The BetterWallet

Join me in this episode as I sit down with the talented comedian Raj Suresh. We delve into his unique journey from a business major at Penn State to pursuing a career in comedy. Raj shares his cultural pressures and the importance of finding mentors like Zarna Garg to navigate the comedy world. We also discuss his recent TV special, "Break the Leg," and the power of consistent content creation. Get ready for a laughter-filled and inspiring conversation!Timestamps:[00:00] Intro[02:45] Raj's journey.[09:16] Raj's first impression of Marc.[18:30] Seeking a therapist.[22:35] From business to comedy.[31:40] Find a mentor.[34:50] Wrapping up.--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode of the BetterWallet podcast, I have a fascinating conversation with Yanely Espinal, the author of "Mind Your Money." Yanely shares her inspiring journey from uncertainty to becoming a successful personal finance writer. We discuss the importance of understanding your money mindset and the cognitive biases that can affect your financial decisions. Yanely also provides valuable tips on taking control of your financial future and the power of starting small. This episode is a must-listen if you're looking for insights on building financial resilience and success.Timestamps:[00:00] Intro[01:30] Yanely starts a YouTube channel.[05:40] Recent wins in advocacy.[11:50] Importance of broader goals.[19:40] Yanely's hesitation to write in 2020.[23:00] Target audience discussion.[26:00] Chapter two: "Get Your Mind Right."[28:00] Introduction to the "future you" concept.[29:00] Binding contract with your future self.[30:00] Importance of starting financial goals.[36:10] Changing you who follow.--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this captivating episode of the BetterWallet podcast, I sit down with the brilliant Andre Haynes to explore the keys to financial freedom. We dive deep into financial strategies, investing, and mindset shifts that can help you achieve your financial goals. Tune in to gain valuable insights and take your financial journey to the next level.Timestamps:[00:00] Intro[01:05] Andre Haynes[03:56] From projects to real estate educator[11:35] Getting tough skin[14:48] Being real with yourself[18:00] Pros of NACA[21:32] Home buying process[23:15] Qualify for NACA[26:45] Cons of NACA[34:10] Limitations on selling?[34:50] Closing--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode of the BetterWallet Podcast, we're joined by Raya Reaves, the budgeting guru behind City Girl Savings. With summer spending behind us, Raya shares practical tips and insights on how to transition into the fall season with a frugal mindset.Discover how to prepare for holiday spending, save for your financial goals, and take control of your money as we approach the end of the year. Plus, learn about Raya's free Frugal Fall Savings Challenge to help you get your finances in order before the holidays.Timestamps:[01:10] Intro and Icebreaker[02:40] Safari vs. Google[04:00] Fear of Komodo Dragons[05:30] City Girl Savings[07:00] Financial Rock Bottom[09:00] Temporary Sacrifice[10:00] Discretionary Income[11:00] Frugal Mindset[12:30] Spending Study[14:20] Frugal Savings Challenge[15:20] Hot Girl, Hot Boy Summer[19:30] Closing--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode, we dive deep into the world of tax strategies with our special guest, Grant Doherty, a tax advisor based in Houston, Texas. Grant shares valuable insights into three tax strategies that can help you legally reduce your tax liability. This episode provides essential tips for optimizing your finances, from supercharging your retirement savings to leveraging the home office deduction and the power of cost segregation for real estate investors.Timestamps:[02:50] Grant's introduction to taxes[06:50] Number one tax strategy[11:10] Number two tax strategy[17:30] Number three tax strategy[20:50] Deducting a loss on your taxes[24:25] Spend a dollar to save a dime[25:50] Grant's ebook[27:10] Closing--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---Welcome to the latest episode of the BetterWallet podcast. You know the drill - we're all about unraveling the mystery of money and sharing empowering stories from those who've beaten the odds. Today, I'm excited to dive into my recent experience at InvestFest. This incredible event in Atlanta brings financial professionals, community members, and celebrities together to chat about finance, investment, and wealth generation. It's particularly tailored for the black community, and it was a fantastic chance for me to connect with fellow entrepreneurs and spread some financial wisdom. I'll walk you through my time at InvestFest, my inspiring encounters, and the lessons I took home. So, stay tuned for some valuable insights!Timestamps:[00:40] - Conference Introduction and Purpose[01:20] - Teaching About Index Funds[02:30] - Impactful Debt Payoff Testimony[03:40] - Meeting Inspirational Figures in Finance[04:40] - Connecting with Mentors and Creators[05:50] - Importance of Being Authentic[06:50] - Recap of Key Learnings[08:00] - Anticipation for Next Year[09:10] - Financial Education Empowerment[10:20] - Inspiring Student Stories Shared[11:30] - Lesson on Limiting Taxes[12:40] - Closing Thoughts on Authenticity--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---Welcome to another episode of the BetterWallet Podcast. In today's discussion, I'll reveal the number one financial mistake that many people unknowingly make, and it's not about budgeting or investing. This mistake could lead to giving away money to someone you might not want to benefit. Join me as I delve into real-life scenarios, explain the importance of beneficiaries, and provide actionable steps to ensure your financial assets go to the right hands.Timestamps:[03:10] Divorce impact on beneficiaries.[05:20] Trust vs. beneficiary conflict.[06:40] Choose trustworthy and capable beneficiaries.[08:00] Avoid minor children as beneficiaries.[09:30] Updating beneficiaries after life events.[10:50] Beneficiary overrides will and trust.[12:20] Yearly review of beneficiary designations.[14:10] Financial empowerment through informed decisions.[15:20] Listener's success story with debt-free journey.--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---Join me in this enlightening episode as I sit down with finance expert Rajat Soni to dissect the complexities of debt, credit, investing, and the potential financial challenges ahead. We explore topics ranging from credit card debt hitting record highs to the global impact of diversified investments. Get ready to gain insights that will empower you to make informed financial decisions and secure your financial future.Timestamps:[10:30] - Understanding the GIC concept[15:20] - Impact of inflation on debt[18:40] - Savings vs. investing strategies[23:00] - Risks of early withdrawal penalties[28:00] - Consumer debt comparison, US vs. Canada[33:10] - Debt-driven consumption and consequences[36:30] - US debt challenges and potential bubbles[40:20] - Diversifying investments for stability[44:00] - Rajat's online presence and resources[46:30] - Exploring financial market disruptors[49:40] - Importance of financial literacy education[53:10] - Making informed financial decisionsConnect with Rajat:Twitter: Twitter.com/rajatsonifnanceInstagram: Instagram.com/rajatsonifinanceThreads: Threads.net/rajatsonifinanceCourse: Courses.rajatsonifinance.comNewsletter: Rajatsonifinance.com--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---Welcome to the BetterWallet podcast! In this episode, I will break down a crucial topic that often goes unnoticed—your vesting schedule. You might be unfamiliar with the term, but it holds significant implications for your financial future. Join me as I break down the ins and outs of vesting schedules, their impact on your retirement savings, and why they deserve your attention.Timestamps:[00:00] - Introduction to vesting schedules.