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Bob Tarantino and Craig Schmitz help buy or sell your home
You've worked hard, saved well, and now you're thinking about giving back—maybe to your kids, your grandkids, or a cause you care about. But should you wait and pass that wealth on later, or give while you're still around to enjoy the impact? Let's talk about how to make that decision with confidence. Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com Disclaimer: PFG Private Wealth Management, LLC is an SEC Registered Investment Advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. The topics and information discussed during this podcast are not intended to provide tax or legal advice. Investments involve risk, and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial advisor and/or tax professional before implementing any strategy discussed on this podcast. Past performance is not indicative of future performance. Insurance products and services are offered and sold through individually licensed and appointed insurance agents. Marc: Welcome in once again to another edition of Retirement Planning, Redefined with John and Nick, and we're going to talk about gifting money while you're alive or leaving a legacy. You work hard, you saved well, so let's talk about how to gift and leave a legacy. Welcome into the podcast everybody. Thanks for hanging out with John and Nick and myself as we talk about these topics this week. And guys, it's gifting, right? So I want to go over some basics here. It seems like there's been a trend the last couple of years for people to enjoy their retirement legacy with the family versus the old way of you pass and you'll leave a check, right? Here's your inheritance, we're gone, that kind of thing. So let's talk about that a little bit this week on the show and just kind of see what you guys are seeing in your neck of the woods. How you doing this week, Nick? Nick: Good, good. How about yourself? Marc: Doing pretty good's. How's the wedding action coming? Nick: Planning's moving along. Marc: Nice. Nick: Did some, hopefully we got the food picked out, so trying to check off all the big things, so. Marc: That's important. Got to have that good food going on for sure. Well, good. Kudos. Good. Glad to hear that. And John, my friend, how are you this week? John: I'm good. I'm good. Summer just started for the kids, so getting used to waking up in the morning and they're hanging out with me as I'm getting ready for work- Marc: And they're ready to go. John: Versus me just dropping them off. Yeah. Marc: That's right. John: It's a lot of fun. Marc: There you go. Are you guys seeing this trend that I talked about, not necessarily a new trend. It's been going on for a number of years now, but I think where people just want to maybe enjoy some experiences with their loved ones while they're still here versus just leaving that check, so to speak? Are you guys seeing that in your practice as well? Nick: Yeah, I'd say so. We've had, what are we on now? A 14, 15 year bull run from the standpoint of people have kind of exceeded what their perspective on goals was for the money that they might have in retirement and, so especially I would say, at least from what I've seen, the vacation side of things is kind of the biggest thing that people have been doing where they'll do a large family vacation and pay for the kids and their families to go so that they can all enjoy that together. Marc: Yeah, that's very cool. And we'll talk about some of the numbers and things in just a few minutes, but John, I'll kick this over to you. I'd say the first step probably still should be, make sure you are covered first, right? We all want to leave and do things for our kids and loved ones, but don't sacrifice your own retirement in order just to do that. Is that a fair place to start? John: That is 100% where you should start. The last thing you want to do is start gifting and spending money on a vacation, and then you look at it and you're like, "Oh man, I don't have enough money to live anymore." So first thing we do in this situation where it comes up with clients is like most things we say, we look at the plan and we will stress test it and look at different scenarios to make sure, hey, if this were to happen, how does your plan react to it? So we'll throw out some scenarios out there, whether it's healthcare, inflation, social security, things like that. And if the plan looks solid, we will typically give somewhat of a green light of, we think you should budget X amount for this. Or we can also look at scenarios where Nick talked about vacation, but we've seen some others where it's like, "Hey, I want to help my son, daughter with a home purchase." And with the way prices are going now, it's very difficult for first time homeowners to be buying houses. So we've seen a lot of people basically lending, not giving money to their kids for buying homes. So we will put that in the plan and say, "Hey, what does your plan look like if you were to give X amount for a down payment?" Marc: Gotcha. Okay. And we'll talk about some of those numbers and ways to do that here in a few minutes. So I would say if step number one, as John pointed out is make sure you are covered. The next step number two is maybe just kind of clarify your motivation. He kind of touched on that a little bit, but why are you giving, I mean, again, we all love our kids. We want to help, but what's the purpose? Is that an important kind of factor to decide through? Nick: Yeah, I've had some recent conversations where maybe there's specific topics like, okay, we're off conversions, and because somebody has read or seen an article or something like that, the thought process is, all right, well let's go ahead and let's convert all of our qualified money to Roth accounts and leave the money to them. And a tricky thing with that can be, as an example, is maybe their kids are not in the same sort of economic space as they are and they're not going to ever make nearly the same amount of money. Them taking a hit right away from a tax perspective maybe doesn't make sense, so try to take them back to the initial point in, Hey, what's your motivation? What are you trying to do? What's most important to you? Is it making sure that your plan is structured well to protect you first and then start to do some giving while you're alive? Or is it more focused on you want to give after you pass away and let's structure your assets accordingly? So just so many things, making sure that you fully understand what your objectives are because it can be a little bit of the shiny new thing or a shiny new strategy that weren't familiar with at first or initially, and then once you go through and evaluate it in more detail, maybe it doesn't make a whole lot of sense. But yeah, really understanding how account types work, what your goals are and really what your focus is really important. Marc: And of course, working with a financial professional is going to help you identify that because often we're not going to know what the account types and the rules and the taxation things are going to be, so that's why you want to turn to the pros on that. So