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Hosted by timothy smith
Hosted by timothy smith
Hosted by timothy smith
Hosted by timothy smith
Hosted by timothy smith
Hosted by timothy smith
27 episodes with timothy smith
12 episodes with timothy smith
20 episodes with timothy smith
The sooner kids learn about financial literacy the better. They have a greater chance of maintaining financial freedom and independence in their adult lives. But this goes beyond budgeting, spending, and knowing how credit works; it includes saving for short and long term goals. So to find out more about what parents can do to educate their children on saving I talked with personal finance expert and podcaster Timothy Smith, who hosts "The Financial Dad" with his two daughters. He has some great ideas on how to start your kids out right with money. In this episode you will learn: - How to educate your children on saving and investing - How to teach your children about taxes - About basic saving skills - How to choose a good long term investment - About red flags to look for in investment scams and get-rich-quick schemes
Independent MP and Married At First Sight personality, Timothy Smith, has performed a dramatic citizen's arrest in Prahran this afternoon. See omnystudio.com/listener for privacy information.
Today on Too Opinionated we chat with actor Robert Timothy Smith! Robert Timothy Smith is best known for playing the elephantine blue alien youngling “Neel” in the new Disney+ Star Wars hit series: “Skeleton Crew" Robert is also known for playing “Liam Turner” leading opposite Jack Black in the new film “Dear Santa” on Paramount+. He is also known for his work in Wolfs, Good Girls and Mythic Quest. Want to watch: YouTube Meisterkhan Pod (Please Subscribe)
This episode features two experienced researchers specializing in the JFK assassination, both of whom have dedicated significant efforts to investigating often-overlooked areas of the case. Their expertise focuses on the work of the House Select Committee on Assassinations (HSCA) and the controversial circumstances surrounding the shooting of Lee Harvey Oswald. Throughout the discussion, we will delve into critical HSCA interviews, analyze the committee's investigative methods, and examine key pieces of audio evidence that raise questions about the official narrative of the events on November 22 and November 24, 1963.
What if your financial knowledge could transform not just your bank account, but your entire life? Join us as we welcome Tim Smith from Aurora Private Wealth, a pioneer in the investment world since 1985, who shares his inspiring journey from overcoming personal financial challenges to leading a nationwide advisory firm. Delve into Tim's insights on investment strategies, with a focus on ETFs and the impact of groundbreaking technologies like DeepSeek AI in China.With financial literacy as a recurring theme, we question why such a vital life skill isn't prioritized in education, and address the broader implications this has on economic well-being. Tune in for insights, inspiration, and the potential for collaboration as we explore the intersection of finance, technology, and education.
FIRST OF ALL - Happy Birthday to the one and only Timothy Smith. Casually drops that it's his bday in the middle of this week's episode. Speaking of, uh oh looks like we've got another heater for you dear listeners. Timmy is home from DC after a harrowing journey back to beautiful NYC in the dead of night. Meanwhile Tom visits our neighbors to the north and decides they're not doing great either! Send us a note, tell a friend about the pod, we love ya! Email: roommatesinlawcomedy@gmail.com Instagram: https://www.instagram.com/roommates_in_law Tommy Brennan: Instagram: https://www.instagram.com/somekidtommy Tour dates: https://punchup.live/tommybrennan Tim Smith: Instagram: https://www.instagram.com/oletimmysmith
Lucinda Light was running a speed dating company in Byron Bay when she auditioned for 'Married At First Sight'. While on the show, she became a huge hit with fans because of her emotional intelligence and open-hearted soul. When it ended, she embarked on an unexpected new lifeIn 2024, a woman named Lucinda Light burst on to Australian TV screens on the reality show juggernaut 'Married at First Sight'.At first, Lucinda seemed to be another wild and kooky reality TV character. She was filmed hugging a tree, twirling on a beach, and reading out from her 'Man-ifesto' — a list of things she hoped for in her prospective groom, whom she was about to meet for the very first time live on TV.During her season on the show, Lucinda gained a loyal tribe of fans for her optimism, empathy, and hilarious antics as she pranced around in an animal mask, and declared her disdain for sharing a toilet with a lover.While things didn't work out with her TV husband, Lucinda emerged from the show with an entirely new career.This episode of Conversations touches on reality television, MAFS, MAFS2025, Timothy Smith, relationship expert, falling in love, John Aiken, Mel Schilling, Alessandra Rampolla, MAFS experts, MAFS Australia, Lauren and Eliot, Rhi and Jeff, Katie and Tim, relationships, love after 40, love after divorce, queer relationships, dinner parties.
On this episode of The Movie Podcast, Daniel and Anthony are joined by the cast and creators of STAR WARS: SKELETON CREW, including Jon Watts, Chris Ford, Ravi Cabot-Conyers, Ryan Kiera Armstrong, Robert Timothy Smith, and Kyriana Kratter. Set five years after Return of the Jedi, the series follows the journey of four kids who make a mysterious discovery on their seemingly safe home planet, then get lost in a strange and dangerous galaxy. Finding their way home—and meeting unlikely allies and enemies—will be a greater adventure than they ever imagined. It also stars Jude Law, Tunde Adebimpe, Kerry Condon, and Nick Frost. Star Wars: Skeleton Crew launches on December 2, 2024 at 9PM ET with the first two episodes, exclusively on Disney+. Watch and listen to The Movie Podcast now on all podcast platforms, YouTube, and TheMoviePodcast.ca Contact: hello@themoviepodcast.ca FOLLOW US Daniel on X, Instagram, Letterboxd Shahbaz on X, Instagram, and Letterboxd Anthony on X, Instagram, and Letterboxd The Movie Podcast on X, Instagram, TikTok, Discord, and Rotten Tomatoes Learn more about your ad choices. Visit megaphone.fm/adchoices
The Salvation Army launched its' Red Kettle Campaign this week. Social Service Director/Grant Writer, Timothy Smith of The Salvation Army, joined Fort Wayne's Morning News to talk about how they plan to serve over 18.000 individuals by the end of this year. See omnystudio.com/listener for privacy information.
Caitlin and Charlotte chat with the crew and cast from Star Wars: Skeleton Crew! We chat with Executive Producers, Showrunners, Directors, and Writers Jon Watts and Chris Ford (Spider-Man: No Way Home) and the Skeleton Crew themselves Ravi Cabot-Conyers (Wim), Ryan Kiera Armstrong (Fern), Robert Timothy-Smith (Neel), and Kyriana Kratter (KB)! We talk: Why stories centering kids matter — the seriousness and fun of a coming of age story in Star Wars. The name origins of the central planet in Skeleton Crew. How our Skeleton Crew is alike and different from each of their characters. What cool things the kids wanted to take home from the super lived-in sets. … and so much more! Join our Patreon community and unlock bonus episodes + more! Our website! Follow us on Twitter/X @skytalkerspod Follow us on TikTok @skytalkers Follow us on Facebook Follow us on Instagram @skytalkerspodcast Follow Charlotte on Twitter/X @crerrity Follow Caitlin on Twitter/X @caitlinplesher Email us! hello@skytalkers.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Interview with Timothy Smith / a.k.a. The Financial DadHOSTED BY PAUL SULLIVANWhy don't parents talk more about personal finance with their children? You talk to them about all the ways to keep them safe - dating, drugs, drinking, doing the right thing in tough situations. All super important, and so, too, is understanding financial choices - and the consequences they can have. Tim Smith, the Financial Dad, says too many parents don't understand personal finance themselves. He's here to offer actionable advice. ---Get our free newsletter covering all things fatherhood delivered straight to your inbox: https://thecompanyofdads.com/thedad/
Farmer Wants a Wife star shares heartbreaking cancer diagnosis! Married at First Sight's Timothy Smith announces exciting new project! The Block's Kristian and Mimi address claims they're set to be this year's 'villains'! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
Married at First Sight's Timothy Smith steps out with a new woman! MAFS' Jayden Eynaud accused of being RUDE and AGGRESSIVE to fans! Former Bachelor Matt Agnew and his girlfriend Esme Lousie take the next step in their relationship! FBoy Island star busted being TRANSPHOBIC! The truth about MAFS Jack Dunkley and Tori Adams's new business! What the returning Block stars are ACTUALLY doing on the show! Why The Bachelor's Brittany Hockley and Laura Byrne CANCELLED their New Zealand live Life Uncut podcast show! Another FBoy Island star exposed for having a SECRET girlfriend! EVEN MORE updates on former MAFS besties Domenica Calarco and Ella Ding's falling out! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
In this special episode, Paul interviews Timothy Smith, who took THIRD place in our last transformation challenge. This was Tim's second transformation challenge and in this episode, he talks a bit about his journey throughout the challenge and HOW he facilitated his own weight loss, ultimately leading to his 3rd place win amongst a HUGE group.
