Podcasts about Singtel

What if the biggest risk in markets today is not thinking big enough? US markets surge to record highs even as oil spikes past $100, signalling a fragile balance between growth and geopolitical risk. Tesla grabs headlines with a massive $25 billion spending push into AI, robotaxis, and humanoid robotics - despite mixed earnings. Meanwhile, corporate movers from Broadcom to Boeing and Alphabet highlight an economy still driven by innovation and scale. In Asia, CATL’s sodium-ion breakthrough could challenge lithium’s dominance and reshape the EV supply chain. All this as Singapore markets hold key levels, with names like DFI Retail Group and Singtel reflecting mixed local sentiment - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

When Kim Perell was fired, she had to fire all her friends on the same day. The company she thought would make her a millionaire had just gone bankrupt, leaving her with no income or backup plan. Instead of giving up, she took a $10,000 loan from her grandmother to start her first company from her kitchen table. That bet led to a $20 million exit and eventually, a $235 million company. In this episode, Kim joins Ilana to share how to turn setbacks and mistakes into million-dollar breakthroughs and how to overcome the limiting beliefs holding you back. She also reveals the four pillars that helped her achieve success without burning out. Kim Perell is a 9x founder, 3x bestselling author, and investor in 100+ companies. Kim became a multi-millionaire by the time she was 30, and sold her last company for $235 million to Singtel, while simultaneously running multi-million-dollar companies. In this episode, Ilana and Kim will discuss: (00:00) Introduction  (04:08) Growing Up in the Shadow of Her Twin Sister (07:07) Learning Risk and Failure from Entrepreneur Parents (09:46) How Getting Fired Led to a Career Pivot (13:31) Her Grandma's Life-Changing $10K Loan (16:37) Using The 70% Rule to Make Business Decisions (18:48) The Four Pillars of Business Success (23:50) Selling Her Business for $20 Million (28:02) Building a Money Mindset  (30:59) The Dangers of Failing to Pivot Or Make Mistakes (40:13) Teaching Your Children Resilience (45:01) Q&A: How to Chase Success Despite Fear Kim Perell is a 9-time founder, 3-time bestselling author, top keynote speaker, and investor in over 100 companies. Her book, Mistakes That Made Me a Millionaire, offers a transformative guide to turning setbacks into million-dollar opportunities. An award-winning entrepreneur, Kim has appeared on major platforms and serves as a judge for Entrepreneur Magazine's Elevator Pitch. She is dedicated to empowering the next generation of business leaders for success. Connect with Kim: Kim's Website: https://kimperell.com/  Kim's LinkedIn: https://www.linkedin.com/in/kimperell/  Kim's Instagram: https://www.instagram.com/kimperell/  Resources Mentioned: Kim's Book, Mistakes that Made Me a Millionaire: How to Transform Setbacks into Extraordinary Success: https://www.amazon.com/dp/1637747128  Leap Academy: Ready to make the LEAP in your career? There is a NEW WAY for professionals to fast-track their careers and leap to bigger opportunities.  Check out our free training today at https://bit.ly/leap--free-training

In this episode, our host and Head of Research, Thilan Wickramasinghe, discusses how escalating Middle East tensions and rising oil prices are reinforcing the need for energy security and shaping investment opportunities.We begin with our Analyst, Xuan Hao Toh, who introduces Singapore Investment and Finance as a differentiated opportunity plus idea with strong niche positioning. This is followed by our Industrials Analyst, Jarick Seet, who highlights Marco Polo Marine as a key beneficiary of the renewable energy transition and offshore wind buildout.Our Analyst, Shaina Mahtani, then discusses MoneyMax as a proxy to rising gold prices, before our Telco & Internet Analyst, Hussaini Saifee, closes with his views on Singtel's capital returns outlook and long-term growth opportunities.

We don’t think about connectivity… until it stops working. And when it does, even briefly, everything else starts to unravel. In the wake of the recent Singtel outages, a big question comes to mind: just how dependent have we become on being always connected? On Viewpoint, Lynlee Foo speaks to Irene Tham, Technology Editor, The Straits Times to find out what happens when our society goes full digital without alternative options.See omnystudio.com/listener for privacy information.

Singapore shares traded in the positive territory today, in line with movements seen in the region. The Straits Times Index was up 0.51% at 4,865.95 points at 2.27pm Singapore time, with a value turnover of S$1.10B seen in the broader market. In terms of companies to watch, we have Singtel, after the local telco last afternoon was hit with more than 9,700 user reports of a disruption on Downdetector, after three consecutive days of issues last week. Elsewhere, from how investors are reading into the mixed signals from the US and Iran on the war in the Middle East, to how Japan’s key inflation gauge slowed more than expected to its weakest pace in nearly four years as utility subsidies cooled energy costs, more international headlines remained in focus. Also on deck, how Alibaba is launching a new chip for agentic AI and inference computing, adding to a portfolio of semiconductors designed to drive its AI ambitions. On Market View, Money Matters’ finance presenter Chua Tian Tian unpacked the developments with Nirgunan Tiruchelvam, Head of Consumer & Internet, Aletheia Capital.See omnystudio.com/listener for privacy information.

What if the biggest threat to food companies… isn’t inflation but your shrinking appetite? GLP-1 drugs like Ozempic are reshaping consumer behavior, forcing food giants to rethink portions, pricing, and product strategy. Meanwhile, US markets wobble as the Russell 2000 slips into correction territory, raising questions about the durability of the rally. Asian tech earnings from Xiaomi, PDD, Meituan and BYD are now in focus as investors hunt for growth signals. Corporate headlines add to the volatility - from Super Micro’s sharp selloff to Sinopec’s profit drop and Elon Musk’s legal battles. And in tech, Amazon explores a bold return to smartphones, joining Apple, Google, Meta and OpenAI in the race to redefine AI hardware. Hosted by Michelle Martin with Ryan Huang. Companies in focus: Amazon, Apple, Google, Meta, OpenAI, Xiaomi, PDD Holdings (Pinduoduo), Meituan, BYD, Coca-Cola Andina, Super Micro, Sinopec, Singtel, Sembcorp Industries, Hongkong Land.See omnystudio.com/listener for privacy information.

