Podcast appearances and mentions of Grant Sabatier

Grant Sabatier never worked in retail, never worked in a bookstore, and had no idea what he was doing when he opened Clintonville Books in Columbus, Ohio. But that's exactly the point. The experiment required 1,200 hours of solo work — measuring spaces, moving 40,000 books, and navigating city regulations. But it taught him something crucial: even experienced entrepreneurs face steep learning curves when they try something new. The serial entrepreneur and author of "Inner Entrepreneur" joins us to share his unconventional journey from online businesses to brick-and-mortar retail. He also explains why he believes everyone will become an entrepreneur within the next decade — whether they want to or not. We dive deep into Sabatier's framework for the four stages of entrepreneurship. The first stage is experimental — you're figuring out how entrepreneurship feels and testing ideas with minimal risk. Most people skip the crucial research phase and invest too much money too quickly. The second stage focuses on building sustainable systems as a solopreneur. Thanks to AI and modern tools, Sabatier launched a new website in 10 minutes recently — something that would have taken two weeks just five years ago. Stage three involves intentional growth. Sabatier warns against the common trap of scaling rapidly without considering how you want entrepreneurship to fit into your life. The final stage is empire entrepreneurship — using cash flow from successful businesses to acquire other companies rather than investing in traditional assets like stocks or real estate. Throughout our conversation, we explore the most common reasons businesses fail, how to avoid fragmented attention, and why Sabatier believes your story is your competitive advantage in an AI-driven world. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) Introduction (01:15) Grant opens bookstore with zero retail experience (03:45) Four stages of entrepreneurship framework (05:20) Creative lease negotiation and getting the space (08:30) Why entrepreneurs invest too much money too early (10:45) Stage two solopreneur and building systems (13:20) Stage three growth and avoiding scaling traps (17:15) Three main reasons businesses die (21:45) Stage four empire building and holding companies (28:30) Four types of holding company structures (32:15) Managing multiple businesses without losing focus (48:20) Why everyone should try entrepreneurship (59:30) Three business types products services productized services (01:04:45) Sell to people with money Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of the Journey to Launch Podcast, we welcome back entrepreneur, investor, and bestselling author Grant Sabatier. Grant shares insights from his new book, Inner Entrepreneur: A Proven Path to Profit and Peace, and reflects on his 10-year journey since reaching financial independence. He discusses how his financial philosophy has evolved, his experience selling and repurchasing Millennial Money, and his latest venture—opening a brick-and-mortar bookstore in Columbus, Ohio. Grant also offers valuable advice for aspiring entrepreneurs and content creators navigating today's competitive digital landscape. In This Episode, Grant shares: How he reached financial independence in just over five years Insights into selling Millennial Money to The Motley Fool and later buying it back The increasing competition in digital spaces and why picking a single platform to master is crucial. Why he decided to open a bookstore and how it differs from online businesses Other Links Mentioned in episode: Listen to Grant's previous episodes on the Journey to Launch Podcast: From Unemployed and Broke to a Millionaire in 5 years w/ Grant Sabatier Your Guide to Financial Freedom & Having All The Money You Will Ever Need w/ Grant Sabatier Check out Grant's books:  Financial Freedom: A Proven Path to All the Money You Will Ever Need Inner Entrepreneur: A Proven Path to Profit and Peace BankBonus.com Check out Grant's Bookstore: Clintonville Books Get your copy of my book: Your Journey To Financial Freedom! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Grant: Website: grantsabatier.com  Instagram: @GrantSabatier Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

#218: Learn to redefine financial freedom by aligning your life with what you truly love. We dive deep into why setting limits can actually create more freedom, how to define what “enough” means for you, the role of entrepreneurship in building a fulfilling life, and more. Grant Sabatier is an entrepreneur, investor, podcaster, and bestselling author of Financial Freedom and Inner Entrepreneur. He is also the founder of Millennial Money (acquired by The Motley Fool) and Clintonville Books, a rare bookstore in Columbus, Ohio. Link to Full Show Notes: https://chrishutchins.com/financial-freedom-grant-sabatier Partner Deals Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Vuori: 20% off the most comfortable performance apparel I've ever worn Fabric: Affordable term life insurance for you and your family For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Grant: Website | X Inner Entrepreneur: A Proven Path to Profit and Peace Financial Freedom: A Proven Path to All the Money You Will Ever Need Clintonville Books U.S. Mobile Unlimited Plan Replit The Daily Churn Podcast The Atlantic Article: The Anti-Social Century ATH Podcast Ep #74: A Hospice Doctor's Advice on Making the Most of Your Finances, Relationships and Time with Jordan Grumet Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins Ep #181: Making an Easy $3k/mo from Online Deals with Kai Ep #206: The Gold Market: Strategies for Investing and Reselling with Trey Benedict Membership Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (02:18) Grant's Evolving Definition of Freedom (04:57) How to Set Limits in Your Day-to-Day Life (08:52) How Limits Apply to Different People (18:16) Why Grant Recommends Meditation to Everyone (21:06) Finding Your Peace (25:52) How to Define and Find What "Enough" Is (27:47) Why Grant Writes for His Younger Self (34:13) How to Decide Whether to Save More or Earn More (39:51) Balancing the Paradox of Life (45:21) How to Find Your Inner Entrepreneur (54:10) Importance of Community in the Entrepreneurial Journey (56:48) Where to Find Grant and His Work Connect with Chris Newsletter | Membership | Twitter | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Grant Sabatier, the bestselling author of Financial Freedom, returns to the show for the third time to talk all about entrepreneurship. Inside the episode we cover: How to come up with business ideas What makes a successful entrepreneur Why 9/10 small businesses fail Grant's perfect business formula Growing, scaling, and marketing a business The biggest mistakes made by entrepreneurs Following your passion vs. following the money and so much more. Grant's latest book, Inner Entrepreneur, is a fantastic resource for anyone looking to advance in business. If you found value in the episode, please share it with a friend! Links from The Episode Inner Entrepreneur GrantSabatier.com Grant's Community Grant's Instagram Grant's First Appearance on The FI Show YouTube Interview https://youtu.be/dw5pxLC7CYQ Join the Community We'd love to hear your comments and questions about this week's episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here 

In this episode, meet C-suite leader Laysha Ward, entrepreneur and podcast host Grant Sabatier, and career coach and Hunter College professor of human behavior Melody Wilding. Hear Laysha Ward on breaking the wall between work and life, Grant Sabatier on the accessibility of entrepreneurship, and Melody Wilding on the invisible dynamics at play in a workplace. Enjoy! Lead Like You Mean It by Laysha Ward: https://www.penguinrandomhouse.com/books/722216/lead-like-you-mean-it-by-laysha-ward/audio Inner Entrepreneur by Grant Sabatier: https://www.penguinrandomhouse.com/books/723308/inner-entrepreneur-by-grant-sabatier/audio Managing Up by Melody Wilding: https://www.penguinrandomhouse.com/books/721785/managing-up-by-melody-wilding/audio/

Ever wondered if working for yourself could be the game-changer your finances need? Grant Sabatier thinks so, and today, he's diving into the realities of entrepreneurship—from smart strategies to potential pitfalls. Where to start if you're considering entrepreneurship – Not every side hustle is a winner, so how do you know if this path is right for you? The power of systems and constraints – Why guardrails and structure matter more than unlimited freedom. Pricing strategies and finding customers – Because even the best ideas need paying customers. Entrepreneurial misconceptions – Spoiler: It's not all Ferraris and private jets. Can your wedding be a tax deduction? – We explore the entertaining but highly questionable ways some people try to make this work. Meanwhile, Doug serves up trivia on the highest-grossing console game ever (bet you won't guess it). And if you stick around long enough, let's just say there may or may not be a discussion about a comedy movie that turns financial struggles into pure entertainment. But, you know… no promises. If you've been toying with the idea of starting your own thing, this episode is packed with insights, real talk, and a few surprises along the way. FULL SHOW NOTES: https://stackingbenjamins.com/unlock-your-inner-entrepreneur-with-grant-sabatier-1654 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, we sit down with Grant Sabatier to discuss his latest book, Inner Entrepreneur, which explores the mindset shifts needed to build a meaningful business. He shares how entrepreneurship isn't just about making money—it's about aligning your work with your values and long-term fulfillment. Grant breaks down practical steps to tap into your entrepreneurial potential, overcome fear, and create a business that truly matters. Whether you're a seasoned entrepreneur or just starting, this conversation will inspire you to build with purpose. Learn more about your ad choices. Visit megaphone.fm/adchoices

