Podcasts about house financial services committee

Rep. Andy Ogles (R-TN), member of the House Financial Services Committee and the House Committee on Homeland Security Cybersecurity, joined us on the Guy Benson Show today to discuss his "Anchors Away Act" that is aimed to prevent birth tourism in the United States. Rep. Ogles and guest host Ross Kaminsky discussed potential issues with the bill, as well the importance of passing the SAVE America Act in order to further President Trump's election integrity agenda. Listen to the full interview below! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Bank of America CEO Brian Moynihan join CNBC to exclusively break down the company's most recent results. Then Federal Reserve Chairman Kevin Warsh testifies in front of the House Financial Services Committee on the Federal Reserve's semi-annual Monetary Policy Report. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Federal Reserve Chairman Kevin Warsh testifies in front of the House Financial Services Committee on the Federal Reserve's semi-annual Monetary Policy Report.   Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In our news wrap Tuesday, Federal Reserve Chair Kevin Warsh told the House Financial Services Committee that inflation will be "a thing of the past," the CDC says there are now nearly 7,000 confirmed or suspected cases of cyclosporiasis nationwide and New York is now the first state to issue a moratorium on building new large data centers. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Semafor reported that Kevin Warsh faced his first Capitol Hill hearing as Federal Reserve chair on July 14, 2026. The testimony is part of the Semiannual Monetary Policy Report to the House Financial Services Committee and the Senate Banking Committee. Lawmakers typically question the Fed chair on inflation, employment, interest rates, the balance sheet, and bank supervision. Founders watch for signals about the policy rate path, balance sheet runoff, and credit conditions that shape borrowing costs and growth plans. Supervisory priorities, including capital rules and stress tests, can influence banks' lending appetite to small and mid sized firms. Businesses can prepare by modeling multiple rate scenarios, reassessing fixed versus floating exposure, and reviewing covenant headroom with lenders.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

On this episode of Reaganism, Ronald Reagan Institute Director Roger Zakheim sits down with Chairman of the House Financial Services Committee, Rep. French Hill, to discuss the bipartisan 21st Century ROAD to Housing Act and why it is a supply-side solution to America's housing crisis. Rep. Hill explains that the bill aims to reduce regulatory barriers, encourage modular and manufactured housing, and improve access to capital for homebuilders by easing bank lending constraints, all while contrasting that approach with rent control and other demand-side policies that he argues worsen affordability. The conversation also ties the legislation to Reagan-era ideas on deregulation, federalism, and private property rights, framing homeownership as a central part of the American dream.

Today, Thursday, July 9 on Urban Forum Northwest:*Congresswoman Maxine Waters (D) CA-43 CD is considered by many to be one of the most powerful women in politics today. She has a reputation for being an outspoken advocate for women, children, African Americans, people of color and the poor. She is the Ranking Member, House Financial Services Committee, she was the first woman and first African American to Chair the House Financial Services Committee. She is a Member of the House Committee on the Judiciary. She recently co sponsored the housing bill that had bipartisan support, but the president refused to sign the legislation.*Attorney James Bible was a past president of the Seattle King County Branch, NAACP and has a reputation for delivering Justice for his clients and his community, the Tacoma Manny Ellis case is proof of his effectiveness in the courtroom. Attorney Bible biggest challenge today is awaiting a kidney donor, while waiting and doing his research he discovered a Ghanaian-American physician, Dr. Joel Bervell who through his efforts revealed that African Americans were not being prioritized for kidney transplants, as result James Bible has been move up on the list to receive a kidney.*Seattle Port Commissioner Position 4 Toshiko Hasegawa has worked tirelessly to strengthen in connecting people, business, and opportunities. She remains a leader in economic development, environmental sustainability and innovation. She was born and raised on Seattle's Beacon Hill neighborhood. Her family's legacy of public service inspired her to dedicate her career to creating pathways to success for everyone.*Hayward Evans, president, Seattle King County Branch, NAACP comment on the dedication the oldest Civil Rights organizations in the country and how the battle for Civil rights and Voting rights has to be fought all over again. With the renaming of military bases for Confederate Generals who fought to keep African Descendants enslaved and today the refusal to promote African Americans in the US Military who had earned their promotions.*Representative Sharon Tomato Santos (D) 37th-LD, Chair, House Education Committee has been a consistent advocate for equality for all in the K-12 education sphere, economic justice and police accountability. Her sponsorship of House Bill 1918 in 2019 returned the former Seattle Opportunities Industrialization Center (SOIC) and the Seattle Vocational Institute (SVI) to the community as the Central District Community Preservation and Development Authority (CDCPDA) that now is named the McKinney Center for Community and Economic Development. The name reflects and honors the late Reverend Dr. Samuel B. McKinney who brought SOIC to Seattle and the state in the 60's.Urban Forum Northwest streams live at www.1150kkknw.com. Visit us at www.urbanforumnw.com for archived programs and relevant information. Like us on Facebook.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today, Thursday, July 9 on Urban Forum Northwest: *Congresswoman Maxine Waters (D) CA-43 CD is considered by many to be one of the most powerful women in politics today. She has a reputation for being an outspoken advocate for women, children, African Americans, people of color and the poor. She is the Ranking Member, House Financial Services Committee, she was the first woman and first African American to Chair the House Financial Services Committee. She is a Member of the House Committee on the Judiciary. She recently co sponsored the housing bill that had bipartisan support, but the president refused to sign the legislation. *Attorney James Bible was a past president of the Seattle King County Branch, NAACP and has a reputation for delivering Justice for his clients and his community, the Tacoma Manny Ellis case is proof of his effectiveness in the courtroom. Attorney Bible biggest challenge today is awaiting a kidney donor, while waiting and doing his research he discovered a Ghanaian-American physician, Dr. Joel Bervell who through his efforts revealed that African Americans were not being prioritized for kidney transplants, as result James Bible has been move up on the list to receive a kidney. *Seattle Port Commissioner Position 4 Toshiko Hasegawa has worked tirelessly to strengthen in connecting people, business, and opportunities. She remains a leader in economic development, environmental sustainability and innovation. She was born and raised on Seattle's Beacon Hill neighborhood. Her family's legacy of public service inspired her to dedicate her career to creating pathways to success for everyone. *Hayward Evans, president, Seattle King County Branch, NAACP comment on the dedication the oldest Civil Rights organizations in the country and how the battle for Civil rights and Voting rights has to be fought all over again. With the renaming of military bases for Confederate Generals who fought to keep African Descendants enslaved and today the refusal to promote African Americans in the US Military who had earned their promotions. *Representative Sharon Tomato Santos (D) 37th-LD, Chair, House Education Committee has been a consistent advocate for equality for all in the K-12 education sphere, economic justice and police accountability. Her sponsorship of House Bill 1918 in 2019 returned the former Seattle Opportunities Industrialization Center (SOIC) and the Seattle Vocational Institute (SVI) to the community as the Central District Community Preservation and Development Authority (CDCPDA) that now is named the McKinney Center for Community and Economic Development. The name reflects and honors the late Reverend Dr. Samuel B. McKinney who brought SOIC to Seattle and the state in the 60's. Urban Forum Northwest streams live at www.1150kkknw.com. Visit us at www.urbanforumnw.com for archived programs and relevant information. Like us on Facebook.

