Podcasts about shorties

Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith discusses Billie Eilish's views on billionaires and contrasts her stance with Grant Cardone's, emphasizing the value billionaires bring.  Hear about the Fed's decision to end Quantitative Tightening (QT), predicting lower interest rates.  GRE Investment Coach, Naresh Vissa, joins the conversation to highlight the benefits of new build properties, such as lower maintenance and higher tenant quality, and mentions a 10% cashback incentive from builders.  Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/579 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host. Keith Weinhold, should billionaires even exist? Why do so many people think that interest rates of all types are headed even lower than as a real estate investor, how to identify and capitalize on an opportunity in this era? It's something that I've never seen before. Today on get rich education   Speaker 1  0:27   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE from flatiron, Manhattan to Flatbush, Brooklyn, across New York City and 188 world nations. This is Get Rich Education. I'm your host. Keith Weinhold, it's the longest federal government shutdown in US history. This whole thing has now lasted longer than most gym memberships. I guess the GDP stands for government doesn't produce, hmm. Before we get into our core investing and real estate content today, Billie Eilish, the singer, recently made some public remarks on whether or not billionaires should even exist. Yeah. Now if you're not familiar with her, Billie Eilish is known for her kind of unique style, sort of these baggy clothes, neon hair, avant garde fashion, and she has a reputation for being outspoken about a lot of things like mental health and body image and environmental issues. Now, in general, I respect people for speaking their mind, whether I agree or not, because a lot of people are just afraid to do that. Let's listen in to this short clip on what she said. You might have heard this because it was pretty widely broadcasted. Eilish spoke after receiving recognition at the Wall Street Journal innovator awards. This is courtesy of the AP. And then I'll come back to comment.   Speaker 2  2:58   We're in a time right now where the world is really, bad and really dark, and people need empathy and help more than kind of ever, especially in our country. And I'd say if you have money, it would be great to use it for good things and maybe give it to some people that need it and love you all, but there's a few people in here that have a lot more money than me, and if you're a billionaire, why are you a billionaire? No hate, but yeah, give your money away. Shorties. Love you guys. Thank you so much.   Speaker 3  3:40   First of all, without explicitly saying it, she's basically referencing how inflation widened the canyon between the haves and the have nots and GRE listeners that have acted have been on the right side of that canyon. I actually want to give Billie Eilish some credit here. Giving is virtuous. That is a good thing. In fact, next month, I plan to discuss the pros and cons of giving here on the show as we approach Christmas. Billie Eilish, she's certainly not a hypocrite either, because she's given away more than $10 million of her estimated $50 million dollar net worth. She's into feeding people and climate initiatives that right there is giving away more than 20% of your net worth, and that is really kind. Now, you heard her say there's a few people in here that have a lot more money than me, and she's right. Mark Zuckerberg was in that room. His net worth of over 200 billion means that his net worth is more than 4000 times greater than Billy eilish's. It sounds loosely like she's. shaming him for not giving away more of his wealth. And I don't know just offhand how much Zuck gives away, but this is where my credit to Billy Eilish stops. I think that it's okay for a person to be a billionaire. I wouldn't question that. I mean, a lot of times it meant that that person was willing to take risks that others would not dare try. A billionaire probably means you're a person of great value, and that you've hired hundreds or 1000s of other people, creating jobs for them. A billionaire has almost certainly created a product that society values. Jeff Bezos pioneered one day delivery. Zuckerberg connects people through his meta platforms. And now I'm not going to say that either one of those billionaires are perfect people. They are flawed, just like you and I. Billionaires probably pay more tax than the average person as well. That supports the infrastructure that you and I and everybody use, like building bridges or creating a fiber optic network. I would expect that a billionaire would be a giver as well. And see, if you're a billionaire, you have more ability to give than the average person does, you can make a greater impact. And see, this is where things really break down and not make sense. So if Billie Eilish is net worth is 50 million, Oh, apparently that's just okay. That's fine with her. But once it gets to 20 times greater than that, which is 1 billion, then it's not okay. So that means the line is drawn somewhere in there. That makes zero sense to me. The ceiling on what you're supposed to have in net worth is between 50 million and 1 billion. Like, I really do not get the logic on that one. And you know, a guest that we've had on the show here, Grant Cardone, whether you like him or not, he has had some on point remarks about these Billy Eilish comments himself to the question that she posited, which is, if you're a billionaire, why are you a billionaire? Cardone's answer is, if you're a pop star, why are you a pop star? Billy said, give your money away. Cardone's response to her is, give your music away. That's some food for thought there. That's my take on the Billy Eilish remarks on whether or not billionaires should exist. And if you want to hear Grant Cardone and I's conversation here on GRE, that was episode 264 the title of it is Keith Weinhold and Grant Cardone 10x your wealth number 264, a lot of listeners like that episode saying something like it was a dream to hear grant and I together for the first time. Like that, their favorite sales trainer on their favorite real estate show. You can listen by either scrolling way back to get rich education episode 264 in your podcatcher, or you can listen directly by going to get rich education.com/ 264,    Keith Weinhold  8:11   now the Fed has said that they are going to slow or end Qt, next month. All right, when Jerome Powell says something like this, what does that really mean to you as an investor? What can you expect ending QT? Well, you probably already know that QE quantitative easing that has the effect of creating dollars. Qt is the opposite. It has the effect of destroying dollars. So if they're ending Qt, this helps keep more dollars around in the future. So ending Qt then, like we expect soon, that really parallels a lower interest rate environment, because see lower rates already make dollars flow more freely. You probably remember the analogy that I introduced to you on the show earlier this year about how lower rates are like lowering the height of a dam wall. It makes it easier for water to flow, so then lowering rates makes it easier for money to flow, and that's because low savings account rates make people get money out of those vehicles. Okay, that's that low dam wall and low borrowing rates make that money flow as well. People will unlock dollars if rates are low, late last year, the Fed dropped rates a full 1% then they didn't make any moves for a while, until late this year, they've now dropped rates another half a percent. That's the environment that we're in. So then more QE and less QT. That further eases the flow of dollars, and it correlates with even lower rates that are coming in the future. Now it doesn't mean that they will. I'm not saying that they certainly will. There is just that tendency, that correlation. So we had pandemic era QE there about five years ago, that ended as we moved to Qt in 2022 and now what we're doing is unwinding Qt, moving back toward more flow, and it surely gets more technical than that. Ending Qt allows the Fed to expand its balance sheet again. Treasuries and mortgage backed securities, once matured, can now be replaced, and that injects liquidity into the system once again, and that is where we're going. Bank reserves are reaching ample levels again, and there is no need to put liquidity stress on money markets. A lot of these moves are here. What they're here for is to help ease the concerning labor market. It's been almost exactly three years now since chatgpt launched, and a while back, I mentioned how companies were newly interested in hiring the shiny new job that didn't exist before the AI prompt engineer that was one of the hottest jobs. Well, yeah, that was true back in 2023 but not so much. Now. A lot of companies have figured out that the employees that wanted to keep their job, well, they figured out real quick how to be the Ask AI, good questions guy, and we are seeing more layoffs later today, my guest and I will talk about that, and also he's going to make somewhat of a future mortgage rate forecast, or at least talk about the direction that they're going in. I think you're really going to like that. I don't predict rates myself, but sometimes a guest will. That's what's happening today. My point here is that with Qt ending, which again lowers the damn wall height and eases the flow of money, that parallels the fact that we have lower interest rates now than what we had one year ago, and we have lower interest rates now than what we had two years ago. As well, be mindful that you cannot get it all as a real estate investor. You cannot get soaring employment and low interest rates together. You cannot get those two things together, at least not for long. High employment means high rates. Low employment means low rates. Today's guest, and I will get into that as well.    Keith Weinhold  12:43   Well as we've had lower rates, hence a lower wall height, don't buy property and expect that you'll be able to refi into a lower rate within a year. If it happens, great. Don't buy expecting rents to go up or rates to go down, although many think that will happen. Just enjoy it. If it does, rent vesting has been on the rise lately. Yes, rent vesting. What that means is when you pay rent in the property where you live, and then the only properties that you own are rental properties. Rent vesting makes sense if you live in California, New York City and Boston, since rent to price ratios are so low there, and then you invest your dollars inland, that's how you can live in a high cost place and yet still benefit from cheap rental property and have income streams from them. You might remember that some months ago, I interviewed two listener guests on the show, everyday listeners, just like you, and California based investor and GRE listener, Joshua Fang, told us about his rent vesting. He pays rent in his primary residence, since the rent to price ratio might be three tenths of 1% there and then he owns property in GRE marketplace markets, I think it was Memphis and elsewhere where you're benefiting from, say, eight tenths of 1% that is called rent, vesting, investing in properties that make sense that you buy through GRE marketplace. And remember when Josh told us that passive income gives him time to enjoy life and even stop and watch two lizards for 15 minutes? Oh, what passive income can do. It's the quirky things that you remember. See. The point is that smart people in high cost states are rent vesting, if that's what you've got to do in order to own real assets. Then do it get on the right side, as this difference between the haves and the have nots just keeps expanding. I just did something that you might find interesting over the weekend for the first time in years. I visited that first fourplex building that I ever owned, which is also the first piece of real estate that I ever owned, that blue colored fourplex, and it is still blue. The address of that property is 925 east, 45th court, and it's in Midtown Anchorage. It has never been a pretty neighborhood, and I confirmed that it still is not. It looks a touch worse than when I owned it. I straightened up the curb appeal more than today's owner does. I bought the four Plex over 20 years ago for $295,000 and at that time, on the day that I bought. The total rents were $2,900 because it was 725 per door. I just looked on Zillow. And do you want to guess at its zestimated value today? Yes, it cost 295k back in 2002 and today, the Zestimate is 625k I don't know what today's rents are. My guess is that they're just short of $6,000 for all four units combined, two bed, one bath, 960 square foot units, really plain vanilla, boring looking housing, but it's certainly not like a crime ridden slum. It's just that depressing looking block that's just chock full of disorder and these other four Plex buildings and dumpsters all over the place. But yeah, that's how it all began for me. I visited that building again, and I haven't owned it in a while. I 1031 exchange out of it and into an eight Plex in 2013 if it weren't for that building, you would not be listening to me right now, and you would not have heard of me, because this show wouldn't exist big thanks to the three and a half percent down FHA loan for someone that came from humble means, like me.    