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The Breakdown: Unfiltered Radio with Aaron Barker, Bearded Pastor, and Miss Information Erica Sauer
In this second hour Joe and Omar: continue talking about Tua and his contract negotiation. Why has it takes this long to get take cared of? Is this causing concern for Coach McDaniel. Lebron getting everything he wants. His podcast partner is the head coach of the Lakers and his son was drafted by the Lakers. Florida Panthers parade is on Sunday on A1A in Fort. Lauderdale Heat adding Depth With Their Draft Picks But will they re-sign Jimmy Butler to an extension?
6-10-24 show- Annual retro night with Partridge Family author Johnny Ray Miller in studio. Phone guests are Brian Forster (Chris from PF), Rick Segall (little Ricky from season 4) & A1A's Jeff Pike.Support this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
Pub CrawlJoin us this Friday at 5:00 PM Eastern for a lively pub crawl through six Buffett-inspired bar-themed songs! Don't miss out on the fun, exclusively on Radio A1A! #BuffetVibes #BarTunes #RadioA1A'Buffett On the Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMediaSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
Season 3 Part 12 of the Travels With Randy podcast is here! Seriously What Do Key Deer Look Like? Another week - another weekly adventure for Randy. This week it's time for some sunglasses and Hawaiian shirts because Randy is hitting every beach in Florida and then heading to Bubba's Mecca, Key West. We last left Randy as he was hugging the Gulf and driving east through towns like Gulfport and Biloxi and Pascagoula. This week, he continues his journey east and into the Sunshine State of Florida. He crosses Florida to the east coast at Jacksonville, and then bravely drives ALL the way down A1A to Miami. He drives on the beach at Daytona, almost drinks from the Fountain of Youth at St Augustine, and gets all excited to see a nude beach until he sees who is on it. Cape Canaveral is next, followed by Miami and a baseball game between the Marlins and his beloved Angels. He ends the week driving Snuffy through the Florida Keys, where he will hang out for several days before heading slowly back north to the Everglades. Come join the conversation on Facebook! https://www.facebook.com/travelswithrandypodcast Have a great idea for the guys? Want to sponsor us? Want to be a guest? Email bubba@travelswithrandypodcast.com
Words and Music by Jimmy Buffett'Buffett On the Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
Spring Break!'Buffett On the Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
Pit Stop Party Tour'Buffett On the Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
In segment #5 of the 2024 Book Camp Series Paul applies all of the first 4 segments lessons to putting the portfolios to work by making a regular monthly investment into several of the Sound Investing Portfolios. For those coming to the series for the first time Paul suggests listening to the first 4 segments. #1 Stocks vs. Bonds: The $10 Million Decision #2 The Ultimate Buy and Hold Portfolio 2024 Update #3 Sound Investing Portfolios: 2024 Update #4 Fine Tuning Asset Allocation 2024 UpdateIn his presentation Paul references Tables J1a, A1a, H2a, B1, B9, C1 and C9. The purpose of the podcast is to familiarize investors with how to use and compare the rest of the Fixed Contribution Tables. This link takes investors to the rest of the C tables.
What a fun night last night was! Dinner at Flavors of India in Cape Canaveral…Great food, great service, great staff…everything on point! Ice cream for dessert in Cocoa Beach. The young man who was the serve got swamped with people and he still came through it all smiling and helpful! A long drive home up A1A dealing with Spring Break traffic and beachside tourist…a great night with friends makes it well worth it! The Music Authority Podcast...listen, like, comment, download, share, repeat…heard daily on Podchaser, Deezer, Amazon Music, Audible, Listen Notes, Mixcloud, Player FM, Tune In, Podcast Addict, Cast Box, Radio Public, Pocket Cast, APPLE iTunes, and direct for the source distribution site: *Podcast - https://themusicauthority.transistor.fm/ The Music Authority Podcast! Special Recorded Network Shows, too! Different than my daily show! *Radio Candy Radio Monday Wednesday, & Friday 7PM ET, 4PM PT*Rockin' The KOR Tuesday, Wednesday, and Thursday at 7PM UK time, 2PM ET, 11AM PT www.koradio.rocks*Pop Radio UK Friday, Saturday, & Sunday 6PM UK, 1PM ET, 10AM PT! *The Sole Of Indie https://soleofindie.rocks/ Monday Through Friday 6-7PM EST!March 16, 2024, Saturday, opening set…Orbis 2.0 - TMA SHOW OPEN THEME@The Electromagnates - Airwave Hello (Big Stir Records)The Amplifier Heads feat. Barrence Whitfield - They Came To Rock (Rum Bar Records)The Tomboys - Step by Step [Sessions Three]Louise Goffin – I Was Right, She Was Wrong For You@Machine & Hummer - Angel In RagsCurt Florczak Music - Take Me To Lost Cities [New Believers In Rock n Roll] (Rum Bar Records)Walker Brigade - 10 Choker [If Only] (Big Stir Records)Starbelly - Don't Wake Up [Four]Tony Marsico - Turn On Your Love Light [Sleepwalker] (Rum Bar Records)Ruby Bones - 06 Ancient Power [Laser Tooth Tiger]
Escape to Paradise'Buffett On the Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
Daylight Saving Time'Buffett On the Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
Brent Burns Interview (Part 2)'Buffett On the Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
Paul recommends new listeners listen to the previous podcast on Equities vs. Bonds prior to this podcast. The purpose of this annual update is to remind investors of the power of equity asset class diversification. Paul makes the case for the 10 equity asset class portfolio that he introduced over 25 years ago. During the presentation he uses Tables A1a and A2a. A1a shows the series of portfolios, starting with the S&P 500 on its own, and then the results of adding 9 other asset classes one at a time. In A2a Paul reviews the Ultimate Buy and Hold results to 7 other portfolios that investors may select for better returns with fewer funds and similar volatility. In both cases he shows the results with both annual and monthly rebalancing. On the next podcast Paul will dig into the important differences of the risk and return for all 9 portfolios, including the S&P 500 as the single holding.
EPISODE SUMMARY: Elaina Smith is the Gracie award-winning host of Nights with Elaina, heard on over 150 radio stations. She shares how she became a radio host, her transition from local radio to a syndicated national show, and the challenges and excitement that came with her career.On this episode of Chachi Loves Everybody, Chachi talks to Elaina Smith about:Getting started in entertainment through internships at Entertainment Tonight and The Insider and doing red carpets while attending SDSUStarting in radio by representing JACK-FM at events and then joining Chainsaw and Dave on-airGetting her name on the Timmy and Elaina show on A1A in Florida and becoming a local celebrityMoving to Nashville to host a syndicated country showThe challenging transition from a local to a national radio show and the mentors and supporters who helped her succeedBecoming a solo host after Shawn Parr left the showLaunching the Nashville Show in the UKBecoming the voice of the ACM Awards, People Choice Country Awards, the Gracie Awards, and moreThe importance of building relationships and adapting and innovating in the radio industry, and other advice for younger generationsAnd more!ABOUT THIS EPISODE'S GUEST: Every night you can hear Elaina D. Smith interviewing the biggest stars in country music & sharing the inside scoop on what's happening in Nashville on Nights with Elaina!While working at Entertainment Tonight & The Insider in Los Angeles, Elaina found her true passion when she got an opportunity to join a morning radio show in San Diego, and never looked back. After a year on a morning show in Florida, Elaina made the move to Nashville and began her long-running syndicated night show, which is nearing a decade on-air!Elaina is now an ACM & CMA Award-nominated, Gracie Award-winning radio host, heard on Nights with Elaina on 150+ stations internationally!Outside of her radio show, you might have seen Elaina hosting the Official Red Carpet at the 57th Annual ACM Awards in Las Vegas, playing herself on CMT's Nashville, introducing artists on some of the biggest stages in the country, or heard her on the award winning Breaking Thru with Elaina podcast, where she has in-depth conversations with artists like Carrie Underwood, Dolly Parton, Trisha Yearwood & Maren Morris about equality in Country Music.Be sure to follow all of Elaina's adventures on social media @elainadsmith! ABOUT THE PODCAST: Chachi Loves Everybody is brought to you by Benztown and hosted by the President of Benztown, Dave “Chachi” Denes. Get a behind-the-scenes look at the myths and legends of the radio industry.PEOPLE MENTIONED:Dave, Shelley, and Chainsaw Rick DeesRyan SeacrestJon Bon JoviMarissa EdwardsMary SteenburgenTed DansonMike ReillyMike McVayTimmy VeeKix BrooksGary KlineTy BentliShawn ParrR Dub!John ShombyJason AdamsRyan TedderGuy RazMalcolm GladwellVin ScullyPaul WilliamsBecky BennettEllen KRandy ThomasLisa KonickiABOUT BENZTOWN: Benztown is a leading international audio imaging, production library, voiceover, programming, podcasting, and jingle production company with over 3,000 affiliations on six different continents. Benztown provides audio brands and radio stations of all formats with end-to-end imaging and production, making high-quality sound and world-class audio branding a reality for radio stations of all market sizes and budgets. Benztown was named to the prestigious Inc. 5000 by Inc. magazine for five consecutive years as one of America's Fastest-Growing Privately Held Companies. With studios in Los Angeles, New York, London and Stuttgart, Benztown offers the highest quality audio imaging work parts for 23 libraries across 14 music and spoken word formats including AC, Hot AC, CHR, Country, Hip Hop and R&B, Rhythmic, Classic Hits, Rock, News/Talk, Sports, and JACK. Benztown provides custom VO and imaging across all formats, including commercial VO and copywriting in partnership with Yamanair Creative. Benztown Radio Networks produces, markets, and distributes high-quality programming and services to radio stations around the world, including: The Rick Dees Weekly Top 40 Countdown, The Daily Dees Show, The Todd-N-Tyler Radio Empire, Hot Mix, Sunday Night Slow Jams with R Dub!, Flashback, Top 10 Now, AudioLogger, Audio Architecture, Radio Merch Shop, The Rooster Show Prep, AmeriCountry, and Benztown Swag Bank. Benztown + McVay Media Podcast Networks produces and markets premium podcasts including: The Making of: A National Geographic Podcast, Run It Again, Hot Chicken and Cage-Free Conversation with Byron Kennedy, and Edelman Financial Engines' Everyday Wealth.Web: benztown.comFacebook: facebook.com/benztownradioTwitter: @benztownradioLinkedIn: linkedin.com/company/benztownInstagram: instagram.com/benztownradio Enjoyed this episode of Chachi Loves Everybody? Let us know by leaving a review!
Brent Burns Interview (Part 1)'Buffett On the Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
Talked with Lowell Van Vechten, Co-Founder and Michael Broday, volunteer working at the marina for the free boat rides, Boating and Beach Bash for People with Disabilities. "It's their 15th Annual Boating & Beach Bash for People with Disabilities – the nation's largest, free, one-day event for people with disabilities, both seen and unseen – will again welcome back families who love the beach, boat rides and great musical entertainment. Presented by the American Disabilities Foundation (ADF), the Bash returns to Boca Raton's Spanish River Park, which is conveniently located between the Atlantic Ocean and the Intracoastal Waterway to give guests easy access to the beach and free boat rides. Always a highlight are the free boat rides, safely held by volunteer boat captains who donate their vessels for a day of fun. On the other side of the park, special MoBi mats are laid on the sand and assistants are on-hand to give everyone access to the water. The 15th Annual Boating & Beach Bash for People with Disabilities will be held from 10 a.m.-3 p.m., Saturday, March 2, 2024, at 3001 North Ocean Blvd. (A1A), Boca Raton, FL 33431. Also returning to the Bash is #1 Billboard recording artist, songwriter and actress Kendra Erika." For more info, listeners can go to www.boatingbeachbash.com.