From drone swarms in Ukraine to robots servicing warships, investors are chasing the next battlefield of AI. Michelle Martin and Ryan Huang unpack how little-known players like Swarmer and Gecko Robotics are capturing market imagination despite thin revenues, signalling a shift where real-world deployment matters more than profits. Hosted by Michelle Martin with Ryan Huang, the conversation explores how rising oil prices are rippling across industries - from airlines raising guidance to ComfortDelGro passing on fuel costs to commuters. We examine why US markets are rebounding even as geopolitical tensions simmer, and what easing oil prices could mean for risk sentiment. In corporate news, Meta pulls back on its metaverse ambitions, Nvidia restarts China-linked production, and Singtel faces fresh scrutiny after service disruptions. On the local front, the STI surges with Singtel leading gains, highlighting resilience in Singapore equities.See omnystudio.com/listener for privacy information.

Singapore shares moved higher today as investors looked ahead to the latest Federal Reserve rate decision due overnight. The Straits Times Index was up 1.18% at 4,993.97 points at 2.06pm Singapore time, with a value turnover of S$1.18B seen in the broader market. In terms of counters to watch for today, we have Singtel, after a second disruption of mobile services in recent days hit some of the telco’s users yesterday. Elsewhere, from how Malaysia’s ringgit rose to the strongest versus the Singapore dollar in five years as higher energy prices supported the net energy exporter, to how Nvidia has reportedly won Beijing’s approval to sell its second-most powerful AI chips to China, more international and corporate headlines remained in focus. On Market View, Money Matters’ finance presenter Chua Tian Tian unpacked the developments with Jeremy Tan, CEO, Tiger Fund Management.See omnystudio.com/listener for privacy information.

AI demand is exploding - but can Nvidia really deliver a trillion-dollar future? Michelle Martin and Ryan Huang unpack Nvidia’s bold $1 trillion AI forecast driven by Blackwell chips, Vera Rubin systems and the rise of agentic AI that can act, not just respond. Hosted by Michelle Martin with Ryan Huang, the conversation explores whether Nvidia can maintain dominance as rivals circle and energy constraints loom. We also revisit Berkshire Hathaway’s $2 billion Iran oil windfall - a reminder of Buffett’s enduring edge in geopolitics and commodities. In corporate news, Dollar Tree surprises on pricing power while Peloton pivots to gyms, Sert expands logistics assets in Europe, and SATS rides cargo growth optimism. Back home, the STI climbs with Singapore Exchange, Singtel and Wilmar leading gains even as UOL lags. And in today’s Last Word, Pop Mart faces life after Labubu mania - can it reinvent its toy empire?See omnystudio.com/listener for privacy information.

Oil above $100, war in the Middle East, and AI spending from Big Tech are colliding to reshape the global market outlook. On this episode of Market View, hosted by Michelle Martin with Ryan Huang, we unpack how the Iran conflict and disruption in the Strait of Hormuz are pushing oil prices sharply higher and unsettling investors worldwide. Brent crude’s surge toward US$103 is raising fresh inflation fears just as the U.S. Federal Reserve prepares for a key rate decision. Closer to home, the ripple effects could hit Singapore’s REIT sector, which faces pressure from rising financing costs and property valuation risks. Meanwhile, corporate headlines span Meta’s AI-driven layoffs, Berkshire Hathaway’s buyback signals, and Singtel’s ambitious US$250 million AI investment fund. We also check in on the STI movers, with Wilmar International surging while ST Engineering and Yangzijiang Shipbuilding face selling pressure.See omnystudio.com/listener for privacy information.

Markets bled red as the Straits Times Index (STI) slid to 4,812, with banks and blue chips, from DBS and UOB to Singtel and SIA, leading the losses. Over $3.6 billion in value changed hands, but confidence was harder to find. On Market View, Sean Cheong speaks with Dan Chang of Philip Securities to break down what’s really driving the sell-off, and whether Singapore is more vulnerable than investors think if global tensions escalate further. See omnystudio.com/listener for privacy information.

The Singapore market pulled back today following Budget 2026 announcements, even as the government unveiled measures to boost existing equities, startups and new listings. The Straits Times Index (STI) crossed the 5,000-point barrier before the statement was delivered yesterday, buoyed by a strong 43.5 per cent net profit increase for Singtel. The momentum did not hold, though. In the first hour of trading today, the STI fell 1.1 per cent back below the 5,000 mark to 4,963.68 points. In terms of counters to watch, we have iFast, after the digital bank and wealth management platform’s net profit rose 70.4 per cent to S$32.9 million for the fourth quarter ended Dec 31, 2025, up from S$19.3 million in the year-ago period. Elsewhere, from the potential winners and losers from Singapore’s Budget 2026, to how Anthropic raised US$30 billion in its latest funding round, more corporate and international headlines remained in focus. On Market View, Money Matters’ finance presenter Chua Tian Tian unpacked the developments with Benjamin Goh, Head of Research and Investor Education, SIAS.See omnystudio.com/listener for privacy information.

From red ink to record profits - but how are Grab investors reacting? Grab posts its first full-year profit of US$268 million - and launches a US$500 million buyback - even as shares slide on concerns over growth and its US$425 million acquisition of Stash Financial. On Budget Day, we unpack what Singapore’s AI push, tighter CDC payouts and upskilling drive could mean for markets and households. In UP or DOWN: Apple’s Siri stumbles, McDonald’s value strategy delivers, Cloudflare rides the AI agent wave, and real estate services stocks wobble in the latest AI scare trade. Back home, the STI edges closer to 5,000, with SGX and Singtel leading while CapitaLand Investment slips. And in The Last Word - Avicii’s Wake Me Up crosses 3 billion streams, proving disruption often sounds risky before it sounds iconic. Hosted by Michelle Martin with Ryan Huang. In focus today : Grab, Stash Financial, Apple, McDonald’s, Cloudflare, Singapore Exchange (SGX), Singtel, CapitaLand Investment, Spotify.See omnystudio.com/listener for privacy information.

