Podcasts about business debt

BUSINESS: Debt payments surge in April to P280.9B | June 9, 2025Visit our website at https://www.manilatimes.netFollow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotionSubscribe to our Digital Edition - https://tmt.ph/digitalSign up to our newsletters: https://tmt.ph/newslettersCheck out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.

Feel as though your business is always in a feast or famine cycle making it impossible to predict cash flow or pay yourself regularly? Are you unsure when and how to use debt wisely? Do you know how to create lasting wealth (even if your business isn't yet profitable) so that you have long-term options and security?  Today's guest is Gina Knox, aka Money's Mom, and she's going to help you get a better grip on your business finances so that your money can start working for you instead of you working for your money!    Chapters 00:29 - Meet Gina Knox 02:10 - Good versus bad business debt   06:13 - When to pay yourself 11:41 - Dealing with inconsistent income  16:36 - Why we avoid getting help with finances 19:31 - The importance of passive income  25:00 - Building a wealth portfolio  31:01 - Connect with and learn from Gina   To attend Gina's next webinar, Pay Off 5 Figures of Business Debt in 2025, sign up at https://www.ginaknox.co/masterclass-ad Learn more about Gina and her programs at https://www.ginaknox.co Follow Gina on Instagram at https://www.instagram.com/ginaknox/   For even more content and a daily dose of inspiration, follow me on Instagram at http://www.instagram.com/HeatherJoyHubbard Join my newsletter at http://www.HeatherJoyHubbard.com/Subscribe for insider access and perks you can't get anywhere else!   

Thinking about taking on debt to grow your business? Before you sign that loan agreement (or take out another credit card), listen to this episode. Susan sits down with inventory and money coach Ciara Stockeland to break down the 5 types of debt, how to know if you actually need one, and how to avoid the biggest mistakes store owners make when borrowing. What You'll Learn: ✔️ The 5 types of debt—and how each one really works ✔️ The simple math problem that reveals whether you can afford new debt ✔️ When debt is a smart move—and when it's a trap ✔️ Ciara's 5-step method for tackling existing business debt   RELATED LINKS: Check out Ciara's Website: https://www.ciarastockeland.com/ How to get control of your $ https://thesocialsalesgirls.com/how-to-get-control-of-your-episode-158/ Frustrated by wasting time and money? A new approach for getting ROI https://thesocialsalesgirls.com/frustrated-by-wasting-time-and-money-a-new-approach-for-getting-roi-episode-183/ How to Create Profit Goals https://thesocialsalesgirls.com/how-to-create-profit-goals-episode-209/ _______________________ Are you constantly asking yourself how to make your website better or questioning your prices? Do you wonder if you're missing something? If you have made sales in person or on a site like Etsy, I know you can sell more on your site. Get my FREE mini-course that will show you our step-by-step process to grow your sales without spending a fortune on risky ad strategies or discounting your products here: https://learn.thesocialsalesgirls.com/conversion-school/ “Insightful, actionable and engaging! I learn so much every single time I listen. I can't believe this information is free - If you feel like this too, I'd love it if you would leave us a review. Reviewing the show will help us reach even more store owners, so we can help them grow their sales. Click here, scroll down, tap to rate with 5 stars and select “Write a review”. Let us know what you find most helpful about the podcast! Also, if you haven't already make sure to follow the podcast so you don't miss an episode! Follow here!

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In this episode of The Power of Her, Dawn Sinkule sits down with entrepreneur and financial empowerment advocate Ciara Stockeland for a conversation that goes way beyond balance sheets. They talk about what it really means to lead a business with clarity, confidence, and profit—not hustle. Ciara shares her personal journey—from launching her first business to learning (sometimes the hard way) how to manage money in a way that feels aligned and empowering. This episode is for every woman who's ever felt unsure about her finances or been told she “isn't a numbers person.” Spoiler alert: you are. Together, Dawn and Ciara unpack the truth about profit vs. revenue, managing debt without guilt, and why simplifying your strategy can help you show up more fully—in business and in life.  

Jose Berlanga - Experienced Entrepreneur On the Skills to be a Successful Entrepreneur: "You have to be a little bit crazy, a little bit of a gambler, a little bit of a dreamer." Advice for an entrepreneur from an experienced business owner with years of dealing with the ups and downs of multiple businesses is invaluable.  The simple fact is that we do not know it all, and sometimes a story from someone that has lived to tell a tale is a great example, or warning, for us. Jose Berlanga, the entrepreneurial force behind many businesses, from Italian Coffee Shops, to real estate investing. Jose opens up about his journey from launching his first business at just 17 years old in the oil and gas industry, to navigating the highs and lows of real estate development with his brother as a partner. Together, they discuss the realities of entrepreneurship—shedding light on the risks, sacrifices, and the unexpected learning curves that come with building businesses from the ground up. Jose also shares insights from his new books, including “The Business of Home Building,” “Dirt Rich,” and “Quantum Entrepreneurship,” each offering a candid look at what it truly takes to run successful companies and develop the entrepreneurial mindset. You will get an inside look at the importance of choosing the right partners, protecting your business during industry downturns, and why understanding your personal strengths (and weaknesses) are just as critical as managing cash flow. Listen as Jose shares some of his behind-the-scenes struggles and triumphs of business ownership, his hard-earned wisdom and actionable advice straight from someone who's lived—and survived—it all. Enjoy! Visit Jose at: https://joseberlanga.com/     Podcast Overview: 00:00 Entrepreneurship: Risks and Lifestyle 06:18 Entrepreneurship: The Crazy Gamble 13:44 Balancing Passion and Practicality 16:30 Balancing Professional Dress Codes 23:36 Partnering for Business Success 27:52 Business Debt and Survival Struggles 31:50 Accidental Real Estate Journey 36:58 "Successful Partnerships Require Compromise" 42:28 "Saturday Night Live Skit Memory" 49:58 Prepare for Economic Shifts 57:47 Youthful Business Risk-Taking Insight 01:00:17 Guidance Lines of Credit Explained 01:07:48 Understanding Your Business Role Podcast Transcription: Jose Berlanga [00:00:00]: The biggest mistake that that some of us entrepreneurs make is that when we start making some money and we experience a handful of good years, we get very, very On, and we think that those good years are never gonna end. And instead of putting some money aside, paying paying off some debt, consolidating our operation, we continue to grow and we continue to leverage and expand recklessly. James Kademan [00:00:31]: You have found Authentic Business Adventures, the business program that brings you the struggle stories and triumphant successes of business owners across the land. Downloadable audio episodes can be found In the podcast link found at drawincustomers.com. We are locally underwritten by the Bank of Sun Prairie, calls On call extraordinary answering service, and, of course, the Business book. And today, we're welcoming slash preparing to learn from Jose Berlanga of the McCall Media Group, and we're talking real estate, business, and a couple of mistakes along the way. Is that safe to say, Jose? Jose Berlanga [00:01:05]: That's right. How are you, James? James Kademan [00:01:07]: I'm doing very well. I'm doing very well. Thank you so much for being on the show. Jose Berlanga [00:01:11]: Part of my reinvention now, I'm starting to write. I'm already on my third book, having a blast doing In, something that I've been wanting to do for a very long time and finally got around to it. But, but really the my my companies, are several others and umbrella of companies, mostly real estate related. Houstonian Capital, Onyx, Land Partners, On Homes, so on and so forth.