"Margaritaville Memories"'Buffett On the Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
"Epicurean Escape"'Buffett On the Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
'Buffett On The Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
Might be a new name for A1A coming soon and this brief episode, full of scattered ramblings, tries to give you the information on it. Email: songlinesandtanlines@gmail.com Twitter: @zombiebeach Instagram: aparrotheaddad Kofi: ko-fi.com/anthonyrenfro Patreon: patreon.com/patreonaville Books and Short Stories: Amazon US Amazon UK Barnes and Noble Apple --- Send in a voice message: https://podcasters.spotify.com/pod/show/thedeepcuts/message
'Buffett On The Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
'Buffett On The Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
'Buffett On The Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
'Buffett On The Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
'Buffett On The Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
'Buffett On The Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
'Buffett On The Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
'Buffett On The Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
The First Episode of 'Buffet On The Radio' is Hosted by Jersey Jon Persons and is LIVE each Friday at 5:00 PM Eastern on RadioA1A, "Music For The Road To Paradise". Programming, Entertainment, Music, and News from the Road to Paradise. A1A Radio Affiliates, RadioA1A, Cruisin' Country Radio, Paradise Road Radio and KeyzFM. Become a Patron of A1A here: https://www.patreon.com/A1AMedia. Please help us Fund the A1A Roku Channel here: http://spot.fund/A1ARokuChannelLaunch A1A.Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events. www.radioa1a.comSupport this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
Why did I decide to encore this show about being customer-centric and transforming or innovating at a very large organization? Well, two main reasons. First reason can be neatly summed up by this recent Tweet from Rik Renard, which I have edited slightly to suit my own purposes. Here's the Tweet: “The Achilles' heel for most healthcare [innovators] is overlooking the role of change management. The deal isn't sealed until the whole team is raving. Adoption doesn't [automatically follow innovative thoughts no matter how good they are or how much it cost to build or buy anything]. Take change mgmt seriously.” This is relevant to pharma companies, to big provider organizations, to SaaS vendors, to payers … pretty much anyone. So, yeah. This show … still relevant. But also there's a #2 reason for this encore. It's coming at ya smack in the middle of an ongoing series for boards of directors, CEOs, and CFOs of self-insured employers. As discussed last week in the show with Mark Cuban and Ferrin Williams, PharmD, MBA (EP418), healthcare has become financialized. There is a whole financial layer sitting in between health benefits and the employer, and dealing with that requires customer centricity, transformation, and innovation at the employer level—a little change management, if you will. And with that, here is your encore. I was at the PanAgora Pharma Customer Experience (CX) Summit. Let me tell you one of my big takeaways. Many at pharma companies who are trying to convince their organizations of the need to be provider- and/or patient-centric are having a tough go of it. Heard that coming from every direction. Seems there are quite a few pharma organizations out there who are not actually customer/patient-centric. Say it isn't so. Turns out, they continue to be pretty darn brand-centric whether or not anyone besides the CX team and the most successful KAMs (key account managers) realize this hard truth. This matters because, from a provider organization, physician, or patient standpoint, it's not what's written on the walls … it's what goes on in the halls. It's what a company actually does in their interactions with the rest of the healthcare ecosystem that matters and that builds their reputation. You see this lack of customer centricity and, et cetera et cetera, there are certainly other things going on here; but you see the lack of customer centricity manifesting, right? You see the pharma reps that get kicked out of hospital systems because the perception is they add little if any value and “waste doctors' time; all they do is shove detail aids in our faces.” Heard that recently. Look, this doesn't just pertain to Pharma; this is a message for the whole industry. But there is certainly a way to do well by doing good, and how that starts is helping provider organizations and patients improve patient outcomes as the primary goal. Being innovative to that end. It's about supporting the best-practice standard of care and bringing resources to bear that are truly helpful. That is how more of the right patients can get the right treatment/drug at the right time or take their meds as per the A1A clinical guideline. It's probably also the way to sustainable business success. I've said it here a thousand times: People trying to do the right thing by patients all need to work together. If there's a party in the mix that nobody else wants to deal with because they are deemed not a team player or they don't listen … yeah, that's what I call a competitive disadvantage, beyond just squandering their ability to achieve their mission statement and improve patient care and lives, that is. Today's conversation is with Karen Root, who was a speaker at the aforementioned PanAgora conference. In this healthcare podcast, we are talking about how to make transformation and innovation actionable at a large organization—maybe a pharma company but pretty much any large organization with lots of people, lots of human beings with different motivations and goals. As we all know, for every early adopter, there are (it feels like) five laggards who will fight you tooth and nail because they do not want to transform. They like being brand-centric, and it's been working out fine … well, up until this year, at least. Karen Root is currently director of experience strategy at Boehringer Ingelheim, which is a pharma company. For many years prior to her current role, she was an enterprise head of brand and culture at WL Gore & Associates. What we talk about in this show is how to break down the historical “brand is king” mentality so that people want to follow with the awareness, courage, and determination to do so. Everything that we talk about in this episode can also be applied to pretty much any organizational transformation or the rollout of any innovation or new capability. Here's the key things that Karen talks about which are essential for an organization to transform, maybe (again) in a way that is customer-centric and/or to roll out new innovations or capabilities: 1. Leaders must communicate a compelling vision that also includes a realistic assessment of what it's gonna take to reach that vision and offer hope and the promise that the hard work and inevitable problems will all be worth it. 2. Systems thinking—a consideration of the systems and the people who will need to be a part of the transformation, thinking through what is likely to go wrong and proactively planning for it 3. Identify the right entry point. This should be a micro-journey or a quick win so that the team can score a victory and get through the messy middle that exists in any transformation or rollout. Triple points if you can find a micro-moment that has some emotionality connected to it from your customers' perspective or patient perspective. If you can fix a so-called moment that matters, it really matters. Consider starting by looking into call center logs, finding a common complaint, and fixing it. Do it this way and it's harder for anybody to complain that the status quo is so super amazing and tell you to talk to the hand. 4. Determine how you are going to measure what your quick win accomplished, as well as your whole larger transformational effort. 5. Ensure you have a full story arc here that shows the before and the after that clearly articulates that the before (the status quo) is problematic and that we have to, with urgency, get to the after. 6. Never forget that we're working with human beings here and not, as they say, rational economic actors. One heads-up: In the conversation with Karen today, we talk a lot about the so-called J curve. As Karen says (and you can look this up), whenever you introduce a new anything into an organization, at some point, there's gonna be a mess-up. And when something messes up, the whole team will spiral into a so-called “trough of disillusionment” or a “trough of despair,” sometimes it's called. This is the rock-bottom hook of that J in the J curve. The thing is, if a leader's vision isn't sufficient or their will to continue isn't sufficient, then the organization quits at this low point instead of working through it and coming out in a better place on the other side of the J. And you know what happens then. From that point forward until eternity, everybody who brings up implementing an innovation or a transformation will definitely hear the lecture about the time we tried that and how it failed miserably. So, the J curve … Check it out. Don't underestimate it. One very last thing: If you are working for a large organization (like Fortune 500 large) and you have succeeded in moving a transformation forward (like being actually patient-centric or customer-centric, for example), hit me up. I would certainly love to hear your thoughts on how you did it and why you think you were successful and the impact that you had. You can learn more by connecting with Karen on LinkedIn. Karen Root, MBA, CCXP, is a strategy, innovation, operations, and marketing executive with more than two decades of experience in healthcare, including medical devices, biopharma, and pharmaceuticals. Her background spans more broadly to include computer software, publishing, and consumer package goods. She has driven transformation and growth as a senior executive for companies ranging from start-ups to Fortune 100 multinational organizations. Driving transformative capabilities include digital marketing for Sanofi Pasteur and marketing at start-up for their subsidiary, VaxServe. Karen then led the medical division in customer experience at WL Gore & Associates, later leaving the organization as enterprise leader of brand and culture. She is currently leading customer experience in the United States for Boehringer Ingelheim. Karen has been adding innovative experience design in the metaverse to her arsenal of knowledge. Certified in blockchain technology, cryptocurrency, non-fungible tokens (NFTs), and as a metaverse expert, she has a patent pending in smart contracts and is exploring integrating NFTs and meta-realities into the healthcare space. Karen is the author of Spectrum Thinking and Signature Experience: The Intersection of Brand Promise and Customer Experience for Competitive Advantage. Her next book, Ready Worker One, was co-written with her daughter, Kayla Root, and is expected to be published in early 2024. It pulls from gaming and behavioral science, along with DAO structure (decentralized, autonomous organizations). Karen was recognized by Forbes in 2022 as one of the Top 10 Healthcare Entrepreneurs to Watch. 08:51 What skills does leading a large company in customer centricity require? 10:36 What needs to be included in a vision for customer-centric change? 11:01 “In transformation, we have to adjust the approach to that vision. We have to break it down into a couple of key steps.” 11:39 What is the J curve? 12:26 “Disruption is going to happen; it's just how do we minimize its impact.” 14:00 Why is hope so important for success in change? 17:22 “Leverage your people; understand where they are in the change curve.” 26:24 “We can't manage what we don't measure.” 26:33 “We have to not only measure in quantitative ways but qualitative.” 27:35 What's the downside to not being able to innovate? 28:55 Why does leadership need to have a story to tell? 31:19 “We have to remember that these are human beings and to look for those tells.” You can learn more by connecting with Karen on LinkedIn. Karen Root of @boehringerus discusses #customercentricity in our #healthcarepodcast. #healthcare #podcast #digitalhealth #pharma Recent past interviews: Click a guest's name for their latest RHV episode! Mark Cuban and Ferrin Williams, Dan Mendelson (Encore! EP385), Josh Berlin, Dr Adam Brown, Rob Andrews, Justina Lehman, Dr Will Shrank, Dr Carly Eckert (Encore! EP361), Dr Robert Pearl, Larry Bauer (Summer Shorts 8)
Lyle Wilson on RadioA1A Broadcast from Some Beach Studios in the Tropics of Indiana.info@A1A.Productions www.RadioA1A.com and on A1A Smartphone Apps.Become a Patron of the A1A Media Network here: https://www.patreon.com/A1AMedia.A1A Media Network... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Web Services and design, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events.Support this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
Lyle Wilson on RadioA1A Broadcast from Some Beach Studios in the Tropics of Indiana.info@A1A.Productions www.RadioA1A.com and on A1A Smartphone Apps.Become a Patron of the A1A Media Network here: https://www.patreon.com/A1AMedia.A1A Media Network... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Web Services and design, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events.Support this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
Lyle Wilson on RadioA1A Broadcast from Some Beach Studios in the Tropics of Indiana.info@A1A.Productions www.RadioA1A.com and on A1A Smartphone Apps.Become a Patron of the A1A Media Network here: https://www.patreon.com/A1AMedia.A1A Media Network... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Web Services and design, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events.Support this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
Lyle Wilson on RadioA1A Broadcast from Some Beach Studios in the Tropics of Indiana.info@A1A.Productions www.RadioA1A.com and on A1A Smartphone Apps.Become a Patron of the A1A Media Network here: https://www.patreon.com/A1AMedia.A1A Media Network... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Web Services and design, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events.Support this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
Lyle Wilson on RadioA1A Broadcast from Some Beach Studios in the Tropics of Indiana.info@A1A.Productions www.RadioA1A.com and on A1A Smartphone Apps.Become a Patron of the A1A Media Network here: https://www.patreon.com/A1AMedia.A1A Media Network... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Web Services and design, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events.Support this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
Ready for a road trip down the laid-back, beachy paths of Jimmy Buffett's musical journey? Buckle up! We're hitting the A1A highway with a joyous celebration of Buffett's soul-soothing music, his famous Big Eight songs, and the unique blend of country, folk, and pop that defined his style. Expect enticing stories, laughter, and a deep-dive into the melodies and lyrics that continue to reverberate in the hearts of countless fans. From the critics' take on his relaxed style to a rank-all showdown of his songs, we're leaving no seashell unturned in this tribute to Buffett!Wondering how Buffett's tropical vibes and clever lyrics have touched the heartstrings of millions? Our lively discussions will paint a vivid picture, as we decipher his song stories, like "Tire Swing" and "Tin Cup Chalice." Join us as we explore the musical contributions of the likes of John Sebastian and Reggie Young and the cultural phenomenon of the Parrot Head Movement. Here's to celebrating the boot stuck in the sand, the nautical wheelers, and yes, the oyster eaters too! So come, dip your toes in the warm waters of Buffett's music with us. It's going to be a memorable ride.Support the show
#923 - Jeff Pike - Fifth Interview The Jeff Pike "Off-the-Cuff" Interview is featured on The Paul Leslie Hour. Are you here? Your decision to be here is a personal decision. You made it here and we respect your decision. We thank you for tuning in to The Paul Leslie Hour an interview platform where you get to listen to fascinating people presented in a personal way. What we have here for you is an interview from the archives with Jeff Pike, a recurring and cherished guest on this show. Until now, there were a total of four available interviews that Paul Leslie did with singer and recording artist Jeff Pike, and now with this episode releasing, there are… five. Five. I'll tell you right now, this is the best of all of them. It was done kind of spontaneously— in-person, face-to-face. But, the nature of this interview was very personal. Jeff Pike is the front man and founder of the band A1A, known in the tropical music world. A1A had just released the island-inflected album “Beach Wrecked,” when this interview was first heard. The latest news is that Jeff Pike has released a solo single entitled “Sunset on L.A.” You'll want to check it out. Just a quick heads up. The Paul Leslie Hour is made possible by listeners just like you. You personally can support independent media and give yourself and others the gift of stories. Just go right here, and we thank you! And now, I think it's time we listen to the more personal interview of Jeff Pike. Let's listen… together.
