Podcasts about rock retirement

Summary Roger is a renowned retirement podcaster, blogger, educator, and planner. With over 8 million downloads and 475 episodes of The Retirement Answer Man show under his belt, and his brilliant community-based Rock Retirement Club he has truly made a mark in the retirement space. We delved into the emotional and behavioural challenges of retirement, discussing how we, as humans, are simply not wired to take on this new phase of life without some battle scars. One of the key topics we explored was the "paycheck anxiety" that many individuals face when transitioning into retirement. The loss of that safety blanket, the feeling of security that comes with a regular paycheck, can be daunting. Roger shared some valuable insights and observations on how to navigate this challenge and find peace of mind in your retirement journey. Useful Links Thinking in Bets by Annie Duke The Power of Agency by Paul Napper & Anthony Rao Winning The Losers Game by Charles Ellis The Top 5 Regrets of The Dying by Bronnie Ware Subscribe to the Humans vs Retirement podcast on Apple Podcasts, and Spotify Download for free my 7 Step Retirement Toolkit Subscribe to my newsletter Stay The Course Connect With Roger Twitter LinkedIn The Retirement Answer Man Podcast Agile Retirement Management   Connect With Me TFP Financial Planning LinkedIn Twitter Book in a chat if you want a second opinion about your retirement planning Email at dan@tfp-fp.com

Jim Kreid and Lexi Morey of Solid Rock Retirement Strategies join The Greg and Dan Show to promote their sponsored free showing of the new film, Sound of Freedom. Sound of Freedom is based on a true story and features Tim Ballard's mission to save a child from ruthless child traffickers in the Colombian jungle. Solid Rock Retirement Strategies' sponsored showing is on Wednesday, July 12th at 6:30 pm at the Willow Knolls Theater. Sign up for free tickets at Solid Rock Retirement Strategies' Facebook page. See omnystudio.com/listener for privacy information.

If you are thinking about retiring in the next few years you're probably wondering what the best tools are to help you plan. Finding the right retirement planning software can not only help you plan retirement but help put your mind at ease so that you can Rock Retirement! One listener asks my opinion on the best retirement software to use. If you are curious about my answer you'll press play.  In this episode, you'll also hear about the books I read in March, an interview with Steven Chen from the New Retirement Calculator, and learn the benefits of creating horizontal relationships. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN BOOK REVIEWS [1:30] Books I read in March LISTENER QUESTIONS [5:30] Which retirement software should I use? [11:49] On using dividend investing to fund retirement [20:19] On using indexed annuities with downside protection [24:04] A recommendation for my wife, Shawna [24:55] Looking for a financial planner that is a retirement consultant  STEVEN CHEN INTERVIEW ON THE NEW RETIREMENT CALCULATOR [26:45] What New Retirement Calculator users think about [33:06] Planning for the future [38:36] What's new with the New Retirement Calculator BRING IT ON [41:55] The benefits of creating horizontal relationships TODAY'S SMART SPRINT SEGMENT [47:10] Revisit your allocation plan Resources Mentioned In This Episode NAPFA Garrett Planning Network New Retirement Calculator Money Guide Pro Elite Financeware BOOK - The Courage to Be Disliked by Ichiro Kishimi BOOK - Make Your Bed by William McCraven BOOK - Sea Stories by William McCraven BOOK - Build by Tony Fadell BOOK - Top Five Regrets of the Dying by Bonnie Ware Morningstar's The Long View Podcast - Retirement Planning Is Not Financial Planning LiveWithRoger.com - Register for the webinar on May 11, 2023 to discover the 4 Phases of a Great Retirement Plan Rock Retirement Club Roger's YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Roger's Retirement Learning Center

If you have been listening to this show for a while, chances are you already know how to rock your retirement. However, this can all change with the loss of a spouse. All of your best-laid plans change in an instant. That's why this month we are focusing on going from two to one.  Learn how to navigate your mindset–transition from this sucks, to how I will work through this, to having a great life. Press play to listen. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PRACTICAL PLANNING SEGMENT [5:47] Announcements [6:44] Books I read in February LISTENER QUESTIONS [11:46] Roth conversions and taxes [17:31] Roth conversions or capital gains? [23:10] How to create a paycheck between ages 62-72 BRING IT ON WITH KEVIN LYLES [29:12] Finding meaning and purpose in retirement  [38:52] Create a mission statement TODAY'S SMART SPRINT SEGMENT [41:05] Think about your mindset Resources Mentioned In This Episode Episode 310 - The Pie Cake Andy Panko BOOK - Traction by Gino Wickman BOOK - Be 2.0 by Jim Collins BOOK - Rethinking Positive Thinking by Gabrielle Oettingen TV SERIES - SAS Rogue Heroes on MGM streaming TV SERIES - Shrinking on Apple TV Rock Retirement Club Roger's YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Roger's Retirement Learning Center

Navigating the healthcare world in this day and age can make your head spin. It is hard to understand what to believe and what not to believe since there are so many voices telling you their interpretation of the facts.  This is why it is important to build a healthcare framework from which to operate. Your healthcare framework will ensure that you get your questions answered so that you can make the best decisions for your health. Building a healthcare decision-making framework is similar to the framework we build for making financial decisions.  Dr. Bobby Dubois joins me again today for the last episode in the Functional Health to Rock Retirement series to discuss how to approach medical problems both conceptually and with your doctor. You won't want to miss this important conversation, so press play to listen.  Building a relationship with your primary care physician can help you feel confident in your healthcare decisions Whether you are dealing with a small, medium, or large medical problem it is important to ensure that you receive the right care. The right diagnosis leads to the right procedure, but that all begins with ensuring that you have the right healthcare provider.  Many of us don't have relational currency with our doctors anymore. Gone are the days of the doctor who has treated us and our family for ages. These family doctors have been replaced by the managed care model.  Even if you haven't been seeing your primary care doctor for long, you can try and build a relationship with them that puts them in the quarterback position of managing your overall health care. Listen in to hear how. If this isn't a possibility you may want to look into finding a concierge doctor. Concierge medicine is an emerging industry that may be beneficial to retirees. For an extra yearly fee, these doctors offer personalized care and direct access since they limit their patient load. Use a systematic way to build a healthcare decision-making framework We all want to embrace life physically for as long as possible; however, at some point in our lives, we are all going to face medical challenges. How you choose to confront those challenges could be critical to overcoming them. This is why it is important to have a framework in place for dealing with health issues. It is important to approach medical problems in a systematic way so that you can organize your decision-making. Building a strong framework starts with asking the right questions To ensure that you get the right care you must be more than just a passive patient you need to be an active consumer that asks the right questions.  Rather than creating a list of 100 questions, try to boil them down to 2-4 questions. Understand that doctors operate on a tight schedule, so it can be helpful to let them know that you have questions in advance. You can do this by sending them an email or handing your typed questions to the nurse at the beginning of your appointment. This way you are being proactive yet respectful of their time. After receiving a diagnosis ask your doctor these questions: How long will it last? How severe is it? How resilient am I? After discussing treatment options you can ask these questions: Why do I need this (procedure, surgery, medication…)? What happens if I don't do it? Are there alternatives? What are the risks associated with this treatment? What is the (out of pocket) cost?  What are the costs of the alternatives? Asking your doctor, how often do you see this? can help you to decide whether you should get a second opinion. Remember when putting together your framework for answering questions that a good theory is not evidence. Make sure that there is evidence that the treatment will work. A great question to ask is what is the evidence that supports this theory? The journey of rocking retirement starts with your feet–take that baby step in the right direction now to continue toward your goal of rocking retirement. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PRACTICAL PLANNING WITH DR. BOBBY DUBOIS [4:06] How to approach medical problems with your doctor [12:25] Ensure that you get the right treatment [19:43] Questions to ask to build a framework [25:50] Randomized trials vs observational studies [31:12] A case study to understand how to talk to your doctor [40:02] A summary of functional health to rock retirement LISTENER QUESTIONS [43:33] How to characterize home equity in planning [49:27] On using an advisor for money management vs. keeping assets in a 401K COACHES CORNER WITH KEVIN LYLES [56:47] 4 questions to consider to  TODAY'S SMART SPRINT SEGMENT [1:10:30] Brainstorm a few of these steps to integrate into your life Resources Mentioned In This Episode Galleri Cancer test Oura Ring WHOOP Dan Miller 48 Days to the Work You Love BOOK - Younger Next Year by Chris Crowley BOOK - The Expectation Effect by David Robson Andy Panko at Tenon Financial LTCI Partners Rock Retirement Club Roger's YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Roger's Retirement Learning Center