        Chances are, if your business is at all successful, you are going to be presented with the opportunity to borrow.  At some point, you'll need a larger space, more computers, more sophisticated software, and more equipment.  You'll have to buy raw materials, build your inventory and hire additional people.  Now, you are faced with the decision.  Should you borrow? In this piece, I reflect on some of the negative consequences of business borrowing. **************************************************************** Dave Kahle's goal is to provide sales leaders and small businesspeople with practical actionable ideas that can make an immediate impact on your sales performance.          Dave is a B2B sales expert, and a Christian Business thought leader.  He has authored 13 books, presented in 47 states and 11 countries and worked with over 500 sales organizations.  In these ten-minute podcasts, his unique blend of out-of-the-box thinking and practical insights will challenge and enable you to sell better, lead better and live better.        Subscribe to these ten-minute helpings of out-of-the-box inspiration, education and motivation. Subscribe to Dave's Newsletters Check out the website Financing Your Business

WATCH THE ORIGINAL VIDEO: https://youtu.be/_TeA0tyLU6g?si=SWXsOk6bjlbPMIuD Caleb and the betterWealth coaches react to Ryan Pineda and Dave Ramsey dialogue about debt and if it's ever a good idea.CONNECT WITH BETTERWEALTH:WEBSITE: https://betterwealth.comEmail BetterWealth: https://bttr.ly/info______________________________________________ DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

In this episode, Gina Knox shares her journey from a background in design to becoming a financial coach for entrepreneurs. Gina discusses the importance of strong financial foundations for small businesses, the common pitfalls entrepreneurs face, and the significance of tracking financial data to ensure profitability. She emphasizes the need to focus on current problems rather than future uncertainties and provides actionable advice for separating personal and business finances. She shares her insights on managing business finances effectively. She emphasizes the importance of separating personal and business finances, maintaining a structured approach to working capital, and understanding the roles of gross profit in business operations. Gina also discusses the significance of having efficient systems in place to manage clients and automate processes, highlighting the use of technology like Airtable to streamline operations. The conversation serves as a guide for entrepreneurs looking to improve their financial management and operational efficiency.TakeawaysFinances can be overwhelming for entrepreneurs.Tracking financial data is crucial for business success.Many entrepreneurs ignore their financial data, missing out on potential profits.Sales alone is not a sustainable business plan.It's important to solve current problems rather than future uncertainties.Separate business and personal finances to avoid complications.Successful businesses track their expenses and ROI on marketing strategies.Understanding your financial data can lead to better decision-making.Coaching can be a powerful tool for entrepreneurs to improve their financial literacy.Gina has helped her clients save millions and build wealth portfolios. Don't open too many bank accounts; keep it simple.Working capital should be used and replenished constantly.Save for taxes monthly to avoid last-minute scrambles.Pay yourself consistently as if you were an employee.Your gross profit must cover taxes, personal pay, and debt repayment.Evaluate your expenses regularly to identify what's not working.Consider your offers as full-time and part-time jobs for better focus.Buffering in business indicates unresolved problems.Automate client management to reduce overwhelm.Use technology to track client data and improve efficiency.More about Gina Knox:Gina Knox is a financial coach for entrepreneurs with variable income and the host of the Small Business, Big Money Podcast. She teaches entrepreneurs how to create strong business foundations by paying off business debt while saving for taxes and paying themselves well in her 12 month program Small Business Money School, then she helps her clients create a 7 figure wealth portfolio with her mastermind 7 Figure Wealth. Over her career as a coach Gina has helped her clients save over 8 million dollars in their businesses, and build wealth portfolios worth over 14 million dollars.Before becoming a money coach, Gina was a small business researcher for QuickBooks for 5 years where she investigated the books of over 400 companies globally.Connect with Gina Knox:Website: http://ginaknox.coInstagram: instagram.com/ginaknoxResources from this episode:http://www.instagram.com/ginaknox https://ginaknox.co/podcast

Whether buying or building, laundromats are a big investment! Luckily, there are many options out there to help you finance that investment and start you on your entrepreneurial journey into the laundry industry!Referenced Links: Our Sponsor: H-M Company Drain Troughs: https://www.draintroughs.comOur Website: https://www.laundromatmillionaire.comOur Online Course: https://dave-menz.mykajabi.com/sales-pageOur Youtube channel: https://youtube.com/c/LaundromatMillionaireOur Podcast: https://laundromatmillionaire.com/podcast/Our Facebook: https://www.facebook.com/laundromatmillionaire/Our Facebook Group: https://www.facebook.com/groups/laundromatmillionaireOur LinkedIn: https://www.linkedin.com/in/dave-laundromat-millionaire-menz/Our Instagram: https://www.instagram.com/laundromatmillionaire/Our laundromats: https://www.queencitylaundry.comOur pick-up and delivery laundry services: https://www.queencitylaundry.com/deliveryOur WDF & Delivery Workshop: https://laundromatmillionaire.com/pick-up-delivery-workshop/LaundroBoost Marketing Company: https://laundroboostmarketing.com/Suggested Services Page: https://www.laundromatmillionaire.com/servicesWDF & Delivery Dynamics: A Complete Business Blueprint: https://laundromatmillionaire.com/wdf-delivery-dynamics-a-business-blueprint/Eastern Funding: https://www.easternfunding.com/Alliance Financing: https://distribution.alliancelaundry.com/finance/Prime Capital Financing: https://www.goprimecap.com/laundry-financingImage: https://helloskip.com/blog/sba-express-loansImage: https://www.fptransitions.com/blog/lending-for-successors-what-advisors-need-to-knowLM Episode with Mike Fingers: https://youtu.be/35Od9WsLHD8LM Episode on SanOWash: https://youtu.be/uba2xsLJh_ELM Episode on Perfect Pour: https://youtu.be/LTz_7kC-vgQCodie Sanchez Podcast: https://www.youtube.com/@PodcastBigDealTimestamps00:00 Episode 89 Intro00:41 Spotlight – Black Friday Sales Events02:20 Episode's Focus03:27 Good Debt vs Bad Debt and Consumer vs Business Debt10:21 Assessing the Risk of the Debt12:16 Lender Type #1: the SBA19:54 Lender Type #2: Conventional Loans31:53 Lender Type #3: Industry-Specific Loans40:42 Our History of Equipment Loans & Renovations44:24 Lender Type #4: Seller Financing 45:06 The Art of Negotiation47:15 Buying & Selling Laundromats52:43 Our History of Seller Financed Deals58:44 Closing Remarkswww.FranchiseResaleReady.comBuy or Sell An Existing Franchise Business

