Podcasts about huntsville

Who keeps you in the faith? This week in Birmingham and Huntsville, AL, Birmingham Lead Pastor Mark Lamb closed our study of Jude. Faith was never meant to be lived alone — we invite people close and rest in the truth that we are kept by the One who is keeping us.

Vendors sold out months early, a Star Trek 60th anniversary category on the awards table, and a full day of plastic modeling in one of the most visitor-friendly spots in north Alabama. We sit down with Tom Clark from the Huntsville Plastic Modelers Society to get the real details on their 49th annual show at the Huntsville JC's building on Airport Road, including what to expect if you're traveling in right after the IPMS Nationals.We walk through the schedule step by step: when vendor setup starts, the registration window, how long judging runs, and when awards are handed out. Tom also explains how their electronic forms work, why the club prefers online paperwork, and how they keep things simple with classic IPMS 1-2-3 judging. If you're searching for an IPMS USA model contest, a scale model show in Huntsville, or a plastic model event in Alabama with strong vendor support, this is the planning guide you want before you pack the car.Then we get into the fun stuff: category options across aircraft, armor, automotive, dioramas, real space, sci-fi, ships, and a dedicated Gundam and giant robot section, plus a juniors category that makes it easy for younger builders to jump in. We also talk about the on-site food trucks, nearby restaurants, and why the venue is comfortable for a full-day hang. You'll even hear what the club is previewing as they recruit volunteers for next year's big Nationals workload.Subscribe for more show spotlights, share this with a friend who builds, and leave a review with your best contest tip so more modelers can find the community.Huntsville Plastic Modelers Society FacebookShow Info and Entre FormsModel Paint SolutionsYour source for Harder & Steenbeck Airbrushes, Mixing supplies, and great advice!SQUADRON Adding to the stash since 1968Model PodcastsPlease check out the other pods in the modelsphere!KitMasxCustom Canopy Masks for the Scale Modeler. Bases By BillYour source for custom display bases, laser engraved airfield and carrier decks.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Give us your Feedback!Rate the Show!Support the Show!PatreonBuy Me a BeerPaypalBump Riffs Graciously Provided by Ed BarothAd Reads Generously Provided by Bob "The Voice of Bob" BairMike and Kentucky Dave thank each and everyone of you for participating on this journey with us.  

It's Monday, July 20th, A.D. 2026. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Adam McManus Pakistani Christian 13-year-old girl still captive to Muslim man On July 7, the European Parliament condemned Pakistan for its violation of human rights, citing a 13-year-old Christian Pakistani girl who is still fighting for her freedom from the 30-year-old Muslim man who abducted her, reports International Christian Concern. Maria Shahbaz was kidnapped in July 2025 by Shehryar Ahmad, who forced her to convert to Islam and married her against her will. Alliance Defending Freedom came alongside her parents in their fight to regain custody of their child in Pakistan's Federal Constitutional Court in February. Pakistani law states that a minor cannot legally consent to religious conversion or marriage, but shockingly the court ruled in favor of Ahmad when he presented a forged marriage certificate.  In Matthew 18:6, Jesus said, “If anyone causes one of these little ones—those who believe in Me—to stumble, it would be better for them to have a large millstone hung around their neck and to be drowned in the depths of the sea.” Shahbaz's parents are not giving up. They are still appealing their daughter's case in court, hoping that justice will swiftly come.  According to Open Doors, Pakistan is the eighth worst country worldwide for the persecution of Christians. Send a polite, 3-sentence letter to Rizwan Sheikh, the Pakistan Ambassador to America, asking that he intervene.  The address is 3517 International Court NW, Washington, DC 20008. Two U.S. soldiers killed in Iranian attack on military base Two American soldiers were killed on July 17th in an Iranian attack on a U.S. military base in Jordan, reports the Western Journal. In a post on X, U.S. Central Command added, “Four American service members were medically evacuated to Jordanian hospitals. They have since been discharged.” Plus, one soldier is missing. Iran's attacks came after the U.S. launched its seventh consecutive night of air strikes on Iran. Iran makes chilling death threats against President Trump Iranian state media has published a shocking video entitled “Where to kill Trump?”, claiming to know the U.S. leader's motorcade route and the vulnerabilities within his security, reports The Express. The highly concerning footage claimed to reveal “information on the whereabouts of the terrorist president of America” while promising that “access to Trump is possible in these places.” It also alleges to give details about the motorcade that protects the U.S. president, which typically consists of 40 to 50 vehicles. It comes after repeated death threats have been made by Iran following the U.S. assassination of former Supreme Leader Ali Khamenei.  President Trump's primetime speech on election integrity Last Thursday night, President Donald Trump addressed election security in a nationwide primetime address from the White House, pointing to ways American political leftists and China have compromised our elections, reports The Epoch Times. TRUMP: “You can't have a great country without free and fair elections. All we want is honesty in our elections. Great damage has been done to our country. Our elections were left vulnerable to being rigged and stolen, and the trust of the American people was lost. This cannot be allowed to continue. “Every American -- whether you're a Republican, Democrat, Independent, or otherwise -- should be able to agree that we deserve the most secure, honest, and fair election system anywhere in the world.” President Trump explained that China started compromising our elections in 2020. TRUMP: “Over a period of years, starting during the 2020 election cycle, the People's Republic of China carried out what is believed to be the largest compromise of election data in history, resulting in China's illicit acquisition of 220 million U.S. voter files. That information includes names, addresses, phone numbers, political party preferences, and other sensitive data that would be needed to register to vote. “This data loss presents an unprecedented election security nightmare. The intelligence even shows that China assigned a data exploitation unit specifically to this new project.” And finally, President Trump vowed action to hold people accountable. TRUMP: “The documents we will release, starting tonight, have been gathered by the White House Government Transparency Task Force, a great group of people, supported by our top intelligence agency chiefs, who have all personally reviewed the findings we are presenting this evening and fully confirmed their authenticity. “You can see these documents for yourself at whitehouse.gov. That's whitehouse.gov. Go check it out. Our purpose in disclosing this information is not to weaken confidence in election, but to earn that confidence by confronting vulnerabilities and correcting them very, very quickly, and that's what we're doing.” Homeland Security Secretary vows to prosecute illegal voters In related news, during a Friday press briefing, Secretary of Homeland Security Markwayne Mullin promised to hunt down and prosecute illegal voters in the U.S., noting that 250,000 non-citizens are illegally registered to vote in just four states, reports The Christian Post. Speaking in the wake of President Donald Trump's 25-minute primetime address about election security on July 16th, Mullin outlined an aggressive plan to tighten voter roll integrity, harden election infrastructure, and hold election officials accountable for alleged failures. Senator Marsha Blackburn: No more birth tourism Republican Senator Marsha Blackburn of Tennessee has reintroduced legislation aimed at ending so-called “birth tourism” following the Supreme Court's recent 6-3 ruling in Trump v. Barbara. It held that children born in the United States to illegal aliens and foreign tourists remain entitled to birthright citizenship under the 14th Amendment, reports Big League Politics. She said, “Congress must step up to the plate to protect the integrity of American citizenship.” The Ban Birth Tourism Act is co-sponsored by GOP Senators Ted Budd of North Carolina, John Cornyn of Texas, Cynthia Lummis of Wyoming, Tim Sheehy of Montana, Jim Banks of Indiana, and Rick Scott of Florida. The legislation would amend the Immigration and Nationality Act to explicitly prohibit foreign nationals from obtaining temporary visas for the purpose of giving birth in the United States. It would also classify birth tourism as a deportable offense, allowing immigration authorities to remove foreign nationals who enter the country for that purpose. Call your two senators anytime -- 24 hours a day 7 days a week -- speaking to a live operator to leave a voicemail at 202-224-3121 and ask them to support the Ban Birth Tourism Act. That's 202-224-3121. Samaritan's Purse deployed disaster relief unit for Texas flood victims On July 17th, churches in the Texas Hill Country opened their doors as flood displacement shelters, taking in families whose homes and recreational vehicles had been swept away by rapidly rising rivers that killed at least two people, reports The Christian Post. Recently more than 30 inches of rain fell over several days, causing the Leona River and Guadalupe River to overflow. Floodwaters surged through the streets, destroying homes, and stranding people and vehicles. The Christian relief group Samaritan's Purse said it was deploying a disaster relief unit to the Hill Country, with staff and volunteer teams set to work in Uvalde County. The group said it was basing operations out of Uvalde Methodist Church, with volunteers beginning on Sunday to help residents remove waterlogged belongings and clear mud from their homes. Consider making a donation to Samaritan's Purse to help the Texas victims of the flood through a special link in our transcript today at www.TheWorldview.com. 1 John 3:17 asks, “If anyone has material possessions and sees a brother or sister in need, but has no pity on them, how can the love of God be in that person?” Worldview listeners weigh in from New York, Texas and Arkansas Deb Staley in Unadilla Forks, New York wrote me and said, “The Worldview never disappoints. It's uplifting, informative, and to the point. The Bible verses are so very helpful. And I love the fact that there are limited news stories. If there were more, I'd begin to tune out. Thank you for what you do.” David O'Hanlon in Burleson, Texas wrote, “I have listened to your broadcast every weekday for about two years which I support monthly. You bring news – especially the persecution of the Church – which I do not hear anywhere else.”  And Melissa in Bradford, Arkansas wrote, “I listen to your newscast on my lunch break. I like it because it's truthful news about real people. Plus, you talk about stuff others do not. Thank you.” 26 Worldview listeners gave $ 9,113 And finally, by Saturday night at 10:00pm Central, 26 Worldview listeners stepped up to the plate and invested their treasure to fund the six-member team behind The Worldview for another year. Our thanks to Kenyon in Merritt Island, Florida who gave $25, Augustine in Auburn, California who gave $30, Sheryl in Westmoreland, Tennessee who gave $75, as well as Steve in Mission Viejo, California, David and Martha in Byram Township, New Jersey, Dean in Carol Stream, Illinois, Susan in Fairmont, West Virginia, Linda in Lutz, Florida, and an anonymous donor in Alpharetta, Georgia – all six of whom gave $100. We were touched by the generosity of Tami in Dry Ridge, Kentucky, Rose in Everson, Washington, Amy in Seminole, Texas, and Robin in Simsbury, Connecticut  -- all of whom gave $200, as well as the McVeda Family in Great Falls, Montana who gave $205, and Calvin in Odessa, Minnesota who gave $250. We appreciated the sacrifice of Dennis and Kathryn in Palm Bay, Florida and Joan in West Palm Beach, Florida – both of whom gave $300 as well as David and Sonya in Austin, Texas who decided to continue giving $25/month for another 12 months for a gift of $300. And we're grateful to God for Ed in Flagler, Colorado, Mike and Sarah in California, Maryland, who listen to Redeemer Radio WSMD, and an anonymous donor in Estancia, New Mexico – each of whom gave $500 as well as Vivian in Castle Rock, Colorado who gave $600, Gena in Huntsville, Alabama who gave $728, Daniel in Ironton, Minnesota who gave $1,000,  an anonymous donor in Pinckney, Michigan who pledged $100/month for 12 months for a gift of $1,200, and a second anonymous donor in Hopewell Junction, New York who pledged $100/month for 12 months for a gift of $1,200. Those 26 gifts add up to $9,113. Ready for our new grand total? Drum roll please. (drum roll sound effect) $38,953 (sound effect of people cheering) That means we need to raise $42,273.50 to hit our $81,226.50 goal by this Friday, July 24th!  The finish line is $123,500 by Friday, July 31st to be fully funded for another year. In order to hit our July 24th goal, we need to find 12 Worldview listeners who will pledge $100/month for 12 months or give a one-time gift of $1,200, 23 folks who will pledge $50/month or give a one-time gift of $600, and 46 listeners who will pledge $25/month or give a one-time gift of $300. Please, go to TheWorldview.com, click on Give, select the dollar amount, and make sure to click on the “recurring” button if that's your wish.  Remember, if you want to continue your monthly pledge to The Worldview that you started in a previous year, please let me know so we can count your generous ongoing gift toward our total. What is the Lord asking you to do with the resources He's given you to steward? Close And that's The Worldview on this Monday, July 20th, in the year of our Lord 2026. Subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