Keith Weinhold  17:03   Last month, I did a running race that goes up a ski jump that was pretty cool. It gets so steep that you have to grab onto a cargo net to pull yourself up. It's almost like a rope ladder. I did not win. I got fifth out of 21 competitors in that race. Hey, I like to get out and physically challenge myself. After talking real estate all day, my body weight is up a little. It's currently sitting at 178 pounds. That's 81 kilograms for our European listeners, and it hit its recent bottom of 172 back on the Fourth of July. That's by design. I need to be really leaned out for a big Independence Day race every summer. You know, I'm one of those guys where I still cannot compete with bodybuilders because I'm too lean, and yet I don't win running races because I'm too bulky, so I'm more of an all around guy. I do about seven different sports, and that's exactly how I win nothing and always get like, fifth place or worse. This major mammal has got to keep himself moving, In any case.   Keith Weinhold  18:17   next week here on the show, we'll talk to a Harvard grad. She's super interesting. She used to work at Apple, and then she founded an AI centric property management company so that you can use her platform to self manage and leverage AI. But are we at the point where your tenant would really talk to a chatbot? Would that fly? And if society is there, well then do property management fees and everything start trending towards zero. I'm going to ask her about that. That's next week. As for today, you know, the world series ended about a week ago, and what I did is that I watched 10 commercials during the World Series, and then I jotted down the name of each sponsor, and here's who the World Series advertisers were just in this one segment where I paid attention to them. They're all big brands that you've heard of atnt Liberty, mutual nature made brand items like vitamins and supplements, Starbucks, Coors, light, Qdoba, Capital One, Home Depot, crest, white strips and Jim Beam, all right, those were the 10. What do those 10 have in common? More or less, any ideas there those 10 products and companies are all for consumer products. That's the common link. And that might seem so obvious that you wouldn't even think of it. Well, this is because most ads are for consumer products. Those ads fuel consumerism. And there's nothing wrong with that at all. That. Represents an economy. In fact, I use some of those very companies in my personal life.    Keith Weinhold  20:04   But here's the difference here at GRE our sponsors help you produce, not consume. Think about that as you listen to me in this spot for freedom, family investments and then Ridge lending group, then I'm coming back for more with a terrific guest.    Keith Weinhold  20:23   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Keith Weinhold  21:34   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   John Lee Dumas  22:08   this is Entrepreneur on fires, John Lee, Dumas, don't follow Money. Make money. Follow you with get rich. Education.   Keith Weinhold  22:22   So we have a familiar voice back on the show. It's an in house discussion here with our own GRE investment coach. And like I've told you before, he's got both the formal education with his MBA and the self education, because he's an active real estate investor for four years now, he has helped you completely free, usually over the phone, sometimes on Zoom. He learns your own personal goals and then helps you find the market that's right for you in fitting those goals. And I've had listeners like you tell me that, you know, I can't believe that getting his actionable insight is free, and now he can help you best, though, if you're ready to own more income property, he even helps connect you with the exact property address, like say, 321, raspberry Street in Huntsville, Alabama. So it's great to welcome back to the show and provide the listener with a respite from my mouth breathing rhetoric and discourse, it is GRE investment coach. Naresh Vissa,   Naresh Vissa  23:24   thanks a lot, Keith. I can't believe it's been four years. It's been four amazing years, and congratulations to you and to GRE for being around so long and together, we have grown our listenership, and we appreciate all of you listeners, listening out there, for sure,   Keith Weinhold  23:42   real estate activity has slowed down overall, but things are still really vibrant. Here at GRE we see more activity than we saw last year, and when we talk about increasing activity, Naresh, the Fed, looks to do that when they reduce interest rates, that incentivizes businesses to borrow, that incentivizes consumers to spend, because, for example, they're not getting as high of a yield and their savings account. So now we're here in this fed cutting cycle. Tell us what that means from your perspective.   Naresh Vissa  24:15   We talked about this a few months ago when I was on the podcast at the Federal Reserve. I predicted that the Federal Reserve would begin a rate cutting cycle, and that this cycle would be extensive. It would not be an overnight, 100 basis point cut, or anything like that we saw in March. So that rate cutting cycle has begun, and they continue to cut. And we did an entire episode on President Trump and the name calling with Federal Reserve Chair Jerome Powell, whose term ends in the middle of next year. It's May of next year, when he's leaving. And with all that pressure, I predicted that the Fed would begin its rate cutting cycle. We are in the. Cutting cycle right now. They did a few cuts last year and stopped, which I thought were mistakes. But with that being said, we are in the thick of this cutting cycle. We are going to see more cuts moving forward. And what that means you're already seeing it. As a real estate investor, you are seeing, I don't want to say low interest rates, but lower interest rates compared to where we were a year ago, compared to where we were certainly 234, years Well, maybe not four years ago, but three years ago, we are seeing far lower interest rates, and we will continue to see interest rates, in the sense of mortgage rates, plummet as a result of this. So enjoy the low rates while they last, because they're not going to last forever. Nothing lasts forever, but the Federal Reserve, you throw in the government shutdown, I think it makes sense that the Federal Reserve continues to cut, because there's no telling where inflation is going to go. The experts thought that inflation would go up, up, up, up and be a significant problem. They've been saying that since the election winner last year or the election night last year, we haven't necessarily seen that. We have seen inflation somewhat go up, but we haven't seen that runaway inflation that many of the experts predicted as a result of the tariffs, as a result of the rate cutting, I think it definitely helps that number one, Doge, cut several government programs and cut a lot of government spending, not as much as they thought they would, but they cut enough to where they're limiting the amount of federal government spending. We've also seen mass layoffs, mass layoffs in the public sector, which has seeped into the private sector as well, because many of these private companies, like an Accenture, for example, many of these tech companies that were getting subsidies from the government, that funding has stopped, and that has led to layoffs. Now, what layoffs do is layoffs create, I don't want to say deflation, but layoffs are disinflationary, right? And we've seen significant layoffs, like I said, since February of earlier this year, when Doge was in the thick this government shutdown has led to mass layoffs as well. So we've seen 10s of 1000s of people well, we've seen hundreds of 1000s of people furloughed, if not at least a million people furloughed now, they will end up getting their pay, but we've seen 10s of 1000s of people laid off as a result of this government shutdown. And what that means is, again, this is very disinflationary. That's less money that the government is spending moving forward, not just right now, but moving forward. So there's a savings there that's also more people who are probably going to hold on to their cash as tightly as possible as they find new work. So this is, once again, disinflationary. And what does all this mean? All of this, to me, seems disinflationary. It goes against the narrative that when you cut interest rates, inflation goes up. It goes against a narrative that when you implement tariffs, inflation goes up, and that's why we haven't seen the runaway inflation that many so called experts were predicting. I think moving forward, the Fed continues to cut because of the weakness, at least when it comes to the job situation, because of the weakness with jobs, and because of unemployment, it's gone up somewhat. I think the Fed ends up continuing their rate cutting cycle through the end of Powell's term, and it could be just a series of 25 basis points every time they meet. Maybe if things get if there's something that they don't like, they up it to 50 basis points at one of the meetings. But the bottom line is, I think they're just going to keep cutting until Powell is gone, and then Trump will put in his guy into the Fed chair. And by that point, we may have cut enough to where there's not much left to cut yet, and that's when we're going to see there's a chance that could happen, or there's a chance the next guy will pick up where Powell left off and and do series of cuts as well. But what that means is that mortgage rates, we can expect, that's one of the most common questions I get from GRE followers, yeah, it's where do you see mortgage rates going? Because these people, they're not a lot of our followers, they're not following the intricacies of the market. Most of our followers have full time jobs as doctors or dentists or engineers or IT workers, and they're not following the ins and outs. And so the most common question that I get is, where are interest rates going? And I've been pretty spot on for the past few years, minus a few mistakes that I thought the Fed made. But I'm very confident when I say, just like I said when I came on earlier this year, that interest rates are on their way down there, and they are not on their way up.   Keith Weinhold  29:51   Just wait until this administration gets their guy in as the Fed chair. It almost feels like we're going to see a Javier Malay Argentina. President, you know, coming in with the chainsaw, they want to cut rates so aggressively, this administration, and Jerome Powell has sort of been a buffer against that, and Naresh has been using the term disinflation. I don't want you, the listener, to confuse that with deflation. Deflation means an increase in the purchasing power of your dollar, something that we rarely see. Disinflation means a slowing in price increases, meaning the rate of inflation goes down. And yes, I think it's been pretty obvious, and I've stated on the show before as well, that the Fed cares more about the employment situation than they do the inflation situation, probably, and you as an investor, you need to be careful what you wish for, because low rates sound really good, and they can be, but high employment typically correlates with high interest rates of all types, and lower employment typically correlates with low rates of all types. Rates get lowered because they know that the economy needs the help so you can't get both. You can't get both high employment and low rates. That condition doesn't persist for very long. And the Naresh during this part of the cycle, it's really been unusual and interesting at how new build properties have such advantages for investors today, including the aberration that the median new build property costs $33,500 less than the median existing property. That data is per the NAR when we think about new build property. Well, wait, first of all, that sounds amazing, and some people are incredulous about that, but there are reasons that the average new build property costs less. A lot of times the size is smaller. A lot of builders are building further from city centers. So I think before an investor gets in and buys a new build property, one really important question for them to ask is, oh, okay, well, how far is that property from an employment center. But otherwise, it's really the right time in the cycle for new build. New build can make your investment more passive. You know, you've got new fixtures, of course, and a warranty, and you're going to have lower insurance costs as well, typically, on a new build property. And Naresh, as you're talking with our followers and investors about new build property. I'm just kind of wondering, do you get more people that want to self manage the property because it's new build, because they figured that their maintenance and repair requests are going to be fewer? Or what do you see in there?   