Podcasts about mid atlantic

In this episode I have my good buddy Garrison Vick on the show! Garrison and I have shared the deer woods and fishing waters together several times. I met him through my good friend and prior guest of the show, Caleb Seegers. Garrison is a deer killing machine in the pines of southeastern North Carolina, as well as a largemouth bass catching fool! Garrison hunts primarily heavily pressured private hunt club land. He also competes in several bass fishing tournaments a year.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Brian D. Pieninck didn't take a conventional path to healthcare leadership. He started his career as an 18-year-old IT contractor and spent two decades working across the industry before becoming President and CEO of CareFirst Blue Cross Blue Shield. He now also serves as Chair of the Blue Cross Blue Shield Association, bringing both local and national perspective to the role. In this episode, Keith Figlioli speaks with Pieninck about what it means to lead a not-for-profit regional payer at a time of seismic change. With 3.6 million members and coverage that spans commercial, Medicare, and Medicaid, CareFirst has become a vital part of healthcare access and infrastructure across the Mid-Atlantic. Pieninck reflects how demographic shifts, rising costs, and policy uncertainty are challenging how healthcare organizations evolve, while staying focused on long-term outcomes.  Pieninck and Keith discuss: Advancing health equity as part of the community. Pieninck sees CareFirst not just as a payer, but as part of the region's civic infrastructure, creating economic opportunities, delivering care through primary and urgent care locations, and supporting long-term health equity initiatives across Maryland, DC, and Northern Virginia. Medicaid coverage and its downstream impact. With nearly half of children in Maryland and DC relying on Medicaid, Pieninck warns that cuts or disruptions don't reduce the need for care; they push it into higher-cost, less coordinated settings like emergency departments. The balloon effect in healthcare financing. As costs are squeezed in one area, they inflate in another. Pieninck challenges the idea that market forces can realign care efficiently. He discusses how efforts to contain spending in one area often lead to inefficiencies elsewhere, and the system ends up paying more later because early, lower-cost interventions are underfunded or inaccessible.  Innovation that simplifies the system. Through CareFirst's innovation arm, Healthworx, Pieninick highlights the need to design a system that works for people by reducing complexity and embedding support directly into the healthcare experience. AI and infrastructure: opportunity meets readiness. With nearly three decades of experience on the technology side of healthcare, Pieninck is bullish on AI's potential—especially now that it's available at a price point that can scale. Real progress, he notes, will depend on thoughtful governance, better interoperability, and models built around human needs. This episode offers a look at how one regional plan is thinking through the tensions between access, affordability and innovation, and what that means for the broader system.  To hear Brian D. Pieninck and Keith discuss these challenges in depth, listen to this episode of Healthcare is Hard: A Podcast for Insiders. 

In this episode I have my lovely wife on the show. We discuss a lot of the summer time plans we have in preparation for this fall. We also discuss our goals and ambitions for the coming season, and some lessons we learned from last year's hunts. We then go onto talking about how we're considering purchasing a boat. We discuss how picking up another hobby in between hunting seasons can help take your mind off of it for a bit, and potentially make you a better deer hunter come the fall. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode I have my lovely wife on the show. We discuss a lot of the summer time plans we have in preparation for this fall. We also discuss our goals and ambitions for the coming season, and some lessons we learned from last year's hunts. We then go onto talking about how we're considering purchasing a boat. We discuss how picking up another hobby in between hunting seasons can help take your mind off of it for a bit, and potentially make you a better deer hunter come the fall.

Join Living the Dream Outdoors Podcast hosts Justin Bruehl and Bill Cooper as they talk with Kevin Creeley, the host of Mid-Atlantic Outdoors Podcast out of Virginia. The trio met up at the National Wild Turkey Federation Annual Convention in Nashville. Virginia is a beautiful state and Kevin lives right on the coast and shares his extensive knowledge about things to do in the outdoors from the gorgeous coastline to the incredible Appalachian Mountains. It's a grand adventure. Listen on most social media platforms.

Chief Meteorologist Rich Wirdzek and Meteorologist Erich Ahlf are back this week to talk about the emerging warming trend. The highest temperatures and feels-like temps of the year are likely before another unsettled pattern shifts into gear to bring more chances for storms to the Mid-Atlantic.

In this episode of Vineyard Underground, Fritz welcomes soil scientist Dr. Jaclyn Fiola for an in-depth discussion on one of viticulture's most misunderstood nutrients — potassium. Drawing from her recent research and extensive fieldwork across the Mid-Atlantic region, Jaclyn breaks down how potassium behaves differently from other macronutrients, where it originates in the soil, and what makes its availability so complex for grape growers. Fritz and Jaclyn explore why vineyards in the Eastern U.S. often see discrepancies between soil and tissue potassium levels and how that can impact grape quality, vine health, and ultimately wine pH. They dive into the implications of both potassium deficiency and excess, emphasizing how water availability and soil mineralogy play pivotal roles in potassium uptake. Growers will also learn why standard soil tests may not give the full picture — and why plant tissue testing, particularly whole-leaf sampling at veraison, is often more reliable. Jaclyn shares the results of her groundbreaking study, highlighting best practices for sampling, how to interpret potassium levels accurately, and actionable steps for managing young versus mature vines. Whether you're planting a new vineyard or managing high potassium levels in an existing one, this episode equips you with the tools to make more informed nutrient management decisions. In this episode, you will hear: Potassium largely comes from soil parent material, not organic matter, making it harder to assess with traditional testing. Moisture-rich soils increase potassium availability, especially in non-irrigated Eastern vineyards. Whole-leaf tissue testing at veraison gives the most accurate indication of potassium status in grapevines. Too much potassium can raise wine pH, affecting mouthfeel, color, and shelf life. Before applying potassium fertilizers, understand your soil minerals and use targeted tissue testing to avoid overcorrection. Follow and Review: If you enjoyed this episode, be sure to follow the podcast and leave a 5-star review on Apple Podcasts! Your support helps us reach more listeners.

Welcome back to another episode of Crossing The Mid Atlantic, this week we cover February 27th 1982, where we will see David Patterson vs. Terry Taylor Pvt. Don Kernodle & Pvt. Jim Nelson vs. Mike Davis & Vinnie Valentino Mike George vs. Mike Miller Ron Ritchie vs. Bill White Ole Anderson & Stan Hansen (w/Gene Anderson) vs. Don Gilbert & Kelly Kiniski Follow the show on facebook Memphis Continental Wrestling Cast (facebook.com/memphiscast) Follow the network on facebook (Place To Be Nation) as well as the sister network North South Connection on facebook (North South Connection) and Backbone Wrestling Network @backbone24 You can watch the show https://www.youtube.com/watch?v=Pdde8d_DGGw&list=PLStp4pjReu78KYnxD_9GLyKsRKLFVjju9&index=8 Check out Youtube.com/@northsouthconnectionpodnet and Youtube.com/@ptbwrestling

Democrats on a state Senate panel reject Ken Cuccinelli for UVa's board, and several of the governor's nominees for VMI's board… “No tax on tips” becomes a topic of conversation on the campaign trail for governor this year… A rare tick-borne disease spreads into the Mid-Atlantic from its traditional hold in the Northeast….

In this week's episode I have Dan Johnson on the show. Dan is the CEO of the Sportsmen's Empire network. He is also the host of his own deer hunting podcast, "Nine Finger Chronicles". Dan is a hardcore deer hunter, and just an all around great guy to chat with. Dan and I cover a wide array of topics bouncing back and forth between deer hunting and general life. This episode really is just a full blown B.S. session, but I genuinely think you all will enjoy it. Thanks everybody as always for listening and have a great week!! Learn more about your ad choices. Visit megaphone.fm/adchoices

Just in time for summer vacation, Jill is thrilled to introduce you to a must-have true crime book, Vacations Can Be Murder! This book is the ultimate treasure trove for true crime enthusiasts who know that ‘seeing is believing'. The brilliant Dawn M. Barclay delves into gripping crime stories, intricate crime scenes, historic courthouses, infamous prisons, and eerie cemetery locations, building itineraries for your next road trip! It even includes fascinating true crime and ghost tours that tantalize the imagination with their paranormal elements. Vol. 1 shines a spotlight on New England, while Vol. 2 will take readers on a thrilling journey through the Mid-Atlantic states of New York, New Jersey, and Pennsylvania, all set to hit the shelves in August 2025. Join Jill for a delightful conversation with author Dawn M. Barclay —it's an experience you won't want to miss! And you'll have a chance to be featured on Dawn's blog!   JILL WILL BE AT CRIMECON 2025 – DENVER!  Buying your badge? Use Jill's code  murdershelf    and save 10%!     Buy Vacations Can Be Murder By Dawn M. Barclay on Amazon   Sources, photographs, recipes and drink information can be found on Jill's blog at www.murdershelfbookclub.com –June 2025. Contact:  jill@murdershelfbookclub.com, or X,  Facebook,  Instagram or YouTube.  Join Jill on PATREON for $4 and help pick our next book! Get your Murder Shelf Book Club merch!

This week's Mid-Atlantic served up a blistering transatlantic roundup, with host Roifield Brown and a sharp panel of commentators dissecting political dysfunction from the White House to Westminster. First, Elon Musk's abrupt departure from the Trump administration drew collective side-eye. Denise Hamilton called it a “planned grift,” while Michael Donahue reminded us Musk's firms are still swimming in government contracts. As for public perception? Let's just say Tesla's aura now smells a lot like diesel.Next, Trump's vendetta against Harvard and foreign students provoked righteous fury. Michael labelled it “vindictive chaos,” while Denise broke down how this could gut America's soft power for decades. Meanwhile, Cory Bernard coolly suggested British universities may opportunistically benefit from Trump's xenophobic overreach. A win for Oxford, a loss for everyone else.On the UK side, Labour's Brexit “reset” is, according to Cory, “technocratic fudge.” While the EU quietly standardises global regulation, Britain remains a rule-taker masquerading as a rule-maker. The panel skewered Starmer's “quiet alignment” approach, calling it necessary but cowardly. Gaza and the UK's too-little-too-late condemnation of Israeli settlements brought a sombre close, with Denise lamenting performative outrage after the damage is done. Oh, and Trump's tariffs? Illegal, inflationary, and economically suicidal—now rubber-stamped as such by the courts.Selected Quotes from the Episode“This is just a three-card monte. You're looking over here, meanwhile, you're being robbed mercilessly.” – Denise Hamilton“You can't run a country like a business because government's job isn't to make money—it's to deliver the mail and send checks to old people.” – Michael Donahue“The UK's condemnation is just performative. Now that Gaza's flattened, suddenly everyone finds their moral compass.” – Cory Bernard“We are experiencing a level of grift we can't even process.” – Denise Hamilton“The EU is stealthily rewriting global corporate governance—and Britain is just cosplaying sovereignty.” – Roifield Brown Hosted on Acast. See acast.com/privacy for more information.

