Podcasts about Financial innovation

Investors are keeping a close eye on Jackson Hole for signals on the economic outlook and the path for rates. Our Chief U.S. economist Michael Gapen joins Global Head of Macro Strategy Matthew Hornbach to discuss whether markets get what they want—or what the Fed needs.Read more insights from Morgan Stanley.----- Transcript -----Matt Hornbach: Welcome to Thoughts on the Market. I'm Matthew Hornbach, Global Head of Macro Strategy at Morgan Stanley. Michael Gapen: And I'm Michael Gapen, Chief U.S. Economist. Matt Hornbach: Today, we'll be discussing the Jackson Hole Economic Symposium and Chairman Warsh's opening remarks. It's Thursday, August 27th at 10am in New York. So, Mike, let's get right into it and talk about the upcoming opening remarks by Chairman Warsh at the Jackson Hole Economic Symposium that will be delivered to the public at 10 am tomorrow, Friday. How are you thinking about what to expect from those opening remarks? Michael Gapen: Well, historically, and by historically, I mean in a post-2008-2009 world, Jackson Hole has been used, not every year, but frequently as a venue to communicate to markets. The longest gap on the Fed's meeting calendar is between the July and September meetings. So, Jackson Hole falls between that and provides a useful opportunity to communicate what might be coming. That's what's normally been done. Warsh has repeatedly stated he wants the Fed to talk less and communicate less and say less. So, I don't think we will see or hear, in this case, a lot about his views about how the economy is operating today and how monetary policy may be conducted into year-end. So, I don't think we'll hear a lot about, say, the December; the outlook for the economy from September to December, and what it might imply for interest rate policy or balance sheet policy. So, little in the way of near-term forward guidance. I do think, however, he did say in the July press conference that the venue would be good to tackle some of these big questions that he has talked about, that he's created these task forces for. So, whether it is the balance sheet or the inflation framework, or communication or AI and productivity or data quality and so forth. This would provide, I think, a reasonable opportunity for him to start talking about that. I don't think maybe we'll get a lot of conclusions. But I would look for commentary that's more in the question; or in the spirit of those big questions and less about the near-term conduct of policy.So maybe not what markets want, but this is what markets will get. Matt Hornbach: Just rewinding a bit, the conference itself is on a somewhat of a niche topic. What exactly is the conference about? And, in terms of the papers that get released at the conference, do you have any sense as to where they might be headed? Michael Gapen: So, the topic of this conference, the economic symposium, as you noted, is Financial Innovation: [its] Implications for [the] Payments [system] and [monetary] Policy. So, I would expect there to be a lot of sessions for things like central bank digital currencies or stable coins or Bitcoins. Near money type innovation that has happened in recent years, which leads to things like competition for deposits from the non-financial sector vis-a-vis the financial sector. So, a competition of near moneyness to money, if you will. Its implications for the interaction between the non-financial system and the financial system, competition for deposits. Does it create risks around financial disintermediation? And therefore, how might the regulatory environment and monetary policy work in that world? So little more, I'll call it, esoteric and maybe arm's length from the day-to-day conduct of policy. But I would look at the speeches probably in that vein. Deposit competition, financial market stability, and what kind of regulatory framework might you need to ensure we can still conduct policy effectively in that world. Matt Hornbach: Sounds like an exciting set of papers… Michael Gapen: Yes. Yes. Matt Hornbach: … for professors to read through. Michael Gapen: This is why they don't often leak the schedule too far in advance, right? We all might decide not to listen. Matt Hornbach: Indeed. Well, it is the end of August, and people are probably still on holiday here and there… Michael Gapen: I'm doing my best, but you called me in today. Matt Hornbach: Yeah, the least I could do. So, you did mention that this might be an opportunity for Chairman Warsh to maybe spotlight a bit these task forces and the topics that they're tackling, one of which is the inflation framework. And that word framework, I think, is important because the investors that we've been speaking with are frustrated that the Fed has not really laid out a framework – for monetary policymaking in this new era of Chairman Warsh, and his leadership at the Fed. So, I'm curious, if we're not going to get forward guidance on monetary policy and what will happen at the next meeting. And we're also not going to get much forward guidance on the framework that the Fed is using to decide on what to do with short-term interest rates. What are we meant to think about the framework? Michael Gapen: Yeah, I think ultimately, of course, we're going to need to know this, and this is what economists would refer to as the ‘difference between forward guidance and the "reaction function." So, the framework is really, you've got a set of tools, how do you intend to use them to achieve your objectives? A conventional Fed would say, "Well, if interest rates are low and inflation's too high, then we should raise rates," right? So high inflation brings high interest rates, low inflation brings low interest rates. All else equal, there's still the employment side of the mandate, of course. And the market had that view, at least initially, right? As we were in the June-July period and Warsh was talking hawkishly, the curve generally flattened. Expectations for front-end yields moved higher, and inflation-fighting credibility maybe kept the back end stable or brought the back end down. So, you could argue the markets looked at Warsh as maybe bringing a conventional reaction function and a conventional framework. But in the June and July FOMC meeting and in conversations with the press during the press conferences, Warsh – I don't want to say backtracked. He just didn't validate that and did say that we will achieve price stability. Didn't quite say how he would use the tools to do that. And even suggested maybe interest rates weren't the primary mechanism with which to influence, create, deliver price stability. So, the curve then steepened out. So, I think the market is wondering what Fed chair we have and what his reaction function is? And if inflation's running hot, is it an interest rate answer or is it a balance sheet answer? I'd also just add one last thing, Matt, is it makes a difference what the rest of the 18 people on the FOMC think. [Be]cause I think you would agree, and I'll put forward right now, I think they have a largely conventional view. Half of the committee thought it was time to raise rates in June. So, we have a balance between not knowing the chair's framework and having to intuit it. Or hope that we hear more. But then also knowing the other 18 who could band together and have greater voting power act in a largely conventional framework. I think that's the debate and the dilemma that we're all dealing with. Matt Hornbach: Yeah, I think investors, have certainly expressed frustration about the lack of guidance in any form or fashion. Perhaps with the exception of the balance sheet; we have a general idea that the balance sheet will be smaller in the future. And we have a sense from what Chairman Warsh has said in front of the House of Representatives during his semi-annual testimony that any changes would happen gradually over time. But, in terms of the pricing of the July meeting, and what happened at the July meeting, investors were very disappointed that the Fed did not go ahead and raise rates in July. Now, the market was only assigning about a one in three odds of a rate hike in July. And so, the fact that the Fed did not go ahead and raise interest rates in July was not a surprise in the sense of market pricing. But I do sense that investors were frustrated; that because they didn't get much forward guidance going into the July meeting, that the market might not have priced more probability on a July rate hike because the Fed, in fact, did not signal that they were leaning in that direction. But I see it as somewhat ironic because it seems to me, and I'd like to get your view on this. It seems to me that Chairman Warsh doesn't want to provide that type of specificity. He'd rather have the markets tell him what to do at an upcoming meeting, as opposed to him telling markets what to do at an upcoming meeting. How do you think about that? Michael Gapen: Oh, I think it's… [It] strains credibility to think that by saying nothing, you get the market's interpretation of the economy, data, and events – without the market thinking what the Fed thinks about it. I don't think that there's a world where you get the unvarnished market expectation independent of the Fed. So, I don't personally agree in the analogy of the market should play the ball and not the referee. The Fed is not a referee in markets. The Fed is a player in markets. Monetary policy acts through financial markets to achieve a set of financial conditions to deliver price stability and maximum employment. So, the Fed and markets are on the field at the same time. The Fed, in some ways, is the 800-pound gorilla on the field at the same time. So, everybody else on the field has to know what the gorilla is doing in order to do what they're supposed to do. Yes, there's always some circularity between Fed communication and market reaction to that. But I think that's natural and normal and important in making monetary policy effective – meaning it has to transmit through financial markets. And so, you could diminish the effectiveness of monetary policy if you don't tell the market what, at least what your framework is and what your reaction function is. And the tools that you intend to use and how you would intend to use them. Then the market could be an inefficient transmitter of monetary policy. So, I disagree with the notion that by saying less, the Fed learns more. But that's my view. I'm one of many. That's my opinion. The chair obviously has a different view. Matt Hornbach: Well, I can certainly understand not wanting to be the referee, especially after what we saw at the World Cup. There were a couple of games where the referee… Michael Gapen: And nobody likes the referee. At least half the people are upset with the referee. Matt Hornbach: Indeed. Okay. So, Mike, I think we're going to leave it there. Michael Gapen: Thanks for having me on, Matt. Matt Hornbach: And thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.

