Podcasts about DBS

Chinese biotech stocks are breaking out—with deals involving Pfizer, Bristol-Myers Squibb, and BioNTech rewriting the playbook for global pharma partnerships. But will the rally last? Back in Singapore, banks like DBS, OCBC, and UOB are buying back shares at scale. And Q&M Dental’s CEO is doubling down on his stock. Plus: Amazon and Walmart explore launching their own stablecoins—could Visa and Mastercard be in trouble? Hosted by Michelle Martin with Ryan Huang, this episode also touches on Novo Nordisk, Oracle, Pop Mart, Emirates, and Jardine Matheson as we unpack the week in markets. Companies mentioned in this episode: Pfizer, Bristol-Myers Squibb, BioNTech, 3SBio, DBS, OCBC, UOB, Q&M Dental, Amazon, Walmart, Visa, Mastercard, Novo Nordisk, Oracle, Pop Mart, Emirates, Jardine Matheson, SATS, SGX.See omnystudio.com/listener for privacy information.

Daniel opens by sharing how each podcast season mirrors a chapter in his life, with this one marking an awakened state. He gives a personal update: after months of worsening symptoms, he pursued evaluation for Deep Brain Stimulation (DBS) surgery. The process, which required going off his meds, was physically and emotionally draining—only to be told he wasn't “miserable enough” yet. The rejection left him feeling deflated and stuck.Using the image of a plane unable to take off, Daniel conveys the emotional weight of feeling grounded by Parkinson's. He expresses frustration and helplessness, especially when comparing his own limitations to the evaluating doctor's effortless movements, emotions he's still working through.The episode moves from pain to purpose as Daniel reflects on how his diagnosis became a wake-up call. Inspired by the metaphor of a hotel wake-up call and Ben Fuller's Wide Awake, he explores what it means to live intentionally—even when that includes discomfort or grief—and urges listeners to stay awake to life.The episode explores the theme of awakening amidst struggle. Daniel reflects on a difficult personal setback—being denied eligibility for DBS surgery—and the emotional toll it took. Through raw honesty and reflection, he examines how moments of pain and frustration can also serve as powerful wake-up calls.Special thanks to Keys of the Moon, Music4Video_1, Infraction, and ashamaluevmusic for the music.Add your experience and suggestions to the conversation in this Parkinson's podcast. If you would like to leave Daniel a voice message and you live in the U.S., call 1-706-873-1656. Email us at parkinsonsandmepodcast@gmail.com

Asia-Pacific markets trade down as investors digest the Israeli military strike on Iran this morning. Hosted by Michelle Martin with Ryan Huang, today’s Market View also unpacks DBS’ bullish stance on supermarket giant Sheng Siong, China’s “Terrific 10” AI stocks, and the ripple effects of its export slump. Could Singapore’s logistics players benefit from ASEAN trade shifts? Plus, we look at the fortunes of Boeing, Oracle, and Tencent, and close with how Ding Tai Fung is steaming ahead in the F&B space over in the US. Companies mentioned: Sheng Siong, Boeing, Oracle, Tencent, Jardine Matheson, SATS, Ding Tai Fung.See omnystudio.com/listener for privacy information.

Thomas Castellanos transferred from Boston College to Florida State. How will new offensive coordinator Gus Malzahn use him? Cam Mellor explains why he is interested in that as well as how the growth of 7-on-7 camps have contributed to the over-evaluation of WRs and DBs.

To subscribe to our podcast and YouTube channel visit: https://www.youtube.com/@davisphinneyfdn/podcasts In this Q&A episode of The Parkinson's Podcast, recorded during the May 2025 Living with Parkinson's Meetup, they answer questions from the community about what to do when Parkinson's affects your ability to work and how to navigate Power of Attorney. They also discuss orthostatic blood pressure hypertension and adaptive deep brain stimulation (DBS). To learn more about our Living With Parkinson's Webinar series visit: https://davisphinneyfoundation.org/event/webinar-series-living-with-parkinsons-meetup/ To learn more about the Davis Phinney Foundation for Parkinson's visit: https://dpf.org Season 6 Episode 12 

US-China trade talks, US visa directive changes for Harvard students, Malaysia's revised tax policies, DBS's market milestone in Singapore. Synopsis: A round up of global headlines to start your day by The Business Times. Written by: Howie Lim / Claressa Monteiro (claremb@sph.com.sg) Produced and edited by: Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media --- Follow Lens On Daily and rate us on: Channel: bt.sg/btlenson Amazon: bt.sg/lensam Apple Podcasts: bt.sg/lensap Spotify: bt.sg/lenssp YouTube Music: bt.sg/lensyt Website: bt.sg/lenson Feedback to: btpodcasts@sph.com.sg Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Mark To Market at: bt.sg/btmark2mkt WealthBT at: bt.sg/btpropertybt PropertyBT at: bt.sg/btmktfocus BT Money Hacks at: bt.sg/btmoneyhacks BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/podcasts BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

In a monumental milestone for the Singapore exchange, DBS has become the first listed company in Singapore to reach $100 billion in market value! Join Dan Koh and Emaad Akhtar as they find out what’s driving DBS’ stellar performance and how analysts believe their stock will perform for the rest of this year.See omnystudio.com/listener for privacy information.

Global markets are reacting to a legal thunderbolt: Trump’s ‘reciprocal tariffs’ have been struck down by a U.S. court. Investors are cheering, with futures surging and the “TACO Trade” catching headlines again. Nvidia stuns with $18.8B in earnings despite a $2.5B China hit, while Cadence and Synopsys tumble on export controls. Seatrium sees orders shrink but its stock rides high this month. Airbus faces a 3-year delay backlog, Abercrombie soars, and Saab pivots from cars to warships. Hosted by Michelle Martin with Ryan Huang — featuring Nvidia, Seatrium, Cadence, Synopsys, Abercrombie & Fitch, Airbus, Saab, mm2 Asia, ThaiBev, DBS, UOB, Jardine Cycle & Carriage, and Tesla.See omnystudio.com/listener for privacy information.