All this month we have been discussing functional health so that you can ensure your body works well enough to rock retirement. Last week we learned how finding the right exercise plan can help you stay strong enough to do all the things that you want to do when you retire. Today, we learn about the opposite side of the functional health coin: nutrition. You probably know that nutrition should be an important part of your overall health plan, but with so many conflicting diets out there how are you supposed to know what you should eat?  Listen in to hear what functional health expert, Dr. Bobby Dubois recommends to maintain proper nutrition in retirement.  It's easy to fall into a nutrition rabbit hole If you head to the bookstore or ask a question on Google, you'll quickly realize that there are tons of rabbit holes that you can fall into when it comes to nutrition. How can there be so many different 'right ways' to eat? Before starting the cantaloupe diet or another such extreme measure it is important to understand the science that goes into nutrition.  Why evidence-based nutrition is important Many fad diets are based on strong emotions and faux science rather than evidence-based science.  Science is a process by which scientists answer questions. First, they come up with a hypothesis and then design a study to prove or disprove that hypothesis. Next, they test their study. Just because a scientist may come up with a beautiful theory doesn't mean that they have any evidence to back it up. For years scientists figured that people with high cholesterol should restrict their cholesterol intake, but science has recently shown that the cholesterol we eat has little effect on the overall cholesterol in our bodies.  Unfortunately, nutrition is a field that has been based on a lot of bad science. It has had plenty of strong theories but little evidence to back up those theories.  Scientists all agree that obesity can lead to heart disease One area of nutrition that scientists can agree upon is that being overweight or obese can lead to heart disease and, ultimately, death. This is why it is important to maintain a healthy weight.  Maintaining a healthy diet can help you stay at a healthy weight and help your body move more easily. Taking control of your diet can give you agency and help you make a change in your life. Rather than focus on the small details of what you should eat or not eat, it is more important to plan a basic diet. Since every person's body works differently, a great way to choose the ‘right' diet is to test it out for yourself. What works for someone else may not work for you.  How to construct the ‘right' nutrition plan It is important to have some humility when it comes to understanding nutrition. Scientists don't know as much as they should and no one has the perfect nutrition plan, so you should be skeptical of anyone that claims to have the perfect nutrition plan.  What we do know is that obesity is a big issue. This is why maintaining a balanced diet of ‘real' foods is important. Try to shop around the rim of the grocery store to avoid the processed foods that lie in the middle.  Next week, you'll learn more about how to build a functional health framework so that you can rock retirement.  OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PRACTICAL PLANNING SEGMENT WITH DR. BOBBY DUBOIS [7:10] There are many rabbit holes you can chase surrounding nutrition [14:13] What to focus on in nutrition [16:37] How to know what kind of nutrition is good and what's bad? [26:58] How the placebo effect can affect diet [31:28] Having proper weight is important [41:20] Takeaways LISTENER QUESTIONS [44:10] A Windfall elimination program question [47:20] A retirement regret observation [50:26] How to prepare a ‘death manual' for a spouse TODAY'S SMART SPRINT SEGMENT [57:30] Start preparing a nutritional framework using guiding light principles Resources Mentioned In This Episode EverPlans BOOK - Checklist for My Family by Sally Balch Hurme Dan Miller BOOK - How to Lie with Statistics by Darrell Huff Boomer Benefits Rock Retirement Club Roger's YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Roger's Retirement Learning Center

You may think that having saved a nice nest egg and having a purpose will ensure that you are all set to rock retirement. Unfortunately, you need to think again. Without functional health, you may not be able to enjoy your retirement savings and purpose.  Creating a specified exercise plan can ensure that you develop the functional health necessary to do all the things you want to do so that you can rock retirement. Listen to this episode with Dr. Bobby Dubois to learn how to cultivate an exercise plan that will help you accomplish your goals.  Don't let the economy derail your retirement plan Watching the news these days can derail your confidence in rocking retirement. A combination of continued inflation, rising interest rates, and falling stock prices are downright scary when you're in or approaching retirement. Uncertainty is not something that pairs well with carefully thought-out retirement plans.  Some of us think that more data will help us better our plan for the future. However, no one knows what the future holds. Is this all just a blip on the economic radar or is it the start of something bigger? The only thing that remains consistent over time is our values. We can use our values as a guiding light to help us make decisions–especially when everything else is so unpredictable. Basing your decision-making on your values will help you stay agile and apply the protocols you have laid out that will see you through troubling times. Your values are the key to bolstering your confidence in your plan so that you can relax and rock retirement.  Why is exercise important to retirement? You already know that you have to have financial means and meaning to rock retirement, but you won't be able to enjoy either of these things if you don't have the ability to do everything you want to do in retirement.  Your body changes as you age. It starts to deteriorate and that deterioration is noticeable in the blood vessels, bones, and muscles. The depressing reality is that you are fighting a losing battle with your muscle mass. However, you can get ahead of this decline with exercise.  Many people are familiar with the concept of doing crosswords and puzzles to keep their minds agile and you can use exercise much in the same way. By starting the aging process with more muscle strength, flexibility, and cardiovascular endurance you will be ahead of the game once mother nature kicks in. Regular exercise protects your body and makes it more resilient so that you can maintain function as you age.  Steps to take to form your exercise plan so that you can rock retirement  Developing the right exercise plan starts with envisioning where you want to be in 10-20 years. Think about what you want to be able to do in the future so that you can understand the body that you will need. Consider the muscle groups, strength, balance, and aerobic stamina you will need. Next, analyze what kind of exercise you are doing now to help you reach this goal. Lastly, consider how you can fill in the gaps and start working on the specific movements that will help you achieve your goals.  OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PRACTICAL PLANNING SEGMENT WITH DR. BOBBY DUBOIS [9:25] Why is exercise important to retirement? [18:44] Think about where you want to be in 10-20 years [24:44] Generic exercise helps improve the length of life [32:05] Balance is an important area to work on [33:55] How intensely should you focus on this? [36:13] How to factor in limitations to our exercise plan [39:20] Anaerobic strength requires a different set of muscles [42:42] Steps to take to form your exercise plan to rock retirement  LISTENER QUESTIONS [45:09] You can withdraw your Roth contributions any time without penalty [47:14] Questions to ask your financial planner as you approach retirement [58:09] My thoughts on the pros and cons of closed-end mutual funds TODAY'S SMART SPRINT SEGMENT [1:12:45] Evaluate your exercise regimen Resources Mentioned In This Episode Don't miss out on the live webinar on May 19! Register at LiveWithRoger.com Anna Greenberg Yoga LTCI Partners Rock Retirement Club Roger's YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Work with Roger Roger's Retirement Learning Center

Roger Whitney, host of Retirement Answer Man, shares his perspectives on helping individuals transition into retirement.   Listen now and learn: How retirement differs from past generations Ways that planning beyond traditional financial models can improve retirement outcomes The importance of having agency in your the life and retirement     Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

The boys have stumbled upon a gem of a film that will probably only appeal to you if you went to hardcore shows in the late 90s.  What happens when Brad "breaks edge?"  Let's find out!Intro music "Orb Weaver" courtesy of END YOU (endyou.bandcamp.com) 