Naresh Vissa  32:35   No, not at all. Because the strength of GRE is that we connect investors, we coach investors so that they can own real estate around the country. They're not owning real estate in their neighborhood or in the area that they live in. We only focus on markets that make sense, generally linear markets, state friendly landlord friendly states, those other markets we are focusing on. So even with new builds we are seeing, I would say 100% of investors saying, hey, I want professional property manager, managing the property that's extremely, extremely common, that is the norm. I will also say, with new builds you brought up earlier, when you introduced me, I own several properties. The last two properties I bought were new construction. Were new builds. Yeah. And I personally comparing the first six properties of rehabs to my last two, which were new builds, I've had far fewer issues with the new builds, not just far fewer issues. I would say overall, the profitability has been greater with the new builds, despite the pro forma initially showing that I would barely Break Even now, I did buy several several years ago before all this appreciation and inflation hit. But it certainly helped a lot to have new builds where the maintenance is far lower and where the quality of the tenant is extremely high. So I generally recommend our investors, if you have the capital available, and generally, just to keep things simple, I say if you have $100,000 in liquid cash ready to go, there's no reason why you shouldn't be buying a new build. Would I waste my time with the rehabs, with the burrs. I mean, those could be profitable too. You should never say no to anything but the new builds. I've slept better at night because of those reasons, because I know at least for the first 10 years that there aren't going to be any major problems and the quality of the tenant is going to be far higher. So I'm a huge fan of new builds, not pre construction. Pre construction means you're buying a plot of land, and then you hope that the builder is going to build a home on top of it. And most of the time, the builder does, but many times, as we saw during the pandemic, there were key. Countless stories around the country of developers selling pre construction and then nothing ever got built. They ended up flipping the land and generating a profit off of it. I don't recommend those at all, but new construction is the way to go. And I'll also add one more tidbit about the previous topic that we talked about, regarding interest rates also remember that lower interest rates mean that the government and their debt they're going to be paying, they can refinance their debt and pay lower interest on their debt when interest rates go down. So that's also going to help reduce the the deficit, and it's going to help reduce the debt as well. So that will help bring inflation down.   Keith Weinhold  35:42   We're talking about buying a property that's already built with new construction, and in a lot of cases, like we'll talk about shortly, it's already tenanted for you as well. So it really reduces the guesswork and the waiting. And of course, new build properties tend to appreciate better than existing properties. So, yeah, tell us more about new build properties, because they tend to be in Florida and Texas that really has an outsized number of them right now. And that's where the builders are really giving incentives when we talk about appreciation, and where we think about appreciation going in the future. You know, appreciation has been really tepid, really boring. Prices have even contracted a little in some Florida and Texas sub markets, but with the long term trend, visual capitalists just shared a terrific map from today to 2050 for example, the Texas population is expected to grow 27% one of the fastest growth states that there is going to be. And a lot of people say, Oh, isn't it going to pass California in population soon? No, not anytime soon. It'll be decades. California is expected to grow 8% over the next 25 years, but Texas is a place where the numbers still can make sense on new build, because you have some overbuilding. So some builders are really incentivized to give you a good deal.   Naresh Vissa  37:06   Well, there are several markets in general. Let's just talk about it. You use an important term, which is appreciation. With new builds, the likelihood of appreciation is greater. This is statistically backed up. You can go check your sources, but the likelihood of appreciation is far greater with new builds compared to older rehabs, a property that's 50 years old, six years old. In fact, those properties probably appreciated early on in their life cycle, and that's just generally how it works. So with new builds, I say look, cash flow is still important. Cash flow is one of the tenets of real estate paying five ways. It's one of the core tenets of get rich education. But you also have that appreciation play with new builds. Again, it's about markets, because if you're buying a new build in, let's say a California or a New York or a New Hampshire, some really anywhere in the northeast, then it is somewhat of a speculative play, depending on the price point, depending on a lot of different other factors. But when you're talking about the markets that we operate in at GRE you brought up two of them, Florida and Texas. There are other markets, like in Tennessee and Oklahoma, where we have new constructions, and they are also positive, cash flowing, high appreciation place. So you just never know what's going to happen. I bought a new construction, for example, just outside of Memphis six years ago. It was just outside of Memphis in Mississippi six years ago, and I bought it for purely cash flow purposes. The pro forma looked good. Property was brand new. It was near several areas where there were many jobs. So I said, Hey, this is a good cash flow play. And I even remember asking my sales agent, hey, what do you think about appreciation? I usually never buy for appreciation, but this is a new construction. What do you think? And he said, You know what? I don't know if this is really going to appreciate that much. I'm not really sure about that. So I said, that's fine. I like the cash flow. Well, fast forward, six years later, as I said, we you just never know what's going to happen. We saw this inflation. We also saw an influx of people migrating into Tennessee, migrating into Mississippi, especially that Mississippi Tennessee border migrating into the Memphis area. Now we have the Trump administration, sent in the National Guard  about about a month ago, sent in the National Guard into the Memphis area, and they haven't left. They're still there, and crime has is at least based on the numbers that crime has really the National Guard has made a big difference on crime, and that's usually the number one deterrent for a market like Memphis. The point that I'm making here is that you just never know what's going to happen with these new construction builds. If you can get positive cash flow, I always tell our listeners. Shouldn't buy a new construction that's negatively cash flowing. You still want to protect yourself. You don't want to be paying money out of your bank account to own a property. Money should be coming in. So you still want to be positive cash flow. And the appreciation is a huge, huge plus, even in areas that you would not think or that you would not expect to appreciate all that much.   Keith Weinhold  40:22   Appreciation just is not as much of a story over on some other platforms, perhaps, or the way that people think about it, because if you pay all cash, appreciation isn't that good for you, but you're leveraged at four to one or five to one with a 20 to 25% down payment, which can really give you those outsized rates of return, which aligns with what we talk about here at GRE Well, we have a live upcoming virtual event. It is this coming Thursday, and before I ask you if you have anything else to tell the audience here as we wrap up, Naresh, it is hosted by you. So it is co hosted by our own in house investment coach Naresh, and our guest that you heard last week here on the show radio veteran Adam. The Event Thursday is called how to scale your portfolio with tenanted cash flowing new construction properties where you can get up to $41,000 cash back after closing, we talk about these builder incentives. So today's real estate market is really giving buyers opportunities for new builds that I haven't seen, maybe ever. Builders are incentivized to move their properties, and we've made headway with builders to get you up to a 10% cash back incentive at closing when you purchase, you can either take the cash at closing or boost your cash flow by buying down your rate, perhaps get some rent credits, so learn how you can take advantage and really prime yourselves for moves today that are going to lead to your success in coming years. And we have tenanted again, tenanted already occupied new build properties in hot markets like Houston, San Antonio, Dallas, Texas, ready for you to purchase with up to that 10% builder incentive so that you can cash flow from day one. And these properties are really in high quality communities, primarily owner occupied, high appreciation, upside, solid rent growth. So learn the strategy, learn the markets and even see available new build income property. The benefit of you attending is that you can have your questions answered in real time by Naresh or Adam. You can sign up for that now at grewebinars.com It is Thursday, November 13, at 8pm Eastern. Any last thoughts as we lead into Thursday, Naresh?   Naresh Vissa  42:45   Gre, webinars.com gre, webinars.com go to that website to register for our free online special event. It will be live. I'm going to be there with Adam. You heard on last week's podcast, we've got some great deals and great incentives, like what you said, Keith, and they're all new constructions. They're all new constructions, mostly in Texas. And these are major markets in Texas too. We're not talking, yeah, many of our followers and listeners, they see a new construction, and they're like, I've never heard of this place in Alabama, or I've never heard of this place in Oklahoma. These are in legitimate suburbs, areas outside of Dallas, Houston, San Antonio, some of them are even in Dallas, Houston, San Antonio proper. So these are markets that everybody is familiar with. It's not some podunk town that you may have seen on our GREmarketplace or GRE spreadsheet in an Arkansas or in Alabama. These are mostly in Texas. The incentives are great, and these are national builders as well. These are not small, no name, Mom and Pop builders. These are national builders who we are working with to offer these special incentives. These are names like you've heard. Many people have heard. Some of them are publicly traded companies like an LGI, that's a very large national builder. That's who we've partnered with to get these deals so grewebinars.com is the link to register for our online special event. GREwebinars.com. I hope to see all of you this Thursday,   Keith Weinhold  44:31   major builders, major markets and major incentives on new build property. You're going to hear more from Naresh on Thursday, it's been great having you back on the show.   Naresh Vissa  44:43   Thanks a lot. Keith   Keith Weinhold  44:50   oh yeah. Naresh does a better job of hosting GRE webinars than I do. In my opinion, you'll remember that I hosted them myself until 2020 23 but you know, maybe I'll come on to a future event for just the first five minutes on one of the upcoming ones, and give an intro before I let the real pros take over. This event is called really just what it is, how to scale your portfolio with tenanted cash flowing new construction properties. It's co hosted by Naresh and Adam, who you met last week. I have never seen this before, where the builder is giving you a fat 10% discount after closing, 10% you can use those 10s of 1000s of dollars to buy your rate down into the fours or other things like use it toward a down payment on another property, pair it with DSCR loans and pay no mortgage insurance on either property. You could buy one property or two properties or 18 properties through the event and DSCR loans. You might remember that means no time consuming income verification, no concerns about your debt to income ratio or W twos or tax returns. We'll show you how to do it all. Like Naresh was saying, we eat our own cooking. We ourselves. Here at GRE are investors too, and we are buying new build for our own personal portfolios. The time is right for this. It wasn't a few years ago, and a few years from now, it probably won't be either. Hundreds are already signed up for it. It is this Thursday, at 8pm Eastern. It's GRE, last event of the year. This is it one last time attend by signing up at grewebinars.com that's grewebinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 4  46:59   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. You   Keith Weinhold  47:27   The preceding program was brought to you by your home for wealth building, get richeducation.com  