let's get into some of the numbers a little bit, guys, because I actually want to point out a couple of things that based on what you've said so far, and just kind of ask you some clarifying questions on that. But let's start with understanding the gifting rules. So John, what's some of the numbers that we need to know if we just want to gift money in general? John: So you want to look at what is the gifting amount before you trigger having to file a gift tax return or putting that on your return that you gifted money. So this number changes from year to year typically, and in 2025, it's $19,000 per person. So example, let's say you have a mother, father, and they want to gift to a child. They can each give $19,000 apiece. Marc: So married couples 38 grand, right? John: Yes. So that's a good starting point. And then if you have grandkids involved or whatever, you can start gifting to that. So it's $19,000 per person per year without triggering the gift tax filing. Marc: And that's hefty. Now I'm sure somebody listens going, "I love my kids, but I ain't giving them 38 grand." John: Again, everyone's situation's different. Marc: And you can do that. And it doesn't matter if it doesn't have to be family either, right? This could be anybody, right? You can give 19,000. John: It can be anybody. Yeah. If you want to just find a random person in the street, you're more than welcome to- Marc: Your favorite podcast host. I mean, podcast hosts need love too, so I'm just saying. John: Yeah. So that's definitely the starting point. If you're going to be gifting money to any particular individual. If you want to help out with tuition and medical expenses, as long as it's paid directly towards those institutions, you don't have to file any type of gift tax return. Marc: Now, I wanted to ask you about that because a minute ago you guys were talking about helping with school. Now you can't gift the money and pay the loan, right? It's not paying the student loan, it's paying the tuition. There is a difference there, correct? Nick: Yeah. And you want to pay it directly to the institution. Marc: Gotcha. Okay. That's important to know too, right? I'm sure from a tax standpoint as well. All right. What about QCDs, John? Can we do that in that arena as well? If you want to do some gifting? John: Yeah. So let's explain what that is. So it's qualified charitable distributions from your IRAs. Nick and I use this quite a bit. So when we're doing the fact-finding with clients, one of the main, not one of the main, but one of the questions we go through is, do you do any charitable gifting? And if they check that box, we'll typically find out what institutions and how much they're giving. And once someone hits RMD age, a great way to save on taxes is gifts directly from your IRA. So you could save quite a bit depending on how much someone's gifting. So example, we have someone that doesn't necessarily need their distribution from the IRA, and they were just taking money out of just cash flow, whether it was social security or pension, they were gifting it to their church. What we would typically do is say, "Hey, let's kind of switch this. Let's go to, let's pull out of the IRA." Let's just use number. Maybe it's 10 or 15 grand and we're going to go directly from the IRA to the charitable institution. In this example, it's a church, and you don't pay any taxes on that amount that came out. Marc: That's ideal, right? And Nick, thinking about how you, if you're a charitably minded person and talking about leaving a legacy, since this kind of rolls into this conversation, people often ask, "Well, which account should I use for what?" And John mentioned that earlier. So if you're thinking about leaving money to your kids and you've got money in a Roth, you might want to leave the kids that right? And then maybe QCD some money from the IRA over to the church, for example, because that's a tax benefit to everybody. Correct? Nick: Yeah, for sure. That makes sense. I would say to one kind of red flag, or at least something to be very aware of and had this conversation recently with a client is, while you're alive, if you're in a position to be able to gift and if you're in a position to be able to choose where you want to gift money from, avoid gifting from highly appreciated assets from the standpoint of let's say there's a property or there's a taxable brokerage account that maybe you've held 10 different stocks for 20 years and they have a substantial gain. If you gift that while alive, then the recipient, when they sell those is going to pay taxes on the gain versus if you gift it after you pass away, those investments will get a step-up in cost basis, which can save a significant amount of money from a tax perspective. So I would say where you gift from is absolutely, probably if this is something that's important to you, that's where the largest amount of strategy comes into play and doing it from the right place. Marc: Nick, any other things we missed as far as with the QCD or some of the numbers there? Nick: Yeah, one thing that we have run into is that some custodians, including the one that we use, Charles Schwab, they don't send out a specific tax document when somebody processes a qualified charitable distribution. So that's something that you want to keep records of and indicate that you've done that with your tax preparer. We've had a couple of clients where they were anticipating that they were going to receive a specific document that laid out exactly what they did, who it paid to, and that sort of thing and that was not the case. It shows the distribution via the 10-99, but they have to notify the tax preparer and usually provide some sort of documentation showing that they made that gift to a charity. So just from a best practice sort of standpoint, that's something to keep in mind. Marc: All right. All right. Good stuff guys. So as always, if you've got questions and concerns, need some help when it comes to any kind of the financial pieces, the X's and O's when it comes to retirement, you always want to check with qualified financial professionals who do this day in and day out. And John and Nick certainly do so if you need some help, reach out to them online at pfgprivatewealth.com. That's pfgprivatewealth.com and don't forget to subscribe to the podcast on Apple or Spotify or whatever podcasting app you enjoy using. You can reach out to the guys on the website. You can also call them at (813) 286-7776. And don't forget to tune in for new episodes as they come out. I appreciate the time guys. Thanks so much for being here and we'll catch you next time here on Retirement Planning, Redefined with John and Nick. Get yourself a plan, get yourself a strategy. Reach out to John and Nick today at pfgprivatewealth.com, that's pfgprivatewealth.com, to get started on your situation or to tweak your situation and dive into that process with the guys. You can reach out to them at 813-286-7776. Or again, find them online at pfgprivatewealth.com. Don't forget to subscribe to us on the podcast on Apple or Spotify, or whatever platform you like using. We'll see you next time here on Retirement Planning Redefined with John and Nick.
