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Luis Herrero habla de cine con Eduardo Torres-Dulce, Luis Alberto de Cuenca y José Luis Garci.
#shorts Temporadas de Microrrelatos Selección de La mano de la hormiga de Antonio Fernández Ferrer Únete a los miembros del canal: https://www.youtube.com/channel/UCwnlGwUN2noRPyDPbLV_w4Q/join Canal de LBRY/Odysee: https://odysee.com/$/invite/@ernestodelavega:c Playera y taza: https://www.tienditadelmomento.com/MLM-695719119-unicornio-kaede-playera-deportiva-taza-_JM?quantity=1 Licencia Creative Commons Atribución-NoComercial-CompartirIgual 4.0 Internacional CC BY-NC-SA --- Send in a voice message: https://anchor.fm/ernestodelavega/message Support this podcast: https://anchor.fm/ernestodelavega/support
#ave #altavelocidad #trenbala La red de Alta Velocidad Española (AVE) es la segunda mayor red de tren de alta velocidad del mundo por kilómetros construidos, sólo por detrás de la China, y la primera del mundo con mucha diferencia si la medimos en relación a la superficie del país, y también al número habitantes, muy por delante de países como China, Japón, Francia o Alemania. Se cumplen 30 años del pistoletazo de salida con la construcción de la línea Madrid-Sevilla inaugurada en 1992, a la que seguiría posteriormente el eje Madrid-Barcelona. Desde entonces no se han dejado de construir nuevas líneas y accesos a pesar de todo: El desarrollo del AVE en España ha traído no pocas disputas políticas aparejadas, peleas y agravios comparativos, e incluso atentados terroristas y sabotajes, un trágico accidente y polémica sobre sus sobrecostes. Han sido 30 años en los que el país ha construido una red de tren de alta velocidad que traía consigo la promesa de progreso y mejora en la vida y la economía de las personas. 30 años después del arranque, la polémica lejos de cesar crece: mientras en lugares como Extremadura hay infraestructuras del siglo XIX, en otros sitios la llegada del AVE no ha supuesto nada más que un gigantesco coste sufragado entre todos que no provoca los beneficios esperados, repetidamente prometidos. España es el país de Europa con la mayor red de tren de alta velocidad, pero sigue lejos de que eso traiga el progreso que nos acerque a los países que, careciendo de ella, tienen una renta per cápita superior. España ha hecho una inmensa apuesta por la alta velocidad, dejando en segundo término la inversión en trenes de cercanías, donde vive la mayoría de la población (ciudades), y especialmente en las zonas más alejadas donde los trenes regionales desaparecen o no se renuevan, hasta llegar a situaciones surrealistas, como las que se viven actualmente en Extremadura o Cuenca o muchos lugares de Castilla y León y el norte. ¿Ha merecido la pena? En este podcast os cuento todo lo bueno, y también lo menos bueno, de estos 30 años de experimento con la alta velocidad española, AVE. Mis Aparatos y equipos imprescindibles para trabajar y vivir: https://www.amazon.es/shop/juanfranci... Apóyame para hacer más y mejores vídeos en PATREON. Sé mi mentor: https://www.patreon.com/jfcalero Sígueme en INSTAGRAM, TWITTER o AMBAS, súperfácil: @jfcalero No te vayas a la cama sin saber algo más, o al menos sin saber algo nuevo. Si lo hiciste, misión cumplida, gracias por acompañarme. Puedes ver el video correspondiente a este podcast en el siguiente enlace: https://www.youtube.com/watch?v=JXhALCHpcNw&
Las noticias de la mañana en la comarca de la Manchuela, con los temas de actualidad más importantes de la jornada, la última hora y la información de servicio en Cuenca, con el tiempo y el tráfico
Hablamos sobre relajarse, adaptarse, disfrutar, enfocar en las cosas que son importantes y la música perfecta para la noche del 31. La música es del increíble, generoso y buena onda de Martín Elizalde, que siempre tira para adelante.
Las noticias de la mañana en la comarca de la Manchuela, con los temas de actualidad más importantes de la jornada, la última hora y la información de servicio en Cuenca, con el tiempo y el tráfico
is.gd/alcarria | Mere Notilde, Marvin & Guy, The Velvet Stripes, Cookin Soul, GEAR, Луч, Laura Dre, Moo Moonster (Espacio CIELO "The Annual Compilation 2021"), Caju (Gop Tun "Compilação XAMA 2022"), Vaudafunk & Mindbuster (theBasement Discos "Best Of 2021") 🔊 Podcast: https://is.gd/alcarria 📻 Radio: RUAH FM 🌐 Alcalá de Henares, Madrid 🖱️ ruah.es 🗓️ MIE 17:00h Radio Malva 104.9 FM 🌐 Valencia 🖱️ radiomalva.org 🗓️ DOM 18:30h Radio Kolor Cuenca 106.2 FM 🌐 Cuenca 🖱️ radiokolor.es 🗓️ JUE 16:00h Cuac FM 103.4 FM 🌐 Á Coruña 🖱️ cuacfm.org 🗓️ JUE 1:00h
Las noticias de la mañana en la comarca de la Manchuela, con los temas de actualidad más importantes de la jornada, la última hora y la información de servicio en Cuenca, con el tiempo y el tráfico
Las noticias de la mañana en la comarca de la Manchuela, con los temas de actualidad más importantes de la jornada, la última hora y la información de servicio en Cuenca, con el tiempo y el tráfico
Las noticias de la mañana en la comarca de la Manchuela, con los temas de actualidad más importantes de la jornada, la última hora y la información de servicio en Cuenca, con el tiempo y el tráfico
Las noticias de la mañana en la comarca de la Manchuela, con los temas de actualidad más importantes de la jornada, la última hora y la información de servicio en Cuenca, con el tiempo y el tráfico
Las noticias de la mañana en la comarca de la Manchuela, con los temas de actualidad más importantes de la jornada, la última hora y la información de servicio en Cuenca, con el tiempo y el tráfico
is.gd/alcarria | Ben Sun (Razor-N-Tape "Family Affair Vol. 1"), Digitalism, Boys Noize, Trevor Something, Soundsmith, Los Microwaves, Renato Cohen, Mélonade, Doktor Plekter, SelloRekt LA Dreams, Bobby Duffy & The Soulmates, Twin Sun 🔊 Podcast: https://is.gd/alcarria 📻 Radio: RUAH FM 🌐 Alcalá de Henares, Madrid 🖱️ ruah.es 🗓️ MIE 17:00h Radio Malva 104.9 FM 🌐 Valencia 🖱️ radiomalva.org 🗓️ DOM 18:30h Radio Kolor Cuenca 106.2 FM 🌐 Cuenca 🖱️ radiokolor.es 🗓️ JUE 16:00h Cuac FM 103.4 FM 🌐 Á Coruña 🖱️ cuacfm.org 🗓️ JUE 1:00h
Las noticias de la mañana en la comarca de la Manchuela, con los temas de actualidad más importantes de la jornada, la última hora y la información de servicio en Cuenca, con el tiempo y el tráfico
Las noticias de la mañana en la comarca de la Manchuela, con los temas de actualidad más importantes de la jornada, la última hora y la información de servicio en Cuenca, con el tiempo y el tráfico
“Usaban las señoras vestirse los huipiles labrados y tejidos de muy muchas maneras de labores: Usaban también las señoras de poner mudas en la cara con color colorado o amarillo, o prieto hecho de incienso quemado con tinta; y también untaban los pies con el mismo color prieto; y también usaban traer los cabellos largos hasta la cinta, y otras traían los cabellos hasta las espaldas; y otras traían los cabellos largos de una parte y otra de las sienes y orejas, y toda la cabeza trasquilada; y otras traían los cabellos torcidos con hilo prieto de algodón y los tocaban a la cabeza, y así lo usan hasta ahora, haciendo de ellos como unos cornezuelos sobre la frente y otras tienen más largos los cabellos, y cortan igualmente el cabo de los cabellos por hermosearse, y en torciéndolos y atándolos parecen ser todos iguales, y otras trasquilan toda la cabeza.” (Fray Bernardino de Sahagún, Historia general de las cosas de la Nueva España, 1558). En este episodio contaremos con dos invitados de excepción: Daniel Parada, ilustrador y autor del cómic ucrónico “Zotz” y Luis Armando Alarcón, historiador e ilustrador. Gracias a ellos desgranaremos la indumentaria de los pueblos mesoamericanos en vísperas de la conquista: ricos huipiles bordados, el trabajo del arte plumario, el lenguaje del calzado, el peinado y las telas reservadas a las diferentes clases sociales. Un fascinante recorrido a través de un mundo ya desparecido, pero con una firme continuidad hasta nuestros días a través de las comunidades indígenas. Podéis seguir su trabajo, realizar comisiones y apoyar su arte en sus sitios web: (Daniel Parada) https://www.artstation.com/daniel-parada https://www.facebook.com/Zotzcomic/ www.deviantart.com/kamazotz https://www.patreon.com/Zotz (Luis Armando Alarcón) https://www.facebook.com/Tlacuilo-Historia-del-M%C3%A9xico-antiguo-1056402501225243 https://www.instagram.com/armando_historias/?utm_source=ig_embed&hl=es REFERENCIAS VISUALES DEL EPISODIO (Aviso: +18, se muestran algunos desnudos, imágenes con propósito educativo y cultural) Vestimenta maya del posclásico tardío (1450-1697) https://www.facebook.com/Zotzcomic/photos/2891613557590507 Vestimenta azteca/mexica https://www.facebook.com/Zotzcomic/photos/2825546570863873 https://www.facebook.com/Zotzcomic/photos/2414072212011313 Peinados de los mexica https://www.facebook.com/Zotzcomic/photos/2426309164120951 Vestimenta tlaxcalteca https://www.facebook.com/Zotzcomic/photos/3422659857819205 Vestimenta purépecha/tarasca https://www.facebook.com/Tlacaeleloficial/photos/los-purepechas-tari%C3%A1curi-hijo-de-vacusecha-e-isle%C3%B1a-fue-el-fundador-del-poder%C3%ADo-/813629092042770/ Vestimenta chichimeca https://daniel-parada.artstation.com/projects/PmRYr4?album_id=1920660 Prendas femeninas https://www.facebook.com/Zotzcomic/photos/2112022388882965 Libro “Indumentaria nahua” de Luis Armando Alarcón https://www.academia.edu/41133583/Indumentaria_nahua_Ropa_y_ornamento_de_los_nahuas_de_la_Cuenca_de_M%C3%A9xico_Siglo_XVI ------------------------------------------------------------------------------------ “La Conquista” es el podcast sobre el descubrimiento, conquista y colonización de la América Hispana. Presentado por David Nievas para Bellumartis. https://www.ivoox.com/conquista_bk_list_9703568_1.html ---------------------------------------------------------------------------------- Si queréis apoyar a Bellumartis Historia Militar e invitarnos a un café o u una cerveza virtual por nuestro trabajo, podéis visitar nuestro PATREON https://www.patreon.com/bellumartis ------------------------------------------------------------------------------------ Bibliografía recomendada -“Vestimenta mesoamericana” de Daniel Parada. -“Indumentaria nahua, ropa y ornamentos de los nahuas en la Cuenca de México” de Luis Armando de la Luz Alarcón. -“Traje y atributos del poder en el mundo azteca” de Justyna Olko. -”De la vestimenta y los hombres: una perspectiva histórica de la indumentaria indígena en México” de Claude Stresser-Péan. https://amzn.to/3HBb9kQ Ilustración de la miniatura del capítulo amablemente cedida por Daniel Parada. Créditos musicales: “Andina” por cortesía de Carlos Carty (CC BY 3.0 Adaptada) https://soundbetter.com/profiles/91984-carlos-carty locución cortesía de Jorge Tejedor "Crusade" Kevin MacLeod (incompetech.com) (Adapted) Licensed under Creative Commons: By Attribution 3.0 License https://creativecommons.org/licenses/by/3.0/ No olvidéis suscribiros al canal, si aún no lo habéis hecho. Si queréis ayudarnos, dadle a “me gusta” (el corazón a la derecha de Ivoox) y también dejadnos comentarios. De esta forma ayudaréis a que los programas sean conocidos por más gente. Y compartidnos con vuestros amigos y conocidos. SIGUENOS EN TODAS LAS REDES SOCIALES ¿Queréis contactar con nosotros? Puedes escribirnos a bellumartishistoriamilitar@gmail.com Nuestra página principal es: https://bellumartishistoriamilitar.blogspot.com/
Sheryl Strong is a serial entrepreneur who enjoyed working for herself most of her adult life, but not the struggle to make ends meet as single mom. She wondered if she could ever afford to retire and decided it would only be possible if she moved out of the the United States. She looked at many options and took an exploratory trip to Ecuador and was hooked. Luck and good fortune smiled on her in 2019 when she sold her 4 year old specialty restaurant in Prescott, Arizona. She moved her proceeds to an offshore CD that earns 9.65%. Her rent is $680 a month for a modern 1600 square foot apartment overlooking the river in Cuenca. It would be a 2 million dollar apartment in New York. Sheryl is never bored with a busy social calendar and 1-2X per week visits to a natural hot springs spa just a 30 cent bus ride away. Her advice: don't contemplate, just do it! Support the show (http://www.patreon.com/olr)
Nuestro colaborador Roberto Fernández, director del museo de la Minería y la Siderurgia de Castilla y León, viene hoy acompañado de Manuel Castro, funcionario del Ayuntamiento de Sabero, para rememorar el proceso de cierre de la minería en la cuenca de Sabero de la que se cumplen ahora tres décadas. Un traumático episodio para la comarca en el que los sindicatos provinciales y los políticos de la época dejaron solos a los trabajadores y vecinos de la cuenca
Bob Pop y Edurne hablan de cosas que se acumulan sin querer y se reconocen obsesivamente ordenados. Conversamos con Ana Flecha Marco sobre su novela "Piso compartido", con Javier Traité de los primeros lenguajes de signos y con Pepe Rubio desmontamos rotundamente el mito de "afortunado en el juego, desafortunado en amores". Y Rafa Panadero nos acerca a Cuenca, por donde puede que deje de pasar una antigua línea de tren que une Madrid con Valencia. Los vecinos protestan: si se quedan sin tren se quedará la zona aún más vacía.