Big Pharma’s report cards just rewrote the market mood. Market View dives into why Pfizer slipped into a quarterly loss, why Novo Nordisk plunged double digits, and how Merck managed to buck the trend. We also unpack Singtel’s rally on acquisition chatter and what it signals for Singapore’s telco strategy. Across the Pacific, tech stocks drag Wall Street lower as Nvidia and Microsoft weigh on the NASDAQ. Plus, our UP or DOWN game covers PayPal, PepsiCo, Walmart and Intel’s GPU ambitions. All this and more, hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Este boletim traz um resumo das principais notícias do dia na análise de Samuel Possebon, editor chefe da TELETIME.TELETIME é a publicação de referência para quem acompanha o mercado de telecomunicações, tecnologia e Internet no Brasil. Uma publicação independente dedicada ao debate aprofundado e criterioso das questões econômicas, regulatórias, tecnológicas, operacionais e estratégicas das empresas do setor. Se você ainda não acompanha a newsletter TELETIME, inscreva-se aqui (shorturl.at/juzF1) e fique ligado no dia a dia do mercado de telecom. É simples e é gratuito.Você ainda pode acompanhar TELETIME nas redes sociais:Linkedin: https://www.linkedin.com/company/teletimenews/Facebook: https://www.facebook.com/Teletime/ Ou entre em nosso canal no Telegram: https://t.me/teletimenews Hosted on Acast. See acast.com/privacy for more information.

Market news for February 4, 2026: AI fears trigger software stock sell-off; Japan gears up for lower house elections; Gold rebounds back to $5,100; Bitcoin falls to $72,000; KKR, Singtel buy STT GDC for S$6.6 billion in one of Asia’s largest data centre deals. Synopsis: Market Focus Daily is a closing bell roundup by The Business Times that looks at the day’s market movements and news from Singapore and the region. Written by: Emily Liu (emilyliu@sph.com.sg) Produced and edited by: Chai Pei Chieh & Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Market Focus Daily and rate us on: Channel: bt.sg/btmktfocus Amazon: bt.sg/mfam Apple Podcasts: bt.sg/mfap Spotify: bt.sg/mfsp YouTube Music: bt.sg/mfyt Website: bt.sg/mktfocus Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Singapore shares inched higher in early trade today. The Straits Times Index was up 0.16% at 4,952.07 points at 10.06am Singapore time, with a value turnover of S$418.73M seen in the broader market. In terms of counters to watch for today, we have Singtel, given how KKR and Singtel will acquire Singapore-based ST Telemedia Global Data Centres for S$6.6 billion, in one of the largest data-centre transactions in Asia. Elsewhere, from how Federal Reserve Governor Stephen Miran resigned from his position as chair of the White House's Council of Economic Advisers, to how Nvidia is reportedly nearing a deal to invest US$20 billion in OpenAI as part of its latest funding round, more international and corporate headlines remained in focus. On Market View, Money Matters’ finance presenter Chua Tian Tian unpacked the developments with Jeremy Tan, CEO, Tiger Fund Management.See omnystudio.com/listener for privacy information.

Market news for February 3, 2026: Japan's Nikkei jumps near 4%, closes at record high; Australia raises rates for first time in two years; Gold rebounds more than 3% after sharp sell-off; Trump cuts India tariffs in trade deal; Kore rises 8.3%, Singtel up 4.5%. Synopsis: Market Focus Daily is a closing bell roundup by The Business Times that looks at the day’s market movements and news from Singapore and the region. Written by: Emily Liu (emilyliu@sph.com.sg) Produced and edited by: Chai Pei Chieh & Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media Produced with AI text-to-speech capabilities --- Follow Market Focus Daily and rate us on: Channel: bt.sg/btmktfocus Amazon: bt.sg/mfam Apple Podcasts: bt.sg/mfap Spotify: bt.sg/mfsp YouTube Music: bt.sg/mfyt Website: bt.sg/mktfocus Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Podcasts at: bt.sg/podcasts BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

A 140-year-old healthcare giant shows it can still grow, as Johnson & Johnson beats earnings expectations and doubles down on its ambition to lead the global fight against cancer. On geopolitics, markets rebound after U.S. President Donald Trump walks back tariff threats tied to Greenland, reframing the issue around mineral rights and strategic access instead. We unpack whether this is real policy clarity - or another case of TACO economics - as U.S. stocks rally on relief. In UP or DOWN, we look at L’Oréal’s big bet on Indian beauty tech, Lululemon’s brand stumble with squat-failing tights, Ryanair’s monetisation of controversy, and whether CDL is poised for a catch-up trade. Back home, the STI tests key support as only a handful of blue chips finish in the green. And in our Last Word, a tool-using cow in Austria challenges what we think we know about intelligence - in markets, and in life - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Asia’s markets are flashing mixed signals - so how is a smart investor to think through where to really place money? Michelle Martin unpacks Morningstar’s Q1 2026 Asia Investment Outlook with Lorraine Tan, cutting through the noise on growth, rates and risk.From AI-driven earnings to valuation support - what’s real, what’s hype, and where the cracks could form. We zoom in on fund flows, asset allocation shifts, and how China and Japan are shaping the regional picture. Plus four Singapore stocks in focus - Singtel, StarHub, ST Engineering and SIA - and what investors should actually watch for next. Finally, we talk portfolio anchors, red flags, and how to balance opportunity with defence in the year ahead - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

The metaverse dream is shrinking. Meta’s 30% metaverse cutback redirects billions toward AI hardware, reshaping investor expectations almost overnight. Host Michelle Martin dives into what you need to know about markets in conversation with Ryan Huang. Meta, Micron, HP, Nvidia, Cambricon, Netflix, Comcast, Paramount and SkyDance - it’s a heavyweight lineup as Big Tech resets its bets and entertainment giants battle for Warner Bros. Discovery’s crown jewels. UP or DOWN calls span memory chips, PC makers, AI export politics and China’s push to dethrone Nvidia. Plus, markets hover just shy of S&P 500 records as mid-caps like Carvana, Pure Storage and Ciena jostle for a final 2025 index reshuffle. And on the STI, Frasers Centrepoint Trust, SingTel and DFI Retail drive a choppy open as local traders look for direction.See omnystudio.com/listener for privacy information.

