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Tous les jours à 12h45, Anthony Morel vous fait découvrir les dernières actus techno, dans Estelle Midi, sur RMC.
SELARL, dividendes, rachat de patientèle, holding SPFPL : on vous dit tout et quelles sont les vraies règles !« Les dividendes ne servent à rien en SELARL, ils sont chargés dès qu'ils dépassent 10 % du capital social. » Cette phrase, tous les médecins, avocats, notaires et pharmaciens l'ont entendue au moins une fois. Elle est fausse, et elle coûte plusieurs milliers d'euros par an à ceux qui l'appliquent. Sur un budget de rémunération de 200 000 €, le simple fait d'arbitrer correctement entre salaire et dividendes fait gagner environ 6 000 € nets par an, à droits retraite strictement identiques, sans monter le moindre schéma exotique.Spécialistes de l'accompagnement du chef d'entreprise, nous déroulons trois stratégies avec Alexandre Chapotier, notre ingénieur patrimonial. L'objectif est clair : vous donner les leviers réellement actionnables quand on exerce une profession libérale réglementée, avec les chiffres et les limites de chacun.Au programme de cet épisode :Entreprise individuelle ou société (ce qui a changé) : Ce que recouvre le BNC par rapport au chiffre d'affaires, le régime micro et son abattement, ainsi que l'option à l'impôt sur les sociétés (IS) désormais ouverte à l'entrepreneur individuel. Pourquoi les professions réglementées doivent passer par une SEL au lieu d'une société commerciale classique, et l'impact du tour de vis de 2024 : la fin de la rémunération de gérant relevant de l'article 62 et de son abattement de 10 %.Stratégie 1 : Arbitrer entre rémunération et dividendes : Déconstruction des idées reçues. Explication de la dégressivité des cotisations sociales (passant de ~45 % sous le PASS à des niveaux bien plus faibles au-delà) et pourquoi des dividendes soumis aux cotisations génèrent des droits retraite, contrairement à la flat tax. Calcul détaillé sur un budget de 200 000 € et comparaison des nets perçus.Stratégie 2 : Le rachat de patientèle (OBO professionnel) : Mécanisme où le professionnel crée une SEL qui emprunte pour racheter sa propre patientèle au prix de marché, avec une taxation au régime des plus-values professionnelles de long terme. Exemple chiffré sur une valorisation de 300 000 € (intérêts, économie d'IS, droits d'enregistrement, ratio net final) et clarification des limites pour éviter l'abus de droit.Stratégie 3 : La holding SPFPL : Pourquoi la Société de Participations Financières de Professions Libérales (SPFPL) est la seule structure habilitée à détenir des titres de SEL. Répartition du capital entre SPFPL et holding patrimoniale classique, différences de droits d'enregistrement entre SELAS et SELARL, et cadre des investissements autorisés (locaux professionnels, rachat de cabinets vs. gestion patrimoniale pure).Dans cet épisode, vous apprendrez à calibrer votre rémunération selon votre tranche marginale, à évaluer la rentabilité d'un rachat de patientèle selon les taux actuels et à structurer correctement votre holding.