Wrongful convictions in the Post Office scandal and for train fare evasion have been described by the Government as ‘catastrophic failures', and it's held a consultation in England and Wales to reform private prosecutions. It covers private prosecutions brought by organisations, and also, the SJP - the single justice procedure - where a minor criminal offence is decided by a magistrate behind closed doors. Tens of thousands of rail fines have been quashed, after train companies were found to have misused the SJP system. So how should private prosecutions be reformed? Also on the programme: how "No Further Action" and police cautions can leave a lasting mark on safeguarding and criminal records checks. (Note that in Scotland, the nearest equivalent to a police caution is a Procurator Fiscal warning which is usually issued for low level offences such as street drinking or breach of the peace).Presenter: Dr Joelle Grogan Producers: Ravi Naik and Charlotte Rowles Editors: Tara McDermott and Nick Holland Contributors: Dr Jonathan Rogers, part of the campaign group Criminal Justice Reform Now and Co-Deputy Director of the Cambridge Centre for Criminal Justice Tristan Kirk court correspondent at the London Evening Standard Nathalie Potter head of DBS at Olliers solicitors in Manchester

Pump up your Fantasy Football IDP game! We're revealing our 2025 Top Tier NFL Linebacker rankings for fantasy football, providing in-depth ranking analysis to help you make crucial draft decisions. Discover potential sleepers and avoid high-end LB draft busts with our expert 2025 fantasy football IDP rankings and IDP advice. Find out and get ready for your drafts! - Best 2025 Dynasty Linebackers You NEED To Draft! - IDP Rankings!

Thinking about playing football at the next level? In this episode of The Gametime Guru Podcast, we dive deep into the real-life journey of Carl Pickens, from high school standout to Freshman All-American at Tennessee, to NFL Offensive Rookie of the Year with the Cincinnati Bengals. This conversation is essential listening for:

In this episode, Dave reconnects with Sam Turner, a passionate disciple-maker from Northland, New Zealand. Sam shares his journey of faith, family, and a God-given vision to see New Zealand and the nations ignited for Jesus. From the UK to Western Australia Sam's move to Exmouth, WA, became a pivotal time of spiritual awakening (not to mention meeting his wife). He shares how a simple invitation to an Indigenous family for a meal blossomed into something deeply transformative. Sam met his German wife in WA. Married for just 3.5 years, they already had five children, including twins. Ministry isn't just Sam's calling—it's a family mission. A Prodigal's Return Throughout his young adults years, Sam sensed a persistent nudge from God, with a constant inner voice saying, “have more faith in me.” This quiet yet powerful prompting drew him back to Jesus. He immersed himself in Scripture—reading through the Bible multiple times in just a year—and was deeply moved by God's unwavering pursuit and faithfulness. The Move to New Zealand Sam's wife, passionate about permaculture, prompted the family's move to NZ. Arriving with a burdened heart for what they saw as a "fatherless nation," they connected with a local church, and Sam became a pastor. Vision of the Matchbox However a divine dissatisfaction stirred in Sam's heart. He had a vision: a match striking a box, igniting flames that spread across a map of New Zealand and onto other continents. God was calling him to not hinder the Spirit and to teach the Word unapologetically. Discovering DMM Through a testimony of the power of prayer in Africa and the appearance of a Discovery Bible Study (DBS) sheet, Sam discovered the potential of Disciple Making Movements (DMM). Reading Contagious Disciple Making (by David and Paul Watson) confirmed his direction, and a team began to form. “DMM is just a word we use to describe what God is doing.” – DMM Leader Shifting Paradigms Sam emphasises that DMM is not a method but Jesus' model which continued throughout the book of Acts. This led Sam to re-evaluate the Great Commission and how teaching must be centred on obedience to Jesus, including the making of disciple-makers. Transformation Stories From drug dealers becoming disciples to gang members walking away from crime, Sam shares powerful stories of transformation. Social change follows spiritual obedience with families not just individuals being reached. Sam also shares about his 12-year-old son who began a DBS with his friends. This sparked a new ministry—Kids for Kids—led by Sam's wife, where children are now discipling other children. Persistent Dissatisfaction Despite the fruit, Sam is still hungry for more. He sees DMM as a key to global transformation and longs to see a multiplying movement across New Zealand and beyond. “Culture has moved, but the church hasn't kept up.” Sam challenges the traditional mindset of church, calling for a return to the Spirit-led, disciple-making patterns of the New Testament. A Word of Encouragement Sam leaves us with a challenge and an encouragement: “We are God's handiwork, created in Christ Jesus to do good works which God prepared in advance for us to do.” – Ephesians 2:10 Reflective Questions: What desires has God placed on your heart? Who in your sphere of influence is He calling you to reach? God has prepared the works—He's simply looking for a willing heart to say "yes". Check out more of Sam's resources by visiting his website, disciplemakingmovement.com.

