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Join Wendy Norman, End‑of‑Life Planning Consultant, and Steven Schindler, Estate Attorney, for a grounded, practical conversation about the essentials of legacy planning — something every adult needs, no matter their age or stage of life. Together, they'll break down what a Will actually does, when a Trust might be the better tool, and what really happens — financially and procedurally — if someone dies without either. You'll also learn how a Durable Power of Attorney works while you're alive, why its authority ends the moment you die (and what takes over afterward), and how the absence of planning can leave families facing court processes they never expected. Finally, Wendy and Steven will explore the part of planning that often gets overlooked: documenting and communicating your wishes. How you want your assets handled. Who do you want to receive what? Which charities or community organizations do you want to support? When you share these decisions ahead of time, you give your loved ones clarity, confidence, and one of the kindest gifts possible — peace of mind. Wendy Norman has been researching and engaging with end-of-life issues for over 15 years. Wendy's interest was sparked by her mother's diagnosis of early-onset Alzheimer's in 2006. This is when she learned how important it is to have a plan before becoming ill, especially when cognitive decline is involved. Wanting to help others understand the value of pre-planning, Wendy became an end-of-life planning consultant in 2017. In 2019, she left a 25-year career in marketing and program management to invest her time and energy toward end-of-life planning, education and awareness. In 2020, she helped create and lead a team of volunteers to launch an education and awareness program called End of Life Ready hosted by End of Life Washington. Building on that experience, Known Wishes was created to broaden and deepen end-of-life education. Steven J. Schindler is an estate attorney who helps individuals and families design comprehensive strategies to achieve their family, business, and charitable goals. His practice includes estate, will, trust, and tax planning and administration; planned charitable giving; nonjudicial dispute resolution; and the preparation of gift and estate tax returns. Known for his ability to tailor solutions to each client's unique circumstances, Steven guides clients through everything from optimizing tax advantages to developing meaningful charitable giving plans to navigating sensitive family dynamics with clarity and care. As an active member of the community, Steven serves as treasurer of the King County Cultural Development Authority (4Culture). He has also held leadership roles as president of the Estate Planning Council of Seattle, president of the Real Property, Probate and Trust Section of the King County Bar Association, and served as a board member at End‑of‑Life Washington. Presented by Town Hall Seattle and Known Wishes.
The fathers answer your questions about finding God in unlikely places and more
On today's Celiac Project Podcast:Registered dietitian Erin Kenny, founder of The Celiac Space, returns to the podcast to discuss what happens when people with celiac disease still don't feel well, even after following a strict gluten free diet. Erin explains the differences between celiac disease and non-celiac gluten sensitivity, common conditions that can mimic gluten exposure, how to interpret celiac blood work, and why balancing gut healing with living a full life is so important. It's an informative conversation filled with practical advice for anyone navigating life with celiac disease.Listen to the full episode here: https://celiacprojectpodcast.libsyn.com/I would love to hear from you! Leave your messages for Andrea at contact@baltimoreglutenfree.com and check out www.baltimoreglutenfree.comInstagramFacebookGluten Free College 101Website: www.glutenfreecollege.comFacebook: http://www.Facebook.com/Glutenfreecollege Hosted on Acast. See acast.com/privacy for more information.
With just five seats available and 15 candidates competing for a spot on the Chesapeake City Council, every vote matters.Tonight, Arrington Gavin sits down with Santiera Brown-Yearling (D), a Democratic-endorsed candidate making her second bid for City Council, to discuss her vision for the future of Chesapeake. From economic growth and supporting small businesses to infrastructure, public safety, accountability, housing, and responsible development, this conversation explores the issues that matter most to Chesapeake residents.What has she learned since her last campaign? How does she plan to stand out in a crowded field? And why does she believe she's one of the five candidates voters should send to City Hall?As always, The Arrington Gavin Show brings you thoughtful, balanced, and pressing conversations that help voters make informed decisions before Election Day.Topics Include:Santiera Brown-Yearling's vision for ChesapeakeEconomic development & supporting local businessesInfrastructure, traffic & floodingPublic safety & community trustGovernment transparency & accountabilityHousing affordability & responsible growthWhy she believes she deserves one of your five votes
Hammond, Indiana's Festival of the Lakes is this week; Tom runs in a 5K; LOCPod in the news; Kevin and John experience World Cup fever in Kansas City; Straight Talk with Corinne Straight about lead; U.S. Senator Lindsey Graham dead at 71; is Merrillville, IN going to fold on its ICE resolution?
