Podcasts about recoveries

Prior to discussing his topic of the day, Paul shares his thoughts on a recent podcast featuring Truth Tellers Tom Cock and Don McDonald, joined by Weston Wellington from Dimensional Fund Advisors. Weston weighs in on some of the most critical issues facing investors right now.Here are the topics on the podcast with Tom Cock and Don McDonald-0:53 Weston Wellington on volatility and market uncertainty2:47 Why volatility is the “price we pay to play”3:32 The media's role in investor anxiety4:57 Should investors act on daily financial advice?6:15 Portfolio changes should reflect personal changes, not headlines7:24 Spam vs. Motorola: A lesson in stock picking9:44 Dimensional's stance on individual stock ownership10:02 Diversification as “the closest thing to a free lunch”11:07 Are alternative investments the new magic bullet?12:43 Mutual funds vs. ETFs—what works best and when15:27 Industry evolution: from 8% loads to indexing dominance18:29 Where Dimensional fits in the modern fund landscape21:01 AI vs. “aggregated intelligence” in managing portfolios24:04 How regular people can find real financial advice25:34 The key to success: Temperament, not timing26:44 Weston's side gig as a roving birthday singer27:58 Why Weston hasn't been invited lately (and he's lonely)Next, Paul highlights a recent article by another Truth Teller, Ben Carlson. In “60/40 Portfolio Corrections, Bear Markets and Recoveries,” Ben breaks down the differences in returns during bear markets and the bounce-back that follows. Inspired by this, Paul explores a question that doesn't get much attention: What's the impact on a portfolio when you apply a 4% fixed withdrawal rate to the nine Sound Investing equity portfolios, each with a 60/40 equity-to-fixed income split? The results may surprise you!Paul notes there's more to come on this topic, as these findings could have a real impact on how investors choose their retirement portfolios.As promised, here are the links to the Sound Investing Portfolios:50% U.S. / 50% International70% U.S. / 30% International

 John Black, CEO of Regulus Resources, discusses the company's recent updates on the Phase 2 Met test program utilizing Nuton technology. The conversation covers the project's background, the significance of recovery rates, optimization strategies, and collaboration with Coimolache for resource estimates. John emphasizes the potential of the project and the importance of efficient processing techniques to enhance profitability and sustainability in mining.

Regulus Resources provided an update on its Phase Two met test program with Nuton today. Revival Gold and Snowline Gold both have commenced field work for the year. New drill results form Newcore Gold and Canterra metals. Elemental Altus Royalties published their Q1 numbers. Perpetua Resources says the United States Army Corps of Engineers has  issued Perpetua's Clean Water Act Section 404 permit for the Stibnite Gold Project.This episode of Mining Stock Daily is brought to you by... Vizsla Silver is focused on becoming one of the world's largest single-asset silver producers through the exploration and development of the 100% owned Panuco-Copala silver-gold district in Sinaloa, Mexico. The company consolidated this historic district in 2019 and has now completed over 325,000 meters of drilling. The company has the world's largest, undeveloped high-grade silver resource. Learn more at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠https://vizslasilvercorp.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Calibre Mining is a Canadian-listed, Americas focused, growing mid-tier gold producer with a strong pipeline of development and exploration opportunities across Newfoundland & Labrador in Canada, Nevada and Washington in the USA, and Nicaragua. With a strong balance sheet, a proven management team, strong operating cash flow, accretive development projects and district-scale exploration opportunities Calibre will unlock significant value.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.calibremining.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Integra is a growing precious metals producer in the Great Basin of the Western United States. Integra is focused on demonstrating profitability and operational excellence at its principal operating asset, the Florida Canyon Mine, located in Nevada. In addition, Integra is committed to advancing its flagship development-stage heap leach projects: the past producing DeLamar Project located in southwestern Idaho, and the Nevada North Project located in western Nevada. Learn more about the business and their high industry standards over at integraresources.com

The Piston's future, 2-1 leads and more. Dylan, Aaron and Nate get back in the studio to talk about the second round of the NBA playoffs.Tiktok Channels: Aaron @PossiblechairsDylan @pres.bball.conversationsNate @Nate_Hoopstemple ⁠⁠⁠https://linktr.ee/Temple_EAM

Discover how Robert Douglas overcame multiple knee surgeries using the X10 therapy device, expert coaching, and faith.