Shadow Politics with Senator Michael D. Brown Remembering Barney Frank: Shadow Politics Replays a Conversation on Democracy, DC Statehood, Reform, and Public Service Michael D. Brown Opens with a Tribute to Barney Frank In this episode of Shadow Politics, Former Shadow Senator Michael D. Brown opens by explaining that the program will not take live calls because it is replaying a special interview with Congressman Barney Frank. Brown says Frank had recently passed away and describes him as an important Democratic stalwart whose public service spanned decades. He frames the replay as a tribute to Frank's life, career, intellect, humor, and long support for democratic representation, including DC statehood. Revisiting the 2022 Interview The replayed interview comes from a 2022 edition of Shadow Politics, hosted by Michael D. Brown with then co-host Marília Duffles. Brown introduces Barney Frank as a legendary former member of the U.S. House of Representatives who served from 1981 to 2013, chaired the House Financial Services Committee, and was a leading co-sponsor of the Dodd-Frank Act. Brown also notes Frank's status as one of the most prominent openly gay politicians in the United States and thanks him for his early support of DC voting rights and statehood. DC Statehood and Representation Brown begins the interview by recalling a previous backstage encounter with Barney Frank, Tom Harkin, and Bill Clinton in Iowa, where Frank and Harkin jokingly debated who supported DC statehood first. Frank discusses his long support for giving the District of Columbia representation and notes the irony that states with smaller populations than DC can help block the District's path to full rights. Brown connects that issue to the filibuster and the difficulty of advancing statehood legislation in the Senate. The Economy, Inflation, and the Midterms The conversation then turns to the economy and the 2022 midterm elections. Brown asks whether Democrats were doomed because of inflation and economic frustration. Frank says Democrats were in trouble politically, but argues that inflation was a worldwide issue tied to energy, the war in Ukraine, and global economic pressures rather than simply the fault of President Biden or Democrats. He also notes that despite inflation, the economy had strong areas, including low unemployment and wage growth among lower-income workers. Dodd-Frank and Financial Reform Marília Duffles asks whether the Dodd-Frank Act actually made the financial system safer or simply created more regulatory complexity. Frank defends the law, saying it worked well and helped prevent a financial crisis during the severe disruption of the pandemic. He explains that the law was broad because it combined what could have been many separate bills into one package, largely because of Senate filibuster realities. He also says major financial leaders had since acknowledged that the law was functioning effectively and did not require major changes. LGBTQ Rights, Race, and Social Progress Brown asks whether LGBTQ rights were under greater attack in the country. Frank replies that gay people have always faced attacks, but argues that conditions for LGBTQ Americans had improved dramatically over the decades, especially regarding marriage equality and general social acceptance. He says transgender rights remained more contested, but expresses optimism because younger generations are far more supportive. Frank also contrasts progress on LGBTQ issues with what he sees as more troubling regression on race, especially after the weakening of the Voting Rights Act. Democratic Politics, Young Voters, and Biden The interview also covers President Biden's standing with voters, especially young people. Frank says Biden could do more on student loan debt and marijuana policy, both of which he believes matter to younger voters. However, he also argues that Biden and congressional Democrats accomplished a great deal despite having only 50 Democratic senators. Frank says frustration often comes from voters expecting more than the political reality allows, especially when senators such as Joe Manchin limit what can pass. Ukraine, Putin, and Global Democracy Marília raises the war in Ukraine and asks whether the United States could do more to help. Frank praises Biden's handling of the crisis, especially his ability to build and maintain a broad coalition of European and allied nations against Russia. He compares Putin's aggression to earlier authoritarian expansion and says Biden's coalition-building has been a strong example of foreign policy leadership. Brown then asks whether Russia, China, India, North Korea, and other authoritarian or illiberal forces could form a dangerous bloc, and Frank says the democratic response today is stronger than the weak response to Hitler in the 1930s. Reparations, Harvard, and Institutional Responsibility Brown asks about Harvard and other universities committing money or institutional efforts toward reparations or recognition of slavery's legacy. Frank says universities such as Harvard and Georgetown are acknowledging that they directly benefited from slavery and related exploitation, making those efforts a form of deferred payment or responsibility for services and labor that helped build those institutions. On national reparations, he says the policy is more complicated, but he supports strong efforts to address the economic damage caused by slavery, racism, and later discrimination. Political Polarization and the Loss of Collegiality The interview closes with reflections on Congress, political polarization, and public service. Marília asks about the decline of substance, civility, and intelligence in politics. Frank says collegiality has collapsed and that more extreme elements have gained influence, partly because reasonable voters often withdraw from the process while extremists show up in primaries. He argues that voters must punish destructive behavior if they want it to end. Frank also reflects on missing the people of Congress, especially talented staff and colleagues, while enjoying the reduced stress of retirement. Closing Tribute The replay ends with Brown thanking Barney Frank and dedicating a closing song to him, describing Frank as someone he admired during and after his time in Congress. The current episode's tribute framing gives the interview added weight: it presents Frank not only as a policymaker, but as a sharp, funny, principled public servant who spoke clearly about democracy, equality, reform, representation, and the responsibilities of political life.

The G.O.P. chairman of the House Financial Services Committee joins Leigh Ann Caldwell in Washington to walk through his ambitious legislative agenda: the stalemate over crypto, sticking points on housing reform, his complicated position on Ukraine, and more. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this week's episode of This Week in AML, with Elliot traveling, Joe McNamara joins John Byrne to break down a busy week in global compliance news. The big domestic story is the Corporate Transparency Act, where the House Financial Services Committee passed a bill to repeal the CTA for domestic entities - but only by a single vote. The hosts unpack what that means, where the legislation goes from here, and why a separate threat to withhold FinCEN's entire budget adds another layer of uncertainty to an already complicated picture. North of the border, Canada's FINTRAC has rolled out updates to its administrative monetary penalty framework, including a notable elevation of certain compliance program violations from serious to very serious. Internationally, Transparency International had a busy week - launching a new Anti-Corruption Resource Center, announcing the EU's first Anti-Corruption Directive, and publishing a working paper on professional enablers implicated in illicit financial flows from Africa. AMLA is also moving forward with two public consultations on risk assessment and compliance standards, with hearings scheduled for May 20th and May 28th. Across the pond, the FCA is pressing ahead with the UK's crypto regulatory regime, targeting October 2027 for full implementation - with rules expected this summer and firm authorization applications opening in September 2026. The episode closes with a look at FATF's latest ministerial declaration, a heads-up on OCCRP's coverage of the CTA repeal, and a walkthrough of FinCEN's 2025 Year in Review - a document the hosts recommend as essential reading for any BSA professional. Plus, a preview of AML RightSource's upcoming May webinar on global financial access and a recent AML Conversations episode featuring former IRS CI Special Agent in Charge Paul Camacho.

For today's episode, EESI sat down with U.S. Representative Sean Casten, who serves the sixth district of Illinois (western suburbs of Chicago) and sits on the House Financial Services Committee and the Joint Economic Committee. He is also vice-chair of the Sustainable Energy and Environment Coalition. In this interview with EESI, Rep. Casten shares his insights about all things energy policy, including infrastructure, productivity, and data.   Show notes: Rep. Sydney Kamlager-Dove on Well-Rounded Policies for a Circular Economy (podcast): https://www.eesi.org/podcasts/view/10.1-rep-sydney-kamlager-dove-on-well-rounded-policies-for-a-circular-economy  Representative Jennifer McClellan Talks Climate Resilience and Environmental Justice in the Commonwealth (podcast): https://www.eesi.org/podcasts/view/7.4-representative-jennifer-mcclellan-talks-climate-resilience-and-environmental-justice-in-the-commonwealth  Representative Ro Khanna on the CHIPS and Science Act (podcast): https://www.eesi.org/podcasts/view/5.8-representative-ro-khanna-on-the-chips-and-science-act  Illinois (Climate Solutions by State Map): https://www.eesi.org/page/Illinois 

In this Season 3 episode, co-hosts Valerie Mirko, Partner at Armstrong Teasdale LLP and leader of the firm's Securities Regulation and Litigation Practice, and William Nelson, Director of Public Policy and Associate General Counsel at the Investment Adviser Association, break down a timely set of regulatory and legislative developments shaping today's securities landscape.The conversation begins with a recent House Financial Services Committee hearing, A New Day at the SEC: Restoring Accountability, Due Process, and Public Confidence, and why many in the industry have welcomed the hearing as an opportunity to reinforce transparency, accountability, and adherence to the SEC's core mission - particularly in the Commission's rulemaking and enforcement processes.Valerie and William also discuss the SEC's recent January 30, 2026 statement on tokenization, highlighting how the Commission is thinking about the application of the federal securities laws to traditional asset classes as new technologies reshape market infrastructure. The episode wraps up with a look at FINRA's rule modernization initiative, including a proposed update to the outside business activities rule, and how FINRA's efforts are aligning with broader SEC and congressional priorities.A must-listen for securities lawyers, compliance professionals, regulators, and others navigating a rapidly evolving regulatory environment.Recent Past Episodes of this Series:A Study in Contrasts: Innovation and Crypto versus the Crypto Fraud Landscape (1/21/2026)⁠A Year of Change, Challenges, and What Comes Next⁠ (12/17/2025)⁠⁠When Washington Stops: What the 2025 Shutdown Means for the SEC and Congress Going Forward⁠⁠ (11/19/2025)⁠⁠⁠⁠The SEC's New Direction: Enforcement and Governance in Focus⁠⁠⁠⁠ (10/22/25) ⁠⁠⁠⁠⁠From Memecoins to Custody: What Firms Need to Know About Crypto⁠⁠⁠⁠⁠ (9/24/25)⁠⁠⁠⁠⁠⁠Corp Fin in Flux: What the SEC's Latest Moves Mean for Issuers and Investors⁠⁠⁠⁠⁠⁠ (8/13/25)Please note, the positions and opinions expressed by the speakers are strictly their own, and do not necessarily represent the views of their employers, nor those of the D.C. Bar, its Board of Governors or co-sponsoring Communities and organizations.

The timeline for crypto clarity with Ondo Finance Vice Chairman and former Chairman of the House Financial Services Committee Patrick McHenry. Ondo Finance Vice Chairman and former Chairman of the House Financial Services Committee, Patrick McHenry joins Jennifer Sanasie and Andy Baehr on CoinDesk Live from the Ondo Summit to discuss the rapid shift in U.S. crypto policy and why he believes long-awaited market structure legislation is closer than many expect.McHenry reflects on how tokenized real-world assets are reshaping global markets, the growing push to harmonize the SEC and CFTC, and why decentralized finance is essential to unlocking crypto's full potential.He also weighs in on the stablecoin yield debate, ethics concerns, and makes a bold prediction: a market structure bill could reach the president's desk before Memorial Day. - Timecodes: 01:10 - McHenry's Role at Ondo and the Shift On-Shore02:21 - The Race for Market Structure Legislation03:42 - McHenry's Thoughts on CFTC/SEC "Harmonization"05:43 - DeFi: The Non-Negotiable Core of Crypto06:53 - Midterms, Ethics, and the Memorial Day Deadline - This episode was hosted by Jennifer Sanasie and Andy Baehr.