We're back in our pre-recorded format! In this episode of hashtag#NoVacancy, I'm joined by Seth Bolt and Tori Bolt, founders of Bolt Farm Treehouse, who've created one of the most compelling hashtag#hospitality concepts in the country—where hashtag#guestexperience, design, and mission-driven leadership all come together in a powerful way. Doctor Prodcuer Suzanne cohosts. Special thanks to our advertiser: Actabl – Gives You the Power to Profit. Visit them at Actabl.com
This podcast is the second in a mini-series discussing risk assessments, which are the cornerstone of an effective risk and compliance program and necessary in a number of areas to meet UK regulatory requirements. The first of our podcasts in the series focused on the new failure to prevent fraud offence which comes into force soon, on 1 September 2025. This second podcast is broader in scope – looking at the key principles for a good risk assessment, which can be applied to a number of different topic areas.
Over more than fifty years and 16 books, Dr. Jessica B. Harris has uncovered the ways that West African food, and African American people, have fundamentally shaped American cuisine. Her seminal 2011 book, High on the Hog, brought the connection between African and American food into the culinary conversation, and led to the 2021 Netflix series of the same name. This week we talk with her about her own journey in making these connections, and she offers advice to the new generation of Black scholars and writers exploring these links: “Look ahead. What do you see ahead?” Her latest book is Braided Heritage: Recipes and Stories on the Origin of American Cuisine.This episode originally aired on August 2, 2021 and was produced by Dan Pashman, Emma Morgenstern, and Andres O'Hara. It was edited by Tracey Samuelson. The Sporkful production team includes Dan Pashman, Emma Morgenstern, Andres O'Hara, Kameel Stanley, and Jared O'Connell. Publishing by Shantel Holder.Transcript available at www.sporkful.com.Right now, Sporkful listeners can get three months free of the SiriusXM app by going to siriusxm.com/sporkful. Get all your favorite podcasts, more than 200 ad-free music channels curated by genre and era, and live sports coverage with the SiriusXM app.
Across time and cultures, legendary quests have shaped the way we see heroism, destiny, and the divine. In this episode of Mythlok, your host Nitten Nair takes you on a cinematic journey through the most iconic mythical adventures — from Gilgamesh's search for immortality, Odysseus' long road home, and Jason's quest for the Golden Fleece, to Rama's battle against evil and the pursuit of the Holy Grail. Inspired by the storytelling tone of Sir David Attenborough, this immersive episode explores how these quests reflect our own search for meaning, courage, and truth.
Bob Tarantino and Craig Schmitz help buy or sell your home
In this episode of Please Me, Eve sits down with Robert Johnson, founder of Shameless Care, for a raw, eye-opening conversation about the serious gaps in standard STI testing — and how his personal experience sparked a much-needed revolution in sexual health care. Robert shares how a routine STI panel — that came back negative — still left him unknowingly transmitting gonorrhea. That one moment revealed a much bigger problem in the way most doctors approach STI testing, especially when it comes to oral and asymptomatic infections. Together, Eve and Robert dive deep into: Why “full panel” testing often isn't full at all The shocking truth about oral gonorrhea and how often it's missed How the swinger and ethically non-monogamous communities approach safe sex — and where they fall short The stigma, controversy, and misunderstanding around herpes testing How Shameless Care is filling critical gaps left by traditional medical care The conversations we should be having with our partners before becoming sexually active PLUS: Robert shares valuable free resources that can help you advocate for comprehensive STI testing with your own doctor, even if you can't afford full at-home kits. Vote for Eve Hall as Best Educator and Best Educator Website at the ASN Awards: If you're enjoying the show and feel it's been helpful, I'd be honored if you could take a moment to vote for me as Best Educator and Best Educator Website in this year's ASN Awards. Your support means so much to me! Vote here: 2025 TOP 8 FINALIST | 2025 ASN Awards Connect with Eve: Website: PleaseMe.Online Support the Podcast: Become a Patreon member for ad-free episodes, exclusive content, and early access SDC.com: Join the premiere "modern lifestyle" ENM website with a free trial membership using code 37340. Sign up on SDC.com Connect with Robert Johnson: Visit Shameless Care: shamelesscare.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
Dawn Kronforst helps buy or sell your home
During the darkest days of the last bear market, 5 years ago, I met my friend and guest @CJKonstantinos at The Green Flash in Florida. This guy is the definition of OG by doubling down and starting @peoplesreserve. He's creating Bitcoin-backed financial products that are reshaping the way we think about money.Tomorrow we are both speaking at BitcoinDay Tampa, which always has a way of keeping the culture alive! See you all there!Charlie Highlights:
Momentum—it's a word that sparks excitement, hope, and sometimes even anxiety. But what if we've been defining it all wrong? In this episode, we take a deep dive into the true meaning of momentum, pulling from research, real-life examples, and insights from my latest book, The Momentum List. We'll explore how momentum is more than just movement.You'll learn how to harness the three key forces—time, emotions, and tangible resources—to gain traction, reset your direction, and stop undervaluing your time.Get ready to stop chasing momentum and start owning it!Connect with Dr. Stephen V. PetersLinkedIn: Stephen V. Peters, Ed.D. –https://www.linkedin.com/in/stephenvpetersInstagram: dr.stephenvpetersThreads: dr.stephenvpetersWebsite: https://www.takecareandlive.comNew Book Available, wherever books are sold!The Momentum List: Rediscover Your Ability to Delight in Time, Rather than Be Mastered by It - Link: https://a.co/d/9OtSITBSubscribe to the Take Care & Live! podcast on iTunes, Google Play, Spotify, and Amazon, and a host of other platforms!YouTube Podcast Link: https://youtube.com/playlist?list=PL0pB5aL_SLKHsscL7WCRM9kUNpvsO2Dru&si=kRgfYSB1opZqOQV8
In this episode, Jenn David-Lang took the reins and had a fascinating conversation with Michael McDowell, author of Rigor Redefined: 10 Teaching Habits for Surface, Deep, and Transfer Learning. Listen to the podcast to hear how Michael challenges our traditional understanding of rigor. Apparently, rigor isn't just about things being "hard" or doing a lot of work quickly. Instead, it's defined as a balance between surface, deep, and transfer learning, and importantly, it's a taxonomy, not a hierarchy. This means you don't have to master knowing facts (surface) before you can relate ideas (deep) or apply learning to new situations (transfer). Jenn and Michael also discussed how this balanced approach can and should be accessible to all students, not just those in advanced classes. A key takeaway seems to be that embedding rigor consistently is about implementing small, doable routines in our daily practice. They even shared examples of routines for fostering deep (like a three-able turn and talk) and transfer learning (like "spot the difference" problems). I'm particularly interested in the advice on how leaders can observe for rigor, focusing on what students are actually doing and saying. Are you rethinking what rigor looks like in your classroom or school? Listen to this episode to learn more about redefining rigor and discover practical habits you can implement today! To learn more about Michael McDowell's work and services, visit his website: hingeeducation.org. If you have questions, feedback, or suggestions for future episodes—including great non-education books with lessons for school leaders—email us at Dr.mike.doughty@gmail.com. Please consider leaving a rating and review on Spotify or iTunes to support the show. Every bit helps! And if you found this episode helpful, share it with your colleagues. Interested in sponsoring the podcast? Contact Mike directly at Dr.mike.doughty@gmail.com. To learn more about Jenn's insightful book summaries and work, reach out at Jenn@TheMainIdea.net or visit TheMainIdea.net.