Former WWWF tag team champion Tony Garea joins Rick to talk his wrestling career including coming to the United States, working for Jim Barnett, working for Eddie Graham, teaming with Pat Patterson in San Francisco and winning the NWA World Tag Team Championships (San Francisco versions), working Mid Atlantic, his short stint in Georgia, teaming with Haystacks Calhoun, Dean Ho, Larry Zbyszko, Rick Martel, the WWF's national expansion, Moondogs, Valiant Brothers, transitioning into an office position, plus so much more!!!Facebook: ⁠The Prof Rick Del Santo⁠Instagram: ⁠therickdelsanto⁠X: ⁠@TheRickDelSanto⁠Bluesky: ⁠@therickdelsanto.bsky.social⁠Web:⁠ProWrestlingWire.net⁠YouTube:⁠@TheRickDelSanto⁠Email:RickPWWire@gmail.com

In this episode I have my buddy Pierce on the show. Pierce is the host of the Wisconsin Sportsman Podcast. For the first half of the episode Pierce and I do a quick recap of the end of our turkey seasons, and share a couple of stories and lessons learned. The episode then takes a turn into discussing how our brains are starting to make the shift over to deer season. We talk about some of our summer regimens that help us prepare for the fall, and things we learned from the previous deer season that we'll be applying to this year. Pierce is an awesome guy, an excellent hunter and a great guest speaker to have on the show. Enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode I have my buddy Pierce on the show. Pierce is the host of the Wisconsin Sportsman Podcast. For the first half of the episode Pierce and I do a quick recap of the end of our turkey seasons, and share a couple of stories and lessons learned. The episode then takes a turn into discussing how our brains are starting to make the shift over to deer season. We talk about some of our summer regimens that help us prepare for the fall, and things we learned from the previous deer season that we'll be applying to this year. Pierce is an awesome guy, an excellent hunter and a great guest speaker to have on the show. Enjoy!

Welcome to the daily304 – your window into Wonderful, Almost Heaven, West Virginia.   Today is Wednesday, May 28, 2025  Step back in time to relive major events and meet the famous people who shaped West Virginia in The History Project…Commercial Metals is investing in Berkeley County and West Virginia with the launch of its $450 million facility…and the WV SBDC leads an initiative to increase access to affordable childcare…on today's daily304.   #1 – From THE HISTORY PROJECT – Perfectly centered among the Eastern states, West Virginia is where the thresholds of the North, South and Midwest all converge with the Appalachian Mountains to tell the history of our nation in microcosm.  Major events like the Revolutionary and Civil wars, and famous people ranging from Daniel Boone to Katherine Johnson, mix with the rich heritage of Native Americans and men and women of all colors who reshaped the world and serve as guides through the American story. Tune in to The History Project -- the daily304's presentation of famous people, places and events that shaped West Virginia. Watch now: https://daily304.wv.gov/programs/the-history-project/   #2 – From WV DED – Commercial Metals Company is making a significant investment in West Virginia by constructing a state-of-the-art micro mill in Berkeley County. This $450 million facility will produce 500,000 tons of straight-length and spooled rebar annually. CMC chose West Virginia for its strategic location, offering efficient access to major metropolitan markets in the Mid-Atlantic, Northeast, and Midwest regions. Additionally, the state provides a welcoming business climate and a skilled, available labor force, making it an ideal location for CMC's expansion. CMC is just one of many manufacturers  that have said #YesWV. Visit West Virginia Economic Development online to learn more about thriving industries in the Mountain State.  Read more: https://westvirginia.gov/cmc-says-yes-to-west-virginia-building-a-state-of-the-art-steel-mill-in-the-mountain-state/   #3 – From WV SBDC – The West Virginia Small Business Development Center has launched a new initiative supporting childcare businesses in the Mountain State.  The project, “Childcare West Virginia: Building the Business that Supports Business,” is funded by the Appalachian Regional Commission's POWER Initiative and is in partnership with the West Virginia Workforce Resiliency Office and private childcare development firm Wonderschool. This initiative will increase access to affordable child care by establishing new profitable childcare businesses, helping existing childcare providers operate more efficiently and allowing employers to recruit and retain workers by offsetting childcare costs. View childcare industry resources and learn more at wvsbdc.com. Read more: https://wvsbdc.com/tools-and-resources/childcare-industry-resources/   Find these stories and more at wv.gov/daily304. The daily304 curated news and information is brought to you by the West Virginia Department of Commerce: Sharing the wealth, beauty and opportunity in West Virginia with the world. Follow the daily304 on Facebook, Twitter and Instagram @daily304. Or find us online at wv.gov and just click the daily304 logo.  That's all for now. Take care. Be safe. Get outside and enjoy all the opportunity West Virginia has to offer.

Early morning (3-6am) bird chatter ambience — So I live in a metropolitan area within a town next to a highway… Actually let me start a different way; what we perceive individually as silence, is nowhere near reality. I've learned this having stupidly rushed to interesting natural sound-makers like brooks and falls, only to realize later these sound-maker's proximity to vehicular traffic, tarnished my recordings.When I recorded in the Mad River Valley (Vt) last year I found a few stunning waterfalls cascading delightfully. The bustling fall leaves and their aromas filling the air, the gushing of clean water moving naturally. I would embarrass myself on a naked and alone program, but I can still appreciate spaces like this. I recorded it all with my microphone. And when I listened later I was downcast, I never perceived the cars rushing by twenty feet away. RVs and motorcycles, and small trucks — they were loud as ******* hell. ****** us as a species--All of this to say that I would love to hand you something that might have been recorded on the Sound of Music mountain with my Mid-Atlantic bird buddies, and only that. Alas, there will be some far off vehicular stuff joining our feathery friends (it's not too bad I just wish this was more Jack London than Jack ****** Handey). Speaking of Jack London, I'm not entirely sure what birds we are hearing. In recent days I have seen a red bird and then shouted “OMG, we have a Cardinal!” and days later saw a blue bird and “OMG, we have Blue Jays!” I saw a Robin too but didn't shout “hey, everyone, the ubiquitous bird!”Sound off in the comments if you are an ornithologist (Throw your hands in the sky!)! What are these birds? Have you ever set up a 50-foot-net? Do you make bank?  Original Photo used in episode cover by Physical Pixel

Welcome back to another episode of Crossing The Mid Atlantic, this week we cover February 20th 1982, where we will see Blackjack Mulligan Jr. & Jake Roberts vs. Buck Brannigan & Don Gilbert Sgt. Slaughter (w/Pvt. Don Kernodle & Pvt. Jim Nelson) vs. Vinnie Valentino Ben Alexander vs. Pork Chop Cash Ivan Koloff vs. Rick Benefield Mike George vs. Steve Sybert Ole Anderson & Stan Hansen (w/Gene Anderson) vs. Rick Benefield & Tony Anthony Follow the show on facebook Memphis Continental Wrestling Cast (facebook.com/memphiscast) Follow the network on facebook (Place To Be Nation) as well as the sister network North South Connection on facebook (North South Connection) and Backbone Wrestling Network @backbone24 You can watch the show https://www.youtube.com/watch?v=pk2luLuWM7I&list=PLStp4pjReu78KYnxD_9GLyKsRKLFVjju9&index=7 Check out Youtube.com/@northsouthconnectionpodnet and Youtube.com/@ptbwrestling

