Podcasts about Upper

Ep 123: In this week's AMA episode, I'm answering some of your most recent fitness questions—from whether you actually need to train your "lower core" differently, to exercises to do if you feel like you're quad-dominant and how and why alignment is so important pre workout + little clues that you might not be as aligned as you think.We also dive into one of my more recent favorite topics - how you can actually  build strength and lose fat when life is busy. (Spoiler: it's less than you think.)Plus... I finally announce my brand new Busy Body program, designed specifically for women who want noticeable results without spending hours in the gym.Busy Body launches July 28th and includes: 5 workouts per week  30–45 minute sessions  Structured body-part split  Alignment drills and warm-up exercises included  Progressive strength-focused programming  Designed for busy women who want maximum results in minimal time If you've been waiting for a realistic program you can actually stick with, this is it.__________________________________________________________________________________________________Apply for Advanced Training and Nutrition with Chelsey & Dr Emily Dow HEREStart your 7 day FREE trial of my new app HERE!Programs:8 Week Summer Prep Planhttps://www.trainerize.me/profile/chelseyrosehealth/?planGUID=d48c6fbf116c4e8fb4d31f94b5376fa3Want to work in person with Chelsey?Join a semi-private class in LA here.Email info@chelseyrosehealth.com to inquire about one on one in person training.Shop the things i'm loving HEREFollow Chelsey on Instagram:@Chelseyrosehealth@StrengthtobuildFollow Chelsey on TikTok Here."Submit a question to the show"

After China's rapid urbanization, it's millions of city dwellers are longing to get back to the farm. And who can blame them? Fresh air, fresh food and peace and quiet. What's not to love about a getaway out in the country? In this lesson, learn all about it! Episode link: https://www.chinesepod.com/2159

Occultism was prominent in the highest echelon of the Third Reich, and mysterious figures from the shadows played outsized roles in the future of Germany. Upper management within the Nazi S.S. was reserved for those enlightened in the dark arts, with Aleister Crowley and Helena Blavatsky heavily influencing those in positions of great power. Expeditions were launched globally to explore places under Antarctica, mysterious locations in the Andes of Peru, and the entrance to the hidden kingdom of Shambala inside the hollow Earth in Tibet, all searching for confirmation of their superiority through the collection of ancient artifacts. What did they find in these magical places, and did the Nazis really lose the war?Guest: Matt Ehret | https://substack.com/@matthewehret---Macroaggressionswww.Macroaggressions.ioMerch StoreLink Tree Video ChannelsRumble | YouTube | BrighteonActivist PostNewsletter Sign UpAudiobooksHypocrazyThe Octopus of Global ControlSupport Our SponsorsReplace Your Mortgage: www.WipeOutYourMortgageNow.comGround Luxe Grounding MatsC60 Power | Promo Code: MACROChemical Free Body | Promo Code: MACROWise Wolf Gold & SilverLegalShield: www.DontGetPushedAround.comChristian Yordanov's Health ProgramThe Dollar VigilanteNesa's Hemp | Promo Code: MACROAugason Farms

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The Structure of the Upper Spiritual Worlds

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learn about talking about some impossibility or difficulty

This episode covers slipped upper femoral epiphysis.Notes: https://zerotofinals.com/paediatrics/ortho/sufe/Questions: https://members.zerotofinals.com/Books: https://zerotofinals.com/books/The audio in the episode was expertly edited by Harry Watchman.

For a wintertime getaway, bathing in a hot spring is a popular pastime for many Chinese, not only to relax but also for certain, often dubious, health benefits. Of course, that's not the only thing in doubt. How clean are these hot springs? And are they really hot springs or just glorified hot tubs? In this lesson, a group of coworkers plan an office getaway and reveal their doubts. Episode link: https://www.chinesepod.com/2150