Episode #85Rob and I cover the Mins 107 & 108 of Casino Royale.Bond's instincts serve him right, something is afoot. He trails Vesper to the carpark where she gets kidnapped. Bond is in pursuit, but only for a short while as he completely stacks his DBS in a world record spin. In anything Bondian, Rob's friend drives him round the block in a car a Kim Sherwood novel. Does his friend let Rob do the gears? Tune in to find out.Pete talks about going on a mono-rail and a cable car, and the incredulity of Jaws making that leap in Moonraker.In news we touch upon Joe Don Baker who (despite insisting we gave him an honorable mention), Rob forgot passed away last week.We also have an insert with Bond fan Joe Allen as we take a trip down memory lane for the John Barry Memorial.Shownotes and⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ can be found on the blog:⁠⁠⁠⁠⁠⁠⁠https://fromtailorswithlove.co.uk/newsletter⁠⁠⁠⁠⁠⁠⁠Bless your hearts.Show is brought to you byWilde&Harte⁠⁠⁠⁠⁠⁠⁠https://wildeandharte.co.uk/⁠⁠⁠⁠⁠⁠⁠&Propstorehttps://bit.ly/ph25_bond_fromtailorswloveAlso we recorded ⁠⁠⁠⁠⁠⁠⁠⁠⁠a Patreon show⁠⁠⁠⁠⁠⁠⁠⁠⁠. Please follow the THERE WILL BE MORE BOND page and get early access to the free pod and all videos. https://www.patreon.com/c/ThereWillBeMoreBond

Markets are down—but stories are heating up. Malaysia’s biggest IPO of the year takes center stage, while Singapore’s SingPost undergoes another leadership shift. Wall Street tumbles as US debt worries mount, but could emerging markets benefit?Pop Mart, Nike, and Canada Goose are in the spotlight in our corporate roundup. We look at DBS’s new CEO and a nostalgic media move to Netflix. Hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

In the third hour of “Dukes and Bell”, the guys get into Arch Manning and Kirby Smart “downplaying” the championship expectations in the “Dawg Report.” Next, Josh Kendall joins the show to talk about the Falcons' pair of rookie DBs. We close the hour with “Guy Talk.”

Mais de 10 milhões de pessoas no mundo são afetadas pelo mal de Parkinson, e esse número pode dobrar até 2050. Não há, ainda, cura, mas as terapias de estimulação cerebral profunda, conhecidas como DBS, combinam dispositivos digitais com implantes cerebrais para mudar a vida de quem sofre com doenças neurodegenerativas. Como funcionam esses marca-passos cerebrais e como a IA os torna ainda mais precisos? Conversamos com o diretor de neuromodulação da Boston Scientific no Brasil, Lucas Silva, para entender essa história, cheia de finais felizes.Links do episódioA página do LinkedIn de Lucas SilvaO site Viver com ParkinsonO documentário "Still - ainda sou Michael J. Fox", na Apple TV+A série "Shrink - Falando a Real", na Apple TV+O livro "The Ageless Brain: How to Sharpen and Protect Your Mind for a Lifetime", de Dale BredesenO livro "Uma viagem pelo cérebro. A via rápida para entender neurociência", de Carla Tieppo A The Shift é uma plataforma de conteúdo que descomplica os contextos da inovação disruptiva e da economia digital.Visite o site www.theshift.info e assine a newsletter

Singapore Airlines is soaring to record profits—but is the runway clear ahead? Hosted by Michelle Martin with Ryan Huang, today’s Market View dives into SIA’s 65% earnings surge and the 7-month bonus bonanza. We unpack SingPost’s worst day ever, IPO drought woes on SGX, and Warren Buffett’s latest trades. Plus, we play UP or DOWN with Alibaba, Coinbase, Walmart, and oil prices. DBS and ST Engineering shine locally while Genting Singapore stumbles. Here more of the ups or downs of Singapore Airlines, SingPost, SGX, Berkshire Hathaway, Alibaba, Coinbase, Walmart, DBS, ST Engineering, Genting Singapore, Constellation Brands.See omnystudio.com/listener for privacy information.

The tech titans' grip on markets may be loosening—what’s next for investors? Hosted by Michelle Martin, this episode welcomes Tim Phillips, Founder of TimTalksMoney, to unpack the underperformance of the 'Magnificent Seven' and whether a turning point is near. We explore smarter ETF diversification beyond the S&P 500, the strategic edge of global indices, and how to navigate softer T-bill rates. Plus, a close look at big bank earnings and why DBS might still have room to run. Is it time to rebalance your portfolio, trim tech, and lean into global growth? Companies featured: Apple, Microsoft, NVIDIA, Alibaba, DBS, Berkshire Hathaway, Coinbase, Constellation Brands. See omnystudio.com/listener for privacy information.

In this captivating episode of the Tall Boy Radio podcast, host Beans welcomes the insightful Benjamin L Newmark, a name familiar to horror aficionados for his portrayal of Kevin in the chilling DBS movie, "The Last Cabin." Their conversation plunges deep into the shadowy realms of horror, igniting a nostalgic journey back to the golden age of the genre – the iconic 1980s.Beans and Benjamin engage in a lively discussion, dissecting the elements that made 80s horror so enduring. They reminisce about the groundbreaking practical effects, the atmospheric tension, and the memorable villains that haunted the nightmares of a generation. Expect them to touch upon seminal films, dissecting what made them so effective and exploring their lasting impact on contemporary horror.Beyond celebrating the classics, the conversation pivots to Benjamin L Newmark's current and future endeavors. Listeners will gain exclusive insights into his experience filming "The Last Cabin," hearing firsthand accounts of the challenges and triumphs of bringing a modern horror story to life. The discussion then takes an intriguing turn as Benjamin unveils his upcoming projects, most notably his surprising role as none other than Abraham Lincoln! This unexpected transition promises a fascinating exploration of an actor's range and the diverse roles that captivate their interest. Beans expertly navigates this shift, prompting Benjamin to share his approach to such a drastically different character and the unique challenges it presents.This episode of Tall Boy Radio offers a rich tapestry of conversation, seamlessly weaving together a passionate appreciation for classic horror with an exciting glimpse into the evolving career of a talented actor. Whether you're a die-hard horror fan eager to relive the thrills of the 80s or intrigued by the versatility of actors like Benjamin L Newmark, this episode promises to be a compelling and engaging listen. Prepare for insightful analysis, behind-the-scenes anecdotes, and a surprising peek into the future of a performer unafraid to embrace diverse and challenging roles, from battling cabin-dwelling terrors to embodying one of history's most iconic figures.tallboyradio.com

Markets are mixed in Asia, but earnings are anything but flat. Hosted by Michelle Martin with Ryan Huang, we unpack OCBC’s Q1 results and how it stacks up against DBS and UOB. Far East Orchard doubles its profits, ST Engineering surges 60% YTD, and Auntea Jenny stirs up Hong Kong markets with a 40% debut pop. We dive into a new US-UK trade deal and what it means for global investors. Plus, we play UP or DOWN with Pinterest, Emirates, and Restaurant Brands. Hear more of OCBC, DBS, UOB, ST Engineering, Far East Orchard, Auntea Jenny, Pinterest, Mapletree, Restaurant Brands and Emirates. See omnystudio.com/listener for privacy information.