"Defiende el futuro de tu tierra. Defiende tu tren" es el lema de la manifestación convocada en Cuenca para protestar por el cierre definitivo de la línea férrea que une la ciudad con Madrid, bueno con Aranjuez donde se tiene que hacer trasbordo, y con Valencia. Hablamos también de otra protesta, la de los profesores de filosofía ante el ministerio de educación en Madrid.
Assim que Jair Bolsonaro foi eleito presidente, o escritor Ricardo Lísias começou a escrever O Diário da Catástrofe Brasileira. A ideia inicial era que o livro fosse lançado como e-book. E que fosse uma análise quente e mutante do novo governo. A partir da história do livro, da dificuldade para publicá-lo como um produto mutável, e de outras desventuras da carreira de Lísias, falamos sobre a relação entre arte e política, sobre a literatura como instrumento de protesto, sobre os paralelos com a arte conceitual de Marcel Duchamp e dos artistas que se colocavam contra a ditadura de 1964. – Colabore com a Rádio Escafandro e receba recompensas. Clique aqui. ***** Episódios relacionados 01: Como ser escritor no Brasil? 39: J.P. Cuenca no país da pós-censura Entrevistados do episódio Ricardo Lísias Escritor, autor de Divórcio, O céu dos suicídas, O diário da catástrofe brasileira, entre outros. Cláudia Calirman Professora, curadora de arte, autora do livro Arte brasileira na ditadura militar. Ficha técnica Concepção, produção, roteiro, apresentação, sonorização e edição: Tomás Chiaverini Trilha sonora tema: Paulo Gama Mixagem: Vitor Coroa Design das capas: Cláudia Furnari Trilha incidental: Blue Dots.
44. Locked Up Abroad: Two Americans Framed For Murder In Ecuador - Roja-John & Ronell Stephenson DCBornRob YouTube Channel - https://www.youtube.com/user/dcbornrob ASD - Andre Shouldn't Drink Podcast Clips YouTube Channel - https://www.youtube.com/channel/UCyxDVz79hfaDzv_NFw81eSA Guys, please do us a huge favor and give the audio version of the podcast a 5 star rating! It would really help us out - ANCHOR - https://anchor.fm/andrecandrink SPOTIFY - https://open.spotify.com/show/3jrUmaRphdcmBFYkvSnoa6 APPLE PODCAST - https://podcasts.apple.com/us/podcast/asd-andre-shouldnt-drink/id1482933908 Please use the hashtag #justiceecuador Please reach out to their representatives: Senator Chris Van Hollen DC: (202) 224-4654 Maryland (301) 545-1500 senator@vanhollen.senate.gov https://twitter.com/ChrisVanHollen Congressman David Trone DC: (202) 225-2721 Maryland (301) 926-0300 david.trone@mail.house.gov https://twitter.com/RepDavidTrone Senator Ben Cardin DC: (202) 224-4624 Maryland (301) 762-2974 senator@cardin.senate.gov https://twitter.com/SenatorCardin US State Department Public Liaison (202) 647-6575 Roger D. Carstens Special Presidential Envoy for Hostage Affairs https://twitter.com/StateSPEHA Please retweet from Global Liberty Alliance: https://twitter.com/JasonPoblete/status/1470157178015297540 [Please see the end of this description for a suggested draft message for Congress and the State Department] Hey guys welcome back to another episode of the ASD-Andre Shouldn't Drink Podcast! Today's podcast episode will be a little different from what you're probably accustomed to. To be fair, today's podcast episode was never intended to be a podcast episode in the first place… It's actually a full length interview from a current investigation case that I've been working on… As in most of the cases that I take on, time is of the essence & this case is no different… In today's podcast episode, we talk to two brothers from the Washington DC area, Roja-John Stephenson and Ronell Stephenson. Since March of 2017, the brothers have been imprisoned in Ecuador for a crime they say they did not commit. So here's a little bit of the backstory: On Mar. 11, 2017, around 5 a.m., the police raided the Stephenson brothers' farm, where they ran a small resort and grew fruit and vegetables. The police said the neighbors had reported that the brothers were growing cocaine. Oddly enough, The neighbors were with the police during the raid on the Stephenson brother's property and even stranger… They began digging in the dirt. The neighbors allegedly “found” two bodies buried on the property, unbeknownst to the brothers. The group accused the Stephenson brothers as being the murderers, and they were arrested. The Stephenson brothers were convicted and are serving a 34-year sentence in the Cárcel de Turi in Cuenca prison, in Ecuador. There are so many twists & turns in this case, so many in fact, I cannot see how these two brothers were ever convicted in the first place… This interview will hopefully shed some light & give you a lot more detail & context as to what really happened the night the two brothers were raided & arrested. I have to quickly give a huge shoutout to DCBornRob on YouTube. He has directly assisted Roja-John & Ronell Stephenson by bringing more attention & awareness to their story… Individuals like DCBornRob deserve recognition for going above & beyond to help people. If you want to learn more about the brothers & their shocking story, please check out his amazing YouTube Channel! Let him know ASD-DOCS sent you. With all of that said, let's get right into this podcast episode! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/andrecandrink/message
Luis Herrero, Garci, Torres Dulce, Luis Alberto de Cuenca e Inocencio Arias nos traen lecturas recomendadas para todo cinéfilo.
Ante la posible debilitación de la reforma universitaria y la SUNEDU en la comisión de Educación, el exministro Ricardo Cuenca aseguró que es perverso que se oferte educación de bajo costo y mala calidad. Además, indicó que no podemos permitir que la reforma retroceda porque ha quedado demostrado que sí funciona.De otro lado, conversamos sobre el panorama político de la semana con la politóloga Paula Távara quien indicó que - a su parecer - el objetivo del Congreso era discutir la vacancia y medir la reacción de la población porque sabían que les faltaban votos para su aprobación. Asimismo, recalcó que una parte de la población que creyó en el cambio al votar por Pedro Castillo está empezando a creer que esto es la “mismocracia" de siempre.
Los casos de coronavirus "se han prácticamente multiplicado por 10" luego del feriado de noviembre por el Día de Difuntos e Independencia de Cuenca, según la ministra de Salud, Ximena Garzón, quien descartó la presencia de la variante ómicron en Ecuador. La funcionaria dijo que el Gobierno Nacional analizará la posibilidad de vacunar a niños a partir de los tres años, que estén escolarizados, como lo han hecho otras naciones como Colombia y Chile.
En julio de 2018, Joan Monterde emprendió un sueño: un gran viaje por América en bicicleta. O por el mundo, aunque por el momento “solo” lleva recorridos siete países: Uruguay, Brasil, Paraguay, Argentina, Chile, Perú y Ecuador en tres años y medio. La pandemia le retuvo en Ecuador, pero no paró de desarrollar sus proyectos solidarios: el Proyecto Invisibles en Iguazú, para dar cobijo, educación y formación a decenas de niños que viven en la indigencia. O en Cuenca, en La casa de los niños, dando de comer a decenas de chavales desnutridos. O documentando tribus, como el pueblo Kichwa, que se reveló contra las petroleras que querían explotar su territorio con permiso del Gobierno. Un interesante podcast en el que hablamos con este viajero catalán de 47 años sobre sus motivaciones, sobre cómo el viaje ha ido tomando forma y sobre todo lo que intenta aportar a aquellas comunidades por las que va transitando con su bicicleta. Más información y fotos en: https://bit.ly/joanmonterde Episodio patrocinado por Webempresa https://www.webempresa.com/ ¡25% de descuento con el cupón ""ungranviaje""! Si sueñas con hacer un gran viaje como este te recomendamos: > Nuestro libro ""Cómo preparar un gran viaje"": https://www.ungranviaje.org/libro Si quieres conocer historias en primera persona de otros viajeros, este evento te gustará: > Jornadas de los grandes viajes: https://www.jornadasgrandesviajes.es ¿Te gusta este podcast? ¿Quieres agradecernos el trabajo que hacemos? APOYA ESTE PROGRAMA: conviértete en mecenas en iVoox o Patreon. Más info en: > https://www.ungranviaje.org/podcast-de-viajes/apoya-podcast-un-gran-viaje/
Luis Herrero habla del nuevo libro de José Luis Garci con Luis Alberto de Cuenca, Eduardo Torres-Dulce, Enrique Alegrete y Guillermo Balmori.