A @Christadelphians Video: **YouTube Summary/Description**In this thought-provoking and wonderfully expositional study, Bible student Roger Lewis joins us to uncover the remarkable account of Achsah – Caleb's daughter. Why did she ask for a field? And what does her bold faith reveal about our own spiritual journey? Set against the backdrop of Judges chapter 1 – a chapter defined by Israel's failure to drive out the Canaanites – Achsah shines as an outstanding example of wholehearted devotion. Through careful, verse‑by‑verse analysis, we discover how Caleb's test for a suitor, Othniel's victory, and Achsah's determined request for “upper and nether springs” point to profound lessons about our promised inheritance. This is an insightful and revealing study that will challenge and inspire you to seek God's blessings with the same fearless, solution‑focused spirit.**Chapters**00:00 – Introduction & Setting the Context 04:00 – Why Ask Questions? The Heart of Bible Study 06:36 – Judah's Conquest & Caleb's Faithfulness 11:20 – Caleb's Test: Winning Achsah's Hand 15:53 – Othniel: The Worthy Suitor 20:40 – Achsah's Bold Request (Judges 1:14) 25:21 – Lighting Off the Donkey: Achsah's Determination 28:15 – “Give Me a Blessing” – The Parched Land 31:41 – The Upper and Nether Springs: God's Abundant Provision 33:30 – Three Qualities of the Faithful 37:28 – Turning Problems into Opportunities 38:44 – The Inheritance Fulfilled 41:34 – A Beautiful Typology: Caleb (the Father), Othniel (Christ), Achsah (the Bride) 48:31 – Conclusion: Embracing the Spirit of Achsah**Bible Verse Categories**

Are you looking for a reliable trail shoe that can handle technical terrain without feeling like a sponge? In today's video, we dive deep into the Dynafit Ultra 100 V3 to see how this German-engineered shoe performs after 50 miles on the trail.

Exploring the world of Chinese food is not for the faint of heart. Those of us not used to eating the organs of animals should be weary. Many traditional Chinese dishes revel in using all kinds of offal in their preparation. And names can be misleading. Even if you think you know what is in a dish, it's easy to get it wrong. In this lesson, two friends check out the food at a Taiwanese night market and are in for a surprise. Also, be sure to check out the new task feature below, ChinesePod's newest way to enrich your learning experience along with fellow poddies! Episode link: https://www.chinesepod.com/2134

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Ah, the problems of others. The landlord is raising the rent just a bit too high. Someone's lover has run off with someone else. A wayward son can't seem to find his way. For some, hearing about these problems is reason enough to end a conversation or leave the room, but for others, it's entertainment at its best. In this lesson, a mother and daughter argue about the worth of “The Auntie Bai Show”, a talk show concerned with mediating family disputes. Also, be sure to check out the new task feature below, ChinesePod's newest way to enrich your learning experience along with fellow poddies! Episode link: https://www.chinesepod.com/2129

This week we pull off the highway. The Backwoods Cryptid Road Trip will pick back up next episode, but stories have been stacking up from listeners all over the country, and five of them earned a full telling. These are firsthand Sasquatch encounters from five states, told with first names only and every detail the witnesses were willing to share.We start at a deer camp in Michigan's Upper Peninsula, where a hunter alone for the first time in his life hears wood knocks, finds a seventeen inch track, and spends a November night listening to something walk circles around his trailer, only to learn years later that his late father had left behind a rule and a plaster cast that suddenly made sense.From there we head to southeastern Oklahoma, where a sixty year old bookkeeper and her husband endure eight months of stripped apple trees, peeled coop wire, and screams from the creek bottom before she comes face to face with the thing at her burn pile.Then it's broad daylight in the timber country of Northern California, where a professional timber cruiser with eleven years in the woods watches something stand up from behind a root wad at seventy yards, and finds out his partner saw it too and said nothing.The fourth account takes us back to nineteen sixty eight, to a West Virginia hill farm, a face at a bedroom window, shutters that went up overnight, and a deathbed confession about a place the family called the Yellow Gap.We close on a sandbar in the Florida panhandle river swamps, where a fishing guide spends an entire night under siege by something wading the flooded timber, and finally understands why the old men on the river always left when the smell came.Five strangers, fifty eight years, two thousand miles, and the same details over and over. As always, I hold my conclusions loose, but I'll tell you what four decades of listening has taught me about the difference between a story and a report. Keep your eyes on the treeline.Have you experienced a Bigfoot sighting, Sasquatch encounter, Dogman experience, UFO sighting, or any unexplained cryptid or paranormal event deep in the woods? We want to hear your story.Email your encounter to brian@paranormalworldproductions.com for a chance to be featured on a future episode of Backwoods Bigfoot Stories.Backwoods Bigfoot Stories is a paranormal storytelling podcast featuring real Bigfoot encounters, Sasquatch sightings, Dogman reports, cryptid experiences, and true scary stories from the backwoods.Follow the show and turn on automatic downloads so you never miss a chilling encounter from the forest. Listen with the lights off… if you dare.

