Podcasts about risk report

Bryan Barrett talks with James Price of the Better Business Bureau about the release of the 2024 Risk Report. The 54-page document is full of information like the top five sca

From 2023 to 2024, ransomware has seen a 67 percent jump, with an average payment of $2 million and another $2.7 million in recovery costs for most companies that are hit by an attack. Fortunately, there are multiple steps businesses can take to lower the risk of being a victim. In this episode, Adam Keown, global CISO at Eastman, joins host Heather Engel to discuss software updates and how they are essential to protection strategies for organizations across the globe. • For more on cybersecurity, visit us at https://cybersecurityventures.com

In this episode, Ricardo discusses the World Economic Forum's Global Risks Report 2025. Released annually, this report highlights the most pressing global challenges and trends, shaping discussions at Davos and significantly influencing project management worldwide. Ricardo examines the top risks for 2025, such as armed conflicts, extreme weather events, and the rise of misinformation, while comparing them to previous years' findings. He also explores how these risks directly impact project management, emphasizing the growing importance of agile strategies, sustainability, and effective risk mitigation practices. This episode is a must-listen if you're a professional aiming to stay ahead of global shifts. Join Ricardo to discover how to align your projects with the trends that will shape the future. Tune in to the podcast to learn more! See the report at this link: https://www.weforum.org/publications/global-risks-report-2025/

In light of the surgeon general's new report on the health risks of alcohol consumption, listeners call in to reflect on partaking in the abstinence from alcohol for the 'Dry January,' and if the report has had any impact on their choices and to share how it's going so far.

In this episode of CBS Spotlight, we're joined by Andrea Caruso, Senior Vice President and Chief Operating Officer of MIB Group, to explore how MIB is shaping the future of the insurance industry. Andrea shares her insights on leveraging data and analytics to drive innovation, improve risk assessment, and streamline underwriting processes. With her extensive expertise, Andrea sheds light on how MIB is empowering insurers to make smarter decisions while enhancing the customer experience. Whether you're an industry veteran or new to the field, this episode offers a fascinating look at the intersection of technology, data, and insurance.

Adam Cox is joined by Dominic Grinstead & Richard Horner from MetLife. With the number of sick days that we take on the rise and 1 in 10 hospital admissions being the result of things such as trips and falls, it's clear that we need to consider what support we have in times of need. Dominic and Richard talk to Adam about their 'Everyday Risk Report' and its findings. https://www.metlife.co.uk/ 

Get the Industry's Latest Insights on Automotive Mobility Risk!The report sheds light on critical violation trends influencing the industry's current and future state of driving risk. SambaSafety tapped into an extensive database of motor vehicle record (MVR), telematics, and compliance, safety, and accountability (CSA) data to offer never-before-seen insights – from violation frequency to the probability of costly claims.Download Now! Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.

Talk Money with Jim ShoemakerJoin Jim Shoemaker, Drew Johnson, and Scott Jordan as they review the “1st Quarter”. Daniel Irwin alerts us to new ‘Scams' and  shares the outcome of the “Better Business Bureau 2023 Risk Report.”                                          "Helping You Make the Most of Your Money Jim Shoemaker, CFP, ChFC, is an investment advisor representative offering advisory services through Cetera Investment Advisers, a registered investment adviser. Securities offered through Cetera Advisor Networks, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. Shoemaker Financial is independently owned and operated. 2176 West St, Ste. 100, Germantown, TN 38138

Bryan Barrett talks with James Price of the Better Business Bureau. He shares information from the 2023 BBB Scam Tracker Risk Report.

Dive into the heart of what makes employees tick and what ticks them off, as we unveil the results of Swift Bunny's 2024 Employee Engagement Risk Report. Be the first to discover the key factors that not only inspire loyalty and extend tenure among employees but also the leading irritants that drive them away. From well-known challenges like compensation and career progression to newly emerging risks that are setting the stage for 2024, this report is a goldmine of insights. Hear from Jen Piccotti, the CEO of Swift Bunny, and Kara Rice, the VP of Education, as they unpack the statistics and stories behind how actively listening to employee feedback can significantly boost retention rates.    Download Swift Bunny's 2024 Employee Risk Report

The Better Business Bureau just released its 2023 Risk Report showing the top scams in the nation. The top three scams earning the most money from victims include investment, employment and online shopping. Kristen Johnson of the BBB shared why those scams are the most successful and how to protect yourselves from them. She also shared some key findings in the data and how Connecticut compared to the rest of the nation in scams. Image Credit: Getty Images

Join me as I talk with longtime crisis management and resilience expert, Regina Phelps. We take a look at the 2024 World Economic Forum Risk Report and its findings - and what it means for crisis, risk, resilience, and continuity professionals (as well as our organizations). We talk about: 1. Polycrisis, 2. The Global Risk Network, 3. Pessimism (and its growth), 4. The current risk landscape, 5. Extreme Weather, 6. AI generated dis/misinformation, 7. Societal and political polarization, 8. Cost-of-living implications, 9. Cyber attacks, 10. The interconnectedness of risks, 11. The potential impacts of the large number of elections in 2024...and more. Don't miss this episode, as Regina really sheds light on topics we need to think of that could have impact on ourselves, our organizations, and our communities. Enjoy!

Join me as I talk with longtime crisis management and resilience expert, Regina Phelps. We take a look at the 2024 World Economic Forum Risk Report and its findings - and what it means for crisis, risk, resilience, and continuity professionals (as well as our organizations). We talk about: 1. Polycrisis, 2. The Global Risk Network, 3. Pessimism (and its growth), 4. The current risk landscape, 5. Extreme Weather, 6. AI generated dis/misinformation, 7. Societal and political polarization, 8. Cost-of-living implications, 9. Cyber attacks, 10. The interconnectedness of risks, 11. The potential impacts of the large number of elections in 2024...and more. Don't miss this episode, as Regina really sheds light on topics we need to think of that could have impact on ourselves, our organizations, and our communities. Enjoy!

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In this week's episode, Ricardo addresses the Global Risk Report recently released by the World Economic Forum. He emphasizes and validates some clear risks, such as climate change and extreme weather, as well as long-term risks, noting that although they are not new, they are reaching a critical point of no return. Beyond the immediate risks, there is something he talks and posts about almost every week: the combination of AI and social polarization that brings enormous pressure to the truth, signaling the possibility that, soon, the distinction between what is true and what is not may become increasingly difficult to discern. Ricardo also highlights a surprising omission in the report: the absence of the pandemic among the risks discussed. Despite being at the top of the global agenda in recent years, it is now not even among the top ten. This fact, unfortunately, shows the human tendency towards short-term memory. The download is free at the link: https://www.weforum.org/publications/global-risks-report-2024/in-full/ Listen to the episode to know more.