I went to a great women's event and was fine talking to everyone EXCEPT for one woman, who was intimidating to me because she did such cool things. She was empowering women by helping share their stories.When I got home, I reflected on why I felt so awkward and why the conversation didn't flow as easily as with the other cool ladies I chatted with previously (whom I also admired.) I came up with The Power of “Too” Thinking to help me and you flip feelings of being intimidated or feeling like an imposter when you're in spaces and places with super cool, impressive people you admire! Rephrasing the sentence into a positive, affirming statement PLUS adding “too” allows you to create a bridge for your brain to see how it's possible for you as well. I'm cool, too.I can figure it out, too.  I can be that, too.I can do that, too.Once we realize that what we see and admire in others is often a reflection of the characteristics and traits we have ourselves, we can use this tool to create more possibilities in our own life and be kinder to ourselves.[Note. Please excuse the low-quality audio in this episode. It was not my intention. I was editing it while still sick, pushed an incorrect button, and voila...it is not my normal goal and I realized upon upload. I do love this content and concept and have chosen to keep it for that reason until I can re-record. Thank you for your understanding!! ~~ Julie] Julie Berman - Hostwww.womenwithcooljobs.comwww.pivotzz.com@womencooljobs (Instagram)Julie Berman (LinkedIn)Send Julie a text!!------------------------------------------------------------------------------------------ I absolutely LOVE being the host and producer of "Women with Cool Jobs", where I interview women who have unique, trailblazing, and innovative careers. It has been such a blessing to share stories of incredible, inspiring women since I started in 2020. If you have benefitted from this work, or simply appreciate that I do it, please consider buying me a $5 coffee. ☕️ https://www.buymeacoffee.com/julieberman Thank you so much for supporting me -- whether by sharing an episode with a friend, attending a LIVE WWCJ event in Phoenix, connecting with me on Instagram @womencooljobs or LinkedIn, sending me a note on my website (www.womenwithcooljobs.com), or by buying me a coffee! It all means so much.