[01:50] - Matching contributions explained clearly.[04:40] - Different types of vesting schedules.[06:50] - Graded vesting over several years.[09:20] - Reasons behind employer vesting schedules.[11:40] - Importance of diversity and inclusion.[13:40] - Personal example of potential loss.[15:40] - Taking proactive action to understand.[17:50] - Employers won't remind you.[19:40] - Implications of leaving early.[21:30] - Encouragement for rating and review.[22:00] - Signing off the BetterWallet podcast.--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode, I'll take you through my journey and share why this topic is so close to my heart. Growing up without a financial safety net, I learned the hard way about the importance of investing. Now, I want to help others do it right from the get-go. I'll cover everything from 529 accounts and tax benefits to strategic investment approaches.So if you're a parent, future parent, or even considering adoption like me, this episode is a must-listen. Let's secure our kids' financial future together! Don't forget to rate and review the podcast – your support means the world to me. See you in the episode!Timestamps:[00:30] Demystifying money and investing.[03:20] Passion for Vanguard's 529 program.[05:40] Setting up a 529 account.[06:50] Tax-free transfer to child.[08:10] Avoiding aggressive investing for kids.[09:30] Excess 529 money to Roth IRA.[10:40] Free financial bulletproof checklist.[12:20] The power of time in investing.[13:40] Rate and review the podcast.[14:20] Making investing accessible for all.[14:50] Helping future generations succeed financially.[15:20] Investing for a brighter future.--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---Hey, everyone! It's Marc Russell, and I'm super excited to share my recent adventure with you all. In the last episode, I talked about my concerns about flying to Bali and being off the radar for a whole week, but guess what? Everything turned out fantastic! I celebrated being 100% debt-free in Bali for three years, and it was a blast. I met incredible people from all over the world and had some mind-opening experiences. Now, I want to pass on the knowledge I gained during my trip, so I have ten essential tips for anyone planning an international journey. From wearing a mask on the flight to understanding the exchange rate, I've got you covered. Plus, I discovered the magic of hiring a private chef, which made life so much easier. Listen in and get prepared for your international adventure!Timestamps:[00:20] - Concerns about flying to Bali. [01:00]- Lessons learned during the trip.[02:20] - Meeting people from different countries. [03:40] - Gratitude in Balinese culture.[05:10] - Preparing for an international trip.[06:30] - Wearing a mask during flights. [07:30] - Pack emergency supplies for the trip. [08:40] - Confirm availability of in-flight wifi. [09:50] - Download Netflix for offline viewing.[11:00] - Bring your favorite snacks for the flight.[12:30] - Know the exchange rate before traveling. [20:10] - Hiring a private chef for convenience. Check out Episode 44  with Ryan Francis: Being Financially Safe in an Uncertain World--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode, I will demystify the concept of Roth IRAs and share powerful insights on how they can be utilized to fund college expenses, cover medical bills, and even contribute to purchasing a first home. Together, we will explore the flexibility and advantages that Roth IRAs bring to the table, allowing us to make smart financial decisions and shape a brighter future.Whether you're a student seeking clarity or curious about the potential of Roth IRAs, this episode will equip you with the knowledge and tools to leverage these tax-advantaged accounts effectively. Don't miss out on learning how to optimize your financial strategies and unlock the benefits of Roth IRAs for a more secure and prosperous tomorrow.Timestamps:[00:00] - Introduction to the BetterWallet podcast.[00:10] - Exploring the topic of Roth IRAs.[00:30] - My childhood experience of Roth IRAs.[01:00] - Roth IRAs as tax vehicles for retirement savings.[02:00] - Tax benefits.[04:00] - Withdraw contributions from a Roth IRA tax-free.[05:10] - Rules and penalties.[06:10] - Early withdrawals from a Roth IRA.[07:20] - Roth IRA and a 529 plan for college expenses.[08:30] - Roth IRA for medical expenses.[09:40] - Use up to $10,000 from a Roth IRA for a first home.--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---Join me on an intimate journey as I share my anticipation, nerves, and preparations for my upcoming adventure to Bali. In this unfiltered episode of the BetterWallet Podcast, I go into the reasons behind my desire to travel, the profound significance of achieving debt freedom, and my eagerness to immerse myself in diverse cultures. As I open up about leaving my business temporarily and facing my fear of flying, I invite you to join me on this transformative experience of self-discovery and connection. Get ready to explore Bali with me and witness the highs, lows, and everything in between as I embark on this thrilling journey.Timestamps:[00:30] - Marc's upcoming trip to Bali: Excitement and nerves.[03:20] - Kelvin, Marc's friend and travel companion.[04:00] - Bali plans and Lux Week.[05:20] - Balancing work and taking time off.[06:00] - Anticipation of yacht trip and other events in Bali.[07:10] - Meeting new people from different walks of life.[07:50] - Excitement for trying Indonesian cuisine.[08:50] - Nervousness about leaving the business for a week.[09:40] - Nervousness about flying and turbulence.[10:20] - Benefits of leaving the business and delegating tasks.[11:10] - Learning about different cultures in Bali.[12:00] - Nervousness turns into joy after overcoming challenges.[13:00] - Balancing the desire for control and traveling.[15:10] - Preparation: Using Google Fi for international travel.[16:10] - Considerations when choosing a phone plan for travel.--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode of the BetterWallet podcast, I take you on my journey to becoming debt-free and share how it has profoundly transformed my life. Join me as I discuss the challenges, sacrifices, and ultimate rewards of achieving debt freedom and how I am now using my money to shape a better future, make informed present choices, and recover from past financial mistakes.[00:00] - Podcast introduction[00:30] - Importance of paying off debt[01:50] - Living paycheck to paycheck[02:30] - Challenges faced during debt-free journey[03:10] - Making short-term sacrifices for long-term prosperity[04:00] - Setting a goal of becoming debt-free by 2020[05:10] - Investing for the future after becoming debt-free[06:00] - Reinvesting money into the business[06:50] - No longer needing $1,500 for monthly expenses[07:20] - Understanding personal monthly expenses for starting a business[12:45] - Investing in health and wellness[16:50] - Wrap up of the episode--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---Welcome back to Part 2 of Marc's journey to discovering and reconnecting with his biological father. Today, Marc recounts his experiences growing up in foster care, meeting his biological mother, and the lingering questions about his true paternal identity. Marc dives into the aftermath of taking the DNA tests, the anxiety that came with that & how he has learned to build relationships with his biological father and create stronger connections to his roots.Timestamps:[00:00:00] Introduction to Marc's story.