Podcasts about Straight Talk

Bradley sits down with Greg Crabtree — CPA, author of Simple Numbers, Straight Talk, Big Profits, and founder of a consulting practice that grew from a $1M local firm to a $7M national operation — for a candid, data-driven conversation about what it actually takes to build a profitable business in today's economy.Greg shares what 40+ years of working with entrepreneurs has taught him, why the old playbook no longer applies, and what the numbers say is separating thriving businesses from struggling ones right now.Key TakeawaysPay yourself a market-based wage. Greg's research is clear: every time a business owner raises their salary to a true market wage and builds profitability on top of it, they make more money — far exceeding the payroll tax cost. It's behavioral economics: you fight harder to protect payroll than you do to protect profit.Stop spending money to save on taxes. If you didn't need that piece of equipment for 52 weeks, you don't need it now. You can't spend a dollar to save 40 cents and come out ahead. Make more money and pay the tax — that's how you build wealth.The growth-gets-you-out-of-jail strategy is broken. In a no-growth economy, you can't count on revenue to bail you out of over-investing in people, technology, or overhead. The move: cut costs to get profitable with what you have, then grow.The black hole has expanded. Greg's 100-company model shows the toughest profitability squeeze is now hitting the $3M–$10M range — not just the $3M mark. Businesses in this zone are incurring enterprise-level costs without enterprise-level scale.Management efficiency is the separator. The businesses pulling ahead right now are lean on management labor. Many are early AI adopters — using software agents to do more with the same dollars and freeing up management bandwidth to actually use data rather than just collect it.

Welcome to Q & A Wednesday: Straight Talk on Your Money — a live, unscripted Q&A show pulled directly from our YouTube chatroom. No canned slides. No rehearsed talking points. Just practical, plain-English answers to real-world money questions with Lance Roberts and Danny Ratliff. Lance & Danny tackle topics like retirement planning, Roth vs. traditional decisions, tax-smart withdrawal strategies, Social Security timing, portfolio risk management, diversification, income planning, cash vs. investing, debt payoff frameworks, and how to think through market volatility without wrecking your long-term plan. We also discuss the “why” behind common financial rules of thumb—what holds up, what doesn't, and how to tailor decisions to your situation. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer Rate us on Google: https://bit.ly/4b9JtEo 0:00 - INTRO 0:50 - SOTU Address & Nvidia preview 5:32 - Markets Building a Rolling Top 9:20 - What is Happening to META? 12:31 - Is An Attack on Iran Priced-in to the Market? 14:37 - Buying Brazilian Bonds 18:15 - What's the Best Way to Keep Up w Sector Rotation? 20:34 - Is StableCoin Good for The Dollar? 23:48 - Will TurboTax Go AI? 27:13 - Investing in the Healthcare Space 30:27 - What is the Key Metric in Planning a Portfolio? 34:55 - Indicators for Reducing Risk in Positions 40:03 - Pro's & Con's of Bond ETF's 43:34 - Will Silver Prices Stay High? 45:14 - The Difference Between Treasury Notes vs Bonds 48:04 - Allocation Recommendation for 45-yr old Millionaire 51:44 - Coming Attractions ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/oW7OkyOvYC4 ------- Articles Mentioned in Today's Show: "The Business Cycle Narrative & War With Iran" https://realinvestmentadvice.com/resources/blog/the-business-cycle-narrative/ "Is China Really Dumping US Treasuries?" https://realinvestmentadvice.com/resources/blog/is-china-really-dumping-us-treasuries/ ------- Watch our previous show, "Stop Chasing 2026 Returns," here: https://youtube.com/live/iN9Pv2Thvbo -------- The latest installment of our new feature, Before the Bell, "100-DMA Support at Risk," is here: https://youtu.be/tiE6S1qaBn0 ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #MarketOutlook #TechnicalAnalysis #RiskManagement #PersonalFinance #RetirementPlanning #InvestingBasics #FinancialPlanning #AskUsAnything