The end of the cruel Peace & the start of the desperate War.Based on ‘One In Ten' by FinalStand, adapted into 17 parts. Listen to the ► Podcast at Explicit Novels.A frightened Mother Mouse will devour her young; similarly, a frightened culture will devour its future.It wasn't like a magic force field bubble protected us until our 16th birthday. I couldn't recall all the times after I was 13 some woman asked me, or my Mother, when my 16th birthday would be. Back then, I didn't think much about it. In hindsight, those women were wondering when I would become legally sexually vulnerable. In way too many cases, women with access to teenage boys didn't wait.Even if they did,"It was my Aunt," Barabbas confessed. "She and her boss."You would think a sixteen, or seventeen, year old guy getting to sleep with a Milf would be a trip. It could be. For the boys with better developed empathy, you started to realize a woman you trusted was using your sexuality for their own advancement. Then you began feeling like a whore."She got me a job, but I quit after four months, you know,” he trailed off."Yeah," I sighed sympathetically."Yeah," Lowry snorted, "when the rest decided you should be putting out for free.""That was completely unnecessary," I glared at him."But true," he defied me."True," Barabbas agreed with a familiar degree of rejection."Mom flipped out when she figured out what Tamara; my sister; was doing," Pierre picked up his tale. "I was seventeen by that time. She helped pay for my college." We assumed the 'she' was his sister; the one who pimped him out."I hit one once," Lowry bragged. I found that somewhat difficult to believe."What happened?" Pierre asked."She kicked my ass," he chuckled. "Ex-military Reservist. Beat me like I had a cock." I read somewhere in the old days it was more common to say 'like a little bitch.' Now it was 'like I had a cock' because they didn't like teaching men to be 'too violent' aka how to defend ourselves.No one else felt like inquiring, so Barabbas did the deed."Go to the cops?""For what?" he shook his head. "I threw the first punch, and the second. Fucking Bitch. We both looked pretty rough, but I lost."Another pause."What was it like to hit one with your stick?" Lowry shot me a look."Good, damn good, and stupid. I mean, I could have ended up like you with a crowd of women on a subway kicking and stomping on me and I would have ended up in jail too," I related. "Still, it felt good, just to tell one to keep her hands to herself, ya know?" I got nods all around. We were all young, healthy and relatively handsome."Yeah, you could have gotten your ass kicked," Barabbas reminded me."In fact, one of the major reasons I didn't, gave me the pistol I'm carrying," I twitched it slightly. "The first time they came for me, I asked them ~ the Vanishers ~ to wait, and they did.""Why in the fuck would you do that?" Lowry blurted out, shocked and skeptical."At the time, I didn't trust them since I figured they were nothing more than another bunch of women telling me what to do. I wanted to use them to escape. I didn't want to spend the rest of my life serving them if it meant the same fucked-up existence I was currently living," I shared the enlightenment."What changed your mind?" Pierre's eyes lit up."I figured out their prime motivation, the nature of the conspiracy and that I had no rational chance to escape them," I answered. "Every angle I was figuring out, they had figured out years ago. On the plus side, their core philosophy requires them to engage men as equals for both biological and social reasons ~ which means they are the best game in town. In case you missed it, the Vanishers didn't 'vanish' me. I escaped on my own. They have agreed to join forces with my group; no lie.""Your group has a lot of girls," Lowry drolly noted."Lowry, exactly how was I going to recruit any male to my cause without dropping the entire Metropolitan G E D (Gender Enforcement Division) on me?""Flyers?" Barabbas joked softly."He's got a point," Pierre rallied to my cause. "As far as any of you have confessed, none of us had any guy, or girl, friends. It is why we were selected.""Okay, fine. Now what?" Lowry conceded to the consensus."We wake up tomorrow working toward equality," I huffed. "We are all going to have to learn to fight and shoot because the entire group is going to be in danger for some time to come. Society, as in Global Society, is going to come crashing down. And that means anarchy, lawlessness and barbarism before it violently spasms off into extinction.""We have lived our lives effectively as slaves, though no woman inside that house will admit it truly in their hearts. For the first time in our lives, we can change our futures. I'm sure if we surrender to whomever kills the others, they will enslave us once more and leave us with far fewer illusions about our status. Or, we can chose to fight and, if worst comes to worst, die free. I'm not going back to what I was. That means I will need to learn how to survive; and that means fighting. Not because I hate women, but because there are several I love and respect and I don't want to let them down ~ as their equal.""Tonight, think about what I've told you. Tomorrow morning, I hope you join up with us," I concluded my 'pep talk.'"And if we don't?" Lowry stared defiantly."That is something you are free to do too," I shrugged. "I'm not going to tell you what to do. Let's go back inside. It is late."We'd almost made it back when Lowry put a hand on my shoulder."Can I see the gun now?""This thing? Like this?" I half-turned, made eye contact then flick my eyes down to the pistol then back to him again."Yeah.""Have you ever handled a loaded firearm before?" I requested."Yeah, plenty of times, in my dreams," he mocked me."You are a moron," I felt my blood simmering. "This isn't a game, this (the pistol) isn't a toy, and you have not been paying attention." I put both hands on the pistol, removed the magazine then removed the chambered bullet. Lastly, ass-first, I handed him the empty pistol with my left hand while keeping the ammunition in my right."Moron, huh?" he chuckled. "Gonna give me the bullets?""No, no, I'm not going to give you the bullets because you don't know what you are doing. Unlike you, I actually have had a firearm lesson. More to the point, I won't give you a loaded firearm because I think I've stressed the lady, or ladies, watching over us right now enough for one night.""Huh?" Lowry and Barabbas echoed. Pierre looked around."Wes didn't keep us inside to play '20 Questions' for her own amusement. She kept us occupied so her other teammate, or teammates, could move to this side of the house, so they could watch over us while giving you three the delusion we were alone. They are professionals in camouflage gear with night-vision goggles, so unless they had to move rapidly through the underbrush, we weren't likely to detect them.""I played along because I felt it was necessary for you three to open up a little bit. Life is only going to get tougher over the next few months. None of us want to have a chat with heavily armed women staring over our shoulders, so I took us outside where it would appear we were alone," I explained."You lied to us," Lowry snipped."No. My words were true. What I did was allow you to deceive yourself as to our level of security and amount of company. I did what I did for the good of the group, regardless of gender, Gentlemen. It is how we all need to start thinking. Something else you might want to think about is: everyone I love is with me here today. A good number of people who decided getting in my way was a good thing aren't even alive anymore. I will gladly embrace any one of you as brothers. If you are an obstacle, I will fucking see you gone, one way or another; clear?""We are guys," Lowry insisted smugly. Old thinking: women protected men."I; don't; care," I glared back. "You may be a sperm-shooter, but inside me is the only surefire cure for the Gender Plague. I repeat: people I love, and there are several, are all alive today because I cared and took an active hand in their survival. My enemies are mostly dead. Being a man will save you from the women in there. It won't save you from me.""You'd kill us?" Pierre whispered."Pierre, my Mother died over a year ago. Where are your Mother and Sister? You don't give a damn about a single fucking human being and yet you expect me to trust you? Why?" I challenged him. "I've already proved to multiple people I can reach beyond my shell and give a fuck. Until you rejoin the Human Race, I value the rest of those battling alongside me far more than you, or anyone else regardless of whether they have a penis, or a vagina. I'm not going to snap your neck, stab, or shoot you. I'm simply not going to bother trying to save you. The World is doing a bang-up job of killing the rest of Humanity off, without my assistance.""I really ought to punch you," Lowry threatened."Give it your best shot," I took a step toward him. That wasn't what he, or I, was expecting. I put down my poor judgment and combative demeanor to exhaustion."Don't, guys," Barabbas interceded."You are an Asshole," Lowry snarled."And you are consistently ignoring reality," I snapped back. "For instance, we are not alone out here, plus we are also at the door." I knocked once. The door swung open to reveal a rather attentive and unhappy Wes Prince. I handed her the bullet and magazine."You were listening in?" Lowry turned his anger on her. Wes' eyes went from me, to him, out into the darkness then back to me, though her words were to Lowry."Yes. Of course I was listening in. I wouldn't call him an Asshole. I'd go for Smart-ass." To me, "Do you enjoy being annoyingly correct?""No. I'd be ecstatic to realize I was completely wrong about everything and had lapsed into a mad delusion," I related, my own anger seeping away. "Being right means I have to keep appreciating and respecting you and your compatriots and taking responsibility for my own clumsy contributions to our current situation, which I don't want to do. I want to go to bed.""Come on in and go to bed then," she softened. She made a slight hand gesture. "My pistol, please, Mr. Pritchard?" she requested of Lowry. Grudgingly he gave her the firearm. She stepped aside. Lowry went first, Barabbas second. Pierre gasped slightly because as he went up the steps he noticed the two Vanishers coming toward us from outside ~ the ones I had predicted to be watching us.I went in after Pierre. Wes followed along. Capri and Kuiko were waiting. The lights had already been dimmed throughout most of the rest of the dwelling."Who were those other two guys?" Wes stopped me."Sergeant Major Daly was a Marine N C O and improv poet renowned for his battlefield musings. His most famous philosophical insight into the fighting spirit of men came in World War One. In his words "Come on, you sons of bitches, do you want to live forever?" He also won two Medals of Honor, so he must have had some talent.""Company Sergeant-Major John Robert Osborn was a Canadian; that was the country which now makes up the northern third of our current Federation; who found himself misplaced on the island of Hong Kong in late 1941; him, a handful of lads from Winnipeg and a shitload more Japanese. He and the Japanese ended up in a game of grenade tag,”"Grenade tag?" one of my two 'silent' guardians interrupted."Yes ~ grenade tag. Apparently in the olden days, grenades didn't airburst, or explode on impact. You pulled a pin and threw it at the enemy, then waited for the fuse to burn out and the grenade to go 'Boom!.' Quick, brave, and or stupid people could grab that grenade and toss it back. In some cases, one grenade might make two, or three trips before detonating.""Anyway, the Japanese were so very rudely throwing grenades into the position he and his Winnipeg Grenadiers were defending, so he kept returning them. After eight and a half hours of such fun, he came across one he couldn't toss back in time. He covered it with his body to shield his comrades from the blast, dying instantly. The British Empire gave him something called the Victoria Cross for his actions. He was the first Canadian in World War Two to receive it.""Why do you know such stuff?" she grinned. "Oh, I'm Scar and this is Nat," she indicated the third member of the Wes-Scar-Nat Vanisher trio."I considered myself a coward, so I read a lot about brave men. I was kind of hoping to figure out how I could be brave myself, one day," I disclosed."Mission success," the third one smiled. "Go to bed."I gathered up Capri and Kuiko and did as instructed. As I rested my head on the pillow, lights out and my mind gratefully shutting down."Less impressive sex, Bitch," Capri teased."No," I groaned."They definitely think you've got the 'sexy'," Kuiko enlightened me."Can we please just go to sleep?" I begged.Capri rolled onto her side, back to me, gave me a bump in the hip with her ass, then moved away a tiny bit. Kuiko wiggled close, kissed me lightly on the cheek, and then did the same. Unconsciousness took me before any other worries could steal my much needed slumber.The Larger World:As I struggled for sleep a second time, events unfolding in three different places around the Globe (Asia, the City and the Capitol) would impact my fate.Asia:First; the brutal agony still going on as the Sun disappeared over the horizon wasn't over when I woke up the next morning. It was largely misunderstood for some time afterwards, but was referred to as; the Battle for Shanghai.Five Chinese regular force divisions fought the garrison division of Shanghai, its 'reserve' division, hastily gathered volunteer female formations and a hodge-podge of ancillary forces the United Nations could throw into the fray. The goal for both sides was to seize a mother and her unborn child. Within them were the only other active resistant viral factory killing the T2 Gender Plague. By the time I woke up, both sides were sure the other side had killed them both, pretty much insuring the extinction of all sentient life in Eurasia.I say 'Eurasia' because by dusk of the previous day, the Federation knew for sure I, the other source of a cure for the T2, was still alive and kicking, as were my sons. My sons held a nebulous promise for a future date. I was of immediate importance since my adult body could produce enough antivirals to protect tens of thousands of people on a relatively continuous basis, or so it was projected.With, or without the mother and child, China was done for. Japan and Korea were rapidly circling the drain. North of China, the Plague was racing across Siberian Russia. Central Asia had never really recovered from the first round of the Gender Plague all those years ago so, now off the beaten path, would be longer in dying. India had too many outbreaks to even dream of containment. Pakistan, Iran, Turkey and the Levant Republic all had reported cases as well.Europe:Beyond the Urals, the Europeans were grappling with the looming fear of a global economic collapse along with the Specter of Death though 48 hours into the crisis, there were no cases to report yet. Civil order was teetering. Several nations had either closed their borders, or were considering doing so. Women began hording food, and men.Africa:

This week on STICK TO WRESTLING we review the results of multiple shows that took place on Memorial Day weekend, 1985! –Ric Flair has a surprising challenger in a surprising place on this weekend. He also has an odd tag team partner. –The Mid-Atlantic territory is keeping it's crew busy, while World Class Championship Wrestling … Continue reading Episode 361: Memorial Day Mayhem → The post Episode 361: Memorial Day Mayhem appeared first on Stick To Wrestling with John McAdam.

In this episode I have Tyler Fleischer, the owner of The Scrape Rope Company on the show. The topic of today's discussion is mock scrapes! Tyler operates a company that specializes in designing custom ropes to utilize over mock scrape set ups. Tyler and I talk about how he got his company started, and what his primary motivation was. We discuss the different types of mock scrapes, location & placement of said scrapes, trail camera placement over scrapes and more! If you're looking to start a mock scrape this summer, this podcast may be of some help! Learn more about your ad choices. Visit megaphone.fm/adchoices

#boriszhukov #pvtjimnelson #prowrestling #gmbmpwWelcome to Episode 87 of Give Me Back My Pro Wrestling (@gmbmpw) with hosts Jimmy Street (@jamesrockstreet), our action figure expert, "The Plastic Sheik" Jared Street, and the Territory Wrestling Guru, Quinton Quarisma! Tune in as they join forces and tackle the world of Professional Wrestling!Today we welcome Boris Zhukov to the show, and he is as awesome as ever! From Virginia to Russia, Boris had an great career! Ric McCord, Ole Anderson, Wahoo McDaniel, Mid Atlantic, Sgt. Slaughter, AWA, Sheik Adnan, WWE, Nikolai Volkoff, Ken Steel and so much more! We also hear a hilarious story about the British Bulldog's Matilda! Enjoy!Visit our Give Me Back My Pro Wrestling podcast page! https://podcasters.spotify.com/pod/show/gmbmpwFOLLOW & SUBSCRIBE:https://facebook.com/gmbmpwhttps://facebook.com/groups/gmbmpw/https://instagram.com/gmbmpwhttps://twitter.com/gmbmpwhttps://www.youtube.com/@GMBMPWCheck out Sheik's Shorts: https://youtube.com/playlist?list=PL0oL-yrnIHtlaVHamAApDquYBXeGaHS8vCheck out host Jimmy's podcast Live and In Color with Wolfie D: https://podcasters.spotify.com/pod/show/wolfiedVISIT OUR AWESOME SPONSORS!-STEVE BOWTIE BRYANT'S 1993 "Unbeatables" trading card sets (LIMITED QUANTITIES!): Contact stevebowtiebryant@icloud.com-CHW, Championship Honor Wrestling, 1935 TN-12 Ashland City,TN https://www.facebook.com/profile.php/?id=61564165382800ADVERTISE WITH US! For business and advertising inquiries contact us at gmbmpw@gmail.comVery Special Thanks To: -Sludge (@sludge_cast) for the "Give Me Back My Pro Wrestling" entrance theme!-Tracy Byrd and A Gathering Of None for the "Sheik Fell Down A Rabbit Hole" & "Name Game" theme songs! © 2025, jamesrockstreet Productions

Chris Gheysens is chairman and chief executive officer of Wawa, a chain of more than 1,100 convenience stores in nine states across the Mid-Atlantic and Southeast regions of the U.S. and Washington, D.C. Wawa is a family- and associate-owned, privately held company with more than 45,000 associates serving almost two million customers every day. The company began in New Jersey in the early 1800's as an iron foundry and a cotton and textile mill and moved to Pennsylvania with the opening of a dairy plant in 1902. The original dairy was built in a rural section of Pennsylvania called “Wawa,” which was named by Native Americans to honor a favored game – the Canada goose. As home delivery of dairy declined and supermarkets became more abundant in the early 1960s, the concept to open Wawa convenience stores became a reality with the first in Folsom, Pa., in 1964. Gheysens, who's been with Wawa for more than 27 years, was previously chief financial and administrative officer with responsibility for all financial, legal and human resource functions. Prior to joining Wawa, Gheysens was in the audit practice at Deloitte and Touche, LLP in Philadelphia. A graduate of Saint Augustine Preparatory School in Richland, he earned his Bachelor of Science in Accountancy from Villanova University School of Business and his Master of Business Administration from Saint Joseph's University. Gheysens is a certified public accountant who was awarded an honorary Doctor of Leadership degree and the Beta Gamma Sigma Business Achievement Award from Saint Joseph's University.