The HUGE changes coming to reality TV after the shock death of MAFS NZ groom Andrew Jury! Married at First Sight's Lauren Dunn addresses claims she's joining OnlyFans! MAFS' Lucinda Lights shares 'FINAL' statement regarding shock fallout with Timothy Smith! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
There's ANOTHER plot twist in the Domenica Calarco & Ella Ding podcast controversy... Married at First Sight 2024 groom Timothy Smith is now calling the pair out for even more shady antics after they cancelled his interview after finding out he had appeared on the So Dramatic! Podcast! Plus, Timothy shares his thoughts on Domenica and Ella's chat with Jack Dunkley and reality stars using mental health as an excuse for shitty behaviour! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
Everything you don't know about Domenica Calarco's social media hiatus, including sightings, a timeline that doesn't add up and the interesting timing of her return! Updates on the backlash over her and Ella Ding's problematic behaviour, including BTS intel about the state of their friendship following the fallout and future plans! Plus Domenica's leaked message to Lauren Dunn and Sara Mesa! And why she cancelled on Timothy Smith! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
ANOTHER fan-fave star from The Block set to QUIT! Production insider shares SECRET to being cast on Married at First Sight! MAFS' Eden Harper weighs in on Timothy Smith & Lucinda Light's falling out! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
Ash Galati's SAVAGE dig at MAFS wife Madeleine Jevic! Leaked footage of Love Island's Lucinda Strafford looking loved-up her new boyfriend! Brittany Hockley accused of being 'RUDE' to a waiter! Has The Bachelor's Tahnee Leeson SPLIT from Justin McKeone? Former Bachelor spotted on celebrity dating app Raya! Former Bachelor Jed McIntosh responds to explosive CHEATING claims! Fans think Lucinda Light made a subtle dig at Timothy Smith in her newsletter amid falling out! Leaked cast for Love Island Australia 2024 revealed! Another spicy Farmer Wants a Wife blind item! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
Reality TV baby news! Farmer Wants a Wife's Joe and Sarah respond to rumours they're ENGAGED! Married at First Sight's Timothy Smith breaks silence about his rumoured falling out with Lucinda Light! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
Brittany Hockley is engaged to her professional footballer boyfriend Benjamin Siegrist! Tammy Hembrow & Matt Zukowski ask for donations in LEAKED wedding invites despite $50M+ net worth! Are Mum and Dad fighting? Timothy and Lucinda UNFOLLOW each other on Instagram and things aren't looking good for our favourite MAFS couple! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
Special Guest:Timothy Smith, Senior Policy Advisor, Interfaith Center on Corporate ResponsibilityGuest Question:What is corporate/shareholder engagement? Why does the church and faith community matter in this work?Interfaith Center on Corporate ResponsibilityPCUSA's 2024 Proxy Voting RecommendationsFor Listening Guides, click here!Got a question for us? Send them to faithpodcast@pcusa.org! A Matter of Faith website
During part three of his exclusive chat with So Dramatic!, Timothy Smith slams Married at First Sight rival Jayden Eynaud and spills tea on his messy breakup with Eden Harper and their rumoured 'secret pact'! He also rips into Richard Sauerman and reveals the truth about his marriage breakdown with Andrea Thompson! Timothy details his explosive, unseen fight with Lauren Dunn and Sara Mesa! He also sets the record straight on his disastrous Homestay with Lucinda Light, including his messy apartment, why he left her alone, and his dramatic walkout! Timothy opens up about his time in supermax prisons in the US for drug trafficking and why he decided to share his story! PLUS, who got the best and worst edits, post-MAFS friendships and fallouts, current dating status and his future plans! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
During part two of his exclusive chat with So Dramatic!, Timothy Smith reignites feuds with his many Married at First Sight co-stars, including Jack Dunkley, Ridge Barredo and Jayden Eynaud! Plus, he savagely ROASTS 2023 groom Harrison Boon! He also spills on all the explosive Retreat drama, including his emotional breakdown with Lucinda Light and #WhaleGate! Timothy drops a HUGE bombshell about Ridge and Jade Pywell! He sets the record straight on the 'nude photo scandal' and what Jack's ex Courtney said to him on the phone when they finally spoke! Plus, did he really make that R-rated sexual confession? Timothy shares all the juicy details about everything that happened at the Reunion that was left on the cutting room floor, including Jack and Tori Adams' TWO shocking tapes! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
MAFS icon Timothy is on the show this week and he DID NOT waste time getting into the juicy stuff. From his criminal background to his thoughts on other MAFS contestants, he went all in! Nova Entertainment acknowledges the traditional custodians of the land on which we recorded this podcast, the Gadigal People of the Eora Nation. We pay our respect to Elders past and present. CREDITSHost: Taku Chimwaza & Selina Chhaur Senior Producer/Editor: Hannah BowmanManaging Producer: Elle BeattieLINKSNova Podcast's Instagram @novapodcastsofficialFind more great podcasts like this at novapodcasts.com.auSee omnystudio.com/listener for privacy information.
The man, the myth, the legend who doesn't give a f*ck: Timothy Smith sits down with So Dramatic! for his very first interview post-Married at First Sight! Love him or hate him, you can't deny that Timothy gave us some of the most iconic and hilarious moments this season on MAFS 2024! During this chat, Timothy opens up about his MAFS experience, spills juicy BTS goss, shares hilarious unseen moments from filming with his on-screen wife Lucinda Light, and makes a number of savage digs at his co-stars! BOOM! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
Popular cast member ‘steps back' from The Block 2024! MAFS SLAM Jayden Eynaud's ‘MANIPULATIVE' social media activity following breakup with Eden Harper! MAFS' Timothy Smith exposes Peter Stefanovic's ‘illegal' past after controversial interview with Keegan Payne! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
A producer slams Robert Irwin's mum Terri's constant presence on the set of I'm a Celebrity! Married at First Sight's Timothy Smith joins TikTok to thank fans for their support after his drug trafficking past was revealed! MAFS' Lucinda Light and Andrea Thompson have teased an EXCITING new project! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
Exclusive photos confirm the identity of Abbie Chatfield's new boyfriend! A Bachelors 2023 star has landed a leading role on Fboy Island! MORE claims Married at First Sight's Jack Dunkley CHEATED on Tori Adams after filming! Lucinda Light lands her first post-show collab! The truth about those Timothy Smith and Natalie Parham dating rumours! The REAL reason why Madeleine Jevic didn't attend the Reunion amid false reports! Rumours about Jade Pywell and Ridge Barredo's Reunion dramas debunked! We know when the MAFS 2024 cast get their Instagrams back! The MAFS cast in hot water with Channel Nine as they go ROGUE on social media! When and how Lucinda found out about Timothy's criminal past! Denise Drysdale's SECRET I'm a Celebrity contract revealed! Inside Cassandra Allen and Sara Mesa's explosive FEUD! The truth about Jonathan McCullough's claims Lauren Dunn has been THREATENING cast members with LAWYERS! How Lauren felt reliving the Reunion drama with Jonathan and Ellie Dix! Ellie and Jonathan's friends have been busted TROLLING Lauren! The SECRET WhatsApp group chat EXPOSED! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
MAFS star Timothy Smith reveals his drug trafficking past.Subscribe on LiSTNR: https://play.listnr.com/podcast/fifi-fev-and-nickSee omnystudio.com/listener for privacy information.