Happy Hump Day, dear listener. This week on your most favoritest podcast, we did a lot. What we did will remain a mystery until you hit that play button, but I will say the episode consists of Clyde, questions, conversations, and discourse; you'll love it, I swear. Slight warning, this episode leans a little more PG-13 than we usually go, not that anyone will read this to get the warning, but I tried. Thank you for listening!! Ad astra per aspera.     Email: hotcrossbunspod@gmail.com TikTok/Instagram: @hotcrossbunspod  

Welcome to Q & A Wednesday: Straight Talk on Your Money — a live, unscripted Q&A show pulled directly from our YouTube chatroom. No canned slides. No rehearsed talking points. Just practical, plain-English answers to real-world money questions with Lance Roberts and Danny Ratliff. Lance & Danny tackle topics like retirement planning, Roth vs. traditional decisions, tax-smart withdrawal strategies, Social Security timing, portfolio risk management, diversification, income planning, cash vs. investing, debt payoff frameworks, and how to think through market volatility without wrecking your long-term plan. We also discuss the "why" behind common financial rules of thumb—what holds up, what doesn't, and how to tailor decisions to your situation. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer Rate us on Google: https://bit.ly/4b9JtEo 0:00 - INTRO 0:50 - SOTU Address & Nvidia preview 5:32 - Markets Building a Rolling Top 9:20 - What is Happening to META? 12:31 - Is An Attack on Iran Priced-in to the Market? 14:37 - Buying Brazilian Bonds 18:15 - What's the Best Way to Keep Up w Sector Rotation? 20:34 - Is StableCoin Good for The Dollar? 23:48 - Will TurboTax Go AI? 27:13 - Investing in the Healthcare Space 30:27 - What is the Key Metric in Planning a Portfolio? 34:55 - Indicators for Reducing Risk in Positions 40:03 - Pro's & Con's of Bond ETF's 43:34 - Will Silver Prices Stay High? 45:14 - The Difference Between Treasury Notes vs Bonds 48:04 - Allocation Recommendation for 45-yr old Millionaire 51:44 - Coming Attractions ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/oW7OkyOvYC4 ------- Articles Mentioned in Today's Show: "The Business Cycle Narrative & War With Iran" https://realinvestmentadvice.com/resources/blog/the-business-cycle-narrative/ "Is China Really Dumping US Treasuries?" https://realinvestmentadvice.com/resources/blog/is-china-really-dumping-us-treasuries/ ------- Watch our previous show, "Stop Chasing 2026 Returns," here: https://youtube.com/live/iN9Pv2Thvbo -------- The latest installment of our new feature, Before the Bell, "100-DMA Support at Risk," is here: https://youtu.be/tiE6S1qaBn0 ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #MarketOutlook #TechnicalAnalysis #RiskManagement #PersonalFinance #RetirementPlanning #InvestingBasics #FinancialPlanning #AskUsAnything

219 Day recap; USA beats Canada to win hockey gold; FBI Director Kash Patel celebrates with Team USA hockey in the locker room after the game; were some of Trump's comments in his phone call with the USA men's hockey team inappropriate; ESPN's Steven Smith remarks on the Chicago Bears potential move to Hammond, Indiana; Straight Talk with Corinne Straight on why the release of the Epstein files are resulting in arrests in Europe but not here in America; former controversial mayor of Dolton, Illinois Tiffany Henyard is back; Butler, Ohio mayor Wesley Dingus accused of voyeurism.

Can proper compliance really add millions to your business valuation? In today's episode, we connect with Reuben Mattinson, Founder and CEO of RJM Tax Exemption, to explore what it means to build truly exit-ready operations in the world of ecommerce… Founded in 2019, RJM was born out of firsthand frustration. When Reuben and his team launched their own ecommerce business in the U.S., they quickly found themselves overwhelmed by IRS rules, registrations, state sales tax collection, and conflicting guidance from lawyers, accountants, banks, and revenue departments.  After investing significant time untangling the complexity, they realized other sellers were facing the same challenges — and RJM began. What started with just 10 clients has since grown into a global consultancy serving over 5,000 businesses worldwide, helping ecommerce brands stay compliant, scalable, and acquisition-ready. Hit play to find out: How Reuben's unique background fuels RJM's mission. Examples of exit strategies done right and horribly wrong. How tax readiness impacts valuation and exits. Reuben's path to entrepreneurship is anything but conventional. After earning degrees in physiotherapy in 2012 and in science teaching in 2013, he began building RJM alongside his studies. In under three years, he scaled the company from infancy into a multi-million-dollar global ecommerce consultancy, achieving #1 Trustpilot ratings in the U.S. by age 30. Want to learn more about RJM's work? Visit their website now!