Has Newport News turned the corner?Tonight on The Arrington Gavin Show, we're joined by Newport News Mayor Phillip Jones for an in-depth conversation as he makes his case for a second term. From the rollout of drones as first responders and efforts to reduce gun violence, to the city's ambitious Capital Improvement Plan and growing investment in infrastructure, we'll examine the accomplishments of his first term—and the work he says is still ahead.We'll also discuss the recent Newport News Noodle Festival, economic development, public safety, and quality-of-life improvements throughout the city. Plus, with two experienced challengers entering the mayoral race, Mayor Jones shares why he believes voters should entrust him with another four years of leadership.As always, we'll ask the fair, pressing, and balanced questions that matter most to residents and voters.Join the conversation live!
A jam-packed Thursday on The Marc Cox Morning Show tackled everything from national political upheaval to hometown accountability. The morning opened with Graham Plattner's stunning withdrawal from Maine's Senate race, which Marc argued was a calculated Democrat maneuver rather than a surprise, and closed with a full breakdown of the fractured map Democrats now face heading into 2026 and beyond. Local politics took center stage with Bill Igel joining to confront a dark-money smear campaign against his St. Charles County executive run, tracing the attack back to a St. Louis city Democrat PAC nervous about his conservative agenda, while O'Fallon Councilman Doug Link previewed a 12-month moratorium on new apartment development aimed at curbing overdevelopment countywide. Foreign policy loomed large all morning, with former Senator Jim Talent and Fox's Chad Pergram offering sharp analysis on renewed strikes against Iran, the fight to reopen the Strait of Hormuz, and a NATO alliance finally stepping up its own defense spending. Tom Ackerman brought hometown pride with a Cardinals recap and a preview of his Congressional testimony to protect AM radio, while AI governance expert Jim Malachowski walked listeners through Illinois's tough new AI regulation law and the coming national debate over federal oversight. Lighter moments filled the gaps, from Kim on a Whim's takes on the decline of gentle parenting and Texas's birth tourism investigation, to a viral restaurant fining unruly kids and a full round of weird headlines in In Other News. Through it all, the show kept faith, family, and freedom front and center, closing with a forward look at a likely JD Vance 2028 run and one more reminder of Kamala Harris's most forgettable moments. The Marc Cox Morning Show delivered another day of unapologetic, common-sense talk for St. Louis and beyond. Hashtags: #MarcCoxMorningShow #STLNews #GrahamPlattner #BillIgel #DougLink #ChadPergram #JimTalent #TomAckerman #JimMalachowski #IranStrikes #NATO #AIRegulation #KimOnAWhim #JDVance2028 #KamalaHarris #FaithFamilyFreedom #ConservativeValues #MissouriPolitics #STCharlesCounty #STLRadio Full Guest List: Bill Eigel — St. Charles County Executive candidate, responding to dark-money smear campaign Jim Talent — Former U.S. Senator, Iran strikes and NATO analysis Jim Malachowski — Chairman, AIQA Global, on Illinois AI regulation law Tom Ackerman — Sports, Cardinals recap, World Cup, AM radio Congressional testimony Chad Pergram — Fox News Capitol Hill correspondent, Senate map and Mitch McConnell health update Doug Link — O'Fallon Ward 3 Councilman, apartment moratorium proposal
The big 32-inch wheels are coming. They've already rolled through multi-stage mountain bike races, XC World Cups, gravel competitions and DH runs. For some, they provoke eye-rolls as the bike industry pursues yet another standard whether you want it or not. But you'll see more of them soon. Geoff Kabush, mountain bike legend, underbiking advocate and long-time gear-head, has seen all this before. He started mountain biking on 26-inch wheels and experienced the rise (and growing pains) of 29ers. With 32s, he's already been experimenting. In May 2025, he rode a custom-built hardtail with 32”-wheels near Fox's office in North Carolina to explore bike geometry on the big hoops. He's also worked with Sam Whittingham of Naked Bicycles based on B.C.'s Quadra Island, where Whittingham made a 32-inch-wheel gravel bike that Kabush is riding. This episode of the Canadian Cycling Magazine Podcast features a look at the nuances of the new wheel size. Kabush talks about how geometry is evolving. “Butt clearance,” the room a rider's rear end needs when their weight is back over the rear wheel, comes up. He also reveals how he can feel a bit of guilt when pushing test equipment to failure, especially with an emerging technology in which spares are in short supply. And Kabush has practical tire tips, too. Have a listen.