A surprise jump in Disney+ subscribers, strong earnings from DBS, and new Chinese rate cuts—what’s driving markets today? Hosted by Michelle Martin this solo edition dives into DBS’ record pre-tax profits, Disney’s cruise into Abu Dhabi, and Apple’s AI shock to Alphabet. Plus, U.S.–China tariff tensions simmer ahead of key trade talks. Novo Nordisk rises while WeightWatchers crumbles, and Singapore blue chips show mixed results. Catch all the movers, including DBS, UOB, OCBC, Disney, Alphabet, Apple, Novo Nordisk, Yangzijiang Shipbuilding, Seatrium, Venture Corp, and Frasers Logistics & Commercial Trust. Spot the global signals shaping your investment strategy. See omnystudio.com/listener for privacy information.

To subscribe to our podcast and YouTube channel visit: https://www.youtube.com/@davisphinneyfdn/podcasts In this episode, we share excerpts from the Q and A portion of our April 2025 Living with Parkinson's Meetup, featuring audience questions about dancing and keeping rhythm even when it gets harder, managing REM sleep disorder, and deep brain stimulation (DBS). For more information about the Davis Phinney Foundation visit: https://dpf.org. Season 6 Episode 8

Level up your IDP game! We're revealing our 2025 Top "Second-Level" NFL Defensive Back rankings for fantasy football, providing in-depth NFL IDP analysis to help you make crucial draft decisions. Which elite safeties and shutdown cornerbacks are essential for building a championship-caliber IDP roster? Discover potential sleepers and avoid draft busts with our expert 2025 fantasy football IDP rankings for defensive backs. Find out and get ready for your drafts! - Best DB Fantasy Football IDP Rankings: Second-Level Stud Tiers!

Tan Su Shan's story is more than a career trajectory; it's a masterclass in resilience, reinvention, and redefining what it means to lead. In this special and intimate conversation during Love, Bonito's IWD event, Su Shan, now the CEO of DBS, reflects on her journey from intern to the top of one of Asia's most influential banks.She opens up about the moments of self-doubt, the lessons learned from “demotions,” and how she learned to command a room without changing who she is. From cultivating clarity and conviction, to breaking through the “sticky floor” that holds many women back, Su Shan shares powerful truths about ambition, presence, and the price of leadership.Whether you're a rising leader, a seasoned professional, or simply navigating what it means to take up space in your own life, this conversation is filled with wisdom, warmth, and actionable insight.00:00 Introduction00:38 From Intern to CEO: Su Shan's Early Days at DBS02:04 When a “Demotion” Becomes a Turning Point07:16 Facing Self-Doubt and Leading Through Discomfort08:57 Learning to Command the Room with Confidence12:02 Grounding Leadership in Customer-Centricity14:08 How “WRECKOON” Shaped Her Perspective as a Leader15:41 The One Leadership Skill That Will Define the Next Decade17:57 The Best Investments Su Shan Has Made in Life19:28 Q&A: Building Clarity and Communicating with Impact21:07 Q&A: Finding the Right Mentors and Sponsors23:59 Q&A: What It Really Takes to Build Great Teams26:15 Final Reflections: What Leadership Means TodayFollow Rachel here: https://www.instagram.com/ms_rach/Follow Su Shan here: linkedin.com/in/tan-su-shan-50296732

Elektriciteit stroomt door ons lichaam. Elke beweging, emotie en beslissing wordt aangestuurd door elektrische impulsen in de hersenen.  Luigi Galvani en zijn vrouw Lucia Galeazzi ontdekten samen voor het eerst elektriciteit vanuit het lichaam. We maken een sprong naar 250 jaar later. "Veel mensen realiseren zich niet dat het lichaam alleen maar kan werken dankzij elektriciteit,” zegt Damiaan Denys, filosoof en hoogleraar psychiatrie aan het Amsterdam UMC. Maar wat doet die stroom eigenlijk met ons? En kunnen we die inzetten in ons voordeel? In deze Focus aflevering duiken we diep in het brein: ⚡Damiaan Denys (https://www.damiaandenys.com/) onderzoekt Deep Brain Stimulation (DBS) en laat zien hoe gecontroleerde elektrische stroompjes gedrag kunnen beïnvloeden en zelfs depressie kunnen verlichten. “In tegenstelling tot andere therapieën, zag je mensen eigenlijk in een milliseconde verbeteren.”

Level up your IDP game! We're revealing our 2025 Top 18 Defensive Back rankings for fantasy football, providing in-depth analysis to help you make crucial draft decisions. Which elite safeties and shutdown cornerbacks are essential for building a championship-caliber IDP roster? Discover potential sleepers and avoid draft busts with our expert 2025 fantasy football IDP rankings for defensive backs. Find out and get ready for your drafts! - 2025 Top 18 HOT DYNASTY Defensive Back Fantasy Football IDP Rankings!

Cover1's Anthony Prohaska joins us to talk through Buffalo's newest crop of rookies - athletic shakeup across the board for DBs, DL picks not quite who some wanted, Bills fans needing to delete old Tweets & more!