Chicago Weather Deep Dive — Heat Dome vs. Thunderstorm SeasonWeek of July 5–11, 2026 | Weather With Enthusiasm

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In this episode the guys break down their brand new MAPS Upper Lower program — a classic four day bodybuilder split designed for people who want to shape, sculpt and build their body with more volume than a full body routine but without the intensity of programs like MAPS Aesthetic. They cover why the upper lower split is one of their personal favorite ways to train, how the three phase structure prevents plateaus, why the final phase ends with a five by five strength focus, and why they built separate men's and women's versions with different priority lifts. MAPS Upper Lower: ⁠ https://mapsupperlower.com⁠ Code: LAUNCH for 40% off. Includes male and female programs, workout videos, exercise demos, coaching videos and live coaching with Cole. At home dumbbell version included. SPONSORS Olipop: ⁠ https://drinkolipop.com/mindpump⁠ Buy any two cans of Olipop in store (any flavor, any retailer) and they will pay you back for one. New flavors: Blackberry Vanilla and Raspberry Sherbet. New can designs. LINKS Mind Pump Store: ⁠ https://mindpumpstore.com⁠ Maps Fitness Products: ⁠ https://mapsfitnessproducts.com⁠ Instagram: @mindpumpmedia 0:00 - Intro 2:08 - Introducing MAPS Upper Lower — what it is and who it's for 3:32 - Why the upper lower split produces great results and how it differs from full body 9:02 - Phase breakdown — rep schemes, set structures and why the program ends with five by five 16:20 - Why the final phase ends heavy instead of starting heavy like MAPS Anabolic 18:38 - Men's vs. women's versions — shoulder priority, glute priority and why they're different 20:10 - At home version and what equipment you need 21:11 - Live coaching with Cole 

Most agents think a luxury designation will unlock luxury listings. It will not. At the upper end, trust, access, discretion, property presentation, and market intelligence are what win the business. In this episode, Tim and Julie Harris break down how real estate agents can move into luxury and ultra-luxury markets without pretending to be someone they are not. They explain why sellers care more about exposure and expertise than a certificate, why high-net-worth clients rely heavily on referrals, and how agents can become the trusted local source long before a property is ready to list. You will learn why marketing the property matters more than marketing yourself, how to become part of the community you want to serve, how an insider book or newsletter can build lasting authority, why privacy is essential, and how to create relationships with the professional centers of influence who already serve affluent clients. Tim and Julie also explain why AI may create more commission pressure for transactional agents while trusted, deeply embedded human expertise becomes even more valuable in the upper end of the real estate market. Free training: HarrisRealEstateDaily.comCoaching: PremierCoaching.comJoin eXp + Libertas: WhyLibertas.com/HarrisText Tim Direct: 512-758-0206Opinions are my own and not the views of eXp Realty.