Join Small Business Money School: https://ginaknox.co/school When you join by MIDNIGHT tonight, November 12th - you'll also receive a bonus 1:1 call with a Money School Coach to create your debt pay off plan, personally designed for you. Episode Synopsis: In this episode, Gina Knox discusses the importance of addressing business debt and introduces a debt payoff challenge as part of the Small Business Money School program. She emphasizes the emotional impact of debt on business owners and outlines the core problems that lead to debt accumulation. Gina provides strategies for overcoming these issues and highlights the resources available through her program to help business owners achieve financial stability and success. Timestamps: 00:00 - Introduction to Business Debt Solutions02:56 - Understanding the Emotional Impact of Debt06:09 - Identifying Core Problems Leading to Debt08:50 - Strategies for Debt Payoff12:06 - Overview of Small Business Money School Category: Debt Keywords: business debt, debt-free, financial strategy, Small Business Money School, debt payoff challenge, emotional impact of debt, business finance, money management, financial coaching, entrepreneurship

00:00 Introduction 03:07 E-commerce Challenges and Event Insights 05:50 Principles and Personal Values in Business 09:11 The Role of Debt Financing 12:00 Understanding Debt vs. Equity 14:52 Navigating Amazon and Alternative Platforms 21:00 Debt Strategies for Growth 27:10 Debt and Business Strategy 36:29 Understanding Debt Recapitalization and Its Mechanics 39:45 Liquidity Options and Their Implications 42:30 Building Relationships with Banks for Credit 45:21 Types of Debt: From Merchant Cash Advances to Equipment Financing 52:49 The Importance of Cash Flow in Debt Management 55:30 E-commerce Trends and the Role of SMS Marketing 01:00:57 YouTube as a Marketing Channel: Challenges and Opportunities 01:07:57 The Power of LTV and Subscription Models 01:09:53 The Importance of Quality Data in MTA 01:12:44 Identifying Ideal Customers for Northbeam 01:16:28 Best Practices from Disruptive Brands 01:25:40 Understanding Customer Acquisition Costs 01:30:55 The Role of Metrics in Marketing Success Operators Exclusive Slack: https://join.slack.com/t/9operators/shared_invite/zt-2tdfu426r-TepSHJP~evAyDfR29U2qUw Mike's Tweet Reference: https://x.com/waitbutwhy/status/1852749247445168523 Powered By: Fulfil.io. https://bit.ly/3pAp2vu The Only Cloud ERP Designed to Efficiently Scale 8 and 9-Figure Brands. Northbeam. https://www.northbeam.io/ Postscript. https://postscript.io/ Subscribe to The Marketing Operators Podcast here: https://www.youtube.com/@MarketingOperators Sign up to our weekly newsletter here: https://www.9operators.com/

Send us a textWith rising costs and constrained capital availability, we discussed the shift from pursuing "unicorn" startups to a keen interest in consistently profitable businesses.In this episode, Jordan West with Jake Lerner gets into the unique and dynamic world of business financing. Together, they explore the intricacies of managing cash flow in the current economic climate and the shift away from traditional funding models. Discover how Revenued's innovative lending approach caters to businesses by focusing on revenue and performance guarantees, rather than personal credit scores.Listen and learn in this episode!Key takeaways from this episode:Immigration and Societal Reflection: The discussion highlights the multicultural dynamics of Toronto, emphasizing the significant Haitian and Jamaican communities. It also touches on concerns about modern educational systems and societal norms regarding gender identity.Entrepreneurial Financing Challenges: Many entrepreneurs face lower credit scores due to their business-building efforts, affecting their ability to secure traditional loans.Revenu's Financing Model: Revenu offers a unique lending approach focused on fixed weekly repayments, allowing businesses to manage cash flow without personal credit reporting or collateral. This model minimizes personal financial risk and offers lower fees compared to other fintech options.Impact of Business Debt on Personal Credit: Business debts can negatively affect personal credit. Revenu's products are structured to avoid reporting to personal credit bureaus, reducing the risk to individual credit scores.Fintech vs. Traditional Lending: Revenu provides more flexible and accessible funding solutions compared to traditional banks, which often require extensive criteria and have lengthy decision-making processes.Economic Climate and Funding: Despite rising costs in daily operations, venture capital is limited, and lenders are less willing to extend credit to small businesses post-SVB collapse. There's a noticeable shift towards acquiring consistently profitable businesses over chasing high-risk "unicorn" startups.Advice for Business Owners: It's crucial to separate personal and business credit liabilities, minimize positive account balance costs with potential financing, and explore different financing models to manage cash flow effectively.Trends in Ecommerce Financing: The discussion includes the evolving landscape of business financing, especially with the increasing interest in performance-focused profitable enterprises.Today's Guest: Jake Lerner, CEO of Revenued- a digital fintech lending company. His expertise lies in cash flow management and supporting business financing beyond traditional credit score assessments. Growth Plan: www.upgrowthcommerce.com/growMillion Dollar Offers: www.upgrowthcommerce.com/growIn this episode's sponsor is Particl - a decentralized marketplace built on blockchain. With privacy at its core, Particl allows users to anonymously buy and sell goods using its cryptocurrency, PART. No middlemen, no extra fees—just secure, encrypted, peer-to-peer transactions. Learn how Particl is revolutionizing e-commerce with its unique focus on security and privacy. Learn more here: Particl