Great Shorties: "Wie Herr Ye Ti im Winterurlaub einen  Schneemenschen kennenlernte" – von Hans Ulrich Hirschfelder(Hördauer 12 Min.)In den späten 1970er Jahren stießen wir in Berlin aufeinander. Zwei junge Lyriker in der Zeit der neuen Subjektivität. Es gab Lesungen in der Galerie Bloom in Kreuzberg, im Buchhändlerkeller in Charlottenburg, in der Wolff's Bücherei in Friedenau. Wir wurden Freunde und spürten, dass wir viele Gemeinsamkeiten hatten, trafen uns bei jedem meiner Berlin-Besuche im Shell am Savignyplatz, bis es das Shell nicht mehr gab. Und irgendwann gab es auch den wunderbaren Dichterfreund Hans Ulrich Hirschfelder nicht mehr. Er starb 2006 mit 52 Jahren an Krebs. Seine beiden eindrücklichen Gedichtbände „Orangen“ und „Weiße Nacht“ verloren sich aus dem literarischen Bewusstsein. Sein umfangreicher Nachlass schien niemanden zu interessieren. Dann der Anruf von einem anderen Hirschfelder-Freund – Wolfgang Heyder. Und wir starteten mit Cousine und Nachlass-Erbin Andrea Müller eine einjährige Reise durch das Geschriebene und nur zu einem kleinen Teil veröffentlichte. Wir waren ihm wieder ganz nah, unterhielten uns mit ihm über die Zeit, über seine Texte und am Ende entstand ein Buch, das alles zusammenfasst, was wir für eine Veröffentlichung geeignet fanden und was uns immer noch haltbar erschien. In der Hoffnung, dass noch andere Menschen sich an den zu Unrecht Vergessenen erinnern mögen oder ihn vielleicht ganz neu entdecken wollen, zum allerersten Mal: Das Buch „Tänze zwischen Barhockern“ mit Gedichten, Prosa und einem Mini-Einakter ist gerade in der edition eY erschienen. Ein dickes, lesenswertes Buch von fast 300 Seiten! Danke, alter Freund, lieber Uli! Zu bestellen gibt es den Band für 28 € zzgl. Versandkosten unter mail@edition-ey.deH. U. Hirschfelder †, ein Name, in dem der Hauch poetischer Liebe mitschwingt, war ein Teil der literarischen Landschaft Berlins in den bewegten 1980er Jahren. Seine Beiträge als Lyriker fingen das Wesen einer von Wandel und Emotionen geprägten Zeit ein. Tragischerweise war Hirschfelders Leben kurz und er hinterließ eine Fülle von Gedichten, die sowohl das Herz als auch den Geist seiner Generation ansprechen. Auch wenn er nicht mehr unter uns weilt, rufen seine Gedichte weiterhin Gefühle hervor, regen zum Nachdenken an und erinnern uns an die Schönheit und Dringlichkeit des Lebens.Geboren in einer turbulenten Zeit, verkörpert Hirschfelders Werk den Geist des Widerstands und der Selbstreflexion, der das Berlin der 1980er Jahre prägte. Indem er sich mit Themen wie Liebe, Verlust und Identität auseinandersetzte, schuf er eine unverwechselbare Stimme. Diese Radio-Hommage soll ihn feiern und auf die Bedeutung seiner literarischen Beiträge hinweisen.Wenn Ihnen dies gefallen hat, hören Sie doch auch einmal hier hineinSprecher, Schnitt und Realisation Uwe Kullnick