Competition for AI Is Coming From a Surprise Source That Could Pressure U.S. Companies' Prices and Profits  We tend to focus on the major AI companies in the United States and assume they will be the long-term winners. However, one competitor that cannot be ignored is China. Chinese companies are making rapid progress in artificial intelligence, and they could become a serious challenge to U.S. firms.  Don't forget that China is a communist country and the government can put in a lot of capital to win the AI race. That ability to heavily fund AI development could help Chinese companies narrow the gap with, or even surpass, some American competitors in certain areas.  According to Artificial Analysis, which evaluates the capabilities of large language models, China's Z.ai ranked among the top three globally with its latest model release. Another concern is cost. Z.ai is reportedly offering models at less than half the price of many American rivals. Lower prices could make it easier for the company to gain market share while putting pressure on the pricing and profit margins of U.S. AI companies.  I certainly don't want to see American companies lose ground to Chinese competitors. However, as investors, we have to evaluate the competitive landscape objectively. U.S. AI companies have already committed hundreds of billions of dollars to infrastructure and development. If competition forces prices lower, it may take much longer for these companies to generate the profits needed to justify today's lofty stock prices and valuations.    The Business of Kids' Sports Is Changing and it May Not Be for the Better  Private equity has made its way into nearly every corner of the economy, and now it's becoming a major force in youth sports. The Aspen Institute has estimated that youth sports are now a $40 billion industry in the U.S, which is likely why private equity is now targeting the space. That's raising serious concerns about what happens when maximizing investor returns becomes more important than giving kids affordable opportunities to play.  As private equity firms buy up leagues, tournaments, training facilities, and sports complexes, critics argue the result is less competition, higher registration fees, and fewer affordable options for families. The average cost of youth sports has increased dramatically in recent years, leaving many children priced out of participating simply because their families can't afford it.  One thing that stands out is that this has become one of the rare issues drawing concern from both Republicans and Democrats in Congress. Burgess Owens, a Republican from Utah and former professional football player, pointed out “Investment is important, but it's when the mission is our kids, not investors. We're seeing too much of this. We're going to lose the soul of our nation if we don't get this right.” He also acknowledged that while some investors are doing it the right way, bad actors need to be kept out. While there are differences over how to address the problem, there appears to be broad bipartisan agreement that rising costs and reduced consumer choice deserve closer scrutiny.  Youth sports should be about developing character, teamwork, friendships, and healthy competition, not creating another industry where financial engineering determines who gets to participate. If the trend toward consolidation continues unchecked, more families may find themselves priced out of opportunities that should be available to every child, regardless of income.    Bitcoin Company Strategy Is in Trouble  Strategy, formerly known as MicroStrategy, changed its name after the company essentially became a leveraged bet on Bitcoin rather than a software business. As management shifted its focus almost entirely to buying Bitcoin, it dropped the "Micro" from its name to reflect that new identity.  CEO Michael Saylor spent years promoting Bitcoin and telling investors that owning Strategy stock was one of the best ways to benefit from its rise. To finance those Bitcoin purchases, the company repeatedly issued low-interest convertible bonds.  The next major maturity comes on September 15, 2027, when approximately $1 billion of convertible notes become due. If you're unfamiliar with convertible bonds, they allow a company to borrow money at lower interest rates because investors have the option to convert the bonds into stock instead of receiving cash repayment. For that to happen, however, the stock price must trade well above the conversion price.  In this case, the conversion price is about $183 per share, about double the current stock price of roughly $90. Unless the stock stages a dramatic recovery, those bonds are unlikely to be converted into shares, meaning Strategy would need to repay the $1 billion in cash.  The stock has fallen nearly 79% over the past year, and Bitcoin's decline has only magnified the losses. Bitcoin itself has dropped roughly 50% from its peak, falling below $60,000 depending on the day. When Bitcoin was making new highs, investor excitement seemed endless. Now that prices have been cut roughly in half, much of that enthusiasm has disappeared.    Michael Saylor has also been noticeably absent from major interviews in recent months. Whether that is because demand for his appearances has faded or because the company's performance has made those appearances more difficult is open to interpretation. Strategy stock reached a high of around $473 in late 2024 and now trades near $90.  We've discussed this company many times before. The concern has always been that Strategy is not creating meaningful operating growth as it is primarily just borrowing money to buy Bitcoin. Unlike a traditional operating company, it is not relying on expanding products or services to drive future earnings.  At the moment, there does not appear to be a clear catalyst that would significantly lift either Bitcoin or Strategy's stock price. If the shares remain well below the conversion price as the 2027 maturity approaches, investors are likely to become increasingly concerned about how the company will repay its debt. That uncertainty could continue to put pressure on the stock.    Upper-middle-class Americans may not be as financially secure as they would like  Upper-middle-class Americans, generally defined as households earning between $150,000 and $250,000 per year, may be in a stronger financial position than most, but many are becoming increasingly pessimistic about the future.  You may be surprised to learn that 86% of upper-middle-class Americans do not believe their children will have a better life than they have. Just seven years ago, in 2019, that figure was only 64%.  Many upper-middle-class households are also losing confidence in the economic system and the government. They increasingly feel that the odds are stacked against them, making it harder to continue moving ahead financially. In the most recent Wall Street Journal survey, 65% of affluent Americans said they believe the system is rigged against them, more than double the 29% who felt that way in 2017.  The news isn't much better for the middle class, generally defined as households earning between $65,000 and $235,000 annually. Only 25% said they have been able to save beyond an emergency fund. Roughly one in four also reported carrying credit card debt that they are unable to pay off in full each month.  