In the aftermath of the Luton airport car park fire catastrophe, let's have a look at a recent detailed report about fire risk and possible mitigation measures.The report, titled “Covered car parks - fire safety guidance for electric vehicles,” produced by consulting firm Arup on behalf of UK's Department for Transport, and published this July 2023, delves into the details of car park fire risks and mitigation.The report, which focuses on electric vehicles and EV charge points, but does not look in details at hybrids, including plugin hybrids, offers lots of most interesting content to understand the fire risks associated with electric vehicles and charging stations. It discusses a range of possible mitigation measures.The full report is worth reading, and reading should certainly not be limited to the executive summary (often a bad habit of executives! :) as the most interesting content is in the detailed analysis.Following highlights of the report, implications of the report findings are discussed. Reference is made to new offerings from China of small cars with ion-sodium batteries, known to pose lower fire risk, and to EV sluggish sales of EVs in the US, where EVs are piling up at dealerships.Substack: https://covexit.substack.com/p/ev-car-fire-risk-mitigation

US inflation is the next big number that the Federal Reserve (Fed) will be looking at to see if it's needing another rise in interest rates. That comes on Thursday, a day after the minutes is released from the last Fed meeting at which it left rates on hold. Also, there's a big report issued from the Bank of England (BoE) on systemic risk. There's been a recent survey undertaken by the BoE suggesting that further modelling is needed to close the gaps it sees in the report. In terms of corporate numbers, it's the start of the third quarter earnings season in the US which should be a good indicator of what's happening in the States as more and more people find the going tough with interest rates as high as they are with little prospect of them falling any time in the near future. Any opinion, news, research, analysis, or other information does not constitute investment or trading advice. Follow us on Twitter, Instagram, and YouTube

The Risk Report with Roman The Stoic Episode #103 In today's podcast I am joined by musician and singer songwriter Nate Ginnetty. We talk about his experience growing up in a musical household. He also shares his first interactions with bands, transitioning to solo work as a musician, teaching literature & English as well as fatherhood. Enjoy "One x One" - Nate Ginnetty --- Send in a voice message: https://podcasters.spotify.com/pod/show/theriskreport/message Support this podcast: https://podcasters.spotify.com/pod/show/theriskreport/support

The Risk Report with Roman The Stoic Episode #102 In today's episode I am joined by Dj & music producer Matt Kelly We talk about his journey with music starting as a guitar player. we go over our similar interests in Post hardcore music, Life and balancing music as we get older. We go over our first encounters at FAU while Matt Was the Program Director for Owl Radio. He talks about moving to San Francisco, meeting his business partner and also meeting his wife. Matt promotes a few of his upcoming shows, including our July 5th showThe "Collier City Jam". We also talk UFC & our love for MMA. Enjoy --- Send in a voice message: https://podcasters.spotify.com/pod/show/theriskreport/message Support this podcast: https://podcasters.spotify.com/pod/show/theriskreport/support

The Risk Report with Roman The Stoic Episode #101 In today's podcast I am joined by Artist, Animator and Singer-songwriter, Abnormal Poet. We talk about his new single "Honey Eyes" Upcoming features with Matt Brown & Layne, as well as a new R&B album he's working on. We discuss our favorite Anime shows, the current state of the music industry, life & technology and much more. Sit back, relax & enjoy. "Snapchat Contract" -Abnormal Poet --- Send in a voice message: https://podcasters.spotify.com/pod/show/theriskreport/message Support this podcast: https://podcasters.spotify.com/pod/show/theriskreport/support