Adam Ortiz spoke with WHRO about the potential public health and environmental ramifications of ongoing cuts.

Hey guys! Welcome back to another episode of the show. In this episode I have Mitchell Shirk, host of the Pennsylvania Woodsman Podcast on. Mitchell had a blast catching up and talking about a mix of both turkey and deer hunting ramblings. The show ended up steering in a pretty fun direction. We started swapping stories covering times that we have in the past made questionable, embarrassing decisions when in the woods. I'm sure if you've been hunting for even just a few years, you have a few stories like this of your own. I hope you guys enjoy listening to this week's show, see you on the next one! Learn more about your ad choices. Visit megaphone.fm/adchoices

British politics post-local elections resembles less a democracy in action and more a therapy session with occasional shouting. In this episode of Mid-Atlantic, the panel tears into the latest electoral results, with Reform UK bulldozing their way through local councils, Labour sleepwalking through governance, and the Tories doing their best impression of a political hospice.Dave Smith kicks things off with a cold, hard look at Reform UK's momentum. With council control and a surprise mayoral win in Lincolnshire, Reform is no longer on the fringes. Smith calls them a “galvanising force for the working class,” prompting an awkward reckoning from the left. Labour, once the natural home for these voters, is now seen as distant, managerial, and uninspiring. Steve O'Neill admits his past support for Labour's “do nothing and hope” Ming vase strategy was misplaced—an understatement.Tonye Altrade and Leah Brown grapple with Labour's post-landslide hangover. Starmer's white paper on immigration is dissected not just for its policies but for the gaping hole where vision should be. It's tough to sell a national direction when no one can tell what lane you're driving in. Leah Brown underlines the real crisis: Labour may be governing, but Reform is winning the emotional war by peddling a message of hope, however dubious the details.The Tories, according to Brown, are in survival mode. Talk of new leadership is already swirling, with Kemi Badenoch eyed as the phoenix to rise from electoral ashes. But internal division and reformist flirtations risk turning the party into political mulch. Meanwhile, the Lib Dems are cheerfully slicing up the Tory carcass in the South West and beyond. Steve O'Neill calls it “vibes-based campaigning,” and frankly, it's working. While Reform is tapping into disillusionment and Labour fumbles the bag it just won, the Lib Dems are slowly, quietly positioning themselves as the adults in the room—if only anyone knew who Ed Davey was.5 Quotes from the Episode“It's still like being crowned the tallest dwarf.” – on Lib Dems' electoral wins.“Populism doesn't equate to good governance.” – Leah Brown“Labour basically ran on being ‘not the Tories'. Now Reform is running on being ‘not Labour'.” – Dave Smith“Starmer behind a lectern won't fix Britain's sinking ship. He needs to be laying bricks on a building site.” – Royfield Brown“We knew what the last Tory government said it stood for. I have no idea what this one does.” – Steve O'Neill Hosted on Acast. See acast.com/privacy for more information.

In this episode of the On Track Podcast, President Eric Ritchie sits down with CEO Herb Sargent and newly promoted Vice Presidents/Chief Operating Officers Doug Morrison (North) and Justin Porter (South) to reveal the company's new dual‑COO structure, explain how it supports Sargent's succession plan, and share what “responsible growth” looks like in both New England and the Mid‑Atlantic. The conversation traces Doug's and Justin's 20-plus-year journeys from “glorified laborers” to regional leaders, unpacks why the move strengthens local decision‑making and keeps the ESOP culture front‑and‑center, and offers an inside look at future expansion opportunities. You'll also hear ESOP‑Month excitement: the latest Price-Is-Right question on the Profit Sharing True-Up Bonus!If you liked this week's episode and are interested in becoming an Employee-Owner at Sargent, please visit our careers page on the Sargent website. https://sargent.us/apply/If you have an episode suggestion, please send your idea to:sbennage@sargent.us

Today on America in the Morning    President Trump in the Middle East  President Trump met with leaders of Qatar and Syria as part of the second leg of his trip to the Middle East. Correspondent Clayton Neville reports.    RFK Jr. on Capitol Hill  Health and Human Services Secretary RFK Jr. testified before congress. Correspondent Ed Donahue reports he was defending recent cuts to the agency's workforce.    Abortion Law Update in MO  Correspondent Jennifer King reports there is a back and forth over abortion in Missouri.    FBI Stops Domestic Terror Attack  FBI says it broke up a plan to attack an Army site in Michigan. Correspondent Lisa Dwyer has details.    CA Facing Budget Shortfall  California is facing a multi-billion-dollar budget shortfall. Correspondent Donna Warder reports its forcing Governor Newsom to find some ways to slash spending.    European Court Rules in Favor of NYT  Correspondent Charles de Ledesma reports a top European court has ruled in favor of the New York Times in a lawsuit over access to text messages sent by the European Commission president.    U.S. Sees Decline in Overdose Deaths  Correspondent Haya Panjwani reports there is some good news about overdose deaths in the U.S.    CA Home Insurance Rates to Rise  Home insurance rates are going up in California. Correspondent Ben Thomas reports the change comes after several costly wildfires in the state.    GOP Fight Over Medicaid  Republicans in the House are advancing legislation to cut Medicaid, and it's not sitting well with all members of the GOP. Correspondent Clayton Neville reports.  Heavy Rain Causes Flood Death  At least one person has died in flooding caused by heavy rain in the Midatlantic region. Correspondent Lisa Dwyer reports.  Dems Fight Over Trump Impeachment Effort  A House Democrat is attempting to impeach President Trump. Correspondent Ed Donahue reports their efforts are getting pushback from within the Democrat party.  SC SCOTUS Rules on State Abortion Law  South Carolina's Supreme Court has made a decision on that state's abortion law. Correspondent Haya Panjwani reports the ruling was over the meaning of some medical language.  Mexican President Critical of U.S. Tax Plan  Mexico's president is reacting to a plan to tax the money immigrants send home from the U.S. Correspondent Jennifer King has details.    Thailand Seizes Illegal E-Waste  Correspondent Charles de Ledesma reports officials in Thailand say they have seized 238 tons of illegally imported electronic waste from the U.S.  Amazon to Help Create Saudi AI Tech Zone  Amazon has announced a strategic partnership with several other tech giants to aid in setting up AI tech zones in Saudi Arabia. Correspondent Chuck Palm has more in today's tech report.  Finally  Robert De Niro speaks out against Donald Trump at the Cannes Film Festival. Correspondent Kevin Carr has details.      Transit Engineers in New Jersey are preparing to strike over failed contract negotiations. Correspondent Donna Warder says the strike would leave many commuters with no way into the office.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Northeast and Mid-Atlantic aren't the easiest regions for multifamily investment, but they might be the most instructive.We sit down with Matt Frazier, Founder and CEO at Jones Street Investment Partners, to explore how the region's regulatory complexity, persistent housing undersupply, and stable demand create an environment that rewards long-term thinking and local expertise. Matt shares how his team leverages vertical integration to manage risk, capitalize on operational efficiencies, and respond quickly to changing market conditions. He also offers his thoughts on rising insurance costs, evolving capital structures, and secondary urban markets. Tune in for valuable lessons on resilience, discipline, and execution in multifamily real estate. Key Moments:01:10 Matt Frazier's background and career03:21 Founding Jones Street Investment Partners06:05 Investment philosophy and market focus12:51 Capital stack and funding strategies15:49 Resident profiles and thematic investments19:18 Current market drivers and opportunities23:03 Challenges in multifamily housing development28:18 Insurance volatility and strategic adjustments32:52 Impact of policy and geopolitical changes39:39 Technology in real estate development and management Resources Mentioned:Matt Frazier - https://www.linkedin.com/in/matt-frazier-a1b5963/Jones Street Investment Partners - https://www.jonesstreet.com/How Northeast and Mid-Atlantic real estate developers can help drives multifamily housing growth | Forbes - https://www.forbes.com/councils/forbesbusinesscouncil/2025/04/21/how-nema-real-estate-developers-can-help-drive-multifamily-housing-growth/Email us - altusresearch@altusgroup.comThanks for listening to the “CRE Exchange” podcast, powered by Altus Group. If you enjoyed this episode, please leave a review to help get the word out about the show. And be sure to subscribe so you never miss another insightful conversation.#CRE #CommercialRealEstate #Property

AP's Lisa Dwyer reports that heavy rain in the Midatlantic region has claimed the life of a young boy.

Welcome back to another episode of Crossing The Mid Atlantic, this week we cover February 6th 1982, where we will see Austin Idol & Ivan Koloff vs Don Gilbert & Vinnie Valentino NWA World Heavyweight Title: Ric Flair (c) vs. Jay Youngblood Pvt. Jim Nelson vs Blackjack Mulligan Jr. Tommy Rich vs Tony Russo Jake Roberts vs Buck Brannigan Rick Benefield & Roddy Piper vs Keith Larson & Tony Anthony Visit linktr.ee/memphiscast for all handy bits todo with the podcast Follow the show on facebook Memphis Continental Wrestling Cast (facebook.com/memphiscast) Follow the network on facebook (Place To Be Nation) as well as the sister network North South Connection on facebook (North South Connection) and Backbone Wrestling Network @backbone24 You can watch the show https://www.youtube.com/watch?v=zQDxCHVMA_0&list=PLStp4pjReu78KYnxD_9GLyKsRKLFVjju9&index=6 Check out Youtube.com/@northsouthconnectionpodnet and Youtube.com/@ptbwrestling

Check out three marvelous Mid-Atlantic performers perform acoustically and tell their stories behind the music on this one-of-a-kind *LIVE* podcast and performance event at Reb Records!Season 2 | Episode 1 ft. Luke Roberts, Stan Graham & J.D. Sage.Hosted by Brad William Cox & his trusty horsey sidekick, Glue Reed.Sponsored by the Harford County Cultural Arts Board.