Despite these concerns, there has still been significant upward mobility. About 75% of people in today's upper-income group said they now belong to a higher economic class than the one they grew up in. Among middle-class Americans, roughly half said they also grew up in a lower economic class than where they are today.  Views on higher education are changing as well. About one-third of middle-class Americans no longer believe a four-year college degree is the best path to financial success. Rising tuition costs, growing student debt, and the availability of alternative career paths have caused many to rethink the traditional college route.  No matter which income group people belong to, there is often a desire to improve their financial situation and move up economically. That ambition is a healthy part of human nature and is often what drives people to work harder, save more, and invest for the future. While constantly striving for more can sometimes make it difficult to feel fully satisfied, the pursuit of improvement can also provide a strong sense of purpose and accomplishment.    Did The Recent Jobs Report Tell the Whole Story?  At first glance, this weeks jobs report looked fairly uneventful. The U.S. economy added 57,000 nonfarm payroll jobs in June, and the unemployment rate fell to 4.2%. This was below the estimate of 115k, but it does follow three strong months of payroll growth.  After looking through the report, there are several numbers that raise some important questions.  The first is the labor force. About 720,000 people left the labor force in June, pushing the labor force participation rate down to 61.5%, the lowest since March 2021. Even more troubling is that if we exclude the Covid-era, it was the lowest labor force participation rate in exactly 50 years. When people stop looking for work, they are no longer counted as unemployed, which can make the unemployment rate appear stronger than it otherwise would.  Another surprising number was leisure and hospitality, which lost 61,000 jobs. June is typically one of the strongest hiring months of the year for hotels, restaurants, entertainment, and travel-related businesses. The Bureau of Labor Statistics attributed much of the decline to weaker-than-normal seasonal hiring, but it's still worth asking whether this reflects a temporary statistical issue or an early sign that consumer spending is beginning to soften. It is especially strange given the popularity of the World Cup and many speculated this would be a strong sector in the report. Goldman Sachs in particular estimated a gain of 40k in leisure and hospitality before the report was released.  Then there is the latest JOLTS report. Job openings stood at 7.6 million in May, showing employers are still looking for workers, but the question is if people are actually leaving the workforce can these jobs actually get filled?  One report never tells the entire story, but these numbers deserve a closer look. Was June simply an odd month because of seasonal adjustments? Or are we beginning to see a labor market that is slowing more quickly than the headline unemployment rate suggests? The next few months of data should help answer that question.    The biggest risk in AI may not be the technology, it may be the economics.  This week, Bradley Tusk and Ed Zitron raised important questions that investors shouldn't ignore.  Bradley Tusk (founder and CEO of Tusk Ventures and a venture capitalist) made an interesting observation: investors are treating frontier AI models the same. But China's AI companies are proving that powerful models can be developed much more cheaply and improve much faster than many expected. If lower-cost models continue to narrow the performance gap, AI models could become increasingly commoditized, making it much harder for companies spending hundreds of billions of dollars on infrastructure to earn attractive returns.  Ed Zitron (author, podcaster and tech industry critic) echoed a similar concern from a different angle. He argues that AI companies are engaged in an expensive arms race, pouring enormous amounts of capital into chips, data centers, and model development without proving that the economics will justify the investment. As he has said, companies are "burning money at an astonishing rate" while investors continue to assume future profits will eventually catch up.  This also ties into a warning from co-funder and CEO of Palantir Technologies, Alex Karp . He has criticized what he calls "token maxxing"—the idea that success in AI is simply about generating more tokens, building bigger models, and spending more on compute. Karp's point is that producing more AI output doesn't automatically create more business value. The companies that ultimately win will be the ones that solve real customer problems and generate durable profits, not necessarily those that consume the most GPUs or produce the most tokens.  History shows that revolutionary technologies don't always produce the best investments. The internet transformed the world, but many of the biggest companies of the dot-com era disappeared because expectations got too far ahead of profits.  AI will almost certainly reshape the economy. The bigger question for investors is whether the companies making the largest investments will ultimately earn the returns the market is expecting—or whether AI models become increasingly commoditized, leaving the biggest winners to be the businesses that successfully apply AI rather than simply build larger models.    Financial Planning: Trump Account Investment Options Released Ahead of $1,000 Seed Funding  Trump Accounts are expected to receive $1,000 of government seed money as soon as the 4th of July. If you have a child born in 2025 through 2028, you can apply online now at trumpaccounts.gov. This is basically a retirement account with a caveat, contributions can be made on behalf of children even if they don't have earned income.  However extra contributions are made on an after-tax non-Roth basis so no upfront tax deduction and no tax-free growth. Instead contributions establish cost basis and investment earnings grow tax-deferred, but are ultimately taxed upon withdrawal at ordinary income rates. In practice, this tax deferral benefit is overstated. This week the Treasury Department released 5 investment options: SPYM, IVV, VTI, ITOT, and SPTM. These are virtually all the same investment, a low fee fund that is heavily weighted toward the largest US companies. This means there is no reason to sell or rebalance, so the only real option is to buy and hold.  Buying and holding can also be done in a regular brokerage account with tax deferred until sale, but at the lower, potentially 0%, long-term capital gains rates rather than the higher ordinary income rates. Some planning strategies involve funding the Trump account and later converting it to a Roth. However, those conversions would still trigger tax at ordinary income rates and potentially trigger the kiddie tax, pulling the income into the parent's tax bracket. Since in every possible situation, the long-term capital gain tax rate is always less than the ordinary income tax rate, a better strategy may be to fund a brokerage account and use the future proceeds to make contributions to Roth accounts which likely could be done tax-free rather than funding a Trump account and eventually making Roth conversions at a higher rate. For this reason, while the $1,000 government seed contribution is worth it, additional voluntary contributions may be less attractive compared to already available alternatives.    Companies Discussed: Meta Platforms, Inc. (Ticker: META) 