This week we devote an episode of the MMQ&A to pensions of all flavours, answering questions on public sector schemes, partial transfers, fund choices and much more! Shownotes: https://meaningfulmoney.tv/QA12    00:52  Question 1 Hi Chaps! I only recently got into podcasts and am frantically trying to listen to as many pension ones as I can. Yours are the most useful I've come across and now I can't stop listening to them all! A small question I hope you can clarify for me please: I am 48 and a few years away from possibly an early retirement (hopefully 58) but trying to plan ahead. I have both a DB pension through work (NHS) and a personal Vanguard SIPP pension I also add to monthly and am of the understanding that you can take 25% tax free (up to the set limit) from your pensions overall and therefore my question is- could I take all the 25% tax free amount from my SIPP and leave the rest of my SIPP and all my DB pension pot to pay me a pension from. In example (arbitrary figures): my DB and SIPP are each worth £100000, totalling £200000. Therefore, under current rules, could I take £50000 tax free from the SIPP (the overall 25%) and the other £100000 in DB and £50000 left in my SIPP to pay me a pension monthly. Or is this not possible at all as they are different schemes, ie DB and DC? Many thanks Jon, from Norfolk   05:30  Question 2 Hi Guys, Firstly, a massive thank you for all the information you provide, it really has completely transformed my personal finances. I still have a long way to go until retirement (I've just turned 30) but thanks to you, I'm confident it won't have to be the state pension age! My question is – I work in Local Government and, whilst the salary is distinctly average (37k) it does come with the benefit of a DB pension scheme. I'm now considering making some additional contributions but there are two options available and I'm struggling to find any useful information online… – Make AVCs into what I understand to be a separate pension scheme more akin to a DC pension – Make APCs whereby I effectively buy more DB pension. It works out at approx an additional £10 guaranteed yearly income for every £80 (£100 if including tax relief) I contribute. In my head, this sounds good as long as I make it 10 years into retirement! Is there an obvious answer to this question? Only obvious downside to the DB option is, if I were to pass away before retirement, the additional pension is effectively lost and not paid to my next of kin! But then again, I don't intend to go anywhere anytime soon! Any thoughts appreciated and thanks again! Jack   12:03  Question 3 I have a question relating to the upcoming change in minimum pension age and how it affects those of us in the 55 bracket before the 6 April 2028 change.  I don't know if there is any clarity from government yet but if I am 55 in September 2027 and take a PCLS 25% tax free from an AVC DC running alongside my DB pension scheme, then want to retire fully and start taking the DB in September 2028 when I am 56 is that possible? There seems to be a grey area about what happens after the April 2028 cut off to those of us in this age range. It doesn't even appear clear if someone taking early retirement at 55 would then stop being eligible for monthly payments after April 2028 until they were 57. So they think they have retired fully, then when April comes around their payments stop! Appreciate that sounds a dramatic scenario but I haven't been able to find anything comprehensive on it so hope you can help. I also have a question on DBs with AVCs which might be useful for others. If I have a DB pension valued at £300k and saved £75k in AVCs over the years, can I take the full £75k at 55/57 without it a) affecting the DB monthly amount which can be taken from age 60 in my case, and b) without it being classed as a pension event, so I can continue to contribute over £10k a year into a DC scheme as I plan to continue working until 60. Appreciate they are specific to me but thought there must be others in a similar position. Sorry for more long questions. Thanks for all the great podcasts, look forward to the next. Thanks, Don 19:34  Question 4 Hi Pete! Hi Rog! I've been a long time listener to your dulcet tones and concise advise for a long time and love what you guys do, so please keep doing it! Another pension Question I'm afraid! A while ago I consolidated a few old workplace pensions in to a SIPP, but I still have my current workplace DC pension ticking away. Its not great, being the bare legal minimum (2.5% contribution from my employer) and the fees seem higher than they should be. If I close that pension and transfer to my better performing and cheaper SIPP, I effectively opt-out of the employer contributions scheme. My question is what should I do to be most efficient with my pensions to ensure I am getting the benefit of employer contributions without paying over the odds for an underperforming scheme? I'm 34, and (thanks in no small part to you) feel somewhat on top of my finances. We have an almost balanced budget, regular savings (both short and longer term) in tax efficient wrappers and only a smidge of interest free debt all under control. My SIPP is knocking on for £50k, my DC around £18k. Thanks again Tom 26:49  Question 5 Hi guys Thank you for the advice from your book, podcasts and videos. They encouraged me be brave enough to open a Stocks and Shares ISA, to begin my investing journey. They also encouraged me consider income protection, which I now have. My question is about Additional Voluntary Contributions, compared with a SIPP. I am fortunate to be part a Local Government, Defined Benefit Scheme. I would like to contribute more to my retirement savings, each month a third into a pension and two thirds into a S&S ISA. My pension gives me the option of buying additional pension, however the rates are not very competitive. I make AVC to a third party provider. I have also started a SIPP. This has lower fees and better customer service, then the AVC provider. Something I can't quite understand. What are the benefits of making a AVC, which deducts my contribution pre-tax compared with making a contribution to a SIPP and claiming the tax back? I am a higher rate tax payer. My employer does not offer employer match or salary sacrifice. Thanks for all the help. Rob 29:45  Question 6 Hi question for your podcast if you'd be so kind. My question is about salary sacrifice and its effect on relevant earnings for the annual allowance. I'll use some figures to illustrate and for simplicity assume tax relief and employer's contributions are included in the amounts going into the scheme. I have my employers scheme and a separate SIPP. My income comes from employment and rents from property. I generally put anything I can from the property into the SIPP and sacrifice as much as I can into AVCs in my company pension to benefit from Sal sac. Scenario; my salary before tax is £60000. If I where to sacrifice £500 per month under and electric car scheme and £1500 per month into my pension (combination of pension contributions and AVCs) that would be a total of 24000 sacrificed from 60000 leaving me with a pre tax wage of £36000 and £18000 in my pension pot for the year. My question is what is now left of my annual allowance. Are my relevant earnings now only £36000 and therefore the £18000 already sacrificed come off the £36000 or do I have the £36000 left? Or something else? What would be the amount of money that I could put into my SIPP from my income from property and not break the annual allowance. I hope this makes sense. For ease assume previous years are full in respect to carry forward. Thank you both! Love the podcast! John. 32:30  Question 7 Love the show. Listen whenever I get a chance. I know you've covered investments, savings, pensions etc, but I'm after some advice. To keep it short as requested last week, I've been a public sector worker for 10 years now and have not paid into a pension scheme due to personal financial issues. I got promoted 3 years ago and am now in a much better financial position. I have still got 25 years service until I can retire, but am concerned I've missed out on a a large contribution for the pension scheme. Would I be better opting into the pension or looking at other alternative such as S&S index, ISA, etc? I do intend to promote a few more times before retirement so pension contributions/investments will increase with income. Looking forward to your advice. Regards, Raph

