Podcasts about financial anxiety solution

On this week's “Wellness Wednesday,” we're looking at the fostering a healthy relationship with money. Lindsay Bryan-Podvin is a financial therapist, the founder of Mind Money Balance, and the author of “The Financial Anxiety Solution.” She breaks down our emotional connection to money, the importance of understanding one's early money messages, and overcoming negative money beliefs. See omnystudio.com/listener for privacy information.

After seeing some of Lindsay's work through a friend, we knew we needed to have her on our podcast. Lindsay Bryan Podvin is a licensed social worker turned financial therapist, and the first of her kind in Michigan! As a financial therapist, Lindsay's job is to look at the emotional side of money and help others with their mind/money connection.Money is a hot topic whether you're single, partnered, or married. Sometimes we think we are doing worse financially than we really are. Lindsay's work with individuals and with community groups has shown that you may not be as bad off as you think! It's important that we understand our emotions behind money and understand things like why it may be hard to stick to a budget and why we feel the way we do about money. And it's people like Lindsay that can help you figure that out!If you have a partner, discuss and get clear on what your financial goals are as a couple. And if one partner makes more than the other, it's important to have a game plan on how your finances will be shared. Making sure that you are being transparent about your debts, salary, and spending habits is part of financial fidelity. Lindsay touches on other trending topics like “loud budgeting”, 9 financial goals for couples in their 30s and 40s, her financial type quiz and book titled “The Financial Anxiety Solution”, and even gives us a mini therapy session! You won't want to miss today's episode, and you'll probably want to pass this along to your partner too! Links & Resources:Enroll in the HERself Self-Care CourseFollow Lindsay Bryan Podvin on InstagramLindsay's WebsiteListen to Lindsay's Podcast: Mind Money BalancePurchase Lindsay's Book; The Financial Anxiety SolutionLindsay's What's Your Financial Archetype Quiz LMNT; drinkLMNT.com/HERSELF free sample pack with purchase20% off at Vuori Clothing: https://vuoriclothing.com/herself Goodwipes: code ‘HERself' on Amazon for 25% off your purchase of GoodwipesLet's connect!HERSELF PATREON: https://www.patreon.com/herselfpodcastHERSELF INSTAGRAM: http://instagram.com/herselfpodcastMEET AMY: http://instagram.com/ameskieferMEET ABBY: http://instagram.com/abbyrosegreen

We talk to Financial Therapist, Lindsay Bryan-Podvin, about why our psychological relationship with money can be so complicated. Lindsay unpacks the relationship between our finances and our minds, from resetting core beliefs, to understanding what underpins unhealthy spending behaviours. She sets Gwen and Kate the challenge to better understand the different emotions associated with their finances, from pay day to that take away coffee that you just can't live without... or can you.  Lindsey holds a Masters in social work, and is trained in financial therapy and financial social work. You can find out more about  her work (plus take the free quiz) at: https://www.mindmoneybalance.com/Check out her book, The Financial Anxiety Solution, hereThis interview is not intended to provide financial support in times of crisis. However do please check out the following UK organisations that provide advice and support:The Money CharityTurn 2 UsCitizens AdviceThank you to our team:Music - Andrew GrimesArtwork - Erica Frances GeorgeIf you enjoy the podcast, please subscribe, share with your friends and leave a review. It takes less than 60 seconds and it really makes a difference in helping to convince hard-to-get guests. Thank you!Join the RUMP Club! Support the team and access exclusive content from as little as £3 p/month at: https://www.patreon.com/rightupmypodcastOr, if you'd like to make a one-off donation, you can buy us a virtual coffee: https://www.buymeacoffee.com/rightupmySupport the showInstagram: https://www.instagram.com/rightupmy/Facebook: https://www.facebook.com/profile.php?id=61552599655093TikTok: https://www.tiktok.com/@rightupmypodcast

​​The Childfree Wealth Podcast, hosted by Bri Conn and Dr. Jay Zigmont, CFP®, is a financial and lifestyle podcast that explores the unique perspectives and concerns of childfree individuals and couples. In this episode, Dr. Jay talks with Lindsay Bryan-Podvin of Mind Money Balance.She is a financial therapist in Michigan, author of The Financial Anxiety Solution, & creator of the brand, Mind Money Balance. She explores the emotional side of money, tackling anxiety, guilt, and the pursuit of happiness through increased income. Lindsey offers practical strategies for navigating financial survivor guilt without resorting to transactional solutions, especially for childfree individuals challenging societal norms. Toward the end, Dr. Jay asks the question so many childfree people get, “What if you regret it?”Connect with Lindsay:Mind Money Balance WebsiteInstagram (@mindmoneybalance)YouTube (Mind Money Balance) The Financial Anxiety Solution workbookWhat's Your Financial Archetype Free QuizOther Resources:Childfree Wealth Podcast Ep. 46: Unpacking Money GuiltPrevalence and characteristics of childfree adults in MichiganDesire for Children Still Norm in U.S.Do people actually regret not having children? Possibly notA fifth of German parents regret parenthoodI should not have had a child: Development and validation of the Parenthood Regret ScaleLike the show? Leave us a rating & review. If you want to join the conversation, email us at podcast@childfreewealth.com, follow Childfree Wealth on social media, or visit our website www.childfreewealth.com!Stay up to date with Childfree Wealth by signing up for our newsletter here! If you're looking for financial help, we offer three services. Join our free 8 No-Baby Steps course to work through your finances on your own. Looking to manage your finances on your own? Enroll in Childfree Wealth Academy for $50 per month. For one-on-one planning, schedule a free consultation call.Instagram | Facebook | LinkedInDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

How often do you think about money and for bonus points, what are those thoughts? The truth is, we all have financial anxiety. But if you are spinning in anxious money thoughts and unsure how to get out of that loop, this episode is for you. As Lindsay Bryan-Podvin, a biracial financial therapist and wellness expert and author of the book “The Financial Anxiety Solution” says, “Anxiety is a normal and healthy stress response that all humans have - if their nervous system is working appropriately and it might come along with some physical symptoms - sweaty palms, heart racing, etc..” The goal isn't to never feel anxiety around money because that just isn't possible. The goal is to have a normal and healthy anxiety response - and one that you can move through. So, how do you get there? In this episode, Lindsay shares the role your childhood, particularly 0-age 8, might play in those anxious thoughts, how money anxiety impacts your daily life, some great exercises to move through those anxious thoughts, and how understanding your money personality will help you play to your money strengths. Links The Financial Anxiety Solution book Lindsay's website Mind Money Balance podcast Timestamps [00:00:22] The influence of childhood on money beliefs. [00:06:09] Zero to eight years old. [00:07:32] Lack of conversation around money. [00:10:59] Financial anxiety and money stories. [00:15:00] The meaning of anxiety. [00:22:26] Extreme financial anxiety moments. [00:27:49] Practicing coping skills without stress. [00:30:42] Financial privilege and shame. [00:33:10] Money scripts and personality. [00:36:03] Blissfully ignorant and money. [00:39:13] Empowered use of money. [00:45:58] Normalizing money anxiety. [00:46:24] Financial Anxiety Solution. SPONSORS Thanks to Factor for sponsoring the show. Head to www.factormeals.com/etm50 and use code ETM50 to get 50% off. Thanks to NetSuite for sponsoring the show. Download NetSuite's popular KPI Checklist for free at www.netsuite.com/etm.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to AirDoctor for sponsoring the show. Head to www.airdoctorpro.com and use promo code ETM, and depending on the model, you'll receive UP TO 39% off or UP TO $300 off. How To Connect with Shannah: Join the Everyone's Talkin' Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Learn more about your ad choices. Visit megaphone.fm/adchoices

For my final season, I'm focused on delivering the best of the best. The best of what I've learned over the past 9 years of podcasting, guests, topics, and more. This month, I'm focused on the foundation and fundamentals of money and our relationship with it.  Joining me today Lindsay Bryan-Podvin a financial therapist and author of the book The Financial Anxiety Solution. Lindsay returns to the show to share more about how people can establish a healthy money mindset around finances as well as tools that can help people who struggle with the anxiety they  For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode495-money-mindset

I thoroughly enjoyed training to be a therapist, and couldn't wait to start a practice of my own. But once I became qualified, I realised how uncomfortable it felt to do the marketing necessary to attract clients. How could I promote myself whilst staying within personal disclosure boundaries?How could I be visible without it compromising my client work?And now that my business is all about helping other therapists to grow their practice, I am aware of them going through exactly the same difficulties.So today, I chat with Lindsey Bryan-Podvin about these conflicts that arise and we talk about how therapy training can hold you back as a private practitioner - and what you can do to market yourself effectively while not crossing any ethical boundaries. In this episode, we cover:How our training as therapists makes it difficult to trust ourselves How our training makes it hard to feel comfortable marketing ourselvesTips to cultivate self-trust in and out of the therapy roomHow a niche (and my seedling niche) can help attract the kind of clients and issues that you feel passionately aboutWhat you can do to market yourself effectively while not crossing any ethical boundaries.How to be visible without compromising your client workThe importance of the Therapeutic AllianceI hope this opens up an area to explore, because the more comfortable you are with marketing, the more successful that marketing will be. About Lindsay Bryan-PodvinLindsay Bryan-Podvin (she/her) is a biracial financial therapist and wellness expert, speaker, and author of the book "The Financial Anxiety Solution." She's a practising LMSW since 2012, and she uses a shame-free approach to help people get their minds and money in balance by focusing on the intersection of money and mental health. While financial literacy is important, she champions the belief that money is rooted in emotions and impacted by the systems around us. She has a degree in sociology and a Master's in Social Work with certificates in Financial Social Work and Financial Therapy. She lives with her partner and their dog on the occupied land of the Anishinaabe also known as Michigan.So go say hi to her on Instagram HERELinks:Listen to our previous podcast episode 103 How to cope with financial anxiety, with Lindsay Bryan-Podvin Episode 37: How having a niche diversified my business, with guest expert Sarah DosanjhAnd if you need some extra help attracting clients and marketing your practice, check out the Grow Your Private Practice membership and see how it will help you.

In this episode of Weird Finance, Paco talks to Lindsay Bryan-Podvin about her journey in becoming a financial therapist, healthy and unhealthy ways of dealing with financial anxiety, the four money personas, and how to know when it's time to seek financial therapy. Lindsay Bryan-Podvin (@mindmoneybalance) is a biracial financial wellness expert, speaker, and author of "The Financial Anxiety Solution." A practicing social worker since 2012, she uses a shame-free approach to help people get their minds and money in balance by focusing on the intersection of money and mental health using financial therapy. While financial literacy is important, she champions the belief that money is rooted in emotions and impacted by the systems around us. She has a degree in sociology and a Master's in Social Work with certificates in Financial Social Work and Financial Therapy. She lives with her partner and their dog on the occupied land of the Fox, Peoria, and Potawatomi peoples, also known as Michigan. This episode also features a segment called Ask Paco Anything. Thank you to our anonymous caller for their question about joint finances. If you'd like to ask a question, call our hotline at 833-ASK-PACO or email your question to weirdfinancepod@gmail.com. A special thanks to the talented and generous Ramsey Yount, for producing, editing, and sound designing this episode.  Thank you to Jenna Parker and Gabe Sena for lending us their voices for our special PSA. The theme music was written and performed by Andrew Parker, Jenna Parker, and Paco de Leon. Please enjoy!See omnystudio.com/listener for privacy information.

In this episode, I bring back financial therapist Lindsay Bryan-Podvin. Lindsay is a biracial financial wellness expert, speaker, and author of the book "The Financial Anxiety Solution”. Lindsay uses a shame-free approach to help people get their minds and money in balance by focusing on the intersection of money and mental health using financial therapy.  We dig deep into when do we help people and when do we harm them by giving money, how to know if we are being taken advantage of and what to consider before giving someone money.   “Being an enabler prevents the person from having the natural consequences of their actions.” - Lindsay Bryan-Podvin “When you continue to save people and prevent them from experiencing consequences, it's a way to postpone making a decision” - Melanie Lockert “When we think about enabling, we also think about removing a person's natural ability to learn how to function a bit more independently.” - Lindsay Bryan-Podvin “Financial abuse is the next level, above and beyond just enabling or some dysfunction or some tension. It is really making it so the person cannot financially escape a relationship or situation.” - Lindsay Bryan-Podvin    What You Will Learn From This Episode  ●     The relationship between financial enabling and codependency ●     The difference between financial enabling and financial generosity ●     How enabling can be a part of a dysfunctional dynamic ●     How to set boundaries when you're from a culture that expects you to support your parents ●     How to set boundaries/expectations on sending money to your family in another country  ●     What to do if your boundaries are met with anger or resentment ●     When is the appropriate time to help out a loved one and what to do if you're being taken advantage of ●     How can you tell if you're being truly financially generous   About Lindsay Bryan-Podvin: Lindsay Bryan-Podvin (she/her) is a biracial financial wellness expert, speaker, and author of the book "The Financial Anxiety Solution." A practicing social worker since 2012, she uses a shame-free approach to help people get their minds and money in balance by focusing on the intersection of money and mental health using financial therapy. While financial literacy is important, she champions the belief that money is rooted in emotions and impacted by the systems around us. She has a degree in sociology and a Master's in Social Work with certificates in Financial Social Work and Financial Therapy. She lives with her partner and their dog on the occupied land of the Fox, Peoria, and Potawatomi peoples, also known as Michigan.  Resources: *Affiliate link          When Helping Hurts: 5 Recommendations For Planners Financial Enabling Clients          When Parents Can't Say NO: Financial Enabling          To the Limit: Financial Dependency and Enabling          Personal Finance: Family Savings Funds          Inheritance by Race          Migrant Remittances: The Impact of Immigrants Sending Money Back Home          Get Lindsay's session on how to Transform Your Money Mindset          FreeForm          *The Financial Anxiety Solution by Lindsay Bryan-Podvin   Connect with Lindsay:          Website          Instagram          YouTube          Podcast: Mind Money Balance          Pinterest  Connect with Melanie          mentalhealthandwealth.com          melanielockert.com          Instagram          Support the podcast through Ko-Fi: https://ko-fi.com/melanielockert          Buy Melanie's book “Dear Debt”          Contact: mentalhealthandwealthshow@gmail.com     Want more content and support?  Sign up for the Mental Hump Newsletter and get our free Mental Health and Money inventory worksheet. You can sign up at MentalHealthandWealth.com. Also, we host a Mental Health and Wealth Hangout every other Thursday over Zoom at 5 pm PT to chat about all things money and mental health. Join here!  Follow us on Apple Podcast or Libsyn! Love the podcast? Leave a review on iTunes!