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The Fathers answer your questions as we kickoff Lent 2026

A new Indiana Bill would cut the early voting period in half; Olympics update; how is Trump's promise to lower energy costs going; Straight Talk with Corinne Straight on voter access in Indiana; Munich Security Conference gets spicy; the LOCPod crew takes a personality quiz.

The ENZ TO END podcasting trio assembles to rate and review the Rootin Tootin Luton Tapes. Recorded in 1978 and finally released in full to the public in 2007.  Does the album live up to the lore of being a lost masterpiece? Or is it merely a mess mess messy pile of demos? Adam, Dave & Chris give you the straight talk for your information! Tracks for reference • Miss Haps • Home Comforts • Animal Lover • Carried Away • Semi-Detached • Holy Smoke • Message Boy • Hypnotised • Late In Rome  • Straight Talk • Hollow Victory • Evelyn • Best Friend • Creature Comforts • Remember WhenYou can significantly support the continuation of the 240 podcast for a donation of just a couple dollars per month. This goes directly towards covering the monthly cost of buzzsprout hosting fees, riverside video chat platform, editing software & cloud space. Big thank yous if you are in a position to help. Head over here to: http://patreon.com/240neilfinn

Episode Overview In this final installment of the Conquer the Operational Chaos series, John Kitchens and Joel Perso break down one of the most overlooked — yet most powerful — CEO disciplines: knowing your numbers. Growth without visibility creates chaos. More agents, more leads, more deals — without proper tracking — only amplifies inefficiencies. In this session, John and Joel unpack how to measure what actually matters, how to assign the right metrics to each role, and how to move from emotional decision-making to data-driven leadership. If you've ever wondered why your P&L says you're profitable but your bank account feels tight… or why your team feels busy but results are inconsistent… this episode will reset how you think about performance. Because if you don't know your numbers, you don't know your business. Key Topics Covered The Final Piece of Operational Clarity Recap of the Conquer the Operational Chaos framework: Week 1: The Operational Hire Week 2: Building Processes Week 3: Core Buyer & Listing Systems Week 4: Measuring What Matters Why growth without tracking leads to internal breakdown How knowing your numbers protects profitability and performance What "Know Your Numbers" Really Means The difference between tracking data and making decisions Why metrics exist to improve leadership — not to create busywork The CEO mindset shift from guessing to measuring The Financial Foundations Every CEO Must Understand Profit & Loss (P&L): Revenue, expenses, and true profitability Balance Sheet: Assets, liabilities, and owner equity Cash Flow: Why profit and cash are not the same Budget vs. Actual: Where silent leaks in your business happen Assigning Metrics to Every Role Every role in your business must have at least one key metric. Why? People want to know what winning looks like Clear agreements eliminate emotional performance conversations Numbers create accountability without friction Metrics vs. Targets (The Critical Distinction) Tracking a number isn't enough. You must define: What is success? What is the agreed target? What happens when we miss? Agreements replace expectations. Expectations create frustration. Agreements create alignment. Leading Indicators vs. Lagging Indicators Lagging indicators: Closings, GCI, volume Leading indicators: Conversations, appointments set, follow-up activity You can't control closings. You can control conversations. John's breakdown: Conversations → Appointments Set → Appointments Met → Agreements Signed → Closings Reverse engineer your goals down to conversations per hour. The Conversations Per Hour Framework This was one of the most tactical moments of the episode. Instead of asking: "How many conversations per day?" Ask: "How many conversations per hour?" Then reverse engineer: How many conversations does it take to set one appointment? How many appointments does it take to sign a client? How many signed clients does it take to close one deal? How many hours per week must be dedicated to outbound activity? When you know this math, success becomes predictable — not accidental. The "Protein, Carbs, and Fats" Principle Borrowed from Blake Sloan: Protein = Conversations Carbs = Appointment Asks Fats = Face-to-Face Meetings You can hit your main metric and still fail if supporting metrics are ignored. One metric matters. But supporting behaviors matter too. Where to Start Don't try to fix everything. Focus on one priority per quarter. If you're spending significant money in one area (Zillow, PPC, mailers, client events), optimize that first. Clarity compounds. Chaos compounds faster. Resources Mentioned Simple Numbers, Straight Talk, Big Profits – Greg Crabtree Financial Intelligence – Karen Berman & Joe Knight Measure What Matters – John Doerr CSU Dashboard / CTE Business Tracking The Growth Centric – Systems Audit with Joel Perso John Kitchens Executive Coaching → JohnKitchens.coach Final Takeaway There are two major breakdowns in most small businesses: They don't know their financial numbers. They don't know how they're allocating their time. If you know your money and you know your time, you control your growth. If you don't — you're guessing. As Joel put it: "If you don't know your numbers, you don't know your business." And as John reinforced: "It's not conversations per day. It's conversations per hour." Measure what matters. Build agreements. Track leading indicators. Execute with clarity. That's how CEOs eliminate chaos. Connect with Us: Instagram: @johnkitchenscoach LinkedIn: @johnkitchenscoach Facebook: @johnkitchenscoach If you enjoyed this episode, be sure to subscribe and leave a review. Stay tuned for more insights and strategies from the top minds. See you next time!