In this concluding message on biblical fatherhood, we consider the responsibilities God has entrusted to fathers and the privilege of reflecting our Heavenly Father’s love within the home. While the world often measures success by wealth, status, or achievement, Scripture reminds us that faithful fatherhood is one of God’s highest callings. Join us as we … Continue reading "The Blessing of Fatherhood, Part 2"

It's Thursday, July 16th, A.D. 2026. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark and Adam McManus U.S. to Iran: Stop persecuting Christians The United States is calling for Iran to end its persecution of Christians. According to Open Doors, it's the tenth worst country in the world. In one case, authorities in the country sentenced a Christian convert to nearly 10 years in prison back in May. Forty-two-year-old Ghazal Marzban is now on a hunger strike. A State Department spokesman told Fox News Digital, “We are aware of these reports. It is reprehensible that the Iranian regime continues to persecute religious minorities, including Iranian Christians.”  Dr. Hormoz Shariat with Iran Alive Ministries told Fox News that Christians in Iran are courageous in the face of persecution. Listen. SHARIAT: “Believers in Iran are full of [the] Holy Spirit. They are courageous. They're out there. Many of them are living, and some of them are dying for Jesus. I see such a courage among the Iranian Muslim background believers.” Revelation 12:11 says, “And they overcame [the Devil] by the blood of the Lamb and by the word of their testimony, and they did not love their lives to the death.”  America restarted naval blockade against Iranian ports On Tuesday, the United States restarted its naval blockade against Iranian ports. This comes after the Islamic Republic continued to attack commercial vessels in the Strait of Hormuz. Yesterday, the U.S. military carried out more strikes on Iran. President Donald Trump threatened strikes on Iran's infrastructure next week unless the country reopens negotiations.  Pro-life British Member of Parliament was killed A pro-life British politician was found dead at her home on July 9th. Seventy-eight-year-old Ann Widdecombe had served as a conservative member of Parliament from 1987 to 2010. The Catholic politician was an outspoken opponent of abortion. Counter-terrorism police report that she was clearly the victim of a targeted attack and are still investigating a motive. Supreme Court Justices ask for additional security Here in America, U.S. Supreme Court Justices testified before Congress about threats to their lives. The Supreme Court is requesting nearly $15 million in additional funds from Congress for the personal security of the justices. Justice Amy Coney Barrett talked about one incident when she was the victim of an erroneous call to her residence. BARRETT: “Roughly six weeks ago, I was the victim of a swatting incident. At that point, my teenage son, one of my teenage sons, opened the door to go out with friends and saw in our street it was full of police cars who had responded to a false report of gunshots and raised voices in my home. “I was very, very grateful that I had Supreme Court Police outside my home because they were able to stop and meet with, and explain to the county police, that it had been a false alarm. And so, the police did not actually attempt to enter our home.” Conservative justices faced intense threats surrounding the Supreme Court's decision to overturn Roe v. Wade in 2022. For example, Justice Amy Coney Barrett had to be sent home with a bullet proof vest when threats were high. In Proverbs 8:35-36, Wisdom says, “For whoever finds me finds life, and obtains favor from the LORD; but he who sins against me wrongs his own soul; all those who hate me love death.” Christian student required to attend a perversion assembly A Christian middle schooler in Washington State is suing her school district for violating her faith. Highline Public School District in Burien, Washington held a mandatory so-called “Inclusion Assembly” back in May. The event covered topics that conflicted with the girl's Christian faith. So, she asked to be excused, but the school forced her to participate.  The American Center for Law and Justice filed a lawsuit against the school last week on behalf of the Christian student. The ACLJ stated, “Our client is a little girl who has done nothing but live out her faith with kindness and respect for others.” Only 33% of Americans trust churches, down from 60% in 2001 A new Gallup survey found that Americans don't trust institutions in the United States. Only 27% of U.S. adults expressed confidence in major institutions. That's down from 43% in 2001. These institutions include banks, churches, Congress, the military, public schools, and the medical system.  Thirty-three percent of Americans express confidence in churches and organized religion. That's down from 60 percent in 2001. Tyrannosaurus Rex fossil sold for $50 million A Tyrannosaurus Rex fossil sold for a record-breaking $50.1 million in New York on Tuesday. A paleontologist discovered the skeleton on a ranch in South Dakota in 2021. Known as “Gus”, it's one of the largest and most complete dinosaurs ever discovered.  Paleontologists claim that Gus lived about 67 million years ago. However, scientists discovered a T. Rex fossil in 2005 that contained unfossilized soft tissue.  Answers in Genesis noted, “Soft tissue is not compatible with an old Earth, and yes, it is indeed a powerful confirmation of the Biblical timeline.”  Worldview listeners from Manitoba, Indiana and Kentucky weigh in Azalia Marten in Winnipeg, Manitoba, Canada wrote me and said, “I want to thank The Worldview team for writing the newscast every weekday.  I greatly appreciate your views. Thank you for putting your lives into this!” John Martini in Moores Hill, Indiana wrote me and said, “I appreciate three things about your news program: First, important topics are covered. Second, the reporting is concise and includes primary sources. And third, there is a direct Biblical connection made in many of the news stories. We often pray about the topics presented.” And Megan Severe in Elizabeth Town, Kentucky, said, “I am a history teacher and it's very important to me to teach my students to be aware of current events in the world. What happens today is going to shape our history. I was delighted to find your podcast and have been listening to it every morning as I get ready for work over the past year. “The podcast helps prepare me to know what important world events I should tie into my lesson. I even played it for my classes to listen to so they could hear the news from a Christian perspective. I love how you tie in Bible verses. Thanks for what you do!” 13 Worldview listeners gave $2,817 And finally, by 9:00pm Central on Wednesday night, 13 Worldview listeners had stepped up to the plate and invested their treasure to fund the six-member team behind The Worldview for another year Our thanks to Marcia in Cairo, New York who gave $25, Augustine in Auburn, California who gave $30 as well as Tim in Newton, Kansas and Kevin and Lisa in Scottdale, Pennsylvania – both of whom gave $100. We were touched by the generosity of Chuck in Penticton, British Columbia, Canada and Josh in Davenport, Iowa – both of whom gave $150, as well as Leticia in Blum, Texas who pledged $15/month for 12 months for a gift of $180, and Gena in Huntsville, Alabama who gave $182. And we're grateful to God for Richard in Camden, Wyoming who emailed me to say he is continuing with his $25/month pledge for a gift of $300, Keith in Longview, Texas who gave $300, Pat in Park Ridge, Illinois who pledged $25/month for 12 months for a total gift of $300, Daniel in Raleigh, North Carolina who gave $400, and Dennis in Fort Worth, Texas who emailed me to say he is continuing with his $50/month pledge for a total gift of $600. Those 13 gifts add up to $2,817. Ready for our new grand total? Drum roll please. (drum roll sound effect) $26,620 (sound effect of people cheering) That means we need to raise $29,945 to hit our $56,565 goal in just two days by this Friday, July 17th.   Remember, if you want to continue your monthly pledge to The Worldview that you started in a previous year, please let me know so we can count your generous ongoing gift toward our total -- like Richard and Dennis did. We need to find 8 Worldview listeners, who will pledge $100/month for 12 months, or give a one-time gift of $1,200, 16 folks who will pledge $50/month or give a one-time gift of $600 and 32 listeners who will pledge $25/month or give a one-time gift of $300. Go to TheWorldview.com, click on Give, select the dollar amount, and make sure to click on the “recurring” button if that's your wish. To be honest, the race to the finish line of funding the six-member Worldview team for another year is almost half way over and we are significantly behind! Can you help? Close And that's The Worldview on this Thursday, July 16th, in the year of our Lord 2026. Subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

Guests: New York Mets 3B coach Tim Leiper, Houston Astros bench coach Omar Lopez   This week in Deep Left Field, we jump into the unofficial second half with a little international flair!   Recorded during the annual all-star break Wilner Family Vacation - this time to Denmark and Sweden - we bring you Tim Leiper! The long-time third-base coach for Baseball Canada and first-base coach of the Blue Jays in the glory years of 2015-16 now makes his full-time home in Huntsville, Ontario.    Also, we talk to Astros bench coach Omar Lopez, who managed Team Venezuela to an incredibly unexpected gold medal finish at the World Baseball Classic!   The mailbag is always open at deepleftfield@thestar.ca!

Could your own stress be making your puppy fearful or anxious? In this episode of Puppy Talk, we explore how puppies pick up on our emotions, common ways owners unintentionally create stress, and simple changes that help puppies feel safe, confident, and eager to learn. If you want to build a stronger relationship with your puppy while preventing fear and anxiety, this episode is for you.If you need help housebreaking your new puppy, visit pottytrainingyourpuppy.com for FREE resources. Our Sponsor is Top Gun Dog TrainingIn-home dog training services in the Huntsville, AL area at http://www.topgundogtraining.comRESOURCES:Podcast Website: http://puppytalkpodcast.comSponsor Website: http://www.topgundogtraining.comDale's books: https://www.amazon.com/author/dalebuchananPotty Training Your Puppy: https://pottytrainingyourpuppy.com/Top Gun Dog Training in Huntsville, Alabama. Dog Trainer near me. Puppy Training in Madison, AL. Dog Behavior in Huntsville, AL. 

The Blessing of Fatherhood (Part 1) In a culture that often diminishes the importance of fathers, the Bible presents fatherhood as one of God’s greatest blessings and highest callings. In this first message of a two-part study, we examine the biblical purpose of fatherhood and the vital role fathers play in reflecting the love, leadership, … Continue reading "The Blessing of Fatherhood"

What happens when a strange meeting turns into something far bigger than expected?In Part 2 of this extraordinary interview, Michael from Conflict Radio describes his second encounter with a woman who said she was Amy Eskridge. He says he was picked up during a routine Uber pickup, told to leave his phone, wallet, and keys behind, and driven deep into rural Alabama.What followed was a conversation about blue energy orbs, anti-gravity, Stargates, consciousness transfer and four hidden forces of nature that mainstream science does not recognize.But the story did not end in that field.Michael claims that after returning home, he experienced helicopter surveillance, strange physical effects, problems inside his home and the sudden shutdown of the Uber account he had relied on for nine years. The experience negatively impacted his marriage, his livelihood, and led to his decision to leave Huntsville.Dr. Michael Salla examines the testimony, the unanswered questions and the possibility that consciousness itself may be the most powerful force in the universe.Watch with an open mind, listen carefully and decide for yourself.Join Dr. Salla on Patreon for Early Releases, Webinar Perks and More.Visit https://Patreon.com/MichaelSalla/

On today's episode, Jillian and Kyle share more of their thoughts on the 2026 FIFA World Cup, the Philadelphia Union's friendly against the New England Revolution, and Union II's draw with Huntsville City FC. They also recap their time covering Brooklyn FC and the USL during the break, sharing some of the memorable stories and experiences.Make sure to subscribe or follow, and please interact with us — we love hearing from you!• Twitter: @totwag• Facebook/Instagram: theoneteamweagreeon (all one word)• Available on all major podcast platforms and YouTube• Visit our website: www.theoneteamweagreeon.com#DOOP #Soccer #MLS #MLSSoccer #Philly #PhiladelphiaUnion #MLSNEXTPro

A well-behaved puppy starts with a strong relationship. In this episode of Puppy Talk, we explore why trust and connection are the foundation of successful training. You'll learn simple, practical ways to strengthen your bond with your puppy through everyday interactions, play, training, and communication. Whether you've just brought home a new puppy or want to build an even better relationship with your dog, this episode will help you create a partnership that lasts a lifetime.If you need help housebreaking your new puppy, visit pottytrainingyourpuppy.com for FREE resources. Our Sponsor is Top Gun Dog TrainingIn-home dog training services in the Huntsville, AL area at http://www.topgundogtraining.comRESOURCES:Podcast Website: http://puppytalkpodcast.comSponsor Website: http://www.topgundogtraining.comDale's books: https://www.amazon.com/author/dalebuchananPotty Training Your Puppy: https://pottytrainingyourpuppy.com/Top Gun Dog Training in Huntsville, Alabama. Dog Trainer near me. Puppy Training in Madison, AL. Dog Behavior in Huntsville, AL. 