In this episode, John and Andrew discuss what "transformation" means in education. John juxtaposes two reports, conducted a decade apart, that have influenced education for the last 40 years: A Nation at Risk and the Sandia Report. TRANSCRIPT 0:00:02.3 Andrew Stotz: My name is Andrew Stotz, and I'll be your host as we continue our journey into the teachings of Dr. W. Edwards Deming. Today, I'm continuing my discussion with John Dues, who is part of the new generation of educators striving to apply Dr. Deming's principles to unleash student joy in learning. The topic for today is, Do we really need to transform our education system? [chuckle] John, take it away.   0:00:26.7 John Dues: Andrew, it's good to be back with you. Yeah, I thought... Sort of as a jumping off point from our other conversations, I remember, I think in our first conversation, you mentioned you graduated from high school, 1983 in Cleveland area, went to a solid...   0:00:44.9 AS: Hudson High.   0:00:45.2 JD: Hudson High, good traditional public school in Northeast Ohio. And your question was, if I went back to the high school 40 years later, would it look and sound the same, would it have gotten better? Would it have gotten worse? What's going on with our schools in United States, I think was the basic question, I think... When I answered you, I said two parts, there's the question about what most people probably focus on when you think about that question about Did a school get better? Did the test scores improve or decline over time? And then there was a secondary question of, Did the school transform along the lines of the Deming philosophy? And I think that those two questions would have different answers depending on which schools you're looking at, but I thought it would be interesting to sort of think about this question, Do we really need to transform our education system through the lens of a couple reports...   0:01:48.5 JD: Education reports, one that's well known in our world, one that's lesser known, that took a look at the... At least the test results question in the education sector, and then build from there this idea of whether or not we need to transform our schools. One thing, there's no shortage of calls to transform or some people would use the word reform our schools, and those two words probably in and of themselves, probably have different applications, but we'll use them interchangeably as we go through that question and attempt to maybe answer that over this episode and maybe a couple additional episodes.   0:02:36.7 AS: I find that fascinating as I observe education around the world from my own experience outside of the US, and I look at the US, and I think about the importance of education, the role of education. There's a part of education that you could say is kind of indoctrination in the way a country educates its youth to be a certain way or to understand things a certain way, so I didn't see that part of education when I was young, but now I see every country's got their indoctrination that they do within their school system, so I see it kind of broadly, but I'm just curious, really take us through what you'd like to explain about that.   0:03:20.4 JD: Yeah, I think the sort of start... I think there's this quote in The New Economics where Dr. Deming says that people are asking for better schools with no clear idea how to improve education, nor even how to define improvement in education, and I think if that's... And he's saying this roughly the same time that these reports are coming out, and if that's true, I think what happens is when reports come out about the state of our education sector, it's pretty easy to get pulled this way and that. When you don't have a clear picture in your mind for what schools should look like or how to improve schools, these reports have large impacts. And so the first report is well known. It came out about the same time you were graduating from high school, in 1983 in the first Reagan administration, called A Nation at Risk. It's pretty well known in the education sector, and it's had a lot of far-reaching impact in both time and place, where even today, 40 years later, we still... Some of the roots of the various reforms that we've undergone in our sector, it's still playing a role.   0:04:40.6 JD: The second report is, that I'll sort of juxtapose against The Nation at Risk is a report that came out about a decade later called the Sandia Report, and I think it's really interesting just to look at those two reports and the impact or lack of impact they've had over the last 30 or 40 years in the world of education. So I think I would start with, when A Nation at Risk came out, and it was commissioned by the Reagan Administration, the National Commission on Excellence in Education is the group that released the report and one of the leading statistics that's in the report is that the SAT, the college entrance exam that high school students take demonstrates a virtually unbroken decline from 1963 to 1980, where average verbal scores fell over 50 points, and average mathematic scores dropped nearly 40 points in that roughly 20 year time period. And there's these really memorable quotes that are clearly meant to awaken the public to the state of its schools that people still remember to this day, and I'll read one. It says, "We report to the American people that while we can take justifiable pride in what our schools and colleges have historically accomplished and contributed to the United States and the well-being of its people, the educational foundations of our society are presently being eroded by a rising tide of mediocrity that threatens our very future as a nation and a people."   0:06:24.0 JD: You couldn't get much more of wake up type people language, it's really, really interesting. Like I said, this report over the last four decades has been that foundation or bedrock for the various federal reforms that people are probably familiar with, starting with...   0:06:41.0 AS: And to put it into context, that's the kind of talk that was coming out of the Reagan administration, like government's not helping and government can be a problem and we need to pull ourselves up by our bootstraps and you need to take personal responsibility, so it's very... It makes sense that that type of language was coming out of the Reagan administration.   0:07:05.4 JD: Yeah, and I think... So this report is floating around, there's a convening of all the governors in the United States in about 1989, and some pretty strong federal education legislation starts getting put together, it starts with the first Bush and then it ends up being passed during Bill Clinton's years called Goals 2000. And has various goals around increasing graduation rates and test scores and things like that, and then that transitions to No Child Left Behind with many people are familiar with that. Came out in the early Bush years and had a lot of impact on schools when my career was first getting started down in Atlanta, but it was federal legislation, so it covered the entire country, and then it even played a role even into the Obama years when he released the Race to the Top legislation, and that was more of a competitive grant program federally that was lots of strings attached a lot of focus on test scores, a lot of focus on teacher evaluations and principal evaluations and using test scores in those evaluations.   0:08:21.3 JD: And so you can see this, I think, direct linkage between A Nation at Risk, to Goals 2000, to No Child Left Behind, to Race to the Top, and even to the stuff that you see at the federal level to this day. So when a report like this comes out, it's called A Nation at Risk, the thesis of the report is right in the title. A nation is at risk because of its education sector, and so it's like... Most people say, Well, we gotta do something about this. We need to take action. There's some serious implications. And so about a decade after this report comes out, the Department of Energy sort of commissions its own report. The point of this report, as you might expect, is the department of energy, they're actually looking to do some economic forecasting, so it's not directly about our schools, but they wanna take the same data set that The Nation at Risk authors looked at and analyze it.   0:09:32.3 JD: And interestingly, they entered this analysis thinking that they are going to verify the results from a Nation at Risk, but what actually happened is that on nearly every measure of achievement, the Sandia analysts found actually steady or slightly improving trends in the test data. So they were...   0:10:02.1 AS: And in the same test data or in new test data that was coming out?   0:10:04.7 JD: Same exact data. They actually didn't look just at test data, they were actually looking at graduation rates, dropout rate, college-going rates so on just about every one of those measures, it was either steadily improving or slightly improving. And so you go back to A Nation at Risk and you have this absolute decline in SAT scores from the early '60s to the early '80s, and the Sandia authors aren't disputing that, but they're looking at their analysis and they're saying, wait a second, this decline in average scores, actually doesn't mean that the high school students of the early '80s or early '90s, weren't as capable as their 1960s peers. And so then you start to think, Well, how could this be? It's really, really interesting. And what the Sandia report authors go on to say is that when they broke out the test scores and these other measures like I said, graduation rates and other things like that, they broke them out by race and socioeconomic status, class rank, gender, they found these steady or improving rates in all of these groups, and they chalked it up to this statistical phenomenon called Simpson's Paradox, and basically what that is, is when trends that appear in this aggregated data set, which is sort of A Nation At Risk analysis, that reverses when the data is separated into sub-groups, like it was in the Sandia report.   0:11:45.6 JD: So basically what they're saying is that there are a more diverse mix of students on any number of measure, socioeconomic status, gender, race, those types of things, class rank, that there's a more diverse mix of students taking this test, and that is what causes this sort of change in average test scores and other similar measures.   0:12:10.6 AS: Which I guess A Nation at Risk should have controlled for?   0:12:17.6 JD: At least... I think breaking the scores out in the way that the desegregating the data like Sandia did would have been an important step given that the population of test takers was very different in 1963 than it was in 1983 or 1993. So the Sandia researchers basically found these improving trends on dropout statistics, standardized tests, post-secondary studies, educational funding even, international assessment comparison, so all these different measures that... This sort of earlier report is raising serious alarm bells about. This new report is saying, Well, wait a second, if we look at this data and we drill down in a little bit different way, we get the opposite results, but hardly anybody knows about the Sandia report, and just about everybody in my sector, my age and older knows about the A Nation at Risk Report, it's cited all the time. Even to this day, I just heard someone on a podcast a week or two ago talking about A Nation at Risk.   0:13:24.7 AS: So I guess one of the lessons is be careful with how you handle data.   0:13:30.6 JD: Be very careful. I think one of the principless we use here is data has no meaning apart from its context, and this is a very good example of data taken out of context. I think one of the lessons for me is that when you look at our schools, and I think this is maybe what happened with A Nation at Risk, is that for most people, what you see in educational data that comes out of our schools depends, in large part, on what you thought about our schools before we looked. I think they kind of drew a conclusion and then they sort of found evidence to support that.   0:14:14.2 AS: Supposed to be the opposite way. Good research.   0:14:16.8 JD: Yeah, I think so. I think so, should have been an open question, and the Sandia Report had... I think maybe their eyes were a little more open or their willingness to consider alternative explanations was a little bit more because they were not inside the Education Sector, they were outsiders, they were physicists and economists in the Department of Energy, and so they didn't really have a dog in the fight. I guess you'd say.   0:14:41.5 AS: Well, I guess you could probably say we actually don't really know, but the assumption is because they're outside in the department of energy, they're completely neutral, but they may have had their own biases that they brought into that too, but still...   0:14:56.3 JD: Yeah, for sure. For sure.   0:14:58.2 AS: It's a great lesson on... What was it you said, data has no meaning without...   0:15:02.3 JD: Apart from its context. Yeah. Apart from its context. Yeah, I think that's a good example. Yeah.   0:15:06.6 AS: Yeah, and what it also makes me think about. One of the things that's so interesting about the stock market is that you can take a lot of data, you can analyze it and come up with your opinion, and let's just say that you're not that good at analyzing and you've missed some very key things in that data, and then you put your money down and the market will take it away from you, boom like that. Like as an immediate punishment for poor logic and reason, and I'd say that it's kind of one of the last places where that's kind of allowed and where it's kind of supposed to happen, but I think that the immediate punishment for bad logic and reason is not that common any place anymore.   0:15:53.6 JD: Yeah, I would agree. And the troubling thing is the, like I said, the wide-ranging implications that reports like A Nation at Risk can have even 40 years later.   0:16:11.9 AS: Yeah, and I guess that's another lesson from this, so first lesson is about understanding the data and being very careful of how you're interpreting that, the second one is that I like to say first to the mind wins. It's just... I have a funny story where I moved to Thailand and I didn't have a girlfriend and I lived with my best friend, and basically there was people at that time that took that circumstantial evidence and they said, Andrew is gay. Okay, that circumstantial evidence could point to that, and I didn't make any attempt to answer that question, so 20 years, 25 years later, a friend of mine was at a bar, and he said that he overheard two people talking about me, and they were talking about how I'm gay. And my friend went up and said, Well, actually do you guys know Andrew? And they're like, No, we've never met him. And he said, Well, I'm friends with him, and I can put this to rest that Andrew is in fact not gay. They refused to accept that. And I just thought, first of all, first opinions are very difficult to reverse. It takes a lot of emotional and intellectual energy for somebody to do that, and therefore that partially explains...   0:17:46.9 AS: Now, the second part that explains it, is that when you attach emotion to something, it also emboldens it or it makes it in your mind much more so if you think... If you ask an older person, Where were you when you heard that John F. Kennedy was shot? They know exactly where they were because that scary negative painful motion was attached to that particular event. So that's another lesson. But really, John, I wanna know. So my iPhones improve. The car I drive has improved. The TV I use is improved. Everything around me, the medical advancements have improved. Has education improved?   0:18:35.0 JD: Yeah, that's a great question because, What is education? I think probably in some places, and in some times it has and in other places, in other times it hasn't. And in the same place, in different times, the answer would probably be different and depend a lot on what it means to improve, going back to that original quote from Deming, What does improvement mean?   0:19:01.0 AS: So I'm asking a very non-specific general question, it sounds like what you're saying.   