Morgan Stanley Research analyst Mark Schmidt and Investment Management's Craig Brandon discuss the heightened uncertainty in the U.S. municipal bonds market.Read more insights from Morgan Stanley.For a full list of episode disclosures click here.----- Transcript -----Mark Schmidt: Welcome to Thoughts on the Market. I'm Mark Schmidt, Morgan Stanley's Head of Municipal Strategy.Craig Brandon: I'm Craig Brandon, Co-Director of Municipal Investments at Morgan Stanley Investment Management.Mark Schmidt: Today, let's talk about the biggest market you hardly ever hear about – municipal bonds, a $4 trillion asset class.It's Monday, May 5th at 10am in Boston.Mark Schmidt: If you've driven, flown, gone to school or turned on a tap, chances are munis made it happen. Although munis are late cycle haven, they were not immune to the latest bout of market volatility. Craig, why was April so tough?Craig Brandon: So, what we say in April, it was sort of the trifecta of things that happened that were a little different than other asset classes. The first thing that happened is we saw a significant increase in treasury rates – and munis are generally correlated to treasuries. We're a very high-quality asset class, that's viewed as a duration asset class. So, one thing we saw were rates going up. When we see rates going up, you generally see money coming out of the market, right? So, I think investors were a little bit impacted by the higher rates, the correlation to treasuries, the duration, and saw some flows out of the market.Secondly, what we saw is conversation about the tax exemption in Washington D.C. What that did is it caused muni issuers to pull their issuance forward. So, if you're an infrastructure issuer, you are issuing bonds in the next year to year and a half; you're going to pull that forward because if there's any risk of loss of the tax exemption, you want to get these bonds issued today. So that's basically what drives technicals. It's supply and demand. So, what we saw was a decrease in demand because of higher rates; an increase in supply because of issuance being pulled forward.And the third part of the trifecta we refer to is the conversations about the economy. So, I would put that, it's sort of a distant third, but there's still conversations about maybe credit weakness driven by a slowing economy.Mark Schmidt: Craig, your team has been through a lot of tough market cycles. Given your experience, how did the most recent selloff compare? And why was it not like 2008?Craig Brandon: I started my career back in 1998 during the long-term capital management crisis. I lived through 2008. I lived through the COVID crisis, and you know, really when I look at the crisis in 2008 – no banks went out of business three weeks ago, right? In 2008 we were really sitting on a trading desk wondering where this was going to end.You know, we had a number of meetings with our staff, over the last couple weeks explaining to them why it was different and how. Yes, there was some volatility here, but you could see that there was going to be an end to this, and this was not going to be a permanent restructuring of the market. So, I think we felt comfortable. It was very different than 2008 and it really felt different than COVID.Mark Schmidt: That's reassuring. But with economic growth set to slow sharply, how does your credit team think the fiscal health of America's state and local governments will hold up?Craig Brandon: Well, remember state and local governments, and when we're talking about munis, we're also talking about other infrastructure asset classes like water and sewer bonds. Like, you know, transportation, bonds, airports. We're talking about toll roads.They went into this with a very strong balance sheet, right? Remember, there was a lot of infrastructure money spent by the federal government during COVID to give issuers money to make it through COVID. There's still a lot of money on balance sheets. So, what we do is we're going into this crisis with a lot of cash on balance sheets, allowing issuers to be able to withstand some weakness in the economy and get through to the other side of this.Mark Schmidt: Not only do state and local governments have a lot of cash, but they're just not that impacted by tariffs, right? So why did muni yields perform worse than U.S. treasuries over the past couple of weeks?Craig Brandon: Right. It really… We're technically driven, right? The U.S. muni market is more retail driven than some other asset classes. Remember – investment grade corporates, treasury bonds, there's a lot of institutional buyers in those markets. In the municipal market, it's primarily retail driven.So, when you know, individual retail investors get nervous, they tend to pull money out of the market. So, what we saw was money coming out of the market. At the same time, we saw an individual increase in more bonds, which just led to very weak technicals, which when we see that it eventually reverses itself.Mark Schmidt: Now I almost buried the lede, right? Why invest in munis? Well, they're great credit quality, but they're also tax free. In fact, muni bonds have been exempt from federal taxes for over a century. You have a lot of experience putting together tax bills, and right now people are worried about tax reform. Do you think investors should be concerned?Craig Brandon: Listen. I'm not really losing a lot of sleep at night over the tax exemption. And I think there's other, you know, issues to worry about. Why do I say that?As you mentioned Mark, I spent the early years of my career working for the New York State Assembly Ways and Means Committee. I spent seven years negotiating budgets and what that did is it gave me a window – into how, you know, not only state budgets, but the federal budget gets put together.So, what it also showed me was the relationship between state and local elected officials and your representatives in Congress and your representatives in the Senate. So, I know firsthand that members of Congress and members of the Senate in Washington have very close relationships with members of the state legislatures, with governors, with mayors, with city council members, with school board members – who are all delivering the message that significantly higher financing costs that could potentially happen from the loss of the exemption, could be meaningful to them.And I think members of Congress and members of the Senate and Washington get it. They understand it because they were all there when it happened. The last time the muni exemption came under fire was back in 2012; and in 2012, a lot of members of Congress were in the state legislature back then, so they understand it.Mark Schmidt: That's reassuring because right now, tax equivalent yields in the muni market are 7 to 8 per cent. That's equal to or greater than the long run rate of return on the stock market. So, whether to invest in the muni market seems pretty straightforward. How to invest in the muni market? Well, with 50,000 issuers, that's a little complicated. How do you recommend investors get exposure to tax-free munis right now?Craig Brandon: Well, and that is a very common question. The muni market can be very confusing because there are just so many bonds out there. You know, over 50,000 issuers, there's over a million individual CUSIPs in the muni market.So as an individual investor, where do you start? There's different coupon structures, different call structures, different maturity structures, ratings. There's so many different variables that go into a decision in investing in muni bonds.I can make an argument that you could probably mimic the S&P 500 with 500 different stocks. But most muni indices are over 50,000 constituents. It's very difficult to replicate the muni market by yourself, which is why a lot of people, you know, they let professional money managers, do the investing for them. Whether you're looking at mutual funds, whether you're looking at separately managed accounts, whether you're looking at exchange traded fund ETFs, there's a lot of different ways to get exposure to the muni market. But with the huge amount of choices you have to make, I think a lot of individual investors would just let a professional with the experience do it.Mark Schmidt: And active managers let you customize portfolios to your unique tax situation and risk tolerance. So, Craig, a final question for you. How do munis fit into a diversified portfolio?Craig Brandon: Munis are generally the stable part of most people's portfolios. Remember, you don't have a choice of whether you're going to pay your taxes or not. You have to pay your taxes, you have to pay your water bill, you have to pay your power bill. You have to pay tolls on highways. You have to pay airport fees when you buy an airline ticket, right?It's not an option. So, because the revenue streams are so stable, you see most muni bonds rated AA or AAA. The default rate for rated munis is significantly below 1 per cent. It's something in the ballpark of about 0.2 per cent*. So, with such a low default rate – listen, we're technically driven, as I said. You see ups and downs in the market. But over a longer period of time, munis can give you generally stable returns, tax exempt income over the long term, and they're one of the more stable asset classes that you see in your overall portfolio.Mark Schmidt: That sounds boring, and I mean that in the best possible way. Craig, thanks so much for your time today.Craig Brandon: Thanks, Mark, happy to be hereMark Schmidt: And thank you for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.*“US Municipal Bond Defaults and Recoveries, 1970-2021” – Moody's Investor ServicesDisclosure: Past performance is no guarantee of future results. The returns referred to in the commentary are those of representative indices and are not meant to depict the performance of a specific investment.Risk ConsiderationsDiversification does not eliminate the risk of loss.There is no assurance that a portfolio will achieve its investment objective. Portfolios are subject to market risk, which is the possibility that the market values of securities owned by the portfolio will decline and that the value of portfolio shares may therefore be less than what you paid for them. Market values can change daily due to economic and other events (e.g., natural disasters, health crises, terrorism, conflicts, and social unrest) that affect markets, countries, companies or governments. It is difficult to predict the timing, duration, and potential adverse effects (e.g., portfolio liquidity) of events. Accordingly, you can lose money investing in a portfolio. Fixed-income securities are subject to the ability of an issuer to make timely principal and interest payments (credit risk), changes in interest rates (interest rate risk), the creditworthiness of the issuer and general market liquidity (market risk). In a rising interest-rate environment, bond prices may fall and may result in periods of volatility and increased portfolio redemptions. In a declining interest-rate environment, the portfolio may generate less income. Longer-term securities may be more sensitive to interest rate changes. An imbalance in supply and demand in the municipal market may result in valuation uncertainties and greater volatility, less liquidity, widening credit spreads and a lack of price transparency in the market. There generally is limited public information about municipal issuers. Income from tax-exempt municipal obligations could be declared taxable because of changes in tax laws, adverse interpretations by the relevant taxing authority or the non-compliant conduct of the issuer of an obligation and may subject to the federal alternative minimum tax.There is no guarantee that any investment strategy will work under all market conditions, and each investor should evaluate their ability to invest for the long-term, especially during periods of downturn in the market.A separately managed account may not be appropriate for all investors. Separate accounts managed according to the particular strategy may include securities that may not necessarily track the performance of a particular index. Please consider the investment objectives, risks and fees of the Strategy carefully before investing. A minimum asset level is required. For important information about the investment managers, please refer to Form ADV Part 2.The views and opinions and/or analysis expressed are those of the author or the investment team as of the date of preparation of this material and are subject to change at any time without notice due to market or economic conditions and may not necessarily come to pass.This material has been prepared on the basis of publicly available information, internally developed data and other third-party sources believed to be reliable. However, no assurances are provided regarding the reliability of such information and the Firm has not sought to independently verify information taken from public and third-party sources.This material is a general communication, which is not impartial and all information provided has been prepared solely for informational and educational purposes and does not constitute an offer or a recommendation to buy or sell any particular security or to adopt any specific investment strategy. The information herein has not been based on a consideration of any individual investor circumstances and is not investment advice, nor should it be construed in any way as tax, accounting, legal or regulatory advice. To that end, investors should seek independent legal and financial advice, including advice as to tax consequences, before making any investment decision.The Firm has not authorised financial intermediaries to use and to distribute this material, unless such use and distribution is made in accordance with applicable law and regulation. Additionally, financial intermediaries are required to satisfy themselves that the information in this material is appropriate for any person to whom they provide this material in view of that person's circumstances and purpose. The Firm shall not be liable for, and accepts no liability for, the use or misuse of this material by any such financial intermediary.This material may be translated into other languages. Where such a translation is made this English version remains definitive. If there are any discrepancies between the English version and any version of this material in another language, the English version shall prevail.The whole or any part of this material may not be directly or indirectly reproduced, copied, modified, used to create a derivative work, performed, displayed, published, posted, licensed, framed, distributed or transmitted or any of its contents disclosed to third parties without the Firm's express written consent. This material may not be linked to unless such hyperlink is for personal and non-commercial use. All information contained herein is proprietary and is protected under copyright and other applicable law.Eaton Vance is part of Morgan Stanley Investment Management. Morgan Stanley Investment Management is the asset management division of Morgan Stanley.DISTRIBUTIONThis material is only intended for and will only be distributed to persons resident in jurisdictions where such distribution or availability would not be contrary to local laws or regulations.MSIM, the asset management division of Morgan Stanley (NYSE: MS), and its affiliates have arrangements in place to market each other's products and services. Each MSIM affiliate is regulated as appropriate in the jurisdiction it operates. MSIM's affiliates are: Eaton Vance Management (International) Limited, Eaton Vance Advisers International Ltd, Calvert Research and Management, Eaton Vance Management, Parametric Portfolio Associates LLC and Atlanta Capital Management LLC.This material has been issued by any one or more of the following entities:EMEA:This material is for Professional Clients/Accredited Investors only.In the EU, MSIM and Eaton Vance materials are issued by MSIM Fund Management (Ireland) Limited (“FMIL”). FMIL is regulated by the Central Bank of Ireland and is incorporated in Ireland as a private company limited by shares with company registration number 616661 and has its registered address at 24-26 City Quay, Dublin 2, D02 NY 19, Ireland. Outside the EU, MSIM materials are issued by Morgan Stanley Investment Management Limited (MSIM Ltd) is authorised and regulated by the Financial Conduct Authority. Registered in England. Registered No. 1981121. Registered Office: 25 Cabot Square, Canary Wharf, London E14 4QA.In Switzerland, MSIM materials are issued by Morgan Stanley & Co. International plc, London (Zurich Branch) Authorised and regulated by the Eidgenössische Finanzmarktaufsicht ("FINMA"). Registered Office: Beethovenstrasse 33, 8002 Zurich, Switzerland.Outside the US and EU, Eaton Vance materials are issued by Eaton Vance Management (International) Limited (“EVMI”) 125 Old Broad Street, London, EC2N 1AR, UK, which is authorised and regulated in the United Kingdom by the Financial Conduct Authority.Italy: MSIM FMIL (Milan Branch), (Sede Secondaria di Milano) Palazzo Serbelloni Corso Venezia, 16 20121 Milano, Italy. The Netherlands: MSIM FMIL (Amsterdam Branch), Rembrandt Tower, 11th Floor Amstelplein 1 1096HA, Netherlands. France: MSIM FMIL (Paris Branch), 61 rue de Monceau 75008 Paris, France. Spain: MSIM FMIL (Madrid Branch), Calle Serrano 55, 28006, Madrid, Spain. Germany: Germany: MSIM FMIL (Frankfurt Branch), Grosse Gallusstrasse 18, 60312 Frankfurt am Main, Germany (Gattung: Zweigniederlassung (FDI) gem. § 53b KWG). Denmark: MSIM FMIL (Copenhagen Branch), Gorrissen Federspiel, Axel Towers, Axeltorv2, 1609 Copenhagen V, Denmark.MIDDLE EASTDubai: MSIM Ltd (Representative Office, Unit Precinct 3-7th Floor-Unit 701 and 702, Level 7, Gate Precinct Building 3, Dubai International Financial Centre, Dubai, 506501, United Arab Emirates. Telephone: +97 (0)14 709 7158). This document is distributed in the Dubai International Financial Centre by Morgan Stanley Investment Management Limited (Representative Office), an entity regulated by the Dubai Financial Services Authority (“DFSA”). It is intended for use by professional clients and market counterparties only. This document is not intended for distribution to retail clients, and retail clients should not act upon the information contained in this document.This document relates to a financial product which is not subject to any form of regulation or approval by the DFSA. The DFSA has no responsibility for reviewing or verifying any documents in connection with this financial product. Accordingly, the DFSA has not approved this document or any other associated documents nor taken any steps to verify the information set out in this document, and has no responsibility for it. The financial product to which this document relates may be illiquid and/or subject to restrictions on its resale or transfer. Prospective purchasers should conduct their own due diligence on the financial product. If you do not understand the contents of this document, you should consult an authorised financial adviser.USNOT FDIC INSURED | OFFER NO BANK GUARANTEE | MAY LOSE VALUE | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | NOT A DEPOSITLatin America (Brazil, Chile Colombia, Mexico, Peru, and Uruguay)This material is for use with an institutional investor or a qualified investor only. All information contained herein is confidential and is for the exclusive use and review of the intended addressee, and may not be passed on to any third party. This material is provided for informational purposes only and does not constitute a public offering, solicitation or recommendation to buy or sell for any product, service, security and/or strategy. A decision to invest should only be made after reading the strategy documentation and conducting in-depth and independent due diligence.ASIA PACIFICHong Kong: This material is disseminated by Morgan Stanley Asia Limited for use in Hong Kong and shall only be made available to “professional investors” as defined under the Securities and Futures Ordinance of Hong Kong (Cap 571). The contents of this material have not been reviewed nor approved by any regulatory authority including the Securities and Futures Commission in Hong Kong. Accordingly, save where an exemption is available under the relevant law, this material shall not be issued, circulated, distributed, directed at, or made available to, the public in Hong Kong. Singapore: This material is disseminated by Morgan Stanley Investment Management Company and may not be circulated or distributed, whether directly or indirectly, to persons in Singapore other than to (i) an accredited investor (ii) an expert investor or (iii) an institutional investor as defined in Section 4A of the Securities and Futures Act, Chapter 289 of Singapore (“SFA”); or (iv) otherwise pursuant to, and in accordance with the conditions of, any other applicable provision of the SFA. This publication has not been reviewed by the Monetary Authority of Singapore. Australia: This material is provided by Morgan Stanley Investment Management (Australia) Pty Ltd ABN 22122040037, AFSL No. 314182 and its affiliates and does not constitute an offer of interests. Morgan Stanley Investment Management (Australia) Pty Limited arranges for MSIM affiliates to provide financial services to Australian wholesale clients. Interests will only be offered in circumstances under which no disclosure is required under the Corporations Act 2001 (Cth) (the “Corporations Act”). Any offer of interests will not purport to be an offer of interests in circumstances under which disclosure is required under the Corporations Act and will only be made to persons who qualify as a “wholesale client” (as defined in the Corporations Act). This material will not be lodged with the Australian Securities and Investments Commission.Japan:For professional investors, this document is circulated or distributed for informational purposes only. For those who are not professional investors, this document is provided in relation to Morgan Stanley Investment Management (Japan) Co., Ltd. (“MSIMJ”)'s business with respect to discretionary investment management agreements (“IMA”) and investment advisory agreements (“IAA”). This is not for the purpose of a recommendation or solicitation of transactions or offers any particular financial instruments. Under an IMA, with respect to management of assets of a client, the client prescribes basic management policies in advance and commissions MSIMJ to make all investment decisions based on an analysis of the value, etc. of the securities, and MSIMJ accepts such commission. The client shall delegate to MSIMJ the authorities necessary for making investment. MSIMJ exercises the delegated authorities based on investment decisions of MSIMJ, and the client shall not make individual instructions. All investment profits and losses belong to the clients; principal is not guaranteed. Please consider the investment objectives and nature of risks before investing. As an investment advisory fee for an IAA or an IMA, the amount of assets subject to the contract multiplied by a certain rate (the upper limit is 2.20% per annum (including tax)) shall be incurred in proportion to the contract period. For some strategies, a contingency fee may be incurred in addition to the fee mentioned above. Indirect charges also may be incurred, such as brokerage commissions for incorporated securities. Since these charges and expenses are different depending on a contract and other factors, MSIMJ cannot present the rates, upper limits, etc. in advance. All clients should read the Documents Provided Prior to the Conclusion of a Contract carefully before executing an agreement. This document is disseminated in Japan by MSIMJ, Registered No. 410 (Director of Kanto Local Finance Bureau (Financial Instruments Firms)), Membership: The Japan Securities Dealers Association, the Investment Trusts Association, Japan, the Japan Investment Advisers Association and the Type II Financial Instruments Firms Association.© 2025 Morgan Stanley. All rights reserved. 4459984 Exp. 19/02/2026