Storms, storms, and more storms; the social media post heard around the world; Democratic U.S. Senate candidate Graham Platner accused of sexual assault; Straight Talk with Corinne Straight on serial killers; USA knocked out of the World Cup.
Father Kunst answers your questions about the status of the SSPX, Freemasonry, and immigration.
Perfectionism in marriage can make home feel more like a performance review than a relationship. On FamilyLife Today, Dave and Ann Wilson talk with Portia Collins about the pressure to get everything right—and the freedom that comes when undeserved kindness replaces relentless effort. Through humor, honesty, and the book of Galatians, Portia shares how walking by the Spirit reshapes marriage, parenting, and the exhausting habit of keeping score. To support this ministry financially, visit: https://www.oneplace.com/donate/84/29?v=20251111
The race for 2028 may have unofficially begun.After political commentator Bill Maher said he could see himself voting for either Vice President JD Vance or Senator Marco Rubio in a future presidential election, a new conversation has emerged: Who is best positioned to lead the Republican Party after Donald Trump?Tonight on The Arrington Gavin Show, we're breaking down the strengths, weaknesses, and political futures of both men. Is JD Vance the clear heir to the MAGA movement? Could Marco Rubio unite conservatives while appealing to moderates and independents? And what does Maher's surprising statement say about the growing number of voters who no longer feel at home in either political party?As always, we'll take an independent, no-spin look at the issues and ask the tough questions that matter most to voters—not political insiders.Tonight's discussion includes:Bill Maher's surprising comments on the 2028 electionJD Vance vs. Marco Rubio: leadership, policies, and electabilityWho has the stronger path to the Republican nomination?Can either candidate win over independents and moderate Democrats?What does the future of both major parties look like after Trump?Join the conversation and let us know your thoughts in the comments:If the 2028 election were held today, who would you choose—JD Vance, Marco Rubio, someone else, or are you still undecided?
Tom completes a triathlon; Mailbag segment about the Chicago Bears; Bears stadium search update; Straight Talk with Corinne Straight on the nuclear family; latest SCOTUS rulings; Congressman Massie fights back; are people attending the Great American State Fair or aren't they; Lionel Messi statue built in Argentina causes a stir.
Are we actually making disciples, or just going through the motions? In this special SWOT Edition of the podcast, Pastor Bill and David give us some "Straight Talk" on the state of discipleship at Revolve in early 2026. From defining our core terms to fighting for unity, we are breaking down our greatest strengths, weaknesses, opportunities, and threats.Plus, Pastor Bill answers a burning question: What does he actually think about aliens?
Joining us on Celiac Straight Talk is Jake Eisenberg - announcer for the Kansas City Royals. Listen to hear how Jake navigates the challenges that come with living with celiac disease. Jake explores his diagnosis, tools he uses to manage balancing an autoimmune disease with daily life, and tips for traveling. Listen anywhere you get your podcasts! Learn more about celiac disease and the research Beyond Celiac is funding at BeyondCeliac.org
John Cantrell fills in for Kevin; Tom gives an update on the Chicago Bears stadium search; fully autonomous drones kill human soldiers for the first time; Straight Talk with Corinne Straight on ICE; Indiana Secretary of State Diego Morales loses his bid to run again; Tucker Carlson announces he is leaving the Republican party.
Straight Talk on Retirement 6-20-26 by
Fathers James Gross and Jason Lefor answer your questions about the Catholic faith
Tom is feeling better; Indiana Secretary of State Diego Morales crashes out at a campaign event; IN U.S. Senator Jim Banks remarks on the Bears project; Straight Talk with Corinne Straight on the Iran war; Executive Secretary-Treasurer of the Northwest Indiana Building and Construction Trades Council Randy Palmateer talks with Tom and Kevin about organized labor, bipartisanship, the Bears, men's underwear, and more.
Could the world soon have its first trillionaire? With reports projecting that Elon Musk's fortune could one day surpass the $1 trillion mark, America is once again debating wealth, innovation, and economic inequality.Tonight on The Arrington Gavin Show, we're asking the big questions:Is Elon Musk the ultimate example of the American Dream?Should anyone have that much wealth and influence?Has entrepreneurship and innovation earned him every dollar, or is the economic system tilted in favor of the ultra-rich?What would a trillionaire mean for politics, business, and everyday Americans?From Tesla and SpaceX to social media and artificial intelligence, Elon Musk's impact reaches nearly every corner of modern life. Join us for an independent, no-nonsense conversation as we explore the opportunities, concerns, and consequences of the trillion-dollar era.