The Kansas City Fed set this year's Jackson Hole theme as financial innovation and its implications for payments and policy, arriving alongside a stablecoin float above $307 billion. We will break down what tokenized money and instant payments actually change about the plumbing of the financial system, and what investors should and should not read into it.Today's Stocks & Topics: VanEck Gold Miners ETF (GDX), Market Wrap, Sandisk Corporation (SNDK), How to Identify Winning Stocks?, Nucor Corporation (NUE), Steel Dynamics, Inc. (STLD), Financial innovation is now a Fed problem, Vanguard FTSE Developed Markets ETF (VEA), Vanguard FTSE All-World ex-US Index Fund (VEU), Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, Sonos, Inc. (SONO), IMAX Corporation (IMAX), State Street SPDR S&P Regional Banking ETF (KRE), Taxable Account.Our Sponsors:* Check out Anthropic and use my code Claude.ai/invest for a great deal: https://www.anthropic.com* Check out Quince and use my code quince.com/INVEST for a great deal: https://www.quince.comAdvertising Inquiries: https://redcircle.com/brands

Clarence spoke to Lindiwe Kers, Manager of the UCT Financial Innovation Hub about the The third Interledger Foundation and University of Cape Town (UCT) Financial Innovation Hub Hackathon took place at the Hasso Plattner School of Design Thinking Afrika at UCT. Views and News with Clarence Ford is the mid-morning show on CapeTalk. This 3-hour long programme shares and reflects a broad array of perspectives. It is inspirational, passionate and positive. Host Clarence Ford’s gentle curiosity and dapper demeanour leave listeners feeling motivated and empowered. Known for his love of jazz and golf, Clarrie covers a range of themes including relationships, heritage and philosophy. Popular segments include Barbs’ Wire at 9:30am (Mon-Thurs) and The Naked Scientist at 9:30 on Fridays. Thank you for listening to a podcast from Views & News with Clarence Ford Listen live on Primedia+ weekdays between 09:00 and 12:00 (SA Time) to Views and News with Clarence Ford broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/erjiQj2 or find all the catch-up podcasts here https://buff.ly/BdpaXRn Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

How do you help an industry innovate at breakneck speed while ensuring consumer protection, trust, and regulatory compliance? And what role should an association play in bringing competitors, regulators, and innovators together to shape the future of an emerging industry?In this episode of Associations Thrive, host Joanna Pineda interviews Phil Goldfeder, CEO of the American Fintech Council (AFC). Phil discusses:How AFC has grown from roughly 25 members to more than 175 members and partners, while maintaining a retention rate above 95%.Why AFC intentionally brings fintech companies and banks together under one roof, creating collaboration rather than competition.How AFC differentiates itself as a standards-based organization that embraces regulation, compliance, and consumer protection.Phil's career journey from public service, including roles with Chuck Schumer, Mayor Michael Bloomberg, and the New York State Legislature, to banking and association leadership.How Hurricane Sandy exposed the need for innovation in insurance and financial services and helped shape Phil's professional path.Why Phil believes association leadership is remarkably similar to elected office: both are fundamentally about service, engagement, and impact.How AFC creates “safe spaces” where member CEOs can openly discuss challenges, best practices, and emerging business models.AFC's advocacy efforts to educate policymakers and regulators on fintech innovations such as Buy Now, Pay Later and Earned Wage Access programs.How AFC's annual summit maintains an intimate, collaborative atmosphere even as attendance has grown dramatically.References:AFC Website

The following article of the Finance & Fintech industry is: “AI-Infused FinTech: The New Frontier of Financial Innovation” by Carlos Ramirez, CEO and Co-Founder, Pulpi. (AA2069)

In this episode of The Quest for Success Podcast, Dr. Toyin F. Sanni shares her inspiring journey from a young girl growing up in Nigeria to becoming a leading investment banker, entrepreneur and advocate for inclusive growth across Africa. She unpacks her deeply grounded definition of success, one centred on fulfilment, purpose and helping others realise their potential.Dr. Sanni reflects on the influence of her upbringing and the values instilled by her parents, which shaped her confidence, ambition and commitment to excellence. She speaks candidly about her transition from law to finance, the lessons learned along the way and how leadership, mentorship and education have played a pivotal role in her journey. Through her work at Emerging Africa, she highlights the importance of addressing the financial needs of underserved communities and creating sustainable, long-term impact.This conversation offers powerful insights into leadership, impact investing and the opportunities within Africa's growing markets. Dr. Sanni's vision for the future is rooted in empowering people, particularly women and youth, fostering innovation and redefining global perceptions of Africa. Her story is a compelling reminder that true success lies in service, continuous learning and lifting others as you rise.Key Takeaways• Success is about fulfilment and helping others realise their purpose.• Mentorship and guidance are essential for growth and impact.• Education and early influences shape long-term direction.• Transitioning from law to finance can unlock new opportunities.• Leadership is about maximising the potential of people.• Impact investing can drive meaningful social change.• Understanding market needs is critical for innovation.• Balancing risk and innovation is a constant leadership challenge.• A strong vision can create lasting community impact.• Continuous learning fuels both personal and professional growth.Connect with Dr. Toyin F. SanniLinkedIn: linkedin.com/in/oluwatoyinsanniFollow us on all your favourite platforms:Youtube: https://www.youtube.com/@TheQuestforSuccessPodFacebook: https://www.facebook.com/people/The-Quest-For-Success-Podcast/61560418629272/Instagram: https://www.instagram.com/thequestforsuccesspod/Twitter: https://x.com/quest4success_LinkedIn: https://www.linkedin.com/company/the-quest-for-successTikTok: https://www.tiktok.com/@thequestforsuccesspodWebsite: www.thequestforsuccesspodcast.com Please share this around to anyone you think will get value from it : )

In this episode, Mauricio sits down with Nico as he shares his personal journey from his early upbringing to becoming a successful entrepreneur and investor in the Bitcoin space. He discusses his early experiences with money, the concept of 'broken money' in emerging markets, and how these experiences shaped his understanding of financial systems. Nico also delves into his transition to Bitcoin, the founding of Ego Death Capital, and the importance of investing in Bitcoin companies. He emphasizes the need for innovative financial products that leverage Bitcoin's potential, particularly in the context of mortgages and other significant purchases.

Mr. Beast Biography Flash a weekly Biography.Jimmy Donaldson, better known as MrBeast, has set the internet ablaze in the past few days with his most audacious pivot yet. On October 13, Beast Holdings, his business entity, filed a U.S. trademark application for “MrBeast Financial,” as reported by NBC News and CoinDesk. The trademark details point to a full-stack fintech play, with plans for mobile banking, savings, lending, debit and credit functionality, insurance, and even cryptocurrency exchange services. The investor materials referenced by Business Insider suggest this is not a simple brand partnership but a move to install MrBeast as a dominant player in the financial lives of Gen Z. NBC News confirmed the filings through MrBeast's reps, though they declined to elaborate on launch details.The filings outline downloadable software for short-term cash advances, investment management, and even decentralized crypto trading, echoing ideas of turning his vast 447 million YouTube subscribers into neobank customers. The broader implications were dissected by Global Fintech Insider, which noted not only the direct-to-consumer ambitions but also pointed out MrBeast's prior investments in fintech startups like teen-friendly neobank Current and NFT platform Refinable. He's no stranger to crypto and has previously stated he holds Bitcoin and dabbles in NFTs, further linking this new venture to his digital-native reputation.According to ClickAnalytic, MrBeast's genius here lies in engaging a Gen Z audience that trusts creators over institutions. If successful, this could redraw the lines of financial engagement for millions, making finance as social and gamified as his famous YouTube challenges. Banks and regulators are already watching closely, recognizing this as a potential paradigm shift if “MrBeast Financial” materializes. Risks remain high: federal licensing, regulatory hurdles, and the uncertainty that always follows untested creator-led ecosystems.On social media, speculation ran wild within hours of the news breaking: fans buzzed about challenge-based savings accounts and charitable gaming incentives. Industry forums debated whether this could be the future for creator economies, while some skeptics reminded everyone of the regulatory scrutiny intrinsic to banking and crypto. For now, details like a launch date or confirmed fintech partners remain under wraps. What's clear is that trademark filings suggest very real intent—even if a formal bank launch could still be months or even years away.Meanwhile, MrBeast's primary content channels remain active, with his engagement announcement to Thea Booysen from earlier this year still drawing attention. Optimistic posts on Twitter and Instagram over the past two days highlighted his ongoing philanthropic work, including new initiatives hinted at under “Beast Philanthropy.”All eyes are now on regulatory filings, social media teasers, and whether other creators will follow suit. For a man whose last reality series debuted on Amazon Prime with a $5 million prize, betting against him feels unwise. That is the MrBeast update for today. Thank you for listening—and remember to subscribe if you never want to miss the latest on MrBeast. Search the term Biography Flash for more great biographies.Get the best deals https://amzn.to/4mMClBvThis content was created in partnership and with the help of Artificial Intelligence AI