There's more to successfully handling your money than just figuring out the financial nuts and bolts. Money has emotional and psychological components to it as well, which is at the core of what our guest today focuses on. We're happy to be joined by Lindsay Bryan-Podvin, who happens to be the first financial therapist in the state of Michigan. She is a social worker-turned-financial therapist. She's also the author of the book, The Financial Anxiety Solution, which is a workbook to help folks stop stressing about money by applying therapy techniques to their relationship with money. We're excited to talk about how having more knowledge may not be the solution to your financial woes, how procrastination and perfectionism are tied at the hip, the value of understanding your financial archetype, how to have productive money conversations with a partner, & much more today!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear' is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It's fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile. Don't be cheap and forego getting a life insurance policy. Compare rates with Policygenius.   During this episode we enjoyed a Mexican Lager by High Cotton Brewing- thanks Ben & Rachael for donating this one to the podcast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money.   Best friends out!See omnystudio.com/listener for privacy information.

Purpose-Driven Work - This week's episode is one of my personal favorites. Lindsay Bryan-Podvin is the founder of Mind Money Balance, the author of "The Financial Anxiety Solution," and the first Financial Therapist in the state of Michigan. We discuss Lindsay's unique (and flexible!) approach to scheduling the weeks of her life, how she got into financial therapy, the importance of keeping your own engine running in order to properly serve others, and other topics. Lindsay is super engaging and insightful - excited to hear what you think of this conversation. If you want to check out your own Money Archetype, check out this quiz Lindsay put together: www.mindmoneybalance.com/quiz. You can also find her on Instagram, TikTok, and YouTube (@MindMoneyBalance). Get ChroniFI - www.chronifi.com

Today, we sit down with Lindsay Bryan-Podvin, social worker, financial therapist, speaker, and author of The Financial Anxiety Solution. Lindsay reflects on how her own lived experience led her to choose financial therapy as a career path.   Listen in as Lindsay shares how she aims to close “the gap in how we talk about money,” highlighting the importance of having regular conversations with those you trust “about how money makes you feel.”   We also discuss the need for more people to be open about sharing their money stories in order to collectively send the message that no one is alone on their financial anxiety journey. Lindsay speaks on where affirmations fall short and why it's much more productive to create neutral-to-positive associations with money.   Finally, Lindsay talks about the often overlooked value of getting in touch with your body in order to create a stronger relationship with money, and why financial planners need to factor emotion and rapport into account when building trust with clients.   Key Topics: What led Lindsay to choose financial therapy as a career path (3:21) Why we need to talk about money (7:58) Giving people the tools to address their own needs (10:31) Seeing your “financial anxiety journey” to the end (12:39) Nipping bad money beliefs in the bud (15:05) Why building a healthy relationship with money involves getting in touch with your body (18:48) Inviting the client on a journey before trying to solve their problem (24:03) “Procrastination is the other side of the coin from perfectionism.” (30:46) Our final takeaways (35:43)   Resources: Where to find Lindsay Bryan-Podvin: Podcast Website Instagram Book       If you like what you've been hearing, we invite you to subscribe on your favorite platform and leave us a review. Tell us what you love about this episode! Or better yet, tell us what you want to hear more of in the future. stephanie@sofiafinancial.com   You can find the transcript and more information about this episode at www.takebackretirement.com.   Follow Stephanie on Twitter, Facebook, YouTube and LinkedIn.  Follow Kevin on Twitter, Facebook, YouTube and LinkedIn.

If you have every struggled with your finances and feel that you have tried every type of budget, watched how to create the best budget on YouTube videos, checked out finance podcasts, but nothing is working. It may be time to talk to a financial therapist. Yes, they exist!  Financial therapy is a great way to gain insight into your financial struggles and learn strategies to handle them. Talking to a financial therapist can help give you the tools and techniques needed to stay on track with your financial ambitions. With their expert help, you will be able to recognize issues that need addressing and gain a better understanding of your behavior, financial goals and habits. On this week's Retire Ready Too Podcast, guest contributor Lindsay Bryan-Podvin, Financial Therapist and author (The Financial Anxiety Solution) discusses  how financial therapy can lead to having a healthier relationship with money and provides guidance for navigating the holiday season without breaking the bank or losing track of what matters most. This episode serves as an insightful resource for anyone struggling to get their finances in order.=========Resources mentioned in the podcastLindsay Bryan-Podvin, Financial Therapisthttps://www.mindmoneybalance.com/Book: The Financial Anxiety Solution

This week, Diana chats with Lindsay Bryan-Podvin about the anxieties we have about money and how to cultivate a healthier relationship to our finances. They discuss the mental, cultural, and emotional hurdles that keep many people, especially those who identify as BIPOC or come from immigrant backgrounds, from gaining financial literacy. They talk about how to cultivate a sense of enoughness in the midst of a capitalistic society and how to approach money in a way that aligns with your values. Pointing out that current financial advice so often comes from a place of white privilege and outdated notions of “the American dream,” Lindsay also discusses how decolonizing attitudes towards debt and money can lead to greater empowerment for all.Follow us on IG for a giveaway of Lindsay's book, “The Financial Anxiety Solution: A Step-by-Step Workbook to Stop Worrying about Money, Take Control of Your Finances, and Live a Happier Life”!Lindsay Bryan-Podvin (she/her) is a biracial financial therapist, podcast host, speaker, and author of the book The Financial Anxiety Solution. In her coaching practice, she helps therapists in social justice or of marginalized identities grow their profitable practices from the inside out; so they can stop feeling icky about money, and start setting and sticking to sustainable rates that allow them to grow their businesses in alignment with their values. Connect with Lindsay through her website and Instagram @mindmoneybalanceMentioned in this episode:For therapists: Free guide to help you fill your therapy private practice www.mindmoneybalance.com/freeguideFor anyone: Free quiz to learn more about your financial archetype www.mindmoneybalance.com/quiz Bridges Mental Health is a stigma-free hub for Asians, Pacific Islanders, and South Asian Americans (APISA) to discuss, navigate, and seek mental health care.Want to support our work? Buy us a coffee!Write to us with comments & questions, we'd love to hear from you.@bridgesmentalh...

This week I'm joined by Lindsay, a Financial Therapist who runs Mind Money Balance to discuss how we manage anxiety and emotions around money in our 20's. From healing our childhood relationship with money to dealing with financial boundaries in relationships, we explore the intersection between money and our 20's in this special, guest episode. Lindsay Bryan-Podvin (she/her) is a biracial financial wellness expert, speaker, and author of the book "The Financial Anxiety Solution." A practicing social worker since 2012, she uses a shame-free approach to help people get their minds and money in balance by focusing on the intersection of money and mental health using financial therapy. While financial literacy is important, she champions the belief that money is rooted in emotions and impacted by the systems around us. She has a degree in sociology and a Master's in Social Work with certificates in Financial Social Work and Financial Therapy. She lives with her partner and their dog on the occupied land of the Fox, Peoria, and Potawatomi peoples, also known as Michigan.

This week's guest, financial therapist and social worker, Lindsay Bryan-Podvin, blows my mind a little when she reveals the average cost of raising a child in the US is now up to $300k. Goodness! Lindsay encourages us, we GOTTA talk about money. By discussing finances with our partners, we help to shake off the shame that often comes along with it and can help decrease the interpersonal conflicts that historically arise as a result of money matters. We discuss how to broach the topic with our little ones to help them feel safe and secure, all the while hopefully avoiding passing along the shame that can surround money. Lindsay literally wrote the book on how money impacts our mental health - The Financial Anxiety Solution - which includes workbook activities that can help set us on the road to achieving our financial goals. Money conversations can make us all feel vulnerable, and we discuss ways couples can be proactive rather than reactive in broaching this topic to work toward achieving our financial goals. Financial Anxiety | Let's Discuss! Find Lindsay! Instagram: https://www.instagram.com/mindmoneybalance/ Website: https://www.mindmoneybalance.com/ What's Your Financial Archetype? Quiz: https://www.mindmoneybalance.com/quiz Thanks so much for joining me for this episode of, Let's Discuss… with Meg Duke. I'd love for you to write a review of my podcast on your app, and don't forget to subscribe so you get a notification when new content is posted. Take a moment to leave a 5-star rating, too! You can also support this podcast by purchasing a monthly subscription at the amount of your choosing at https://anchor.fm/letsdiscusswithmeg/support. Follow me at @TherapyByMeg on Instagram and find Meg Duke LCSW-S on Facebook. You can also look for Let's Discuss… content by searching the hashtag, #LetsDiscussWithMeg. Let's Discuss… with Meg Duke is executive produced by David Presley and produced by Meg Duke. Our theme song was written and performed by Antwone McDuffie.