Trail Kreitzer brings a different kind of energy to the game. No posturing, no fluff, no hyperbole. Just measured, field-based experience and advice from years and years of Western big game hunting. As a consistently successful bowhunter season after season, he's the embodiment of commitment to his craft. On this episode, Trail shares his thoughts on the intricacies of modern archery equipment, finding reliable sources of information online, understanding where and what you should put your time and energy into in terms of hunting prep, how he approaches gear selection and gear development, and the importance of being adaptable with your hunting techniques. @trailk11 --------------------------- TRUSTED PARTNERS: For over 100 years Leica has set the standard for premium optics. From spotting scopes to binoculars, rifle scopes and the new CRF MAX rangefinders, Leica is the choice for those who accept no compromises. onX Hunt is the most powerful 3D mapping solution for hunters. Get your FREE trial today. If you're already a member, check out the exclusive offers and perks available when you upgrade to an Elite Member. Spartan Precision Equipment is built for the mountains. Ultra-lightweight, packable, and versatile across shooting platforms. Be sure to check out their new Springbok line of products and the Ascent and Javelin series. Tired of gut rotting instant coffee? Check out This Is Coffee and get yourself some great instant coffee for when you're in the backcountry or on the road. --------------------------- CONSERVATION ORGS TO SUPPORT: Go to Wild Sheep Foundation to find a membership option that suits your budget and commitment to wild sheep. Go to Wild Sheep Society of BC to become a member, enter raffles, buy merch and support BC's wild sheep populations. Go to Rocky Mountain Goat Alliance to find a membership option that suits your budget and commitment to conserving mountain goats and their habitat.
Can a candidate's past define their political future? And could controversy reshape one of the most closely watched Senate races in America?Tonight, The Arrington Gavin Show takes an in-depth look at the turbulent campaign of Democratic Senate nominee Graham Platner and the growing questions surrounding his candidacy. From resurfaced social media posts and campaign turmoil to allegations about his personal conduct and his responses to the criticism, we'll examine how these issues could impact the race against longtime Republican Senator Susan Collins.As an Independent, Arrington Gavin asks the tough questions:Should a candidate's personal history outweigh their policy positions?Can voters separate allegations and controversy from a candidate's platform?Are political redemption stories possible in today's media environment?Could this race ultimately strengthen Susan Collins' chances of reelection?Join us for a fair, thought-provoking conversation about accountability, second chances, media scrutiny, and what this high-stakes Senate battle could mean for the future of Maine and the balance of power in Washington.
This week on “The Dr. Bob Martin Show”, we turn the mic over to you — the listeners. Dr. Bob Martin and Dr. Adam Brockman open the phone lines to tackle the real, everyday health questions coming straight from the kitchen table and medicine cabinet of America. Expect straight talk, practical insight, and a touch of humor as the doctors cut through the noise and deliver answers you can actually use. Because when it comes to your health, the best medicine is knowledge — and maybe a little common sense.Dr. Bob Martin and Dr. Adam Brockman answer listener questions
Building Empires: The Life Of A Coach, Speaker + Tech Founder
Summary Join me, Annie Walther and my sister in another fun episode! Annie Walther is a Fractional COO. She has over 25 years in Business Development through Corporate events, Corporate Planning and helping grow both product and service businesses beyond the 7 figure mark. This is the must listen episode for Solopreneurs! In addition, she is a good friend of mine and together we run the Solopreneur Networking Meetup in San Antonio! Follow Annie on Instagram here. Sharon's Links:
UFC fighter Bryce Mitchell is making headlines after criticizing President Donald Trump's proposal to host a UFC event at the White House as part of America's 250th anniversary celebration. Mitchell argued that the role of government is to protect its citizens—not entertain them—sparking a national debate about politics, spectacle, and the purpose of public institutions.Tonight on The Arrington Gavin Show, we break down the controversy and ask the tough questions: Is a UFC event at the White House a creative way to celebrate America, or does it blur the line between governing and entertainment? Has politics become too focused on showmanship? And what does this debate reveal about the state of American culture and leadership?Join Independent host Arrington Gavin for a spirited discussion on politics, sports, patriotism, and the growing intersection of government and entertainment.
The Chicago Bears are coming to Hammond; Beau Bayh wins Democratic nomination for Indiana Secretary of State; Straight Talk with Corinne Straight on Trump's recent interview walk-out and Hegseth's controversial remarks at a D-Day event in France; Indianapolis City-Council councilman and mayoral candidate Vop Osili talks with Tom and Kevin about his upbringing, accomplishments in city government, his vision for Indianapolis, and more.