Aimar Bretos entrevista a Roger Montañola, politólogo y director senior de Asuntos Públicos de Llorente y Cuenca e Ignasi Belda, gestor científico, ingeniero informático y también asesor de esta consultoría. Todos los días de 21:30 a 22:00 en directo en la SER escucha una entrevista en profundidad y después en SER Podcast, agregadores y YouTube.
Nouvel épisode de notre série de voyages à travers le passé et le présent noir des grandes villes du monde. Direction Madrid, capitale d'un pays situé à seulement 14 km des côtes africaines mais qui ignore encore largement son africanité. Dire que l'Espagne est proche de l'Afrique relève de l'évidence. Géographique d'abord, l'Espagne étant le seul pays d'Europe à conserver des territoires (Ceuta et Melilla) sur le sol africain. Historique aussi. La période musulmane de la péninsule ibérique (711-1492) où de nombreux Nord-Africains ont foulé le sol d'Al Andalus, est une page importante de la longue histoire du métissage dans la péninsule, faite d'héritages croisés entre monde arabe, grec, latin, juif mais aussi africain. À tel point que l'on disait que l'Afrique commençait au pied des Pyrénées. Aujourd'hui à Madrid, capitale conservatrice et castillane peuplée de plus de 3 millions d'habitants, comme ailleurs dans le pays, cet héritage est largement méconnu voire ignoré. Il en va de même pour l'histoire esclavagiste et coloniale, les Espagnols n'ayant pas fait grande publicité, à l'inverse des Portugais, de leur entreprise coloniale en Afrique, notamment en Guinée Équatoriale. «Afro-espagnols» nés en Espagne, Africains du continent arrivés plus récemment ou «Afro-latinos» venus d'Amérique du Sud, les personnes noires du pays seraient au nombre de 1 à 2 millions. Et parmi elles, 700 000 seraient de nationalité espagnole. Très peu de données officielles existent à ce sujet et la communauté africaine et afro-descendante d'Espagne, consciente de son invisibilité, cherche aujourd'hui à se compter et à se rassembler. À Madrid, c'est à Lavapiés que l'on peut retrouver le visage multiculturel de la ville. S'y côtoient des Espagnols, des immigrés sénégalais et bangladais, des touristes internationaux... Des militants anti-racistes s'y rassemblent et font cause commune, notamment pour défendre les sans-papiers africains de la ville. Dans les grandes institutions culturelles de Madrid, en revanche, les visages et l'histoire noire demeurent invisibles, comme maintenus dans un angle mort du récit national espagnol. Il faut alors aller les chercher. C'est ce qu'a fait notre reporter partie à la découverte d'Afro-madrilènes qui font bouger la ville et les lignes d'un pays qui a du mal à regarder son africanité en face. Un reportage d'Inès Edel-Garcia. Ce reportage s'inscrit dans le cadre de notre série de voyages à la rencontre des diasporas africaines que ce soit à Bruxelles, Lisbonne ou encore Berlin, etc. À découvrir : - Le Museo de America propose jusqu'en février 2022 une exposition temporaire sur l'esclavage et l'héritage culturel de l'Afrique dans les Caraïbes. - Certains lieux incontournables de Madrid sont intimement liés à l'histoire esclavagiste et coloniale de l'Espagne. Par exemple, des ventes aux enchères de personnes réduites à l'esclavage ont eu lieu sur la Plaza Mayor et des «zoos humains» ont été organisés au parc du Retiro. Quant au luxueux quartier de Salamanca, il est étroitement lié au Marquis de Vinent, un esclavagiste qui s'est enrichi de la traite transatlantique. - Au Musée du Prado, découvrez l'oeuvre de Juan de Pareja, en particulier La Vocación de San Mateo sur laquelle cet ancien esclave noir et membre de l'atelier de Velázquez s'est auto-représenté. - À deux pas de la gare d'Atocha, la basílica-parroquia Nuestra Señora de Atocha abrite une vierge noire très similaire à la Moreneta que l'on trouve aussi en Catalogne. Jusqu'au XVIIe siècle, au sein de l'Église catholique, les personnes noires étaient représentées comme des figures proches du pouvoir. - Lavapiés est le quartier multiculturel de Madrid. Calle Esgrima, vous rencontrerez Becha Sita Kumbu qui a fait de son atelier de couture BeshaWear une boutique solidaire et anti-raciste. Plus bas sur la calle Mesón de Paredes, le Sindicato de Manteros a récemment ouvert une boutique nommée «Pantera» pour soutenir financièrement les vendeurs de rue sans papiers. En descendant sur la calle Embajadores, en face du Mercado de San Fernando, vous découvrirez la fresque «En mémoire à Mame Mbaye et à nos frères et soeurs victimes migrantes... qui luttent pour obtenir leurs papiers» - ce vendeur de rue est décédé en 2018 après une course poursuite avec la police. - À Madrid, la diaspora équato-guinéenne se concentre plutôt en banlieue Sud, dans les communes de Léganès, Móstoles, Alcorcón, Fuenlabrada, Getafe, Parla ou encore Torrejón de Ardoz où est né le hip-hop espagnol. Chaque 15 août, la communauté Bubi y célèbre la Madre Bisila, la patronne de l'île guinéenne de Bioko. - Les anciens abattoirs de Matadero Madrid ont longtemps accueilli le festival Conciencia Afro et la rédaction de la revue en ligne Negrxs. Le collectif vient d'ailleurs de lancer une campagne de crowdfunding pour créer un «Espacio Afro» en toute indépendance. À lire : - Rogelio López Cuenca, Los Bárbaros, lugares de memoria del colonialismo español en Madrid, 2016 - Observatorio Español del Racismo y la Xenofobia, Seminario sobre el legado de las personas africanas y afrodescendientes a España, 2020 - Lucía Asué Mbomio Rubio, Las que se atrevieron, Sial/Casa de África, 2017 - Rubén H. Bermúdez, Y tú, ¿Por qué eres negro ?, Encuadernación Rústica, 2018 - Moha Gerehou, Qué hace un negro como tú en un sitio como este, Península, 2021. À voir : - Miguel Ángel Rosales, Gurumbé, canciones de tu memoria negra, 2016, 75' - Telemadrid, Eso no se pregunta : Negros, 2018, 40' - Javier Fernández Vázquez, Anunciaron Tormenta, 2020, 88' - Rubén H. Bermúdez, A todos nos gusta el plátano, 2021, 61'.
La protagonista de 'La hija', la nueva película de Manuel Martín Cuenca sobre una pareja obsesionada con la maternidad, ha pasado por los micrófonos de Onda Cero | Más cine y series, en Kinótico
Wilderness therapy programs have evolved over the last twenty years to better help those with learning differences that impact mental health. Many young people who enroll in wilderness therapy programs have undiagnosed learning differences, including dyslexia, ADHD, etc., that need to be addressed for a healthy change to occur. In this episode, we dive into this topic with Sanford Shapiro, a learning specialist at Evoke, and Anson McNulty, Operations Director at Summit Achievement, who has dyslexia. Sanford's Bio from the Evoke Website: Sanford Shapiro, M.Ed Learning Specialist & Executive Consultant for Evoke Therapy Programs Sanford Shapiro is a learning disabilities specialist who is a highly sought after trainer and speaker, noted for his ability to bridge gaps between therapy and cognitive science. He has been interviewed on TV and in print for his insights into learning differences and social-emotional concerns. Education & Prior Work Experience Sanford has had an extensive career as a teacher-trainer, school director and special needs consultant. Sanford's knowledge is steeped in research and heart, born from personal and family experience as well as professional and clinical work. Known for his success with dyslexic learners, gifted students and those on the autism spectrum, Sanford's mission has always been grounded by sharp insights about the day-to-day lives of children and adults who learn differently. Strengths Sanford has lived abroad in Australia as well as the west coast and mountain ranges of the northwestern U.S. Sanford was born and raised in Brooklyn, New York and lived and worked in Appalachia and New England. These diverse experiences have reinforced the idea that different cultures are to be celebrated and yet always finding the joy in common ground. Interests Sanford and his wife Debbie, parents of two young adult sons currently live in the beautiful UNESCO world heritage city of Cuenca, Ecuador. This is their current base of operations and life, and enjoy traveling back to the USA for friends, family, and work. Sanford is also the author of two children's books, A Light Within (2017) and A Light Within My Dyslexia. Anson's Bio from the Summit Website: Anson grew up in the West Village of New York City, where he got to experience the vast culture and diversity the city has to offer. As Anson is dyslexic, he went to a special boarding school in midstate New York where he started to develop his love for nature. Anson attended Unity College in Maine where he received a Bachelor's degree in Outdoor Recreation Administration. Anson first discovered Summit Achievement shortly after graduating college. He was drawn to this work as it allowed him to be outside and give back to youth. He experienced so much support in his journey through dyslexia, and Anson wanted the opportunity to provide that same support to young people. Anson has worked at Summit Achievement since 2002. Since starting out as a guide, he's held multiple roles at Summit. Currently, Anson serves as the Operations Director, as well as being a co-owner. Anson is responsible for hiring and training guide staff and for overseeing the general day-to-day operations of the program. In addition to his education at Unity College, Anson is also certified as Wilderness First Responder, CPR Instructor, and CPI (Crisis Prevention and Intervention) Instructor. When Anson is not at Summit, which isn't often, he likes to spend time with his family on the Saco River and enjoys the scenic roads of New Hampshire and Maine on his motorcycle.
José Manuel escribano manifiesta en 'La rosa de los vientos' su crítica sobre La hija, la última película de Manuel Martín Cuenca, y además, comenta las nominaciones a los Premios Feroz, así como la Medalla de Oro a José Antonio Félez en los Premios Forqué. Como cada sábado, Escribano despide su espacio con el 'súperdiez' de las mejores películas.
La maternidad es uno de los temas centrales de la ficción de este año. Diferentes autores se han acercado desde distintos géneros a ser madre en el siglo XXI. Por ejemplo, ‘Titane', ‘Madres paralelas' o ‘Petite Maman' y ahora se estrenan en cines dos películas que ahondan en este asunto. La española ‘La hija', de Manuel Martín Cuenca, con Javier Gutiérrez y Patricia López Arnáiz, y la islandesa ‘Lamb', ganadora en el Festival de Sitges. Además, ya están en salas el culebrón de la casa Gucci y los ovnis en Elche de ‘Espíritu Sagrado'. En series, nueva ficción del universo Marvel, ‘Ojo de halcón', y el regreso de ‘Gomorra'.
Arconada y Sergio Pérez hablan de La casa Gucci, Resident Evil, Lamb... y reciben a Loles León, María Barranco, Javier Gutiérrez y Martín Cuenca.
