MISS FINDEPENDENT

Short term rentals & Airbnb arbitrage has been all the craze. In this episode I chat with Sarah Glidewell and Emily Karnaz - The KarWells and we get into how lucrative this space really is, and actionable tips for how to get in the Airbnb game. Here's what we get into: 1:49 - The KarWells3:39 - Dealing With Conflict6:19 - B.C. (Before Covid)11:11 - Vetting Guests & Investments16:24 - Airbnb Arbitrage20:15 - Designing an Airbnb23:47 - Tips For Building Your AirbnbStay Tuned! SuperHost Labs - Part 2 Coming SoonLearn more: Short Term Rentals 101✩ CONNECT WITH SARAH & EMILY: ✩ The Karwells on TikTokThe Karwells on IG✩ CONNECT WITH ME: ✩Instagram: @missfindependentTikTok: @nikafarbLearn more at missfindependent.comFor contact or business inquiries: media@missfindependent.com

Taking risks is hard. Especially for women because we are biologically programmed to have less testosterone, and that affects the way we respond to stressful situations. Studies show that the propensity for risk taking decreases for women, when we encounter stress, but actually increases for men. Even though we're programmed this way, it doesn't mean we can't reprogram our mind to actually take more calculated risks. In this episode I provide actionable tips for how you can learn to take risks and manage uncertainty. I also explain how to take risks to exit a business or situation that isn't serving you and how you know when the right time to quit is. Winners quit all the time… they just quit at the right things. Here's more of what I get into: 2:57 - Find Your Why5:00 -  Start Small9:57 - Know Your Business (or the situation) In and Out15:33 - Fear Setting19:16 - The Dip22:51 - The Cul-De-Sac24:09 - The CliffGet $50 When you Sign Up For Wealthsimple✩ CONNECT WITH ME: ✩Instagram: @missfindependentTikTok: @nikafarbLearn more at missfindependent.comFor contact or business inquiries: media@missfindependent.com

The S&P 500 is down 13% YTD. The yield curve inverted on April 1st 2022. Interest rates are rising. The markets and the news are all “doom and gloom” but how are you as an investor really going to be affected?In this episode I break down how to ‘recession proof' your finances, and actionable ways to take care of your investments, savings and income during this time.Here's what I get into: 1:33 - How inflation is affecting prices4:18 - State of the job market7:02 - Interest rates & the Fed9:24 - WTF is the Yield Curve11:07 - Taking a snapshot of your finances13:43 - Dealing with market volatility15:24 - Career opportunities and levelling up your skill set16:04 - Good debt vs. bad debt 18:48 - Boosting your credit score20:21 - Importance of saving22:40 - Recession proofing your investments Hope you enjoy this one.Free Intro To Investing WorkshopSpots are Limited. Make Sure You Sign Up!!✩ CONNECT WITH ME: ✩Instagram: @missfindependentTikTok: @nikafarbLearn more at missfindependent.comFor contact or business inquiries: media@missfindependent.com

I cannot believe this is my 50th episode, but there's no better guest that I'd rather have to celebrate this milestone. In this episode I bring on my good friend V. Vahid, who I often call V, is not just the mysterious figure wearing a Guy Fawkes mask you probably recognize. He's a top performing sales professional who's built his career from the ground up, starting as a BDR (Business Development Rep), to now being a multi-six figure earning Senior Account Executive. Vahid and I are great friends and we actually met in my condo elevator almost 5 years ago. He referred me to my first sales job, and has drastically changed the trajectory of my life. In this episode we talk about how tech sales has the ability to open countless doors and set someone up for success. Here's more of what we get into: 4:15 - What's a BDR?9:00 - How to Break into Tech Sales16:30 - Pros and Cons of working in Sales28:26 - The Worst Sales Call31:34 - How Sales Opens DoorsHope you enjoy this one.✩ CONNECT WITH ME: ✩Instagram: @missfindependentTikTok: @nikafarbLearn more at missfindependent.comFor contact or business inquiries: media@missfindependent.com

Welcome back to a new season of Miss Findependent. We're doing things bigger and better than ever this season. New guests, new content, and lots of opportunities to learn how to grow your money.In this episode I sit down with Mike Sieben, a 7-figure Amazon FBA Wholesale Seller. He's also the founder of Elite Wholesale, an education program with ongoing support for new Amazon wholesale sellers. Here's what we get into: 1:17 - Getting into Amazon FBA2:05 - What is Wholesale Selling?5:58 - Elite Wholesale10:57 - The Future of Amazon✩ CONNECT WITH MIKE: ✩Instagram: @mmsiebenYoutube: TheMikeSiebenLearn more about Elite Wholesale✩ CONNECT WITH ME: ✩Instagram: @missfindependentTikTok: @nikafarbLearn more at missfindependent.comFor contact or business inquiries: media@missfindependent.com