Welcome back to the 2nd episode of the Women, Money, and Retirement series. All month long we will be discussing issues specific to women in retirement. Since I am not a woman, I have invited Tanya Nichols from Aligned Financial to co-host the show with me throughout this series. Tanya is here to provide a woman's perspective and to help me answer your questions. If you are a woman you won't want to miss this series that is created especially for you  What does it mean to rock retirement? If you have listened to the show before, you know that I frequently use the phrase rock retirement. I even wrote a book called Rock Retirement and I created the Rock Retirement Club, but what do I mean by rocking retirement?  When you are rocking retirement that means you are using your resources to live your best-imagined life. I want you to use the assets you have to design your ideal life in retirement. There are so many decisions to make in retirement. Many people mistakenly think that their financial decisions are separate from their life decisions, but life and money are never separate. Your money should be helping you to create the best life that you can imagine.  How do women excel in retirement planning? Men and women have different strengths and weaknesses in just about every area of their lives. This is no different in financial planning. As financial advisors, Tanya and I see the differences between the sexes every day. These differences are generalizations, but we have noticed that women excel in several areas of financial planning.  Women are more comfortable with vulnerability; they don't try to control the uncontrollable. Women look ahead toward the outcome. Women realize the value of collaboration.  Women are more thorough and take more time to make decisions.  Women don't mind speaking openly about their worries. Think about yourself. How do you excel in financial planning? Is it in one of these areas or in another way? How to confidently plan for retirement when you don't have much to start with Debbie is worried about retirement. As a single woman without a huge retirement portfolio, she feels overwhelmed and doesn't know where to start. She feels that financial advisors are only for the wealthy, but she knows that she must start learning about her finances somewhere.  The good news is that Debbie is listening to a financial podcast! That means that she has already started educating herself. Unfortunately, the financial planning industry hasn't done a good enough job of successfully reaching average income earners. However, this doesn't mean that financial planning is only for the wealthy.  In addition to listening to retirement and financial podcasts, there are other ways that people can educate themselves in these matters. Garrett Planning Network and XY Planning Network are 2 networks of more affordable financial planners that work on a monthly subscription basis. Listen in to hear more resources that can help you gain the confidence to truly rock retirement.  OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN WHAT DOES THAT MEAN? [1:10] What does rocking retirement mean? PRACTICAL PLANNING SEGMENT [3:34] What do women excel at in retirement planning? Q&A SEGMENT [11:04] Women are less prepared for retirement than men [17:12] How to tackle the feeling you aren't good enough [19:15] How to generate an income stream in retirement [22:20] Are there common pitfalls for women in transition periods? [27:27] A Social Security planning question [33:14] Who gets to keep a death certificate? [36:28] Make sure spouses communicate regularly about finances TODAY'S SMART SPRINT SEGMENT [38:43] Chat with your spouse about your net worth statement and financial plan Resources Mentioned In This Episode Episode 310 - The Pie Cake Social Security Calculators Aligned Financial Garrett Planning Network XY Planning Network BOOK - The Power of Habit by Charles Duhigg Rock Retirement Club Roger's YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Work with Roger Roger's Retirement Learning Center  

The 55th NewRetirement podcast. This time, Steve Chen is joined by guest Roger Whitney — author, financial advisor, podcaster, and founder of the Rock Retirement Club — and discusses Agile Retirement Management and how to truly Rock Retirement!Produced by Davorin Robison.© 2021 NewRetirement Inc.

Roger Whitney is the host of the very popular Retirement Answer Man Podcast and author of Rock Retirement. Tony and Roger talk about what Roger’s family finances looked like as he was growing up and how he made the shift into better financial habits for his life. Roger is a believer in living well and retirement better. Planning for retirement is just as much about intentional saving as it is about intentional living. When it comes a time, you'll happily turn in your keys because all the doors you want to open are already unlocked. Roger loves what happens when people shift their mindset from investing in a portfolio to investing in what they love. So much of retirement is a guessing game, but that doesn’t mean no one knows what’s going on. There’s definitely a place for historical data, equations, algorithms, and spreadsheets—as long as they support your life and goals, and not the other way around. The best retirement strategies are grounded in what’s important in your life right now and in the future. They take into consideration if you want to launch a new career in retirement, if you want to sell your house and travel the world, and if the job that's filling your 401k is draining the life out of you. When done well, financial planning isn’t boring or constricting; it’s one of the best tools for building your best life.
 Roger’s vision gave life to what he calls. Agile Retirement Management®. And it changes everything. To connect with Roger Whitney and learn more about his vision for helping you create a better retirement, visit https://www.rogerwhitney.com/ For a complimentary Life and Money Mentor Session, copy of The Millionaire Choice: Millionaire or Not. You Can Choose. and the Creating Millionaire Families eBook, visit themillionairechoice.com.See omnystudio.com/listener for privacy information.

When it comes to rocking retirement, there's more to it than just financial planning!  This week's guest on the podcast is my good friend, fellow podcaster, author, and "Retirement Answer Man®," Roger Whitney. Roger was classically trained as a retirement planner, but over the years, he's learned and now inspires others through his podcast and Rock Retirement Club to believe that retirement is really more about creating a great life!  In this episode, Roger shares about the joy of– Living fully in "pre-tirement" and retirement Embracing confidence today to have security tomorrow Enriching communication and rhythms with your partner in seasons of BIG changes Working for fun instead of accumulation Retaining power by taking bite-sized steps Rocking retirement is all about creating a great whole life–and that certainly includes financial wisdom, but it's so much more! Connect with Roger Whitney: The Retirement Answer Man® Podcast Rock Retirement Club Rock Retirement: A Simple Guide to Help You Take Control and be More Optimistic About the Future  Roger Whitney, is the Retirement Answer Man®. As a Certified Financial Planner for more than 25 years, he uses his credentials (CFP®, CIMA®, CPWA®, and more) and every channel possible to help people live well today without sacrificing tomorrow. REALIFE RESOURCES REALIFE Process Facilitator™ Certification If you're looking to go deeper personally in your REALIFE and have the desire to serve others and multiply your impact, check out the REALIFE Process Facilitator Certification! We've recently rolled out some upgrades to our REALIFE Process Facilitator Certification! Instead of just ONE Certification, you'll receive DUAL Certifications–both as a REALIFE Process Facilitator™ and as an ©iEnneagram Motions of the Soul Certified Practitioner. If you're looking for content to use with clients, coaching to keep your skills sharp, and community, check out our facilitator program. Click here for more information.  REALIFE Process Retreat™ - April 15-17  Location: The McCloy Farm in Mason, IL Are you ready to create your 90 Day Actionable Plan to manage your whole life? You want to be in control of your calendar, increase your income, improve your health, enhance relationships, and live your best REALIFE! Join us for an in-person REALIFE Process Retreat™ weekend April 15th-17th for Faith-Based Life & Leadership Coaches, and Entrepreneurs. Click here for registration information: REALIFE Process Retreat™. Retreats are limited to 10 participants! LIMITED TIME BONUS OFFER– Register for the REALIFE Process® Retreat by March 15th–Receive 3 FREE Months of our Group Coaching Program, REALIFE Circles Community™. REALIFE Circles Community If you're ready to take a deeper dive and would benefit from being in community as you practice and build your REALIFE Process®, check out our newest opportunity for group coaching, community, and content–the REALIFE Circles Community.  Through our REALIFE Circles Community, you'll connect with others desiring personal growth, experience group calls, quarterly coaching, walk through the entire 4 Step REALIFE Process®, receive discounts on our retreats, and more!  Support the Podcast–Leave us a Review Are you growing as a result of listening to the podcast? The greatest compliment you can pay us is to share it with a friend and leave a review on iTunes. Click here and scroll down to Customer Reviews to leave a word on what you've found to be helpful as you're listening in! Have a question for the podcast?  Email us at podcast@therealifeprocess.com and we'll address your question on air!  Connect further with the REALIFE Process®: Join the FREE REALIFE Process® Community - continue podcast topics discussions with Facebook LIVEs and guest interviews Connect with the REALIFE Circles Community Apply to be a REALIFE Process® Certified Facilitator Connect with your host, Teresa McCloy on: Facebook- The REALIFE Process® with Teresa McCloy Instagram- teresa.mccloy LinkedIn- teresamccloycoach About Teresa McCloy: Teresa McCloy is the creator of the REALIFE Process®, an ACC Executive Coach, and an IEA Accredited Enneagram Professional who helps entrepreneurs, business owners, and leaders discover and live out their best REALIFE! She has worked with clients from all over the world to help them bring clarity to their REALIFE and joy to their REALWORK!