Hosted by David and Nycci Nellis. On today' show: · We talk about the ICE raids on Washington, D.C. restaurants with Jessica Sidman, food editor for Washingtonian magazine; · Avalon Oona Haas is the Mid-Atlantic regional sales manager for the Catoctin Creek Distilling Company, founded many moons ago by our friends Scott and Becky Harris. We'll be sipping Catoctin Creek Rye in a range of libations and, if you're lucky, telling you all about it; · Jon Krinn is the chef/owner at Elyse, a 30-seat “culinary speakeasy” in Fairfax, where Jon says he has fun exploring global products, techniques and combinations he's never before used. What does the world say about what he's up to? Well, Tom Sietsema for one says, “Elyse is a cocoon of comfort from a chef at the top of his game;” · Sarah Ahn is America's Test Kitchen's social media manager, creator of the Ahnest Kitchen website, and author of The New York Times bestselling cookbook “Umma.” She records her experiences on Instagram and TikTok of living with her Korean immigrant parents, chronicling her mother's cooking, grocery shopping trips, and more; · Greg Engert is the beer director and partner at the Neighborhood Restaurant Group – the guys with some of your favorite restaurants, like Evening Star, Vermillion, the Iron Gate, the Blue Jacket and Caruso. NRG is participating in this year's Virginia Wine Festival with chef-driven food pairings that complement the wine selections. Greg's in to tell us about all the dining to go along with the wining. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome to the daily304 – your window into Wonderful, Almost Heaven, West Virginia.   Today is Friday, May 9, 2025  West Virginia BusinessLink has the scoop on steps for successful startups…a software gift from Rock Flow Dynamics advances engineering education at West Virginia University…and Commercial Metals' new micro mill in West Virginia will be one of the most environmentally friendly steelmaking operations in the world…on today's daily304.   #1 – From WV BUSINESSLINK – Taking the proper steps in the early stages of developing a business plan and your get-to-market strategy are essential in building a strong foundation for your new business endeavor.  Take the time to find out if your idea is viable. Consider who will buy your product or service. Look into the current state of your industry to see if there are new opportunities. Build the competitive edge that your business idea needs to be successful in a contemporary business climate. WV BusinessLink has the scoop on steps for successful startups! Read more: https://wvbusinesslink.com/steps-for-successful-startups/   #2 – From THE INTER-MOUNTAIN – West Virginia University students in geoscience and energy engineering will have access to industry-leading professional software thanks to a $26.8 million gift from Rock Flow Dynamics. The in-kind gift allows students and faculty at the WVU Benjamin M. Statler College of Engineering and Mineral Resources and the WVU Eberly College of Arts and Sciences to use tNavigator, a state-of-the-art reservoir modeling and simulation platform created by Rock Flow Dynamics.   The tNavigator software offers a wide range of advanced innovative tools for geoscience, reservoir and production engineering disciplines. Rock Flow Dynamics personnel hosted a two-day training session on campus last fall to help faculty and students learn how to use the software. Read more: https://www.theintermountain.com/news/communities/2025/04/software-gift-advances-engineering-education/   #3 – From WV DED – Commercial Metals Company is making a significant investment in West Virginia by constructing a state-of-the-art micro mill in Berkeley County. This $450 million facility will produce 500,000 tons of straight-length and spooled rebar annually. CMC chose West Virginia for its strategic location, offering efficient access to major metropolitan markets in the Mid-Atlantic, Northeast, and Midwest regions. Additionally, the state provides a welcoming business climate and a skilled, available labor force, making it an ideal location for CMC's expansion. The new micro mill will be one of the most environmentally friendly steelmaking operations globally, utilizing 100% recycled steel as raw material and electric energy for production. Read more: https://westvirginia.gov/cmc-says-yes-to-west-virginia-building-a-state-of-the-art-steel-mill-in-the-mountain-state/   Find these stories and more at wv.gov/daily304. The daily304 curated news and information is brought to you by the West Virginia Department of Commerce: Sharing the wealth, beauty and opportunity in West Virginia with the world. Follow the daily304 on Facebook, Twitter and Instagram @daily304. Or find us online at wv.gov and just click the daily304 logo.  That's all for now. Take care. Be safe. Get outside and enjoy all the opportunity West Virginia has to offer.

This episode is ultimately just a BS session with my buddy Sam. Sam and I take turns swapping turkey stories and catching up on how our seasons have been going. We talk about how the forecast has been ultimately pretty different looking this year than most. We talk about the gobbling activity and what we have observed. We talk about looking forward to deer season, and some of the preparations that we have planned upcoming. Thanks everybody for listening, have a great week! Learn more about your ad choices. Visit megaphone.fm/adchoices

Hi This is Brad Weisman - Click Here to Send Me a Text MessageOur monthly Real Estate Guest, Pete Heim, joins Brad Weiman to chat about all things Real Estate!! The gap between local and national real estate trends is widening dramatically, creating confusion for homebuyers and sellers trying to navigate today's market. We cut through the noise to reveal what's really happening versus the headlines you're seeing in national media.What's creating these regional disparities? We explore how states like Florida, Texas, and Louisiana face unique challenges with insurance costs and changing migration patterns that skew national averages. Meanwhile, the Northeast and Mid-Atlantic regions continue to thrive, with areas like Alexandria absorbing a staggering 4,500 new listings due to pent-up demand.Perhaps most illuminating is our deep dive into recessions and real estate. Contrary to popular belief, recessions historically don't mean falling home prices. Looking at data since 1980, only the 2008 financial crisis saw significant housing value declines—a unique situation caused by a lending crisis and over-inventory that doesn't exist today. Even better news? Every recession since 1980 has triggered lower mortgage rates, which could bring relief to today's buyers facing rates in the mid-6% range.We also tackle local challenges around housing affordability and workforce availability, strategic pricing considerations for sellers in today's market, and predictions about interest rate fluctuations throughout 2025. Whether you're looking to buy, sell, or simply understand the real estate dynamics shaping our community, this episode offers the local perspective you won't find in national headlines. ---Welcome to The Brad Weisman Show, where we dive into the world of real estate, real life, and everything in between with your host, Brad Weisman!

This episode is ultimately just a BS session with my buddy Sam. Sam and I take turns swapping turkey stories and catching up on how our seasons have been going. We talk about how the forecast has been ultimately pretty different looking this year than most. We talk about the gobbling activity and what we have observed. We talk about looking forward to deer season, and some of the preparations that we have planned upcoming. Thanks everybody for listening, have a great week!

Episode 135 is on the scene and while most of the Mid Atlantic did not race due to rain, the zMAX CARS Tour and Ace Speedway dodged the rain drops just enough to get the entire Late Model race in and over half the Pro Late Model show in to make that official. Landen Lewis picked up his second career win on tour on Saturday and he joins us this week from the shops of Kevin Harvick Incorporated. We discuss racing vs the rain, having legendary crew chief Rodney Childers in his pit stall, the continued support given to him by Hall of Famer Ron Hornaday and what has been the key to getting this team within five points of Connor Hall in the championship points race.Speaking of which, we give exclusive breakdowns of both the Late Model and Pro Late model event from Ace, should penalties had been assessed to some teams who had flat tires that brought out yellows, and give a state of the Tour following the first third of the season with three drivers separated by five points in the title hunt. The Cup Series ran at Texas Motor Speedway on Sunday and we review the roller coaster day that saw Joey Logano end up in victory lane from his 27th starting spot. Does Penske Racing seem to have gotten their groove back with two straight wins? How about this racing we see at Texas? Did the boys like what they saw? Nathan Byrd obtained his career best finish on the NASCAR Craftsman Truck Series driving for Young's Motorsports on Friday at Texas.  The Arizona turned Indiana native joins us to tell us about his career that started off as male cheerleader with racing not being on his radar. His radar eventually led him to karting and after running many disciplines of racing, he had dreams of running the Indy 500 which his family either sponsored entries or owned them. That dream did not come to pass but an entry into the fast speedways of NASCAR opened up and his story is one of the best we have ever told on this program!We serve up a few dubs from the weekend, tell you who's racing in the Mid Atlantic this weekend while we preview the action from Kansas & much more fun this week on DLN!

Prepare for a captivating episode of Mouthful of Graffiti as we host the incredibly talented Mark Hopkins! Not only is Mark an original singer and songwriter with a unique voice, but he also lends his expertise as an academic advisor at the renowned Berklee College of Music. 1 Beyond his academic role, Mark actively enriches the vibrant Mid-Atlantic music scene with his engaging performances and skillful interpretations of popular songs. Get ready to delve into the musical world of Mark Hopkins! Sponsored by the Harford County Cultural Arts Board.

In today's show I have my buddy Mike from Pennsylvania on. This episode is a 2 part episode. In the first half, I'll be doing a recap of my recent successful turkey hunt on Virginia Public land. It was basically the most ideal turkey hunt that you could ask for as a turkey hunter. In the second portion of today's show we talk about the current ongoing Michaux State Forest fires that are currently totaling about 3,000 acres of burned forest floors. Mike is a resident in Pennsylvania and has deer hunted the state forest for years. Mike also has a hunting cabin that is not far from where the fires are taking place. We talk about a couple of different ways that the fires could have potentially started, and how the containment is going on those fires now. Thanks everybody for listening, have a great week! Learn more about your ad choices. Visit megaphone.fm/adchoices

Lorlatinib is reshaping first-line treatment for ALK-positive NSCLC—but its distinct side effect profile demands proactive, personalized management. In this episode,  Stefanie Houseknecht, PharmD, BCOP (Johns Hopkins Medicine) and Monica Chintapenta, PharmD, BCOP (Parkland Health)share how they're navigating real-world use of lorlatinib, from interpreting long-term data to counseling patients through CNS effects, weight gain, and metabolic challenges.Highlights:Why lorlatinib is gaining traction in first-line ALK+ NSCLCWhat the long-term CROWN data really means for patient outcomesHow to handle tricky side effects like cognitive changes, weight gain, and hyperlipidemiaReal-world tips for patient counseling and supporting adherenceThe importance of catching drug interactions and staying ahead on labsHow pharmacists are shaping care across the oncology teamBonus: Hear how our guests find balance beyond the clinic, whether in the garden or on the Boston marathon course. About Our Guests:Monica completed her Doctor of Pharmacy at Texas Tech University Health Sciences Center and went on to complete PGY-1 and PGY-2 residencies at Tufts Medical Center and Froedtert & the Medical College of Wisconsin, respectively. At Parkland, she supports outpatient hematology/oncology care and leads quality initiatives.   Stefanie earned her PharmD from the University of the Pacific, followed by PGY-1 and PGY-2 residencies at Palomar Medical Center and the University of California-San Diego. Her work focuses on thoracic malignancies, access to oral targeted therapies, and patient outcomes. She is active in the International Association for the Study of Lung Cancer and serves as a preceptor to pharmacy trainees across the Mid-Atlantic.  

In this episode of Mornings with Joel, we're joined by Justin Ferguson one of the most active multifamily brokers in the Mid-Atlantic. Justin shares how he went from making 250 cold calls a week to closing nearly half a billion dollars in deals. We dive into his early struggles, market insights, tips for surviving your first downturn, and how building real relationships not just making sales is the key to long-term success.

Welcome to the daily304 – your window into Wonderful, Almost Heaven, West Virginia.   Today is Thursday, May 1, 2025  Commercial Metals says #YesWV, building a state-of-the-art steel mill in Berkeley County…WV Economic Development authority financing helps iconic potato chip maker Mister Bee triple their capacity…and a West Virginia couple looks to the WV Small Business Center for assistance in launching their kayak loading company…on today's daily304.   #1 – From WVDED – Commercial Metals Company is making a significant investment in West Virginia by constructing a state-of-the-art micro mill in Berkeley County. This $450 million facility will produce 500,000 tons of straight-length and spooled rebar annually. CMC chose West Virginia for its strategic location, offering efficient access to major metropolitan markets in the Mid-Atlantic, Northeast, and Midwest regions. Additionally, the state's welcoming business climate and skilled, available labor force make it an ideal location for CMC's expansion. The new micro mill will be one of the most environmentally friendly steelmaking operations globally, utilizing 100% recycled steel as raw material and electric energy for production. Read more: https://westvirginia.gov/cmc-says-yes-to-west-virginia-building-a-state-of-the-art-steel-mill-in-the-mountain-state/   #2 – From WVEDA – Mister Bee is the only potato chip made in West Virginia. New owner Mary Anne Ketelsen was determined to make sure the brand would be around for generations to come. When she took over in 2018, the operation needed to be completely rehauled. With West Virginia Economic Development Authority financing, Mister Bee was able to triple their capacity, make new products, and hire more people. Watch the video: https://eda.wv.gov/iconic-potato-chip-manufacturer-is-thriving-with-wveda-support/   #3 – From WVSBDC – Like many West Virginians, Jeff and Vicki Wilson shared a passion for the outdoors. But the couple struggled to load and unload their heavy fishing kayaks -- a tiring and time-consuming task that left them frustrated. The challenge they faced sparked an idea, and with support from the West Virginia Small Business Development Center, they were able to make their dream into a reality. The partnership resulted in the launch of Kayak Loading Solutions, a West Virginia-made quality product that also helps boost the economic health of the community and state.  Read more: https://wvsbdc.com/how-wv-sbdc-helped-kayak-loading-solutions-turn-an-idea-into-a-reality/   Find these stories and more at wv.gov/daily304. The daily304 curated news and information is brought to you by the West Virginia Department of Commerce: Sharing the wealth, beauty and opportunity in West Virginia with the world. Follow the daily304 on Facebook, Twitter and Instagram @daily304. Or find us online at wv.gov and just click the daily304 logo.  That's all for now. Take care. Be safe. Get outside and enjoy all the opportunity West Virginia has to offer.