Gina Judge is a licensed residential mortgage broker, financial consultant and award winning millennial money coach.She's a host of The Millennial Money Guide, and teaches her audience how to invest, build credit, manage student loans, obtain a mortgage, and become debt free all while living a more fulfilled life. With 5 years of experience in the finance industry, Gina's helped thousands of Canadians improve their financial well-being. In 2019, she was nominated for WXN's Emerging Leader Award, an award that recognizes 100 of the Most Powerful Women in Canada. Here's what we get into: 3:13 - Common Misconceptions about Mortgages5:55 - What is a Mortgage9:50 - HELOCs11:50 - Interest Rates23:03 - Why Work with a Mortgage Broker27:16 - Should You Buy Property with a Friend?31:15 - Should I Pay Off My Mortgage EarlyGet $10 When You Join Wealthsimple TradeIt would mean the world to me if you left me a review on whatever platform you're listening on.✩ CONNECT WITH GINA: ✩Instagram: @iamginajudgePodcast: The Millennial Money Guide Podcast✩ CONNECT WITH ME: ✩instagram: @missfindependentTikTok: @nikafarbFor contact or business inquiries: media@missfindependent.com

The average lifespan in Canada is 82, and most people retire at the age of 65. That's at least 17 years of life that we have to think about affording. That's what the Registered Retirement Savings Plan or RRSP exists for. A lot of people don't know that although it's called a Retirement Savings Plan, it's actually best used for investing, (not saving), and can be used for so much more than just retiring. This episode starts with the basics, and then goes more in depth to look at 2 ways of non-traditionally using an RRSP. Here's what I get into:2:36 - What is an RRSP?4:10 - Relying on a Canadian Pension7:17 - Benefits of Contributing to an RRSP10:25 - Contribution Limits11:04 - What you Can Hold in your RRSP11:42 - What Can't You Hold?13:10 - RRSP Loan StrategyGet $10 When You Join Wealthsimple TradeIt would mean the world to me if you left me a review on whatever platform you're listening on✩ CONNECT WITH ME: ✩instagram: @missfindependentTikTok: @nikafarbFor contact or business inquiries: media@missfindependent.com

Every ETF that tracks an Index is an Index Fund, but not every Index Fund is an ETF. Confused? In this episode I get into the details. As my audience grows, so does the range of financial literacy of my listeners. In this episode I bring it back to the basics with my investing series. Here's what I get into: 1:20 - What's an Index?2:12 - Four Major Indexes3:41 - Quick Refresher on ETFs4:07 - Mutual Funds6:02 - Management Expense Ratios (MERs)14:41 - Tangerine Mutual Funds14:38 - Robo Advisors15:27 - TD E-Series16:47 - ETFs 17:45 - Buying American ETFSGet $10 When You Join Wealthsimple TradeIt would mean the world to me if you left me a review on whatever platform you're listening on ✩ SOCIALS: ✩instagram: @missfindependentTikTok: @nikafarbFor contact or business inquiries: media@missfindependent.com

Kalya Trivieri is a Senior Consultant for IBM and works in AI and IoT. She's privy to the rapid innovations happening in the digital space and noticed a growing interest in NFTs and, on a whim, decided to make her first viral video teaching her followers about what she knew. She has grown a following of over 220K since then and noted that the audience is mostly women who want to learn about NFTs, blockchain, and crypto. The idea of addressing her audience as “Hot Girls” breaks down the stereotype that it's only nerdy men who work in tech. There are so many opportunities for women to step into the field – any girl is a hot girl, and they should feel empowered and welcomed into this space. Here's what we get into. 3:44 - How to Navigate NFT Communities10:47 - Future Use Cases of NFTs16:20 - Web 2.0 vs. Web 3.022:54 - Wedding NFTs34:21 - Kayla's NFT Projects✩ SOCIALS: ✩instagram: @missfindependentTikTok: @nikafarbFor contact or business inquiries: media@missfindependent.com

For the first time ever I bring my fiancé Alex onto the podcast. We've been together for almost 10 years, recently got engaged, run 2 businesses together and invest in real estate together. On my instagram @missfindependent I had people send in questions for us about how we manage finances and our business together. Here's a breakdown of what we get into:1:00 - How to Manage Expenses Together5:10 - Investing Accounts8:00 - Income Differences and Expenses12:11 - Having One Goal14:58 - How to Run a Business with your partner22:15 - Real estate Finances ✩ SOCIALS: ✩instagram: @missfindependentTikTok: @nikafarbFor contact or business inquiries: media@missfindependent.com