Eternally Amy - A Sober Mom of Eight's Journey from Jail to Joy
In this episode, Amy dives into the concept of “The Privilege of Struggle.” Through candid storytelling, she reflects on her journey from evangelical rigidity to authentic spirituality, the ongoing path of recovery, and the nuanced realities of motherhood with ADHD. Amy shares raw, humorous, and heartfelt anecdotes—ranging from surviving childhood mishaps to navigating sobriety—that illuminate how facing life's struggles can be both clarifying and empowering.Key Points:The Privilege of Struggle: Amy reframes personal challenges not as setbacks but as growth opportunities that offer new perspectives and deepen empathy.Spiritual Transformation: Moving away from dogmatic evangelicalism, Amy shares how embracing uncertainty and “not knowing” has enriched her sense of God, connection, and recovery.Authentic Recovery: Drawing from her sobriety since 2011, Amy explains how being present—rather than numbing with alcohol—has allowed her to experience genuine “light bulb moments” and stronger relationships.Motherhood & Safe Struggle: Amy candidly explores the balancing act of motherhood, emphasizing the importance (and difficulty) of letting her kids face their own struggles to foster resilience, problem-solving, and empowerment.The Mary Feral Summer: Inspired by a childhood neighbor, Amy encourages the celebration of small pleasures (like poolside relaxation) and healthy boundaries—reminding listeners that self-care and modeling independence matter.Lessons from Adversity: Sharing a formative teenage misadventure, Amy illustrates how overcoming obstacles (often without easy solutions) rewires the brain, cultivates self-trust, and sparks “post-traumatic growth.”Owning Mistakes: Amy openly discusses moments when she didn't get it right as a parent, highlighting the strength and deeper relationships that come from making amends and showing vulnerability.Embracing Imperfection: With humor and honesty, Amy dismantles the myth of “having it all together,” encouraging listeners to see their experiences, scars, and struggles as sources of light and authenticity.Hosted by Amy Liz HarrisonBuy Amy's Books: https://amzn.to/3ys8nuvhttp://amylizharrison.com/Subscribe on Apple Podcasts: https://apple.co/3Lgxy8FSubscribe on Spotify: https://spoti.fi/3vHHHoi#EternallyAmy #PriviledgeOfStruggle #RecoveryJourney #Spirituality #Motherhood #ADHD #Sobriety #PersonalGrowth #Authenticity #Resilience #Vulnerability #Parenting #SelfCare #EternallyAmyYour story—the raw, the real, the unresolved—is your message. Take what you like and leave the rest behind.
Stephen Grootes discusses redefining South Africa's unemployment metric, considering the vast informal sector, with François Viviers, Group Executive of Marketing and Communications at Capitec, along with business speaker and township entrepreneur Bulelani Balabala. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
In this episode of The Wellness Matters Podcast, Ashley Hamilton and I explore the evolving definition of success, particularly in the context of education and parenting. We discuss the societal pressures surrounding college education and the traditional markers of success, such as wealth and status. Through personal anecdotes, we highlight the importance of kindness, personal growth, and the need to redefine success beyond material achievements. The conversation emphasizes the value of being present and embracing new paths, especially for the younger generation navigating their futures. We go on to discuss the importance of personal growth, authenticity, and the impact of one's actions on others. The discussion highlights the significance of modeling success for future generations and the role of compassion and self-reflection in achieving a fulfilling life. Ultimately, we advocate for a redefined understanding of success that prioritizes emotional well-being and genuine connections over superficial achievements.
YouVersionhttps://www.bible.com/events/49446156
Ever feel trapped by the limits of time and circumstances? What if your true story, your real identity, began before time itself? In this powerful episode of The Drive Bible Podcast, we explore the mind-bending and life-changing doctrine of God's timelessness.Discover how God exists outside of the time and space He created, and why this theological truth is incredibly practical for your daily life. Anchored in our key verse, Ephesians 1:4, we unpack what it truly means that God "chose us in Him before the foundation of the world." This isn't just abstract theology; it's the foundation for unshakable peace, profound security, and a redefined identity that can't be shaken by your present struggles.If you want to move from living based on what you can see to living based on the eternal, unseen reality you belong to, this episode is for you.