With voters focused on prices and the economy, our Head of Public Policy Research Ariana Salvatore and U.S. Thematic Strategist Michelle Weaver discuss the consumer trends that could matter most heading into November's elections.Read more insights from Morgan Stanley.----- Transcript -----Ariana Salvatore: Welcome to Thoughts on the Market. I'm Ariana Salvatore, Morgan Stanley's Head of Public Policy Research. Michelle Weaver: And I'm Michelle Weaver, Morgan Stanley's U.S. Thematic Strategist. Ariana Salvatore: Today, we'll be talking about the consumer and what recent data could imply for the midterm elections. It's Wednesday, July 1st at 10am in New York. Last week, Mike Zezas and I caught up on the consumer while he was down at our Consumer Captains Conference. This week, Michelle, I want to talk to you about what your data are saying and get into the implications of all of this for the midterm elections. So, maybe we start with the AlphaWise data. What are our surveys picking up when it comes to how the consumer feels about the outlook in the aggregate? Michelle Weaver: We run a monthly proprietary survey of around 2,000 U.S. consumers, and it's diversified by age, gender, and region, and we ask questions around sentiment, spending plans, and other special topics. Our survey recently showed a continued gradual recovery in consumer confidence in the U.S. economic outlook. We're not off to the races by any means, but we did see the net outlook score improve to -10 percent, up from -14 percent a month ago and a low of -18 percent two months ago, when concerns around oil prices were at their peak. Overall, more consumers feel negatively about the economy versus positively, hence that net score is negative. But we are seeing signs of improvement, so things are improving on a rate of change basis. Ariana Salvatore: That makes sense given the MOU that was signed between Iran and the U.S. Now, looking forward, what does the survey tell us about spending plans? Michelle Weaver: Broadly, consumer spending plans remain stable. They expect to spend more on essentials categories. This includes things like groceries, gas, and household items, while they're expecting to spend less on discretionary categories. We saw the weakest spending intentions within the consumer electronics category, and consumers are not likely to see much price relief in that category. Many consumer electronics makers are now taking their prices up because of the high price of memory chips that goes into those products. Ariana Salvatore: One of the most important components of the survey is the question that you ask on top areas of concern. What are you guys seeing there? Michelle Weaver: Inflation is still the number one concern for consumers, and we actually saw the percent of consumers citing it among their top concerns tick up again last month. So, now that's at 60 percent, up from 59 percent last month, and a low of 53 percent in January. People are also worried about the U.S. political environment. That was cited by 42 percent of consumers, up from about 39 percent last wave. Concern around geopolitical conflicts rounds out the top three, but that level's been pretty stable around 25 percent. But Ariana, can consumers expect any relief on prices from the policy front? Consumers got a nice boost from tax refunds. Is there anything else in the pipeline? Ariana Salvatore: So, we've gotten this question a lot into the midterm elections, and our view is basically that there are a number of obstacles in the way of something like another reconciliation package to give direct stimulus to consumers, whether that's procedural, whether it's the political perception. One of the most important is actually the deficit concerns, right? So, we don't expect something additional for the consumer through the legislative angle, aside from what we've already seen, like the Road to Housing Act. And that's also against a backdrop of what we've been seeing on the economic side and what your data is reflecting, which is that the consumer sentiment metrics are actually ticking up slightly from their lows. And that, of course, maps directly onto what our U.S. econ team has been saying. Their view is that the consumer story in 2026 has turned more neutral. Real consumption growth is still expected to decelerate to about 1.7 percent. That's below last year, but again, not falling off a cliff. The core dynamic is that the One Big Beautiful Bill Act had this fiscal boost from last year, tax refunds running about 17 percent higher year-over-year, but the oil shock basically mitigated that and essentially neutralized the fiscal impulse. But that's not hitting everybody equally. Goods spending tends to bear the brunt. Our econ team estimates that the oil shock takes 30 basis points off consumption entirely from goods rather than services. Low- and middle-income households are most exposed since energy makes up over 8 percent of spending for the bottom income quintile versus under 5 percent for the top. And that broadening out story from just the high-income consumer driving spending is probably going to be a little bit delayed just given the oil shock.But maybe let's drill in a little bit more on that income bifurcation. How does that manifest in your view across spending intentions? Michelle Weaver: Mm-hmm. Overall, short-term spending intentions – so spending plans over the next month – are net +20 percent this month. That's still above the historical average of around +16 percent, but it is down somewhat from 23 percent last month. And the divergence is really driven by income. Upper-income consumers remain meaningfully more optimistic, while lower-income households are still under stress. So, we're still seeing the K economy very much in place. And the economy and inflation are almost always top issues for voters. How are you expecting the dynamics we've been talking about to impact the midterms? Ariana Salvatore: So, data are showing an uptick, obviously, which should on net benefit Republicans all else equal, albeit off a low base. And that's because there are other data points to consider here. So, things like the generic ballot, things like historical precedent, things like the presidential favorability ratings – all of those things are painting a more constructive backdrop for Democrats heading into November. But also, to put a finer point on it, we're seeing the AlphaWise data that you're citing reflected across other surveys as well. So, we saw the UMich data from last week show the year ahead inflation outlook drop to 4.6 percent from 4.8 percent. And of course, that's a reflection of the expectation that gas prices are going to moderate into November too. Now, on that front, it's about rate of change, right? So, not the absolute level. But again, I would just remind our listeners that this is one factor in the context of many. So, net-net, we definitely still see a slight advantage for Democrats heading into November, especially when we drill into some of the trends that we've been seeing across the primaries. Michelle Weaver: And what are some of those trends you've been picking up from the primaries? Ariana Salvatore: So, the first thing I would say is that we're cautious to extrapolate too much from primaries to the general election, but really maybe two key points here. The first is turnout seems to be an early indicator in favor of Democrats. So, enthusiasm is up. We're seeing more participation and more engagement relative to prior elections. The second point I would make is that the primaries have been showing a mixed bag in terms of candidates for November. So, in some states like New York and Colorado, you saw more progressive candidates win their races. And all else equal, that could translate to more of what we call a fragile instead of a cohesive majority come November. So, think more political noise around fiscal deadlines, things like appropriations and the debt ceiling. But of course, we still have less than 50 percent of the primaries, so plenty to watch heading into the fall. Michelle, thanks for taking the time to talk. Michelle Weaver: Thanks for having me. Ariana Salvatore: And thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