Don't let anyone tell you otherwise. Having a 9 - 5 “traditional job” is still cool. It helps you qualify for traditional lending, and helps you invest into building other income streams. Relying on earned employment income alone though is not cool. There are a lot of benefits of having a stable income. And that's what a job provides. It gives you the security to know that your financial obligations are going to be met. What I want you to rewire, is this idea that your earned income -the money that you make at your job, is the only source of income you can have. The idea that earned income will make you financially successful is wrong. It's just not the case in our day and age. It is really difficult to become a homeowner with just your salary alone. I'm based in Toronto, and our real estate market is crazy, but that's the case in almost every big city in North America and in a lot of places in Europe too. Salaries are not rising with the rate of inflation, home prices are skyrocketing. So if you want more out of life you've got to do more. It's just a simple as that. And no I'm not romanticizing hustle culture and telling you you gotta work every day, actually what I get into in this episode is actually the opposite of that. Here's a breakdown of what to expect:0:38 - Common Misconception 3:47 - Earned vs. Passive Income4:47 - Profit7:17 - Affiliate Marketing10:49 - Capital Gains11:42 - Dividend Income15:19 - Rental Income17:39 - Staking Crypto18:54 - Private Lending✩ SOCIALS: ✩instagram: @missfindependentTikTok: @nikafarbFor contact or business inquiries: media@missfindependent.com

Thinking about how you're going to file taxes this year? If you bought, traded, gifted, or mined crypto this year, it's going to affect how you file your taxes.  Here are all the things you need to know. For this episode I'm joined by Laura Wilson, founder of Wilson Tax Solutions, who has over 10 years of experience doing Canadian personal taxes. She loves educating people on how our tax system works and how to maximize their tax savings. She also loves Disney parks and has a borderline obsession with Frank's Red Hot Sauce.The complexity in this episode is on a dial setting. We start off explaining basic tax education and how to prepare yourself if it's your first time filing taxes and explore some best practices to get a higher tax return. Then we turn the dial up, and look at what's considered a taxable event when it comes to crypto Here's what we dive into:1:22 - Laura's Journey7:18 - How Can I Get a Higher Tax Return9:07 - Wedding Tax Hack12:25 - How to Work Abroad17:24 - What Makes an Investment Realized19:30 - What's Considered a Taxable Event with Crypto27:17 - Staking Cryptocurrencies28:46 - Crypto Mining Tax Implications________Connect with Laura:Instagram: @wilsontaxsolutionsTikTok: @wilsontaxsolutionsFor contact or business inquiries: wilsontaxsolutions@gmail.com________✩ SOCIALS: ✩instagram: @missfindependentTikTok: @nikafarbFor contact or business inquiries: media@missfindependent.com

At this point we've probably all heard this acronym, but WTF is an NFT?It's taken me a while to put together this episode because I've been active in communities, learning from pioneers in this space, and forming my own opinions about this topic. Bottom line. It's not just a JPEG you can right click and save. From smart contract applications to mortgages, to concert tickets, to getting royalties for supporting your favourite artists, there are countless different ways this tech is going to impact our future society. NFTs are like the Printing Press 2.0. Here's what I get into in this episode. 1:01 - The Printing Press2:23 - NFTs Explained Like I'm Five4:01 - Royalties and Music8:30 - Trading NFTs10:21 - Companies investing in NFTs12:59 - Smart Contracts16:50 - Problems In This SpaceAlso see: Everything You Need To Know About Crypto in 2022✩ Connect With Me: ✩Instagram: @missfindependentTikTok: @nikafarbFor contact or business inquiries: media@missfindependent.com

If you've ever wondered how influencers make money, what the day in a life of a content creator is like, and if this is a path for you, you definitely want to check this one out, and listen until the end, because there are some gems dropped.For the first episode of this new season I sit down for a conversation with Kat, past competitive skater, and the founder of Jetlagged Lovers. You can follow her on Instagram and Tik Tok @Jetlaggedlovers and check out her Youtube Channel as well. Yes. You've probably seen her skating videos. Jetlagged lovers was a blog Kat started to share her love for travel and photography, and quickly evolved into a massive fashion, travel, skating and lifestyle brand. At the time of recording, Kat has over 1.2 M followers on Tik Tok and has grown this massive audience organically through sharing her authentic self.Here's what we get into:2:45 - Kat's Journey8:48 - Falling Back in Love with Skating10:32 - What Kept Her Motivated13:41 - How to Get Over Fear25:52 - Income Streams for Creators34:30 - A Day in the Life of a Creator36:15 - How to Reach Out to Brands43:54 - Social Media Trends51:51 - How to Reach Out to Creators as a Business