My interview with Michael Chan, CEO of Zand Bank. - How stablecoins are reshaping global banking  - The role of U.S. regulatory shifts in driving adoption  - Why Zand is betting big on digital assets  - How AI and blockchain are enhancing compliance and efficiency  - Why banks launching their own stablecoins could be a game changer  - The biggest risk keeping crypto-bank CEOs up at night Powered by Phoenix Group The full interview is also available on my YouTube channel: YouTube: http://bit.ly/4q9StyM  

My interview with Brett King, futurist and author of Branch Tomorrow. - How fintechs have overtaken traditional banks in customer reach - The rise of autonomous banking and tokenized assets - Why legacy systems can't support real-time, AI-driven finance - The critical role of stablecoins and digital payments networks in this transformation - What bankers must do to stay relevant in the next decade Powered by Phoenix Group Powered by Phoenix Group The full interview is also available on my YouTube channel: YouTube: http://bit.ly/3WtDKRI  

We're entering an era when rent payments can be as personalized and seamless as paying for a Netflix subscription. Therefore, property managers who continue to put renters first, offer flexibility, and lean into financial innovation will not only survive, but thrive.Joe Di Re, chief revenue officer at Qira, joins the podcast to take a deep dive into resilient strategies, tenant-focused payment models, and cutting-edge financial tools that help property managers succeed in any market. Even in volatile situations, the right tools and models can keep a portfolio strong. The key is to reduce friction, improve predictability, and maintain a resident-first approach.Explore additional Beyond Rent episodes by connecting with us on Facebook, Instagram, TikTok, LinkedIn, and YouTube.You can learn more about Joe Di Re on LinkedIn, and Qira on the company's website.Visit RentManager.com/Podcast to submit an idea for an upcoming episode of Beyond Rent and discover more about the program.Learn more about Rent Manager's industry-leading accounting, reporting, maintenance, and communication features at RentManager.com, or connect with us on LinkedIn, Facebook, Instagram, YouTube, and X.

Send us a textExplore how family offices and investors are navigating the digital asset space — from Bitcoin and blockchain to NFTs and tokenized real-world assets. This panel brings together experienced crypto entrepreneurs, investors, and advisors who discuss:- Why smart capital is finally allocating to crypto- Bitcoin vs altcoins: where to start- Regulatory shifts and global adoption- Web3 infrastructure and investment opportunitiesWhat skeptics are missing in 2025- Real-world crypto use cases beyond speculationWhether you're new to digital assets or looking to refine your strategy, this discussion offers grounded insights and practical advice from professionals with skin in the game.

In 2009, the FINRA Investor Education Foundation launched the first national study of financial capability of adults in the United States. Since its start, the National Financial Capability Study has provided data on multiple indicators of capability, including financial behaviors, attitudes, and knowledge.National Financial Capability Study survey data is collected every three years. The 2024 survey, which was published in July, represents the sixth wave of data. This report serves as an important barometer of Americans financial health, and it continues to be an essential resource for policymakers, researchers, financial firms, educators, and other stakeholders seeking to better understand and address the financial capability needs of Americans.On this episode of FINRA Unscripted, FINRA Foundation President Gerri Walsh, the Foundation's research director, Gary Mottola, and senior researcher Olivia Valdes discuss the study's findings and implications.Resources mentioned in this episode:National Financial Capability Study (Sixth Wave)National Financial Capability Study: 2024 State-Level InsightsFinancial Knowledge QuizNational Financial Capability Study (Fifth Wave)The machines are coming (with personal finance information). Do we trust them? Find us: LinkedIn / X / YouTube / Facebook / Instagram / E-mailSubscribe to our show on Apple Podcasts, Google Play and by RSS.

On this episode of TRM Talks, Ari Redbord sits down with Michael Greenwald — former US Treasury attaché to the Gulf and now Global Head of Financial Innovation and Digital Assets at AWS — to explore the intersection of financial innovation and governments.From representing the United States in high-stakes financial diplomacy to building bridges between policymakers, technologists, and financial institutions, Michael shares his journey and insights on what it takes to create a safer, more connected global financial ecosystem.This conversation unpacks how finance has become a tool of influence, why collaboration is the new currency of trust, and what the path forward looks like in an era of digital transformation and geoeconomic competition.

Craig Jeffery and Dave Robertson explore embedded banking's growing role in treasury. From API-driven integration to real-time risk mitigation, they discuss how embedded banking is reshaping processes, roles, and even merger strategy. What does this shift mean for corporates, banks, and the future of treasury? Tune in to find out. CashPath Advisors

In this episode of Tech Talks Daily, I am joined by Scarlett Sieber, Chief Strategy and Growth Officer at Money20/20, to explore the key trends shaping finance's future. As Money20/20 Europe celebrates its 10th anniversary, Scarlett provides a detailed preview of what we can expect from this year's event, bringing together over 8000 senior industry leaders to discuss the evolving landscape of fintech, regulation, and technology. Money20/20 Europe is not just a conference. It is a critical platform for addressing the big questions about where money, tech, and regulation are headed. Scarlett highlights the growing collaboration between traditional banks and fintech companies, calling it the "golden era" of partnerships. This shift drives innovation, and we discuss how these partnerships are evolving to enable more personalized, efficient financial services for businesses and consumers alike. A significant focus of our conversation is the rise of stablecoins, which are transforming cross-border payments in ways similar to how the internet changed the telecom industry. We talk about the regulatory challenges that need to be addressed to fully harness their potential and ensure their adoption on a global scale.  Scarlett also shares insights into how AI revolutionizes financial services, enabling more intelligent, automated solutions while raising important questions about trust, data privacy, and security. We also discuss the impact of the UK's post-Brexit regulatory flexibility, with Scarlett explaining how this presents a unique opportunity for the UK to lead in fintech innovation. However, she points out that policy execution must keep pace with technological advancements. Tune in for a conversation about the future of fintech and a timely preview of Money20/20 Europe, where innovation and regulatory discussions will define the next wave of financial services.

The SEC was created to protect investors—but is it now protecting incumbents instead? In this episode of Context, we explore the rise of unelected bureaucracies and their hostility to innovation, using crypto regulation as a lens into a larger democratic dysfunction.   From the roots of the administrative state to today's battle between blockchain pioneers and entrenched financial regulators, we explore how bureaucratic overreach can derail progress—and what it would take for America to rediscover its courage to build.   Topics include: • SEC vs. Ripple Labs and Coinbase • Regulatory capture and the death of oversight • Blockchain, XRP, and the Internet of Value • American innovation and bureaucratic stagnation   Support the show: patreon.com/bradcoleharris

How technology enables new investment strategies, the role of trustees, the impact of ESG considerations, and the role of private markets in pension portfolios. A comprehensive conversation with James Lawrence of Smart Pension about the future of pensions and how smart technologies and innovative investment practices are shaping better outcomes for millions of pensioners.LINKSJames on Linkedin: https://www.linkedin.com/in/jameslawrencecfa/Smart Pension: https://www.smartpension.co.uk/Related episodes on Pensions: https://www.youtube.com/playlist?list=PLbJ1012cgPCAy2NXMIob3W30DXM3rF3OM

Egg prices have been on a wild ride, with unprecedented volatility creating headaches for everyone from producers to restaurant chains. But what if there was a financial tool designed specifically to smooth out these price swings? That's exactly what StoneX has developed with their new shell egg contract.As Ryan Turner of StoneX explains, this innovative risk management solution emerges just as the company celebrates its centennial anniversary—a meaningful full-circle moment considering StoneX began as an egg brokerage in Chicago back in 1924. From those humble beginnings, they've grown into a global financial services powerhouse while maintaining deep agricultural roots.What makes this contract particularly valuable is its customer-driven origin. Turner emphasizes that the best financial products always emerge from client needs. While external factors like recent tariff announcements will impact commodity markets broadly, shell eggs remain somewhat insulated due to their predominantly domestic consumption. Nevertheless, having effective risk management tools becomes even more crucial during periods of geopolitical uncertainty. As Turner notes, once these financial instruments gain traction during volatile periods, they typically become standard industry tools for decades to follow.The industry's participation is vital for this contract to develop its full potential, Turner notes. 