Great Shorties: "Mondscheinsonate" – von Georg Brun(Hördauer 16 Min.)Georg Brun – In München am 10. Januar 1958 geboren, bin ich mit einigen Abstechern stets ein „Münchner Kindl“ geblieben. Mit 17 Jahren begann ich eine Polizeiausbildung, arbeitete im Landeskriminalamt, besuchte das Abendgymnasium und studierte nach dem Abitur Jura. Schließlich durfte ich 29 Jahre im Wissenschaftsministerium tätig sein. Die Literatur war von Jugend an eine meiner Leidenschaften. Als ich 1988 mit „Das Vermächtnis der Juliane Hall“ meine erste Buchveröffentlichung hatte und für diesen Roman den Bayerischen Förderpreis für Literatur erhielt, begann mein erfüllendes Doppelleben als Jurist und Autor. Ein Aufenthaltsstipendium im Jahr 1997 in der Casa Baldi, die von der Villa Massimo verwaltet wurde, bescherte mir zehn Lebenswochen in und um Rom; diese Zeit wollte dann in dem Roman „Die Engel der Kurie“ verarbeitet werden. Literaturleidenschaft führte mich zur Initiative Junger Autoren und zur Autorenvereinigung „Die Kogge“ sowie zu einem langjährigen Einsatz für die Deutsche Schillerstiftung in Weimar, bis im Jahr 2006 der Dienst im Ministerium mein Doppelleben für fünfzehn Jahre beendete.Ich bin Mitglied im SYNDIKAT e.V., der Vereinigung deutschsprachiger Krimiautorinnen und Krimiautoren und schreibe mit viel Leidenschaft unterhaltsame Krimis mit Lokalkolorit und aktuellen Themen.Wenn Ihnen dies gefallen hat, hören Sie doch auch einmal hier hineinToneffekte Jupp Stepprath, Sprecher und Realisation Uwe Kullnick Midi-Noten der Mondscheinsonate von Bernd Krueger, geladen von der Webseite Piano-Midi http://piano-midi.de/midisamm.htm

#step2 #HHRadhanathSwami #journeyhome #faith #sanity #draupadi #healthythinking #staytuned

Gregg has a few amusing stories about being manhandled. The Compulsive Storyteller Podcast is a series of short personal true stories in 20 minutes or less written and narrated by, Gregg LeFevre. © Gregg LeFevre 2025

Big Citrus gets together for a “Gimme A Minute” segment on Napheesa Collier’s league-shaking statement on Tuesday, then we’re in the presence of field hockey greatness as legendary player turned Northwestern head coach Tracey Fuchs and Wildcats captain Aerin Krys join Sarah. They talk about how the team is keeping motivation levels high after winning a national title last season, the ways field hockey can still grow as a sport, and how the undefeated Wildcats can still improve. Plus, the WNBA Finals are set, the Final Four is movin’ on up, and parting ways at an opportune time. Follow Northwestern Field Hockey on Instagram here The WNBA Finals schedule is here The China Open schedule is here, and results are here Leave us a voicemail at 872-204-5070 or send us a note at goodgame@wondermedianetwork.com Follow Sarah on social! Bluesky: @sarahspain.com Instagram: @Spain2323 Follow producer Misha Jones! Bluesky: @mishthejrnalist.bsky.social Instagram: @mishthejrnalist Follow producer Alex Azzi! Bluesky: @byalexazzi.bsky.social See omnystudio.com/listener for privacy information.