Send us Fan MailResources Free Metrics Audit: a free 20-minute live read of six numbers from your last full month (charges, claims, adjustments, denials, A/R, net collections) to find where revenue is leaking. No patient data, no system access. Built for practices collecting $150K or more a month. → https://eligibility.natrevmd.com/metrics-audit-natrevmd Practice Financial Health Dashboard for Physicians: a free Excel workbook built around the same six numbers, so you can track them month over month on your own. → https://eligibility.natrevmd.com/free-practice-financial-health-dashboard-for-physicians-natrevmd More from us: natrevmd.com Coming soon: Our episodes with the CEO of a large independent practice and with an IPA leaderThe end of September is the moment to start planning your first quarter of 2027. What you collect in January through March is mostly decided by what you do now. Dr. Heather Signorelli covers the five areas every owner, CEO, COO, or practice manager should review before the year closes. Your net collection rate. Gross collection rate compares what you collect to what you charge. Net collection rate removes contractual adjustments, so it shows what your team is writing off that it should be chasing: timely filing, bad debt, patient balances. Heather notes most practices sit in the mid to high 90s. Know your number and why it is where it is. A growth plan for 2027. Set revenue goals in the first week of October. Use this year's average reimbursement per visit (claims through June should be paid by now) to work out the patient volume you need, whether you need to hire, and whether services you refer out, like PT, subspecialty care, or lab work, have a business case to come in-house. Payer contracts. When did you last negotiate? Are any credentialing denials still open? Starting in October gives new rates the best chance of loading early. IPA options. An independent physician association can strengthen your contracting position, but there are good and bad ones. Look at who they serve, how fast claims get paid, quality metrics, and shared savings before you join. A coding audit. If it has been years, get one. Check levels, modifiers, and incident-to billing, and make sure your documentation supports the codes. OB practices in particular need to be ready for the 2027 code changes.Three actions this week: • Pull your net collection rate and ask your billing team what is behind every non-contractual write-off • Put a two-hour 2027 planning session with your leadership team on the calendar for the first week of October • List every payer contract with the date it was last negotiated
Une surprise à 200 000$, voilà ce qui attendait Marie-Jeanne Dupont et son conjoint après l’achat de leur maison de rêve. Entrevue avec Marie-Jeanne Dupont, propriétaire d’une maison. Regardez aussi cette discussion en vidéo via https://www.qub.ca/videos ou en vous abonnant à QUB télé : https://www.tvaplus.ca/qub ou sur la chaîne YouTube QUB https://www.youtube.com/@qub_radioPour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr
Everybody wants the outcome. Far fewer people are willing to pay the price required to get there. In this episode of The Impossible Life Podcast, Nick Surface and Garrett Unclebach examine the gap between wanting a better life and actually becoming the kind of man capable of carrying it. Purpose has a cost, growth has a cost, and following Jesus was never presented as a life built around comfort. The question is not simply what you want. It is what you are willing to give, endure, and surrender in order to become who God has called you to be.For Christian men, price paying goes far beyond grinding harder or proving how tough you are. Biblical masculinity requires discipline, endurance, faith, and the willingness to choose what matters most when comfort offers an easier alternative. Every meaningful pursuit demands something from you, and quitting often becomes tempting when the price turns out to be higher than expected. But the willingness to stay faithful when the cost becomes real is what separates desire from conviction.You are already paying a price with your life. The only question is what you are buying with it. Every hour, habit, sacrifice, decision, and act of obedience is moving you toward something. This episode challenges men to stop expecting purpose without sacrifice, stop measuring decisions only by comfort, and develop the faith to pay the right price for the right things. If God has called you to something worth doing, becoming the man capable of carrying it will cost you, but the alternative may cost far more.Check out VITL Peptides by clicking hereJoin a group of likeminded Impossible Life listeners in our FREE Skool community by clicking here.Get the Purpose Playbook by clicking hereGet the FREE Basic Discipline Training 30 Day Program by clicking hereJoin us in Mindset Mastery by clicking hereLevel up your nutrition with IDLife by clicking hereGET IN TOUCHSocial Media - @theimpossiblelifeEmail - info@theimpossible.life
Tax-Payer Funded
Les Australiens paient chaque année près de 1,6 milliard de dollars en frais de surcharge lorsqu'ils règlent leurs achats par carte bancaire. Un montant considérable qui devrait bientôt appartenir au passé : à partir du 1er octobre, les commerçants ne pourront plus imposer de supplément pour les paiements par carte, en magasin comme en ligne. En théorie, le prix affiché sera donc enfin le prix payé. Reste une question essentielle : qui assumera désormais le coût de ces transactions ? Les entreprises absorberont-elles la facture, ou les consommateurs finiront-ils malgré tout par payer, à travers une hausse des prix ?
Aujourd'hui, Charles Consigny, avocat, Zohra Bitan, cadre de la fonction publique, et Sam Zirah, créateur de contenu, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.
Avec : Juliette Briens, journaliste à L'Incorrect. Jean-Philippe Doux, journaliste et libraire. Et Baptiste des Monstiers, journaliste et paysagiste. - Toujours accompagnée de Charles Magnien et sa bande, Estelle Denis s'invite à la table des français pour traiter des sujets qui font leur quotidien. Société, conso, actualité, débats, coup de gueule, coups de cœurs… En simultané sur RMC Story.