In this episode of Corporate Treasury 101, we discuss the intricacies of operating a treasury function in China, one of the most highly regulated and misunderstood markets in the world. Damian Glendinning, former Group Treasurer of Lenovo and founder of Complex Countries, helps us unpack the challenges of treasury management in China, from regulatory ambiguity to the unique roles of Alipay and WeChat Pay. We cover how foreign companies can navigate this distinct financial landscape, including legal workarounds like entrustment loans, limitations around cross-border flows, and the impact of China's evolving global strategy.Damian shares insights from decades of hands-on experience, having led treasury operations in China during his time at IBM and Lenovo. He offers a nuanced, practical perspective on how treasurers can operate effectively in a market where the rules are complex and constantly changing.What You'll Learn in This EpisodeHow China's banking sector transitioned from state-run distribution to commercial bankingWhy are regulations in China often interpreted and enforced in flexible waysHow companies navigate cash pooling with tools like entrustment loansThe rise of tech giants like Alipay and WeChat Pay in filling banking gapsWhat treasurers need to know about China's efforts to reduce reliance on USD and SWIFTEpisode Breakdown with Timestamps [00:00] – Introduction & AFP Certification Promo [01:50] – Why China Is a Focus for Corporate Treasurers [03:19] – Misconceptions About China's Culture and Structure [15:31] – Evolution of the Banking System: State to Commercial [20:56] – WeChat Pay, Alipay & Financial Innovation [28:02] – Foreign Companies and Banking Limitations [33:41] – Entrustment Loans & Cash Pooling Workarounds [46:02] – Cross-Border Lending and Capital Flows [49:58] – Renminbi, SWIFT, and De-Dollarization Strategies [56:26] – The Bigger Picture: Global Integration vs. IsolationFollow Damian Glendinning & Complex Countries: Website: https://www.complexcountries.com LinkedIn: https://www.linkedin.com/in/damian-glendinning-089b44b/ Follow Corporate Treasury 101:Website: https://corporate-treasury-101.com/ LinkedIn:https://www.linkedin.com/company/86645197/admin/dashboard/ Follow Hussam & Guillaume:Hussam on LinkedIn: https://www.linkedin.com/in/hussam-ali-6bb69186/ Guillaume on LinkedIn: https://www.linkedin.com/in/guillaume-jouvencel/ Gha Marketing Website: https://ghapodcast.com/ #CorporateTreasury #InterestRates #Derivatives #CrossCurrencySwaps #FXRisk #DebtStructuring #CapitalMarkets...

Send us a textInnovating on Wall Street: Kristen McGarry on Data, AI, and Technical Sales

Send us a textInnovating on Wall Street: Kristen McGarry on Data, AI, and Technical Sales

You can't go to a crypto conference in 2025 without a company or a speaker mentioning the convergence of AI and digital assets. In this episode, Jason Somensatto (Head of North America Public Policy at Chainalysis) sits down with Michael Greenwald (Global Head of Financial Innovation and Digital Assets, Amazon Web Services (AWS)) to dive into the intricate world where digital assets meet cloud infrastructure through AWS. Michael shares his backstory working with the Department of Treasury and how that entered him into the world of decentralized finance and terrorist financing. He discusses AWS's essential role in supporting the digital  transformation in global finance, while also addressing the implementation challenges and potentials of generative AI in this evolving landscape. Michael outlines the critical transition from legacy financial systems to agile, cloud-enhanced infrastructures, which is imperative for economic competitiveness and highlights the commitment of AWS in enhancing digital asset scalability, cybersecurity, and collaborations with public and private sector.  Minute-by-minute episode breakdown 2 | Amazon AWS's Role in crypto and digital assets 4 | From Treasury to AWS: Michael's  journey through finance and technology 8 | The intersection of AI and digital assets in finance and cloud computing 14 | Enhancing blockchain security with AWS and Generative AI 19 | Collaboration between public and private sectors in digital assets 23 | AWS's role in the future of digital assets and global customer adoption  27 | What's in store for AWS and their digital asset and AI journey Related resources Check out more resources provided by Chainalysis that perfectly complement this episode of the Public Key. Website: AWS: New AWS generative AI innovations Website: Amazon Q Developer: The most capable generative AI–powered assistant for software development Article: Enhancing public sector digital asset security and efficiency with generative AI (by Michael Greenwald and Paul Grewal) Article: The convergence of AI and digital assets: A new dawn for financial infrastructure (by Forrest Colyer, John Liu, and Michael Greenwald) Report: The Chainalysis 2025 Crypto Crime Report (Download Your Copy Today) Blog: Leveraging Transparency for Collaboration in the Wake of Record-Breaking Bybit Theft YouTube: Chainalysis YouTube page  Twitter: Chainalysis Twitter: Building trust in blockchain Telegram: Chainalysis on Telegram Speakers on today's episode Jason Somensatto *Host*  (Head of North America Public Policy, Chainalysis) Michael Greenwald (Global Head of Financial Innovation and Digital Assets, Amazon Web Services (AWS)) This website may contain links to third-party sites that are not under the control of Chainalysis, Inc. or its affiliates (collectively “Chainalysis”). Access to such information does not imply association with, endorsement of, approval of, or recommendation by Chainalysis of the site or its operators, and Chainalysis is not responsible for the products, services, or other content hosted therein. Our podcasts are for informational purposes only, and are not intended to provide legal, tax, financial, or investment advice. Listeners should consult their own advisors before making these types of decisions. Chainalysis has no responsibility or liability for any decision made or any other acts or omissions in connection with your use of this material. Chainalysis does not guarantee or warrant the accuracy, completeness, timeliness, suitability or validity of the information in any particular podcast and will not be responsible for any claim attributable to errors, omissions, or other inaccuracies of any part of such material.  Unless stated otherwise, reference to any specific product or entity does not constitute an endorsement or recommendation by Chainalysis. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by Chainalysis employees are those of the employees and do not necessarily reflect the views of the company. 