Send us a textIn this episode, we tackle unexpected high recoveries, caused by internal standard signal timing during ICP analysis. Then we unpack a challenging multi-element blend, involving silver, tungsten, sulfur, rare earths, and more — plus how acid choices and order of addition impact stability. Finally, we dig into a sample prep puzzle for chloride analysis in iron phosphate, offering digestion strategies, matrix compatibility tips, and insights from Dr. Paul Gaines.These real-world cases are packed with lessons to improve your prep, analysis, and problem-solving in the lab.

(01:53) Aidan Hutchinson on his recovery from broken leg: "I'm there. I'd say I'm good"(14:08) Dak Prescott: “If I had to play a game today, I definitely could do that.”(23:32) NFC South Draft Needs(34:27) Chris Simms' DT ranks(40:41) Chiefs have reportedly volunteered to become permanent fixture for NFL Christmas Day game(45:44) PFT Live Draft: Players Whose Legacy Will Benefit Most From A Super Bowl Win

Jason Bahamundi Running With Passion Welcome Welcome to Episode #483 of the 303 Endurance Podcast. We're your hosts Coaches Rich Soares and April Spilde. Thanks for joining us for another week of endurance news, coaching tips and discussion.  This week we have a special interview with Jason Bahamundi. Jason is an endurance athlete and entrepreneur based in Los Angeles and the founder and owner of Run Tri Bike, a media company dedicated to celebrating the stories of everyday endurance athletes and promoting diversity and inclusivity in sports. Shoutout to Coach Jasmine Moezzi for the introduction! It is officially Spring and this episode is your CALL TO ACTION! Folks, some of you have races coming up in two months! It's GO TIME! Spring Training is officially on and we have a lot of fantastic content coming up to get you ready for race season.   Show Sponsor: UCAN UCAN created LIVSTEADY as an alternative to sugar based nutrition products. LIVSTEADY was purposefully designed to work with your body, delivering long-lasting energy you can feel. Whether UCAN Energy Powders, Bars or Gels, LIVSTEADY's unique time-release profile allows your body to access energy consistently throughout the day, unlocking your natural ability to finish stronger and recover more quickly!   In Today's Show Announcements and News Ask A Coach - Feature Interview with Jason Bahamundi Get Gritty: Spring Training TriDot Workout of the Week: Decreasing Intervals Fun Segment: Like It, Love It, Leave It – Ultrarunner Edition!    Announcements and News: Upcoming Programming - Our March focus will be on running. Mar. 22 - Jason Bahamundi from RunTri Magazine Mar. 29 - USAT CEO Vic Brumfield on USA Triathlon's strategic plan – Elevate 2028: Focus Forward – which is USAT's roadmap to LA 2028 Apr. 5 - Author and Founder of The ONE Thing, Jay Papasan to help us find that lead domino and create habits for success   G2G Spring Training Camp - Are we ready to announce?-Absolutely! May 17-18 - Swim Focus in C.Springs and Chatfield May 24-25 - Bike Focus - Chatfield/Chatfield May 31-June 1 Run Focus - Boulder/Boulder   Grit2Greatness Endurance Website and Social Media - Come check out our new coaching  Website - Grit2Greatness Endurance Coaching Facebook page @grit2greatnessendurance Ask A Coach Sponsor: G2G Endurance Triathletes, it's time to unlock your potential! Grit2Greatness Coaching has joined forces with TriDot to bring you personalized, science-backed training that actually works. No fluff—just smarter training, better results, and a 2-week free trial to get you started. After that? Plans start at just $14.99/month. The best athletes don't just train harder; they train smarter. Click the link in our show notes and see what's possible! Coach April Spilde April.spilde@tridot.com TriDot Signup - https://app.tridot.com/onboard/sign-up/aprilspilde RunDot Signup - https://app.rundot.com/onboard/sign-up/aprilspilde    Coach Rich Soares Rich.soares@tridot.com Rich Soares Coaching TriDot Signup - https://app.tridot.com/onboard/sign-up/richsoares RunDot Signup - https://app.rundot.com/onboard/sign-up/richsoares   Ask A Coach: Interview with Jason Bahamundi Jason's journey into endurance sports began in New York. Among his notable achievements include completing eight Ironman and eight Western States 100-mile endurance run finishes to his record. During the pandemic, Jason launched Run Tri Bike to create a platform that highlights the experiences of non-professional athletes.  Jason's philosophy revolves around taking risks and betting on oneself, a mindset he applies both in his athletic pursuits and his career. He encourages others to overcome the fear of failure and strive for their goals, believing that success comes from pushing one's limits and learning from setbacks. Get Gritty Tip: Spring Training Spring Cleaning Alright, triathletes, listen up. This is a great reminder to do a Pre-Season Gear Check before the training really ramps up. Here are 10 things you can check, tune or replace as needed. 1. Bike cleats - listen to Cycling in Alignment Pod 2. Running shoes - replace old and worn (replacement window 300-500) 3. Brake pads or disk wear - check lock screw 4. Wetsuit - look for tears and wear 5. Chain ring and cassette wear - look for shark fins 6. Tire wear - cuts 7. Rim tape 8. Power meter batteries 9. HR strap batteries 10. Bike tune-up and servicing  Spring Training Spring is here, and that means it's time to lay down the foundation for your best summer races yet. I'm here to dish out ten recommendations to get you race-ready and thriving by the time the starting gun goes off. So, grab your notepad or just mentally file this away as your spring triathlon checklist:   Proactive Bike Maintenance: Your bike is your race-day ride-or-die. Get it tuned up—replace those worn tires, check the chain, and make sure your brakes are crisp and responsive. A squeaky bike isn't a speedy bike. Perfect Your Bike Fit: Comfort and efficiency are the name of the game. Spring is the ideal time to see a bike fitter—small tweaks in posture can lead to huge gains in performance and stave off injuries. Run Gait Analysis: Have a pro take a look at your run form. A little feedback could help you reduce the risk of repetitive strain injuries and maybe even shave seconds off your mile splits. Riding in Wind: Summer races often mean unpredictable weather, so use spring to master those blustery bike rides. Practice holding your line in crosswinds and staying aero without exhausting yourself. Sun Protection Routine: No one wants to look like a lobster crossing the finish line. Spring training means figuring out which sunscreen won't sweat off, and getting comfy with UV-protective gear like sunglasses and hats. Transition Practice: Time lost in transitions is time you'll never get back. Set up mini transition zones in your yard and rehearse until your T1 and T2 flow like clockwork. Nutrition Experimentation: What works for your gut during a long ride or brick workout? Test different fueling strategies now so you aren't rolling the dice on race day. Open Water Swim Practice: If the lakes and reservoirs in your area are warming up, start hitting them. Practice sighting and adapting to unpredictable water conditions—it's a whole new ball game compared to the pool. Strength and Mobility Work: Add a dash of strength training to your weekly schedule. Focus on key areas like your core, glutes, and shoulders to improve stability and power in all three disciplines. Mental Race Prep: Visualize your success, plan your pacing strategies, and practice mindfulness techniques to keep you focused on race day. Your brain is just as much a part of the game as your body.   There you have it—ten actionable, spring-season steps to make this summer's races your best yet. Whether you're aiming for a PR or simply hoping to cross the finish line with a smile, these tips should have you dialed in. Now, go crush it out there! TriDot Workout/Drill of the Week:  Decreasing Intervals  This session is similar to a normal interval run but the duration of the efforts decreases as you go. Do your best to maintain a consistent pace with each effort regardless of its duration. The pace of your last interval should be close to the first. Resist the urge to go faster on the last few shorter efforts and focus instead on holding strong form. Recoveries should be at an extremely slow jog. These sessions are often done on a track.   Warmup 3-5 min jog followed by 2x10 yards or meters of each drill: Quick Feet Butt Kicks A Skips Asymmetric Arm Swings B Skips   2 x 50-60 yard or meter Strides Leg Swings   Main Set 2 x 3 min @ Z4 (60 sec) 3 x 1m 30s @ Z4 (60 sec) or 2 x 600 @ Z4 (60 sec) 3 x 300 @ Z4 (60 sec)   Balance of time @ Z2   Fun Segment: Like It, Love It, Leave It – Ultrarunner Edition!  Alright, ultra runners and those who are just ultra curious—it's time for another round of Like It, Love It, or Leave It! – Ultrarunner Edition! The game where we throw out ultra running scenarios, gear, or habits, and you have to decide: Do you like it (it's fine, but you could take it or leave it), love it (you're all in), or leave it (hard pass, never again). Rich, you ready to see where we stand on the ultra-madness? The Ultra Running Lineup – Like It, Love It, or Leave It? 1. Pre-Race Breakfast: Cold Pizza at 3 AM You're getting ready for a 50-miler, and the only thing available at this ungodly hour is cold pizza from the night before. Like it, love it, or leave it? 2. Mid-Race Aid Station Mystery Soup You're 40 miles deep, you roll into an aid station, and they hand you a cup of ‘mystery soup.' It's warm, it smells kind of good, but no one can tell you exactly what's in it. Like it, love it, or leave it? 3. Post-Race Foot Photos Ultra runners love to flex those gnarly, blister-covered, toenail-less feet on social media. Like it, love it, or leave it?” 4. Running Through the Night Headlamp on, sleep deprivation setting in, hallucinations starting to appear—like it, love it, or leave it? 5. Mid-Race River Crossing You're deep into an ultra, and suddenly—bam! There's a freezing cold river between you and the next aid station. No bridge, no steppingstones, just straight through the water. Like it, love it, or leave it?  

#481 Chasing Mastery with Matt Fitzgerald Welcome Welcome to Episode #481 of the 303 Endurance Podcast. We're your hosts Coaches Rich Soares and April Spilde. Thanks for joining us for another week of endurance news, coaching tips and discussion.  This week we have a special feature with guest author, athlete and coach Matt Fitzgerald.   Show Sponsor: UCAN UCAN created LIVSTEADY as an alternative to sugar based nutrition products. LIVSTEADY was purposefully designed to work with your body, delivering long-lasting energy you can feel. Whether UCAN Energy Powders, Bars or Gels, LIVSTEADY's unique time-release profile allows your body to access energy consistently throughout the day, unlocking your natural ability to finish stronger and recover more quickly!    In Today's Show Announcements and News Featuring our 303 Webinar Series interview with Matt Fitzgerald  Special Get Gritty: Rich and April Mastery Chase TriDot Workout of the Week - Rich Fun Segment: Tri-Battle: April vs. Rich!    Announcements and News: TriDot Pool School - Last week's Pool School was an incredible success: 20 athletes on average made a 15% improvement (reduction) in their 100y time At 6000 feet on the USAFA campus    Upcoming Programming - Our February focus will be on swimming. Mar. 7 - Webinar with author and coach Matt Fitzgerald on his new book Chasing Mastery Mar. 15 - Run Drills and Run Mechanics Mar. 22 - Trail and Snow Running Mar. 29 - USAT CEO Vic Brumfield on USA Triathlon's strategic plan – Elevate 2028: Focus Forward – which is USAT's roadmap to LA 2028.   Announcing Coaches Corner (aka Office Hours) with Coaches April Spilde and Rich Soares. Every 3rd Tuesday of the month. Link to March 18 Coaches Corner - https://www.facebook.com/share/15reK1J3m5/   Grit2Greatness Endurance Website and Social Media - Come check out our new coaching  Website - Grit2Greatness Endurance Coaching Facebook page @grit2greatnessendurance Ask A Coach Sponsor: G2G Endurance Triathletes, it's time to unlock your potential! Grit2Greatness Coaching has joined forces with TriDot to bring you personalized, science-backed training that actually works. No fluff—just smarter training, better results, and a 2-week free trial to get you started. After that? Plans start at just $14.99/month. The best athletes don't just train harder; they train smarter. Click the link in our show notes and see what's possible!   Train With Coach Rich: Coach Rich Soares Rich.soares@tridot.com Rich Soares Coaching TriDot Signup - https://app.tridot.com/onboard/sign-up/richsoares RunDot Signup - https://app.rundot.com/onboard/sign-up/richsoares   Train with Coach April: Coach April Spilde April.spilde@tridot.com TriDot Signup - https://app.tridot.com/onboard/sign-up/aprilspilde RunDot Signup - https://app.rundot.com/onboard/sign-up/aprilspilde    Ask A Coach: Chasing Mastery with Matt Fitzgerald There's more to endurance performance than training. Best-selling author and coach Matt Fitzgerald gives athletes 25 practical lessons to unlock their true potential and master their sport. Every athlete's pursuit of performance will eventually become a game of diminishing returns. Matt Fitzgerald invites endurance athletes to focus on mastery, and performance will follow. The path to mastery goes well beyond an athlete's training program and stretches beyond the realm of sport. The end goal is for the athlete to realize their full potential, which will elevate their experience both in their sport and the rest of life. Preorder on Amazon for March 27th. Chasing Mastery: 25 Lessons to Cultivate Your Full Potential in Endurance Sports: Fitzgerald, Matt: 9798990795808: Amazon.com: Books Get Gritty Tip: Chasing Mastery Take-Aways April:  There's so much that I learned that it's hard to choose one, but I'd have to say I loved and will continue to think about the power of self-regulation. I think that is such a magnificent concept and speaks to how our daily choices really do determine our long term outcomes. True mastery comes from self-regulation: the ability to control your emotions, thoughts, and actions in pursuit of your goals. Talent and training matter, but they're not enough. The best athletes—regardless of age or ability—are those who develop discipline, resilience, and the capacity to push themselves to their absolute limit. Mastery isn't about being the fastest; it's about taking control of what you can and becoming the best version of yourself. I can choose to be Marcus or Bella…Being good at a sport isn't just about performance or raw speed—it's about mastering your full potential.  Rich:  What I loved about it is that it's so empowering. On the one hand it helps us to accept that we only have the potential we were born with, but it also gives us all of the responsibility of living up to that potential. The responsibility is squarely on the athlete to master and own all the decisions. Whether it's how well you executed today's workout, the decisions that set you up for success for not, decisions around training, recovery, nutrition, injury - everything. Even the decision to work with a coach or not.  TriDot Workout of the Week:  “Fartleks” Where does the word “Fartlek” come from and what does it mean? Fartlek - Wikipedia Fartlek is a middle and long-distance runner's training approach developed in the late 1930s by Swedish Olympian Gösta Holmér. It has been described as a relatively unscientific blending of continuous training (e.g., long slow distance training), with its steady pace of moderate-high intensity aerobic intensity,[2] and interval training, with its “spacing of more intense exercise and rest intervals.” Simply stated, in its widely adapted contemporary forms, Fartlek training is alternating periods of faster and slower running, often over natural terrain, including both “level and hilly terrain.   Session Note As with interval runs, the goal with fartleks is to be consistent throughout the session from start to finish. Don't go out too fast or cut your recovery periods short early in the session. This will negatively impact your training toward the end of your session. Be disciplined and hold consistent pacing and recovery periods for the entire session.   Warmup 2-3 min jog followed by 2x10 yards or meters of each drill: Quick Feet Butt Kicks Skipping for Height & Distance A Skips Asymmetric Arm Swings B Skips Bounds 2 x 40-60 yard or meter Strides Leg Swings   Main Set 3-9 x 4 min @ Z4 (60 sec jog) Balance of time @ Z2   Session Note Your goal is to perform each repeat with a consistent effort. The pace of your last repeat should be the same or slightly faster than your first. Be conservative and don't go out too hard on the first one else your later repeats will be negatively impacted. The most significant training benefit will come in how well you perform on the last few efforts. Recoveries should be at an extremely slow jog.   Fun Segment:  Tri-Battle: April vs. Rich Triathlon Edition – Do Rich and April Agree, or is There a Friendly Argument Brewing?   Now we're taking this debate beyond the run and into the full triathlon experience! In this segement, we will break down our Top 5 triathlon favorites—but do we actually agree, or is this about to turn into a friendly (but competitive) triathlon showdown?   How it Works:  - After each pick is revealed, Rich and April have 30 seconds to defend their choice.   - If we agree—great! Mutual validation.   - If we disagree—it's time for the Great Triathlon Debate!     - Each person gets 30 seconds to makes their case.     - At the end, they either:       - Convince the other to switch sides        - Agree to disagree   Who had the better argument? Folks, keep your eyes peeled for our polls this week on social media. Next episode, we'll reveal the results and either celebrate a victory lap or begrudgingly admit defeat.     Closing: Thanks again for listening this week. Please be sure to follow us @303Triathlon and @grit2greatnessendurance and of course go to iTunes and give us a rating and a comment. We'd really appreciate it! Stay tuned, train informed, and enjoy the endurance journey!  

The Law of Rebuilding LA Episode 12: Tax implications of other insurance recoveries by

Send us a textIn this Q&A episode, we answer common questions from ICP analysts, including how to choose between AA and CG product lines for your standards, when certification levels matter, and what documentation differences to expect. We also troubleshoot high recoveries of copper and lead in ICP-OES, exploring possible interferences, calibration curve issues, and internal standard miscalculations. Plus, we break down how internal standard baselines can throw off your results and how to fix them.