Abrimos el programa con un pequeño homenaje a un grande de la escena Pepe sacristán, elegido por la Academia premio Goya de Honor 2022. Una de las películas de la semana es La Hija su acogida no pudo ser mejor en festivales como los de Toronto, San Sebastián y Sevilla. Hace unos días abrió el festival de cine de Almería y esta semana llega a la gran pantalla, es el sexto largometraje de ficción de Manuel Martín Cuenca. Una reflexión muy interesante sobre la maternidad tanto en la edad adulta como en la adolescencia. Martín Cuenca y Patricia López Arnáiz nos visitan. La otra Espíritu Sagrado. El punto de partida, la desaparición de una niña, a partir de ahí ufología fenómenos paranormales, el Antiguo Egipto, videncia. Es importante abrir bien los ojos para disfrutarla. Chema García Ibarra nos habla sobre su debut en el largo con un final sorprendente. Repasaremos el resto de la cartelera: envuelta en polémicas llega a la gran pantalla la Casa de Gucci, no aprobó Al Pacino ni Jared Leto dando vida a sus parientes, ahora lo defiende Ridley Scott, director de La casa Gucci, la historia de cómo la exesposa de Maurizio Gucci, a la que denominaron "la viuda negra de Italia" ordenó el asesinato de Maurizio Gucci, el nieto del fundador del imperio de la moda. La factoría Disney siempre llega por Navidad y este año lo hace con Encanto, un musical que hace honor a su nombre y nos lleva hasta Colombia, donde una niña y su familia tienen poderes mágicos. No dejamos la animación Con ochenta escenarios diferentes y más de cien personajes llega a salas, Ratones y zorros. Una amistad de otro mundo, una película llena de valores para toda la familia y que muestra que el poder de la amistad es algo muy grande. Una propuesta diferente es Lamb, el primer largometraje del islandés Valdimar Jóhannsson, Una propuesta diferente donde las actuaciones y los efectos visuales priman por la casi ausencia de diálogos. Nos detendremos en el refugio el segundo largometraje de Macarena Astorga con la hablaremos junto a Loles León Todo esto además de las mejores series con Pedro Calvo esta semana ‘Dolores Vázquez: La verdad sobre el caso Wanninkhof’, nuestra colaboradora Ángeles González Sinde nos lleva a San Petersburgo, al majestuoso museo del Hermitage tendremos las secciones habituales y su participación. Escuchar audio
Arconada entrevista a Martín Cuenca y Javier Gutiérrez por La Hija, intrigante película sobre la maternidad.
Luis Herrero habla de cine y del libro Esta España nuestra con Inocencio Arias, y con José Luis Garci, Eduardo Torres-Dulce y Luis Alberto de Cuenca.
Ridley Scott vuelve a la cartelera. Estrena su segunda película en un mes, aquí no hay batallas medievales, pero sí una guerra por controlar un imperio de la moda. ‘La Casa Gucci' reconstruye el asesinato de uno de sus herederos con Lady Gaga y Adam Driver. También hay cintas con vocación taquillera, como lo nuevo de ‘Resident Evil', y dos interesantes propuestas sobre la maternidad, la islandesa ‘Lamb', ganadora en Sitges, y ‘La hija', de Manuel Martín Cuenca. A las salas llega además ‘Espíritu Sagrado', la sorpresa más loca del cine español esta temporada. Es series, regresa nuestro político favorito, Juan Carrasco, y repasamos el interesante catálogo de RTVE Play.
El crítico nos cuenta sus impresiones sobre la última película de Ridley Scott, ‘La casa Gucci' y sobre ‘La Hija', el filme de Manuel Martín Cuenca protagonizado por Javier Gutiérrez.
Esta semana, en De película, charlamos con Manuel Martín Cuenca y Patricia López Arnaiz del estreno de La hija y con Chema García Ibarra de Espíritu Sagrado. Profundizamos en lo nuevo de Ridley Scott, La casa Gucci y nos detenemos en dos títulos de animación, la última película de Disney, Encanto y el largometraje europeo, Ratones y zorros. Una amistad de otro mundo. Y además nos metemos en el Refugio, comedia familiar navideña de Macarena Astorga (26/11/2021) Escuchar audio
Ayer domingo a las 7:30 de la mañana murió un gigante en la isla de Ibiza, un gigante de pensamiento que no de presencia física pues la salud la tenía ya muy ajada tras ochenta largos y fecundos años dedicados en su mayor parte a aprender, a enseñar y también, por qué no decirlo, a disfrutar a fondo y sin frenos de casi todas las cosas buenas que nos ofrece la vida. Este gigante se llamaba Antonio Escohotado y tanto este programa, que escuchaba con frecuencia, como quien lo dirige están en deuda con él. En deuda, pero no de luto porque Escohotado, simplemente “Escota” para los amigos, anunció su muerte como hacían los héroes de las tragedias griegas a las que era tan aficionado, y que tantos recursos le dieron para las dos docenas de ensayos que escribió derrochando erudición por los cuatro costados. Decía no tener miedo a morir porque todo lo que tenía que hacer ya lo había hecho. En mi humilde opinión hizo mucho más de lo que tenía que hacer. Nacido en Madrid durante los primeros años de posguerra, exprimió la vida al máximo, casi como el personaje de una novela. Pasó su infancia en Brasil donde su padre, el periodista Román Escohotado, era agregado de prensa de la embajada española. A su regreso a España se interesó por la filosofía y, especialmente, por la política. Quiso alistarse como voluntario en el Vietcong para luchar en la guerra de Vietnam contra el imperialismo estadounidense. Aquello no funcionó.Aprobó entonces una oposición para el Instituto de Crédito Oficial como analista, pero tampoco funcionó. Se centró en la filosofía y a principios de los setenta se trasladó a Ibiza para vivir en primera persona la revolución sexual. Ese Escohotado ibicenco, metido ya de lleno en la filosofía, que experimentaba con todo tipo de estupefacientes al tiempo que fundaba Amnesia, una discoteca mítica de la isla, es el que terminó de dar forma a un pensador maduro e influyente. Pero antes tuvo que pasar un año por la cárcel tras ser condenado por tráfico de drogas. La cárcel, la de Cuenca para ser más precisos, le sentó bien. Allí preparó “Historia general de las drogas”, la obra que le hizo muy conocido para el gran público. Tras ella vendría un rosario de títulos fundamentales como “Rameras y esposas”, “Retrato del libertino”, “Caos y orden” y la monumental trilogía “Los enemigos del comercio”, publicada entre 2008 y 2017 y que, en sus propias palabras, constituyó su obra cumbre, el broche final a una vida de estudio e indagación sobre el ser humano y la sociedad. Para entonces ya era un personaje convertido en leyenda, un referente necesario del pensamiento de nuestro tiempo. Deja tras de sí una familia extensa y una legión de seguidores y admiradores, muchos con edad de ser sus nietos. Su penúltima obra en vida, “Hitos del sentido. Notas sobre la Grecia arcaica y clásica” vio la luz hace poco más de un año, en septiembre de 2020. La última, una historia breve del Real Madrid, salió a la venta el miércoles pasado, cuatro días antes de su muerte. Entre medias regaló un prólogo precioso a Jano García para su libro “El rebaño”, que acaba de irrumpir en las librerías. Con Jano García vamos a hacer hoy un programa homenaje a Antonio Escohotado, maestro de ambos, y a quien siempre echaremos en falta. Bibliografía escogida de Antonio Escohotado: - "Sesenta semanas en el trópico" - https://amzn.to/3CDxNFu - "Los enemigos del comercio" - https://amzn.to/3DzDohr - "Caos y orden" - https://amzn.to/3xaSzuU - "Historia general de las drogas" - https://amzn.to/3x80j0O - "Rameras y Esposas" - https://amzn.to/3cxEmPk Puede encontrarse toda su bibliografía en La Emboscadura: https://laemboscadura.com/ Y de propina... . "El rebaño" de Jano García - https://amzn.to/3kZsJFt Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals
Imagine our World if all incoming Lifestreams experienced the birthing process free of fear and medical interventions counter-intuitive to the knowledge lying deep within each woman. No other Life event rivals the significance of our entry into this realm, nor has the lasting impact through the duration of a lifetime. Eyla Cuenca has lived and traveled throughout the United States and several countries, accumulating knowledge and expertise in her field that spans over a decade. Her work strives to connect women, parents, and children through the scope of conception, birth and parenting. As a Birth Guide, she draws on a blend of ancient traditions and evidence based information to bring custom tailored support to every individual no matter where they are in their process. As a teacher, birth guide, and visual storyteller Eyla, offers Natural Birth classes, Prenatal and Postpartum Guidance Consultations, Reiki Energy healing, Documentary Birth Photography and highly individualized Birth Doula Support. She provides support in person and online so that anyone anywhere in the world has the opportunity for empowered birth education and guidance. Show links: https://www.eylacuenca.com/ Have you checked out Re:Union Summit? https://alfavedic.com/reunion Also please look into donating to our current GoFundMe! https://alfavedic.com/fundraiser
El escritor José Talavera nos desvela alguno de los más inquietantes misterios de la provincia de Cuenca. La catedral, la ciudad encantada y Nostradamus, entre otros. El extraño y enigmático testimonio de un avistamiento OVNI por uno de nuestros oyentes. Avance de la entrevista "El hombre de la sabana". Escuchar audio
Luis Herrero habla de cine con Eduardo Torres-Dulce, Luis Alberto de Cuenca y José Luis Garci.