Today's conversation fits under the P of Pricing of the Humane Marketing Mandala. I've invited Lindsay Bryan-Podvin, a trained therapist, to talk to us about what imposter syndrome does to your prices and how you can create a pricing strategy that is sustainable. Lindsay Bryan-Podvin (she/her) is a biracial financial therapist, podcast host, speaker, and author of the book "The Financial Anxiety Solution." In her coaching practice, she helps therapists in social justice or of marginalized identities grow their profitable practices from the inside out; so they can stop feeling icky about money, and start setting and sticking to sustainable rates that allow them to grow their businesses in alignment with their values. She lives with her partner and their dog on the occupied land of the Fox, Peoria, Potawatomi, and Anishinabewaki peoples also known as Michigan.  In this episode, you'll learn about pricing what imposter syndrome does to your prices as well as...   What Imposter Syndrome means and whether it is a clinical term What IS has to do with Pricing Confidence and self-trust High ticket pricing and Lindsay's take on this practice The current situation and what we can do about it And so much more Lindsay's Resources   Lindsay's Website The Mind Money Balance Podcast Money Archetype Quiz Connect with Lindsay on: LinkedIn Instagram YouTube   Sarah's Resources Watch this episode on Youtube (FREE) Sarah's One Page Marketing Plan (FREE) Sarah Suggests Newsletter (FREE) The Humane Business Manifesto (FREE) Gentle Confidence Mini-Course Marketing Like We're Human - Sarah's book The Humane Marketing Circle Authentic & Fair Pricing Mini-Course Podcast Show Notes We use Descript to edit our episodes and it's fantastic! Email Sarah at sarah@sarahsantacroce.com Thanks for listening!   After you listen, check out Humane Business Manifesto, an invitation to belong to a movement of people who do business the humane and gentle way and disrupt the current marketing paradigm. You can download it for free at this page. There's no opt-in. Just an instant download. Are you enjoying the podcast?  The Humane Marketing show is listener-supported—I'd love for you to become an active supporter of the show and join the Humane Marketing Circle. You will be invited to a private monthly Q&A call with me and fellow Humane Marketers -  a safe zone to hang out with like-minded conscious entrepreneurs and help each other build our business and grow our impact.  — I'd love for you to join us! Learn more at humane.marketing/circle Don't forget to subscribe to the show on iTunes or on Android to get notified for all my future shows and why not sign up for my weekly(ish) "Sarah Suggests Saturdays", a round-up of best practices, tools I use, books I read, podcasts, and other resources. Raise your hand and join the Humane Business Revolution. Warmly, Sarah Imperfect Transcript of the show We use and love Descript to edit our podcast and provide this free transcript of the episode. And yes, that's an affiliate link. Sarah: [00:00:00] [00:01:00] [00:02:00] [00:03:00] [00:04:00] [00:05:00] Hi Lindsay, so we're looking forward to you talking to you today. I'm so excited. Yes,  Lindsay: Yes. Same here. Sarah, I'm, I'm really excited for this chat and I think it'll be great for your listeners to learn a little bit more about what we're gonna be  Sarah: covering. Yeah, exactly. We decided to [00:06:00] talk about pricing. And the imposter syndrome. And I just wanna say that, you know, I get a lot of pitches. Maybe you do too because you have your own podcast, but, , you know, there's about a handful probably, in a year I would even say that. I was just like, Oh yeah, this person I want to have on this show. And so you're one of those and I'm just, Yeah. So, so happy to have you. So, but let's dive in. Yeah. So this topic. Actually you suggested, to talk about, you know, pricing, which is one of my PS of the Humane Marketing Mandala, but then also kind of juxtaposing it with, , the imposter syndrome. So I think there's a lot that we can cover there. But, let's start maybe with a definition, because you are a trained therapist and I was just wondering if. Term imposter syndrome. You know, we throw this around so often, especially in the entrepreneurship, , era, and, [00:07:00] and I was like, Well, is this even like a medical term? I don't know. Or is this just kind of the thing that we. We say and and, and, yeah. I would love for you to start by defining it and what that actually means. Lindsay: Sure. So imposter syndrome can be defined many ways because it is not a clinical diagnosis. It does not fall into the DSM for folks who are in the Northern Hemisphere. That is really what we use when we are diagnosing clients or patients. , but imposter syndrome is this feeling or. Set of thoughts that a person experiences when they don't feel enough, and that can often look like in work context or business context, like this idea that they somehow got their success by mistake or it was a fluke, or they really are putting on a good veneer, but underneath they aren't as smart as other people think they are. They don't know as much they're going to be found out somehow as being a fraud or fraudulent. When we experience that set of [00:08:00] symptoms or those set of feelings and thoughts, it can make us question our own inherent knowledge and also the wisdom and knowledge we've gained over time. It can make us think that we don't really know as much as we say we know, and it can lead to chasing more external validation. And so an entrepreneurs this often looks like taking more online courses, taking another certificate. Paying for things that maybe you don't really need, right? So paying for, , maybe a costly mastermind or upgrading your website and getting all these, these funnels and clicks and countdown timers that maybe you don't really need. Because there's this idea that if I have these other systems in place, or if I have somebody else's stamp of approval, then I'll finally be enough. And what we know about imposter syndrome is. It's not about external validation. It's about inner wisdom and inner knowing and inner trusting. And when it comes to being business owners, that's [00:09:00] where the real work begins of getting comfortable saying, I am enough. I do know enough. I am competent at helping the clients that I'm meant to serve, or I am competent in selling the products that I know are good and authentic and  Sarah: hopeful. Yeah. Yeah, that's, It always comes back to the inner work, doesn't it? , Right, Right. Absolutely. Um, thank you. That was really helpful. I wonder then, you know, because we placed this conversation under the PPF pricing, let's go into that. So how does having imposter syndrome, , how's that related to pricing? Where does it show.  Lindsay: The way that I see it show up most commonly is in under pricing. And because if we have this inner doubt that we aren't good enough or smart enough, or can't help enough people, by default, we price our services lower. Mm-hmm. instead of a sustainable pricing model, we undercharge we under [00:10:00] price and we undervalue our services. And that is where a lot of. Online business owners get into trouble because they slide their prices down so low again, to try and get that external validation. If I have my price low, then I'll get more clients and, and we're chasing again that external validation that we know enough. , and so when it comes to under pricing, we end up. Actually harming ourselves and creating a bigger imposter syndrome cycle. And what I mean by that is if I price my services so low, that means I need to sell more products, more goods, more services. And that means that I'm stretching myself really thin. And if I'm stretching myself really thin, I probably don't have the time to practice that restorative self care that we all need. I'm probably not getting enough sleep, not drinking enough water, not moving my body enough, not engaging in hobbies. Side of work and when we are operating kind of stretched thin, our minds [00:11:00] and our bodies aren't able to think rooted and think in terms of our wisest self. And when we are stressed out, when we are, you know, afraid, our nervous system is afraid, then we go, Oh my gosh, I really don't know enough and I need to take on more. And it's just adding more and more to our plates and sinking us further down. And the lower we get, the more we think we don't know. And it becomes this really vicious cycle versus pricing for sustainability. Maybe a word that resonates more with your, , listeners, or a word that often is used instead of sustainability is profitability. But that's this idea that in order for us to have sustainable businesses, we need to have not just enough to make ends meet, we have to have enough to be able to pour into ourselves, to be able to pour into our communities and to be able to pour into our businesses. Because if we are operating. From a afraid space and from a frantic space that actually harms our business in the long run. And it actually harms our [00:12:00] clients in the long run because they're not getting the best of us. They're getting this anxious, afraid, imposter syndrome version of us, and then we're not delivering on what we know we are able to deliver. Hmm.  Sarah: Yeah. So good. So good. It's, , interesting. I, I was just typing out an email, , that is gonna go out to my, , readers this weekend, and I was talking about my typical day, , and how, you know, how much rest I plan into my day and outside time and connection time, and, and then also saying, you know, Realize this is the typical day of a very, privileged white person. And that not everybody has that privilege. But if we do have that privilege, then we're not helping anybody by working ourselves to deaths and, getting burned out and exhausted. Like, like you say, that self care. Well, we need to actually make it a priority. And, and I guess, , I see the correlation [00:13:00] here with pricing is like, well, if you have sustainable pricing, , then you can build in more, rest into your day, right? Because when you actually do get paid, you don't feel like you have to work so much to. You know, just the minimum, Yeah, the minimum income in a way. So, yeah. Yeah, that really, that really resonates. Yeah.  Lindsay: I, I want to just reflect back how, how thankful I am that you mentioned privilege and mentioned some of those things because I'm, I'm biracial, I'm a mixed person of color. , and I think it goes even more. For folks who have marginalized identities, whether you are queer, trans, a person of color, of a religious minority, your immigration status is different. We actually have, , a duty to practice self care even more because we have all of these taxing systems of microaggressions, of racism, of [00:14:00] sexism, of homophobia coming at us all the time. And our nervous systems actually need even more time for that space and for that rest, and for that joy too. So I really appreciate you bringing it up and saying, Oh, you know, This is a privileged position to be able to rest, and I want to gently push back and say, actually , it's mandatory. Mm-hmm. , it is so mandatory that we take that time for rest and growth and development outside of our work and how hard it is to do that.  I just shared with my email newsletter. That, , about a year ago I hired somebody to help me just with the things that are I can do, but are not necessarily in my zone of genius. And what happened was, as I had additional spaciousness in my week, , I found myself just doing more work instead of going for walks, taking my dog to the park or anything like that. Because this system is so designed for us to be working and be productive [00:15:00] and all of that, it's so hard to separate ourselves from that. Yeah. So knowing that it took me a while. I specifically put voice lessons on my calendar because I'm the type of person that if something's on my calendar, I will be there. Mm-hmm. . So I had to like block out specific times for rest or specific times for joy and a specific time on my calendar where I was committed to somebody else. A little bit of that external accountability, but also it was something that has nothing to do with business, it has nothing to do with growing my practice. It is all about kind of just engaging in that fun and that joy and that playfulness. So I really appreciate you bringing that piece. Yeah.  Sarah: And I'm glad you're, you're stating how difficult it actually is, , because it is, and I was talking yesterday to someone who's older, you know, and, and for someone, you know, my generation, Gen X or even older, it is especially difficult. And, and even more so if we love our job, you know, [00:16:00] if we actually do love our job. And so I was telling this guy, I'm like, I know you love your job, but think of, you know, who will be there for you. The end of your life, who is really gonna be, you know, valuable, , and counting, , at the end of your life. And so those are the people that we need to hang out with, even though, yes, it's amazing to watch, you know, your client's transformation and whatnot, but, , yeah. It really is difficult. But let's go back to the, the pricing and the, Yeah. Actually one more term that I heard, , on Jonathan Fields, , podcast. , I'm blanking on his, podcast. We'll put in the show notes. , but , this, idea of maximum sustainable generosity that really speaks to me to. My listeners, we are heart centered entrepreneurs, right? And so we do want to give a lot and, , this idea of, you know, pricing, raising our prices and, and where [00:17:00] is the limit and how much can we give before we ask? , and so this term of maximum sustainable generosity really, really spoke to me because we need to define where that is for us. So that we can still give and feel good about ourselves, about giving, but it has to also be sustainable for us. And I think that concept, once you understand that, that's when you're gonna be ready to put boundaries and say, No, until here, I can give. And then here are my boundaries. So I just wanted to bring that up again. , yeah, let's talk about pricing and. What do we do then when we, you know, we, Okay, we have this issue with, , imposter syndrome. How can we do this inner work and what do we need to do in order to be able to say, Okay, I'm ready to raise my prices. Mm.  Lindsay: Okay. So the, the three tiers that I use are sufficient. Leisurely and enoughness. Okay? And [00:18:00] sufficient is the bottom of this kind of tier or this pricing step where you are charging enough and your business is generating enough income to make sure that all of your needs are met. And that means. Your business, but also your personal life. And when I say your needs are met, I'm not just talking about making sure you have enough money for fuel and for food. I'm also talking about making sure you have enough for that weekly yoga class or that monthly massage, whatever it is that helps you regulate your nervous system. So that first step is sufficiency. Mm-hmm. . And then we move into leisurely. So the way that, that the imagery that comes to mind for. Is if you imagine a hot day, we're recording in the middle of the summer here. It is quite toasty and steamy outside today. So if we imagine sufficient is when you're at at a hot day and there's like an outdoor shower and you're cooling down and you have enough water to like rinse your body and to cool off, [00:19:00] and it is enough to regulate your temperature and to feel cool again. Then if we imagine leisurely that's having like a pool, Available to you. You can kind of get in, you can sit on your little raft. You're very relaxed and you have more than enough. And when we have that more than enough, that's when we can start giving back to our communities. Whether that's by offering a sliding scale, offering scholarship spaces, donating money to causes in our community that are important to us, or volunteering in our community with causes that are important to us. And then we imagine that next kind of tier. Is enoughness and that enoughness is whatever natural body of water comes to mind. It could be a river, it could be a lake. It could be a deep well, but it is, you have more than enough to regenerate your business. You have more than enough to pour into yourself, to pour into your communities. But I often think what hap what happens with heart centered entrepreneurs [00:20:00] is they start giving back at that enoughness level before their business is supporting them at that sufficient level. So they're giving too much time, they're giving too much energy, they're sliding. Scale, they're underpricing their services, and then again, it gets back into that imposter syndrome, frantic cycle. If I don't have enough, I need more. And then you are coming to potential clients from this place of desperation, from this place of anxiety, and from this place of underpricing. And when we think about justice and we think about equity, we have to include ourselves in that as well, which means we can't be martyrs for the system. We have to say. I also deserve to have financial compensation that is more than enough, and I also have to be included in making sure that I can buy my groceries and take a holiday. Sleep at night. So those are the things that I kind of think about when we are pricing our services. So we, we need to first meet that first stair step or that kind of cold [00:21:00] shower by making sure that we have enough to take care of ourselves. And then as we move up that scale, We can be increasing our pricing services, but we can also start giving back a little bit more. And the other analogy that gets used all the time that I think is worth repeating is that oxygen mask analogy. We cannot take care of others until we take care of ourselves. And it's not about being selfish, it's about showing up and saying, I'm a part of this equation. I'm a part of my community too, and I also deserve to take care of myself financially.  Sarah: Yeah. What came up for me while you were talking was this kind of trend of the high ticket client. Oh,  Lindsay: yeah. for the podcast listeners. That was a massive eye roll on my part,  Sarah: so, yeah, that, that, I don't know if it's still out there because I just block everybody who's trying. You know, message me being a, a high thick, a client coach or anything like that. Yes. [00:22:00] So, So you're still seeing it out there  Lindsay: now? Oh yeah. I'm still seeing that. So I'm seeing, so I'm seeing two trends that I'm surprised still exists that I think are worth exploring for your heart centered entrepreneurs. So I'm seeing. On the one end, that high ticket offer where you are charging a client 30, 40, $50,000 for your goods service, coaching expertise, whatever. And the idea behind it is that, you know, our income is a math equation, and if I sell one trinket to somebody for $10, or if I sell one trinket to somebody for $10,000, I have to sell fewer of those $10,000 items. To make, to meet my financial needs. Right. It, it makes sense from a financial perspective, right? But from a heart center and entrepreneur perspective, it's not just about selling the thing, it's also about delivering the thing. And are you capable? And you may be, and you may be sitting here listening, going, I am capable of that. Are you capable of delivering a 30, 40, [00:23:00] $50,000 value to the clients that you. Saying that you are going to serve mm-hmm. , and that's a question only you can answer. , and I, I think we all have the capacity to probably charge more than we are. Without getting into that slimy, like trying to chase down somebody and, and ring of them. When I say ring, I mean like a, like a towel ringing out a towel, like ringing of them all of their financial resources. I have heard horror stories of people and I'm sure we know of them. Where these high ticket coaches go after clients who are in desperate need of sustainability in their business, and they say if you just gimme $30,000, if you just gimme $50,000, I guarantee you'll be a seven figure business owner. They are prey on people who are incredibly vulnerable and in the US. We have access to huge lines of credit that you don't have in the eu. So in the US you can really get into a lot of trouble. I have heard horror stories of [00:24:00] people taking out huge credit cards, , and racking up tons and tons of debt. I have heard of people reorging their houses to give these high ticket coaches their money only to be basically found out that they have been bamboozled and they end up in these kinds of situations where, The marketing was great, the promise was great, but the delivery was just the same as anything else. video1642351392: I  Sarah: just wanna add before you go into the other, , example. Yeah. So, so also from, , my own experience, I used to have a $7,000 offer. And from talking to a friend who had, you know, a $20,000 offer, I think the pressure it puts on you. As the entrepreneur to then basically chase after clients who are, who have that kind of money. And of course we're not talking about companies, right? Right. We're talking here to about coaching for individuals and, and already $7,000 is, [00:25:00] is a high number. And so the pressure I felt, , to find clients who are willing to invest that amount. And then also the sense of failure if you are not making those sales, really, it's, it's just not worth it. It really is just not worth it, so. Right. Yeah, I totally agree with you. It, I think though that that trend. Is coming to an end. We're living in way different times now, so. Mm-hmm. , there may be still high ticket coaches, but I'm not sure that they're doing so well right now. So I'm,  Lindsay: yeah, I don't know,  Sarah: like serving that. Lindsay: Trend a bit closer. Yeah, it's interesting because what I find in the online world is that a lot of these things continue, but they're just repackaged. Like they're repackaged as like VIP days. And not to say there aren't ethical VIP days or really good VIP days, but I see these things kind of recycled. So maybe the high ticket one year. Support [00:26:00] Mastermind isn't working anymore, but maybe a v i P day is, or maybe, you know, an expensive retreat is, and again, it's not that the thing is problematic. No. Whether it's a retreat or vip. Yes, exactly. It's everything behind it. , that I think we really just need to be cautious of and just curious. And when I say curious, I mean like getting in tune again, we talked at the start of this, about the inner work, but getting curious if somebody's approaching you with that high ticket, you know, mindset stuff that feels in your body not settled. It makes you feel anxious, it makes you feel a little bit skeptical. I think it's worth turning in with that curiosity. Do you just. What is here? Yeah. What is  Sarah: coming up? Signals  Lindsay: telling me. Yes. Yes. And I think with a lot of that, like high ticket mindset coaching, they tell you to not trust your nervous system. Mm. They say, Oh, no, no, no. You have to jump in. A net will appear. You have to [00:27:00] just trust me. That's a mindset issue. You're in scarcity right now. Mm-hmm. . And it's like, no, your body is pretty freaking wise and it's really good at telling you something is amis. Yeah, and if I am really meant to work with this person, or work with this coach or join this program, I might have some of that anxious excitement, but I won't have fear. And I think we have to start trusting ourselves a bit more in online business, which again comes back to imposter syndrome. If we feel like we don't know enough or we need somebody else to validate our opinions, we will push aside our nervous systems signals and join because we don't trust ourselves. Sarah: Yeah. Yeah. Okay. So the second example you wanted to share. Yeah,  Lindsay: so the second example is on the other end of the scale of, you know, we've got these high ticket offers and then we have like super, super, super low ticket offers that. Can also cause a lot of overwhelm. And the way that I've seen them in the [00:28:00] past few years is like the, , the free summits or the free, , master classes, things like that where you join, and then you're bombarded with a lot of information. It's the same thing. You get 10 minutes of information on marketing, 10 minutes of information on sales, 10 minutes of information on a website, and you leave and your nervous system is so over. Stimulated because you've spent two days sitting in all these like mini master classes kind of drinking from a fire hose, and then your brain and body is so overwhelmed. And then again, you're getting into this imposter syndrome of, well, I don't know enough about sales or marketing or websites or SEO or Facebook or TikTok, so I need all these 10 different experts guidance, and now I need to join all 10 of their programs. Right? Right. And it's again, just like having some inner wisdom to. Okay. What is really going on in my. . Actually, I am really struggling with the marketing piece. I know my product is good. I [00:29:00] know my coaching is amazing. I know that all of that is good, like the delivery side of things are really good, but maybe I do need some help showing up visibly and showing up authentically and getting out of my comfort zone there. And maybe there is one person at that summit who has that wisdom to impart on you, but do you need all 10 of those programs? The answers probably. Yeah, and so getting really curious, and this is where getting to know your numbers becomes really powerful. Because if you're following your numbers every month, which I recommend everybody do, is to have a CEO date or a money date and take a look at Where is my money coming from? What am I spending my money on, and also where are my clients coming from? Then you can make informed decisions about your business. You can follow those numbers and you can get to know where are the leaks or where are the holes that need patching in my business? And you can make decisions. From an informed and from a grounded place. And you can say, [00:30:00] Actually, it does make sense for me to invest in a marketing coach right now, but it doesn't actually make sense for me to hire a TikTok coach if I haven't even downloaded the app. Right. . Like we just have to think really curiously and compassionately about what we actually need and then we can invest accordingly so long as we have that money available. Hmm. Yeah. I love how  Sarah: you. Talk about pricing, but we're also talking about investing in a way, You know, it's like it all goes together. It's like, well, it all goes together. If you do increase your prices and you're paid more fairly, then you'll also have more money available to invest back into your business if that's what you want. , right. But again, that doesn't mean that you have. Buy every program out there. It just really neat. No, what I hear you say, and I totally agree with that, is giving power back to the client. I talk a lot about that. It's like, yes, we have been treating our clients as if they were stupid. You know, like telling [00:31:00] them things, talking to them as, as if they were little children. Right. And so, , In a way as clients, as customers, we also started to give our power away and kind of become sheep by talking the marketing, like we're human bug. I talk about, you know, sheep and we've just kind of been following along, and it's time to take that power back and think for ourselves, what do I really need? Is this a good thing for my business right now? So, yeah, absolutely. Mm. Really appreciate that. Mm-hmm. . So in terms of the. You know, we talked a little bit about the high ticket client. Another thing that comes to mind is, is the current situation with inflation. And, you know, everything that's going on in the world. , How do we react to this? Like, it could be that we're just kind of completely frozen and think, Oh, I'm gonna go back to scarcity because , I just feel like nobody has money anymore at all. So how do we react to [00:32:00] a market that, you know, there's, everywhere you look, people are saying lost everything. there's no more money in the market. Is that really true? Or how do we react to.  Lindsay: What I've been telling both my financial therapy clients and the folks I coach, , I'm building their practices, is that. We deal with something every single day that we have no control over, and we have our whole lives, but we learn how to cope. And the example that I give is weather, not climate. Weather . So when it's raining out, what do we do? We dress for the weather. We put on our rain boots, we put on our raincoat, We grab an umbrella. When it is cold out, we grab our parkass and our. And when it's warm out, you know, we get our little . Maybe we go inside somewhere that it's cooler or we find a space in the shade and we dress in like linen and lighter clothing. Because here's the thing, none of us can control the weather, but we can control and prepare how we dress for it. [00:33:00] So when it comes to things like inflation and the stock markets and gas prices, we don't have control over that, and we have to release control over. But we do have control over other things. And when it comes to financially preparing our businesses for the weather, there are certain things that we can do and that we do have control over. I recommend that all of my clients kind of increase the amount of money in their business emergency fund and in their personal emergency fund, and that means having a couple months of business expenses. Readily available in that business bank account so that if you have fewer clients that month, or if you have like a, you know, a quieter month or two, you're still able to pay your business bills, but also continue to pay yourself. Because going back to the sustainability, we have to include ourselves in it. So making sure that that business emergency fund has our business expense. And the ability to make sure that we are getting our pay from that business. [00:34:00] So that's one thing we could do to kind of financially dress for the weather of a a recess. Other things we can do are also making sure that we aren't reacting, we are really being embodied. And when I say embodied, I mean checking in with our physical self and saying, What do I need and what do my clients need? I've seen some entrepreneurs panic put everything on a 50% off sale because they're terrified that nobody's gonna come because of the recession. And so they just put everything on sale. Without going, Are my clients asking for this? Are people saying to me, You know what Lindsay? I'm unable to afford that. What other offers do you have? Or am I reacting and putting everything on sale? Right. So we have to get really wise that there may be creative ways to serve our clients financially speaking that don't put us in harm's way. And that could be saying something like, Hey, you know, I've got all of this great content. I'm gonna offer , a membership community that is a lower cost, but I still am delivering high value knowledge and good and support, [00:35:00] goods and support. It could be saying, you know what, like for me, I do power sessions where I meet with a, a clinician. One on one and we do a deep dive in like one or two things that are really kind of getting them stuck in their business and figuring that out. We could say, You know what, I'm gonna structure that, as a group power session so three people can split the cost of that and each person will get, you know, 20 minutes of my time. But everybody gets. 60 minutes of support. And so you're providing something where you are still getting the income that you need to make your ends meet, but you're providing it maybe to your community at a lower cost. But we need to be really intentional about, So that's the second thing, is making sure that when you're pricing your. Offers. You're not putting everything on sale just because, And then finally, it is worth kind of dialing down spending on areas that maybe aren't working for you any longer. So for example, maybe that is moving from a more expensive community platform to a more affordable community platform. Maybe that is saying, You [00:36:00] know what? I've been paying for ads and maybe ads aren't really necessary for me right now. So maybe I hit pause on those ads so it can be. Dialing down that spending too. So those are kind of the three things I'm recommending for entrepreneurs as this recession likely is coming up, is to make sure you have enough in your reserves to pay yourself and to cover your business expenses. Making sure that when you are pricing your offers, you are doing them in a way that still supports you financially, but might be of greater benefit to your clients by getting creative about your offers. And then three is dialing down expenses that maybe you don't need or don't need in the moment. Mm. Sarah: Yeah. So good. I like the creativity. I think it's really a time for thinking creatively. Yeah. And coming up with, with offers that Yeah. In the past you hadn't thought, Oh, what if I did it this way, What I created, What if I created pods or Yeah. Small groups or things like that. , the other thing you kind of mentioned with the [00:37:00] savings, is really understanding that. Business, especially as entrepreneurs, it comes in cycles and you cannot expect, you know, every month to be the same. I think we know that from experience, but just kind of relaxing into that and knowing that this may be a bit of a DR cycle, but that there's another one, , coming back. so, so just planning already in cycles and knowing Okay. You know, now I'm kind of in this and what was it, eti, I forget the, these terms, but, but now it's kind of like a lower , cycle and plan for the, for the next one. Yeah. The, the one thing I wanted you to share to kind of close up here, is, you know, from some of your clients, the work you, if you can think of one mm-hmm. where, where you kind of worked on. Pricing slash imposter syndrome, , if you would share that success story with  Lindsay: us. Yeah, so one thing is [00:38:00] that in the US , I work with a lot of healthcare providers and specifically mental healthcare providers, and so it's really common for clinicians in private practice to say, I'm going to take insurance, because that feels. You know good. And also insurance companies pay really poorly here. They just do. So by default, we end up sliding our fees to accommodate these insurance companies. And when I say they pay poorly, I'm talking, they pay 40, 50, 60% of our actual fees, so we're putting our fees on sale. And so a big fear for a lot of my clients is leaving insurance panels, and I have seen so many of my clients get comfortable saying, I'm going to leave those insurance panels so that I can actually take care of my financial self. And then what they're able to do with that additional revenue. Is actually be able to offer sliding scale spaces that actually work for them. And what I mean by that is saying, Okay, for every eight clients [00:39:00] I have who pay my full fee, I can offer one client a super discounted rate without impacting my financial bottom line. So it's about kind of getting into that balance and getting into that zone. And so many of my clients have been able to fill their practices in that way. That is in alignment with their values. That also helps to move them towards those other. Of the financial tiers that we talked about earlier. And so for people who are listening, that might also look like, how can I ethically increase my rates in a way that supports me and sustains me? That then allows me to get creative and give back to my community. Maybe that means I do one free coaching call a month and anybody who wants to hop in can hop in. I first have to make sure that I financially am able to support that time going out. So thinking about it, for those of you who are listening, kind of making the scales with my hands right now, kind of getting really creative about how can we find that balance, how can we find that harmony [00:40:00] that supports us and supports our community? Mm.  Sarah: Yeah. So good. And I think that goes for everyone, not just clinicians or therapists, right? Absolutely. Absolutely. Yeah. So good. Thanks for sharing that. , this has been wonderful. Thank you so much for coming on, Lindsay. Do tell people where they can find, You and your work, and we haven't talked about your book, but you have a book out there as well, so mention that please,  Lindsay: too. Sure, of course. Well, thank you again, Sarah, for having me. This has been such a fun and energizing conversation. So my business is called Mind Money Balance, and you can find me on my website. My podcast is of the same name. My Instagram handle is of the same name. Depending on when this airs, I might be on an Instagram hiatus. I like to take a few months off each year. Good for you. Yeah, which is really important and really, , helps to sustain me to give me that little social media break. , but the book that I wrote was called The Financial Anxiety Solution, and it's a workbook that helps you include. Your thoughts [00:41:00] and your feelings and your relationship with money. My philosophy is that money is about 80% psychological and emotional, and about 20% about the numbers. And even the numbers that we need are very, very basic math. And I say this as a person who failed college algebra , right? Like all of the math that we need for our personal finances and really for the basics of building our business. Finances can be done. Phone calculator or a quick Google search. So those are a couple of places to find me. And if you're interested in learning more about your financial archetype, I have a free quiz@mindmoneybalance.com slash quiz. There are four different financial archetypes that shape the way we look at money and what we do with money. So it can be a fun way to get to know a little bit more about why you might be falling into this imposter syndrome or over consuming. So you can check that out.  Sarah: Wonderful. Yeah, I'll definitely make sure we put all those links in the show notes. And as you know, I always ask last question, and that is, what are you grateful for today or this week,  Lindsay: Lindsay?[00:42:00]  Oh, today and this week I have been really fortunate to spend some outdoor time with my friends living in a climate. I live in Michigan in the United States where it's chili for, you know, good six months of the year. So having. Son come out and be able to sit on back porches and patios with friends has been really nourishing to my soul. So I'm really grateful for that at this moment in  Sarah: time. Wonderful. And it's not too hot either, so  Lindsay: that's No, no, it's, it's steamy, but it's do. Sarah: Thanks so much for coming on to this show. I really enjoyed our time together. Such a treat.[00:43:00] 