I'm A Celebrity's Skye Wheatley opens up about her eating disorder struggles! Married at First Sight's Lauren Dunn says the ‘majority of the cast' knew about Jonathan McCullough & Ellie Dix's relo before the Reunion but didn't tell her! MAFS' Timothy Smith addresses his drug trafficking and PRISON past in a tell-all TV interview! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
Married at First Sight's Timothy Smith's dark past and criminal history exposed as it's revealed he was previously jailed for drug trafficking in the US. PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
Married at First Sight's Ollie Skelton hard-launches his new GF! MAFS villains Harrison Boon and Jack Dunkley unite! The truth about those Timothy Smith and Andrea Thompson dating rumours! It turns out MAFS wasn't Timothy's first reality TV show! A still-married MAFS bride has already been spotted on a dating app! Jayden Eynaud gets cosy with a woman who isn't Eden Harper! Jono McCullough and Ellie Dix take the next step in their relationship! We've obtained LEAKED VIDEO of a MAFS groom snorting a white substance! Tori Adams and Jack Dunkley's cringe pap shots as they hint at their OnlyFans launch! Jack's ex-Courtney shades him on Instagram AGAIN! Tori's best friend Lea breaks her silence! Even more goss from the Nova x MAFS Dinner Party! A MAFS producer weighs in on contestants' 'bad edits'! Lauren Dunn's hookup with a very famous DJ revealed! TWO of Jono's exes come forward to spill the tea! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
====================================================SUSCRIBETEhttps://www.youtube.com/channel/UCNpffyr-7_zP1x1lS89ByaQ?sub_confirmation=1=======================================================================VIRTUOSADevoción Matutina Para Mujeres 2024Narrado por: Sirley DelgadilloDesde: Bucaramanga, Colombia===================|| www.drministries.org ||===================06 DE ABRILNO ES BUENO«La cuerda de tres hilos no se rompe fácilmente» (Ecl. 4:12).¿Qué prefieres, vivir donde se respira aire puro o contaminado? Si te dijeran que puedes comer todo lo que quieras porque la obesidad no es mala, ¿lo creerías? Si intentaran convencerte de beber alcohol sin restricciones, ¿lo lograrían? Sabemos qué conductas tienen repercusiones negativas sobre nuestra salud, por eso las evitamos; pero de vez en cuando aparece «nueva» información que nos lleva a replantearnos algunos conceptos.Los investigadores Julianne Holt-Lunstad y Timothy Smith realizaron un estudio* que arrojó los siguientes resultados: vivir en un lugar altamente contaminado aumenta el riesgo de muerte prematura en un 5%; tener obesidad, en un 20%; beber alcohol en exceso, en un 30%; y -aquí viene lo «novedoso»-, sentirse solo incrementa en un 45% el riesgo de morir jóvenes, tanto entre hombres como mujeres y sea cual sea el país donde vivan.«Sentirse socialmente conectado no solo influye sobre la salud psicológica y emocional; también tiene una influencia significativamente positiva sobre el bienestar físico y la longevidad», afirman los autores del estudio. Para mí, que vivo sola, es una llamada de atención. Aunque comprendo que no es lo mismo vivir sola que sentirse sola, no quisiera venir a descubrir dentro de diez años que me cuidé de tantas cosas, miedo a la muerte y la enfermedad, pero descuidé una decisiva: establecer conexiones sociales significativas con otros seres humanos (no se ofendan las amantes de los perros y los gatos, pero las relaciones humanas son otro nivel de conexión).En muchos países, aumentan año tras año las cifras de personas que viven solas; por si eso fuera poco, cada vez confiamos menos en los demás, nos aislamos para evitar conflictos, nos desconectamos porque rehuimos el compromiso, y nos polarizamos (política y socialmente) para no vivir situaciones polémicas, conversaciones difíciles o momentos desgastantes. Poca gente toma la iniciativa de hacer grupo, generar confianza o rescatar la noción de que somos seres primordialmente sociales y, cuando dejamos esa esencia a un lado, sufrimos las consecuencias. Yo quiero ser parte de esa poca gente.Hemos sido creadas para conectar con los demás; este es un principio de gran relevancia espiritual. Necesitamos familiaridad, amistad, compañerismo y hermandad. Sin ellos, nuestra vida es más triste..., y más corta. Pensándolo bien, esto no es tan nuevo. La soledad fue lo primero que Dios dijo que no era bueno (ver Gén. 2:18)."La soledad fue lo primero que Dios dijo que no era bueno".John Milton.*«Soledad y aislamiento social: factores de riesgo de mortalidad» (Utah: Brigham Young University), 2015.
Married at First Sight 2022's Ella Ding blasts the Eynaud brothers! One MAFS groom used to be a stripper! Another MAFS groom goes public with his new girlfriend! Multiple sightings of Tori Adams and Jack Dunkley confirm they're very much still together! More horrible things Jack was saying about Tori exposed! The truth about the contestant's apartments during Homestays: who rented an Airbnb? Why this year's Dinner Parties were very different! Jayden Eynaud drops a huge bombshell about Eden Harper! Lucinda Light and Timothy Smith's secret previous marriages revealed! Even more explosive details about Ellie Dix and Jonathan McCullough's cheating scandal! What really went down before, during, and after? How did Tori get the scoop? How did Lauren respond? And Jono gets exposed for telling more lies! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
A Farmer Wants a Wife 2023 couple are ENGAGED! Married at First Sight's Tori Adams hangs up on radio hosts after cracking the sh*ts over questions about Jack Dunkley's ‘friends' at Homestays! MAFS' Timothy Smith speaks out after DISASTROUS Homestays with Lucinda Light! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
Married at First Sight's Eden Harper's juicy gossip session with Ella Ding! Tori Adams and Jack Dunkley unite with every other MAFS villain in history! Tori lists items for sale on FB Marketplace as she officially moves to the Gold Coast with Jack! A THIRD PT client of Jack's speaks out! The real reason why the 'nude photo scandal' involving Jack and his ex Courtney was AXED from MAFS! Jade Pywell and Ridge Barredo have taken the next step in their relationship! Timothy Smith busted 'trauma dumping' about Lucinda Light! Plus, all the details about their explosive homestay and when/how/why they leave the experiment! One bride and groom's SECRET HOOKUP before MAFS! Former groom Jesse Burford busted using Lauren Dunn for CLOUT! Tori's apology to Tristan Black after #WhaleGate and his EPIC response! Explosive claims Jack tried to hit on Jade! Jayden Eynaud and Eden's dramatic couch session was WORSE IRL! Plus, all the drama from this week's Homestays! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
Married at First Sight 2025 is already casting! Spoiler alert! Cassandra Allen and Tristan Black have both moved on! We've found Ben Walters' 'MAFS' Spotify playlists! Plus, his unlikely feud with an Aussie singer! Explosive claims about Ben's new relationship with girlfriend Aileen! Plus, a number of his exes spill the tea! The results are in from Jayden Eynaud's latest kickboxing match! Spoiler alert! An update on Timothy Smith and Lucinda Light's relationship status! More details about Timothy's explosive feud with Ridge Barredo! The truth about Stephen Stewart's 'cheating scandal' with his hairdresser! Plus Michael Felix has already moved on! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
Everything you need to know about all of the EXPLOSIVE drama that is set to go down at this year's Married at First Sight Couples Retreat! Including, Jack Dunkley body-shaming Tristan Black, hitting on Sara Mesa, and his explosive fights with Timothy Smith, Tim Calwell and Jonathan McCullough! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
More telling clues revealing the fate of some Married at First Sight 2024 couples! What's the deal with the cast's Instagram captions? One bride QUITS the show and is DOESN'T attend the Reunion! One groom spotted on dating apps DURING FILMING! The truth about Tori Adams and Jack Dunkley! Plus the 411 on WHEN/IF they have sex! Jack's SECOND shocking intimacy week confession! WTF is going on with Tristan Black and Cassandra Allen? Why Lauren Dunn was a production 'favourite'! MAFS 2024 is not the first time Michael Felix has been dumped on the show! Timothy Smith's feuds with Ridge Barredo, Jayden Eynaud and Jack revealed! PLUS more details about his beautiful friendship with Tristan Black! Inside the toxic Boys' Club on MAFS and why none of the men called Jack out or defended Lauren! Jack made EVEN MORE derogatory comments about Lauren! Jonathan McCullough's SECOND SECRET apology to Jack and Tori! PLUS why he DIDN'T call Jack out! Was Jack REALLY 'remorseful'? PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
Married at First Sight's Ash Galati reveals his true feelings about his wife Madeleine Jevic in a BRUTAL interview! MAFS' Tori Adams claps back at criticism for not calling hubby Jack Dunkley out for his COOKED dinner party comments! Turns out MAFS' Timothy Smith was ‘HEAVILY involved' in Jack's dinner party drama but it wasn't shown! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
Happy Humpday (BAY-BAY!) From YOUR KC Morning Show!On the show today, we're joined by Timothy Smith, with the Committee Against New Royals Stadium Taxes, leading the charge AGAINST the April 2nd vote on a downtown stadium for the Kansas City RoyalsLINKS:Opponents of the Kansas City Royals' move to the Crossroads get organized via KCUR https://www.kcur.org/sports/2024-02-21/committee-against-new-royals-stadium-taxes-jackson-county-ballpark-downtown-crossroads-keep-chiefs-in-jackson-county-kansas-city Its A Good Day To Be A Kansas Citian. Always.xoxo - @hartzell965, @holeyhearts, & @kcmorningshow
Married at First Sight's Jack Dunkley Takes a Brutal Dig at Timothy Smith! Madeleine Jevic and Ash Galati's MAFS wedding was even more BONKERS IRL! MAFS' Domenica Calarco and Ella Ding DIVIDE fans with controversial Maldives TikTok! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
Are MAFS fan-faves Lucinda Light and Timothy Smith still together? MAFS in ‘DAMAGE CONTROL' after couple swap CHEATING scandal leaks! Ben Walters addresses leaked cheating scandal after it's revealed wife Ellie Dix MOVED ON with another groom! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the latest on INSTAGRAM, FACEBOOK, TIKTOK, TWITTER and the FACEBOOK GROUP! Got a tip? Contact: tips@sodramaticmedia.com! Want to partner with us? Contact: hello@sodramaticmedia.com!See omnystudio.com/listener for privacy information.