[00:00:30] Teaser about finding biological dad.[00:01:30] Marc's preemie birth and assumption of his biological father.[00:03:00] Visiting biological mom and getting to know siblings.[00:04:20] Full circle moment of working in Philly near family.[00:05:20] Curiosity about family background and ancestry.[00:06:30] Decision to take a DNA test for family information.[00:07:40] Fear and anticipation before receiving DNA test results.[00:08:50] Unveiling potential unknown family connections.[00:09:20] Teaser for part two of finding biological father story.--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---This two-part episode of the BetterWallet podcast is a journey unlike any other, as host Marc Russell opens up about his personal life and shares the remarkable story of how he reconnected with his biological father. In part 1, listeners will be taken on an emotional rollercoaster as Marc recounts his experiences growing up in foster care, meeting his biological mother, and finally discovering the truth about his true paternal identity.Along the way, Marc highlights the impactful moments that shaped him and ultimately led to finding answers to questions that had been lingering for years. Tune in now and prepare to be captivated by this compelling story of self-discovery!Timestamps:[00:00:00] Introduction to Marc's journey[00:02:00] Assuming who my dad was[00:03:30] Building a relationship with biological mom and siblings[00:04:20] Full circle moment[00:06:00] Curiosity about family background and migration[00:07:30] Fear and apprehension before taking the DNA test[00:08:20] Unveiling Pandora's Box[00:09:10] Don't miss part 2--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode of the Better Wallet podcast, host Marc discusses transitioning from a bear market to a bull market, emphasizing the importance of investing during the bull market phase. He explains the concept of market cycles, shares insights from his background as a financial advisor, and highlights the benefits of staying invested. Marc encourages listeners to take advantage of the current bull market, offering a free class on investing in index funds.Timestamps:[00:00:20] Bear-to-bull market transition.[00:00:50] How to position oneself in the bull market.[00:01:40] Rich people are buying during market downturns.[00:02:10] The market works in cycles like a tree.[00:03:00] Definition and significance of a bull market.[00:03:30] Bull market during COVID-19.[00:05:00] Doubling investments during the last bull market.[00:06:10] The shortest bull market since 1932.[00:07:00] Joining the investing wave.[00:08:10] Market is still at an 8% discount from all-time highs.[00:09:20] Webinar teaching about investing in index funds.[00:12:10] Seizing opportunities in the bull market.--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode, host Marc Russell interviews guest Jared from DollarFor.org. They discuss the little-known option of charity care, a provision in the Affordable Care Act that allows nonprofit hospitals to waive or reduce medical bills for eligible individuals. Jared explains how their organization helps patients navigate the complex process and advocates for them to have their medical debt eliminated.Timestamps:[07:18] Jared's story[09:35] Charity Care[13:05] Figuring out if you're eligible[16:45] Why aren't hospitals sharing this[19:35] Taxes on money forgiven[21:47] Dollar For processConnect with Jared:Website: DollarFor.OrgInstagram--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode, host Marc Russell interviews guest Kevin about his journey from growing up in a wealthy community to starting his own investment education company. They discuss the importance of simplifying investing, teaching financial literacy, and navigating the current financial landscape. Kevin shares valuable insights on investing in index funds, avoiding risky strategies, and investing for children's futures.Timestamps:[03:02] Kevin's biggest financial pet peeve[06:28] Black Wall Street[08:49] Deciding to get into teaching about money[11:21] BuildingBread[15:42] 3 ways to navigate finances in today's world[19:37] The wrong & right way to invest[27:11] Investing for your childrenConnect with Kevin:Social media: @BuildingBreadBuildingbread.com--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode of the BetterWallet podcast, host Marc Russell and guest Vince discuss their journeys in overcoming financial obstacles. They emphasize the importance of resilience, adapting to change, and taking control of personal finances. With insights into the challenging market conditions and uncertain economic climate, they provide practical advice on building wealth, investing wisely, and preparing for potential recessions.Timestamps:[00:00] Intro[02:32] Vince's money mentor[06:58] School and sports[11:57] Deciding to get into finance[14:06] Getting into the real world and navigating money[17:35] Catching the entrepreneurial bug[26:30] Advice during a turbulent market era[31:25] How to prepare for market shifts[37:35] Overcoming fears and getting into the market[41:20] Closing and where to connect with Vince--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode, host Marc Russell and real estate expert David Pere dive into the current state of the real estate market, discussing factors such as interest rates, location-specific dynamics, and population trends. They explore how buying power is affected by these market changes and share insights on evaluating properties and making informed decisions. Whether you're a first-time homebuyer or an investor, this episode offers valuable information and strategies to navigate the evolving real estate landscape.Timestamps:[02:10] Intro[07:20] Why people rent[12:00] Benefits of homeownership[16:50] Factors affecting interest rates[22:30] Importance of investing in real estate[26:00] The desire for more land[29:20] Importance of choosing the right agent[32:10] Importance of selecting the right lender[35:00] Avoiding emotional decisions[37:00] Importance of domain namesConnect with David:https://linktr.ee/militarymillionaireThe Military Millionaire Planner: https://www.frommilitarytomillionaire.com/planner-instructionshttps://www.frommilitarytomillionaire.com/planner--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---Join Marc Russell and guest Jeremy Schneider on the BetterWallet podcast as they get into life insurance policies. Discover the truth behind the misconceptions and learn how to navigate the complex landscape of insurance. Jeremy, an expert in personal finance and founder of Personal Finance Club, shares insights from his financial advisor experience. Together, they discuss the importance of life insurance as part of a financial plan, debunking myths surrounding whole life insurance and highlighting the benefits of term life insurance. Gain valuable knowledge about finding the right policy, red flags to watch out for, and the impact on your financial security. Whether you're a parent seeking peace of mind or looking to protect your loved ones, this episode provides a comprehensive guide to help you make informed decisions about life insuranceTimestamps:[02:30] Jeremy's story[08:50] What is life insurance?[14:25] Two sides to the insurance company coin[24:40] Whole life is just maximizing their profits[28:50] Ideal person for term lifeConnect with Jeremy:https://www.personalfinanceclub.com/presskit/--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