Danielle Teixeira is a program manager at Fenasbac, which is linked to the Central Bank of Brazil and runs several startup acceleration programs critical to promoting financial innovation in Brazil.She joins host Aaron Stanley to discuss Fenasbac'scurrent NEXT Accelerator program, which features prominent sponsors including Banco do Brasil, Ripple, and Mercado Bitcoin, focusing on challenges ranging from blockchain implementation to tokenization of real-world assets.For fintech companies and entrepreneurs interested in entering the Brazilian market, FENASBAC's programs offer a structured pathway to engage with regulators and established financial institutions.00:00 Introduction01:59 History and evolution of FENASBAC04:32 FENASBAC's role as intermediary between Central Bank and industry06:50 Overview of innovation programs and ecosystem building08:16 Details on the NEXT Accelerator program10:20 How corporate sponsors and startups are matched13:23 Program structure and networking opportunities15:00 Current sponsors including Banco do Brazil, Ripple, and Mercado Bitcoin16:32 Ripple and Mercado Bitcoin's specific challenges21:23 Success stories from previous cohorts24:41 International expansion plans26:47 What makes FENASBAC's accelerator unique30:08 Overview of LIFT ecosystem programs34:00 Impact of LIFT Challenge on Brazil's CBDC development36:01 How these programs have influenced Brazil's financial system39:33 Preview of upcoming CVM (securities regulator) project41:26 How to get involved in FENASBAC's programsYou can connect with Danielle onLinkedin-------------------------------------------------------------------Binance is the largest platform for trading of digital assets. With over 250 million users around the world, the exchange offers over 350 trading pairs, best-in-class products and services for investors, and advanced tools for institutions players.Binance currently holds over US$ 160 billion in user assets under custody and reached a cumulative historical trading volume of $100 trillion in 2024, showcasing the trust placed in it by users worldwide.With user-focus at the core of its DNA, Binance continuously invests to increase usability, bring new features and deepen security.Liquidity matters. Security is non-negotiable.⁠ Join Binance Now⁠------------------------------------------------------------------Powered by hydroelectric energy from the ITAIPU Dam, Morphware provides high-performance compute to run, train, and build your AI apps and agents.One of the greatest expenses when it comes to building AI applications is the compute. Morphware provides a gateway to accessible compute for AI development.Using abundant clean energy from Paraguay, NVIDIA's highest performing GPU servers and bitcoin mining infrastructure, Morphware offers some of the most competitive prices for compute in the industry.Follow on X @⁠⁠⁠⁠⁠⁠⁠⁠Morphwareai⁠⁠⁠⁠⁠⁠⁠⁠ and join the⁠⁠⁠⁠⁠⁠⁠⁠Telegram⁠⁠⁠⁠⁠⁠⁠⁠ to be a part of the community----------------------------------------------------------------

We hear from Paul Harrington of Cape Breton Capital Group about what they're up to when it comes to financial innovation in the community.

This week financial journalist Govindraj Ethiraj is joined by Govindraj Ethiraj sits down with Vishal Kampani, Managing Director of JM Financial, to explore the dynamic evolution of India's financial landscape. From private equity to capital markets, they discuss the shifting preferences of investors, as well as the opportunities and hurdles shaping the sector. Kampani highlights the need for financial innovation, the role of family offices, and the future of the financial sector in India. Tune in to understand the contemporary pinnings of wealth management. (00:00) Introduction (02:15) Legacy, Culture and contemporary advantages of JM Financial (03:30) New competition and current trends (05:22) Building out a digital platform (07:11) Market Segmentation and expansion (10:00) Investment-life-balance and the younger generation (12:00) JM Financials range of customers (13:38) Investment banking today (17:00) Financial Innovation in India (19:00) Today vs 25 years ago (24:45) Pricing and Private equity (27:20) JM Financial's various verticals and growth (31:30) RBI and Taking a Regulatory Lens (34:11) Outlook for 2025 (37:42) Family Offices (40:00) Future of the financial sector and final thoughts ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listeners! We await your feedback....⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Core and The Core Report is ad supported and FREE for all readers and listeners. Write in to shiva@thecore.in for sponsorships and brand studio requirements. For more of our coverage check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠thecore.in⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join and Interact anonymously on our whatsapp channel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to our Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Linkedin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube

On this episode of Paisa Vaisa, Anupam chats with Nitin Bhasin, Head of Institutional Equities at Ambit. They explore Ambit's journey, its partnership with Daiwa, and their flagship 'Good and Clean' product. Dive into groundbreaking thematic research, gain valuable insights into India's economic outlook, and uncover Nitin's top book recommendations. Don't miss this insightful conversation on finance and investment trends!Get in touch with our host Anupam Gupta on social media: Twitter: ( https://twitter.com/b50 ) Instagram: ( https://www.instagram.com/b_50/ ) LinkedIn: (https://www.linkedin.com/in/anupam9gupta/ You can listen to this show and other awesome shows on the IVM Podcasts website at https://www.ivmpodcasts.com/ You can watch the full video episodes of PaisaVaisapodcast on the YouTube channel. Do follow IVM Podcasts on social media. We are @ivmpodcasts on Facebook, Twitter, & InstagramSee omnystudio.com/listener for privacy information.

Guest Bio Connor McLaughlin is a seasoned investor and crypto expert with over eight years of experience in blockchain technology. With a background in surgical robotics and a passion for transformative tech, Connor shifted his focus to cryptocurrencies, particularly XRP, for their potential to revolutionize financial systems. As a registered financial advisor with Digital Wealth Partners, Connor helps clients navigate the complexities of crypto investing with a strategic and risk-averse approach. He's also featured in the documentary Rigged from the Start, which explores the challenges and future of the crypto industry.Episode Summary In this eye-opening episode, crypto expert Connor McLaughlin dives deep into the transformative potential of XRP and its role in reshaping global finance. From the inefficiencies of legacy systems like SWIFT to the revolutionary power of blockchain technology, Connor explains why XRP is uniquely positioned to solve real-world financial problems. He addresses misconceptions about XRP's market cap, its decentralization model, and its ability to unlock global liquidity. Whether you're a seasoned investor or new to crypto, this conversation will leave you with actionable insights and a fresh perspective on the future of digital assets.In This Episode, You'll Discover...Why XRP is more than just another cryptocurrency—it's a financial game-changerHow XRP streamlines cross-border payments, cutting costs and settlement timesThe real meaning behind XRP's market cap and why it doesn't limit its potentialHow decentralized networks like XRP differ from Bitcoin and why it mattersThe significance of Ripple's new stablecoin, RLUSD, in driving tokenized assetsWhy regulatory clarity in the U.S. could ignite XRP's adoption and valueConnor's strategies for investing in crypto with confidence and long-term visionConnect with Connor McLaughlinWebsite: Digital Wealth PartnersX (formerly Twitter): @MickleDocumentary: Rigged from the StartDon't miss this compelling conversation with crypto expert Connor McLaughlin. If you're curious about XRP, blockchain, or how to navigate the evolving world of crypto investing, this episode is a must-listen. Subscribe, leave a review, and share this episode to help others unlock the future of finance.

In this episode of Accrued a Fintech Confidential series presented by LoanPro, Tedd Huff and Colton Pond talk with Ben Boyer of World Acceptance about evolving financial strategies. They discuss how businesses can build lasting customer relationships by focusing on customer needs, expanding product offerings, and leveraging alternative data. Ben highlights the importance of realistic credit-building products, empathetic customer service, and accessible financial tools. The conversation emphasizes trust, transparency, and tailoring services to meet client needs while adapting to economic changes. A must-listen for businesses aiming to stay competitive and customer-focused in the financial sector. Key HighlightsThe Key to Retaining Customers You Might Be OverlookingWhy One-Size-Fits-All Credit Scores Could Be Holding You BackThe Secret to Offering Financial Products Customers Actually WantHow Expanding Your Offerings Can Keep Customers Coming BackWhat Makes a Great First Financial ProductWhy Data-Driven Decisions Beat Gut Instinct Every TimeBreaking Down Barriers to Financial SuccessHow to Balance Profitability and Customer CareWhat Most Financial Companies Get Wrong About Credit BuildingWhy Lifelong Customers Start with Exceptional Service Takeaways1️⃣ Set Clear Expectations to Earn Trust2️⃣ Simplify Financial Tools for Better Engagement3️⃣ Prioritize Trust Over Immediate Profits4️⃣ Stay Ahead by Analyzing Market Trends5️⃣ Be Proactive in Reaching Customers Links:World Finance: https://www.loansbyworld.com/aboutLinkedIn: https://www.linkedin.com/company/worldfinance/Ben Boyer Linkedin: https://www.linkedin.com/in/ben-boyer-535a272/ Fintech ConfidentialPodcast: https://fintechconfidential.com/listenNotifications: https://fintechconfidential.com/accessLinkedIn: https://www.linkedin.com/company/fintechconfidentialX: https://x.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupportersSupporters LoanPro: Enhance lending operations with LoanPro's modern core. Learn more at https://loanpro.io/demoSkyflow, privacy platform trusted by leading financial institutions, to protect customers' data. www.skyflowsecure.comHAWK: Enhance compliance with real-time monitoring and advanced AI. https://gethawkai.com for better compliance About:GuestBen Boyer: Ben Boyer is a finance executive in Product Development at World Finance, previously serving as COO at Simpliphy and VP...

This week on The Nick Halaris Show we are featuring Frank Rohde, the Founder and CEO of Ownify, a company creating a new path to ownership by partnering aspiring first time homebuyers with socially conscious investors.  Frank is a serial entrepreneur with a long track record of success and someone who deeply understands the financial, social, and political barriers standing in the way of widespread, affordable homeownership.    Ready to dive in? Listen to this episode on Apple Podcasts, Spotify, Amazon Music and YouTubeor on your favorite podcast platform.I wanted to have Frank on the show to learn more about Ownify and its unique approach to solving the homebuying affordability problem.  Housing has become such a big deal in America, both for our economy and our democracy, and we need individuals like Frank and companies like Ownify, to help reverse the negative trend.  Tune in to this inspiring episode to learn:  How Ownify's all-equity financial structure enables people to buy a home with just a 2% down paymentWhy Frank and his colleagues at Ownify believe the all-equity approach is both fairer and better than other debt-based modelsHow dynamics in the mortgage industry have contributed to the worsening housing affordability crisisAll the ways that rising homeownership rates can improve a local community&Much, much moreStay tuned to the end to learn why, after stumbling across some concerning mortgage data in his last company, Frank decided to go all-in on the fight to improve access for first-time homebuyers.As always, I hope you all enjoy this episode.  Thanks for tuning in!  Connect with Nick Halaris: Nick Halaris website and newletter (sign up!) Nick Halaris on Instagram Nick Halaris on linkedin Nick Halaris on Twitter

Join Denis Stolyarov in an engaging discussion with Bhagesh Malde, Global Head of SS&C GlobeOp, Fund Services, as they delve into how cutting-edge technology is reshaping fund services and enabling Middle East fund managers to thrive. With Abu Dhabi Finance Week (ADFW) on the horizon, hear insights on SS&C's AI and RPA capabilities, ahead of panel session with SS&C's CEO Bill Stone at ADFW, highlighting the future of financial innovation. To learn more, visit our Resource Center.

Curae's financial solutions and technology tackle patient debt and enhance healthcare satisfaction. In this episode, we meet Gary Johnson, Chief Growth Officer of Curae, who shares his extensive experience in healthcare marketing and revenue cycle management. He discusses the challenges of patient bad debt and uncompensated care, highlighting how Curae's innovative financial solutions help healthcare providers and patients navigate the complexities of healthcare costs. Gary also emphasizes the importance of technology in improving revenue cycle processes and encourages healthcare providers to strive for better financial outcomes and patient satisfaction. Tune in to discover how Curae's innovative financial solutions are transforming healthcare costs and improving patient satisfaction! Resources: Connect with and follow Gary Johnson on LinkedIn. Follow Curae on LinkedIn and explore their website.

“Regrettably, I don't think we're very good, to be honest, at collaborating with FinTechs, or collaborating with the private sector more broadly on solving for policy issues.” It's a podcast double feature this week, with two conversations offering a pulse check on financial innovation in Canada. First: Koho's Daniel Eberhard (CEO) and Peter Aceto (Chief Banking Officer) detail the process of becoming a licensed bank along with the benefits and risks. Second: leaders from Manzil (Mohamad Sawwaf) and Borrowell (Eva Wong) join the Department of Finance Canada's Julien Brazeau to discuss innovations focused on greater inclusion for Canada's underbanked. Recorded live at Elevate Festival. The BetaKit Podcast is presented by Uber Canada. Uber's driving positive change for riders, drivers, and communities across Toronto. Learn more about how Uber is moving Toronto forward. The BetaKit Podcast is also brought to you by The BetaKit Quiz, a new weekly challenge testing your knowledge of Canadian tech. Head to BetaKit.com/quiz every Friday, take the quiz, and see how well you score!

Aaron Krowne is Partner & Practice Group Lead Blockchain & Corporate, at Industria Business Lawyers (IBL Partners) a technology-forward distributed law firm.  Why you should listen Since its founding in 2018, IBL Partners has leveraged versatility and technology to deliver professional and sophisticated legal services for innovators in the twenty-first century technology sector. Advances in technology, including AI, Blockchain and DLT, fintech, "DeFi", and "Web3", continue to revolutionize the industry. Unfortunately, government agencies and corporate stakeholders often find themselves playing catch-up with innovation. IBL Partners leverages its collective regulatory experience and expertise in technology to navigate the regulatory uncertainty and offer clients indispensable legal support in new frontier as well as established areas of the law. Aaron Krowne is an attorney who arrived at the practice of law following a career in computing and technology, where he worked as a research data scientist.  He founded a series of online startup ventures, several of which attained global recognition. His pre-law career also includes establishing multiple online libel law precedents and participating in the early development of the Creative Commons IP license system. He was one of the first lawyers globally to focus on blockchain, initially familiarizing himself with Bitcoin and its underlying technology in its early days. Today, he advises a diverse array of blockchain and “crypto” companies, covering areas ranging from money services and AML law to NFTs, and works at the forefront of the professionalization and expansion of the rapidly-growing cryptocurrency finance and “DeFi” space. Aaron joins Andy to discuss blockchain law, regulations, the regulation by enforcement approach of many US agencies, and the Financial Innovation and Technology for the 21st Century Act. Supporting links Stabull Finance IBL Partners Andy on Twitter  Brave New Coin on Twitter Brave New Coin   If you enjoyed the show please subscribe to the Crypto Conversation and give us a 5-star rating and a positive review in whatever podcast app you are using.

When the Federal Reserve uses a ministerial task to punish financial innovation, what's a bank to do? Take them to court, for one. Caitlin Long is CEO of Custodia Bank. She and Cato's Jack Solowey detail how and why the Fed is cracking down on innovators. Hosted on Acast. See acast.com/privacy for more information.

