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What if your emotions weren't problems to fix, but signals to guide you? Dr. Marc Brackett, founding director of the Yale Center for Emotional Intelligence and author of Permission to Feel and Dealing with Feeling, joins AJ and Johnny to break down why most of us were never taught real emotional regulation—and how to finally build it. Marc shares the RULER framework (Recognize, Understand, Label, Express, Regulate) and explains why emotional regulation is less about suppression and more about awareness, vocabulary, and strategy. From the “emotional budget” that gets depleted by sleep loss and stress, to the critical difference between anxiety, stress, and fear, this conversation reframes emotions as tools for better decision-making, relationships, and performance. If you've ever felt overwhelmed, mislabeled your emotions, or struggled to manage reactions in parenting, work, or conflict, this episode gives you practical science-backed steps to regulate instead of ruminate. What to Listen For [00:00:00] Why we're programmed early to self-sabotage and mismanage emotions [00:01:09] Why most of us were never taught emotional regulation—and why it matters [00:03:33] How emotions secretly drive decision-making, relationships, and health [00:04:59] The concept of an “emotional regulation budget” and why sleep, food, and stress deplete it [00:06:57] Why scheduling wellbeing time is as important as scheduling work [00:11:15] Why 80% of students dropped out of Marc's mindfulness study—and what it reveals about achievement culture [00:16:24] Why there's no such thing as a “bad” emotion and how reframing anxiety changes everything [00:23:15] The real difference between anxiety, stress, and fear—and why labeling matters [00:27:16] Parenting and co-regulation: how to model emotional regulation for kids [00:31:03] How childhood programming and self-talk sabotage our ability to cope [00:39:37] Building emotional vocabulary: inside the How We Feel app with 500+ emotion words [00:46:17] What to do when you're “flooded” and overwhelmed in conflict [00:48:55] The RULER framework explained: recognize, understand, label, express, regulate A Word From Our Sponsors Stop being over looked and unlock your X-Factor today at unlockyourxfactor.com The very qualities that make you exceptional in your field are working against you socially. Visit the artofcharm.com/intel for a social intelligence assessment and discover exactly what's holding you back. Indulge in affordable luxury with Quince. Upgrade your wardrobe today at quince.com/charm for free shipping and hassle-free returns. Grow your way - with Headway! Get started at makeheadway.com/CHARM and use my code CHARM for 25% off. Ready to turn your business idea into reality? Sign up for your $1/month trial at shopify.com/charm. Need to hire top talent—fast? Claim your $75 Sponsored Job Credit now at Indeed.com/charm. This year, skip breaking a sweat AND breaking the bank. Get your summer savings and shop premium wireless plans at mintmobile.com/charm Save more than fifty percent on term life insurance at SELECTQUOTE.COM/CHARM TODAY to get started Curious about your influence level? Get your Influence Index Score today! Take this 60-second quiz to find out how your influence stacks up against top performers at theartofcharm.com/influence. Episode resources: MarcBrackett.com Dealing with Feeling Check in with AJ and Johnny! AJ on LinkedIn Johnny on LinkedIn AJ on Instagram Johnny on Instagram The Art of Charm on Instagram The Art of Charm on YouTube The Art of Charm on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of The Personal Finance Podcast, Andrew exposes how credit card companies profit from keeping you trapped in 20-25% interest debt that can stretch a $10,000 balance into decades of payments, then reveals his tactical 6-step plan to eliminate that debt in under a year using balance transfer cards and finding just $875 monthly through expense cuts and side hustles. He breaks down why this isn't just about math but about reclaiming your peace of mind, your relationships, and hundreds of monthly dollars that can finally build wealth instead of enriching credit card executives. This episode delivers the exact roadmap to break free from the financial stress that's stealing your sleep and your future, with real strategies you can implement immediately. Watch this episode on Youtube. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew's course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Relevant Episodes: 10 Rules For Using and Maximizing Credit Cards! How to Master Credit Cards (and Beat The Banks!) How to Choose The Best Credit Card (Plus The Exact Credit Cards I Use!) Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
What if laughter wasn't just fun—but a social superpower? In this episode, AJ and Johnny unpack the science of laughter and why it's one of the strongest signals of connection, trust, and influence. Far more than a reaction to humor, laughter is a primal bonding mechanism that makes you more memorable, likable, and magnetic. They break down why people laugh even when nothing's funny, how laughter spreads through mirror neurons, and why it's one of the easiest ways to shift group dynamics in your favor. With insights from research in psychology and evolutionary biology, plus client stories, AJ and Johnny reveal how to use laughter as a tool—not a trick—for stronger relationships, better networking, and higher social intelligence. What to Listen For [00:00:00] Why laughter evolved as a bonding tool, not just a reaction to humor [00:01:12] The contagious effect of laughter and how mirror neurons spread emotion [00:02:43] Why people laugh to signal belonging—even when nothing is funny [00:04:11] The role of laughter in reducing tension and disarming conflict [00:06:05] Client story: how one simple laugh shifted a networking event [00:07:39] Why “fake laughter” still works to open doors [00:09:02] The difference between laughing with and laughing at—and why it matters [00:10:48] Laughter as a high-value signal of confidence and comfort [00:12:26] How to strategically use laughter to strengthen influence [00:13:57] Weekly challenge: practice laughter as a connector, not a performance A Word From Our Sponsors Stop being over looked and unlock your X-Factor today at unlockyourxfactor.com The very qualities that make you exceptional in your field are working against you socially. Visit the artofcharm.com/intel for a social intelligence assessment and discover exactly what's holding you back. Indulge in affordable luxury with Quince. Upgrade your wardrobe today at quince.com/charm for free shipping and hassle-free returns. Grow your way - with Headway! Get started at makeheadway.com/CHARM and use my code CHARM for 25% off. Ready to turn your business idea into reality? Sign up for your $1/month trial at shopify.com/charm. Need to hire top talent—fast? Claim your $75 Sponsored Job Credit now at Indeed.com/charm. This year, skip breaking a sweat AND breaking the bank. Get your summer savings and shop premium wireless plans at mintmobile.com/charm Save more than fifty percent on term life insurance at SELECTQUOTE.COM/CHARM TODAY to get started Curious about your influence level? Get your Influence Index Score today! Take this 60-second quiz to find out how your influence stacks up against top performers at theartofcharm.com/influence. Check in with AJ and Johnny! AJ on LinkedIn Johnny on LinkedIn AJ on Instagram Johnny on Instagram The Art of Charm on Instagram The Art of Charm on YouTube The Art of Charm on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of The Personal Finance Podcast, Andrew reveals five side hustles that could replace your day job income with real businesses that solve actual problems: how a $75,000 roll-off dumpster setup can generate $300,000+ annually, why job site cleaning requires minimal investment but locks you into $50,000-$100,000 contracts with single contractors, how AI implementation consulting lets you charge $200-$500 per hour with zero startup costs, the profit potential of mobile fuel delivery to fleets and marinas, and how selling mattresses by appointment nets $400 profit per 20-minute meeting by cutting out retail overhead. Each includes real startup costs, profit margins, and scaling strategies that could transform your financial future. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew's course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Links Mentioned in This Episode: 5 Side-Hustles That Can Turn into a Full time Income! 5 Side-Hustles That Can Turn into a Full time Income! (Part 2) Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