Asia-Pacific markets kick off the week on a positive note, but where is momentum strongest? Hosted by Michelle Martin with Ryan Huang, today’s show dives into Hongkong Land’s $1 billion property sale, Keppel Infrastructure Trust and Mapletree Logistics Trust's latest calls from DBS, and Wall Street’s Big Tech surge led by Meta, Microsoft, Apple, and Amazon. We also spotlight corporate movers like BYD, Tencent Music, and Yangzijiang Financial.Plus — the STI’s weekly performance, coconut prices spiking, and why vampires are conquering the box office once again.See omnystudio.com/listener for privacy information.

The Texas-to-Tempe movement is running stronger than ever these days, and one of the first additions from that pipeline has played a significant role in Arizona State's resurgence. Keith Abney flashed his potential as a true freshman during ASU's difficult 2023 season, and he went on to earn a starting job heading into 2024. Pairing with fellow starter Javan Robinson, the pair helped the Sun Devil defense lockdown opponents on the way to the Big 12 title. With a strong spring showing, Abney appears poised to level up his game once again in 2025. On this episode, Keith and I discuss the art of playing corner, his growth over his time in Tempe, young DBs to watch, and more.

Rob Cao highlights 16 under-the-radar and high-touted prospects in the 2025 NFL Draft — from future first-rounders like Kelvin Banks Jr. to Day 3 sleepers like Cobee Bryant. Get ready for all three days of the draft with expert insight on offensive linemen, DBs, and more.Timestamps: Intro – 0:05–0:47 Defensive Tackles: Alfred Collins (Texas) – 0:59–5:16 T.J. Sanders (South Carolina) – 5:17–7:28 Defensive End: Shemar Stewart (Pace/Texas A&M) – 7:35–10:09 Offensive Line: Charles Grant (William & Mary) – 10:55–16:10 Grey Zabel (North Dakota State) – 16:10–21:01 Kelvin Banks Jr. (Texas) – 21:02–24:28 Armand Membou (Mizzou) – 24:29–26:11 Trey Wedig (Indiana) / Josh Simmons (Ohio State) – 26:12–28:22 Willie Lampkin (UNC) – 28:24–31:08 Jalen Rivers (Miami) – 31:09–33:12 Cornerbacks: Will Johnson (Michigan) – 34:08–36:56 Jahdae Barron (Texas) – 36:57–39:00 Jaylin Smith (USC) – 39:37–40:46 Cobee Bryant (Kansas) – 40:47–42:15 Wideout: Xavier Restrepo (Miami) – 42:42–44:09 Outro – 44:10–44:48 Follow Us On Social Media: IG & TikTok – @theflame_es Host: Rob Cao

Solomon Wilcots stopped by on NFL Draft eve and reminisced about his time spent in Kentucky. Were they fond memories or brutal Georgetown training camp memories? He discussed how the Bengals may approach the upcoming draft. He also got in depth about the techniques DBs use when trying to defend wide receivers. Got a lot done in this short episode. Follow and subscribe!

Matt Williamson and I discuss a fairly thin pool of talent at the defensive back position, a narrow scope where the Steelers may draft DBs, and how some free agent moves from the Steelers have mitigated the need to swim in those waters during this year's NFL selection process. Learn more about your ad choices. Visit megaphone.fm/adchoices

Which is outperforming in Singapore’s markets — a billion-dollar real estate giant or a humble pawn broker? Hosted by Michelle Martin with Ryan Huang, today’s Market View tracks the surprising rise of ValueMax over OUE, unpacks insider buys from top executives, and highlights blue chip buybacks from UOB, DBS, OCBC, Seatrium, and Yangzijiang Shipbuilding. We assess how US-China trade tensions could impact marine and aviation stocks, from Boeing’s Zhoushan withdrawal to port tariffs. Consumer ETFs, regional banks like Zions and Comerica, and defense giants like Lockheed Martin are also in focus.See omnystudio.com/listener for privacy information.

Despite prepping for a playoff run, Ohio State made major roster moves in the first transfer window — and more are coming. The Buckeyes already added key transfers like RB CJ Donaldson and OT Ethan Onianwa, but with major losses on both sides of the ball, gaps remain.