In this episode of the On Track Podcast, President & COO Eric Ritchie welcomes ESOP retirees Chip Laite and Dennis Bernard for a conversation about their far-flung careers—from Aroostook County, Maine, to Mid-Atlantic landfills—the mentors who shaped them, and how employee-ownership has boosted their post-Sargent lives. Along the way, Eric, CEO Herb Sargent, and VP-Finance & CFO Tasha swap stock-price reveal reactions, and Tasha tees up more Sargent ESOP Month contests!If you liked this week's episode and are interested in becoming an Employee-Owner at Sargent, please visit our careers page on the Sargent website. https://sargent.us/apply/If you have an episode suggestion, please send your idea to:sbennage@sargent.us

In this post-election special of Mid-Atlantic, host Roifield Brown and Canadian political analyst Adam Schaan break down what might be the most consequential Canadian election in recent memory—not just for the results, but for what they signal about the country's identity. In a week where Donald Trump's bombastic threats of annexation echoed from below the 49th parallel, Canada's electorate responded with an unmistakable rejection of populist rhetoric, economic fearmongering, and American political toxicity.Mark Carney's Liberal Party managed to claw its way back into minority power, with 169 seats and 43.7% of the vote, largely thanks to a generational divide and the NDP's collapse. While Pierre Poilievre's Conservatives posted their strongest popular vote showing since 1988, a loss of his own riding and a perception problem with key demographics (read: older voters and women) left the party licking its wounds. The NDP, Greens, and Bloc all bled support, caught in the crossfire of a campaign where sovereignty and survival overshadowed ideology.Adam Schaan, fueled by cigarettes and sheer political obsession, paints a picture of a fractured federation temporarily glued together by a fear of becoming the 51st state. Whether unity can hold, and whether Carney truly walks the walk of humility and coalition-building, remains to be seen. But one thing's clear: Canada is reasserting its independence not with sabres, but with ballots. Hosted on Acast. See acast.com/privacy for more information.

Welcome back to another episode of Crossing The Mid Atlantic, this week we cover January 30th 1982, where we will see Blackjack Mulligan Jr. & Blackjack Mulligan Sr. vs. Jeff Sword & Mike Miller The Brisco Brothers (Jack Brisco & Jerry Brisco) vs. The Davidson Brothers (John Davidson & Rick Davidson) Austin Idol & Ivan Koloff vs. Don Gilbert & Keith Larson Jim Nelson & Steve Sybert vs. Don Kernodle & Johnny Weaver Jay Youngblood & Ricky Steamboat vs. Bill White & Doug Vines Visit linktr.ee/memphiscast for all handy bits todo with the podcast Follow the show on facebook Memphis Continental Wrestling Cast (facebook.com/memphiscast) Follow the network on facebook (Place To Be Nation) as well as the sister network North South Connection on facebook (North South Connection) and Backbone Wrestling Network @backbone24 You can watch the show https://www.youtube.com/watch?v=e9PjMF8qYz8&list=PLStp4pjReu78KYnxD_9GLyKsRKLFVjju9&index=5 Check out Youtube.com/@northsouthconnectionpodnet and Youtube.com/@ptbwrestling

Welcome to the daily304 – your window into Wonderful, Almost Heaven, West Virginia.   Today is Monday, April 28, 2025  Commercial Metals says #YesWV with the construction of a $450 million state-of-the-art micro mill in Berkeley County…newly designated Mountaineer Mile trails at West Virginia state parks encourage West Virginians to get active while enjoying nature…and applications are open for a new grant program for small businesses in Kanawha County…on today's daily304.   #1 – From WV NEWS – Commercial Metals Company is bringing a major economic boost to West Virginia with the construction of a cutting-edge micro mill in Berkeley County. The $450 million investment marks a significant expansion for the company and reinforces West Virginia's appeal as a hub for advanced manufacturing. The new facility is designed to produce approximately 500,000 tons of straight-length and spooled rebar each year. This state-of-the-art micro mill will support demand for steel in infrastructure, construction, and industrial sectors across key regions including the Mid-Atlantic, Northeast, and Midwest. CMC selected West Virginia for its strategic geographic location, which provides streamlined access to several major metropolitan markets. The company cited the state's pro-business policies, skilled labor pool and strong infrastructure also as central to the decision Read more: https://www.wvnews.com/news/wvnews/commercial-metals-company-to-build-450-million-micro-mill-in-berkeley-county-west-virginia/article_0e633cec-220e-4331-aeb4-42c996cb85ed.html   #2 – From WVVA-TV – West Virginia Governor Patrick Morrisey has announced a new initiative that encourages West Virginians to walk at least a mile a day. The governor joined other state officials recently at Little Beaver State Park to unveil the first Mountaineer Mile trail around the lakefront. As part of the initiative, 32 state parks in West Virginia will have a Mountaineer Mile Trail.  Morrisey says he hopes the trails will encourage people to be healthier as well as visit the state's scenic state parks.  “Because West Virginia has the most beautiful state parks in the country, there's no better place to partake in the Mountaineer Mile challenge,” he said. “If the Mountaineer Mile can take off across the state, it will lead to incredible health outcomes for our residents.” Read more: https://www.wvva.com/2025/04/16/gov-morrisey-unveils-first-mountaineer-mile-trail/   #3 – From SMALL BIZ TRENDS –  Optimum Business and the Charleston Area Alliance have announced the opening of applications for the Lifting Up Small Businesses Grants, a new initiative aimed at bolstering small business growth in Kanawha County.  As part of the program, 25 small businesses will each receive a $5,000 grant, totaling $125,000 in funding to support long-term economic prosperity in the region. The grant program, introduced on April 14, is designed to directly support local entrepreneurs and strengthen the community's economic infrastructure. The initiative includes recognition events hosted by Optimum Business, where local officials and community partners will celebrate the awarded businesses. Learn more about the grant program's rules and eligibility here. Read more: https://smallbiztrends.com/optimum-kanawha-small-business-grants/   Find these stories and more at wv.gov/daily304. The daily304 curated news and information is brought to you by the West Virginia Department of Commerce: Sharing the wealth, beauty and opportunity in West Virginia with the world. Follow the daily304 on Facebook, Twitter and Instagram @daily304. Or find us online at wv.gov and just click the daily304 logo.  That's all for now. Take care. Be safe. Get outside and enjoy all the opportunity West Virginia has to offer.

In this episode I have my wife on the show. We are recording from our camper at turkey camp at our hunt club on opening week! This episode is just covering several stories from our opening week hunts over the last 5 days. We share some of our struggles, lessons learned and defeats. I hope you enjoy laughing at us as we discuss how well we have not been doing in the turkey woods so far this year! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode I am recording in the beautiful mountains of Georgia on the evening of opening day.  Today's show features my good buddy Tyler Cook, who I met last year hunting public land down here. This episode is a recap of our successful hunt from opening morning. We located a gobbler on the limb at first light, and shortly after he flew down he went quiet for hours. We ended up keeping tabs on the bird and caught back up with him at about 9:30 am... by 10:30 he was flopping, and we were celebrating. We do a deep dive in this episode of the strategies we implemented to ultimately make the harvest, including calling tactics, set up, positioning and more. Thanks for listening! Learn more about your ad choices. Visit megaphone.fm/adchoices