Here are 5 key takeaways from "Financial Freedom" by Grant Sabatier - *One's ability to make money is limitless, one's time is not*: Sabatier emphasizes that while one's earning potential is unlimited, time is a finite resource.- *Question popular money advice*: Sabatier challenges conventional wisdom on money, work, and retirement, encouraging readers to think critically and question outdated or incomplete advice.- *The key to fast-tracking financial freedom is to speed up compounding*: Sabatier advises making and investing money as early and frequently as possible to accelerate financial growth.- *Your “number” is how much money you will need to achieve your own financial freedom*: Sabatier encourages readers to calculate their individual financial independence number to plan and execute achieving it.- *Don't defer your dreams into the future*: Sabatier advises readers to prioritize their goals and dreams, rather than putting them off until retirement or some other future point.Here are ten lessons from Grant Sabatier's book "Financial Freedom" - *How Much Money You Need*: Learn how to calculate how much money you'll need to last for the rest of your life.- *Make More Money in Less Time*: Learn how to make more money in your full-time job and by building a profitable side hustle.- *Save Money Easily*: Learn how to save more money than you ever thought possible without giving up the things you love.- *Live For Free*: It's never been easier in history to live for free anywhere in the world.- *Make Money in Your Sleep*: Learn how to invest for your short and long term goals.- *Simple Daily Habits*: Learn the daily habits and tools to accelerate your financial freedom.- *Protect and Grow Existing Assets*: Protect and grow your existing assets.- *Understand and Manage Finances*: Understand and manage your own finances.- *Increase Income*: Increase your income without adding a ton of extra hours and work.- *Retire Early*: You need less money to "retire" at age 30 than you do at age 65. --- Send in a voice message: https://podcasters.spotify.com/pod/show/michael-kaagee-mante/message Support this podcast: https://podcasters.spotify.com/pod/show/michael-kaagee-mante/support

In this episode of the Inspired Money Live Stream Podcast, we navigate through the intricate relationship between financial habits and happiness. Joined by guests Grant Sabatier, Andy Hill, Amanda Clayman, and Kate Horrell, we explore the profound impact mindful spending can have on our lives. Episode Highlights: Embracing Financial Well-being Spending mindfully isn't just about managing money—it's about enriching your life. "The Art of Mindful Spending: Finding Joy in Financial Decisions" examines how thoughtful financial habits can elevate our sense of well-being and joy.

遠東商銀全新Podcast節目《十樂不設

In this rewind episode we discuss with JD Roth and Grant Sabatier whether there is such thing as money burnout. How is your relationship to life and money? Are you sick and tired about talking about money or just getting started? We discuss how our relationship with wealth, and talking about wealth, changes. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is sponsored by Vodafone Business. V-Hub advisers are here to help you achieve your business goals. With specialisms across a range of digital skills, our advisers are ready to assist you with free support and guidance, so your business can thrive in the digital world.Check it out: https://r.vodafone.ie/v-hub-AdvisoryDive into 2023's most insightful conversations on investing and personal finance with the "Stock Club" podcast's special year-end episode. Relive the top highlights featuring industry experts like Michael Lucas, James Early, Derek Riley, and acclaimed author Brian Ferroldi as they do a deep dive into what stocks carried 2023 and the stocks that took the biggest hits. We also revisit exclusive insights from Grant Sabatier, Chris Mayer, and Bill Mann, uncovering their investment strategies and tips for market success. This compilation is a must-listen for every investor, offering a comprehensive look at the year's most impactful discussions. Don't miss the lessons and strategies that shaped 2023!Introducing Nexus, the upcoming addition to the MyWallSt Product Suite. Sign up now to be the first to learn about our groundbreaking AI-powered stock picking service. We've harnessed state-of-the-art AI, advanced segmentation, and the expertise of seasoned investors to identify game-changing investment opportunities worldwide.Sign Up Now

Grant Sabatier's story begins in a financially stressed household, where money was a constant source of worry. Despite excelling academically and attending a prestigious university, his early twenties were marked by job uncertainties and a lack of clear direction, culminating in a sobering moment: moving back to his parents' house with a mere $2.26 in his bank account. This low point, however, was also a turning point for Grant. A family picnic sparked a profound realization about the traditional path to retirement and its limitations. This epiphany led him to reevaluate his relationship with money, viewing it not just as a means of survival but as a form of energy that could be harnessed and grown. Learn more about Grant Sabatier: Grant Sabatier is an accomplished author, entrepreneur, and financial independence expert. As the author of "Financial Freedom" and the creator of the Financial Freedom course, he's known for his profound understanding of wealth-building and personal finance management. Grant is a celebrated figure in the finance world, having been featured in major publications and media outlets. His journey from financial instability to becoming a millionaire by age 30 demonstrates his expertise in money management, digital marketing, and entrepreneurship. He is a sought-after speaker and a mentor for those seeking financial independence. Looking for something specific? Here you go: 00:03:56 Money is a form of energy. 00:04:22 Trading time for money limits. The timestamp for the statement "Choose opportunity over passion" is 00:10:05. Choose opportunity over passion. 00:14:23 Pursue passion and financial independence. 00:19:30 Leverage your value as an employee. 00:23:53 Build relationships for career growth. 00:28:33 Take control of your finances. 00:33:11 Spend more time with money. 00:37:27 Entrepreneurship is a choose-your-own-adventure journey. This episode is sponsored by PearsonRavitz– helping physicians safeguard their most valuable assets. Sign up for our upcoming webinar on December 11th! Go here.  If you enjoyed the show, find and follow Dr. Disha everywhere else: Twitter Website Facebook The Frugal Physicians Facebook Group YouTube (Coming Soon!) ----------- Please note: The content shared on the podcast is for informational purposes only and should not be considered individualized financial advice. It is essential to consult with professionals such as accountants, financial advisors, or attorneys to receive personalized guidance based on your specific needs.

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Robert Leonard chats with Kelly Lannan about the four ways that young investors are learning about finances, what Fidelity is and what the company does, and much more!Kelly Lannan is the Vice President of the Young Investors at Fidelity Investments. Kelly discusses different topics on financial literacy such as tackling student loan debt, putting together a budget, evaluating a job offer, and starting to invest.IN THIS EPISODE, YOU'LL LEARN:00:00 - Intro23:46 - Why Kelly thinks there has been a huge increase in the number of retail investors, and if technology or other factors have played a role in it.29:13 - How the last year and a half of the pandemic has made an impact on the way young adults think about their money and what Kelly thinks still hasn't changed.31:07 - What unique challenges young adults face today that previous generations may not have encountered.33:25 - The key differences between how Gen Z and Millennials approach their money and investing.35:09 - How to teach people, especially young adults, to evaluate job offers and what they should look at besides salary.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.BOOKS AND RESOURCESErin Lowry's books Broke Millennial, Broke Millennial Takes On Investing, and Broke Millennial Talks Money.Ann M. Martin's books Baby-Sitters Club SET: Books 1-12.Morgan Housel's book The Psychology of Money.JL Collin's book The Simple Path to Wealth.Grant Sabatier's book Financial Freedom.Daymond John's book The Power of Broke.All of Robert's favorite books.Related episode: Listen to MI087: How to Talk About Money w/ Erin Lowry, or watch the video.NEW TO THE SHOW?Check out our Millennial Investing Starter Packs.Browse through all our episodes (complete with transcripts) here.Try Robert's favorite tool for picking stock winners and managing our portfolios: TIP Finance.Enjoy exclusive perks from our favorite Apps and Services.Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets.Learn how to better start, manage, and grow your business with the best business podcasts.P.S The Investor's Podcast Network is excited to launch a subreddit devoted to our fans in discussing financial markets, stock picks, questions for our hosts, and much more! Join our subreddit r/TheInvestorsPodcast today!SPONSORSGet a FREE audiobook from Audible.Learn how Principal Financial can help you find the right benefits and retirement plan for your team today.Be confident that you'll be small businessing at your best with support designed to help you reach your goals. Book an appointment with a TD Small Business Specialist today.Return to the all-access world of the rich and powerful. Don't miss new episodes of Billions streaming August 11th on the Paramount Plus with Showtime plan.Shape and flex your home loans how you want with Athena. Join the thousands of Aussies taking control of their mortgage today.Your home might be worth more than you think. Earn extra money today with Airbnb.Get a customized solution for all of your KPIs in one efficient system with one source of truth. Download NetSuite's popular KPI Checklist, designed to give you consistently excellent performance for free.Invest in the same paintings available to billionaires, at a more accessible price point with Masterworks.Enjoy an all-in-one personal finance app that gives you a comprehensive view of all your accounts, investments, transactions, cash flow, net worth, and more, with Monarch Money. Get an extended thirty-day free trial today.Support our free podcast by supporting our sponsors.Connect with Kelly: Website | LinkedInConnect with Robert: Website | Twitter | Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You could lose your job, your business could fail, but even if your income drops to zero, there's one thing you won't lose: skills. In our last episode with Grant Sabatier, he said skills are the future currency and we couldn't agree more. With a good mix of skills, you will both increase your earning potential and decrease your income requirements. In this episode, we introduce a concept we came up with around offensive and defensive skills. With offensive skills being those used to generate income, and defensive skills being utilized to save on expenses. The reality is that many skills can be dual-purposed. Breaking it down further, you can bucket these skills into those that you're simply good at and those that you have and are passionate about. Some examples of skills we cover in the episode. Networking Carpentry Finding deals Cooking Blogging Sales Adaptability Fitness We truly believe that obtaining skills is the ultimate hack to widening your gap between income and expenses. And that is the name of the game for early retirement. If you got value out of this episode, please share it with a friend! Links From The Episode Grant Sabatier's Episode Join the Community We'd love to hear your comments and questions about this week's episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here