GDP Script/ Top Stories for tuesday Aug. 22 Publish Date: mon Aug. 21 From the Henssler Financial Studio Welcome to the Gwinnett Daily Post Podcast Today is sunday August 22nd , and happy 29th birthday to NFL wide receiver Mike Evans ****Evans**** I'm Bruce Jenkins and here are your top stories presented by Peggy Slappey Properties Groups call for removal of Sen. Shawn Still after indictment in Donald Trump case After 100 years, Snellville has grown but still remains a 'mercantile town' And A1A to Rock the Park in Lilburn on Aug. 26 All of this and more is coming up on the Gwinnett Daily Post podcast, and if you are looking for community news, we encourage you to listen daily and subscribe! Break 1 : Slappey- GCPS Story 1. still State Senator Shawn Still is facing calls for his removal from office after being indicted alongside former President Donald Trump in Fulton County Superior Court on charges including racketeering related to efforts to overturn the 2020 presidential election results in Georgia. Advocacy groups such as All Voting is Local Action, Fair Fight Action, and others have written to Gov. Brian Kemp and Attorney General Chris Carr, urging them to review Still's eligibility to hold office while facing criminal charges. Still, a Republican senator from Johns Creek, is the only sitting legislator among the indicted individuals. Some, like Georgia GOP Chairman Josh McKoon, are supporting Still, while others emphasize the importance of addressing the issue through a fair process..………….. read more at gwinnettdailypost.com STORY 2: town Snellville, celebrating its centennial, has evolved from a small town with less than 1,000 residents at its founding in 1923 to a thriving suburban community with around 20,573 residents as of 2020. The town's history is marked by periods of growth, including the explosive population increase in the 1970s. Snellville's growth led to the establishment of amenities like Eastside Medical Center, and its continuous development is evident through projects like The Grove mixed-use development. The town has evolved from its rural roots to a bustling community, with leaders and residents proud of its transformation over the past century. Story 3: a1a Lilburn's annual Rock the Park event on August 26 features A1A, the official and original Jimmy Buffett tribute show, as the headliner. A1A delivers authentic renditions of Parrot Head tunes and has gained recognition for its performances across the nation. The event at Lilburn City Park will also showcase opening act Black Lion Reggae. Attendees are encouraged to bring lawn chairs and blankets for the free concert, which will feature food trucks, drinks, and treats available for purchase. Coolers are allowed, but outside alcohol is prohibited. The event promises a lively atmosphere with top-notch tribute bands. We have opportunities for sponsors to get great engagement on these shows. Call 770.874.3200 for more info. We'll be right back Break 2: M.O..- Tom Wages - Obits Story 4: tixie The Georgia Association of Conservation Districts (GACD) recently held its annual Hall of Fame Banquet to honor individuals who have made significant contributions to conservation efforts in the state. The GACD Superior Professional Support award was presented to Tixie Fowler of the Gwinnett County Conservation District. Fowler has secured substantial grants, initiated partnerships, and led successful projects such as the Crayfish Creek Restoration Project. She has also organized educational initiatives including workshops and videos for students and educators. Her dedication to the district and community was recognized by GACD officials, and her nomination was made by the Gwinnett County Conservation District. GACD's mission is to advocate for Georgia's natural resource conservation by providing leadership and strategic direction to Conservation Districts. Story 5: fix The supply of affordable housing in Georgia has drastically decreased due to the pandemic, leading to higher rents and increased homelessness among single adults and families. Advocates are pushing for action, but some solutions, like repealing Georgia's rent control ban, have faced opposition. The number of affordable units with rents under $600 dropped by about 67,000 between 2019 and 2021. Many landlords sold properties after the pandemic, exacerbating the issue. The end of the eviction moratorium and federal rental aid further strained tenants. Families are forced into difficult decisions, living in subpar conditions or paying unaffordable rents. Advocacy groups are seeking solutions, including lifting the rent control ban and creating affordable housing initiatives. Local officials are also taking steps to address the housing shortage. Story 6: state The State Transportation Board of Georgia has announced its new executive leadership team. Robert Brown is the new Chairman, Ann R. Purcell is the Vice Chairman, and Jamie Boswell is the Secretary. These appointments ensure representation from different regions of the state. Brown, a registered architect, resides in Decatur and represents the 4th Congressional District. Purcell, a former state legislator, resides in Savannah and represents the 1st Congressional District. Boswell, from Athens, represents the 10th Congressional District and is the owner of the Boswell Group. The 14-member board governs the Georgia Department of Transportation and sets transportation policy. We'll be back in a moment Break 3: ESOG – Ingles 1 - GCPS Story 7: elite And now, Leah McGrath, corporate dietician at Ingles markets talks with us about foods that help with swollen feet In the Class AAA Elite Eight Playday, Wesleyan's volleyball team achieved a 3-1 record. They secured victories against Columbus, St. Vincent's, and Morgan County, but lost to Sandy Creek. Notable performances came from Nadia Desbordes with 23 kills, 23 digs, and five blocks, Katie Leeming with 24 kills, Sara Marie Miller with eight aces, 35 digs, and 55 assists, and Avery Daum with 12 aces and 42 digs. Hebron Christian also participated, splitting their matches with wins against Morgan County and St. Vincent's, and losses to Sandy Creek and Savannah Christian. Ashley Troxell, Addison Griffin, and Aubrey Cowart led Hebron's efforts. Providence Christian reached the semifinals in the Dominion Endless Summer Tournament, led by Ava Wilmot, Ella Style, and Emmy Moody. Story 8: moore In the Pickens Preview cross country meet, Wood Moore from Wesleyan achieved fourth place in the varsity boys race with a time of 15 minutes, 57.33 seconds. Harrison's Riley Comstock won the race in 15:46.81. Kaleb Tesfaye (eighth) and Solomon Mussie (12th) were top finishers for Parkview, while North Gwinnett's Haydn Hermansen secured the 16th spot. Gwinnett's top girls finisher was North's Aurora Streleckis in eighth place with a time of 19:47.50. Parkview, Wesleyan, and North Gwinnett had competitive team standings in both boys and girls categories. The Parkview boys were sixth, North Gwinnett seventh, and Wesleyan thirteenth among 33 teams. In the girls' standings, Parkview took fifth, Wesleyan sixth, and North Gwinnett seventh among 29 teams. Story 9: opener Despite dealing with illness-related absences, the Brookwood boys' cross country team triumphed in the Apalachee Season Opener, a 23-team event. The team secured victory with 69 points, narrowly surpassing runner-up Milton. The girls' team from Brookwood secured second place, with freshman Kennedy Wardle claiming an individual championship. Key performers for the boys included Alexander Thompson (fifth), Carter Dehnke (ninth), Alex Sotomayor (eleventh), and Charlie Thomas (twentieth). Collins Hill's Vincent Pifer secured fourteenth place. The Brookwood girls were led by Kennedy Wardle's victory, with Ava Layson (fifth) and Lauren Thisdale (tenth) contributing. Norcross' Emily Rodriguez achieved third place, and Elkin Regina from the same team secured seventeenth. ***LEAH*** Break 4: Lawrenceville - Henssler 60 Thanks again for hanging out with us on today's Marietta Daily Journal podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Marietta Daily Journal, the Community Podcast for Rockdale Newton and Morgan Counties, or the Paulding County News Podcast. Read more about all our stories, and get other great content at Gwinnettdailypost.com. Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. www.wagesfuneralhome.com www.psponline.com www.mallofgeorgiachryslerdodgejeep.com www.esogrepair.com www.henssler.com www.ingles-markets.com www.downtownlawrencevillega.com www.gcpsk12.orgSee omnystudio.com/listener for privacy information.