0:19:07.8 JD: Yeah. Well, and...   0:19:10.2 AS: Can I ask it in a little bit different way?   0:19:12.4 JD: Sure, because I was gonna say, before we move on from your story of the bar story, I think somewhere... There's a researcher named Zeynep Tulfekci, and I was listening to her on a podcast, I think she's some type of researcher. She said, I can't remember what they were talking about, maybe it was something COVID-related or something from a few years ago, and she said, "Whatever thing is that you're researching or just hearing about, go to the primary source and read the entire thing." And I wrote that down on a post it note.   0:19:45.7 AS: Nobody does that.   0:19:46.8 JD: 'Cause nobody does it. Now, in fact, I talk about being first to mind in some training or conversation or a book, I am sure that I heard or read about A Nation at Risk, and then I just repeated a few things over and over as if it was truth in fact, for probably 15 years before I went and read the thing myself, and my first impression reading it was, Whoa, this is all that's in here. I forget if it's 30 or 40 pages. There's not a lot of data in it. There are some compelling statistics like the SAT thing and some quotes that jump off the page, but I was struck when I actually read it for myself. There wasn't a lot there, certainly not enough to base 40 years of education reform work. That's for sure.   0:20:31.2 AS: And I think that's another lesson too, related to Dr. Deming's teaching. And let's say sometimes the Japanese were kind of famous about go to the location where the problem is coming from, get out of your office and go out. I think that Dr. Deming really highlighted the importance of valuing the workers and their inputs 'cause they know what's going on, and so that's something that I think if people aren't reading some of the basic research or originations of ideas, they're also probably not going down and checking out what's actually happening and you could find a very different story.   0:21:10.0 JD: Yeah, go to the Gemba, go to the factory floor, in our case, it's go to the classroom to see what's actually happening. Yeah. And you're gonna ask that question.   0:21:17.7 AS: So I wanna break my question then... I'm gonna break it down and make it a little bit more specific in hopes that you...   0:21:26.7 JD: You pin me down.   0:21:28.3 AS: Could answer it. The first question I have is that, If we go back 40 years, and I can remember, I had to take a French class and I wasn't particularly interested in France and French language, and I had no interest in that really at the time. And now, let's say it's 40 years later and a young kid like me has to take a French class: Have we come up with a better methodology for learning a language like, Okay, we've advanced, we've been teaching French for 40 years from that time to now, and now we know that there is a better way to acquire a language that cuts the language acquisition time from 40 hours to proficiency, or let's say, I don't know, 400 hours to proficiency to 300 hours to proficiency, this has nothing to do with education or the system of education, but: Have we come upon methodologies that can allow us to acquire knowledge any better or faster than what we did 40 years ago?   0:22:36.9 JD: That's a good question. I think... how would I answer that? I would say that in many areas of education there have been significant advances in the understanding of cognitive science or the application of cognitive science to improve teaching methods. In many areas, I think over the last 40 years, there have been advances, but like in other areas, whether or not those advances make it into the hands and the practices of the front line people is a different question.   0:23:23.6 AS: Which is separate. That's a separate point.   0:23:27.5 JD: When there's two things too, and let's take medicine for example. In medicine, there are a series of landmark trials that led to standard practices in medicine, so in education, I think in most areas, there's actually fewer of the landmark trials and key areas that everybody knows about.   0:23:52.4 AS: So I guess part of what I'm thinking about is one of the arguments I read in a great book called Future Hype, where the guy talked about how everybody hypes how things are moving so fast, but in fact, most of the progress that we've made in this world was made a long time ago. And he uses one example is jet airplanes, basically, we're flying at the same speed today as we did in 1950.   0:24:15.7 JD: 1950, yeah.   0:24:17.7 AS: There's been no advancement, and I can say flying back and forth from seeing Thailand and the US, there was a slight advancement where we had a plane that could fly from New York to Bangkok, but eventually they cancelled that because it was just too expensive and stuff, so it's like there really has been no... Maybe we hit the limit. And you could argue that when it comes to education, it should be quickly adopted if there's a new technology or a new way of acquiring knowledge, repetition or whatever that is, it's pretty quickly adopted, so it could be that we're at the... There's just so much that the human mind can take in.   0:24:55.2 JD: Well, yeah, I've heard that argument, and the second part too would be, to finish off that landmark trial thing is, in medicine where there have been landmark trials that it takes on average like 16 or 17 years for that landmark trial to then be sort of standard practice in practice by doctors and actual hospitals and clinics and even in that... In those sort of... Even when it hits that tipping point, that's far from majority...   0:25:23.3 AS: So you can tell the parents just wait 17 years.   0:25:28.6 JD: [laughter] And then we'll have this best practice for...   0:25:31.3 AS: I listened to somebody say that, We want you to make an investment in our education system, and the investment is your child. We'll do the best we can, but it's an investment, we're still learning and all that. So that brings me to the second part of the question is... And let's just say that education is mainly done through government in Thailand, in Asia, in Europe, in the US, I guess it's mainly done by government, but let's just say generally: Have we improved the way that we educate? Is there... I'm trying to ask it in a way that would be maybe a better way like... Okay. I don't know how to ask it, but I'll just say, like I said, my iPhone's improved tremendously. The camera that we're using on this, the microphone, the internet service that we're using to do this, all of these things have incrementally improved and at times made a major jump in improvement. And my question is, Has our ability to educate young people improved at the pace of other things or at a certain good pace?   0:26:50.2 JD: The way I would answer that is two parts, one, Have you ever heard of the Flynn effect?   0:26:56.9 AS: The what?   0:27:00.1 JD: The Flynn effect.   0:27:00.6 AS: No.   0:27:00.9 JD: Its name for the psychologist that discovered it. Flynn, F-L-Y-N-N. The fun fact is basically, this idea that IQs rose about three points per decade over the last century or so, I think I have that roughly right, in every population. So because of the modern world over the last 100 years has gotten more complex and there's sort of more to life that's like taking a standardized test. We've gotten better at that type of thinking over the last 100 years, so IQ has risen. So in that respect, we have gotten better, I guess, at least measures that purport to approximate whatever intelligence is. However, I don't think that we've closed gaps between groups. Those gaps that exist between different groups, performance wise, I think those... And that's sort of a key area of work for education reform movement that came out of A Nation at Risk. One of the things that people are working on is closing the achievement gaps between different groups, especially kids that are living in poverty, and their more affluent peers. I think those gaps, I think over time have been stubborn, because if you consider the Flynn effect, and that's not what's being measured on state exams, but when one group is going up and the other group is going up too, right.   0:28:45.7 JD: So both are relatively higher than, let's say, IQ scores were 50 years ago, but there's still this gap between groups. So again, it depends on exactly what you're talking about and determined what happened.   0:29:02.4 AS: And when I look at Asia, knowing the education system in Asia, first of all, over the last, let's say, 20 to 30 years, you have many, many families that have finally gotten their first kids into college, and you could argue that that's real advancement for that particular family and maybe for that society. The second thing is, you can see the culture in Asia still remains that education is very important, and so there's pressure from family and all of that in society, that it still is there, so whether American education is declining or improving, also you have to think of it in context of what's happening globally. And I think there's two ways to think about it. First is the quality of a country, ultimately the education of the people should have some effect on the quality of the country and the quality of life in that country. And then the second thing is that the position of that country in a global context should have some relationship to the level of education of that country. Those are just my ideas, it's not necessary something proven, but I feel like that could be true. So I wanna wrap this up a little bit, but how would you summarize what you want people to take away from this?   0:30:37.9 JD: Well, a lot of this stuff, there's sort of two counter-intuitive ideas here. When you look at these two reports that we were talking about, so on one hand, I don't think there's clear evidence that schools have been on a steady decline for the last, let's say 50 or 60 years going back to that, the early '60s that a Nation at Risk is talking about. However, on the other hand, I think that to achieve equitable outcomes for all students, that schools must undergo this transformation on an order of magnitude that's never really been seen or seldom seen in the history of organizations. And I think both reports are mostly looking at test scores and that's a pretty narrow definition of success, or there may be some uses there because we don't know how groups are doing and maybe where to allocate resources without some of those results, but they're definitely more of an inspection and in sorting mechanism than they are an improvement tool. So I think the other problem is, is that if there's this narrative that the nation is at risk, and then... Well, then you... You're saying that things are on the decline and then, Who do you blame for that decline?   0:32:12.9 JD: And I think what happened a lot in the last 40 years of the educational reform movement, deliberately non-deliberately, what happened was a lot of a brunt of that blame was placed on teachers and principals, the people that are working in schools. By the time Race to the Top comes out, using student test results in teacher and principal evaluations is sort of like part of getting the money that was there available through Race to the Top. And so I think my whole point with these types of reports is that, something like the Sandia report can have useful insights that maybe can facilitate some sound database decision-making, but so many times these reports come with these preconceived notions, political agendas, those types of things and the only way to make...   0:33:11.8 JD: To have a sound decision-making is if our education system sits on this solid philosophical foundation, and that's where I think Deming comes in, because if you have that foundation, you're not gonna make changes simply because of changes in test scores, you're gonna make changes based on whether or not something is principled and need to change according to the philosophy, and that's where I really see Deming coming in as this solid philosophical foundation, so it doesn't allow you to get swayed by a political agenda, it's a foundation that's grounded in principles, and so that's what I was thinking, we talk about in the next episode is: When you don't have those principles, what are some of the myths that emerge? And then when you identify those myths and can set those to the side, what are the principles that come in that then drive that transformation going forward. And I think Deming's work is at the center of that.   0:34:16.3 AS: And one of the things that makes me think about is: Can the system transform itself? And one of the ways to try to answer this question, it could be right, it could be wrong is, Is there an alternative solution for educating young people? And if there is, has there been an increase or decrease in people turning to that alternative? You could imagine that if there was a competing system and there was a huge outflow of people from one to another, then parents may say, Well, yeah, you guys can't measure what it is that is great output, but I can. That my student has homework that my child is learning, that my child is... Whatever their assessment is, and so there's someone outside, you could say the customer or the outside interested party just says, I vote with my feet. And I'm just curious, as we wrap up, Is there any knowledge that you have on what... Is there an alternative for government education in America? And has that been more or less popular over the last I don't know 10, 20 years?   0:35:31.0 JD: Yeah. Well, I'm gonna say the first part of your answer, I think your hypothesis, your instinct is right, is that you focused on the system. It's that focus on the system versus the focus on the individual, solely on the individuals within the system, like what was happening with the teacher and the principal evaluations and using the test data in those evaluations. So I think Deming said something like: He estimated that 94% of the problems in organization was due to the system, 6% special, and he meant 6% was maybe attributed to issues at the individual level. So the vast majority of the potential for improvement lies with the system. So I think that's what we're talking about here, the redesign of the system.   0:36:17.5 AS: And that also goes back to constancy of purpose, it also goes back to leadership. And is it possible that the system simply can't have constancy of purpose for political reasons or other reasons, and that... It's just a question I've never even thought about, but it is a challenge to think about, Is there constancy of purpose? Is there strong leadership without leadership...   0:36:45.5 JD: Yeah. There has to be fortitude there. Intestinal fortitude for sure. A strong leadership is a prerequisite. One of the things that Deming railed against was the transition, the frequent transitions amongst management leadership in the United States, because you do need that stability of leadership to maintain that focus on the aim that's guiding the system. So I think that is... That's sort of a part of the formula for success, for sure.   0:37:13.0 AS: I kind of interrupted you and you're, I think may be attempting to answer the question, Is there an alternative and has it grown or contracted?   0:37:22.0 JD: Well, so there's government-funded schools, that's traditional public schools, certainly where I am sitting in public charters, that's a government-funded school that has a slightly different governance structure. So that sector didn't exist 35 years ago, and so that now is maybe six or seven percent of the kids in the United States, something like that, attend a public charter school, and then the other component would be kids that attend a private school or are home schooled, now both of those, as I understand it, both of those populations of students rose sort of coming out of the pandemic, for sure. Yeah.   0:38:03.3 AS: Well, an interesting topic, and the original question is, Do we really need to transform our education system and maybe before... As we wrap up here. How would you answer that?   0:38:18.7 JD: So, yes, I think yes, but it's not for the reasons outlined in A Nation at Risk.   0:38:27.7 AS: Got it. John, on behalf of everyone at The Deming Institute, I wanna thank you again for this discussion. For listeners remember to go to Deming.org to continue your journey. This is your host Andrew Stotz, and I'll leave you with one of my favorite quotes from Dr. Deming, "People are entitled to joy in work."