As a therapist, how do you feel about money? Do you feel confident, enforcing your cancellation policy and increasing your fees without stress? Or does the thought of doing those things make you feel anxious and tense? Well, my guest today is Lindsay Bryan-Podvin, a therapist that works with money anxiety, and in this episode, she shares how to cope with financial anxiety. We all need money in order to live, and most of us would like more - maybe a little bit more, maybe a lot more. But despite money being an inanimate object, just some paper and coins it can cause a whole lot of problems for us both as individuals and as private practice owners. So if you procrastinate around money conversations with your clients or you haven't increased your fees for years, take a listen to this episode because Lindsay Bryan-Podvin can help. Lindsay is the author of ‘The Financial Anxiety Solution: A Step-by-Step Workbook to Stop Worrying about Money, Take Control of Your Finances, and Live a Happier Life' and also produces the Mind Money Balance podcast. She has tons of experience helping people get more comfortable and confident around money, and as a financial therapist helps people learn more about their emotional relationship with money. In this episode we talk about:What is financial anxiety? How do you identify it How to dial down your own financial worries Think you'll enjoy this one! About Lindsay Bryan-PodvinLindsay describes herself as: “I'm a biracial (Filipina-white) female social worker-turned-financial therapist, author, and speaker.” She says “I talk about money in a way that doesn't make you feel gross.” She believes that personal finance and mental health are inherently intersected with politics, race, and gender. “My goal is to cultivate a shame-free space to engage with money. I want all of my clients to feel powerful and abundant in their relationship with money and to feel comfortable bringing their whole selves into therapy and coaching”. She's the author of The Financial Anxiety Solution, which is a self-paced workbook to help you stop stressing about money by applying therapy techniques to your relationship with money. She produces the Mind Money Balance podcast too, where she explores all manner of things to do with financial anxiety for therapists. And learn more about your relationship with money by taking her Financial Archetype Quiz Connect with Lindsay Go and say hi - and tell her you heard her on The Grow Your Private Practice Show podcast! Instagram https://www.instagram.com/mindmoneybalance/ (@mindmoneybalance) Website: https://www.mindmoneybalance.com (MindMoneyBalance) The Book ‘https://amzn.to/3NFfAOD (The financial anxiety solution)' The https://www.mindmoneybalance.com/podcast (Mind Money Balance Podcast) The Financial Archetype Quiz And remember to grab your 1ooth episode gift bundle of 9 free resources HERE