In today's episode, I'm diving into understanding your cash flow and staying on top of taxes as a small business owner. Whether you're just starting out, a couple of years in, or haven't looked at your numbers in a while, this episode is all about getting clear on your taxes and financial basics that'll keep your business moving forward!Topics Covered:Why managing cash flow and setting aside taxes is essential for business growth.The tax challenges service-based businesses face versus product-based businesses.How ignoring tax payments can lead to debt that's harder to pay off over time.Creative solutions for paying off tax debt if you've fallen behind.Mindset shifts to help you tackle tax debt with grace and motivation .Tune in for practical advice on handling taxes and cash flow to avoid future headaches. Give yourself grace, it's never too late to get on top of your finances!Staci's Links:Instagram. Website.The School for Small Business Podcast is a proud member of the Female Alliance Media. To learn more about Female Alliance Media and how they are elevating female voices or how they can support your show, visit femalealliancemedia.ca.Head over to my website https://www.stacimillard.com/ to grab your FREE copy of my Profit Playbook and receive 30 innovative ways you can add more profit to your business AND the first step towards implementing these ideas in your business!

We're hosting our very first FREE Debt Pay Off Masterclass! Register here: https://ginaknox.co/masterclass Join us live on November 11th at 1pm CST. Register at the link above., Replay will be sent after to all who register. Episode Synopsis: In this podcast episode, Gina Knox discusses the concept of 'double debt' and the common pitfalls that business owners face when managing debt. She emphasizes the importance of understanding the root causes of debt, such as lack of cash flow strategy, expense management, and tax planning. Gina encourages listeners to address these core issues before considering debt consolidation, as failing to do so can lead to a cycle of increasing debt. The episode concludes with an invitation to a masterclass focused on effective debt management strategies. Timestamps: 00:00 - Introduction to Debt Mastery03:14 - Understanding Double Debt06:04 - The 3 Core Problems That Leade to Debt08:57 - Strategies to Avoid Double Debt12:10 - Conclusion and Call to Action Category: Debt Keywords: debt management, double debt, cash flow strategy, expense strategy, tax strategy, business finance, debt consolidation, financial planning, business owners, debt masterclass

In this episode, I explore practical strategies to manage and reduce business debt. Learn the difference between good and bad debt, how to assess your current debt situation, and the best methods to reduce debt while improving your cash flow.What You'll Learn: • How to differentiate between good debt and bad debt. • How to assess your current debt and prioritise repayment. • Strategies to reduce debt, including the debt snowball and debt avalanche methods. • Tips for improving cash flow to pay off debt faster. • Long-term strategies to avoid falling into debt again.Resources Mentioned: • Business Debt Reduction Toolkit (Free Download) https://www.annetteandco.co.uk/business-debt-reduction-toolkit/Connect with Me:- Profit First UK Facebook Group: https://www.facebook.com/groups/915326342418247- Instagram: https://www.instagram.com/annettefergs/- LinkedIn: https://www.linkedin.com/in/annettefergusonuk/- Website: https://www.annetteandco.co.uk/

In this episode, you'll learn:How to lay a strong financial foundation before investing.Why mindset around money is critical to your investment success.The biggest mistake Gino made with his first property and how to avoid it.Choosing the right investment vehicle (multifamily anyone?).Smart strategies for using debt to fuel your investment portfolio.Why every property is a small business and how to treat it that way.Key Takeaways:"Money doesn't corrupt; it reveals" – Gino explains how your relationship with money influences your investment decisions.Start by choosing your vehicle (stocks, real estate, etc.), saving money, and investing it wisely.Understand the power of using debt responsibly to grow your portfolio.Exit strategies are key: Learn when to cash in on equity, refinance, or hold long-term.Top Advice from Gino:Build a solid financial foundation before investing.Write down one word that defines how you feel about money. Your mindset matters!Pick your investment vehicle and dive deep into it – start with multifamily if you want long-term success.Use debt strategically to maximize your returns.Always have an exit plan for each deal!Ready to start your investment journey? Reach out to Gino and the team for guidance on how to build your real estate portfolio: Call us at 865-800-3905!Looking for more tips and strategies? Subscribe and hit the notification bell to catch our next how-to guide and dive deeper into the world of real estate investing! Don't miss out on learning how we've helped 100+ investors leave their W-2 jobs and close over 86,000 units!#RealEstateInvesting #MultifamilyInvesting #FirstInvestment #JakeandGino #PassiveIncome #DebtStrategies #InvestmentTips #FinancialFreedom We're here to help create multifamily entrepreneurs... Here's how: Brand New? Start Here: https://jakeandgino.mykajabi.com/free-wheelbarrowprofits Want To Get Into Multifamily Real Estate Or Scale Your Current Portfolio Faster? Apply to join our PREMIER MULTIFAMILY INVESTING COMMUNITY & MENTORSHIP PROGRAM. (*Note: Our community is not for beginner investors)

In this episode, Dylan sits down with Ciara Stockeland, a seasoned entrepreneur and profit strategist. Ciara shares her journey from running a successful boutique business to facing significant financial setbacks and ultimately finding her way back to profitability.  They discuss key principles of corporate e-commerce that apply to Etsy, the importance of focusing on profitability over top-line revenue, and strategic steps to manage debt and increase margins.  Ciara also explains her Inventory Genius framework and offers actionable advice for small business owners at various stages of growth. Listeners will gain valuable insights on financial strategy, inventory management, and the importance of understanding one's financials to build a sustainable and profitable business. In this episode, we discuss: [02:13] Rebuilding with a Focus on Profitability [05:46] Helping Others: The Birth of a Coaching Program [07:21] Understanding Financial Strategy for Small Businesses [09:54] The Role of a Contract CFO [12:03] Tailored Financial Strategies for Different Business Sizes [13:24] Reviewing Financials and Board Meetings [13:52] Importance of Early Financial Planning [14:24] Maximizing Business Value for Exit [15:26] Creating a More Profitable Business [17:05] Leveraging Margins and Operating Expenses [18:14] Understanding the Inventory Genius Framework [19:31] Dealing with Business Debt [20:40] Common Mistakes and Solutions Connect with Ciara: Website: www.ciarastockeland.com  Instagram: https://www.instagram.com/inventorygenius 