The Risk Report with Roman The Stoic Episode #100 In today's episode I am joined by incredibly talented and skilled Musician, Anthony Manrique ( Kunga ) We discuss his new single, Color of Serpents. We allude to the process of creating the record. As well as diving into topics of Kunga's musical journey, having been influenced from a young age by his family to create and play music. We also get into topics dealing with AI, Nature, Silent Meditation Retreats and much more. Enjoy Color of Serpents - Kunga --- Send in a voice message: https://podcasters.spotify.com/pod/show/theriskreport/message Support this podcast: https://podcasters.spotify.com/pod/show/theriskreport/support

Northern Trust Asset Management (NTAM) is a leading global investment manager with $1 trillion in assets under management. It released “The Risk Report” late last year, which is an aggregated analysis of 280 institutional equity portfolios across the globe. The report revealed six common drivers of unintended investment results. As an investment manager that employs a quantitative risk-aware approach, NTAM regularly partners with investors and their consultants to provide them with a distinct analysis of underlying risk components impacting their portfolios' ability to achieve intended outcomes. Of utmost importance to our Advisor Perspectives listeners and readers, the findings of the research are as applicable to portfolios managed by advisors for individual investors as they are to institutional investors. NTAM does indeed serve individual advisors through a number of offerings, including Northern Mutual Funds, FlexShares ETFs, and Diversified Strategist model portfolios. NTAM's purpose in conducting the research behind the Risk Report was to help investors make needed adjustments consistent with NTAM's core philosophy, which is that investors should get paid for the risks they take – in all market environments and in any investment strategy. - Here is a link to The Risk Report. Here is a link to the previous podcast I did with Mike in 2019. Join us for Exchange: An ETF Experience February 5th - February 8th. Register now and receive $50 off your ticket price with promo code PODCAST. Introducing AP Premium! Download and brand thousands of articles, summaries & commentaries in minutes. Unlock Premium today and receive $10 off your first monthly or annual payment with promo code PODCAST2022.