Qurans, hijabs, and pamphlets on Sharia law were handed out at a Texas public school. Liberals are usually outraged about public schools teaching religion but are silent when it's Islam invading our education system. Body language expert and behavior analyst Scott Rouse joins the show to analyze Bill Gates' response to being asked if he caught an STD. U.S. Treasury Secretary Scott Bessent masterfully trolled members of Congress during a House Financial Services Committee hearing. Comedian Dave Landau receives backlash from the Left for mistakenly not knowing Bad Bunny's country of origin, so we put him through cultural sensitivity training. ► Subscribe to my second YouTube channel: https://www.youtube.com/@SaraGonzalesTX?sub_confirmation=1 Sponsors: ► GhostBed GhostBed is offering its lowest prices of the season ... plus an extra 10% when you use code SARA at https://www.ghostbed.com/sara. ► Patriot Mobile Call 972-PATRIOT today or go to https://www.patriotmobile.com/partners/sara and use promo code SARA for a FREE month of service. ► BlazeTV Subscribe today and save $20 with promo code SARA at https://www.blazetv.com/sara. Timestamps: 00:00 – Sharia Schools in Texas 18:47 – Did Bill Gates Lie in His Epstein interview? 36:06 – Scott Bessent Trolls Maxine Waters 39:19 – Dave Landau's Cultural Sensitivity Training Connect with Sara on Social Media: https://twitter.com/saragonzalestx https://www.instagram.com/saragonzalestx http://facebook.com/SaraGonzalesTX ► Subscribe on Apple Podcasts https://podcasts.apple.com/us/podcast/sara-gonzales-unfiltered/id1408958605 ► Shop American Beauty by Sara: http://americanbeautybysara.com Sara Gonzales is the host of Sara Gonzales Unfiltered, a daily news program on Blaze TV. Joined by frequent contributors & guests such as Chad Prather, Eric July, John Doyle, Jaco Booyens, Sara breaks down the latest news in politics and culture. She previously hosted "The News and Why It Matters," featuring notable guests such as Glenn Beck, Ben Shapiro, Dave Rubin, Michael Knowles, Candace Owens, Michael Malice, and more. As a conservative commentator, Sara frequently calls out the Democrats for their hypocrisy, the mainstream media for their misinformation, feminists for their toxicity, and also focuses on pro-life issues, culture, gender issues, health care, the Second Amendment, and passing conservative values to the next generation. Sara also appears as a recurring guest on the Megyn Kelly Show, The Sean Spicer Show, Tim Pool, and with Jesse Kelly on The First TV. Learn more about your ad choices. Visit megaphone.fm/adchoices

Treasury Secretary Scott Bessent will be on Capitol Hill again today for another grilling. He's scheduled to appear before the Senate Banking Committee. Yesterday, Bessent appeared before the House Financial Services Committee to talk about oversight of the U.S. financial system, where he sparred with Democrats. And later in the program, wages are making up a shrinking share of overall income. Also: discussions of Fed independence, inflation, and more.

Treasury Secretary Scott Bessent will be on Capitol Hill again today for another grilling. He's scheduled to appear before the Senate Banking Committee. Yesterday, Bessent appeared before the House Financial Services Committee to talk about oversight of the U.S. financial system, where he sparred with Democrats. And later in the program, wages are making up a shrinking share of overall income. Also: discussions of Fed independence, inflation, and more.

AMD shares fall on weaker than expected guidance. One of wall street's top chip analysts, Bernstein's Stacy Rasgon, helps lay out where the stock could go next. Then Treasury Secretary Scott Bessent testifies on Capitol Hill, taking questions from the House Financial Services Committee. Including a heated back and forth with ranking member Rep. Maxine Waters. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Border Czar Tom Homan says 700 federal agents will leave Minneapolis and any further reduction will depend on the level of cooperation from local officials and the community in what he says are targeted immigration enforcement against criminal undocumented aliens; Just over a week until temporary Homeland Security Department funding expires, and Senate Democrats say they will not vote for an extension without meaningful reforms to how the immigration raids are being carried out; Treasury Secretary Scott Bessent testifies before the House Financial Services Committee about the Trump Administration's economic agenda, and some of the exchanges are quite testy; Vice President JD Vance says the White House is proposing a critical minerals trade zone to counter China's overwhelming control of rare earths; Tesla & Waymo executives testify at a Senate committee hearing about safety concerns of self-driving cars and the need for national regulation; First Lady Melania Trump meets with freed American-Israeli hostages at the White House; Secretary of State Marco Rubio previews Friday's talks between the U.S. & Iran; Former British Ambassador to the U.S. Lord Peter Mandelson's friendship with the late convicted sex offender Jeffrey Epstein dominates Prime Minister's Question Time. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Consumer Finance Monitor Podcast, we examine one of the most closely watched and increasingly controversial developments in consumer finance: earned wage access (EWA) products. EWA products allow workers to access a portion of wages they have already earned before their scheduled payday. Proponents describe these products as a valuable financial tool that helps consumers manage cash-flow shortfalls without resorting to traditional payday loans. Critics, including the Center for Responsible Lending (CRL), argue that EWA products function as high-cost credit, often involving opaque fees that can trap consumers in cycles of debt. Our panel brings together industry and advocacy perspectives to explore the research, legal arguments, and regulatory uncertainty surrounding EWA, a market that has grown rapidly but remains unevenly regulated. Meet the Speakers ·        Alan Kaplinsky – Host and moderator. Founder and former Practice Group Leader of Ballard Spahr's Consumer Financial Services Group; now Senior Counsel. ·        Lucia Constantine – Senior Researcher at the Center for Responsible Lending, focusing on mortgage lending and predatory debt practices. ·        Yasmin Farahi – Deputy Director of State Policy and Senior Policy Counsel at CRL, specializing in small-dollar lending and state consumer protection initiatives. ·        Joseph Schuster – Partner in Consumer Financial Services Group at Ballard Spahr, with extensive experience advising on earned wage access products and their legal and regulatory treatment. Key Topics Covered in the Episode ·        What Is Earned Wage Access? An overview of EWA products, how they operate, and why they have become a focal point for regulators and consumer advocates. ·        Consumer Protection vs. Industry InnovationCRL presents research suggesting that EWA products operate as high-cost credit and may contribute to debt accumulation, while industry participants argue the products provide needed liquidity and differ fundamentally from traditional loans. ·        Fees, Tips, and Consumer Understanding A discussion of common pricing models, including expedited access fees and voluntary "tips," and whether consumers fully understand the true cost of using EWA services. ·        Research Findings CRL reviews studies conducted by it based on anonymized transaction data indicating frequent repeat usage, escalating fees, and increased overdraft activity among some users. ·        The Regulatory and Legal Landscape An examination of ongoing litigation, divergent state approaches, and federal regulatory ambiguity. While some states regulate EWA as credit, others have carved out exemptions. Courts are increasingly being asked to determine whether EWA products constitute "loans" under existing law. ·        Industry Responses and SafeguardsDiscussion of non-recourse structures, voluntary fee models, and industry-led efforts to mitigate consumer harm. ·        Policy Outlook Consideration of congressional interest, state-level reform efforts, and the likelihood of future regulatory intervention. Why This Episode Matters The debate over earned wage access is still in its early stages, but the outcome will have significant implications for fintech providers, employers, consumers, and regulators. This episode provides essential context and analysis for financial services professionals seeking to understand how EWA fits within existing consumer credit frameworks, and how that framework may change. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr and founder and former chair of the firm's Consumer Financial Services Group. We invite you to subscribe on your preferred podcast platform for weekly insights into key developments in consumer financial services law and regulation. Since its recording, there have been a few developments relevant to this episode. For instance, on December 22, 2025, the Consumer Financial Protection Bureau issued an advisory opinion that states the Truth In Lending Act (TILA) does not apply to certain "earned wage access (EWA) products," and it rescinds a proposed interpretive rule issued under former CFPB Director Chopra that classified these products as credit subject to TILA with their fees considered finance charges. The Center for Responsible Lending expressed opposition to this latest advisory opinion. On January 13, 2025, the House Financial Services Committee held a hearing on financial technology that included consideration of draft legislation on "Earned Wage Access," which CRL refers to as "payday loan apps." Around 200 nonprofits have written to Congress about their opposition to the version of this bill as introduced last session of congress.