Join us at the 2025 National Disciple Making Forum: https://discipleship.org/national-disciple-making-forum/  Check out Discipleship.org for resources on disciple-making: https://discipleship.org/resources/  Today's episode will talk about scripture as the core of disciple-making by showing how simple obedience to God's Word—guided by the Holy Spirit—can transform lives and communities. Stay Informed - Get our newsletter: http://eepurl.com/hPViAr Disciple Maker's Podcast: The Power of Scripture in Disciple Making Join us on the Disciple Maker's Podcast as we dive into the sixth principle of disciple making: making Scripture the central curriculum. Hosts Jason Ishmael and Josh Howard explore the significance of using the Bible as the primary source for disciple making, highlighting the transformative power of reading, studying, and obeying God's word. They discuss the simplicity and effectiveness of Discovery Bible Study, a method used globally to facilitate deeper understanding and application of Scripture. Packed with practical insights and heartfelt discussions, this episode challenges listeners to reassess the role of the Bible in their lives and ministries. Don't miss this deep dive into how Scripture can be a game changer in disciple making movements worldwide. Get Discipleship.org's premium Podcast Feed: https://disciplemakerspodcast.supercast.com/  Key Takeaways  00:00 Welcome to the Disciple Maker's Podcast 01:09 Introduction to the 10 Principles of Disciple Making 01:31 Scripture as the Core Curriculum 02:44 The Power and Authority of Scripture 03:29 Challenges in Modern Disciple Making 04:26 The Importance of Obedience to Scripture 05:19 Practical Applications in Disciple Making 07:15 Reevaluating the Role of Scripture 07:48 Personal Reflections and Experiences 15:52 The Goal of Discipleship 16:29 Introduction to Jim Dugan and Hacksaw 16:41 Understanding the Text in First Corinthians 17:08 The Power of Insight and the Holy Spirit 19:35 Discovery Bible Study: A Simple and Effective Tool 21:48 The Four Key Questions of Discovery Bible Study 23:45 Global Impact and Importance of Scripture 26:34 Final Thoughts and Encouragement Check out our Blogs: https://discipleship.org/blog/  See Below for a longer description: In this episode, Josh and Jason dig into the sixth key principle of disciple-making: using scripture as the primary curriculum. They argue that the Bible, guided by the Holy Spirit, is all we need to make disciples—and that real transformation happens when we don't just study it, but actually obey it. Scripture as the Curriculum: They challenge the idea that extra curriculum is necessary. Josh makes it clear: disciple-making movements around the world stick to scripture, and it works—because the Spirit is the true teacher. Misuse and Misunderstanding: Jason calls out how people often twist scripture to back up their own opinions, rather than letting it speak for itself. He warns against treating the Bible like a suggestion box, a habit influenced by overly rational approaches from past centuries. Obedience Matters: Reading the Bible isn't the goal—living it out is. The hosts point to Jesus' parable of the wise and foolish builders as a reminder that hearing without doing leads nowhere. Keeping It Simple: Jason shares a story about leading a study in Colossians where he got caught up in sounding smart, but realized deep insights didn't lead to actual discipleship. Sometimes, less is more. Discovery Bible Study (DBS): They're big fans of DBS—a simple, powerful tool used globally. Four questions guide the study: What does this teach us about God? What does it teach us about people? How can we obey it? Who can we share it with? Practical Steps: The guys offer ideas for churches and individuals to make scripture central again—like doing regular, communal scripture studies using the DBS method. A Global Perspective: Josh wraps up with stories of believers around the world who cling to scripture despite persecution. He challenges listeners to take the Word seriously—and live it out. Resources: They close by pointing listeners to discipleship.org for tools and resources to help build scripture-centered discipleship practices.

Deep Brain Stimulation (DBS) is a ground-breaking technique that uses electrical impulses to treat conditions like epilepsy and depression through electrodes implanted in the brain. In this episode we are joined by Dr. Saurabh Sonkusare to learn about how DBS works and how it can be used in psychiatry and research. Ava and Beth discuss how DBS research findings may have implications for philosophical ideas of the self.

Jay and Mark are joined by Niall McGowan from the BatMinute podcast  (@BatMinute on X) to discuss  "Crack in the Window," the 13th chapter of Deep Blue Sea. In this episode, they also talk about surprising celebrity golfers, Batman directors directing DBS, and stop-motion sharks. Enjoy!

Derrick Bell and Zachary Smith discuss all things Pittsburgh Steelers. On today's episode, we discuss what to make of the team showing interest in early round DBs & WRs. Could this mean anything for the likes of George Pickens, Minkah Fitzpatrick and DeShon Elliott? Who is the QB we think is most likely to become a franchise QB that isn't named Cam Ward? Who are our ideal picks at #21? Who are some WRs to keep an eye on during each day of the draft? Let's go for another Steelers Afternoon Drive and discuss all this and more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Grant's feeling a bit more hopeful about the 2025 season lately, while Lee talks about having reasonable hope compared to blind hope. Nevertheless the vibes coming out of spring ball have been pretty good, particularly surrounding the WRs. Grant says it's reasonable to be excited about many parts of the roster, but there are 3-4 position groups with serious questions (2:05). We watched practice video of pass catchers taking on DBs in 1-on-1s and we've got a lot of thoughts. Probably the most we've talked about the tight ends in a long time (18:20). We also got 1-on-1s of the O-Line taking on the D-Line. Several practice thoughts commence. It seems reasonable to expect David Stone to make a jump based on the evidence on hand (37:35). It appears Lee's conspiracy theory about Gentry Williams was wrong (50:05). Brent Venables appeared with Josh Pate in a recent interview. Lee has many thoughts-- most of them negative, but we did learn at least a couple of things (53:40). Trae Young is now the assistant GM for men's basketball, but what does that mean? Rants about players transferring all the time (1:10:20). Lamenting the death of the traditional spring game (1:19:30). | Like the show on Facebook: @westofeverest | Follow Grant on Twitter: @GrantBenson25 | Follow Lee on Twitter: @LeeBensonTweets