Les Australiens paient chaque année près de 1,6 milliard de dollars en frais de surcharge lorsqu'ils règlent leurs achats par carte bancaire. Un montant considérable qui devrait bientôt appartenir au passé : à partir du 1er octobre, les commerçants ne pourront plus imposer de supplément pour les paiements par carte, en magasin comme en ligne. En théorie, le prix affiché sera donc enfin le prix payé. Reste une question essentielle : qui assumera désormais le coût de ces transactions ? Les entreprises absorberont-elles la facture, ou les consommateurs finiront-ils malgré tout par payer, à travers une hausse des prix ?
On a jasé de deux voleurs américains qui se sont fait prendre à leur propre jeu. Toute la semaine, dans le 7 chanceux, on joue au quiz 4 de 7 afin de faire gagner des billets pour le spectacle des Black Keys à la Place Bell. Dans le Spécial K, on a jasé de la gestion des finances dans le couple… Êtes-vous team compte conjoint ou non? Grâce à l’Énigme du jour, on vous fait gagner des billets pour le nouveau spectacle de Cathy Gauthier. On a salué notre collègue Gabriel Jasmin, qui nous a quittés beaucoup trop rapidement le week-end dernier. Les Petits Débats du Boost étaient de retour aujourd’hui dans l’émission! On a joué un premier extrait de notre nouvelle chanson d’encouragement des Canadiens, mettant en vedette Koriass. Mike a trouvé le métier parfait pour lui afin de gérer ses élans de colère! On a jasé avec notre chum Marc Denis à l’approche du début de saison de nos Canadiens. Dans le Wake Up Quiz, on a joué à « 24 secondes chrono ». Dans sa Grosse News, notre informateur Étienne Phénix est revenu sur l’augmentation fulgurante des voyages dans le Sud.
This episode is a wild ride, folks, with a series of taxpayer relief shots that'll leave you on the edge of your seat. From a homeowner in Pleasant Hill who shoots and kills an intruder to a single mother in Anderson who defends her family, we're diving into the world of self-defense and the taxpayer relief shots that make headlines.This episode covers a range of topics, from a man who breaks into a home in Santa Rosa County, Florida, to a suspect who's shot by police in San Diego after trying to set a dog on fire. We're also discussing a man who's killed by police in Gilbert, Arizona, after pulling a knife on an officer, and a traffic stop that turns deadly in Rome, Georgia. Along the way, we're exploring the nuances of self-defense and the importance of protecting oneself and one's loved ones.The speaker shares some incredible stories, including a 911 call from a woman who's being robbed and the dispatcher's advice to lock doors and get a firearm. We're also hearing from a single mother who's defending her child and a man who's considering moving to Mississippi due to high taxes in Colorado.This episode is a must-listen for anyone interested in self-defense, law enforcement, and the taxpayer relief shots that make headlines. Join us as we explore the complexities of these situations and the importance of staying safe in today's world.See omnystudio.com/listener for privacy information.
“Alternative investment” can sound like a shortcut to higher returns. But before you buy into the story, you need to understand what’s actually creating the return, and where the risk sits. In this solo episode, Bushy takes you through the Investment Mystery Aisle, covering private credit, unlisted businesses, farmland, infrastructure, gold, collectibles, crypto and specialist alternatives. He breaks down the Four Ps, Payer, Profit, Paper and Passage, to help you interrogate an investment before committing your money. You’ll also discover why a regular distribution doesn’t necessarily mean genuine income, how leverage can hide in multiple layers, why “non correlated” doesn’t automatically mean diversified, and why being a sophisticated investor is an entry ticket, not a qualification. Bushy then brings it all together with the Alternative Asset Passport and Investor Strategy Wind-Vane to help you work out whether an investment actually belongs in your plan. What you’ll learn: The six different types of alternative investments and what drives their returns. The Four Ps for stress testing an investment offer. How to spot disguised returns of your own capital. Where hidden leverage and shared risks can sit. Why illiquidity and smooth valuations deserve closer scrutiny. What sophisticated investor status does, and doesn’t, tell you. How the same investment can be green, amber or red depending on the investor. Five practical moves: Take It, Test It, Trim It, Park It or Put It Back. Want the tools Bushy uses? Email bushy@knowhowproperty.com.au and ask for the Alternative Asset Passport or Investor Start Wind-Vane. FREE PROPERTY INVESTOR’S FIELD GUIDE How Should I Invest In Property Now? After months of post-Budget analysis, modelling and conversations with investors around Australia, Bushy has distilled the key insights into a practical guide designed to help you cut through the confusion and identify the opportunities that still exist for strategic property investors. Download your free copy here: https://bushymartin.com.au/fieldguide Take the next step with Bushy Personal Solutions Session Get clarity and personalised guidance: Book now Property W.E.A.L.T.H Program - live now! Be first to access discounts + free Module 1: Find out more https://courses.bushymartin.com.au/property-wealth Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Get property investment and wealth resources, and book a Personal Solution Session with Bushy. All the links and info are here: linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com. This content provides general information only and has been prepared without taking into account your objectives, financial situation or needs. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.See omnystudio.com/listener for privacy information.