In this episode of the BetterWallet podcast, host Marc Russell shares three hacks he used to land his dream job during his ten years of experience in corporate America. With the current job market and 170,000 tech layoffs, it's more important than ever to stand out from the competition. Marc shares practical tips on how to apply from the inside, craft a one-page resume, and prepare for interviews to help you secure your dream job.Marc advises listeners to connect with someone already working the job they want to apply for, using platforms like LinkedIn. By finding commonality and reaching out for a 5-10 minute chat, this inside connection can potentially provide a referral to HR, increasing the chances of landing an interview. Marc also emphasizes the importance of a concise one-page resume and thorough interview preparation to impress hiring managers and stand out from other candidates.Timestamps:[00:18] Intro to the episode and Marc's experience in applying to jobs[02:30] Apply from the inside[05:07] Building the relationship[10:00] Resume do's and don'ts[16:55] Knowing the company you're applying for[21:30] Summary--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist____In this eye-opening episode, Marc discusses the importance of failure in personal growth and success. Drawing from personal experiences in his career, he shares his mantra of "failing forward" as a key principle to learning from mistakes and improving.Through anecdotes from the lives of well-known figures like Giannis Antetokounmpo, Kobe Bryant, and Michael Jordan, he highlights how embracing failure and learning from it can lead to incredible achievements. If you've ever felt discouraged by setbacks or wondered how to make the most out of your failures, this episode is a must-listen.Timestamps:[00:50] Failure is a part of success[02:08] Giannis Antetokounmpo Interview[03:52] Marc's personal journey[07:23] Improving through failing[08:33] Success if a combination of all your failures[08:55] Michael Jordan's success story[15:10] Taking calculated risks[17:31] Everyone has to fail before being successful--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist—-In this episode of the BetterWallet podcast, host Marc Russell answers listener questions about money and entrepreneurship collected from his Instagram community. He attempts to answer each question within two minutes. The questions cover topics such as developing a wealth mindset, taking the first step in investing, and Apple's recent entry into the banking space with its buy now, pay later service and high-yield savings account.Timestamps:[01:30] Developing a wealth mindset[06:10] Take advantage of your life experiences[18:00] Increasing monthly cash flow with side hustles[19:43] Japanese concept of Ikigai [22:52] Toughest part of being a business owner--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist—-In this episode, Marc discusses the history of the US dollar as the world reserve currency and its potential future as such. He explains the transition away from the US dollar by the BRIC countries and the potential impacts on the global economy IF the US dollar were to lose its status as the world reserve currency. Timestamps:[02:50] How the US Dollar became the world currency[06:50] What the BRICS (Brazil, Russia, India, China) are developing [11:50] What happens if the US dollar is no longer dominant[17:40] The $25 trillion international opportunity[20:00] What international funds to consider--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist—-In this episode of the BetterWallet podcast, host Marc Russell interviews Leandra Peters, founder of Female in Finance. Leandra discusses whether college is worth the investment and shares her financial struggles. Leandra shares a life-changing assignment that made her reconsider pursuing a career as an attorney, while Marc talks about how college helped him escape poverty. The conversation also delves into the importance of being financially prepared for emergencies as Leandra shares her experience with a health crisis that depleted her savings.Timestamps:[04:45] When would you stop aging[07:35] Learning her first money tip[11:38] Journey to college[13:21] Why college wasn't for her[15:38] Dr. Marc[19:13] Leandra's financial struggles came from a health scare[24:55] Investing and Building Wealth[27:47] 3 steps for new investorsConnect with Leandra:Instagram--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