Tesla’s Cybertruck flops on its second birthday, with sales plunging over 40% as delays, recalls and a sky-high price tag derail the hype. US markets head into December on bullish momentum, with Broadcom, JPMorgan and Russell-2000 standouts to watch. Ryan breaks down Wall Street’s December track record and the stocks CNBC Pro says could rally into year-end. DBS, SGX and OCBC enter the spotlight as JPMorgan’s overweight call turns heads in Singapore. Our UP or DOWN game covers Airbus, Palantir, Straco and SingTel after a week of share buybacks and corporate moves. A fast, fiery sprint through the biggest global and Singapore market movers—hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Profits are up, but not everyone’s cheering. Sea Limited doubles earnings while Singtel posts a massive jump - yet investors aren’t entirely convinced. SoftBank cashes out of Nvidia to fund its AI future. Which of these moves spells confidence - and which signals caution? From Sea’s Shopee, Garena, and Monee to Singtel’s Optus and NCS, we unpack the region’s big earnings stories. Then we head to SoftBank and its 5.8 billion dollar Nvidia sale. Plus, our UP or DOWN spotlight hits JD.com, Sony, BHG Retail REIT, and SingPost. We wrap with the Straits Times Index rally led by Genting Singapore, UOL Group, and City Developments. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

From Singapore’s banking results to Elon Musk’s trillion-dollar payday - markets are buzzing with big money moves. Singapore’s three big banks - DBS, OCBC, and UOB - are showing their hand this earnings season, revealing who’s playing defense and who’s cashing in. Michelle Martin breaks down the numbers behind OCBC’s steady profits and DBS’s record highs, plus UOB’s caution. Across the Pacific, Trump’s deal with Eli Lilly and Novo Nordisk could reshape the obesity drug market. And Tesla’s US$1 trillion pay plan for Elon Musk? It’s the governance story investors can’t ignore. Plus, a quick game of Up or Down featuring Genting Singapore, SingTel, CapitaLand Investment, and SGX.See omnystudio.com/listener for privacy information.

Big earnings shocks and tariff twists keep markets on edge. DBS and UOB headline today as Q3 earnings diverge, with UOB hit by a 72% plunge while DBS holds up better than expected. In the U.S., tariff-linked stocks like Lululemon, Macy’s, and Mattel rallied as the Supreme Court heard challenges to Trump-era import duties. We also play Up/Down with McDonald’s, Pinterest, Snap, Apple, Google, HKEX, PropNex, and Yangzijiang Shipbuilding. Yangzijiang sinks after a major BlackRock selldown, while Singtel finds a bid. Hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Hackers who stole troves of Qantas customer data are threatening to release the data unless the airline pays up. Plus, an Opera House protest bid returns to court and Optus outage bungle is revealed.See omnystudio.com/listener for privacy information.

Hi everyone, This year marks my twenty years in comedy, and to celebrate I'm doing a one-off, one-time-only anniversary comedy show called:You'd Think After 20 Years I'd Be Better At This13th November, 6:30pmComedy Republic Theatre, MelbourneIt's twenty years of stand-up crammed into one night—a greatest hits, a worst-of, and some brand new material, all about surviving two decades of comedy, hecklers, pandemics, marriages, divorces, and jokes that should have stayed in the notebook.Tickets are just $25. But if you're a member at patreon.com/samishah, you'll get a special discount code, plus that smug glow of knowing you're keeping this podcast alive and healthy!NEWS WEAKLY – 03rd October, 2025This week on News Weakly:In Manchester, a synagogue attack on Yom Kippur leaves two dead and reignites debates about solidarity, antisemitism, and the perils of bad baby naming.Donald Trump's Gaza ceasefire plan turns out to be less peace deal, more investor pitch, complete with a “Board of Peace” chaired by Tony Blair.At Quantico, Trump and Pete Hegseth summon America's generals for a loyalty test that felt alarmingly like Saddam-lite stagecraft.Greta Thunberg is detained after joining a flotilla trying to break the Gaza blockade, proving she's still willing to put her boat where her mouth is.Saudi Arabia launches the Riyadh Comedy Festival, featuring world-class comedians and world-class hypocrisy.In Australia, Optus blames “human error” for a 000 outage while its parent company Singtel keeps racking up billions without paying tax.Quote of the Week:“When a government points a broad sword inward, it can't help but cut too deep."Support the ShowWant to enjoy News Weakly ad-free? Head over to patreon.com/samishah. Your support keeps the podcast alive, independent, and fuelled by sarcasm.CreditsSami Shah is a multi-award-winning comedian, writer, journalist, and broadcaster.For more: http://thesamishah.comTheme music Historic Anticipation by Paul Mottram.This podcast is written, hosted, and produced by Sami Shah. Hosted on Acast. See acast.com/privacy for more information.

Sastanak ministrice komunikacija Anike Wells s čelnicima Optusa i njihove matične tvrtke, Singtel, nije donio mnogo novih informacija ili konkretnih poteza. Sastanak se održao u trenutku kada rastu pozivi za oštrijim posljedicama nakon višestrukih prekida usluge i nemogućnošću upućivanja poziva prema trostrukoj nuli. Kritičari kažu da ministrica treba učiniti još više kako bi vratila povjerenje javnosti.

Cuộc họp giữa Bộ trưởng Truyền thông Anika Wells và các lãnh đạo của Optus và công ty mẹ Singtel đã không mang lại nhiều thông tin hay hành động mới. Cuộc họp diễn ra trong bối cảnh ngày càng có nhiều lời kêu gọi cãi tổ sau những hậu quả nghiêm trọng khi nhiều lần Optus bị mất sóng liên quan đến các trường hợp tử vong.

A meeting between Communications Minister Anika Wells and leaders from Optus and its parent company, Singtel, has yielded little new information or action. It comes as calls for stronger consequences grow in the wake of multiple triple-zero failures that have been linked to deaths. Critics say there's more the minister could be doing right now to restore public trust.

A $55B gaming takeover shakes Wall Street and Asia-Pacific markets! Hosted by Michelle Martin who breaks down Electronic Arts’ mega buyout, market reactions, and the companies moving the needle today. Featuring Tata Group, Etsy, CapitaLand C-REIT, Yangzijiang Shipbuilding, and SingTel, we track winners, losers, and where markets head next. Will a looming U.S. shutdown weigh on sentiment? And which stocks are set for an Up or Down call? Get the Last Word on what’s driving the STI and beyond—all in one fast-moving show!See omnystudio.com/listener for privacy information.