Today, we're re-airing our most downloaded episode featuring Grant Sabatier, owner of Millennial Money and author of Financial Freedom. Grant graduated with a philosophy degree and would bounce around 4 jobs after college while being laid off twice. He spent what money he had going on a big trip to Africa before he ended up back at his parents with $2.26 at age 24. It was 2010 and his parents gave him a 3-month time limit to figure things out. Grant realized that no matter what he did,  he was going to be trading life for money. With that knowledge, he became focused on how he could make as much as possible and as fast as possible. A few weeks later he discovered Google Mobile Ads as well as a free certification course which allowed him to get hired on making $50k per year. The work just kept snowballing from there and he found himself working 7 days a week. He spread himself across tons of projects including Google Ads, building websites, and even flipping VW vans. A big point of emphasis from Grant is knowing where you want to go and then focusing on how much you need to make to get there. Do that instead of settling on what you think you're worth. He also admits that he should have slowed down a little bit on his journey to financial independence. Grant believes you can be just as addicted to saving money as someone who is addicted to spending it and both are dangerous. His wish is that everyone who finds themselves in a job they didn't love would take 6 months off to discover their passions. This episode is jam-packed with value but our top three takeaways were: Skills are future currency: Grant speculates that, in the future, our economy will operate in such a fashion that each of us represents our own little “island” of talent. Our skill sets and capabilities will determine how much we earn and succeed. Start learning some new skills and building your future currency net worth! Take a step back and breathe: After Grant set his goal of accumulating $1.25M, he turned his engine on hyperdrive. If he could turn back time, he says that he would have taken a step back to breathe and realize all of the freedom he had already created at that moment in time. Enjoy the journey! Budgets Shouldn't Restrict You: If you feel extremely deprived on a budget like Grant did, it might not be a great option for you. Instead, get the big things right (housing, transportation, and food) and then spend your money on the things that truly bring you joy. You don't have to cut out your Starbucks! If you enjoyed this episode, check out the links below for more content, and don't forget to share this podcast with a friend! Links From the Episode Financial Freedom: A Proven Path to All the Money You'll Ever Need Millennial Money – Grant's Blog Grant's Twitter Grant's YouTube Join the Community We'd love to hear your comments and questions about this week's episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFiShow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here 

A review of The Little Book of Common Sense Investing by Jack Bogle. Presented by Karimah Gottschalck, Chief Brand Officer of Boisson.   Topics: ⭐️ Minimizing fees ⭐️ Index Fund investing ⭐️ Compounding & asset allocation ⭐️ Simplicity in Investing, including Occam's Razor   Today's show is a broadcast of the Financial Independence Book Club, brought to you in collaboration with Utopia Dreamscape.    Boisson provides our prizes this month - a non alcoholic spirits package.   Quicklinks - Artistic Finance: https://linktr.ee/artisticfinance   Book Club: https://www.artisticfinance.com/bookclub   Instagram Handles - for prizes: @boisson.sips @artisticfinance @utopiadreamscape https://www.instagram.com/boisson.sips/ https://www.instagram.com/artisticfinance/ https://www.instagram.com/utopiadreamscape/   Karimah Gottschalck: https://www.linkedin.com/in/karimahgottschalck/   Boisson: https://boisson.co/pages/non-alcoholic-drinks   Utopia Dreamscape & Amy D Lux: https://utopiadreamscape.com/ https://www.instagram.com/utopiadreamscape/   Ethan Steimel: https://www.ethansteimel.com/artistic-finance.html https://www.instagram.com/artisticfinance/?hl=en   VTSX - Total Stock Market Index Fund: https://www.google.com/finance/quote/VTSAX:MUTF?sa=X&ved=2ahUKEwiG76zYssL-AhVchIkEHasaCVIQ3ecFegQIFhAf&window=1M   Financial Freedom by Grant Sabatier: https://grantsabatier.com/books/financial-freedom-book/   Instagram Handles: @boisson.sips @ethansteimel @artisticfinance @utopiadreamscape (make utopiadreamscape the collaborator on IG)    

Grant Sabatier and Logan Leckie, creators of the Topia App, join me today to talk about financial independence and entrepreneurship. How has the pathway to financial independence changed and what is the role of building your own business? We cover these and many other issues on today's episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you a victim of money burnout? I chat with Grant Sabatier and JD Roth about becoming enamored and then eventually tired with talking about money. We also discuss the parallels with creator burnout as well as social media burnout. In this wide ranging conversation we plod through the ups and downs while on the journey to financial independence. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are credit card balance transfers a good thing? While many are struggling with consumer debt at the moment and interest rates are rising, balance transfers can be a good financial choice for some.  Today, Kiersten and Julien talk about what credit balance transfers are, who they're good for, and what you should be aware of. They discuss fees associated and partial transfers, as well as how promotional periods work and the importance of scheduling payments.    Resources: All the Hacks podcast Financial Freedom by Grant Sabatier and his website bankbonus.com US News rankings  NerdWallet.com   Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.  We are forever indebted to you for your support. If you like what you heard, head over to Apple Podcasts to leave us a five-star review!See omnystudio.com/listener for privacy information.

Are credit card balance transfers a good thing? While many are struggling with consumer debt at the moment and interest rates are rising, balance transfers can be a good financial choice for some.  Today, Kiersten and Julien talk about what credit balance transfers are, who they're good for, and what you should be aware of. They discuss fees associated and partial transfers, as well as how promotional periods work and the importance of scheduling payments.    Resources: All the Hacks podcast Financial Freedom by Grant Sabatier and his website bankbonus.com US News rankings  NerdWallet.com   Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.  We are forever indebted to you for your support. If you like what you heard, head over to Apple Podcasts to leave us a five-star review!See omnystudio.com/listener for privacy information.

Are credit card balance transfers a good thing? While many are struggling with consumer debt at the moment and interest rates are rising, balance transfers can be a good financial choice for some.  Today, Kiersten and Julien talk about what credit balance transfers are, who they're good for, and what you should be aware of. They discuss fees associated and partial transfers, as well as how promotional periods work and the importance of scheduling payments.    Resources: All the Hacks podcast Financial Freedom by Grant Sabatier and his website bankbonus.com US News rankings  NerdWallet.com   Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.  We are forever indebted to you for your support. If you like what you heard, head over to Apple Podcasts to leave us a five-star review!See omnystudio.com/listener for privacy information.

Financial Residency is excited to announce its new partnership with Grant Sabatier. You may know Grant from Millennial Money, CNBC or a variety of websites that feature his expertise. He will be joining the Financial Residency family to focus on helping physicians reach financial independence.  

IN THIS EPISODE, YOU'LL LEARN: 06:33 - What DuContra Ventures does.19:18 - What impact investing is and why it's important.25:42 - What DuContra looks for in companies wanting to raise capital.26:54 - What questions you should ask financial advisers if you're looking to align your personal values and financial goals.33:32 - What Adrian considers a success when partnering with and investing in companies.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.BOOKS AND RESOURCESCharles Eisenstein's book Sacred Economics.Morgan Housel's book The Psychology of Money.JL Collin's book The Simple Path to Wealth.Grant Sabatier's book Financial Freedom.Daymond John's book The Power of Broke.All of Robert's favorite books.Related Episode: Deep Dive Into Apple & Google w/ Logan Kane - MI239. NEW TO THE SHOW?Check out our Millennial Investing Starter Packs.Browse through all our episodes (complete with transcripts) here.Try Robert and Rebecca's favorite tool for picking stock winners and managing our portfolios: TIP Finance.Enjoy exclusive perks from our favorite Apps and Services.Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets.Learn how to better start, manage, and grow your business with the best business podcasts.P.S The Investor's Podcast Network is excited to launch a subreddit devoted to our fans in discussing financial markets, stock picks, questions for our hosts, and much more! Join our subreddit r/TheInvestorsPodcast today!SPONSORSGet a FREE audiobook from Audible.Get personalized, expert advice that helps you see things clearly with ATB.If your business has five or more employees and managed to survive Covid you could be eligible to receive a payroll tax rebate of up to twenty-six thousand dollars per employee. Find out if your business qualifies with Innovation Refunds.Save time and money on your rental property insurance with Steadily. Get a commitment-free quote today.Invest in high quality, cash flowing real estate without all of the hassle with Passive Investing.Thanks to rising interest rates artificially driving down the prices of even the best assets, Fundrise expects 2023 to be one of the most opportune real estate investing environments of the last decade. Take advantage of this unique investing environment.Support our free podcast by supporting our sponsors.Connect with Zachary: Website | Twitter| LinkedIn Connect with Adrian: Website | Twitter| LinkedIn | InstagramConnect with Robert: Website | Twitter | Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Grant Sabatier gives a thorough explanation to his path to financial freedom in his book... "Financial Freedom." The biggest takeaway to his message is not how to make millions of dollars, it's how to reclaim your time; a far more valuable resource than money. Join this conversation and learn what steps you can take to gain your own financial freedom.