Get our newsletter free here or text “GRE” to 66866. In this podcast episode, host Keith Weinhold introduces Scott Saunders, a successful real estate investor who shares his insights and experiences in building a portfolio of 64 single-family rental properties. They discuss the advantages of investing in cash-flowing rental properties, the importance of focusing on cash flow in the early stages, and the benefits of single-family rentals compared to multifamily properties. Scott also discusses his analysis of different markets for real estate investment and his approach to financing and leveraging his investments. They emphasize the importance of seeking professional advice and using resources like GREmarketplace.com for wealth building. Timestamps: The advantages of single family rentals [00:06:22] Scott discusses the advantages of investing in single family rentals, including better cap rates, long-term fixed-rate financing, and the inherent demand for single family homes. Greater liquidity with single family rentals [00:08:31] Scott and Keith talk about the liquidity component of single family rentals, highlighting that even in a recession, people will still need a place to live and therefore be buyers of single family homes. Longer tenancy duration in single family rentals [00:09:34] The discussion focuses on how tenants tend to stay longer in single family homes and duplexes compared to larger apartment buildings, often due to factors such as larger square footage and the desire to be in a specific school district. The importance of cash flow at the beginning [00:11:34] Starting with cash flow-centric properties and gradually moving towards appreciation as the portfolio grows. Scaling up the portfolio with short-term targets [00:14:55] Setting 90-day targets to buy a specific number of properties, leading to significant progress in a year. Factors in selecting the next market to buy in [00:18:24] Considerations include having a communicative property manager and existing opportunities in a market rather than solely focusing on a good deal. The importance of relationships in real estate investing [00:19:18] Scott discusses the significance of having a good relationship with property managers and asset providers in different markets. Factors to consider when choosing a real estate market [00:20:18] Scott talks about the importance of factors such as job growth, a diversified economy, and an influx of people when selecting a market to invest in. Using inflation as a tailwind in real estate investing [00:23:54] Scott explains how he leverages inflation to his advantage by locking in assets today and using inflation to propel his investing forward. The importance of 30-year fixed rate financing [00:28:12] Scott discusses the benefits of locking in a 30-year fixed rate for financing and shares his experience during the COVID-19 pandemic. Using paid-off assets as collateral for future financing [00:29:11] Scott explains his strategy of paying off some properties to use them as collateral for obtaining loans for future investments. Managing properties and involving family in real estate business [00:31:19] Scott talks about using Excel to track his rental income and involving his daughter in managing the financials of his real estate business. The goal of acquiring lifestyle assets [00:36:34] Scott Saunders discusses his long-term goal of purchasing properties in Tuscany, Italy, Steamboat Springs, Colorado, and other locations for both enjoyment and return on investment. The importance of return on attention [00:38:01] Scott explains the concept of return on attention, which focuses on having the freedom to enjoy life without being constantly distracted by financial concerns. The impact of purchasing single-family rentals [00:40:07] Scott emphasizes the benefits of purchasing 5 to 10 single-family rental properties, which can provide economic freedom and significantly improve one's financial situation. The disclaimer [00:46:07] The speaker provides a disclaimer stating that the show does not provide specific advice and encourages listeners to seek professional advice. Introduction [00:46:35] The speaker introduces the show and mentions the website getricheducation.com as the home for wealth building. Resources mentioned: Show Notes: www.GetRichEducation.com/458 Scott Saunders' resources: ScottRSaunders.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Find cash-flowing Jacksonville property at: www.JWBrealestate.com/GRE Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” Top Properties & Providers: GREmarketplace.com Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold Complete episode transcript: Speaker 1 (00:00:00) - Welcome to. I'm your host, Keith Weinhold. A follower has built a multi-state portfolio of 64 single family rental properties. He'll tell us how he's doing it, how he finances them all, his management technique and his guiding success principles today on Get Rich education. With real estate capital Jacksonville. Real estate has outperformed the stock market by 44% over the last 20 years. It's proven to be a more stable asset, especially during recessions. Their vertically integrated strategy has led to 79% more home price appreciation compared to the average Jacksonville investor since 2013. GWB is ready to help your money make money and to make it easy for everyday investors. Get started at GWB Real estate agree that's GWB real estate.com slash. Speaker 2 (00:01:00) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get rich education. Speaker 1 (00:01:23) - Hey, welcome to GRE. From the tropical currents in the Gulf of Mexico to the icy waters of Hudson Bay across the Americas in 188 world nations, this is get rich education where we just reach the 5 million listener download. Speaker 1 (00:01:37) - Mark, I am grateful to you for that. I'm your host, Keith Weinhold. Hey, a little context before we chat with our listener guests about the architecture of how he's building this robust 64 single family homes portfolio in growing across nine US states Once in a while. I like to drop things back for just a minute in case perhaps you're new here and you wonder how do people buy so many rental homes like adding ten every year? How am I supposed to do that? Well, of course, your speed of growth is going to be predicated on your income and some other things. But the best long term single-family rental homes, they're not 500 homes. They tend to be more like 200,000 homes in areas that are not upscale but yet safe, where you use a 20 to 25% down payment. And if you're new here and you have an aversion to debt, you know, I think that the simplest, most reassuring thing that I can tell a newcomer about real estate debt in just one sentence is that in a cash flowing rental, the tenant pays all of the debt for you, the principal, the interest, no matter what the interest rate is, all the operating expenses. Speaker 1 (00:02:51) - And then a little on top of that called cash flow. Now, really, when you add the first few income properties to your life and you think about protecting your time, think about how that is a surrogate, a substitute to adding a part time job that can be a rather circuitous way of going about life, because what you really want is the income, not the job or not the lost time. So therefore add properties, not jobs. Most people think of financial improvement is cutting expenses. It is not. It is adding income. Then those the triadic income, many times they look to add a part time job. But I brazenly posit that income producing property is the way. And what do they call Ryan Seacrest the hardest working guy in show business? I guess if you wanted to, you could have as many part time jobs as Ryan Seacrest. Prepare yourself for drama on this stage. Speaker 2 (00:03:54) - This is American Idol. Speaker 1 (00:04:00) - Yeah, Ryan Seacrest. He will also become the Wheel of Fortune host starting next year along with the daytime talk show and being a producer and whatever else he does. Speaker 1 (00:04:10) - I'm not really up on the latest. But yes, you want to have fewer jobs than Ryan Seacrest now speaking to your ROI, your return on time invested. You could get 64 single family rental homes like our guest today, and yet do it the wrong way. The wrong way might be say you live in a certain metro area and you buy all the properties just in your home metro so that the properties are spread, say one hour apart. That way you rationalize that you could self-manage, well, gosh, you'd be running all over the place. You'd have scores of tenants that could tax you. You'd almost be living at Home Depot, and after all that, you would still not be diversified because you'd only be in one metro market. Plus, how would you really ever get away on, say, a vacation? So that's probably not what you'd want either. Let's talk to our listener guest Scott, today and learn about how he does it. Here with me today is a great listener. Don't quit your day dream letter reader to discuss growing his Single-family rental portfolio. Speaker 1 (00:05:22) - He's based in Colorado and he specializes in real estate in tax law. In fact, he often teaches real estate law to attorneys. He's a single family real estate investor that owns 64 single family rentals and four duplexes. So therefore, he owns 72 doors, 64 of which are single family rentals. And he owns those properties across nine different states Tennessee, Florida, Indiana, Missouri, Ohio, New Mexico, Colorado, Kansas and Arkansas. Higher mortgage rates aren't slowing him down as he's added six of those single family rentals this year. He's also a member of a Washington, D.C. based public policy organization that represents real estate interests. So he's really involved. He advocates for investor friendly tax policies with Congress. He's got a lot going on in his life. Hey, it's great to welcome on to Scott Saunders. Hey, Keith, Great to be with you. I'm a longtime follower and you have so many great nuggets of wisdom that you share, and it's just great. To visit with you for a few minutes. Speaker 1 (00:06:22) - So thanks a lot. I appreciate that so much, Scott. Now, in the real estate world, there are pros and cons between single family rentals and larger apartments. Apartments have a certain economies of scale advantage, but single family rentals have advantages that some people overlook. So talk to us about why you like single family rentals so much. Happy to do that. I think single family rentals are, first of all, a great entryway to get into investment real estate. But some people kind of springboard. They get into single family and then they want to go into duplexes, four Plex apartments, Single family is an asset class. You know, if you just look at it, it has so many advantages. The cap rate on a single family is typically better than a lot of commercial buildings right now. You can lock in long term fixed rate financing. So even if the rate's a tad higher, you go into an apartment building or commercial, you've got to refinance. And as we all know right now in the marketplace, there are some commercial properties that are facing some significant distress because they're having to refinance at higher rates. Speaker 1 (00:07:29) - Single family, you lock it in for 30 years and fix that. You've got buyer. Speaker 3 (00:07:34) - Pool. I can sell a single family to an investor or a homeowner. So there just are a lot of advantages and maybe even just at the most basic level, we all need to live somewhere, right? And so a choice of an apartment or a single family. So many people like the freedom, the room, the convenience, the yard, the garage that comes with a single family. So I just think there's a lot of inherent demand where people want to be in that type of property, either as a renter or a homeowner. So I'm a big fan of buying a single family home, buy another one, you know, and just continue scaling in that niche. I call it Get Rich in a niche, right? And that's the single family rental niche. Speaker 1 (00:08:16) - Sure. I had some apartment buildings that I sold recently that had balloon loans that were about to expire. And you mentioned the liquidity component where you have greater liquidity with single family rentals regardless of when it is in the cycle. Speaker 1 (00:08:31) - Even if it were a recession, borderline depression, people will be a buyer because they need a place to live. But a person doesn't always need to invest in an apartment building regardless of where we're at in the economic cycle. Speaker 3 (00:08:45) - Absolutely. Well, smart timing on your part to kind of see where those loans are going. And I think that there's a good time to maybe redeploy that capital somewhere else. So I like single family, and I think you can really grow and scale a portfolio. I mean, think of it this way, Keith. What if I needed to raise some cash? What if I had a medical need? I could unload a single family home or two right away. Now, I know from listening to your teaching, you'd say, don't sell it, refinance it. Right, harvest that equity. And that would be my first bet. But if I needed to generate cash, it's not that hard to unload some smaller single family rentals. And within a matter of a few months I could liquidate that and get the cash. Speaker 3 (00:09:26) - Some apartment buildings, you know, in some markets it could take a long time to find the right buyer in some places. Speaker 1 (00:09:34) - Now, during that whole time on a single family rental, you mentioned the cap rates. Oftentimes single family rentals are more profitable than what an investor projects. And one reason is that greater tenancy duration tenants tend to stay in single family homes and duplexes longer than they do a larger apartment building. Oftentimes it's because it feels like their own single family homes just tend to have more square footage, which lends to having larger families. We have a larger family. It just tends toward people wanting to stay longer and not uproot, and they get invested in things like buying to be in a certain school district, for example, where more single family homes tend to be than apartment buildings. Speaker 3 (00:10:18) - Absolutely. You know, you bring that up. My very first investment years ago was a fourplex, kind of a C class neighborhood. And when I bought it, I naively write. I look back at it now, I thought, well, if this is fully occupied, look at what the money will make. Speaker 3 (00:10:33) - The reality was there was a lot of turnover at that particular area. People came and went. It wasn't the top of the line. It wasn't a top tier neighborhood. And so I found that I was always chasing people and it was never in my case, fully occupied. And that tenant turn, that's expensive, as you well know. When you turn tenants, you have lost rent. You got to fix it up. So a single family home. I've had properties that my longest one I had attended stay in one for 15 years. I don't think you're going to find that in a multifamily property. Speaker 1 (00:11:06) - Yeah, that really is rather unlikely. I know in that first fourplex you bought, you tended to do some things where later you learned that those were mistakes, like doing some excessive landscaping and spending a lot on fencing and. For a nice driveway so that you get a better quality tenant. But sometimes you learn you can only attract a certain quality tenant based on the neighborhood that you're already in. That's why oftentimes it's better to buy a lesser property in a better neighborhood. Speaker 1 (00:11:34) - For example. Looking back and we'll get into your journey in a bit about how you've added all these properties, but one takeaway that you've had is that it's better to focus on cash flow at the beginning, more so that appreciation. So therefore getting a Class B or C property, which you probably don't want to stoop too low, or you also might have a bad experience at the beginning. So talk to us about the importance of for many people think they want to start with cash flow centric properties at the beginning and then maybe new build appreciation ones later. Speaker 3 (00:12:03) - I agree. I think when you go into an asset that produces a cash flow, it kind of gives you the fuel to start growing, right? You get some positive reinforcement, but it also gives you the capital to go out and buy more assets. So I think that. BK and maybe call it B to C plus starting there, you know, getting 250 to 300 an asset in cash flow, you get one of those, you get three, you're talking about $1,000, you've got six. Speaker 3 (00:12:29) - Now you're 2000. And at that point, when you get to maybe 6 to 10 properties, the cash