Chad Carson is an Entrepreneur, Writer, and Teacher, who Co Owns over 100 Units of Rental Property and Private Lending In and Around the College Town of Clemson, South Carolina. He wrote an Amazon Bestselling book “Retire Early With Real Estate”, and his story has been featured on Forbes, Yahoo Finance and more. Chad, His Wife, and Two Kids Recently Returned from 17 months Living Abroad in Cuenca, Ecuador. Each Week Chad Shares Tips, Strategies and Stories on His Popular Blog Podcast on Youtube Chanel CoachCarson.com In this episode we talked about: • Chad's Bio & Background • Flipping Houses • Ups and Downs of Students Rental Space • De-Risking Real Estate Deals • Valuation Metrics of Single-Family Rentals VS Student Rentals • Raising Capital in College Towns • Chad's Plan for Tomorrow • House Hacking • The process of Writing the“Retire Early With Real Estate” Book • Chad's Thoughts and Views on Interest Rates and Inflation • Unlevered Yield • Coaching and Blogging on Youtube Channel • Mentorship, Resources and Lessons Learned Useful links: https://www.coachcarson.com https://www.instagram.com/coachcarson1/ Transcriptions: Jesse (0s): Welcome to the working capital real estate podcast. My name is Jesper galley. And on this show, we discuss all things real estate with investors and experts in a variety of industries that impact real estate. Whether you're looking at your first investment or raising your first fund, join me and let's build that portfolio one square foot at a time. All right, ladies and gentlemen, my name is Jesper gala and you're listening to working capital the real estate podcast. My guest today is Chad Carson, AKA coach Carson. Chad Carson is the author of the bigger pockets book retire early with real estate. And he is an entrepreneur writer and teach and teacher who cones over a hundred units of rental property in Clemson, South Carolina, Chad used real estate investing to reach financial independence before the age of 37. When he, his wife and two kids decided to spend 17 months living in Ecuador in south America each week. Chad shares tips, strategies and stories on his popular blog podcast and YouTube channel coach Carson, coach Carson. How's it going? It's great, Chad (1m 2s): Jesse. Good to see you. Good to see you again. And we were on a panel not too long ago, so nice to connect. Jesse (1m 7s): Yeah, absolutely. Yes. We were in new Orleans on the a at BP con, which was a lot of fun. I've talked about it on the show. It was nice to get out there since the last one in Nashville, which I guess was two years before that. Right? Chad (1m 20s): Exactly. Yeah. It's like the rockstars of real estate. You get to hang out with people and talk about the market. Talk about all deal making. It's a lot of fun. Jesse (1m 30s): Yeah, absolutely. And you know what I did forget to mention you are also a, a alumni of Clemson football. So go tigers. Chad (1m 38s): Yeah, exactly. We're not doing so hot this year, but for the, any of the college football fans, Clemson's usually up there, but this year we're a little, a little soft. Jesse (1m 46s): And if I remember correctly, you're you played linebacker back in the day there Chad (1m 50s): I did. Yeah, that was my that's how I paid for my school. So luckily I didn't have it as far as I know, no permanent damage, you know, concussions, things like that, but yeah, it was middle linebacker. I was about 40 pounds bigger and had a, had a lot of fun doing that at the, at that time Jesse (2m 5s): Weight loss period that that happens after the, the college football day. Chad (2m 9s): It either it either goes one or two directions. I lost, I lost my four day in that like all the little small guys now on the team are like enormous. So they found all the weight that I lost. Jesse (2m 18s): Sorry, the secondary maybe gained some weight and then you get the lineman that, that cut it Chad (2m 23s): Down. Yeah, exactly. Right Jesse (2m 25s): On. Well, thanks again for coming on. I thought it would be great to have you on the show since that panel, that we were on a lot of the questions that we got seem to be still topical today, before we kind of dive into, you know, what's currently going on with real estate and what you're doing for listeners, maybe you can give a little bit of a background about how you got into real estate and what you've been up to since, since that's first started. Chad (2m 49s): Sure. Yeah. So when I graduated from college, so at Clemson university, I thought I was going to go to play football and NFL, and that was a dream that quickly got shattered. And then I also was a biology major college. So I was considering going into medical school, kind of that direction. Also had some job offers in the financial world, you know, working like on wall street, that kind of thing. But I was really always really interested in the lifestyle of a real estate entrepreneur and particularly a small real estate entrepreneur who sort of controls your own destiny and works out of the house and keeps overhead small. And so a business partner and I started flipping houses pretty soon after I graduated from college and we scraped by and figured out ways to come up with capital to buy primarily single family houses, fix them up, flip them. And then over time that worked out pretty well and we were able to make a living. And we, I think that was 2003 when we started by 2006 and seven, we also started buying some rental properties as well. And in particular, we got into the niche of college student rental properties eventually in Clemson, South Carolina. So we're in a college town. So that just seemed to be the best fit for finding a good balance of cashflow and growth and good longterm stability and wealth building was with those kind of small multiunit properties, duplexes, fourplexes with a 12 Plex. We have some kind of aggregated land that we have with multiple apartment units on it as well. But that's where we are now. Today is a, we have 110 units. Most of those I'd say 60% are those college student rentals, but also have a mix of single family houses, mobile homes, things like that. Jesse (4m 23s): Yeah, that makes sense. And in terms of the, the first ones that you got into, not, I guess dissimilar from a lot of people that get into our, our space coming at the kind of value add flipping, was that something that at that time you thought might be the direction that you'd go to, to do flipping or, or was it, you know, it's a little too hands-on and maybe passive or somewhat passive is the better, better. Chad (4m 46s): Yeah, I mean, I looked at it as is, it's a great way to add value and that, particularly for me, I didn't have any capital upfront. So I just, I don't know where I heard it, but I just learned that if you can find a good deal and in any market, then the capital is out there. There's there's and I think that's more true today than, than ever that we are flooded with capital. I mean, there's people who are looking for deals, there's money, that's looking for deals, but if you're that small entrepreneur or big entrepreneur who can go out and find a lot of real opportunities that have either equity that you can add value to today, or you can find good longterm cashflow in long and growing, growing markets or markets are good opportunities. I just found that skillset that I learned early on was so valuable for all sorts of things and it put food on the table to start off. But over time I found that acquiring equity that I could work one time, do all the work upfront and then have that paid dividends for a really long time. That was just very enticing to have that because it fit into the lifestyle goals that I had, not just, I love working, I love projects, but real estate to me, the power of it is how it starts in the beginning as a startup. You had put a lot of work in, but it becomes a relatively passive investment that gives you a lot of lifestyle freedom and the end. Jesse (6m 0s): And at that time, I mean, getting into student rentals, was that the approach initially, or was it just that that's where you were finding Chad (6m 8s): It was not my approach originally. It was mainly to single family houses and typical suburban kind of subdivisions is where we found a lot of our early deals. And I still like those single family house deals for what they are as well. But I actually did a house hack where I lived in one unit and rented out the other, my first introduction to college student rentals. And it was just where I wanted to live. It was near the college town. It was near just the place I wanted to be. And I found that I just, I think I started from that getting to know the, the tenants themselves. So I live next door to a wonderful Chinese couple who are getting their PhD in some kind of health, health initiative, or I'm sorry, healthcare or biotech, I think it was. And then another, you know, had like an international flavor, had China and the other guy and his wife from South Africa and another one from another, you know, another country. And I just thought it really interesting, the people I was meeting and I thought they were really good tenants. And so it just that sort of just landing into my lap, having to find somewhere to live in a house act is a great way to pay for your living expenses. But after that, I said, there's gotta be more opportunities to buy more properties like this. And so we started picking up after you every year from there. Jesse (7m 21s): And in terms of the, the student rental angle, like I think we, we chatted a little bit in new Orleans that, that very similar, how I got started in real estate was, was in the student rental space. And, you know, you hear everything when you're investing in student rentals from, you know, it's, it's a complete nightmare. You're dealing with tenants, but maybe you can talk to listeners a bit about how that's a, it's pretty misleading. And, and if anything, it's, it's really, from a risk standpoint, I look at it at completely the other way around what most people will tell you. Chad (7m 50s): Yeah. It's like real estate in general. Some people run away from it because they heard that there's going to be tenants and toilets and people having leaks. And that's going to be such a big deal. Well, the same with student rentals, they hear that people have, you know, big parties and through kegs through windows, which I'm sure happens somewhere. Right. And in fact, I've probably been at some of those parties when I was in college, but, but it's not, it's not the, the, you know, it doesn't have to be that way. So a lot of there are a lot of good students, students who are renting their place and to take responsibility and you also have the, the parents are often helping pay, pay their way. That's just the reality of it. And so if you do that, you can, I, I have very little credit risk with my student rentals. We have almost always had payments on time. I can think of two situations. And now 18 years of investing a little bit less than that with student rentals, where I've had a credit issue on a student rental and the rest of the time, the rent's paid things. Thanks for taking care of. They have a security deposit. There are some damage issues here and there just like you would with any tenant. But I saw, I think the positive of student rentals as they be find the right university, the right town, the right place with the right dynamics, you're going to consistently get your rent. That's great. And the negative, I would say the drawback of it is it's a more higher high turnover type business. So you do have that maintenance, you know, maintenance turnover, and your, I found my maintenance cost to be higher than maybe some people would anticipate early on just because you're having to paint. You're having to clean up. You're having to do these things pretty often. And, but the flip side of that again, is that we are leasing period starts for student rentals. And now December before they, before August of the next year. Yeah. So here we are, actually, we're our property manager just talked to another day. They're starting right now, here we are beginning of November. So it gets earlier and earlier where know, at least in our market, students are trying to lock down their rentals pretty early. And so that's what we found is we can, pre-lease all of our, our rentals, very rarely do we have something that's vacant. Hmm. Okay. So we do have a vacancy period about 10 to 14 days when we're fixing up the property and doing the turnover. But that's like, there is no sitting there for, for one or two months waiting on finding a tenant there's pre-leasing, you know, turnover period. And then it's leased for 12 months. Yeah. Jesse (10m 8s): And I find in most markets, I'm not sure if, if for yourself, is that nine times out of 10, the occupancy is really only three quarters of the year. Some of them do, at least my experience has been, some of them do stay in the summer, but we typically see 12 month, 12 month leases paying rent for 12 months, but really occupancy either. Chad (10m 27s): That's exactly right. Yeah. And it's a pretty strong landlord market for us in our markets, even, you know, so we've been able to always negotiate that we don't do nine months leases or have to do subleases, but they, most of the people are gone or the summer, or maybe come for a few weekends here and there, but that's, that's the case for us as well. I'm curious, Jesse (10m 45s): Do you, de-risk further with having the least document several or in other words, if one person doesn't pay rent that the others have to come up with that rent, is that how you structure your, Chad (10m 58s): We do structure ours that way. Yeah. There's, there's other big operations in town who have like least by the bedroom type arrangements. We've always chosen not to do that. And we had explained that early on with a couple of students who, Hey, my roommate is not paying the rent. That's not my deal. I said, well, actually it is your deal. That's your, you look at, look at this like a partnership, you know, this is a marriage without the, all the good stuff. Right. You know, you're, you're married to your, to your, your partners here. And so they would all have to pay the rent and figure it out among themselves. And, and so, yes, it was very rarely happened, but that has been, that's come up. And so we, we do have that discussion with the lease with our private property managers to have that discussion. Now let them know that. Jesse (11m 38s): Yeah. And it's great because you have a kind of a, I mean, you have a private, private solution or private market solution, but you also have kind of social norms that factor into that too, where, you know, one person, when they have four other friends living in a place where, you know, parents have the lease and somebody is not paying, you know, the pressure to make sure that you, you know, you're on time and you do things properly. It's probably like, Chad (12m 1s): Yeah, they work it out. Yeah. There's the, yeah. You don't want to let down your roommates let down other people, so, or, or the handle it privately behind the scenes, you know, they, they work it out. Yeah. Jesse (12m 10s): And on the other side of the other flip side of the fact that there's more turnover, I know in markets that have more rent control or more, more regulatory red tape, they actually liked those landlords. Like the fact that there's more turnover, because then you can actually reset rents without issue. Chad (12m 