: the “imposter” takes the proof of success and passes it off as luck, timing, or as a result of deceiving others into thinking they are more intelligent and competent than they believe themselves to be Has your business ever gone through a growth spurt and you wondered why? Have you ever looked around your office and suddenly realized you have some amazing people working for you, looking to you for leadership, and you cannot figure out what they see in you? Have you ever felt uncomfortable heading into a presentation with a new client and you wonder why they invited you to the table? Or in a personal situation -- have you ever felt like you married up -- that your husband or wife -- was not only your better half -- but completely out of your league? Why do we ask ourselves such lousy and unfair questions? And here’s the important point that I really want you to get, Onward Nation. When you ask yourself, “How on earth were we able to hire such amazing employees? Don’t they know that we don’t know what in the world we’re doing?” -- your brain does a funny thing...it gives you an answer. Your brain doesn’t want to make you out to be a liar -- so it gives you the answer to fit your story. You start hearing things like…”Yeah, boy, you really pulled the wool over their eyes on that one. Hope Becky doesn’t figure it out -- because if she leaves -- then Tom is sure to leave, too.” Or, “Why did client X invite us here? We don’t really have a shot at winning this pitch, do we?” And then answer you get back might be something like, “Nope, we have no chance of winning -- especially if they knew all about the mistakes we made just last week on Client Z’s account. We are lucky to have kept Client Z -- hope X doesn’t ask for references. Maybe we ought to back out of the process now.” What nonsense. The reality is that you were invited into the evaluation process because you have a stellar network -- perhaps stellar credentials -- and you deserve to be at the table. The voice on your shoulder -- the voice whispering in your ear -- is the imposter syndrome. And we all deal with it. It doesn’t matter who you are thinking of right now...Tim Ferriss has dealt with it...Joel Osteen has dealt with...all of the incredible business leaders that grace the cover of SUCCESS Magazine, Inc, and Fast Company deal with it...heck, I struggle with it… “I think to myself all the time -- I can’t invite that person to be a guest on Onward Nation -- they’ll for sure say no!” Good grief! Every business owner -- every political leader -- every leader throughout history has dealt with this. George Washington did not feel he was worthy to be this country’s first president. No one is immune from the imposter syndrome. But what is unique -- and what is special -- is when someone stares into the face of potential rejection -- faces their fear and they do it anyway. And to quote the beautiful words of Dr. Marcie Beigel -- a two-time guest of Onward Nation...she said to me in her recent encore interview for episode 144 said to me, “Stephen...be scared, and then do it anyway!” Wow...I loved that. Because it is oftentimes fear -- which is another way of describing the imposter syndrome -- it is fear that gets in your way more than anything else. You -- you, Onward Nation...are your business’s biggest constraint. Not the market, not your lack of customers, not your pricing, not your product quality...no...it is you. You set the pace and tempo of your company -- either fast or slow -- you do. So I asked Dr. Marcie during that special encore interview to share how business owners can reach that elusive next level? She was kind enough to map it out into three simple steps. Get clear on what the next level is — how will you know when you’re there? Walk through your fear -- make a plan -- and just do it Find a mentor -- we learn best from the people who have been there And let’s look at all three of these. First...get clear on what the next level is. Well, if the imposter syndrome (aka FEAR) is making you believe that you are not even worthy of your current level of success -- how could you possibly believe that you are worthy of more? So how could you define what the next level looks like? Great question, right? Instead, perhaps you need to spend some time in gratitude being thankful for what you have already accomplished -- consciously acknowledging that what you have achieved was deserved because you worked hard to get there and you applied your God given gifts and talents to get there -- and now -- to realize your full potential -- it is time to leap off your current plateau and move onward to that next level -- and your deserve to be at the next level -- because you’re an expert. But the first step is to give yourself permission to define that next level so you know when you and your business have arrived. Second...be scared about the next level...and do it anyway. Set your fear aside -- what is the worst that could happen? Prospective customers could say no. You might make a bad decision and lose some money. An employee or a group of employees may disagree in how you’re redirecting the company and could decide to leave. Okay? Are any of these life threatening situations? Did anyone die? No. And like Mike Stromsoe taught us in episode 24 of Onward Nation -- did anyone die? No? Then move on! Stop making each decision more than it has to be. Just make a decision...then move on. It doesn’t have to be more complicated than that. So, Onward Nation, Be Scared -- and then do it anyway. And lastly...find a mentor to learn from. More specifically -- find a mentor or group of mentors who are all moving at a pace and tempo that is faster than you. It matters who you spend your time with -- and if you spend your time with people who are moving at your current pace -- or slower -- those people may make you feel comfortable to be around -- they may