During a House Financial Services Committee oversight hearing, Ayanna Pressley sharply confronted HUD Secretary Scott Turner over the federal government's response to the affordable housing crisis. Pressley criticized the Trump administration's handling of housing affordability and cited new data showing a severe shortage of affordable rental homes for low-income Americans, according to the National Low Income Housing Coalition. Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices

During a House Financial Services Committee oversight hearing, Ayanna Pressley sharply confronted HUD Secretary Scott Turner over the federal government's response to the affordable housing crisis. Pressley criticized the Trump administration's handling of housing affordability and cited new data showing a severe shortage of affordable rental homes for low-income Americans, according to the National Low Income Housing Coalition. Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This has been a crucial year for US energy policy. The passage of the One Big Beautiful Bill Act eliminated many of the clean energy incentives that were centerpieces of Biden-era climate policy.  The rollback of key climate provisions from the Inflation Reduction Act led to contentious debate over America's energy future. With so many shifting priorities and questions around the direction and the pace of the energy transition, it's unclear what 2026 will bring. So how are policymakers facing these challenges and working to accelerate clean energy deployment in a shifting political environment? What does pragmatic energy policy look like in an era of deep partisanship? And what should the policy response be to rising electricity demand and costs in the United States? Today on the show, we're revisiting a conversation that Jason Bordoff had back in September with Illinois Congressman Sean Casten. They discussed the state of clean energy deployment in the US. Congressman Casten represents Chicago's western suburbs and serves on both the House Financial Services Committee and the Joint Economic Committee. He's also vice chair of the Sustainable Energy and Environment Coalition. Before entering Congress, Rep. Casten was a clean energy entrepreneur and consultant, serving as CEO of Turbosteam Corporation and as founding chairman of the Northeast CHP Initiative. Credits: Hosted by Jason Bordoff and Bill Loveless. Produced by Mary Catherine O'Connor, Caroline Pitman, and Kyu Lee. Engineering by Gregory Vilfranc.  