In this episode of the BetterWallet podcast, host Marc Russell interviews Ali Swart, a Certified Financial Planner, mother, and wealth management executive. Ali shares her journey of breaking generational curses in finance and parenting, how she invests for her children, and her path to success in the corporate world.Certified Financial Planner Ali Swart discusses breaking generational curses in finance and parenting and her path to success in the corporate world on the BetterWallet podcast.Timestamps:[06:08] One meal for the rest of your life[08:05] Ali's view of money growing up[12:00] College journey into finance[14:28] Getting into corporate finance[17:22] Making history[24:24] Investing in kidsConnect with Ali:LinkedIn--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist—-In this episode of the BetterWallet Podcast, Marc chats with Shannon, who shares her journey from working at a Big Four accounting firm to building her own business, Fitnancial Solutions. She discusses the importance of starting your business before you're miserable in your current job, the power of networking, and the mindset necessary for success as an entrepreneur. Marc highlights the importance of serving the right people and making money a byproduct of doing the right things.Timestamps:[04:13] Choosing your superpower[05:55] What did you want to be growing up[08:26] From Spanish teacher to an accountant[14:07] Travelling and gaining experience[20:46] Nothing is ever for the rest of life[26:33] Building a business to allow her to quit her 9-5[32:02] Moving to Costa Rica[36:59] Living your life while you're buildingConnect with Shannon:Services: https://www.fitnancialsolutions.com/accountingInstagram: https://www.instagram.com/shannonkweinstein/Keep What You Earn Podcast: https://www.keepwhatyouearn.com/--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist—-In this episode of the BetterWallet Podcast, Marc Russell talks with Jhanilka and Anthony Hartzog, founders of The Hartrimony, about their debt-free journey, how they built their thriving cleaning business, and the importance of treating yourself through the process! The Hartzogs share how they built a successful cleaning business and paid off a massive amount of debt. They discuss the business model, their success in helping contractors and customers connect, and how they've built their business into a revenue-generating platform. The episode also delves into Jhanilka and Ant's journey to becoming debt-free and how they celebrated once they reached their goal.Timestamps:[05:07] What old fashion trend would you bring back? [07:45] Viewpoint of money growing up[11:31] Balancing your debt payoff while enjoying the journey too[15:42] Why a cleaning business?[19:06] Student success [22:18] Paying off $114,000 in debt[25:29] Setting goals along the way[27:26] How are you enjoying financial freedom? [29:50] Lessons from paying off debt that roll over into entrepreneurshipConnect with the Hartzogs:Course: https://www.cleaningbusinessuniversity.com/Instagram: instagram.com/thehartrimonyMore Than A Side Hustle Podcast: https://podcasts.apple.com/us/podcast/more-than-a-side-hustle/id1600737639Youtube: Youtube.com/thehartrimony--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist—-In this episode of the BetterWallet Podcast,  Marc chats with Darius Smith, Founder of Wealth Is My Worth, about automating your investments and savings.Darius shares his personal story of paying off $170,000 of debt and building a successful investment portfolio using automation techniques. Darius explains how automation can take the decision-making process out of investing, allowing individuals to build wealth without realizing it. Timestamps:[05:15] Darius's reason behind his company, Wealth Is My Worth [08:11] Automation and its role in building wealth [10:27] What technologies to use for budgeting & wealth building[15:14] How to automate your pay with a W-2 job[16:34] How to set up and automate accounts for your[18:13] The impact investing accounts have on student aid[21:40] Books to improve your finances and automate you wealth Connect with Darius:FI Workshop: https://www.wealthismyworth.com/workshopLive Course Application: https://calendly.com/wealthismyworth/vip/Social Media:https://www.instagram.com/wealthismyworth/https://www.tiktok.com/@wealthismyworthhttps://www.youtube.com/channel/UC7CHLKWzse4yPvOx8dvYYLwhttps://www.linkedin.com/groups/13923546n --- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Check out my resouces! Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist—-In this episode of the BetterWallet Podcast,  Marc chats with Nika Booth, Founder of DebtFreeGonnaBe, about getting out of $189,000 of debt and the state of student loan forgiveness. Student loans and the debt they cause are wreaking havoc among millions of individuals.  Some, like Nika Booth, have escaped their debt despite the odds against them.  Today, Nika shares just how she got out of a mountain of debt and all she has learned about student loans and student loan forgivenessTimestamps:[06:54] Nika's view of money growing up[10:09] Nika's college education journey  [14:17] How Nika attacked her six-figure debt[17:05] Nika's journey to debt freedom [19:14] How to design the perfect budget that fits YOU[22:06] Public Service Loan Forgiveness 101 [29:30] Impact, impact, impact!  [36:19] Three actionable tips to consider!Get Nika's free PSLF guide here: pslfguide.comFollow her at debtfreegonnabe on IG and Tik Tok--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist—-In this episode of the BetterWallet Podcast,  Marc explains the three times he took frugality too far.Marc is all for saving, investing, and paying down debt as fast as you can. But he has seen how being too frugal can put you in danger or unhealthy situations. Today, he shares what he did that he doesn't recommend when trying to be frugal.Timestamps:[02:50]  Hindsight is 2020[04:02]  Getting hot in here[09:13]  Crisis with the lack of financial literacy [10:03]  Living in Jumanji[16:45]  Pay for comfort[19:23]  Reviewing Marc's three mistakes—- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist—-In this episode of the BetterWallet Podcast,  Marc explains the top three money moves you should make before becoming your own boss and quitting your current 9 to 5.He worked in corporate finance for almost 10 years before making the nerve racking jump, so he will give you some tips to make the jump seem more like a small leap!Timestamps:[01:16]  Review from a fan[03:48]  Understand your finances[07:51]  Make sure you have a safety net[10:39]  Taxes and keeping business and personal finances seperate[15:00]  Importance of using a bookkeeper and not feeling ashamed with your record keeping[16:24]  Quick summary of the 3 money moves to make before going full time in your business[17:22]  When to make the jump into full time entrepreneurship?—- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Join the Financially Bulletproof family!Follow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on TwitterIn this episode of the BetterWallet Podcast, we dive into why people take money out of their 401k to pay for expenses like concert tickets. Marc explains the top three reasons you should avoid this financial trap and the consequences of doing so.[01:25]  Bloomberg article on people taking money from their 401ks[02:43]  Rules on taking money out of your 401k[05:09]  Financially Bulletproof[06:17]  Taxes on your 401k withdraw[10:18]  401k Loans[15:00]  Possible pitfalls of leaving your job after taking out a loan from your 401k—- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on TwitterIn this episode, Marc talks about a High Yield Savings Account (HYSA) and the importance of saving money. He shares their favorite HYSA options and explains how to open one. Marc will also discuss how an HYSA can be used to save for events you might want to attend. And he explains the challenge of affording expensive tickets and how Americans tend to use credit cards to pay for things and later collect interest. He will educate the listeners on the dangers of this mindset and offer a plan to avoid financial regret.[03:08]  Challenge of purchasing event tickets[05:00]  Well-planned spending[05:20]  HYSA[08:10]  What to look for in HYSA's[14:00]  Ally Bank HYSA[17:05]  Goldman Sachs HYSA_________________________________________________________Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on TwitterIn this episode of the BetterWallet Podcast, host Marc Russell breaks down the FIRE movement, which stands for Financial Independence Retire Early. He discusses the origins of the movement, how he first heard about it, and how listeners can join the movement and retire early.[02:28]  What is FIRE? [04:40]  Marc's introduction to the FIRE movement [06:50]  Knowing your numbers [09:00] Challenges with the FIRE movement [12:00]  Figuring out FIRE number [14:55]  Investment Account to Use

Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on TwitterIn this episode, we'll dive deep into how you can help your kids get a head start on retirement. To help break down the rule change, I want to bring on one of my buddies. His name is Ryan Francis. Ryan is an online finance creator where he drops all kinds of helpful money tips, and he's also the co-founder of HomeDime.com, which connects top realtors and lenders to homebuyers, which is pretty cool. He's been featured in Forbes, CNBC, The Today Show, and Bankrate. [06:28]  Ryan's childhood and family memories of money [11:57]  College life and frugality [20:51]  Saving money and paying down debt [24:23] Long-distance relationship was the best education [25:58]  The right way to pay down debt, save, and invest [29:28]  Getting into real estate [35:31]  Don't take home buying lightly [40:28]  529 changesConnect with Ryan

More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on TwitterIn this episode, Marc shares all about Secure Act 2.0. You will learn about the latest changes to the retirement investing landscape in the United States with the Secure Act 2.0, including the impact on RMDs, catch-up rules, student loan repayment, and the option for employers to use Roth dollars for matching contributions.[01:00] Introduction to the Secure Act 2.0 and its purpose.[02:00] Explanation of the legislative process and the role of Congress.[03:00] Mention that the changes will go into effect in 2024.[04:00] Explanation of RMDs and potential changes to the rules.[09:00] Introduction of the option for employers to use Roth dollars for matching contributions.[10:00] Mention that the Roth dollars used for matching will be 100% vested.[11:00] Explanation of vesting schedules and the impact on employees.[12:00] Discussion of the financial impact of the 100% vesting on Roth dollars.[13:00] Calculating how much money an individual could have in a Roth 401k after 30 or 40 years.[13:00] Information on how to learn more about the changes in the Secure Act 2.0.