Welcome to Episode #480 of the 303 Endurance Podcast. We're your hosts Coaches Rich Soares and April Spilde. Thanks for joining us for another week of endurance news, coaching tips and discussion.  What is run intensity? Why do we care about run intensity? What are the different ways of measuring run intensity? When should you use a particular method over another?    Show Sponsor: UCAN UCAN created LIVSTEADY as an alternative to sugar based nutrition products. LIVSTEADY was purposefully designed to work with your body, delivering long-lasting energy you can feel. Whether UCAN Energy Powders, Bars or Gels, LIVSTEADY's unique time-release profile allows your body to access energy consistently throughout the day, unlocking your natural ability to finish stronger and recover more quickly!    In Today's Show Announcements and News Ask a Coach: Defining Run Intensity  Get Gritty Tip: Mastering Run Intensity TriDot Workout of the Week - Rich Fun Segment: Rich & April's Top 5 - Run Edition   Announcements and News:   TriDot Pool School   Group Ride Schedule - March 1st Manitou Incline Group Hike. Address and details at 303Triathlon Events https://www.facebook.com/share/1B8u6f7vdH/   Upcoming Programming - Our February focus will be on swimming. Mar. 1 - Run Intensity as HR, Pace, GAP and Power Mar. 3 6pm - Webinar with author and coach Matt Fitzgerald on his new book Chasing Mastery https://www.facebook.com/share/166xUjYuYp/ Mar. 15 - Run Drills and Run Mechanics Mar. 22 - Trail and Snow Running Mar. 29 - Creative Tips to make running fun   Announcing Coaches Corner (aka Office Hours) with Coaches April Spilde and Rich Soares. Every 3rd Tuesday of the month. Link to March 18 Coaches Corner - https://www.facebook.com/share/15reK1J3m5/   Grit2Greatness Endurance Website and Social Media - Come check out our new coaching  Website - Grit2Greatness Endurance Coaching Facebook page @grit2greatnessendurance Ask A Coach Sponsor: G2G Endurance Hey triathletes, what if you could train smarter, not just harder? At Grit2Greatness Endurance Coaching, we've partnered with TriDot to give you the data-driven edge. No more guesswork—just custom workouts designed around YOU. Sign up through Coach April's or Coach Rich's TriDot links and start a 2-week free trial. Plans begin at $14.99/month and trust us—you'll feel the difference. Ready to step up your game? Click the sign-up link in our show notes and let's go! Ask A Coach: How to measure running intensity and which metric to use when? A common question. In the absence of a training plan or coaching, many runners get the trail or path at a running pace that just feels right. Run fast enough that you feel like you are training, but not so hard that it's too uncomfortable. Let's explore different definitions of running intensity, metrics to measure and which ones to use when: Defining Run Intensity - Run intensity refers to the level of effort or exertion you put into a running activity. It is often categorized as low, moderate, or high intensity, based on factors like pace, heart rate, breathing, and perceived effort. Here's a quick breakdown: Low Intensity: Easy, conversational pace. Your heart rate is relatively low, and you can maintain this effort for a long time. Moderate Intensity: Steady effort where you're working harder, but can still talk in short sentences. Your heart rate is elevated, and it's a great zone for building endurance. High Intensity: Challenging effort where talking becomes difficult, and you feel you're pushing close to your maximum capacity. This is often used in interval or sprint training. Rate of Perceived Exertion - Rate of Perceived Exertion (RPE) is a scale used to measure the intensity of your physical activity based on how hard you feel you're working. Unlike metrics like heart rate or pace, RPE is subjective and relies on your personal assessment of effort, factoring in sensations like breathing, muscle fatigue, and overall discomfort. Why Run to Perceived Exertion? Individualized Intensity: RPE adapts to your fitness level, energy, and external conditions (like heat or hills), offering a more personalized way to gauge effort. Improved Training: It helps balance your runs—ensuring easy days stay easy and hard days push you effectively. Injury Prevention: Avoid overtraining by recognizing when you're pushing too hard. When to Run to Perceived Exertion? Adverse Conditions: When gadgets like heart rate monitors or GPS devices are unreliable, such as in extreme weather or technical terrain. Adaptive Workouts: If you're feeling unusually tired or energetic, RPE allows you to adjust your workout to match your current capability. Race Training: For pacing strategies during races, especially if unexpected factors (like crowded race conditions) arise.   How to Run to Perceived Exertion? Use a simplified RPE scale (1 to 10): 1–2 (Very Easy): Recovery runs or warm-ups. You should feel like you can talk effortlessly. 3–4 (Easy-Moderate): Base-building runs, where you can hold a conversation without strain. 5–6 (Moderate): Steady effort runs, breathing heavier but still manageable. 7–8 (Hard): Tempo runs or intervals; talking is difficult, and you're focused. 9–10 (Maximum Effort): Short sprints or finishes; you're working at your limit. Incorporating RPE into your runs allows for more mindful training, adjusting to your body's signals in real time.   Heart Rate - Running to heart rate intensity involves monitoring and controlling your effort level based on your heart rate during exercise. This method helps align your training with specific fitness goals by ensuring you stay within optimal heart rate zones. Why Run to Heart Rate Intensity? Targeted Training: Heart rate zones align with physiological benefits like fat burning, aerobic endurance, or anaerobic power, making your training more effective. Prevent Overtraining: It ensures you don't push too hard on easy days or underperform on hard days. Performance Feedback: Tracks improvements over time as you can run faster at the same heart rate or maintain higher intensities for longer. When to Run to Heart Rate Intensity? Structured Training Plans: Ideal for workouts aimed at specific goals, like building endurance or improving speed. Recovery Runs: Helps keep effort low, avoiding unnecessary strain.   Race Pacing: Guides you to stay consistent and avoid burnout, especially during long races like marathons. How to Run to Heart Rate Intensity? Determine Your Heart Rate Zones: Calculate them based on your maximum heart rate (rough estimate: 220−age) or use a fitness test for accuracy. Common zones are: Zone 1 (50–60% of max HR): Active recovery. Zone 2 (60–70% of max HR): Aerobic endurance (easy effort). Zone 3 (70–80% of max HR): Steady-state/cardio fitness. Zone 4 (80–90% of max HR): Anaerobic power (hard effort). Zone 5 (90–100% of max HR): Maximal effort (short sprints). Wear a Heart Rate Monitor: Use a chest strap or wrist-based device for real-time feedback. Match Your Runs to Zones: Recovery runs in Zone 1–2. Long, slow distance runs in Zone 2. Tempo runs in Zone 3–4. Interval workouts in Zone 4–5. Training by heart rate takes time to get used to, especially as your pace can vary due to factors like weather, terrain, or fatigue.   Pace - Running to pace intensity involves setting and maintaining specific paces during your runs based on your goals and fitness level. This approach relies on measurable speed, helping runners stay consistent and hit desired performance targets. Why Run to Pace Intensity? Goal-Oriented Training: Enables you to train precisely for specific race goals, like a personal best or qualifying time. Consistency: Keeps your workouts structured and ensures you're working at the right level of effort. Progress Measurement: Tracking pace helps evaluate improvement and adjust training over time. When to Run to Pace Intensity? Race Preparation: Crucial when training for events like 5Ks, marathons, or ultramarathons to mimic race day conditions. Tempo and Speed Workouts: Ensures you're working hard enough to improve endurance or speed. Performance Tracking: Useful in testing sessions to assess fitness levels and adapt training plans. How to Run to Pace Intensity? Set Target Paces: Base them on your fitness level or goals, often determined through assessments (like a recent race) or pace calculators. Example: A long run at a slower, steady pace vs. interval training at faster paces. Use a GPS Watch or App: Track your pace in real time to stay on target. Match Workouts to Paces: Easy Runs: ~60–75% of your race pace, focusing on recovery and endurance. Tempo Runs: ~85–90% of race pace, maintaining a challenging but sustainable effort. Speed Work: Short, fast intervals (e.g., 400m) run faster than race pace to build speed. Running to pace is an excellent tool for precision, but it's important to stay flexible since factors like terrain, weather, or fatigue can impact your speed.   Grade Adjusted Pace - Running to grade-adjusted pace (GAP) intensity accounts for the impact of elevation changes (uphills and downhills) on your effort level. It essentially adjusts your pace to reflect how hard you're working, regardless of the terrain, allowing for a more accurate evaluation of intensity.   Why Run to Grade-Adjusted Pace Intensity? Effort Consistency: Uphills and downhills significantly alter your pace, and GAP provides a better measure of effort than raw pace alone. Smarter Training: Allows you to match your effort levels to your goals, even on hilly routes. Race Preparation: Ideal for training on varied terrain while maintaining the intensity required for flat courses or specific race targets. When to Run to Grade-Adjusted Pace Intensity? Hilly Routes: Use GAP to ensure your effort stays consistent when elevation fluctuates. Long Distance Training: GAP can help keep you within the right intensity zone during marathons or other endurance events on rolling terrain. Performance Analysis: Post-run, GAP is great for evaluating your effort compared to your intended training intensity. How to Run to Grade-Adjusted Pace Intensity? Use a GAP Calculator or App: Apps like Strava and certain running watches automatically calculate GAP based on elevation data during your run. Focus on Effort: Pay attention to how your body feels in hilly sections and adjust your pace to keep a steady effort. Uphills: Run slower than your flat-ground pace; GAP adjusts to reflect the extra effort. Downhills: Your pace naturally increases, but GAP accounts for the reduced effort. Incorporate GAP into Training Zones: Easy runs: Stay in lower GAP zones to avoid overworking on hills. Tempo runs: Use GAP to sustain the intended intensity, regardless of terrain. Hill workouts: GAP helps you measure consistent effort, improving strength and endurance. Running to grade-adjusted pace allows you to train smarter, especially in regions where hills dominate the landscape. Power - Running to power intensity involves using a power meter to measure the amount of force or effort you're exerting during a run, expressed in watts. Unlike heart rate or pace, which can be influenced by external factors, running power provides an immediate and objective measure of your effort, making it a highly efficient way to train. Why Run to Power Intensity? Objective Measurement: Power reflects your actual output, unaffected by variables like heat, fatigue, or elevation. Precision: It ensures you're training at the right intensity for specific goals, from endurance to speed. Consistency Across Terrain: Power accounts for changes in elevation and surface, helping you maintain consistent effort. Improved Efficiency: Monitoring your power output can help you refine your running form and efficiency. When to Run to Power Intensity? Hilly or Variable Terrain: Power allows you to maintain effort regardless of elevation changes, making it great for trail or road running. Interval Training: Provides instant feedback, so you can hit and sustain specific targets for each interval. Racing: Helps you avoid going out too hard or too easy by sticking to your target power zone, especially in events with rolling hills. How to Run to Power Intensity? Set Power Zones: Determine your Functional Threshold Power (FTP) through a fitness test, then calculate power zones (similar to heart rate zones): Zone 1 (Recovery): 55% or less of FTP. Zone 2 (Easy): 56–75% of FTP for aerobic base building. Zone 3 (Moderate): 76–90% of FTP for steady-state running. Zone 4 (Threshold): 91–105% of FTP for sustained hard efforts. Zone 5 (VO2 Max): 106–120% of FTP for short, intense intervals. Zone 6 (Anaerobic): Over 120% of FTP for maximal efforts. Use a Running Power Meter: Devices like Stryd or certain smartwatches with power sensors provide real-time wattage data. Match Workouts to Zones: Long runs: Stay in Zone 2 for endurance. Tempo runs: Target Zone 3–4 for sustained, moderate efforts. Intervals: Push into Zone 5–6 for high-intensity bursts. Training with power takes some adjustment but can lead to greater insights and efficiency in your running.   Get Gritty Tip: Mastering Run Intensity Not every run should feel like a race. One of the biggest mistakes endurance athletes make is pushing too hard on easy days and not hard enough on intensity days. The result? Stagnation, burnout, and frustration. Here's the key: Honor the purpose of each run. Easy runs should be easy—think conversational pace, building endurance without taxing your system. But when it's time to go hard, don't hold back. Speed work, tempo runs, and race efforts should push your limits, not just check a box. Challenge: On your next run, be intentional. If it's an easy day, slow down more than feels natural. If it's an intense day, embrace the discomfort and lean in. Training smart is how you break through. Grit isn't just about effort—it's about discipline. TriDot Workout of the Week:  “Threshold Repeats” vs “Recovery Run” Threshold Repeats Session Note Your goal is to perform each repeat with a consistent effort. The pace of your last repeat should be the same or slightly faster than your first. Be conservative and don't go out too hard on the first one else your later repeats will be negatively impacted. The most significant training benefit will come in how well you perform on the last few efforts. Recoveries should be at an extremly slow jog.   Main Set 2 x 9 min @ Z4 (2 min) Balance of session @ Z2 Balance of time @ Z2 Recovery Run   Session Note It's essential to manage your intensity for this session based on heart rate rather than pace and keep your heart rate well within the proper zone, even if it means walking instead of running.   Going too hard on this session will hinder your recovery from prior sessions, limit your ability to get the most out of future sessions, and deprive you of the essential training adaptations that only come with training at the lower intensity.   The pace at which you can go while maintaining a lower heart rate (and whether that is walking or running) is determined by many factors including environment, dehydration, residual fatigue, body composition, running efficiency, and aerobic fitness.   As your body composition, running efficiency, and aerobic fitness improve, you will develop the ability to go faster at your target heart rate. Maintaining your lower heart rate during these sessions is key to developing that ability.   Your heart rate is the standard of truth for your intensity level on this session. If you need to walk, then be disciplined to walk and remember that for these sessions ‘walking is winning'. Warmup ~5-10 min of dynamic stretching and muscle activation Main Set All @ Z2  include 3 to 4 x 20-30 sec Strides focusing on form and turnover Today's Fun Segment: Rich & April's Top 5 Running Edition How It Works: Rich and April break down their Top 5 favorites in a specific area of triathlon. From gear to training hacks, this is where experience meets personal preference. This week, we're hitting the pavement (or trails) with our Top 5 Running Favorites! Favorite Running Shoes The go-to pair that feels like running on clouds and never lets you down. What makes them special: comfort, durability, race-day magic?  Favorite Pre-Run Fuel The must-have snack or drink before heading out. Are you team coffee, bananas, or something unconventional? Favorite Type of Run Workout Tempo runs, hill sprints, or the good old long, slow distance—what gets you excited to lace up? Why it's a game-changer for training and racing. Favorite Running Route (or Type of Terrain) Trail, track, treadmill, or scenic roads—where do you love to run the most? Best spots we've ever run and why they stand out. Favorite Post-Run Recovery Hack The go-to recovery tool or ritual: foam rollers, ice baths, compression gear, or straight to the couch? Closing: Thanks again for listening this week. Please be sure to follow us @303Triathlon and @grit2greatnessendurance and of course go to iTunes and give us a rating and a comment. We'd really appreciate it! Stay tuned, train informed, and enjoy the endurance journey! Train With Coach Rich: Coach Rich Soares Rich.soares@tridot.com Rich Soares Coaching TriDot Signup - https://app.tridot.com/onboard/sign-up/richsoares RunDot Signup - https://app.rundot.com/onboard/sign-up/richsoares   Train with Coach April: Coach April Spilde April.spilde@tridot.com TriDot Signup - https://app.tridot.com/onboard/sign-up/aprilspilde RunDot Signup - https://app.rundot.com/onboard/sign-up/aprilspilde