Can Americans with different political beliefs still come together to have honest conversations about justice, public safety, and the future of our communities?Tonight on The Arrington Gavin Show, we're joined by Norfolk Commonwealth's Attorney Ramin Fatehi for a wide-ranging discussion on some of the biggest issues facing our city, the Commonwealth of Virginia, and the nation. From crime and criminal justice reform to federal, state, and local politics, we'll explore the policies and debates shaping our country.We'll also discuss the accomplishments and challenges facing Norfolk, the role of prosecutors in today's political climate, public safety, accountability, and whether there's still room for common ground in an increasingly divided America.As always, this won't be a shouting match. It's a conversation built on fair, pressing questions and thoughtful discussion, giving our audience the opportunity to hear directly from one of Hampton Roads' most prominent public officials.Tune in for an engaging and informative conversation that goes beyond the headlines and tackles the issues that matter most to our community.
A major legal battle is brewing in the music industry as M.I.A. files a staggering $28 million lawsuit against Kid Cudi, claiming she was wrongfully removed from his tour due to her outspoken political views and public statements. Is this a case of free speech being punished, or does an artist have the right to protect their brand and business interests?On this episode of The Arrington Gavin Show, Arrington breaks down the allegations, the legal arguments, and the broader questions surrounding free expression, cancel culture, artist accountability, and the business realities of the entertainment industry.We'll discuss:
Setting up a business is a major life decision that should not be taken lightly—it is incredibly painful. The ups definitely outweigh the downs, but the downs can be dark. Having a co-founder makes all the difference. Matthew Duhig, CEO and co-founder of FX Digital, started the business at university with his co-founder Tom, to build a website for his sister's bridal shop for free. Fifteen years later, they've grown from £1.5M to approaching £10M revenue, from 20 people to nearly 80, and they've built connected TV applications for major media and sports companies. Along the way, they had one major near-death experience when a single client became 80% of revenue, then in-housed the work down to 60%—leaving Matt and Tom with no personal wealth or assets, living together, staring at the barrel. But they believed in their proposition, backed themselves against the wall, and won 4 of 5-6 bids they needed to win, which launched them into major tech company work and one of their best years ever.In this episode, Matt reveals his four contrarian beliefs about building businesses: (1) Running a business is incredibly painful and decision should not be taken lightly; (2) Vision comes from consumption (reading, listening, watching—not plucking it from air); (3) Don't make promises you can't control (resentment is harder to overcome than anything else in teams); (4) The job of an entrepreneur is to reduce risk (not take risks). He shares why he's an absolute delegator (sometimes great, sometimes backfires), how he managed to get off the tools when billing five days a week, why he stays in touch with 5-10 people at any given time who might be future hires, and how Barcelona became their second office (Jack the QA lead asked if he could relocate and Matt asked him to set up an office instead).What you'll learn:
Send us Fan MailEpisode Summary: In this episode, cybersecurity expert Robert Siciliano discusses the evolving threats of AI-driven scams, deep fakes, and human behavior. Learn how organizations and individuals can protect themselves in a rapidly changing digital landscape.Robert's BIO: Robert Siciliano is a security analyst, best-selling author, and the Architect of The Strategic Human Firewall™. As one of the world's most recognizable educators in personal and corporate protection, he is the'Straight Talk' voice for a digital age.You've seen his expertise on CNN, Fox News, CNBC, and Anderson Cooper 360, and read his insights in The Wall Street Journal, The New York Times, and Forbes.Robert has served on the board of the Identity Theft Resource Center and is a core contributor to the Realtor® Safety Initiative. He is a man who literally goes to the extremes to prove a point—once even buying a working ATM on Craigslist just to demonstrate how easily our 'secure' systems can be cracked.To contact Robert, ProtectNowLLC.comSupport the showOur premiere sponsor, Social News Desk, has an exclusive offer for PIO Podcast listeners. Head over to socialnewsdesk.com/pio to get three months free when a qualifying agency signs up.
Tom goes camping; the latest on the Chicago Bears potentially moving to Hammond, Indiana; Straight Talk with Corinne Straight on Tina Peters being released from prison early; a $250 bill with Trump's face on it being considered; Great American State Fair in disarray as most of the performers drop out; social media influencer banned from all Six Flags parks for life after eating chicken nuggets while riding a roller coaster.