Keith discusses the shift from a six-figure to a seven-figure income being necessary for a comfortable lifestyle and argues that a $5 million net worth is a minimum for financial security. He explains the benefits of leveraging a car loan for arbitrage, using a 3.99% interest rate to invest in real estate with a 20-25% total return. He also discusses the current state of the real estate market, noting that home prices and rents are expected to increase by 3-5% annually. Lower mortgage rates could increase affordability and bring more buyers into the market, potentially leading to higher home prices. Two-bedroom rents have increased by 3.7% nationwide, with significant growth in Nebraska metros. Resources: Get our wealth-building newsletter free— text ‘GRE' to 66866 Show Notes: GetRichEducation.com/548 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold today, why earning a seven figure income is the new six figures? Then a discussion on the direction of real estate prices and rents. I just bought a car though I could have paid all cash. Why did I get a loan instead? Then learn about how to perform due diligence on buying an income property with the pros and cons of turnkey real estate investing and the mistakes you must avoid today. On getricheducation.   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show, guess who? Top Selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:20   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:36   Welcome to GRE from the first State of Delaware to the 50th state of Hawaii and across 400 nations worldwide. I'm Keith weinholden. This is get rich education, the voice of real estate investing Since 2014 Are we really gonna change the name away from the Gulf of Mexico? Well, I'll tell you one thing. There is zero history of hurricanes in the Gulf of America, therefore, I expect the appropriate adjustment to my insurance premiums big savings. Hey, you know, despite being a geography guy, I'm really not emotionally invested in this movement to change the names of giant pieces of real estate like Denali back to Mount McKinley and the Gulf of Mexico to the Gulf of America. It's only a little interesting to me. I mean, there are just more significant things to concern oneself with. So call it either one. I don't care. I know what you're talking about. Before we talk real estate, let's discuss your personal finances. I recently watched Dr Steven Franson speak surfacing this topic, and it got me thinking, when it comes to annual income, is you earning seven figures like the new six figures. Now, I guess that earning six figures could still be a short term goal to some people that are new to the working world, but maybe as little as a decade ago, having a six figure income was aspirational, or even a sign that you made it, or could even feel wealthy. I remember that today that is so far gone. Now, of course, it depends on where you live, but today, you need 50k just to survive. Your housing would be pretty standard in that case, and I don't know that you could get much fresh, healthy food at 50k per year, you might still have to be living with your parents. You need 100k just to sort of live. Perhaps that's if you're single and you're near the coasts, or you're married without children today, you need 200k for a life with travel and some dining out. I mean, you couldn't really even ball out on your vacations, like on 200k you're gonna balk at 500 bucks a night for a resort hotel. I mean, you're staying at more of a hotel than a resort, but at 200k of income, you can usually do some discretionary spending. At 300k in a lot of places, that's what a full family needs, a household with kids in order to live a little bit beyond that, and that's a combined income both spouses. If you make 450k today, now you're able to travel pretty well. You're probably still flying coach more than first class at 450k you may or may not be paying for the airline lounge, but you are staying at some comfy hotels. You really need to make $1 million a year today to live pretty close to all out fly first class travel well. But you're still flying commercial on a million dollar salary. You're not chartering anything. If that has not bought you time to cook, you can afford an executive chef with a million dollars so that you don't have to eat restaurant food. You know, restaurant food, even at finer restaurants, is laced with seed oils. This is why what used to be a six figure lifestyle is now a seven figure lifestyle. My spin here on this also is whatever you do at any income level, 50k a year to a million bucks a year or more, buy enough time to exercise that's something that's going to matter both to you and to those that you love over the long term. All right, so that's income. How about when it comes to net worth? There is a minimum amount in my mind that you need to have in net worth for me to say that you've got it made in America today. What do you think that number is? How about that? What do you think is the threshold? What's your thought? It is $5 million that is just a starting point, a minimum net worth that you need, if you just invested that you could probably live off its income for the rest of your life. For most people, compound interest will not get you to the $5 million net worth Mark anytime soon. Only leverage will. But yeah, after the COVID induced wave of inflation years ago, you've gotta recalibrate what you think of as a lot of money, and some people haven't caught up with this still. Now, I was on that great riverboat tour of Chicago not long ago. I think I brought this up to you in a previous episode, but you know, one thing that struck me as odd was that the tour guide, he was describing Chicago skyscrapers and the architecture around us, and he said they poured millions into that project. I mean, really emphasizing that millions were spent. I mean, today millions can mean as little as 2 million. That's an amount so tiny today for a construction project that what is that like, four average homes would be $2 million I mean, some entire counties in the Bay Area have a median home price of more than $2 million just one mediocre home. So let's talk about the direction of home prices and rents nationally here. Now I do not think that home prices or rents can really climb a whole lot over the next year, like 10% appreciation. I don't see it now. I also don't see how home prices and rents could fall substantially. The reason that prices cannot spike dramatically, it's still due to an affordability constraint, and I don't expect that prices or rents are going to fall a good bit either, or really fall significantly at all, because housing demand still exceeds supply. So that's the constraint on the downside. Really, nothing has changed there. The average for sale home today, it gets between two and a half and five offers that obviously depends on the area, so you keep seeing both prices and rents increase at this range of three to 5% that's the zone that we're in now, and we've been in that zone for most of the last Two years. Really pretty modest, not exciting, appreciation rates. Zumper tells us that two bedroom rents are up 3.7%   nationwide. Rents have actually declined in some Sunbelt cities, Durham, North Carolina and Nashville are some big losers I was describing Austin to you a few weeks ago. Do you know that two national leaders in rent growth are both in the same state. Yes, these two cities are both up more than 20% in rents year over year. It's in the Midwest. Any idea where I'm talking about it is Lincoln and Omaha, Nebraska both up over 20% and perhaps recent GRE listener guest grant Frankie is happy about that. He's the only person I know that invests predominantly in Lincoln, and this is due to strong job growth and also that supply that still hasn't kept up with demand. Now back to my point about how nationally, both rent growth and price growth are still pretty modest, which is still a highly profitable formula for a leveraged investor that bought right But historically, it is kind of boring. Many believe that as soon as mortgage rates fall sharply, and a lot of surveys show this, if. That five and a half percent is the magic mortgage rate level that will increase affordability so much that home prices will soar. I'll tell you my spin on that is maybe even that remains to be seen from listening to me for 10 and a half years now, you know that the direction of the economy has a substantial effect on housing, rents and prices, a force bigger than just mortgage rates. And when mortgage rates fall and other interest rate types fall, that usually means that the economy needs the help, which might mean that employment is down. If employment falls, home prices can still rise. They usually do, but perhaps not as much as you thought they would. So my point is, is that when mortgage rates fall significantly, that does not automatically translate into soaring price growth. Again. You gotta take history over hunches. If there's one thing that feels a little different in this cycle though, it's that we do have this palpable amount of pent up housing demand, so lower rates really could bring a lot more buyers off the sidelines. So therefore, it is possible that home prices will soar if rates really plummet. It is just not axiomatic. Now I just bought a new car, though I could have paid all cash. I chose to get the loan. And before I tell you about why I considered not getting a car at all and just using Uber Lyft ride sharing services forever. But sometimes I like to go off the beaten path and trek in some remote places. So that just wouldn't work. I also travel a good bit, and I considered not owning any car that's tethered to just one place. It's just not that efficient. But it came down to freedom. I enjoy my freedom and autonomy to hop in my own car and drive it on a whim. Though I could have paid all cash for this new car purchase, I chose to put the minimum amount down, and I got a loan for about 95% of the cost of the car. Why would I do that? Car debt is surely not as good as real estate debt. With car debt, I have to repay my own loan. I cannot outsource these car debt payments to tenants, and the payment is about $900 a month. I'll have to pay all of that myself. Also, unlike real estate, a car is a depreciating asset. Unlike mortgage interest, car loan interest is typically not tax deductible either. I'm not going to rent this car out through Toro and try to get an income stream off the car. Nothing like that. So this might sound like three strikes against a car loan. I've got to make the payment myself. It's declining in value, especially as a new car. It starts depreciating fast as soon as I drive it off the lot, and I'm not going to have any tax breaks. Oh, come on. I mean, that might sound like bad debt to a lot of people. Leading GRE I am a staunch advocate for good debt. So why did I embrace a car loan to the maximum leveraged amount? Because I am making my car loan good debt. The definition of good debt is debt that makes money for you. Car loan debt is secured, meaning there is underlying collateral, the car itself. And by the way, credit card debt is an example of unsecured debt. The big reason, though, is the financing through the dealership BMW is a 3.99% interest rate for five years, my credit's perfect. So I got a good rate there. Therefore this car loan is a simple arbitrage play. I'm borrowing at a lower rate to invest at a higher rate. Look, even if my car loan rate were double 8% I would probably still get this car loan, but it's 3.99How do I have confidence that I'm going to beat that on an annualized basis over the next five years? Well, first future inflation expectations are elevated, like I touched on on last week's show, if true, inflation the real diminished purchasing power of your dollar over the next five years is 4% I mean, that's a break even for me, right there already, but I'm gonna do a lot better than that. As a real estate investor, I know that instead of sinking this money into the car, that's enough of a down payment for a rental single family. Home or almost a low cost duplex, and being cognizant that real estate pays five ways, I expect a minimum of a 20 to 25% total rate of return with low risk. Now, if you're a new listener, that last part sounded far fetched. I know that's okay. You just don't know how to calculate your ROI for an income property with a loan. Yet another way to describe my strategy here is though I could pay cash, why would I tie up that many funds in a car? So I'm cognizant of opportunity cost. Opportunity cost means that you're missing out on a greater benefit when you choose one option over another. This loan approach also keeps me more liquid. Look, keep your money. Don't give it to a bank. Make your bank take five years to get all the money, while my $900 monthly payment stays fixed the whole time as inflation just keeps relentlessly debasing the bank's payment that they get from me. I mean, with that part, it works the same way as it does in real estate or any fixed rate loan that you could get. Be mindful, by paying all cash, you would not improve your net worth at all. Nothing happens to your net worth. Paying all cash reduces both your asset column and your debt column by the same amount, and it hurts your liquidity. Now, if you've got an emergency, you could be in a case where all of your funds would be gone if you paid all cash, they're inside the car, and you might not be able to extract them back out. All right. Well, what about the depreciating asset part of this equation? That's what most cars are. Well, just like a piece of real estate, your car's value will rise or fall regardless of your equity position. That doesn't influence it at all. So I will be underwater on the car. That's a way that some people might look at it. That means that I'm going to owe more on the balance than the car is worth. That appears irresponsible to some people. Well, yeah, that just means that the bank's money is tied up in the car, not mine. I've got it off giving me a good return. Look, when you have loans, you have another type of leverage, and it's not the mathematical type that I often discuss here. I mean, have you ever owed a friend money when something untoward happens? Who is motivated to talk between the two of you? You are your friend, your friend. They're going to be the one that's willing to work with you and help you out. They've got to give you levers when there's a mal apropos occurrence and the borrower loses their job or has a medical disaster and a huge bill, the person that's owed the money is always going to keep communication lines open with you, you as the borrower, are the one that is in control. Keep your debt on, keep your own money, stay in control. And how is this car loan making money for me, if I get a, say, 23% total return from income property and keep paying a 4% car loan, that is 19% arbitrage, I mean, what an easy choice. Again, the definition of good debt is debt that is used to increase your wealth. So getting the Max car loan allows me to avoid paying that opportunity cost of having all the funds tied up in a depreciating asset. And that is how a real estate investor buys a car. Now you're a smart investor. I mean, we have a really wise, responsible audience comprised of people just like you. But what would be some reasons that a real estate investor should pay all cash? Because there are some, and a lot of them revolve around, if you're financially irresponsible, if instead you got a car loan so you could stay liquid and maintain your life as a profligate and reprobate gambling degenerate and lose it all on sports gambling through the freaking Draft Kings and FanDuel apps. Okay, that's not a good reason. But as a GRE listener, that probably is not you. I was probably not talking about you, right. There another reason to pay all cash rather than getting the loan like I have, is if you don't have the liquidity to service the 900 Dollar monthly debt payment yourself, you could be over leveraged. See the chunk that I'm investing in real estate instead of the car that real estate will produce income for me, but it actually will not produce as much as $900 in cash flow to fully offset the car payment. Now it's going to produce a few $100 but my arbitrage is being created with the summation of all of real estate's five profit centers. I've got the whole shebang now, the leverage appreciation, the cash flow, the ROA, the tax benefits and the inflation profiting all coming at you. All five. My liquidity comes from elsewhere. A third reason why a real estate investor would want to pay all cash for a car is because say that you would effectively be forced to pay all cash for the car. Because if you took on a $900 monthly payment, that would dent your mortgage loan qualifications, debt to income ratio that mortgage loan underwriters are going to look at it would hike up your DTI so much that you couldn't qualify for future income property loans. So right, there are, what was that? Three reasons that a real estate investor would want to pay all cash if they could. But let's not lose the bigger point I was talking about the exceptions there. The bigger point is that consider getting the maximum loan for your next car, or even getting a loan against your current car if you already have one without any debt on it. It's actually a rational approach, because you want to consider the loan first, since this is your money, you earned it, approach it with the strategy first of keeping your own money that you traded away your finite life's time for. Think of keeping it first and only then consider giving it away next. I am getting the biggest car loan that I can and making the minimum monthly payments all 60 months five years, I did the same thing with my last car. It is an easy choice for me in just one word, it is for the arbitrage one word, most experienced financiers and real estate investors have not been exposed to those ideas that I just shared with you, and at the least, I am confident that I just gave you something to chew on mentally. There I've been talking about the intersection of your personal finances and real estate investing. Today, I'm your host, Keith Weinhold here on episode 548 of the get rich education podcast    what have GRE listeners been doing these past few weeks, they have been scooping up BRRRR properties, employing the buy, renovate, rent, refinance and repeat strategy fueled by GRE 's recent live event. You can watch the video of the event on demand right now, get an understanding of the strategy, see why it's so lucrative, and if it interests you, even get you paired up with actual property addresses conducive to the strategy. You can do that at GRE webinars.com this event can indelibly elevate your entire socio economic class and shape your legacy. That is a deep statement. Hey, this is what 8x leverage and $500 plus of cash flow on each single family rental property can do for you with the burr strategy in Cleveland. I mean, how much earlier will this allow you to retire? The event is free to watch. You can watch from home. I mean, come on, what else are you going to do at home tonight? Spend that time cleaning out your closet or smoking meats. Maybe at least, spend that time getting a car loan. What's the opportunity cost of you smoking meats tonight when you can actionably Build a real estate legacy with the BRRRRstrategy? Strategically outsource the meat smoking to somebody else. That's what I do. It does not take much to get started. These pre renovated homes are often about 60k some GRE followers have already bought two or three at a time. You'll see Jerry's investment coach Naresh and event co host Phil. I mean, just watching him talk is amazing. Phil is America's preeminent authority on burr real estate investing. Again, you can watch the event right now, and I don't know how long we'll keep it up for, just visit GRE webinars.com    Next fatal mistakes that you've got to avoid when buying income property with some vital due diligence tips. I'm Keith Weinhold. You're listening to get rich and. Vacation.