Preached at The Woman Redefined Conference on 31st May, 2025
Business - Media Roundtable
The Brainy Business | Understanding the Psychology of Why People Buy | Behavioral Economics
In this episode of The Brainy Business podcast, Melina Palmer welcomes Greta Harper from Maker's Mark for a conversation about the brand's innovative approach during the pandemic. Recorded live at the GreenBook's IIEX North America conference, this episode revisits the impactful strategies Maker's Mark implemented to support bars, restaurants, and hospitality workers when they needed it most. Greta shares her journey from the service industry to her role at Maker's Mark, highlighting the brand's commitment to long-term thinking and sustainability. As they discuss how the company adapted to the challenges of the pandemic, they explore the importance of empathy, reciprocity, and building lasting relationships within the community. From creating virtual cocktail classes to providing meals for struggling hospitality workers, Maker's Mark's initiatives exemplify a deep intention behind their actions, demonstrating that doing the right thing pays dividends over time. In this episode: Learn how Maker's Mark supported the hospitality industry during the pandemic. Discover the significance of long-term thinking and sustainability in business. Explore the concept of empathy in brand relationships and customer loyalty. Understand the role of reciprocity in building trust and community support. Gain insights into how Maker's Mark's initiatives led to double and triple-digit growth post-pandemic. Get important links, top recommended books and episodes, and a full transcript at thebrainybusiness.com/502. Looking to explore applications of behavioral economics further? Learn With Us on our website. Subscribe to Melina's Newsletter Brainy Bites. Let's connect: Send Us a Message Follow Melina on LinkedIn The Brainy Business on Youtube The Brainy Business on Instagram
The CE experience for this Podcast is powered by CMEfy - click here to reflect and earn credits.On this episode we have the dynamic duo, young Physical Medicine & Rehabilitation attending physicians: Dr. Darsh Shah & Dr. Altamash Raja! They together co-host the insightful Medicine Redefined Podcast. Listen in as they share:Their "why" behind choosing careers in medicineHow personal struggles strengthen empathy for othersPrioritizing quality of life for self and patientsIntellectual curiosityThe physician role as educator, counselor and coachPrioritizing patient-physician connectionRemoving labelsAuthenticity & transparencyThe power of presenceCollaboration over competitionUnderstanding the business of medicine Meaning behind "Medicine Redefined"Information for Drs. Shah & Raja:Podcast Instagram Dr. DarshInstagram Dr. RajaInstagram podcastInformation for Dr. Robyn Tiger & StressFreeMD:Check out StressFreeMDGet the book: Feeling Stressed Is OptionalGet your 4 FREE stress relieving videosPhysicians: join our free private physicians-only Facebook groupRetreatsREVIVE! Lifestyle Medicine Well-Being Group CoachingPrograms on Demand (+ CME)Private 1:1 Coaching (+ CME)Schedule your FREE 30-Minute Stress Relief Strategy CallFollow me on Social Media: InstagramLinkedInFacebookTwitterPodcast websitePlease rate & Review the Show!Contactinfo@stressfreemd.net
AI Applied: Covering AI News, Interviews and Tools - ChatGPT, Midjourney, Runway, Poe, Anthropic
In this episode, Jaeden and Conor explore the evolving relationship between AI and the job market, with a focus on its disruptive impact on white-collar and entry-level roles. They discuss how AI is reshaping the future of work, the growing value of domain expertise, and the ethical responsibilities facing AI developers. The conversation underscores the urgency for workers to adapt and the broader consequences of rapid technological advancement on the global workforce.Chapters00:00 AI's Impact on White Collar Jobs04:22 The Evolution of Entry-Level Positions07:41 The Role of Domain Expertise in AI09:56 Ethical Considerations in AI DevelopmentAI Applied YouTube Channel: https://www.youtube.com/@AI-Applied-PodcastTry AI Box: https://AIBox.ai/Conor's AI Course: https://www.ai-mindset.ai/coursesConor's AI Newsletter: https://www.ai-mindset.ai/Jaeden's AI Hustle Community: https://www.skool.com/aihustle/about
From the Archives - Join NC REALTORS® 2024 Diversity Equity & Inclusion Committee Vice-Chair, Jason Scott, as we celebrate Pride Month and delve into the crucial conversation of diversity, equity, and inclusion (DE&I) within the real estate industry, specifically focusing on the LGBTQ+ community. Jason is joined by Ayesha Richardson, Eric Norman, and April Crigger-Hudson, who share their insightful perspectives and personal experiences. We'll explore the challenges faced by the LGBTQ+ community in the housing market, the importance of allyship, and the spate of recent anti-LGBTQ+ legislation.