Lindsay Bryan-Podvin, is a financial therapist addresses the emotional and psychological side of money. Lindsay is the owner and founder of Mind Money Balance.  She is a biracial financial therapist who started her career in the field of mental health treatment and advocacy.As the first financial therapist in Michigan, she combines financial literacy with the emotional and psychological side of money.She is a published author of the Plutus-nominated book "The Financial Anxiety Solution," which helps people work through their anxiety when it comes to engaging with their money.In this episode, coping with financial anxiety is addressed.  Follow Dr. Sekandari on:Instagram: https://www.instagram.com/dr_nafisa_sekandariFacebook: https://www.facebook.com/dr.sekandariJoin private FB Group Transforming Anxiety: https://www.facebook.com/groups/transforminganxietyWatch Video Recording on YoutubeTo learn more about Dr. Sekandari's Transforming  Anxiety Course, a self paced, online course that helps you manage and control your anxiety from the comfort and privacy of your own home, visit https://www.transforminganxiety.com/course

Lindsay Bryan-Podvin is a social worker-turned-financial therapist, author, and speaker. She has a Master's degree in Social Work from the University of Michigan, and a bachelor's degree in Sociology from Michigan State University. She authored the book, “The Financial Anxiety Solution” which is a self-paced workbook that integrates therapy techniques to improve your relationship with money.    I've been talking about how our relationship with food and money are so connected since the dawn of time. Okay, maybe it feels like it to me. But the way we relate to food and the way we interact with money are so so similar. Take the restrict-binge cycle. The food part is obvious. You restrict and binge on food. But what about money? Ever feel super calculated about how you use your money? Ever say, I can't have that it's too expensive, even when it really isn't? Ever find yourself spending lots and lots of money on things you can't understand why? As if there was a lapse in judgment for a second? Listen to this episode for more on all this and what to do if this feels like you.     [0:01-04:40] Introductions Introducing our guest speaker   [04:41-08:53] Delving Deeper into Financial Therapy – How is  Money Stuff Connected with Emotions? Lindsay answers the question, “what is a financial therapist?” She elaborates on why financial therapy is 80% emotions and 20% numbers.    [08:54-15:52] The Similarities Between One's Relationship with Money and Food She shares her personal recovery experience and how she soooo relates to this idea.  How labels, rules, restrictions, guilt, and shame apply to both food and money. How does financial anxiety manifest itself?    [15:53-22:04] What are the Main Struggles Lindsay Sees in People Nowadays? How do one's childhood interactions with money shape the way people handle money now?  The most common themes and behaviors that occur in people who are struggling with money – are procrastination and perfectionism.    [22:04-35:36] Working Towards Healing in Either Food Concerns or Money Woes The impact of practicing self-compassion and working on one thing at a time.  What is a good first step for somebody who's feeling anxious about money? Listen to Lindsay's tips for taking note of your emotions while interacting with money.  A bit about scarcity and abundance mindset.  How do you separate financial value from your self-worth?   [35:37-36:54] Outro Where to find Lindsay Bryan-Podvin?     Resources:  Lindsay Bryan-Podvin's Website What's Your Financial Archetype Mind Money Balance Podcast Lindsay Bryan-Podvin's Instagram     Tweetable Quotes:  “Yes, we can cut all day but at the end of the day, what really helps is to advocate for better wages.” – Lindsay Bryan-Podvin   “Practicing financial self-care is so important and it affords us the ability to take care of so many things in our life.” – Lindsay Bryan-Podvin   “The tricky piece with money is that if we procrastinate on engaging with it, we really harm ourselves in the long run.” – Lindsay Bryan-Podvin   LEAVE A REVIEW + help someone who may need this podcast by sharing this episode.   Be sure to sign up for my weekly newsletter here!    You can connect with me, Rachelle Heinemann on Instagram, through my website www.rachelleheinemann.com, or email me directly at rachelle@rachelleheinemann.com

In this episode of Wallet Watch, hosts Amanda and Jessica chat with Lindsay Bryan-Podvin (she/her) who is a biracial financial therapist, podcast host, speaker, and author of the book “The Financial Anxiety Solution.”   In Lindsay's therapy practice, Mind Money Balance, she uses shame-free financial therapy to help people get their minds and money in balance. Amanda and Jessica talk to Lindsay about her book, therapy approach, and most importantly about how emotions play a part in our finances. To learn more about Mind Money Balance visit www.mindmoneybalance.com.  

On this episode of the Psychology Talk Podcast, Lindsay Bryan-Podvin (she/her) joins Dr. Hoye for an engaging hour talking about financial and money anxiety and how to treat it. Lindsay is a social worker-turned-financial therapist, author, and speaker based in Ann Arbor, MI, and seeing clients globally online. Lindsay earned her Master's degree in Social Work from the University of Michigan, and a bachelor's degree in Sociology from Michigan State University. She is the author of the book, The Financial Anxiety Solution, which is a self-paced workbook to help you stop stressing about money by applying therapy techniques to your relationship with money. Lindsay talk about:•Concepts addressed in her book and her knowledge gained from working with many clients on financial stress. •Social scripts about money that stifle a healthy relationship to it•How therapist struggle with money guilt and stress•The journey from agency work to private practice to money therapist You may find yourself a wee bit smarter and wiser about money matters as you listen to this episode. Lindsay's Website:https://www.mindmoneybalance.com/aboutThe Financial Anxiety Solution:https://www.amazon.com/Financial-Anxiety-Solution-Step-Step/dp/1646040074The Psychology Talk Podcast is a unique conversation about psychology around the globe. Your hosts Dr. Scott Hoye and licensed clinical professional counselor Kyle Miller talk about psychology with mental health practitioners and experts to keep you informed about issues and trends in the industry.https://psych-talk.com https://www.instagram.com/psychtalkpodcast/

Welcome back to Therapy Chat! This week host Laura Reagan, LCSW-C interviews Lindsay Bryan-Podvin about understanding and improving our relationship with money. Money is such a taboo in American culture, our capitalist economy and consumerist culture ensure that money is on everyone's mind all the time, but we don't talk about it nearly enough. Like so many taboo subjects, we feel like we should be "good with money," but we receive many conflicting messages about our relationship with money from family, friends, upbringing and culture. Lindsay demystifies money and helps clients (including therapist clients!) to become more comfortable addressing their financial anxiety issues. Listen to this conversation in which Lindsay makes having a positive money mindset sound easy, and tells us how to get started on that path!  Lindsay Bryan-Podvin (she/her) is a biracial financial therapist, podcast host, speaker, and author of the book "The Financial Anxiety Solution." In her therapy practice, Mind Money Balance, she uses shame-free financial therapy to help people get their minds and money in balance. She's expanded her services to help private practice therapists with their money mindset, sustainable pricing, and authentic marketing so they can include financial self-care in their work. She lives with her partner and their dog on the traditional land of the Fox, Peoria, Potawatomi, and Anishinabe Waki peoples also known as Michigan. Resources Take Lindsay's quiz to learn more about your relationship with money at www.mindmoneybalance.com/quiz  Buy Lindsay's book The Financial Anxiety Solution Follow Lindsay on Instagram @mindmoneybalance See everything Lindsay has to offer - therapy, training, courses and more -  at: www.mindmoneybalance.com! Thank you to TherapyNotes for sponsoring this week's episode! TherapyNotes makes billing, scheduling, notetaking, and telehealth incredibly easy.  And now, for all you prescribers out there, TherapyNotes is proudly introducing E-prescribe! Find out what more than 100,000 mental health professionals already know, and try TherapyNotes for 2 months, absolutely free.   Try it today with no strings attached, and see why everyone is switching to TherapyNotes.  Now featuring E-prescribe. Click here or use promo code "chat" at www.therapynotes.com to receive 2 FREE months of TherapyNotes!  This episode is also sponsored by Trauma Therapist Network. Learn about trauma, connect with resources and find a trauma therapist near you at www.traumatherapistnetwork.com. We believe that trauma is real, healing is possible and help is available. Podcast produced by Pete Bailey - https://petebailey.net/audio 

Let's talk about Anxiety, particularly when it shows up around money. Money and finances can feel complicated, overwhelming, and anxiety-inducing! Our own individual and family stories around money can inform the way we think about money as adults, and as we navigate the discussion around money with our own children. Today, we're talking all about Money Anxiety with Financial Therapist Lindsay Bryan-Podvin to address all things personal finance, financial anxiety, finances in relationships, and how to talk about money with your children. Lindsay Bryan-Podvin (she/her) is a biracial financial therapist, podcast host, speaker, and author of the book "The Financial Anxiety Solution." In her therapy practice, Mind Money Balance, she uses shame-free financial therapy to help people get their minds and money in balance. She's expanded her services to help private practice therapists with their money mindset, sustainable pricing, and authentic marketing so they can include financial self-care in their work. She lives with her partner and their dog on the traditional land of the Fox, Peoria, Potawatomi, and Anishinabewaki peoples, also known as Michigan. Links and resources below! www.mindmoneybalance.com Mind Money Balance Podcast Financial Archetype Quiz The Financial Anxiety Solution Workbook