Which Super Bowl halftime show was better: Bad Bunny's or Turning Point USA's; Tom and Kevin discuss the latest news on whether the Chicago Bears will end up in Indiana or remain in Illinois; IN State Rep. Mike Andrade hosts a utilities affordability town hall in Northwest IN to hear from residents on the rising cost of their NIPSCO bills; Straight Talk with Corinne Straight on fixing immigration in America; Tom, Kevin, and Steve talk with bestselling author Lorenzo Sellers about his newest book "Politics vs Power", his service in the Navy, and more.

Father Kunst answers your questions about Apologetics, the SSPX, the meaning of the term "Co-redemptrix" and more

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St. Andrew Lutheran Church, Farmersville, OhioFebruary 8, 2026Sixth Sunday after the EpiphanyAnnouncementsPreludeOpening Hymn - "Stand Up, Stand Up for Jesus" - LBW #389Apostolic GreetingKyrieHymn of Praise - "Glory to God"Prayer of the DayChildren's SermonFirst Lesson - Deuteronomy 30:15-20Second Lesson - 1 Corinthians 2:6-13Hymn - "Are You Washed in the Blood of the Lamb?"Gospel - Matthew 5:20-30Sermon - "Straight Talk from Jesus"Song - "He Reigns" (Newsboys)Apostles' CreedOfferingOffertory - "Create In Me a Clean Heart"Prayers of the Church and Lord's PrayerBenedictionExodus Hymn - "Onward, Christian Soldiers" - LBW #509DismissalFor the video version of today's service, please visit https://youtu.be/lGDUQBt-qooMay God bless you now and always!

In this episode, we dive into the unique financial challenges law firm owners face with Ben Hockema, CFP®, Founder and Lead Financial Advisor at Illuminate Wealth Management. As an award-winning Certified Financial Planner, Ben's work has been featured in The Wall Street Journal, The New York Times, and other leading publications. Ben is on a mission to help law firm owners and other business professionals move past the shame-based marketing that dominates the financial industry and replace money stress with clarity, confidence, and control. Through thoughtful strategy and education, he helps his clients build financial systems that support both their firms and their personal lives. Hit play to discover: Why running a law firm according to strong financial principles is harder than it looks. What the "Profit First" system is and which law firms benefit most from it. How bookkeeping and accounting for law firms differ from other businesses.  From cash flow management to long-term planning, Ben explains how to identify where to spend, where to save, and how to design a financial roadmap aligned with your goals, values, and vision for the future. To learn more about Ben and his work, visit Illuminate Wealth Management now!