In this episode of Profits with Pajak, we debunk the most common myths about business debt and reveal the truths that can set your business free—debt-free. Learn how to start and grow your business without borrowing money, manage cash-flow fluctuations without a line of credit, and make large purchases without taking on debt. Tune in for practical advice and strategies to keep your business in the black. Comments and Questions are welcome.  Send to ProfitswithPajak@gmail.com Episode Links: Apple Podcast Listeners- Copy and paste the links below into your browser. Upcoming Events: October 14-15, 2024, Louisville, Kentucky LCR SUMMIT Business Transformation in 2 days!  Attend the LCR Summit and be a part of YOUR Business Transformational Experience in Just Two Days! You will leave this event with the difference between Guesswork and your Best work! This Experience is specifically tailored for ambitious business professionals and creative minds. This 2- Day Workshop event is your playbook to new levels of achievement.  https://www.lcrsummit.com   October 15-18, 2024, Louisville, Kentucky Equip Expo 2024 Exclusive Discount: Unlock 50% off Equip Expo 2024 tickets with code PAJAK—just $15 until Sept 5.  https://www.compusystems.com/servlet/ar?evt_uid=578&PromoCode=PAJAK   Fall/Winter Sessions in Carroll, Ohio The Hardscape Academy In-Person TrainingLearn step-by-step with Caleb and Brittany Auman and their team of Master Hardscape Professionals at the legendary Auman HQ.  You'll get two days of instruction in a small group setting from industry experts. Training will cover how to install pavers, how to install retaining walls, basic budgeting, paver patio estimation, cutting curves, and more! Get hands on experience for you or your crew and ascend to new levels of production.  SAVE 10% when you use promo code PAJAK! https://www.thehardscapeacademy.com/in-person-training   Training and Courses FREE copy of “60 Profit Producing Ideas To Make It Rain For Your Business" Get instant access to 60 profit producing ideas you can implement immediately to get more customers buying more often at higher prices. Free for a limited time... https://app.warplan.com/60ppi/pajak   Budgets, Breakevens, and Bottom Lines™ Workshop John Pajak's exclusive system is designed to help you avoid common failures and achieve your business' financial goals to be profitable and scale your business. https://www.johnpajak.com/offers/qvgvV8m3/checkout   Yardbook Training Workshops Learn one-on-one with John Pajak to use Yardbook like a pro to streamline your business and make more money! https://www.johnpajak.com/offers/aJ9YX7aB/checkout   Show Partners: Yardbook Simplify your business and be more profitable.  Please visit www.Yardbook.com  Get 30 days of Premium Business level of Yardbook for FREE with promo code PAJAK Mr. Producer Click the link to connect with Thee Best Podcast Producer in the biz! https://www.instagram.com/mrproducerusa/   Green Frog Web Design Get your first month for only $1 when you use code, PAJAK , and have your website LIVE in 3 weeks from projected start date or it's FREE for a year. https://www.greenfrogwebdesign.com/johnpajak   My Service Area “Qualify Leads Based on Your Profitable Service Area.” Click on this link for an exclusive offer for being a “Profits with Pajak” listener. https://myservicearea.com/pajak

In this episode of Profits with Pajak, we explore how to run a successful business without relying on debt. Discover seven practical tips for building a financially strong company and taking control of your financial future. Tune in to learn how you can create a debt-free, profitable business that stands the test of time. Comments and Questions are welcome.  Send to ProfitswithPajak@gmail.com Episode Links: Apple Podcast Listeners- Copy and paste the links below into your browser.   Upcoming Events: October 14-15, 2024, Louisville, Kentucky LCR SUMMIT Business Transformation in 2 days!  Attend the LCR Summit and be a part of YOUR Business Transformational Experience in Just Two Days! You will leave this event with the difference between Guesswork and your Best work! This Experience is specifically tailored for ambitious business professionals and creative minds. This 2- Day Workshop event is your playbook to new levels of achievement.  https://www.lcrsummit.com   October 15-18, 2024, Louisville, Kentucky Equip Expo 2024 Exclusive Discount: Unlock 50% off Equip Expo 2024 tickets with code PAJAK—just $15 until Sept 5.  https://www.compusystems.com/servlet/ar?evt_uid=578&PromoCode=PAJAK   Fall/Winter Sessions in Carroll, Ohio The Hardscape Academy In-Person TrainingLearn step-by-step with Caleb and Brittany Auman and their team of Master Hardscape Professionals at the legendary Auman HQ.  You'll get two days of instruction in a small group setting from industry experts. Training will cover how to install pavers, how to install retaining walls, basic budgeting, paver patio estimation, cutting curves, and more! Get hands on experience for you or your crew and ascend to new levels of production.  SAVE 10% when you use promo code PAJAK! https://www.thehardscapeacademy.com/in-person-training   Training and Courses FREE copy of “60 Profit Producing Ideas To Make It Rain For Your Business" Get instant access to 60 profit producing ideas you can implement immediately to get more customers buying more often at higher prices. Free for a limited time... https://app.warplan.com/60ppi/pajak   Budgets, Breakevens, and Bottom Lines™ Workshop John Pajak's exclusive system is designed to help you avoid common failures and achieve your business' financial goals to be profitable and scale your business. https://www.johnpajak.com/offers/qvgvV8m3/checkout   Yardbook Training Workshops Learn one-on-one with John Pajak to use Yardbook like a pro to streamline your business and make more money! https://www.johnpajak.com/offers/aJ9YX7aB/checkout   Show Partners: Yardbook Simplify your business and be more profitable.  Please visit www.Yardbook.com  Get 30 days of Premium Business level of Yardbook for FREE with promo code PAJAK Mr. Producer Click the link to connect with Thee Best Podcast Producer in the biz! https://www.instagram.com/mrproducerusa/   Green Frog Web Design Get your first month for only $1 when you use code, PAJAK , and have your website LIVE in 3 weeks from projected start date or it's FREE for a year. https://www.greenfrogwebdesign.com/johnpajak   My Service Area “Qualify Leads Based on Your Profitable Service Area.” Click on this link for an exclusive offer for being a “Profits with Pajak” listener. https://myservicearea.com/pajak

Morning Show 06 - 27 - 24 Hour 3 Brad McElhinny On Gov Justice Business Debt by The Watchdog

Welcome to today's episode, where Elisha sits and Timothy, a seasoned financial expert, to discuss the transformative power of financial knowledge. Timothy shares his journey from living paycheck to paycheck despite a lucrative career in financial services, to discovering the key strategies that changed his financial trajectory. Timothy reveals the pitfalls of conventional financial wisdom and introduces the concept of maintaining control over your money. He emphasizes the importance of understanding how we use our money and provides insights into the five major areas of wealth transfer: taxes, real estate, retirement funding, children's education, and major capital purchases. In this enlightening conversation, Timothy also delves into the innovative approach of leveraging business debt and offers practical advice on how to build and utilize a personal wealth account. He shares inspiring stories of clients who have successfully turned their financial situations around by adopting these strategies. Tune in to learn valuable lessons on financial control, effective money management, and how small changes can lead to significant financial freedom. Don't miss Timothy's final thoughts and advice on maintaining an open mind and seeking solutions to financial challenges. For those interested in further guidance, Timothy invites listeners to a free strategy session through his company, Tier One Capital. Visit www.tier1capital.com to schedule your session and start your journey toward financial independence. Join us for an episode filled with actionable insights and inspiring success stories. Thank you for listening!