After more than a decade of living with the effects of Parkinson's Disease, Ana found something that finally made a real difference. In this episode of Baptist HealthTalk, she shares with us how deep brain stimulation helped her regain movement, confidence and control over her daily life. From not being able to brush her teeth to riding her bike and playing hours of pickleball, Ana's story shows what's possible with the right treatment — and the right mindset. Ana sits down with Dr. Sporrer, the neurosurgeon who changed her life, to tell us more about this life-changing procedure and how it's giving new hope to people living with Parkinson's. Host: Willard Shepard, Award-Winning JournalistGuests:Justin Sporrer, M.D., Neurosurgeon and Director of Functional Neurosurgery at Baptist Health Miami Neuroscience InstituteAna Velasco, Parkinson's Patient

The US will impose tariffs of 25 per cent on imports of foreign-made autos and Piyush Gupta will step down after 16 years as chief executive at Singapore's DBS bank. UK inflation unexpectedly fell to 2.8 per cent in February, and Rolls-Royce has seen its share price skyrocket since 2023, in large part due to chief executive Tufan Erginbilgiç. Mentioned in this podcast:Donald Trump to impose 25% tariff on US auto importsDBS and Jack Ma: how a meeting helped change the history of Singapore's biggest bankTurning round Rolls-Royce: ‘If you don't score quickly, you lose people'UK inflation slows more than expected to 2.8% The FT News Briefing is produced by Fiona Symon, Sonja Hutson, Kasia Broussalian, Ethan Plotkin, Lulu Smyth, and Marc Filippino. Additional help from Breen Turner, Sam Giovinco, Peter Barber, Michael Lello, David da Silva and Gavin Kallmann. Our engineer is Joseph Salcedo. Topher Forhecz is the FT's executive producer. The FT's global head of audio is Cheryl Brumley. The show's theme song is by Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Some of my favorite episodes are when we hear personal stories from people on the same journey as us. Every story is different but all of them can help us find our way, learn from each other and get motivated to live your best life. On today's episode, I have a conversation with Lisa Volenec. She was diagnosed as young onset PD which is defined as diagnosed at age of less than 50. It is estimated that only about 10% of the PD population is diagnosed with young onset. However, we know this is growing due to many factors including pesticides and our diets. This is a growing concern for health policy and community support organizations. Lisa represents this demographic. Still working at a TV station and under a lot of stress, you'll hear how she navigated her disease and employment over the years. How she came to a place where she decided to "own her truth." She will also open up about the decision to have DBS surgery and the outcomes from that. https://www.dbsandme.com/en.html https://www.michaeljfox.org/news/early-onset-parkinsons-disease https://www.3newsnow.com/rebound/positively-the-heartland/stunned-by-an-early-onset-parkinsons-diagnosis-omaha-woman-now-finds-purpose  

Mike Schopp and The Bulldog talk to Sal Capaccio about his latest state of the Bills article talking about the Linebackers and DBS

Previewing the DBs and TEs at the Combine before they workout. Learn more about your ad choices. Visit megaphone.fm/adchoices

Day 3 at the NFL Combine featured a run of NFL Insiders joining the CHGO Bears Podcast! Jonathan Jones of CBS Sports, Benjamin Albright of KOA Denver and Mike Florio of Pro Football Talk all jumped on and gave us the latest on the rumblings in Indianapolis! Also, the DBs had a chance to speak to the media today but who did the Bears speak to? Find all that out and more on an NFL Insider Edition of the CHGO Bears Podcast!

From the BBC World Service: The biggest bank in Southeast Asia, DBS in Singapore, says it’ll cut 4,000 jobs over the next three years as AI takes on more work. Then, the European Union proposed a Ukrainina critical minerals partnership, which comes as President Trump is pushing Kyiv for a sweeping deal with the U.S. And in the U.K., farmers are urging a government re-think over plans for a new estates tax.

From the BBC World Service: The biggest bank in Southeast Asia, DBS in Singapore, says it’ll cut 4,000 jobs over the next three years as AI takes on more work. Then, the European Union proposed a Ukrainina critical minerals partnership, which comes as President Trump is pushing Kyiv for a sweeping deal with the U.S. And in the U.K., farmers are urging a government re-think over plans for a new estates tax.

Singapore's biggest bank says it expects to cut 4,000 roles over the next three years because of AI. DBS bank expects AI to take on more roles carried out by humans.In Bahrain, the international ratings agency Fitch has downgraded its outlook for the country to "negative".And Gideon Long hears about how Pakistan and Bangladesh have started direct government-to-government trade. He speaks to the Chairman of Pakistan's Rice Exporters Association.

ITB hosts Adam Caplan and Geoff Mosher finish their week-long series on contract details, focusing on DBs for the final segment. They also give intel on the new OC hire. #jalenhurts #jalencarter #philadelphiaeagles #flyeaglesfly #saquonbarkley Timestamps0:00 – 3:20 Intro3:20 – 19:36 Kevin Patullo Promotion19:36 – 28:50 Eagles CB Contracts28:50 – 43:28 Safety ContractsSUBSCRIBE TO OUR PATREON CHANNEL FOR EXCLUSIVE, BONUS CONTENT: https://www.patreon.com/insidethebirds► Sign up for our newsletter! • Visit http://eepurl.com/hZU4_n► Sky Motor Cars • Visit https://www.skymotorcars.com and tell them Adam and Geoff sent you!► Stretch Zone • Visit https://www.stretchzone.com and get 10% off your first month of membershipFollow the Hosts!► Follow our Podcast on Twitter: https://twitter.com/InsideBirds► Follow Geoff Mosher on Twitter: https://twitter.com/geoffpmosher► Follow Adam Caplan on Twitter: https://twitter.com/caplannflHow to access our FULL Podcast:APPLE: https://podcasts.apple.com/us/...SPREAKER: https://www.spreaker.com/user/...NFL insider veterans take an in-depth look that no other show can offer! Be sure to subscribe to stay up to date with the latest news, rumors, and discussions.For more, be sure to check out our official website: https://www.insidethebirds.com.