Podcasts about questions like

The boys bring back Ashe after reconnecting at Lollapalooza! They talk all about her set from Lollapalooza, her new album, and on top of all of that… Ashe just released a brand new single! Additionally, Jackson and Tommy dive into National Underwear Day and figure out all the weird trends behind it and definitely question why it's a “holiday” in general.

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Bishakh Rout is a self-professed highly motivated PhD researcher in Chemical Engineering at McGill University. He is studying the surface modification of biomaterials and the application of hydragels in contact lens technology! Get ready for a fast-paced 25-minute interview -- the shortest Abstract interview yet, and the first of many shorter-form interviews, for all you busy bees out there! Tune in for Answers to Questions Like... How does one deliver medication through the eyeball? What is a hydrogel and what are its applications in biomaterials? What similarities/differences do we find between surface and embedded biomaterials? What kinds of interactions and influences do these biomaterials have on the body? and many more! Topics & Concepts Contact Lenses Nanotechnology & Nanocarriers Drug Delivery Polymers Crabs & Cyrosin Vitamins & Phytochemicals: Curcumin, Quercitin, Leutine Timolol (Beta-Blocker) Hydragels Gaseous Coating Biomaterials: Surface vs. Embedded Inflammation Rejection Performance Proteins Recommended Readings (See Below) /// A Sampling of Bishakh's Publications Work describing plasma polymer thin coatings on hydrogels - https://onlinelibrary.wiley.com/doi/abs/10.1002/ppap.202000191 Work on nanocarriers for drug/therapeutic delivery - https://www.nature.com/articles/s41598-017-07444-w https://www.sciencedirect.com/science/article/abs/pii/S1572100017304404 https://www.sciencedirect.com/science/article/abs/pii/S0927776516300029 /// Does free will exist? Maybe. Regardless, please share your cherished feedback with me at abstractcast@gmail.com! Liking the show? Drop us a juicy 5-star rating or a written review on Apple Podcasts! Support the show by Following & Subscribing on: Spotify, Facebook, Instagram & Twitter --- Send in a voice message: https://anchor.fm/abstractcast/message

Our guest this week, Alexa Ruel, is completing her PhD in Psychology at Concordia University. Her research is focused on decision-making, making decisions about decisions and how that process changes across the lifespan. ALSO, for the first time ever we're joined by a high school student! Allegra is a bright eighth grader who sneaks insightful questions into the discussion throughout the episode, and keeps us accessible! You don't want to miss this (or any) episode! Tune in for Answers to Questions Like... How do we make decisions (about decisions)? How does decision-making change across the lifespan? How do our internal and external environments affect our decision-making? What is the role of memory in decision-making? Which brain regions are involved in making decisions? and many, many, many more! Topics & Concepts Infant Cognition Decision-Making Across the Lifespan Adolescence vs. Old Age Decisions vs. Choices Cost Benefit Analysis Internal vs. External Environment Aging Mindsets Memory Hormones Alexa's Lab Model-Based vs. Model-Free Model Deterioration The Decision-Making System Experimental Design: Neural Activity & EEG Cognitive Effort & Mental Fatigue Alexa's Article: https://www.concordia.ca/cunews/offices/vprgs/sgs/public-scholars-21/2021/05/13/deciding-what-to-decide-is-no-easy-task.html My New Audio Course on Listenable: The Secret Life of Words https://listenable.io/web/courses/402/the-secret-life-of-words/ Does free will exist? Maybe. Regardless, please share your cherished feedback with me at abstractcast@gmail.com! Liking the show? Drop us a juicy 5-star rating or a written review on Apple Podcasts! Follow & Subscribe on: Spotify, Facebook & Instagram (@abstracast), & Twitter (@abstract_cast) --- Send in a voice message: https://anchor.fm/abstractcast/message

Now that we know many details from Biden's Infrastructure bill, there are still questions we have, including "What will they consider to be infrastructure?" Senator Kirsten Gillibrand thinks it includes day care and paid leave.  See omnystudio.com/listener for privacy information.

Be prepared to do a deep dive into physics and philosophy – the theory of relativity and “who runs the world?” – and some of life’s most challenging questions – “what’s your favorite cheat meals?”. Also, Beyonce. The answer is always Beyonce. As ever, if you like the episode, please share and review.   Talking Points Introduction (01:08) Manchester is blue: True or False? (03:10) What’s outside of space? (04:10) What's your favorite cheat meal and why? (07:35) How have you managed home-life and work-life balance over the course of building Viddyoze? (09:10) What is the true meaning of life? (14:15) Who's your favorite employee, non-founder? (21:17) The title of these episodes is inspired by Friends, which Friends’ character are you and why? (22:09) How do you feel about the future in which a lot of jobs are replaced by robots or algorithms? (23:27) If you could visit any fictional world, where would it be and why? (28:07) What's next for Viddyoze beyond Blox? (29:39) If you could go back to Day One of Viddyoze, what would you tell yourself? (31:58) How important are Shiba Inu dogs in building a $1 million company? (33:21) If you have the chance to go back in time just once and change any moment in your life, what would it be and why? (34:05) Once lockdown is over, what’s the first thing you want to do with your family, with your friends, and with your colleagues? (37:25) I want to set up my own business in 2021, what advice do you have for me? (38:50) What have you missed most during the pandemic? (41:00) If you could step back now with all the money in the world and were not allowed to have any involvement with Viddyoze again, what would you do and why? (42:55) What's your favorite Viddyoze template and why? (46:25) Would you rather live on a private island or a penthouse apartment in your favorite city? (48:03) I want to make a simple video with about 16 different sunglasses. Any help out there to get this set up? (49:03) What happened to the restaurant? (50:15) Who really runs the world? (51:10) Are there aliens? (51:40) Why are we better? What separates us? (52:35) What are your experiences of racism and discrimination in the workplace? (54:55) What's your go-to meal deal? (58:15) How can we service viddyoze.com as a white label company? (59:00) What were your real first impressions of each other? (59:43) What's the biggest regret and what did you do to get over it? (61:50) How has 2020 and 2021 changed how you want to do business? (62:40) Conclusion (63:35)   Quotes “I think you just got to be smart with your time. You just got to work out what the right thing is to do with your time.” - Joey “The meaning of life is just basically to live the existence. You just experience it, just learn from it, and see what happens later.” - Joey “You got to be invigorated by something. You got to be excited about something.” - Joey “I suppose quite a few people think if you run a company, you've got to put the hours in. I agree, you got to put the hours in, but what those hours are for me, that's what's important.” - David “Try your best to be happy and then make other people happy as well, or impact other people positively.” - David “I've seen some people driving recently. That's not good either though.” - David, about whether self-driving cars are good or bad   Useful Links Main Platforms Viddyoze Website Viddyoze App Films By Viddyoze The Viddyoze Story | How We Built An 8-Figure Bootstrapped Software Enterprise Viddyoze Presents 'Fade To Black' | From Broke To $30 Million | Joey's Story Social Media Viddyoze Facebook Viddyoze Instagram Joey Xoto Instagram Viddyoze LinkedIn Joey Xoto LinkedIn Jamie Garside LinkedIn David Chamberlain LinkedIn