Enjoy a favorite episode of Season 2 with Roger Whitney, AKA the Retirement Answer Man! Stick around till the end for a special behind the scenes look at what it was like recording this episode! Bethany and Ellie have a cup of coffee at Ellie Kay's table discussing the season and how it is Bethany loves being cold this time of year. Bethany and Ellie remember a time when Ellie purchased a red coat in Canada, and how she didn't tell the truth in a certain instance. Ellie and Bethany discuss fears and how it can stop us from doing what we want to do. They talk about things that had scared them recently that they had to do, including Ellie connecting in Istanbul and almost missing her flight. Roger Whitney, The Retirement Answer Man, joins the Millhouse discussing retirement. Ellie challenges Roger to give the answer to retirement in 30 words or less. Roger explains it is important to not check out of life when it comes to Retirement. He encourages Bethany and Ellie to look at it in a new way that may not be traditional. Roger explains why he is excited for the Millennial Generation, and how they are able to change their perspective when it comes to retirement. He gives a practical way that financial advice industry has not caught up to the way we live our lives right now. He gives the two most important investments we could make in our future that could open up a lot of flexibility. They also talk about student loan debt and different ways to invest in our skills. Bethany asks if traditional saving for retirement is still important, and Roger gives reasons why we shouldn't ignore that. Resources: Managing Your Lifestyle Workbook

Topics: Roger's background and how he got into what he's doing What that word embrace means to him Designing your life His point of view on rocking retirement What retirement is from a baby boomer's perspective Living a life by intentional choice Pre-tirement How podcasting changed his life Links: https://www.amazon.com/Rock-Retirement-Simple-Control-Optimistic-ebook/dp/B075SS8V7X/ (Book: Rock Retirement: A Simple Guide to Help You Take Control and be More Optimistic About the Future By Roger Whitney) https://www.amazon.com/Steal-Like-Artist-Things-Creative/dp/0761169253 (Book: Steal Like an Artist: 10 Things Nobody Told You About Being Creative By Austin Kleon) https://www.amazon.com/4-Hour-Workweek-Escape-Live-Anywhere/dp/0307465357 (Book: The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich By Timothy Ferriss) https://www.rogerwhitney.com (Roger's Website) https://www.rogerwhitney.com/blog (Roger's Podcast) For questions, comments and guest suggestions, contact the host, Andy Storch, at andystorch@gmail.com

Topics: Roger's background and how he got into what he's doing What that word embrace means to him Designing your life His point of view on rocking retirement What retirement is from a baby boomer's perspective Living a life by intentional choice Pre-tirement How podcasting changed his life Links: Book: Rock Retirement: A Simple Guide to Help You Take Control and be More Optimistic About the Future By Roger Whitney Book: Steal Like an Artist: 10 Things Nobody Told You About Being Creative By Austin Kleon Book: The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich By Timothy Ferriss Roger's Website Roger's Podcast For questions, comments and guest suggestions, contact the host, Andy Storch, at andystorch@gmail.com

After this month’s RV virus series, I’m sure you are all ready for a road trip! Ty and Larry join me on this episode to share their wisdom from more than 7 years on the road. This couple is truly inspirational and will have you rethinking your purpose and what it means to retire. Listen to Larry and Ty discuss what it means to retire with purpose and how their life looks after 7 years on the road. Are you planning a retirement with purpose? Retirement is a dream that comes after years of hard work and planning. You wait so long for that magical day to come. But what if all of a sudden the day comes and you discover that you don’t have a reason to get up in the morning? So then what are you going to do? You can only golf or fish or ride your bike for so many days. Ty and Larry realized that a lack of purpose in retirement leads to a lack of meaning in their lives. They found purpose in getting out of the house and helping others. Have you thought about what your purpose will be in retirement? Modern retirement isn’t about spending your golden years resting on a park bench The modern retiree has so much time, capital, and wisdom to share with the world. Retirement isn’t about finally reaching the day where you have nothing to do with your life. It is a major life change where you get to redefine what life is all about. This is the opportunity for you to redesign your life around what you are passionate about. What will be your purpose in retirement? Will you volunteer? Devote time to the grandkids? Write your memoirs? It doesn’t matter what it is, it just matters that you have a purpose. Think about what your purpose will be and who you will spend your time with. An RV road trip with a purpose Larry and Ty quickly realized after they retired that they needed a purpose. It was important for them to serve others. 7 years ago they discovered Habitat for Humanity and have been active Habitat RV Care-a-vanners ever since. With the Care-a-vanners they have a mobile community where they can be of service to others. Their purposeful road trip takes them all over the country building homes and serving different communities. They love the work they do and find that it helps to keep them young. What is the cost of living their RV lifestyle? Ty and Larry drive a 38 foot Class A Winnebago diesel. These rigs can run anywhere from $250,000-$2 million when purchased new. They found a good deal on a lightly used model. Their rig is self-contained and has a washer and dryer and even a satellite dish for watching tv. They spend about 250 nights a year on the road and maintain a home base in Illinois. They find places to stay through their work with Habitat for Humanity and often stay 2 months at a time in a single location. Often these sites are discounted or even sponsored by generous donors. They also utilize a senior pass that allows them discounted rates at national parks and Army Corps of Engineer sites OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN HOT TOPIC SEGMENT [3:46] Some comments about purpose in retirement PRACTICAL PLANNING SEGMENT [11:08] How Larry and Tai have lived the RV lifestyle and coupled it with purpose [21:01] What is the cost of living? [26:07] Working keeps them young THE HAPPY LAB SEGMENT [28:43] What can you do next to improve your health? TODAY’S SMART SPRINT SEGMENT [33:44] What sense of purpose will you have in retirement? Resources Mentioned In This Episode Habitat for Humanity Winnebago Group WIT club Habitat RV Care-a-vanners National Parks Senior Pass Rock Retirement Club Roger’s YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Work with Roger Roger’s Retirement Learning Center The Retirement Answer Man Facebook Page