In this episode, Dr. Jay and Amazing Larry discuss Kirk Cameron's recent podcast regarding the Bible's revelation about hell, its purpose, and impact on the lost person. Is it eternal punishment or being annihilated after a period of punishment?Frothy Thoughts with the Truth BaristaVisit HighBeam Ministry, The Truth BaristaCheck out the Frothy Thoughts Blog!Check out The Truth Barista Books!Check out The Truth Barista YouTube Channel!

Tom's health apps gave him a scare over the weekend; immigration Bill passes Indiana Senate; Straight Talk with Corinne Straight on a major Texas State Senate race upset and how it could be a harbinger for the upcoming midterms and next presidential election; GOP U.S. Senator Tillis has some choice words for Stephen Miller and Kristi Noem; Trump insults Congressman Massie's wife; why was Director of National Intelligence Tulsi Gabbard at the FBI raid on the Fulton County election offices?

Sparked by celebrity Kirk Cameron's recent public reassessment about the reality of hell, Dr. Jay continues his teaching about hell … it's reality, what it is like, and why it exists, based on what the Bible tells us. Why do people deserve hell, and how can we escape going to hell?Frothy Thoughts with the Truth BaristaVisit HighBeam Ministry, The Truth BaristaCheck out the Frothy Thoughts Blog!Check out The Truth Barista Books!Check out The Truth Barista YouTube Channel!

What happens when honesty becomes the foundation of both legal counsel and banking relationships? In this episode, Robert Gibbs and Jamie Travis of Gibbs Travis PLLC share why clear communication, putting clients first, and telling the truth—good, bad, or otherwise—are essential in high-stakes decision-making. The business partners reflect on building a boutique litigation firm with big-firm capabilities and they both explain why having banking partners who consistently look for ways to help makes business simpler, stronger, and more personal. 

In coffee shops, we don't just sell coffee. We sell a variety of retail items that are related to, support, and go with coffee and with our brand. But are we doing as good with our retail as we can be? Are leaving money on the shelf or losing opportunities to serve our guests more with truly well considered, sourced, displayed, and sold retail?  Today on the show we have retail coach Wendy Batten! Wendy Batten is a retail coach and business strategist for independent small business owners and the host of the Creative Shop Talk podcast. With nearly 30 years of hands-on experience, she helps retailers grow profitably while designing a life they actually want. Known for grounded strategy, honest leadership, and a belief that success doesn't have to come at the cost of joy, Wendy coaches clients around the world from her tiny crooked cottage by the sea in Nova Scotia.  We discuss:  Wendy's Coffee Shop Genesis Lessons from the Coffee Shop The Emotional Toll of Entrepreneurship Designing a Business for Life Intentional Retail Strategies Understanding Customer Needs The Importance of Presentation Customer Psychology in Retail Training for Effective Retail Setting Boundaries While Being Kind Wendy's website:  https://wendybatten.com/   CAFE OWNERS! KEY HOLDER COACHING GROUPS ARE BACK!  Spring 2026 Applications are now open! Become a part of a small focused group of experienced coffee shop owners in this powerful mastermind cohort hosted by Keys to the Shop! APPLY HERE!  Learn more at this link:  https://keystotheshop.com/key-holder-coaching-groups/     KEYS TO THE SHOP ALSO OFFERS 1:1 CONSULTING AND COACHING! If you are a cafe owner and want to work one on one with me to bring your shop to its next level and help bring you joy and freedom in the process then email  chris@keystothshop.com or book a free call now:  https://calendly.com/chrisdeferio/30min  Related episodes:  432 : How to Win in Specialty Retail Coffee Soul Searching in the New Landscape of Retail 211 : Straight Talk from the Retail Doctor, Bob Phibbs 173 : 5 Areas of Focus for Retailers The Hospitality Paradox : Preparing for the most critical & perplexing time in retail   SPONOR The world loves plant based beverages and baristas love the Barista Series!  www.pacificfoodservice.com

Matt Reardon and John Cantrell fill in for Tom; Indiana Secretary of State Diego Morales posts a picture of him shoveling snow, and it doesn't go over well; Matt has trouble canceling his gym membership; Mayor Tom appeared on FOX News to discuss the latest on the Chicago Bears eyeing a move to Indiana; Straight Talk with Corinne Straight on how she was mobbed online this week for reporting on the results of a new marijuana study and its effect on the heart; another American citizen shot and killed by federal agents during an ICE protest.  