You Can Solve PMP Questions Like a Chess Grand Master.  All you need to do is follow the techniques chess grand masters use! You CAN Ace the PMP Exam!  Join my 7-Day Accelerator Program!  My team and I will personally guide you to your PMP.  No limits on time or support.   https://pmmasterprep.com/apply/ Or call me 757-759-5282   or email me scott@pmmasterprep.com

We sit with Alison Coville, in Toronto. Alison was born and bred in Ontario, Canada. She found her passion in the retail business as a teenager. Se dove head first into this journey until she reached the pinnacle of her industry. Undeterred by the fact that she was navigating within a professional world that lacked female mentors, she drew from her experience living in a family where gender didn’t play a part in defining her ambitions. Instead, we learn from Alison that the big picture took priority for her and that seeking the perspectives of others, being open to new ideas and asking questions as the perennial “new person” were the actual keys to her success. What else? Vulnerability, authenticity, kindness, humour, reliability … and painting. Ahhh, painting… Linkedin: https://www.linkedin.com/in/alison-coville-retail-executive/ Behind Greatness website: www.inspirenorth.com/podcast Behind Greatness IG: inspire_north Behind Greatness TW: inspire_north

Thanks to our good buddy for waking up early to talk about his wife's ER scare and then to answer some unique questions in our Fast Five question challenge with the one and only Jason Aldean

Want to feel like you’re watching a Vogue video? Listen to this episode where we attempt 73 questions (but end up getting to about 38) and cover everything from our inspiration to our vices to Madeline’s fear of dolphin homicide. Instagram: @since_second_grade Info links: https://aladygoeswest.com/73-questions/ Episode topic inspired by What We Said podcast!

The Quirks & Quarks annual Question show, ten questions, ten answers.

On the TOEFL test, you must know your English vocabulary. You will need a deep knowledge of English vocabulary for every section of the test: Listening, Reading, Speaking, and Writing. Today I've created a lesson answering the question "What Do Vocabulary Questions Look Like in the TOEFL Test Reading Section?"To read along as you listen, or follow along with a video, you can see even more at this post on StudyWithAndrea.com.Support the show (https://studywithandrea.com/)

1) How to face anxiety as a producer or as an artist because due to this amidst of COVID I got that and I wasn't able to focus much on making music 2) How to stop overthinking? Because when I go deeper in projects I tend to be getting worried about end results that will it sound good to other people will it get accepted by labels will I get some playlist etc. 3) This question is special from me to you and that's What are t mistakes that your younger self made it can be as an artist, human that you don't want others to repeat or you don't want yourself to repeat at this time. 4) As consistent is the key and you've been what are the pros and cons of it whether it's running a talk-show, podcasts, making music Netflix Of Beats https://bopmop.com?aff=Leezythegifted 15-Minute Coaching Call https://calendly.com/leezythegifted/15-minute-coaching-call?month=2020-09 15 Free Beats http://giftedstarterpack.com/ Youtube - https://www.youtube.com/channel/UCcPECB5Nja8oWDqVz8kSmFg?view_as=subscriber Instagram - https://www.instagram.com/leezythegifted/ Spotify - https://open.spotify.com/artist/4GX0VR7K1JRRBBkHGzshJA?si=2TMsJfzqQ9Sety6ZvWRGnQ --- Send in a voice message: https://anchor.fm/musicmasterypodcast/message Support this podcast: https://anchor.fm/musicmasterypodcast/support

By Richard Hunt “If God made us…who made God?” That’s one example of the many questions Dr. Kevin Jones has been tasked with answering. The questions come from kids and the response needs to be appropriate for children in the elementary school age bracket. The kids’ curiosity about faith is part of a three-year video mission for LifeWay’s “The Gospel Project,” a curriculum used by many churches and Christian schools. If you’d like to hear how Dr. Jones might respond to the question: “If God made us…who made God?,” click on our podcast for that and much more about this encouraging project to help kids come closer to Jesus.

By Richard Hunt “If God made us…who made God?” That’s one example of the many questions Dr. Kevin Jones has been tasked with answering. The questions come from kids and the response needs to be appropriate for children in the elementary school age bracket. The kids’ curiosity about faith is part of a three-year video mission for LifeWay’s “The Gospel Project,” a curriculum used by many churches and Christian schools. If you’d like to hear how Dr. Jones might respond to the question: “If God made us…who made God?,” click on our podcast for that and much more about this encouraging project to help kids come closer to Jesus.

Job interviews can be scary, which is why this week, I'm talking all about how to answer job interview questions like a pro! College students, fear no more! With a bit of practice, you'll be answering even tough questions with confidence! Showcasing retail experience: https://youtu.be/TNmP5ActHCY My new job: https://youtu.be/g6gva1VjIM0 -- Some of the links below may be affiliate links, meaning, at no additional cost to you, I may receive a small commission if you click through and make a purchase. Coconut Whisk! My favorite vegan, gluten-free microwave mug cake!! Use coupon code "FEEDTHATNATION" for $3 off! https://coconutwhisk.com/collections/all-mixes/products/stocking-stuffer-bundles/?ref=feedthatnation -- My name is Natalie Nation (aka: “that” Nation!). I am a Dietetic Intern and Masters of Public Health student, future registered dietitian, health educator, content creator, and mac and cheese expert! Feed That Nation is a place where I talk about all things college life, college health, and college wellness. I give my best advice and share authentic stories and REAL health and lifestyle tips for college students. I make content to connect with you, bring you information, share my story and my struggles, and most importantly, I am here to learn, just like you! My goal is to help you to be more successful, confident, and healthy in your student journey. Join me every Wednesday and Saturday in videos and podcasts with real talk from a real-life college student who has been there, done that. -- Follow Me: Instagram: instagram.com/feedthatnation Blog: feedthatnation.com Podcast: feedthatnation.com/links/ Podcast Theme Music: “Crimson Fly”, YouTube Audio Library Vlog Theme Music: "Take Your Time" "Bottle of Something", YouTube Audio Library The information given is for educational purposes only, and is not meant to be taken as medical advice. Please seek out licensed health-care professionals for medical questions and concerns.

Asking Questions Like a Boss

Raise your hand if you’re ready for bow season? *raises hand* On this week’s Fist Full of Dirt podcast, we’ve got Toxey Haas joining us in the Camo Cave! Toxey is the man behind Mossy Oak and we’re talking all things bowhunting. He’s sharing some old school skills that come from decades spent in the woods.  

Noah Earland is a friend of mine from college who is currently pursuing his MD-PhD in training to become a medical scientist. Through a variety of research internships and jobs, he found from an early age the excitement that comes from asking good questions. Now in his training, it’s more relevant than ever, as the big questions he’s starting to ask don’t only deal with lab science, but also with how to do ethical research in a clinical setting, dealing with real patients suffering from real diseases. We cover interesting topics like the interaction between researchers and clinical physicians, palliative care, the politics of academic research, the struggle to create trust between the medical system and historically underserved communities, and the true joy of curiosity found from asking the right question. Noah is an energetic, well-spoken, and passionate person. I had so much fun listening to him and I think you will too.-----Podcast IG: https://www.instagram.com/seekingauthenticitypodcast/Podcast Website: https://seekingauthenticity.buzzsprout.com/©Flint Mitchell

I'm your host Nick Mann and you just listened to the Don't Quit Podcast. Feel free to give a review on iTunes. This is made from TyypoPrints.com we make dreamers into doers through motivational prints.    Use promo code: podcast at the checkout to get 10% off your next print.    Until then I will see you at the top. Thank you for listening

Also, we had to name the person who gave us the worst kiss ever. Jim has a shot to score a goal and win 5K for the Pediatric Cancer unit at Vanderbilt Children's hospital. Tax free weekend is different this weekend.