Grant Sabatier gives a thorough explanation to his path to financial freedom in his book... "Financial Freedom." The biggest takeaway to his message is not how to make millions of dollars, it's how to reclaim your time; a far more valuable resource than money. Join this conversation and learn what steps you can take to gain your own financial freedom.

If you are anything like most people, you probably constantly worry about me. It does not have to be that way though! Grant Sabatier retired…

Grant Sabatier: https://grantsabatier.com/Grant Sabatier's Instagram: https://www.instagram.com/grantsabatier/Millennial Money: https://millennialmoney.com/about/Check out our FREE Workshop: https://courses.fleamarketflipper.com/flipper-university-workshop-webinarYou can find us at: https://fleamarketflipper.com/Appliance Flipping Course: applianceflipping.com

Episode #248 -Grant Sabatier started with $2.26 and built a net worth of $1.25 million before turning 30 years old. Now later in this 30s, Coach Carson asks him what this financial freedom has been like, what's changed, and how the principles in his book Financial Freedom can be applied today. Companion Article/Show Notes:  https://www.coachcarson.com/grant-sabatier/ Website: https://grantsabatier.com/ Financial Freedom Book:https://amzn.to/3tcmgew ________________________

What are you working for? While, yes, it's true, we work for a paycheck, our jobs are simply a vehicle for the life we want. Getting in the right money mindset is crucial for shifting how we look at the work we are doing and the life we are creating. On today's show, I have Grant Sabatier, an expert on achieving financial freedom. In this episode we are diving deep into your relationship with money and how you define success. You might be surprised at how easy it is to have financial freedom. FOR SHOW NOTES AND MORE, GO TO: https://tanyadalton.com/podcasts/episode-265-financial-freedom-with-grant-sabatier

Are you searching for that next step in your financial independence journey? With so many books and resources available, it's hard to narrow down exactly what you should be doing -- and when -- to meet your goals. Today's guests created an app to help with that exact problem. Grant Sabatier and Logan Leckie created Topia, an app geared toward helping you reach financial independence. With clear steps and action items, you can crush your goals. They explain how it works and why it's so revolutionary. During our headline segment, we dive into tech stocks, specifically Netflix. Tech stocks have dominated the market for the past few years. What's next for them? We give our thoughts and point to stock buybacks and stock splits in today's market. We'll also answer Ray's question about the top fundamental things to know in personal finance. And Doug will share his Billy Joel themed trivia. Enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

What is an entrepreneur and how can you be a successful entrepreneur? Grant Sabatier has built many successful $1,000,000 businesses and he shows us how we can become entrepreneurs and be successfully unemployed. Learn from the millennial money man Grant Sabatier how to be an entrepreneur.Get your ticket to the Real Estate Wealth Builders Conference: https://masterpassiveincome.com/rewbcon$50 OFF with the the promo code: dustinGet the FREE Real Estate Investing Course: https://masterpassiveincome.com/freecoursesuYoutube: https://successfullyunemployed.co/youtube// WHAT TO WATCH NEXTStart a Podcast: https://youtu.be/YdKKwSSOnJAMake Money Online: https://youtu.be/WDkRHg3uxR0Flea Market Flipper: https://youtu.be/MYEoeQPT-5E//BEST BUSINESS COURSES I RECOMMENDStart an Online Business: https://successfullyunemployed.co/p24Start a podcast: https://successfullyunemployed.co/podcourseMake money on Etsy: https://successfullyunemployed.co/goldcityCreate a Facebook Ads Agency: https://successfullyunemployed.co/laptopempiresMake $ from nothing as a Flea Market Flipper: https://successfullyunemployed.co/fleamarketflipperLearn how to invest in land: https://successfullyunemployed.co/retipsterLearn more about Dustin and find resources to build an automatic real estate investing business:https://masterpassiveincome.com/NOTE: This description may contains affiliate links to products we enjoy using ourselves. Should you choose to use these links, this channel may earn affiliate commissions at no additional cost to you. We appreciate your support!

Today we talk fintech with Grant Sabatier and Logan Leckie. They are working on a new financial independence app called Topia. We talk FIRE, app building, and entrepreneurship. Can an app speed your path to financial independence?

IN THIS EPISODE, YOU'LL LEARN: 6:32 - What DuContra Ventures does.17:58 - What impact investing is and why it's important.24:22 - What DuContra looks for in companies wanting to raise capital.25:34 - What questions you should ask financial advisers if you're looking to align your personal values and financial goals.34:52 - What Adrian considers a success when partnering with and investing in companies.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.EPISODE RESOURCESGet more FREE content from Robert.Get a FREE audiobook from Audible.Read the 9 Key Steps to Effective Personal Financial Management.Check out our Investing Starter Packs about business and finance.Learn about our Investing Starter Packs on real estate.Charles Eisenstein's book Sacred Economics.Morgan Housel's book The Psychology of Money.JL Collin's book The Simple Path to Wealth.Grant Sabatier's book Financial Freedom.Daymond John's book The Power of Broke.All of Robert's favorite books.Related Episode: Socially Responsible & ESG Investing w/ Brendan Erne.Support our free podcast by supporting our sponsors.Save with a credit union that helps you build financial confidence with Navy Federal Credit Union.Make it simple to hire and manage remote employees across all 50 states with Justworks.Make your home safe with Simplisafe and get 40% off today. Indoor and outdoor cameras, comprehensive sensors, you name it.First Majestic is offering our listeners an exclusive offer of $15 off per kilogram bar. Hurry because this offer only lasts until the end of December!Read this episode's transcript and full show notes on our website.Connect with Zachary: Website | Twitter| LinkedIn Connect with Adrian: Website | Twitter| LinkedIn Connect with Robert: Website | Twitter | Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

IN THIS EPISODE, YOU'LL LEARN: 22:26- Why Kelly thinks there has been a huge increase in the number of retail investors, and if technology or other factors have played a role in it.27:53 - How the last year and a half of the pandemic have made an impact on the way young adults think about their money and what Kelly thinks still hasn't changed.29:47 - What unique challenges do young adults face today that previous generations may not have encountered?32:05 - What are the key differences between how Gen Z and Millennials approach their money and investing?36:29 - How to teach people, especially young adults, to evaluate job offers and what they should look at besides salary.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.EPISODE RESOURCESGet more FREE content from Robert.Get a FREE audiobook from Audible.Read the 9 Key Steps to Effective Personal Financial Management.Check out our Investing Starter Packs about business and finance.Learn about our Investing Starter Packs on real estate.Erin Lowry's books Broke Millennial, Broke Millennial Takes On Investing, and Broke Millennial Talks Money.Ann M. Martin's books Baby-Sitters Club SET: Books 1-12.Morgan Housel's book The Psychology of Money.JL Collin's book The Simple Path to Wealth.Grant Sabatier's book Financial Freedom.Daymond John's book The Power of Broke.All of Robert's favorite books.Related Episode: How to Talk About Money w/ Erin Lowry.Fidelity's Spire App.Support our free podcast by supporting our sponsors.Save with a credit union that helps you build financial confidence with Navy Federal Credit Union.Trade confidently with BMO adviceDirect. Start trading today with personalized advice with a minimum of just $10,000.Track performance, create custom watch lists, and trade from anywhere with confidence with a BMO InvestorLine Self-Directed account.Transform how you drive business results and connect with customers with Snap AR.Make it simple to hire and manage remote employees across all 50 states with Justworks.Invest in high quality, cash flowing real estate without all of the hassle with PassiveInvesting.Design like a pro with Canva Pro! Get your FREE 45-day extended trial today.Start investing in cryptocurrency today with as little as $10. Just go to altoira.com/investing.Learn more about how you can get started investing in some of the best cash flow markets today with Rent to Retirement.Read this episode's transcript and full show notes on our website.Connect with Kelly: Website | LinkedIn Connect with Robert: Website | Twitter | Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On this edition of the Book Club, Grant Sabatier talks about his book  Financial Freedom: A proven path to all the money you will ever need. You can learn more about Grant at MillennialMoney.com, GrantSabatier.com, Twitter, Instagram and LinkedIn. Listen to hear about Grant's personal lived experiences that helped to form his beliefs and philosophies about money and led him to the success he's enjoying today.  We talked about what financial freedom really means, why there's so much misunderstanding about money and how it works, how financial success is closer than most people think, why Grant feels people respond to him the way they do, why he values time more than anything, and how long it took him to write the book.  Get a copy of his book HERE If you'd like to take part in our discussion group, you can learn about it here as well as MoneyAlignmentAcademy.com. Thanks, as always for listening!  If you got some value and enjoyed the show, please leave us a review wherever you listen and subscribe as well.  You can learn more about us at MoneyAlignmentAcademy.com, Twitter, LinkedIn, Instagram, Pinterest, YouTube and Facebook or you'd like to be a guest on the show, contact George at Contact@GeorgeGrombacher.com.