How to Be Accessible Beyond the Sliding Scale An interview with Lindsay Bryan-Podvin, LMSW, about how therapy can be accessible (and not just financially). Curt and Katie chat with Lindsay about capitalism versus money exchange, the social enterprise model, and how therapists can make a good living without feeling like greedy capitalists. We also explore the many different types of accessibility and the importance of setting your fees based on your needs and values rather than as a mechanism to single-handedly fix the broken system or to meet an artificial money goal.     It's time to reimagine therapy and what it means to be a therapist. To support you as a whole person and a therapist, your hosts, Curt Widhalm and Katie Vernoy talk about how to approach the role of therapist in the modern age. Interview with Lindsay Bryan-Podvin, LMSW, Mind Money Balance Lindsay Bryan-Podvin (she/her) is a biracial financial therapist, speaker, and author of the book "The Financial Anxiety Solution." In her therapy practice, Mind Money Balance, she uses shame-free financial therapy to help people get their minds and money in balance. She's expanded her services to help private practice therapists with their money mindset, sustainable pricing, and authentic marketing so they can include financial self-care in their work. She lives with her partner and their dog on the traditional land of the Fox, Peoria, Potawatomi, and Anishinabewaki peoples also known as Michigan. In this episode we talk about: How therapy can be more accessible (and not just monetarily) The money “shit” that gets in the way of us thinking about other options for accessibility Decreasing stigma and the notion that therapy is by and for white folks Are we making our practices accessible for all sorts of folks? ADA compliance, supporting neurodivergent and disabled folks Cultural competence, the ability to apply that in sessions with clients who are different than us Being embedded in our communities Taking therapy out of the shadows The challenges in getting out and having a larger voice How accessibility is intertwined with therapist visibility How to become part of your community in effective and impactful ways Financial ways to make your practice more accessible beyond sliding scale Social Enterprise Model: intersection of what you do well, what values you stand for, and what can you get paid well to do Feeling like a greedy capitalist What it means to be paid well How to think about setting your fees Fee-setting based on what you need to survive and thrive (not capitalist principles) The problem with “know your worth” The big cognitive shift required to move from community mental health pricing and work-life balance, fees Tying money to quality of life, not specific monetary goals Getting to “enough” not more and more Capitalism versus money exchange The wealth of knowledge we have as therapists (and how therapists take it for granted and/or devalue it) Sharing your knowledge as a mechanism of accessibility to your whole community To practice self-care, you have to be able to afford it Our Generous Sponsor: Trauma Therapist Network Trauma is highly prevalent in mental health client populations and people are looking for therapists with specialized training and experience in trauma, but they often don't know where to start. If you've ever looked for a trauma therapist, you know it can be hard to discern who knows what and whether or not they're the right fit for you. There are so many types of trauma and so many different ways to heal. That's why Laura Reagan, LCSW-C created Trauma Therapist Network.  Trauma Therapist Network is a new resource for anyone who wants to learn about trauma and how it shows up in our lives. This new site has articles, resources and podcasts for learning about trauma and its effects, as well as a directory exclusively for trauma therapists to let people know how they work and what they specialize in, so potential clients can find them. Trauma Therapist Network therapist profiles include the types of trauma specialized in, populations served and therapy methods used, making it easier for potential clients to find the right therapist who can help them.  The Network is more than a directory, though. It's a community. All members are invited to attend community meetings to connect, consult and network with colleagues around the country. Join our growing community of trauma therapists and get 20% off your first month using the promo code:  MTSG20 at www.traumatherapistnetwork.com.   Resources mentioned: We've pulled together resources mentioned in this episode and put together some handy-dandy links. Please note that some of the links below may be affiliate links, so if you purchase after clicking below, we may get a little bit of cash in our pockets. We thank you in advance! www.mindmoneybalance.com https://www.instagram.com/mindmoneybalance/ Lindsay's podcast: Mind Money Balance   Relevant Episodes: Lindsay's previous podcast episode: Financial Therapy Katie Read: Therapists Shaming Therapists Negotiating Sliding Scale Making Access More Affordable Asking for Money Reimagining Therapy Reimagined   Connect with us! Our Facebook Group – The Modern Therapists Group  Our consultation services: The Fifty-Minute Hour Who we are: Curt Widhalm is in private practice in the Los Angeles area. He is the cofounder of the Therapy Reimagined conference, an Adjunct Professor at Pepperdine University and CSUN, a former Subject Matter Expert for the California Board of Behavioral Sciences, former CFO of the California Association of Marriage and Family Therapists, and a loving husband and father. He is 1/2 great person, 1/2 provocateur, and 1/2 geek, in that order. He dabbles in the dark art of making "dad jokes" and usually has a half-empty cup of coffee somewhere nearby. Learn more at: www.curtwidhalm.com Katie Vernoy is a Licensed Marriage and Family Therapist, coach, and consultant supporting leaders, visionaries, executives, and helping professionals to create sustainable careers. Katie, with Curt, has developed workshops and a conference, Therapy Reimagined, to support therapists navigating through the modern challenges of this profession. Katie is also a former President of the California Association of Marriage and Family Therapists. In her spare time, Katie is secretly siphoning off Curt's youthful energy, so that she can take over the world. Learn more at: www.katievernoy.com A Quick Note: Our opinions are our own. We are only speaking for ourselves – except when we speak for each other, or over each other. We're working on it. Our guests are also only speaking for themselves and have their own opinions. We aren't trying to take their voice, and no one speaks for us either. Mostly because they don't want to, but hey.   Stay in Touch: www.mtsgpodcast.com www.therapyreimagined.com Our Facebook Group – The Modern Therapist's Group https://www.facebook.com/therapyreimagined/ https://twitter.com/therapymovement https://www.instagram.com/therapyreimagined/   Credits: Voice Over by DW McCann https://www.facebook.com/McCannDW/ Music by Crystal Grooms Mangano http://www.crystalmangano.com/   Transcript (Autogenerated)   Curt Widhalm  00:00 This episode is sponsored by trauma therapist network.   Katie Vernoy  00:04 Trauma therapist network is a new resource for anyone who wants to learn about trauma and how it shows up in our lives. This new site has articles, resources and podcasts for learning about trauma and its effects, as well as a directory exclusively for trauma therapists to let people know how they work, and what they specialize in so potential clients can find them. Visit traumatherapistnetwork.com to learn more,   Curt Widhalm  00:27 listen at the end of the episode for more about the trauma therapist network.   Announcer  00:31 You're listening to the Modern Therapist's Survival Guide, where therapists live, breed and practice as human beings to support you as a whole person and a therapist. Here are your hosts, Curt Widhalm and Katie Vernoy.   Curt Widhalm  00:47 Welcome back modern therapists. This is the modern therapist Survival Guide. I'm Curt Widhalm, with Katie Vernoy. And this is the podcast for therapists about things that we do things that we don't do things that maybe we should do. And both Katie and our guests today are looking at me like, where is this going? And honestly, this is just one of those rambling intros that we have. So rather than making this more awkward, we're joined once again by Lindsey Bryan Podvin. She's been a guest to the show before spoken at therapy reimagined with us, talking to us about money and ways that we could be looking at it for our practice. So thank you for joining us again.   Lindsay Bryan-Podvin  01:35 Oh, yeah, I'm really happy to be here. This is my favorite thing to chat about, and to be in community with you guys. Again, it's fun.   Katie Vernoy  01:43 Oh, we're so glad to have you back. And we'll definitely link to your previous episode in our show notes. But for folks who haven't heard from you for a while, or for our new listeners, tell us who you are and what you're putting out into the world.   Lindsay Bryan-Podvin  01:57 Yeah, so as Curt mentioned, my name is Lindsay Bryan-Podvin. I'm a social worker, and financial therapist, and I have kind of two arms of what I'm putting out there into the world, I have my clinical arm, and then I have my consulting arm. So in my clinical world, I'm doing financial therapy, which is helping clients with the emotional and psychological side of money, which spoiler alert is all of it, I think. And then, on the consulting side, I know you all know that therapists have money, shit, and we have a lot of hang ups about it. And so in my consulting arm, I help mostly other therapists, though, over the past year, I'll say that other kind of helping professionals have woven their way in, whether it's dietitians, acupuncturist, Reiki healers, because I think a lot of us get similar messaging about what money is and what it isn't. And so I help them work on their emotional and psychological relationship with money so they can have sustainable and profitable businesses. And I do, like outside of the the hands on work, or the zoom work, I suppose I have a podcast and Instagram, a pretty active blog and an email list that keeps me using my creative side of my brain.   Katie Vernoy  03:13 Nice. I love it.   Curt Widhalm  03:15 One of the big discussions that's been in the social justice aspects of our field, especially for private practitioners, and admittedly also here on our show, is talking about things like accessibility and being able to make our services go beyond just those top paying cash pay clients. Can you walk us through kind of what you hear in these discussions about accessibility for practices, and especially as it relates to some of these monetary issues?   Lindsay Bryan-Podvin  03:50 Yeah, I think as therapists we get really stuck on accessibility being only a monetary issue. So we think about solving for that problem by sliding our scale or by offering pro bono spaces. But we forget about all the other ways in which we can and should be accessible if that works in alignment with us. So as I think you guys were talking with Katie read about like the the the money talk that comes up on therapists forums and how there's so much guilt and shame and, and judgment about what people do or don't do, whether they do or don't take insurance, whether they do or don't slide their scale, but that's where most of us get stuck. And there are so many things beyond sliding our scale and the fee that we charge that can bring about accessibility for our practices and in our communities.   Katie Vernoy  04:45 What are some of the things that we can think about beyond sliding scale because I think I get stuck there as well with and maybe this is just our focus is that we're so focused on the monetary aspects and our own money shit as you described it, and We aren't thinking about what else isn't making us accessible.   Lindsay Bryan-Podvin  05:03 Yeah, I think taking a few steps back before a client even finds our website or finds us on a therapist directory, really thinking about how can we make our field more accessible by talking about what is therapy, I think in a lot of communities, we still have these stigmas that therapy is buy in for white people. And it's done on a couch with, you know, a person who's got reinforced elbows and they're smoking a pipe, right? You know, like, we have that imagery. And if we are not talking to our communities about what therapy is and who it is for, and how it can be helpful by not just talking about what it is, but also the stigma reduction, we don't even get people landing on our websites or knocking on our, you know, figurative door, right. So being in our communities and talking about what it is and who it's for, and how it can be helpful. And also talking about just the ins and outs of therapy, that it is confidential. I think in a lot of communities, there's a fear that if I go to a therapist, then you know, my mom's cousins going to find out about it, or that my employer will be told about it, or that my partner will be told about it. So I think there's some education that has to happen on the backend before people even get to our doors. And then in terms of other measures of accessibility outside of this scale. Let's get really granular on on what is accessibility? Do our clients see themselves reflected in the way that we practice therapy? Can clients who have disabilities, either neurodiversity or physical limitations, do they have actual access to our offices? Are they ADA compliant? Do we offer you know, nowadays, so many of us offer basically zoom therapy? Which makes it so much more accessible? Are we operating on bus routes and public transportation? Is there easy parking, like the literal accessibility piece? And then the cultural competency piece? Can they speak my language? If I don't speak English? Do I have somebody sitting across from me in the therapy room? Who gets what I'm talking about? When we talk about cultural competence? Not just thinking about, you know, whether or not you took a class on Southeast Asian Studies. But what does that mean? And how does that show up in our spaces, and being embedded in our community beyond just like, hiding in this little bubble, where we're kind of shrouded in mystery, I think, taking therapy out of the shadows and making it more commonplace in our communities, like we are healers in our communities. And we shouldn't be hiding behind the walls of like mystery what when there are community events, I would love to see more therapists out and they're out and about, as sponsors, as networkers and things like that, like, we also have to take ourselves out of the shadow. So there's, there's a lot of different ways we can talk about accessibility.   Curt Widhalm  07:59 So I love what you're saying, I completely agree with getting out there. There's some some stumbling steps that can happen in putting ourselves out there, because so much of our history is in being shrouded to the, you know, the shadows. And sometimes the responses that I hear from clinicians is, oh, that person went out and was talking about this, but didn't represent themselves. Well, it isn't representing the field. Well, do you have any advice as far as taking some of these steps? You know, look at you, and all of the things that you post in your newsletters and social media and this kind of stuff, money seems to be kind of like a fairly neutral ground as far as being able to talk about relationships with money. For those who are looking to maybe take some other steps as far as making this accessibility happen, that might be around more unique issues to communities. Do you have any suggestions on how people might find the confidence to be able to make those steps?   Lindsay Bryan-Podvin  09:03 Yeah, I really like this question. Because I think that accessibility and visibility are are intertwined. And visibility isn't just social media. So let's say you do want to be more accessible in your community and you do want to be more visible in your community, but you're talking about something that is more sensitive, like you know, sexual trauma, then yeah, maybe going on in doing an Instagram live about it isn't probably the most appropriate way because you don't know who's on the other side of it, you really can't create a container of people to make sure that it's safer or at least safer. So maybe in that instance, it's going to, you know, a high school and pulling a you know, having a group of 30 kids that you are talking to about this in like a speaking engagement setting or maybe it is going to the healthcare system and sitting down and talking to the medical social workers about what you know, or to the nurse midwives about what you know, right there. Different ways to get out and become a part of the community that don't involve these kind of one way one sided communication methods. Does that make sense?   Katie Vernoy  10:11 It does, I think this idea of making the whole profession more accessible to folks and all folks, and not just the kind of historical white people and the, the, the patches and the pipes. I think that to me is, it's really, really important. And I think it also is only a first step. Because when they get to our door is there still is I think, you know, financial accessibility concerns for a lot of folks. And so are there financial ways to be accessible that don't involve involves sliding your scale?   Lindsay Bryan-Podvin  10:48 Yeah, of course. So, undoubtedly, money is a real accessibility issue. I'm not just saying like, Oh, you know, just get out there. That's it sounds it? All. Right, exactly. Exactly. An email newsletter is not going to fix accessibility. But as you guys have also talked about on this podcast, it's not the responsibility of an individual therapist, to fix the broken medical system salute here. And at the same time, there are more creative ways to provide services to people in your community that are might be easier on their pocketbooks. So group therapy is also a really great option, because you as the clinician are still generating the revenue that you need to, and the people on the other side are usually paying you less dollars per session. Insurance, I know there's a big again, it's not your job to accept insurance if they don't reimburse you well, but accepting insurance is a measure of accessibility. And even if you aren't accepting insurance, helping your clients out, walking them through what a super bill is, you know, spending a little bit of time in session, making sure that they know what that means and how to actually get it done. That, to me is incredibly helpful. So providing a bit of space in the in the session to talk through how you can do that, particularly if they have anxiety, or they've got some ADHD, you know, they might need a little extra hand holding to get those things done. There are depending on your licensing board, I've seen some people do sponsored therapy spot. So it's a little bit different than a pro bono. It's Think of it like a scholarship for therapy. So the way that I've seen this work is for clients who pay a full fee, you essentially tell them look by you paying a full fee, a portion of your fee goes towards sponsoring somebody who would not be able to afford therapy with me. So you're still getting income, but you're also having the clients who are able to pay your fee, kind of some buy in that they are also kind of helping out other people in the community. So those are some different ways to be accessible, that don't involve sliding your scale doesn't mean you have to do all or any of them. It's just different ways to think about it.   Curt Widhalm  13:04 On of the things that you talked about in your presentation at the therapy reimagined conference, this social enterprise.   