In this episode of The Radical Massage Therapist Podcast, I'm joined by Julie Romero, a massage therapist redefining mobile massage in Wilmington, North Carolina. Julie shares her inspiring journey from public school teacher to massage therapist and how a personal tragedy led her to a bold new chapter of her career. After frustrations owning a brick and mortar practice she had the bold idea to convert an old shuttle bus into a fully functional mobile massage studio "Hands in the Sands". Julie's story is a reminder that even after life's hardest moments, we can rebuild something beautiful — sometimes on wheelsWe dive into:- How Julie pivoted into massage therapy after 16 years as a teacher- The challenges and creativity behind converting a shuttle bus into a massage studio- Why she left traditional brick-and-mortar spaces behind- How her mobile studio offers freedom, flexibility, and a deeper connection with clients- The powerful role of touch in healing and how tragedy shaped her career Contact Julie:IG @handsinthesands FB: handsinthesandsEmail: handsinthesands@gmail.comWebsite: www.handsinthesands.comIG: @theradicalmassagetherapistWebsite: www.theradicalmassagetherapist.comEmail: Krista@theradicalrmt.com
Send us a textFrom hiding handwritten goals under her mattress at age 12 to representing England in netball and later Jamaica in rugby, Danielle shares the defining moments that shaped her unique approach to achievement. She vividly recounts the emotional journey of childhood trials that became her catalyst for success—a painful rejection that transformed into an unwavering determination to prove herself worthy in everything she attempted.In this epsiode, we talk about: - Juggling multiple roles including netball at high level, rugby for Jamaica in both sevens and fifteens, and three separate businesses- Creating a personal goal-setting system at age 12, writing goals and hiding them under her mattress as promises to herself- Using the skills learned in sports—resilience, leadership, communication—to succeed in business environments- Overcoming rejection in netball trials and using that experience as motivation to prove doubters wrong- Transitioning from netball to rugby later in life and representing Jamaica internationally- Building businesses based on her skills rather than accepting full-time employment to maintain flexibility- Developing a formula for success: ability (continuous learning) multiplied by effort (doing the extras) multiplied by attitude- Finding purpose in sharing her experiences through motivational speaking and coaching workshopsLoved the episode? Drop us a review & share your biggest takeaway!Ready to explore your own second act after sport? Connect with Ryan Gonsalves and the 2NDWind Academy to discover how your athletic experience can become your professional advantage here: www.2ndwind.io
Purpose Redefined with The Cover Women of Southern Crescent Women In Business Magazine Summer 2025 Welcome to Women, Wealth & Entrepreneurship with Ariel Shaw, MBA! We want to increase your bottom line and create generational wealth that lasts way beyond you!Featuring The Cover Women:Sylvia D Wray of Sylvia |The AdvocateLaQuita Brooks, The Motivational Maven & The Flip Guruand Shamica Davis of JTS Vacations, LLC Meet the ladies of The Spring and Summer 2025 Edition of The Southern Crescent Women In Business Magazine as they go deep into purpose, culture, working with women, and leading.. Buckle up!"But, They are more than their looks...these ladies are moving with purpose. Purpose for their family, purpose for their community and purpose for the clients they serve. Learn more about these women making impact in their respective industries, all while staying true to their purposeful mission." It's 2025 and we are in Season 6! Wow! How Exciting! This is the year of Focus and Continued Expansion. Our 2025 Media Participants Include Sylvia Dennis-Wray of Sylvia The Advocate; Mica Johnson of The Mica Johnson State Farm Agency; Shamica Davis of JTS Vacations LLC; LaQuita Brooks of The Motivational Maven.
The Dad Edge Podcast (formerly The Good Dad Project Podcast)
Are You Leading Your Kids or Just Bossing Them Around? The Dad Edge Blueprint for True Leadership Ever feel like you're constantly telling your kids what to do, but it's just not sticking? What if there's a more effective way to guide them, one that fosters trust and connection instead of resentment? Today, Larry Hagner dives deep into the heart of true fatherly leadership. Drawing from powerful training and timeless wisdom shared within The Dad Edge Alliance, Larry unpacks the critical differences between authoritarian parenting (control and commands) and authoritative parenting (clarity, empathy, and presence). He shares real-life stories from dads who are transforming their families by actively listening to their kids, setting consistent boundaries with understanding, and, most importantly, modeling the very behaviors they want to see. Reignite your marriage: https://bit.ly/deamarriageyoutube In this essential episode, you'll learn: The crucial distinction between "ruler" and "leader" in your parenting approach. Understand why authoritarian methods often breed rebellion, while authoritative leadership fosters respect and cooperation. Practical strategies to cultivate deep trust with your children. Learn how open communication, honesty, and following through on promises create an unbreakable bond. Why highlighting effort trumps mere achievement in building resilient and motivated kids. Discover how to praise perseverance and the learning process, fostering a growth mindset. How to create a home environment where your children feel truly seen, heard, and safe. Explore the elements of a psychologically safe space where vulnerability is encouraged. Actionable ways to disrupt the drift of autopilot parenting and become fully present with your kids. Understand the profound benefits of being engaged and attentive in everyday moments. If you're ready to step into your greatest role as a father and lead your family with intention, passion, and purpose, this episode is packed with the gold you've been searching for. This special "WINSday" edition is all about celebrating our members' successes and sharing the valuable lessons they've learned on their journey to becoming better dads. Sit back, tune in, and get ready to be motivated by the remarkable guests of the Dad Edge community. www.thedadedge.com/alliance
Hey Angels! Feeling trapped in the endless pursuit of more? In this powerful episode of Quality Queen Control, Asha Christina sits down with Keren Eldad, author of Gilded, to explore her incredible journey from the Israel Defense Forces to a top C-suite coach. Keren shares raw insights on why external success can leave you empty and how to break free from the relentless chase for more. Ready to find true fulfillment and live authentically? Tune in for faith-fueled wisdom and practical tips to redefine success on YOUR terms!What You'll Learn: How to stop chasing hollow victories, embrace authenticity, and find peace beyond external success.Join the A-Team: Rate, review, and follow on Spotify or Apple Podcasts! Connect with Asha @ashachristinafoster on Instagram for more inspo.Keep up with @CoachKeren
Welcome to Generation! ⛪︎Our world is obsessed with greatness...who's the best, the most admired, the ultimate GOAT (Greatest of All Time). But in Mark 9, Jesus flips the script. As His disciples argue about status, Jesus redefines greatness not as climbing higher, but as stepping lower: becoming the servant of all, welcoming the overlooked, and embracing inconvenience as a pathway to love.In this powerful and timely message, we're invited to detox from our culture's obsession with status and rediscover a greatness rooted in humility, service, and the freedom that comes from knowing who we are in Christ. If you're tired of the pressure to prove yourself, this sermon offers a freeing alternative: let Jesus be your greatness, so you can be free to love.