You're out of college and it's time to do something with your life. You can't just hang out on your parent's couch all day, can you? In this lesson, someone discusses with their mother about pursuing their dream of starting a magazine. Also, be sure to check out the new task feature below, ChinesePod's newest way to enrich your learning experience along with fellow poddies! Episode link: https://www.chinesepod.com/2113

The Upper Payment Limit (UPL) program was established to support city and county-operated nursing homes by providing enhanced Medicaid payments for nursing home residents residing in those homes. Although the program was created with good intentions, over time concerns have arisen that some cities, counties, and states exploit loopholes to redirect these enhanced payments, originally intended for residents, toward unrelated purposes. In Utah, the UPL program has come under intense scrutiny in the past year. Advocates revealed that several city and county-run hospitals had acquired licenses for nearly two-thirds of all nursing homes in the state, more beds than there are residents in their areas. These hospitals then contracted private companies to operate these facilities. Investigative reports uncovered that funds meant for patient care were frequently diverted to unrelated projects, such as community health centers. A recent report by the Auditor General revealed that out of nearly $1 billion in UPL payments made between 2016 and 2024, only 49% were actually used by nursing homes. The remaining funds were diverted away, often to management fees and other unrelated initiatives. Further analysis indicated that care in UPL program facilities often declined compared to non-UPL program homes. Barry Toone, a Utah attorney, has been at the forefront of efforts to expose the flaws in Utah's UPL program. In this episode, Barry joins Sam Brooks to discuss how entities participating in the UPL program have benefited from UPL payments, often at the expense of nursing home residents. Together, they examine the program's failures and explore potential solutions. They also highlight the urgent need for greater transparency and accountability among nursing home owners and operators regarding the use of taxpayer dollars.