Lindsay Bryan-Podvin  13:12 Yes.   Curt Widhalm  13:14 Can you tell us more about that, what it means for people who maybe didn't attend the conference and what the social enterprise model is and how this might fit in for therapists?   Lindsay Bryan-Podvin  13:24 Yeah, I think so many therapists struggle with this idea of charging for services because we've internalized so many things about what money is or what it isn't. And the social enterprise model essentially says, look, there are three things to provide something that you can feel good about doing. And also know that you are being compensated fairly for it. And it exists at the intersection of these three things. One, what do you do well, what values do you stand for? And what can you be paid? Well to do, and as therapists I think, if we can think about ourselves at the intersection of that, of existing, and I do this really well, these are in alignment with my values, this type of therapeutic intervention is in alignment with my values, and I can be paid well to do that. You know, that you are contributing to the greater good of the community by making sure that you're not just wringing out your clients for the most dollars you can get right? I think so many of us think that if I charge money, then I'm a greedy capitalist, but it's also about am I being compensated for the skills that I offer and the transformations that I'm able to help facilitate in a meaningful way?   Katie Vernoy  14:41 I know that there are a lot of different perspectives on how you decide how much money to wring out of your client. And, and and you mentioned the episode with Katie Read and we've had other conversations as well, just about the shoulds. And you know, how I should set my fees and those types of things. Yeah, and to me, it feels like there's so much nuance. It's it's a wide open space, there's a lot of shit. So people feel like it's not wide open, but I feel like it really is. What advice do you have on on setting those fees? Because when we're in that space where I can be paid well for it, it's aligned with my values, and I can do it well, like, it can be hard to figure out like, and what does being paid? Well mean, that I can feel good about?   Lindsay Bryan-Podvin  15:30 Yeah. And I think that's such a good question. Because this idea of what does it mean to be paid? Well, is so skewed in our field, my first job, I was making $32,000, you know, with a master's degree, and I don't think that's an unfamiliar number or salary for people to hear. And so when a lot of people go into private practice, they hold themselves to that standard, oh, well, I was making 40k or 50k. I think that's a reasonable salary. I think that's what I'll try to make. So we haven't thought beyond what do we actually need to survive and thrive. And that's where doing things in alignment with your values can be really beneficial. So when it comes to fi setting, you're not just thinking about what are you charging your clients? You're also thinking about? Does that fee sustain me and allow me to practice financial self care? Which means Can I take care of my financial needs? Yes, but do Am I also able to support my mental, my emotional and my spiritual self. With that? I know, I was, I was loving your episode on burnout. And I love the modeling that the two of you did by saying, Look, we're going to hit pause on the therapy reimagine conference, we also have to build in time off and time for restoration, there is a study that says we need, I think, oh, shoot, I'm going to botch it. Now. I think it's eight or 10 consecutive days off in a row to actually unplug from work. So making sure that you have that built in to your time off. So making sure it covers your time off making sure it covers your health insurance. Unfortunately, we live in a society where your healthcare is tied with your employment. So when you're self employed, you have to make sure that you can cover your health insurance, you have to also make sure that you're thinking about your future self in traditional employment, we often have access to retirement plans or programs. And when we move into entrepreneurship, we are our own 401k or four, three B plan. So we have to make sure that all of those things are taken into account. And we don't want to be overworking ourselves. When we show up exhausted and burnt out and watching the clock, we are not being good clinicians we just aren't. And just taking stock of our own energy, my full pre pandemic was 18, I could comfortably see 18 clients a week that felt like a good fit for me, I wasn't burnt out, I wasn't presenting my clients, I had downtime to get the things done, I needed to do and I charged accordingly. Now, my max is 12. I have found that doing zoom therapy. While there are so many advantages of it, like I genuinely really like it, I find that literally the physicality of sitting still and staring at my screen and just what really watching so much harder for nuances through the screen takes so much more energy out of me and I can no longer comfortably and competently feel like I'm a good practitioner when I'm seeing 18 clients when I've had to scale that back to 12. And then what do I have to do to make up for that income? So that was a long answer of saying it depends. You have to figure out what money you need to be bringing in and you need to make sure that you're not just thinking about comparing it to what you use to earn an agency job because you were likely being underpaid there.   Katie Vernoy  18:47 It's hard not to feel like a greedy capitalist. With that it means you have to charge a premium fee mostly   Lindsay Bryan-Podvin  18:56 Yeah, yeah.   Curt Widhalm  18:59 Give me advice for people making that jump to those premium price because I'm sure that there's a lot of our listeners who might be considering leaving an agency job and being like, you know, I know you know my session value in this agency and this aligns maybe with my values but in going out and charging somebody three four or five times that fee in order to meet my money goals seems like it has a lot of opportunity to bring up some that imposter syndrome and really being able to balance that for those individuals you have any guidance on what to really look at hopefully beyond just kind of know your worth.   Lindsay Bryan-Podvin  19:43 Yeah. Oh my god. Thank you for saying that because also the Know your worth thing. That's a trope I used to find myself repeating. And then a friend of mine who's a behavioral economist, she shared with me Jaquette Timmons and she's goes Lindsay You have to stop saying that because we as humans We don't have a worth. So instead, she invited me to reframe it as charged the value of what your services are worth to give yourself a little bit of psychic distance there between like, I'm worth $300. Now it's like no, the value of my services are worth $300 an hour. So anyway, tangent aside, how can you come into charging fees for your services, I think there is a pendulum swing that I see happen when people try to get out of the mentality of sliding their scale as low as possible to charging premium fees. And so they go from being in spaces where being a good therapist means charging very little into spaces that are like, You need to be a six, seven figure business owner, and you need to be charging premium fees, which can be as we know, a big jump cognitively. And so I always invite people to come back to your values, your lifestyle needs, your unique financial goals. And I'm not about bashing the people who are saying, Oh, you need to make six figures or seven figures. My practice does generate six figures. But I don't think that is a magical goalposts where all your problems are suddenly solved. I think this chase this money charge, the premium fees, you have to work more can backfire. In that it forces us to work more meaning when you have that mentality of I have to work harder, I have to chase this x figure goal or this premium fee number. What happens often is you get into this space where I'll just use myself for an example that that 12 clients Oh, I saw 12 clients a week, I made enough money to hit my goals. I started to cultivate work life balance. But now what if I saw twice as many people, I could make twice as much money? What could I do it twice as much money. And then all of a sudden you forget about why you did it in the first place. So coming back to how much do I need? How much do I desire and is the money that I'm charging, allowing me to do things in alignment with my values, let's say family is like the most important value to me. And I want my 10 consecutive days off in a row with my family. And I want to go somewhere where I don't have to worry about you know, finding activities for us to do or cooking a bunch of food, I want to make sure that I have enough money to pay for that Airbnb to pay for takeout and that Airbnb is conveniently located to a lot of like outdoor activities. That's a goal that I can kind of reverse engineer my way. And to me, it's also modeling for your clients, you don't necessarily have to say to your client, like, Oh, my financial goal was this, this and this, and I was able to achieve it. But you're also modeling for your clients the importance of taking time off of adhering to your boundaries and practicing self care. So again, that's a tangent of an answer. But I guess the long and short of it is as you move towards charging premium fees come back to like, what your WHY IS, and when you feel that anxiety to work more and charge more and go harder, you actually may already have enough.   Katie Vernoy  23:02 I like that I think the piece that resonates for me is this, the letting go of I must get to this number, I must make more money. And I think for me, there's also this big push of like we must leverage we must, we must continue to grow and expand. And I think there's a point at which we have enough I mean, there, there may still be challenges that we need to do. But there's this, this freedom and not having to constantly grow and, and make my business bigger and make my business more successful. Like there's each person has to decide where they land or where they land for a time and you know, different seasons of what I need and what I want and what's most important to me, but it feels like it and this is kind of circling back to the the social enterprise model and kind of this idea of capitalism versus money exchange and, you know, clarifying all of that, but but it seems like when it's completely tied to values, what you're positing is that feels better than just making money for money's sake. And so, so tell us a little bit more about this. Because to me, I feel like I'm just starting to grasp the idea I was I was too caught up in the greedy capitalism, to understand kind of what what we were what we were starting to talk about with a social enterprise model.   Lindsay Bryan-Podvin  24:24 Yeah. So to bounce off of this idea of what is the difference between capitalism and money exchange? I think it's important to note that capitalism is a is a political economic system that we we know the dangers of right it is propped up by the unpaid and underpaid labor. So the person or people who are in charge, get the greatest amount of profit available. And as such, as we kind of touched on earlier, it's a system where we give all the praise to the people who Make a lot of money because they must have worked hard and simultaneously shamed the people who didn't make a lot of money because they must have not been hard workers. And we've we bought into that idea as a society so much so that you know, at the time that we're recording this, if you're on Twitter right now, you can see people rallying around Elon Musk saying like, yeah, he shouldn't have to pay taxes, he worked really hard. So we've got all these people saying, like, yeah, we save the billionaires instead of let's make sure we have a safety net that people can't fall through for the greater good of our society. So that's capitalism. And there's a lot of problems with it. And even if you disagree with it, unfortunately, we live in that society. Yeah. And money exchange, on the other hand has been around since the dawn of time, whether it was literal dollars or coins, there has always been an exchange of things for other things, or things or other services. And when we think about small business owners, which is most private practice owners, if we can think about ourselves as kind of the community farmstand, it helps to shift that mentality. So for example, if I go down to the farmers market, and I purchased a half a dozen eggs, I'm helping to support sustainable agriculture in my community, I get to know the person who grew my crew, my eggs, I don't think we're growing eggs, but you don't I mean, maybe if you're vegan, actually, you're growing your eggs. So you're growing your eggs substitutes? Got it? So we want to think about as therapists, how can we kind of fit into that model, where what we do in charging for services, and helping people in our community is a win win. Because when we have a healthier person in our community, because we are helping them with their mental health, what is that ripple effect on the community? And how can that be beneficial?   Curt Widhalm  26:57 It sounds like, you know, this is what a lot of practitioners do by going out into the community and sharing even some of the things that you were talking about at the top of the episode of just going and talking about mental health and about their practices and doing some, I guess, pro bono work and in the way of psychoeducation, or community education that helps to make that Win Win happen.   Lindsay Bryan-Podvin  27:25 Yeah. Yeah, absolutely. I think it's so so powerful. I think when we are in our spaces where we're surrounded by other mental health, folks, we forget what the baseline is of mental health knowledge. Oh, yeah, forget, just like what a wealth of information we have, like the other day, I did a presentation for non mental health care providers about what financial anxiety is, and tips to cope with it right. And for anybody in the therapy field, they'd be like, that's like, entry level CBT, maybe if you're lucky. But for this group of people, it wasn't that they don't, it's just we forget how much knowledge we have, and how valuable explaining some basics of how our minds and bodies and thoughts are connected, can be a huge value for other people in our community. So just don't take what your knowledge is for granted. Get out of your academic kind of echo chambers and go talk to people who aren't in the mental health care field. And that is really where you can offer a lot of wisdom and value in your community.   Curt Widhalm  28:33 So once again, echoing stop hanging out with therapists.   Lindsay Bryan-Podvin  28:41 That might be a theme. Yeah.   Katie Vernoy  28:44 Maybe it's stopped just hanging out with therapists   Lindsay Bryan-Podvin  28:47 That's a good reframe  Katie   Katie Vernoy  28:49 I know, I just it's really hard. I know, for me, and we've all spoken for therapists, we've all kind of done that thing. And I'm sure, just from the way you described it, Lindsay, you've got the thing. Like, that was a really nice reminder. And like, it is so dismissive. When a therapist comes up and says that to you, you're like, Yeah, but why did you need that reminder? You know, so I think it's that piece of when you start talking to folks who are not therapists, you recognize this is really important information. And it's not going to be discarded as Oh, I already knew that because it is this new piece that's coming in, that then allows, and this is, I guess, going to do accessibility thing. It allows this information to be disseminated more widely widely. It's something where they then are able to implement it, and maybe some people wouldn't need therapy if this information are readily available and was there first and so I think I'm putting the pieces together, Lindsay, I'm starting to see but it's it's really sharing the knowledge. It's making sure that you're available and that you've set up a fee system that makes sense for the folks that you're Working with but it's, it's this additional piece of you know, maybe you get creative and you do sponsorships or I mean there's people that have whole mechanisms for nonprofits to donate for, for scholarships for therapy. So I, there's, there's so much creativity that doesn't require an individual to slide their scale to an unsustainable fee. But this notion of just be accessible for all with all of these other pieces, I think is is hard to do. If you're not making enough money to survive, and you're seeing 40 clients a week,   Lindsay Bryan-Podvin  30:33 Ding ding ding that is exactly it. We cannot care for other people in our community when we don't take care of ourselves. And it's, you know, we hammer on this message as therapists but we forget that in order to practice self care, we need to be able to fucking afford it. Like we just do.   Katie Vernoy  30:48 Yeah, exactly.   Curt Widhalm  30:52 And it's not just kind of the big luxurious, affording things like yeah, you know, that eight to 10 days, go and do a vacation if that's your jam, but it's also being able to afford the consistent little things of and you know, it's going home at a decent time of night. It's being you know, not spending your your off hours catching up on notes, or it's having all of the other systems and everything else that we've talked about on this podcast of being able to have the convenience of being able to afford shutting off at each and every day.   Lindsay Bryan-Podvin  31:30 Yeah, absolutely in in those are the things that we know, make. The biggest difference is that consistency and that predictability, that predictability that you can power down the predictability that you can pay your bills that helps to give us that mental space to rest and to be safe.   Katie Vernoy  31:51 Where can people find you?   Lindsay Bryan-Podvin  31:53 My website is called Mind money balance. It's the same name as my practice. My podcast is of the same name. My Instagram handle is of the same name so people can find me on any of those places.   Curt Widhalm  32:08 And we'll include links to Lindsay's stuff in our show notes. You can find those over at MCSG podcast calm and also follow us on our social media and join our Facebook group, the modern therapist group. And until next time, I'm Curt Widhalm with Katie Vernoy And Lindsey Bryan-Podvin.   Katie Vernoy  32:26 Thanks again to our sponsor, trauma therapist network.   Curt Widhalm  32:30 If you've ever looked for a trauma therapist, you can know it can be hard to discern who knows what and whether or not they're the right fit for you. There's so many types of trauma and so many different ways to heal. That's why Laura Reagan LCSW WC created trauma therapist network. Trauma therapist network therapist profiles include the types of traumas specialized in population served therapy methods used, making it easier for potential clients to find the right therapist who can help them. Network is more than a directory though it's a community. All members are invited to attend community meetings to connect, consults, and network with colleagues around the country.   Katie Vernoy  33:07 Join the growing community of trauma therapists and get 20% off your first month using the promo code MTSG 20 at traumatherapistnetwork.com Once again that's capital MTS G the number 20 at Trauma therapist network.com   Announcer  33:23 Thank you for listening to the modern therapist Survival Guide. Learn more about who we are and what we do at mtsgpodcast.com. You can also join us on Facebook and Twitter. And please don't forget to subscribe so you don't miss any of our episodes.