Herzlich willkommen zur Episode 42 der Blechgedanken.
42 ist für mich ja so ein bisschen die Antwort auf die Frage – und dementsprechend habe ich mal wieder einen besonderen Podcast gemacht. Ich hatte ja irgendwann mal angeboten, dass ich sogenannte Shorties sammle – also kleine Episoden von 10–15 Minuten, in denen einzelne persönliche Vespa-Geschichten erzählt werden.Damit bin ich bislang nicht so richtig weitergekommen. Aber ich war ja beim Jubiläum „5 Jahre Vesbeachi“ bei Jelto. Mit Jelto – ihr wisst es ja selber – habe ich ja auch schon einen Podcast gemacht. Als ich letztes Jahr dort war, habe ich versucht, ein paar Shorties aufzunehmen. Die habe ich aber nicht weiterverarbeitet, die lagen bisher „nur“ bei mir ein bisschen in der digitalen Schublade. Dieses Jahr habe ich mir gesagt: Okay, wir machen mal ein paar Kurzinterviews vor Ort. Also bin ich mit meinem kleinen Equipment für zwei, drei Stunden ins Zelt gekommen, und wer Lust hatte, konnte sich entweder vorher bei mir melden oder spontan vor Ort zu „Auf ein Wort“ vorbeischauen. Und insgesamt haben mir fünf tollen Menschen erzählt, was sie beim Thema Vespa so umtreibt und vor allem - warum!Fazit: Das Vesbeachi war wieder grandios – sowohl von der Location her und Jelto hat sich diesmal echt nochmal übertroffen. Geiles Campen, Mega-Wetter und wieder ein grandioses Sandbahnrennen. Und wieder so wahnsinnig vielen positive Wahnsinnige - oft mit einem „Nagel im Kopp“*. Ich bin jetzt schon gespannt, was 2026 alles so kommen wird. Einen kleinen Sneakpreveiw erfahrt ihr im Anschluss des Gesprächs mit Jelto. 

Und hier nun die Gesprächpartner*innen:Das war zum einen Achim mit den klassischen Öldosen, der auch einen Stand im Zelt hatte. Dann habe ich mit Martin von Wheel24 gesprochen – auch er war mit einem Stand vor Ort. Außerdem mit Sascha von Oldparts Fresena - auch mit einen Stand dabei hatte. ABER ich habe auch mit Leuten ohne Stand gesprochen :)) – Alles in allem für mich wieder tolle Persönlichkeiten innerhalb der Vespa-Community.---------------------------------------------------------------------------------Der Blechgedanken -Podcast ist übrigens auf folgenden Plattformen hörbar:Spotify: https://open.spotify.com/show/4gXyCMSq5s7ZJow0psnPoEApple Podcast: https://podcasts.apple.com/us/podcast/blechgedanken-geschichten-rund-um-die-vespacommunity/id1620685337Amazon Music;:https://music.amazon.de/podcasts/768b4879-7e50-41c2-8cdc-4ea69d7001db/blechgedanken---geschichten-rund-um-die-vespacommunityGoogle:https://podcasts.google.com/search/BlechgedankenFacebook: https://www.facebook.com/blechgedanken/Kontakt über podcast@blechgedanken,deMehr Infos zu den einzelnen Podcasts gibt es auf der Webseite: https://podcast.blechgedanken.de

#stepone #powerlessness #anarthas #addictions #associatedbevariors #nothelpless #bg1866 #12steps #bhaktilove

#howitworks #bhagavadgitaasitis #12steps #acceptance #giveitaway

Great Shorties: "Rote Rosen" – von Georg Brun(Hördauer 15 Min.)Georg Brun – In München am 10. Januar 1958 geboren, bin ich mit einigen Abstechern stets ein „Münchner Kindl“ geblieben. Mit 17 Jahren begann ich eine Polizeiausbildung, arbeitete im Landeskriminalamt, besuchte das Abendgymnasium und studierte nach dem Abitur Jura. Schließlich durfte ich 29 Jahre im Wissenschaftsministerium tätig sein. Die Literatur war von Jugend an eine meiner Leidenschaften. Als ich 1988 mit „Das Vermächtnis der Juliane Hall“ meine erste Buchveröffentlichung hatte und für diesen Roman den Bayerischen Förderpreis für Literatur erhielt, begann mein erfüllendes Doppelleben als Jurist und Autor. Ein Aufenthaltsstipendium im Jahr 1997 in der Casa Baldi, die von der Villa Massimo verwaltet wurde, bescherte mir zehn Lebenswochen in und um Rom; diese Zeit wollte dann in dem Roman „Die Engel der Kurie“ verarbeitet werden. Literaturleidenschaft führte mich zur Initiative Junger Autoren und zur Autorenvereinigung „Die Kogge“ sowie zu einem langjährigen Einsatz für die Deutsche Schillerstiftung in Weimar, bis im Jahr 2006 der Dienst im Ministerium mein Doppelleben für fünfzehn Jahre beendete.Ich bin Mitglied im SYNDIKAT e.V., der Vereinigung deutschsprachiger Krimiautorinnen und Krimiautoren und schreibe mit viel Leidenschaft unterhaltsame Krimis mit Lokalkolorit und aktuellen Themen.⁠Wenn Ihnen dies gefallen hat, hören Sie doch auch einmal hier hinein⁠Sprecherin Cassiel Metris, Schnitt und Realisation Uwe Kullnick

#4thstep #mysideofthestreet #serenityprayer #berlininpersonmeeting #service #whatwouldgoddo #beingthepersoniwanttobe

Dawn hosts Dina's shortie story about the Fall Festivals in the Ozarks. Follow Us! ozarkshaintsnhooch.weebly.com Ozarks Haints N Hooch on Patreon Instagram and Faceboook - @ozarkshaintsnhooch Contact us! OzarksHaintsNHooch@gmail.com @OzarksHaintsNHooch is Dawn Larsen and Dina Larsen Gillman

#practicalspirituality #inpersonbrgberlin #whatihave #toolbox #acceptance #workwithwhatyougot #everythingisspiritual #decisions #service   https://www.instagram.com/vanamali_berlin?igsh=amZ4M2N0eGw3ODB0

#change #service #onedayatatime #berlinbrg #supportus

Enjoying the ad-free show? Please consider supporting it! Patrons get monthly bonus episodes, perks, and priority on their knitting questions. Lots of lively conversation, a book club and knit-along too! www.patreon.com/verypinkknits Many thanks to Turtlepurl for supporting the podcast! Check out the self-striping yarns on their website - www.turtlepurl.com Coupon code information: For 15% off the total purchase *Excluding mini skein bundles or knitting needles* August Code - AUG25VP Chiagoo Shortie Sets EXPLAINED Blue Set Red Set Yellow Set Polly discovered that ChiaoGoo doesn't make the 12” circulars she was looking for. :( Thread & Maple leather card Chart Minder app, free demo PatternGenius Our links Polly's Instagram Polly's Ravelry Notebook VeryPink Instagram Verypink.com VeryPink Knits YouTube Channel Staci's Ravelry Notebook Sign up for the free VeryPink Knits weekly newsletter

#ittakesavillage #supportourSangha #autonomy #principlesbeforepersononalities #krishnasblessings #Bhaktirecoverygroupteam

#attachment #fear #faith #stayconnected #selfsupporting #brgfamily #itgetsbetter

#attachments #mysideofthestreet #awareness #thependulum #labels #emtionalinvestments #openfortomorrow

#lettinggo #reflections #youarenotalone #firstnature #sevasadhana #steps #holdontogod

#emontionalstew #therearenobaddecisions #trusttheprocess #fearnot #walkthroughfear #stepworkshop123

In today's episode of The Canopy podcast, Tammy shares with you about a women in the New Testament that shows us the potential behind what one woman can do. When we open our heart and home to others, community is created. Let's start using our God given creativity to create possibilities for connection.The Canopy is an extension of Seventy Palms, a gathering for women at Life Church WI. It is our heart to serve and care for women everywhere. Please follow us on Instagram, @seventypalms or on YouTube, @seventypalms9448, we would love to connect with you.