Catholics becoming Gods. In this episode, Mother Natalia of the Byzantine Catholic of Christ the Bridegroom Monastery and host of the “What God is Not” podcast discuss theosis (or deification) from an Eastern Catholic perspective, bringing in parts and systems thinking. Join us for a fascinating, rollicking conversation about this most important topic.Mother Natalia's podcast: https://www.youtube.com/@whatgodisnotpodcastPraying with Parts: https://www.youtube.com/watch?v=8OZ6e6zAMb4Mother Natalia's Riding Your Hot Mess Express to Heaven talk: https://www.youtube.com/watch?v=-BtvYRfBChcCheck out Dr. Peter and Chris Stefanick on parts work: https://www.youtube.com/watch?v=vSWuvRg5csU&t=1468sThe Resilient Catholics Community is open to new members in June! Check it out: https://soulsandhearts.com/rccCatholic Parts Work in Human Formation will be on the evening of June 10, 2026 at 8:00 PM to 9:30 PM Eastern – register here https://members.soulsandhearts.com/Catholic-parts-workA retreat for Catholic formators, August 10-13, 2026 on “Authentic Being and Authentic Relating.” https://members.soulsandhearts.com/formators-retreat-registration-for-2026Key moments in this episode9:40 Theosis or deification as understood as “becoming God” in the Eastern Catholic Church, and how theosis is becoming more and more one with God. 15:00 What is the impact or effect of theosis on our parts? How parts can be transfigured19:20 Human formation deficits and inner fragmentation can keep us from theosis, from becoming one with God. The concept of “involuntary sin” in the Eastern Catholic Church. 28:11 Starting with what health looks like, how the fall affects us, and the effects manifested in spiritual illnesses – allowing all of our parts to heal and be deified. 31:29 Evagrius insists that our desires are inherently good, but can become twisted33:00 Are different parts of a person experiencing different degrees of union with God at the same time?38:01 Jesus seeks out the less desirable members of society – the poor, lame, sick, lepers, the tax collectors, etc. Does God seek out the exiles first, seeking to redeem them? Does God bypass the innermost self to reach the exiled parts? How inner unity is needed for parts to be close to God. 48:45 The difference between essence and energies in Eastern Catholic thought with St. Maximus the Confessor54:20 “Nepsis” or watchfulness1:00:30 Is nepsis about being watchful inwardly and outwardly? Impulses come from parts which are already in the heart, as opposed to temptation, which originates outside the person. 1:06:30 An example of nepsis or watchfulness and parts from monastic life about a part feeling unseen1:15:01 A model of working with parts in ways similar to working with little children. With an example from Mother Natalia's life. 1:19:15 Cutting or self-mutilation as an example of trying to find the good desire within a maladaptive impulse. Seeking causes underneath the symptom1:30:00 Mother Natalia's practical takeaway – we are so steeped in our culture's obsession with productivity and take a functional view of prayer – what can prayer provide us, for some specific good. But we need to go to prayer to “be with” God and be in His presence.1:33:45 Dr. Gerry's practical takeaway on prayer is to get a cat, because his cat Nebula, helps him to slow way down and stop being so busy in prayer. 1:35:45 Parts' desire for theosis is heavily dependent on their God images – patience and kindness and gentleness with parts, and how parts need to experience love from other relationships first1:39:15 The Holy Spirit is unafraid to approach us even when we are still impure, and one of the mistakes we make is that we believe that we need to get to a particular place in order to encounter God.