Een bijeenkomst tussen minister van Communicatie Anika Wells, Optus en diens moederbedrijf Singtel heeft weinig opgeleverd. Aanleiding voor het gesprek waren meerdere storingen met alarmnummer 'triple zero', die in verband zijn gebracht met dodelijke slachtoffers. Ondertussen neemt de roep om hardere consequenties toe.

Embattled telco Optus is embroiled in a new 000 outage a week after at least three people died when they couldn’t connect to emergency services. Plus, the government gives itself a pat on the back for new budget figures.See omnystudio.com/listener for privacy information.

Can the viral power of Baby Shark turn into long-term investor value? Hosted by Michelle Martin with Ryan Huang, today’s Market View dives into Pinkfong’s Seoul IPO ambitions and whether Korea’s cultural IP is set for another global wave. Micron’s upbeat earnings forecast also has Wall Street buzzing - what does it mean for the semiconductor cycle? In our Up or Down segment, we put Malaysia’s Gamuda, Indonesia’s Merdeka Gold, Zijin Gold, and Heineken under the spotlight. Plus, a check-in on the Straits Times Index, with Seatrium and Singtel making notable moves. And finally, our Last Word takes us inside the quirky retail empire of Don Don Donki, as succession looms for its Gen Z heir.See omnystudio.com/listener for privacy information.

Buffett cashes out, markets rally, and anime slays Hollywood! Asia-Pacific markets surge as Berkshire Hathaway ends its legendary 17-year run with BYD. SGX launches two mid-cap indices spotlighting names like CapitaLand Ascott Trust, ComfortDelGro, and Sheng Siong. In the U.S., Seagate and Micron ride the AI wave as “boring tech” takes center stage. RTX battles cyberattacks, Singtel’s Optus faces scrutiny, and Demon Slayer conquers the box office. Hosted by Michelle Martin with Ryan Huang, uncover the week’s market movers and money-making trends shaping global portfolios.See omnystudio.com/listener for privacy information.

Who’s buying, who’s selling, and what can investors learn from director deals? Join Michelle Martin on her tour of markets! Hosted by Michelle Martin with Ryan Huang, this episode dives into insider moves at Kingsmen Creatives, Nam Cheong, and TOTM Technologies. The team also explores the SPAC revival on Wall Street and fresh IPO buzz. From Armani’s surprising succession twist to market movers like SK Hynix, Pfizer, Moderna, and SingPost, the episode connects global and local threads. Plus, an STI check-in with winners and laggards like UOL Group, UOB, Thai Bev, and SingTel. Don’t miss the ‘Last Word’ on the Emmy Awards and CBS’s high-stakes gamble. See omnystudio.com/listener for privacy information.