flow is now helping to contribute your down payment to go out and buy another asset. So I personally think you kind of start with that maybe as your gateway for your first 5 or 10, get some momentum and then maybe later. So we all know an A-class property in a great neighborhood with great schools. It might appreciate better long term. And so I lean towards building the cash flow on the front end and then moving over into more appreciation as the portfolio grows. So there are merits on both sides. There's not a right or wrong way to do it, but that I think gets your average investor with some momentum. You know, you want to create momentum, you want to start buying assets. And so the cash flow allows you to buy assets faster than waiting for appreciation to kind of carry you up. That rising tide lifts all boats saying that'll happen over time, but get the momentum with the cash flow to help augment and help you buy more assets quickly. Speaker 3 (00:13:33) - I tend to lean towards that approach. Again, no right or wrong, Keith, I'll tell you, I've done it wrong. I started out buying some A-class, about five new homes, and now those have produced good appreciation, but I didn't have much cash flow off them, so I had a little modest cash flow. I do things differently looking back, but I'm still moving forward. Real estate corrects, right? It's like a bad haircut and not that I would really know, but you can get a bad haircut and give it a 4 or 6 weeks and it'll grow out in a way you go and it covers over any mistakes that Barber made. Speaker 1 (00:14:07) - Yeah, real estate's very forgiving over the long term. I kind of think of real estate as a game of attrition as long as you buy, right? Even if there is a bit of a mistake or a stumble, when you have five simultaneous ways that you're paid, you're going to feel that sooner than later. Scott You've really done a great job of scaling up your portfolio. Speaker 1 (00:14:30) - Last I checked, you were in nine different markets. I mentioned the nine states that you were in earlier and you have 18 different property managers now. Can you talk to us more about how you scaled that? You talk to us about how it might be best to get that snowball rolling sooner with cash flow, but how do you scale up and ramp up to where you're at today with 72 doors, 64 of them single family rentals? Speaker 3 (00:14:55) - Oh, what I'll do, Keith, I'll share what I did to kind of get there. And I want to be candid with you and listeners of that. I probably made a mistake doing that. I don't think everybody has to be in that many markets, that many managers. So what I did, quite frankly, it sounds so simple. I said a 90 day target. So I would say I'm going to buy X number of properties. That was a do or die goal. It wasn't an annual goal. If I wanted to buy three in that 90 day period, I would make sure no matter what, I bought three assets. Speaker 3 (00:15:26) - So what happened was I maybe bought in different states to get the job done. I had to buy quickly, right? I was focused on adding my numbers. So for me, having that short term target that I looked at every day in the morning and the night that gave me the focus. So I wasn't looking over three years. I was like, What do I need to do in the next three months? And I really applied everything to doing that. And so you figure if you do a three month period, you pick up three, but you do that every quarter, that's 12 new assets in a year. That's big progress in just annual time frame. So that's what I did. 90 day targets were the game changer for me. Now, you shared kind of the downside of that and that I'm probably over diversified, I would say probably in my level being in three, four states, half the states and maybe two thirds less property managers would be more. Just from a relationship standpoint. So that was a mistake. Speaker 3 (00:16:25) - And, you know, I can correct for it Over time. I'll probably do 1030 ones out of some of the states and consolidate in areas that I like. But that was how I did it is I just identified a lot of Midwest type markets that are good cash flow markets. And when I saw an opportunity, I grabbed it a few of them. Keith I buy one and then the next door, somebody was doing a renovation next door. And there are a few streets, right? Three houses right next to one another as a result of that. So that's kind of been interesting. And then I also find is word got out that I was buying. I had people approach me and say, Look, I've got a package of properties. Would you like the whole package or part of the package? And so that helped me a little bit. So instead of doing one loan on three different properties three times, I do one larger loan purchase, three properties at once. And so it gave me a little bit of efficiency. Speaker 3 (00:17:19) - Now that didn't happen on all of them, but over time I've been doing more of that. My last one this year I bought four assets in Tennessee from one seller as a package deal, and that makes it a little bit easier. Speaker 1 (00:17:32) - Yeah, I want to get into that financing piece shortly, but I think the important thing is you acted, you jumped in and once you do that, more opportunities begin to present themselves. And not everyone does everything the right way. If you've got 18 property managers you're dealing with, which would be a lot. I mean, if you get one monthly email statement from property manager that's getting one a little bit more than every other day, if one would happen to do it that way. I've often talked about how three, 4 or 5 markets to be in that number probably is a good number where you have adequate diversification, yet it hasn't overcomplicated your life administratively at the same time. But with that in mind, Scott, as you're growing your portfolio, what makes you decide what market to buy in next? Oftentimes it's not the sort of thing that you think it will be, just like you had an opportunity to present itself. Speaker 1 (00:18:24) - For example, if you buy in a market and you find that you have a really communicative property manager that you really like in that market, you might buy in that market where you know you've already got a good manager, for example, rather than just what appears to be a good deal on the surface. So what are some of the factors that go into what make you decide which market to select next? Speaker 3 (00:18:43) - Scott I've done a lot of analysis and there are a lot of good markets. You know, one thing, there's no perfect market. You and I probably know 20, 30, 40 good markets where people can make money that have good growing economies, populations growing. There's pressure on rents and appreciation. So I've identified some that I like. Would you just alluded to is really one of the factors now, which is more of a relationship, right? I've consolidated over, so I have a good property manager in Memphis, Tennessee. I've got a great working relationship with them and then also a provider of assets. Speaker 3 (00:19:18) - And so for me, I'm finding having that relationship makes things a little smoother. There's a trust factor when you manage remotely. I haven't seen most of my assets and I do very little in my own home state. So for me, it's really important that I can trust who I'm working with out of state. And so I find having that relationship makes me more likely to purchase more properties in that particular market because I've got that. So Saint Louis, Missouri is one market. Memphis, Tennessee is another. Those are some markets that I like. Now, some of them have great fundamentals. You know, Memphis, number one airport in the entire country, you've got a waterway, you've got a lot of highways that converge there. You've got a lot of industrial Nike's there, Amazon. So there are, you know, kind of a multitude of factors. You know, right now in Memphis, you've got the blue oval development, which is the Ford. They're going to build battery trucks. And I think it's a $10 billion plant they're putting in. Speaker 3 (00:20:18) - Well, that's going to be a huge draw for jobs. So I tend to look for jobs, a diversified economy. I like to see an influx of people coming into the market. So that's the big macro. When I look at my investment, I try to get fairly close to that 1% rule if I can. You know, I don't have to hit it perfectly, but that's kind of a decent benchmark on an asset. I like to get fairly close. Speaker 1 (00:20:44) - You're listening to Get Rich Education. We're talking with super real estate investor on Single-family turnkey Homes, Scott Saunders. When we come back, including how did he do it with the financing and what does he do to manage all this? You're listening to Get Resuscitation. I'm your host, Keith Weinhold. You know, I'll just tell you, for the most passive part of my real estate investing personally, I put my own dollars with Freedom family investments because their funds pay me a stream of regular cash flow in. Returns are better than a bank savings account up to 12%. Speaker 1 (00:21:18) - Their minimums are as low as 25 K. You don't even need to be accredited. For some of them, it's all backed by real estate and that kind of love. How the tax benefit of doing this can offset capital gains and your W-2 jobs income. And they've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 668660, and this isn't a solicitation If you want to invest where I do, just go ahead and text family to six six, 866. Jerry listeners can't stop talking about their service from Ridge Lending Group and MLS 42056. They've provided our tribe with more loans than anyone. They're truly a top lender for beginners and veterans. It's where I go to get my own loans for single family rental property up to four plex. So start your prequalification and you can chat with President Charlie Ridge personally, though even deliver your custom plan for growing your real estate portfolio. Speaker 1 (00:22:30) - Start at Ridge Lending Group. This is real estate investment coach Naresh Vissa. Don't live below your means. Speaker 2 (00:22:45) - Grow your needs. Speaker 1 (00:22:46) - Listen to Get Rich Education with Keith Weinhold. Welcome back to Get Rich Education we're talking with Scott Saunders get rich education listener owner of 64 single family rental properties. He really loves single family and he's still buying now. But Scott, some people have slowed down their buying with higher mortgage rates. They're not adding properties nearly as quickly. But still, really the question I asked myself is where could I invest better dollar today than in rental property? Of course, inflation debases that debt for us, and then when inflation and interest rates drop, I can refinance. And you've added just about 60 properties in the last four and a half years. So tell us about that. Speaker 3 (00:23:39) - I have added a lot of them recently and it started again with setting those goals and I'm keeping up the momentum now. You know, I realized the rates have changed. This is still a good time to be a buyer If you're in certain markets. Speaker 3 (00:23:54) - There are good purchases out there. So I'm able to negotiate a little better with sellers, maybe get a little concession where they'll give a couple points towards my rate or the closing cost. I couldn't get that and the go go days, people are doing that. And the way I look at it is I'm really making an investment now in an asset, right? What is a single family home? It's just a bunch of commodities glass, bricks, wood. And with inflation, we know commodities are going to go up. So I'm locking in that today and I'm going to really use inflation as a tailwind to propel my investing forward, whether that's with rents and appreciation, whether it's debasing my good business debt, I'm using that as a tailwind. And I'll tell you my personal opinion, Keith, I'll go on record on this. People are going to kick themselves a few years down the road when rates go down, whenever that is for not purchasing now, because when rates go down, it's going to create more demand. Speaker 3 (00:24:54) - And I think you're going to lock in today's pricing now and somewhere rates will change. I don't know when, but nobody has that crystal ball. When they do, prices are going to pop up, I think, at that time. And so people are like, oh, I should have bought back in 2023. I don't want to do the woulda, coulda, shoulda. I'd rather make smart baby steps now. Just keep buying chunking along slow and steady and locking in assets today that I know five, ten years from now, my future self is going to be glad that I took action today. Speaker 1 (00:25:30) - Now, I know that you, the listener, must be thinking, yes, I do want to buy more property here. But how to Scott add so many properties so fast and that really guides us into the financing. What do you do for the financing of these properties? Because of course for single people, those golden ticket Fannie Freddie loans run out at ten. Speaker 3 (00:25:52) - One of the biggest things is getting over that hurdle of those lower rates. Speaker 3 (00:25:57) - So I do what's called non QM or what they're also called DSR financing, where the load is made based upon the asset and the cash flow the asset produces. So these are going to be a little bit higher rate, a touch higher. But once you get into them and you get comfortable, you realize this is what all the big players do. People that buy commercial properties, that's how they buy them. So I'm using a rate that's a touch higher, but now I've got a great working relationship. I have one particular lender. I've done 40 loans with them directly, not with the broker. I go direct to the lender, save some money, and I'll literally email over to that lender at night. I'm buying just one of their contract on two more assets, and it's really easy to do the loan. So I find what's called non QM, which stands for Non-qualifying Mortgage, that type of financing. I actually prefer it. It's easier. I don't have to provide every financial statement, you know, updated within the last 30 days. Speaker 3 (00:26:58) - I actually find it's an easier approach. And as long as you look at the numbers and you still have positive cash flow. So today maybe I'm positive $200 where a year and a half ago I might have been positive 3 or 350. So it takes me five assets to get another thousand in cash flow today where I could have done that and maybe three or so a little while back. Okay, I'm just buying more assets, right? I win with that because I'm still locking in more of those commodities in those assets. And so I just that inflation raised that up over time and I just get the benefit of it. So now instead of fighting against inflation, I'm using inflation to move me forward. Speaker 1 (00:27:41) - About dcr loans, debt service coverage ratio loans which are used more commonly in the five plus apartment space area. That is one option for one after they run out of their ten golden ticket Fannie Freddie loans that are at the best rates in terms. Can you tell us more about those terms of the hours? Are you getting a longer term fixed rate? Do you need to put a greater percent down for those? Speaker 3 (00:28:08) - Most of mine are relatively close to a conventional loan. Speaker 3 (00:28:12) - You can get those with 20% down. I have chosen in some cases to put down maybe 25%, but I'm getting in almost all situations 30 year fixed rate financing. To me, I want to fix that debt service and have it locked in. So that's really important. So I'm a big believer in 30 year fixed rate. I did have during Covid right at the beginning and I had some assets under contract. You couldn't get a loan. It was very difficult. March, April, May and I had deals closing. Then I had lender that I had to get the lender that they required me to put down 40%. So I had to put a bigger down payment to get it done. At the time, Keith, I was like, Oh, I'm not getting as much leverage. My money's not working quite as hard. Now, that was several years ago, and a few of those because they were smaller assets. I've got little small loans on them where and I want to be careful because I know your view on debt. Speaker 3 (00:29:11) - I'm going to be paying some of them off, not to have them free and clear, but to use those as a resource as collateral. So I can go to a bank and say, Look, I'm going to pledge this collateral. Let's say ten homes that are free and clear, you give me a loan and now I'll use that loan to do some other things, probably like hard money, loans, private lending. So I'm going to use those paid off assets as a tool for me to do some financing, some creative financing deals in the future. So