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The Great Implosion - Our Global Societal 9-11sWebsite: http://www.battle4freedom.comNetwork: https://www.mojo50.comStreaming: https://www.rumble.com/Battle4Freedomhttps://www.biblegateway.com/passage/?search=1+Corinthians+5%3A1-8&version=ESV1 Corinthians 5:1-8 It is actually reported that there is sexual immorality among you, and of a kind that is not tolerated even among pagans, for a man has his father's wife. And you are arrogant! Ought you not rather to mourn? Let him who has done this be removed from among you.For though absent in body, I am present in spirit; and as if present, I have already pronounced judgment on the one who did such a thing. When you are assembled in the name of the Lord Jesus and my spirit is present, with the power of our Lord Jesus, you are to deliver this man to Satan for the destruction of the flesh, so that his spirit may be saved in the day of the Lord.Your boasting is not good. Do you not know that a little leaven leavens the whole lump? Cleanse out the old leaven that you may be a new lump, as you really are unleavened. For Christ, our Passover lamb, has been sacrificed. Let us therefore celebrate the festival, not with the old leaven, the leaven of malice and evil, but with the unleavened bread of sincerity and truth.https://www.dailymail.co.uk/sciencetech/article-12730363/newborn-dna-police-investigations-new-jersey-parents-suing.htmlYOUR baby's DNA is being stored for DECADES in government labs and can be used in police investigations without your permission - and New Jersey parents are now suing for rights to their infants' bloodNewborn DNA can be stored for months, years or indefinitely at government labsNew Jersey police were found to obtain samples for a case without a warranthttps://www.dailymail.co.uk/yourmoney/consumer/article-12731649/decades-long-high-inflation-blamed-spending.htmlHigh inflation set to last for DECADES, says Citadel founder - as he claims the US is spending like a 'drunken sailor'Ken Griffin founded the hedge fund that manages more than $60 billion in assetsHe predicted higher interest rates would become the norm amid deglobalizationAnnual inflation sunk to 3.7 percent in September - still above the Fed's targethttps://www.dailymail.co.uk/yourmoney/banking/article-12730223/The-Fed-hiking-rates-start-cut-mid-2024-economists-claim-heres-means-YOU.htmlThe Fed is DONE hiking interest rates but will only start to cut them mid-2024, economists claim - here's what it means for YOUReuters poll of 100 economists found 87 percent believe the Fed is done hiking interest rates But 86 percent did not believe rates would fall in the first quarter of next yearAmericans are now suffering under the highest borrowing costs in 22 yearshttps://www.dailymail.co.uk/news/article-12729989/Mount-St-Helens-activity-Washington-Earthquake-volcano-1980-erruption.htmlWashington volcano Mount St. Helens is RECHARGING with up to 50 small earthquakes a week, 43 years after gigantic eruption killed 57 peopleMount St. Helens has reportedly been recharging as magma was caught flowing undergroundThe volcano exploded in 1980 in a historic eruption and killed 57 peopleScientists currently have 20 monitoring systems in place to track earthquake rates near the volcanohttps://www.dailymail.co.uk/health/article-12730327/CDC-warns-270-000-children-entered-kindergarten-unvaccinated-year-anti-vax-reached-record-high.htmlCDC warns 270,000 children entered kindergarten unvaccinated last year as anti-vax reached 'record' highVaccine exemptions for kids during the latest school year reached all-time highNational coverage for all vaccines remained near 93 percenthttps://www.dailymail.co.uk/news/article-12725477/Florida-apartment-Herbert-Swilley-dumped-husbands-body-sex-den.htmlFlorida apartment where Herbert Swilley is accused of dumping husband Timothy Smith's body after 'drugging and murdering' him was used as couple's sex denHerbert Swilley is accused of strangling and drugging husband Timothy Smith, 59, and then stashing his body at their second home in Ocala, Florida, in March An affidavit obtained by DailyMail.com reveals the couple had used the apartment unit to engage in sex with other men they met online Investigators believe Swilley – who is charged with murder – killed Smith at their primary home before moving his body and generating a 'mock crime scene'https://www.dailymail.co.uk/news/article-12733027/McDonalds-Maryland-customer-video-flips-out.htmlDefinitely NOT lovin' it! World's most impatient customer flips out at drive-thru staff at Maryland McDonald's The man, who has not been identified, was outside his car and reaching into the drive-thru window at the Golden Arches in White MarshIn the now viral clip, the man begins to hurl various McDonald's items set to be given out to customers None of the staff members confront him and one even eventually relents and hands him food after all of his destructionhttps://www.dailymail.co.uk/news/article-12731723/Ohio-woman-attacked-video-cabaret-Euclid.htmlShocking moment Ohio woman is beaten and curb-stomped by THREE other women outside cabaret loungeTaria Armstrong was viscously attacked by three women in Euclid, Ohio The attackers punched and stomped her as curled up on the ground She said she was targeted after a woman got mad that she leaned on her car https://www.dailymail.co.uk/news/article-12732767/israel-screening-hamas-terror-attack-october-7.htmlThe horrors of Hamas laid bare: Israel screens horrific footage of October 7th atrocity to journalists in NYC - as Consul General says: 'After 9/11, no one told the US to restrain itself. We will not restrain ourselves'Around 20 journalists on Thursday night were invited to a screening of the October 7 footage of the Hamas terror attackThe screening was one of 70-75 held worldwide by Israelis to show the brutality of the day, which ended with 1,400 Israelis killedThe Israeli officials said they do not intend on making the footage public, out of respect for the victims
In this episode we discuss Theresa Hartley, who has been missing in the Ocala National Forest since March 11, 2023, along with the unsolved murder of Timothy Smith and a gang-related triple murder. All of this has occurred within the last several weeks in Marion County, FloridaAnyone with information on Theresa Hartley's whereabouts is asked to call the Marion County Sheriff's Office at (352) 368-3508 or the tip line at (352) 732-9111.You may also contact the St. John's County Sheriff's Office (the county Theresa lived in) at (904) 834-8304.Please follow the Find Theresa Hartley Facebook page for more info on searches and how you can help! If you have any information about the murder of Tim Smith please call Detective Daniel Pinder at (352) 368-3508. To remain anonymous, contact Crime Stoppers of Marion County at (352) 368-STOP (7867), and reference 23-21 in your tip.You can also call Crime Stoppers of Marion County in reference to any of the crimes we have discussed in this episodeJoin our Patreon and enjoy early and ad-free episodes, bonus content, discounts on our merchandise and more! www.patreon.com/palmahawkmediaSupport the Florida Themis Project! floridathemisproject.org/sponsors-donorsCrimeCon UK! June 11-12 in London!! Get your ticket at crimecon.co.uk/ and use code “PARADISE” for 10% off!CrimeCon Orlando! September 22-24, 2023! Get your ticket at crimecon.com/CC23 and use code “PARADISE” for 10% off!Visit our website paradiseafterdark.com for links to our store, Patreon, tip jar and more! Facebook.com/palmahawkmedianstagram @palmahawkmediaTwitter @paradisedark239TikTok @palmahawkmediaIf you see something say something!!Music by Captain Fathands @ captainfathands.com
