Save 6 Figures with Gina Knox

Register for my FREE wealth class for entrepreneurs hosted every week: https://ginaknox.co/masterclass-ad Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind In this conversation, Gina Knox emphasizes the importance of spending as a foundational skill in wealth management. She discusses how debt is fundamentally a spending problem and encourages listeners to shift their mindset from traditional views of saving to strategic spending that drives business growth. By identifying what truly moves the needle in their finances, business owners can make informed decisions about their expenditures. Additionally, Gina explores the emotional aspects of spending, urging listeners to understand their motivations behind purchases. Practical strategies are provided to help individuals make better spending decisions, ultimately leading to improved financial outcomes. Timestamps: 00:00 - The Importance of Spending in Wealth Management02:50 - Understanding Debt as a Spending Problem06:11 - Shifting Mindsets: From Saving to Strategic Spending08:57 - Identifying What Moves the Needle12:07 - Emotional Spending: Understanding Your Motivations14:56 - Practical Strategies for Better Spending Decisions Takeaways: Spending is an underrated skill in managing money. Debt should be viewed as a spending problem. Wealthy business owners think differently about spending. Spending more on impactful investments can lead to growth. Identifying what moves the needle is crucial for success. Emotional spending often leads to poor financial decisions. Understanding motivations behind spending can improve outcomes. Small expenses can significantly impact overall financial health. It's important to evaluate the worth of each expense. Strategic spending is key to increasing revenue. Category: Wealth Keywords: spending, wealth management, business debt, personal finance, emotional spending, financial strategy, budgeting, investing, money mindset, business growth

Register for my FREE wealth class for entrepreneurs hosted every week: https://ginaknox.co/masterclass-ad Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind In this conversation, Gina Knox discusses the misconceptions surrounding money management for business owners. She emphasizes that being 'good with money' is often based on societal norms and personal finance rules that may not apply to entrepreneurs. Instead, she advocates for a mindset shift towards thinking like a wealthy business owner, focusing on profit growth and financial health. The series aims to explore various aspects of financial management, including spending, saving, and investing, to empower business owners to achieve wealth. Timestamps: 00:00 - Redefining Wealth: The Entrepreneur's Mindset04:46 - Breaking Down Money Myths: Personal vs. Business Finance Takeaways: Being good with money is often overrated. Personal finance rules may not apply to business owners. The goal of business finance is to increase profit. Business owners need to examine the rules of money management. Personal finance success is tied to business finance success. Wealthy business owners think differently about money. Many entrepreneurs follow outdated money scripts. Understanding financial health is crucial for business success. The series will cover spending, managing, saving, investing, and wealth building. Every business owner has the potential to be wealthy. Category: Wealth Keywords: wealthy business owner, personal finance, business finance, money mindset, financial success, profit growth, money management, wealth building, financial health, entrepreneurial mindset

Register for my FREE wealth class for entrepreneurs hosted every week: https://ginaknox.co/masterclass-ad Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind In this episode, Gina Knox discusses the balance between personal desires and financial goals, emphasizing the importance of understanding the purpose behind spending. Through client examples, she illustrates how identifying core purposes can lead to creative solutions that align with both financial objectives and quality of life. The conversation highlights the emotional aspects of spending and the need for mindful financial decision-making. Timestamps: 00:00 - Balancing Desires and Financial Goals03:12 - Understanding the Purpose of Spending05:55 - Client Examples: Finding Core Purposes08:54 - Creative Solutions for Financial Goals12:12 - Emotional Needs and Financial Decisions Takeaways: It's a battle between boring financial goals and fun desires. Quality of life and financial goals are interconnected. Understanding the purpose of spending can guide decisions. Creative solutions can achieve financial goals without overspending. Emotional needs often drive spending decisions. You can meet present needs without sacrificing long-term goals. Identifying core purposes can lead to cost-effective solutions. Budgeting is about making decisions you're happy with. Spending should not keep you up at night. Financial decisions impact your future well-being. Category: Saving Keywords: spending, financial goals, budgeting, emotional needs, client examples, decision making, quality of life, debt management, wealth building, purpose of spending