Welcome to the Better Wallet podcast! In this episode, we'll discuss how to plan for the new year and budget for your 2023 financial goals. We'll cover topics such as setting financial goals, creating a budget plan and finding ways to save and invest. Whether you're looking to pay off debt, save for a down payment on a house, or improve your overall financial well-being, this episode has something for you. Tune in to learn practical tips and strategies for planning and budgeting for a successful 2023.[00:00:23] Importance of budgeting and how it helped the speaker pay off $80,000 of debt and invest[00:01:11] Life update[00:04:10] Importance of budgeting and knowing where your money is going[00:08:07] Tips for creating a budget plan, including setting financial goals and tracking expenses[00:14:40] Credit card debt and the importance of paying it off[00:17:00] Discretionary income and its role in paying off debt and reaching investment goals[00:18:00] Reducing variable expenses as a way to increase discretionary income[00:19:32] Importance of emergency savings and how to build it up[00:22:05] How budgeting helped Marc pay off debt and reach financial goals[00:23:53] Recap of critical points and invitation to join the speaker's budgeting course.More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

In today's episode, Marc brings on Ryan Bakke, a CPA, to discuss how W2 employees can prepare for tax season. Ryan recommends using software to self-prepare basic tax returns and suggests seeking the help of trained professionals at places like H&R Block if you don't feel confident doing it yourself. Ryan also emphasizes the importance of being aware of credits and deductions that may be available, such as the child tax credit, education credit, 401K deductions, and HSA deductions. Ryan also suggests that listeners review these potential credits and deductions when preparing their tax returns to avoid missing out on potential savings.[03:24] Software to help with taxes[05:25] Potential tax credits[13:00] Tax mistakes entrepreneurs make[16:00] S Corp or LLC?[19:26] Creating different investment accounts[21:34] Keeping track of all your expenses[24:09] Shifting to a lower tax bracket legallyMore from RyanLearn like a CPA ShowLinkedin5 helpful tools for real estate investors Facebook Group More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people that truly beat the odds and found financial success.In this episode, Jacent Wamala discusses the importance of calculating and understanding one's financial situation, particularly their net worth. She mentions that some people may try to avoid looking at their numbers, but it is necessary to make changes and improve one's financial situation. Jacent personally wanted to achieve financial freedom and the ability to travel as she pleased, and saw calculating her net worth as a necessary first step towards this goal. She encourages others to consider their financial goals and ask themselves, what if they could achieve them?[2:24] Jacent's life guarantee choice[4:07] Money memories growing up[7:01] Moving to Las Vegas[8:53] Debt-free journey[13:44] DART goals[16:40] Financial Freedom Formula[20:06] Roadblocks to financial freedom[28:47] Success is an uncomfortable journey[37:04] Estate planning[38:46] Seeking mentorsMore from JacentInstagramWebsiteMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people that truly beat the odds and found financial success.In this episode, Marc talks with Hassan Thomas, the founder and owner of FYI FLI, a company that helps professionals become financially literate. Hassan is also a certified personal finance educator and the host of his own podcast with the same name. Marc and Hassan discuss financial coaching, Hassan's upcoming book, and their personal experiences with money. Hassan shares a story about his business-oriented approach to money management, even at a young age, and how he has seen the importance of financial literacy among his peers. The episode ends with a discussion about the importance of budgeting and the role it plays in financial success.[1:15] Hassan's Karaoke Choice[2:04] Money memories growing up[3:20] How a football injury led to his financial career [5:35] Learning from his father[9:31] ETFs & REITs[15:53] College to COVID[17:11] Mindset is a huge factor[21:04] Recession journeysMore from HassanSocial MediaWebsiteMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