FTX, at one point the world's third largest cryptocurrency exchange, went bankrupt, causing the entire cryptocurrency industry to crash. In this episode, hear highlights from Congressional testimony that will explain how FTX was able to grow so large while committing blatant fraud, how it's possible that the government didn't know and didn't do anything to stop it, and hear about a Senate bill that's branded as a solution but has concerning flaws of it's own. Please Support Congressional Dish – Quick Links Contribute monthly or a lump sum via PayPal Support Congressional Dish via Patreon (donations per episode) Send Zelle payments to: Donation@congressionaldish.com Send Venmo payments to: @Jennifer-Briney Send Cash App payments to: $CongressionalDish or Donation@congressionaldish.com Use your bank's online bill pay function to mail contributions to: 5753 Hwy 85 North, Number 4576, Crestview, FL 32536. Please make checks payable to Congressional Dish Thank you for supporting truly independent media! View the show notes on our website at https://congressionaldish.com/cd265-policing-ftx Background Sources Recommended Congressional Dish Episodes CD264: Cryptocurrencies and Blockchain CD235: The Safe Haven of Sanctions Evaders What is FTX? “What is FTX?” Timothy Smith. Dec 22, 2022. Investopedia. Crypto Regulation “U.S. Senate Is Still Confused About How to Regulate Crypto After FTX Collapse.” Kyle Barr. Dec 1, 2022. Gizmodo. “Congressmembers Tried to Stop the SEC's Inquiry Into FTX.” David Dayen. Nov 23, 2022. The American Prospect. “We Already Have Laws to Stop Crypto Fraud.” David Dayen. Nov 17, 2022. The American Prospect. “Why Is Congress Still Writing Crypto Regulations?” David Dayen. Nov 10, 2022. The American Prospect. “Letter to SEC Chair Gary Gensler Regarding Cryptocurrency Inquiries.” Tom Emmer et al. Mar 16, 2022. “Letter to SEC Chair Gary Gensler Regarding Cryptocurrency Inquiries.” emmer.house.gov. Lead-up to FTX Collapse “In about-face, Crypto exchange Binance pulls out of FTX acquisition.” Elizabeth Napolitano. Nov 9, 2022. NBC News. "Crypto exchange FTX saw $6 bln in withdrawals in 72 hours." Tom Wilson and Angus Berwick. Nov 8, 2022. Reuters. “Crypto exchange FTX saw $6 bln in withdrawals in 72 hours.” Tracy Wang and Oliver Knight. Nov 6, 2022. “Binance to Sell Rest of FTX Token Holdings as Alameda CEO Defends Firm's Financial Condition.” Tracy Wang and Oliver Knight. Nov 6, 2022. CoinDesk. “Divisions in Sam Bankman-Fried's Crypto Empire Blur on His Trading Titan Alameda's Balance Sheet.” Ian Allison. Nov 2, 2022. CoinDesk. “Re: Potential Violations of Section 18(a)(4) of the Federal Deposit Insurance Act.” Seth. P Rosebrock, Assistant General Counsel, Enforcement, FDIC. Aug 18, 2022. FDIC. Tom Emmer “SEC Chair Gary Gensler Must Testify Before Congress, Says Rep. Tom Emmer.” André Beganski. Dec 11, 2022. Decrypt. “Meet Tom Emmer, a powerful crypto advocate in a crypto-wary Congress.” Tony Romm. Dec 8, 2022. The Washington Post. “House GOP picks Emmer as GOP whip, Scalise as leader.” Emily Brooks and Mychael Schnell. Nov 15, 2022. The Hill. FTX Collapse “FTX Effort to Save Itself Failed on Questionable Assets.” Shane Shifflett, Rob Barry, and Coulter Jones. Dec 5, 2022. The Wall Street Journal. “FTX Founder Sam Bankman-Fried Says He Can't Account for Billions Sent to Alameda.” Alexander Osipovich. Dec 3, 2022. The Wall Street Journal. “5 major revelations about the collapse of crypto giant FTX.” David Gura. Nov 23, 2022. NPR. “FTX says it owes more than $3 billion to creditors.” Steven Zeitchik. Nov 20, 2022. The Washington Post. “Declaration of John J. Ray III in Support of Chapter 11 Petitions and First Day Pleadings” [Case 22-11068-JTD] Nov 17, 2022. PACER. “Exclusive: At least $1 billion of client funds missing at failed crypto firm FTX.” Angus Berwick. Nov 11, 2022. Reuters. “FTX chief Sam Bankman-Fried resigns as firm files for bankruptcy.” Jacob Bogage and Tory Newmyer. Nov 11, 2022. The Washington Post. “FTX Tapped Into Customer Accounts to Fund Risky Bets, Setting Up Its Downfall.” Vicky Ge Huang, Alexander Osipovich, and Patricia Kowsmann. Nov 11, 2022. The Wall Street Journal. Lobbying and Campaign Donations “Lawmakers who benefited from FTX cash probe its collapse.” Tory Newmyer and Steven Zeitchik. Dec 1, 2022. The Washington Post. “Inside Sam Bankman-Fried's courtship of a Washington regulator.” Tory Newmyer and Peter Whoriskey. Nov 28, 2022. The Washington Post. “Congress took millions from FTX. Now lawmakers face a crypto reckoning.” Tony Romm. Nov 17, 2022. The Washington Post. “FTX Collapse Sets Back Crypto Agenda in Washington.” Paul Kiernan. Nov 14, 2022. The Wall Street Journal. “Washington lobbyists sever ties with FTX founder Sam Bankman-Fried after crypto exchange implodes.” Brian Schwartz. Nov 14, 2022. CNBC. “Sam Bankman-Fried charmed Washington. Then his crypto empire imploded.” Tory Newmyer. Nov 12, 2022. The Washington Post. “Meet the mega-donors pumping millions into the 2022 midterms.” Luis Melgar et al. Oct 24, 2022. The Washington Post. “A young crypto billionaire's political agenda goes well beyond pandemic preparedness.” Freddy Brewster. Aug 12, 2022. Los Angeles Times. Aftermath of the FTX Collapse “Factbox: Global regulatory actions against FTX.” Dec 12, 2022. Reuters. “FTX Founder Sam Bankman-Fried Is Said to Face Market Manipulation Inquiry.” Emily Flitter, David Yaffe-Bellany and Matthew Goldstein. Dec 7, 2022. The New York Times. “Clashes Over FTX Bankruptcy Go Global.” Alexander Osipovich, Alexander Saeedy and Alexander Gladstone. Dec 4, 2022. “Hot Wallets vs. Cold Wallets.” Mar 10, 2022. Cryptopedia. December 13 Hearing “Memorandum To: Members, Committee on Financial Services From: FSC Majority Staff Subject: December 13, 2022, Full Committee Hearing entitled, “Investigating the Collapse of FTX, Part I.” Dec 8, 2022. House Financial Services Committee. “Chart: Four Silos for Recover Purposes.” House Financial Services Committee. Sam Bankman-Fried Indictment “Here is the criminal indictment against Sam Bankman-Fried.” Dec 13, 2022. The New York Times. Bills S.4760 - Digital Commodities Consumer Protection Act of 2022 Audio Sources Investigating the Collapse of FTX, Part I December 13, 2022 House Committee on Financial Services Witness: John J. Ray III, CEO, FTX Group Clip Transcripts Rep. Emanuel Cleaver (D-MO): Have you read the full testimony that was planned by our missing guest [Sam Bankman-Fried]? John Ray I have not read his full testimony. Some pieces of it been relayed to me, but I've not read it. I've not read one word of it actually. Rep. Emanuel Cleaver (D-MO): Yeah, I don't know him personally and probably don't want to. But this testimony is so disrespectful. I mean, there's not a person up here would like to show this to their children. In line two of this message, he says, and I quote, "I would like to start out by firmly stating under oath...* And yeah, I can't even say it publicly. The next two words, absolutely insulting. This is the Congress of the United States. Rep. Warren Davidson (R-OH): So when when customers deposited funds into their FTX accounts, where did the cash go? John Ray: Well, sometimes the money wasn't deposited in the FTX account it was sent to Alameda to begin with. Rep. Warren Davidson (R-OH): It was misdirected from from the start straight to Alameda. John Ray: There was certainly some time period where there's no bank account at .com and then ultimately, if you look at the structure of this, Alameda is essentially a customer on that .com exchange, and effectively, you know, borrowed money from or just transferred money from FTX customers to take its own positions on the Alameda hedge fund. Rep. Patrick McHenry (R-NC): So Alameda research and the venture capital business, what did Alameda research do? John Ray: Essentially made crypto investments, engaged in margin trading, took long and short positions in crypto, essentially invested in crypto. But of course, we now know also invested in over $5 billion of other assets which are in a variety of sectors. Patrick McHenry (R-NC): Can you describe the differences between the FTX.com and FTX.us silos? John Ray: Yes. Very simply FTX.us was for US citizens who wanted to trade crypto; FTX.com, US citizens were not allowed to trade on that exchange. That's very simple. And I would make one other comment, which is separate apart from any of those two silos. It was ledger x, which is a regulated entity regulated by the CFTC, solvent and separate from the FTX.us silo. Patrick McHenry (R-NC): Okay, and that is a distinct silo, that's a distinct company? John Ray: That is a distinct company within the US silo, yes. Patrick McHenry (R-NC): Okay. Patrick McHenry (R-NC):: What was the relationship between FTX.com and FTX.us? Was is there a distinction between the two? John Ray: There was a public distinction between the two. What we're seeing now is that the crypto assets for both ftx.com and for FTX.us were housed in the same database. It's called the AWS system, which is just an acronym for Amazon Web Services. It was all housed in the same web format. Patrick McHenry (R-NC):: And is that distinct from Alameda's assets? John Ray: Yes, it is. John Ray: In essence you know, Alameda was a user, effectively a customer, of FTX.com. That's how it was essentially structured. John Ray: There was no audit at Alameda, no audit at the venture silo. There was audit at the US silo and also audit at the the .com silo. I can't speak to the integrity or quality of those audits. We're reviewing, obviously, the books and records. And as I've said earlier, you know, much of those books and records were maintained on a fairly unsophisticated ledger ledger which works workbooks. John Ray: It's an extensive list, it really crosses the entire spectrum of the company, from lack of lists of bank accounts, hundreds of bank accounts dispersed all over the world, lack of a complete list of employees and their functions by group or name, extensive use of independent contractors as opposed to employees, lack of insurance that you'd normally would see in certain businesses, either inadequate insurance or complete gaps in insurance. For example, the Alameda silo had no insurance whatsoever. So those are I mean, there's, the list goes on and on. You know, we could spend all day on them. John Ray: While many things are unknown at this stage, we're at a very preliminary stage, many questions remain, we know the following. First customer assets at ftx.com were commingled with assets from the Alameda trading platform. That much is clear. Second, Alameda used client funds to engage in margin trading, which exposed customer funds to massive losses. Third, the FTX group went on a spending binge in 2021 and 2022, during which $5 billion was spent on a myriad of businesses and investments, many of which may only be worth a fraction of what was paid for them. Fourth, loans and other payments were made to insiders in excess of $1.5 billion. Fifth, Alameda's business model as a market maker required funds to be deployed to various third party exchanges, which were inherently unsafe and further exacerbated by the limited protections offered in certain of those foreign jurisdictions. John Ray: I accepted the position of Chief Executive Officer of FTX in the early morning hours of November 11 [2022]. It immediately became clear to me that chapter 11 was the best course available to preserve any remaining value of FTX. Therefore, my first act as CEO was authorized the chapter 11 filings. John Ray: It's virtually unlimited in terms of the lack of controls: no centralized records on banking, no daily reconciliations of crypto assets, silos where there's no insurance, inadequate insurance, no independent board, no safeguards that limit, who controls and asset. So senior management literally could get access to any of the accounts in any of the silos. No separateness between customer money and other customer money or other other assets. It's virtually unlimited in terms of the lack of controls. And that's really the point of the unprecedent comment. I've just never seen anything like it in 40 years of doing restructuring work and corporate corporate legal work. It's just a dearth of of information. John Ray: But again, users had multiple accounts. For example, if they had a different trading position, they may have opened multiple accounts. We know it's a big number. It's in the millions on the customer accounts, and we know it's several billion dollars in losses. Assigning those losses to customer accounts will be our next challenge. John Ray: The FTX group's collapse appears to stem from absolute concentration of control in the hands of a small group of grossly inexperienced and unsophisticated individuals who failed to implement virtually any of the systems or controls that are necessary for a company entrusted with other people's money or assets. Some of the unacceptable management practices identified so far include the use of computer infrastructure that gave individuals and senior management access to systems that stored customers' assets without security controls to prevent them from redirecting those assets; the storing of certain private keys to access hundreds of millions of dollars in crypto assets without effective security controls or encryption; the ability of Alameda to borrow funds held at FTX.com to be utilized for its own trading or investments without any effective limits whatsoever; the commingling of assets; the lack of complete documentation for transactions involving nearly 500 separate investments made with FTX group funds and assets. In the absence of audited or reliable financial statements, the lack of personnel and financial and risk management functions, and the absence of independent governance throughout the FTX group, a fundamental challenge we face is there in many respects we are starting from near zero in terms of the corporate infrastructure and record keeping that one would expect in a multibillion dollar corporation. John Ray: The FTX group is unusual in the sense that, you know, I've done probably a dozen large scale bankruptcies over my career, including Enron, of course. Every one of those entities had some financial problem or another, they have some characteristics that are in common. This one is unusual. And it's unusual in the sense that literally, you know, there's no record keeping whatsoever. It's the absence of record keeping. Employees would communicate, you know, invoicing and expenses on on Slack, which is essentially a way of communicating for chat rooms. They use QuickBooks, a multibillion dollar company using QuickBooks. Rep. Ann Wagner (R-MO): QuickBooks? John Ray: QuickBooks. Nothing against QuickBooks, it's very nice tool, just not for a multibillion dollar company. There's no independent board, right? We had one person really controlling this. No independent board. That's highly unusual in the size company this is. And it's made all the more complex because we're not dealing with, you know, widgets or, you know, something that's tangible. We're dealing with with with crypto, and the technological issues are made worse when you're dealing with an asset such as crypto. John Ray: I've just never seen an utter lack of record keeping. Absolutely no internal controls whatsoever. John Ray: The operation of Alameda really depended based on the way it was operated for the use of customer funds. That's the major breakdown here of funds from ftx.com, which was the exchange for non US citizens, those funds were used at Alameda to make investments and other disbursements. John Ray: There's no distinction whatsoever. The owners of the company could really run free reign across all four silos. John Ray: The loans that were given to Mr. Bankman-Fried, not just one loan it was numerous loans, some of which were documented by individual promissory notes. There's no description of what the purpose of the loan was. In one instance, he signed both as the issuer of the loan, as well as the recipient of the loan. But we have no information at this time as to what the purpose or the use of those funds were. And that is part of our investigation. John Ray: At the end of the day, we're not going to be able to recover all the losses here. Money was spent that we'll never get back. There will be losses on the international side. We're hopeful on the US side. He'll answer to others related to what happened here. Our job is just to find the assets and try to get customers their money back as quickly as possible. John Ray: Essentially, they had two exchanges that allowed users to trade crypto, and then there was the hedge fund. It's as simple as that. The users were allowed to make a variety of investments. They had a more expansive ability to trade crypto if you are a non-U.S. citizen on the .com exchange, but I know what's been described publicly is very complex. It is to some extent, but essentially, you had two exchanges, and you had a hedge fund. Inside both the US silos I've mentioned and inside the silos for .com there were regulated entities. We have regulated entities that are, for example, in Japan that are solvent, we had a regulated entity, ledger X, that was solvent. Those are sort of distinct from the other basic operations that we had, which are the two exchanges. John Ray: The principal issue that the company is facing in the crypto area, and from a technology perspective, it is different from the other bankruptcies because it's not a plane, not a boat. It's this crypto asset and it has inherently some difficulties. You know, the assets can be taken or lost. We have assets there in what are called Hot wallets, and those are in cold wallets. Hot wallets are very vulnerable to to hacking. If you've done any looking on the internet, you'll find that hacking is almost ordinary course in this business sector. They're very, lots of vulnerability to the wallets. So that's this company, unfortunately had a very, very challenging record here. You know, for some transfers there was no pathway for it. Our keys aren't stored in a centralized location. We don't know where all of our wallets are. Passwords were sometimes kept in just plain text format. So this company was sort of uniquely positioned to fail. John Ray: So funds were taken from customers, funds were invested, trading losses incurred in Alameda and then funds were deployed, that will never be valued at the same dollar amount. There was over $5 billion of investments made. Certainly, there's some value there and we'll try to get that value and sell those assets. But oftentimes, even when he made those sorts of investments, whether it was directly or through others in management, sometimes he would do that really without any pro forma or any valuation. Not really