Titan Minerals Ltd has received positive metallurgical test-work results from its Dynasty Gold Project in southern Ecuador. The latest testing confirmed historical processing outcomes, with gold recoveries of 85-88% and silver recoveries of 70-75% from oxide ore at the Cerro Verde prospect. These results align with previous open-pit mining recoveries processed at the Svetlana 1 Plant in 2018-2019. Key findings include strong leaching characteristics at a relatively coarse grind size, rapid leaching kinetics with most leaching completed within eight hours and coincident silver recoveries from the gold leaching process. The work also indicates that a conventional free-milling Carbon-in-Leach (CIL) circuit is suitable for processing Cerro Verde's near-surface oxide ores. Titan Minerals continues resource growth and conversion drilling at Cerro Verde, operating three rigs. Additional leach and comminution test-work is underway for transitional and primary ore domains at the Cerro Verde and Iguana prospects. The company has engaged expert metallurgists to oversee a scoping study metallurgical test program. While the results are encouraging, further test-work is recommended to optimise recoveries. Titan is well-funded and positioned to capitalise on high gold and silver prices, with key project milestones expected this year. #TitanMinerals #GoldMining #SilverMining #DynastyProject #EcuadorMining #MiningExploration #Metallurgy #GoldRecovery #SilverRecovery #CerroVerde #MiningIndustry #MiningInvestment #PreciousMetals #MiningNews #ResourceGrowth

We continue our episodes of the Auto Remarketing Podcast originating from Used Car Week 2024 in Scottsdale, Ariz., with a panel featuring Women in Collections and Recoveries honorees. Belinda Beyer of American Recovery Service led the discussion about navigating difficult industry situations, personal perseverance and more.

Matt Manson, CEO of Radisson Mining, discusses the recent metallurgical test results for their O'Brien gold project, highlighting the various recovery options available. He explains the significance of these results in the context of potential partnerships with IAMGOLD and the competitive landscape in the Abitibi region. The discussion also covers the complexities of toll milling agreements versus hub and spoke models, emphasizing the strategic positioning of Radisson Mining in a competitive gold market.

Kevin Green points out an early performance trend to start President Trump's 2nd term in office: Friday's have all ended in the red. "Need to start reclaiming some of these intraday highs," says Kevin, who points to $6000 as a key pin point on the downside. Looking ahead to the next week, he is watching the seasonality in VIX as there's a lull in economic data calendar. Kevin cautions investors to prepare for Monday movement based on the past couple of weeks, as investors digest weekend headlines out of the Oval Office.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

In this week's HLbytes Roundup, host Andy Demetriou discusses “FDA Publishes Draft Guidance on AI Use for Drug and Biological Product Submissions” submitted by Guilherme Ferrari Faviero and more. For more on these story and others like it, go to ambar.org/hlsnews and check your inbox every Friday for the next edition of HLbytes. Registration is now open for the 26th Annual Emerging Issues in Healthcare Law Conference. Register today at ambar.org/emi2025.

In this inaugural episode of Side-Smash, Mike Wilkins joins the fight to talk Unconventional Recoveries in a more laid back episode of the Super Smash Cast. Join us as we talk about everything from simple third jumps to... Whatever PK Thunder is. Timestamps: 00:00 Introductions 03:28 Board the Platform: Nintendo Switch 2 09:26 Unconventional Recoveries 10:44 PK Thunder! 13:47 Tethers 16:47 Bombs 17:23 Zoom 19:57 Teleports 22:58 What We Would Like to See? 31:28 Flying 33:45 Springs 52:31 Bring Balance to the Smash 58:50 Final Smash Special Thanks to Patron, Mitchell Sheffield All music and sounds belong to Nintendo and are licensed under fair use. Credit to the new Super Smash Cast Logo goes to friend of the show Drew Dodgen. Thanks Drew, keep Smashing!

Great Boulder Resources Ltd (ASX: GBR) managing director Andrew Paterson talks with Proactive's Tylah Tully about the company's latest metallurgical results from the Mulga Bill prospect, part of the Side Well Gold Project in Western Australia. Paterson explained that the results marked a significant step in de-risking the project, with gold recoveries exceeding 96-97% and fast leaching times. He addressed concerns about cyanide-soluble copper, particularly malachite, noting that the results indicated minimal impact on gold extraction. “We can just do a standard gravity recovery and cyanide leach,” Paterson shared, underscoring the project's compatibility with conventional processing plants. He also highlighted the importance of these results for engaging institutional investors, providing quantitative answers to questions about metallurgy. Looking ahead, Great Boulder Resources plans to expand the resource with further drilling, which is set to begin shortly, along with prioritising exploration targets to propel the project forward. Watch the full interview to discover how Great Boulder Resources is advancing the Mulga Bill prospect and positioning it as a key player in the gold sector. #GreatBoulderResources #MulgaBill #SideWellGoldProject #GoldExploration #WesternAustraliaMining #MetallurgyResults #GoldRecovery #MiningUpdates #ProactiveStudio

David Gower, CEO and Chairman of Emerita Resources (TSX.V: EMO – OTC: EMOTF), joins me to provide an update on the continued metallurgical testing beyond even the Phase 2, showing enhanced gold recoveries at La Romanera, along with an exploration and development update at El Cura and other derisking work being conducted to advance the polymetallic Iberian West Project (IBW), located in southern Spain.   We start by discussing the ongoing metallurgical work completed in the Phase 2 testing at the IBW Project, mostly at the Zinc-Copper-Lead-Silver-Gold La Infanta and Romanera deposits. David shares how their approach has optimizing metal recoveries at both areas using separate copper, lead, and zinc concentrates; but also a new 2 phase system really improves the gold recoveries, which would impact future payables in production scenario at La Romanera which has a higher gold credit.  The company is also still exploring the viability of a 4th arsenopyrite concentrate circuit at Romanera to capture even higher gold values and payable arsenic credit that would report to this concentrate, but the previously mentioned 2-phase process doesn't require this.      Next we pivoted over to the exploration and development potential at El Cura , which was not part of the Phase 1 or Phase 2 metallurgical study, but is going through it's own testing at present.  There has also been a continued focus on exploration drilling and expanding the mineralized area so that this 3rd deposit it can be included in the coming updated resource estimate due out in late Q1.  David walks us through how each of these 3 deposit areas plays into the larger development strategy where the earlier stage mining at La Infanta can now drift through El Cura on the way to the development of La Romanera, bringing in El Cura as a future economic driver much earlier in the mining sequence now.  This will be highlighted in a PFS due out later in 2025.   We wrap up noting the ongoing exploration work at the earlier-stage Nuevo Tintillo Project, and got an update on where things are in the courts, with 3 months until the sentencing portion of the legal proceedings in their initiative to be awarded the high-grade polymetallic Aznalcóllar Project.   If you have any follow up questions for David regarding Emerita Resources, then email those in to me at  Shad@kereport.com.   Click here to follow the latest news from Emerita Resources