This episode is all about reflection prompts. First we focus on fostering some gratitude for everything you've accomplished or worked on to date. I ask you to think about what's held you back, help you visualize your fullest self, and ask you to consider where you want to go next year.If you can, try not to listen to this episode while you're on the go. Save this one for when you can sit down, and be still with your thoughts. Grab a notebook, and a pen, and feel free to pause me as we go. ⚠️ Limited Coaching slots open January 5th 2021. Spots will fill up quick. Stay tuned for an announcement.______A reflection episode wouldn't be complete without a Miss Findependent 2021 Wrapped.As a summary of the Miss Findependent Show. We have a total of 3400 listeners to date. 39 episodes published if we're counting this one. 31 of which were published this year!!The top most listened to episodes in order were: Let's talk Real Estate, Diving into ARKK ETFs with Cathie Woods, How to make $73K/year in Dividend Paying Stocks, and Let's talk Bitcoin. So those are areas I'm going to focus on in 2022. I heard you loud and clear. More real estate. More Growth stocks. More Crypto. And more focus on entrepreneurship. To all my listeners -  I'm so grateful to have be here with you guys, to share these resources with you, and to help you build the toolkit to go out and build generational wealth. Believe me. I'm only getting started. __Let me start by asking you - what are 3 things you're grateful for. List them out on your piece of paper right now. Now what are you MOST PROUD Of?It could be a work accomplishment, a big decision you made, a pivot into a more fulfilling career. A mindset shift. The decision to learn more and help educate yourself financially. Starting a new business. I'm going to give you some reflection prompts. In 2021 I struggled the most with ....What were the biggest gifts, blessings and lessons? List them out as 3 separate categories.Gifts - Blessing - Lessons - What are you releasing in 2021?What do you want to let go of?Before we go into planning for next year. I want to help you Reflect on the Money in Your Life.Write down how much you've saved this year.How much have you added to your investment accounts?How much have you paid off your debt?What were your best performing investments this year? Are you holding onto them, or do you want to take some profits? What were your worst performing investments. What are you going to do about them? Are you going to hold on to them?Now we're going to focus on the New Year. I want you to write down 2 words that are going to define this new year for you. If you want to invite something new into your life this year. Ask yourself.What am I bringing in?Now I'm going to ask you some big questions. They don't require big answers.What kind of legacy impact do I want in my life?What are my truest, truest principles.What's one thing you're striving for this year?What do you want to get absolutely clear on for next year?What does success look like for you in the upcoming year and how do you need to redefine your definition of success? What creative projects do you want to bring into the world this upcoming year?Let go of uncertainty. Let go of anything that's held you back this year.  The year is almost over. You get a brand new day tomorrow.  A new opportunity to start off on the right foot and go out there and make this beautiful life yours to discover. 

Cryptocurrencies were the best performing asset class of 2021. In this episode I break down why they're so attractive to investors and give you a crash course into EVERYTHING (and I mean everything) you need to know. Here's a breakdown of this episode:3:05 - Why Crypto is Attractive and Top Concerns4:12 - How the Blockchain Works8:45 - Moving Away from the Gold Standard16:45 - Hard Wallets19:40 - Bitcoin20:38 - Ethereum26:27 - Binance Coin30:35 - Tether32:54 - Solana35:22 - Cardano36:52 - Altcoins 43:10 - Staking, Mining and DAOs

This episode is a little different from anything I've done on The Miss Findependent Show in the past. I talk about my experience exploring the realms of yoga and meditation, how they've lead me on a spiritual quest in the depth of the Andes mountains in Peru, and where the ideas of spirituality intersect with business. I have friends from all walks of life, artists, entrepreneurs, and a lot of fellow yoga teachers in my circle. One thing that people who aren't in the business world often ask me is how on earth these two worlds collide. A common misconception I hear is that the pursuit of "wealth" is not spiritual, and goes against spiritual practices. That's just plain wrong. Money itself is neither good nor bad, it's just a tool. Achieving a state of financial abundance, getting to a place where you are not worried about your day to day expenses, allows you to live in tune with your purpose and allows you to explore the pursuit of service. In this episode, I break down common limiting beliefs around money and help you rewire your thinking so you can pursue abundance and stop getting in your own way.Here's what I get into:2:42 - Childhood Beliefs5:55 - The Diamond Cutter9:56 - "Someone Else Will Do"10:55 - "I'm Not Good With Money"13:23 - Letting Go of Negative Dialogue17:17 - Intersection of Spirituality and Business20:48 - Operating with IntegrityIt would mean the world to me if you could leave me a review in the Podcast App. Reviews help my podcast reach more people and help me educate more people on how to invest and grow their money.https://www.amazon.ca/Diamond-Cutter-Buddha-Managing-Business/dp/038552868XUntil next time. XX Nika

Traditionally on The Miss Findependent Show, I talk about Index Funds and ETFs at length. I get it, these can get kind of boring, but if your portfolio is like a meal that you're cooking, the S&P 500 is like the (S)alt and (P)epper that's the base set of spices for most meals. Once you master how to work with the basics, you can start adding in more interesting flavours - like Garam Masala or Tarragon. I literally just learned how to cook with Tarragon. Fun fact - it goes great with Shrimp.The thing with this cooking analogy (which I'm really starting to like btw) is that we're not all cooking the same meals, and our skill levels and comfort levels are going to be so different. That's why I'll never tell you what to invest in, but simply educate you on how to build the perfect meal for you.With this episode, I want to share with investors, or soon-to be investors that stock picking can be very lucrative, but it's a lot more complex. To succeed, you need to have a solid understanding of portfolio balancing and how cyclical stocks perform. Here's what I get into:2:09 - Risk Tolerance5:39 - What are Cyclical Stocks10:00 - Defensive Stocks14:39 - Advantages to Owning Cyclical Stocks17:11 - Disadvantages of Investing in Cyclical Stocks19:15 - Discussing Sectors25:30 - How I'm Playing ItIt would mean the world to me if you could leave me a review in the Podcast App. Reviews help my podcast reach more people and help me educate more people on how to invest and grow their money.Until next time. XX Nika