In this episode, producer Kailyn Bennett breaks down a new bipartisan housing bill that has advanced out of the House Financial Services Committee as lawmakers look for solutions to the housing affordability crisis. We cover what's included in the Housing for the 21st Century Act, how it aims to streamline zoning and permitting, and why expanding housing supply remains central to improving affordability.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe [CB] is pushing their agenda across the country and world. They are now pushing their Universal Basic Income in Illinois, this will fail. US production is picking up. SEC is cracking down on ETF’s. Trump has now nominated Kevin Hassett to take over the position of Powell. This restructuring will begin soon and the alternative currency will show it. The [DS] knows they are running out of time and they are losing control over Zelensky, this is why they are now pushing a war with Russia. They do not want peace. Trump is exposing the corruption and pushing for elections to remove Zelensky. Trump has null and voided everything Biden/Obama have done over the last 4 years. It’s like everything they did doesn’t exist. The [DS] is boxed in, there is no escape. Economy https://twitter.com/MJTruthUltra/status/1996238986650464720?s=20   government, and I’m here to help,”. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/AwakenedOutlaw/status/1996060994892955661?s=20   logs, program letters, etc. weekly or be limited to 3-months of SNAP benefits in a 3-year period. US Industrial Production Sees Biggest Annual Gain In 3 Years Despite Slowing Capacity Utilization    Industrial Production rose just 0.1% MoM (as expected) up from the downwardly revised 0.3% MoM decline in August. On a YoY basis, production rose 1.62% – its best since Nov 2022… US Manufacturing output was unchanged in September (slowing from the 0.1% MoM rise in August), but, like IP, that supported a 1.5% YoY rise in output, its highest level since April 2022… Source: zerohedge.com https://twitter.com/KobeissiLetter/status/1996217766366400884?s=20  registration of ETFs that seek to provide more than 200% (2x) leveraged exposure to underlying indices or securities,” the SEC wrote. Leverage is clearly out of control. Bessent says White House may ‘veto’ Federal Reserve presidents   Treasury Secretary Scott Bessent said Wednesday he would push a new requirement that the Federal Reserve’s regional bank presidents live in their districts for at least three years before taking office, a move that could give the White House more power over the independent agency.  Bessent said that “there is a disconnect with the framing of the Federal Reserve” and added that, “unless someone has lived in their district for three years, we’re going to veto them.” Source: msn.com https://twitter.com/KobeissiLetter/status/1995954684859941373?s=20   In a July 2025 interview, Hassett highlighted the Fed’s origins under the gold standard in 1913 to critique current practices: “When the Federal Reserve was created, we were under the Gold Standard—and the idea that the Fed could print money and then spend $2.5B on a building… I think that we’ve got a real problem of oversight and excess spending.”   This aligns with sound money ideals, where gold symbolizes disciplined, non-inflationary currency, but he stops short of calling for reinstatement.  Monetary economist Judy Shelton (author of Good as Gold) praised Hassett in July 2025 for referencing the gold standard, noting it as a reminder that “Fed has a lot to answer for” in deviating from that era’s stability.  Hassett views Bitcoin as “digital gold” for its scarcity and hedge qualities—echoing sound money without physical backing. Political/Rights https://twitter.com/amuse/status/1996252623209373754?s=20  created sweeping exemptions covering Afghans who worked for the Taliban during the first regime (1996-2001) and again after August 2021, enabling hundreds of individuals normally barred under terrorism laws to enter the U.S. TRIG waivers skyrocketed to 6,848 in FY 2024, the vast majority for refugees, including 374 Taliban civil servants and more than 3,000 individuals who provided “limited” support to Tier 1 or 2 terror groups. Now, after the ambush killing of a West Virginia National Guard soldier by Afghan national Rahmanullah Lakanwal, critics say Biden knowingly imported massive security risks into American neighborhoods. OUTRAGE: Minneapolis Police Chief Urges Somali Community to Dial 911 on Masked ICE Agents — Promises Cops Will “Intervene” Against Federal Arrests Minneapolis Police Chief Brian O'Hara speaks at a press conference alongside city officials as he urges Somali residents to call 911 on masked individuals Police leadership in Minneapolis is urging the city's Somali community, and other immigrant residents, to call 911 if they spot masked individuals detaining people in their neighborhoods. He urged community members to call 911 if they were unsure whether those enforcing arrests were legitimate law enforcement — and pledged MPD would investigate and log every such call. He did not stop at documentation, however. “If there is anything that is … a violation of someone's human rights or civil rights, excessive force or anything like that, they absolutely have a duty to intervene as police officers,” O'Hara declared. https://twitter.com/libsoftiktok/status/1995956308902879320?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1995956308902879320%7Ctwgr%5E19002c76c52297fc2dd58664d00870448c39f149%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Foutrage-minneapolis-police-chief-urges-somali-community-dial%2F Source: thegatewaypundit.com UNREAL: Mayor Jacob Frey Declares He Won't Cooperate With ICE… and Suddenly Starts Speaking Somali to His Audience Mid-Speech Minneapolis far-left Mayor Jacob Frey abruptly shifted a public address into Somali, all while promising that city police will refuse to cooperate with federal immigration enforcement. At a press conference held on Tuesday, Frey stood alongside St. Paul Mayor Melvin Carter, Ward 6 Council Member Jamal Osman, Police Chief Brian O'Hara, and other city leaders, reacting to reports that the federal government is preparing a targeted immigration enforcement operation in Minnesota's Twin Cities. This is not the first time the far-left mayor has drawn backlash from conservatives for switching into Somali during public remarks. Source: thegatewaypundit.com https://twitter.com/DHSgov/status/1995991450530553880?s=20 https://twitter.com/RapidResponse47/status/1995920756203516224?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1995920756203516224%7Ctwgr%5E7752673c29b3a4de82187485d2de8512019722ba%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Frusty-weiss%2F2025%2F12%2F02%2Ftim-walz-gets-skewered-by-kristi-noem-over-visa-fraud-warns-minnesota-is-about-to-feel-the-wrath-of-ice-n2196746 https://twitter.com/townhallcom/status/1995918101200703814?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1995918101200703814%7Ctwgr%5E6e01980749bee6d0aabd2036c6c2b51da5cb194a%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fkatie-jerkovich%2F2025%2F12%2F02%2Fpam-bondi-proves-trumps-flipped-script-on-crime-in-us-n2196748 https://twitter.com/DiligentDenizen/status/1996268038895907125?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1996268038895907125%7Ctwgr%5Efc686f6c13365f75910a196f3fa3620a5f168083%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fbreaking-house-oversight-committee-dems-release-never-before%2F https://twitter.com/JoeLang51440671/status/1996022839250461041?s=20 DOGE Geopolitical https://twitter.com/disclosetv/status/1996173544884154529?s=20  https://twitter.com/CynicalPublius/status/1996233719469035734?s=20 https://twitter.com/JimFergusonUK/status/1996175636352700892?s=20  , and even Hezbollah have a presence in South America — and their anchor presence is inside Venezuela.” Let that sink in. 8 million Venezuelans displaced Spillover into Colombia, Brazil, the U.S. Cartels, trafficking networks, and Iranian intelligence embedded in the region Rubio isn't speaking hypothetically — he's confirming what U.S. intel has known for years: Venezuela is no longer just a failed socialist state. It's a forward operating base for Iran and Hezbollah in the Western Hemisphere. This is why the situation is escalating. This is why Trump's ultimatum matters. This is why Maduro's regime cannot be ignored or “managed.” The threat isn't local — it's global. War/Peace https://twitter.com/sentdefender/status/1995724042285056018?s=20  that was left in unsecured parking lot in an industrial area near Burg in Saxony-Anhalt, according to the German Ministry of Defense. https://twitter.com/EricLDaugh/status/1996226688363979160?s=20   the beginning of the war for fossil fuels. Now we’re down to €1.5 billion per month…we aim to bring it down to ZERO.” “This is a good day for Europe and for our independence from Russian fossil fuels — this is how we make Europe resilient.”    “The European Union agreed on Wednesday to phase out Russian gas imports by late 2027 as part of an effort to end the bloc’s decade-long dependency on Russian energy.” – Reuters https://twitter.com/MyLordBebo/status/1996207752134488284?s=20 https://twitter.com/MarioNawfal/status/1996197728167043438?s=20   text does not address our concerns.” Meaning: No legal cover, no political suicide. The plan was simple on paper – use immobilized Russian funds as collateral for loans to keep Ukraine afloat. But Belgium is the custodian of the largest chunk of those assets. If something goes wrong, they're the ones holding the radioactive bag. This isn't some bureaucratic squabble. It's the EU's financing strategy cracking in real time. Prévot's pushback signals the core fear: If Europe touches Russian state money without watertight legal armor, Moscow retaliates – economically, diplomatically, and possibly through countersanctions on European firms. And here's the thing: the Commission thought it had majority backing. Belgium saying “nope” on the morning of rollout is a political body-slam. Happening next? The EU will scramble to rewrite the legal plumbing. Germany and France will pressure Belgium quietly – nobody wants to admit the plan is wobbling. Russia will weaponize the hesitation as proof the West can't agree on how to bankroll Ukraine. And Kyiv? Still waiting for the money that was supposed to be “already there.” Another example of Europe discovering that seizing assets is easy. Using them? That's where the real war begins.    Ursula von der Leyen did not state that she received “permission” from the US to seize Russian assets. In a recent appearance at the GLOBSEC forum, she said that she informed the incoming Trump administration (specifically mentioning a conversation with Treasury Secretary nominee Scott Bessent) about the EU’s proposal to use frozen Russian assets as collateral for a “reparations loan” to Ukraine, and that “it was positively received.” https://twitter.com/briefing_block_/status/1996241939931201801?s=20 https://twitter.com/Dubinsky_pro/status/1996242036417028176?s=20  regime. Now the system is falling apart. Yermak is out. The crackdown is collapsing. Ukraine must release all political prisoners. I call on everyone involved in peace talks to demand this from Zelensky. These people committed no crimes. They were jailed for their faith, political views and demanding peace. Zelensky built a dictatorship – and filled prisons with dissent. I know what I'm talking about: I spent 24 months behind bars under this system. https://twitter.com/MarioNawfal/status/1996231792752287822?s=20  to Brussels to meet Zelensky, the team returned to Washington. No official reason was given, but the message is clear: there's no deal, yet. Putin's warning didn't help. He said Russia is “ready” for war in Europe and claimed any future conflict would be so fierce that “nobody will be left to negotiate with.” This setback casts doubt on whether a negotiated end to the war is possible anytime soon. It also suggests Kyiv isn't ready to engage on Moscow's terms. What's next: Watch for how Ukraine positions itself diplomatically in the coming weeks, and whether Trump's team will try again with a revised proposal. https://twitter.com/MJTruthUltra/status/1996059724173754525?s=20   situation may quickly arise where there is no one left for us to negotiate with” https://twitter.com/Panchenko_X/status/1996192741508645286?s=20  been given the black mark and is seen globally as corrupt. Many Ukrainian politicians are already quietly fleeing to Moscow in an attempt to negotiate. They hope that the Russians and Americans will come and shower everyone with money for the elections. It won’t happen that way. According to my information, the US and Russia are already discussing possible candidates for the position of President. I cannot make the names public. https://twitter.com/TimOnPoint/status/1995949121929138184?s=20   targets is the rule, not the exception. The physical status of possible survivors is not part of the consideration with stand-off weapons. This has been the norm under both Republican and Democrat administrations since the first Hellfire was mounted on a Predator years ago. Anyone who tells you otherwise, is lying or ignorant. The method is ugly, no doubt about it, but there's nothing new here except politics. https://twitter.com/WarClandestine/status/1996006625333727410?s=20 Medical/False Flags https://twitter.com/JoeLang51440671/status/1996048243516456967?s=20 Man in TSA Sues Feds for Not Allowing Him to “Pat Down” Women   A man who says he is a woman is suing the federal government over restrictions in his job at the Transportation Security Administration that do not allow him to “pat down” female travelers. That restriction followed an executive order from President Donald Trump against recognizing transgenderism claims in the federal government. The claim being made by Mittereder is that the policy violates federal civil rights law. According to the report on the recently filed lawsuit, Mittereder began working at the TSA in 2024 and now is stationed at Dulles International Airport in Virginia. He claims because he is not allowed to pat down women, his job prospects are being hurt. Source:  thelibertydaily.com  [DS] Agenda https://twitter.com/TheLastRefuge2/status/1996069477197451483?s=20   questioning people (McCord, Wolfe, Jones, Warner and various staff), not merely discussing them. Rather than talk about what XXX is doing, or what motivates XXX, they would simply be going to XXX asking questions (on/off camera) and then reporting on what XXX responds with. Instead, what we are getting is a screenplay, that the ‘journalists’ (battle for influence) sell through various platforms. From here on out when I see it, I will draw attention to it. After a few examples it will become obvious. https://twitter.com/LauraLoomer/status/1996183770790048092?s=20  1, 2025, Maxine's California residence remains in default with a redemption amount still due totaling $21,302.95, despite her recent payment of $19,033.94 on August 13, 2025. Maxine also is incurring a monthly penalty of $301.45. Maxine is not competent to serve as the ranking member on the House Financial Services Committee when she cannot even keep her own house in order. https://twitter.com/SBA_Kelly/status/1995846331202457607?s=20   executives implicated in these schemes. Despite Governor Walz's best efforts to obstruct, SBA continues to work to expose abuse and hold perpetrators accountable, full stop. https://twitter.com/GOPoversight/status/1996237594514915451?s=20 https://twitter.com/TonySeruga/status/1996226960393957435?s=20 https://twitter.com/IlhanMN/status/1995957774510162165?s=20 https://twitter.com/almostjingo/status/1996051371251155359?s=20 https://twitter.com/elonmusk/status/1996222235783401610?s=20 So all of these people were installed. https://twitter.com/amuse/status/1996195848087384084?s=20 https://twitter.com/disclosetv/status/1995934359569007036?s=20 President Trump's Plan https://twitter.com/StateDept/status/1996218048458490302?s=20   imminent threat to the world and to the broader West, but especially the United States who they identify as the chief source of evil on the planet.” https://twitter.com/elonmusk/status/1996213829802307948?s=20  that received benefits more than twice – multiple people received benefits in 6 states – In February, for the first time ever, the Federal Government asked for alls rates to turn over their data to root out the fraud. —— 29 Red states said yes —— 21 Blue states said no “So as of next week, we have begun and will begin to stop moving federal funds into those states until they comply. California, Colorado, Connecticut, Delaware, Hawaii, Illinois, Maine, Maryland, Massachusetts, Michigan, Minnesota, Nevada, New Jersey, New Mexico, New York, Oregon, Pennsylvania, Rhode Island, Vermont, Virginia, Washington https://twitter.com/MediasLies/status/1996279507079008317?s=20   states already share the data with zero privacy disasters. – USDA's own audits show $10–15 billion a year in improper payments and fraud. – The “court order” she keeps citing is a preliminary injunction, not a final ruling. Refusing basic federal oversight of a fully federally funded program isn't about privacy. It's about protecting bloated rolls and hiding waste. BREAKING: In Stunning Development, President Trump Issues Full and Unconditional Pardon to Texas Democrat Rep. Henry Cuellar  Biden's DOJ charged Cuellar, a nine-term Democrat Texas lawmaker who represents an area along the US-Mexico border, after he lashed out at both Joe Biden and Kamala Harris for allowing illegal aliens to pour over the border.    the TRUTH. It is unAmerican and, as I previously stated, the Radical Left Democrats are a complete and total threat to Democracy! They will attack, rob, lie, cheat, destroy, and decimate anyone who dares to oppose their Far Left Agenda, an Agenda that, if left unchecked, will obliterate our magnificent Country. Because of these facts, and others, I am hereby announcing my full and unconditional PARDON of beloved Texas Congressman Henry Cuellar, and Imelda. Henry, I don't know you, but you can sleep well tonight — Your nightmare is finally over! Source: thegatewaypundit.com https://twitter.com/MarioNawfal/status/1996053923820351745?s=20  despite recent disagreements: Senator Paul: “I know we have been at odds recently but in ur first term you signed an executive order to legalize Association Health Plans (that allow individuals to buy collectively health insurance via Costco, Amazon, or Sam’s Club). This collaboration brought us together and still holds the promise of lowering insurance premiums.” Paul noted the plan failed because Democrat AGs fought it in court, but it could now pass through Congress. Here’s why this matters: the current system forces individuals to buy insurance alone, giving them zero bargaining power against massive insurance companies. Association Health Plans let people band together through retailers or organizations to negotiate as a group, the same way large corporations do for their employees. More buyers in a pool means more leverage. More leverage means lower premiums. It costs nothing to implement and simply changes labor law. Competition works. Let Americans shop for insurance the same way they shop for everything else. https://twitter.com/EliseStefanik/status/1995856738994565416?s=20  Raskin against Trump Republicans to block this provision to protect the deep state. This is an easy one. This bill is DOA unless this provision gets added in as it was passed out of committee https://twitter.com/FBIDDBongino/status/1996205447917781326?s=20 -The Director and I made a long series of important personnel changes. The new leadership team has produced dramatic results which we will produce for you, in detail, as the year wraps up. They will include a historic drop in the homicide rate, along with record disruptions, arrests and drug interdictions. Many of these personnel changes have upset a group of Comey-Wray era disgruntled former agents who prefer the old ways of operating. We are not going back -We have been working on an AI project to assist our investigators and analysts in the national security space. I received an update yesterday and I am happy to report that the product looks promising. More coming on this. – We are in the end stages of a redesign of the FBI crisis management process. The redesign is intended to make information more accessible and transparent in a crisis to enable quick and effective decision making. The project should be complete by the end of the calendar year. -We saved the taxpayers billions of dollars by scrapping the plan for an expensive new FBI headquarters building. We will be moving to the existing Reagan building after decades of fruitless haggling as the current FBI headquarters building crumbles. -We relocated over a thousand headquarters based personnel out of the Washington DC area and into the field to focus on violent crime, crimes against children, and terrorism. Those agents are now working on the mission in those regional offices. -In recognition of the growing threat, and in conjunction with the President's Executive Order, we designed, launched and completed the FBI's first-ever counter-drone school last month. Special thanks to Sebastian Gorka and DDCOS Regan for their help on the project. -The work force apprehended 4 of the FBI's 10 most wanted fugitives, and we are hunting down the rest. -We produced unprecedented disclosures, and took action on documents related to January 6, Crossfire Hurricane, Arctic Frost, and more. -The new leadership team, and the work force, made a series of ANTIFA related arrests in multiple states and assisted in record numbers of deportations and apprehensions. -Some of the culture changes we implemented include eliminating DEI, reforming the physical fitness test, making promotions contingent on real world results, severing ties with the SPLC and ADL, and implementing a new training curriculum to reflect current mission requirements. We dedicated significant personnel and financial assets to streamlining FOIA reform to ensure responsiveness. -We shut down multiple open air drug markets nationwide and, in conjunction with the White House, had 12 fentanyl precursors from China listed. -We created CIO and CTO positions to work with the CFO to find efficiencies and implement new technologies to assist in our mission. We conduct bi-weekly meetings and we have found and eliminated tens of millions of dollars in duplicative contracts, unnecessary real estate, and outdated technology. These are real savings to the taxpayer and each budget dollar allocated is intensely scrutinized for value. -We vastly expanded the overseas biometrics program to stop bad actors before they board a plane or vessel to the US. This gives us the ability to expand the border outwards and prevent the problems from coming here. -We are in the end stages of a reform project on our intelligence analysis positions to make them more responsive to current mission needs. We have been working with the field on this and we're happy with the progress. -We implemented a technology working group to ensure our technology tools evolve with the mission. Thank you, and God bless America and all those who defend Her.  https://twitter.com/WhiteHouse/status/1995992366553981026?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Sean Duffy is the 20th U.S. Secretary of Transportation, confirmed by the Senate in January 2025 and sworn in on January 28, 2025. A former Republican Congressman representing Wisconsin's 7th District from 2011 to 2019, Duffy served on the House Financial Services Committee and chaired its Subcommittee on Oversight and Investigations. Before politics, he was a district attorney in Ashland County with a 90% conviction rate, a champion lumberjack winning titles like the 1994 Lumberjack World Championship in speed climbing, and a reality TV star on MTV's The Real World: Boston(1997) and Road Rules: All Stars (1998). Post-Congress, Duffy worked as a lobbyist at BGR Group, co-hosted Fox Business's The Bottom Line, and contributed to CNN before his Cabinet appointment. As Secretary, he has prioritized safety reforms following incidents like a 2025 mid-air collision, opposed congestion pricing in New York by threatening federal fund cuts over subway crime, and advocated for reverting fuel economy standards while restricting funds to non-compliant local governments on immigration policies. Since July 9, 2025, he also serves as acting NASA administrator. A graduate of St. Mary's College of Maryland (marketing) and William Mitchell College of Law, Duffy co-authored All American Christmas (2021) with his wife, Rachel Campos-Duffy. Father of nine, he champions family values, conservative policies, and infrastructure innovation. Shawn Ryan Show Sponsors: https://shawnlikesgold.com Secretary Sean Duffy Links: X - https://x.com/SeanDuffyWI IG - https://www.instagram.com/secduffy Department of Transportation - https://www.transportation.gov/office-of-secretary Learn more about your ad choices. Visit podcastchoices.com/adchoices