May 30, 1855. Five thousand Native Americans come to Walla Walla to negotiate a treaty. However, it's not exactly a fair negotiation – the territorial governor basically tells these tribes that they have no choice but to live on reservations in order to maintain peace. This moment comes in the wake of a violent time in the Pacific Northwest, a period started by the killing of Christian missionaries—namely, Marcus and Narcissa Whitman—by the Cayuse tribe. In the wake of their deaths, the Whitmans are portrayed throughout the United States as martyrs; the Cayuse, as a problem to be dealt with. But in reality, the backstory behind these murders is a lot more complicated. How did things go so wrong between the Cayuse and the Whitmans? And how did these missionaries' deaths lead to a massive expansion of the United States? Special thanks to Bobbie Conner, director of the Tamástslikt Cultural Institute; and Blaine Harden, former correspondent for the Washington Post and author of Murder at the Mission: A Frontier Killing, Its Legacy of Lies, and the Taking of the American West. We also consulted another great book putting this episode together, Unsettled Ground: The Whitman Massacre and Its Shifting Legacy in the American West by Cassandra Tate. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
In this episode, join Thomas Borders, Vice President, Operations, DHL Supply Chain and Drew Taranto, Vice President, Product Management, eCommerce & Returns, DHL Supply Chain, as they discuss the recent acquisition of Inmar Supply Chain Solutions, a future-forward strategy and customer returns experiences.
Webinar Learning Objectives: ✅ A functional overview of GI anatomy to set the stage for understanding gut health interventions ✅ Explore the mechanisms of action of key nutraceutical compounds that contribute to gut barrier integrity, immune system modulation, and metabolic homeostasis ✅ Evaluate current evidence on the synergistic activity of multi-ingredient formulations designed to support comprehensive gastrointestinal health✅ Understand the rationale and emerging evidence for using pasteurized Akkermansia over live strains, with emphasis on safety, stability, and therapeutic implications ✅ Learn about Tributyrin (as CoreBiome®) which is a triglyceride form of butyrate designed for targeted delivery to the colon where it's needed most (unlike pure butyrate, which is rapidly absorbed in the small intestine)✅ Identify clinical indications and patient populations that may benefit from an integrative, multifaceted approach to gastrointestinal support✅ Live Q&A—Deepen your understanding of ingredient science and clinical applications
What happens when the academic dream and motherhood collide? In this eye-opening episode, former political science academic Dr Paulina Cossette reveals her journey from working seven exhausting days a week as a tenure track professor to becoming an entrepreneur with a thriving six-figure business that allows her the freedom and joy she needed.Tune in to discover:The moment Dr Cossette realised academia's definition of success wasn't working for her lifeHow she found the courage to explore options beyond the traditional academic pathHer surprising insights about academic guiltWhat success looks like when you write the definition yourselfWhether you're questioning your academic journey or simply seeking better work-life harmony, this conversation might just change how you view your own path forward. It's an invitation to explore your options and consider what success looks like for you!Don't miss Dr Cossette's refreshingly honest take on creating a life where both your scholarly mind and motherhood can truly thrive.Follow Paulina on Instagram, LinkedIn or visit her website here.Want more?1. Check out the Mrs Mummy PhD® blog.2. Follow me on Instagram, Facebook, Twitter, Pinterest, Tik Tok or Threads3. Join us inside Scholarly Mamas®4. Check out my Doodle Dozen® children's book series!These are our journeys of becoming!Send me a text message.Support the show
Weekly sermons and study guides.
Weekly sermons and study guides.
After spending many years as an Executive Assistant, Ethan Bull unexpectedly faced layoffs, forcing him to reconsider his career path. With his severance package as a financial cushion, Ethan and his wife, Stephanie, launched ProAssisting, a fractional EA company. Their business focuses on connecting highly skilled EAs with top-level executives, offering flexible, high-quality support without the need for a full-time hire. -Chapters- 00:00 Intro 4:32 Entrepreneurial background 6:35 Starting ProAssisting 14:51 Keeping up with technology 16:16 Using AI in the company 19:44 Delegating tasks to an assistant 22:16 The future of the business 28:17 Work-life balance 31:51 Looking back on the business 34:27 Advice to other entrepreneurs 36:23 Closing and contact
Mar Rosati completely changed her life in her late 40's. She is capital I- Inspiring! Only she can tell her story, which is a must listen, so just press play! Mar is now the co-founder and executive director of the nonprofit organization Proyecto Florecer in Medellin, Colombia, which focuses on vocational and personal growth education in poor neighborhoods. Formerly a software sales executive in California, she reset her life eight years ago to align it with her values and purpose. Today she facilitates various personal development and emotional resilience programs in English and Spanish. She has recently launched The Academy of Emotional Mastery, which is designed to help participants recognize and reset behavior and decision patterns that don't align with their goals and values. She has also spent the past years learning how to scuba, whitewater kayak and ride a motorcycle.
Riches Redefined: Steven's Transformation Why did he turn away from pursuing earthly riches? Join us to hear how God has shaped Stephen's way of thinking based on God's truth.
Ep. 135 Arts Data Redefined- The Conversation This week the Pod Squad shares their thoughts on Josh's conversation with Angela Meleca, Founder and Chief Advocate Officer of Meleca Creative Associates (https://www.melecacreative.com/). They share their thoughts on the Return on Arts concept and more. If you have not listened to that interview, please listen to Episode 134, first. Follow us on social media and let us know your thoughts and questions – https://linktr.ee/nobusinesslikepod Our theme song is composed by Vic Davi.