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Does hell exist? Why does hell exist? What is it like? Who cares? Every person SHOULD care, especially when our opening questions are answered. Dr. Jay and Amazing Larry take on the extremely serious topic of hell head-on based on what God says about it.Frothy Thoughts with the Truth BaristaVisit HighBeam Ministry, The Truth BaristaCheck out the Frothy Thoughts Blog!Check out The Truth Barista Books!Check out The Truth Barista YouTube Channel!

You don't need another freebie—and you probably don't need more visibility either. What's usually missing is the decision moment: the clarity someone needs before they're willing to opt in. In this episode of Straight Talk with Sally, we unpack why people see your freebie, think "that looks useful," and still scroll past without taking action. You'll learn: Why good freebies still don't convert Where decision friction shows up before the opt-in How to make opting in feel easier for the right people What to stop over-explaining—and what actually needs clarity This is a practical, no-fluff episode focused on removing friction instead of adding more to your plate. If list growth has felt inconsistent or frustrating, this episode will help you see what's really happening—and what to fix first. Download the Decision-Friction Checklist to identify where opt-ins are stalling and choose one clear next focus: https://drive.google.com/file/d/1eg25tViDrdKDRkaz3svXS0jReEwL6JOF/view If you want support building this properly, explore OmniSAM or book a demo at omnisam.com.au.   Watch the Live Stream & Subscribe for More Updates: OmniSAM YouTube: youtube.com/@omnisamsoftware Sally Sparks-Cousins YouTube: youtube.com/@sallysparkscousins

Wave7 Research's Jeff Moore joins the podcast to discuss how mobile network operators and MNO-owned brands such as TracFone, Straight Talk and Mint Mobile are beefing up promotions and marketing of FWA services. Hosted on Acast. See acast.com/privacy for more information.

IU wins the national championship; Hammond, Indiana's MLK Day march once again takes place on the coldest day of the year; Tom receives grief from his own party about his willingness to work with IN Governor Mike Braun; Straight Talk with Corinne Straight covers the affordability crisis in America; candidate for Indiana Secretary of State Blythe Potter talks with Tom and Kevin about why she's running, her opponents Beau Bayh and Diego Morales, the problems with the election process in Indiana, and more.

In this episode of ITR Live, Chris Hagenow and John Hendrickson break down the first full week of the 2026 Iowa legislative session, with a sharp focus on property taxes, government spending, and the tone being set by legislative leadership. After years of debate, property taxes are unmistakably front and center—across party lines—marking what could be a pivotal session for Iowa taxpayers.The hosts walk through opening-day speeches from Republican leaders and Kim Reynolds, highlighting a consistent message: spending drives taxation. Chris and John emphasize that Iowa's recent income tax reforms were only possible because of disciplined budgeting, and that the same principle must now be applied to property taxes. Proposals such as a 2% cap on local government budget growth are framed not as cuts, but as a way to slow growth to a level Iowans can afford.A significant portion of the conversation focuses on the predictable pushback from local governments and media voices, including familiar scare tactics suggesting that any restraint will lead to unsafe communities or failing infrastructure. Chris and John push back hard, noting that slowing the growth of spending is not the same as cutting essential services—and that similar warnings in past debates never materialized.The episode also dives into specific policy ideas emerging early in session, including limits on tax increment financing (TIF), efforts to redirect a larger share of the SAVE sales tax toward property tax relief, and incentives for local government consolidation and efficiency. While supportive of the overall direction, the hosts raise concerns about proposals like senior property tax freezes, warning that they risk creating unequal treatment within the tax code.The discussion closes on a cautiously optimistic note. With multiple major bills introduced in week one and clear alignment among Republican leaders, Chris and John argue that the opportunity for meaningful reform is real—but only if lawmakers stay focused on the core issue: controlling the growth of government spending so taxpayers can finally get lasting relief.