Matt answers Professor Galloway's questions like a BOSS

My new book LOSERTHINK, available now on Amazon https://tinyurl.com/rqmjc2a Content: Giving up our rights Viewer questions --- Support this podcast: https://anchor.fm/scott-adams00/support

Have you ever dreamt of pursuing a digital nomad lifestyle? Eric started his digital nomad journey by joining a work travel program called Remote Year after saving up enough of a cash buffer. His plan is to continue working remotely after Remote Year is over and living a full on digital nomad lifestyle. You'll love that story. We also chat about... Eric's background What Remote Year is like How he's planning on making an income A day in the life of a digital nomad Enjoy this chat with Eric, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Eric's blog: Nomad on FIRE Eric on Twitter and Instagram Reddit thread /buildapc New Egg ChooseFI Facebook Group Remote Year Episode: The DIY approach to building skills, becoming a millionaire, and finding your passion | Grant Sabatier of Millennial Money NomadList Mr Free at 33 The Earth Awaits NomadSummit 2020 No More Harvard Debt Episode: A New Travel Hack: Mystery Shopping | Financial Roadways Key takeaways from our chat with Eric 1 - Remote Year is a good way to transition into the digital nomad lifestyle Remote Year is a work travel program that offers accommodation and co-working passes to a group of people who live a digital nomad lifestyle together. Although a little on the pricier side, Eric argues this is a great way to try the digital nomad life along with a community. He gets to meet a lot of interesting people from diverse backgrounds and several different skills, all while travelling and working on his side hustles. 2 - Geoarbitrage as a strategy Eric is using geoarbitrage to make his money last longer - by earning in a strong currency and spending in a weaker currency in cheaper locations. Him and his girlfriend get to save more money and travel more. He also uses travel rewards, and recently started a blog to document his journey and make some extra money. 3 - How Eric saved up $30k to travel abroad Eric was working a high paying job but lacked work life balance. He was always a decent saver and made sure to max out his tax advantaged accounts and avoid lifestyle inflation. He treated his saving as a game, and made it a challenge at the end of every month to find ways to cut back and save more. The most important: finding what your why is. That's his plan for the year ahead. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Mystery shopping might be the new travel rewards hack. Johnny uses travel rewards and mystery shopping to go on holiday for free. Him and his wife are using rental properties to fast track their path to FI, with Johnny's goal is to be able to take summers off by the age of 35. You'll love that story. We also chat about... How to make the most of travel rewards Where to get travel reward information The value of mystery shopping Enjoy this chat with Johnny, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Johnny's blog: Financial Roadways Johnny on Twitter Jobspotter app Frequent Travel University Episode: Rethink the Rat Race Key takeaways from our chat with Johnny 1 - Mystery shopping is just as valuable Mystery shopping involves using a service for free and filling in a survey/review in return. This is usually done with restaurants, holidays and hotels. Johnny provides quality reports and literally gets paid to go on holiday or to eat a delicious meal at a restaurant. A new travel hacking technique? 2 - Travel rewards and minimum spending The problem with many travel reward credit cards is that the minimum spend is pretty high, and that can put off some people, especially since you can't pay bills with a credit card. Johnny and his family use a third party software that allows you to pay bills from your credit card, and if you don't meet the minimum spend that month, you can prepay the bills or use a gift card. This is what allows him, his family and his in-laws to go on holiday to Jamaica at a resort, all for free. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

One of the best ways to increase your income is to do a career transition Caitlyn changed from sales in the beer industry to working as a software engineer. After an intense 6 months completing a coding bootcamp, she was able to find a higher paying job as a software engineer with a better work life balance and pretty much everything she was looking for in a job. You'll love that story. We also chat about... Caitlyn's early career How she completed the coding bootcamp How she got her job as a software engineer Managing coding interviews How not to screw up your career transition Enjoy this chat with Caitlyn, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Caitlyn on Twitter Hackerank Key takeaways from our chat with Caitlyn 1 - The first step to a career switch Caitlyn was working in the beer industry in sales, but wanted to work in tech. Her first step was researching bootcamps online and picking a bootcamp with good reviews and that wasn't too expensive. She completed her bootcamp online since she didn't have the patience or time to go back to school, and didn't get into debt to pay for the course. 2 - How she found a job immediately after finishing the bootcamp Her bootcamp was 6 months long. She started networking for jobs at the 4 month mark, and says this is what allowed her to find a job at the perfect timing. During her job search she researched different companies, did many interviews and used the skills she acquired working in sales to set her apart from other candidates. The personal connection she got from networking meant she was more likely to be considered for a job position. 3 - Are bootcamps worth it? Caitlyn believes bootcamps are a great option. They cost a fraction of what a college degree costs, allow you to work remotely and provide you with many more opportunities. Caitlyn used Twitter to connect with other tech people and commit herself to the challenge of learning how to code - she made a lot of friends and it helped her transition career. It's important to network as well as complete the bootcamp - if that's what you do, then a coding bootcamp is very much worth it. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Is property part of your portfolio in order to reach FI? Maria and her husband own 9 rental properties, and have a net worth of over a million. They're aiming for a net worth of $3 million in order to reach FI, and have some pretty nifty real estate hacks to share with us. You'll love that story. We also chat about... Maria's personal finance journey Canada's maternity leave Dealing with tenants Future FI goals Enjoy this chat with Maria, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Blog: Handful of Thoughts Maria on Instagram FI after 50 Camp Mustache Key takeaways from our chat with Maria 1 - Canada's maternity leave is pretty sweet In Canada, maternity leave can be 12 months or 18 months. Maria and her husband used up their maternity and were able to split it between the two quite evenly. This allows Maria as well as her husband to go back to work fully rested and with the right energy. Julie mentions she's able to get 8 month maternity leave. 2 - How they're investing in real estate to reach FI Maria works as a teacher, and along with her husband they own 9 rental properties with a total net worth of $1.3 million. The first $1 million took them 8 years, and they're planning on the next one to take 5 years. They already have a pretty flexible lifestyle and plan in the future to homeschool their kids. 3 - A few tenant hacks As a landlady, Maria has had to deal with a few difficult cases - she had to take one tenant to court because of the state in which they left the flat when they moved out. But she was still able to get her money back thanks to one good hack: asking for an emergency contact before the tenant moves in. The mother of the tenant was then able to represent the tenant in court. Other hacks include trusting your gut, and sending a birthday card on the tenant's birthday. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Do you include your house and car in your overall net worth? Rachel and her family are aiming for a FIRE number of $2 million. Her and her husband focus on a high savings rate, prioritising their budget and building a side income to speed up their journey. You'll love that story. We also chat about... Budgeting categories How they manage big expenses Their total net worth How Rachel is participating in GCV's blogging and Etsy course Enjoy this chat with Rachel, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Blog: Money Hacking Mama Rachel on Instagram Gold City Ventures Article: The Shockingly Simple Math to Early Retirement Net Worthify Calculator Redfin YNAB Key takeaways from our chat with Rachel 1 - How Rachel keeps a high savings rate Rachel uses YNAB to do all her budgeting, keep track of her net worth and manage all her expenses. She looks at the big picture of her yearly expenses and compares it to her income. From there she can easily prioritise her values, and figure out what she needs to cut down to keep a high savings rate. This means she's more careful when buying gifts at Christmas, for example. 2 - Why her house and car are not part of her net worth Her household's net worth is currently $650k, and her and her husband are aiming for $2 million. This does not include their house and car since she says that those two, although assets, won't pay them any money. Having said this, both assets will be paid off by the time they're retired. 3 - Her experience with blogging and Etsy Rachel joined Gold City Ventures because she always wanted to manage a blog and make some side income online. She knew she needed someone to help her with the technical side, and the course has helped her through every milestone. The community is very powerful and this keeps her posting regularly. She's also started with Etsy and has completed over 60 sales! Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Do you dream of retiring before your 40s? Amon and Christina retired at age 39 and moved to Portugal with their two daughters. Thanks to their government jobs, they were able to achieve a very high savings rate of 70% and build a nest egg of 25 times their annual expenses in just 8 years. They've now been retired for 3 months and enjoy their time relaxing and spending more time with their girls. You'll love that story. We also chat about... How they got started on their journey Their FIRE numbers Why they got government jobs Their asset allocation Dealing with health insurance abroad Enjoy this chat with Amon and Christina, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Blog: Our Rich Journey Our Rich Journey on Youtube and Instagram Video: Top 5 Companies Always Hiring Key takeaways from our chat with Amon and Christina 1 - The journey starts with the right mindset Christina and Amon explain that the FIRE movement is a unique world where many people outside believe that reaching FI is not possible. But they argue that it is possible if you have the right mindset and keep a positive attitude. Their journey started by working on their mindset, and then they started saving money, investing in real estate and educating themselves about money management. 2 - How they were able to save 70% of their income They attribute their high savings rate to having government jobs that paid for all their living expenses abroad. They worked in Japan and in Spain, and were able to live for 10 years mortgage and rent free. They also saved on insurance and transportation, and would travel for free with credit card hacks. They had the purpose of FI and kept putting that money into the stock market to be able to retire early. The good news: there are a lot of opportunities to work with the federal government and it's not hard to get a job with them overseas. 3 - Their lifestyle in Portugal The couple describe their life as an extended European dream. Their days are extremely flexible and they have a 'semi-structured' life with their girls going to school everyday. They're in Portugal on a retirement visa and have decided to focus on building their children and spending as much as time as they can with them. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