it's a means to an end. It's a stepping stone to go a little bit deeper and use the banks money for me to make more money in the future. So that's kind of what I'll be doing there. Speaker 1 (00:29:51) - All right. It sounds like you still want to keep most of them leverage. Are you talking about the advantages of having a few of them paid off and therefore really so that you can borrow against the value of those paid off properties? So really, you're just paying them off to effectively use leverage again in a different way? Speaker 3 (00:30:08) - Precisely. Speaker 3 (00:30:09) - That's exactly what I'm going to do is bundle those together and those become collateral. So exactly. I'm going to relieve them maybe in a different fashion. So I am a huge fan of good business debt. It's one of those things is concepts. So you got to wrap your head around it at the beginning because we're beat into our brains that, you know, debt is bad, but good business debt is not only good, it's great. It allows you to multiply your efforts faster than you could with your own capital. So to take the bank's capital and use that to get ahead, that to me is is a smart move 100%. Speaker 1 (00:30:50) - So you've got this robust portfolio spread across several different states. You've even admitted probably dealing currently with more managers than you even want to. And it makes one wonder, is there any particular type of management software that you use? Now, of course, each one of your individual property managers, 18 of them, they have their own management software. But how does that work? How do you manage all this? Do you really get 18 monthly statement emails from 18 property managers each month? Speaker 3 (00:31:19) - I do actually get 18 different emails and statements a month. Speaker 3 (00:31:23) - I'll tell you what I've done, Keith. I'm very low tech. I'll be honest. I use Excel to track things and what I've done, which is kind of a fun thing for me. My youngest daughter, who, believe it or not, actually owns. She bought her first single family home at age 16. She's been watching me. She actually helps me now track my rental income and work with the financials. So I've hired her in my real estate business. She now gets all the statements she puts in, puts everything into my spreadsheet and then runs the reports for me. So it's been kind of neat in that I get the data I need, but I'm also training my kid about real estate. And not only that, I actually include her on my emails, so she has a real estate specific email. When I reply to my property manager about an issue, I'll copy her so she sees my thinking how I do it. So I'm trying to be strategic, realizing I'm not going to be around forever. Speaker 3 (00:32:21) - Someday my kids are going to get a pile of real estate and I want them to know what to do with it when they get it, that they walk into it and they're like, okay, I kind of know what to do versus selling it all off and then giving the money to Wall Street, which is I would hate to have that happen. So I'm. Try to bring them along. Speaker 1 (00:32:41) - Despite the fact you use Excel. You talk about how you're relatively low tech. I'm, in fact, impressed with that because it demonstrates to me that, you know, the proper formulas to use in Excel and which numbers actually matter to drive your current and future investment decisions. So that actually tells me a lot that you really understand what's going on behind the scenes and you don't have it too automated. Also, when you're involved like this, which is a sense that you just cannot get being a stock investor where your profits are really coming from and where they're really not coming from. Having one of your children involved that is huge at building this legacy wealth piece like we talked about on the show last month and helping ensure that there is generational wealth in your family, like with your daughter. Speaker 1 (00:33:26) - Now, she understands where it comes from and what it takes. So I absolutely love that piece. Scott We talk about what drives investment decisions. We talk about how you've acquired and you've held some properties. What about the time to sell? For example, I like to buy turnkey investments that already have the renovation done, or they're just brand new and oftentimes like to just hold them 7 to 10 years because in 7 to 10 years, in the last three years, it's been as short as three years, those properties have gone up in value enough where the leverage ratio was cut such that I either want to do a cash out refinance or a 1031 exchange, not get too emotional about properties, only hold them seven years, rarely if ever, more than ten years. What are your thoughts with the whole time and the duration? Speaker 3 (00:34:09) - I'm fairly similar to you on that. I do. My preference is turnkey. That's what most of my portfolio is. So I'm buying stuff that's already been renovated after, you know, 10 to 15 years. Speaker 3 (00:34:21) - And that window, that's when you're going to start to see roof issues, the furnace, the AC. So my plan would then be to do a 1031 roll out and get more turnkey. So let's say I take one single family home that might allow me to go out and buy 2 or 3 more single family homes, probably ten years max would be what I would be doing. And I did that. I rolled out A1A couple of years ago. I had one single family in Arizona exchanged out of it, and I bought four in Saint Louis, one in Memphis. I got a much better return on my investment. So to think of if you take my portfolio today, right in the 60s, if I can roll out of that and go up to, let's say 120 or 130, that's going to give me some significant scale and benefits. So that would be my plan. I'll never sell and pay the taxes. I always do it 1031 or I'll refinance to harvest equity. Speaker 1 (00:35:17) - If you're a brand new listener and you don't know what a 1031 tax deferred exchange is, the short story on that is it basically allows you to roll your profits from appreciation into another property, either multiple properties or a larger property is what it usually is with you being able to 100% defer the tax. Speaker 1 (00:35:37) - And there's no limit to the number of times you can do that. Therefore, it should become a tax free event. You can defer that tax your entire life by trading up with that. 1031 also called a 1031 like kind exchange. As you go along, I know that you've got some great philosophy, Scott. I mean, first of all, you're a goal driven guy, so you have these longer term goals. And you mentioned you also have these shorter term milestones, like a 90 day goal on your way to those longer term goals. For one that hasn't heard the acronym before, Goals should be smart, that is specific, measurable, achievable, relevant and time bound. That's what differentiates a goal from a wish. So tell us about your goals and how that drives this. Scott. Speaker 3 (00:36:22) - My duals. I do every three months. I do have a short term goal and I've got some For this year. I'll probably pick up 15 properties. I think I'm halfway through the year. I'm on track, so I'll do that. Speaker 3 (00:36:34) - I've got some long term goals. One of them just before I left on vacation a couple of weeks ago, I'm under contract on a property in Tuscany, Italy, so I can have what I call a lifestyle asset. So one of my goals would be to get a few lifestyle assets. I want to buy a place in Steamboat Springs, Colorado, enjoyed some of the year, rent it out other times. So one goal would be picking up a few of these. That would be something that I can enjoy and my kids can enjoy, but it also produced a return. So it's a twofer. I gave money on it and I get to enjoy it. That's a big long term goal of doing that. So Tuscany, I like to do a place in Sardinia, Italy, which is the most beautiful beaches, gorgeous. The mountains may be a place in Florida, so I like to pick up over the next few years, maybe a property a year in that category. That's just something that's fun. Speaker 3 (00:37:25) - It doesn't make any sense to work really hard and save if you can't enjoy life, right? I mean, that's the whole goal is to get free where you can enjoy your time and enjoy spending time with the ones you care about. So I want to transition that way into Tastic. Speaker 1 (00:37:42) - Yeah, spending time in Tuscany was part of perhaps the best week of my life personally, part of your philosophies. It's not just having tangible goals, it's you call something rather than an ROI in ROA, and it's that the return on a realisation that I talk about. Speaker 3 (00:38:01) - Yeah, what that is, you know, so many people have heard of ROI, which is a return on investment and we kind of get bottlenecked around that, right? Looking at our return, you know, 7%, 8%, 1619 And there's a lot of focus. What I tend to do, and this actually came through a good friend of mine, Rick ROA, is return on attention. Yeah. Looking at our life from a time standpoint. Speaker 3 (00:38:25) - So when we look at ROI, we're looking at money dollars return on attention. We're now measuring things in time, right? What do we have the free time to enjoy without having to be distracted with following the stock market every day? And is it up or down? Or what's the Fed doing? So return on attention to me is actually more important than the ROI. And I know we're on a podcast talking about real estate, so surely making wise investment decisions is important. But if I look at where I am in life, more important to me is my return on attention than my return on my investment. So I want to have my attention free that I can enjoy what's around me while I'm young enough and vibrant enough to enjoy it. So I just got back from travel and Saint Lucia had a wonderful time out there. I love to travel. I typically do an international trip probably every quarter or so. I'm taking my son to Morocco, did an African safari. We did Iceland swam with whale sharks last year. Speaker 3 (00:39:30) - Portugal. I want to spend time with the people I care about and travel is a part of that and having my attention freed up so I can do that. That actually is a big principle. It's a big objective is having my time freed up and my attention freed up. Speaker 1 (00:39:47) - Wealth is measured in time, not dollars. You and I sure do agree there. Scott is we're about to wrap up here. I know you often talk to people about the importance of taking action and just sort of getting those base hits and how do you think that people would have more economic freedom if they just purchased 5 to 10 single family rentals? Speaker 3 (00:40:07) - Absolutely. And it's not that hard, right? You get over the first one's the hardest and then you get a little momentum after that, Right. The first one hard, the second one, you've just doubled the size of your real estate portfolio. You go to four, you quadrupled your first one. And I think the magic number to hit is get to five and add five assets. Speaker 3 (00:40:28) - You typically have enough rental income coming in that it's pretty close to being self-sustaining. So if you have one vacancy, you're going to typically have pretty much enough rental income to do it. So getting to five and then pushing on to 10 or 15, that can change so many people's lives. Just that small thing for the average American. If you had ten single family rental homes, you'd be light years ahead of the people that are doing all the 401. And Wall Street racket stuff. Speaker 1 (00:40:59) - That's so on point. Yeah, you are really doing the things. Scott, before I ask you how our audience can learn more about you, do you have any last thoughts? Anything else you'd like to discuss maybe that did not come up with scaling up this terrific Single-family rental portfolio and how that's enhancing your life. Speaker 3 (00:41:18) - I'll give two quick tidbits to kind of wrap things up here. Keith, it's been great visiting with you. I've been a longtime follower and just love all the information you bring out and the resources, so it's great to visit with you in person. Speaker 3 (00:41:30) - Two things. One, I would say use the tax code, use guys like Tom Lehrer write, read those books, figure out how to master the tax code. A lot of people don't do that. They're intimidated by taxes and the IRS go after that and it'll give you more capital to grow your portfolio. The other one, I would say, and I think you alluded to it, is don't be paralyzed by inaction. Don't do that analysis paralysis thing of is this good or not? My whole philosophy is I never try to hit a home run. I don't need the best performing investment. I just need a good investment. And you know, in a portfolio, I've some that have been stellar and I've had 1 or 2 dogs like anybody would. When you get a bunch of them, my feedback would be, if you're not in the game of real estate, put all your focus on to getting that first one and then jump to your second translated into action rather than overanalyzing. So on your show, you've got a lot of great resources of turnkey providers. Speaker 3 (00:42:29) - In many of the markets that I'm in pick market, take action and jump in. You'll be so much farther ahead by taking action than by studying and running formulas and spreadsheets. Get into the game, buy the first property, buy the second push with some short term goals, and then all of a sudden you're using all of these economic forces to get ahead in life and they're not fighting against you. And I think what that does is now you're swimming downstream, so to speak, rather than fighting upstream. That's what all these inflationary forces that you talk about all the time do. So get in, start swimming downstream, join it. I want to see more people in America that have freedom and have some independence and are benefiting from the economic forces rather than getting crushed by those same economic forces. Speaker 1 (00:43:21) - And it starts with just getting your first base hit. Well, this has been terrific, Scott. How can our audience learn more about you? Speaker 3 (00:43:29) - I've got a website up. It's my name, so it's Scott R Saunders. Speaker 3 (00:43:35) - Sanders And that's got a little more background. And I've got for people that are interested, I put together a course of how to kind of get into single family and scale it and grow it. So for those that is appropriate, I'm happy to be a resource in that department there at that website. Speaker 1 (00:43:54) - Scott has been such a great chat. Our audience is going to benefit from it. Thanks so much for coming on to the show. Speaker 3 (00:44:00) - It's been a blast. Thanks, Keith. Speaker 1 (00:44:07) - Yeah, great stuff from Scott. We do a lot of things the same way as far as having remote managers in multiple markets. I've also never seen most of my properties in person, nor do I need to. We often buy multiple properties at once. I like to buy at least two single family rentals at a time to make things more efficient. But big picture, we are not postponing life and are traveling to great places. As I'm fond of saying, some delayed gratification is good, but the risk of too much delayed gratification is denied gratification, which is the road of the 401 plan, which is also known as a life deferral plan. Speaker 1 (00:44:49) - Scott is currently meeting with our provider of Chattanooga Properties on Marketplace. It is rare to see Crest buying properties in Jerry Marketplace. I guess I'm actually not sure we might have to turn him onto it so that he can quit one of those part time jobs. He's got pretty cool part time jobs, though. He's not breaking his back like a longshoreman. Yeah. Jerry Marketplace. That is where you find the right properties that really are just never going to make it out onto the open market at all. And they're the ones that are conducive to this strategy. Lower cost properties that have a high ratio of rent income to a low purchase price, they're typically fully renovated with a tenant from day one where an experienced manager also manages it for you from day one, if you so choose. And it's free. Just creating one log in one time like thousands of others have, gives you access to nationwide providers. We've even got free coaching for you there if you so choose. Knowledge really isn't power in itself. Knowledge plus action is what's powerful. Speaker 1 (00:45:56) - Get started at GRC marketplace.com until next week I'm your host Keith Winfield. Don't quit your day dream. Speaker 4 (00:46:07) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively. Speaker 1 (00:46:35) - The preceding program was brought to you by your home for wealth building get rich education. Com.