Show Notes: Did you like this episode? Subscribe on iTunes: http://apple.co/3iHA4ac Or, drop us a tip to show your appreciation: https://tips.pinecast.com/jar/investedsuccess Watch on YouTube: https://www.youtube.com/channel/UC9tAwnUno9ilzPaO9y7dnYg Highlights: The importance of timing, trends, and knowing when to quit How to focus on your strengths when choosing a venture What is the ROI on Twitter? How to master the press How to sell a business How to flip a domain Show links: BankBonus.com Financial Freedom book: https://amzn.to/3mmJN9O Vicki Robin: https://vickirobin.com/ Your Money or Your Life: https://amzn.to/3kbpXMi Lost and Founder by Rand Fishkin: https://amzn.to/3D8ckpC Built to Sell: https://amzn.to/3y1BuT3 https://millennialmoney.com/ SeDo: https://sedo.com/?language=us&campaignId=327700 GoDaddy Auctions Grant on NPR: https://www.wbur.org/hereandnow/2017/04/25/millennial-money-grant-sabatier ✩ s o c i a l s ✩ Subscribe on YouTube: https://www.youtube.com/channel/UC9tAwnUno9ilzPaO9y7dnYg?sub_confirmation=1 ✩ s o c i a l ✩ ✓ www.facebook.com/groups/investedsuccess/ ✓ Instagram.com/SuccessInvested ✓ Twitter.com/SuccessInvested Business inquiries ➵ hello (at) moneyselfmade.com Disclaimer: I get $0.00 financial benefit if you click on the majority of links above, but I also am fully disclosing that I sometimes use affiliate links, often to help me provide you cool discounts. Everything I suggest on my website (affiliate or not) is a product or service I love and use myself. This is a hardcore rule that applies to 100% of anything I recommend. Please don't buy anything unless you'll genuinely benefit from it. The views expressed are provided as a general source of entertainment information only and should not be considered to be personal investment advice or solicitation to buy or sell securities. Investors considering any investment should consult with their investment advisor to ensure that it is suitable for the investor's circumstances and risk tolerance before making any investment decisions. The information contained on the blog and this email were obtained from sources believed to be reliable, however, we cannot represent that it is accurate or complete. Support Invested Success by contributing to their Tip Jar: https://tips.pinecast.com/jar/investedsuccess Find out more at https://investedsuccess.pinecast.co Check out our podcast host, Pinecast. Start your own podcast for free with no credit card required. If you decide to upgrade, use coupon code r-538425 for 40% off for 4 months, and support Invested Success.

Dubbed "The Millennial Millionaire" by CNBC, Grant Sabatier went from $2.26 to $1 million in 5 years through side hustling and investing. After reaching financial independence at the age of 30, Grant Founded MillennialMoney.com, where he writes about investing, personal finance, entrepreneurship and hosts the Financial Freedom podcast. Grant also speaks around the world on money, entrepreneurship, and mindfulness.Grant is the author of the international bestseller Financial Freedom: A Proven Path to All the Money You Will Ever Need (Penguin Random House), which has been published in 12 languages. He is also the Creator of Linkedin Learning's Financial Freedom Course, Creator of Millennial Money (acquired by The Motley Fool 10/2020), and co-Founder of BankBonus.com.Grant has been featured in over 500 international media outlets including The New York Times, The Washington Post, National Public Radio, Wall Street Journal, MarketWatch, the Rachael Ray Show, Chicago Tribune, USA Today, Inc. Magazine, Forbes, Toronto Star, The Sydney Morning Herald, and many others.

This week's podcast covers a life update on shows I'm watching (where my Outerbanks fans at??), new experiences I've had recently, and how to become financially free! The tips I'm sharing today are based on the book “Financial Freedom” by Grant Sabatier! Links mentioned: Financial Freedom Calculators- https://financialfreedombook.com/tools/ Buy the Financial Freedom book- https://financialfreedombook.com/#buy-now 3 first steps for becoming financially free: Figure out how much money you spend in a year on all your expenses. This is your annual cost of living. Input this data into the “how much money do you need for the rest of your life” calculator and you will get your Financial Independence (FI) number. Go to the savings calculator and input your FI, your current savings and the time frame you would like to be financially free by. You can mess around with this part and see what different combinations work for you and your budget. Attainable Podcast is a weekly show where host Sarah Baus takes a blunt but relatable approach to living life. Expect life advice, hilarious stories, and conversations with some really cool people. “You don't go chasing your dream life, you just live it!” Connect with me! Website: https://www.sarahebaus.com/ Podcast Instagram: https://www.instagram.com/attainablepodcast/ Sarah's Instagram: instagram.com/sarahebaus Facebook: https://www.facebook.com/sarahebausblog/ --- Send in a voice message: https://anchor.fm/sarah-baus/message

You may be surprised to learn that financial independence is not a new concept. In this broad ranging conversation we trace some of these financial concepts as far back as Ben Franklin and the 1700's. Are we reinventing the wheel or is today's version of financial independence new and improved. Featuring JD Roth of Get Rich Slowly and Grant Sabatier author of Financial Freedom.

Financial Freedom A Proven Path to all the money you will ever need by Grant Sabatier

Today's episode has been highly requested! I'm sharing the 11 books that changed my life from a business, financial, spiritual, and mindset perspective! All of these books made a major impact on my life, and I'm so excited to share them with you! I have read a LOT more books than this that have impacted me, so if you want to keep up with what I'm reading, you can follow my Good Reads account at https://www.goodreads.com/user/show/105746713-sarah . 11 Books That Changed My Life: Big Magic by Elizabeth Gilbert - https://amzn.to/3d7y6hf Rich Dad, Poor Dad by Robert Kiyosaki - https://amzn.to/2NWMUXt Fierce, Free, and Full of Fire by Jen Hatmaker - https://amzn.to/39h0VXt Rocket Fuel by Gino Wickman - https://amzn.to/3diOhbB Traction by Gino Wickman - https://amzn.to/3rqag5q Everything Is Figureoutable by Marie Forleo - https://amzn.to/3fjqZ85 Financial Freedom by Grant Sabatier - https://amzn.to/3waX1sL The 4-Hour Workweek by Tim Ferriss - https://amzn.to/3w8dlun 7 Secrets to Investing Like Warren Buffet by Mary Buffet and Sean Seah - https://amzn.to/39iMWAi Essentialism by Greg McKeown - https://amzn.to/3cnIyBS 5-Second Rule by Mel Robbins - https://amzn.to/3tUvolY *The links above are affiliate links, and I make a small commission off of purchases made from them. You absolutely don't have to use them, but if you do, you are helping me grow this show and impact more humans, which I so appreciate! Thank you so much for supporting the What Else? Podcast! Sarah Baus, Host of the What Else? Podcast, is a Launch Strategist that helps entrepreneurs plan and execute a launch in their business. Whether you're launching a digital course, a new product, or a new service offering, Sarah has the tools, expertise, and experience to help you have less stress, more fun, and more profit in your next launch. Ready to supercharge your next launch? Book a call with Sarah today at https://calendly.com/sarahbaus/meeting?month=2021-01. Connect with me! Website: https://www.sarahebaus.com/ Instagram: instagram.com/sarahebaus Facebook: https://www.facebook.com/sarahebausblog/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/sarah-baus/message

Los jóvenes actuales también pueden hacerse cargo de su área económica, en la medida en que se arriesguen a conocerla. En este episodio nos basaremos en el testimonio de Grant Sabatier para darle vida a este podcasts. Para más contenido como este, sígueme en mis redes @karemsuarez https://bit.ly/2WeJD6m ¡Suscríbete!

Episode 7: Grant Sabatier is the best-selling author of Financial Freedom, and host of the Millennial Money podcast and website. He talks to Brody about his approach to learning and finding success.

In today's episode, I break down the keys to achieving financial independence and how to retire early (it's actually easier than you think!). This episode is based on my own research and interest in personal finance and should not be taken as individualized advice. I highly recommend working with a financial advisor to set clear and attainable goals for your future! Books mentioned: “Financial Freedom: A Proven Path to All the Money You Will Ever Need” by Grant Sabatier - https://amzn.to/32lWebk “Rich Dad, Poor Dad” by Robert T. Kiyosaki - https://amzn.to/3lEZ1nx Three key topics I covered in this episode:

How Kim paid off $45,000 in student loans in 3 years by negotiating her salary and being intentional with her money. About Kimberly: Kimberly Hamilton is the Founder of Beworth Finance. After earning her Master's degree in 2012, Kimberly moved to Washington, DC making $15/hour, with over $40,000 in student debt. It was a crash course in learning how to manage her money. Over the next few years, she would develop a system of managing her finances that not only enabled her to pay off her student, but also to buy her first home before her 30th birthday. In doing so, she noticed a lack of easily understood information regarding not only personal finance management, but also first-time home ownership, investing, and saving for retirement. Beworth Finance was established to address that gap. When not running Beworth, Kimberly still works at that same consulting firm, which now pays entry-level staff a higher starting pay. She is a travel junkie, wannabe foodie and personal finance nerd. Website: www.beworthfinance.com Social Handles: @beworthfinance Resources mentioned in this episode: The Budgets Made Easy Membership Community (www.budgetsmadeeasy.com/membership) 7 Day Pay What You Want Budget Challenge (www.budgetsmadeeasy.com/budget-challenge) Beworth Finance Finlit (https://www.beworthfinance.com/finlit/) 3 Myths Busted to Help Milliennials Invest for Retirement (https://www.beworthfinance.com/finlit/2019/3-myths-Millennials-retirement) Books mentioned: Financial Freedom: A Proven Path to All the Money You Will Ever Need by Grant Sabatier (https://amzn.to/2ppBejj) (affiliate link) Full transcipt: This is Ashley Patrick with the money mindset podcast and budget's made easy. And today we're talking to Kimberly Hamilton, who's the founder of be worth finance. She a travel junkie, want to be footie and personal finance nerd. She teaches courses on how to be better with your finances and she makes personal finance more approachable for the average moneymaker. Welcome Kimberly, how are you? Hi Ashley, I'm great. Thanks so much for having me today. Oh, you're welcome. I'm so excited to talk to you today because you've got a pretty cool story, you know, on this podcast and on my website. I love sharing debt, pay off stories. Like for me it's super motivational. I, when I was paying off debt, I would read them and listen to them every single day to help keep me motivated. So that's kind of been my mission is sharing other debt payoff stories. Uh, so yes. So I just really love it. Um, so can you tell us a little bit about yourself and just kind of like your background and how you got started on, um, teaching finance and paying off your own debt? Sure. And I'm happy to do that. You know, I think it's really interesting that you share these stories as motivation because I think so often it's the case that so many people have all different types of debt now. People have gotten so used to just dealing with it as opposed to talking about how people navigate conquering their debt and strategies to do that. So, so props to you. Um, for me, and my issue was, was student debt. So I've never had, um, medical debt or credit card debt like that. But you know, I'm, I'm a proud new Yorker. I moved to Washington D C to work for a government contractor in 2012 and for me, I, when I started I was making less money than the student debt I came out of grad school with. And I think that could just be really debilitating for a lot of them to have sort of a lower starting salary knowing you have all this student debt that's kicking in and, and no one was really talking about it. And to be honest, for the first six months I didn't really know what I was doing. I wasn't looped into, you know, these motivational stories of other people and how they tackled it. So for those first six months, I was making the minimum payments because that's what I thought I needed to do. And I think a lot of people, um, you know, so many more people are moving away from their hometowns and making more money and things like that now. And it's easy to think that those people have it figured out when I think a lot of people struggle with how to pay off their student debt. Um, so I was one of those people and about six months in I decided to get educated about money and really started learning about fit things that seem simple now, but you don't know what you don't know. Right? So at the time I didn't know that I should be making extra payments. I didn't understand the money that I could have been saving and an interest if I paid my student debt down sooner. But after six months I figured that out and that's sort of when I decided to double and triple down on my payments. Um, I worked side jobs when I could. I sold things on Craigslist. I negotiated my salary year after year to try and make bigger and bigger payments towards that. So, so that's the short story, um, of how I got started. That's awesome meat. It's great that you figured that out so young and early in your career because like for me, I paid on my student loans for 10 years and I had only paid off $3,000 and 10 years taking the minimum pay. Like it's insane to me. And so I just love it when people figure it out early and don't waste all that time, you know, building real well. So how much debt did you, and how quickly did you pay it off? I had, I'm a little over 45,000 and I ended up paying it off in a little over three years. That's awesome. And so tell us, um, and that was all student loan debt, right? Nothing else. All student loan debt. I was lucky enough to, I didn't have any student debt from my undergrad, which was amazing. But for me it was the decision to go to grad school that put me into debt. And I think with student debt in particular, it can be really tough because you think you're making the right decision and you think you're investing in your education and you're going to come out on the other end of it and make a higher paying job. And that doesn't happen for everybody. Um, so it could be a little bit of a rude awakening when you know you're working so hard to get yourself ahead and then all of a sudden you're faced with how do I know, navigate those and money can be such a taboo topic that I think not enough people are talking about it or talking about strategies of what they can do to get ahead. Um, so I was, I can't even say that, you know, I, I heard a podcast or I came across the information on my own. I think I just had so much anxiety about my debt that it forced me to really take a hard look at it. And that's when I started learning some of the tips and tricks you can do there to get ahead. So what do you think? Did you have like an aha moment or was it just kind of just stress dude, just building up about the student loans? I, I think the stress was always there. I did have an aha moment though. I mean, they have so many calculators. Anyone can, you know, Google, um, uh, uh, calculator on what an extra payment would do. And for me, I think it was the day that I used one of those and I found out that if I had taken 10 years to pay off my loans, um, I would have paid an extra 22,000 and interest [inaudible] the price. Yeah, my loan. And I was just like, this is ridiculous. Like, right, yeah, we do the calculator. You're like, no, no, no. Um, and finding that out and thinking, wow, what could I do if I did have an extra $20,000? And you know, for five years when I moved to DC, I think paying off debt does, you have to take a hard look at what you have. And if you don't, um, if you're not making enough income to make those extra payments, you're probably going to have to make some sacrifices. And for me, I had three roommates in DC for quite a few years, but that really helped me. Housing could be such a big cost in someone's budget and that really helped me pay off my debt quicker. And then I having that extra $20,000, you know, I've, I bought my first apartment in D C two years ago. And so I think it was, that was my moment thinking, Oh my gosh, what could I do with an extra $20,000 if I could pay this off a bit more quickly? Um, and at first I was only thinking of cutting off a few years, but once you sort of get started and making some of those changes to your lifestyle and getting more disciplined, I do think it gets easier. Yeah. Yeah. That's so true. It's like, how much faster can I do it? Okay, I've made this much progress. Now what else can I do? And it just like built so much momentum that makes you want to do it faster and faster. Exactly. And I think luckily those habits stick with you after you pay off your debt as well. Or at least I hope they do. You know, that's sort of my number one advice to people is don't let that, that discipline and that drive stop the second you're debt free. You know how you can use that to start building wealth and, and you know, even if you're the first one out of your friends or family to make some of those decisions, don't be scared of letting that discipline, um, dive with, with your debt. Absolutely. Cause I know with me and that I've heard it the same from other people. Like when I was paying off my debt, I was so intense about it. It was almost easier than saving money. Cause then once we were debt free, you know, I bought some things that we had been holding out on so that we could pay off the debt faster. You know, if it could wait a month or two, it waited. But then it was like once we got to the saving money part, it was like something was constantly coming up. And luckily, I mean we didn't go back into debt or anything like that and have no plans to do that at this point. You know, we have enough money saved up that, you know, we shouldn't have to for anything at this point. But sometimes it's hard like when you have the debt, you know, it's like you owe somebody else and it's motivating to keep going. But then when you're just saving for yourself, it's like it's so easy to slow down. And I think that it's great that you kind of focus on, no, just keep going and building those. Right. I mean, I do think you'd have to build in, you know, the thing, obviously you build in the things that are really important to you and I think you have to build in some of the fun stuff too. Otherwise you're never going to develop that discipline to begin with, cause upset. So for me that thing was, was travel. Right. You know, I mentioned I'm a travel junkie and it's something I have always considered distantly done no matter where I've been at in my finances. But they have changed what used to be, you know, when I was paying off my debt, what used to be a weekend trip or you know, time going to New York to visit my family. Now I could take, I got back from France in may and that was a little bit more expensive than a trip to visit family in New York. And so I do think you can change some of those things, but from the get go, keeping what's important, um, and some of the fun stuff in your budget I think is an important to you just may have to think about how you change how you do it. Yeah, exactly. Do you have any, um, actionable tips, like specific things that you did to pay off the money that somebody else can do? Specific things that I did. I mean, I think I mentioned it earlier, but taking a look at what you're really large expenses are. For most people, that's housing, transportation and food. Really analyzing those in your budget and where you may able to be able to cut back. Or is it worth living? You know, an extra 20 minutes, it could mute if it's going to save you, if it's gonna enable you to pay an extra few hundred dollars every month on your debt. And the impact of that can be thousands and tens of thousands of dollars over time. So I encourage people to think about that. I do, I understand that sometimes people just aren't making enough money to make those extra payments. So I encourage courage people to look into all the different various ways you might be able to generate extra income now. Um, whether that's, you know, having a side hustle or Airbnb being your place or what have you, just to generate that extra income. I'm building in the small wins like I said earlier. And then something interesting I did, I'm not sure if they do it anymore, but I would actually use, um, I was with Citibank at the time and, and I don't recommend any specific bank, but I was actually able to use my credit card points to make extra payments on my student loans. Oh cool. I think not a lot of people look into, so I encourage you to check it out cause that was actually really helpful. Even if it's just, you know, a lot of people think to get ahead of their debt, they need hundreds and hundreds of dollars. And um, I think it's important to appreciate even what like a $50 extra payment can do. And I think that's total totally doable to find over the course of a month. Oh, absolutely. I mean, I, one thing that I did with paying off my student loans was I figured out how much interest I was paying every single day and it was almost $5 a day. So even if you just, if you only have $50 that month or $100 a month, that's still lowering how much interest you're paying every single day on those student loans. And it adds up in course of a year and over time. So I think that's great. And I love that you had, what'd you say, three roommates? That's, that's insane. Like did everybody get along? For the most part, at least for the most part, we actually did. You know, I think in big cities, having more, having a roommate or having multiple roommates may be more common than living in rural areas. We had a, we had a crazier too along the way, but for the most part it worked out and I'm happy I did it because I wouldn't have been able to pay off after I paid off my loans. I stood an extra year and I wouldn't have been able to afford the down payment on my apartment had I not done that. That's awesome. So I always like to ask people, um, and you did say that your, um, undergraduate was, you didn't have any student loans, so this was all your master's, so, um, do you use your degree then? Yes, I do. Um, my nine to five when I'm not running Beechworth, which I call my six to 10, my nine to five, it's an international development. Uh, I work for a company that does government contracting and foreign aid and my masters degree was in international affairs. So, uh, yes I do. I do use it. I don't think I'm happy to see that they are starting to bring in some [inaudible] more trade schools and vocational schools and things like that. I think some of the decisions that people feel like they have to do, like I have to buy a house or I have to get, um, the, you know, the advanced degree or whatever. I think those are very personal decisions. Um, so I encourage everyone to think about them carefully. But yes, I do use mine. That's awesome. Cause a lot of people, including myself, don't use their degree. Like I never technically needed a degree for what I did and what I do now. My degree is not in finance or anything like that. Um, but I have thought about getting my master's ums or in business or finance or something. But yeah, I said, there you go. It's absolutely, yeah. So it's so, I mean it's just crazy to me. I mean, and I was the same way that, you know, we spend so much money on this degree thinking we need it when in reality a lot of people don't. I mean obviously some people do. Um, but yeah, so I was, I always like to ask that question. So do you have, so if you don't mind me asking, how did you get through your undergrad without any debt? Um, I had family support court and I had a partial scholarship. Oh, awesome. Awesome. Um, okay, so you did mention something earlier that I want to touch on is negotiating your salary. Um, so I think you said you negotiated every year with your, um, is it with your employer? Um, do you have any tips on how to negotiate? Because you know, especially women were afraid to negotiate. I think, um, you know, we don't think that we can or that it's not worth it or you know, we're just insecure about it or whatever it may be. So do you have any advice on negotiating your salary? Absolutely. And I will say, I think one of those years I skipped, I gave my employer a break. There's this misconception that just because you went in for a raise or something last year doesn't mean you could do it twice. And that's entirely not true. Um, I think similarly to the decision to go to school, which you were just talking about, you know, that that's an investment in your education. Um, I named my company be worth finance cause I want people to be worth the investment in themselves. And I think it's a similar mentality when you're talking about negotiating your salary. Um, some points of advice I would give are to prepare well in advance. So don't wait, you know, until the two weeks before or the week before to to get sort of your, your pitch together. I think it's really important to develop a relationship with your employer so you can check in, you know, six months before you may be up for a raise or as advanced as you can to sort of set benchmarks to make it more difficult for them to say no the day of. Right. So what are your performance indicators that you're going to strive to me over the next six months to make it difficult for your boss to say no to that raise or to that higher pay band and keeping track of how your responsibilities or how your role may have changed and really how your maybe going above, above and beyond to get the work done. The statistics, and I have this on a, I wrote an article on this recently, I'm on my blog, which people can find that be worth finance.com/finlit, one of the statistics of the amount of people that do ask for money, it's a very, very high percentage that actually get it. And, but I think it's so difficult to sort of pump you pump yourself up for that ass, right? So that's why those setting those benchmarks and setting those performance indicators in advance really help. Um, I'd always say go for higher than you think your employer's gonna land. So you're asking for, you know, if you really want a 10% raise, asked for the 15 and see what happens there. And then everyone's fear is always the worst case scenario is they say no. And I try to tell people not to look at that as a negative because if your boss said no this year, that gives you a really awesome window of opportunity to say, okay, well, you know, I understand it's not in the budget or maybe I'm not performing where you would like me to. How can I change that? What can I do in the next six months? And maybe you don't wait a whole nother year to go for that next ass, right. Set it up so that you have benchmarks and you have indicators you can meet, um, in the near future that you can revisit those and then it's going to be really difficult for them to say no to you twice in a row. The, the cost of replacing a high performing employee is likely much, much tired than the raise that you're asking for. So that's always something to keep in mind as well. A lot of people working in HR know that already, but it's easy to forget when you're on the other side. Oh, absolutely. And I think that we, like, I didn't know some of that. And of course I work, I worked in a government job so there's, you know, set, pay raises and pay scales and all that. So there really wasn't room to negotiate on my end. But even if I was in a job where I could negotiate better, I don't think that I'd have the confidence to do it. But I think after listening to you explain it like that, it's like, Oh, that makes total sense. You're, you're, you're right. So I think that people should definitely negotiate more and um, the better. And then of course I'll link in the show notes to your articles so that you can jump over there and grab those helpful tips as well. The other thing to keep in mind, just quickly on that point, Ashley, is even if you're really constraints, like you said, you, you know, you're within a certain pay band or it's not in the budget or what have you. Keep in mind that you can negotiate benefits as well sometimes. So it's not necessarily always be about your salary. If you could increase your employer match, for example, to your retirement plan or we were talking about side hustles earlier. If you can negotiate more, you know, paid time off, more leave so that you can generate more income that way. Those are also things to consider. Oh, I, yeah, I didn't even consider that either. That is great advice. Um, so one more thing. What is your number one tip or advice for someone wanting to get started on managing their money better? Whether it's paying off debt or budgeting or anything. Like what's your number one tip for people? Ooh, well number one is, is hard, but you know, I think you really need to be realistic with yourself in terms of what challenges are you facing with your finances, what are your, what are your habits that you know are going to be really difficult to, to break and be honest with the goals that you set for yourself as well. I think, you know, a lot of people have this feeling like learning about finances only for someone that works in a bank or is only for our financial advisor. And so something I really try to tell people out at be worth is D, don't be, don't feel embarrassed if maybe you're not as educated about money as you would like to be. You know, I try to break it down so it's more relatable to get rid of some of those fears that people have. Just being honest about, you know, this is where I'm starting, but I want to learn more about how to pay off my debt or how to invest, um, knowing what your habits are so that you can build that in to how you're going to go about achieving some of those goals and then not being ashamed of you. If you know that you want to take a crazy vacation every year or you want you, if your dream goal is to have, you know, a car you really like or whatever it is, that's fine. Just build it in to something that's realistic and to a financial plan that's, that's gonna work for you. Um, because of if it doesn't work for you, then you're never going to meet any of the goals that you set. So really just being real with yourself in terms of, um, where you are with your finances and, and not being scared to take them one step further. That's awesome. Um, okay, so I lied. I said one more thing, but I have actually a couple more questions if you have tech. Um, I also saw recently that you were on Forbes, which is crazy. Congratulations. That's awesome. Uh, and it was about three myths, myths busted to help millennials to save for retirement. And I really just wanted to touch on that really quick, um, because the myths are really accurate and so, um, can you talk about that real fast? Sure. Um, you know, jogging my brain a little bit here, but thank you for the congratulations. I mean, being honest of yourself where you are with your finances. It's sort of a whirlwind to go from seven years ago I was, I was struggling with all this anxiety about debt and then to have a publication like that was pretty cool. But what I had wanted to do with the article is there are so many reasons, well first of all, millennials get a lot of flack for PE. They're not saving as much for retirement as they should be. And there are a lot of systematic reasons about that stagnating wages being one of them. But I wanted to get just like the things you hear around the office about why millennials, you know, people 22 and 35 aren't saving as much as they should. And so some of the myths that I included in that article were things like [inaudible] people have a fear, a lot of people will jump job to job because it's a way to, they're scared about negotiating a salary like we talked about. And it's a way to increase their income if they jumped from employer to employer. And a lot of people feel like they'll lose if they start contributing to their retirement plan, that they won't have access to that money. And so that's not, it could be true, but that's not necessarily true. And it's something to check when you're accepting a new position with a new employer. What the vesting schedule is like for your retirement plan because it's possible that you could, I'm 100% vested, which is basically the point at which you can walk away from an employer and have access [inaudible] to your money to those friends. Um, so that's not always true that you're going to lose your retirement benefits just because you change employers after one or two or five years. So I encourage people to check that. The other one that I remember from the article is that so many people are starting their own companies and doing their own side hustles and working for Uber and things like this. And I think it's a common misconception that if you don't have like the standard nine to five, if you're not working in an office that you don't have a retirement and plan to contribute to. And so a lot of people are just, you know, stashing their money or saving it somewhere instead of putting it in a tax advantage account that could really save them tens and hundreds of thousands of dollars over time. Um, so I talk a lot about independent retirement accounts, IRAs, and in the article and throughout be worth, I recommend that everyone, if you're eligible to get a Roth IRA, which is, uh, a retirement vehicle, you could set up completely on your own, um, with a Roth IRA. The cool thing about that is any money that you contribute to that Roth IRA with other retirement vehicles, you would be penalized if you take that out before you retire, which a lot of millennials get scared about not having access to those funds with the Roth IRA, at least any money that you contribute to it, you can take it out without any penalty, without paying any additional taxes on it. So that's something I always recommend people check out. But there are, there are several different types of these individual retirement accounts or, um, there's a spousal IRA if you work and your partner doesn't, there's, um, a SEP IRA if you're a small business owner. So these are all ways millennials can save for retirement without having your standard nine to five. So don't think, just because you don't have a traditional employer, that's not an option for you. That's awesome. And I'll link to that article in the show notes as well so you can go and check out the full article on Forbes. That's awesome. Okay. And you also have an upcoming course. Uh, would you like to talk about that? I would. Thank you. I'm very, very excited. It's actually, um, being tested by some of my viewers subscribers now. So if anyone wants to check it out, you can get on the email list for be worth at the bottom of any web page on my site. And the first course that'll be launching, uh, later this year or early 2020 is called the money moves accelerator with be worth because I know so many people, uh, get anxious about talking about money. I wanted to provide something that people could take at their own pace and not if they're worried about having those conversations with people. I wanted them to, to have a course that they can take, you know, in the comfort of their living room, but still digest that information and have a, a way to really improve their finances. So they're, there are four modules, so the money moves accelerator. I'm focusing on how to build a budget, how to pay off debt, and that's not specific to student debt. Also covers his credit card debt, medical debt in that as well. Um, the third module is how to level up your finances. So automating your money moves so that there your budget's more easy for you to implement. And the fourth module is saving for retirement or investing for retirement. If you're at a stage where you're investing 10% of your income or less, if you're already on top of that and you're investing 10% of your income or more than you would fall into a later course from be worth. But I'm very excited to get that out. The whole course will take people about two and a half hours to go through, separate from the work they'll have to do on the side and setting up their budget and things like that. So it should be a quick way for people to make some really impactful, um, moves when it comes to their finances. And I'm, I'm very excited to get it out the door and in the next few months here, I'm excited for you too. I think it's going to be great for people to really, um, start working on that. Especially, you know, at the beginning of the new year when people start making resolutions and they decide they want to manage their money a little bit better. So I think that's awesome that you're doing that to help people. Um, one thing that I do like to ask everybody is what their favorite nonfiction book is. Cause I'm always looking for more books on learning how to grow and self-improvement and all that kind of stuff. Um, and of course this podcast is all about, uh, improving your mindset and things like that. So what is your favorite nonfiction book? Oh, I love the book question. I'm actually in a book club and I've been trying to sneak in some finance books there. We tend to go more fiction lately. But I think my, one of my most recent favorite books on the nonfiction side, I actually did a giveaway contest on my Instagram account not too long ago is called Financial Freedom by Grant Sabatier. He is part of what's called the financial independence retire early movement. Um, and so the book is really [inaudible] a story, but he also weighs out quite a few strategies that he used to go from. He was living with this parent, you know, he had a standard nine to five living with his parents had $2 in his bank account, which she actually took a picture of it included in the book, which is, um, pretty brave of him to post there a mass thing over 1.2 $5 million in wealth before he, uh, I think when he turned 30. Wow, that's awesome. So there are lots of tips. Even though I think it's really easy to say, Oh my gosh, that's never going to happen to me. Or maybe, you know, I'm 31 but maybe someone listening to this and saying, you know, I'm already 40 so retirement at 30 isn't going to happen. But I think even opening your mind to those possibilities and he talks a lot about where he invested his money or the strategies you use to generate additional income. Everything from um, you know, air being, being your apartment, two different side hustles you can do and where to invest those funds. I think even just learning about those opportunities, even if you have no plans to retire early, can do nothing but help you in your finances and it's just a fun read. Awesome. I'll have to check that out. Um, all right. Any last words of wisdom? A lot. You've had a lot of good tips in here, so you know, you may not, I don't know if you'd think of anything else. Um, I think, you know, I think I said it before, just, just don't be a lot of people. It's so easy to, to look at money as a negative thing and no matter where you are, just get started and you know, don't, don't let your debt, um, stop you from taking control of, of the rest of your life. And so I think, you know, not being intimidated to get started, no matter where you are in your financial journey, it's never too late to, to make a few steps to improve that. So, um, I'm sure all your listeners are already one step ahead cause they're tuning in to begin with, but I think that's really important to keep in mind. That's great. And where can people find you? Oh sure. Um, well they can visit the website. I have some free tools up on there as well, like the smart money moves checklist, which is a really quick, um, three minutes checklist they can use to make sure their finances are headed in the right direction. So you can find all of that@www.beworthfinance.com as in be worth the investment or be worth the time. Um, and I'm a big fan of Instagram, so you could find me on Instagram. That'd be worth finance as well. And I look forward to hearing from everyone. And thanks for coming. It was such a joy to talk to you today. Thanks so much, Ashley. Special Guest: Kimberly Hamilton.

Can you truly save enough to become wealthy? What about early retirement? What is the relationship between money and time? Which is better for happiness - money or time? What is money? How much money do you need for the rest of your life and how do you get that? What is the new retirement goal and how does it differ from what we were led to expect? Jordan Goodman, host of The Money Answers Show, talks with Grant Sabatier. Sabatier, author of 'Financial Freedom' and host of Millennial Money, shares his experiences and insights about saving 1 million dollars by age 30, his new book, and his insights into building financial freedom. Sabatier and Goodman discuss different kinds of investments, the importance of side hustles, financial independence and a new vision for retirement.

What kind of life do you want to live? Now ask yourself, how much money do you need to live that life? You may find it's a lot less than you expect. Grant Sabatier, author of Financial Freedom and founder of Millenial Money, joins us to share his message about how to use money as a tool to live a richer life and achieve financial freedom. To find out more about the book, visit financialfreedombook.comFollow @millennialmoney on Twitter, as well as the book @financialfreedom on InstagramGrant has a blog and a website at millennialmoney.com You'll find out more about him and his work at GrantSabatier.com See acast.com/privacy for privacy and opt-out information. Become a member at https://plus.acast.com/s/the-unmistakable-creative-podcast.

—Guest: Grant Sabatier —Topic: Millennial Money and multigenerational families under the same roof Description Bethany and Ellie meet at Ellie's Kitchen Table and discuss how Ellie is 30% French instead of Spanish. They also talk about what Blackish, Everybody Loves Raymond and Jane the Virgin all have in common: multigenerational families under the same roof. They discuss the article by Mary Beth Sturgon called Discussing Financial Tips for Multigenerational Living. When multiple generations live under the same roof, they should discuss making house rules about paying for mortgage, rent, and other assets, utilities and monthly expenses, medical expenses, as well as household division of responsibility. Grant Sabatier comes into the Millhouse discussing how he defines who is qualified to be a millionaire. Grant became a millionaire in 5 years after working several side-hustles, including having a moving company, watching his neighbors cat, walking dogs, renovating VW vans, and flipping domains on the internet. He tried to make at least an extra $50 a day so he could invest that money. Bethany loves that Grant had such diverse interests in making money, and Grant suggests always focusing on goals. His goal was to become financially independent, so he was side-hustling to invest. His mindset was to invest as much money as he could. It has never been easier in history to make as much money as we can. Whatever you want more money for, there are more opportunities to make more money. Grant says it is so much easier to make money doing what you love because the ROI over the long term more happiness along the way. Grant talks about millennials and their money habits. He distinguishes the difference between older and younger millennials, and says both categories are questioning the “success narrative,” which can be a great financial decision in the long run. Grant also mentions that Millennials are the new burnout generation, and that work/life balance is definitely important. They end the conversation talking about Grant's new book Financial Freedom: A Proven Path to All the Money You Will Ever Need, and Grant explains how much money IS “all the money you will ever need.” Bethany and Ellie end the show playing a game “Two Truths and a Lie.” Resources Financial Freedom Book Millennial Money "I am your mother" SNL Video USDA Cost of Food at Home