By Adam Turteltaub In December 2020 the Pandemic Response Accountability Committee (PRAC) issued the report:  Insights on Telehealth Use and Program Integrity Risks Across Selected Health Care Programs During the Pandemic. To better understand the PRAC and the report, we spoke with Erin Bliss, Assistant Inspector General for Evaluation and Inspections at the Office of Inspector General for the Department of Health & Human Services. As she explains in this podcast, the PRAC was formed as an outcome of the CARES Act. Its mission is to promote transparency and coordinate oversight of the federal coronavirus response; prevent and detect fraud, waste, misuse and mismanagement; and identify risks across agencies. The Offices of Inspector General from HHS, Justice, Veterans Affairs, Defense, Labor and Office of Personnel Management are all PRAC members. The report revealed how great an increase there was in telehealth. In the first year of the pandemic, telehealth usage increased from roughly 3 million people across six federal programs to 37 million. This change was largely the result of an expansion of the Medicare rules, which previously had limited telehealth to rural communities during in-office visits. While few today dispute the value of telehealth, that does not mean its use has not come without challenges. More data, the report notes, is still needed for oversight of telehealth's use and impact, particularly on quality of care. In addition, data collection policies need to be improved since many providers have kept only rudimentary information. At the same time, the report identified activity that indicated waste, fraud and abuse. These included billing the same service twice, billing for extremely high amounts of telehealth services, billing for services that did not seem appropriate for telehealth, and billing at the highest, most expensive level. If there is good news to these findings, it is that the risks are ones already familiar to healthcare providers. Established risk management and compliance tools will likely be useful. Listen in to learn more about what the report revealed and what steps you can take, including active monitoring, to ensure the integrity of your organization's telehealth services.

The Risk Report with Roman The Stoic Episode #99 In today's podcast I am joined by musician, singer and basketball player for the Ft. Lauderdale Sharks; Abraham Hausman. We talk about new year goals, his childhood growing up in Birmingham, Alabama. His move to Houston, Texas and his journey with music & basketball. Enjoy & Happy New Years Everyone! --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic Episode #98 2022 Recap --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic Episode #97 In today's episode I am joined by Entrepreneur, Coach and Hip Hop Artist D Grace AKA Writing New Rules We talk about his influences with music, The start of his creating music. The writing new rules concept, coaching and much more. Enjoy Find D Grace on instagram @coach.withgrace @writingnewrules --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

On this week's episode, Adam and Andy talk about Microsoft's Insider Risk Report for 2022. This report give insight on how to build a holistic insider risk program but combining tooling, people management, trust, and processes. Insider risk is on the rise. Listen in as Andy and Adam break down the report and give you the highlights on how to get started on building your insider risk program. ------------------------------------------- YouTube Video Link: https://youtu.be/UdoBv3R-OeE ------------------------------------------- Documentation: https://query.prod.cms.rt.microsoft.com/cms/api/am/binary/RE58Ymd ------------------------------------------- Contact Us: Website: https://bluesecuritypod.com Twitter: https://twitter.com/bluesecuritypod Linkedin: https://www.linkedin.com/company/bluesecpod Youtube: https://www.youtube.com/c/BlueSecurityPodcast Twitch: https://www.twitch.tv/bluesecuritypod ------------------------------------------- Andy Jaw Twitter: https://twitter.com/ajawzero LinkedIn: https://www.linkedin.com/in/andyjaw/ Email: andy@bluesecuritypod.com ------------------------------------------- Adam Brewer Twitter: https://twitter.com/ajbrewer LinkedIn: https://www.linkedin.com/in/adamjbrewer/ Email: adam@bluesecuritypod.com --- Send in a voice message: https://anchor.fm/blue-security-podcast/message