Amelia Island Travel Guide Click here for a downloadable and Google Doc version of our Guide How to Get Here: Fly into Jacksonville International Airport or drive if you are within 5-6 hours driving distance You will probably want to rent a car, not only to get onto the island from the airport but to get to the beach and to downtown and so you can explore the state parks on the island. Sometimes it is difficult to get an uber to drop you off on the island (Scott has had several times that the Uber has picked up his ride and then dropped it). We will try to keep this guide updated but if you find that something is closed, please contact us and let us know and we will fix it Where to Stay: Rent a house or condo, stay in a bed and breakfast, a local hotel, or a chain hotel. See all options here. Some options include: Near the Beach - North End of the Island Springhill Suites and Courtyard by Mariott Amelia Seaside Inn Elizabeth Point Near Downtown Fernandina Beach Hampton Inn and Suites Addison on Ameila Amelia Schoolhouse Inn - A Southern Living Hotel Hoyt House Bed & Breakfast The Florida House Inn Near the Beach - On the South End of the Island Ritz Carlton Amelia Island Omni Amelia Camping at Ft Clinch State Park is on the beach but it books up 12 months in advance so plan ahead What to do: Enjoy the Beach- there is public beach access every ¼ mile along A1A and the beach is dog friendly (just bring along poop bags Golf: Fernandina Beach Golf Club, Amelia River Club and if you are staying at the Omni or Ritz Carlton you will have access to their courses Putt-Putt: McGregors (downtown), Putt Putt Fun Center (at Main Beach), Island- Falls Adventure Golf (on Sadler) State Parks: Ft Clinch State Park - Famous for Shark tooth hunting, the fort, hiking trails, the beach, and biking Amelia Island State Park Festivals- see the events calendar here Dickens on Centre and the Isle of Eight Flags Shrimp Festival are favorites! Market Day - Every Saturday Year Round from 9am-1pm Other Activities: Rent Bikes or E bikes Enjoy the Egan's Crekk Greenway Playgrounds - Pirate Playground, Playground at Main Beach, Playground at Central Park Shopping: Local Surf Shops - Driftwood Surf Shop & Amelia Surf Co Downtown Shopping includes your tacky touristy kitsch souvenir shops, tee shirt shops, ladies wear, homegoods, menswear, and more! Where to Eat and Drink - (For Brunch and Dinner we would recommend trying to make a reservation) - be sure to check online for hours Breweries & Distillery Marlin & Barrel Distillery - Free Tastings - Tell Shannon Scott & Melissa sent you Mocoma First Love Brewing Amelia Island Brewers Live Music & Night Life Green Turtle The Palace Saloon - The Oldest Bar in Florida- Stop by and have your picture made with the pirate and grab a famous pirate punch. Wine and Cocktail Bar - The Decantery Beach Bars (these are also Restaurants) The Sandbar - right at Main Beach Sliders - at Sadler Road Coffee Mocoma Coffee Downtown - Amelia Island Coffee *1928 Cuban Cafe - Great coffee, breakfast, sandwiches - open for breakfast and lunch Starbucks Breakfast & Brunch Aloha Bagel Garden Street Bistro - small cafe so make a reservation The Patio at 5th and Ash Tortuga Jacks at Sliders - opens early with a sunrise view Leddy's Porch - weekends only - call for reservations Go Juice - Smoothies, Frozen Coffee Beverages, Acai and Dragon Bowls Lunch Salt Life - we love the Sear Ahi Tuna Salad and their specialty cocktails La Serena - authentic mexican cuisine 4th Street Deli - Sandwiches and Authentic Deli Salads (only open for lunch) Tasty's Burgers T-Ray's (known for their burgers, breakfast) - there's usually a line The Salty Pelican The Sandbar Sliders Pepper's Mexican Pablos - moving to a new location on Centre Street Grab a Deli Sandwich at Publix Dinner - check for reservations, open days and times as they can get busy The Patio at 5th & Ash - this is one of our favorite spots for outdoor dining and live music - I personally love their mussels Ciao - Italian but they have great seafood options Espana - Spanish Tapas - definitely make reservations The Boathouse The Wicked Bao Sushi Akari - be sure to arrive at least 45 minutes before closing or they will make you do carry out Cafe Karibo Pablos - upscale Mexican and Mezcal Drinks Pizza V's Pizza - on Sadler Arte - Downtown First Love Brewing Townies - they have a pizza garden outside the restaurant - New York Style Pizza - they serve slices for lunch Seafood Cedar River Seafood Down Under Shucker's If you have a kitchen go to Atlantic Seafood Market and pick up seafood to cook Publix also carries the Mayport Shrimp Off the island South on A1A Safe Harbor Seafood (there's a market and a restaurant) - you'll need to take the ferry across the river and it is closed on Monday Palm's Fish Camp The Sand Dollar Dessert & Ice Cream In Downtown Fernandina: Whatanut - handmade Ice Cream Cookie Sandwiches - choose your cookie and ice cream flavor Fantastic Fudge - Handmade Fudge & Yoder's Ice Cream Nana Teresa's Bake Shop DeNucci's on Sadler - try the Hot Brownie Sundae but they also have Dole Whip Groceries: On the North End: Walmart Winn-Dixie Publix Nassau Health Foods - like a small whole foods or Sprouts On the South End: Harris-Teeter Other shopping: Don't miss our local Ace Hardware - beach essentials, clothing, a huge Yeti selection, flip flops and sunglasses Packing List: Bathing Suit & Cover Up/Rash Guard Lightweight Tropical clothing - shorts, tank top, flip flops Sundresses and Chino Shorts/Polo or Button up for Dinner Beach Chairs, coolers, beach shade, sand toys, shell bags (we have lots of shells in addition to the shark teeth) Books and kindles Golf clubs Tennis Racket for Pickleball Read more about this and other travel destinations on our BLOG Follow our travels on Facebook Follow our travels on Instagram here and here Save our travel ideas on Pinterest See our travel videos on You Tube Music Credit Music by OYStudio from Pixabay
Harry Tea from LA Studios, home of RadioA1A, Cruisin' Country Radio & Paradise Road Radio interviews Bob Durand songwriter and producer, now on RadioA1A, Cruisin' Country Radio.Become a Patron of the A1A here: https://www.patreon.com/A1AMedia. Thank you to our Patron Supporters.A1A Productions... Media Production Network, LIVE Streamcasting, Media Editing, Digital Media Publishing, Social Media Marketing, Web Services & Design, Coordination, Production, and Promotion of Audio/Video, Entertainment Projects, and Special Events.Support this show http://supporter.acast.com/a1a-media-network. Hosted on Acast. See acast.com/privacy for more information.
With the accolades she had earned in the pageant world alongside her bit roles in increasingly more well-known films, it seemed as though Tammy Lynn Leppert's career was just about to skyrocket. That is, until something shifted and she began to grow increasingly paranoid— convinced that someone was out to kill her. Feeling that Tammy's fears were delusions, her family sought help. But those fears soon seemed very real when, on July 6th, 1983, Tammy left home with a friend and never returned.Etsy Merch Shop: Want your own C&C clothing? Check out our store at https://etsy.com/shop/coffeeandcasespodOr, consider supporting the pod in other ways-- like Patreon! Are you up-to-date on all our regular content? Get access to monthly mini-episodes as well as one full solved case per month by joining today! Be a part of the C & C Fam by going to https://www.patreon.com/coffeeandcases to register!
The news about the deaths of two Meadowcreek High School students this week has left the school's community reeling as it mourns the teens. First came the news that the remains found off State Route 316 this week belonged to Susana Morales, 16, who had been missing since last summer. Then came the news that another student who had recently gone missing, Rodrigo Floriano Mayen, 17, was recently found dead from an overdose. Police said on Friday that the deaths are not related to one another. The deaths prompted Meadowcreek Principal Kevin Wood to send a letter to parents on Thursday. According to Gwinnett's local health department, GNR Public Health, the Georgia 9-1-1 Medical Amnesty Act is designed to encourage people to seek help in the event of an overdose by providing “limited immunity from arrest, charge and prosecution for possession of certain drugs and drug paraphernalia for individuals who experience a drug overdose and are in need of medical care and for those who seek medical care in good faith for a person experiencing an overdose.” Wood told Meadowcreek parents that counselors and social workers are being made available to students and staff members who need to talk to someone as they grieve the deaths of Morales and Mayen. Duluth police have arrested a man, who has been described as a “witch doctor,” on charges that he allegedly raped a woman who went to him for a cleansing ritual last weekend. Hassan Shalgheen, 44, met the victim through social media and set up a meeting for a cleansing at his apartment. On February 5, the victim contacted police, however, and told them that, rather than receiving a cleansing, she had been assaulted instead. Shalgheen was arrested on February 6 and booked into the Gwinnett County Jail. He has been charged with rape, sexual battery, false imprisonment and theft by deception. Police are now looking to see if there are other women who have also been victims. Anyone who has been a victim, or has additional information about the case, is asked to call the detective handling the case. In commemorating National School Counseling Week, Gwinnett County Public Schools held an awards program on Feb. 7 to recognize its top counseling award winners for 2023. Those honored included Dr. Natalie Pugh of Gwin Oaks Elementary School, Jameela Hall of Lilburn Middle School and Dr. Cedric Cooks of Norcross High School. In addition, Dr. Eric Davidson, principal at Duluth High School was recognized as the Mary Joe Hannaford Counselor Administrator of the Year Award. At the awards program, the school district also honored Duluth High School as a 2022 Recognized ASCA Model Program recipient. There are 34 counseling departments in the school system that are recipients of the RAMP National Award, which is awarded by the American School Counselor Association and recognizes schools that have established comprehensive data-driven counseling programs. This marks the second time Duluth High School has received RAMP recognition. A list of those honored can be found at Gwinnett Daily Post dot com. Gov. Brian Kemp announced on Wednesday that he has picked two members of Gwinnett County's legislative delegation to serve on a joint committee that provides legislative oversight for MARTA. State Senator Gloria Butler of Stone Mountain, and Representative Scott Hilton of Peachtree Corners, were among six legislators that Kemp appointed to the Metropolitan Atlanta Rapid Transit Overview Committee, also known as MARTOC. While MARTA has its own board of directors, made up of members from counties that participate in the transit system, MARTOC is a joint House and Senate committee that serves a statutory role to provide oversight for MARTA, particularly in budgetary matters. Although Hilton and Butler do represent districts that include parts of Gwinnett, their districts also include portions of counties which participate in MARTA. In Hilton's case, that is a portion of Fulton County. In Butler's case, it is a part of DeKalb County. Duluth recently announced its 2023 event schedule which features many favorites the city is known for in addition to a concert by A1A: The Original Jimmy Buffett tribute band and the return of Viva Las Duluth. The city's event season kicks off in March with the Duluth Farmers & Artisan Market. In addition to shopping with local vendors on the second and fourth Sunday of every month through November, each market features live music. Among the highlights: Flicks on the Bricks returns with a free movie under the stars on August 4 and 18. Fridays-N-Duluth (FND) kicks off May 26 from 6 to 9 p.m. in Downtown Duluth and runs through the end of July. FND will feature live music, food trucks and vendors. Themed nights will return on Fridays that fall on an even date. Themes will include Dog Days of Summer, Pride, Kick-Off to the Fourth, Whimsical Wonderland and International Night. The Lantern Parade will be included in International Night on July 28. City officials said signature events such as Back-to-School Bubblepalooza, Howl on the Green, Deck the Hall and Cookies & Cocoa with Santa will all be back for 2023. A1A will headline the Summer Stage Concert on August 12. Night at the Red Clay (formerly Cinema at the Red Clay) will continue in 2023 with an added twist — in addition to movie nights, there will be free concerts and comedy shows at the Red Clay Music Foundry. For more information please visit Duluth GA dot net. A plane that was damaged as it was forced to make an emergency landing on Interstate 985 last month did so because it had lost all power on its way back to Briscoe Field in Lawrenceville, according to report from federal investigators. The National Transportation Safety Board's preliminary report into the Jan. 24 incident near Buford and Sugar Hill shows the Piper PA-28-140 airplane had been on a instructional flight when it experienced trouble. It's landing on the interstate shut down I-985 for hours during rush hour traffic. The instructor was able to confirm that the plane's throttle was full forward and that its fuel air mixture was full rich after the plane lost power, but they were too far out from Briscoe Field, where they had taken off from, to make it back safely. The plane was damaged during the attempted emergency landing. It clipped a truck before landing and the landing gear under the nose collapsed during the landing as well. There was other damage that was also listed in the report. Despite the damage to the plane, the flight instructor and the student pilot were not injured during the landing. For more information be sure to visit www.bgpodcastnetwork.com https://www.lawrencevillega.org/ https://www.foxtheatre.org/ https://guideinc.org/ https://www.psponline.com/ https://www.kiamallofga.com/ https://www.milb.com/gwinnett https://www.fernbankmuseum.org/ www.atlantagladiators.com See omnystudio.com/listener for privacy information.