In what way would a medical disability change the way you approach financial independence? Zero has had to deal with brain surgery and has had rheumatoid arthritis for a few years. It affects her work situation, her financial situation and her physical health, so she's had to adapt her path to FI with side hustles, passive income and insurance. You'll love that story. We also chat about... Her medical history Why she's prioritizing her body Her current financial situation How she quit her job to pursue her side hustles Getting married Enjoy this chat with Zero, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Zero's blog: Walking to FIRE Zero on Twitter and Facebook Interview: One American Woman’s Story About Disability and the Path to Financial Independence Key takeaways from our chat with Zero 1 - The importance of prioritizing quality of life The truth is no one knows how long they will be able to work for, and many times we take for granted being healthy. Zero is very aware that she can't just push through and work more hours to reach FI sooner, she needs to prioritize her health now so she can still be healthy in the future. This means she's moving to the suburbs, slowing life down and working from home so she can focus on having a healthy lifestyle. 2 - $100k is a good stability point Zero was very excited to hit the $100k net worth mark, but after $100k she noticed that the numbers increasing did not fulfill her as much. She used to blame lack of money for all her problems, but now she realises that money doesn't solve everything and instead it has to be her that takes control of her journey and situation. 3 - The power of passive income Zero is aiming for $3,000 in passive income per month, and she's at $1,200 at the moment. She sells video courses, e-books and has some affiliate income that gives her a regular salary. This gives her the headspace to focus on active income, on her health and on her personal FI journey. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Have you ever thought of turning your own community into a 6 figure side hustle? Melissa started a local community Facebook group to help locals find out what's going on in town, recommend businesses to each other and work on initiatives together. This community group now provides her with a full time income and the flexibility to work when and where she wants. You'll love that story. We also chat about... How to monetize a Facebook group What to charge and to whom The emotional side of being a group admin The pros and cons of managing a community How to stay on top of content Enjoy this chat with Melissa, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Grouptize Grouptize Review Grouptize Community Facebook Group Get your BONUS by contacting me here Key takeaways from our chat with Melissa 1 - A Facebook town group is essential for every community Melissa believes every community should have a Facebook group with business recommendations, town information and events. She started her group 6 months before being laid off, and quickly realized she could turn this into a full time income. The group is linked to a website, has a daily e-newsletter and a business directory. The biggest bonus? Everyone in this group is a pre-targeted and interactive audience, a perfect location for businesses to advertise. 2 - How Melissa monetizes her group Melissa started by offering listings for free, if a business is then interested in upgrading their listing, they can do so for an annual fee. She also has traditional web ads and sponsored stories. Her ad customers range from anything local, to people with side gigs, to realtors and anyone looking to help out. A sponsored story pays her $250, and with 20 stories a week, it's easy to see how this can quickly grow into a full time business. 3 - How you can get started too Melissa had little Wordpress experience - she says that if you can navigate Google, you can set up a community Facebook group too. She recommends hiring help to manage the admin, and to have the right processes in place. Not all groups have to be local - pet and mom groups can be very successful too. If there already are Facebook groups in your area, assess them and see if you can add a bit more value. It does take time to build a community, but if you keep adding content and providing value, it can quickly blossom. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