Register for my FREE wealth class for entrepreneurs hosted every Monday: https://ginaknox.co/masterclass Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Join Small Business Money School: https://ginaknox.co/school In this episode, Gina Knox shares her personal journey with credit scores, detailing how she raised her credit by 35 points in just seven days. She discusses the impact of financial avoidance on her credit history, the importance of understanding credit utilization, and effective strategies for improving credit scores. Gina emphasizes the significance of monitoring credit and making timely payments to enhance financial health, especially for future financing needs. Timestamps: 00:00 - Understanding Credit Scores and Personal Experience03:09 - The Impact of Financial Avoidance05:55 - Credit Utilization and Its Effects09:02 - Strategies for Improving Credit11:49 - Monitoring Credit and Future Planning Takeaways: Gina raised her credit by 35 points in seven days. Financial avoidance can lead to significant credit issues. A missed payment can affect your credit for seven years. Credit utilization is crucial for maintaining a good credit score. Increasing credit limits can help lower utilization rates. Paying statement balances early can improve credit scores. Understanding how credit card reporting works is essential. Monitoring credit provides valuable data for financial planning. Timely payments are vital for future financing opportunities. Gina offers a free debt class to help others manage their finances. Category: Debt Keywords: credit scores, financial avoidance, credit utilization, credit improvement, personal finance, credit monitoring, debt management, financial strategies, credit card tips, financial education

Register for my FREE wealth class for entrepreneurs: https://ginaknox.co/masterclass Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Join Small Business Money School: https://ginaknox.co/school In this episode, Gina Knox shares her journey and preparations for potentially buying a home as an entrepreneur. She discusses the unique challenges entrepreneurs face in securing a mortgage, the financial strategies she is implementing, and the importance of defining her dream home and lifestyle choices. Gina emphasizes the need for thorough financial planning, tax strategies, and personal finance management to ensure a smooth home buying process. Timestamps: 00:00 - Introduction and Personal Updates02:48 - Preparing for Home Buying as an Entrepreneur07:32 - Financial Strategies for Home Purchase12:11 - Managing Personal Finances16:26 - Defining Dream Home and Lifestyle Choices Category: Wealth Keywords: home buying, entrepreneurship, financial planning, mortgage, personal finance, tax strategy, cash flow management, investment, budgeting, real estate

Register for my FREE debt class for entrepreneurs: https://ginaknox.co/masterclass-ad Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Episode Synopsis: In this engaging conversation, Chaitra Radhakrishna shares her journey from being a software engineer to becoming a successful entrepreneur and the owner of Pink Pot Studio. She discusses her rebranding efforts, the influence of her father's financial wisdom, and how motherhood reshaped her perspective on business and financial independence. Chaitra reflects on the challenges she faced during her maternity leave, her determination to hit a $100K revenue goal, and the importance of value-based pricing. The conversation also touches on unexpected life changes and the resilience of women entrepreneurs. In this conversation, Gina Knox shares her journey of confronting limiting beliefs about money, the shift to financial responsibility as an entrepreneur, and the importance of continuous learning in wealth building. She discusses how her mindset evolved from viewing wealth as merely saving money to understanding the significance of investing. Gina emphasizes the need for entrepreneurs to build wealth alongside their businesses to reduce financial pressure and enable risk-taking in their ventures. Timestamps: 00:00 - Introduction to Chaitra Radhakrishna03:07 - The Journey from Software Engineer to Entrepreneur05:53 - First Memories of Money and Family Influence09:00 - Motherhood and Its Impact on Financial Independence12:09 - Navigating Business Challenges During Pregnancy14:55 - The Shift in Mindset After Motherhood18:13 - Pricing Strategies and Overcoming Money Mindset Blocks21:00 - Unexpected Life Changes and Financial Decisions24:20 - Confronting Limiting Beliefs About Money30:19 - The Shift to Financial Responsibility38:38 - Redefining Wealth Building46:12 - The Importance of Continuous Learning in Wealth Building About Chaitra Radhakrishna: Chaitra is the founder of The High-End Web Designer (HEWD), a coaching program that helps web designers scale to $10K+ projects while working less than 20 hours a week. After growing her own Shopify design studio, Pinkpot Studio, to six figures with high-end clients, she now teaches other designers how to raise their rates, attract premium clients, and build businesses rooted in sustainable ambition—profitable, balanced, and designed to fit their life, not the other way around. Where to find Chaitra: Website: https://chaitraradhakrishna.com/ Category: Wealth Keywords: Entrepreneurship, financial independence, motherhood, money mindset, business journey, rebranding, pricing strategies, personal growth, family influence, challenges, money mindset, entrepreneurship, financial literacy, wealth building, limiting beliefs, investing, cash flow, assets, financial responsibility, continuous learning