On this edition of "Closing the Books" by IC System - your trusted subject matter expert in all things debt collection - The conversation delves into the challenges of handling past-due debt for small businesses and how even a single delinquent client can significantly affect revenue. They highlight the complexities of managing these situations, especially when it comes to maintaining both the business's reputation and the client relationship. They also talked about the reasons small businesses might be reluctant to collect debt including potentially damaging customer relationships. Small business owners have a lot to do to keep their business running effectively and chasing outstanding debt takes time and experience – especially in regards to ensuring all actions are within regulations.Both guests discuss the benefits of using an experience and ethical debt collection agency like IC System.

Small Business School! Today I want to dive into the nuances of using debt in business with you and share some of my experience with the importance of intentional planning for repayment to ensure sustainable business growth and financial stability. It's so important to understand the implications of taking on loans when navigating through challenging times. So let's get into this important topic!Topics Covered:The benefits and drawbacks of using debt to fuel business expansion and the need for careful consideration based on risk appetite and growth goals.Strategic planning when utilizing borrowed funds, whether for startup initiatives or scaling operations, to ensure alignment with long-term objectives.Planning for Repayment, including understanding profitability, break-even points, and implementing strategies to generate sufficient revenue for timely repayment.Advising against relying solely on loans as a short-term fix for cash flow challenges without addressing underlying business issues.Taking deliberate action steps to improve business performance, even in times of financial strain, to foster sustainable growth and avoid the pitfalls of perpetual debt cycles.Even with debt you want to be planning ahead! Take the steps to figure out what put you in your current position and what you plan to change for quick repayment and long-term success! If you have questions about this, please reach out to me!Staci's Links:Instagram. Website.The School for Small Business Podcast is a proud member of the Female Alliance Media. To learn more about Female Alliance Media and how they are elevating female voices or how they can support your show, visit femalealliancemedia.ca.Head over to my website https://www.stacimillard.com/ to grab your FREE copy of my Profit Playbook and receive 30 innovative ways you can add more profit to your business AND the first step towards implementing these ideas in your business!

Do you have debt in either your esthetician business or personal life? Or maybe both? If so, you are not alone. In today's episode Brittany is going to talk about overcoming the shame around debt and how to get out of debt. ⁠Book a free Discovery Call⁠ with me to learn more about my 1:1 coaching program. It's a no pressure call where I learn about your business and we decide if we're a good fit to work together. ⁠Click here.⁠ Want to work with me? Learn more here. Get the formula for making 100k in Revenue for FREE ⁠here⁠. Follow me on Instagram: @esthetician.coach --- Send in a voice message: https://podcasters.spotify.com/pod/show/brittany-hagemann/message Support this podcast: https://podcasters.spotify.com/pod/show/brittany-hagemann/support

In this episode:  Business Debt 101: when to use debt to scale your business  Tara's experience with debt and how Apple almost ruined her marketing strategy   Debt vs Equity Financing SBA Loans: How to tap into Uncle Sam's foolproof-ish loan program  Invest, Acquire, Compete: Tara's plan for taking on Elon Musk's companies This video is brought to you by Walmart Business. Get all the things you need at low prices you love when you visit business.walmart.com

If you want professional help dealing with your business debts in Athlone, call Rescue Me at +353-818-333-517 - and you'll benefit from expert debt restructuring solutions! Find out more at: https://rescue-me.ie/ Professional Debt Solutions Ltd. City: Athlone Address: 1 Garden Vale Website: https://rescue-me.ie Phone: +353 818 333 517 Email: info@rescue-me.ie

When the tax office comes knocking, it's not usually good news. And right now the Australian Taxation Office is pursuing thousands of people over historical debts that it had previously put on hold. Today, business reporter Nassim Khadem, on why the ATO is trying to recover the funds now and why some people are comparing it to Robodebt. Featured:Nassim Khadem, ABC Business reporter

Yes, you read that right! Due to a billing oversight, I was forced to put together a specific plan to overcome $18,000 in debt by changing my marketing strategy, imposing a spending hault, and more! If you ever find yourself in significant business debt, you're NOT alone and there IS a way out! FREE FUNDING MASTERCLASS January 17, 2024 at 12pm ET: https://www.michelecaruana.com/playground-business-funding-2024 RESOURCES: Play Cafe Academy & Play Makers Socity: http://bit.ly/3HES7fD Getting Started YouTube Playlist: https://www.youtube.com/watch?v=HfYkEnvPJdo&list=PLKNxpFOU7ITc6BrH_EHl4DuHqWqdUoTZU What's Working 2023 Guide: http://bit.ly/3GwXQAS Fund Your Indoor Play Business: http://bit.ly/38KbYbz Courses & Consulting: http://bit.ly/3N7bPAI Indoor Playground Business Courses: https://bit.ly/37yCxAC Michele's Instagram: https://bit.ly/3Ia4PTK Michele's Website: https://www.michelecaruana.com YouTube Channel: https://bit.ly/3JDkSe7 FREE 14-DAY Active Campaign Trial: https://bit.ly/3rjp5bP ETSY Template Shop: https://bit.ly/40RF5D4 Recession Prep Playlist: https://www.michelecaruana.com/recessionprep FREE FUNDING MASTERCLASS January 17, 2024 at 12pm ET: https://www.michelecaruana.com/playground-business-funding-2024 SAVE YOUR SPOT TODAY!