This week we talk about cyberespionage, China, and asymmetrical leverage.We also discuss political firings, hardware infiltration, and Five Eyes.Recommended Book: The Fourth Turning Is Here by Neil HoweTranscriptIn the year 2000, then-General Secretary of the Chinese Communist Party, Jiang Zemin (jong ZEM-in), approved a plan to develop so-called “cyber coercive capabilities”—the infrastructure for offensive hacking—partly as a consequence of aggressive actions by the US, which among other things had recently bombed the Chinese embassy in Belgrade as part of the NATO campaign in Yugoslavia.The US was a nuclear power with immense military capabilities that far outshone those of China, and the idea was that the Chinese government needed some kind of asymmetrical means of achieving leverage against the US and its allies to counter that. Personal tech and the internet were still relatively young in 2000—the first iPhone wouldn't be released for another seven years, for context—but there was enough going on in the cyber-intelligence world that it seemed like a good point of leverage to aim for.The early 2000s Chairman of the CCP, Hu Jintao, backed this ambition, citing the burgeoning threat of instability-inducing online variables, like those that sparked the color revolutions across Europe and Asia, and attack strategies similar to Israel's Stuxnet cyberattack on Iran as justification, though China's growing economic dependence on its technological know-how was also part of the equation; it could evolve its capacity in this space relatively quickly, and it had valuable stuff that was targetable by foreign cyberattacks, so it was probably a good idea to increase their defenses, while also increasing their ability to hit foreign targets in this way—that was the logic here.The next CCP Chairman, Xi Jinping, doubled-down on this effort, saying that in the cyber world, everyone else was using air strikes and China was still using swords and spears, so they needed to up their game substantially and rapidly.That ambition seems to have been realized: though China is still reportedly regularly infiltrated by foreign entities like the US's CIA, China's cybersecurity firms and state-affiliated hacker groups have become serious players on the international stage, pulling off incredibly complex hacks of foreign governments and infrastructure, including a campaign called Volt Typhoon, which seems to have started sometime in or before 2021, but which wasn't discovered by US entities until 2024. This campaign saw Chinese hackers infiltrating all sorts of US agencies and infrastructure, initially using malware, and then entwining themselves with the operating systems used by their targets, quietly syphoning off data, credentials, and other useful bits of information, slowly but surely becoming even more interwoven with the fabric of these systems, and doing so stealthily in order to remain undetected for years.This effort allowed hackers to glean information about the US's defenses in the continental US and in Guam, while also helping them breach public infrastructure, like Singapore's telecommunications company, Singtel. It's been suggested that, as with many Chinese cyberattacks, this incursion was a long-game play, meant to give the Chinese government the option of both using private data about private US citizens, soldiers, and people in government for manipulation or blackmail purposes, or to shut down important infrastructure, like communications channels or electrical grids, in the event of a future military conflict.What I'd like to talk about today is another, even bigger and reportedly more successful long-term hack by the Chinese government, and one that might be even more disruptive, should there ever be a military conflict between China and one of the impacted governments, or their allies.—Salt Typhoon is the name that's been given to a so-called '“advanced persistent threat actor,” which is a formal way of saying hacker or hacker group, by Microsoft, which plays a big role in the cybersecurity world, especially at this scale, a scale involving not just independent hackers, but government-level cyberespionage groups.This group is generally understood to be run out of the Chinese Ministry of State Security, or MSS, and though it's not usually possible to say something like that for certain, hence the “generally understood” component of that statement, often everyone kind of knows who's doing what, but it's imprudent to say so with 100% certainty, as cyberespionage, like many other sorts of spy stuff, is meant to be a gray area where governments can knock each other around without leading to a shooting war. If anyone were to say with absolute certainty, yes, China is hacking us, and it's definitely the government, and they're doing a really good job of it, stealing all our stuff and putting us at risk, that would either require the targeted government to launch some sort of counterstrike against China, or would leave that targeted government looking weak, and thus prone to more such incursions and attacks, alongside any loss of face they might suffer.So there's a lot of hand-waving and alluding in this sphere of diplomacy and security, but it's basically understood that Salt Typhoon is run by China, and it's thought that they've been operating since at least 2020.Their prime function seems to be stealing as much classified data as they can from governments around the world, and scooping up all sorts of intellectual property from corporations, too.China's notorious for collecting this kind of IP and then giving it to Chinese companies, which have become really good at using such IP, copying it, making it cheaper, and sometimes improving upon it in other ways, as well. This government-corporation collaboration model is fundamental to the operation of China's economy, and the dynamic between its government, it's military, its intelligence services, and its companies, all of which work together in various ways.It's estimated that Salt Typhoon has infiltrated more than 200 targets in more than 80 countries, and alongside corporate entities like AT&T and Verizon, they also managed to scoop up private text messages from Kamala Harris' and Donald Trump's presidential campaigns in 2024, using hacks against phone services to do so.Three main Chinese tech companies allegedly helped Salt Typhoon infiltrate foreign telecommunications companies and internet service providers, alongside hotel, transportation, and other sorts of entities, which allowed them to not just grab text messages, but also track people, keeping tabs on their movements, which again, might be helpful in future blackmail or even assassination operations.Those three companies seem to be real-deal, actual companies, not just fronts for Chinese intelligence, but the government was able to use them, and the services and products they provide, to sneak malicious code into all kinds of vital infrastructure and all sorts of foreign corporations and agencies—which seems to support concerns from several years ago about dealing with Chinese tech companies like Huawei; some governments decided not to work with them, especially in building-out their 5G communications infrastructure, due to the possibility that the Chinese government might use these ostensibly private companies as a means of getting espionage software or devices into these communications channels or energy grids. The low prices Huawei offered just wasn't worth the risk.The US government announced back in 2024 that Salt Typhoon had infiltrated a bunch of US telecommunications companies and broadband networks, and that routers manufactured by Cisco were also compromised by this group. The group was also able to get into ISP services that US law enforcement and intelligence services use to conduct court-authorized wiretaps; so they weren't just spying on individuals, they were also spying on other government's spies and those they were spying on.Despite all these pretty alarming findings, in the midst of the investigation into these hacks, the second US Trump administration fired the government's Cyber Safety Review Board, which was thus unable to complete its investigation into Salt Typhoon's intrusion.The FBI has since issued a large bounty for information about those involved in Salt Typhoon, but that only addresses the issue indirectly, and there's still a lot we don't know about this group, the extent of their hacking, and where else they might still be embedded, in part because the administration fired those looking into it, reportedly because the administration didn't like this group also looking into Moscow's alleged interference in the 2016 presidential election, and Salt Typhoon's potential interference with the 2024 presidential election, both of which Trump won.The US government has denied these firings are in any way political, saying they intend to focus on cyber offense rather than defense, and pointing out that the current approach to investigating these sorts of things was imperfect; which is something that most outside organizations would agree on.That said, there are concerns that these firings, and other actions against the US's cyberthreat defensive capabilities, are revenge moves against people and groups that have said the 2020 presidential election, which Trump lost to Joe Biden, was the most secure and best-run election in US history; which flies in the face of Trump's preferred narrative that he won in 2020—something he's fond of repeating, though without evidence, and with a vast body of evidence against his claim.The US has also begun pulling away from long-time allies that it has previously collaborated with in the cyberespionage and cyberdefense sphere, including its Five Eyes partners, the UK, Canada, Australia, and New Zealand.Since Tulsi Gabbard was installed as the Director of National Intelligence by Trump's new administration, US intelligence services have been instructed to withhold information about negotiations with Russia and Ukraine from these allies; something that's worrying intelligence experts, partly because this move seems to mostly favor Russia, and partly because it represents one more wall, of many, that the administration seems to be erecting between the US and these allies. Gabbard herself is also said to be incredibly pro-Russian, so while that may not be influencing this decision, it's easy to understand why many allies and analysts are concerned that her loyalties might be divided in this matter.So what we have is a situation in which political considerations and concerns, alongside divided priorities and loyalties within several governments, but the US in particular right now, might be changing the layout of, and perhaps even weakening, cybersecurity and cyberespionage services at the very moment these services might be most necessary, because a foreign government has managed to install itself in all kinds of agencies, infrastructure, and corporations.That presence could allow China to milk these entities for information and stolen intellectual property, but it could also put the Chinese government in a very favorable position, should some kind of conflict break out, including but not limited to an invasion of Taiwan; if the US's electrical grids or telecommunications services go down, or the country's military is unable to coordinate with itself, or with its allies in the Pacific, at the moment China invades, there's a non-zero chance that would impact the success of that invasion in China's favor.Again, this is a pretty shadowy playing field even at the best of times, but right now there seems to be a lot happening in the cyberespionage space, and many of the foundations that were in place until just recently, are also being shaken, shattered, or replaced, which makes this an even more tumultuous, uncertain moment, with heightened risks for everybody, though maybe the opposite for those attacking these now more-vulnerable bits of infrastructure and vital entities.Show Noteshttps://www.nbcnews.com/tech/security/china-used-three-private-companies-hack-global-telecoms-us-says-rcna227543https://media.defense.gov/2025/Aug/22/2003786665/-1/-1/0/CSA_COUNTERING_CHINA_STATE_ACTORS_COMPROMISE_OF_NETWORKS.PDFhttps://www.nytimes.com/2025/04/05/us/politics/trump-loomer-haugh-cyberattacks-elections.htmlhttps://www.france24.com/en/americas/20250826-has-the-us-shut-its-five-eyes-allies-out-of-intelligence-on-ukraine-russia-peace-talkshttps://www.axios.com/2025/09/04/china-salt-typhoon-fbi-advisory-us-datahttps://www.wsj.com/politics/national-security/chinese-spies-hit-more-than-80-countries-in-salt-typhoon-breach-fbi-reveals-59b2108fhttp://axios.com/2025/08/02/china-usa-cyberattacks-microsoft-sharepointhttps://www.axios.com/2024/12/03/salt-typhoon-china-phone-hackshttps://www.nytimes.com/2025/09/04/world/asia/china-hack-salt-typhoon.htmlhttps://www.euronews.com/2025/09/04/trump-and-jd-vance-among-targets-of-major-chinese-cyberattack-investigators-sayhttps://www.congress.gov/crs-product/IF12798https://www.fcc.gov/document/implications-salt-typhoon-attack-and-fcc-responsehttps://en.wikipedia.org/wiki/Salt_Typhoonhttps://en.wikipedia.org/wiki/2024_global_telecommunications_hackhttps://en.wikipedia.org/wiki/Chinese_interference_in_the_2024_United_States_electionshttps://www.theregister.com/2025/08/28/how_does_china_keep_stealing/https://www.nsa.gov/Press-Room/Press-Releases-Statements/Press-Release-View/Article/4287371/nsa-and-others-provide-guidance-to-counter-china-state-sponsored-actors-targeti/https://chooser.crossref.org/?doi=10.2307%2Fjj.16040335https://en.wikipedia.org/wiki/Cyberwarfare_and_Chinahttps://en.wikipedia.org/wiki/Volt_Typhoon This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit letsknowthings.substack.com/subscribe