This bonus episode is a companion to Episode 86, Sea Shanties and Tall Ships with Captain Tom Kastle. Please enjoy these three tracks: 1) Cold Winds 2) Rolling Home (Live) 3) The Bigler Please visit https://www.tomkastle.com for more about Captain Tom. Written, edited, and produced by Rich Napolitano. All episodes can be found at https://www.shipwrecksandseadogs.com. Original theme music by Sean Sigfried. Listen AD-FREE by becoming an Officer's Club Member ! Join at https://www.patreon.com/shipwreckspod Shipwrecks and Sea Dogs Merchandise is available! https://shop.shipwrecksandseadogs.com You can support the podcast with a donation of any amount at: https://buymeacoffee.com/shipwreckspod Join the Into History Network for ad-free access to this and many other fantastic history podcasts! https://www.intohistory.com/shipwreckspod Follow Shipwrecks and Sea Dogs Subscribe on YouTube Follow on BlueSky Follow on Threads Follow on Instagram Follow on Facebook Follow on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices
Tom Kastle has been a singer and folk musician for decades, traveling the world, collecting and performing maritime songs and stories, and captaining sailing ships on the Great Lakes. Onstage, he has performed theatrical roles ranging from musicals to Shakespeare and played a political pundit with the legendary Ed Asner in God Help Us! Tom is currently developing and touring two, one-man plays. For more about Captain Tom Kastle, please visit https://www.tomkastle.com. Written, edited, and produced by Rich Napolitano. All episodes can be found at https://www.shipwrecksandseadogs.com. Original theme music by Sean Sigfried. Listen AD-FREE by becoming an Officer's Club Member ! Join at https://www.patreon.com/shipwreckspod Shipwrecks and Sea Dogs Merchandise is available! https://shop.shipwrecksandseadogs.com You can support the podcast with a donation of any amount at: https://buymeacoffee.com/shipwreckspod Join the Into History Network for ad-free access to this and many other fantastic history podcasts! https://www.intohistory.com/shipwreckspod Follow Shipwrecks and Sea Dogs Subscribe on YouTube Follow on BlueSky Follow on Threads Follow on Instagram Follow on Facebook Follow on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices
Why do some people make every conversation better? Pulitzer Prize–winning journalist and author Charles Duhigg (Supercommunicators, The Power of Habit) returns to reveal the science behind connection that anyone can learn. In this conversation with AJ and Johnny, Charles explains why “super communicators” aren't extroverts or natural charmers—they're people who consistently use a handful of skills that make others feel smart, heard, and valued. From NASA astronaut interviews to speed dating experiments, Charles shares practical techniques like “looping for understanding,” perspective-getting, and callbacks that transform awkward or tense moments into genuine connection. Whether you're navigating conflict with your boss, strengthening friendships, or reconnecting with someone after years apart, these tools will help you communicate with intention, build trust, and leave every conversation stronger than when it started. What to Listen For [00:00:00] What makes a “super communicator” and why it's not charisma [00:01:22] The Dartmouth study on “high centrality” people who make teams gel [00:03:08] Why the best leaders ask instead of tell [00:04:19] Communication as a skill—not a personality trait [00:07:38] Laughter as a social signal, not just humor [00:09:34] Why friendships at work predict happiness and retention [00:15:14] How to start tough conversations with clarity and intention [00:23:05] Proving you listened: the power of looping for understanding [00:26:01] Why understanding each other matters more than agreeing [00:33:27] Three steps for navigating difficult conversations (deep question, declare intention, acknowledge discomfort) [00:42:24] How callbacks drive connection—from speed dating to parenting [00:45:55] Charles' daily practice for staying connected and curious A Word From Our Sponsors Stop being over looked and unlock your X-Factor today at unlockyourxfactor.com The very qualities that make you exceptional in your field are working against you socially. Visit the artofcharm.com/intel for a social intelligence assessment and discover exactly what's holding you back. Indulge in affordable luxury with Quince. Upgrade your wardrobe today at quince.com/charm for free shipping and hassle-free returns. Grow your way - with Headway! Get started at makeheadway.com/CHARM and use my code CHARM for 25% off. Ready to turn your business idea into reality? Sign up for your $1/month trial at shopify.com/charm. Need to hire top talent—fast? Claim your $75 Sponsored Job Credit now at Indeed.com/charm. This year, skip breaking a sweat AND breaking the bank. Get your summer savings and shop premium wireless plans at mintmobile.com/charm Save more than fifty percent on term life insurance at SELECTQUOTE.COM/CHARM TODAY to get started Curious about your influence level? Get your Influence Index Score today! Take this 60-second quiz to find out how your influence stacks up against top performers at theartofcharm.com/influence. Episode resources: Charles Duhigg Supercommunicators: How to Unlock the Secret Language of Connection Check in with AJ and Johnny! AJ on LinkedIn Johnny on LinkedIn AJ on Instagram Johnny on Instagram The Art of Charm on Instagram The Art of Charm on YouTube The Art of Charm on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices
This week Murray and RJ get into it. By it, I mean some pretty silly BS. We had a few discussions on Discord in our " Side Questions" channel that escalated past the usual ice breaking hypothetical nonsense. So, we're relitigating Centaur Cumberbuns, the pros and cons of becoming a Vampire (classic rules), and the culinary viability of various pokemon, among others. If you've got opinions, well, pop off. We're ready. Want to Adventure with us??? Join the Discord! Follow us on Instagram Follow us on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices
Why do some people rise effortlessly while others go unnoticed? Toby E. Stuart, Leo Helzel Distinguished Professor of Business Administration at UC Berkeley's Haas School of Business, joins AJ and Johnny to reveal how social status—not just talent—shapes careers, opportunities, and success. Drawing from decades of research on social networks and status dynamics, Toby explains why recognition compounds like interest, why affiliation often matters more than merit, and how “anointing” can quietly decide who wins in today's winner-take-most world. From Nobel Prizes to Michelin stars to online platforms like Yelp, Stuart uncovers the paradox of prestige: success is as much about who endorses you as what you achieve. He also explores the dark side of status—scams, pressure to maintain it, and the loneliness of reaching the top. If you've ever felt overlooked despite strong results, this episode exposes the hidden rules of the status game and how to finally play it smarter. What to Listen For [00:00:00] Why affiliation and endorsements boost status more than raw merit [00:01:17] The Matthew Effect: small early wins snowball into long-term success [00:03:14] How identity shapes evaluation—Lord Rayleigh's “voodoo science” story [00:06:05] Achieved vs. ascribed status and why both determine outcomes [00:08:32] Algorithms as modern gatekeepers of status [00:13:16] Why “anointers” now include platforms like Instagram, LinkedIn, and Yelp [00:17:26] How status transfers through networks like kinetic energy [00:23:25] The rise (and risk) of gaming the status system [00:27:42] The hamster wheel of high status: pressure, scrutiny, and imposter syndrome [00:33:42] Why authentic friendships become harder at the top [00:40:29] The future of status in the age of AI and algorithms A Word From Our Sponsors Stop being over looked and unlock your X-Factor today at unlockyourxfactor.com The very qualities that make you exceptional in your field are working against you socially. Visit the artofcharm.com/intel for a social intelligence assessment and discover exactly what's holding you back. Indulge in affordable luxury with Quince. Upgrade your wardrobe today at quince.com/charm for free shipping and hassle-free returns. Grow your way - with Headway! Get started at makeheadway.com/CHARM and use