In this podcast interview, we have Atty. Leslie H. Tayne, Esq.  Founder of Tayne Law Group, P.C., a consumer and business debt-related attorney with over 20 years of experience in debt relief. Her law firm focuses on debt resolution and alternatives to filing bankruptcy for consumers, small business owners, and professionals. Key Points: CEO Hack: Leslie recommends video conferencing to improve communication and collaboration. CEO Nugget: She advises to trust your instincts and follow your gut feelings when making decisions. CEO Defined: For Leslie, being a CEO means being the leader of the pack, the pilot, and the captain of the ship, taking full responsibility for the direction of the business. Previous Episode: https://iamceo.co/2018/06/20/016-lawyer-entrepreneur-author-helps-clients-with-consumer-business-debt/ Check out our CEO Hack Buzz Newsletter–our premium newsletter with hacks and nuggets to level up your organization. Sign up HERE.  I AM CEO Handbook Volume 3 is HERE and it's FREE. Get your copy here: http://cbnation.co/iamceo3. Get the 100+ things that you can learn from 1600 business podcasts we recorded. Hear Gresh's story, learn the 16 business pillars from the podcast, find out about CBNation Architects and why you might be one and so much more. Did we mention it was FREE? Download it today!

Episode 6: Managing Business Debt: Tips for Financial Health With Kendra James Anderson   Welcome to the Kendra Nicole Podcast, where we explore the realms of business, entrepreneurship, and a touch of motherhood. Hosted by Kendra James Anderson, a business veteran with over 20 years of experience.   On this episode of the Kendra Nicole podcast, Kendra delves into the intricate topic of debt, offering insights and thoughts. Remember, there's no one-size-fits-all approach to debt; individual circumstances matter. Kendra stresses the importance of having a plan before acquiring debt, emphasizing the need for a purposeful strategy. Here are some key points talked on the episode:   ●      Debt Nuances: Kendra explores the complexity of debt, emphasizing the need for personalized financial approaches. ●      Strategic Planning: A solid plan before taking on debt is crucial for effective financial management. ●      Startup Caution: Kendra discourages relying solely on borrowed funds for business startups, urging personal investment. ●      Real-Life Examples: Scenarios illustrate challenges when debt funds ventures like Uber side hustles or e-commerce businesses. ●      Borrowing Cycle Warning: Kendra cautions against a perpetual cycle of borrowing to cover costs, stressing prudent financial decisions  Learn more about Kendra: Kendra James-Anderson, founder of The Finance Femme, had a decade of experience working in Corporate America when she recognized a large gap in the financial management industry. She served as a Finance Manager supporting the CFO of a multi-billion dollar company in which she was involved in boardroom meetings several times a week. In these meetings, she saw firsthand how billion dollar companies had highly skilled CFOs assisting their CEOs with everyday decision-making based on facts, data, analysis and experience in business strategy.     Follow Kendra here: Email: info@TheFinanceFemme.com  Youtube: https://www.youtube.com/@thefinancefemme LinkedIn: https://www.linkedin.com/in/kendranjames/    The Finance Femme Website thefinancefemme.com The Finance Femme Instagram instagram.com/TheFinanceFemme Kendra Nicole Website kendranicole.co   Kendra Nicole Instagram instagram.com/KendraNicole.co       #DebtTalk #FinancialStrategy #BusinessFinance #PodcastInsights #MoneyManagement #DebtWisdom #FinancialFreedomTalk #BusinessDebtStrategies    TAGS: Business Growth, Delegation Success, Effective Hiring, Leadership Tips, Work Life Balance, Strategic Onboarding, Skill Assessment, Team Empowerment, Feedback Loops, Core Tasks, Entrepreneurial Insights, Business Strategy, Scaling Operations, Management Tips, Leadership Development

BUSINESS: Debt service surges 125% as of end-Aug | November 22, 2023 Hosted on Acast. See acast.com/privacy for more information.

BUSINESS: Debt service bill surges in August | October 30, 2023Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.

In this episode of The Faces of Business, Tim Yurek, Founder and CEO of Tier 1 Capital, shares strategies on how to leverage business debt to accelerate growth.   Tim is an accomplished financial consultant with over 35 years of experience helping clients achieve their financial goals. He has helped thousands of people minimize risk, increase accessibility, and take control of their finances.   Check out the Blog post here: Harnessing the Power of Business Debt   Thanks for taking the time to listen today.   Find Damon Pistulka on LinkedIn talking about life & building businesses you can sell or succeed.    On Twitter as @dpistulka with inspiration and sharing thoughts.    Find out more about Damon when he's not working.  @damonpistulka on Instagram, or Damon Pistulka on Facebook.      More information on building businesses you can sell or succeed and the Exit Your Way method on our website   View our blog page for this episode here.   Email us for more information info@exityourway.com

On this edition of "Closing the Books" by IC System - your trusted subject matter expert in all things debt collection - The conversation delves into the challenges of handling past-due debt for small businesses and how even a single delinquent client can significantly affect revenue. They highlight the complexities of managing these situations, especially when it comes to maintaining both the business's reputation and the client relationship. They also talked about the reasons small businesses might be reluctant to collect debt including potentially damaging customer relationships. Small business owners have a lot to do to keep their business running effectively and chasing outstanding debt takes time and experience – especially in regards to ensuring all actions are within regulations.Both guests discuss the benefits of using an experience and ethical debt collection agency like IC System.

Send us a text message! But please include your email or a way to get in touch with you. This feature is not two way! Starting a new business often means dealing with debt, but fear not, our trusty bookkeeper mensch, Paul Rosenblum, is here to guide you through the labyrinth of Accounts Payable. It may not sound thrilling at first, but when you step into Paul's world of bookkeeping tales, you'll be in for a wild ride. Get ready to be amazed (or maybe shocked) by the financial antics of small business owners as they navigate the treacherous waters of credit cards and loans. And, of course, Paul will serve up some sage advice to steer you in the right direction because he's got your back!

It is very tempting to go into debt to grow your small business. While you might be able to grow your sales, the reality is, most business owners tank their profits and their cash flow. Before you go into debt in your business, please keep the things we talk about in mind. You will be glad you did.    _____________________  

In this episode, Gina kicks off a new series "How Did Gina:" where she shares behind the scenes on wealth building activities. In this episode she focuses on debt management, emphasizing the importance of a healthy mindset and understanding the true cost of interest. Gina reveals her simple strategy for paying off $42,000 in business debt in just six months: setting auto minimum payments, making lump sum payments, and budgeting for debt fees. Applications for 7 Figure Wealth open September 18th at 8 a.m. CST. Join the waitlist: www.ginaknox.co/mastermind

Some people who may be against personal consumer debt believe it's OK to carry business debt. For example, while they may be careful to borrow money personally, they'll swipe the card and carry a balance on the business side without a concern.  Some business owners see the value of being debt-free and want a plan to pay it down so they can have more financial freedom.  A question I hear often is “How do I handle the debt on the business side?” For that reason, today's show is all about “business debt.”  I share the difference, if there is any, between the two.  I also share my favorite strategy to pay down business debt. Once you're out of debt, it's paramount to keep it that way. I share how.  Finally, we'll wrap up with the main benefits to paying off your debt, personal and business! Listen to this episode, apply what you learn, and teach it to others. By the way, be sure to connect with me on Instagram! Listen and grow! Your Financial Coach, Billy  P.S. If you or someone you know is looking for a plan to dial in your finances and achieve some financial freedom, book a short call with me here!    One of the things that 2 recent clients told me is that I helped them uncover things that were holding them back that they didn't even realize. If this sounds like you, give me a shout! You got this. 