They're back and ready to dissect the year's biggest communications fiascos. I'm joined by Warren Weeks and John Perenack, my Candian colleagues in crisis behind the Reputation Town podcast, to break down 2024's most cringe-worthy PR disasters. We're talking about brand meltdowns, public figures who just couldn't keep it together, and major corporations fumbling their way through social backlash. From outrageous missteps to the frantic damage control that followed, you'll hear why these moments matter—and how they've changed the game for everyone trying to stay ahead of the chaos.This isn't your standard highlight reel. We're peeling back the layers and diving into what sparked each scandal, what really set people off, and how organizations tried (or failed) to make it right. It's all about shining a light on what worked, what flopped, and what we should keep in mind for the future. Grab your headphones and get ready for an honest, insightful, and refreshingly down-to-earth look at the year's most unforgettable PR train wrecks.And by the way, if you want to stay ready for any crisis, head to mollymcpherson.com/crisis-checklist and grab your free Crisis Response Checklist. Trust me, it's a resource every communicator needs.Join Molly on Patreon for even deeper dives into celebrity PR strategies and exclusive live sessions! Follow Molly for daily updates and more PR insights: TikTok: @mollybmcpherson Patreon: Patreon.com/mollymcpherson Connect with Molly: pillar.io/mollymcpherson © 2024 The PR Breakdown with Molly McPherson

In this episode, host Johnny Mac brings five uplifting news stories. The remarkable recovery of a man from Locked-In Syndrome, setting a medical precedent. A Texas woman sets a Guinness World Record for donating breast milk, benefiting thousands of infants. Conservation efforts succeed with the birth of a critically endangered antelope in the UK. A Missouri thrift store discovers World War II love letters, uncovering a historical romance. Finally, a humorous tale of a moose causing chaos in a Swedish garage. 00:00 I Shocking Recovery Story01:31 Record-Breaking Breast Milk Donation02:19 Critically Endangered Antelope Born in Captivity02:41 Mystery of WWII Love Letters03:36 Moose Causes Havoc in Swedish Garage Unlock an ad-free podcast experience with Caloroga Shark Media! Get all our shows on any player you love, hassle free! For Apple users, hit the banner on your Apple podcasts app. For Spotify or other players, visit caloroga.com/plus. No plug-ins needed!  You also get 20+ other shows on the network ad-free!    This podcast supports Podcasting 2.0 if you'd like to support the show via value for value and stream some sats!

It's time for a Pop Quiz! Join us as Joe and I compare the Great Depression to the COVID-19 lockdowns, how the country recovered from each, and the role of the welfare state in modern America. --- Support this podcast: https://podcasters.spotify.com/pod/show/15minutehistory/support

Another deathbed case - if one signs away all of his property, without reserving anything for himself in case he would recover, what happens if he seems to be rethinking his decision -- if he then dies? If he recovers? Plus, more on the cases where the person on his deathbed recovers, and the ramifications for the gifts he has made, and so on. What about one who consecrates all his possessions to the Temple on his deathbed? If he recovers, do they revert to him? Also, if he declared all of his possessions ownerless?

Michael Levine is a partner in Hunton Andrews Kurth LLP's Washington, DC office and a leader of the Firm's Insurance Recovery Practice. He offers insights into the legal side of the risk management space and the important role that attorneys play in creating a system of checks and balances in the insurance space and offers insights from his experience to young professionals considering a career at the intersection of insurance and law.   Key Takeaways: Michael shares insights into his work at Hunton Andrews Kurth. Being an attorney who practiced in insurance was not a childhood dream of Michael's. After becoming an attorney, the decision to specialize in insurance coverage was an easy one. Michael has practiced both in favor of the policyholder as well as on the carrier side. What were Michael's reasons for switching back and forth between the policyholder and carrier sides multiple times? The biggest misconceptions about the motives and actions of attorneys in the insurance space. What does it really mean if a lawyer gets involved in a claims case? The real reason Michael uses the term “policyholder” instead of “insured.” Attorneys are in place to provide a healthy system of checks and balances within the insurance industry. Maximizing insurance recoveries means giving policyholders everything they're entitled to. When is the right time to get an attorney involved in insurance policies? Once counsel gets involved, whether the broker has done their job makes all the difference in the outcome of the claim. Michael's opinion on the high percentage of insurance payouts that ends up in attorney's pockets. Acquiring new clients through marketing and networking, because repeat business is not good business in policyholder litigation. Michael reveals the biggest lessons learned from his years of practicing law in the insurance space. Tips for picking up the technical language of the insurance world. It's all meaningful; Michael's advice for finding the issues that mean something to you and righting a wrong.   Mentioned in This Episode: RIMS — San Diego Event Michael on LinkedIn Hunton Andrews Kurth  

In this enlightening episode, Dr. David Chotka shares incredible stories of faith and divine intervention, illustrating the powerful impact of healing prayers. From medically documented miracles, such as the astonishing recovery from pancreatic cancer, to the spiritual pathways that facilitate these extraordinary events, Dr. Chotka offers profound insights into the interface between faith, medicine, and spirituality. Whether you're a believer in the miraculous or simply curious about the stories of those who have experienced them, this podcast provides a thoughtful and inspiring exploration of what is often deemed impossible. To check out Dr. David Chotka's spiritual works, visit his Amazon author page (affiliate): https://amzn.to/4aF7YG7 Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd Click here to check out our Amazon product of the day (affiliate): https://amzn.to/3YmUqfI We couldn't do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to check out our e-courses and bookstore here: https://www.drchrisloomdphd.com/shop Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F Follow our YouTube channel: https://www.youtube.com/chL1357 Follow us on Twitter: https://www.twitter.com/drchrisloomdphd Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo Follow us on Threads: https://www.threads.net/@thereal_drchrisloo Follow us on TikTok: https://www.tiktok.com/@drchrisloomddphd Follow our Blog: https://www.drchrisloomdphd.com/blog Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18 Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1 Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphd Subscribe to our email newsletter: ⁠https://financial-freedom-for-physicians.ck.page/b4622e816d⁠ Subscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2024 --- Support this podcast: https://podcasters.spotify.com/pod/show/christopher-loo/support

Join Harry Moffitt as he talks with Dr's Deane-Peter Baker, Roger Herbert, and David Whetham about their new book The Ethics of Special Ops: Raids, Recoveries, Reconnaissance, and Rebels. At the end of the Afghan campaign a number of Special Operations units were subject to investigations of alleged war crimes. In response, these three distinguished scholars have written a compelling book, looking at how we might learn the lessons of this time. In this broad ranging discussion, Harry, Deane, Roger, and David cover many related topics, including the ethics of war fighting and why it matters, how to prepare soldiers for the moral challenges of the battlefield, and some of the techniques they use in training and development, including The King's College London Centre for Military Ethics Playing Cards, found at http://www.militaryethics.uk/en/playing-cards . The Ethics of Special Ops: Raids, Recoveries, Reconnaissance, and Rebels (Cambridge University Press 2023). Dr Deane-Peter Baker is an Associate Professor of Ethics in the School of Humanities and Social Science at UNSW Canberra, and Director of the Military Ethics Research Lab and Innovation Network (MERLIN). He is also a Senior Visiting Research Fellow in the Kings College London Centre for Military Ethics. Dr. Herbert is the Robert T. Herres Distinguished Military Professor of Ethics at the U.S. Naval Academy. Previously, he served for 26 years as a Naval Special Warfare officer, including commanding SEAL Delivery Vehicle Team 2, Naval Special Warfare Unit 3, and the Naval Special Warfare Center. Dr David Whetham is Professor of Ethics and the Military Profession at the Defence Studies Department of King's College London, based at the Joint Services Command and Staff College at the UK Defence Academy where he coordinates or delivers the military ethics component of courses for between two and three thousand British and international officers a year.

President Biden just signed a bill to fund the government for the next three months, but extra money for the federal government’s disaster management agency, FEMA, was not in the legislation. A look at why the agency was asking for more funds and how fewer resources can impact communities recovering from disasters. The labor dispute between some of the largest U.S. ports and dockworkers escalated Friday, with employers calling for federal intervention to force a restart in negotiations. And, Southwest Airlines announced that it will scrap one of the features that set it apart in a crowded airline market: no pre-assigned seating.

President Biden just signed a bill to fund the government for the next three months, but extra money for the federal government’s disaster management agency, FEMA, was not in the legislation. A look at why the agency was asking for more funds and how fewer resources can impact communities recovering from disasters. The labor dispute between some of the largest U.S. ports and dockworkers escalated Friday, with employers calling for federal intervention to force a restart in negotiations. And, Southwest Airlines announced that it will scrap one of the features that set it apart in a crowded airline market: no pre-assigned seating.

Episode 147 of the Long Covid Podcast is the first of a two-part series with Dan Neuffer. Dan is a coach working with people with Long Covid & ME/CFS. He is also an author of "CFS Unravelled" and has developed the "ANS Rewire" Program which has been mentioned by some others on the podcast previously.In this episode we dive into How is recovery possible when there is no "cure"? Understanding & education and it's role in treating underlying dysfunction rather than symptoms. Understanding patterns that may contribute to illness and how they help with recovery, resilience & breaking through plateausSocietal pressures for perfection and risk aversion - their role in reduced resilienceLook out for part 2 of this interview next week.Dan's book: https://cfsunravelled.com/cfs-unravelled/Dan's original recovery stories: https://cfsunravelled.com/cfs-fibro-recovery-stories/Dan's YouTube Channel: http://www.youtube.com/@CFSUnravelled1Dan's Recovery Program: https://ansrewire.com/info-request/The "How resilient can recoveries be?" Podcast episode that sparked off this whole discussionDan's previous episode on the Long Covid Podcast where we talk more about Dan's story, his program "ANS Rewire" and it's role in recovery.Message the podcast! - questions will be answered on my youtube channel :) For more information about Long Covid Breathing, their courses, workshops & other shorter sessions, please check out this link(music - Brock Hewitt, Rule of Life) Support the show~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~The Long Covid Podcast is self-produced & self funded. If you enjoy what you hear and are able to, please Buy me a coffee or purchase a mug to help cover costsTranscripts available on individual episodes herePodcast, website & blog: www.LongCovidPodcast.comFacebook @LongCovidPodcastInstagram Twitter @LongCovidPodFacebook Creativity GroupSubscribe to mailing listPlease get in touch with feedback, suggestions or how you're doing - I love to hear from you, via socials or LongCovidPodcast@gmail.com**Disclaimer - you should not rely on any medical information contained in this Podcast and related materials in making medical, health-related or other decisions. Please consult a doctor or other health professional**