The Risk Report with Roman The Stoic Episode #96 This Episode I'm joined by Artist, Singer and Producer S. Luna. We talk about Music, from his first EP to his latest album Fiesta/Inferno We touch on the many performances we've had together, Nutriculous Sound and Influence Studios . The differences in our journey between then and now. As Well as the role being Latin Americans is having on both our music, and much more. Enjoy --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic Episode #95 In today's podcast I am joined by an old friend, the incredibly talented Hip Hop Artist, Singer, Song-Writer, Musician and Producer Chris Scalco. Chris shares his experience and journey with his mental health, from transcendental meditation to his experience with medicines such as Ayahuasca and Ketamine treatments. We talk about his journey with music, reflect on the process of music making and the interaction of the mind. As well as give advice for up and coming artists. You can find Chris Scalco; Instagram: @scalcomusic / Spotify & Apple Music: Chris Scalco Enjoy --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic Episode #94 In todays podcast I talk about mental health. Particularly my own mental health and dealing with my anxiety/panic attacks that I have been having for some reason. I talk about what has happened in the last few weeks, potential past traumas and emotions that I believe may be contributing to my anxiety. I also talk about what has helped me, eating healthy, cutting out certain habits and exercising to get my body and mind right. I also go into my first time performing comedy for an audience. Enjoy "Lost Weekend"- Roman The Stoic (Outro song is an unreleased record) --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic Episode #93 In today's podcast I talk about Halloween weekend. Getting into Photography and my perspective through it. I talk about new music, and trying comedy at an open mic. I also talk about Seoul Crowd Surge in South Korea. I touch on the signs the last few years has presented the world. I finish off with talking about giving thanks everyday, and how short life can be. Happy Halloween --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

Dr. Heidi Larson, co-founder of the Global Listening Project and founding director of the Vaccine Confidence Project at the London School of Hygiene and Tropical Medicine, joins Katherine to discuss the impacts of Covid-19 on global vaccine confidence and the importance of listening closely to people's stories to better understand how individuals experience and navigate global health threats. Prior to the pandemic, nationally representative surveys suggested that many people accepted routine immunizations, but the explosion of information and misinformation about new Covid-19 vaccines has led more people to question the value of immunization programs, and coverage has gone down. Social cohesion has also been negatively affected by the pandemic, with the World Economic Forum 2022 Risk Report showing a nearly 30% decline since early 2020. Noting that we have all experienced a kind of trauma over the past three years, Heidi argues that it's essential to enable people to tell their own stories of survival if we want to prepare, as a society, for future shocks and crises. The Global Listening Project aims to capture people's experiences and develop an index of public readiness that is informed by the public so that future interventions will be more relevant to people's lives. Dr. Heidi Larson is a Professor of Anthropology, Risk and Decision Science and is the Founding Director of the Vaccine Confidence Project at the London School of Hygiene & Tropical Medicine. She is the author of STUCK: How Vaccine Rumors Start – and Why They Don't Go Away.

The Risk Report with Roman The Stoic Episode #92 In this episode I am joined by Hip Hop Artist , The Avocado Man himself, Sko Gudino. Tune in to listen to us talk about music, the soul fam collective, inspirations, "furries", parking tickets and much more. Instagram : @skogudino @soulfam2018 The Hip Abduction Tour Dates 11/25 Jacksonville, Fl @intuition_ale_works 11/26 St. Petersburg, FL @Jannuslive 11/27 Stuart, Fl @terrafermata Enjoy --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic Episode #91 In today's Podcast I am joined by the incredibly talented Drummer, Singer & Producer Trey Dark. We sip tea and talk about shows, music, inspiration, spirituality, angels, God, purpose and much more. Tune in & Enjoy Instagram : @ Treydarkproductions Lofi- Tiny Gear Concert -Wednesday October 26th to see Trey Dark Live @ thebasementpresentsmusic --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic Episode #90 In today's podcast I am joined by a very special guest, Singer, Songwriter and Musician Matt Brown We talk about his early beginnings with music coming from a musical family, and the influence and role Matt's Father played throughout his life. We discuss his journey of being a creative, his influences, Soul Fam, Marriage, Knee Injuries, advice for upcoming artists and much more. You can find Matt on instagram @ Mattbrown.music & at officialmattbrown.com "Interstellar" - Matt Brown Feat. Anysia off the self-titled Wavvyday album Enjoy --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic episode #89 In today's podcast I am joined by the incredibly talented singer songwriter, Cleo J'Adore. We discuss "The Process" her Vlog series, and the inspiration behind her music. From her start with music, and the journey she's been on. We also get into the importance of the Soulfam community and collective, and the opportunities they have provided in the South Florida music scene. Enjoy You can find Cleo on instagram @powerhousecleo --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic Episode #88 Welcome back, today I talk about Soul Fam's Get down Show on Clematis 500 block. I go over my experiencing opening the show and performing in the rain. I also reflect on my journey with music and how I am always pulled back into the local music scene. As well as my appreciation and adoration for those that support and contribute to the scene. I also talk about the recent hurricanes affects on Ft. Myers and Puerto Rico as well as thinking about those who are facing hard times. Thank you for tuning in, Peace --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic Episode #87 In this episode I go over my award for teacher of the month, & how nice it was to be appreciated in that way. I also talk about performing with soul fam, as well as performing on the upcoming show "The Get Down" on Clematis 500 block on October 8th. Tune in to hear me reflect. Peace & Love --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic Episode #86 In this episode I go over the first month of being back at work. I talk about performing again on Tuesday nights and Opening up about purpose and my spirituality. Enjoy --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic Episode #85 In today's podcast I go over Paulo Coelho's book 'The Alchemist'; I describe the book from beginning to end, all while alluding to my own cmy experiences. Enjoy --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic Episode #84 In today's episode I touch base with the fans. Go over what I've been doing this last month, from tattooing to pulling my hamstring. It's a good time. Thank you for tuning in! --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic Episode #83 In this episode I catch you guys up on my road trip to St. Pete, Tampa & Orlando. You'll get to meet my cat, Odin. I also get into ' Roe v Wade ' being overturned by the Supreme Court. I go over how dangerous and asinine it is for The Court & Congress to allow this. Sharing my thoughts with all of it. Peace & Love Everyone --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic Episode #82 In this episode I catch up with the listeners, talk about life and my plans for the summer. Enjoy --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