Pascal Praud revient pendant deux heures, sans concession, sur tous les sujets qui font l'actualité. Vous voulez réagir ? Appelez le 01.80.20.39.21 (numéro non surtaxé) ou rendez-vous sur les réseaux sociaux d'Europe 1 pour livrer votre opinion et débattre sur les grandes thématiques développées dans l'émission du jour.Vous voulez réagir ? Appelez-le 01.80.20.39.21 (numéro non surtaxé) ou rendez-vous sur les réseaux sociaux d'Europe 1 pour livrer votre opinion et débattre sur grandes thématiques développées dans l'émission du jour.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Pour les annonceurs, ça se passe iciNotre Newsletter gratuite est iciNotre écosystème de formation juste iciNotre outil de gestion / reporting : Datablaster
La rencontre Boilard-Dumont avec Marc Boilard et Mario Dumont. Regardez aussi cette discussion en vidéo via https://www.qub.ca/videos ou en vous abonnant à QUB télé : https://www.tvaplus.ca/qub ou sur la chaîne YouTube QUB https://www.youtube.com/@qub_radio Pour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr
Site internet : https://www.scepia.fr/
Site internet : https://www.scepia.fr/
Les boulangeries et pâtisseries qui fabriquent des produits haut de gamme pourraient bientôt payer la farine au tarif commercial, affirme le ministre Michael Sik Yuen… by TOPFM MAURITIUS
Le débat s'enflamme sur l'idée de donner des allocations colossales pour relancer la natalité. Pendant ce temps, Danick nous fait halluciner avec ces manchots qui dorment 11 heures par jour par micro-siestes de 4 secondes. Une révolution médicale d'une injection unique pour remplacer les pilules contre le cholestérol avec le Doc Bensoussan et une pub cochonne gracieuseté d’Étienne Marcoux. Voir https://www.cogecomedia.com/vie-privee pour notre politique de vie privée
Aujourd'hui, Joëlle Dago-Serry, coach de vie, Antoine Diers, consultant auprès des entreprises, et Charles Consigny, avocat, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.
Aujourd'hui, Emmanuel de Villiers, chef d'entreprise, Sandrine Pégand, avocate, et Bruno Poncet, cheminot, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.
durée : 00:01:57 - Plusieurs dizaines d'entreprises ou d'auto-entrepreneurs ont reçu une fausse lettre de mise en demeure de la DGRFO. - équipe : Armêl Balogog, La cellule Vrai ou faux Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France
Send us Fan MailHealthcare administrative costs consume an estimated 15 to 20 percent of every dollar spent in the American healthcare system. A quarter of that is medical coding alone, a process that has remained largely manual, subjective, and error-prone for decades.Hamid Tabatabaie, Founder and CEO of CodaMetrix, joins host John Driscoll to discuss how autonomous coding AI is making the shift from subjective to objective coding a reality across 35 of the largest health systems in the country, and why getting the codes right is not just a billing issue but a clinical one that directly affects patient care and outcomes.
Payer plus cher pour voir un médecin en téléconsultation plus vite : certaines plateformes proposent de passer devant les autres patients dans la file d'attente virtuelle. Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Aujourd'hui, Flora Ghebali, militante écologiste, Didier Giraud, éleveur de bovins, et Charles Consigny, avocat, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.