Disney Pixar is back again to print another billion dollars for their shareholders with the latest installment in their most well-known franchise. “Toy Story 5” is a movie nobody asked for, but the piggies are happily slopping up regardless. So, what Pixar tier does this latest fall in? Upper top tier like the original trilogy? Middle of the mid tier? The dreaded bottom tier?! You probably won't be surprised by the answer. Oh and also lots of stuff in the what we've been watching section as we catch up after some absences and vacations. Cheers! 0:00 – Introductions 29:44 – “Toy Story 5” Review (Spoiler-Free) 1:29:42 – What We've Been Watching

Tue, Jun 30 6:24 PM → 6:48 PM Basement fire in Upper Moreland Township Pa Radio Systems: - Montgomery County, PA

In China, waiters don't get tips. Zip. Nada. Zilch. Of course, there's no way that can fly in the US where tipping is ubiquitous. In this lesson, two Chinese friends discuss American tipping culture and how it relates to Chinese customs. Episode link: https://www.chinesepod.com/2094

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This week’s #crookedspineshow #podcast Shoulder pain, especially when you have had it for weeks, can also effect your neck, upper back and arms. Today’s podcast will explain your full rehab: assessing range of motion, proper stretching exercises, then strengthening exercises to stay pain-free. Watch this episode on YouTube: https://youtu.be/elLT4QcNq0Q Subscribe, Listen to this episode by searching  to your favorite podcast app, “Crooked Spine Show” Watch past episodes on our YouTube playlist: https://www.youtube.com/playlist?list=PL59D-oy3Ai9fIzpOo6Gx4pCat6gsr0j8D First, thank you for Maria, Vu and Alex for helping demonstrate the exercises. Here are the exercises, etc. that we went through during the workshop: Standing and Sitting Posture Check. Check Flexibility of the shoulders: -T Stretch with Rotation -Wall Range of Motion -Broomstick Stretch And now Build Strength: -Reverse Fly -Modified Shoulder Press -Behind the Back Shrugs Want to feel good all the time? Repeat your stretches DAILY. Repeat the strength exercises three times per week.

learn how to form irregular superlatives

Preview for Later Today: Scott Winship refutes claims of worsening income inequality, suggesting the middle class is actually ascending to the upper-middle class. He analyzes wealth distribution, noting that growth among working-age Americans is more balanced than generally reported.JULY 1930

Check out Marek Health at https://marekhealth.com/syatt and get 10% OFF your first order using code: SYATTIn this episode of The Jordan Syatt Podcast, I shoot the breeze and answer questions from listeners with my podcast producer, Tony, and we discuss:- How to stop binge eating- How to workout so you look like you lift- Getting lean vs building strength and muscle- Explosive training vs momentum- Kettlebell swings, push presses, and kipping pull ups- Upper body plyometrics and bone density- Reframing around success and failure- An update on my new dog- Toilet bowl drama- And more...Do you have any questions you want us to discuss on the podcast? Give Tony a follow and shoot him a DM on Instagram - @tone_reverie - https://www.instagram.com/tone_reverie/ I hope you enjoy this episode and, if you do, please leave a review on iTunes (huge thank you to everyone who has written one so far).Finally, if you've been thinking about joining The Inner Circle but haven't yet... we have hundreds of home and bodyweight workouts for you and you can get them all: https://www.sfinnercircle.com/