St. Augustine police make arrest in deadly A1A shooting + Flagler Hospital to partner with UF Health for hospital services + Florida Man FRIDAY!
#821 - Koney Ferrell The Koney Ferrell Interview is featured on The Paul Leslie Hour. Are you here? Didn't we just start another of those…. things. Ya know, years. Yeah it's a new year. If you like years, rumor has it we just started one up. So, this is The Paul Leslie Hour. It's not bad, is it? We've got something of a landmark here. This is the first broadcast interview Paul ever did. It's with multi-instrumentalist Koney Ferrell. So back in the early days of the show, the interviews were short. This one is about 6 minutes. So, Paul told me take your time with the intro. Don't rush it because the interview isn't long. … Ya see back in the day, the point of Paul's broadcasting wasn't to do interviews. It was playing music. So he'd just chat for a short while and then spin a bunch of tunes. So today's interview with Koney Ferrell was Paul's very first broadcast interview. Yep. Koney can play mandolin, bass, lap steel guitar and other instruments. Talented guy, Koney is. Koney Ferrell has a special place in Paul's heart. The radio show was jut getting off the ground and Koney was kind enough to be the first guest. Now, back in those days Koney was playing and recording with A1A. Hey, another thing to just keep in mind that we're going to hit 20 years of the show in October. Right now we're sitting at 19 years. We need your help though. Be a patron of the spoken word and help us get all of these interviews out there. Go right here. All right. I think it's time to hear that very first interview. The Koney Ferrell interview.
Randy Lapp is the Director of Corporate HR and Corporate Communications for Metals USA, which has its corporate headquarters in Fort Lauderdale, FL. Randy has lived in Wilton Manors and Oakland Park, (Fort Lauderdale area) since April 2013, after relocating from Chicago IL. Fort Lauderdale continues to be an attractive place to live/work/retire, with a high quality of life. Aaron Burke is originally from Reno Nevada located right next to Lake Tahoe. He went to UNLV (University of Las Vegas Nevada) where he studied business management and marketing. At the age of 24 after college, he moved to Boca Raton Florida to peruse his real estate career. Soon to find out that sunny Wilton Manors ( Fort Lauderdale) was the place to be. 20 years later he's a high-producing agent with Re/Max Experience Wilton Manors. In his free time, he enjoys cycling, yoga, kayaking, and group fitness. Many hobbies include antique cars and landscaping! Fort Lauderdale is a city on Florida's southeastern coast, known for its beaches and boating canals. The Strip is a promenade running along oceanside highway A1A. It's lined with upscale outdoor restaurants, bars, boutiques, and luxury hotels. Other attractions include the International Swimming Hall of Fame, with pools and a museum of memorabilia, and Hugh Taylor Birch State Park, featuring trails and a lagoon. Elevation: 9′Population: 181,818 (2020)Wilton Manors is a city in Broward County, Florida, United States. As of the 2020 census, the city had a population of 11,426. Wilton Manors is part of the Miami metropolitan area, which was home to 6,166,488 people at the 2020 census. Area: 1.97 mi²Elevation: 9′ Population: 12,582 (2020)
I was at the PanAgora Pharma Customer Experience (CX) Summit earlier this summer. Let me tell you one of my big takeaways. Many at pharma companies who are trying to convince their organizations of the need to be provider- and/or patient-centric are having a tough go of it. Heard that coming from every direction. Seems there are quite a few pharma organizations out there who are not actually customer/patient-centric. Say it isn't so. Turns out, they continue to be pretty darn brand-centric whether or not anyone besides the CX team and the most successful KAMs (key account managers) realize this hard truth. This matters because, from a provider organization, physician, or patient standpoint, it's not what's written on the walls … it's what goes on in the halls. It's what a company actually does in their interactions with the rest of the healthcare ecosystem that matters and that builds their reputation. You see this lack of customer centricity and, et cetera et cetera, there are certainly other things going on here; but you see the lack of customer centricity manifesting, right? You see the pharma reps that get kicked out of hospital systems because the perception is they add little if any value and “waste doctors' time; all they do is shove detail aids in our faces.” Heard that recently. You see manufacturers in the news getting fined, very publicly, by the OIG (Office of Inspector General) or the DOJ (Department of Justice) for doing stuff that is not really patient-centric by a long shot. For those of you working at pharma companies looking to do the right thing by patients, looking to be patient- or customer-centric for reals, a couple of reality checks here which you might be able to use to spark transformation at your organization. You saw, for the first time ever, legislation allowing Medicare to negotiate for drugs to pass into law, as well as the inflation rebate. Listen to the show last week with Mark Miller, PhD (EP380), for the “why did that happen right now” full story, but the short version is this: People, voters, patients, physicians, taxpayers, policy makers … all of them are questioning the value that Pharma brings for the money being spent. I am being blunt, I know; but so is this here referendum that just happened. If you're trying to spark change and you need a story arc that has a carrot and a stick to inspire transformation at your organization, I'm just dropping this here for you. In today's environment, bottom line, being brand-centric instead of customer-centric diminishes trust. Look, this doesn't just pertain to Pharma; this is a message for the whole industry. But there is certainly a way to do well by doing good, and how that starts is helping provider organizations and patients improve patient outcomes as the primary goal. Being innovative to that end. It's about supporting the best-practice standard of care and bringing resources to bear that are truly helpful. That is how more of the right patients can get the right treatment/drug at the right time or take their meds as per the A1A clinical guideline. It's probably also the way to sustainable business success. I've said it here a thousand times: People trying to do the right thing by patients all need to work together. If there's a party in the mix that nobody else wants to deal with because they are deemed not a team player or they don't listen … yeah, that's what I call a competitive disadvantage, beyond just squandering their ability to achieve their mission statement and improve patient care and lives, that is. Today's conversation is with Karen Root, who was a speaker at the aforementioned PanAgora conference. In this healthcare podcast, we are talking about how to make transformation and innovation actionable at a large organization—maybe a pharma company but pretty much any large organization with lots of people, lots of human beings with different motivations and goals. As we all know, for every early adopter, there are (it feels like) five laggards who will fight you tooth and nail because they do not want to transform. They like being brand-centric, and it's been working out fine … well, up until this year, at least. Karen Root is currently director of experience strategy at Boehringer Ingelheim, which is a pharma company. For many years prior to her current role, she was an enterprise head of brand and culture at WL Gore & Associates. What we talk about in this show is how to break down the historical “brand is king” mentality so that people want to follow with the awareness, courage, and determination to do so. Everything that we talk about in this episode can also be applied to pretty much any organizational transformation or the rollout of any innovation or new capability. Here's the key things that Karen talks about which are essential for an organization to transform, maybe (again) in a way that is customer-centric and/or to roll out new innovations or capabilities: Leaders must communicate a compelling vision that also includes a realistic assessment of what it's gonna take to reach that vision and offer hope and the promise that the hard work and inevitable problems will all be worth it. Systems thinking—a consideration of the systems and the people who will need to be a part of the transformation, thinking through what is likely to go wrong and proactively planning for it Identify the right entry point. This should be a micro-journey or a quick win so that the team can score a victory and get through the messy middle that exists in any transformation or rollout. Triple points if you can find a micro-moment that has some emotionality connected to it from your customers' perspective or patient perspective. If you can fix a so-called moment that matters, it really matters. Consider starting by looking into call center logs, finding a common complaint, and fixing it. Do it this way and it's harder for anybody to complain that the status quo is so super amazing and tell you to talk to the hand. Determine how you are going to measure what your quick win accomplished, as well as your whole larger transformational effort. Ensure you have a full story arc here that shows the before and the after that clearly articulates that the before (the status quo) is problematic and that we have to, with urgency, get to the after. Never forget that we're working with human beings here and not, as they say, rational economic actors. One heads-up: In the conversation with Karen today, we talk a lot about the so-called J curve. As Karen says (and you can look this up), whenever you introduce a new anything into an organization, at some point, there's gonna be a mess-up. And when something messes up, the whole team will spiral into a so-called “trough of disillusionment” or a “trough of despair,” sometimes it's called. This is the rock-bottom hook of that J in the J curve. The thing is, if a leader's vision isn't sufficient or their will to continue isn't sufficient, then the organization quits at this low point instead of working through it and coming out in a better place on the other side of the J. And you know what happens then. From that point forward until eternity, everybody who brings up implementing an innovation or a transformation will definitely hear the lecture about the time we tried that and how it failed miserably. So, the J curve … Check it out. Don't underestimate it. One very last thing: If you are working for a large organization (like Fortune 500 large) and you have succeeded in moving a transformation forward (like being actually patient-centric or customer-centric, for example), hit me up. I would certainly love to hear your thoughts on how you did it and why you think you were successful and the impact that you had.
Jimmy Buffett is just one of those names in music that no one knows what to think about. Is he deep? A joke? A beach bum? A successful businessman? Who are we to say? But join us as we look at one of his more acclaimed albums, the true start of his famous Key West persona, “A1A”'!
Matthew and Team Awesome has a new property to market in Deerfield Beach on the west side of A1A that is 3 parcels put together to add up to half an acre and we are looking for a developer to buy it and make it AWESOME! Currently, two of the properties on the lot are income-producing short-term rentals and one is a vacant lot. What would you make on a property directly across from Deerfield Beach and just a few hundred feet north of JB's on the Beach? We were thinking 8-10 luxury townhomes would be ideal but it would be great to find out what you would like to see in Deerfield just north of the fun shops and diverse restaurants of infamous Deerfield Beach. Let us know! Our sign is coming soon!
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