In this episode of the Better Wallet podcast, host Marc Russell interviews nine-to-five negotiation expert Mandi Woodruff. Mandi shares her expertise in negotiating for a higher salary, better job opportunities, and tips for achieving financial success. Tune in to learn how to take control of your career and make more money![2:40] Mandi's most embarrassing fashion trend[6:08] Money memories growing up[7:41] Learning negotiation[11:11] How to get a promotion[14:49] How to negotiate salary[19:46] Increasing benefit packages[23:50] Navigating the new job hiring landscapeMore from MandiMandiMoney.comBrown Ambition PodcastMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

Welcome everyone to the next episode of the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds and found financial success.Today, we have Tess on the line.  She's a financial coach who helps professionals build wealth through their 401ks and beyond and also is the founder of Wealth with Tess online.[2:02] Who would play you in a movie?[3:47] Learning money from divorced parents[6:57] Tess's path to Wealth with Tess[11:28] Investing tax advantages[22:28] Start investing in 401k[24:18] Disagreeing with Dave RamseyMore from TessWealth with TessMoney ConfidenceTess on InstagramMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

Welcome everyone to the next episode of the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds and found financial success.Today we have my guy on the line, Chris Corinthian. And he is one of the coolest guys I've ever met in Atlanta and my entire life. Chris is a speaker and a financial coach. He's the owner of the Fin Lit Guy online, where he helps students graduate debt-free with money in the bank, right?Because a lot of people graduate with debt. Some people graduate debt free, which is the goal. And then he's taken another level beyond that where he wants to help people graduate debt-free with bread in the bank. Chris is also the author of the book everyone has been talking about, The Financial Literacy 101 for College Students, where he helps people find money, helps people budget money, and grows their money.[03:50] What song would you choose for karaoke?[04:25] How Chris paid for school[12:28] Helping others navigate college finances[15:49] Paradigm shift when it comes to scholarship searching[19:56] Building different income streams[37:28] Automated vs. Passive income streamsMore from ChrisFin Lit Book@thefinlitguy on InstagramMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

Welcome everyone to the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about the mystifying topic of money and sharing powerful money stories from people who truly beat the odds and found financial success.Today we have Tashieka Ma'at from Jam Wealth. Tashieka is a money management coach, certified financial educator, and a PMP project management professional. She's also a mother of four and a first-generation Jamaican American. [01:42] If you could only have 3 apps, what would they be? [07:02] Tashieka's college experience; the first in her family to go[11:33] What are variable expenses within a budget?[15:01] More money isn't the answer[19:03] Tashieka's wealth journey[26:20] Tools to help you manage financesMore from TashiekaInstagramSpending Plan & Networth TrackerMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

Welcome everyone to the next episode of the BetterWallet podcast. As you guys know that the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds and found financial success. Today, we have Sonia Castelan on the podcast. And we are excited to have her here to talk a little bit more about tax management, specifically for people who have businesses that don't have record-keeping or that have bookkeeping but don't know what they need to do to avoid Uncle Sam legally. This is the person you need to be talking to, and if you don't know who she is, she is a first-generation Latinax Tax professional, and she is helping people of color. In short, she's a fantastic tax professional.(2:14) Would you rather lose your money or pictures?(5:05) Components of proper bookkeeping(8:59) Getting into the world of taxes(14:14) Managing taxes advice(18:10) Limit your tax payments More from Sonia:Instagram - https://www.instagram.com/castelantaxservices/Free ConsultationMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

Welcome everyone to the next episode of the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about demystifying the topic of money; sharing powerful money stories from people who truly beat the odds and found financial success. Today on the line we have Rahkim Sabree and he is everything that you could imagine a financial coach should be. He is a author and a speaker as well as. I listened to him speak at FinCon and he completely blew me away. I had so many notes that took down from him and all the other speakers. He is a financial coach. And he's been featured in endless amount of publications. Rahkim really opened up my eyes to a topic that we don't talk enough about. And that's financial trauma. We'll get into that today. We'll talk about what that means and how you can kind of navigate that if you're kind of going through the same thing. If you could bring back one fashion trend what would it be? (00:01:35)Rahkim's childhood growing up (00:04:27)Figuring out personal finances (00:10:07)Experiencing financial trauma (00:15:26)What is financial trauma? (00:22:27)More from Rahkim:Linktree - https://linktr.ee/RahkimSabree Instagram - https://www.instagram.com/rahkimsabree/More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

Welcome, everyone, to the next episode of the BetterWallet podcast. The BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people that truly beat the odds and found financial success. Today, we have the one and only Chris Browning on the line. And if you don't know who Chris is, he's an amazing person inside and out. He is the host of the famous, in my opinion, popcorn finance. He is a business owner, and he used to work a day job as a financial analyst. And I just found out a few months ago he quit his job, though kudos to youFind Chris on social @popcornfinancepodcastOr check out his website!More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

Welcome everyone to the next episode of the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people that genuinely beat the odds and found financial success. Today we have Naseema McElroy on the line. And if you don't know who she is, you better get to know her. She is a labor and delivery nurse, mom, and author of the book Smart Money. On top of that, she owns the Financially Intentional page on Instagram, where she helps professionals become financially independent. Find Naseema on social @financiallyintentionalOr check out her website!More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter