Girls on the Air - Real Women of Real Estate

Karen & Janet invite Joe Parisi in-studio to give his expert advice on when to refi, and understanding what "rate drop" offers you the best savings on your mortgage.  Joe also talks about the many home loan programs that are available, he finds the one that fits you best. Joe also has loans that can get you in with zero down!  Other topics covered include tax advantages in home ownership including the write-offs that are available to home owners!  Karen & Janet also chat about homes in Ventura County that are available for rent and for purchase.  Download this incredible podcast today!

This podcast is packed with need-to-know information regarding insurance for renters, owners & landlords. Janet, Karen & Denise from Paladin begin the podcast discussing tenant policies for multi property owners, they cover liability insurance and workers comp coverage emphasizing the importance of an umbrella policy. Renters with kids and pets plus pools is also discussed.  Coverage that includes Coastal water issues, earthquakes, floods and mudslides, learn which coverage you need.  You will find out about the most expensive mistakes people make with insurance.  This podcast is a must listen!  With Jane, Karen & Denise of Paladin Insurance!

Karen & Janet start this podcast with buying and rental opportunities from Pierpont to Ventura County's beautiful hillsides.  Their first guest is Alex Rameriz of Valor Home Loans for veterans.  Alex is an expert who focuses on VA Loans, Alex & his team know how to take advantage of all the benefits you earned and deserve, do not count yourself out on a home buying opportunity! Listen to what Alex has to say on this podcast.  Karen & Janet's next guest is Shannon Vasquez owner of Float Reiki, one session with Shannon makes her clients feel like they are floating after the first treatment! Remove the fatigue & fog and improve focus with Float Reiki! Another fantastic podcast with Karen & Janet! 

Karen & Janet open this podcast with amazing listing & rental opportunities in Ventura County. Their first guest is Joe Parisi from Rate Home Mortgage reminding us that now is the time to get prepared to purchase a home! Rates are steady and it is essential to be pre-qualified and to be educated on costs like rates, taxes, insurance & HOA fees.  Preparation plus planning with Joe makes your home purchase simple!  Bob Davis is next, and speaking of next First Wednesday is this Wednesday and it benefits A Heart of an Angel at Rocks & Drams in Ventura Bob Davis has the details!  Their final guest is Andi Girl who has a big goal this year to help everyone get set for the rest of 2026 and that is to meditate with 5,000 this year!  Learn how to Focus, Create and cultivate peace and success with Andi Girl... another fabulous podcast with karen and Janet!

This Girls On The Air Podcast with Karen & Janet starts off with Rental and Buying Opportunities in Ventura County, from the beautiful hillsides to the beach communities there are many neighborhoods for you to call home.  Their first guest is Derek Contreras of Smart Home Mortgage.  Derek has exciting news on the "Dream For all Program" this is an amazing chance for first time buyers to own a home.  Derek has all the details and how you can get ready to apply on this podcast.  Next up, Kevin Brannon from Reel Guppies introduces two interns who are in the program that are learning film making, editing and production techniques along with environmental stewardship, independence and working with others.  Reel Guppies is for families and individuals who want to play an active part in their city.  Karen & Janet's final guest is Deborah Delaney, a familiar voice and a local realtor who has a remarkable home on Dover lane in The Pierpont Community. This Cape Cod style home has white water views from inside and out, great for entertaining with the serenity of the beach. With plenty of parking and a spacious living area, it is a must-see.  Get the details from Deborah on this podcast.  Another great show with karen & Janet!

Karen & Janet open this podcast with rental and home buying opportunities throughout Ventura County, from condos to homes the beaches to hillsides there are many excellent places to call home.  Their first guest is Joe Parisi of Rate Home Mortgage and the news on rates is they are at a 3 year low! Joe will break down the benefits of points and what you need to know, he has all of the options to make sure you have the best loan and when to refi!  Next up Denise from Paladin who is the expert on consulting home owners regarding their insurance policies.  Concepts like Ordinance & Law, Rewrites, Endorsements and more. Make sure you have the correct policy for your home and that it is up-to-date with Denise.  Another awesome podcast from Karen & Janet!

This podcast with Karen & Janet is packed with info you need to know!  They start the podcast with Alex Ramirez of Valor Home Loans.  Alex has great news for listeners who have VA Loans or who are eligible for a VA Loan.  Interest rates are down and loan limits are up, this gives the VA Loan a lot of flexibility that you need to take advantage of. Get the facts on this podcast with Alex! Megan Palmquist is next, Megan eliminates the "tech noise" at your business and simplifies the operation, Megan will do an audit and see how your company earns money and implementing the software you need, find out how you cut cost and increase revenue with Megan!  Their next guest is Will Hsiao the new owner of Ventura Cycling which has been in Ventura since 1912! Serving the cycling community for 2 and 3 wheelers Ventura Cycling offers, repair clinics, support for competitive cyclists and triathletes, on Friday they have many activities like yoga, running and cycling too. Plus they support bike riding with The Boys & Girls Club! The final guests are from  Cycling Without Age, Mike & Dan are in-studio to talk about free bike rides for seniors & people with disabilities on bikes called Tri-Shaws, you can see everything they do at CWA-Ventura.org and hear all about it on this podcast with Karen & Janet!

Karen & Janet start the New Year with great news and a positive outlook for 2026. Their first guest is Larry Reyes from Smart Home Financial. Larry says rates are down as low as 5.5% and there are many programs for first time buyers. Larry guides you through the process on credit reports, bank statements and how "buy downs" can help buyers and sellers.  Never count yourself out, talk to Larry first and listen to the great information he has on this podcast.  Next up is Justin Soenke owner of Phase 3 Enterprises. We all have heard about AI but what do we actually know about AI? Justin's experience will show you which internet tools work best.  How to use essential information about your business and how to make your phone ring. Justin matches your message with what you are offering. People who visit your website are looking to buy, give them a reason... Show what you do and build belief in your business with Justin! To wrap up the show, Karen & Janet review the new law regarding the requirements for rentals providing stoves and refrigerators to renters, get the facts on this podcast!  What a way to start the year with Karen & Janet!

What a podcast as Karen & Janet bring us into The Christmas Season with incredible buying and rental opportunities from the beach to the hillsides.  Joe Parisi from Rate Mortgage has great news on the rates and talks about how important it is to get pre-qualified to buy a home and Joe is the guy to get you ready for 2026.  Next up Patricia Kipp Furnaro has some nice things to say about Karen & Janet with wonderful thoughts and memories on how each of them guided her through buying, selling and renting properties over the years.  Karen & Janet close the podcast with their very special guest, Santa!  Santa talks about The Real Santa Clause and The Spirit of Christmas and gets everyone ready from children to grown-ups too for the season of giving and enjoying friends and family.  Merry Christmas and Happy Hanukkah from Janet and Karen! 

Karen and her guest host, Shelley Wells start this podcast with houses that are on the market in Ventura County, from the beach to the hillsides there are beautiful homes available now.  Karen & Shelley's first guest is Crista Hermance a trust attorney who is an expert in creating a trust that protects your family's estate and assets.  From choosing a trustee, living trusts, making an estate plan, probate courts and trust administrators.  This process is easy when you have an expert like Crista Hermance who creates your estate plan, will or trust.  Their next guest takes a deep dive into insurance, car insurance, home insurance, umbrella policies and more, Denise Pomboonreung with Paladin Insurance has the answer. Denise breaks down this complex conversation into language that's easy to understand, from shock losses, to how a credit score affects insurance and more. Plus Reverse Mortgage information with Shelley Wells, The Reverse Mortgage Queen!  A must listen with Girls On The Air!

Karen & Janet spend this entire podcast with Krista Pleiser who is the Chief Government Relations Officer for the Santa Barbara Association of REALTORS® and co-founder of Smart Coast California.  Ms. Pleiser started her career in Los Angeles where she worked for several Los Angeles City Council members and a State Senator. For the past 18 years, she's managed the Santa Barbara Association of REALTORS® political activities, reviews public policy, and works with elected leaders and government staff in the development of housing policies. In 2018, Krista and co-founder and CEO Marta Golding Brown conceived the idea of Smart Coast California, a 501(c)3, and since then have been working on creating a collaborative stewardship of the coast which entails community sustainability, property rights and the environment. 

Karen & Janet have filled this podcast with essential information, something for everybody in Ventura County!  They start with home buying and rental opportunities from the beaches to the hills of Ventura County, awesome homes.  Their first guest is Derek Contreras from Smart Home Mortgage with great news on rates that are now as low as 5.5% and there are many programs for different buyers, Derek has the right program for your needs.  Denise with Paladin Insurance talks about the most important part of your insurance policy and that is the Declaration Page a must do when insuring your home!  Ginny with Home Helpers Home Care that enables people to have Independence at Home, Home Helpers Home Care puts a caregiver in your home for one hour a day or 24/7.  Make sure you and your loved ones are happy and safe with Ginny's expertise.  Karen & Janet wrap up the podcast with Bob Davis inviting you to December's First Wednesday on the third in Santa Paula at 10th & MainThe Beneficiary is "The Spirit of Santa Paula" A great way to start the spirit of giving during the holiday season!.

Karen & Janet start this week's podcast with buying and rental opportunities in Ventura County, their first guest is Mark Monro with Roof Max of Simi Valley, the largest roofing company in The United States.  His system rejuvenates your roof with products that add many years to your roof's life.  Find out about the 10% discount with Girls On The Air! Next up it's Grant Leichfuss from Berkshire Hathaway. Grant is also involved with many projects in the city, he will talk about the Limoneira Project, The Olivas Park Extension and the need for The City of Ventura to meet the quota on new units that are mandated by the state. Karen & Janet's last guest is Nina Rubin with Shaklee Skin Care.  Nina has products that will rejuvenate your skin and make you look years younger!  Another awesome podcast with Karen & Janet!

This special podcast with Karen & Janet features two Veterans who are local real estate experts who tell us everything we need to know when it comes to VA Loans! The podcast starts with Mike Robb who served 24 years in The Navy along with Jeff Wattenbach who is a 20 year Veteran of The Seabees. Mike Robb is with Epic Realty and helps VA clients with Zero Down & Zero Cost loans that can even prepay HOA costs. Jeff Wattenbach tells us about VA Loans, the importance of Certificates of Eligibility DV-214 documents Assumable & Assumptive VA Loans too. Jeff & Mike dispel myths about VA Loans, they are Veterans & VA Loans are their specialty. Tell every Veteran who is looking to buy or sell to listen to this GOTA podcast!  Wrapping up the show is Casey, owner of Skin Love By Lulu. Casey has created  a comfortable and relaxing skin scare facility in Camarillo that includes Custom facials, relaxation, dealing with stress using the products that work for you and she has a special discount for Veterans listen in to find out more! Another awesome podcast from Karen & Janet!

Karen & Janet open this podcast with buying and rental opportunities throughout Ventura County... Their first guest is Reverse Mortgage Queen Shelly Wells who tells us reverse mortgages can close within 30 days. Rates are edging down and now is an excellent time to learn which plan fits your needs and lifestyle.  Next up is Lynn from The Greek at The Ventura Harbor, Holiday parties are here and The Greek is taking reservations for The Parade of Lights and for your holiday party from friends 30 or more the Greek is your place for great food, dancing and fun! Etiquette is the next topic and Lisa Schoeffler, from which for to use, which water is yours, handshakes and conversation, List will teach you the proper way to enjoy your next get together.  Matt Shoupe wraps up the podcast inviting listeners to the Trivia Challenge on Wednesday November 5th at Sterling Hills Golf Club to benefit The Ventura Library Foundation.  Grab your smartest friends and listen to Girls On The Air!

Karen & Janet kick off this podcast with incredible rental & buying opportunities in Ventura County there are many homes available right now! Their first guest, Larry Reyes of Smart Home Mortgage, has good news on rates they are down!, along with opportunities for FHA & VA loans as Low as 5.5%.  Carlo Dean CEO of Power Security talks about the importance of having Security Guards who are clean cut, in shape and have the appearance that gives your event a classy look that makes attendees feel safe and secure. Find out how you can book Power Security for your next event. Justin Soenke is Karen & Janet's final guest. Justin creates websites that identify your customer brings them to your website and makes your phone ring for business. There are 9 things your website must do to increase business, Justin makes sure you are doing all of them!  Another fun & informative podcast with Janet & Karen!

Karen & Janet start the podcast with buying and rental opportunities throughout Ventura County. Beautiful homes you can call your own.  Joe Parisi from Rate Home Mortgage is the first guest, Joe has great news on rates, as they continue to trickle down as he takes a deep dive into how the Fed's actions and decisions on rates for mortgages & HELOCS.  Joe also talks about The Consumer Price Index and inflation numbers.  Wrapping up the podcast is Blas Hernandez, who is an expert in Group Health Insurance with 26 years of experience in Ventura County. Blas is here to protect small business clients so they can create health care plans, finding the ones that help the business and the individuals who work there, Blas has the facts you need.  Another awesome podcast with Karen & Janet, Girls On The air!

Karen & Janet celebrate the 11th anniversary of Girls On The Air with a podcast that covers a number of important topics!  They start with Shelley Wells, The Reverse Mortgage Queen, Shelley creates a Reverse Mortgage that fits your needs and goals.  These are not cookie cutter programs, with Shelley you learn the options to get the best reverse mortgage available!  Next Karen & Janet talk about saving and your future with Rick Jeffery, a Certified Financial Planner & Public Speaker, who has worked through many different markets, financial ups & downs, good times and challenging ones.  Rick finds what your risk tolerance is, goals and more to design a plan that will make your life, safe, secure, and fun!  Megan Palmquist is next, a solopreneur who offers a fourth quarter systems evaluation that helps you with time management, organization and efficiency. She fine tunes the systems in your business so you concentrate on your area of expertise!  Shannon Vasquez wraps up the podcast inviting listeners to The Ventura Women's Conference featuring authors, yoga, painting, boxing for fitness healing through humor & more.  It's happening October 11, learn more with Shannon on this GOTA Podcast!

Karen & Janet, along with their special guest for the whole hour, Alex Ramirez from Valor Home Loans talk about rates and how they affect loans for Veterans and FHA rates. Many potential home buyers could see rates in the high fives according to Alex, he is a VA loan pro! Reverse Mortgages are in the conversation too. City Council agendas are discussed, there is a lot happening this week including tenant and owner harassment issues.  The podcast wraps with a chat about preparing your home for the fall.  Cleaning gutters, walking your property if you have an HOA, inspecting fireplaces and alarms plus a whole lot more.  Another informative podcast with Karen, Janet and their special guest Alex!

Karen & Janet start the podcast with buying and selling opportunities for homes for listeners who are looking to purchase their dream house or are looking for a beautiful rental, there are a variety of possibilities in Ventura County!  Their first guest is Alex Ramirez who is the expert on VA Loans.  Alex talks about loans for veterans that are in the 6% range along with Streamline Loans for Vets and the fact that these loans are assumable!  Alex and his team from Valor Home Loans are Veteran Loan Experts.  Shannon Vasquez, owner of Float Reiki is next to talk about the upcoming Women's Conference on October 11 at Portside Ventura.  Learn about the speaker's who are experts in legal matters, health, and a "Cleanse For Your Closet" too!  Another awesome podcast from Karen & Janet!

Karen, with her special Co-host, Tamera Rossie Molina, start this podcast with Joe Parisi from Rate Mortgage.  Joe tells us how recent and future rate decreases are tied to Fed cuts.  Rates are in the low 6 range and could go lower, Some people are even getting rates in the high 5's, find out how on this podcast.  Next, Tamera explains how "water loads" can affect appliances in your home and why you should have  warranties on appliances including AC!  They wrap up the podcast with columnist and author Woody Woodburn and Mary Reese inviting listeners to The  Botanical Gardens Fundraiser October 19th that will raise funds for The Libraries!  Another awesome podcast from Girls On The Air!

Karen & Janet start of the show with renting and buying opportunities in Ventura County from beachside communities to the hillsides.  Their first guest is Derek Contreras with rates, and yes they are dropping due to the low job numbers, there are more first time buyers in the market and many purchasing opportunities and HELOC information from Derek! Next up is John Good with the latest data on Romance Scams on the internet. John talks about scams that flatter and make a person feel wanted to the degree that the fall for scams that are created by AI. An important topic that everyone should be aware of.  Their last guests are with The Hobson Heights Home Tour that is happening September 27th, it benefits The Ventura Lands Trust and offers viewings of 7 incredible homes.  They also chat about a writers forum where you will not only learn that everyone has a story to tell and this writers group will help you tell your story!

Karen And Janet welcome Bruce Holley from The Kirby Auto Group to tell their podcast listeners what they need to know when it comes to buying or leasing a car.  Bruce's first tip is Do Your Homework, study the car that fits your needs before you visit a dealership.  Bruce invites all GOTA podcast listeners to visit the Kirby Auto Group to see what good service looks like.  They support the community and would love to meet you!  Bruce has lots of great tips in this podcast, don't miss a minute!

Karen & Janet's latest podcast starts with Alex Ramirez from Valor Home Finance talking rates and ways Vets can get rate reductions on their V.A. Loans.  Alex talks about the many options there are for those who have a V.A. Loan.  Alex is an expert who specializes in loans for Veterans.  Next up, Phil Atwan, who is a specialist in 1031 Exchanges, Janet and Karen have many questions for Phil and he has the answers, with everything you need to know when it comes to a 1031 Exchange loan, listen and learn with this informative discussion.    Their final guest is author Carol Ricks who just had her book published, Rumpled Brown Bag, a narrative about a young woman, life and social injustice with stories that are filled with history, hope & humor.  A great read and conversation with Karen & Janet... Girls On The Air!

Karen & Janet kick off this podcast with The Reverse Mortgage Queen Shelly Wells... The Expert On Reverse Mortgages because that is her full focus!  Shelly knows who benefits most by getting a reverse mortgage, Shelly will guide you through the process so you know the facts and see how the reverse mortgage helps you right now!  Next up, Jacquelyn Syndergaard, with VCMC's Ronald McDonald Family Room a 2,500 square foot living space that provides respite for parents and families of children who need hospitalization for many critical issues.  This room provides a place to rest, enjoy a meal, do work without leaving the hospital and being with your child at all times.  Jacquelyn has many ways you can support this room that benefits so many families in Ventura County.  They wrap up the podcast with Andi Girl who describes the benefits of meditation.  Andi Girl is a  practitioner of energy and "elevating the vibe" her experience has benefitted many people and often moves them for medication to meditation!  Another awesome podcast with Girls On The Air!

Karen & Janet talk about the fair, living with intention, Ventura County homes for rent and for sale to open the podcast.  Their first guest is Larry Reyes who highlights the importance of Underwriters.  There is so much to know when you are buying a home, Larry, Janet & Karen give you insight on underwriters when it comes to the purchase of a home.  Next up Megan Palmquist a "Solopreneur" gives us some incredible ideas on how to keep the kids focused at home while they are having fun and learning too.  She gives you great suggestions that will put your kids in creative mode and they might make a little cash too!  Last guest is Carlos from Bike For A Cause.  For years Carlos has hosted events where kids learn how to ride a bike safely while getting exercise and the independence that a bicycle provides for youngsters!  Another phenomenal podcast from Karen & Janet!

Karen along with her guest host Bob Ridgway, a realtor with Keller Williams, kick off the podcast with buying opportunities and listings right here in Ventura County. Their first guest is Justin Soenke with Phase 3, he is an expert in creating a website and online presence that gets your businesses phone to ring. Justin makes your website the final destination for customers that shows how you solve problems and create business Justin has been building websites for many years, hear how he creates the perfect one for you!  Next Karen & Bob talk insurance with Denise of Paladin Insurance Services.  From fire to earthquake, leak detection and more, Denise talks about insurance for your home and car... umbrellas too.  Denise is the local expert that explains this confusing world of insurance coverage in simple terms.  To close out the podcast Bob Davis invites everyone to The First Wednesday at Rocks & Drams in Ventura that will raise money for the Ronald McDonald Family Room in Ventura.  A fun "happy Hour", that raises cash for a great cause and lets you network too.  another awesome podcast from Girls On The Air!

Karen & Janet kick off this podcast with The Way to kick start your business!  Their first guest is Pete Ibarra who designs digital and marketing campaigns that identifies your company's audience, their interests, where they are on social media and what motivates them to reach out to your company. Listen to Pete as he shows how to use analytics to increase business!  Alex Ramirez of Valor Home Loans is the guest for the second half of the podcast.  Alex has focused on Home Loans for Veterans for years. Alex researches each veterans service history and finds every benefit available for Home Buying Vets, make sure you are getting everything you deserve for your service! Hundreds of VA loans have gone to Veterans and first responders because of Valor Home Loans expertise.  If you are a vet or know one, this is a must listen to podcast.  Plus you will learn what is happening in the world of renting and buying right here in Ventura County with Janet & Karen!  Another awesome podcast!

Podcast #559 with Karen & Janet starts off with rental and buying opportunities in Ventura County, they are joined by Joe Parisi who talks about rates & credit, plus programs that will help you qualify for a home purchase and the most important conversation, the creation of wealthy through home ownership!  Their next guest, Shannon Riley owner of Truly Force Free Animal Training, talks about her online animal training academy, a good manners course for your dog plus interaction with friends and strangers.  From rescues to pups and our older best friends Shannon has a program for you and your pet!.  Another great podcast from Janet & Karen, GOTA!

Karen & Janet start off the podcast with Larry Reyes from Smart Home Mortgage with news on rates and the volatile market along with facts you need to know regarding underwriting, bank statements and what an excellent loan officers must do! Megan Palmquist is next, known as the Solopreneur, Megan has awesome ways your kids can have fun during the summer and make money with their skills, knowledge and passion using the internet.  the podcast wraps up with Carlos from Bike For A Cause with many great events coming up for the rest of the summer!  

This podcast is filled with so much information you will have to listen twice!  Karen & Janet's exclusive guest is Green Eileen.  Eileen starts with your garden, from drought tolerant plants to making your landscape fire resistant and saving money while keeping your home beautiful.  Eileen then goes to energy savings inside your house that make your life more comfortable and saves you lots of cash!  This show is all green with Karen, Janet & Green Eileen!

Karen & Janet's first guest for this week's podcast is Larry Reyes from Smart Home Mortgage.  Larry has good news for the market as inventory has picked up - plus learn about how a Cash-out Refi will help you with construction of an ADU and with expenses.  Larry will talk about buyouts for divorcing or separating couples too.  Janet and Karen's next guest is Rob Leatherwood, Government Affairs Director, Ventura County Coastal Association of Realtors.  Rob is a wealth of information for both owners and renters!  Topics Rob discusses on this podcast include, insurance quotes and how changing policies will affect you, learn about laws that apply to renters, buyers and landlords. Understand these laws and how they apply to you.  Rob discusses the protection homeowners still have under Prop 13.  He also covers conversion of commercial space to mixed use  and how it will help Ventura County!  So much information you need from Karen & Janet, Girls On The Air!

Karen & Janet start the podcast with buying and rental opportunities in Ventura County and the news is excellent for both buyers and sellers!  Their first guest is The Revers Mortgage Queen of North America, Shelley Wells!  Shelley talks about HOA's & Condos, the things you need to know when you are considering a reverse mortgage.  How insurance, HOA Fees and rental fees for Mobile Home spaces can affect your decisions.  Shelly has been working in Ventura County market for years, she is an expert on reverse mortgages.  Their next guest is Chris Amendt, a local landscaper who creates spaces that are beautiful and Monarch Butterfly friendly. Chris has a wealth of knowledge when it comes to monarch friendly habitats, check her website at nativemonarchs.org. Karen, Janet & Shelley wrap-up the podcast with a roundtable discussion on relocation and real estate!

Janet & Karen start-off the podcast with buying & renting opportunities throughout Ventura County... and their first guest, Grant Liechfuss of Berkshire Hathaway HomeServices talks about buying opportunities around the county from Ventura to Simi Valley.  Grant tells us that buyer confidence has returned and real estate remains to be one of the best ways to build wealth, find out when the best time to buy is, it could be right now!  The Reverse Mortgage Queen of North America is next, Shelley Wells tells you how a reverse mortgage can be a great way to purchase something you otherwise could not afford, Shelly has the inside tips.  Karen & Janet's last guest is Susan Noone from Vitalant, The Blood Provider for Ventura County! Today is National Blood Donor Day and Susan tells us how important it is to give blood and the fun gifts you will receive for giving this month!  Appointments are available and it takes less than an hour to donate a pint of blood and literally save a life!  Another incredible and informative podcast from Girls On The Air! 

Karen & Janet start-off this podcast with rental and buying opportunities in Ventura County from Ventura to Thousand Oaks.  Their first guest is Derek from Smart Home Mortgage.  Derek will take us through the jobs report, activity from The Feds along with expectations on where interest rates will be for home buyers.  Derek also talks about getting appraisals for home owners looking to rent their properties.  Next up it's Tamera Rossi Molina from Choice Home Warranty, Tamera explains that everything from plumbing to heating and AC plus electrical can be covered for under  $700 per year.  Learn about how appliances can be covered too!  To wrap up the show Karen & Janet have a brand new guest, Judy Pittman with 805 Property Restoration, their general contractors are fully licensed, certified in all areas of restoration, mold inspections too.  If you are an owner, renter or landlord hear how 805 Property Restoration will protect you and your family along with your home.  Another awesome podcast with Karen & Janet, Girls On The Air!

Karen & Janet have an awesome podcast for you that starts off with a wrap-up on last Tuesday's Ventura City Council Meeting, lots of ground to cover regarding rental properties and the rights that tenants & landlords have.  Their first guest is Joe Parisi with a look at possible moves by The Feds when it comes to mortgage rates, how the jobs report can affect rates and many mortgage myths that are NOT Facts!  Next up Lisa Morris is on the podcast inviting listeners to First Wednesday at The Yard in Ventura, this is a fundraiser for Relay For Life which now includes ten cities in Ventura County, a great event that you should be a part of.  Their last guest is Alex Ramirez who created Vets Valor USA.  Alex invites listeners to their event in Simi Valley on June Fifth, listen in to get the details and find out how many veterans who have served our country don't know about the many benefits they have earned that will help them purchase a home!  Another fantastic podcast with Karen & Janet, Girls On The Air!

Episode #551 is full of information on buying & selling opportunities along with rentals in Ventura County. Janet & Karen and their special guest Suzzie Brown from Berkshire Hathaway Home Service Properties urge landlords and tenants attend this Tuesday's Ventura City Council Meeting that will address tenant investment ordinances.  Shelly Wells is next informing us about the advantages of a reverse mortgage, how you can qualify and what the money means to you.  They close out the podcast with an extensive conversation on insurance with Denise from Palladin Professional Insurance Services.  More carriers are opening which is good news, Denise talks about the new fire maps and how they affect homeowners, learn how the map is created.  Ordinance and law, what the top claims are, what a Shock Loss Claim is compared to Water Loss Claims... which are covered and how they affect your rate and coverage.  Everything you need to know on this GOTA Show!

Karen & Janet start Episode 550 with buying & rental opportunities in Ventura County.  Their first guest is Larry Reyes from Smart Home Mortgage talking about rates, investor opportunities, ADU's, along with a variety of loan programs that can get you into your dream home, even if you have credit issues there is a program for you!  Next guests are Alex and Sunday who invite you to their free seminar in Oxnard at The Courtyard Marriott, 500 east Esplanade Drive.  The first 50 people who arrive receive a free Starbucks gift card, they are also giving away 3 big screen TV's!  The seminar includes classes on ADU's, Buying A Home 101, Living Trusts, Credit Repair, Benefits of Solar and more!  Alex and Cindy know the area and this seminar will give you the information for purchasing a home in Ventura County. Justin Soenke wraps up the show with ways to get the phones ringing at your small business.  Justin helps you tell your story, about your customers, your history and expertise and how to use AI to your advantage Justin is the owner of Phase 3 Website Solutions and has helped businesses grow throughout his career.  When it comes to Real Estate and Business no show is more local than Girls On The air with Karen And Janet!

Karen & Janet start this week's podcast with home buying and rental opportunities in Ventura County. There are many options to choose from.  Their first guest is Shelley Wells, "The Reverse Mortgage Queen" Shelley talks about the many ways a reverse mortgage can help you with everything from buying a home, college costs, paying off bills or vacation plans. There are many advantages to getting a reverse mortgage and Shelly explains those to you.  Next up it's Christa Hermance, " The Estate Planning Mom" Christa talks about wills, probate, trusts, inheritance and how to select a trustee.  This process can be very intimidating, Christa will assist planners and trustees through this complex process with zero stress.  Another fun and informative podcast with Karen & Janet!

Karen & Janet start off this week's podcast with information they received during their trip to Sacramento, essential news for buyers, renters and landlords!  Their first guest is Kevin Brannon with Reel Guppies, a program for kids and families that teaches them how to "Catch A Memory"... Reel Guppies takes kids and families on fishing adventures from the shore to piers, boats and out to the islands too!  The program helps kids build confidence, educates us about local fishing environments and gets kids away from their screens and into nature, right here in Ventura County! Joe Parisi is up next with a busy week of economic reports that affect interest rates... Joe points out that while many people suggest renting over buying, home ownership is always the goal for security and building wealth!  Karen and Janet's last guest is  Marcie Yountz from 805 Community Children. Marcie invites everyone to First Wednesday, this Wednesday at Medici Pizza on Main Street in Ventura.  This fundraiser helps fund programs that give local kids a chance to have a fun birthday party, go to the prom and dances along with all the other activities every kid should have the chance to enjoy!  Girls on the air, here to support the community and help non-profits get the word out!

Karen & Janet focus on Fair Housing with their expert guest Cindy Diaz Tully.  Essential topics included in this Fair Housing conversation are: Rules & Laws for discrimination issues, Section 8 rules and the fact that it does not matter where a potential renters income is derived, you will learn about "steering people and redlining" DEI information and how it can be triggered along with ADA & handicap rules plus unintentional bias.  A must listen for renters and property owners from Karen & Janet.

This Easter Week Podcast with Karen & Janet Starts off with Derek Contreras from Smart Home Mortgage.  Derek points out that this is a great time to buy with property values increasing year-to-year in Ventura County, rates are in the 6% range, refi when they move down and take advantage of the increase value of your property.  Derek answers all of your questions.  Next up Jeff Harley of Rolling Suds, they power wash roofs, houses, patios and driveways to make your home look beautiful and get rid of mold while they're at it.  Any sized home or business, listen in to get the facts from Jeff!  The Ventura Harbor is Hoppin' for Easter and The Greek is the place to go with your celebration for lunch or Easter dinner.  Lynn from The Greek has all the info on Ventura Harbor fun for the whole family!  Another awesome podcast from Karen & Janet!

Karen & Janet's latest podcast starts off with The History of Reverse Mortgages with The Reverse Mortgage Queen herself Shelly Wells!  Shelly begins with the first reverse mortgage in 1979 and tracks the way the program has grown & become the incredible benefit for homeowners that it is today. A product that lasts a lifetime and helps owners with vacation cash, home improvements, paying off debt and more.  Next up Toni Guy, a realtor with Berkshire Hathaway, gives us a history of The Gamble House, a historical Green Home in Ventura that is available for purchase and she can give you an in-person tour! Listen in for the details of this unique home, there is just one in Ventura!  Plus the benefits of buying a historic landmark like The Gamble House. GOTA ends the show with Adam Casillas inviting listeners to The West Coast Outdoors & Sports Fishing Expo.  Last year's was a huge success and there are more Vendors for this year's show... RV's, boats, fishing & camping gear, demos and more.  Over 160 Vendors.  The show is happening May 2nd, 3rd, & 4th.  Another awesome podcast from Karen & Janet!

Karen & Janet start this podcast with news for renters along with homeowners who have an excellent opportunity to sell their homes to people who are making all cash offers in Ventura.  Larry Reyes is the first guest, Larry has good news on rates as they went down a bit due to the tariffs.  Rates in the low sixes and even high fives are possible!  Larry tells us how equity can be used for investment properties, he also has the latest on new buyer programs.  Denise Pomboonreung of Paladin Professional Insurance closes out this GOTA podcast with important info on homeowners insurance.  Denise is an insurance broker who works with 50 insurance companies.  She creates a personalized package for each of her clients to find them the best rates.  Paladin will focus on high risk properties to help clients navigate through this complex industry.  Her years of experience have earned her respect in the industry, Denise knows the red flags, what to do if there is an inspection of the property and more, great conversation, a must listen for every homeowner. Lot's of valuable information in this podcast!  Janet & Karen thank you for listening!

Karen & Janet start-off this podcast with what's going on in the county from tenant protection rights along with rental and buying opportunities. Their first guest is the Reverse Mortgage Queen Shelly Wells.  Shelly tells us the facts about Reverse Mortgages and how many myths persist, Shelly has the facts and advantages a Reverse Mortgage offers home owners, they can help people stay in their homes longer and improve the quality of life in their senior years.  Next up we talk cycling with Carlos, he offers bike riding clinics, free cycling safety clinics and more for kids in Ventura.  Encouraging people to pedal for exercise and recreation.  Last up we are close to The First Wednesday in April, Bob Davis is in studio to invite listeners to The Manhattan in Camarillo, this first Wednesday supports Growing Works in Camarillo.  Another awesome podcast with Girls On The Air!

This podcast is filled with information from experts that will make buying, financing and managing expenses along with keeping your home and rental spaces safe and healthy.  Karen & Janet start off with buying and rental opportunities in Ventura County, Joe Parisi  from rate Mortgage is their first guest with good news on rates plus essential information on how to manage your FICO score, Joe has the info you need.  To close out the podcast Greg Powell of Emerson Building Energy Services introduces us to a variety of devices that provide you with security cameras, mold detectors, leak detectors, CO detectors and more.  Listen in and find how you can make these cost-effective devices in your home!  Another awesome podcast from Girls On The Air! 

Karen & Janet start off this podcast with buying and rental opportunities that are on the market right now in Ventura County.  Their first guest is The Reverse Mortgage Queen, Shelly Wells.  Learn what a reverse mortgage will do for you with the expert... money for retirement vacations and home care policies, cash to build an ADU, home improvements too.  Next up is Lauren Glick owner of The Stretch Lab in Camarillo and Ventura.  Lauren tells her story about discovering Stretch Lab after she retired from Fire Fighting, these techniques started to help victims of MS and Polio and are now used for everyday health and wellness, located in Camarillo & Ventura.  Tamara Rossie Molina wraps up the podcast to chat about warranties on everything in your home from AC & Heating to washers, dryers, the fridge and more.  Appliances do not last like they used to and a home warranty will save you money and avoid the stress of finding a tech or buying new appliances, Shelly has worked with warranties for 38 years!  Another informative podcast from Girls On The Air!

Karen & Janet are back with an incredible podcast where they chat about rates, music & the roof over your head.  Their first guest is Derek Contreras with Smart Home Mortgage.  Derek breaks down the latest news that impacts mortgage rates... the good and the bad, highlighting the best news that rates are currently down!  Derek knows every option available to get you the best home loan rate.  Next up, it's time for music with Lale Welsh CEO of The Ventura Music Festival.  Lale talks about the 30 year celebration of music in Ventura and how the program will serve every musical taste from The Beatles to classical & jazz, this festival has something for everyone.  Janet & Karen wrap up the podcast with Mark Monro of Roof Max who introduces us to a product that can extend the life of many roofs in Ventura & Santa Barbara Counties at a fraction of the cost of a new roof.  Find out how you can get Matt to look at your roof in this informative interview.  Another fantastic podcast with Karen & Janet, Girls On The Air!

Karen, along with her special guest host Jackie, start off the podcast with Joe Parisi of RATE Mortgage.  Joe tells us that rates are under 7 and as low as 5.99% on FHA loans, there is also great news regarding Cal HFA loans with Joe Parisi!  Bill Kracht is up next, Bill is the owner of The Shores Restaurant in Oxnard where you find great food and a fabulous bar that serves cocktails & mocktails... listen in to find out what is happening St Patrick's Day weekend!  Ryan Gamble is next, he's the owner of Gamble Gates. Ryan has created beautiful gates throughout Ventura & Santa Barbara Counties, he takes pride in creating unique gates that match your style and personality. From homes to estates, industrial too, Ryan will tell you how you can take a look at his craftsmanship online.  Karen & Jackie wrap up the podcast with Bob Davis who invites everyone to First Wednesday at The Water's Edge to help raise funds for The Autism Society and have fun doing it1. Another awesome podcast from Girls On The Air! 

Karen & Janet kick off this podcast with Shelley Wells, The Reverse Mortgage Queen who invites everyone listening to this podcast to The Reverse Mortgage Seminar at The Sandwich Factory in Ventura on March 25th where you will find out about the power of a reverse mortgage and how it improves your quality of life.  Shelly has made The Reverse Mortgage her focus for 23 years, learn from the best! Next up, Ben Kohn, owner of From Sinks To Sewers, Ben talks about overhead and how it affects the cost for you, Ben is The owner-operator and technician who completes inspections and line cleaning for your home. Ben is the best in the business at an unbeatable price!  Karen & Janet finish this podcast with Justin Soenke of Phase 3 Website Solutions.  The reason you have a website is to get that phone ringing and increase business.  Justin knows the key questions that will get customer's attention and bring business to you! Another awesome podcast from Girls On The Air, Karen & Janet!

Karen & Jane are back with their latest podcast that starts with home buying & rental opportunities in Ventura.  Larry Reyes from Smart Home Mortgage talks about the Hero Program that helps first responders, teachers and veterans that is hard to believe but true and here for you!  Fred & Robert of Zoom Casa help you sell your home with a unique approach, they partner with agents and home owners to show you how to get the best price for your home with a little TLC... Karen & Janet's last guest invites you to the Caregivers Golf Tournament at Sterling Hills on March 10th.  This tournament benefits Caregivers in Ventura County.  You can help by sponsoring a tee or donating to this awesome golf event.  Alis Byrne has the details!  Girls On The Air, for the community and local real estate!