Boards and CEOs are asking what their cyber risk posture is, and they aren't getting clear answers. Reports produced from assessments oftentimes are built on stale data rather than real-time compliance and risk data. How should C-levels be thinking about cybersecurity posture reporting, and how can they manage cyber risk in real-time as opposed to point-in-time?   This segment is sponsored by CyberSaint. Visit https://securityweekly.com/cybersaint to learn more about them!   Visit https://www.securityweekly.com/bsw for all the latest episodes! Show Notes: https://securityweekly.com/bsw263

The Risk Report with Roman The Stoic Episode #81 in today's episode I touch base on what I've been up to recently. Laying low, hanging out with my cat, skating and working on music. Enjoy --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic Episode #80 In today's podcast I am joined by the owner of Nothing Negative Co., Musician & Photographer Jakob Takos. We talk about life, his recent wedding, music and photography. We also get into the published book '111 Places In Palm Beach That You Must Not Miss' which Jakob photographed for. Tune in for chats about relationships, playing with other bands and musicians as well as creating consistent content. Instagram: @Jakobtakos @Nothingnegativeco @jakobtakosandtheconnection Outro Song: Roman The Stoic " Melt" Amazon.com : 111 Places in Palm Beach That You Must Not Miss --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic Episode #79 In today's podcast I go over a few recent moments in my life that have caused some change. Turning 28 years old. I also go over my story on how finding a baby duckling and saving it from the road, led to me being open enough to adopt a cat. I talk about my new kitten Odin, signs in life, greek myths and more. I open up about losing my Grandfather on March 2nd. Having reached 100 years old and 6 months. I share the influences he had on me over the years, and how much i truly admired Don Pancho. R.I.P Thank you for tuning into the podcast, I truly appreciate you. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

The Risk Report with Roman The Stoic Episode # 78 In today's podcast I am joined by The CEO of The Bikini Block, Ashley Marie Ricardo. We bullshit about life and old history shows. We talk about her start as a business owner, and the transition of growing The Bikini Beach Clean Up movement, to help fight against the pollutions of plastic to our oceans and lands. She also talks about being a partner for SPACE UNKNOWN, a holistic and creative studio that provides safe & empowering place for women in Delray Beach,Fl. You can find Ashley on instagram @Soashleymarie @thebikiniblock @bikinibeachcleanup & @_spaceunknown_ Enjoy. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/theriskreport/message Support this podcast: https://anchor.fm/theriskreport/support

ABOUT LANCE PEDERSONLance Pederson is the Founder of Verivest and the host of The Real estate Risk Report podcast. He is also the Principal of Fairway America, a private equity real estate firm based in Portland. He has worked in the middle-market real estate space for more than 13 years and has helped over 180 entrepreneurs' architects pooled investment funds. He's passionate about the power of transparency in building trust between sponsors and investors.   THIS TOPIC IN A NUTSHELL:[01:25] His career background[03:30] How Verivest started[05:21] Verivest as Fund managers [06:10] Mutual fund structure[09:13] Advisory consulting practice[12:00] Work they do at the back end[12:55] Measuring engagements with Investors [14:45] How to structure Syndication deals[15:53] Removing friction between Sponsors and Investors[16:58] Verifying track record as middlemen for both parties[19:35] Tracking post-investments for deals[21:13] Pros and cons of Single-asset syndication vs. Fund-type space[24:25] Benefits of GP co-invest fund[26:10] Advice to new Syndicators[29:42] Track record that you need to move up the ladder[31:50] Having a robust pipeline[33:40] Leveraging your own team[34:40] Having a good analyst on the team[39:11] Advice to his 25-year-old self[40:13] His First Entrepreneurial endeavor[41:06] Formal and Informal training that shaped his journey[42:02] The Deal that got away[44:05] How to reach out to Lance KEY QUOTES:[10:42] All the stuff that most real estate guys hate, we try to create services to do those things so they can just focus on acquisitions and asset management and fundraising at the highest level.  [18:35] What I see in the industry is that it's stopping people from participating because they don't know who to trust. So, to me, how can we solve that problem? Well, we have to be that third-party fund administrator, we have to be as independent as we can be. I'm not the investor and I'm not the guy who's taking the money. We have to make sure that they are doing what they're supposed to do and we offer a track record verification service. [27:35] If you obsess with the metrics or the economics on the deals or the only thing that how investors make decisions, you're sunk, right now. What you need to be more focused on is your narrative, what's your story? What makes you different? How do you look for deals and how do you get that deal? [28:03] As much as I'd like people to be more analytical about it, all investors are still making emotional decisions. So, I'm saying get your story down and have them fall in love with you before they even find out what the damn terms are. But when they do find out the terms, send a signal to them that says you're being intellectually honest with yourself about the realities. Show them that you're willing to be aggressive and prove yourself.SUMMARY OF BUSINESSVerivest is a first-of-its-kind platform designed to bring transparency and trust to middle- market real estate investing. Sponsors are verified through background due diligence and portfolio monitoring, allowing investors to find, assess, choose, and monitor the right deals for their investment goals more confidently.    ABOUT THE WESTSIDE INVESTORS NETWORK        The Westside Investors Network, is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication.       The Westside Investors Network strives to bring knowledge and education to the real estate professional that is seeking to gain more freedom in their life. The host's AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com.                 #investmentproperty #realestate #investment #property #realestateinvesting #propertyinvestment #investing #realestateinvestor #investor #investments #invest #realty #realtorlife #properties #investmentproperties #realestateinvestment #REinvesting #entrepreneur #entrepreneurlife #money #business #finance #financialfreedom #wealth #entrepreneurship #passiveincome #investments #verified #middlemarketing #backgroundcheck #blindpoolfund #raisingcapital #syndication #accreditation #businessportfolio #accreditedinvestors #beyourownboss    YOU MAY CONTACT LANCE PEDERSON VIA:  Email: lance@verivest.com Website: https://verivest.com/companyLinkedIn: @lancepederson, @verivest, @real-estate-risk-report  Social media:     Facebook: @Verivest @realestateriskreportInstagram @Verivestverified @RealestateriskreportTwitter: @Verivest                CONNECT WITH US      For more information about investing with AJ and Chris:     · Uptown Syndication | https://www.uptownsyndication.com/      · LinkedIn | https://www.linkedin.com/company/71673294/admin/        For information on Portland Property Management:    · Uptown Properties | http://www.uptownpm.com     · Youtube | @UptownProperties           Westside Investors Network     · Website | https://www.westsideinvestorsnetwork.com/     · Twitter | https://twitter.com/WIN_pdx     · Instagram | @westsideinvestorsnetwork     · LinkedIn | https://www.linkedin.com/groups/13949165/     · Facebook | @WestsideInvestorsNetwork     ·    Youtube | @WestsideInvestorsNetwork