Power struggles, cloud disruptors, and political shocks are moving markets. Hosted by Michelle Martin in this solo edition of Market View, dive into Lachlan Murdoch’s takeover of the Fox and News Corp empire, JPMorgan’s bullish call on a fast-growing cloud stock, and market reactions to leadership shifts in Japan and Indonesia. Hear why Nebius and Xpeng are gaining traction, while Cosco, Orient Overseas, and mm2 face headwinds. Plus, a check on the Straits Times Index, where Yangzijiang Shipbuilding outshines while SingTel lags. Insight-packed, forward-looking, and focused on what matters for your money today.See omnystudio.com/listener for privacy information.

Google avoids the breakup of Chrome but must share its search data with rivals like Bing and DuckDuckGo according to a federal judge in the US. Alphabet shares rally while Apple also ticks higher. Kraft Heinz, once a Warren Buffett favorite, is splitting up after years of sagging value. We track Buffett’s disappointment and whether a breakup could unlock hidden worth. Singapore’s STI edges past 4,300 before settling at 4,298, powered by Genting Singapore and SingTel milestones. And in the UK, pubs pull their last pint under cost pressures. All this plus the treadmill cinema screening of Stephen King’s The Long Walk - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Who holds the crown as Singapore’s most valuable company — DBS or Sea Limited? Hosted by Michelle Martin with Ryan Huang, we dive into the rivalry between banking and e-commerce giants. We unpack the Trump administration’s bold move with Intel and what it could mean for defense players like Lockheed Martin, Boeing, RTX, and Northrop Grumman. The Fed, tax moves, and tech giants also come under fire as Trump reshapes market dynamics. In our Up or Down segment, we size up Keppel, Seatrium, Haidilao, Maybank, and Signet Jewelers. Plus, the STI’s movers like SGX and SingTel, and our Last Word on Cadillac’s Formula 1 debut.See omnystudio.com/listener for privacy information.

Who’s buying, who’s selling — and what do the deals reveal? Hosted by Michelle Martin with Ryan Huang, we break down Keppel’s bold share buybacks, Metro Holdings’ director trades, and Q&M Dental’s unusual mix of buying and selling. Then, the US government shocks markets with a 10% stake in Intel — one of the biggest state interventions since 2008. We size up Wall Street’s mixed week, preview earnings from Nvidia, Snowflake, Dell, Crowdstrike, and Li Auto, and play Up or Down with Google, Nio, SingPost, and Creative Technology. Plus, we check in on the Straits Times Index, Mapletree Logistics Trust, SingTel, and DFI Retail. And for the Last Word: Netflix’s KPop Demon Hunters storms cinemas with singalong screenings, cosplay fans, and Billboard-topping anthems.See omnystudio.com/listener for privacy information.

Earnings season heats up in Asia as Tencent posts double-digit profit growth, fuelled by its AI-powered advertising, gaming, and Weixin upgrades, while GoTo marks its fourth straight profitable quarter thanks to a TikTok tie-up. In Singapore, we run an UP or DOWN check on CapitaLand Investment, AEM, Food Empire, and EC World REIT to see how results match market moves. The Straits Times Index pushes into record territory led by City Developments and Singtel, while Taylor Swift makes podcast history and announces her new album. Hosted by Michelle Martin with Ryan Huang, this episode tracks the market movers across Asia and ends with a pop-culture twist.See omnystudio.com/listener for privacy information.

A 90-day US-China trade truce lifts Asia-Pacific markets, but the bigger buzz is in Singapore’s telecom scene as Keppel sells M1 — to an unexpected buyer. Hosted by Michelle Martin with Ryan Huang, this episode unpacks the impact on rivals StarHub, SingTel, and Simba, and whether market share shifts are coming. In the US, Intel’s CEO Lip-Bu Tan goes from “conflicted” to “success” overnight after meeting President Trump, sending shares up. We also discuss analyst downgrades for Sembcorp Industries and UOB, Ford’s EV push, lithium stock spikes from CATL’s mine halt, Paramount’s billion-dollar UFC rights deal, and Straco’s profit plunge. Plus, a check on the Straits Times Index movers, from Venture Corp to Sembcorp.See omnystudio.com/listener for privacy information.