Bleu reviews a clip from Love, Marriage In Huntsville.

What does it mean to be a “mother in Israel”? In this concluding message, we move beyond the portrait of the virtuous woman to explore the lasting influence of faithful women throughout Scripture and the vital role they play among the people of God. Whether raising children in the home, encouraging younger believers, serving in … Continue reading "The Legacy of a Godly Woman"

In this episode we discuss our Top 5 Prince songs with Carmen Fuentes from WHNT TV channel 19 in Huntsville, AL  https://skdistillery.com/ 

A Military Policeman in Huntsville, Alabama radios in saying he is pulling over a car. Moments later his back-up finds him lying in a pool of his own blood. The ensuing military investigation will make you question everything.Visit patreon.com/mysteriousbrews today and become a "BrewsCrew" member. You will receive weekly episodes early, Patreon exclusive episodes, and a sense of pride for helping your two favorite basement dwelling idiots. If you can't find it in your heart to contribute monthly, then head over to Apple iTunes and leave the boys a 5-star review.

Clark sits down with Dr. Andrew Cummings, founder of Apex Chiropractic & Functional Wellness, to talk about what it takes to launch a business from scratch in a brand new city.Andrew shares his journey from growing up in Rome, Georgia, playing collegiate basketball, attending chiropractic school, to working as an associate in Birmingham before making the decision to open his own practice in Huntsville. He discusses why Huntsville felt like the right place, the challenges of opening a healthcare business, and what he's learned during his first few months as a business owner.The conversation also dives into the philosophy behind Apex Chiropractic, including a focus on root-cause care, movement, and functional wellness. Andrew explains how services like dry needling, cupping, kinesiology taping, and chiropractic care work together to help patients move and feel their best.Whether you're interested in entrepreneurship, healthcare, or simply enjoy hearing the stories behind Huntsville's growing business community, this episode offers an inside look at building a practice centered around serving people. https://apexchirowellness.comhttps://www.instagram.com/theapexchiropractic

What really lies beneath Green Mountain near Huntsville, Alabama?In this extraordinary interview, Dr. Michael Salla speaks with Michael, host of Conflict Radio, about his years of investigating rumors of a hidden underground facility near Redstone Arsenal and NASA's Marshall Space Flight Center.Michael describes a mysterious late-night encounter with a woman who identified herself as antigravity researcher Amy Eskridge, despite public reports that she died in 2022. According to his account, she revealed details about the alleged Green Mountain facility, including advanced spacecraft, Nordic extraterrestrials, international pilots, consciousness-based technology, and a functioning portal or Stargate.The conversation also examines a remote-viewing session conducted by Tony Rodrigues, in which three independent viewers reportedly described an underground base containing extraterrestrial technology and a dark-haired woman overseeing its operations.Could the abandoned 1950s plan to build a “mini-Pentagon” beneath Green Mountain have continued as a classified project? Is the peaceful lake at the mountain's summit hiding something far below the surface? And could Huntsville eventually become the center of a major disclosure event?Join Dr. Michael Salla and Michael as they visit key locations, connect the historical clues, and discuss one of the most unusual underground-base stories to emerge from Huntsville.Watch to the end, share your thoughts in the comments, and remember to like, share and subscribe to Exopolitics Today.Learn more at ExopoliticsToday.com.Join Dr. Salla on Patreon for Early Releases, Webinar Perks and More.Visit https://Patreon.com/MichaelSalla/

JAMES ROSONE Author – Biography James Rosone began his writing career as a form of PTSD therapy after some of his experiences as an interrogator in Iraq. After exiting the military, he served overseas as a contractor in the sand box, and then transitioned to working in the field of biometrics supporting U.S. European Command. After releasing a number of books, writing changed from a hobby to a career. Now James is working with other veterans to help them find new a purpose as authors. He holds several degrees, including a Master of Science degree from the University of Oxford. His website is www.FrontlinePublishingInc.com. TONI WEISSKOPF Editor & Publisher – Biography Toni Weisskopf is an American science fiction editor and the publisher of Baen Books. She has been nominated four times for a Hugo Award. She has won the Phoenix Award, the Rebel Award, and the Neffy Award for best editor. She uses the nom de plume T. K. F. Weisskopf as an anthology editor. Weisskopf was born in Waltham, Massachusetts with her family moving to Brooklyn when she was three years old, and then to Huntsville, Alabama, when she was twelve. She graduated from Oberlin College in 1987 with a degree in anthropology and started working at Baen shortly thereafter. Find out more about Baen here www.baen.com. United Public Radio & UFO Paranormal Radio www.uprntalkradio.com

What does the Bible mean when it speaks of the “virtuous woman” in Proverbs 31? Is this passage merely an unattainable ideal, or does it present a God-honoring pattern for biblical womanhood? In the first message of this two-part series, we begin exploring the inspired portrait of the virtuous woman, considering the character, wisdom, and … Continue reading "Introducing the Virtuous Woman"

It's very important to start socializing your puppy as soon as you bring them home. They need to be introduced ot a variety of people, places, sights, and sounds. In this episode, I discuss why this is so important and the consequences of not socializing a puppy. If you need help housebreaking your new puppy, visit pottytrainingyourpuppy.com for FREE resources. Our Sponsor is Top Gun Dog TrainingIn-home dog training services in the Huntsville, AL area at http://www.topgundogtraining.comRESOURCES:Podcast Website: http://puppytalkpodcast.comSponsor Website: http://www.topgundogtraining.comDale's books: https://www.amazon.com/author/dalebuchananPotty Training Your Puppy: https://pottytrainingyourpuppy.com/Top Gun Dog Training in Huntsville, Alabama. Dog Trainer near me. Puppy Training in Madison, AL. Dog Behavior in Huntsville, AL. 

In this episode of Beyond Rockets, Clark Dunn sits down with Clayton Hinchman, Chairman and CEO of IGNITE, to discuss his journey from West Point and Army service to leading one of Huntsville's fastest-growing companies. After surviving a life-changing IED explosion while serving in Iraq, Clayton transitioned into entrepreneurship, founded and sold his first company, and eventually became the leader of IGNITE.During the conversation, Clayton shares how military leadership shaped his approach to business, why discipline and culture are critical to long-term success, and how IGNITE has grown from a regional defense contractor into an international organization with employees across the country and around the world.They also discuss entrepreneurship, acquisitions, employee ownership, leadership during adversity, the importance of grit, and what it takes to build a company that lasts.Recommended Books Mentioned

What does it really mean to “be holy”? Is holiness something we achieve through rule-keeping and personal effort, or does Scripture point us to something greater? In this message, we examine the biblical call to holiness and discover that our standing before God is not based on our own righteousness but on the perfect righteousness … Continue reading "Be Ye Holy"

In this episode of Puppy Talk, I discuss whether or not you should allow people to pet your dog in public locations on field trips. The answer may surprise you. If you need help housebreaking your new puppy, visit pottytrainingyourpuppy.com for FREE resources. Our Sponsor is Top Gun Dog TrainingIn-home dog training services in the Huntsville, AL area at http://www.topgundogtraining.comRESOURCES:Podcast Website: http://puppytalkpodcast.comSponsor Website: http://www.topgundogtraining.comDale's books: https://www.amazon.com/author/dalebuchananPotty Training Your Puppy: https://pottytrainingyourpuppy.com/Top Gun Dog Training in Huntsville, Alabama. Dog Trainer near me. Puppy Training in Madison, AL. Dog Behavior in Huntsville, AL. 

Rubicon - Rita B. briefly joins the show at OU Alumni Weekend in Huntsville, AL

Pat Lamar is a highly respected personal injury lawyer who has been practicing law in North Alabama for a long time. He is now with the esteemed law firm of Conchin, Cole, Jordan and Sherrod located in Huntsville, Alabama.  I have known Pat for many years, and I first learned of him through my law partner, Brad Botes.  Brad and Pat met right out of law school when both served in federal clerkships here in Huntsville with U.S. District Court Judge E.B. Haltom, Jr.  I almost forgot until late in the podcast that Pat is a talented golfer who has been a fixture at Valley Hill Country Club for many years, including serving as past president of the club.  I enjoyed getting to know Pat's story on this episode of the podcast.

Go crazy Knicks fans Oh god, not like that! Becky Hammond was right about Jalen Brunson, until she wasn’t Mike Brown’s final evolution Giannis to Miami as a deeply – DEEPLY – unserious move The Hurricanes win the Cup, which is bad news for Trailblazers fans Was it worth it Texas Tech? Angel Reese was right Welcome to the SEC, Europe! Guest: Nata  Like what you hear? Subscribe so you don’t miss an episode! Follow us on Twitter: @Dpalm66 @UDPod @TheMTRNetwork Want more podcast greatness? Sign up for a MTR Premium Account! Check out our Sponsors! TweakedAudio.com using the code ‘reviews' to get 33% off & free shipping. Shop at our Amazon Store to support the site

How do you spend your time? In this conversation, John Mark and Dr. Sittser continue exploring the desert movement as it became more organized in monastic communities, and specifically how these communities related to one of humanity's most valuable commodities: time.This podcast and its episodes are paid for by The Circle, our community of monthly givers. Special thanks for this episode goes to: Aaron from Huntsville, Texas; Sheryl from Auburn, California; Jane from Oxford, Oxfordshire; Eleanor from Eugene, Oregon; and Alexandra from Atlanta, Georgia. Thank you all very much.If you'd like to pay it forward and contribute toward future resources, you can learn more at practicingtheway.org/give.

How can God’s people continue trusting Him when life brings suffering, loss, uncertainty, and hardship? In this concluding message our recent sermon series, Ben Winslett turns to several of Scripture’s greatest examples of faith and confidence in God during times of affliction. From the remarkable testimony of Job, to the many Psalms that declare God’s … Continue reading "We Trust in God, Part 2"

Charleston Post and Courier Soth Carolina beat guy David Cloninger sizes up the latest with South Carolina. Chuck and Heath discuss Kentucky hiring Michigan State's AD. Drew DeArmond of ESPN 97.7 The Zone in Huntsville looks at the latest on Alabama. See omnystudio.com/listener for privacy information.

For decades, the outlet trip had a familiar rhythm: get in the car, drive beyond the city, hunt for deals and come home with bags full of discounted finds. But that old model is giving way to something more layered. As retailers reinvest in store experiences to give consumers more reasons to visit, outlet centers are being reimagined as open-air destinations where food, wellness, entertainment and discovery sit alongside the promise of value. Tanger's recent acquisition of The Town Center at Levis Commons in Perrysburg, Ohio — its fourth open-air lifestyle center — puts that strategy into focus. For a company founded in outlet retail 45 years ago, the move signals how Tanger is expanding its portfolio, from refreshed outlet centers to full-price lifestyle destinations.What happens to the outlet model when shoppers still want value, but also expect food, entertainment, discovery and community?In this episode of Retail Refined, host Melissa Gonzalez speaks with Stephen Yalof, President and Chief Executive Officer of Tanger. Their conversation explores how Tanger is “lifestyling” its outlet centers, why food, beverage, wellness and entertainment are becoming central to the shopping experience, and how recent acquisitions — including Town Center at Levis Commons in Ohio — reflect Tanger's broader vision for open-air retail.What you'll learn…The outlet experience is shifting from transaction to destination. Yalof explains that outlet centers were once built around “power shopping,” but changing demographics and consumer expectations now require better food, entertainment, services and community-driven experiences.Physical retail and digital engagement are working together. Tanger uses loyalty, social media, digital messaging and local influencer partnerships to meet younger consumers where they are, while still giving them the in-person experience of seeing, feeling and trying products.Tanger is expanding its role in open-air, lifestyle-oriented retail. Through acquisitions such as Bridge Street Town Centre in Huntsville and Town Center at Levis Commons in Ohio, Tanger is applying its brand relationships, leasing, marketing and operations platforms to grow its presence in full-price lifestyle centers.Stephen Yalof is the President and Chief Executive Officer of Tanger, where he leads a portfolio of outlet and open-air lifestyle centers across the United States and Canada. He has spent his career at the intersection of retail and real estate, with leadership roles at Simon Premium Outlets, Ralph Lauren and Gap. He also serves as a Trustee of the International Council of Shopping Centers and sits on advisory boards for the Real Estate Roundtable and George Washington University's Center for Real Estate Studies.