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it. If I wasn't invested myself, you can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom, family investments, liquidity fund, again. Text family to 66866    Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Chaeli Ridge personally. Start Now while it's on your mind at Ridge lending group.com that's Ridge lending group.com   Robert Kiyosaki  26:49   this is Rich Dad, Poor Dad. Author Robert Kiyosaki, listen to get rich education with Keith Weinhold. And the reason I respect Keith, He's a very strong, smart, bright young man.   Keith Weinhold  27:10   Welcome back to get rich Education. I'm your host. Keith Weinhold, it's been a while, but I know that I shared with you before that my first ever out of state rental property that I bought ended up being a loser, and this is despite the fact that the turnkey provider and property manager that I was hiring for the property, they even told me not to buy the property because they couldn't keep it occupied in that neighborhood, and they told me to buy a different one instead. I didn't listen. I bought it anyway, and I lost we couldn't keep it occupied, so after a few years, I sold it to an owner, occupant, family for a small profit, but it was after years of negative cash flow, so there really wasn't any profit there, because, like I just said, we couldn't keep it occupied with a rent paying tenant that was back in 2012 near Fort Worth Texas. I bought it because it was cheap, just 153k and it looked pretty. It was brick. Those are both bad reasons to buy. Cheap doesn't always mean good. And the fact that a property looks pretty, I mean, I guess that's a somewhat good thing, but it should not be a deciding factor. I was never going to live there facts Trump feelings in investing. So my first bad experience was totally avoidable. I can only blame myself. Let me tell you about some other fatal mistakes to avoid, as we talk about some turnkey real estate investing due diligence. Since turnkey means all done for you, or another way to describe the property is a rent ready property. You know that word turnkey? It's sort of this compelling, even seductive buzzword, and it just might make you think that, ah, everything is just handled now and forever. It's gonna sail along just fine. No, it won't. Now, this is the type of investing that can change your life. This is the real estate pays five ways. Compound leverage Trumps compound interest, type of vehicle. Financially free beats that free type of vehicle. You're winning the inflation Triple Crown all those great, formulaic GRE mantras, but you better check to make sure before you get too far into it. And that's why we're talking about vital due diligence here. I think you know by now that turnkey, it means a property that's really just got three things. It's already renovated or new. Secondly, has a tenant in it, and it has professional property management from day one. Now, the property providers at GRE marketplace, they are some of the good ones. They have good reputations. Many have been in business for a long time, but some others do not. So what about a provider? Provider that's in, say, Oklahoma, but you live out of the area on one of the coasts, and this Oklahoma provider, they're trying to pass off a property in Oklahoma City or Tulsa to you, it's actually in a class D neighborhood the worst. And they're sort of presenting it like it's a Class B minus neighborhood, right? How can you hedge against that? How can you know that things are not being misrepresented to you? Well, of course, everyone knows about Google Street View. You're probably going to look at that first that's going to tell you about the street scene. It's free to use a paid service that gives you neighborhood analytics. Is it neighborhoodscout.com you want to verify crime rates in areas, income levels, poverty levels, education levels and school quality to make sure that the property characteristics are what you are being told, and some of those attributes always matter with property. I mean, crime rates matter because even though you're not living there so you're not going to be able to retain respectable rent paying tenants that would tolerate a high crime neighborhood. Understand, though, that not all crime data is the same. Violent crime is probably the worst shoplifting, I'll call that in the middle. And then most traffic violations, they're light crimes. Now, if you're buying a single family rental type, of course, the quality of the school district, well, that's going to matter more than if you're buying a building of little efficiency apartments where the school district hardly matters there, because you're not catering to families. I've mentioned before that we go look.com. Is a service where you can hire an independent inspector, not even a real estate related person, necessarily, but just an independent on the ground inspector to just go check out a neighborhood at any hour of the day or night. Now, if you have any question about the out of state neighborhood that you're buying in an easy way to get a check on the decency of the neighborhood is something really simple. Make sure the turnkey provider owns properties in the area that they're selling to you. This helps ensure that they're not offloading their problem properties onto you. That's something that's probably only going to happen with an inexperienced provider that doesn't have a reputation to protect yet. But when it comes to neighborhood quality, once I'm pretty serious about buying a property, do you know who I usually get reliable information from? And it's virtually free, and you're contacting this party anyway, so it's so easy for you that is just simply ask your property inspector. I mean, you always want that independent, certified Property inspector to walk inside every room of your prospective purchase, and they make that punch list for your seller before you close that's on either a renovated or a new build property always get that inspection. I've talked about that before, and that often costs $500 or less on a single family home, and today it's about $800 or less on a duplex, well before my inspector even checks out the place. I like to let them know that I live outside the area, and I want their insight on the neighborhood as well. I mean, inspectors live locally there, so they'll probably be able to give you a good answer before they even do your physical inspection. They already know the area really well, and it doesn't even cost you any more above your normal inspection cost to just get a little on the ground intelligence. And of course, your inspector works for a company independent of your property provider, so their information should be unbiased. They work for you. Now after the inspection, how about your appraisal and some due diligence with that, what if your appraisal comes in low. Everyone wants to talk about if your appraisal comes in high, that's instant equity that you have, but see if the appraisal comes in low with a turnkey property where everything was renovated, that may or may not be a problem, because the comparables that were used for your valuation, they don't have everything renovated in them like your property does. So the subject property, the one that you've got under contract to buy that could very well have a lot of say, new plumbing, electrical, HVAC, the roof, bathrooms, paint, flooring, lighting, kitchens. I mean, most, or all of those components could be new in yours. It's common for yours to have all those components, and then the comparables do not have those now, you and your seller, you will have to negotiate on who's going to close the appraisal gap. I've discussed that part on a previous episode, but I'm point. Out how you can still be getting value even when your appraisal is low and it's worth it. Down the road, you're going to have less maintenance headache than your appraisal comparables will most of the time. Turnkey properties are renovated to cover major systems, and that means you do not have major expenses. Soon these expenses get wrapped into your mortgage payment, and that's a lot better for you than coming out of pocket three years later to replace an entire roof. Another thing to keep in mind is that a property provider that's been in business for a lot of years, they do not have interest in selling you a lemon of a property and hurting their reputation, but that seller does have a little interest in getting the maximum dollar. I mean, that's almost intrinsically natural in human beings. I mean, everyone has that motivation, just like you do when you sell your property down the road. So these rent ready or turnkey properties, they're almost always better if you're a busy professional or you just want to spend your time doing something else. I mean, I think that's a pretty well established concept in the investing industry, but I really think these rent ready properties, they are better for even more people than just busy professionals. I mean, consider the alternative, if you try to screen and identify a property yourself and do all the rehab and manage the contractors. I mean, first of all, you can be dealing with a hard money loan where you're paying four or five points plus a 12% interest rate, since that's all that's available for distressed properties, and unless you have experience managing contractors, oh, boy, you could have construction timelines that go over by several months. Well, now that can eat a huge portion of your investment that you thought you were making. You're paying 12% and you have no tenant all this time, but instead, when you buy a rent ready property, and you've got the best mortgage rates and terms from day one, and you've got a rent paying tenant from day one, and not all these headaches and time lost and contractors are trying to manage with turnkeys at GRE marketplace, those rehabs are done by crews that work full time for the turnkey provider, so they work at more affordable rates than what you could get as an out of state buyer if you're trying to patch together contract and crews yourself. So at scale GRE marketplace providers, they're also dealing with the same material types over and over again, so they're faster at doing it. The materials are also reliably sourced. You won't have the 10s or hundreds of hours managing all this, checking with the rehabbers, checking for quality control, making sure the amount of work that you were paying for was actually done. I mean, some people listen to this show and they had that real estate pays five ways, epiphany, that big light bulb moment, but then they try to do this rehabbing and investing themselves to save a few dollars, is what they thought, and it's rarely worth it. So avoid the massive time commitments with all this. I mean, you're also going to be doing other things, coordinating inspections and permits with city municipalities. I mean, what a nightmare. GRE marketplace providers, they've already done all of that for you and more now that you've bought the property, all right, what about the potential for poor management? Choosing your property manager is of utmost importance, because that person or firm, they're going to vet your tenants, handle the repairs, collect your rents and take care of any other issues at your rental property. They'll understand the local landlord and tenant law, you're going to be seeing the property infrequently, if you ever see it at all, so keeping an eye on things becomes key. Now, once you own the property and you have the tenant in there, there is always the potential for your property manager to do a poor job, costing you money, making your investment less lucrative, I like to ask my manager if they do regular property inspections, like getting inside the unit every six months. Now, you can read online reviews, like the star reviews, the number of stars for property managers. I mean, that could be helpful. It can also quickly get misleading. You can get a lot of bad reviews on an adequate manager. Because property management is such a tough job, I think that one of the best things you can do when vetting a property manager is to ask a friend. A lot of people don't have that option. So then do a search on the bigger pockets. Forums for your prospective property manager. So read reviews. Don't just look at star ratings. And I'll tell you, property management is one of the few areas in my life where I am willing to accept a service level of adequate or mediocre. Almost no one raves about their property manager, but I do have managers because they are the guardians of my quality of life, of your standard of living. We want them to serve our tenants, but I don't want 80 tenants being able to text message me. So there you go, armed with a number of due diligence items that can help you make sure that you buy your next income property, right? GRE marketplace, we typically connect you with the experience providers, but I'm telling you this because it's prudent to do some checking on your own and inquiring like this too, in case you have any doubt. Now, you notice on GRE marketplace, where you can connect with free investment coaching as well, that the properties, at times, they seem less expensive than you would expect. Why is this? Well, investor advantage markets, they have low prices. I mean, that's just one reason that they are investor advantaged like Ohio, Indiana, parts of Pennsylvania, Michigan, Missouri, Kansas, Nebraska, Tennessee, Arkansas, Georgia, Alabama, Oklahoma, Texas and some of the other Mid Atlantic states And Florida, another reason the GRE market prices seem low is that there is no agent that has to be compensated. It is a direct model. Another reason is economies of scale. Providers provide homes in bulk, so there are savings that way, and there also aren't any owner occupied emotions evolved with income properties. Those emotions can run up the price, or what they really do is they keep it stuck at a high price. So to help you review what you've learned today, a seven figure income is the new six figures. Real estate prices and rents just keep moving up, but modestly for the time being, a car loan can be good debt when you have a reasonable expectation that you can create arbitrage and sufficient liquidity in your life. And though income property is perhaps the most proven wealth generator ever, there are some mistakes to avoid when it comes to buying right between the guidance that you have today and the help of our completely free investment coaching another safety layer. If you're confident that it can benefit you, I encourage you to engage and move at the speed of instruction. It's the only way that you'll benefit I built this resource. I really wish it existed when I started out, and it's available for you at GRE marketplace.com, until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 1  43:18   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  43:42   You know, whenever you want the best written real estate and finance info, Oh, geez. Today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long. My letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE to66866, while it's on your mind, take a moment to do it right now. Text GRE to 66866.   The preceding program was brought to you by. Your home for wealth, building, getricheducation.com.