29s): Yeah. That's been a big deal for the last six, seven years for it because the rents have gone up consistently every single year. And so rather than having to face that, how do I raise my rent on a good tenant kind of conversation, which is always tricky, right? You can now push it to market rent every single time. And the other benefit of that big lead time on your leasing period is that you can test out new rent levels without a whole lot of risk. And so if we push it too far and we can't find anybody, like we're getting zero leads at this new rent level, we can pull it back and say, okay, we're a little too aggressive here. Let's pull it back to this. And I've always found with leasing, I don't do the leasing anymore, but I've, I've done tons of leasing over in the past. And it's a really good skill to have because you can see that you can see the sensitivity to price, to the marketing you're doing to whatever. And if you get the right price, market match, I mean, it's like a faucet. Like you turn on the faucet on the water and the leads start coming through. I've always found. And so I think it's good to have done that myself because when I'm having conversations with my people who are doing our leasing, I don't have a lot of excuses. I might look, you know, it's either the property is not ready. It's either you're not promoting it well. Or the price is not right. It's one of those three, which one is it? And let's look, let's look at the metrics. Let's look at the numbers. How many leads are you getting? How many showings have you had? How many applications have you had? How many people are not renting is one of those, like we're having a problem. And one of those levels there Jesse (13m 52s): And how has the last a year or two Chad, how has that impacted number one, your business, or, and as well, your, your outlook on, on the space that you're in and potentially maybe where, where you'd want to be? Chad (14m 5s): Well, I mean, us personally, I was a little, I was scared during COVID, I'll be, I'll be, be honest about that. And the story, the story for me was where we, we are a big fish and a kind of a small pond or in a small town with a big university. We have a lot of our holdings in one place. And so as, as we've matured with our portfolio, looking to have some geographic diversification was always on our radar. And we've kind of been doing that both with, within real estate and also into equities and other things too. But it hit home with COVID because a lot of the COVID regulations, nobody really knew what was going to happen in March of 2020. And when the university where we are at Clemson university decided to go all virtual. My first thought my concern was, well, why would anybody come back to school? Like if they're going to be, you know, going virtual, they can do that from their home, wherever they live. And so I'm, I'm thinking, okay, you know, how much cash I need to save? In case we have 12 months of like 30% occupancy or 50% occupancy, I'm started thinking about worst case scenarios. And we start figuring out how much is that going to cost us to do that and how much we have to lower our rents. So that, that didn't pan out. It turns out most people came back and wanted to have their lease their, their, their apartments. Anyway, even though they were virtual, but it did imprint upon me, the fact that we have some vulnerability that we need just as a personal wealth building strategy, that diversification is really important. And that's, so this, this last year and a half or two COVID has been, that's been the message for us of de-risking our geographic exposure, but also just de-risking period. Like if we do have a situation like that, even if we're not geographically diversified, we we've made it to the place where we have enough, we have enough income, we have enough properties. So de-leveraging paying off debt, doing some things that are not real sexy or not real recommended for people who are always growing, but actually doing the boring, paying off your debt. You know what happens if you have a great depression or your rents go down, I can deal with that. If you, even, if you had, if you had no debt and you read sweat crater by 50%, that would be painful. You'd have to tighten your belt, but you wouldn't lose your properties because you couldn't pay your debt. It would be a totally different situation. Jesse (16m 13s): Yeah. And that's another thing we talked about on the panel. It's this idea, where's that balance of, of you don't want your, you know, to a certain extent, you don't want to have no debt because then, you know, your return on equity is not pretty, but at the same time, you don't want your loan to value or, or your debt to be so large that maybe you're cash flowing. But like you said, do you have a correction of 10% of the market, 15, 20, whatever it is. And then all of a sudden you are in negative territory. Chad (16m 38s): Yeah. And I, I just, I look at people that are a lot smarter than me only look at Warren buffet and people who, who build their business to be resilient. He he's an insurance business. He has to be reinsurers all the big insurers out there. And so he has to be cognizant that he can't predict everything and I've got to save a lot of cash. There is some leverage in his portfolio, you know, he has float and I'm sure it's some kind of long-term debt, some of his holdings. But if you look at the total debt that a company like Berkshire, Hathaway, Hathaway, or other mature companies have, once they've achieved that maturity, they're not aggressively trying to like spring every single bit of return out of their portfolio. They're more about not losing money, like not, not having habit. They want to survive for the next, for the long run. And I think there's a, there's some wisdom in that. I think we, we real estate investing is so debt heavy that we just assume that that's always the way things are done. And the people I know is just me personally, on the small level, who've really done well over the long run and who personally have a lot of peace of mind. And they're just not really worried about the ups and downs of the market are often the people with the most cash in the bank and the least debt. And so, I don't know, that's my, that's my personal correlation that I see out there. Yeah. Jesse (17m 47s): Yeah. I couldn't agree more with that. It just gives you, it gives you that little bit of buffer in terms of, of risk in general. Now, when it comes to, when it comes to student rental properties specifically, we've heard my partners and I actually more demand in the last little while I've had schools in our area, reach out to me and, you know, asking, are your listings still available because we don't, we just don't have the supply or is your market similar? Is, are you seeing that there's a bit of a supply challenge for student rentals? It's, Chad (18m 19s): It's been yes. For the most part has been that same scenario. We've, we've had some ups and downs because we're, we're in a pretty small market. So we have 24,000 students who go to Clemson university. There are 17,000 residents or the population of the city of Clumpson. So the university, and then the city, the city of 17,000. And then we have a couple little small towns, somebody we're very, it's a unique situation. We're very, we don't have a lot of other renters other than our students and our faculty. So when every time there's, there's been some supply excesses, when you have 2000 new units come out online at one, one year luxury student apartments. So sometimes your upper end, your upper rent type stuff, we have a few, you know, more closer to campus, higher rent stuff. Those get affected big time. Whenever the new stuff comes on on the market, it's like throwing a big rock in a pond, you know, and we're in a small pond as everything gets kind of shaken up. So we had some vacancy issues for on a couple of properties, but for the most part that kind of stabilizes and the, the D the overall driver of that is the student population has been increasing at the university consistently, probably two or 3% per year. And the supply doesn't always keep up with that perfectly. You know, sometimes it goes above it. Sometimes it goes below it, but in general, I think if you're in a college town, that's the, that's the metric you need to pay attention to is student population, and then whatever other population of faculty and those kinds of things go with that. And then if you're in a larger college town than we are, which I think is healthier, actually, if you're in like a a hundred thousand person college town, or a bigger city, you also have other industries that are related to the university high-tech industries, things like that. And I think that's an interesting mix because then you can cater to the two different segments of the market. Not only be, you know, renting to students, you can kind of have some cross, cross marketing to different populations out there. Jesse (20m 5s): Yeah. We've seen that in, in most of the areas that we had seen residents, it's been more so like 170,000, 200,000 population wise, and then, you know, 30, 40,000 on the student side. So yeah, it's funny that they, you know, in Clemson, it's pretty much a, you know, you double the double, the population there when school's in exactly, in terms of the way you value on that student, on the student rental front, do you typically do what we do and that it's not a per door metric, it's usually a per bed metric. And how do you look at valuation when it's, you know, single family versus student Rez? Chad (20m 42s): Yeah. We look at it per bedroom as well. And there's a little bit of a, you know, kind of a gray area when you get into some of the lower price rentals where, you know, there there's some, a few that we rent to student grad students, or maybe also some regular local, just kind of people who just need a rental, but when you're in the pure student rental, yeah. We look at it, whether it's, you know, it's a four bedroom apartment that that's, you know, that's pretty clear, or sometimes we have two bedrooms and one, we, we, the two bedroom apartment, we're always looking at it like on the per bedroom basis. And we also value it that way. So we, you know, we'll, we'll work it backwards to try to get almost always to some kind of rental yield number, you know, a cap rate rental yield, or trying to understand what if we paid, no, we had no debt on this property. You know, what is the yield on the, on that? And that's, that's the first level of valuation that we'll do. And I I've always liked it speaking back of debt. Again, you know, you have a cost of capital, you have a cost of debt, both either your debt costs or an equity cost, if you're splitting the deal with other people. But to me, the main metric that you have is that, that rental yield like an unleveraged rental yield, because that's what you're using to distribute to the debt and to your partners and everybody else. And so I just, I've always kind of used that as my, my true north. Not because that's the only way we're going to make money, but because that's what gets me through the ups and downs, that's what got us through 2000 7, 8, 9, because we were able to pay our bills and have some, have some cushion there. And so that's, we start with that. And that, that metric has not been as attractive the last couple of years, as it was earlier, you know, as interest rates have gone down rental yield, unleveraged, rental yields have gone down as well as the prices have gone up. So people are just willing to buy properties with lower rental yields, but that's also made it more important to find deals, to have more kind of hidden value add or hidden upsides. So I found that really knowing my market street by street, knowing what the things that are most important to my students are, for example, being close to public transportation, being on the bus line, also walkability. And bikeability, I think that's, that's my biggest personal metric. Like when I live somewhere, I want to be close to bike trails and walking, and, and I, I feel like that is a generational thing where people go to college towns, they often have a walkability and bikeability, that's pretty good. Clemson's not so good. I've been trying to work on that on the side, trying to get that better, but I think they go there and then they go to other towns and like, Hey, I remember my college experience was so walkable and bikeable, they want to go find places as, as once they find their first apartments and houses that also have that. And so I think that's a really important trend, you know, nationally with, with different, different markets that we're in. But I think that from a college town standpoint, if you can find the numbers are important and leveraged yield, but we're also trying to, if we're going to buy and hold for a long period of time, I want to find the places that are better than others in town, whether that's distance the campus along a bus line, along a bike lane, some kind of, you know, just a character in the market, big trees, nice, nice sidewalks, things like that that are harder to replicate when people build new construction. But if you can buy that from an existing property that gives, that gives you some extra value. Jesse (23m 48s): Yeah. I like the, the unleveraged yield approach, but, you know, it's kind of, here's, here's a net yield for a property and, and kind of getting, you know, taking out the debt first as an analysis, it makes a lot of sense in terms of the, the walkability I find interesting too is cause when you go to certain college towns, to your point of knowing the specific market is that some college towns, you know, their tolerance for, you know, a hundred more yards or 200 yards, it might be lower or higher than other universities. I know in our area, some universities, if it's, if it's a five minute more walk, all of a sudden, you know, that they rule that out or a specific property, they're like, no, we're not, we're not going on that side of the street. Chad (24m 27s): All right. Yeah. You gotta, you gotta go block by block. Right. I mean, you just got to know that's where local market knowledge is so critical. Yeah, Jesse (24m 33s): Absolutely. So in terms of, as you, as you kind of continued to, to get, you know, get more properties, you're now over a hundred units in terms of where you want to be next, when it comes to whether it's apartment building, student residence, what does that look like for you, Chad? Chad (24m 50s): Yeah, we're sort of thinking of, you know, I'm not saying contrary contrarian, but my lifestyle has sort of dictated the way I'm going to build my business. And I have a healthy respect for like bigger businesses and people who build big, you know, big syndications, but that's, that's been like the opposite of what my business partner and I are trying to do. We sort of hit a level where we said, here's the fork in the road for us. We're either going to continue growing. And by other units, we could replicate what we've done here and doing it another college town or another city, and raise a lot of capital and do that. Or we could just say, all right, this is, this is as big as we want to get our business. And we actually frame it as like a small and mighty business, like this, keep this thing deliberately small so that we can then have space to do other things. And for me, other things are teaching other people how to do it. And I have a