my code CHARM for 25% off. Ready to turn your business idea into reality? Sign up for your $1/month trial at shopify.com/charm. Need to hire top talent—fast? Claim your $75 Sponsored Job Credit now at Indeed.com/charm. This year, skip breaking a sweat AND breaking the bank. Get your summer savings and shop premium wireless plans at mintmobile.com/charm Save more than fifty percent on term life insurance at SELECTQUOTE.COM/CHARM TODAY to get started Curious about your influence level? Get your Influence Index Score today! Take this 60-second quiz to find out how your influence stacks up against top performers at theartofcharm.com/influence. Episode resources: TobyStuart.com Annointed Check in with AJ and Johnny! AJ on LinkedIn Johnny on LinkedIn AJ on Instagram Johnny on Instagram The Art of Charm on Instagram The Art of Charm on YouTube The Art of Charm on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of The Personal Finance Podcast, Andrew answers eight questions on tax strategies and retirement planning, covering when investment moves trigger taxes (depends on account type), tax loss harvesting for high earners, why the 75-80% retirement income rule uses pre-tax numbers but you should plan more conservatively, strategic Roth 401k timing in lower tax brackets, a TransUnion data breach affecting 4.4 million Americans, income thresholds where traditional 401ks beat Roth options (24-30% marginal rates), saving for kids' expenses using the five-year investment rule, emergency fund storage as rates drop, and comprehensive pension planning beyond just relying on guaranteed payments. Today we are going to answer these questions: Do you get taxed when moving money from one investment to another inside the same account? How does tax-loss harvesting work? Most retirement rules I've seen state that you want 75 to 80% of your pre-retirement income. Is that before or after taxes? Should you max out a Roth 401(k) in the first quarter of the year because of the lower marginal tax rate? At what annual income should someone avoid a Roth 401(k) and do traditional for tax purposes? Putting money away for kids' wedding, cars, etc.—for when they get older. HYSA or brokerage? What are the best high-yield ways to store an emergency fund? How to plan for retirement with a pension? How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew's course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Links Mentioned in This Episode: tax loss harvesting, Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
Do you avoid conflict—or use it to grow your influence? In this episode, AJ and Johnny share a science-backed framework for conflict resolution that transforms tense moments into opportunities for trust and leadership. Drawing on John Gottman's research on relationships and Google's Project Aristotle findings on high-performing teams, they reveal why conflict isn't a problem to eliminate—it's a chance to deepen respect and build long-term influence. You'll learn a step-by-step system to handle everyday workplace and relationship conflicts without burning bridges: lead with value, accept responsibility, show empathy, and present solutions that create buy-in. With stories from clients like Marcus, a consultant at BCG, AJ and Johnny show how mastering conflict resolution can make you the person others turn to when stakes are high. If you've ever felt conflict-averse, this episode gives you practical tools to stay calm, confident, and in control. What to Listen For [00:00:00] Why avoiding conflict costs you influence [00:00:56] How conflict avoidance limits your “career chessboard” moves [00:01:27] The science of conflict: shifting from “me vs. you” to “us vs. the problem” [00:02:43] The High-Value Conflict Framework explained [00:03:28] Step 1: Lead with value to disarm defensiveness [00:03:54] Step 2: Accept responsibility without weakness [00:06:23] Step 3: Use empathy and “we” language to build trust [00:07:26] Step 4: Present options, not ultimatums [00:09:18] Why well-resolved conflicts create stronger bonds [00:11:03] Client story: how Marcus became the go-to conflict solver [00:11:29] Why mastering conflict is the ticket to influence A Word From Our Sponsors Stop being over looked and unlock your X-Factor today at unlockyourxfactor.com The very qualities that make you exceptional in your field are working against you socially. Visit the artofcharm.com/intel for a social intelligence assessment and discover exactly what's holding you back. Indulge in affordable luxury with Quince. Upgrade your wardrobe today at quince.com/charm for free shipping and hassle-free returns. Grow your way - with Headway! Get started at makeheadway.com/CHARM and use my code CHARM for 25% off. Ready to turn your business idea into reality? Sign up for your $1/month trial at shopify.com/charm. Need to hire top talent—fast? Claim your $75 Sponsored Job Credit now at Indeed.com/charm. This year, skip breaking a sweat AND breaking the bank. Get your summer savings and shop premium wireless plans at mintmobile.com/charm Save more than fifty percent on term life insurance at SELECTQUOTE.COM/CHARM TODAY to get started Curious about your influence level? Get your Influence Index Score today! Take this 60-second quiz to find out how your influence stacks up against top performers at theartofcharm.com/influence. Check in with AJ and Johnny! AJ on LinkedIn Johnny on LinkedIn AJ on Instagram Johnny on Instagram The Art of Charm on Instagram The Art of Charm on YouTube The Art of Charm on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices
In today's episode of The Personal Finance Podcast, we will talk to Derrick Kinney about Money Expert Why You Should Give Before You're Rich . He reveals why starting with generosity unlocks exponential wealth growth, sharing how a burned-out manufacturing owner increased sales 20% in three months by connecting his business to funding an overseas schoolhouse. Kenny breaks down his "Good Money Framework" that flips traditional financial advice by using purpose as motivation, explains why Harvard research shows spending even $5 on others creates measurable brain satisfaction that spending on yourself can't match, and provides his 30-minute daily income strategy that helped clients earn $25,000+ raises by focusing on company value creation rather than begging for standard cost-of-living increases. Plus, Kinney introduces his Simple Teen Success program addressing the communication crisis where 80% of teens avoid talking to adults, sharing proven scripts for engaging adults at Target encounters and sporting events that unlock scholarships, internships, and opportunities most teens never access. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew's course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Connect with Derrick Kinney: Simple Teem Success Website Success For Advisors Website Derrick Kinney Website Linkedin Facebook Instagram Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
The World Cup 2026 qualifier between Italy and Estonia in UEFA Qualification Group I takes place on Friday 5 September at 20:45 CET at the Stadio di Bergamo. Carlo Garganese and Nima Tavallaey preview the big game. We look at the probable XIs, injuries and suspensions, and break down the game tactically before offering our predictions. Who do you think will win on Friday? Who will score? This is an extended clip from this week's free transfer deep dive episode of The Italian Football Podcast which is available on Spotify, Apple Podcasts and YouTube. To listen to this & all other full episodes of The Italian Football Podcast (and support the show), go to Patreon.com/TIFP OR now also available on Spotify OR YouTube Memberships and sign up. Your support makes The Italian Football Podcast possible. Follow us: Twitter, Facebook, Instagram, YouTube, TikTok Learn more about your ad choices. Visit podcastchoices.com/adchoices