What if one of the biggest financial mistakes practice owners make is confusing "spending money in the practice" with actually investing in it? In this episode, I'm joined once again by Nathan Hayes for a thoughtful and nuanced conversation around reinvesting in your practice, opportunity cost, and the hidden tradeoffs owners often overlook when deciding what to do with excess cash flow. We explore the mindset many owners have that every dollar spent on equipment, technology, or expansion automatically creates enterprise value — and why that assumption can quietly create long-term financial consequences if it's never challenged. Nathan and I unpack the difference between true investment versus simply adding expense, how owners should think about ROI inside the practice compared to investing outside the practice, and why many of the highest-value drivers in a business have nothing to do with buying another piece of equipment. We also discuss: Why more equipment does not automatically mean a more valuable practice The hidden opportunity cost of continually reinvesting back into the business How enterprise value is actually created in an optometry practice The difference between spending, investing, and simply staying operational Why patient flow and schedule utilization matter more than most owners realize The role marketing can play in growing enterprise value versus buying more technology How practice owners should think about free cash flow after taxes, debt service, and reserves The dangerous feedback loop created by depreciation-driven purchasing decisions Why many owners underestimate the value of investing outside the practice As always, we close the conversation with practical NBSs (Next Best Steps) to help owners think more intentionally about capital allocation decisions both inside and outside their practice. Resources: Book a Triage call with Adam Download the Practice Owner's Financial Toolkit 20/20 Money Ultimate Financial Success Masterclass OD Mastermind Interest Form Check out Adam's new book: How to Buy an Optometry Practice Four Levers in Retirement IDOC Simple Numbers, Straight Talk, Big Profits! Simple Numbers, Straight Talk, Big Profits with Greg Crabtree ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here! Check out Adam's other podcast! The Optometry Success Podcast Subscribe on Apple Podcasts: https://bit.ly/4tttng6 Subscribe on Spotify: https://bit.ly/4tuf0YM
We're speaking with UNC press editor, Cate Hodorowicz about what she's looking for; how she knows if a book will work as trade; how to set yourself up for a good book exhibit hall conversation with an editor; how to show you have a robust author platform even if you're not active on social media; what kinds of honest conversations you can have with a press editor about expectations for the book; and the benefits of being part of a book series. Don't forget to rate and review our show and follow us on all social media platforms here: https://linktr.ee/writingitpodcast Contact us with questions, possible future topics/guests, or comments here: https://writingit.fireside.fm/contact
In this episode of Straight Talk with Sally, Sally shares the simple but powerful 3-day process she has consistently used since 2015 to keep her business focused, organized, and moving forward. From reviewing priorities to making intentional decisions, this episode dives into the systems and habits that help entrepreneurs avoid overwhelm and stay aligned with their long-term vision. Whether you're building a business, managing multiple projects, or simply trying to stay productive without burning out, this conversation offers practical insights you can apply immediately. What You'll Learn in This Episode The importance of having a repeatable business check-in system How a structured 3-day process creates clarity and momentum Ways to identify what's working — and what's slowing you down The role of reflection and planning in sustainable business growth Simple strategies for staying aligned with your goals year after year Why consistency matters more than perfection in entrepreneurship Connect with Straight Talk with Sally Follow, subscribe, and share the podcast with fellow entrepreneurs and dreamers who want honest conversations, practical wisdom, and real growth. Stay connected for more inspiring episodes every week. Stay Connected & Get Exclusive Access: Join the Private OmniSAM Community: omnisam.com.au/gsdgroup Facebook Group: gsdfb.omnisam.com.au Follow on Facebook: facebook.com/sallysparkscousins Watch the Live Stream & Subscribe for More Updates: OmniSAM YouTube: youtube.com/@omnisamsoftware Sally Sparks-Cousins YouTube: youtube.com/@sallysparkscousins
President Trump says a peace deal with Iran is coming into focus, the deadly Ebola outbreak continues to spread in Central Africa, and Texas voters decide today between the establishment and presidential picks for the Republican Senate candidate. Reporting from Cabot Phillips & Megan Basham. Plus, we speak with Brent Buchanan of Cygnal. Get the facts first with Morning Wire. - - - Ep. 2806 - - - Wake up with new Morning Wire merch: https://bit.ly/4lIubt3 - - - Today's Sponsors: Quince - Elevate your summer wardrobe. Go to https://Quince.com/wire for free shipping on your order and 365-day returns. Fast Growing Trees - Visit https://FastGrowingTrees.com to get 20% off your first purchase when using the code WIRE at checkout. Comcast - Learn more about how Comcast is investing in a more connected America at https://ComcastCorporation.com/investment - - - Privacy Policy: https://www.dailywire.com/privacy morning wire,morning wire podcast,the morning wire podcast,Georgia Howe,John Bickley,daily wire podcast,podcast,news podcast Learn more about your ad choices. Visit podcastchoices.com/adchoices
Officer involved shooting late last night on 80/94; Tom gets elbowed in the eye; Tom walks in the Hammond Mohawks Memorial Day parade; Straight Talk with Corinne Straight on AI; is Indiana Secretary of State Diego Morales running again or not; former controversial Mayor Tiffany Henyard wins her primary race in Fulton County, Georgia.
Jump start your week with a Jump Start REWIND, read by Roger Shouse.