In this episode Lindsay tells us about common money blocks for therapists and how to find balance between our mindset and our money. Lindsay Bryan-Podvin (she/her) is a biracial financial therapist, podcast host, speaker, and author of the book “The Financial Anxiety Solution.” In her therapy practice, Mind Money Balance, […]

In this episode Lindsay tells us about common money blocks for therapists and how to find balance between our mindset and our money. Lindsay Bryan-Podvin (she/her) is a biracial financial therapist, podcast host, speaker, and author of the book “The Financial Anxiety Solution.” In her therapy practice, Mind Money Balance, […]

Hello Martinis and Your Money Listeners!  Most mental health experts I chat with estimate that 97% of people suffer from financial anxiety at some point in their lives and from what I've seen at Financial Gym, I would agree with these estimates. Even clients who are financially healthy go through periods of financial anxiety at some point or another. And one of the most common careers where you can experience financial anxiety is as a business owner. So joining me today is Lindsay Bryan-Podvin, a Financial Therapist and author of the book The Financial Anxiety Solution, to talk about how you can manage your financial anxiety, especially if you're building a business at the same time. And now here's Lindsay.  For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode388

What's your relationship with money like?…have you ever thought about where that mindset comes from? Or here's another question…are you a business owner that struggles to charge your value even though you know you could be selling high ticket offers? Today on the What Nik Know's podcast I have Lindsay Bryan-Podvin from @mindmoneybalance. Lindsay is a biracial financial therapist, speaker, and author of the book "The Financial Anxiety Solution." In her therapy practice, Mind Money Balance, she uses shame-free financial therapy to help people get their minds and money in balance. Here are 10 things you'll hear on today's show: Where your relationship with money comes from Charging your worth vs charging your value Understanding that money is neutral  How to change the stigma around money being a taboo topic How to teach your children about money at a young age Gender and money Deciding what to charge based off your needs vs wants Advice to new parents on setting yourself up to have financial support when bringing a new babe home How to cut through the noise of the finance world What is financial anxiety  Make sure to save + share with anyone you think could benefit and of course go follow Lindsay- she is such a powerhouse! Here is Lindsay's contact info: lindsay@mindmoneybalance.com www.mindmoneybalance.com Instagram @MindMoneyBalance Twitter @MindMnyBalance  

Check out this episode on Youtube with automatic closed captioning! In this episode, Lindsay talks with us about financial psychology and the impact that money can have on people. She touches on how this can impact our clients, how we develop our mindset about money as early as 7-8 years old, and how this can effect us in our jobs as clinicians in community mental health and/or private practice. Take a listen to learn a lot with Lindsay! Lindsay Bryan-Podvin is a biracial financial therapist, speaker, and author of the book "The Financial Anxiety Solution." In her therapy practice, Mind Money Balance, she uses shame-free financial therapy to help people get their minds and money in balance. She's expanded her services to help private practice therapists with their money mindset, sustainable pricing, and authentic marketing so they can include financial self-care in their work. She lives with her partner and their dog on the traditional land of the Fox, Peoria, Potawatomi, and Anishinabewaki peoples also known as Michigan. Check out our sponsor: MT-PC! All pod-courses on sale for $20 off! Free Financial Archetype quiz mentioned in the podcast:  www.mindmoneybalance.com/quiz/ Follow Lindsay on Instagram @mindmoneybalance Check out her website: www.mindmoneybalance.com Mind Money Balance Podcast www.mindmoneybalance.com/podcast1/ Check out our sponsor: MT-PC! All pod-courses on sale for $20 off! Join our newsletter for free downloads, creative ideas, and exclusive access to our materials! Follow Creative Therapy Umbrella on Instagram or on Facebook! Have feedback? Fill out our anonymous survey to let us know your thoughts, concerns, questions, suggestions, and feedback. For us to serve you better, we need to hear YOUR voice!

Lindsay Bryan-Podvin from @mindmoneybalance is a biracial financial therapist, speaker, and Plutus-nominated author of the book "The Financial Anxiety Solution." In her therapy practice, Mind Money Balance, she uses shame-free financial therapy to help people get their minds and money in balance. She lives with her partner and their dog in Michigan. In today's episode, we talk about how some of the financial anxiety problems Lindsay sees in her financial therapy practice can cross into the points and miles space. In case you've ever had that feeling that you weren't "good enough" at this hobby or if you feel ashamed about your redemption value or anxious about credit cards, this episode is definitely for you. You can find Lindsay at: Website: https://www.mindmoneybalance.com Instagram: https://www.instagram.com/mindmoneybalance You can find Julia at: Website: https://www.geobreezetravel.com Instagram: https://www.instagram.com/geobreezetravel Credit card links: https://www.geobreezetravel.com/cards Hangouts: https://www.geobreezetravel.com/hangouts Patreon to access recordings of hangouts: https://www.patreon.com/geobreezetravel Free 30-minute coaching call: https://www.calendly.com/geobreeze/free-introductory-chat Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

In this episode, Melissa Joy, CFP®, and Lindsay Bryan-Podvin discuss the societal and cultural stigma surrounding money conversations and how to change that mindset.  Lindsay Bryan-Podvin is a social worker-turned-financial therapist, author, and speaker. Her financial therapy practice helps people get their minds and money in balance to reach their financial goals.You will learn:·       How our culture reinforces our fear about money discussions.·       When you feel overwhelmed by your finances how do you breakthrough?·       Why acknowledging how our experiences and our childhood shape our thoughts on money can help change our money mindset.·       How to breakdown the barriers that are preventing you from reaching your financial goals.·       Shame vs guilt when it comes to money. Resources:Find out more about Lindsay Bryan-Podvin HERE.Order a copy of The Financial Anxiety Solution, a self-paced workbook.Read an article, Money and Community: Empowering Women Business Owners, by Lindsay Bryan-Podvin. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.

Welcome to Episode #47 of SEASON 5 of 'Sharing Life Lessons'. A podcast that brings you stories from around the world to have fun with and to learn from because stories inspire, stories teach, and stories heal!! We are one spirit; one soul and together we are creating a library of stories. To support the creation of this podcast please go to https://anchor.fm/sharinglifelessons and hit the support button with the dollar sign to sign up for a monthly subscription for an amount of your choice. This will enable me to bring you an enhanced season 5. The target audience for this episode is EVERYONE. Our guest for today is Lindsay Bryan-Podvin. She is a biracial financial therapist, speaker, and Plutus-nominated author of the book "The Financial Anxiety Solution." In her therapy practice, Mind Money Balance, she uses shame-free financial therapy to help people get their minds and money in balance. She lives with her partner and their dog in Ann Arbor, Michigan. Instagram: @mindmoneybalance Website: www.mindmoneybalance.com Resources: Erin Lowry's Broke Millennial Book series https://brokemillennial.com/get-the-book/. This is a book recommended by Lindsay for those who want a basic book on financial discipline. My key takeaways from the discussion in this episode are as follows: 1. Nobody is inherently bad with money. Don't ever think that If you are in debt or are living paycheck to paycheck, that you are dumb or stupid. You are not. You can learn, you can change, you can overcome. 2. You should give yourself the permission to grow and to change your mind. A marker of true maturity is to say I used to believe in something but now I have new information, and I have grown beyond the belief I used to have. I think this life lesson is on the money for life as well as for money matters. Lindsay also shared an appropriate money example with us regarding this life lesson. 3. In order to help you shift any guilt provoking thoughts in your head about money, be kind to yourself the way you would be kind to a friend. Learn from your mistakes and bring the required change in your life to achieve financial health. 4. Lastly for those listeners who are parents, please teach your children to be financially responsible from an early age. It is one of those good habits that will benefit them lifelong. You can personally write to me at sharinglifelessons101@gmail.com with your comments or if you have a story to share with our listeners. I will bring you another episode of Sharing Life Lessons next Wednesday. Until then, 'Be happy, be safe and be well'. Podcast links:. Apple Podcasts: https://podcasts.apple.com/us/podcast/sharing-life-lessons/id1495248815?uo=4 Spotify: https://open.spotify.com/show/1EZMzRw1cWMyvSiyeeyTRd Anchor.fm: https://anchor.fm/sharinglifelessons Amazon music: https://music.amazon.com/podcasts/e35e7f52-e169-47e0-885d-c9c656b7c422/SHARING-LIFE-LESSONS --- Support this podcast: https://anchor.fm/sharinglifelessons/support

On Episode 10, AJ & Amelie talk to Linsday Bryan-Podvin about money, mental health, and financial therapy. Lindsay is a biracial financial therapist, speaker, and Plutus-nominated author of the book "The Financial Anxiety Solution." Listen for Lindsay's money story, experience through getting multiple degrees, and starting her own practice. Tune in for an incredible, insightful, and truly vulnerable conversation. We also dive into our opinions on some well known financial gurus- you won't want to miss this one! You can find Lindsay at @mindmoneybalance at instagram.   You can find all our offerings at www.beyondthegreenfinancialcoaching.com 

Lindsay Bryan-Podvin is a biracial financial therapist, speaker, and author. She's passionate about helping high-earning couples recommit to their relationships using shame-free money therapy and coaching. It's her mission to teach all her couples how to stand in their power by including money in their relationship. For any any purchasers of my book "The Financial Anxiety Solution" a free video training on values-based spending and saving. Info on how to get it at www.mindmoneybalance.com/podcastwww.mindmoneybalance.com Instagram: @mindmoneybalance

This week I celebrated 12 years of marriage. So it's only right that episode 12 of the podcast talks about love, money, and relationships. On The Purpose of Money podcast, Lindsay Bryan-Podvin and I are talking about money, love, and relationships. Lindsay is a financial therapist, speaker, and author who is passionate about helping high-earning couples deepen their relationships using money psychology. It's her mission to open up a dialogue to help clients talk about their money beyond the dollars and cents. Learn more about Lindsay, her book, The Financial Anxiety Solution, and more in the show notes. Subscribe to The Purpose of Money so you never miss an episode.

Whether you're the 1 in 7 people currently experiencing job loss or apart of the other 6 still working (maybe feeling slightly guilty about it..?) this episode is for you. Tune in as Lindsay Bryan-Podvin drops some serious knowledge bombs ranging from the 4 money archetypes, to why personal finance is actually not as hard as everyone makes it out to be and importantly, to how to approach the "money conversation" in your romantic relationship. Lindsay began as a licensed clinical social worker before cross training in financial social work & therapy. From there Lindsay went on to write "The Financial Anxiety Solution" and found her business Mind Money Balance that currently helps couples understand the emotions & psychology we associate with money THEN dive into the nitty gritty of budgeting, saving and investing. Needless to say, this episode's got it all. Follow Lindsay on Instagram Listen to her podcast episode diving deep into the Four Money Archetypes Like what you hear? Find more from TaVona below:

Lindsay Bryan-Podvin, owner and founder of Mind Money Balance, is a financial therapist who started her career in the field of mental health treatment and advocacy. As the first financial therapist in Michigan, she combines financial literacy with the emotional and psychological side of money. She always had an interest in mental health and found an even greater love working at the intersection of mental health and money, especially when it comes to romantic relationships. In addition to being a published author of the book "The Financial Anxiety Solution," she has a degree in sociology from Michigan State University, and her Master's in Social Work from the University of Michigan. She lives with her husband and their Portuguese Water dog in Ann Arbor, Michigan.Here are the minute markers for the highlights of this episode:00:01:31 Your Relationship with Money And Anxiety00:02:55 What You Can Do Now To Control And Ease Your Anxiety00:06:14 Lindsay's Path To Becoming A Financial Therapist00:08:59 Getting Started And Getting Comfortable With Money00:12:58 Get Over Money Blocks: Releasing Unwanted Thought Patterns00:16:18 Why You Need A Personalized Approach00:17:20 The Three Basic Building Blocks00:21:50 Lindsay's Mindset And Looking Back On Her Journey00:24:52 Lindsay's Bright Light WisdomConnect with Lindsay here.

Have you felt anxious about money? Financial anxiety can be so pervasive and have real consequences. In this interview, Melanie talks to financial therapist Lindsay Bryan-Podvin who just released the book "The Financial Anxiety Solution". In this episode, learn how to change your money story, deal with financial anxiety, and hear expert tips about managing money and mental health. Lindsay Bryan-Podvin, owner and founder of Mind Money Balance, is a financial therapist who started her career in the field of mental health treatment and advocacy. As the first financial therapist in Michigan, she combines financial literacy with the emotional and psychological side of money.