On May 7th, 1915, RMS Lusitania was hit with a single torpedo from German submarine U-20, commanded by Walther Schweiger. A second explosion rocked the ship after the initial torpedo, which is still a source of controversy today. Of the known 1,960 on board, 1,197 people lost their lives, including 94 children. The sinking triggered worldwide outrage and accusations of war crimes. To donate to the Joe Mazraani Memorial Fund to help preserve shipwreck exploration and maritime history, please follow this link: https://everloved.com/life-of/jospeh-mazraani/donate/?flow=202 Written, edited, and produced by Rich Napolitano. All episodes can be found at https://www.shipwrecksandseadogs.com. Original theme music by Sean Sigfried. Listen AD-FREE by becoming an Officer's Club Member ! Join at https://www.patreon.com/shipwreckspod Shipwrecks and Sea Dogs Merchandise is available! https://shop.shipwrecksandseadogs.com You can support the podcast with a donation of any amount at: https://buymeacoffee.com/shipwreckspod Join the Into History Network for ad-free access to this and many other fantastic history podcasts! https://www.intohistory.com/shipwreckspod Follow Shipwrecks and Sea Dogs Subscribe on YouTube Follow on BlueSky Follow on Threads Follow on Instagram Follow on Facebook Follow on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of The Personal Finance Podcast, we break down the Wealth Flywheel system—a framework for building assets that generate exponential momentum through cashflow reinvestment, covering how real estate rentals, subscription businesses, and dividend stocks create self-sustaining wealth machines that start slow but eventually replace your active income. We explore 15+ different flywheel types from single-family rentals to franchise ownership, walk through the 5 phases every flywheel goes through from ignition to freedom, and provide the exact 8-step blueprint to calculate your financial independence number, automate your wealth gap, and stack multiple flywheels until they generate enough passive income to achieve financial independence. Get The Wealth Flywheel Guide Here Watch this episode on Youtube How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew's course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Links Mentioned in This Episode: Your First Million Is The Hardest (Here is How to Do it!) How to Buy Then Build a Business with Walker Deibel How to Invest More Outside of Retirement Accounts, 529 Strategies, & Dividend Growth - Money Q&A Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
Support us on Patreon! UK university students pay almost £10,000 per year, and international students about four times the amount. Tuition fees have skyrocketed over the past generation. So has the number of higher-paying, international students attending. So where is all the money going? Has the quality of education improved with the cost? Have more staff been hired to cope with the workload? Or are existing staff being paid more to carry it? According to tutors at SOAS, PhD students are being exploited for cheap labour, and are often expected to work for free or without valid contracts. Meanwhile, growing profits are reportedly being used to shut down those pointing out injustice. This week, we investigate an unreported story that shines light on today's fractional labour movement, the commodification of education, and the paradoxes of economic migration. The episode is hosted and produced by Mathilda Mallinson (@mathildamall). The music is by @soundofsamfire Follow us on Instagram, Bluesky, and TikTok Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode of the Personal Finance Podcast, we are going to talk about this one move could save you thousands on an 11% loan. Today we are going to answer these questions: Question 1: Should I stop overpaying my 11% loan and invest the difference instead? Question 2: How can I turn a $1,200/month truck stipend into a free vehicle every 3 years? Question 3: Should college students invest in a Roth IRA or focus on paying for school? Question 4: How do you rebuild your finances at 38 with 5 kids and $60K income? Question 5: Can I avoid the pro-rata rule when converting non-deductible IRA funds to a Roth? How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew's course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP Visit www.functionhealth.com/PERSONALFINANCE or use gift code PERSONALFINANCE100 at sign-up to own your health. Delete Me: Use Promo Code PFP for 20% off! Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
This week we sit down with Associate Producer Shelby Reilly (shelbyreilly711 on all socials) for a chat about what it takes to run this show, scheming on the road, the power of druids, the value of exposing kids to Native American Folklore, making your job a collaborative creative process, emotional support artistic endeavors, and trading secrets with the wind. Want to Adventure with us??? Join the Discord! Follow us on Instagram Follow us on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices
The tragic sinking of the RMS Lusitania in 1915 was a pivotal maritime disaster of World War I that claimed almost 1200 lives after a German U-boat torpedo struck the British ocean liner off the coast of Ireland. Part 1 of this 2 part series discusses the history of the Lusitiania as a luxury liner, political tensions as World War 1 began, and the events of the Lustiania's final voyage up until it was struck by a torpedo. Written, edited, and produced by Rich Napolitano. All episodes can be found at https://www.shipwrecksandseadogs.com. Original theme music by Sean Sigfried. Listen AD-FREE by becoming an Officer's Club Member ! Join at https://www.patreon.com/shipwreckspod Shipwrecks and Sea Dogs Merchandise is available! https://shop.shipwrecksandseadogs.com You can support the podcast with a donation of any amount at: https://buymeacoffee.com/shipwreckspod Join the Into History Network for ad-free access to this and many other fantastic history podcasts! https://www.intohistory.com/shipwreckspod Follow Shipwrecks and Sea Dogs Subscribe on YouTube Follow on BlueSky Follow on Threads Follow on Instagram Follow on Facebook Follow on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of The Personal Finance Podcast, we explore 12 data-backed reasons why working past traditional retirement age can boost your health, wealth, and happiness—from how postponing retirement preserves cognitive function and reduces mortality risk by 9-11%, to why social isolation from leaving work increases death risk by up to 77%, and how modern remote opportunities make it easier than ever to design lifestyle-friendly careers that keep you mentally sharp, socially connected, and financially secure well into your later years. Watch this episode on Youtube How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew's course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP Visit www.functionhealth.com/PERSONALFINANCE or use gift code PERSONALFINANCE100 at sign-up to own your health. Delete Me: Use Promo Code PFP for 20% off! Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of The Personal Finance Podcast, we break down the massive student loan changes hitting in 2025—why SAVE, PAYE, IBR, and ICR plans are being eliminated for new borrowers starting July 2026, how interest resuming on SAVE loans means balances could grow again, and why wage garnishment restarts in August 2025. We provide a 12-step action plan to pay off loans faster, including the biweekly payment hack that saves $1,000+ in interest, scripts to negotiate lower rates, and how to get $5,250 per year in tax-free employer loan assistance before these changes make escape even harder. Get the Student Loans GUIDE Here! How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew's course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP Visit www.functionhealth.com/PERSONALFINANCE or use gift code PERSONALFINANCE100 at sign-up to own your health. Delete Me: Use Promo Code PFP for 20% off! Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of The Personal Finance Podcast, we break down everything you need to know about HELOCs (Home Equity Lines of Credit)—what they really are, how they differ from traditional mortgages, and why the popular "velocity banking" strategy to pay off your mortgage faster delivers minimal benefits with maximum complexity. We explore the math behind using a HELOC to chunk down mortgage payments versus simply making extra principal payments, revealing that the supposed benefits are often overstated and come with significant variable-rate risks that could jeopardize your home. Get the HELOC Ultimate GUIDE Here! Watch this episode on Youtube. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew's course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Visit www.functionhealth.com/PERSONALFINANCE or use gift code PERSONALFINANCE100 at sign-up to own your health. Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Links Mentioned in This Episode: 10 Home Renovations That Are Worth The MONEY! - Money Q&A Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
Giovanni Leoni is on the verge of leaving Parma to sign for Premier League champions Liverpool. Nima Tavallaey and Carlo Garganese debate, discuss, and analyze a question on this topic sent in from patron/YouTube member. This is an extended clip from this weeks Q & A episode of The Italian Football Podcast available only to patrons on Patreon.com/TIFP and on YouTube Memberships. To listen to this & all other full episodes of The Italian Football Podcast (and support the show), go to Patreon.com/TIFP OR now also available on Spotify OR YouTube Memberships and sign up. Your support makes The Italian Football Podcast possible. Follow us: Twitter, Facebook, Instagram, YouTube, TikTok Learn more about your ad choices. Visit podcastchoices.com/adchoices
PSG and their coach Luis Enrique has made it clear they want to sell Gianluigi Donnarumma this summer to make room for Lucas Chevalier. Nima Tavallaey and Carlo Garganese debate, discuss, and analyze a question on this topic sent in from patron/YouTube member. This is an extended clip from this weeks Q & A episode of The Italian Football Podcast available only to patrons on Patreon.com/TIFP and on YouTube Memberships. To listen to this & all other full episodes of The Italian Football Podcast (and support the show), go to Patreon.com/TIFP OR now also available on Spotify OR YouTube Memberships and sign up. Your support makes The Italian Football Podcast possible. Follow us: Twitter, Facebook, Instagram, YouTube, TikTok Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode of the Personal Finance Podcast, we are going to talk about how to Get Rich Buying Boring Businesses With Codie Sanchez Today we talk to Codie Sanchez about buying boring businesses. Codie owns 26 businesses, is the founder of Contrarian Thinking, and has an incredible newsletter with over 110K Readers. We talk about: Carwashes Laundromats Mailbox Money Vending Machines How to get financing for deals How to manage multiple businesses And so much more! How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew's course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Connect With Codie: www.codiesanchez.com www.contrarianthinking.co Linkedin: @codiesanchez Twitter: @Codie_Sanchez Instagram: @codiesanchez TikTok: @realcodiesanchez Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
It's Stomp, Maddie, Murray, and RJ with your hip While You Were Sleeping content! This week we chat Chicago, TV training, Prince and the Poppers, Deep Dish Pizza, big ol lakes, and Road Trips. You know, just hang out's with the gang. Gonna be a great two months in this Windy City! Want to Adventure with us??? Join the Discord! Follow us on Instagram Follow us on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices
Just after midnight on March 24, 1989, the oil tanker Exxon Valdez ran aground on Bligh Reef, in Prince William Sound, Alaska. Over 10 million gallons of crude oil spilled into the waters, killing hundreds of thousands of animals, and devastating the fragile ecosystem. This episode provides a detailed account of how this accident happened, and its ramifications. Written, edited, and produced by Rich Napolitano. All episodes can be found at https://www.shipwrecksandseadogs.com. Original theme music by Sean Sigfried. Go AD-FREE by becoming a Patreon Officer's Club Member! Join at https://www.patreon.com/shipwreckspod Shipwrecks and Sea Dogs Merchandise is available! https://shop.shipwrecksandseadogs.com You can support the podcast with a donation of any amount at: https://buymeacoffee.com/shipwreckspod Join the Into History Network for ad-free access to this and many other fantastic history podcasts! https://www.intohistory.com/shipwreckspod Follow Shipwrecks and Sea Dogs Subscribe on YouTube Follow on BlueSky Follow on Threads Follow on Instagram Follow on Facebook Follow on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the Personal Finance Podcast, we are going to answer questions on this Money Q&A about she's 64, broke, and wants to day trade - Here's What I'd Tell Her. Today we are going to answer these questions: Should my 67-year-old mom take a $100K lump sum pension or $720/month for life — and what should she do with her 401(k) and HSA? How does tax loss harvesting actually work — and is it worth doing? We found our dream home, but the seller won't move out for months. How do we buy the house without becoming homeless in the process? Why use a high-yield savings account for emergencies instead of a brokerage? And how do retirement rules actually work with Roth vs. Traditional contributions? My 64-year-old mom is thinking about day trading to catch up for retirement. She's been a single caregiver her whole life. What should someone in her position actually do to build financial security? I'm 47, contribute 15% to my 401(k), and have no Roth savings. Should I cut my 401(k) down to the match and start maxing out a Roth IRA to create tax-free income in retirement? How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew's course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the Personal Finance Podcast, we are going to talk about how to invest $1 million,a simple strategy to invest a lump sum. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew's course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Links Mentioned in This Episode: 10 Powerful Portfolio Strategies (And Which One is Right for You!) - Part 1 10 Powerful Portfolio Strategies (And Which One is Right for You!) - Part 2 How to Build Your Index Fund Portfolio (Choose The Best Asset Allocation for You) The Complete Breakdown of The 2-Fund Portfolio (The Warren Buffett Portfolio) Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
Support us on Patreon! Keir Starmer announced earlier this year that he would reduce the aid budget to 0.3% of national income, from 0.5%, to fund increased spending on defence. But according to the government's own impact assessment, Labour's deep aid cuts will hit children's education and reduce spending in women's health. Why are women worse affected by aid cuts? Because crisis is sexist. When disaster strikes, women are 14 times more likely to die than men. In Gaza, UN analysis showed close to 70% of verified victims over a six-month period were women and children. But women are also underrepresented in decision-making about how aid is distributed, and so the solutions rarely reflect this. In this episode recorded 2023, Media Storm partnered with the International Rescue Committee to platform the lived experience of women in disaster zones— not just as victims, but as leaders of solutions. The IRC makes a conscious effort to place women at the centre of emergency responses, and has connected us with pioneers in Yemen, Pakistan and the world's biggest refugee camp: Kakuma, in Kenya. We also hear voices from Afghanistan, Nigeria and North American indigenous communities, who reveal how conflict and climate change disproportionately impact women and girls. We were then joined in the studio by actress and Amnesty ambassador Nazanin Boniadi, to look at how a male-dominated mainstream media and Eurocentric headlines can hide the realities facing women of the world. We look at the unique case of Iran, where women have revolted following the state murder of Mahsa Amini in 2022, and the press' crucial role in fighting for human rights for everybody. The episode is hosted and produced by Mathilda Mallinson (@mathildamall) and Helena Wadia (@helenawadia) The music is by @soundofsamfire Follow us on Instagram, Bluesky, and TikTok Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode of the Personal Finance Podcast, we are going to talk about the case for and against bitcoin. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew's course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc. This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don't have to take notes and make summaries anymore. Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Visit www.functionhealth.com/PERSONALFINANCE or use gift code PERSONALFINANCE100 at sign-up to own your health. Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Links Mentioned in This Episode: Cryptocurrency 101: Should You Invest In Cryptocurrency? (Or is it a Horrible Investment!?) Ethereum 101: What is Ethereum? The Ethereum Price Prediction That Is Based on REAL Income! Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