What if everything changed in a moment and you still found the strength to move forward? In this powerful episode of Real Things Living, author and advocate Becky Galli shares how she transformed a series of life-altering challenges into a life filled with meaning, purpose, and connection.From unexpected paralysis days after divorce to the loss of a child and raising kids with special needs, Becky has faced more than most. Yet her story is anything but bleak—it's a masterclass in grace, grit, and choosing possibility over pity.Takeaways:How journaling became a lifeline—and eventually a published legacy—for navigating grief and trauma.Why letting go of certain hopes can lead to emotional clarity and peace.How her daughter's autism diagnosis inspired the creation of Pathfinders for Autism, now celebrating 25 years of impact.Tune in to hear how Becky Galli is rethinking what's possible and how you can too.Share this episode with someone who needs a reminder that life can still be good...no matter what. Learn more about Becky and her books at https://beckyGalli.com
On this episode of RED, Michelle Barone and Ashleigh McPherson catch up with their friend Helen Hoey. They dive into everything from her experience on Below Deck to real talk about friendship, chasing dreams, and building a brand that empowers women to embrace luxury and intimacy. It's an honest, laughter-filled conversation you won't want to miss.-----------------------------------------------------Support Our Sponsors!Mental Health America of Dutchess County: Dedicated to promoting mental health and providing comprehensive support services to individuals and families. Learn more and find resources at https://mhadutchess.org. WAVA Water: Discover how Wava Water goes beyond hydration to fuel your body and mind. Visit wavawater.com to find your focus and stay refreshed. Mahoney's Irish Pub: Friday nights at Mahoney's Irish Pub are where the vibes are HIGH, the drinks are flowing, and the weekend officially begins! From Orphan to Millionaire: From the gunfire of a Colombian nightmare to the fulfillment of the American Dream, discover Steve Prohaska's gripping journey to survival in his unyielding memoir. https://bigstevebigmoves.com/product/book/ Let's Bag it: Your one-stop shop for trendy bags, jewelry, accessories & home goods. Shop now on letsbagitonline.com-----------------------------------------------------Subscribe to the podcast now: https://www.youtube.com/@michellebaroneredpodcast Check out RED on Instagram: https://www.instagram.com/michellebaronered?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw== Follow Michelle Barone Instagram: https://www.instagram.com/michellebaroneonline/ Tiktok: https://www.tiktok.com/@michellebarone?is_from_webapp=1&sender_device=pc Follow Ashleigh McPhersonInstagram: https://www.instagram.com/ashhmcpherson/ Tiktok: https://www.tiktok.com/@ashhmcpherson?is_from_webapp=1&sender_device=pc YouTube: https://www.youtube.com/@Ashmcpherson Check out RED for more: https://michellebaroneonline.com/
In this powerful episode of The Determined Society, Shawn French sits down with Gil Dezer, the visionary behind South Florida's most iconic luxury towers. From Porsche Design Tower to the new Bentley Residences, Gil shares how determination, disruptive innovation, and fearless thinking shaped a real estate empire. If you love luxury, grit, and next-level living, this conversation is a must-watch. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Episode 13: Episode 279: Episode Summary: Lexi, a first-grade teacher from Las Vegas, shares her journey into personal finance, revealing how finding ChooseFI empowered her financial goals. Initially focused on homeownership, her perspective shifted during the COVID housing market boom, leading her to invest in her skills and explore high-yield savings accounts. The support of the local ChooseFI community helped optimize her retirement accounts and reshape her views on wealth and financial independence. Timestamps: 00:02:01 - Lexi's beginnings in personal finance and saving 00:04:51 - Discovering high-yield savings accounts 00:10:50 - The value of community support through ChooseFI 00:11:53 - Discussion on investing in retirement accounts 00:30:50 - The transformation in Lexi's approach to saving 00:35:07 - Lexi's reflections on passion for teaching and financial freedom 00:42:48 - Conclusion and call to action for joining local groups Key Takeaways: Homeownership Pressure: Lexi reveals how society's pressure on homeownership impacted her financial journey and how she reevaluated her goals. (00:02:45) High-Yield Savings Accounts: Discovering these accounts changed Lexi's savings approach, showcasing how money can work for her instead of just sitting idle. (00:04:51) Community Impact: Engagement with the ChooseFI local community provided valuable insights for optimizing retirement accounts and support from like-minded individuals. (00:10:50) Investment Strategies: Lexi shares her investment strategies including discussing Roth IRAs, 403(b)s, and 457 plans, stressing the importance of tax advantages. (00:11:53) Financial Awareness: Lexi emphasizes the importance of understanding fees in retirement accounts and the potential savings strategies available. (00:14:21) Pursuing Passion: Through smart financial planning, Lexi expresses her desire to remain a passionate teacher, without the burden of financial constraint. (00:35:07) Actionable Takeaways: Explore high-yield savings as a strategy to grow your savings more effectively. (00:04:51) Engage with local community resources to access valuable financial education and support. (00:10:50) Broaden financial goals beyond homeownership to include savings and investment strategies. (00:02:45) Key Quotes: “Rethinking my single aim of homeownership shifted my perspective on financial success.” (00:06:40) “My money is now working harder than I ever imagined!” (00:06:40) “If you are in public service sector, do some research; many might hold undiscovered advantages.” (00:14:21) Featured Resources: Books Discussed: Quit Like a Millionaire book: (00:19:17) Just Keep Buying by Nick Maggiulli (00:19:39) Discussion Questions: How can community support enhance individual financial journeys? (00:10:50) What are the downsides of homeownership versus renting? (00:39:05) What alternative financial goals could one consider instead of simply owning a home? (00:02:45) Join the Community: If you haven't yet, join a local ChooseFI group to expand your financial education and network with others on similar paths. Visit ChooseFI.com/local for more information.