podcast as well, traveling with my family, doing, you know, consulting here and there for other people doing a YouTube channel. So it's just, it's more of a personal choice. This isn't as much. So the personal choice has dictated that our real estate investing business is not going to get any bigger. And so going back to the de-risking conversation, that's another reason that we, we look at, you know, I looked at the cashflow, our business produces from the gross revenue. And then after deducting all of our expenses, capital expense reserves, all of that. Here's how much income we needed. Here's how much we have and we're in. We're pretty good there. So the next step for us is do, is let's, let's make sure this foundation, this castle, that we've, we've built, can't be taken down and there's no guarantees in life, but some of the ways that could happen would be debt that's that's the main way I've seen people mess up their real estate careers in the past. So either stabilizing the debt, getting longer term debt, low interest rates, making sure that stabilize and making sure we have enough cash reserves. And in some cases just paying the debt off, even with, even if that doesn't make sense from a growth standpoint, that's more of the ambition we're having of the next few years, what we might sell a property there that is not an ideal property. And in the past we would do a 10 31 exchange or something into another property. Some cases we're just paying the tax and paying, paying another set of debt off on that property. So that's, that's kind of where we are. That's our ambition. And then also just trying to help other people do the same thing on a kind of that small and mighty scale. Jesse (27m 4s): I like that small mighty, but I mean, it makes sense too. It's, you know, when you're talking about it might not be as an attractive return, you know, if you're not doing a syndication or you don't have investors, it really is not as big of a deal. You're not, you don't have a fiduciary obligation to them. It sounds like up to now, you've, you've worked with partners or bootstrapped the, the financing side of it is that, is that pretty much how you've done it to date? Chad (27m 27s): Yeah, we primarily have done private capital, but just very simple private capital. Like we had a, an professor of mine at Clemson when I first met him, one of our first deals, he would loan us the money. And I, he actually didn't realize that at the time I learned that you could do a self-directed retirement account where you, instead of just investing in stocks and bonds and things like that, there's these kind of boutique custodians who allow you to make loans to other people against real estate or buy a limited shares and syndications, for example. And so I showed him that he could do that and he was like, oh, that's interesting. Well, what do you want me to do with it? And I said, well, how about you loan me money for this flip that I'm doing and I'll pay you 10% interest. And he said, that sounds good. Okay. And he said, you're going to do all the work. I said, yes, I'll do all the work is so it started off that way. And then we sort of branched out and eventually said, well, we don't want to flip it anymore. We just want to hold these properties. And so we can't pay 10% interest and make that work. So we started just paying 6% interest for most of our deals. And then we would extend the terms out, you know, instead of doing, you know, a one-year term, let's do a 15 year term and have it, have it go longer. So that that's been a large majority of what we've done is private capital. Often through self-directed retirement accounts, we've done a lot of seller financing where a seller, instead of them selling their property and paying taxes on it, we'll offer to buy their property. And it's often landlords who are just trying to get out of the business and then we can get really attractive, low interest rates with them. And so it's been a mixture of that kind of capital with a little bit of commercial debt as well. And then, so, so when we, when it comes time to pay stuff off though, it's, it's just the person who has a bond, a debt, you know, instead of it, these are me and my business partner are the only equity partners. We don't have any other, other people who are working with us on that side. Jesse (29m 8s): No, that's great. You've, you've kind of found a, an in between, right. Between the larger syndication or asset specific capital raising and, and just doing it all on your own in terms of the, so the structure that you have now, you've, you've purchased these properties over the years, and you're now doing coaching and teaching. When it comes to retire early with real estate, the book that you worked with with bigger pockets, how did that come about? And in terms of, you know, putting that out there and, and how long ago was that, that, that the book came out? Chad (29m 39s): Yeah, it coincided with my family. I were in Ecuador. You mentioned that at the very beginning, we decided to take this sabbatical trip and it was sort of just, it was representative for us that, all right, we're, we're, we've hit a plateau, we've got enough income coming in. There's still work to be done, but we're ethic, we're at a good place. And so we traveled and then our daughters were three and five years old and my wife teaches Spanish. I like, we like foreign languages. So they learned Spanish and enrolled in schools locally. And we just enjoyed living. There, just went to Cuenca Ecuador at the same time though, you know, always thinking of what's next. And I had been writing a blog for bigger pockets or writing on their blog and had my own blog going on. And, and just, I think I was talking to Brandon Turner. It was some conference and he said, oh, you got to write a book, Chad, just pitch this pitch, the book idea at a bigger pockets. And so that was, you know, a year or two before we went on that sabbatical. But I, I decided to write the book while we were at Ecuador so that everybody else would go to bed, you know, eight, eight or nine o'clock. They put the kids to bed and then I'd write for like an hour or two. And for me, it was just, it was putting into a framework what we had done in our business. So from, I used the metaphor saying, you start at the bottom of a mountain, you're looking up at the top of the mountain. The top of the mountain is this idea of financial independence. When you have enough wealth to pay all of your personal expenses, whether that's rental income in our case, or if you own stocks or something else. And so I tried to give people several different routes up that mountain, that how do you do that? How do you do your first deal and get that first capital when you don't have a lot of capital or have a lot of knowledge often through house hacking often through, you know, maybe move into a house and then, you know, move out of the house and keep it as a rental or, you know, doing some burrow strategy type deals when you don't have a lot of capital. And then, but then, you know, moving up the mountain, some of the conversations we've had here, like how do you get to a place where you feel more confident that you can actually live off of your income and actually have a, have time, have free time to do things. So I talked about some of those strategies and having backup plans to your backup plans, you don't have side hustles and things that would make them make you some extra revenue. So it was sort of a, it was a blueprint type book, but then it was also, I interviewed, I think it was 700. I did a survey of 700 people who were aspiring for financial independence or had already achieved it. And then I profiled 25 of them who are at different levels of their real estate journey. And just talk to ask practical questions, like how many properties do you have? How much income do you need to retire? And so it's all these kinds of financial independence, retirement oriented questions. And I told their stories kind of in between the chapters of the blueprint that I've put together in the book. Jesse (32m 6s): And how long ago was that, that that book Chad (32m 8s): Came out 2018 was when it was published. Jesse (32m 10s): So definitely, definitely still topical in terms of the, the process. I'm always curious, you said your you're writing it when you were away. I imagine it was a lot of work. How was the tactical process of writing the book? Chad (32m 25s): Yeah, I started with a big outline and, you know, as, as a blogger and you're a podcaster, I think we have content that we put out there where, where idea, we're always putting ideas together. So I had a lot of ideas in mind, but it's a pretty grueling in terms of yeah, just researching and get it. You know, I wrote probably 120,000 words for a book that ended up being 65,000 words, you know? So you cut like half of it out and had friends read it and say, yeah, that sucks. You don't want to do that. You know? And it says the brutal process is not, I mean, writing on a computer is one thing, but just the, the reflective process of putting your ideas out into the world and having them, you know, critiqued, thirdly, stomped on and beat up. You know, I think my linebacker training was probably the best training I could have had for that, just because I had football coaches who would just scream at you and yell at you. And, and so the end, the end result though, you hope is, you know, it could always be better, but that the end result of that is very satisfying when you get it out there. And the good thing about publishing with bigger pockets, who I know you're you're involved with as well, is that they have a platform. They have people who are interested in the book. So the marketing, the marketing side of things is not my strength. And so I like the writing. I like the teaching. I like sharing, but marketing yourself and putting yourself out there as a whole nother strategy than writing the book. And that was fortunate that that BiggerPockets could help me on that side. Jesse (33m 49s): I'm always curious when we have individuals that have written books and what their style was, was it actually pen to paper every day? Was it, you know, modifying transcripts of, like you said, content that they already have, and, you know, I guess everybody's a little different in terms of what their strengths are. Chad (34m 5s): Yeah. I was just, you know, I had the outline, I had, I had content out there, but it was just every day. I think I read this from Stephen King or somebody like that. I just said, you just got to make a goal, even if it's, even if it's not good that day, just like write 700 words or a thousand words or whatever it is, and just get it out on the, on the computer. And I did type it up. I think I used the Google doc and just had that going for a long time. Now I am pen to paper type person too. Like I love doing my mapping and I'll, if I have ideas for the chapter, I'll sorta mind map that out and draw it out, you know, on a, on a non-digital non-connected type a world. Cause I had to think clearer, they're usually in the morning or late at night, but that's where the best thinking goes on. But then when you, you gotta just had that, that deep work time of, you know, two to three hours at a time of just knock it out, type something, get it on the paper and this chick away at it, you know, a little bit by little bit by little bit. Jesse (34m 58s): Yeah, absolutely. Well, I thought we changed gears a little here in terms of where we're at in the market right now. We talked again about this when we were on our panel, you have a particularly particular view of, of where you think the market is right now when it comes to very topical inflation and interest rates. I know, you know, nobody's got a crystal ball here, but how are you preparing for the next year or two for the short term, you know, aside from what you've said about de-risking, but your thoughts on that and, and I guess generally your view on where interest rates are at and where you feel inflation may or may not be. Chad (35m 33s): Yeah. I mean, if I had to vote or bet on something, which I'm not a great bet betting person, but I would, I would bet inflation's going to be continue to be more of the topic for awhile and at least for a couple of years. So I'm, you know, I, there's not a lot of preparation for me on that side of things, because a lot of our portfolio already, we have some debt still. We have assets that we feel are in really good locations that have long-term potential. So I just, I, I feel like we're in an, all of you who are listening to this, if you're one of the reasons you should be investing in real estate, is it, this is one of the best assets for an inflationary period. And the other message that I think is so important, but if you're in, if you're in the growth phase for what, wherever you are, whether you're just early in your career as an individual investor, or if you're in the syndication world, the best formula I've ever heard of an investing for inflation is that you buy these assets that go up in value over time because they're good, well located. And you buy a property that has an unleveraged deal of let's say six or 7%. And then you borrow money at 3%. And your cost of capital is three. If you have a margin of three to 4% between what you can produce an income and what it costs you to borrow money, and then that property's going to get better and better over time. I think that is such an incredible basic formula to build wealth because you are lucky, especially if you can lock that interest rate in for a long period of time. Now that you're, it's only getting better over time. And that's, I kind of keep that in mind in terms of just, it's almost like football, you know, this has simple, simple plays that work well on any market. And that's a simple play borrow for a lower cost than what your property produces by in a good location that has some dynamics of supply demand that are in your favor over the long run, and then just be a buy and hold investor and wait, just be patient you don't, if you get the more you can be flexible on when you exit, then you can be more optimal about, you know, knowing that it's going to happen at some point, but we don't know if it's gonna be three years or five years or 20 years, but we're going to be, be patient enough to get there Jesse (37m 28s): In terms of unleveraged year, a yield. Just, just so listeners are clear when you talk about unleveraged yield, we're talking about the cap rate for the property, or are you factoring in debt with that yield? Yes, Chad (37m 39s): But like a cap rate. And I guess I use leverage yield instead of cap rate, because I used to always use cap rate online on my YouTube videos and a couple of like nitpicky people are pointing out that well, that's not exactly what a cap rate is. You know, use a cap rate to value a property or what I'm S what I'm saying is, is an internal metric. This is just, let's just look at this and leverage yield. Let's take all of our expenses, our operating expenses, management, maintenance taxes, insurance, let's take capital expense reserves, whatever we need to make sure we've covered all of our outflows of cash what's leftover when that's all said and done, except for excluding your mortgage payment. That's, that's what I'm saying. I actually like Jesse (38m 14s): That term better unleveraged yield or operating yields, because it kind of gets away from this. What I've heard the term. I