S05E04. CEO Karim Nanji and I chat about his personal finance journey, how Marble helps Canadians reach their financial goals, scaling Marble, common misconceptions about personal finance, and more! Show Notes https://www.missfindependentpod.com/show-notes/ Sign up or learn more about Marble here https://api.fintelconnect.com/t/l/61a80c5df2e6d5001dd48d50 If you want to support the podcast, use my referral links or buy me a pastry (https://www.buymeacoffee.com/msfindependent)! - Gloria, MISS FINDEPENDENT --- Sign up for Neo Financial's HISA - 1.3% Interest Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

Sure Black Friday and Cyber Monday are great, but let's be real, how many of your BFCM purchases were actually for you and not for others?If you've still got a few people left to shop for this holiday season, tune in and learn some of the best shopping hacks I used to save just over $500 on my shopping this year. Breakdown: 1:44 - Tip 1 - Have a list, check it twice2:51 - Tip 2 - Saynotospam@gmail.com4:13 - Tip 3 - How to be the queen of price matching7:03 - Tip 4 - Rakuten (linked)8:18 - Tip 5 - Honey Chrome Extension (linked)9:25 - Tip 6 - Rate Hub for credit card comparisons (linked)10:40 - Tip 7 - Experiences > Gifts12:00 - Tip 8 - Starter Kit Memes13:51 - Tip 9 - Buy Now, Don't Pay Later15:30 - Tip 10 - Treat Yo' Self

After just renovating my house and experiencing major delays and increased costs due to supply chain impacts, I'm exhausted and ready for this to end. Unfortunately, with the huge backlog of containers waiting to be unloaded at the Port of Los Angeles, major mudslides closing down critical highways, and labor shortages, I don't anticipate this crisis ending anytime soon. The good news is there's lots of opportunity if you put your investor hat on. Learn about what's happening at all points of the supply chain and where you can benefit from the mayhem. In this episode I breakdown:1:35 - What is a Supply Chain3:10 - The Root Cause4:05  - What's Happening Now8:45 - The Container Shortage11:35 - A Tik Tok Case Study16:00 - Why Small Companies are Hit the Hardest18:27 - Port of Los Angeles21:30 - The Trucking Industry24:40 - Put Your Investor Hat On

Let's talk about Bermuda's Triangle: Saving, Investing, and Paying off Debt. Which comes first... The answer, like most things in life is, it's complicated. Having debt can be emotionally taxing on the body. It can put you under a significant amount of mental stress, and can even lead to physical affects on the body. While we can't help you deal with financial stress (that's something a good yoga class might help with though) we can help you arm yourself with knowledge so you have a plan for tackling your debt. The good news - most people have some kind of debt. Debt doesn't always have to be a bad thing. Leveraging debt can unlock a wide array of opportunities for you, and understanding how to use debt properly, can be a tool you never knew you had. What we get into: 1:15 - Everyone Has Debt1:38 - Good Vs. Bad Debt2:38 - Different Kinds of Debt11:30 - Credit Card No Nos15:25 - Paying Debt, Saving or Investing17:53 - The Baby Emergency Fund24:09 - Secured Vs. Unsecured Loans32:53 - Leveraging Debt35:26- Intro to Private Lending

S05E03. This week I chat with Rybo Chen, a money and life coach based in Vancouver. We talk about what a mindset is, abundance vs. scarcity mindsets, tools to help you develop an abundance mindset, the different types of wealth and more. Show Notes https://www.missfindependentpod.com/show-notes/ If you want to support the podcast, use my referral links or buy me a pastry (https://www.buymeacoffee.com/msfindependent)! - Gloria, MISS FINDEPENDENT --- Sign up for Neo Financial's HISA - 1.3% Interest Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S05E02. Shay Asnani, a realtor based in Toronto, is back this week! We continue the conversation about how a realtor can help you buy or sell your home. We chat about some of the nitty-gritty of buying/selling a home: offer night, closing day, home inspections, mortgages, how realtors get paid, and more! Originally recorded back in April 2021. Show Notes https://www.missfindependentpod.com/show-notes/ If you want to support the podcast, use my referral links or buy me a pastry (https://www.buymeacoffee.com/msfindependent)! - Gloria, MISS FINDEPENDENT --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S05E01. This week I chat with Shay Asnani, a realtor based in Toronto. We talk about what a realtor does, and how one can help you buy or sell your home. We chat about Shay's career path and how he became a realtor (it's not his first career!), what you need to do before buying a home, how a realtor can help you rent a place (it's free for renters!), and some common misconceptions people have about realtors. Originally recorded back in April 2021. Show Notes https://www.missfindependentpod.com/show-notes/ If you want to support the podcast, use my referral links or buy me a pastry (https://www.buymeacoffee.com/msfindependent)! - Gloria, MISS FINDEPENDENT --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

Have you ever thought about starting an e-commerce business but don't know where to start? In this episode we break down the upfront costs that are required to build an e-commerce business and what you need to get a business off the ground and scale. Here's what we dive into in detail:2:08 - E-commerce vs. Physical enterprise2:44 - What you need to start 6:00 - The ultimate goal of trying a side hustle8:52 - Influencer Marketing Strategies10:30 - A pandemic case study20:00 - Finding your competitive advantage22:39 - Importance of Product Development26:17 - Reviews matter30:44 - Starting on Amazon38:43 - Don't Listen to others

In this episode we get into:1:30 - The Canadian Labour Market2:40 - The US Labour Market4:12 - People's Current Mindset11:11 - Why it's a Job Seeker's Market14:28 - Always Apply Even If You Don't Hit All The Requirements17:57 - Negotiating Your Salary22:38 - Negotiate The Whole Package25:42 - Don't Underestimate The Importance Of Kindness28:47 - The Importance Of Going Into Negotiations Armed With Data 30:45 - Negotiating Is Not a Form Of Disrespect To the Employer

In this episode we dive into our past investing mistakes and common mistakes we've seen people make. We re-enact how/why we made decisions that didn't serve us, and how they played out in reality. What to expect:2:10 - Having an Investing Strategy5:00 - Saying no to FOMO8:55 - Cutting your losses14:30 - Having Patience16:21 - Putting All Your Eggs in One Basket17:30 - Stock Splits30:10 - Focusing Too Much on Price

In this episode:1:35 - Nika goes over the process she went through to purchase the property4:25 - The pros and cons of placing offers with conditions7:50 - The power of manifestation10:30 - Always put an offer in even if you think the sellers wont accept it16:43 - Utilizing your contacts and other resources 21:30 - The importance of budgets24:49 - How to budget for renovations27:28 - How to determine a price for the units you are renting in your home30:57 - Nika shares the current state of her property and the renovation process

Season 2 baby!! Let's goo.  We kick off season 2 with a heated discussion about venture capital and the impact that it has for retail investors like you an I. Now-a-days it seems like companies left and right are getting funded, and often, the companies true value to the world is ignored. In this episode we dive deep into how VC firms operate, and ultimately make money.Venture capital (VC) is a form of private equity and a type of financing that investors provide to startup companies and small businesses that are believed to have long-term growth potential. Venture capital generally comes from well-off investors, investment banks, and any other financial institutions. What to expect: 1:02 - What exactly is a Ponzi Scheme4:00 - Bernie Madoff6:11 - What is venture capital fund11:30 - Growth "On Paper"14:40 - Hyper Growth24:58 - What is a Unicorn25:37 - The Grand Finale28:56 - SPACS - Special Purpose Acquisition Company29:37 - We Work

What we dive into:0:30 - Scarcity vs. Abundance3:52 - Our personal experiences with scarcity mindset10:37 - The importance of gratitude14:20 - Advantages of an abundance mentality18:57 - You are a sum of your 5 closest friends22:02 - Know your audience27:35 - The distinction between jealousy and envy32:37 - Words you can use to switch the dialogue from a scarcity to an abundance point of you

S04E10. What's it like to live abroad? This episode is all about moving to a different country, and money tips for expats. Russell has lived in five different countries and we chat about working abroad as a Canadian expat. Some pros and cons of living abroad and how to manage your money cross border (this will be mostly focused on Canada to the United States and secondarily, to the United Kingdom). We talk about bank accounts, credit cards, credit scores in the US, currency conversion, investing and more. This could be your second sign to pack your bags and start your new life in completely new place, if that's what calls to you. Show Notes https://www.missfindependentpod.com/show-notes/ Thanks for tuning in to season four. Season five is coming soon. Stay tuned. If you want to support the podcast, use my referral links or buy me a pastry (https://www.buymeacoffee.com/msfindependent)! Until then, stay healthy and grow wealthy my friends! - Gloria, MISS FINDEPENDENT --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S04E09. How much does it cost to move out? This episode is all about moving to a new place, or moving out for the first time. Lisa and I chat about her move across provinces, from Alberta to British Columbia. We cover planning for the move, budgeting (and understanding your values/what's important to you), planning for unexpected costs, research she did beforehand and doing the darn thing. This could be your sign to pack your bags and start your new life in completely new place, if that's what calls to you. Show Notes https://www.missfindependentpod.com/show-notes/ Links https://www.instagram.com/thebreadwinnersis https://www.hrblock.ca/tax-calculator/ https://www.getsmarteraboutmoney.ca/ https://napkinfinance.com/ --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S04E08. How much is pet insurance? Is it worth it? My friend Irene and I chat about pet insurance - what it is, how much it cost for Toby the greyhound, and when would pet insurance be worth it for your pet? We get into an alternative for pet insurance, and we also chat about some frugal hacks for pet care and key takeaways for people considering getting a pet. This episode is part two - check out part 1 on budgeting for a pet, what kind of prep you need to do in order to become a pet owner, adopting vs. buying, and unexpected costs. Be sure to check out Toby on Instagram - he's quite the influencer! Show Notes https://www.missfindependentpod.com/show-notes/ Links https://www.instagram.com/tobymoomoo https://www.dummies.com/pets/dogs/retired-racing-greyhounds-for-dummies-cheat-sheet/ --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S04E07. How much does it really cost to be a pet owner? My friend Irene and I chat about budgeting for a pet, what kind of prep you need to do in order to become a pet owner, adopting vs. buying, and unexpected costs Irene encountered in her first year of adopting her greyhound, Toby. Irene mentions that feeding her dog raw is one of the largest recurring expenses, but after recording we were chatting and she mentioned that making your own raw blend is a more affordable option! Link below for an example. This episode is part one of two, next week we continue the conversation about being a pet parent, and chat about pet insurance. Be sure to check out Toby on Instagram - he's quite the influencer! Show Notes https://www.missfindependentpod.com/show-notes/ Links https://www.instagram.com/tobymoomoo https://blog.homesalive.ca/dog-blog/homemade-raw-dog-food https://www.facebook.com/groups/preymodeldiet/ --- Sign up for Wealthsimple Cash and get $25! http://ws.cash/invite/$glor Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

Investing and trading are two entirely different strategies and ways to approach the stock market. In this episode we get into how to control your emotions and provide actionable tips for making rational decisions. What we get into: - Brief market update- Diversification - Dollar-cost Averaging - Strategies for minimizing emotional response

In this episode, Katie and Nika are joined by no guest. That's right, we're back to typical Nika-Katie banter with sprinkles of educational tid bits regarding starting your own business. This is the first part of a longer series we are going to do on side hustles.What we dive into: 1:12 - What it means to be an entrepreneur12:15 - Different types of entrepreneurship20:10 - Venture Capital vs. Private Equity22:30 - Different types of businesses you can start

S04E06. It's so easy to fall into the trap of spending more when you earn more income. My friend Sunny and I chat about lifestyle creep also known as lifestyle inflation, what it is and some easy ways to avoid it. We also talk about how advertising plays into lifestyle creep and the hedonic treadmill, as well as consumer behaviour, and also get into a bit of a socialist conversation. Show Notes https://www.missfindependentpod.com/show-notes/ Sunny's Links https://soundcloud.com/skvnt/disco-raga https://www.instagram.com/sunnygillable/ --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

Arthur began his career as the head of the in house marketing department at C21 Atria and since then he has transitioned into Real Estate where he has received numerous awards such as being named one of Century 21 Atria’s youngest award winning agents in 2017. In addition, he co-founded the award winning Wolfpack team. His in-depth understanding of Marketing and Sales has earned him the recognition as the go-to content specialist, helping agents strategize and package their listings for success. Arthur’s passion for real estate is noticeable from his energetic, knowledgeable, and detail oriented approach when working for his clients. He is an expert in the differences between all styles of homes to aid his clients in locating property that best meets their needs. Providing a modern and efficient approach combined with an honest and strategic planning process, Arthur ensures his clients are informed and comfortable every step of the way.In this episode we discuss:4:00 - What type of market is it (buys or sellers).9:40 - How COVID-19 has affected the pricing of condos.11:27 - What housing market is the most competitive right now (condo, townhouse, luxury..).14:13- What opportunities are there in the Real Estate market? Is it a good time to enter the market?19:18 - Arthur's thoughts on the free hold market.21:06 - Where Arthur sees the Real Estate market headed (in the short and long term)24:42 - What trends do consumers value when seeking a property (ie. big kitchen, large master bedroom)29:00 - How long in advance of your desired move in date should you start looking for your home.33:10 - The key things to look for when finding a Real Estate agent37:17 - How to prep your home for sale.40:57 - Arthur's thoughts on investing in the stock market vs. investing in Real Estate.

S04E05. Chrissy of Eat Sleep Breathe FI/Explore FI Canada and I chat about her financial independence or FI/RE journey as a family of four living in Vancouver, British Columbia, ways to optimize your finances, live frugally, and still live your best life! Show Notes https://www.missfindependentpod.com/show-notes/ Chrissy's Links Blog (link to Cost to Live the FIRE Life Interview Series): https://www.eatsleepbreathefi.com/how-much-does-it-cost-to-live-the-fire-life-interview-series/ Podcast: exploreficanada.ca Cost of stay at home parent: https://www.tawcan.com/cost-of-a-stay-at-home-parent-a-financial-cost-analysis/ 4 steps to FI: https://www.moneywehave.com/4-simple-steps-to-financial-independence/ --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Sign up for Passiv - make DIY investing easier: https://passiv.com?ref=MKDDJUNASG Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S04E04. Brendan Lee Young, CEO and co-found of Passiv, and I chat about starting up the company, building a better product, enabling users to level up their finances, the future of wealth management and more! Show Notes https://www.missfindependentpod.com/show-notes/ Sign up or learn more about Passiv below: https://passiv.com?ref=MKDDJUNASG --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