Happy Friday, Reigndrops! In preparation for tonight's episodes of Belle Collective and tomorrow's Love & Marriage: Huntsville, Carlos, Dustin, Claudia, and Blue are recapping last week's episodes. The OGs from Belle Collective Jackson are BACK, and babyyyy, we have a lot to say about it! Then, it's time to get into Part 1 of the LAMH reunion, and trust us, the group is not holding back.See omnystudio.com/listener for privacy information.

Most restoration owners have a crazy story about how they got into the business, but very few have survived a first job so brutal it almost drove them out of the industry forever.In this episode of Restoration Pros Unplugged, host Clinton James sits down with Andrew Rickabaugh, co-owner of Rick and Ball Restoration and a One Tom Plumber franchise in Huntsville, Alabama. Andrew pulls back the curtain on his non-linear path to entrepreneurship, spanning roles as a paramedic, firefighter, Huntsville police officer, and a 20-year career in the Marine Corps. The real turning point, however, came at age 24 when he was hired into a restoration firm as an area manager, only to find himself leading an operational disaster. Handed a mountain of derailed reconstruction files, Andrew spent his days visiting furious homeowners and eating crow for mistakes made by completely unmanaged crews. The experience was so exhausting that he quit after 364 days, vowing never to set foot in the restoration industry again.The story didn't end there. Years later, a call from his brother-in-law and business partner, Kevin Ball, convinced him to return on his own terms to launch an independent company. Andrew breaks down how they put their heads down and did the dirty grunt work themselves, organically climbing the organic rankings to become the highest-rated restoration firm in a hyper-competitive market. He details their strategic expansion into the commercial market, explaining what it takes to find and manage a high-performing business development rep who isn't afraid to pick up the phone and build long-term relationships with property managers.To eliminate the expensive, margin-choking bidding wars over third-party plumbing referrals, Andrew and Kevin made the bold choice to buy a One Tom Plumber franchise. Now managing a team in the mid-30s with a fleet of 15 service vehicles, Andrew shares raw insight into how they handle modern operational constraints. He explains how they utilize AI tools to audit scopes and counter insurance adjusters using strict IICRC guidelines, and why they are aggressively pivoting toward a customer financing model to bypass carrier delays and compress their average 30-day reconstruction start times.Whether you are a military veteran looking to make the leap into home services or an established restorer feeling trapped as the bottleneck in your own business, Andrew's perspective on efficiency, tech integration, and self-reliance will reframe your growth strategy. He leaves listeners with a powerful reminder on the true value of entrepreneurship: if you don't own your business, you can't control your future.- Connect with Our GuestLearn more about Andrew and his team: www.rickandball.com- Scale Your Restoration BusinessWant to generate exclusive, high-intent water damage jobs and build an inbound marketing system you actually own? Book a free strategy session with the Water Restoration Marketing team: waterrestorationmarketing.com/discovery-call/

Should you punish your puppy for accidents, chewing, biting, or jumping? In this episode of Puppy Talk Podcast, Dale Buchanan explains why punishment often creates confusion and fear instead of teaching puppies what we want them to do. You'll learn why puppies make mistakes, how they learn best, and practical positive reinforcement strategies that build trust, confidence, and better behavior. If you're raising a puppy and want effective, humane training methods, this episode is for you.If you need help housebreaking your new puppy, visit pottytrainingyourpuppy.com for FREE resources. Our Sponsor is Top Gun Dog TrainingIn-home dog training services in the Huntsville, AL area at http://www.topgundogtraining.comRESOURCES:Podcast Website: http://puppytalkpodcast.comSponsor Website: http://www.topgundogtraining.comDale's books: https://www.amazon.com/author/dalebuchananPotty Training Your Puppy: https://pottytrainingyourpuppy.com/Top Gun Dog Training in Huntsville, Alabama. Dog Trainer near me. Puppy Training in Madison, AL. Dog Behavior in Huntsville, AL. 

This episode is sponsored by…NCH:Set up an LLC to protect your investments! – https://nchinc.com/rtrBLUPRINT HOME LOANS:Get pre-approved with one of RTR's preferred lenders at https://bluprinthomeloans.com/renttoretirement/ Alabama new construction is getting serious attention from real estate investors — and in this episode of the Rent To Retirement Podcast, Matthew Seyoum is joined by Frank Merry to break down why.Frank shares what makes Alabama attractive for out-of-state investors, including lower property taxes, landlord-friendly laws, affordable new construction, strong rental demand, and major employment drivers across markets like Birmingham, Huntsville, Kimberly, Tuscaloosa, and Columbiana.

In this episode of Beyond Rockets, Clark sits down with Zack Penney, CEO of Bill Penney Motor Company, to talk about growing up in Huntsville, joining the family business, and eventually taking over leadership of one of Alabama's most recognizable automotive brands.Zack shares stories from his early days working in every department of the dealership, the lessons he learned leading through the 2008 financial crisis, and the importance of building a strong culture centered around people. He also discusses expanding into new markets, acquiring and selling dealerships, launching the nation's top Toyota collision center, and what it means to steward a family legacy that spans more than 80 years in the automotive industry.The conversation also explores leadership, faith, mentorship, succession planning, philanthropy, and why Huntsville remains one of the most exciting cities in America to live, work, and build a business.Whether you're a business owner, entrepreneur, leader, or someone who loves Huntsville's growth story, this episode offers valuable insight into building a company that lasts for generations.https://www.billpenneytoyota.com

What does it take to become a Paralympic gold medalist? For Team USA Paralympic hand cyclist Kate Brim, the answer goes far beyond training and racing.Host: Torie Giffin, Owner Buffalo Lodge Bicycle ResortGuest: Kate Brim, Paralympic hand cyclist for team USAIn this inspiring episode of Pedal The Springs, Kate shares her remarkable journey from a spinal cord injury at age 19 to standing atop the podium at the Paris Paralympics, where she earned gold in the time trial and bronze in the mixed team relay.Kate opens up about the difficult road she faced after Paris, including a kidney infection, ICU hospitalization, months without riding, and the daily realities of living with Type 1 diabetes while relying on TPN nutrition. After more than a year away from international competition, she returned to racing at the Para-cycling World Cup in Chiang Mai, Thailand—the first Para-cycling World Cup ever held in Asia—where she captured victories in all three events she entered.We discuss the physical and mental demands of elite para-sport, traveling internationally with 95 pounds of life-sustaining medical equipment, and the incredible “team behind the team” of coaches, trainers, nutritionists, family, and supporters who make success possible.Kate also shares her favorite rides around Colorado Springs, including Gold Camp Road, Cheyenne Canyon, Fountain, and Garden of the Gods, and discusses road safety for hand cyclists, the high cost of adaptive sports equipment, and the growing visibility of para-cycling in the United States.Before her injury in 2017, Kate was a competitive rower and outdoor enthusiast. Today, she trains full-time as a Paralympic athlete while living and training in Colorado Springs at the U.S. Olympic & Paralympic Training Center. Through every challenge, she continues to embody the grit, determination, and resilience that have defined her journey.Whether you're a cyclist, athlete, caregiver, or simply someone facing challenges of your own, Kate's story is a powerful reminder that setbacks do not define us—how we respond to them does.Follow Kate:Instagram: @QuadKateFacebook: Kate BrimStrava: Kate BrimLearn More:U.S. Olympic & Paralympic Training Center: https://www.usopc.org/training-centers/colorado-springsUSA Cycling Para-cycling: https://usacycling.orgFollow Pedal The Springs for more stories from the people, places, and events that make Colorado Springs one of America's great cycling communities. Post-Episode Update: When this interview was recorded in April, Kate was just days away from receiving her diabetic alert service dog, Sobako. Since then, Sobako has already proven to be an invaluable companion, alerting Kate to low glucose levels during training and helping her safely manage her Type 1 diabetes while pursuing her athletic goals.Kate has also continued her remarkable comeback, winning gold medals in both the road race and time trial at the Para-cycling World Cup in Italy as she prepares for the World Championships in Huntsville, Alabama this September—the first Para-cycling Road World Championships ever held in the United States.Pedal the Springs is produced and presented by the Buffalo Lodge Bicycle Resort, the only bicycle-themed lodging and must-stay for cyclists coming to Colorado. Check us out at https://www.bicycleresort.com for more information.Episodes are recorded in the Studio 809 Podcasts community podcast studio at The Next Us. https://thenextus.spaces.nexudus.com/?public&Find other great podcasts produced in and for the Pikes Peak Region - at https://studio809podcasts.comDon't miss an episode of Pedal the Springs. Follow on your favorite podcast app.

Keith talks with data-driven investor Neal Bawa, the "mad scientist of multifamily," about why apartment values have dropped 20%–30% while single-family prices have stayed resilient.  They break down how interest rate shocks, the homeowner lock-in effect, and a wave of new multifamily supply are reshaping returns for today's investors.  Keith and Neal also dissect the build-to-rent model—who it really serves, how apartment oversupply is pressuring its rents, and why pending legislation could upend the space.  Neal closes with a specific, data-backed timeline for when multifamily rents and values may finally turn the corner, giving listeners a concrete roadmap instead of vague market guesses. Resources: Grocapitus Website - https://www.grocapitus.com Multifamily U's Free eBook: Location Magic - https://multifamilyu.com/lp/location-magic-ebook/ Multifamily U's Investor Club – https://multifamilyu.com/club Episode Page: GetRichEducation.com/609 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host, Keith Weinhold. The single-family real estate market is steady, but with apartment building values down 20 to 30% since 2022 when will the multifamily Armageddon end? We ask our qualified guest, and how will slowing birth rates in immigration affect real estate? And more today on Get Rich Education. You know, Mid South Home Buyers, that top Memphis turnkey provider. I learned that a secret weapon behind their explosive growth is more than just you buying their properties, it's an executive coach for nine years now, their CEO, Terry Kerr, and his COO, Pat Nix, have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one on one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to Daniel Thomas hind.com H I N D, that's Daniel Thomas hind.com and sign up before Spotsville Flock homes helps multifamily owners exit the operator grind, whether it's your six plex or a 50 unit apartment, through a 721 exchange. This defers your capital gains tax. It's a strategy long used by institutions. Now you can swap tenants and toilets for passive income and zero management. Request your initial valuations. See if your property qualifies at flockhomes.com/gre That's F L O C K homes dot com slash G R E.   Neal Bawa  2:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  2:29   Welcome to GRE from Valencia, Spain to Valencia, California, and across 188 nations worldwide. America's favorite shaved mammal on a microphone is back with you for another wealth building week. I'm Keith Weinhold, and you're listening to Get Rich Education. The world's biggest problems are the world's biggest businesses. That's not a coincidence, and that's why we discuss housing here. And there's been a chronic shortage of affordable housing last month at a commencement speech, Harrison Ford, yes, the guy that played both Han Solo and Indiana Jones, talked about how a fulfilling life has both passion and purpose. Passion is what gets you out of bed in the morning, purpose is what helps you sleep at night, you and I. We can bring this mindset to our lifestyle, to the business we do, and to our investing. Treating tenants well is what helps real estate investors sleep well at night. While we're doing well, we can be doing good too. Multifamily syndicators keep failing, going out of business, and losing all of their investors' money due to mortgage rate resets. It just keeps happening. What this really means, that these groups that pooled together investor money to buy apartment buildings, largely that were set up in 2022 and earlier keep blowing up almost fully due to the fact that interest rates reset higher. Some of them had a fixed rate for five years. Well, rates spiked four years ago, and that's why a lot of them have yet to blow up, and these apartments have lost so much value that no one will refinance them, you know. Even if that apartment operator increased the net operating income over the years, even if rents went up, it doesn't matter. So, you still haven't heard the last of it. Do you remember a couple years ago, when a lot of people in the apartment space, they were saying just stay alive till 25 and that nonsense, like if you keep your head above water until 2025 oh well, then rates are certainly going to fall, and everyone's going to be okay. Well, 2025 is long gone.    Keith Weinhold  5:01   Mortgage rates haven't fallen in any significant way, so that survive until 25 thing or whatever mantra derivative people used that was a farce, like I've said on the show here for years. You cannot predict interest rates, so I didn't make the call that they were going to go up or down at all, because you can't predict them, but so many people said, oh, rates will fall substantially by now, no way, you just can't make that assumption, you've got to take history over hunches, and all of that, a lot of those multifamily deals 100% depended. depended on refinancing at favorable rates, and that's exactly why they failed. A surefire way to look foolish is to predict interest rates. We'll talk more about the multifamily Armageddon with today's guest. I also want to get into what's called the 21st century road to housing act, because that became one of the most hotly debated housing policy provisions this year. And what this is, is a Senate bill, and it would require certain large institutional investors that develop these bills to rent single family communities. It would force them to sell those homes to individual buyers within seven years. So, in other words, what a big firm could do is build a neighborhood of rental homes, lease them for up to seven years, but they couldn't hold on to them any longer than that. They couldn't hold them indefinitely as rentals, this bill is not aimed at you, the individual investor. It is aimed at big institutions, and what I mean by that is that's generally defined as owning 350 or more homes. That's what we're talking about here. Small landlords and mom and pop investors are not the target, it targets corporate portfolios, and this means groups whose names you've probably heard of, like Blackstone, First Key Homes, Progress Residential, and Invitation Homes. They are some of the heavyweights that the government is looking to clamp down on, so whenever you hear someone talk about big Wall Street landlords, that is who they're talking about. Now, some groups are pretty worried about the 21st Century Road to Housing Act, like the NHB, that's the National Association of Home Builders, and a lot of multifamily groups are concerned, and why is that? Well, the effect is it could dramatically reduce new housing production.   Keith Weinhold  7:44   See, a big institution like First Key Homes or Blackstone, they wouldn't want to even get into this business anymore. They wouldn't want to build big build to rent communities anymore if they have to sell them all within seven years. See, they want to buy and hold for the long term, kind of like what you and I are doing, because you and I know that owning a group of selective buy and hold single family rentals is a really profitable place to be, but so if they don't want to build, then that creates a reduction in supply, which could make prices go up, and then obviously hurt those trying to afford their own home. Well, that would defeat the purpose of this whole thing. I mean, my gosh, this always seems to happen when government gets involved. So, the 21st Century Road to Housing Act could limit supply, which is the exact opposite of its intent to get first-time home buyers into their first home, and if this passes, it does have bipartisan support. This lower supply, then yes, indeed puts upward pressure on prices. Just amazing. So then it could actually go on to help the everyday mom and pop investor, like you and I, that already owns property, the individual at last check, though they're looking to pass a version that still restricts some of these giant institutions from getting into build to rents, but yet it does not have that seven year sale requirement. What's really important to remember here is that Washington, they're looking to stifle big Wall Street players from the rental market, which could reduce supply. They're not targeting individual investors. The context that's important is that these groups, they own 10s of 1000s of homes, they don't own hundreds of 1000s, and they don't own a million, so it's a really small percentage of the housing market, whatever direction policy breaks, then the headlines that it creates are just greater in magnitude than the effect on the market is. It's an important frame of reference here. Let's meet this week's guest. This week we're welcoming back a guest that we haven't heard from in a year or two in real estate circles. He is popularly known as the mad scientist of multifamily. He's quite an in-demand speaker. He has a $500 million multifamily portfolio that he essentially shares with over 1300 investors. He's sharp, a good educator, and a straight shooter. That's why he's here. It's a warm welcome back to Neal Bawa.   Neal Bawa  10:32   Thanks for having me on the show again. It's delightful to be here, and so many interesting things to talk about in the world these days.   Keith Weinhold  10:38   There really are.. I don't know if we can get it all in, Bawa is spelled B A W A. Neal, I want to get to your future housing market outlook later. How you think the future looks, including when multi families quasi Armageddon might end. But first, you're known as a data driven real estate guy. Tell us about that, and how being data driven makes you profitable.   Neal Bawa  11:03   I see concern, and I'll tell you why. The single family and multifamily market have been atrociously incredibly divergent since the first quarter of 2022 They have not tracked yet each other at all, even though if you look at the last 50 years, they tend to track each other. So you know, 2008 was a Armageddon for single family, Armageddon for multifamily, and they both sort of came up in 2012 2013 and then they had a really good time until Covid.   Keith Weinhold  11:30   Yeah,   Neal Bawa  11:31   but the second quarter of 2022 is when Fed started raising rates, and since then we've sort of slid - multifamily has gone down in terms of pricing between 20 and 30% depending upon the metro, you know, and depending upon whether it's new construction, new construction assets have gone down more than 30% and existing assets that are filled up have gone down by 20 to 30% depending upon the metro. So, metros that have a large amount of supply, closer to 30% decline in value, the metros that have less supply probably closer to 20% decline in value, right.   Keith Weinhold  12:03   Demand demand has been pretty resilient. It's more of a supply story.   Neal Bawa  12:06   It's a huge supply story, right. So, if you look at, you know, occupancy, essentially what's happened is there was so much supply that came in that really people started on those projects in 2022 maybe they didn't start a construction until 2023 they didn't finish construction until 2025 so they started leasing up in 2025 They had to give offer concessions two months, sometimes three months free, and so that pushed down the rents in 2025. And they're not done, because you typically can't rent an apartment in six months. If it's brand new, it's going to take you about 18 months to rent it, and sometimes 24 months, and so it's affected our rents in 2025 it's affecting our rents in 2026. Now it's unlikely to affect it in 2027 but we'll go there, you know, at a later stage. But at the moment, we, what we've seen is negative rent growth in the United States for multifamily for the last 12 to 15 months, and what I think is going to be negative rent growth in Q of this year and Q2 of this year, so Q1 was negative, Q2, which we are in now, is likely to be negative or flat now. Single family, on the other hand, has gone in a different direction, which has been very difficult to understand, and I believe it's taken me a while to really understand this, but I think I've finally figured it out. Single family prices are not down since 2022 which makes no sense at all, because the average mortgage in the United States today is almost double, almost double, not quite double, but almost double of what it was in at the beginning of 2022 when interest rates were about 3.3 3.4% Right now we're sitting around, you know, six and a half percent interest rates, so not quite doubled interest rates, but they've obviously gone up a fair bit, and as a result, your average, you know, mortgage has almost doubled, but home prices haven't dropped, which makes no sense if you really think about it, because home prices are a factor of demand, and they're also a factor of people's ability to pay, so if all of a sudden within four years you're paying, the mortgage is doubled, then less people are going to be able to buy, but it stayed up, the market has stayed up, and the biggest reason it stayed up is because of what is known as the lock-in effect. So, the US market typically has a million new homes every year, and there's more than a million existing homes that are transacted, right? So, it's an open market, it's a perfect competition market, but it hasn't been perfect competition for the last four years, because so many people locked in ridiculously low interest rates.    Neal Bawa  14:28   Perfect example, in 2021 and 2022 I have a 15 year mortgage at 1.75% If I sell my house back to myself, my mortgage quadruples, quadruples, right, because it goes from 1.75% to six and a half percent, so I can't even imagine even think about leaving my home, right, because it's just such a perfect loan. Most people don't have anywhere near 1.75% but there's lots of people with more mortgages in the 3% three and a half percent, and 4% range that basically can't go anywhere, and because those homes are not coming into the market. The last three years the market has had this unusual not enough supply factor, and that's been keeping prices up. That is ending. That is ending, because what we've been tracking is the percentage of homes in the United States that have low mortgages. Low is simply defined as anything under four and a half percent, and that percentage is going down each quarter, because you know divorces happen, deaths happen, you know people move for jobs, and so every time that happens, that locked in rate goes away, because you sell your home and move on, and so for a while that lock in effect was predominant, it was controlling everything, but as time has gone on, interest rates were higher in 2324 2526 For also almost four years have passed since the rate started going up. So each quarter the percentage of homes in the US that have these low interest rates has slowly moved down, and we're almost back to a normal timeframe.   Neal Bawa  15:53   And this is causing the single family market to not have a conniption, but we're starting to see a balancing of the market, where it's not just a buyer's market anymore, in some places it's actually seller's market, some places it's a buyer's market. So we're now starting to see home prices drop in number of markets in the United States. I can't say that they've dropped in super majors, but we're seeing a flattening out effect of home prices in most metros in the US, and there should be a flattening effect. Just to be blunt, I mean, obviously I own a bunch of single-family homes, so I just wanted them to keep going up for selfish reasons. But if you think about it, we had huge home price growth in like 30 plus percent in number of years, 2021 22 and even 23 and during those years, salaries only went up by two to 3% a year. In one year, they went up by 4% and rents also went up like crazy. There was a 2021 was 15% rent growth year. So, at some point, there had to be an adjustment, and we are in that period of adjustment where single family prices are basically flat on a national basis. Yes, going up in the San Francisco Bay Area because of AI, and going up in a couple other technology-heavy metros because of AI, but otherwise fairly flat, and I don't expect that to change for the next year. So, my forecast is next 12 to 18 months, home prices in the US are going to be flat on a nominal basis, they're going to be down on an inflation-adjusted basis, but you know, because of the Iran, more inflation's three and a half percent, so home prices should go up three and a half percent. So, if they stay where they are, well, they're really dropping three and a half percent.   Keith Weinhold  17:29   Yeah, before this year began, I released our forecast, it was for 2% nominal home price appreciation in the one to four unit space for the US this year, and I still like how that looks. There's so much to unpack with what you just talked about. In my view, there's nothing unusual at all that when mortgage rates rose sharply a few years ago, that home prices rose as well. Why? Because actually, that's what usually happens, which is counterintuitive to most people. In all of our lifetimes, residential real estate prices have only fallen significantly one time, that was around 2008 due to a number of unusual circumstances. The only thing that's a bit different this time is, of course, how fast rates increased in 2022 and 2023 and people wondering if residential real estate prices could still keep up, and they certainly have, but yeah, you brought up this dichotomy, this bifurcation about how the apartment market and the one to four unit space kind of separated from each other in 2022 or 2023 That's what's so interesting.   Neal Bawa  18:36   I do want to point out a couple things, though, and I don't want to be a Pollyanna here and talk about negative stuff, but I think that there's big difference between 2008 and that timeframe and where we are today, and that difference is, and it has multiple parts. Not all of your audience is aware of this. Until about 2012 the United States had very reasonable birth rates. You know, we were one of those countries that had avoided the debacle that Japan, Korea, China, and a number of other countries are seeing South Korea being the absolute worst, where basically they were producing one baby per generation, where you need about 2.2 babies just to kind of keep your population where it is, right, and the US was unusually high in that, and that we were still above that threshold, which meant that our population would continue to grow and not fall. Now, there was two reasons our population was growing: One, we had more than 2.2 babies per household, and second, we had a very significant amount of legal and a very significant amount of illegal or undocumented immigration. Right, so we had both of those pipelines today. All three of those have flipped, so the United States now basically looks like Korea or China or Japan in that every household is producing about one and a half babies, which means that our population growth, which hasn't stopped yet, because it takes a while for these things to catch. Up is likely to stop, like it's, and at some point decline again. Luckily, we're not there yet. The US is a fairly young population, unlike Japan, which is one of the oldest populations in the world. So, it'll, we'll still continue to see population growth, but there is no doubt. And you can ask Chat GPT, right? How has population growth in the United States slowed over the last 20 years.    Neal Bawa  19:22   Make me a graph, and it will make you a very nice graph, and you'll very clearly see there's a slowdown in population growth. The second part is both documented and undocumented immigration. It's my estimate that since this administration took over, somewhere between half 1,000,001 million people have left the United States. Now it's very difficult to get an actual number, as you can imagine. A number of these people were undocumented, so we didn't really know how many there were to begin with. And a number of them, when they left, they also left by an undocumented rate, that you know, path. So we've lost a bunch of those people, and also the people that have stayed in the country, we've lost a number of them in the workforce. Here's a perfect anecdote, Keith. About 33% of the construction workforce in the United States was undocumented, one in three. In Texas, as much as 40%   Keith Weinhold  19:45   Yeah, that's huge.   Neal Bawa  19:45   It's very significant. Number of those people don't show up for work anymore. I don't think they've left the US, at least I don't think so. But they don't show up for work anymore, because that's how they get caught, right. So, what we've seen is that the construction workforce in the United States has become been decimated over the last 12 months, and the impact is much greater in the second half of 2025 than the first half. Why? Because even though they wanted to do ICE enforcement, they just simply didn't have enough agents, enough facilities, enough judges. When the second half of last year, they sort of started catching up on that, hiring more agents, getting more facilities, getting more judges, and so we started to see a real challenge there. I have properties in 10 markets in the US, and what I can say is about seven of those markets, mostly Southern markets, I am beginning to see dropping occupancy related to this phenomenon. I'm seeing a reduction, and so markets like Georgia and Texas, Florida are more hit than my northern markets like Idaho. I haven't seen any impact at all, but these southern markets, multiple properties, multiple metros, I'm seeing this - people, mostly of Spanish, Mexican origin, not renewing leases. I don't know what they're doing. I don't know if they're sleeping in their cars. I don't know if they're basically just, you know, staying with mom or staying with, you know, some other family. But I'm seeing a very, very big pullback in my leases tied to this, and occupancy is dropping in those markets that are heavily Hispanic. And so I'm seeing the impact of that on landlords, but I also know that there's an impact on the US at all, and overall demand on rentals, whether it's single family or multifamily. This is a significant impact, because I don't think that the Republicans are going to make a U-turn on this. I don't want to get political, but you know, stating the obvious.   Keith Weinhold  19:45   Yes, United States had its biggest birth year in 2007 when there were more than 4 million babies born. The average age of the first time homebuyer today is 40 years old. If that holds true, that peak would take place in 2047 And then, yes, to your point about changes in immigration, yes, it sounds like a potentially a reduction in demand with what you're talking about, with some vacancies, and also maybe a reduction in supply when you have fewer construction workers to build these places as well, we're talking about building properties. Neal, I want to talk to you about the build to rent space. Somewhat is build to rent better than traditional real estate? I think that's what we really want to know. And for those that don't know, build to rent means when you construct a property where from day one that construction project is built for a tenant, not an owner occupant. I see a lot of pros and cons there. Can you talk to us about the trade-offs between build to rent and traditional real estate?   Neal Bawa  19:52   Yeah, if you think about it, it's a really terrible word, built to rent, because if you think about the word built to rent should be apartments, right, but actually doesn't mean apartments, right? So, built to rent actually means single family or town homes that were built to rent out, right? And then you're like, why don't they just said built to rent apartments and town homes? Well, you know, was too long an acronym, and we suck at acronyms anyway. But BTR, or built to rent, is essentially building single family or town homes, but specifically building them to rent, and it doesn't include any apartments at all, right? And the reason why the BTR market was growing in the last five or six years is that roughly 18 million American families can no longer afford to buy starter single family homes, you know, and by starter I mean, small old single-family homes. That's how Americans usually started, you know, in their 20s and 30s. They would buy these homes, some of them, but they would fix up, and then they over time, in their 30s, late 30s and 40s and 50s, they would upgrade, and then at starting the 50s, it would flatten out, and then the 60s, they would start to downgrade, right? That's been a typical thing that's happened in America for 56 5070, years. Well, that is, cannot happen anymore. And it broke in 2022 until 2022 It was a normal cycle beyond 2022 because interest rates almost doubled, and the mortgages almost doubled, but the incomes only increased by 10 to 20% There became this orphaned generation of Americans, roughly 18 million families, that simply cannot afford to buy that starter home, and they are now forever renters. They don't know it. They think that they're going to catch up at some point, but five minutes with an Excel spreadsheet, I could prove it to them that they're not going to catch up.    Neal Bawa  25:35   Maybe one in 100 families would see a very large increase in income, and that would result in them catching up, but for the most part, as a group, these 18 million families, they're forever enters as a group that didn't exist before 2021 right. It's entirely because of this outrageous increase in mortgages, while not seeing a drop in home prices, that led to this, and so those orphan families, they actually earn pretty well, so these are families that make 70, 80, $90,000 in mid markets. They make over $100,000 if they're living on the coasts or in expensive markets, and they still can't buy that, you know, starter home. And so they don't want to live in apartments. I have lots of apartments, old ones, new ones, and I want these people to live there, but they don't want to live there, and so they've been looking for an option, and that option has been developers like me building communities of 200 300 townhomes or single family homes with a small little yard, and then basically from day one, instead of selling them, renting them out, and then once you're done renting out the whole community with 200 tenants, then you sell that to an apartment company. You know, there's lots of apartment companies in the US that have 100,000 units. Well, they want to buy these because the turnover is lower. So, what happens is most of these town homes and single-family homes for rent. Families come in, and they typically rent for three to five years before they move, whereas in on my apartments I lose 40% of my tenants each year. So, if I have 200 tenants, I lose 80 of them every year, and I have to basically go back, clean up those units, deal with the vacancy. But when I have townhome communities like my Idaho Falls townhome community. I lose a tenant at roughly every four years, and so, as you can imagine, profitability goes up when turnover goes down, right?   Neal Bawa  27:31   Because you don't have that cost of turnover and vacancy, and so eventually those large landlords that are holding 100,000 units figured out, I like this, what Neal Bawa is doing, he's building these 200 townhomes, I want to buy these from him when they're rented. I don't want to build them, I don't want to lease them up, I just want to buy them when they're stabilized. And so BTR became that name for that marketplace where developers would build townhomes and single families, rent them out, and then sell them to institutional, and it was some—   Keith Weinhold  27:56   People think of fabulous institutionalization of the starter home.   Neal Bawa  28:00   And in many ways it is, because what happened is, for a while, these institutional players, like Blackstone and BlackRock, they were like, we are just going to go out and buy 50,000 single-family homes, and that's going to be the institutionalized. Well, that worked really well if you bought in 2008 2009 2010 2011 because you got them bought them at a discount, but when they started buying them in 2015, 16, 17, 18 at ever higher prices, they didn't make any money. So the vast majority of these public funds that were created to buy large amounts of single family have failed if they've purchased anything in the last seven or eight years. If they bought before that, they made huge amounts of money. Family homes are so expensive that basically buying them for rental did not make sense, so these companies have now pivoted to saying we'll only buy communities that have 100 or 200 or 300 of these homes, because then we get the benefits of having centralized leasing, centralized property management, centralized maintenance, and I don't have homes spread all over the metro, they're all in one place, and I can make more profit from that. In theory, that's been good, and you might think that I'm bullish on BTR, but I'm actually today bearish on BTR for one single reason. About seven months ago, Republicans started talking about a bill - I don't know what the name of the bill is, but what this bill does is it forces builds to rent developers like me within seven years of building the property to sell all of the homes in that property to single family tenants, not to Blackstone, not to Blackrock, but to single family tenants. Hasn't passed yet, but it passed the Senate with an 8910 vote, which means that both Democrats and Republicans wanted to vote for this. If it passes the House, and because Donald Trump himself is very heavily opposed to it, he's made it very clear he doesn't like this. He's a developer, obviously. It hasn't passed the House yet, but if it passes the house, that will destroy the build to rent market. No one will ever build build to rent, because the worst possible thing is I build this, and within seven years I have to actually sell it to individual buyers. If I do that, my banks are going to hate me and not give me loans to build BTR anymore. Obviously, there's going to be some grandfathering to the communities that I'm building now, or maybe even build the ones that I'm building in 2027 maybe grandfathered. It usually is, because you know, Congress never does anything retroactively, and they give you a year or two, but if it passes, it's doomsday for BTR. I hope it doesn't happen, but that's the way it's looking, because it's bipartisan. Bipartisan bills are more likely to pass   Keith Weinhold  30:40   Now for the mom and pop investor, the individual investor build to rents have obvious appeal due to your point about the lower turnover, lower maintenance costs on a new build, lower insurance costs often on a new build, and then there's the tenant appeal to a new build as well, but of course there is that investor downside. I think a lot of investors are aware of their thin initial cash flow that they're going to have on build to rent, but you know, Neal, another downside with build to rent, I think a lot of investors don't look at is, hey, just how many of these things are they building? Are they building 500 of them? Do I have some overbuild risk if I buy into this community that could suppress occupancy and rents for a while.   Neal Bawa  31:21   What we've seen is that when Built to Rent started out in 2017-2018 it was its own asset class. It wasn't competing with apartments, it wasn't competing with single family rentals, it was just its own thing. However, in the last two or three years, as more and more apartments flooded the marketplace, we had a glut. It moved away from that. It basically started getting affected, and the rent started falling, just like any other portion of the market. You know, think of it as three portions of market. There's the built to rent, which I described, you know, brand new single family homes, town homes per rent. There's the apartments, both brand new and existing, and there's the single family rentals, right, which there are millions of. What we are seeing now is it's become one market, right? All of them are affecting each other, and the apartments, which have a huge amount of glut, there's a massive amount of new apartments that have come in in the last two years, are really pushing the rents down for single family, they're pushing that rents down for BTR. So, at this point, what I would say to people that have this concern, Keith, is simply look at incoming apartment supply, because if you're in a marketplace, and I'll give you examples of really good markets that are crushed right now. If you're in a market that has a lot of incoming supply, whether you buy a single family rental, a quadplex, a 50 plex that's an apartment, or 100 unit BTR, you're going to suffer for rent growth if you have a lot of incoming supply in 2026 and that is across the board in every market in the US. Huntsville, Alabama is, in my opinion, one of the most interesting markets in the US for 5 year, 10 year growth, right?    Neal Bawa  32:54   If I had to say you don't need a loan, it's just your own cash, no investors, where would you put money in? It would be at the top of my list, not at the very top. Idaho Falls is definitely the number one market in the US in my list, but Huntsville is up there. But right now, do you know what rent growth in Huntsville is? Minus 2% negative 2% Why? Because there's 6000 units coming into a market that's, you know, 1/5 or 1/10 the size of Phoenix, right. It's 1/10 the size of Dallas, but it has half the units of Dallas or Phoenix coming in, and so rent growth is negative there. So, what I would say is today absolutely everyone that is an investor should understand that we live in the magic world of AI, and you should be talking with Chat GPT about incoming supply for any market that you're interested in, and using that to make your decisions, because all of these markets merged, BTR, new apartments, old apartments, single family, everything has emerged in the last 24 months, where they're all affecting each other, and if there's too much supply of any one kind, it's affecting all of the other markets, and that's the message that I have. And none of this is like you have to go buy a $25,000 software like Costar today. Chat GPT is your costar.   Keith Weinhold  34:11   You're listening to Get Rich Education. We're talking with the mad scientist of multifamily, Neal Bawa, where we come back, including what he thinks about recovery for the beleaguered multifamily market. I'm your host, Keith Weinhold. 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What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed, but with a track record of consistent on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family 268 66 That's Family 266 866    Speaker 1  36:00   This is the star of the A E Show, The Real Estate Commission. Todd Rollette. Listen to Get Rich Education with my friend Keith Weinhold, and don't quit your daydream.   Keith Weinhold  36:20   Welcome back to Get Rised Education. We're talking with Neal Bawa, a really sharp multifamily syndicator who's also highly data driven. And Neal, tell us more about the beleaguered multifamily market that had those aforementioned problems really cropping up in 2022 and we had a lot of supply and spiking rates. What does it look like for the path to recovery for the US multifamily market?   Neal Bawa  36:45   Luckily, demand is strong, and even though occupancies have dropped, typically the multifamily market, the large multifamily market in the US, tends to be between 95 and 96% occupied. Okay, and right now we're on 93% so that all that incoming supply means that about 7% of our apartments in the US are empty at the moment, we're trying to fill them, and we are seeing that occupancy drop, not across just new apartments that are leasing up, but also drop in class B and class C. We've also seen a huge increase in concessions, so I studied this quite obsessively, and I can tell you that 2026 in some markets is the recovery year, but not across the board in the United States, and the reason for that is sentiment. Once renters get used to huge amounts of concessions, it's like a drug, it takes a little while before you wean those renters off of those drugs, and so there's that hit right now. Every renter program,   Keith Weinhold  37:44   Everyone wants their freebie for good.    Neal Bawa  37:46   Yeah, exactly. It's like, hey, what, you're not giving me two months free? Hey, what, you're not even offering me one month free? It takes a while for that expectation to happen, because there's such a huge amount of concessions in the US. So, to me, there are a few markets, usually the smaller markets or very fast growing markets, where there's a recovery in 2026 but otherwise 2027 The first half of 2027 is recovery. The second half of 2027 is fast rent growth in a lot of markets. Why? Because remember, interest rates have been high since 2023 A lot of projects were started in 2022 went into construction in 23 came to market in 25 and 26 Lease ups are happening in 25 and 26 By early mid 27 these are all leased up, right? The second half of 2027 there isn't a lot of delivery in any of these big markets, because to deliver in the second half of 27 you would have started construction in that second half of 2025 and I counted those permits market by market. There's just not a lot, because by that time everyone knew that projects were not getting funded, everyone knew that interest rates were high, so there wasn't a lot of supply of new starts in the apartment market in the second half of 25 so there's not going to be a lot of delivery in the second half of 27 and all of the existing stuff would have been leased by then. So 2026 is one of those years where we could still see more concessions in the second half of 2026 I still see rent growth for apartments to be flat. You mentioned single family might be a little bit higher. It tends to be a little bit higher than apartments in terms of rent growth, but I think flat rent growth for 2026 is what I'm projecting. I'm projecting small rent growth in the first half of 2027 for most markets, and then I'm projecting robust rent growth, call it 3% or greater on an annualized basis, in the second half of 2027 and I'm projecting that most markets in the US that are not seeing a population drop, so count out places like Detroit are going to see a very aggressive rent growth, four or 5% rent growth, that's aggressive in our world, in 2028 28 and 29 are shaping up to be. Supply deficit years, years where supply is well under demand.   Keith Weinhold  40:05   It's pretty easy to project completions when you just go ahead and look at starts, and really, what you're counting is the story of absorption.   Neal Bawa  40:14   Yep, and what's nice about apartments is you can actually build a single family home in about nine months, right, but you can't build apartments in less than 24 months. There's just so much permitting issues, there's so many delivery issues, fire code issues, and so we have a crystal ball on the multifamily side that we are now getting better at using. I don't think the industry was very good at this in 2022 but now we're really all obsessed with how many permits does my metro have, and how many permits does my state, and how many permits does the US have? And everyone that I know in the industry that's data driven knows that there's a massive glut now, maybe a little bit of a glutton that remaining portion of 2026 equilibrium in 27 and a huge, huge supply deficit in 28 and 29 So everything that I'm doing is based on this, and this crystal ball actually works because of that two year gap between shovels in the ground and delivery,   Keith Weinhold  41:10   and it sounds like you've recommended Chat GPT as a go-to source for investors to look into these things, that happens to be my favorite one as well, and you are well, maybe it's a bit too much to say, but it almost feels like to me pioneering with the way that you use AI. In fact, I know before our show today you were running some other things in the background that made me wonder, hey, am I talking to the real Neil or the clone Neil? I know I've got the real Neil here, but why don't you tell us about how you're using AI to make data-driven decisions in real estate?   Neal Bawa  41:40   Sure, so the first thing is that we've completed our journey with the low hanging fruit of AI. Every single person in our company is fully trained on how to use Chat GPT. Most of our research-related processes are automated. For example, 100% of our investor updates are now written by Chat GPT. What we do is we go into our property manager meetings on Mondays or Tuesdays sit down with them, beat them up, and the transcript is then taken by our team in the Philippines. They take that transcript and put it into a pre-trained Chat GPT string, it's called a custom GPT, and the string took a while to train, but now that it's trained, all it needs is a transcript. We just copy paste it in, we don't give it any instructions, and it outputs a really wonderful investor update, right. And so our updates for our investors are 99% written by AI. Of course, we'll go in and add our comments at the end of the process. So we've automated investor updates, rent comps, so you know if we are underwriting a new property today, what we do is we simply go into a Google file and copy paste the address and hit enter roughly once a minute. A software, which is written by AI - we're not coders, but the software knows how to write code - it checks the file, if it sees a new address, it goes in there, grabs the address, and then it basically goes to apartments.com rent.com realtor.com and all of these places, and checks the rents for this particular property in two mile radius. It eliminates all the ones that don't match, like you don't want to match the rents of a 1970 or 80s built property with a brand new 25 built property. Those are not comps, it's not comparable. So it basically is very careful, it keeps a radius range of two miles, and also basically is a property of the same kind, you know, like it never matches up a three story property with a 10 story property. Those don't match, one of them obviously is more of a central business district or downtown sort of thing, and so it basically grabs all of those rent comps and then puts them into a file and posts in a Slack channel. Usually it takes it about 1213 minutes to do that, and so whoever put that address in about 12 minutes later goes into the Slack channel and says, "Hmm, these are all my rent comps, right? And boom, now you're basically, you have all these ready rent comps. So, what we've done is, we've automated a significant portion of what we are doing with both our property managers and inside the company with acquisitions and things like that, we're also scraping massive amounts of data from the Bureau of Labor Statistics website, which we just couldn't deal with that data before, and building very beautiful, very interactive dashboards. We don't use Chat GPT for that. We find for dashboarding a tool called Claude, which is by a company called Anthropic, is much better, so we have currently over 150 interactive dashboards that Claude has created that update in real time and give us access to data. If anything, I find that we are in this incredible time where decision making has become much easier, as long as you spend time with these tools. So, in our company we have an absolute mandate that no one has broken for the last year. One year per day, people must program, and by programming we mean issuing common language instructions to tools and build dashboards and build software that automates our work. Have we laid off anyone because of this? I mean that. Be the next obvious question. The answer is no, because it's made it easier for us to serve a much larger audience, so it's easier to grow your company. We just are not hiring anyone, and we haven't hired anybody for the last 18 months, so we have a hiring freeze, but at the same time all of our people are employed because they're they're now much more valuable. So everyone in our company is now a programmer, and even though that sounds weird, it's completely true.   Neal Bawa  45:24   Every single person in our company writes code, and they write code by talking with Cloud Code or talking with Chat GPT, and then Chat GPT, of course, does the actual code writing, but people have become very, very good at answering questions and saying, "I want a dashboard like this, turn these radio buttons into drop boxes, and give me the last month, and last three months, and last 12 months, and do this, and do that, and connect this, and I also want to host this on a server, but I want to make sure that only I can see it. I need a password added. Imagine 1000 of these conversations happening in our company every day. Yeah, that's interesting. And what you just described   Keith Weinhold  46:00   there at Gro Capitas is somewhat of a microcosm for what's happening in the broader economy, where we've been in this low high or low fire environment for quite a while. Well, Neal, as we're winding down here, we recently had a new Fed chair come in. It seems incomprehensible to me that there could possibly be any rate cuts. I don't know how we could responsibly make a rate cut with all these inflationary layers. We had the pandemic, and then terrorists, and then the Iran war, and the energy shocks, and all these bottled up supply chains. What are your thoughts with regard to the Fed?   Neal Bawa  46:29   I still think that we'll get one rate cut, and that rate cut will be based on political pressure. So, for the first time ever, I have seen the Fed break into factions, so if you look at the latest Fed meeting, which happened, you know, there was dissent, there were two clear factions, so the Fed is becoming less data driven and more faction driven, and I think that one of the factions, which obviously wants rate cuts to go down, is going to triumph at some point later in the year, but until we get past the incredible increase in inflation because of the Iran war, I don't think that faction is going to win. Right, there's three or four people in that faction, that's not enough votes to get past the others. So I'm predicting no rate cuts until Q4 of this year. If the Fed was entirely logical, there should still not be a rate card in Q4, but I think it'll happen because there's political pressure.   Keith Weinhold  47:25   The preservation of independence is key. Neil Bhawa, this has been great, and a lot of people learn from you. You're a brilliant educator, as well as what you're doing in the multifamily space, and a lot of other places. So, if someone wants to connect with you, learn more about what you do. What's the best way for them to do that?   Neal Bawa  47:43   So we built a website called Multi Family University. It's completely free. There is no subscription. There's no upsell. We do not have an educational product, but what we do is each year we have 8-12 webinars that we create with their extraordinarily good looking thanks to the use of AI. Yay, and we share them with an audience, and usually between 5000 and 1000 people attend our webinars each year, of which roughly 1% become investors with us. The rest, the remaining 99% just continue to get free access to data, and we cover every imaginable real estate topic: Single family, multifamily, industrial hotels, self storage, Airbnb, and even controversial topics outside of real estate, like climate change or impact of climate change and impact of AI. So you know, multifamily university is the best place you can go to, multifamily you.com/club It's a free club, and it's free forever.   Keith Weinhold  48:42   Neal, it's been valuable to our audience. Thanks so much for coming back out of the show.   Neal Bawa  48:46   Thanks for having me.   Keith Weinhold  48:53   Oh, a terrific, wide-ranging chat with Neal. There, yes, this interesting 2022 divergence between single family and multifamily, the slowing birth rate, and how that won't really catch up with real estate in a big way for perhaps 20 plus more years. How single family rentals beat multifamily on the basis of tenant retention, and a lot more that we covered there, and he's got a good data driven timeline for apartments being back in favor by 2027 and 2028 After the interview, Neil and I chatted some more off Mike, and he would like to come back on the show next year. We're probably going to have him, because we have a lot more to talk about at that time. We can see if the multifamily market is really healing. Also, did you pick up on this? I wonder why, for his own home he would get a 15 year mortgage at 1.75% interest, so I'll have to ask him about that. That's surely a fantastic interest rate, but a 15 year loan rather than a 30 year that maybe he could have gotten at two and a half percent at the time. Well, 15 year probably. Is not the best use of capital, because it increases your equity position rapidly. When instead, those dollars could have been out in the market earning an actual return somewhere else. But he's a smart guy, he must have an answer. We can talk about that at that time. We've got a lot of terrific shows coming up here on the GRE podcast, specific learning episodes, where it's just me teaching you, as well as new guests and returning guests too. Until next week, I'm your host, Keith Weinhold. Don't quit your daydream.   Speaker 2  50:35   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Speaker 2  51:03   The preceding program was brought to you by Your Home for Wealth Building, getricheducation.com.  

How do God’s people respond when life becomes difficult? When trials come unexpectedly, when fear threatens to overwhelm us, and when circumstances seem beyond our control, Scripture continually calls us to place our confidence in the Lord. In this message from Flint River Primitive Baptist Church, Elder Ben Winslett begins a study on trusting God … Continue reading "We Trust in God, Part 1"

Preview Season rolls along as we welcome Ben Sorrells (@sportsofshsu) of March to the Pod to break down all things CUSA!What will year two of the Phil Longo Era look like in Huntsville?Can Delaware elevate to a title contender?Will Liberty bounce back?Fading the reigning champs?Check out our brand new sponsor — ⁠⁠Red Water Hats!⁠⁠Get 15% off your first purchase from Homefield Apparel when you use code “THREETECHPOD” at checkout!https://tr.ee/ZFhu7XSuLgJoin the Jimmy's and Joe's for CFB content for all 138 teams!FOLLOW: @ThreeTechPod on Instagram and Twitter!HOMEFIELD DISCOUNT: THREETECHPOD for 15% off!

The 'Summer Rewind' series continues from Huntsville, Alabama. The Dunkin' Dogs would not suffer the same outcome administered by Middle Tennessee the previous two times in this year's conference tournament.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You may think of allergies as causing sniffly noses and congestion in the spring or fall. But allergies can go far beyond that. As Dr. Kari Nadeau points out in this episode, allergies can affect us from head to toe, including eyes, nose, throat, lungs, sinuses, skin and gut. In the most dangerous instances, the whole body is threatened with an anaphylactic reaction. That's a medical emergency! One in three Americans will develop allergies at some point in our lives, so it's important to know what works to control them. At The People's Pharmacy, we strive to bring you up to date, rigorously researched insights and conversations about health, medicine, wellness and health policies and health systems. While these conversations intend to offer insight and perspective, the content is provided solely for informational and educational purposes. Please consult your healthcare provider before making any changes to your medical care or treatment. How You Can Listen You could listen through your local public radio station or get the live stream at 7 am EST on Saturday, June 6, 2026, through your computer or smart phone (wunc.org).  Here is a link so you can find which stations carry our broadcast. (Welcome, Huntsville, Alabama!) If you can't listen to the broadcast, you may wish to hear the podcast later. You can subscribe through your favorite podcast provider, download the mp3 using the link at the bottom of the page, or listen to the stream on this post starting on June 8, 2026. What Are Allergies? We begin our discussion of your allergy survival guide with an explanation of what is happening during an allergic reaction. The immune system perceives some foreign compound, usually a protein, as dangerous even though normally it would not be. So it reacts by trying to flush the invader out by producing extra mucus. The turbinate sinuses can make one to two gallons of mucus a day, and naturally, it has to go somewhere. That's why you might be congested. Having all that mucus in the sinuses can also encourage bacterial growth, so if the allergic reaction persists, some people have to deal with sinus infections. Emergency Treatment In determining what works, you need to know the nature of the reaction. If you have two or more organs involved, if you are having trouble breathing or if you feel dizzy, you may be in the midst of an anaphylactic reaction. What works for that is an epinephrine injection and immediate medical attention. This is potentially life-threatening, so you will want to figure out what triggered the reaction so you can avoid it in the future. Once someone has suffered one anaphylactic reaction, they should keep epinephrine with them at all times in case of another episode. Epinephrine comes as a self-injector pen or a nasal spray (neffy). Can You Spot Drug Allergies? In the warnings that are rattled off as part of a TV ad for a pricey new drug, we often hear viewers cautioned not to take the medicine if they are allergic to it. That sounds like simple common sense, but it also has a Catch 22 quality. How do you know you are allergic to a medication unless you take it–and experience an allergic reaction for which you might need treatment. Most of these presumably are immune system-mediated reactions, in which the body produces IgE. That is how allergies to penicillin or sulfa drugs work. Some drugs cause a different type of reaction, not IgE-mediated but dangerous nonetheless. Lisinopril is the most commonly prescribed blood pressure medicine in this country. Like other ACE (ACE is short for angiotensin-converting enzyme) inhibitor medications, lisinopril can trigger angioedema. This swelling can affect the face, lips, tongue and throat, where it can compromise breathing. The most insidious aspect of this reaction is that it can occur after the person has been taking the drug without problems for weeks, months or even years. “Red man syndrome” or infusion reactions in people taking vancomycin can likewise occur without warning. The last type of drug reaction is not actually an allergy at all, although people occasionally use that terminology. It is better described as sensitivity. For example, a stomachache is a common reaction to the antibiotic erythromycin. Some people are disabled by this abdominal pain and try to limit their exposure to erythromycin thereafter. What Works and What Doesn't? Since the immune system is acting inappropriately to cause allergic reactions, treatment should involve immunotherapy. Eye drops can help eyes feel less itchy and irritated. Likewise, OTC nose drops or nasal sprays can often help the nose. The corticosteroid Flonase (fluticasone) and the antihistamine Astepro (azelastine) are good examples. During allergy season, some people find that a daily nasal wash (with a neti pot or NeilMed device) can help reduce the mucus and remove the allergens such as pollen causing the reaction. There are also oral antihistamines and inhalers for asthma. For decades now, allergists have offered their patients shots to help desensitize them to the allergen causing their trouble. Joe had these as a child and teenager and has been largely free of allergies since. Not everyone gets such lasting relief. Complications from Current Therapies Medications have side effects, and that is true of allergy medicines as with other drugs. Antihistamines, especially the older ones like Benadryl (diphenhydramine), are notorious for causing drowsiness. That's one reason it is often included in nighttime pain relievers as the “PM” in drugs like Advil PM. We worry about regular use of such antihistamines because it has been linked to a greater risk for dementia. A second-generation antihistamine such as Allegra (fexofenadine) is much less likely to make someone feel sleepy. However, Dr. Nadeau has seen patients on antihistamines suffer worse allergies if they stop suddenly. The People's Pharmacy has received hundreds of reports from people who experienced unbearable itching upon discontinuing Zyrtec (cetirizine) or Xyzal (levocetirizine). This can last for weeks. Doctors don't usually worry much about steroid nasal sprays like Flonase because they are topical. Presumably, nasal tissues pick up most of the dose. Just the same, using such a nose spray day after day for a long time could result in systemic steroid exposure that is not trivial. Stronger Medicine Dr. Nadeau is enthusiastic about the benefits of two potent prescription medicines. One is Xolair (omalizumab). It was originally developed to prevent asthma, but is now approved for chronic sinusitis, food allergies and chronic hives. Paradoxically, Xolair is one of those medicines that could cause a severe allergic reaction even on the first dose, so the FDA warns that the initial injection should be given in a healthcare setting prepared to treat anaphylaxis. This is uncommon, though, occurring in 0.1 to 0.2% of patients. The other medication Dr. Nadeau is prescribing for allergy patients who don't respond well to other treatments is Dupixent (dupilumab). The FDA has approved this medicine to treat a wide range of conditions, including eczema, asthma, chronic sinusitis, allergic reactions affecting the esophagus and chronic hives, among other things. Most insurance companies will not cover this pricey injection unless the patient has failed all other therapies. Fighting Air Pollution: What Works Air pollution makes allergy symptoms worse, so using an effective air filter inside the home is a good step. A HEPA (high-efficiency particulate-arresting) filter is ideal, especially as part of the air-handling system. If that's not possible, utilizing a MERV 13 in the part of the home where you spend the most time is a good second choice. Sonu One new option for treating allergies is acoustic resonance therapy with the SoundHealth Sonu headband. It uses vibration from sound to loosen mucus from the sinuses so that they can clear. The FDA has approved its use for children as well as adults. New research was just published demonstrating its helpfulness in treating children with nasal congestion (Oto-Open, April-June 2026). SoundHealth has underwritten The People's Pharmacy podcast. Dr. Nadeau has also been compensated for her role in conducting studies of this device (International Forum of Allergy & Rhinology, Dec. 2025). Since it does not employ medications, there are no drug side effects. This Week’s Guest Kari C. Nadeau, M.D., Ph.D., is Dean of the UCLA Fielding School of Public Health ( starting July 1 2026). Until then, she holds many other positions. At Harvard T. H. Chan School of Public Health she is: John Rock Professor of Climate and Population Studies; Chair of the Department of Environmental Health; and Director of the Allergy, Extreme Weather, and Exposomics Lab. Dr. Nadeau is Professor of Medicine at Harvard Medical School and serves in the Division of Allergy and Inflammation at Beth Israel Deaconess Medical Center. She is an Adjunct Professor at Stanford Medical School. Dr. Nadeau is also the co-author of The End of Food Allergy, which provides strategies for treating and preventing food allergies in children. Here is a link to the research underway in her Harvard laboratory. PHOTO CREDIT: STACY GEIKENTaken in April 2017 at Kari Nadeau’s professorship dinner The End of Food Allergy: The Science-Based Plan That Turns Food into Medicine The People's Pharmacy is reader supported. When you buy through links in this post, we may earn a small affiliate commission (at no cost to you). Listen to the Podcast The podcast of this program will be available Monday, June 8, 2026, after broadcast on June 6. You can stream the show from this site and download the podcast for free. This episode has additional information about Nasalcrom (cromolyn sodium nasal spray) and its effect on mast cells; alpha gal allergy to red meat; and the latest thinking on preventing peanut allergy among young children. Download the mp3

Amy Eskridge has been listed among the 11+ missing/dead scientists working on breakthrough technologies that could be linked with the UFO issue. What we know officially is that she was a pioneering anti-gravity technology expert & head of the Institute for Exotic Science in Huntsville, Alabama,. After revealing threats she was receiving for her efforts to promote antigravity research, and saying she would never take her life, she was allegedly found dead in June 2022 from a self-inflicted gunshot. On May 29, I received a text message from a source I have known for several years, who said he had twice met someone who claimed to be Amy Eskridge, who looked very much like her. The woman went on to share startling information about an underground base with a large spaceport at Green Mountain, Alabama, where Nordic ETs are training international military pilots. The facility is allegedly run by Eskridge, who wants to reveal to the world the existence of the facility along with information about four additional fundamental forces of nature that are essential to the understanding of antigravity, the operation of interstellar spacecraft, the existence of stargates, consciousness transfer, and orbs.In this Exopolitics Commentary, I analyze the various elements of my source's text message, along with discussion of three scenarios ranging from the information being genuine, part of an elaborate psychological operation, or wholly contrived by the source.Join Dr. Salla on Patreon for Early Releases, Webinar Perks and More.Visit https://Patreon.com/MichaelSalla/

This speak was recorded in February of 2011 at Back to Basics in Huntsville and is Tom I telling his story.   I am starting something a little different today. A while back an AA member (Kent) reached out to me regarding a collection of recordings by Tom I.   Tom was sober over 65 years at the time of his passing and through the efforts of Kent, Tom's family and others a library of his speaks over the years was collected. Tom has long been a highly regarded speaker in AA, he has quite a story. Starting today and until we run through his library the podcast will be featuring a "Tom Tuesday". It seems appropriate to start with Tom telling his story.   Tom I became sober at the age of 28, attending an AA meeting in a maximum-security prison. He had been sentenced there after he killed two teenagers during a blackout.   While incarcerated, Tom became a passionate and active member of AA. Upon his release he dedicated his life to carrying the message of recovery to other inmates. He was the first former prisoner hired to work within the prison system. His journey eventually took him from prisoner to warden. Tom passed away in 2022 with over 65 years of sobriety.   Support Sober Cast: https://sobercast.com/donate Email: sobercast@gmail.com Sober Cast has 3200+ episodes available, visit SoberCast.com to access all the episodes where you can easily find topics or specific speakers using tags or search. https://sobercast.com

In Part 2 of this study on God’s providence, Ben Winslett turns from the doctrine itself to several powerful biblical examples of God’s faithful provision. Scripture is filled with accounts of the Lord overruling circumstances, directing events, and caring for His people according to His perfect wisdom. We conclude with a brief consideration of God’s … Continue reading "Trusting in Providence, Part 2: Elijah’s Story"

A disturbing pattern has emerged around a growing list of missing and dead scientists who reportedly held clearances or worked in sensitive fields. In this members episode, Tony, Derek, and Jack examine whether these cases are isolated tragedies or pieces of a much larger operation hidden behind government secrecy. The conversation moves through Huntsville, JPL, Los Alamos, Wright-Patterson, anti-gravity research, nuclear secrecy, UAP disclosure, and the possibility that some discoveries were never meant to reach the public. As the dots begin to connect, the question becomes less about coincidence and more about control. Were these scientists silenced because of what they knew, what they saw, or what they were helping build? This raw discussion pushes into the tension between classified technology, spiritual deception, and the need to stay anchored in Christ while staring into the darkness.Please pray for Tony's wife, Lindsay, as she battles breast cancer. Your prayers make a difference!If you're able, consider helping the Merkel family with medical expenses by donating to Lindsay's GoFundMe: https://gofund.me/b8f76890

Happy Wednesday, Reigndrops! Carlos, Dustin Ross, Claudia Jordan, and Jazmine Henley Brown are here to break down the latest episodes of Belle Collective Birmingham and Love & Marriage Huntsville. First, things get heated with Stormi vs. Tiffaney, then we head over to Huntsville to “spin the block.” Tune in!See omnystudio.com/listener for privacy information.

How has Christian spirituality evolved throughout history? Welcome to a brand-new series of conversations between John Mark and Dr. Gerald Sittser called “Water from a Deep Well.” This series explores the rich history of Christian spirituality and the wisdom of the early followers of Jesus across twelve different eras of the Church.This podcast and its episodes are paid for by The Circle, our community of monthly givers. Special thanks for this episode goes to: Tina from Franklin, Tennessee; Emma from Santa Monica, California; Darby from Huntsville, Alabama; Alicia from Beaverton, Oregon; and Zachary from Ventura, California. Thank you all so much!If you'd like to pay it forward and contribute toward future resources, you can learn more at practicingtheway.org/give.