In a very exciting episode, the girls sit down to chat with lifelong favorite author, Ally Carter. Ally shares her journey moving from YA to new adult books, why she loves writing spy romances, how her brain works to piece everything together, and more. Whether you grew up reading The Gallagher Girls, are now starting with The Blonde Identity, or are just getting introduced to Ally, this episode is one for everyone. Tune in to listen to Ally's brilliant mind and to hear what makes her books stand out amongst all the others. FOLLOW ALLY & PRE-ORDER: https://allycarter.com/ For ad inquires, please email partnerships@58ember.com Please note this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode. SHOP OUR MERCH - www.illreadwhatshesreading.com Follow us on Instagram: Follow us on TikTok: Learn more about your ad choices. Visit megaphone.fm/adchoices
We're back, baby!!! This week it's Murray, Jasmin, and RJ talkin bout Cactus Blossoms (the food), Hotel Life, Travel Trouble, Poisonous Shed Pests, Balcony Folk, The Kennedy Center, Tyler the Pelican, and a pitch for our working class revenge horror comedy "House Keeping". We're so glad to be back at it. Missed you all! Want to Adventure with us??? Join the Discord! Follow us on Instagram Follow us on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices
Support us on Patreon! This week on News Watch: Spot the omissions and exaggerations in right-wing coverage of NHS doctors' strikes. Why are some outlets pushing misleading narratives, and what has it got to do with the wealth tax? We seek out the voices missing from The Telegraph's reports (doctors), and revisit our interview with trade union Secretary General Mick Whelan on how class works in our media. Next: Zohran Mamdani's been caught out by the New York Post… or has he? We look at the rampant Islamophobia surfacing after the mayoral candidate's Democratic nomination, and ask why anti-Muslim hatred is one of the most socially permitted forms of bigotry in the Western world. Plus - did you read about the Afghan data leak that endangered some 100,000 people living under Taliban rule? More likely, you read about the 'secret scheme' threatening covert immigration to the UK. Here's how the British press made it all about them. And Japan's far-right Sanseito party made unprecedented gains in Sunday's election. Journalist Shiori Clark reacts to their ‘Japanese First' campaign mantra, and the counter-movement behind Japan's first ever participation in World Refugee Week. The episode ends with Eyes on Palestine: Why does Sky News keep publishing Israeli army excuses for mass child killings as fact? The episode is hosted and produced by Mathilda Mallinson (@mathildamall) and Helena Wadia (@helenawadia) The music is by @soundofsamfire Follow us on Instagram, Bluesky, and TikTok Learn more about your ad choices. Visit podcastchoices.com/adchoices
Ever heard of a war reporter? You could probably even name a few… perhaps you've even seen them played on the big screen by Hollywood movie stars. Now tell us - have you ever heard of a fixer? Could you name a single one? This episode, Media Storm dives into the complex ethics and murky dynamics of war reporting with former foreign correspondent Phoebe Greenwood and Palestinian journalist and former fixer, Abeer Ayyoub. When mostly white, middle class, overseas journalists get more pay, more recognition, and more protection than local collaborators, but often take on less risk and work, is that any better than racism? Is there a value to detached, outsider perspectives, or an inability to truly understand the lived realities of war? How sinister is western bias in the context of foreign conflict? And what does it say when the story is more important than the people left behind to live it? From the abandonment of Afghan interpreters, to the overlooked mass murder of Palestinian journalists; from kidnaps in Tigray, to smuggler violence in Dunkirk - we look at the dark side of a profession that is rightly held in high regard for its services to truth, but whitewashed, glamourised, and little understood. You can buy Phoebe Greenwood's new novel, Vulture, here. The episode is hosted and produced by Mathilda Mallinson (@mathildamall) and Helena Wadia (@helenawadia) The music is by @soundofsamfire Support us on Patreon! Follow us on Instagram, Bluesky, and TikTok Learn more about your ad choices. Visit podcastchoices.com/adchoices
This week, we look at the outcome of the case against Sean ‘Diddy' Combs in the US - and how evidence of domestic abuse, coercive control, and power dynamics were ignored and misunderstood with the help of our media. We also discuss those viral videos of fans queuing to see Chris Brown, a convicted abuser, on the same week he stands trial for Grievous Bodily Harm. After the break, welfare is taking a bashing on both sides of the Atlantic. But did you know the UK and US already fall far down the rankings when it comes to state benefits? Labour has been ridiculed for yet another ‘U-turn', as benefit cuts are reversed and Rachel Reeves' crying face is plastered on every front page. Is it the ableism of the U-turn coverage, or the sexism or the Reeves coverage, that'll win this week's media storm prize? We end with Eyes on Palestine - has the world had the wool pulled over its eyes by Netanyahu's "new aid plan"? The episode is hosted and produced by Mathilda Mallinson (@mathildamall) and Helena Wadia (@helenawadia) The music is by @soundofsamfire Support us on Patreon! Follow us on Instagram, Bluesky, and TikTok Learn more about your ad choices. Visit podcastchoices.com/adchoices
'What is a woman?' The question that has plagued British media and politicians over the past decade culminated in a Supreme Court ruling that declared ‘womanhood' was based on biological sex. Now, finally, WE KNOW WHAT A WOMAN IS. Headlines told us this was a historical moment for women and feminism, but with misogyny becoming more and more mainstream and male violence on the rise, what has the ruling actually achieved? Three months on, Media Storm compares the real-life impact of the Supreme Court ruling and the impact promised by the British press - and assesses whether this biological definition has brought clarity or chaos. Bridging the binary divide between cis and trans women presented in mainstream media, Helena and Mathilda are joined by Katy Montgomerie, YouTuber, metalhead, and trans rights activist. What is a woman? Why is this question so dominant in today's political climate? When did the obsession begin? Who has gained a lot… and who has gained nothing? The episode is hosted and produced by Mathilda Mallinson (@mathildamall) and Helena Wadia (@helenawadia) Researchers: Lily Erwood and Teagan Gray The music is by @soundofsamfire Support us on Patreon! Follow us on Instagram, Bluesky, and TikTok Learn more about your ad choices. Visit podcastchoices.com/adchoices
This week in the villa, wait, We mean on RAM! We're joined by Love Island USA Season 1 winner, Elizabeth Weber! Elizabeth gives us all the juicy behind-the-scenes details of Love Island: what it's really like in the villa, whether people actually fall in love, and yes, just how many bathrooms there are (you'll be shocked). We also dive into Elizabeth's life post-Island, including how she's built a career in social media and content creation. She shares how her experience in reality TV shaped her perspective, and how she's now empowering other creators through her business, Content Club, a platform and community that offers tools, tips, and support for influencers and aspiring content pros. Created and produced by Claire Donald and Tess Bellomo For more of our show, where to follow us, merch, and updates, go to our website here If you want to join our premium subscription channel for 3 bonus eps a month for $7.99, go here! Learn more about Elizabeth's Content Club HERE Follow Elizabeth on Instagram and TikTok Learn more about your ad choices. Visit podcastchoices.com/adchoices