S04E03. Ever wonder what a financial advisor does? Well you're in luck. This week's episode is a Q&A with Rob Anderson who is a Canadian financial advisor. We chat about what financial advisors do, different types of advisors, different fee models, how they can help you, who can benefit from having a financial advisor, and more. Show Notes https://www.missfindependentpod.com/show-notes/ Rob's links https://www.instagram.com/beaverfinance/ https://www.instagram.com/rtatalks/ Beaver Finance on Youtube --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

In this episode we break down how a $5000 initial investment + monthly contribution can create a portfolio worth $1.47 million and yield you a passive income of $73K/year after 30 years.What we get into:0:48 - What are Dividends?2:00 - How to find the Dividend Yield2:25 - Why invest in Dividends?4:23 - How to look at a company's fundamentals9:28 - Dripping Dividends12:17 - How to turn a $5K investment investment into $73K in passive income in 30 years

S04E02. Setting financial goals and achieving them! Here with Bacon and Heels blogger Bev, and we chat about financial goals - how to determine your values to set goals that are right for you, keeping on track to achieve your goals, celebrating your wins, setting goals that will stick, and so much more. Show Notes https://www.missfindependentpod.com/show-notes/ Bev's links https://www.baconheels.com/ https://www.instagram.com/bacon_and_heels/ --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.25% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

In this episode we discuss:0:54 - What success means to David8:30 - The pressure millennials face today with success and social media11:45 - David's biggest failures in life 17:34 - How he overcame his failures and what kept him motivated to keep trying22:07 - The importance of investing for the long term28:21 - How trading has evolved over the years35:28 - An introduction to clearing houses and how they work50:12 - The importance of working for someone else before becoming an entrepreneur58:00 - The importance of putting "bad days" into perspective 1:02:00 - "No one can ever take away your education"

S04E01. Pitfalls many new investors make and how to avoid them. Here with personal finance coach Michael Kim, and we chat about investing mistakes, different investing strategies, your most constrained resource, and how to invest with a purpose. We also chat about Mike's investing journey, his relationship with money and why he started his coaching business. Show Notes https://www.missfindependentpod.com/show-notes/ Mike's links https://www.instagram.com/michaeleekim/ https://www.lifeplanting.com/freebie-podcast/ --- Sign up and get $10 to trade on Wealthsimple Trade https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW Sign up for no-fee banking with Tangerine or EQ using my referral code! Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1 https://tangerine.ca EQ Bank - all accounts get 1.5% interest: https://join.eqbank.ca?code=GLORIA1867 Thanks so much for tuning in! -- Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info. --- Send in a voice message: https://anchor.fm/missfindependent/message

David Greenberg is an incredible human. He has over 25 years of experience in leadership, public speaking and consulting work. He is frequently called upon for guidance in new business ventures, strategic industry decisions and current market conditions.He served as an Executive Board and Board Member of the New York Mercantile Exchange (NYMEX). He oversaw a decade of its largest growth from $800 million to $12 billion. Notably, at the time it was the world’s largest physical commodities exchange. While at NYMEX, David was the Chairman of the Corporate Governance, Marketing, International Expansion, Electronic Trading and Security Committees.Mr. Greenberg’s twenty years as President of Sterling Commodities shaped the firm into one of the largest local clearinghouses at NYMEX.Mr. Greenberg served as Director of Development for Executive Education at Florida Atlantic University. As a seasoned speaker, he has graced the podiums of the country’s most prestigious colleges and universities: West Point Military Academy, Columbia Business School, New York University, Syracuse University’s Whitman School of Business and Sacred Heart University’s Jack Welch School of Business.In addition to his successful career in significant advisory capabilities, he is a globally renowned and noted market analyst and media contributor. Having appeared on CNN, Fox Business News, Bloomberg and CNBC, Mr. Greenberg is often quoted on times such as the present. View Media »Mr. Greenberg’s expert opinions can be found in The Wall Street Journal, Bloomberg, The Financial Times and other publications.~In this episode we discuss: 6:38 -  What it was like to trade in the pit18:37 - How he became a Board Member of the NYMEX31:48 - How social media is affecting our generation34:26 - How an enemy became a friend and then a business partner43:06 - Where he was during 91148:56 - What does it mean to be 'Out of The Matrix'This is NYMEX:https://www.youtube.com/watch?v=3_VCIQerVHQDavid's Speech at West Point Military Academy: https://www.youtube.com/watch?v=AAxPr6FR9SQThe Poem If: https://www.poetryfoundation.org/poems/46473/if---

In today's episode we sit down with best selling author and entrepreneur Julian Brass to discuss the crippling effects of anxiety and some tools that one can use in order to own their anxiety.

In this episode we discuss how Dani and Victoria launched City MOGULS and built an incredible community of thousands of entrepreneurs.

Join us for a conversation with Ryan Kia, investor, entrepreneur and incredible human as we chat all things finance, international markets, and how to do financial analysis before investing.

In this episode we dive deep into ways to get a bigger tax return, the work from home benefit, tax loss harvesting, the tax implications of buying/selling crypto.