THE TIM JONES AND CHRIS ARPS SHOW 0:00 SEG 1 Speaker’s Stump Speech features Ben Rajadurai, Senior Director, External Affairs at Americans for Tax Reform | x.com/brajadurai and is brought to you by https://www.hansenstree.com/ 16:49 SEG 2 Jeb Hensarling, former Texas Congressman from 2003 to 2019 | TCPIC: His op-ed about adding private equity to 401(k)s and how it can benefit private-sector employees | Trump Fights to Democratize 401(k)s With the Addition of Private Equity | He chaired the House Republican Conference from 2011 to 2013 and House Financial Services Committee from 2013 until 2019 | He fought the 2008 bailouts | Dem shutdown 32:52 SEG 3 Awful NRDC Action Fund Babe Ruth ad https://newstalkstl.com/ FOLLOW TIM - https://twitter.com/SpeakerTimJones FOLLOW CHRIS - https://twitter.com/chris_arps 24/7 LIVESTREAM - http://bit.ly/NEWSTALKSTLSTREAMS RUMBLE - https://rumble.com/NewsTalkSTL See omnystudio.com/listener for privacy information.

THE TIM JONES AND CHRIS ARPS SHOW Jeb Hensarling, former Texas Congressman from 2003 to 2019 | TCPIC: His op-ed about adding private equity to 401(k)s and how it can benefit private-sector employees | Trump Fights to Democratize 401(k)s With the Addition of Private Equity | He chaired the House Republican Conference from 2011 to 2013 and House Financial Services Committee from 2013 until 2019 | He fought the 2008 bailouts | Dem shutdown https://newstalkstl.com/ FOLLOW TIM - https://twitter.com/SpeakerTimJones FOLLOW CHRIS - https://twitter.com/chris_arps 24/7 LIVESTREAM - http://bit.ly/NEWSTALKSTLSTREAMS RUMBLE - https://rumble.com/NewsTalkSTL See omnystudio.com/listener for privacy information.

THE TIM JONES AND CHRIS ARPS SHOW 0:00 SEG 1 Speaker’s Stump Speech features Ben Rajadurai, Senior Director, External Affairs at Americans for Tax Reform | x.com/brajadurai and is brought to you by https://www.hansenstree.com/ 16:49 SEG 2 Jeb Hensarling, former Texas Congressman from 2003 to 2019 | TCPIC: His op-ed about adding private equity to 401(k)s and how it can benefit private-sector employees | Trump Fights to Democratize 401(k)s With the Addition of Private Equity | He chaired the House Republican Conference from 2011 to 2013 and House Financial Services Committee from 2013 until 2019 | He fought the 2008 bailouts | Dem shutdown 32:52 SEG 3 Awful NRDC Action Fund Babe Ruth ad https://newstalkstl.com/ FOLLOW TIM - https://twitter.com/SpeakerTimJones FOLLOW CHRIS - https://twitter.com/chris_arps 24/7 LIVESTREAM - http://bit.ly/NEWSTALKSTLSTREAMS RUMBLE - https://rumble.com/NewsTalkSTL See omnystudio.com/listener for privacy information.

THE TIM JONES AND CHRIS ARPS SHOW Jeb Hensarling, former Texas Congressman from 2003 to 2019 | TCPIC: His op-ed about adding private equity to 401(k)s and how it can benefit private-sector employees | Trump Fights to Democratize 401(k)s With the Addition of Private Equity | He chaired the House Republican Conference from 2011 to 2013 and House Financial Services Committee from 2013 until 2019 | He fought the 2008 bailouts | Dem shutdown https://newstalkstl.com/ FOLLOW TIM - https://twitter.com/SpeakerTimJones FOLLOW CHRIS - https://twitter.com/chris_arps 24/7 LIVESTREAM - http://bit.ly/NEWSTALKSTLSTREAMS RUMBLE - https://rumble.com/NewsTalkSTL See omnystudio.com/listener for privacy information.