Is there such a thing as “good debt?” Or, is Dave Ramsey correct that all…Continue readingEp. 53 – What About Business Debt? The post Ep. 53 – What About Business Debt? first appeared on Business 300.

This is how we started our woodworking side business debt free. Join us at 7:00 p.m. CST to discuss this live!Video version of the show. https://youtube.com/live/mViejfMPTjUPLANS: https://www.731woodworks.com/storeGreatest Free Gift I've Ever Received: http://story4.us/731Woodworks

Today on the Podcast, I'm joined by the amazing Karen Lee, co-founder of LEZÉ the Label, a Recycled Workleasure brand that feels like Pajamas. Lee has been featured in Forbes, People and Opra. Karen has been on the podcast 2 other times so she's now officially a regular and you'll find out why when you tune int, Karen is extremely down to earth, funny and also shares her wisdom of how she's overcome some incredible struggles in her business including being almost 200 thousand dollars in debt. We also dive into topics like community, finances, getting clear on your purpose and so much more! Connect: Connect with LEZÉ: https://lezethelabel.com/ Follow LEZÉ on Instagram: @lezethelabel We are so excited to have Karen as one of our incredible speakers for our Power of Purpose Conference on August 25th! Join us for our in-person POWER OF PURPOSE CONFERENCE: businessbabescollective.com/events *We are now over 50% of our capacity Want to join us as a Vendor or Sponsor? Apply here:www.businessbabescollective.com/vendor-application Want to work with us behind the scenes? Apply to be a volunteer here: www.businessbabescollective.com/volunteer-application Get ready for an inspiring full-day conference featuring inspiring entrepreneurs and speakers sharing their raw perspectives on building purpose-driven businesses. You'll also have the opportunity to Connect with like-minded women, connect and shop local vendors, and enjoy an epic after-party to leave with your heart FULL and incredibly inspired! We also will have a group chat for those that want to connect before the event, just DM us your confirmation at @vancitybusinessbabes to be added! Connect with Danielle: Come hang out on Instagram: @danilivinglife and @businessbabesco Get Access to our Free Business Breakthrough Workshop: businessbabescollective.com/breakthrough Our Curated Resources for Small Business Owners: https://www.businessbabescollective.com/resources

Check out these fun things: Patreon: ⁠https://www.patreon.com/calebhammer⁠  My socials: ⁠https://linktr.ee/calebhammer⁠  Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com Sponsorship and business inquiries: calebhammer@creatorsagency.co  _______________________  Timestamps: 00:00 Purchased a business this young?? 03:15 Going into business debt... 05:20 His actual income 07:14 Spending EVERYTHING on fast food!!! 09:50 Draining his savings... 10:49 Starting his retirement 12:00 EXCUSES 14:38 Credit score 15:30 Truck debt..... 17:41 Are you even trying to get out of debt? 18:20 Medically discharged from the Army 21:15 More monies? 23:30 Time to BUDGET! 26:00 Your money is being stretched... 28:45 Bring in more income? 31:35 EMERGENCY 35:50 Looking forward. 38:53 Hammer Financial Score --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

We're celebrating National Small Business Week with this episode.  SEGMENT 1:  In our first segment, I will be speaking with CT Mobley from ADP about how they are supporting emerging and underserved small businesses and their role as an official Small Business Week sponsor.   SEGMENT 2: Begins at 10:35 Emily Garman is in conversation with Finance and Mindset Coach Christina Edel about the implications of taking on business debt. For any resources mentioned on the show today, visit our show notes over at experian.com/smbmatters.    Want to help us grow? Drop us an honest review and rating on whichever platform you are listening on.   FOLLOW US   Twitter Instagram LinkedIn YouTube

Dave Ramsey & Jade Warshaw answer your questions and discuss: "I put my brother's business debt into my name", Setting up my will to protect your kids, "Should I keep my long-term care policy?" "How can I save for a house after graduating?" Support Our Sponsor: DreamCloud NetSuite PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

More on YouTube? Check the video version on YoutubeWho is the Guest?A leader in the New Thought field of the Law of Attraction and Manifesting, Jaden Sterling speaks internationally on topics including “How to Activate your Mind, Body and Spirit for Success,” “Discovering Your Destiny,” and “How to Turn Your Passion into Profit.”Jaden teaches by drawing from his personal experiences that led him to the top 1% of income earners in the United States at age twenty-six, and to develop a multi-million dollar real estate portfolio in his thirties. The author of the best-selling book, The Alchemy of True Success and Manifesting Wealth & Wisdom Daily Oracle Cards, Jaden is committed to sharing with his growing audience how to access that special place inside themselves, so that they too can experience true success and live a life of freedom.He lives in beautiful Invermere, British Columbia, with his wife, Stacey and two step-up-kids Dylan and Dana, and their pet turtles Cruiser and Digger. Visit Him at: https://sterlingstockpicker.comFreebie(found on his website):3 Common Myths... All Stock Investors Face That Keeps Them Struggling With Below Average Returns: http://special-report.stocks4freedom.comStart taking action right NOW!Goal-setting the right way! Hesitant to make the first step toward real estate investing? Axel learned the hard way- but you DON'T have to start that way. Feel free to talk to him :)Connect with us through social! We'd love to build a community of like-minded people like YOU!

The past few years have been tough and business debt is on the rise. Are you going into debt in your business? Are you thinking about going into debt in your business? Let's discuss why you might want to think twice about going into business debt and what you want to do to get out of business debt. _______________________________

Dave Ramsey & Ken Coleman discuss: Starting a debt-free business, Disagreeing about what to do with a property, Preparing financially to switch careers, Support Our Sponsor: DreamCloud Churchill Mortgage Zander Insurance Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6