Jeff Bezos cashes out billions while Samsung lands a $16B deal—what does it all mean for markets? Asia-Pacific opens the week mixed amid news of a US-EU trade pact. Hosted by Michelle Martin with Ryan Huang, this episode breaks down the tariff fallout, Amazon’s rally, and surprising gains from Rex International and Hiap Seng Industries. We also check in on earnings from ST Micro, Apple, and S-REITs. Plus, the STI’s top movers: DFI Retail, City Developments, and SingTel. Companies featured: Amazon, Samsung, Rex International, Hiap Seng, ST Micro, SingPost, Puma, Volkswagen.See omnystudio.com/listener for privacy information.

TSMC enters the trillion-dollar club, Netflix profits jump, but is the stock overhyped? Hosted by Michelle Martin with Ryan Huang, this episode dives into blockbuster earnings from Taiwan Semiconductor Manufacturing Company and Netflix. We unpack why TSMC's profits surged 60% and explore its potential headwinds, including currency risk. Netflix posts a 50% jump in profit—but is investor excitement waning? Plus, we play “Up or Down” with PepsiCo, GE Aerospace, Starbucks, Wilmar, and WeRide. Catch the STI movers including SingTel and DFI Retail, and end with a nostalgic turn to Sega’s comeback strategy.See omnystudio.com/listener for privacy information.

ABOUT JOHN AMARALJohn Amaral, CTO and co-founder of Root.io, is a veteran cybersecurity leader with a proven track record of scaling and exiting successful companies. At Cisco, he led Product for Cloud Security—its fastest-growing Security and SaaS business. Before that, he ran product and engineering at CloudLock through its acquisition by Cisco in 2016. Earlier, as SVP of Product at Trustwave, John led its industry-leading security portfolio, culminating in a strategic acquisition by Singtel. Today, he's building Root.io—a next-gen cybersecurity platform pioneering Agentic Vulnerability Remediation (AVR) to automate and eliminate software vulnerabilities at scale. This episode is brought to you by Side – delivering award-winning QA, localization, player support, and tech services for the world's leading games and technology brands.For over 30 years, Side has helped create unforgettable user experiences—from indies to AAA blockbusters like Silent Hill 2 and Baldur's Gate 3.Learn more about Side's global solutions at side.inc. SHOW NOTES:The evolving role of engineering leaders (2:13)“Shift Left is Dead” - Why it's time to “Shift Out” (5:59)Applying Jobs-To-Be-Done & offloading toil with AI (11:00)Root.io's AI-driven approach to security (15:03)Vision First Leadership (22:36)Empowering developers & shipping daily (27:38)Rethinking product & engineering orgs and building your vision muscle (30:47)Unlocking creativity through hobbies (36:37)Rapid fire questions (41:14)LINKS AND RESOURCESThe All-In Podcast - When the pandemic prevented four friends from convening their weekly poker game, they took to the airwaves to socialize and discuss the news of the day. What started on a whim has quickly become one of the top-ranked podcasts in the world.This episode wouldn't have been possible without the help of our incredible production team:Patrick Gallagher - Producer & Co-HostJerry Li - Co-HostNoah Olberding - Associate Producer, Audio & Video Editor https://www.linkedin.com/in/noah-olberding/Dan Overheim - Audio Engineer, Dan's also an avid 3D printer - https://www.bnd3d.com/Ellie Coggins Angus - Copywriter, Check out her other work at https://elliecoggins.com/about/

Verizon's Shamik Basu explains how the service provider is working with customers to manage their Internet of Things (IoT) infrastructure, and why the operator is partnering with Skylo and Singtel to expand IoT connectivity. Hosted on Acast. See acast.com/privacy for more information.

In This Episode Southeast Asia's fintech revolution is here, and GXBank is leading the charge. From its roots as a ride-hailing service to becoming Malaysia's first digital bank, GXBank is transforming how Malaysians access and manage their money. This week on Breaking Banks, host Brett King sat down with GXBank's Chief Commercial Officer, Kaushik Chowdhury, and Mastercard's Senior Vice President & Country Manager for Malaysia and Brunei, Beena Pothen. They discuss the incredible journey of GXBank, the partnership with Mastercard, and how the bank is reshaping financial inclusion in Southeast Asia. GXBank, a subsidiary of GXS Bank Pte. Ltd. (a joint venture between Grab and Singtel), officially launched operations September 1, 2023, introducing its app two months later. In a year, the bank has amassed over 750,000 customers, offering innovative and personalized solutions to support financial resilience and inclusion. Learn how GXBank is making banking accessible to all Malaysians while setting a new standard for digital banking in the region. Discover how Mastercard's cutting-edge technologies and deep fintech expertise are empowering GXBank to deliver smarter, more inclusive financial solutions. As fintechs look to build, launch, and grow their business, Mastercard is helping to drive smarter decisions for better outcomes through strong partnerships across the payments ecosystem. Resources:Learn more about GXBank: gxbank.myExplore how Mastercard supports fintech innovation: Mastercard Fintech Services Recorded end of September

In This Episode Southeast Asia's fintech revolution is here, and GX Bank is leading the charge. From its roots as a ride-hailing service to becoming Malaysia's first digital bank, GX Bank is transforming how Malaysians access and manage their money. This week on Breaking Banks, host Brett King sat down with GX Bank's Chief Commercial Officer, Kaushik Chowdhury, and Mastercard's Senior Vice President & Country Manager for Malaysia and Brunei, Beena Pothen. They discuss the incredible journey of GX Bank, the partnership with Mastercard, and how the bank is reshaping financial inclusion in Southeast Asia. GX Bank, a subsidiary of GXS Bank Pte. Ltd. (a joint venture between Grab and Singtel), officially launched operations September 1, 2023, introducing its app two months later. In a year, the bank has amassed over 750,000 customers, offering innovative and personalized solutions to support financial resilience and inclusion. Learn how GX Bank is making banking accessible to all Malaysians while setting a new standard for digital banking in the region. Discover how Mastercard's cutting-edge technologies and deep fintech expertise are empowering GX Bank to deliver smarter, more inclusive financial solutions. As fintechs look to build, launch, and grow their business, Mastercard is helping to drive smarter decisions for better outcomes through strong partnerships across the payments ecosystem. Resources:Learn more about GX Bank: gxbank.myExplore how Mastercard supports fintech innovation: Mastercard Fintech Services Recorded end of September