Father Kasel joins us live from St. James to answer your questions about the Catholic faith!

This episode is dedicated to demystifying Dry January with expert advice from a recovery coach. We cover everything from the origins of the movement to how participants can stay motivated and what long-term changes might follow. It's a must-listen for anyone curious about taking a break from alcohol.

Father Kunst answers your questions about deportations, sexuality & the priesthood, and more!

Full Show Notes: https://bengreenfieldlife.com/dylan/ In today's episode, Dylan and I explore how your genetics, microbiome, lifestyle, and activity level all play a role in what works best for you. I share my thoughts on carbs (they’re not the enemy!), why the Mediterranean diet is often a solid fallback, and how to customize your approach—whether you’re training like an athlete or just trying to eat well on a budget. We also get real about fasting: I break down what works for high performers, how to balance longevity with peak performance, and what fasting windows actually make sense if you’re pushing your body hard. From there, we dissect the critical topic of heart health, talking through the difference between stable and unstable plaque, key diagnostic tools, and both natural and pharmaceutical strategies I’ve studied—and used personally—to keep my heart in top shape. Episode Sponsors: Our Place: Upgrade to Our Place today and say goodbye to forever chemicals in your kitchen. Go to fromourplace.com/ben and enter my code BEN at checkout to receive 10% off sitewide. Sunlighten: Sunlighten's patented infrared sauna technology delivers the highest quality near, mid, and far infrared wavelengths to reduce inflammation, boost mitochondrial function, enhance detox pathways, and optimize recovery—backed by 25+ years of clinically proven, non-toxic innovation. Save up to $1,400 at get.sunlighten.com/ben with code BEN. Boundless Bar: If you’re ready to fuel workouts, sharpen your focus, and support whole-body vitality, grab your Boundless Bars now at boundlessbar.com —and save 10% when you sign up for a Boundless Bar subscription. TRIUMPH Coaching: Join me for one-on-one coaching with me and my hand-picked team, custom-built around your labs, your lifestyle, and goals, until you actually hit them. No guesswork. Just results. If you’re finally ready to stop wasting time and money and start living the boundless life you know is possible, go to jointriumphcoaching.com and book your call.See omnystudio.com/listener for privacy information.

Truck drivers don't need another feel-good message. They want honesty. In this episode of The Long Haul, Adam sits down with Harvey Beech, co-founder of American Truckers United, a third-generation trucking operator who has lived every side of this industry — company driver, small fleet owner, and long-haul carrier. Harvey speaks plainly about what many drivers feel but few are willing to say out loud: how immigration policy intersects with trucking, why wages have been compressed, how safety standards have eroded, and why the sacrifices of seasoned American drivers often go ignored. This is not a political episode. It's a reality check — from someone who was born into trucking and never left it. ⁠Follow The Long Haul Podcast⁠ ⁠Other FreightWaves Shows⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Drops of God, the Apple TV series about a quest to identify some of the world's rarest wines, won the International Emmy Award for Best Drama Series this past year, and season 2 debuts Jan. 21. One of the show's biggest stars, French actress Fleur Geffrier, joined host James Molesworth in Wine Spectator's New York studio to talk about the show and how it has impacted her personal relationship with wine, as well as the upcoming season. (And we promise, no spoilers!)"Wine is earth, sky and man—it's our entire world," says Geffrier. "It's part of our identity as humans." Wine Spectator senior editor for news Mitch Frank also joins us, for a look back at the biggest wine industry stories of 2025 and a look ahead, all on the newest episode of Wine Spectator's Straight Talk podcast..And don't forget, there's always more free content at WineSpectator.com!• Read more about Apple TV's Drops of God• Learn more about the Drops of God manga series• Latest News and Headlines• Ask Dr. Vinny• Sign up for Wine Spectator's free email newsletters• Subscribe to Wine SpectatorA podcast from Wine SpectatorMarvin R. Shanken, Editor and PublisherHost: James MolesworthDirector: Robert TaylorProducer: Gabriela SaldiviaGuest: Fleur GeffrierAssistant producer, Napa: Elizabeth Redmayne-Titley Hosted on Acast. See acast.com/privacy for more information.