What are 10 things you would want your child to know about money? Chelsea quit her job as a hedge fund manager 2 years ago and decided to pursue entrepreneurship to stay at home with the kids and take care of herself. She's working on building a blogging income and is the organizer behind the Mama Talk Money Summit next week. You'll love that story. We also chat about... Entrepreneurship and work life balance How she's adjusted her spending habits Managing maternity leave The Mama Talk Money Summit Enjoy this chat with Chelsea, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Chelsea's blog: Smart Money Mamas Mama Talk Money Summit Pass Mama Talk Money Summit Schedule Mama Talk Money Summit Quiz Montana Money Adventures Rich and Regular Chelsea on Instagram Key takeaways from our chat with Chelsea 1 - Managing entrepreneurship after corporate America Chelsea left her job 2 weeks before having her second child, so she could stay at home with her family and not feel stressed from work. She started working on her blogging income and other projects, building a financial independence lifestyle that would be sustainable for her and her family. Since then she's realised the importance of finding a balance between mental health and happiness, and that ideally you want to be pursuing FI as well as finding a career you love. 2 - The importance of self-care during maternity leave After having her second baby, Chelsea was not able to completely shut off, since she was just getting started with entrepreneurship. She believes it's important for new mothers to be able to completely turn off and focus on their babies. Self-care is important also because there is a lot of stigma around giving birth, and friends and family can be quick to offer their own opinions on how to raise a kid. For mothers, it's easy to feel that they're doing something wrong, so it's important to find time for themselves. 3 - The Mama Talk Money Summit This online summit will be taking place next week from the 21st to the 24th of October. 40 female speakers will be conducting sessions about all topics on motherhood and money. There will also be big giveaways, coaching, courses and a pajama party on the last day. The summit is free to attend, with an add on of notes, q&a sessions and transcripts when buying the All Access pass. A ton of free financial information on many different topics  - a must attend event! Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Everyone's dream is to earn a healthy passive income every month. Jennifer and her husband earn 6 figures every year in passive income from their real estate business. The interesting part? They follow a slightly different business model and strategy. They also spend most of their time travelling around the world with their 4 year old child. You'll love that story. We also chat about... How Jennifer got started with real estate Her property criteria How to travel with a 4 year old The pros and cons of renting out to disabled tenants Her business helping out other investors Enjoy this chat with Jennifer, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Jennifer's websites: Addicted to ROI and Agents Invest Jennifer on Instagram DHCS  Key takeaways from our chat with Jennifer 1 - Getting started with real estate Jennifer bought her first house at the age of 21 - she dropped out of college to work for a real estate company and immediately fell in love with the real estate world. Her husband worked in construction, and together they started buying houses, bit by bit. They would buy one house, live there for a year and then buy a second house. They kept switching and used the BRRR strategy (Buy, Rehab, Rent, Refinance) to get the majority of their investment back. They've bought properties mostly in Seattle, but in other states as well. 2 - Renting out to disabled tenants What makes Jennifer's real estate strategy different is that she and her husband rent out to disabled tenants. They interact solely with a healthcare provider that helps disabled people find homes and provides them with healthcare assistants. The pros? Jennifer and her husband enjoy 35% more cashflow, no turnover and 100% occupancy at all times. The only cons are that they need to keep re educating new staff and there is usually more wear and tear on the houses. But overall, a creative and sound real estate investing strategy! 3 - How she created her ideal lifestyle Since building a 6 figure passive income stream, Jennifer has found a new passion: helping other people build passive income streams. The real estate investing world can get lonely, and by helping others she's able to make friends, help others and build a network as well. Nowadays, she works purely on her real estate network and organises meetups - the rest of the time she and her family and travelling the world and enjoying their passive income. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Imagine travelling the world and only paying for the flights. Diana Chen is a full time travel blogger. Thanks to her blog she gets to try out hotels, resorts and adventure packages for free in exchange for a review or social media posts. She also makes money blogging and recently released a course to learn how to pitch to companies. You'll love that story. We also chat about... Diana's journey as a travel blogger Her different travel adventures How she makes money online How to get started as a travel blogger Her future travel plans Enjoy this chat with Diana, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Blog: MVMT Blog Episode Travel On a Budget and Entrepreneurship with MVMT Blog Article: Hacking My Engagement Ring with Moissanite Course: Travel Pitch Masters (50% off using code 'firedrill') MVMT Blog on Facebook and Twitter MVMT Blog Facebook Group Gold City Ventures Blogging for Profit course Key takeaways from our chat with Diana Chen 1 - How Diana makes money with her travel blog Diana makes money in a variety of different ways. With certain companies, she gets offered free trips in exchange for reviews or a feature. With others, she has her own rates and packages she offers in exchange for payment compensation. She also hosts ads on her blog and does affiliate marketing. Usually she pays for her own flights, and then reaches out to hotels that fit her blog and readers interest. From there she finds hotels to host her and enjoys gets free accommodation! 2 - How to make money when starting out Diana got her first free hotel comp 3 months into blogging. She believes that you can make money as a beginning blogger, even when you don't have much of a portfolio. Diana explains that it's more about how you tell your story and how you paint your brand, rather than the numbers. Tell brands your plan for the future and how you plan to be the go-to source for your city or country. Start with writing reviews for hotels and use this as a starting story/portfolio. 3 - The value of blogging courses Both Diana and Julie agree that blogging courses help kickstart blogging growth because of all the new information you learn. Although blogging courses get a bad rep, if you pay for a course, you get results much faster. A blogging course is similar to a course at university - Diana's job is blogging, and she took courses to understand more about affiliate marketing and other money making skills. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Have you ever considered travel blogging as a full time hustle? Emily and Berty are full time travel bloggers and photographers. They make money blogging, working for clients, selling prints and many other projects that earn them several different income streams, all while travelling and working from home. You'll love their story. We also chat about... How they became travel bloggers Their blogging niche How the make money from their blog Short term and long term financial goals The factor to blogging success Enjoy this chat with Emily of the Mandagies, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Blog: The Mandagies Emily and Berty on Instagram and Facebook Mediavine Keysearch Comedians in Cars Getting Coffee Blogging for Profit - Gold City Ventures Key takeaways from our chat with Emily 1 - How bloggers really make money Emily and Berty have several income streams, but their main one comes from their travel blog. The first thing Emily talks about is how they took baby steps - they didn't make much money in the first 2 years of blogging. Now, they make most of the money from selling ad space on their blog to ad companies like Mediavine. They focus on SEO, social media and user intent to help their articles rank on Google. They now make $6,500 per month just from their blog. 2 - The day to day of a travel blogger Emily and Berty spend half their time travelling, half their time working. When they're travelling, it's very intense and consists of several day hikes, a lot of photography and exploring. They then get home, rest for a few days and curate all the content. At home they work a 9 to 5, but on their own time. They work on their blog and any other projects they have going on with clients. 3 - The secret factor to blogger success Emily believes the secret factor to blogger success is loving what you blog about. The first couple of years the blog won't make any money, so you need to be willing to blog for free at first. This can get frustrating and difficult if you're only doing it for the money. Emily also says it's important to find a niche for you to focus on - and there are many in the travel space! Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Have you ever considered quitting your job to start a business? Emily was working as a journalist, but an 'aha' moment made her realise that she wanted to do more meaningful work, and so she set up a flower company that caters to weddings and private events. She now has 5 employees and her business is growing steadily. You'll love that story. We also chat about... Why Emily left her job as a journalist Why she went into the flower business The process of starting a business Her financial situation when transitioning away from her job Her current business metrics Enjoy this chat with Emily, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Carolina Flowers Emily on Instagram Book: How to Find Fulfilling Work Lynda Library Key takeaways from our chat with Emily 1 - The moment Emily realised she was in the wrong economy Emily was working as a journalist - she was good at writing, reading and networking - but she didn't enjoy sitting at a desk or earning a low salary. She started learning about behavioural economics and as she took mental notes, she understood that this was a market she wanted to be part of. She decided to go into the flower business since she saw that it was a product that worked well, and that could get her away from sexism in the workplace as well as add value to the community. 2 - How Emily kickstarted her flower business Emily's flower business is her way to be part of her community and solve a problem using farm land. She didn't have many resources when she started, so she started a farm on a small land while she was still working as a journalist. Most people did not take her seriously, but she kept working on her business and had enough money to recirculate through the company. She now has 5 employees and sells hundreds of thousands of flowers every year. 3 - How she manages her money and her future goals The positive aspect of working as a journalist is that Emily was used to not making much money. She told herself that she could always wait tables if her business didn't work out. She had $10,000 saved up and inherited another $10,000. With that, she was able to kickstart her business and take it each day at a time. She was responsible with her money, and knew that quitting her job would not mean losing all her savings immediately. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Are introverts more interested in FI than extroverts? Drew is an introvert on his path to FI, who was able to boost his career, finances and personal relationships by understanding his introversion and optimising his daily schedule. You'll love that story. We also chat about... What introversion really means The turning point of his career Starting his FI journey His current mindset with regards to FI How having a child changed his path to FI Enjoy this chat with Drew, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Blog: FI Introvert Drew on Twitter Book: Quiet: The Power of Introverts in a World That Can't Stop Talking Key takeaways from our chat with Drew 1 - Why introverts have a larger desire for FI Drew notes that most of the big FI bloggers in the community are introverts. He says that the reason for this is because the desire for freedom as an introvert is much greater than for extroverts. Introverts want to be free from office small talk, from sales meetings and from feeling controlled by other people - so the need to quit their job is much more urgent. 2 - How Drew used his introversion to improve his career Growing up as an introvert, Drew wasn't able to understand why he was different from others. People thought he was a terrible co worker and that he was arrogant. At the end of the day he had little energy and disliked his day to day work. After reading 'Quiet' by Susan Cain, he understood that he was an introvert and that he could use this to understand his limits and plan his day in advance. He was able to give more time to himself and have his own schedule - this boosted his career, his confidence and personal relationships. 3 - Mindset as a FI goal Drew and his family have $1 million in investment assets. They just had a son and Drew enjoys his career, so the family isn't planning on retiring early any time soon. They've decided that their FI goal is a mindset, not a number. Once they reach the mindset of spending more time at home and living in a lower cost of living area, then they will consider themselves officially FI. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

James and Emily retired from the rat race at the ages of 27 and 28. Through real estate investing and frugality, they managed to hit their Cashflow FI number in 3 years. Using their Cashflow strategy, they're planning to travel around Europe and continue to manage their properties from abroad. You'll love that story. We also chat about... Their turning point to reach FI Being Cashflow FI Their real estate journey Leaving their jobs and travelling around Europe Enjoy this chat with James and Emily, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Blog: Rethink the Rat Race Rethink the Rat Race on Facebook, Twitter and Instagram Redfin Camp Mustache Miss Mazuma Bigger Pockets Camp FI Ms Fiology Gold City Ventures Blogging for Profit course Key takeaways from our chat with James and Emily 1 - Reaching Cashflow FI James and Emily keep their living expenses incredibly low, at less than $15,000 per year. As they reach FI, they're planning on spending even less. Thanks to their real estate properties, they're pretty much already there. The income they get every month more than covers their expenses (making over $72,000 per year) and with that money they're planning on living comfortably without working. 2 - Their real estate strategy They currently own 10 units, having bought their first one in 2017. They buy triplexes and duplexes, and their first one was with a 25% deposit down and a 30 year mortgage. They invested in an excellent area and are now enjoy the 2% rule (where they make nearly 2% of the property every month). They set aside 10% for maintenance and 10% for property management, and so far it's been going pretty smoothly. 3 - What it's like leaving their jobs They're going through all the paperwork to finally leave their jobs and go travel. Their strategy is to first take a leave of absence from work - but with no plan of ever returning! They're moving abroad to Europe, specifically Cyprus and will have the freedom to do whatever they want. Their friends and family are a mix of confused, excited and infatuated - as many of us know, converting people to FI lifestyle isn't so easy ;) Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

What is the best place in the world for early retirees to live in? In today's episode, Julie plays voicemails, reads out tweets and emails from members of the FIRE community on the best places to live as a financially free retiree. We hear about places in the US, South America and everywhere else in the world! We also chat about... The best states and cities to live in the US What's important when considering a new city to live in Places outside of the US that are great to live in Enjoy this community episode, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Savvy History Legislative Lottery in New Mexico Financial Pilgrimage Post: 10 Reasons Why St. Louis is a Great Place to Raise a Family Stop Ironing Shirts Finance Clever The Earth Awaits PitchWire Key takeaways from our Community Episode 1 - Knoxville, Tennessee Christina and Matt give us a detailed explanation as to why Knoxville is such a great place for early retirees. The cost of living is low, there are many activities involving culture, sports and especially the outdoors; Knoxville has over 50 miles of trails and tons of public parks. The city has a big art and music scene, and the Discovery channel have their headquarters based there. The couple enjoy a high level of entertainment and believe they could not reach FI anywhere else. 2 - The state of New Mexico Debbie brings the state of New Mexico to the top of the list for early retirees. She mentions that public education is cheap and the legislative lottery is a big help for university students. In the summer the weather is warm and dry, and in the winter there's skiing and other winter sports. The only negative is that there is a lack of diversity when it comes to jobs, but for an early retiree this shouldn't be an issue. 3 - Places outside of the US Many other places are mentioned in the US as well in the rest of the world. Natalia talks about how amazing the health insurance in Costa Rica is, Finance Clever tells us about Medellin in Colombia and Colleen mentions Panama city. Other places mentioned are Lisbon, Chang Mai, Taiwan and the UK! Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Ever considered teaching English online as a side hustle? Or even as a full time income? Rachel and her husband are full time digital nomads that travel the world and make their money teaching English online. They've been digital nomading for over 7 years and are still going strong. You'll love that story. We also chat about... What it's like to live as a digital nomad Making money while travelling What VIPKid is about Managing a schedule when travelling Success stories from other teachers Long term goals Enjoy this chat with Rachel, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Rachel's course (35% discount: 'fireteachers2019'): Teaching for Freedom Grateful Gypsies VIP Kid Rachel's free eBook Rachel on Facebook, Youtube and Instagram Key takeaways from our chat with Rachel 1 - It's totally possible to make money while travelling Rachel and Sasha moved to China in 2010 after they couldn't find jobs due to the recession. There was (and still is) a high demand for English teachers and they quickly found well paid jobs with comfortable housing and schedules. This was their first step into the direction of working while travelling. They then quit their jobs and went on a 14 month travelling trip. When they got back to working, they decided to find a sustainable way to work and travel at the same time. This involved freelance writing, a travel blog and teaching ESL online. 2 - How VIPKid works VIPKid is a platform for native English speakers to teach English to kids in China. Teachers earn up to $22 per hour, and control their own teaching schedule. Depending on the timezone, teachers can choose to teach in evenings or early mornings, as well as full time on weekends. Rachel makes it clear that it's not a hard gig; lesson plans are made by the company, along with teacher's notes and questions to ask the student. VIPKid is certainly a legit and working side hustles for those who enjoy teaching. 3 - Managing a schedule as an online English teacher The biggest hurdle when teaching online and travelling at the same time is being in the right environment. Rachel and Sasha need to book Airbnbs in advance and make sure they have good internet and a quiet environment. Rachel adapts her schedule to teach certain hours during the day, and then work on other projects or do some travelling in her free time. She gives teaching techniques and schedule tips in her recently launched course 'Teaching for Freedom'. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Did you know what you wanted to do at the age of 18? Like most of us, Vincent didn't know what he wanted to do, and ended up jumping in and out of college and trying out jobs. He's now been an entrepreneur for 12 years, has published his own book, organises retreats and masterminds and homeschools his kids. You'll love his story. We also chat about... How and when Vincent hit rock bottom How he homeschools his kids From scarcity to abundance mindset His journey from sports photographer to entrepreneur The culture of masterminds and retreats Enjoy this chat with Vincent, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Vincent's website: Total Life Freedom Vincent's book: Freelance to Freedom Freelance to Freedom Free Audiobook Vincent's email: freelancetofreedom@gmail.com Vincent's podcast: Total Life Freedom Key takeaways from our chat with Vincent 1 - The advantages of homeschooling your kids Vincent and his wife homeschool their kids to give them the freedom to pursue their own curiosities. He explains that they get to socialise with children from all different ages, and that the main thing he is teaching them is how to solve problems and how to lead. He doesn't use a curriculum, and instead encourages his children to get comfortable in different environments and follow their interests. 2 - How to achieve an abundance mindset Vincent admits that both him and his wife started their financial journey with a scarcity mindset. The followed Dave Ramsey's approach and cut to the bone in order to improve their situation. But he says that their biggest mistake was not investing in themselves, and that it wasn't until they started working on their network and investing in people they admired that they took on a more aggressive approach. 3 - Building a mastermind community Vincent organises masterminds and retreats to bring people together. His goal is for generous entrepreneurs to meet and help each other out. They get together, brainstorm business ideas and life issues and make friends. The key is creating a culture where like-minded people can work on their goals and ambitions, and bring value to others at the same time. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Joanie is a full time food photographer who quit her 9-5 job to follow her creative passion. She's always loved cooking, and when she started sharing food content online through her blog and started getting hired by restaurants to take photos of their menu, she realised she had an opportunity to pursue this creative outlet full time. Since then, she's started her own Youtube channel, online courses and physical workshops. You'll love that story. We also chat about... How Joanie got started as a food photographer Leaving her 9-5 job in 2015 Why her and her husband refinanced their house The early trade offs when starting a business Joanie's recipe blog Yes and No tips to food photography Her next steps as a photographer Enjoy this chat with Joanie, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Joanie's website: Joanie Simon Joanie on Youtube Episode: How Randa built a food blog for passive income and the gift of travel – The Bewitchin’ Kitchen Lightroom CC Key takeaways from our chat with Joanie 1 - Pursuing a creative business isn't a straight path Joanie explains that becoming a food photographer wasn't part of a big plan to leave her job. She started because she saw it as a fun outlet of creativity. She attributes her success to being very hands on, to her constant learning through Youtube and her genuine passion and interest. She made her own content and made sure to make friends with other artists, which completely immersed her into the world of food photography. Her Youtube channel also gave her exposure to a whole new set of audience, food bloggers and Youtubers, which further grew her business. 2 - Having a financial cushion. Joanie was the sole breadwinner of a 2 children family when she decided to leave her job. With 9 months of expenses in the bank, she decided to focus on one thing only: getting her food photography business of the ground. Her and her husband also got serious about budgeting and knowing their numbers. They also refinanced their house in order to have more options, flexibility and less stress. This helped her focus on her food photography business and it's what gives her the huge amount of flexibility and freedom she has now. 3 - Building passive income from a creative business Joanie started off with her recipe blog, but this eventually branched into a Youtube channel, food photography coaching and consulting, as well as workshops and online courses. This has been her move towards increasing her passive income and away from exchanging time for money. Through large 500 people workshops and courses she also feels she'll be able to educate people on a deeper level and will be building a much more scalable business. Her dream is to have a physical space to do her workshops. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Kristin retired from her day job to pursue entrepreneurship and make money blogging. Once Kristin realised she could make good money blogging, she set a goal and left her day job once she reached it. Since then, she's set up her own business as a Pinterest VA and now helps others work remotely too. You'll love that story. We also chat about... Her money journey Tips to make money online blogging Pinterest design tips How Kristin got started as a Pinterest VA Becoming a Pinterest VA as a side hustle Enjoy this chat with Kristin, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Become a Pinterest VA Kristin's blog: Believe in a Budget Gold City Ventures (J's Blogging Course) Key takeaways from our chat with Kristin 1 - You can make good money blogging On her 4th month blogging, Kristin made her first $60. At month 10, she was making $4,000 per month. Using spreadsheets and planning, she figured out how much she needed to make so she could leave her job and it's now been 6 years since she quit. Through trial and error, she's learnt the basics of blogging. She realised her income did not rely on how many blog posts she was publishing a week, but more on putting time in the appropriate place: affiliate income, personal products and a lot of experimenting. 2 - Using Pinterest to boost blog traffic Kristin had no experience with social media, but once she discovered Pinterest and started using it, she immediately saw a boost in her blog traffic. She attributes Pinterest as the best way to grow website traffic. Her tips include making sure pins are tall and skinny, making sure colors are light and bright and that pins cover beginner topics such as budgeting and saving. Experimenting with different pin designs is a good way to make sure your blog post gets noticed. 3 - How you can become a Pinterest VA From her Pinterest success, Kristin published a case study showing how much Pinterest boosted her blog. From there, bloggers reached out to her for help with their own Pinterest. She quickly had an entire schedule of clients who hired her to work on their Pinterest. This led to the creation of 'Becoming a Pinterest VA' course that now helps other freelancers make money with Pinterest clients. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Courtney is a member of the LGBTQ community who reached FI earlier last year. Courtney has been on her FI journey for 10 years. She is now married and with one child, and her and her wife have decided to keep working since they are now expecting a second child. She has experience house hacking, paying off student loan debt and reducing her expenses down to $25,000 per year. You'll love that story. We also chat about... Courtney's journey to FI Her first career and income House hacking in Canada Why the 3% or 3.5% withdrawal rate is safer Making money does not have to be selfish Enjoy this chat with Courtney, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Courtney's Instagram: FIRE2Moms1Babe Courtney's blog: Modern FImily The Frugal Philistine All Options Considered Millennial Revolution Mad Fientist J L Collins Paula Pant The Frugalwoods ChooseFI Early Retirement Now Gold City Ventures Key takeaways from our chat with Courtney 1 - Cutting out lattes won't help you reach FI Courtney explains that cutting out small expenses such as lattes won't make a large difference on your path to financial independence. If you enjoy your lattes then there is no harm in buying one every so often. Courtney focuses on reducing large expenses such as her car and house. This value based spending approach has allowed her and her family of 3 to reduce expenses to $25,000 per year. 2 - Why Courtney decided to take a mortgage Courtney was house hacking early on - she bought a four bedroom townhouse and rented out the other 3 bedrooms. Over the years she was able to pay it all off and then sold it for a $100,000 profit. This was enough to buy a new home, but instead she decided to take out a mortgage so she would have more cash to invest in other places and to protect herself against a possible crash. Their goal is to pay off their current house by 2021. 3 - The 3% withdrawal rate Early Retirement Now explains that the 4% is a bit risky and that a 3 or 3.5% withdrawal rate is safer. Courtney explains that they could go as low as a 1.8% withdrawal rate since she's planning on receiving child benefits, making money through side hustles and taking advantage of the change rate between the US and Canada. What's your safe withdrawal rate? Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Joe used to be a professional football player for the NFL. And although he was earning a very high salary, he was surrounded by people who also had high expenses and were living paycheck to paycheck. He has now reached financial independence and lives the van life while drawing down from his nest egg. You'll love his story. We also chat about... How Joe was inspired to pursue FI The identity crisis of leaving your job How he managed his finances while working for the NFL His plans to work on several source of income The mindset blocker when it comes to side hustles Enjoy this chat with Joe, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Joe's blog: Man Van Dog Blog Joe on Youtube, Instagram and Twitter Key takeaways from our chat with Joe 1 - How to deal with an identity crisis Joe was working along players who were living paycheck to paycheck and were big 'stuff accumulators'. Joe himself admits that although he was making a couple million dollars a year, he still felt the need that he wanted more. As he discovered the FI community, he understood the importance of only buying things that add value; if you declutter your physical space, you're also decluttering your mind. 2 - Keeping perspective in the NFL Joe explains that NFL players do blow their money quickly, but there are some good examples of people saving. It's very easy for expenses to go up as a young NFL player - it's difficult to control all that money when you're young, since most times priorities are somewhere else. Once they retire, however, these players not so surprisingly find all their money has run out. Joe dealt with this by having a financial planner that helped him invest his money and set up a 5 year runway budget. 3 - Dealing with a mindset blocker A mindset block to getting started with side hustles is a matter of confidence. Joe says it's important to find what matters to you and to evaluate the amount of access to information you have - with that you can be whoever you want. He enjoys investing in other people's small businesses and helping other young entrepreneurs. He's also managing his blog and sells his very own t-shirts. J explains that it's not only important to start, but also to own/be proud of your side hustle! Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

4 years into your early retirement... what do you see yourself doing? Kristy and Bryce have been financially independent for 4 years and are busier than ever. They write childrens' books, travel, attend conferences and are now releasing a book. As they say themselves, they are literally living the dream. You'll love their story. We also chat about... Kristy and Bryce's FI story Why it's important to find your identity after FI Their current activities The different Chautauquas Their 3 month plan Book release of 'Quit like a Millionaire' Enjoy this chat with Kristy and Bryce, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Blog: Millenial Revolution Episode: Canada’s Youngest Retirees and the 3 Paths to FI – Millennial Revolution Playing with FIRE Documentary Mad Fientist JL Collins Pop Up Business School Chautauquas Book: Quit Like a Millionaire Key takeaways from our chat with Kristy and Bryce 1 - The importance of finding your identity after FI Kristy and Bryce officially left work 4 years ago, so they have quite a bit of experience when it comes to being FI. After 1 year of decompressing and travelling the world, Kristy and Bryce realised that they needed to figure out what to do. We spend so many years of our lives working that our job is closely tied to our identity, and so leaving our job can cause a bit of an identity crisis. For this reason Kristy recommends thinking about what you want to do before even reaching FI. 2 - Chautauquas are a great place to bring your SO As early retirees, Kristy and Bryce travel the world and like to attend the Chautauquas. As Kristy says, the one she attended in 2017 was the best week of her life, thanks to all the strong connections she developed. J also explains that the Chautauquas in Ecuador were a great experience for her too, and it helped get her now husband on board with financial independence. Although not cheap, Chautauquas are a great place to help your SO understand what FI is about and meet like minded people. 3 - 'Quit like a Millionaire' Kristy and Bryce's new book is releasing in early July, and covers the different lessons that Kristy learnt going through all the different socio-economic classes she lived through. She started off in complete poverty in China, and eventually made it through to middle class USA and then a millionaire. This book is to show people that anybody else can reach financial independence, no matter what economic background you come from. The book also goes through how to reach FI with kids and why it's not just for one type of personality. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Steph used to work at SpaceX and NASA... It's Steph's 1 year anniversary since she quit her job working as a rocket scientist. She reached FI by building an income through real estate in Greece, and now spends her time organising workshops and helping women with money as a financial coach! You'll love her story. We also chat about... Steph's strategy to reach FI How she acquired her property in Greece Getting over the fear of going to Europe What she currently spends her time on Her side hustles organising money workshops Enjoy this chat with Steph, and please subscribe to us in iTunes if you enjoyed it! Show notes and links from today's episode Blog: The Money Muse Steph on Facebook, Twitter and Instagram Gold City Ventures How they paid off $200,000 in debt in 5 years | Mr. and Mrs. rich & REGULAR Article: For These Women, a FIRE That Burns Too Male and Too White Requirements to become an accredited investor Mad Fientist Etsy Shop: The Swag Elephant Book: Broke Millennial Key takeaways from our chat with Steph 1 - The risk in buying a property overseas Steph was born in Greece but moved at the age of 3. She didn't meet her dad until she was 20, and that's when she was introduced to the concept of building villas and renting them out to tourists during the summer. So she started saving all the money from her job to allocate it to building a villa, and hiring her Dad as a property manager. Steph explains that there was a huge risk in this, and she decided to take a year off to see the villa get built and get to know her Dad. In the end it all worked out - she was willing to take the risk to maximise the return. 2 - How Steph decides what to do with her time It wasn't easy for Steph to quit, she first took on a part time contract before completely quitting. She then immediately took some barre classes, got a dog, volunteered at a pet shelter and finally had time to do all the things she wanted to do. Now she works at a co working space and runs a few side hustles including setting up events, financial coaching and talking about investing. She's realised that now that she's FI, she has the time to pursue activities that have a bigger impact. 3 - Not everything has to be tracked Steph does not identify as frugal or non-frugal; she's somewhere in the middle. She lives in Seattle and spends around $4k a month. Her priorities are education and health, and she is willing to spend money on things she finds important. She says that unlike others who reach FI, she did not really track her journey, but relied on her property in Greece to help her get where she wanted to be. As J says, there is no one size fits all approach to FIRE. Questions? Like or dislike? Leave us a comment! Want to support the podcast? Here are three things you can do. 1. Start tracking your net worth with Personal Capital using our link. It's free. 2. Subscribe to our YouTube Channel and get one extra LIVE episode from us per week. 3. Join our Facebook group and connect with other members of the FI community.

Jordan Harbinger (@JordanHarbinger) and Jason DeFillippo (@jpdef) banter and take your comments and questions for Feedback Friday right here every week! If you want us to answer your question, register your feedback, or tell your story on one of our upcoming weekly Feedback Friday episodes, drop us a line at friday@jordanharbinger.com. Now, let's dive in! On This Week's Feedback Friday, We Discuss: You accidentally sent your roommate a message meant for someone else in which you were indirectly complaining about them. Is there a way to gracefully recover from this faux pas? Even though you seem to hit it off when meeting new people, you can't seem to form close friendships and make them stick. What's missing from the formula? As a young couple about to embark on a life of wedded bliss, what's the most fair way to handle finances from the start -- especially when one person makes considerably more money? Here's Jordan's strategy for investing money with compound interest. If you could ask only one question of a person you perceive to be successful, what would it be -- and from Jordan's perspective as an interviewer, how should you ask it? What are some unexpected things you can encounter when moving to a new city -- especially when you feel like you haven't prepared enough in advance for the changes immediately ahead? What's the best way to heat up cold contacts into bona fide network connections? Is it worth it to stay at your current job for another eight years to secure your retirement finances, or is now the time to take on your own business venture? Though you relocated three years ago for a job you still consider decent, you miss family and friends back home. What are the pros and cons of moving back now? Life Pro Tips: [Jason] Treat the halfway point on your gas tank as empty. [Jordan] Use Rebump for a 33 percent better response rate with your emails. Recommendation of the Week: Abducted in Plain Sight Quick shoutouts to Taylor Moser and Rick! Have any questions, comments, or stories you'd like to share with us? Drop us a line at friday@jordanharbinger.com! Connect with Jordan on Twitter at @JordanHarbinger and Instagram at @jordanharbinger. Connect with Jason on Twitter at @jpdef and Instagram at @JPD, and check out his other show: Grumpy Old Geeks. Sign up for Six-Minute Networking -- our free networking and relationship development mini course -- at jordanharbinger.com/course! Tommy John...