Jeb Hensarling is the former Chairman of the House Financial Services Committee and one of the most influential voices in economic policy during the 2008 financial crisis. He has also joined ProCap BTC as a Senior Advisor. In this conversation, we talk about how Jeb pushed back against the bank bailouts, how those same issues led to the rise of bitcoin, his views on bitcoin, stablecoins, the broader crypto industry, and how technology and innovation are reshaping the financial system today.======================Check out my NEW show for daily bite-sized breakdowns of the biggest stories in finance, technology, and politics: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://pompdesk.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠======================Simple Mining makes Bitcoin mining simple and accessible for everyone. We offer a premium white glove hosting service, helping you maximize the profitability of Bitcoin mining. For more information on Simple Mining or to get started mining Bitcoin, visit https://www.simplemining.io/======================Xapo Bank, the world's first fully licensed Bitcoin-enabled bank, offers military-grade security with an unmatched blend of physical and digital security, as well as pioneering regulatory oversight, so your funds are always protected. Beyond secure storage, they enable you to grow and use your Bitcoin. Earn daily interest in Bitcoin, spend with zero FX fees using a global card, and make instant payments via the Lightning Network for unrivalled access and convenience. Visit ⁠https://www.xapobank.com/pomp⁠ to join.======================Timestamps: 0:00 - Intro2:25 - 2008 bank bailouts & Satoshi6:21 - QE playbook & constant intervention10:39 - Bitcoin as protection & property rights17:11 - GENIUS Act & advice for industry regulation24:36 - How to get lawmakers educated28:11 - Why stablecoins matter for America & bitcoin33:34 - How to think through a US bitcoin strategic reserve38:39 - Opportunities in the intersection of finance and technology43:25 - Choosing optimism & why Jeb is Long America

More than two dozen bills dedicated to Making Community Banks Great Again have passed House Financial Services Committee. Panel Chair French Hill handicaps which will have the most impact and what is most likely to be enacted. He also discusses the latest on the crypto market structure bill, how regulators can help banks in the fight against fraud, where the payments sector will be in five years, why he wants to end the Fed's dual mandate, the prospects for housing legislation and unfinished business after the fall of SVB in 2023.

Following the rollback of key climate provisions from the Inflation Reduction Act, the debate over America's energy future is increasingly contentious. The passage of the One Big Beautiful Bill Act has eliminated, or at least cobbled, many of the clean energy incentives that were centerpieces of Biden-era climate policy.  This week, climate policymakers, business leaders, investors, and advocates are converging in New York City for Climate Week. With so much happening and many questions around the pace of the energy transition, it's a crucial moment in US energy policy. So how are policymakers facing these challenges and working to accelerate clean energy deployment in a shifting political environment? What does pragmatic energy policy look like in an era of deep partisanship? And what should the policy response be to rising electricity demand in the US? This week, Jason Bordoff speaks to Congressman Sean Casten about the current state of clean energy deployment in the US. Congressman Casten represents Illinois's 6th congressional district and serves on both the House Financial Services Committee and the Joint Economic Committee. He's also vice chair of the Sustainable Energy and Environment Coalition. Before entering Congress, Rep. Casten was a clean energy entrepreneur and consultant, serving as CEO of Turbo Steam Corporation and as founding chairman of the Northeast CHP Initiative. Credits: Hosted by Jason Bordoff and Bill Loveless. Produced by Mary Catherine O'Connor, Caroline Pitman, and Kyu Lee. Engineering by Gregory Vilfranc.  

In this week's episode of This Week in AML, Elliot Berman and John Byrne unpack the latest regulatory developments. They begin with FinCEN Director Andrea Gacki's recent testimony before the House Financial Services Committee, highlighting key takeaways on beneficial ownership data, SAR/CTR streamlining, and real estate's role in money laundering. The conversation then shifts to new FinCEN guidance on geographically targeted MSB reporting and financially motivated sextortion. John and Elliot also dive into the OCC's controversial statements on SARs and debanking. On the international front, they explore new Wolfsberg Group guidance on stablecoin issuers, FATF's collaboration with Interpol, and Transparency International UK's push for beneficial ownership transparency in offshore financial centers.

Financial markets are some of the most heavily regulated markets in the United States. Firms and individuals that wish to engage in financial services–related businesses face complex regulatory regimes that are overseen by a web of agencies that includes, on the federal level, several banking regulators, two markets regulators, and a consumer protection regulator. But the regulation doesn't end there, as a host of other agencies, including state-level regulators and self-regulatory organizations, may also have oversight responsibilities. As attention has turned to ideas of government efficiency, financial regulation should not be left out of the conversation. But how should we right-size financial regulation?Our conference seeks to shed light on this question by asking: How many financial regulators is the right number? What should the balance be between federal and state financial regulation? Should the Federal Reserve shed its regulatory functions? Has federal intervention in housing finance gone too far?Join us at Cato's Center for Monetary and Financial Alternatives annual conference for an outstanding program featuring leading policymakers and experts discussing how to right-size financial regulation. Hosted on Acast. See acast.com/privacy for more information.

Sponsor: This episode of the Law of Code podcast is brought to you by Day One Law, a boutique corporate law firm for founders and funds in crypto. Learn more at ⁠dayonelaw.com⁠.The regulatory winds in Washington have shifted dramatically, and Anchorage Digital has been in the middle of it all. Kevin Wysocki, Head of Policy at Anchorage Digital, joins the podcast to discuss:01:07 – White House crypto report & GENIUS signing02:20 – Anchorage as the first federally chartered digital asset bank03:20 – Stablecoins, de-banking05:08 – Institutional demand post-GENIUS07:03 – Partnering to on-shore stablecoin issuance10:36 – Market structure legislation: custody, vertical integration & yield14:06 – Timeline for Senate and House bills15:58 – Bipartisan engagement on Capitol Hill18:33 – Policy sticking points & compromises ahead20:18 – Market maturity tests & Anchorage's stance21:48 – Cross-border custody & protecting self-custody23:25 – Taxes, tokenization & national security on the horizon26:22 – Bankruptcy remoteness & why custody mattersKevin is a Capitol Hill veteran, having worked for the House Financial Services Committee, Rep. Andy Barr, and Rep. Tom Emmer, before moving into government affairs at Meta and now leading policy efforts for the first federally chartered digital asset bank.Disclaimer: The information provided in this podcast is for educational purposes only and should not be construed as legal or investment advice.

Steve Gruber welcomes Congressman Bill Huizenga, who represents Michigan's 4th Congressional District and serves on the House Financial Services Committee, to discuss the recent passage of the GENIUS Act. Huizenga explains how this legislation lays the groundwork for restoring American leadership in the rapidly evolving world of digital assets, bringing clarity, innovation, and accountability to the future of finance.

This week on Face the Nation, the clock ticks as tariff deadlines loom. The Trump administration promised 90 deals in 90 days, but that didn't happen and if the goalposts move again, will Americans face a summer price hike as steep tariffs kick in? We ask one of the key negotiators, Commerce Secretary Howard Lutnick. Plus, we take a look at the unfolding battle over interest rates with Democratic Congressman Jim Himes, who sits on the House Financial Services Committee. Then, as ICE ramps up deportation efforts, we sit down with Acting ICE Director Todd Lyons to discuss the latest at the agency and the criticisms of its enforcement policies. Los Angeles Mayor Karen Bass also weighs in and discusses the impact of those ICE arrests in her city. Finally, as the administration crosses a key milestone, we check in with CBS News Executive Director of Elections and Surveys Anthony Salvanto on what Americans think of President Trump's first six months in office. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Congressman French Hill, Chairman of the House Financial Services Committee, joined me to discuss the upcoming Crypto Week, during which the House will vote on the Stablecoin and Crypto Market Structure bills, as well as the anti-CBDC legislation.Topics: - What is Crypto Week - Genius Act Stablecoin Bill - Clarity Act Market Structure Bill - AntiCBDC Bill - Implications of Stablecoin legislation passing - Crypto tax policy Show Sponsor -

In this episode of Building the Base, Hondo Geurts and Lauren Bedula sit down with Ranking Member Jim Himes (D-CT), who serves on both the House Permanent Select Committee on Intelligence and the House Financial Services Committee. Drawing from his unique background spanning Wall Street and public service, Congressman Himes discusses the critical intersection of technology innovation, national security, and America's industrial base. He shares candid insights on the challenges of government innovation, the evolving threat landscape from China, and why immigration remains America's secret weapon in the global competition for technological supremacy. The conversation also explores the cultural shifts needed within both Congress and the defense establishment to embrace the iterative, failure-tolerant approach essential for modern software development and emerging technologies.Five key takeaways from today's episode:The shift from hardware to software has fundamentally changed defense acquisition, Rep. Himes explains, requiring iterative development through failure and constant end-user contact—a capability traditional defense primes weren't prepared for, though progress is being made through innovative programs like DIU and Kessel Run.America's two greatest advantages over China in innovation, according to Rep. Himes, are immigration and a chaotic entrepreneurial ecosystem that treats failure as graduate-level education for the next venture, advantages that must be preserved and leveraged.Congressional culture remains risk-averse toward failure, Rep. Himes notes, with members more focused on finding the next "Solyndra" to investigate rather than creating the psychological safety necessary for breakthrough innovation.Supply chain vulnerabilities exposed by COVID-19 and the Ukraine conflict have created new appreciation for defense industrial base resilience, but Rep. Himes argues the tension between economic efficiency and strategic security requires nuanced thinking.Emerging threats like biosynthesis and quantum computing pose existential risks that require both cutting-edge research investment and a return to shared empirical truth, Rep. Himes warns, making the intersection of technology policy and national security more critical than ever.