Assurances, conso, nouvelles technologies… "On en parle" vous oriente dans tout ce qui fait votre quotidien. Au programme aujourd'hui: 1. Acheter maintenant, payer plus tard: la fausse bonne idée? 2. Les ateliers de peinture sur céramique 3. Guichet: comment entretenir ses outils de jardinage et bricolage?
durée : 00:03:22 - On n'arrête pas l'éco - par : Sandrine Foulon - Cette semaine, Maya, professeure des écoles, a laissé un message vocal à Sandrine Foulon. Elle a perdu des clés et un badge dans son collège et l'établissement lui demande de régler la facture. Un employeur peut-il exiger le remboursement d'un matériel perdu, volé ou endommagé ? Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France
This episode of the podcast is a wild ride, folks, as we dive into a series of taxpayer relief shots that'll leave you questioning the world we live in. From a man who gets shot by police after jumping on cars in a busy street to a homeowner who takes down an intruder in their own driveway, these stories will keep you on the edge of your seat.We're talking about a range of situations where individuals have found themselves in life-or-death situations, and the outcomes are often surprising. We'll explore the details of each case, from a 19-year-old who claims self-defense after shooting an 18-year-old who allegedly tried to rob him, to a driver who comes to the rescue of a state trooper who's been ambushed by a suspect. We'll also examine the role of self-defense laws in these situations and what they mean for the individuals involved.One thing's for sure: these stories are a reminder that life is unpredictable, and sometimes, the line between right and wrong gets blurred. We'll delve into the complexities of each case and explore the aftermath of these taxpayer relief shots.So, if you're ready to hear some real-life stories that'll keep you guessing, tune in to this episode and join the conversation. We'll be discussing the what-ifs and the maybes, and exploring the world of taxpayer relief shots in a way that'll leave you thinking long after the episode is over.See omnystudio.com/listener for privacy information.
Se rassembler pour partager un moment lecture, loin des écrans : c'est l'objectif des « reading party », ou soirées lectures. Le concept a été popularisé par The Offline Club, une société qui propose des événements déconnectés partout en Europe. Reportage sur un après-midi lecture organisé par l'antenne parisienne du Offline Club avec Élise Veran. À lire aussiLe désamour des jeunes pour la lecture : «Faire lire, c'est un rôle-clé des enseignants»
Avec : Carine Galli, journaliste RMC. Pierre Rondeau, économiste. Et Juliette Briens, journaliste à L'Incorrect. - Accompagnée de Charles Magnien et sa bande, Estelle Denis s'invite à la table des français pour traiter des sujets qui font leur quotidien. Société, conso, actualité, débats, coup de gueule, coups de cœurs… En simultané sur RMC Story.
This episode breaks down the upcoming sleep testing code changes and why they matter for sleep labs, physicians, technologists, vendors, and health systems. The STT Crew discuss how the new structure changes home testing, professional review, reimbursement, and patient triage.They also explain why so many people in sleep care still do not realize these changes are coming, and what teams should be doing now before the January 2027 rollout.Key topicsIn this episode, the hosts explain that the current home sleep testing codes are set to sunset at the end of the year, with a new framework expected to launch January 1, 2027.The Crew lays out the new home testing tiers:Low complexity — 3 to 4 channels, CPT 95X18Moderate complexity — 5 to 10 channels, CPT 95X19High complexity — 11 plus channels, CPT 95X20, which includes home PSGTimestamps(00:00) Sponsor messages and episode setup(02:02) Introducing the new PSG code changes(02:59) Why most sleep professionals missed the coming changes(04:15) Fragmented communication in sleep care(05:42) Technical and professional billing are separating(06:42) Home PSG and the new high-acuity testing tier(08:16) Why physicians may need to review more than AHI(09:41) Why vendors cannot yet define the new channels(10:50) What sleep providers should do right now(11:20) Early reimbursement estimates and operational concerns(12:31) Derived channels, device selection, and policy updates(13:23) Payer contracts and vendor agreements may need revision(14:45) The three home testing complexity tiers(16:15) Why in-lab sleep testing is not going away(17:13) CMS, utilization control, and triage strategy(20:07) More data at home, more access to care(23:36) Hospital screening and inpatient sleep apnea risk(25:22) Population health outreach using AI and EHR data(27:57) Final takeaways on preparation, uncertainty, and timing(31:02) Important dates — comment period, November release, January 1 launchShare your opinion and comment on the codes here:https://aasm.org/new-unattended-sleep-testing-cpt-codes-cms-proposed-rule/ A huge thanks to our sponsors:Fisher & Paykel Healthcare Discover how F&P full-face masks have led millions of people to a great night's sleep at https://www.fphcare.com/curiosityhttps://www.fphcare.com/us/homecare/sleep-apnea/Philips Healthcare See how Philips is supporting you and your patients with meaningful innovation. Visit https://www.philips.com/matters Soliish https://www.soliish.com/React Health https://www.reacthealth.com/More resources for clinicians can be found at Sleep Review Magazine https://sleepreviewmag.com/Credits:Audio/ Video: Diego R Mannikarote; Music: Pierce G MannikaroteHosts: J. Emerson Kerr, Robert Miller, Gerald George MannikaroteCopyright: ⓒ 2026 SleepTech Talk ProductionsEpisode 131The views and opinions expressed by guests on SleepTech Talk are their own and do not necessarily reflect those of the podcast hosts or SleepTech Talk as a whole. This podcast is intended for educational and informational purposes only and should not be considered medical advice. Listeners are encouraged to consult with a qualified healthcare professional for any medical concerns or questions.