quite sure how some of the purchase price numbers were derived. So it gives you a sort of worry obviously, that the purchases were overvalued so there's a concern there as well. John Ray: Alameda was a customer, if you will, of the exchange and it's through that customer relationship, plus other arrangements, that allowed Alameda to borrow those funds, and then pick positions on the exchange like anyone, you know, who would hedge an asset in the market. He had unusually large positions, of course, and sometimes they were wrong in those positions, and they resulted in big losses. But ultimately, the commingling issue is the same in a different issue. He took the money from FTX to cover those positions and ultimately, when customers went to get their money back from .com there was a run on the bank. John Ray: The Alameda fund, well that's just the fund that drew resources from the exchanges, so it's really separate, it was not for customers per se, it was just simply a hedge fund. John Ray: For structural purposes and just for ease of presentation, we tried to take the over 100 entities and we put those in four silos. To demystify that, it's very simple. There was a U.S. silo, which was the FTX.us exchange for US investors. There was an international exchange called FTX.com. Again, for non-U.S. persons that invested in crypto. There was Alameda, which is purely a crypto hedge fund, which made other investments, venture capital type investments. Then there's a fourth entity which was purely investments. And although our investigation is not complete, those investments were most likely made with either Alameda money or money that originally came from ftx.com. But that fourth silo is just purely investments Rep. Patrick McHenry (R-NC): And who owned those four silos? John Ray: All those entities are owned or controlled by Sam Bankman-Fried. Rep. Brad Sherman (D-CA): Now I've heard from some on the other side criticizing the SEC and in July in this room I criticized the Head of Enforcement at the SEC for not going after crypto exchanges. But the fact is that without objection I'd like to put on the record a letter signed by 19 Republican members designed to push back on the SEC, a brushback pitch if you're familiar with baseball, attacking the SEC for paying attention to and I quote, "the purported risks of digital assets." And I'd like to put on the record without objection comments from eight members made in this room that were designed to attack the SEC as being Luddite and anti-innovation for their efforts. Rep. Nydia Velázquez (D-NY): Mr. Ray, a number of their debtors in the FTX group are located in offshore jurisdictions. Will this complicate the efforts to retrieve the assets of those there? If so why? John Ray: No, I don't think it will complicate it at all. The various jurisdictions, historically in bankruptcy, and I've been in a number of cross border situations, the jurisdictions will cooperate with each other. The regulators in all these jurisdictions, I think, realize that everyone's there for a common purpose, to protect the victims and recover assets for the victims of these situations. Rep. Nydia Velázquez (D-NY): How much have you been able to secure and where are most of these assets located? John Ray: We've been able to secure over a billion dollars of assets. We've secured those two cold wallets in a secure location. It's an ongoing process, though, which will take weeks and perhaps months to secure all the assets. Rep. Nydia Velázquez (D-NY): Are most creditors located in the US or foreign jurisdictions. John Ray: The majority of the creditors trade through the .com silo and are outside of this jurisdiction, although there are some foreign customers that are on the US silo, and vice versa. Rep. Ann Wagner (R-MO): Reports suggest that ftx.com transferred more than half of its customer funds, roughly $10 billion, to Alameda research. Is that accurate, sir? John Ray: Our work is not done, we don't have exact numbers for you today, but I will say it's several billion dollars, in that range, so we know that the size of the harm was significant. Rep. Maxine Waters (D-CA): Have you seen evidence of such a cover up? Have you seen evidence that there was any independent governance of Alameda separate and apart from that of the exchange? John Ray: The operations of the FTX group were not segregated. It was really operated as one company. As a result, there's no distinction virtually, between the operations of the company and who controlled those operations. Rep. Maxine Waters (D-CA): Did FTX have sufficient risk management systems and controls to appropriately monitor any leverage the business took on and the interconnections it had with businesses, like again, Alameda. John Ray: There were virtually no internal controls and no separateness whatsoever. Why Congress Needs to Act: Lessons Learned from the FTX Collapse December 1, 2022 Senate Committee on Agriculture, Nutrition, and Forestry Witness: Rostin Behnam, Chairman, Commodity Futures Trading Commission Clip Transcripts 18:30 Debbie Stabenow (D-MI): I've said this before and I'll say it again: the Digital Commodities Consumer Protection Act does not -- does not -- take authority away from other financial regulators. Nor does it make the CFTC the primary crypto regulator, because crypto assets can be used in many different ways. No single financial regulator has the expertise or the authority to regulate the entire industry. 24:30 John Boozman (R-AK): Many have asked why is the Ag Committee involved in this? The Ag Committee is involved because this committee and no other committee in the Senate is responsible for the oversight of the nation's commodity markets. Bitcoin, although a crypto currency, is a commodity. It's a commodity in the eyes of the federal courts and the opinion of the SEC Chairman, there is no dispute about this. If there are exchanges where commodities are traded, be it wheat, oil, or Bitcoin, then they must be regulated. It's simply that simple. 32:45 Rostin Behnam: I have asked Congress directly for clear authority to impose our traditional regulatory regime over the digital asset commodity market. 33:00 Rostin Behnam: I have not been shy about my encouragement of bills that contemplate shared responsibility for the CFTC and the Securities Exchange Commission, where the SEC would utilize its existing authority and reporting regime requirements for all security tokens, while the CFTC would apply its market based rules for the more limited subset of commodity tokens, which do not have the same characteristics of security tokens. 41:00 Rostin Behnam: I can though share with this committee with respect to me, my team and I have taken an initial review of my calendar and what we've observed is that my team and I met with Mr. Bankman-Fried and his team. Over the past 14 months, we met 10 times in the CFTC office at their request, all in relation to this DCO this Clearinghouse application. Nine out of the 10 times we were in Washington, one was at a widely held conference in Florida earlier this year. In addition, there were two phone calls, I believe, and a number of messages, all in relation to the DCO application, providing us updates suggesting that they were answering questions from different divisions, and trying as I said, to doggedly move the application along and to get it approved. 48:00 Sen. John Boozman (R-AK): If ftx.com had been a registered U.S. exchange, would the CFTC have been able to mitigate what happened. Rostin Behnam: Senator, you know, with our current authority, the answer is now. We need the authority to get into a CFTC registered exchange, as you point out. If we had that authority, and they were registered, given what we know from the facts about conflicts of interest, commingling funds, books and records, we would have been able to prohibit it. And I would point to what we're doing with Ledger X. On a daily basis our staff is in direct communication not only with Ledger X, but the custodians themselves, able to identify customer property, and customer money. Imagine that scenario with FTX.us if we had a daily lens into the location of customer money and customer property, you can imagine, given what we've learned about what's happened with FTX, we could have certainly prohibited many of the actions that we're hearing about. 1:16:00 Rostin Behnam: In terms of regulation of cash markets, right, the spot market, we simply do not have authority to register cash market exchanges or any intermediary broker dealer entity within that structure and that's what concerns me, this is the gap. 1:59:30 Rostin Behnam: Unfortunately, when we act, it's often after the fact because the information that allows us to bring an enforcement action in digital asset cash commodity markets, is only because information is coming to us from outsiders, from referrals, from tips, from whistleblowers, and this is in stark contrast to some of the surveillance tools and examination tools that we would have if we had a comprehensive regulatory framework over digital asset commodities. 2:07:00 Sen. Dick Durbin (D-IL): There'll be a reporter waiting in the hall -- I've already talked to her this morning -- who will ask you, "Did he ever contribute to your campaign?" I said "Oh, no, I never heard of the man." She said "You're wrong, Senator, he contributed to you." So the cryptocurrency people are active politically. And they are trying to achieve a political end here. It is their right as citizens of this country to do that. But it really calls on us to make sure that whatever we do is credible under those circumstances. 2:22:30 Rostin Behnam: I can't speak to what Mr. Bankman-Fried or anyone at FTX was thinking when they were advocating for regulation, but the remarkable thing is to think about it in the context of compliance and what we've learned about the FTX entities and just thinking about the bill that Senator Stabenow and Boozman introduced, they would have been so far out of compliance that it just wouldn't have even been possible. Legislative Hearing to Review S.4760, the Digital Commodities Consumer Protection Act September 15, 2022 Senate Committee on Agriculture, Nutrition, and Forestry Witnesses: Rostin Behnam, Chairman, Commodity Futures Trading Commission Todd Phillips, Director, Financial Regulation and Corporate Governance, Center for American Progress Shelia Warren, Chief Executive Officer, Crypto Council for Innovation Christine Parker, Vice President, Deputy General Counsel, Coinbase Heath Tarbert, Chief Legal Officer, Citadel Securities Denelle Dixon, Chief Executive Officer, Stellar Development Foundation Digital Assets and the Future of Finance: Understanding the Challenges and Benefits of Financial Innovation in the United States December 8, 2021 House Committee on Financial Services Witnesses: Jeremy Allaire, Co-Founder, Chairman and CEO, Circle Samuel Bankman-Fried, Founder and CEO, FTX Brian P. Brooks, CEO, Bitfury Group Charles Cascarilla, CEO and co-Founder, Paxos Trust Company Denelle Dixon, CEO and Executive Director, Stellar Development Foundation Alesia Jeanne Haas, CEO, Coinbase Inc. and CFO, Coinbase Global Inc. Clip Transcripts 23:30 Sam Bankman-Fried: We are already regulated and licensed. We have many licenses globally. Here in the United States, we are regulated by the states under the money service business and money transmitting regime, and we are regulated nationally by the CFTC where we have a DCO, a DCM, a swap execution facility, and other licensure. 1:13:30 Sam Bankman-Fried: One of the really innovative properties of cryptocurrency markets are 24/7 risk monitoring and engines. We do not have overnight risk or weekend risk or holiday risk in the same way traditional assets do, which allow risk monitoring and de risking of positions in real time to help mitigate volatility. We've been operating for a number of years with billions of dollars of open interest. We've never had customer losses, clawbacks or anything like that. Even going through periods of large movements in both directions. We store collateral from our users in a way which is not always done in the traditional financial ecosystem to backstop positions. And the last thing that I'll say is if you look at what precipitated some of the 2008 financial crisis, you saw a number of bilateral bespoke non-reported transactions happening between financial counterparties which then got repackaged and releveraged again and again and again, such that no one knew how much risk was in that system until it all fell apart. If you compare that to what happens on FTX or other major cryptocurrency venues today, there is complete transparency about the full open interest. There is complete transparency about the positions that are held. There is a robust, consistent risk framework. 1:34:00 Sam Bankman-Fried: In addition to a bunch of international licenses in the United States, we are participating in that system you referenced with the money transmitter and money service businesses license is in addition to that, however, we are also licensed by the CFTC. We have a DCO, a DCM, and other licensure from them through FTX.us derivatives and we look forward to continuing to work with them to build out our product suite. We just submitted a 800 page, I believe, proposal to them a few days ago, which we're excited to discuss and we're also happy to talk with other regulators about potential products in the United States. 2:37:00 Rep. Tom Emmer (R-MN): Now it's my understanding that FTX uses surveillance trade technology akin to the technology national Securities Exchanges use to protect investors and ensure sound spot markets. What does this technology and any other tools FTX uses to protect the spot market from fraud and manipulation look like? Sam Bankman-Fried: Yeah. So, you know, like other exchanges, we do have these technologies in addition to the, you know, new customer policies that we can identify individuals associated with trades. We have surveillance for unusual trading activity. We have manual inspections of anything that you know, gets flagged either by the automated surveillance or by manual inspection. And we do this with the trading activity with deposits and withdrawals and everything else. Rep. Tom Emmer (R-MN): Sounds like you're doing a lot to make sure there is no fraud or other manipulation. Thank you Mr. Bankman-Fried, again, for helping us understand the extensive guardrails a cryptocurrency exchange like FTX has in place to ensure sound crypto spot markets for investors. 2:52:30 Rep. Cindy Axne (D-Iowa): Mr. Bankman-Fried, I'd like to start by asking you the first question. FTX.us has a derivatives platform and recently bought ledger x as part of that. Is that correct? Sam Bankman-Fried: Yes. Rep. Cindy Axne (D-Iowa): Okay, thank you. And that platform is registered with the CFTC. Is that correct? Sam Bankman-Fried: Yep. Rep. Cindy Axne (D-Iowa): Okay, perfect. So I just want to clarify something. And this isn't to say anybody's doing any wrong. It's just to get the lay of the land. You also have an exchange for Bitcoin and other tokens, but that is not registered with either the CFTC or the SEC. Is that correct? Sam Bankman-Fried: That's correct. Currently, neither of them are primary markets regulated for spot Bitcoin to USD markets. Rep. Cindy Axne (D-Iowa): Okay, thank you. And I know you're registered as a money transmitter, but that's not the same kind of oversight that we'll see from a federal market regulator. I also sit on the Agriculture Committee, which oversees the CFTC, so a gap like this is especially concerning to me. And the big problem that I see here, from what I understand, is that the CFTC doesn't have regulatory authority for spot trading of commodities, just their derivatives. So that leaves consumers with inconsistent protections, which is a concern that I have. 2:55:00 Rep. Cindy Axne (D-Iowa): Bitcoin, which has almost a trillion dollars invested in it, has CFTC oversight for people who are trading futures and options, but not for people who are trading the currency itself. Is that right? Sam Bankman-Fried: That is essentially correct. Full FTX Superbowl Commercial with Larry David Tom Brady FTX Commercials Steph Curry FTX Commercial Cover Art Design by Only Child Imaginations Music Presented in This Episode Intro & Exit: Tired of Being Lied To by David Ippolito (found on Music Alley by mevio)
Dr. Timothy Smith joins us to talk about Zavegepant, a new option from the gepants class of medications that block CGRP. It is currently being studied as a nasal spray and oral gel cap for the acute and preventive treatment of migraine. *The contents of this podcast are intended for general informational purposes only and does not constitute professional medical advice, diagnosis, or treatment. Always seek the advice of a physician or other qualified health provider with any questions you may have regarding a medical condition. AMD and the speaker do not recommend or endorse any specific course of treatment, products, procedures, opinions, or other information that may be mentioned. Reliance on any information provided by this content is solely at your own risk.
Dr Tim Thayne interviews Dr. Timothy Smith, a psychologist and professor of counseling psychology at Brigham Young University. As social beings, we are wired for connectivity. Dr. Smith and Dr. Thayne discuss research-based solutions for parents to deepen connections and change unhealthy patterns inside the family. Learn universal principles that can help you achieve a balance between connection and leadership with your teen.
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