Carl Quintanilla, Jim Cramer and David Faber discussed stocks getting a boost and oil prices sliding in reaction to President Trump declaring the Israel-Iran ceasefire "in effect" -- shortly after he accused both countries of violating the truce. The anchors also explored what to expect from part one of Fed Chair Jerome Powell's Capitol Hill testimony on the economy, starting Tuesday before the House Financial Services Committee -- as President Trump continues to pressure Powell to cut rates. Visa CEO Ryan McInerney joined the program exclusively to discuss the company's stablecoin strategy and the state of the consumer. Also in focus: Carnival surges on earnings, KB Home cuts guidance. Squawk on the Street Disclaimer

Patrick McHenry, Former Chair of the House Financial Services Committee, Former Speaker Pro Tempore and Bloomberg contributor shares his reaction to the US strikes on nuclear sites in Iran. He speaks with hosts Tom Keene and Paul Sweeney.See omnystudio.com/listener for privacy information.

In today’s LIVE Trish Regan Show: We break down the escalating legal battle over Trump’s authority to federalize the National Guard, as the 9th Circuit Court takes up the case. This is a major moment in the fight between state power and federal control—and the implications are huge for California and beyond. Plus—AOC has a MELTDOWN on Capitol Hill, and Trish draws a surprising comparison between Barack Obama in 2013 and DHS Secretary Kristi Noem today… are their messages more similar than the media wants you to believe? Later, Trish welcomes Rep. Bill Huizenga from the House Financial Services Committee to talk about the future of crypto regulation—what YOU need to know now as the government moves in. And in a wild culture moment: a singer defies the Dodgers and performs the National Anthem in Spanish—Trish shares her reaction and then her own rendition of the National Anthem. Oh...and there's more: Trish Regan sings, 'America The Beautiful.' It's a patriotic day here on the Trish Regan channel! Don't miss it—subscribe now and join the conversation. Become a TEAM MEMBER to get special access and perks: ▶️ https://www.youtube.com/channel/UCBlMo25WDUKJNQ7G8sAk4Zw/join

Patrick McHenry is the former chairman of the House Financial Services Committee, and the Vice Chairman at Ondo Finance. In this conversation we talk about bitcoin, ETFs, bitcoin treasury companies, legislation around stablecoins, tokenization, and how Patrick sees the world evolving. =========================Invest as you spend with the Gemini Credit Card® (https://www.gemini.com/pomp). Sign up today and get approved by 6/30/25 to earn a $200 Bitcoin bonus. Terms apply (http://gemini.com/legal/credit-card-intro-promo-terms). The Gemini Credit Card is issued by WebBank. See rates & fees (https://www.gemini.com/legal/cardholder-agreement) for more details. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. This content is sponsored by Gemini, but my opinions are my own.=========================Bitwise is one of the largest and fastest-growing crypto asset managers. As of December 31, 2021, the company managed over $1.3 billion across an expanding suite of investment solutions, which include the world's largest crypto index fund and other innovative products spanning Bitcoin, Ethereum, DeFi, and crypto equities. Whether you're an individual, advisor, or institution, Bitwise provides intelligent access to crypto with your unique circumstances in mind. Visit www.bitwiseinvestments.com to learn more. Certain of the Bitwise investment products may be subject to the extreme risks associated with investing in crypto assets. Visit www.bitwiseinvestments.com/disclosures/ to learn more.=======================BitcoinIRA: Buy, sell, and swap 75+ cryptocurrencies in your retirement account. Take 3 minutes to open your account & get connected to a team of IRA specialists that will guide you through every step of the process. Go to https://bitcoinira.com/pomp/ to earn up to $500 in rewards.=======================Pomp writes a daily letter to over 265,000+ investors about business, technology, and finance. He breaks down complex topics into easy-to-understand language while sharing opinions on various aspects of each industry. You can subscribe at https://pomp.substack.com/=======================View 10k+ open startup jobs:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://dreamstartupjob.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Enroll in my Crypto Academy: https://www.thecryptoacademy.io/

This week, John and Elliot discuss a large fentanyl bust at the southern border, a fraud case, and an AML case in Charlotte, remarks by the AMLA Chairman about the organization's top three priorities, activity at the House Financial Services Committee about cryptocurrency, a paper from the Basel Institute for Governance on the importance of asset recovery in the current environment, and other items impacting the financial crime prevention community.

Even as markets pick up, the U-S China trade war deepens, and confidence in the economy takes its worst hit since Covid. New York Democratic congressman Ritchie Torres, who sits on the House Financial Services Committee, joins AC360°. Plus, first the Pentagon erased black heroes from its websites, now the Naval Academy is banning hundreds of books. Maya Angelou's autobiography is out, but a book by Hitler is still available.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today's blockchain and cryptocurrency news  Bitcoin is down half a percent at $83,040 Eth is up slightly at $1,794 XRP, is up slightly at $2.02 JPMorgan questions bitcoin's “digital gold” status  US House Financial Services Committe passes anti-CBDC bill. PayPal now supports SOL and LINK Fidelity launches crypto-focused IRA t Cuomo helped OKX in criminal investigation NOUNS DAO wants its beans. Learn more about your ad choices. Visit megaphone.fm/adchoices

The crypto industry has been targeted for years – is Operation Chokepoint 2.0 finally at an end?You're listening to Bitcoin Season 2. Subscribe to the newsletter, trusted by over 7,000 Bitcoiners: https://newsletter.blockspacemedia.comIt's now openly acknowledged that the crypto industry has been targeted for years by the previous administration's Operation Chokepoint 2.0 scheme. Charlie & Colin discuss how last week's hearing saw Senators Warren & Scott addressed the matter before the House Financial Services Committee. We explain how we got here and where we might go as an industry.Notes:• History of regulatory scrutiny• FTX Fallout• Operation Chokepoint 2.0 Hearing• Elizabeth Warren changes tuneCheck out our Bitcoin scaling conference! Visit opnext.dev to learn more.Chapters:03:23 – Operation Choke Point 2.0: Background & FTX Fallout07:20 – Nick Carter's Revelations & Chokepoint Analysis09:23 – Silvergate's Story & the 15% Deposit Cap18:09 – House Financial Services Committee Hearing Recap25:05 – Elizabeth Warren's Pivot & Broader Political Implications42:41 – Future Outlook: Could There Be a Choke Point 3.0?-

Rep. Erin Houchin and Rep. Mike Flood join the show to discuss crypto policy in Congress and under the next Trump Administration. They give Rep. Crenshaw the 101 on how crypto works and how U.S. dollar-backed stable coins could change the financial system. And they look at the implications of Web 3.0 on censorship, content creators, financial fraud, and China's global power moves.  ·      The beginning of the crypto movement ·      NFTs: the beanie babies of the internet ·      The Canadian Trucker Strike ·      Gary Gensler – “a fountain of bad ideas at the SEC” ·      Regulatory authority in crypto markets ·      Stablecoins 101 ·      Geopolitical implications of stablecoins ·      Disconnecting from the banks ·      President Trump's Crypto Czar ·      Evolution of internet regulation ·      Web 3.0 ·      Facebook's stranglehold on content creators and local news ·      The Hawk Tuah Coin Scam ·      Cabbage Patch dolls! ·      FIT 21 – the House's answer to crypto regulation ·      Explaining blockchain technology ·      Will quantum computers break crypto? ·      Stablecoins and financial fraud ·      China's move to control the global stablecoin Congresswoman Erin Houchin represents the 9th District of Indiana. She currently serves on the House Financial Services Committee, the House Rules Committee, and the House Education and Workforce Committee. And she was recently appointed to serve on the House Energy and Commerce Committee in the 119th Congress. Follow her on X at @RepHouchin. Congressman Mike Flood represents the 1st District of Nebraska. He currently serves on the Financial Services Committee as well as the Housing and Insurance Subcommittee and the Digital Assets, Financial Technology and Inclusion Subcommittee. Follow him on X at @USRepMikeFlood. Listen to Rep. Crenshaw's past episodes on Bitcoin with Rep. Patrick McHenry and Peter McCormack.

In this episode of American Potential, host Jeff Crank welcomes former Texas Congressman Jeb Hensarling to discuss the critical issues of government overreach, the economy, and the differences between big government conservatism and classic liberal conservatism. Hensarling, who served as Chairman of the House Financial Services Committee, shares his insights on how expanding government regulations and policies, like Dodd-Frank, have hurt small businesses and stifled economic growth, all while benefiting larger corporations. Hensarling also delves into the ideological split within the conservative movement, emphasizing the need to return to core principles of limited government, free enterprise, and personal liberty. Drawing on his experience and role on the advisory board of Americans for Prosperity, he discusses the importance of holding both parties accountable and the need to preserve freedom by reducing government control in all aspects of life. This episode offers a thoughtful look at the current political landscape and what it means for America's future. Check out American Potential here: https://americanpotential.com   Check out our Spanish episodes here: https://www.youtube.com/playlist?list=PL8wSZydeKZ6uOuFlT_1QQ53L7l6AmC83c   Facebook: https://www.facebook.com/AmericanPotentialPodcast   Instagram: https://www.instagram.com/americanpotentialpodcast/   X: https://twitter.com/AMPotentialPod