Jeff Dunn, President and CEO of Cooperative Benefits Group, joins host Ankit Nanda, FSA, MAAA, FCA, to map the U.S. payer landscape and the forces reshaping it. Drawing on a career that runs from managed care pharmacy into benefits consulting, he sets out how employers, health plans, pharmacy benefit managers, providers, and consultants fit together, where incentives genuinely align and where they only appear to, and what the fiduciary and transparency environment means in practice. The conversation closes on where the market is heading over the next three to five years and what health actuaries should do differently in trend, pricing, and plan design work.
Ecoutez L'angle éco de François Lenglet du 09 septembre 2026.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Ecoutez L'angle éco de François Lenglet du 09 septembre 2026.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Tous les jours à 12h45, Anthony Morel vous fait découvrir les dernières actus techno, dans Estelle Midi, sur RMC.
This episode of Taxpayer Relief Shots is a gripping and thought-provoking discussion that delves into the complexities of self-defense and the law. The speaker shares a series of shocking stories that highlight the importance of protecting oneself and one's loved ones in the face of danger. From a homeowner who shoots and kills a would-be intruder to a police officer who is injured in a shootout with a suspect, these stories are a sobering reminder of the risks and consequences of violence.The episode covers a range of topics, including the use of force in self-defense, the role of law enforcement, and the impact of violence on individuals and communities. The speaker draws on real-life examples to illustrate the complexities of these issues, from a bank robbery gone wrong to a police shooting in a quiet neighborhood. Along the way, the speaker offers insights and commentary on the importance of understanding the law and the need for responsible action in the face of danger.One of the key takeaways from this episode is the importance of understanding the concept of self-defense and the law surrounding it. The speaker highlights the need for individuals to be aware of their rights and responsibilities when it comes to protecting themselves and their loved ones. This includes understanding the concept of "homicide" and how it is defined in the law, as well as the importance of using force only when necessary and in accordance with the law.If you're interested in learning more about the complexities of self-defense and the law, this episode of Taxpayer Relief Shots is a must-listen. The speaker's thought-provoking commentary and real-life examples make for a compelling and informative discussion that will leave you thinking long after the episode is over.See omnystudio.com/listener for privacy information.
In this episode, Jakob Emerson, Associate News Director, Becker's Healthcare, discusses Centene's exit from the commercial group markets in California and Oregon, rising employer health insurance costs and growing pressure on coverage. He also explores specialty drug spending, AI-driven administrative costs, payer consolidation and the evolving politics of health insurance.
In this episode, Jakob Emerson, Associate News Director, Becker's Healthcare, discusses Centene's exit from the commercial group markets in California and Oregon, rising employer health insurance costs and growing pressure on coverage. He also explores specialty drug spending, AI-driven administrative costs, payer consolidation and the evolving politics of health insurance.
Théo Detienne avait construit toute son année autour d'un objectif : l'UTMB.Nouvel encadrement, data, pacing, nutrition, durabilité… tout avait été pensé pour franchir un cap. Mais après Courmayeur, des problèmes digestifs viennent bouleverser sa course.Malgré l'objectif de performance envolé, Théo décide d'aller au bout et boucle son premier 100 miles.Quelques heures après l'arrivée, il revient sur son UTMB, les leçons de cette année, son perfectionnisme et cette conviction qui ne l'a pas quitté : « Je sais que ça finira par payer. »Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Aujourd'hui, Emmanuel de Villiers, chef d'entreprise, Charles Consigny, avocat, et Joëlle Dago-Serry, coach de vie, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.