not challenge you -- they may not push you or ask you tough questions -- and it is easy to relax and unwind. But guard yourself -- if you don’t protect your time -- you will slow down as a result. Why? Because as Coach John Wooden once said, you will never outperform your circle. You won’t -- it is just human nature. So you need to make sure the mentors you select are operating at a completely different level than you are currently at -- that you reach -- that you stretch -- that you get yourself into a group of people where you don’t currently belong. And then you work like crazy to not get left behind -- and in the process -- you will expand and grow -- and leap off your current plateau onto that next rung. And as Scott McKain recently taught me, “Stephen, you cannot reach that next rung, unless you are willing to let go of the current one you are hanging on to.” Very wise words, Onward Nation. Please recognize the imposter syndrome for what it is...it is nothing more than fear. Please also know that we all deal with it...you are not different because you feel it...you are not uniquely burdened or yoked. But what can make you unique and distinctive is your ability to refuse the status quo and to push past your fear -- to shove the imposter syndrome aside and to not let yourself be your own limitation. You were meant for greatness. You are a child of the most high God. You are instilled with an infinite abundance of talent and gifts. Please don’t let something so small as fear limit all you were meant to be. So with that said... I want to say thank you for taking the time to be here with me today. It is an honor to have you here -- thank you for tuning in -- your time is sacred and I am delighted you chose this episode to be what you listen to, study, and take with you on your morning run, or maybe Onward Nation has become part of your daily commute, or in some other way has become part of your morning routine. However our daily podcast fits into your daily routine -- I want you to know how much I appreciate you sharing some of your invaluable 86,400 seconds you have in your day with me and the strategies we learn and share each day from today’s top business owners. And please continue to let me know what you think of Onward Nation...good or bad...I always want your feedback. My direct email address is stephen@onwardnation.com -- and yes -- that is my actual Inbox. No fancy filters or filing system and I read and reply to every single email. So please let me know how you think we are doing. I look forward to hearing from you. We will be back tomorrow with an incredible interview with Rob Berger -- he is off the charts amazing. Don’t miss it. Until then, onward with gusto! You can also find us here: ----- OnwardNation.com -----
Happy New Year! We’re still on break as we spend time with our families and get ready to add new panelists to the show. We hope you enjoy this classic Money Tree Podcast episode. Today’s classic episode is about robo-advisors. Read more › The post MTI068: Money Tree Classic, Robo-Advisors with Rob Berger appeared first on Money Tree Investing Podcast.
For this week’s episode of “Good Brews”, host Adam Boyd heads to Coeur d’Alene, ID to talk with Rob Berger and Mike Detar from Crafted Tap House + Kitchen. They discuss how their establishment came to be, craft beer from around the Northwest, and how Crafted is doing some innovative things with beer, food, and live turtle racing. More info at: www.kyrs.org/show/good-brews[Theme Music: “TRAVEL LIGHT” by Jason Shaw (http://www.audionautix.com) // Style Profile Music: www.bensound.com] Play the episode: Your browser does not support this audio
I've got a double problem this week that is keeping me from releasing shows: No internet at my house. Launching the new site. So, I'm releasing a couple of interviews that have been recorded with me in the past. This one is very good. Rob is a great interviewer and he was able to get very in-depth. This show has an in-depth discussion of the benefits and problems of financial advisors. Rob was also able to pull some pretty personal stuff out of me from my past! Joshua Links: The original post on Rob's site: http://www.doughroller.net/personal-finance/interview-of-joshua-sheats-cfp-of-radical-personal-finance/ Subscribe to Rob's show: http://www.doughroller.net/thepodcast/ Support RPF on Patreon: http://radicalpersonalfinance.com/patron
In this episode we interview Rob Berger of Dough Roller about robo-advisors. Should you use one? Should you fire your existing traditional financial advisor? Find out this and much more in this episode. Resources Dough Roller Betterment Personal Capital Wealthfront Read more › The post MTI022: All About Robo Advisors with Rob Berger appeared first on Money Tree Investing Podcast.
Microblogger Interviews: Online business, blogging, entrepreneurship and wealth building
A few weeks ago, Rob Berger, whom I interviewed for podcast episode 35, and Greg Go, whom I interviewed for podcast episode 2, suggested a “reverse interview” where they ask me some questions. Why not? We jump around on topics but we talk about my background, how I got into blogging, how it’s changed over […] The post MBP #37 – Reverse Interview – Jim Wang Answers Questions from Two Blogging Veterans appeared first on Microblogger.
Microblogger Interviews: Online business, blogging, entrepreneurship and wealth building
Rob Berger founded Dough Roller many years ago but has only been podcasting since November 2013. Despite how relatively “new” it is, he’s been prolific… releasing over a hundred episodes (including one each and every day in January). I thought he’d been podcasting for years, based on his episode count, and in terms of lessons […] The post MBP #35 – Lessons Learned from 100+ Podcast Episodes, with Rob Berger appeared first on Microblogger.
© 2020-2025 Ivy Podcast Discovery LLC