Andrew Pollard, President and CEO of Blackrock Silver (TSX.V:BRC – OTCQX:BKRRF), joins us to unpack the positive Preliminary Economic Assessment (PEA) at its 100% controlled Tonopah West Project, located along the Walker Lane trend, in one of the largest historic silver districts in North America, located on private land in Nye and Esmeralda counties, Nevada; approximately 1 kilometer (km) northwest of Tonopah.   At the base case gold price of $1,900 per ounce and silver price of $23 per ounce, the Project commands an after-tax net present value ("NPV") discounted at 5% of $326-million on a low initial capex of $178-million (including $22-million contingency) with a payback of 2.3 years and an after-tax internal rate of return ("IRR") of 39.2% At a gold price of $2,280 per ounce and a silver price of $27.60 per ounce (base case +20%), the economic profile of the Project escalates to an after-tax NPV 5% of $495-million and an after-tax IRR of 54.0%. All-in Sustaining Costs ("AISC") of $11.96 per silver equivalent ounce basis. Over the approximately 8-year life of mine ("LOM"), production from the mining and processing of approximately 4.1 million diluted tonnes of material containing 75.4 million silver equivalent ("AgEq") ounces (silver/gold ratio of 90/1) which equates to 66.8 payable AgEq ounces.  Recoveries of 96.1% for gold and 88.9% for silver from a 3-stage crushing circuit and processing plant.   We discuss that the updated resource estimate at Tonopah West contains a total of 57,000 ounces of gold and 48.5 million ounces of silver, for a total of 100.04Mozs of silver equivalent. However, some of those resources, including the near 12million ounces of AgEq from the Northwest Step Out deposit, were excluded in this PEA.  The Company is working on de-risking an initial 3 years of production and bridging a 1km mineralized strike potential to the NW step-out zone that could bring additional ounces on and into the mine development plan in future economic studies. 3 drills are at site currently engaged in an ongoing 20,000 meter resource expansion and conversion program aimed at further growing the project.   We also discussion the various project derisking that their team is doing in the background like metallurgical testing and process flowsheet, hydrology studies, environmental studies, permitting, site infrastructure and the potential placement of a decline and processing mill, all in tandem with the exploration strategy.   The Company just raised $10Million in May, bringing in a larger stake from Eric Sprott, and so it is cashed up to do this large drill program and future derisking work.   If you have any follow up questions for Andrew regarding Blackrock Silver, then please email us at Fleck@kereport.com or  Shad@kereport.com.   For full disclosure, Shad is shareholder of Blackrock Silver at the time of this recording.   Click here to visit the Blackrock Silver website to read over the recent news we discussed.

On Episode 357 of The Core Report, financial journalist Govindraj Ethiraj talks to Karan Taurani, senior vice president and consumer industry analyst at Elara Capital.SHOW NOTES(00:00) The Take: The Power of Doing Nothing(06:36) The stock markets fail to track global market recoveries, poised to stabilise(08:39) The rupee hits a fresh low(09:53) If you had invested in Sovereign Gold Bonds in(11:14) The latest GST tax target; foreign airlines(12:35) How pizzas are now India's favourite fast food though competition is risingListeners! We await your feedback....For sponsorships and brand studio engagements, contact shiva@thecore.inFor more of our coverage check out thecore.inJoin and Interact anonymously on our whatsapp channelSubscribe to our NewsletterFollow us on:Twitter | Instagram | Facebook | Linkedin | Youtube

Discover how Aaron Alexander helped NFL star Aaron Rodgers achieve the fastest Achilles tendon rupture recovery ever using techniques like blood flow restriction, promoting circulation, and early movement. Learn these game-changing tips to expedite your own injury healing process. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sathiya Sam explores the significance of self-investment. He delves into how investing in oneself can lead to growth in personal development, finances, and spiritual health. Book A Call With Sathiya's Team For more Free Resources, check this out Follow Sathiya on Instagram

Dane fancies himself the next Lara Bingle and no were not referring to his hungover footy skills over the weekend. He calls in from his bed in Perth to join the rest of the community in unpacking the wildcard round possibility and you wont believe it, theres some low brow gags in here. Standard show really where we discuss everything from Botox to tackles (of the football variety) to Dale Thomas.Enjoy! Support us elsewhere:@swannyandfriends@danes84@rtralphy@samantharichesSupport this show http://supporter.acast.com/hump-day-with-swanny-and-friends. Hosted on Acast. See acast.com/privacy for more information.

It's finally time to share some of my health struggles during the last 6 years.It seems like a good opportunity to speak about how resilient ME/CFS, Fibromyalgia, POTS, MCS PVFS (or long-covid) recoveries can be – after all, when we recover we often can't help but ask ….”will it last?”SHOWNOTES:  https://cfsunravelled.com/episode20

Tax time for collections agencies is a time when conversions and recovery increase. This window of time when debtors may have additional funds is prime time for collection success. Discussing why this is and offering more insights, Bryan Campbell, Business Development Manager at IC Systems, joined Closing the Books host Tyler Kern.  “From an activity standpoint, it's a seasonal lift. Inbound volumes are up over 10%, conversion rates by 7%, and payment size by 20%,” Campbell shared.  Campbell attributed this rise in recovery to consumers wanting to meet their obligations. “There's a psychology to it. People get a refund and have the means to pay. Very rarely do consumers not want to at all. It's just they don't have the ability to do so.” “If they are exploring it or unhappy with previous results, it's time to get into it. The first refunds hit around early February, and you want to be ready to benefit when the money is there.”  Campbell also advised that turning accounts over to collection should happen after 90 days. From there, collectors can begin collecting on the account in about 35 days after the debt validation notice and the time consumers have to dispute it. “Most debts are collected within the first 90 days of delinquency. It decreases after that. If you wait longer, the value decreases. It's much lower after 120 days.” With strategies in place and the ability to negotiate settlements, many businesses can see Accounts receivable (AR) recovery increase during tax time and all the months of the year.  IC System has over 85 years of experience in medical and dental debt collection, rent recovery and other business collections.

Dive into the injuries and recoveries of a college heptathlete with Dr. Lauren and Abigail Missiaen.

It is essential that asteroid hunters keep track of potentially dangerous asteroids to make sure that their orbits haven't changed as they encounter other objects in space to make them a threat to our home planet.

This week, we covered how the Google March 2024 core update finished back on April 19th, and Google forgot to tell us. I also posted the May 2024 Google webmaster report. Google said it's still possible for sites to recover...

After a discussion about the London Marathon and the future of adidas racing shoes, we analyze using workouts with prescribed recovery paces. What are they? Why should we use them? Why are they uncommon in many traditional training plans? How do we best execute float segments? What are example sessions? We'll address all these questions are more! Questions, comments, or show ideas? Email us: secondsflatpodcast@gmail.com Enjoy the show? We'd love your feedback in a 5 star review on Spotify or Apple Podcasts columbusrunning.com

Spring is a time for waterfowl nesting, and it's also a time when our feathered friends venture into our neighborhoods and back yards looking for a safe place to lay eggs and raise their brood. On this episode, Dr. Mike Brasher and guest host Dr. Jerad Henson are joined by Tim Jasinski of the Lake Erie Nature and Science Center to share expert advice on how to deal with these annual visitors. As a wildlife rehab specialist, Tim is always eager to provide guidance and insight on the curious ways of waterfowl and other wildlife that make unexpected and sometimes unwelcome entrances into our world. Covering everything from injured birds to aggressive geese, hen mallards in flower pots, and duckling in swimming pools, there aren't many things Tim hasn't experienced. Join us as we learn from the expert and hear a few fascinating stories in the process. And the question we all need answered… Should I feed bread to park ducks??www.ducks.org/DUPodcast

Data from Insolvency & Bankruptcy Board of India shows time taken to come up with a resolution plan is 2.5 times what it was 4 yrs ago. Recoveries are only about 1/3 of claim amounts.

This week we covered that the Google March 2024 spam update is done rolling out. Google says to wait for the March 2024 core update to be done before making changes. Google will collect feedback after the core and spam updates are done...

Gilbert Clark of Meridian Mining talks about the positive news out of the Cabaçal VMS project in Brazil where the company has seen positive recovery rates on copper from the Cabaçal deposit. The improvement process will be studied with its precious metals factor at Cabaçal along with work at Santa Helena. The company also published new drill results from infill drilling at Cabaçal and looks to add more prospective land to the project.

Sathiya Sam explores the significance of self-investment. He delves into how investing in oneself can lead to growth in personal development, finances, and spiritual health.Book A Call With Sathiya's TeamFor more Free Resources, check this outFollow Sathiya on Instagram

The Dodgers were off so the guys did a mailbag episode. This week's questions focused on the Dodgers' chances vs. the Braves and in October in general. Will Walker Buehler and/or Gavin Lux have a chance to make an appearance this season? Also, Shohei Ohtani and a potential six-man rotation along with the Dodgers' current magic number.Locked On Dodgers, the daily podcast about the Los Angeles Dodgers with hosts Jeff Snider and Vince Samperio, is part of the Locked On Podcast Network.Be sure to subscribe to Locked On Dodgers in the Audacy podcast app or wherever you get your podcasts, and come back every weekday morning and spend your morning commute with two of the biggest Dodger fans you'll ever meet. Thanks for making Locked On Dodgers your first listen every day, and please tell your friends!Support Us By Supporting Our Sponsors!birddogsGo to birddogs.com/LOCKEDONMLB or enter promo code LOCKEDONMLB for a free white tech hat with any order. You won't want to take your birddogs off we promise you.eBay MotorsFor parts that fit, head to eBay Motors and look for the green check. Stay in the game with eBay Guaranteed Fit. eBay Motors dot com. Let's ride. eBay Guaranteed Fit only available to US customers. Eligible items only. Exclusions apply.BunchesDownload the Bunches App today and when you do, our friends at Bunches have featured the LOCKED ON MLB Bunch in the “Discover” tab. Find the Locked On MLB bunch HERE.GametimeDownload the Gametime app, create an account, and use code LOCKEDONMLB for $20 off your first purchase.FanDuelMake Every Moment More. Right now, when you bet on a Super Bowl Winner, you can GET BONUS BETS EVERY TIME THEY WIN IN THE REGULAR SEASON! FanDuel.com/LOCKEDON.SleeperDownload the Sleeper app and use promo code LOCKEDON and you'll get up to a $100 match on your first deposit. Terms and conditions apply. See Sleeper's Terms of Use for details. Currently operational in over 30 states. Check out Sleeper today!FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices

Turkey is digging itself out from the devastating earthquake that has killed thousands across the country. Recovery efforts have been more difficult in northwest Syria, where civil war means there's no unified response to the crisis. This episode was produced by Avishay Artsy, edited by Matt Collette, fact-checked by Laura Bullard, engineered by Paul Robert Mounsey, and hosted by Noel King. Transcript at vox.com/todayexplained   Support Today, Explained by making a financial contribution to Vox! bit.ly/givepodcasts Learn more about your ad choices. Visit podcastchoices.com/adchoices