Aujourd'hui, Emmanuel de Villiers, chef d'entreprise, Charles Consigny, avocat, et Joëlle Dago-Serry, coach de vie, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.
Aujourd'hui, Emmanuel de Villiers, chef d'entreprise, Charles Consigny, avocat, et Joëlle Dago-Serry, coach de vie, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.
This episode of the podcast is a wild ride, folks. We're diving into a series of taxpayer relief shots, where the speaker shares stories of individuals who've successfully defended themselves against intruders, often with deadly force. From a 70-year-old man who shot and killed a trespasser on his property to a homeowner who defended his family by shooting an armed intruder, these stories are a sobering reminder of the importance of self-defense.The speaker highlights the need for citizens to be aware of their surroundings and to take action when necessary to protect themselves and their loved ones. We hear from law enforcement officials, including a sheriff who emphasizes the importance of owning and carrying a gun for protection, and a 911 operator who provides guidance on how to respond to a home invasion. These stories are a stark contrast to the often one-sided narratives we see in the media, which focus on police shootings and ignore the many instances of citizens defending themselves.The speaker also touches on the topic of mental health, highlighting a case where a man with a mental breakdown attacked police officers with knives, and another where a homeowner defended himself against an intruder who was reportedly having a mental breakdown. These stories raise questions about the complexities of mental health and the need for support systems in place.If you're interested in learning more about the importance of self-defense and the stories behind these taxpayer relief shots, tune in to this episode to hear the speaker's take on these critical issues.See omnystudio.com/listener for privacy information.
Aujourd'hui, Fatima Aït Bounoua, professeur de français, Laura Warton Martinez, sophrologue, et Charles Consigny, avocat, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.
**Taxpayer Relief Shots: When Self-Defense Meets Reality**In a world where the line between right and wrong is often blurred, we're forced to confront the harsh realities of self-defense. From the streets of New Jersey to the apartments of Texas, we're seeing a trend that's both shocking and thought-provoking. Today's episode delves into the world of taxpayer relief shots, where the consequences of our actions can be deadly.We're not here to judge or lecture, but to explore the complexities of a situation where a homeowner's right to defend themselves is put to the test. From a woman who shot and killed an intruder in her Florida home to a security guard who took down an armed robber in Chicago, we're examining the what-ifs and the maybes that leave us questioning our own moral compass. What happens when the rules of engagement are unclear, and the stakes are higher than ever?We're not just talking about statistics or abstract concepts; we're talking about real people, real situations, and real consequences. From a domestic dispute in Downey, California, to a standoff in Anchorage, Alaska, we're seeing the human side of taxpayer relief shots. It's a world where the rules of self-defense are constantly evolving, and the consequences of our actions can be devastating.So, join us as we explore the complexities of taxpayer relief shots and the world of self-defense. Listen as we examine the what-ifs and the maybes, and discover the harsh realities of a world where the line between right and wrong is often blurred. Tune in to hear the stories, the perspectives, and the insights that will leave you questioning everything you thought you knew about self-defense.See omnystudio.com/listener for privacy information.