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Scent from Above (2021), Smoky Mountain (2022), Smoky Mountain Gold Parfum (2023), and Scent From Above: Crystal Edition Parfum (2025) by Dolly Parton + Intrigue by Mary Kay (1971) + Dolly Parton (1946- ) + Collin Higgins' 9 to 5 + Barnet Kellman's Straight Talk (1992) with Gregory Jones 1/2/26 S8E2 To hear this episode and the complete continuing story of The Perfume Nationalist please subscribe on Patreon. 

Send us a textFind resources and learn the facts about male incontinence. Lifestyle changes, non-surgical solutions and reviewing your medication list could be the first step in regaining your quality of life. nafc.org, mensliberty.com, fixcontinencecare.com, ezpants.comSupport the showSeniorSupportStrategies.com when you need guidance navigating senior care or how to create your own Aging in Place strategy.

Straight Talk-The Call Of The Pastor

On the Christmas episode, analysts Don Kellogg and Roger Entner are joined by Peter Adderton, founder of Boost and MobileX, and Ronan Dunne, former CEO of Verizon's Consumer Group and O2, for a spirited discussion on MNOs, MVNOs, and the current state of the wireless industry.00:00 Episode intro00:27 MVNOs vs. their host carriers04:42 Segmentation as a powerful market force07:42 Wholesale vs. retail12:31 A lack of choices in the U.S.14:30 Is price the key concern?16:54 Why consumers actually change carriers18:42 Networks depend on MNO pricing20:44 Verizon, Visible, and subscriber growth24:23 MVNO strategy must differ26:20 Upselling lower-income customers27:40 Cable's free line strategy as a model28:51 Is Total relevant or not?31:10 Price vs. value31:57 The current landscape is unsustainable33:36 Which metrics matter?35:52 MVNO branding is falling short39:45 Business models should be customer-centric41:23 Episode wrap-upTags: telecom, telecommunications, wireless, prepaid, postpaid, cellular phone, Don Kellogg, Roger Entner, Peter Adderton, Ronan Dunne, Christmas, MobileX, O2, Verizon, Boost, MVNO, MNO, carriers, Visible, cable, Comcast, Charter, Europe, Straight Talk, FWA, Mint, pricing, T-Mobile, giffgaff, data, network, Consumer Cellular, TracFone, ARPU, churn, Total, net adds, KPIs, value

About the Guest:John Hope Bryant leads the nation's largest nonprofit provider of financial literacy services for youth and adults. Recognized globally, he was named to the Forbes BLK50 List in 2024 and TIME Magazine's inaugural The Closers List. A best-selling author and CNBC contributor, he reaches millions through his ‘Straight Talk' series and continues to advance economic opportunity and inclusive capitalism.What You Will Learn:Why becoming the person you're meant to be often confuses othersHow courage, optimism, and faith drive leadershipLessons from Dale Carnegie on influence and growthThe mindset shifts that separate good leaders from great onesJoin us for this inspiring conversation with John about acting boldly, embracing fear, and evolving into your best self. Lukas Please rate and review this Episode!We'd love to hear from you! Leaving a review helps us ensure we deliver content that resonates with you. Your feedback can inspire others to join our Take Command: A Dale Carnegie Podcast community & benefit from the leadership insights we share.

Romans 10:1–21 While Romans 9 focuses on the sovereignty of God, Romans 10 emphasizes our freedom to accept or reject God's offer. Tune in to hear Pastor Chuck Swindoll discuss the need for faith and our responsibility to share the gospel with others. Because it is offered to all, people are responsible to respond. If you believe, share it with others and pray. If you don't believe, respond to the truth. Leave the rest up to God!

Romans 10:1–21 While Romans 9 focuses on the sovereignty of God, Romans 10 emphasizes our freedom to accept or reject God's offer. Tune in to hear Pastor Chuck Swindoll discuss the need for faith and our responsibility to share the gospel with others. Because it is offered to all, people are responsible to respond. If you believe, share it with others and pray. If you don't believe, respond to the truth. Leave the rest up to God!