Markets are hitting new highs while volatility, inflation concerns, interest rates, and geopolitical risks continue to pressure investors. Lance Roberts and Danny Ratliff answer your questions about investing, retirement planning, portfolio management, taxes, market risk, Federal Reserve policy, and the economy. From market momentum and valuation risks to retirement income strategies and financial planning mistakes, this is your opportunity to get straightforward answers without Wall Street spin. Here's a topical rundown of today's show: 0:00 - INTRO 0:57 - Markets Trying to Sell-off 6:17 - Market Comparisons 11:19 - Not Reading the News is Better 12:08 - Is TLT a Good Buy Now? 15:40 - What to Do with Cash 16:40 - Can Bond Yields Go Over 5.5%? 19:08 - Will There Be Inflation from SCOTUS Ruling on Trucker Broker Liability? 20:14 - What Would Trigger Differentiation from Standard Correction or Worse? 23:50 - Higher Oil = Higher Treasuries? 28:26 - Space Stocks, Momentum Trading, & Space-X IPO 31:27 - The Roth Conversion Conundrum 33:53 - APLD Positioning & Short Squeeze 36:21 - Correlation of Assets - What to do when trades don't work 40:46 - Microsoft, AI, & Layoffs 41:48 - What is Your Plan for a Market Downturn? 49:14 - Social Security Reform - Raising Minimum Retirement Age? 55:02 - In What Sector will Space-X Be Placed? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Articles mentioned in this report: "The NVDA Earnings Report: Could It Pop The Gamma Bubble?" https://realinvestmentadvice.com/resources/blog/the-nvda-earnings-report-could-it-pop-the-gamma-bubble/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ngEmjqsUFTY ------- Watch today's "Before the Bell" feature, "Market Decoupling Danger," here: https://youtu.be/uDPuWbEqO-E ------- Watch our previous show, "U.S. - Iran Risks You Cannot Ignore" https://youtube.com/live/YT_BHXcoydw ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #BullMarket #MarketCorrection #FederalReserve #Investing #Investing #Retirement #FinancialPlanning #SocialSecurity #SpaceXIPO
Markets are hitting new highs while volatility, inflation concerns, interest rates, and geopolitical risks continue to pressure investors. Lance Roberts and Danny Ratliff answer your questions about investing, retirement planning, portfolio management, taxes, market risk, Federal Reserve policy, and the economy. From market momentum and valuation risks to retirement income strategies and financial planning mistakes, this is your opportunity to get straightforward answers without Wall Street spin. Here's a topical rundown of today's show: 0:00 - INTRO 0:57 - Markets Trying to Sell-off 6:17 - Market Comparisons 11:19 - Not Reading the News is Better 12:08 - Is TLT a Good Buy Now? 15:40 - What to Do with Cash 16:40 - Can Bond Yields Go Over 5.5%? 19:08 - Will There Be Inflation from SCOTUS Ruling on Trucker Broker Liability? 20:14 - What Would Trigger Differentiation from Standard Correction or Worse? 23:50 - Higher Oil = Higher Treasuries? 28:26 - Space Stocks, Momentum Trading, & Space-X IPO 31:27 - The Roth Conversion Conundrum 33:53 - APLD Positioning & Short Squeeze 36:21 - Correlation of Assets - What to do when trades don't work 40:46 - Microsoft, AI, & Layoffs 41:48 - What is Your Plan for a Market Downturn? 49:14 - Social Security Reform - Raising Minimum Retirement Age? 55:02 - In What Sector will Space-X Be Placed? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Articles mentioned in this report: "The NVDA Earnings Report: Could It Pop The Gamma Bubble?" https://realinvestmentadvice.com/resources/blog/the-nvda-earnings-report-could-it-pop-the-gamma-bubble/ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/ngEmjqsUFTY ------- Watch today's "Before the Bell" feature, "Market Decoupling Danger," here: https://youtu.be/uDPuWbEqO-E ------- Watch our previous show, "U.S. - Iran Risks You Cannot Ignore" https://youtube.com/live/YT_BHXcoydw ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #BullMarket #MarketCorrection #FederalReserve #Investing #Investing #Retirement #FinancialPlanning #SocialSecurity #SpaceXIPO
Medicare isn't just complicated - it's full of traps that can cost you thousands if you're not careful. In this episode, Patti Brennan sits down with Rich and Jill Oler, known as Mr. & Mrs. Medicare, for straight talk on everything you need to know before you enroll. From the 20% gap nobody warns you about, to the drug plan penalties hiding in plain sight, they cover the myths, the mistakes, and the three steps that can save you from making them. Whether you're turning 65, already enrolled, or helping a loved one navigate it all, this one's for you.
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Speakers removed from Hobart, Indiana data center public meeting; is Indianapolis Mayor Joe Hogsett going to run for a 4th term; Trump doesn't know who Curt Cignetti is; Straight Talk with Corinne Straight on Mother's Day and the declining birth rate; Peoria Heights, Illinois mayor arrested; gold statue of Trump unveiled at this Florida golf course.