You only get one shot at a first impression—and most of it happens before you even speak. In this episode, AJ and John break down the four science-backed factors that shape how people instantly judge your presence, confidence, and trustworthiness. Whether you're walking into a job interview, a networking event, or a first date, you'll get actionable strategies to control the room from the moment you walk in. From body language and clothing to the psychology of where you stand in a room, this episode reveals the subtle social cues that silently make or break your first impression. Stick around for the 5-minute upgrade challenge at the end to rewire your muscle memory and command attention effortlessly. What to Listen For [00:00:00] Why high-stakes moments make us hyper-aware—and how to stay grounded[00:01:06] Why it can take 10 interactions to fix a bad first impression[00:02:00] The body language science that explains how people judge you in 6 seconds[00:03:00] Why your health, energy, and confidence are silently being evaluated[00:04:27] The “Glow Up” effect: how working out boosts your presence[00:05:00] How to use the “Doorway Drill” to reprogram your posture and vibe[00:07:00] The power of enclothed cognition: how clothes impact your mindset[00:08:57] How style and grooming signal status—without saying a word[00:09:21] Why standing in the shadows destroys your social proof[00:10:44] The 4-step “First Impression Challenge” to prime your body and mind[00:11:00] Visual cue trick to make confident posture automatic[00:12:21] How to walk into any room like you own it A Word From Our Sponsors Tired of awkward handshakes and collecting business cards without building real connections? Dive into our Free Social Capital Networking Masterclass. Learn practical strategies to make your interactions meaningful and boost your confidence in any social situation. Sign up for free at theartofcharm.com/sc and elevate your networking from awkward to awesome. Don't miss out on a network of opportunities! Unleash the power of covert networking to infiltrate high-value circles and build a 7-figure network in just 90 days. Ready to start? Check out our CIA-proven guide to networking like a spy! Indulge in affordable luxury with Quince—where high-end essentials meet unbeatable prices. Upgrade your wardrobe today at quince.com/charm for free shipping and hassle-free returns. Ready to turn your business idea into reality? Shopify makes it easy to start, scale, and succeed—whether you're launching a side hustle or building the next big brand. Sign up for your $1/month trial at shopify.com/charm. Need to hire top talent—fast? Skip the waiting game and get more qualified applicants with Indeed. Claim your $75 Sponsored Job Credit now at Indeed.com/charm. This year, skip breaking a sweat AND breaking the bank. Get your summer savings and shop premium wireless plans at mintmobile.com/charm Stop needlessly overpaying for car insurance. Before you renew your policy, do yourself a favor—download the Jerry app or head to JERRY.com/charm Connect with quality therapists and mental health experts who specialize in you at www.rula.com/charm Curious about your influence level? Get your Influence Index Score today! Take this 60-second quiz to find out how your influence stacks up against top performers at theartofcharm.com/influence. Resources from this Episode Speak, Memorably: The Art of Captivating an Audience Check in with AJ and Johnny! AJ on LinkedIn Johnny on LinkedIn AJ on Instagram Johnny on Instagram The Art of Charm on Instagram The Art of Charm on YouTube The Art of Charm on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices
If you think good communication means saying more, think again. Emmy-winning journalist and executive coach Bill McGowan joins AJ and Johnny to reveal the science of saying less—but meaning more. From boardrooms to interviews, Bill has coached some of the world's top leaders (and celebrities) to craft compelling, unforgettable messages—and today, he's sharing the playbook. In this episode, you'll learn how to ditch jargon, avoid rambling, and master your “media moment.” Whether you're giving a presentation, going on a first date, or handling a tough question at work, this is your guide to sounding confident, concise, and charismatic under pressure. What to Listen For [00:00:00] Why overexplaining hurts your credibility[00:03:45] The power of “soundbite thinking” and how to master it[00:07:12] How to speak with authority—without sounding rehearsed[00:10:26] Why strong visuals beat fancy vocabulary in storytelling[00:13:19] The secret to controlling your body language under pressure[00:15:54] Why silence is one of the most persuasive communication tools[00:20:46] The “message box” framework used by media pros[00:26:17] How to be memorable when you only have 30 seconds[00:35:21] Why “smooth talkers” often come across as insincere[00:45:07] How to prep for tough questions without sounding scripted[00:54:32] Final advice: the three words to avoid in every presentation Episode Takeaways Brevity is credibility: People trust speakers who get to the point “Soundbite” training prepares you to be remembered—not just heard Strategic silence creates impact and signals confidence Storytelling drives emotional engagement more than stats ever can The best communicators speak with rhythm, not speed Being memorable isn't accidental—it's trained A Word From Our Sponsors Tired of awkward handshakes and collecting business cards without building real connections? Dive into our Free Social Capital Networking Masterclass. Learn practical strategies to make your interactions meaningful and boost your confidence in any social situation. Sign up for free at theartofcharm.com/sc and elevate your networking from awkward to awesome. Don't miss out on a network of opportunities! Unleash the power of covert networking to infiltrate high-value circles and build a 7-figure network in just 90 days. Ready to start? Check out our CIA-proven guide to networking like a spy! Indulge in affordable luxury with Quince—where high-end essentials meet unbeatable prices. Upgrade your wardrobe today at quince.com/charm for free shipping and hassle-free returns. Ready to turn your business idea into reality? Shopify makes it easy to start, scale, and succeed—whether you're launching a side hustle or building the next big brand. Sign up for your $1/month trial at shopify.com/charm. Need to hire top talent—fast? Skip the waiting game and get more qualified applicants with Indeed. Claim your $75 Sponsored Job Credit now at Indeed.com/charm. This year, skip breaking a sweat AND breaking the bank. Get your summer savings and shop premium wireless plans at mintmobile.com/charm Stop needlessly overpaying for car insurance. Before you renew your policy, do yourself a favor—download the Jerry app or head to JERRY.com/charm Connect with quality therapists and mental health experts who specialize in you at www.rula.com/charm Curious about your influence level? Get your Influence Index Score today! Take this 60-second quiz to find out how your influence stacks up against top performers at theartofcharm.com/influence. Resources from this Episode Speak, Memorably: The Art of Captivating an Audience Check in with AJ and Johnny! AJ on LinkedIn Johnny on LinkedIn AJ on Instagram Johnny on Instagram The Art of Charm on Instagram The Art of Charm on YouTube The Art of Charm on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices
Most networking advice feels awkward, outdated, or downright useless—until now. In this episode of Social Intelligence, AJ Harbinger and Johnny Dzubak hand you three conversation frameworks that eliminate the stress of small talk and turn fleeting chats into lasting relationships. Whether you dread mixers or freeze up trying to sell your value, this episode walks you through one opener, one value exchange, and one graceful exit line that make you the most memorable person in the room. Plus, you'll learn why your follow-up rates are failing—and how to fix them in under 30 seconds. What to Listen For [00:00:00] The "name badge invisibility" feeling and why mixers cause anxiety [00:02:00] Starter Line Framework: Make observations that spark real conversations [00:06:00] Value Exchange Framework: Flip small talk into collaboration [00:08:30] How to offer value without sounding salesy or forced [00:10:30] Client story: How one line turned a stranger into a business partner [00:13:30] The Peak-End Rule and how to leave people remembering you fondly [00:14:30] Follow-up hack: 25% boost in memory with a two-line recap [00:16:00] This week's challenge: Run the loop—starter, value, exit—and DM your results Episode Takeaways People consistently underestimate how much others like them—this is called the liking gap Use context-rich openers that are novel and observational to stand out in any crowd Instead of pitching, build bridges with value recognition and small favors A clear, appreciative exit is often the most memorable part of the interaction The Peak-End Rule means people judge conversations by the emotional high point and ending Write down just two lines after a conversation to increase your recall and follow-up success Preparing just three lines before a mixer can turn dread into confidence Great networking isn't about working the room—it's about running the loop with intent Tired of awkward handshakes and collecting business