Visa's Head of Innovation and Digital Partnerships shares insights on the future of payments, from cryptocurrencies to the creator economy.Vanessa Colella, Head of Innovation and Digital Partnerships at Visa, joins the podcast to discuss how Visa is shaping the future of finance and commerce. She explains Visa's work on stablecoins, tokenization, AI and solutions for creators and small businesses. Colella also shares her thoughts on broader fintech trends and Visa's approach to innovation focused on solving real-world problems.Links mentioned from the podcast: How Kamala Harris TikTok Remixes Reveal the Future of Music ConsumptionSquid Game: The (immersive) Experience is coming to New York City in OctoberBeing Digital book by Nicholas NegroponteWatch this episode on video:YouTubeCoinDeskFollow us on Twitter: Sam Ewen, Avery Akkineni, CoinDesk, Vayner3-"Gen C" features hosts Sam Ewen and Avery Akkineni. Executive produced by by Uyen Truong. Our theme music is "1882” by omgkirby x Channel Tres with editing by Doc Blust. Artwork by Nicole Marie Rincon.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Visa's Head of Innovation and Digital Partnerships shares insights on the future of payments, from cryptocurrencies to the creator economy.Vanessa Colella, Head of Innovation and Digital Partnerships at Visa, joins the podcast to discuss how Visa is shaping the future of finance and commerce. She explains Visa's work on stablecoins, tokenization, AI and solutions for creators and small businesses. Colella also shares her thoughts on broader fintech trends and Visa's approach to innovation focused on solving real-world problems.Links mentioned from the podcast: How Kamala Harris TikTok Remixes Reveal the Future of Music ConsumptionSquid Game: The (immersive) Experience is coming to New York City in OctoberBeing Digital book by Nicholas NegroponteWatch this episode on video:YouTubeCoinDeskFollow us on Twitter: Sam Ewen, Avery Akkineni, CoinDesk, Vayner3-"Gen C" features hosts Sam Ewen and Avery Akkineni. Executive produced by by Uyen Truong. Our theme music is "1882” by omgkirby x Channel Tres with editing by Doc Blust. Artwork by Nicole Marie Rincon.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the Crazy Wisdom Podcast, host Stewart Alsop welcomes Farhaj Mayan, who discusses his work with Forma in developing Solana economic zones. The conversation, held in Buenos Aires, delves into the concept of Solana-based economic zones similar to special jurisdictions like Dubai and Shenzhen. Farhaj explains the potential for these zones to attract talent and capital by offering new legal, regulatory, and economic frameworks. The discussion covers his experiences with the BuildSpace initiative and various global perspectives, including insights on Dubai's rapid development and Argentina's high crypto adoption rates. The podcast also highlights the upcoming month-long Solana economic zone event in Buenos Aires, aiming to connect international projects with local talent and investors. Check out and apply for what Forma is doing with Solana Economic Zones hereTimestamps00:19 Understanding Solana Economic Zones02:02 Buenos Aires: The First Solana Economic Zone02:20 The Unique Expat Scene in Buenos Aires03:06 Comparing Global Cities: Buenos Aires, Rio, and Dubai03:50 Dubai's Rapid Development and Economic Strategy05:00 The Diverse Social Structure of Dubai07:00 Government Initiatives and Talent Retention in Dubai08:57 The Role of Free Zones in Economic Development12:51 Singapore vs. Dubai: Competing Global Hubs14:32 The Future of Remote Work and Global Talent15:20 The Inspiration Behind Forma and Solana Economic Zones23:55 Argentina's Potential for Economic Development25:58 Argentina's Economic and Cultural Landscape27:46 Crypto Adoption in Argentina28:22 Financial Systems and Entrepreneurial Spirit29:41 Historical Context and Immigration32:33 The Future of Argentina and Global Comparisons34:57 Opportunities and Challenges in Immigration37:01 Digital Nomad Programs and Global Mobility44:18 Building Communities and Economic Zones47:36 Event Details and Final ThoughtsKey InsightsSolana Economic Zones: The concept of creating internet-native economic zones that manifest physically in different countries, aiming to drive local economic development by connecting global crypto projects with local talent.Argentina's Unique Position:High crypto adoption due to economic instability and inflationStrong education system and tech ecosystemCultural similarities to Western countriesFavorable time zone for both US and European marketsEasy immigration policies (potential for citizenship in 2 years)Argentina's Historical Context:Once one of the world's most promising economies in the early 1900sCurrent economic challenges but retaining strong cultural and educational foundationsCrypto Adoption in Argentina:Approximately 30-60% of people actively use cryptoHigh volume of stablecoin transactionsInformal peer-to-peer banking system (Cuevas) for OTC tradesThe SEZ Argentina Event:Month-long unconference formatBringing together founders, local community leaders, policymakers, and investorsFocus on "real world Solana" projects with practical applicationsCombining educational content with cultural experiencesGlobal Talent Movement:Discussion on how countries like Dubai and Singapore are attracting global talentPotential for Argentina to leverage its immigration policies for talent attractionBottom-up Community Movements:Importance of grassroots efforts in driving economic changeRole of community-led initiatives in attracting international interest and investmentBridging Online and Offline Communities:The value of bringing internet-native communities together in physical spacesPotential for creating "pop-up cities" or temporary hubs for digital nomads and crypto enthusiastsRegulatory Considerations:Discussions on creating favorable regulatory frameworks for crypto businessesBalancing international relations (e.g., US alignment) with economic opportunitiesCultural Integration:Argentina's welcoming nature and potential for integrating newcomersThe importance of shared experiences in building strong communities

I know some might be looking for a "man in finance," as the viral TikTok goes, but I wanted to find a woman in finance and learn about her rise to the top and how she's balancing the demands of work and her personal life. Alyssa Schaefer is the General Manager and Chief Experience Officer at Laurel Road, a digital banking platform, where Alyssa oversees all aspects of the business, including Marketing, Operations, Risk, and P&L Management. Before Laurel Road, Alyssa held several leadership positions in the financial services industry. She's also a mom of twin toddlers. In our convo, Alyssa shares the best career advice she's received, the benefits of being a generalist in her profession, and how Laurel Rode services many borrowers in the medical and healthcare fields.

California frequently is in the vanguard of consumer financial issues and legislation, foreshadowing trends that may spread to other states. Today's episode, during which we explore important hot topics and recent developments in California consumer finance law, is hosted by Ballard Spahr partner Melanie Vartabedian, and features Partners Michael Guerrero and Joel Tasca, and Of Counsel John Kimble. We first discuss what the future likely holds for proposed rules issued under the California Consumer Financial Protection Law (CCFPL) by the California Department of Financial Protection and Innovation (DFPI). The proposed rules include complex registration and reporting requirements for certain consumer products, and are under revision after rejection by the California Office of Administrative Law for lack of clarity. We then explore the DFPI's most recent annual report on activity under the CCFPL, which recaps the DFPI's rulemaking, enforcement efforts, complaints received, and efforts in connection with education outreach and the Office of Financial Innovation. Highlights include a rule that applies consumer-type “unlawful, unfair, deceptive, or abusive acts and practices” (referred to in the report as “UUDAAP”) prohibitions to financial products and services provided to small businesses; ramped-up enforcement efforts; and high-dollar settlements as well as litigation in progress. Next, we turn to a comparison of California's Rosenthal Fair Debt Collection Practices with the federal Fair Debt Collection Practices Act, and discuss their similarities, differences, and litigation trends under both laws. We then focus on the California Consumer Credit Reporting Agencies Act, which poses challenges for companies that report consumer data to consumer reporting agencies over and above the requirements of federal law. We conclude with a look at unique issues arising in California with respect to the FTC “holder rule”.

Welcome to The Chopping Block – where crypto insiders Haseeb Qureshi, Tom Schmidt, Robert Leshner, and Tarun Chitra explore the latest trends in crypto. This episode explores the buzz around LeBron James' potential memecoin, the recent approval of Ether ETFs, and Biden's shifting stance on crypto policy. We dissect the implications of Trump's pro-crypto promises and the FIT21 legislation. Tune in for a lively debate on celebrity coins, the market's reaction to regulatory changes, and the evolving landscape of political influence in the crypto space. Listen to the episode on Apple Podcasts, Spotify, Overcast, Podcast Addict, Pocket Casts, Pandora, Castbox, Google Podcasts, TuneIn, Amazon Music, or on your favorite podcast platform. Show highlights

Rep. French Hill (R-Ark.) discusses the Financial Innovation and Technology for the 21st Century Act.To get the show every day, follow the podcast here.Rep. French Hill (R-Ark.), who serves as the Vice Chairman of the House Financial Services Committee, joins "First Mover" to break down the Financial Innovation and Technology for the 21st Century Act. Plus, his reaction to SEC Chair Gary Gensler's pushback against the bill.-Consensus is where experts convene to talk about the ideas shaping our digital future. Join developers, investors, founders, brands, policymakers and more in Austin, Texas from May 29-31. The tenth annual Consensus is curated by CoinDesk to feature the industry's most sought-after speakers, unparalleled networking opportunities and unforgettable experiences. Register now at consensus.coindesk.com.-This episode was hosted by Jennifer Sanasie. “First Mover” is produced by Jennifer Sanasie and Melissa Montañez and edited by Victor Chen.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Bitcoin is down slightly at $70,046 Eeth is down .5% at $3,717 Binance Coin, is down .5% at 619 dollars. Gary Gensler voices opposition to House's Financial Innovation and Technology for the 21st Century Act. Vitalik Buterin transfers 80ETH through Railgun Ripple's CLO decries Gensler. Prosecutors want 5-7 years for FTX's Ryan Salame Kelp DAO raises $9M. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this thought-provoking episode of Passive Income Pilots, we sit down with blockchain expert Hans Koning to navigate the complexities and opportunities within the blockchain landscape, especially in light of recent global events like the Bitcoin halving and rising geopolitical tensions. Hans shares his profound insights into how these factors influence the digital economy and illustrates practical methods for earning passive income through blockchain technologies such as staking in PIVX. Delve into discussions that not only shed light on the technical mechanics of cryptocurrencies but also explore the crucial role of decentralized autonomous organizations (DAOs) in democratizing capital. This episode provides a deep dive into how blockchain is reshaping financial paradigms by empowering individuals to manage and grow their wealth independently, paving the way for a more trust in a trustless world.Timestamped Show Notes:(00:00) Welcome and introduction of guest Hans Koning.(01:00) Hans's background in technology and transition into blockchain.(02:00) Explanation of blockchain vs. traditional banking systems.(06:00) Benefits of Proof of Stake and its impact on energy efficiency.(08:00) Introduction to earning passive income through staking in PIVX.(10:00) Discussion on the role of DAOs in managing cryptocurrencies like PIVX.(15:00) Overview of zero knowledge proofs and their application in enhancing privacy.(18:00) How PIVX prioritizes privacy in its blockchain operations.(20:00) The potential future impact of blockchain in global finance and its integration into daily life.(25:00) Exploring the economic principles of PIVX and other cryptocurrencies.(30:00) The significance of community engagement in blockchain projects.(35:00) How DAOs operate and their influence on decentralized governance.(39:00) Closing thoughts from Hans on the importance of community and trust in blockchain.(43:00) Final remarks and episode wrap-up.Resources Mentioned:PIVX Official Website: PIVX.orgPIVX Mobile Wallet: MyPIVXWallet.orgPIVX Core Wallet: PIVX.org/downloadsRecommended Book: The Blockchain and the New Architecture of Trust By Kevin WerbachRemember to subscribe for more insights at PassiveIncomePilots.com!Join our growing community on FacebookCheck us out on Instagram @PassiveIncomePilotsFollow us on X @IncomePilotsGet our updates on LinkedInHave questions or want to discuss this episode? Contact us at ask@passiveincomepilots.com See you on the next one!

Welcome to "Uncut with Q," the podcast where real stories meet raw truths in unfiltered conversations. I'm your host, Q, and in today's episode, we're joined by a remarkable guest: Ed, a former Marine whose journey from service to success is nothing short of inspiring.During his time in the Marine Corps from 2003 to 2007, Ed faced the challenges many service members encounter: financial strain and uncertainty about the future. But amidst the trials, Ed made a pivotal decision in 2005, purchasing his first investment. Little did he know, this would set the stage for a transformative path ahead.Fast forward to 2013, a year that would forever alter Ed's trajectory. It was during this time that he discovered the power of private money and creative financing. Through innovative strategies and unwavering determination, Ed unlocked opportunities that propelled him towards financial freedom and independence.

In today's episode hosts Tate Duryea and Ryan Gibson navigate through the vast skies of real estate investing with the guidance of real estate titan, Kathy Fettke. As a renowned expert and a beacon of knowledge in real estate and economics, Kathy brings invaluable insights into the current real estate market, investment strategies, and the future of property investment. Whether you're at the helm of your real estate journey or just preparing for takeoff, this episode promises to elevate your understanding of real estate investments and economic trends. Fasten your seatbelts as we explore actionable insights and timeless wisdom from Kathy Fettke, ensuring your real estate ventures soar to new heights.Timestamped Show Notes:(00:00:00) Introduction to Passive Income Pilots and Today's Guest, Kathy Fettke.(00:01:00) Kathy Fettke's Background: From Broadcast Journalism to Real Estate Mogul.(00:03:00) Empowering Women in Finance and Investing.(00:06:00) The Catalysts for Kathy's Real Estate Journey: Personal Challenges and Insights.(00:08:00) Analyzing the Economic Impacts of the Pandemic on Real Estate.(00:10:00) The Inflation Effect: Money Supply and Real Estate Dynamics.(00:12:00) Navigating Interest Rates and the Surprising Resilience of the Economy.(00:14:00) The Resilient U.S. Economy: A Deep Dive into the Money Supply and Investment Strategies.(00:17:00) 2008 vs. Now: How Today's Real Estate Market Differs from the Past.(00:22:00) The Future of Real Estate: Understanding Current Trends and Preparing for What's Next.(00:24:00) The Role of Office and Commercial Real Estate in Today's Market.(00:27:00) Kathy's Advice for New Investors: Simplifying the Path to Real Estate Investment.(00:30:00) The Pitfalls to Avoid in Real Estate Investing.(00:33:00) The Allure and Risks of "Exciting" Real Estate Projects.(00:36:00) The Benefits of Investing in Real Estate: Tax Advantages and Long-Term Growth.(00:38:00) Overcoming Personal and Financial Challenges Through Real Estate.(00:41:00) Real Estate Strategies for Busy Professionals: Finding the Right Investments.(00:43:00) Selecting Low-Maintenance Real Estate Investments Suitable for Busy Lives.(00:46:00) Resources and Advice for Those New to Real Estate Investing.(00:49:00) How to Get Started with Real Estate Investing: The Importance of Choosing the Right Partners.Links and Resources:Get Featured On The Show!: passiveincomepilots.com/question Email Your Questions: ask@passiveincomepilots.comJoin Our Community: facebook.com/groups/passivepilotsConnect With Kathy: Real Wealth NetworkFederal Reserve of St. Louis Money SupplyHow to Conduct Due Diligence on an Investment WebinarStay tuned to Passive Income Pilots for more expert insights and strategies to fuel your journey to financial independence through smart investing.

Mike Peterson from Bitcoin Beach El Zonte, El Salvador rejoins me on the show to give listeners some updates from El Salvador. Having a reduced crime rate and improved investment and tourism into the country has driven big changes! We talk: How things look a few years on from the Bitcoin Law Life on the ground in El Salvador How easy it is to move El Salvador $1M Citizenship Program Dealing with on chain fees Custodial vs Self Custodial and pragmatism ‘Circular Economies' and insights from his networking around the world Links: X: @Bitcoinbeach YT: @LiveFromBitcoinBeach  Sponsors: Swan.com (code LIVERA) CoinKite.com (code LIVERA) Mempool.space Stephan Livera links: Follow me on X: @stephanlivera Subscribe to the podcast Subscribe to Substack Timestamps/Chapters: 00:00 - Introduction and Background 01:20 - Two and a Half Years After Bitcoin Adoption in El Salvador 05:21 - Financial Innovation in El Salvador 09:36 - Bottom-Up vs Top-Down Adoption of Bitcoin 11:00 - Ease of Setting Up in El Salvador 21:05 - Coinkite.com 22:13 - Mempool.space 22:56 - Swan.com 24:15 - Living on Bitcoin in El Salvador 31:48 - Bitcoin Meetups and Events in El Salvador 35:51 - Circular Economies and Bitcoin Adoption 40:55 - Insights from Other Circular Economies 50:05 - Custodial vs. Non-Custodial 54:21 - The Bitcoin Beach Podcast 56:16 - Closing thoughts

Elizabeth Ralph is a high-level wealth strategist and intuitive investor who retired at the age of 39 in order to teach others how to reach financial freedom through non-traditional ways.Elizabeth marries accessible financial education with the nuances of energy and intuition to create confident, aligned investors. She helps individuals reshape their perspectives on wealth, rewrite their money narratives and redirect their financial future with consistent income that grants them more time and energy to focus on the deeper purpose of their work and the things that truly light them up. ___Get your copy of Personal Socrates: Better Questions, Better Life Connect with Marc >>> Website | LinkedIn | Instagram | Twitter Drop a review and let me know what resonates with you about the show!Thanks as always for listening and have the best day yet!*Behind the Human is proudly recorded in a Canadian made Loop Phone Booth*Special props

Join us in an enlightening conversation with Gary Cardone, the mind behind Cardone Digital Ventures, as he shares his invaluable insights on the future of digital payments, the evolution of the Bitcoin ecosystem, and the transformative potential of blockchain technology. In this episode of The Mark Moss Show, we delve deep into the complexities and opportunities within the cryptocurrency space, including the challenges and dynamics of venture investing in digital assets. Gary brings his vast experience in the energy and payments sectors to the table, offering a unique perspective on how traditional financial systems intersect with the burgeoning world of digital currencies. Whether you're a seasoned investor or new to the world of Bitcoin, this episode is packed with thought-provoking discussions and expert analysis that you won't want to miss.Gary Cardone: https://garycardone.me/See omnystudio.com/listener for privacy information.

In this compelling episode of The Mark Moss Show, we delve deep into the heart of political, financial, and technological shifts shaping our world. Mark Moss brings to light the stark realities and consequences of censorship, the erosion of the American Dream, and the complex tug of war over Bitcoin and digital assets. With the backdrop of Argentina's radical transformation under President Miele, Mark discusses the broader implications of such shifts and the importance of understanding these changes for our future freedoms and financial wellbeing. This episode doesn't just skim the surface; it digs into the nuances of democracy vs. collectivism, the inflationary pressures stealing our future, and the pivotal role of innovative assets like Bitcoin in reclaiming financial control. Join us as we navigate the fine line between hope and realism in a world where understanding and action have never been more critical.See omnystudio.com/listener for privacy information.