can't remember who's who coined it, but a suitcase words and cap rate is definitely a suitcase word. It means a million different things to different people. If you're the investor, the broker, the buyer, the seller, you know, and you just hit it right there, even with cap reserves, right? How do we, how do we factor those in some people do it differently? So that makes sense. I mean, you're looking at, from an interest rate perspective, from a risk standpoint, if we could do fix, we do fix, if we can make sure that that yield is higher than the interest rate, it's not rocket science. You know, the question is finding those properties. Yeah. Chad (38m 54s): Yeah. And that's, that's the, that's a whole nother thing, but it's, it's we started talking about the market, like, how does the market effect that this is a competitive market? So finding those deals is certainly challenging, but I know when I first started investing in 2004, three and four, we're just not that long ago. Right. It was the interest rates were higher, even then I thought interest rates were low, but you knew there were five or 6%. Now they're three or 3%. I mean, that's, that's incredible. So yes, it is more competitive. Yes. The yields have gone down, but with the right properties and the right markets, that's where we, as operators can really set ourselves apart. We can find those value, add opportunities. We can find those little pockets of opportunity within our market, in my market. For example, Clemson is my, my main little town, but I think some of the better opportunities, and these are these little small towns, right next, next to the Clemson central and Pendleton and Seneca. Nobody's gonna know what those mean if they're not in my market, but if you're, I think that's my challenge to everybody is try to find ways in this market to do the opposite or go the different direction from what other people are doing. How does it, when the competition's digs, how can you zag? How can you do something different? And that often is with locations, which is finding those little pocket locations. Sometimes it's with different asset classes. Like I do residential multiunit, but you know, maybe mobile homes are the thing in my area, or maybe there's a self storage, or, I mean, I'm not saying that you should just jumped ship on your, your strategy, but being open to different competitive advantages, I think is what we're all having to do right now. Jesse (40m 24s): Yeah, for sure. Well, we have final four questions that we ask everybody that comes on the show, but before we, before we get there, I'd love to chat a little bit about what you do on the YouTube channel and how you kinda got into that side of, of really just coaching and, you know, hence coach Carson. But yeah. How did that come about? Chad (40m 45s): Well, it started as a, as a written thing. So I was a blogger and I actually, well before, even before that, I did coaching locally. So I actually don't do a lot of coaching. Now. It's more like coaching through the YouTube videos, through podcasts, through, through a course online course that I teach, but it would really wish it's starting one-on-one with people locally in my market. And they're saying, Hey, how do I find a deal chat? How do I analyze a deal? And so I would just do it, you know, at a local real estate meetup and show them on the back of a napkin or a back of an envelope. Here's how you do it. Here's what I'm doing. And it was just that, that love of teaching, I guess, that kind of made it so that I was like, I just want to share this more publicly. And I met the bigger packets guys, Josh and Brandon started writing for them, start writing my own blog. And I wrote so many articles that nobody looked at it. It was just like, I'm really glad they did because they were not that good at the time. But I think whether you're YouTube or podcasts blogger, you just got to love the process of teaching and sharing and ideas in general. And so for me, it grew from that to a blog, which was great. I could write it on my own, turned into a book, the podcast game, just because the people who happen to be reading my blog all were asking me, Hey, I like listening to podcasts and I'd rather do that than read it all the time. So I started doing that and then YouTube has been spend kind of a recent passion. I've had a YouTube channel for awhile, but I think it's a more challenging medium in some respects, because you have the video, you've got the, you have people's attention. Span is a lot shorter on YouTube. Unfortunately with the podcasts, you know, people are washing dishes or exercising or something. So you have their attention a little bit longer YouTube, but man, if you, if you're not doing something good, they're out, you know, there's skipping, let's get outta here. So I'm still a rookie in this respect. But a lot of my style there is kind of a tutorial driven. I'm trying to use a little whiteboard and show, you know, they look over my shoulder. Here's how I would run the numbers. Here's an, here's what an unleveraged yield needs. Here's how you calculate cashflow or here's a story about a deal I did. This is my first rental property. And here were the numbers in the beginning. Here's how it changed over time. Here's my spreadsheet I use. So it gives me the ability, like a podcast is a good conversation media, but a YouTube is more of an instructional tutorial based. And I've really enjoyed that, that aspect of it as well. Jesse (42m 53s): Yeah. And I find the thing with YouTube as well. It's the more challenging thing, at least for me, it's the consistency of putting episodes out. Like when you're you got a podcast, you know, you have a, you have a call with somebody today. You got to be there that other person's going to be there when it comes to YouTube to kind of self-start cause you can outsource a lot of things. It's very difficult to outsource your face in front of a camera. Chad (43m 13s): Yeah. We haven't figured that one out yet, but that's also what makes it special. Like I think YouTube is so cool and that it's basically taking down the big media networks. Like it's, it, it is more popular. There's more views. And who are the people who are creating? Yes, there's some big names out there, but it's just like the Chad Carson who's check cars. They want to know what it is he have to do with anything. Nobody gave him permission to give content. And the only reason, the reason that we are doing that out there is that people are voting with their views. And that, that is, that's a cool concept. That to me is like, it's the, it's the epitome of the internet, but it's also on a large scale with YouTube that people are choosing to sit down in front of their TV or the computer or their phone and watch these no name creators who are producing good content and then they vote for it. And then YouTube has an algorithm that shares that with other people because people are voting with their, with their watch time. And that's, that's pretty, that's pretty amazing. Jesse (44m 4s): Yeah, absolutely. No, for sure. It's a, it's definitely a great medium, especially for on the instruction front. All right, Chad, we got four questions. We ask everybody that comes on the show. So if you're ready for those, I'll, I'll send them your way. All right. Let's do it. All right. What's something that, you know, now in your career could be business real estate that you wish you knew when you first started out. Chad (44m 25s): Yeah. The numbers are not everything. When you analyze a rental property or any kind of property, I was so enamored with the numbers early on and you know, I'm a spreadsheet nerd. I'm sure a lot of real estate investors are that I would just get enamored with. Oh, look at this cap rate, look at this internal rate of return. Look at this cashflow potential. And I ignored the other half of that coin, which is the kind of qualitative metrics of that property of location, of desirability, of long-term potential, you know, opportunity to add value to the property. And so I, I missed, I missed on some opportunities, but I also put too much weight into some properties that had, they were they had a good cashflow for a reason. They were in a bad location and the next door neighbor was dealing drugs. You know? So it's like, I, I learned the hard way early in my career about that, but I said, there's a more balanced approach now to saying, yes, I got to have metrics that make sense, but I also need to have those metrics are driven by real world human beings who choose to live in a place for a certain reason, let's start with a human being. And then let's just use the metrics that sort of control my emotional irrational impulses. That's the, the, the, the metrics are just to kind of keep me in check. Jesse (45m 35s): Yeah. That's a great answer. Couldn't agree more with that. All right. In terms of somebody that's getting into our industry, what would, what advice would you give them and just generally your view on, on mentorship. Chad (45m 46s): I think you need to love the process. And I don't mean like, you know, this is real estate investing has been your passion for all your life, but I do mean that if, if you, if you're doing it, just because it seems lucrative or seems like it's a place to make a lot of money, like that's fine. Like making money is great. We all should make money, but you gotta have something that really draws you to this business. And for me, it was like running the numbers. It's really interesting to me that I sort of tapped into something that was, that I just enjoy doing. I enjoy the communication and the human side of things. The negotiations are really fun for me. I almost feel like it's a puzzle piece that you get to put together. So, you know, I, I, I had a, I almost have a bad habit of just doing deals because I just loved the, the deal, you know, let's put the deal together, you know? And so that's, I think going back to a new person, who's getting into the business, find a piece of the business that you love, whether that's the remodeling side of things, the am analysis side of things, the negotiation side, or multiple, and to stick with that, like get really good at that. Find that kind of intersection of what you're passionate about, what you're good at and what a need in the marketplace is. And if you just stick with that, it's focused on that. The rest I think will take care of itself. That's great. Jesse (46m 56s): All right. Number three, aside from your book retire early with real estate, or what book recommendations are you constantly giving out again and again that you could share with listeners? Chad (47m 7s): Yeah. This is a oldie classic book, seven habits of highly effective people. I just, I was fortunate enough to read that right after I was getting out of college. And it's one of those books that, you know, the first three habits are just personal habits, like being proactive, putting first things first, you're just learned about personal effectiveness and planning. The second three habits are all about interpersonal communications. So how to, you know, think win-win make sure that the person's winning and you're winning listen first, don't seek always like, get your first word in. So there's just some core, like really good principles that I I've re-read that book like 10 times every time I reread it, I'm getting other little kind of layered benefits from it. So highly recommend that one. Jesse (47m 49s): Yeah. I guess every time there's, there's more nuance that you get out of that book. All right. Last question. My softball first car make and model Chad (47m 58s): First car make a bottle. This is a Toyota Camry, 1995 model cloth Gracie. And, you know, drove that to high school, drove that to college. It was actually, this is a funny story. When I started my real estate, this is, I still had that car and I put, I was trying to find deals and I put these noxious vinyl signs all over the side of my car saying like we buy houses and here's my phone number. And it was sort of a, it's sort of a turning point for me. I was embarrassed. I was like, God, this is horrible. I've putting these all in my car, drove away one girlfriend who was like, ah, you're not, I really don't want to be around being around you. But then I was a kind of a filter for my next girlfriend who became my wife because she's like, oh, whatever, that's fine with me. But the cool thing about that for me, that that car was, I owned it free and clear. And then I put a sign on top of it that I made cost me 300 bucks to put the signs on there. And I ended up buying a property every year for like five years that made me, you know, minimum five, 10 grand per property off of this marketing that it, so this car was like a money machine did really well. Jesse (49m 4s): I think that's the best answer to that question that we've had on the show. That's, that's pretty good. Awesome. In terms of where people can reach out to you aside from a quick Google search, where can they go, Chad? Chad (49m 16s): Yeah, my, my home base online coach carson.com. That's where you can find my podcast. Although you can search for my podcast on any of the podcast players out there, apple, Spotify, those as well. And then of course on YouTube, if you search for me on YouTube, we'd love to hear from you. Please leave me a comment on YouTube or somewhere. Always like to hear your story and, and respond to that. And what would enjoy connecting it with you somewhere online? Jesse (49m 38s): My guest today has been Chad coach Carson. Chad, thanks for being part of working capital. Chad (49m 42s): Yeah. Thanks for having me, Jesse. This has been a lot of fun. Jesse (49m 52s): Thank you so much for listening to working capital the real estate podcast. I'm your host, Jesse for galley. If you liked the episode, head on to iTunes and leave us a five-star review and share on social media, it really helps us out. If you have any questions, feel free to reach out to me on Instagram, Jesse for galley, F R a G a L E, have a good one. Take care.
Luis Herrero habla de cine con Luis Alberto de Cuenca, José Luis Garci y Eduardo Torres Dulce.
In 2019, Luke participated in the Tufts 1+4 Bridge Year program with Amigos de las Américas in Cuenca, Ecuador. He lived with a host family and worked at Fundación Crea tu Espacio, a non-profit that aids migrants during their transitory periods. Some of his responsibilities included working at daycare centers for toddlers, organizing fundraisers, facilitating workshops, and assisting with a community-based project to build an auxiliary location for the Fundación. Luke also talks about how his gap year offered him the space to explore his sexual orientation and ethnic identity. tells us why his bridge year was one of the most challenging and rewarding experiences of his life. You can find Gap Year Radio on instagram and facebook @gapyearradio or online at gapyearradiopodcast.com You can email us your gap year questions or comments at gapyearradio@gmail.com And lastly you can download our show wherever you find your favorite podcasts, and if you have a moment, we'd love for you to leave us a review on Apple Podcasts so more people can discover Gap Year Radio!
Luis Herrero habla de cine con Luis Alberto de Cuenca, José Luis Garci y Eduardo Torres-Dulce.
Luis Herrero analiza junto a Rosa Belmonte, Emilia Landaluce, Inocencio Arias y José Luis Garci entrevistan a Luis Alberto de Cuenca.
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