cards without building real connections? Dive into our Free Social Capital Networking Masterclass. Learn practical strategies to make your interactions meaningful and boost your confidence in any social situation. Sign up for free at theartofcharm.com/sc and elevate your networking from awkward to awesome. Don't miss out on a network of opportunities! A Word From Our Sponsors Unleash the power of covert networking to infiltrate high-value circles and build a 7-figure network in just 90 days. Ready to start? Check out our CIA-proven guide to networking like a spy! Indulge in affordable luxury with Quince—where high-end essentials meet unbeatable prices. Upgrade your wardrobe today at quince.com/charm for free shipping and hassle-free returns. Ready to turn your business idea into reality? Shopify makes it easy to start, scale, and succeed—whether you're launching a side hustle or building the next big brand. Sign up for your $1/month trial at shopify.com/charm. Need to hire top talent—fast? Skip the waiting game and get more qualified applicants with Indeed. Claim your $75 Sponsored Job Credit now at Indeed.com/charm. Curious about your influence level? Get your Influence Index Score today! Take this 60-second quiz to find out how your influence stacks up against top performers at theartofcharm.com/influence. Negotiations Collective website Scott Tillema's website Scott Tillema on LinkedIn AJ on LinkedIn Johnny on LinkedIn AJ on Instagram Johnny on Instagram The Art of Charm on Instagram The Art of Charm on YouTube The Art of Charm on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices
Brendan Schaub recaps UFC 314 alexander Volkanovski vs Diego Lopes and talks why that card was amazing, why Bryce Mitchell looked really bad and Jean Silva looked incredible, why Yair Rodriguez vs Jean Silva should be next, why Paddy Pimblett is is the next global superstar, why Michael Chandler vs Conor McGregor is never happening, Paddy Pimblett vs Justin Gaethje being the best next match up and much more!TikTok - Learn more about TikTok's contribution to the U.S. economy at http://tiktokeconomicimpact.com/Progressive - https://www.progressive.com/Sure Shot - https://sureshot.com/ Use code Brendan for 10% OFFSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Brendan Schaub and Bryan Callen have a push up competition and discuss the importance of hair when it comes to looking youthful, their fantasy UFC fight match up, what their death row last meal would be, current events around the world and much more!TikTok - Learn more about TikTok's contribution to the U.S. economy at https://tiktokeconomicimpact.com/DraftKings - Download the DraftKings Sportsbook app and use code: FIGHTERHims - Start your free online visit today at https://hims.com/fighterMando - As a special offer for listeners, new customers get $5 off a Starter Pack with our exclusive codeO'Reilly Auto Parts - https://oreillyauto.com/FIGHTERTrue Classic - True Classic - Upgrade your wardrobe and save on @trueclassic at https://trueclassic.com/fighter ! #trueclassicpodJOYMODE - https://tryjoymode.com and enter code: Fighter at checkout for 20% OFF your first order or 30% OFF your subscriptionSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The guys talk Brendan's long time desire to milk something, Bryan's coyote story update, Brendan contemplating whether or not to neuter Donny, Bryan contemplating getting a facelift, scorpion and bee stings, this weekend's UFC 314 Volkanovski vs Lopes, Bryan in Naked Gun 3 with Leslie Nielsen, current events around the world and much more!TikTok - Learn more about TikTok's contribution to the U.S. economy at https://tiktokeconomicimpact.com/DraftKings - Download the DraftKings Sportsbook app and use code: FIGHTERPXG - Head over to http://pxg.com/tfatk to save up to 20% on your entire order.Simplisafe - Get 50% off your new SimpliSafe system with professional monitoring and first month free at http://simplisafe.com/fighterProgressive - https://www.progressive.com/JOYMODE - https://tryjoymode.com and enter code: Fighter at checkout for 20% OFF your first order or 30% OFF your subscriptionSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The boys are back and talk Bryan getting back into training with Lance Armstrong and Tim Kennedy, Brendan selling his house, people in Texas being so nice, Ways2Well, a coyote living under Bryan's house, current events around the world and much more!TikTok - Learn more about TikTok's contribution to the U.S. economy at https://tiktokeconomicimpact.com/TRUEWERK - Check out the full lineup and get 15 percent off your first order at https://truewerk.com/fighterDraftKings - Download the DraftKings Sportsbook app and use code: FIGHTERProgressive - https://www.progressive.com/JOYMODE - https://tryjoymode.com and enter code: Fighter at checkout for 20% OFF your first order or 30% OFF your subscriptionSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Brendan Schaub recaps UFC Mexico Brandon Moreno vs Steve Erceg and talks Bruce Buffer announcing the incorrect winner, Ilia Topuria stating he was promised a title shot from the UFC after vacating his belt, why Conor McGregor won't be returning to fight, Terence Crawford's take on Boxing vs MMA payouts, Colby Covington's beef with Paul Felder, and update on Cain Velasquez and much more.TikTok - Learn more about TikTok's contribution to the U.S. economy at http://tiktokeconomicimpact.com/Progressive - https://www.progressive.com/Sure Shot - https://sureshot.com/ Use code Brendan for 10% OFFSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The gang celebrates Brendan's birthday and talk their upcoming Texas plans, Brendan experimenting with blue scorpion venom, Conor McGregor's visit to Donald Trump and the White House, Bryan questioning if Sanaz actually baked the cookies she gave them, current events around the world and much more!TikTok - Learn more about TikTok's contribution to the U.S. economy at https://tiktokeconomicimpact.com/TRUEWERK - Check out the full lineup and get 15 percent off your first order at https://truewerk.com/fighterDraftKings - Download the DraftKings Sportsbook app and use code: FIGHTERProgressive - https://www.progressive.com/O'Reilly Auto Parts - https://oreillyauto.com/FIGHTERMagic Mind - http://magicmind.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The gang celebrates Brendan's birthday and talk their upcoming Texas plans, Brendan experimenting with blue scorpion venom, Conor McGregor's visit to Donald Trump and the White House, Bryan questioning if Sanaz actually baked the cookies she gave them, current events around the world and much more! TikTok - Learn more about TikTok's contribution to the U.S. economy at https://tiktokeconomicimpact.com/ TRUEWERK - Check out the full lineup and get 15 percent off your first order at https://truewerk.com/fighter DraftKings - Download the DraftKings Sportsbook app and use code: FIGHTER Progressive - https://www.progressive.com/ O'Reilly Auto Parts - https://oreillyauto.com/FIGHTER Magic Mind - http://magicmind.com/
The boys are back to recap UFC 313 Magomed Ankalaev vs Alex Pereira and discuss why this was the worst UFC card Brendan has ever witnessed in a while, the build up to UFC 314 Brendan and Bryan potentially competing in car jiu jitsu, current events around the world including Stylebender's ex having to pay half her savings to Israel in a court case, a naked woman on a plane, Kanye West claiming he was messaging with Joe Rogan and Rogan calling him out for being incorrect, incredible AI work from JunkBoxAi and much more! Progressive - https://www.progressive.com/ TikTok - Learn more about TikTok's contribution to the U.S. economy at https://tiktokeconomicimpact.com/ Magic Mind - http://magicmind.com/ JOYMODE - https://tryjoymode.com and enter code: Fighter at checkout for 20% OFF your first order or 30% OFF your subscription
The guys talk about Bryan's nose and what he would do for 25 million dollars, UFC 313 Alex Pereira vs Magomed Ankalaev, Brendan's triceps, Tiger's discovery of the show Baylen Out Loud, Trump meeting Zelensky, Bryan's love for Drake's new song, current events around the world and much more! TikTok - Learn more about TikTok's contribution to the U.S. economy at https://tiktokeconomicimpact.com/ Stash - Go to https://get.stash.com/fighter to see how you can receive TWENTY-FIVE DOLLARS towards your first stock purchase and to view important disclosures. DraftKings - Download the DraftKings Sportsbook app and use code: FIGHTER O'Reilly Auto Parts - https://oreillyauto.com/FIGHTER