Send us Fan MailBefore you build a business case for anything, a new hire, a second location, a new service line, three numbers have to be right. Payer mix. Net collection rate. AR days. Most owners have all three. Almost nobody has calculated them correctly in the last two years. This episode is how to fix that, in about twenty minutes, using your own system. [Payer mix] The payer mix on your billing dashboard is almost always built on charges, meaning what you billed. What you need is payer mix by collections, meaning what you actually got paid. Those two numbers are often meaningfully different. Pull payments received by payer over the last 12 months, divide each payer by total net collections, and that percentage is your real mix. Twelve months and not three, because open enrollment shifts and Medicaid redeterminations distort any shorter window. [Net collection rate] Gross collection rate compares you to your billed charges, a number nobody ever pays. Net collection rate compares what you collected to what you were contractually owed. Net collections divided by gross charges minus contractual adjustments. Discretionary write-offs, bad debt and charity, do not belong in that adjustment figure, because including them overstates the rate. Most well-run practices land between 95% and 98%. Under 90% is a red flag. Above 99% usually means contractual adjustments are being under-written. [AR days] AR balance divided by average daily charges over the last 90 days. Lower is generally better, but the blended number hides the story. Split insurance from patient, then look payer by payer. Under 35 days total is healthy. Medicare should sit at 20 to 28. Medicaid at 35 to 60. Patient AR above 40 days means balances are not being collected at the point of service. Any payer trending up for three consecutive months is worth a conversation. [Why this matters for a business plan] A 10% shift toward Medicaid lowers your blended rate per visit by $8 to $15 depending on specialty. In a 30,000-visit-per-year practice that is $240,000 to $450,000 of annual revenue difference, and it is completely invisible if you are using charge-based payer mix. A practice modeling at 96% when the verified rate is 92% overstates revenue by four cents on every dollar. On $300,000 a month that is $12,000 a month that does not exist. And a plan built on 30-day AR while the practice actually runs at 52 days has a cash flow gap in the first 60 to 90 days that the plan never accounts for. That gap shows up as a cash crisis, not a revenue problem. [Three actions this week] Pull payer mix by collections: 12 months, by payer, as a percentage of net payments Pull your net collection rate: net collections divided by gross charges minus contractual adjustments, 12 months, run 90 days in arrears Pull AR days for your top four payers, insurance and patient separately, with a 3-month trend direction on each If you cannot pull any of these cleanly from your system, that is the first thing to fix, not the business plan. A plan built on numbers you cannot verify is not a plan. It is a guess with formatting. And if you can pull them and the numbers surprise you, that surprise is worth more than any plan you would have built without looking. Take them to your accountant and your billing manager before you build anything else. [Episode breakdown] 00:00 The three numbers 00:40 Why this matters before you build anything 02:30 Payer mix: what it actually is 05:10 The calculation that matters 06:40 Why 12 months and not 3 or 6 08:20 Net collection rate: the formula 11:00 How to pull it correctly 13:10 What a healthy number looks like 15:00 The number most practices are using is not this 17:00 AR days: insurance versus patient 19:20 What AR days does to a cash flow plan 21:30 What to do before you build anything 23:00 Next week on EP207Practice Financial Health Dashboard for Physicians The workbook version of this episode. Enter your payer mix, net collection rate and AR days and see each one against benchmark, in one place. https://eligibility.natrevmd.com/free-practice-financial-health-dashboard-for-physicians-natrevmd RECOVER Diagnostic Four minutes. Shows you which part of the revenue cycle is leaking before you go pull anything. https://eligibility.natrevmd.com/recover-quiz-lp 30-Day Revenue Recovery Plan For practices that already know something is off and want a sequence to work through rather than a diagnosis. https://eligibility.natrevmd.com/nrc/-30day-revenue-recovery-plan EP204: The Hidden Cost of Running Your Practice Without a Business Plan The episode this one builds on. Why the plan matters before we talk about the inputs. https://podcasts.apple.com/us/podcast/204-the-most-expensive-thing-in-your-practice-is-an-open-note/id1624182351?i=1000783299856EP207: coming next week What happens when these three numbers are quietly off in the optimistic direction. https://natrevmd.com/podcast/
This episode of the podcast is a wild ride, folks, with a series of shocking stories that'll leave you on the edge of your seat. From a homeowner who shoots and kills a would-be burglar in Florida, to a domestic violence incident in Connecticut that ends in a police-involved shooting, this episode covers it all.We're diving into the world of self-defense and the importance of protecting ourselves and our loved ones. The speaker shares a series of real-life scenarios where individuals have used force to defend themselves, and the consequences that follow. We're also exploring the complexities of the justice system and how it handles cases involving self-defense.One of the key takeaways from this episode is the importance of understanding your rights and the laws surrounding self-defense. The speaker highlights the need for education and awareness on this topic, and how it can make all the difference in a life-or-death situation. We're also discussing the role of law enforcement and the challenges they face when dealing with these types of situations.If you're interested in learning more about self-defense and the stories behind these shocking incidents, tune in to this episode of the podcast. The speaker shares his insights and expertise, and provides a unique perspective on the importance of protecting ourselves and our communities.See omnystudio.com/listener for privacy information.
In this episode, Jakob Emerson, Associate News Director, Becker's Healthcare, discusses UnitedHealth's $3 billion acquisition of Allegis, the evolving Medicare Advantage and Medicaid landscape, and how insurers are approaching AI investments. He also explores the growing focus on measurable AI returns, proprietary data and the challenges of using AI in healthcare.