#acceptance #consciouscontactwithgod #fearoflife #12stepworkshop #bhaktirecoveryevents #serenity #mercy

Welcome to The Canopy podcast. Continuing on in our summer series - Summer Shorties, we have two dear friends of Tammy's, Jessica and Kelli, on for a conversation they had about creating community. The Canopy is an extension of Seventy Palms, a gathering of women at Life Church WI. It is our heart to serve and care for women everywhere. Please follow us on Instagram, @seventypalms or on YouTube, @seventypalms9448, we would love to connect with you.

#summerworkshop #4parts #steps123 #share #prabhupadasmission #12gurus

#clearcommunication #trustintheoutcome #roomforall #ridingthechariot #suppoertourprogram

In this episode of The Canopy podcast, Tammy Cole shares with you a chapter out of the book she's reading, Messy Beautiful Friendship, by Christine Hoover. This book can be found on Amazon for under $10. The Canopy is an extension of Seventy Palms, a gathering for women at Life Church WI. It is our heart to serve and care for women everywhere. Please follow us on Instagram, @seventypalms or on YouTube, @seventypalms9448, we would love to connect with you.

This week's episode is a shortie! Shotgun is a story about walking into the wrong bar in New York City.The Compulsive Storyteller Podcast is a series of short personal true stories in 20 minutes or less written and narrated by, Gregg LeFevre. © Gregg LeFevre 2025

#Krishna'swillfor me #the power to carryitout #fearbaseddecisions #trustkrishna #letgo

#connectwithgod #mysideofthestreet #usethetools #expandourconsciousness #surrenderyourservice#selflessservice #letgooftheresults

#seegodshandsineverything  #jailsinstitutionsanddeath #dailyreprieve #addicts #narcoticsanonymous

I just finished a Vision Board workshop with 4th and 5th graders, and the experience totally had me reconsidering a belief about myself that I thought was fixed and done. Turns out, pondering the possibilities with these awesome kids led me to reconsider my own possibilities and what was "right" for me now.I hope this episode will remind you that you're not the same person you were 5 or 10 years ago, and that's perfectly fine. You can change your mind, reimagine your future, and adjust based on today and who you are NOW!Contact Info:Julie Berman - Hostwww.womenwithcooljobs.com@womencooljobs (Instagram)Julie Berman (LinkedIn)Send Julie a text!!------------------------------------------------------------------------------------------ I absolutely LOVE being the host and producer of "Women with Cool Jobs", where I interview women who have unique, trailblazing, and innovative careers. It has been such a blessing to share stories of incredible, inspiring women since I started in 2020. If you have benefitted from this work, or simply appreciate that I do it, please consider buying me a $5 coffee. ☕️ https://www.buymeacoffee.com/julieberman Thank you so much for supporting me -- whether by sharing an episode with a friend, attending a LIVE WWCJ event in Phoenix, connecting with me on Instagram @womencooljobs or LinkedIn, sending me a note on my website (www.womenwithcooljobs.com), or by buying me a coffee! It all means so much.

Send us a textJust a quickie episode, and intro to summer/call out for Jo's birthday.Support the showOld music (

#wearenotthebody #selfworth #acceptance #mearsureup #falsego #step6 #step7 #conundrum

#suit up show up #acceptance #control #my side of the street #service #perspective on happiness #change #conscious decision

While being "obsessed" with something may often have a negative connotation, it can make all the difference when it comes to starting something new!Being obsessed can mean:Being deeply in love with or curious about somethingBeing so interested in a topic that you're not going to let it goPursuing something with extreme passion and intentionalityYou can use it to fuel persistence, overcome challenges, and lead to meaningful personal and professional pursuits. She also shares some brilliant advice from Atomic Habits author James Clear for how to stay consistent after you start something new.Send Julie a text!!------------------------------------------------------------------------------------------ I absolutely LOVE being the host and producer of "Women with Cool Jobs", where I interview women who have unique, trailblazing, and innovative careers. It has been such a blessing to share stories of incredible, inspiring women since I started in 2020. If you have benefitted from this work, or simply appreciate that I do it, please consider buying me a $5 coffee. ☕️ https://www.buymeacoffee.com/julieberman Thank you so much for supporting me -- whether by sharing an episode with a friend, attending a LIVE WWCJ event in Phoenix, connecting with me on Instagram @womencooljobs or LinkedIn, sending me a note on my website (www.womenwithcooljobs.com), or by buying me a coffee! It all means so much.

#recovery first #tried and true #commitment #karma #maturity #comparing my insides with others outsides

This episode we talk about the 2.0's or Shorties!  It's a quick one but a good one!Music By Bill Barlow@Billbarlowmusic on InstaSocials:Email: TheXennialAviator@gmail.comFacebook: https://www.facebook.com/profile.php?id=61555711167875Instagram: @thexennialaviatorTiktok:@thexennialaviatorDONATE and Buy me a Beer! I'll give youa shoutout on the next episode! https://www.buymeacoffee.com/thexennialaviator

#We have a choice #BG 2.14 #Acceptance #Chronic pain #this too shall pass

#Emotional toddlers #Empathy #compassion #true understanding #ACA #CoDa #AA #NA #Krishna Consciousness

Step one surrender, inner work, showing up, the body we were given, blame, taking responsibility, suit show up, do the work, faith, hope.

#BIG DEAL! #THE REAL BIG DEAL # SERENITY PRAYER #ACCEPTANCE is not RESIGNATION #ADHD #DEPENDANT ON KRISHNA

Emotional hangovers, acting on whims, regulate, stay in Krishna consciousness, 12 steps, mode of passion, mode of ignorance, mode of goodness, Good Orderly Direction! Making better decisions, we have a choice today! Live in step 3 and 11. Age of Kali

This week's episode is a shortie! Russian Assassin is about Gregg's first try at acting.The Compulsive Storyteller Podcast is a series of short personal true stories in 20 minutes or less written and narrated by, Gregg LeFevre. © Gregg LeFevre 2025

Josh and Chuck dive into two spooky true stories in today's Short Stuff.See omnystudio.com/listener for privacy information.