On this last episode in the counting the costs series of the Retirement Answer Man Show, the Rock Retirement Club steps in to provide some tips on how to make the best of all this work. Counting the costs of retirement can be intimidating. It can cause stress and worry. In this episode, those that have counted the costs of retirement and thrived step up to provide tips on how to handle this stressful part of retirement planning. Listening to the experience of others who have not only walked the walk but done so successfully can ease some of the worries that come with crunching the numbers while planning for retirement. Listen to this episode to hear tips from members of the Rock Retirement Club. Don’t let the stress of retirement planning overwhelm you There are so many unknowns to retirement, it is easy to become overwhelmed by the enormity of it all. But worry, stress, and fear can become debilitating. Allowing yourself to become overwhelmed by the enormity of the financial side of retirement planning can lead to poor decision-making. Stress can further impact your financial planning by influencing how you make decisions. You may think that it is easier to stick your head in a hole and ignore the counting the costs step. Or you may try and patch together an easy financial solution together rather than implement a well-thought-out retirement plan. Don’t let worry overwhelm you. Planning your retirement costs will pay off in the end. What can you do to combat the stress of retirement planning? Regain perspective - Change the conversation in your head. It’s easy to dwell on the enormity of planning for retirement. It’s easy to lose your mental game. Coach yourself to make it to the next step rather than concentrate on the big picture. This helps you feel as though you have made progress. Realize there are many adjustments to make in retirement, but you don’t have to make them all today. Everything you worry about you create yourself. Your big worry might not be a big deal if you are intentional. Surround yourself with the right people. Having a supportive crowd surrounding you can help you celebrate the small wins along the way. It helps to talk with people that are on the retirement journey. There is something to learn from those ahead of you in the process as well as those that are behind you. Some tips from the Rock Retirement Club Rock Retirement Club members have an Intentional spirit and are community-oriented. The club motto is “Walk with the wise and become wise.” We have had many productive and active conversations. Here are some tips from others that are on the same journey as you: Estimate your expenses in Excel. Look for variances year to year. One RRC member helps the elderly plan their budgets. This volunteer has created a win-win situation. Budgeting with the elderly helps her learn from others while teaching them. Not only does it help her get a handle on her own financial situation. She can also learn what the costs are from others that are further down the road. One member has realized that spending can increase from before retirement. More free time equals more opportunities to spend on entertainment, shopping, gas, and eating out. How will you spend your time once you retire? Another member is trying to live on his proposed retirement budget before he retires to get a feel for what that would be like. Jon created multiple spending scenarios through a flexible retirement planner Listen to this episode to hear all the tips from our Rock Retirement Club members and discover which ones can help you on your own journey in counting the costs of retirement. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN HOT TOPIC SEGMENT [3:53] Don’t let the stress of retirement planning overwhelm you [8:35] What can you do to combat the stress of retirement planning? PRACTICAL PLANNING SEGMENT [16:20] Advice from Rock Retirement club members THE HAPPY LAB SEGMENT [27:15] Thanks to Nichole TODAY’S SMART SPRINT SEGMENT [28:30] Listen to the tips and figure out which one fits your life Resources Mentioned In This Episode Flexible Retirement Planner Good Budget App Rock Retirement Club Roger’s YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Ask Roger a question Work with Roger 3-video Series: 5 Minute Retirement Makeover Roger’s Retirement Learning Center The Retirement Answer Man Facebook Page

The way we should be looking at retirement is changing.  Gone are the days of throwing a few dollars in an account and hoping for the best.  Roger Whitney, aka the Retirement Answer Man, joins me to discuss how millennials are going to have to think differently about retirement. Full Show Notes at https://PopcornFinance.com/89 Rock Retirement Book Giveaway! Click HERE or visit RogerWhitney.com/popcorn for your chance to win 1 of 10 copies of Roger Whitney's book Rock Retirement!     Leave me a Voicemail at PopcornFinance.com/Voicemail   Get Your 1st Audiobook for Free from Audible and Help Support Popcorn Finance by visiting PopcornFinance.com/Audible   New Popcorn Finance Popsocket is Available!!! Visit https://PopcornFinance.com/Popsocket   Connect with me Instagram -@PopcornFinancePodcast Twitter - @PopcornFinance Facebook - Popcorn Finance  

Bethany and Ellie have a cup of coffee at Ellie Kay's table discussing the season and how it is Bethany loves being cold this time of year. Bethany and Ellie remember a time when Ellie purchased a red coat in Canada, and how she didn't tell the truth in a certain instance. Ellie and Bethany discuss fears and how it can stop us from doing what we want to do. They talk about things that had scared them recently that they had to do, including Ellie connecting in Istanbul and almost missing her flight.    Roger Whitney, The Retirement Answer Man, joins the Millhouse discussing retirement. Ellie challenges Roger to give the answer to retirement in 30 words or less. Roger explains it is important to not check out of life when it comes to Retirement. He encourages Bethany and Ellie to look at it in a new way that may not be traditional. Roger explains why he is excited for the Millennial Generation, and how they are able to change their perspective when it comes to retirement. He gives a practical way that financial advice industry has not caught up to the way we live our lives right now. He gives the two most important investments we could make in our future that could open up a lot of flexibility. They also talk about student loan debt and different ways to invest in our skills. Bethany asks if traditional saving for retirement is still important, and Roger gives reasons why we shouldn't ignore that.    Enter to win one of TEN books from Roger! Just visit rogerwhitney.com/millhouse!

November is that time of year when we gear up for the holiday season. Although the season seems to start earlier and earlier each year. Now that we’re in full consumerism mode, it’s great to have some gift ideas to help ease the stress of the holidays. So this year, we’ve come up with 10 gift ideas for gifts that keep on giving. They are not too expensive and have a personal touch that you can apply. I have found that the best gifts aren’t the ones with a high dollar value but that are personal or have experiences attached to them. Listen to the Hot Topic segment to hear our 10 gift ideas for gifts that keep on giving then stick around to hear the answers to listener questions in the Practical Planning segment. 10 personalized gift ideas that keep on giving Fracture Me is a company that mounts pictures on glass. It is a beautiful way to display photos, you could send photos of a race or event, or maybe a vacation memory. Just send them your high-resolution photos and they will mount it directly on the glass. The Yootech wireless charger can wirelessly charge your phones. It works with both Android and iPhones. Your loved one will never have to look for their charger again. Cutco knives are a lovely gift for anyone that appreciates a quality knife set. You can add a personal touch by having them engraved. Do you know someone that is approaching retirement? My book, Rock Retirement, is a great gift to help guide their transition. Tom Podnar from Tennessee makes gorgeous barn wood signs. A handmade personal gift is always something special. Do you have a meat lover in the family? Perini Ranch has an amazing mesquite-smoked peppered tenderloin that you can have delivered to your door. Try it out, you won’t be disappointed. Booking an experience like tickets to a show, a weekend getaway, or a golf outing is always meaningful for the recipient as long as you consider their tastes and you actually book the experience. (Don’t simply give them a note that you plan to do it!) Board games are fun for the whole family. Board games are ta great way to spend time with those you love. Stick with simple ones that everyone can enjoy like Sequence, King Domino, or Stockpile. Even a deck of cards with a book of card games is a fun gift idea. Do you always mean to go on a date night with your partner but never find the time? One idea is to buy a gift card to a favorite restaurant and plan regular weekly date nights. If you have already spent the money on the experience then you’ll be less likely to skip it. Are you curious about the last one? It’s really a good one and a gift that keeps on giving. Nichole joins me to share this fantastic idea to share with your family. Listen in to hear the best one on the list and let us know what you think. Which one is your favorite? On the Practical Planning segment, I answer listener questions on social security, how to withdraw your money, and leveraged ETF’s. You’ll want to listen in as I describe how retiring early can affect your social security benefit and how to plan the best way to withdraw your yearly expenses during retirement. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN HOT TOPIC SEGMENT [3:22] 10 personalized gift ideas to help you through the season [15:56] Nichole joins me for the last awesome gift idea PRACTICAL PLANNING SEGMENT [19:42] A social security question [22:10] A question on withdrawal rules [26:15] An aggressive investor wants to know more about leveraged ETF’s THE HAPPY LAB SEGMENT [32:23] Less materialistic gifts are more fun to give and more fun to get TODAY’S SMART SPRINT SEGMENT [33:17] Share your gift ideas Resources Mentioned In This Episode BOOK - When Genius Failed by Roger Lowenstein Social Security Administration detailed calculator Story Worth Perini Ranch - the mesquite smoked tenderloin is the best! Tom Podnar The Furniture Guy - he makes beautiful barn wood signs Cutco knives Yootech wireless charger Fracture Me Roger’s YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Ask Roger a question Work with Roger 3-video Series: 5 Minute Retirement Makeover Roger’s Retirement Learning Center The Retirement Answer Man Facebook Page

Have you ever wondered what recent retirees wish they had known before they retired? Recently I asked a group of listeners what kind of resources they would get the most value from to help them prepare for retirement. I am creating an online club that will help you Rock Retirement. On this episode, I share with you conversations that I had with listeners about retirement hopes and fears. These listeners are close to retirement or recently retired. They discuss what they are most excited about and what their retirement worries are. Listen in to hear about retirement hopes and fears from real listeners as well as the exciting news about the Rock Retirement Club. What is the Rock Retirement Club? Coming in January 2019 is the Rock Retirement Club. This club is created for people just like you, people that like to do things for themselves, but don’t want to go it alone. This will be a premier platform where people can talk freely about retirement. Rock Retirement Club will be a community of like-minded people that share their dreams, aspirations, and fears about retirement. The Rock Retirement Club is meant to be an inspirational community where you don’t have to worry about a sales pitch at the end of the deal. Check out the website and entire your email to get on the waiting list for the open enrollment period to join the club. What are people looking forward to in retirement? In my discussions with newly retired folks and those that aren’t quite there yet I always wonder what they are looking forward to the most in their new phase of life. Ray is excited about the freedom it will bring. Stephanie is looking forward to following her passions. Paulette can’t wait to spend more time with family. Lee is simply looking forward to not having to manage people all the time. Listening to others’ excitement is so contagious. What are you looking forward to in your retirement? What are people anxious about as they approach retirement? Retirement is a time to live it up, enjoy freedom, and fulfill lifelong dreams, but it can cause a lot of anxiety too. Many people worry about how to make their money last. A huge worry for those that would like to retire early is healthcare. It’s such a big worry that some simply continue working. Lee worries that he will have too much idle time on his hands and be bored. Do you have any worries about retirement? Listen to this episode to hear if you can learn from others as they share their hopes and fears about retirement. How do you know when enough is enough? One question I ask those that I meet is: how do you know when you have enough? One of the biggest worries among retirees and future retirees is if their money will last them their lifespan. So how do they figure out when the right time to retire is? Some people are very calculated and have their savings and spending all mapped out. Others simply hope for the best. Figuring out how much you need to retire is a huge aspect of retirement. What about you? How will you know when enough is enough? OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN HOT TOPIC SEGMENT [2:22] What is the Rock Retirement Club? PRACTICAL PLANNING SEGMENT [4:21] Gary shares what he wishes he knew before he retired [6:47] George discusses what surprised him about retirement [10:07] Ray is excited about the freedom [12:05] Stephanie can’t wait to follow her passions [13:49] Paulette is looking forward to spending more time with family [16:50] Susan is looking forward to more flexibility [18:25] Lee is excited about not having to manage people anymore THE HAPPY LAB SEGMENT [21:12] Nichole has a fun fall tradition TODAY’S SMART SPRINT SEGMENT [23:25] Spend a bit of time acknowledging what you might be anxious about or excited about in retirement Resources Mentioned In This Episode Rock Retirement Club Roger’s YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Ask Roger a question Work with Roger 3-video Series: 5 Minute Retirement Makeover Roger’s Retirement Learning Center The Retirement Answer Man Facebook Page

Feel like you have a full plate and not enough time (or money!) to plan for retirement? Learn step by step how you two can rock retirement and still have fun now!  Real Retirement Planning for Real Life Gotta love analytics. You all that data floating about. Once a week I look over things including what people searching when they discover Couple Money. And you know what I found? Believe or not, I noticed pretty much every day people discover my site with some variation of this one question. How much do we need to retire? It’s a big question for sure, but I don’t think it’s the right question. At least not to start with. As you probably discovered with that first question I asked, retirement can be completely different things to everyone. And sometimes you two can have differing opinions. So how do you figure what you need to do? You have to look at it at two different angles. Of course, there’s the technical part with the specific investments in your portfolio. But you before you do that you need a game plan. One that is robust and at the same time, can adjust as your life changes. Which is why I brought the Retirement Answer Man himself - Roger Whitney! Not only is he is a Certified Financial Planner who’s worked for over 25 years and he’s the author of Rock Retirement. His mission is to shift people’s mindset from investing in a portfolio to investing in what they love. Because this is a huge deal, we’re having a two-parter. In this episode we’re discussing: The problem with traditional retirement planning and calculators Striking that balance between taking care of things down the line while still loving your life now How to rethink and plan your retirement as a couple Let’s jump right in! Resources to Rock Your Retirement Ready to prepare for retirement while ill having some fun now? Here are some fantastic resources to set things up and help you plan for your retirement together. Rock Retirement - Roger has written an incredible book that breaks down how you can plan and save not just for retirement, but a life you love now! Free 401(k) Analysis: blooom The Secret Sauce to Financial Independence & Early Retirement Retirement Answer Man Podcast  Best Budget and Money Apps: Personal Capital, Tiller, Mint Automatic Saving: Qapital Jumpstart Your Marriage and Your Money Financial Independence and Parenthood Setting Up Your Retirement with the Right Tools How to Get on the Same Page with Financial Independence Support the Podcast! Thank you so much for listening to the podcast! Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share. Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher. Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together! Music Credit Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere. This post contains affiliate links. Please read my full disclosure for more info.

Roger Whitney has over 27 years of experience walking life with clients into and through retirement. He is the creator of the Agile Retirement Management Process, creator of the Retirement Standard of Care, and author of Rock Retirement: A Simple Guide to Help You Take Back Control and Be More Optimistic About the Future. Quotes To Remember: “The younger you are, you more you need to think about wealth accumulation.” “You don’t have to put a number on retirement.” “It’s not about figuring it out. It’s about managing change and having the right little conversations.”   What You’ll Learn: Why You Should Care About Retirement Thinking and Planning for Retirement The Agile Methodology   Key Links From The Show: Roger’s Site Agile Retirement Management Process Retirement Answer Man Show   Recommended Books: Content Marketing Secrets by Marc Guberti Podcast Domination by Marc Guberti Rock Retirement by Roger Whitney The E-Myth Revisited by Michael E. Gerber Built to Sell by John Warrillow Linchpin by Seth Godin QBQ! The Question Behind the Question by John G. Miller The Daily Stoic by Ryan Holiday

http://www.alainguillot.com/roger-whitney/ I first heard about Roger in the Afford Anything Podcast. In this episode, he said: I don't believe in retirement Roger and I are the same age, 51, except that he's better looking than me, and he has more letters after his name. He started his career as a financial advisor in 1991, right at the beginning of the tech boom. He acquired all his superpowers by making lots of mistakes. Roger clientele of preference are those people who are transitioning into retirement or who are already in retirement. Roger didn’t want to be a general practitioner; he found it to be more rewarding to specialize in retirement. At one time in history, people used to work for a company for 40 years and at the end of the 40 years, the person would retire, receive the gold pen or a watch and receive pension checks for the rest of his/her life. There was not such a thing as a financial advisor for retirement. Some people still have that kind of retirement plan, but that’s becoming the exception rather than the rule. Today retirement is different. People don’t have a pension, They are going to live longer than any generation in history, people can easily make it past 90 People are not looking at retirement as the time to rest; they are looking at retirement as the time to be active, to live on their own terms, have freedom and do things, which means they are going to need more money. Let’s take a fictional character, a 25-years is contemplating to start planning for retirement. Roger's advice would not be to start saving for retirement. Instead, he should invest in himself. Book knowledge, experiences, crafts, skills in general. Now, the person is in his 40s. According to Roger, retirement is NOT a binary decision, of working or not working. There are many studies that say that work is an essential element of a happy life. Many people who retire and stop working completely, feel dissatisfied with their lives. People don't want to stop working, what they want is a bit more freedom in their lives. They are tired of the rat race, the corporate meetings, the traveling. Instead of working hard for 40 years, to finally retire at 65, try to build a life that has: Work that you love, Income that supports your lifestyle, And time-freedom to pursue other things as well. Basically, you want to create a life you don’t want to retire from. Where is that balance, the balance between finding something that you love, which supports your life style? That’s the real question everyone needs to answer on their own. One thing a person can do is to find others on the same journey and support each other. What not to do, is to let the corporate life make all the decisions for you. Roger recomends the book Linchpin by Seth Godin, where Seth main advice is to become an artist, to do thing that no one can replicate. Be the best you can at doing the things you do. Roger argues that retirement is not black or white; work or not work. But rather, it is multimentional, with many layers and many subtilites. And that’s his job, to help client find the best version of retirement for them. Roger has been podcasting for 4 years. Check out his podcast. As for his book, Rock Retirement, Roger never had dreams of writing a book, but has a dream of helping people not to miss the only life they have. The book talks about: What’s wrong with the current retirement system, What premises you need to rethink about, How are you managing the financial structure in your life, 4. and the process you should use to create a life which doesn’t revolve around just saving and investing. Real case study of how Roger helps a client find her mojo. Episode #219. Sam, flying solo. Recomendations: Books: The 12 Weeks Year Podcast: The Staking Benjamins Podcast

The Retirement Answer Man, Roger Whitney, CFP® talks about his book, Rock Retirement: A Simple Guide to Help You Take Control and be More Optimistic About the Future (listen to find out how to get a free copy!) Also, in some states, you may be able to pay your state taxes as a charitable donation and get a tax deduction, but Joe and Al explain why you might want to be careful with that. Plus, 5 hidden taxes that could bite you in retirement, the fellas help a listener make the most of her passive losses, and what’s the latest with the deductibility of home equity loans? Transcript and show notes at http://bit.ly/YMYW-175

Our guest today, Roger Whitney, is the host of the popular retirement planning podcast The Retirement Answer Man and author of the new book Rock Retirement. Roger has over 27 years experience walking life with clients into and through retirement. Listen in as Roger and I discuss: Why do we tend to draw ‘inside the lines’ […]

On today's episode of The His & Her Money Show, Roger Whitney is joining us for some great conversation! Roger is a 25+ year financial expert, husband, father, and blogger. He also runs a The Retirement Answer Man, a financial podcast for 55+ listeners, and he's just written a brand new book, ROCK RETIREMENT: A SIMPLE GUIDE TO HELP YOU TAKE CONTROL AND BE MORE OPTIMISTIC ABOUT THE FUTURE. We're so excited to have Roger on with us and we can't wait for you to cash in on these nuggets of wisdom! WHAT YOU WILL LEARN IN THIS EPISODE Debunking the traditional retirement mindset When and why to start thinking about personal investment The cons of "math-based" retirement planning Making the most of income, saving, and investment Figuring out your net worth, and why it's important RESOURCES The Retirement Answer Man Podcast Rock Retirement by Roger Whitney Thank You For Listening! Get your FREE audiobook download and 30-day free trial at HisandHerMoney.com/Audible. With over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player, Audible has a ton of audiobooks for you to try no matter what genre you love to read. Thanks for tuning into us on The His & Her Money Show. If you have any comments or questions about today’s episode, please let us know your thoughts in the comment section below. If you’ve enjoyed this episode, please share it using the social media buttons you see at the bottom of the post. Also, please leave an honest review for The His & Her Money Show on iTunes! Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and we do read each and every one of them.  

Devin and John are joined by Roger Whitney, founder of the Retirement Answer Man Podcast and author of the recently released book, Rock Retirement. For more information, visit the show notes at http://www.bigpictureretirement.net/068

In today’s conversation, I’m speaking with The Retirement Answer Man himself, Roger Whitney. Besides being a CFP and having just about every other designation a financial advisor can have after his name, Roger is one of the few financial advisors in the US who has cracked the podcasting code and is actually using his weekly show to drive substantial assets to his firm from all over the country. Not only is Roger landing clients nationwide, but he recently even signed a US citizen living in Burma, so I guess he’s officially gone international! This conversation is a must-listen episode if you are looking to expand your marketing to what I find for most advisors is an unknown digital frontier… podcasting. Special Offers for Our Listeners To Download a FREE Chapter of Roger’s book, Rock Retirement visit BradleyJohnson.com/44 I also bought a big stack of Roger’s books and I’m giving them away for FREE - Listen to this episode to find out how you can get a copy delivered directly to your doorstep! Take the 1st Step to Building Your Ideal Practice Want to find out how to grow your business and design a practice that serves you VS. being a slave to your practice? Yes it is possible to grow your business and work less - this is a model we’ve replicated for financial advisors over and over in markets all over the country. If you’d like to apply to see if it makes sense for us to have a 1-on-1 conversation, you can do that at bradleyjohnson.com/apply.

Episode #604 March 23, 2018 Living your dream can allow you to catch up quicker even if you feel you're behind now. In this episode Dan talks about the dangers of living someone else's dream.  And he talks with Roger Whitney about how to move into “retirement” with purpose and fulfillment.     Hi! This is Dan Miller – and yes you're listening to the 48 Days Radio show – where each week we take 48 minutes to dive into real life questions about finding your passion, deciding what kind of life you want to live – and then finding or creating work that allows you to show up every day, excited to be able to do something that is meaningful, fulfilling – and profitable.  This is where normal, indecision and ambiguity come to die.  Welcome to the 48 Days Radio Show. Questions: 1. Our rent was $27.50 a month. 2.  I'm tired of living someone else's dream!   3.  Can I really Rock Retirement? 4.  Can my 11-yr-old daughter sell her doll designs to Mattel? Good News More questions Quotation:   “I'd rather make a living being myself than a killing being someone else.” Steve Moakler Click To Tweet Resources: Rock Retirement – interview with Roger Whitney REIGNITE: Transform from Burned Out to On Fire and Find New Meaning in Your Career and Life by Clark Gaither Dr. Meet Dan and Joanne at Igniting Souls Conference in Columbus, Ohio Oct. 26-28th, 2018 48 Days Eagles — Join this exploding community of achievers! To submit a question comment or success story for the Podcast, send your note to askdan@48Days.com The post I'd rather make a living being myself appeared first on Official Site Dan Miller.

In this today's episode, Sara Anna speaks with Roger Whitney, the host of The Retirement Answerman Podcast and a financial planner who’s taken a traditional business online. Roger discusses how he transitioned his business model from brick-and-mortar to online, and a lively discussion on the current work environment ensues!   If you’re looking to build an online business, you’ll want to make sure to tune in to this podcast episode and consider the points that Roger brings to light.   Resources shared in this episode:   Visit Roger’s website to learn more about his work: http://www.rogerwhitney.com   Grab your copy of Roger’s new book: http://www.rockretirementbook.com   Sign up for Sara Anna Powers’ Magnetic Messaging™ Program: https://saraannapowers.mykajabi.com/p/magneticmessaging   Snag Sara Anna’s Stellar Sales Page Template for free! https://annapowers.lpages.co/stellar-sales-page/

Over the past few weeks on the Healthcare Before Medicare series, we have been exploring the different ways to solve the question of how to pay for medical insurance before you reach Medicare age. On this week’s episode, we are getting creative. We are thinking outside the box of regular insurance and we are exploring medishare arrangements. Medishare is not typical insurance, so we will learn what the difference is between these programs and traditional medical insurance. I continue my discussion with Keith and Linda to hear more about their research into healthcare and I also have Michael Gardner from Christian Healthcare Ministries on to get the details on this medishare program. If you are thinking of retiring before retirement age or simply interested in insurance alternatives you will want to see if this is a good option for you. Listen to this episode as we explore all the options on how to get healthcare before Medicare. What is medishare? Medishare is an alternative to traditional health insurance. Medishare is a medical cost-sharing program, an arrangement between a group of people to share medical expenses. Although it is not traditional health insurance, there are some similarities between the two. There is a monthly fee similar to a health insurance premium and there is a yearly out of pocket portion that your family is expected to reach before asking the medishare community for help. Listen to this episode to hear about the medishare option when researching healthcare before Medicare. Medishare is not insurance, it’s a community The biggest difference between health insurance and a medishare ministry is that the money you pay each month goes to help another member of your community. When you pay your monthly share amount this money goes directly to another member who needs care. Healthcare sharing companies are nonprofit Christian based cost-sharing programs. Being part of this community is just one benefit of the medishare model. Listen to this episode to hear Michael Gardner discuss all of the benefits of joining the Christian Healthcare Ministries community. What about the ACA? If this isn’t insurance, how do people stay in compliance with the ACA? Medishare communities are insurance alternatives that have been around for about 30 years. Being as such, there is a provision in the ACA for these health sharing communities. Since these organizations are faith-based they can get around the religious loophole in the law that was put in place. These faith-based organizations require a statement of faith that must be signed as well as certain agreements to live a healthy lifestyle. Listen to this episode of Retirement Answer Man to hear all the details about medishare programs and how they can help in your search for healthcare before Medicare. Why would you not want to participate in a medishare community? During the Practical Planning segment, I continue my discussion with Keith and Linda. They were on the show last week to discuss their research into the ACA. This week Keith shares all that he has learned about medishare communities in his research into the subject of healthcare before Medicare. Keith discovered many great reasons to use a medishare community, but he also encountered some downfalls. I know you’ll want to hear why they decided not to go with this option, so listen to the show to discover the lowdown on medishare communities.   OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN HOT TOPIC SEGMENT [2:32] Alternative to health insurance [6:06] Michael Gardner shares the basics of what medishare is [9:09] What are some distinctions between the Christian Care ministry and insurance [15:52] How efficient is the system? [22:28] Extra perks from medishare PRACTICAL PLANNING SEGMENT [26:15] What does Keith think about medishare? [31:42] What was the application process like? [35:43] Why did they not choose it? [41:55] What are the benefits of each company? THE HAPPY LAB SEGMENT [52:50] My book Rock Retirement is officially out! TODAY’S SMART SPRINT SEGMENT [54:30] If your mom is around, call her! Resources Mentioned In This Episode Christian Healthcare Ministries Medishare Liberty Health Share Samaritan Ministries BOOK - Rock Retirement by Roger Whitney Ask Roger a question Work with Roger 3-video Series: 5 Minute Retirement Makeover Roger’s Retirement Learning Center The Retirement Answer Man Facebook Page Intro music by bensound.com

#120: Roger Whitney, age 51, calls himself The Retirement Answer Man. As a financial planner, investment analyst and podcast host, he focuses on helping Baby Boomers craft a traditional (past-age-60) retirement. Today, he joins me to answer two questions that come in from our community. Our first question is from Emily, who says: “I’m trying to help my mom decide if she should retire.” “My dad was a CPA and then a CFO, making great money, until 16 years ago when he was diagnosed with early-onset Alzheimers. My mom never took care of their finances before, or knew anything them … she took a few years to get everything in order, but during that time, they burnt through their retirement savings.” Their house sold in fall 2009, for just enough money to cover their mortgage balance and keep another $75,000 to invest. Today, Emily’s mom is 64 and wants to retire. She’d like to use her small investment balance to buy a home outright, in cash, so she won’t have to worry about rent or mortgage in retirement. Emily’s recommendation is that her mom waits until she’s 65 so she gets Medicare. But what if market correction happens? Will they regret not cashing out the investment at the peak? Our second question is from Yvonne, who asks: I’m 52, and I’m going to retire at age 53-and-a-half. (Hooray!!) I’ve been getting notices from Social Security, telling me that “if I keep working” until age 62, or 65, my payment will be such-and-such amount. The key words, of course, are “if I keep working.” How will an early retirement affect my Social Security benefits? ___ After taking these two calls, Roger and I chat about his new book, Rock Retirement. We’re also GIVING AWAY 10 FREE COPIES of Rock Retirement. To enter the contest, go to http://Instagram.com/paulapant, follow the account, find the photo of the book cover, and like and comment on that photo. We’ll pick 10 lucky winners who will receive a free copy of the book in the mail. The contest entry deadline is Sunday, March 18th, 2018 at 5 pm Pacific. Winners will be notified by direct message (DM) on Instagram.

Jason interviews Roger Whitney about his new book, Rock Retirement.  Roger Whitney is the Retirement Answer Man, and he believes you can create a great life that balances living well today AND living well tomorrow by having the right little conversation about money. Over the last 24 years he has worked directly with clients on this journey and shares the wisdom he's learned on his weekly podcast, The Retirement Answer Man, and his blog at rogerwhitney.com. Roger has gifted 10 free copies of Rock Retirement to our listeners.  Roger will randomly select the 10 listeners from those who sign up by visiting rogerwhitney.com/soundretirement. 

Money Learnings: Roger was a latchkey kid growing up. He started working at 12. Roger overspent in his 20's and learned from his mistake. Roger's daughter is a natural saver while his son in a natural spender. He had them watch Dave Ramsey videos and had conversations with them as kids.   Take away: Retirement is about more than just a number.   Action step: Plan out what you want your future to look like. Show Notes: https://wp.me/p43fRN-cP A little bit about Roger Whitney  the Retirement Answer Man;    His life's work is cracking the code to creating a great life after age 50 . Roger has over 27 years experience walking life with clients into and through retirement.  Creator of the Agile Retirement Management Process Author of Rock Retirement: A Simple Guide to Help You Take Back Control and Be More Optimistic About the Future, Morgan James, 2018 Host of the award winning podcasts, Retirement Answer Man What does he care about most? Making the most of the only life he has by taking intentional steps to make it so. Being a great husband, father, and mountain biker. Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening! https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com Music: https://www.bensound.com  

In this episode of the Five Minutes With Dad podcast, Nick and Angela talk about the New Year! Check out the resource of the week, Rock Retirement, a great book for parents by friend of the show Roger Whitney. Get a copy through our affiliate link at www.FiveMinutesWithDad.com/retire! This episode is brought to you by Audible http://www.audibletrial.com/nick where you can get the best audiobooks sent straight to your phone. If you are new to audible and go through that link you can get a free 30-day trial and a free audiobook that you can keep even if you cancel during the trial period.  You can Nick's book Confessions of a Terrible Husband: Lessons Learned from a Lumpy Couch there, read by Nick through www.audibletrial.com/nick (free if you're new with this link), or at Amazon at www.aterriblehusband.com/amazon. Here's the link to the free book and trial to audible.com again: http://www.audibletrial.com/nick  Five Minutes With Dad is a kids podcast, family podcast, and parenting podcast that stars two toddlers, now elementary school kids eight-year-old Pavlos, six-year-old Angela, and their thirty-eight-year-old dad Nick Pavlidis. This is the podcast where you get to listen in on a little father-son and daddy-daughter time and learn about great resources to connect with your kids. Five Minutes With Dad is a podcast for kids, by kids.

Haven't thought much about your retirement? Wondering how to more creatively plan for either FIRE or a normal retirement? We're excited to share the insights of Roger Whitney, CFP, AKA the Retirement Answer Man. He'll talk about being more aggressive in your planning, why old planning methods don't work, and how to attack your retirement plan more boldly than you'd ever thought possible. In our headlines segment, we'll talk about saving at the grocery store. Not into clipping coupons? Kiplinger recently published a piece with LOADS of tips to help you save money on your next grocery bill. We'll talk about the store entrance, how to comparison shop, and what NOT to buy while shopping. Also, we'll detail the story of a wedding photographer who niched down far enough to stand out in a crowded market. Hoping to score bigger with your main job or side gig? This story's for you.  We'll of course have more from the world of financial planning, throw out the Haven Life line to lucky listener John, who wonders about selling a major company's stock, score with some of Doug's delightful trivia, and more. Huge thanks to Roofstock (check out their massive real estate database AND their SPECIAL DEAL through 12/31) and MagnifyMoney.com (when you're comparing financial tools like credit cards and savings accounts) for helping us with today's show. 

The Author of Rock Retirement - Roger Whitney: https://www.facebook.com/roger.whitney http://rogerwhitney.com Rock Retirement book: https://goo.gl/dizZJs The author of Freelance to Freedom - Vincent Pugliese: https://www.facebook.com/vincent.pugliese.16 http://vincentpugliese.com/ Freelance to Freedom book: https://goo.gl/1LVhS5 Their podcast: I Love Debt Podcast Support the show (https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=CQWQVRBGQCK7E&source=url)