Apply to 7 Figure Wealth Mastermind Before Doors Close on May 9th 2025: https://ginaknox.co/mastermind Episode Synopsis: In this conversation, Gina Knox interviews Genevieve Dominguez, a myofascial release therapist, about her journey in business and her evolving relationship with money. Genevieve shares her experiences with pain management through myofascial release, her struggles with financial habits influenced by her parents, and her transformation in understanding wealth building. The discussion highlights the importance of having a financial plan, the cycle of spending and saving, and the strategies Genevieve implemented to secure her financial future. In this conversation, Gina Knox and Genevieve Dominguez explore the intricacies of personal finance, emphasizing the importance of cash management, organizing money effectively, and overcoming the mindset barriers that prevent individuals from building wealth. They discuss practical strategies for managing finances, the significance of investing, and the notion that wealth is attainable for everyone, regardless of their background. The dialogue encourages listeners to take actionable steps towards financial literacy and to seek community support in their wealth-building journey. Timestamps: 00:00 - Introduction to Genevieve03:05 - Navigating the Business Landscape05:58 - Understanding Money Mindset08:58 - The Cycle of Spending and Saving12:06 - Wealth Building Realizations14:58 - Strategies for Financial Growth21:41 - Understanding Personal Finance and Cash Management24:42 - The Importance of Organizing Money28:59 - Breaking the Wealth Mindset Barrier32:37 - Overcoming Financial Limitations36:53 - It's Never Too Late to Start41:48 - Finding Help and Community in Wealth Building About Genevieve Dominguez: Born and raised in Huntington Beach I recently returned to my home town and opened up a Myofascial Release office to help people get out of pain. I am Physical Therapist Assistant and became a massage therapist after taking my first John Barnes Myofascial Release class. I knew instantly I wanted to only treat people with MFR because it works! I opened my first office after starting coaching with Heather Hammell (The MFR Coach) in April 23 and closed it in October of 24 then moved to HB. I am a veteran of the US Army and proud to take care of veterans. I love having my own business and excited to help people with pain and dysfunction. Where to find Genevieve: Website: www.hbmfr.com Instagram: @hbmyofascialrelease Facebook: https://www.facebook.com/genevieve.dominguez.9 Category: Wealth Keywords: Myofascial Release, Business, Money Mindset, Wealth Building, Financial Strategies, personal finance, cash management, wealth mindset, financial education, investing, money organization, wealth building, financial literacy, budgeting, financial planning

Free wealth masterclass: learn how to create 10k per month in passive income using the stock market: https://ginaknox.co/masterclass Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Episode Synopsis: In this engaging conversation, Gina Knox interviews Nikki O'Dea, a former nurse turned health coach, about her transformative journey from struggling with financial habits to achieving personal and professional success. They discuss the challenges of transitioning careers, the importance of understanding business finances, and the psychological aspects of money management. Nikki shares her experiences with budgeting, overcoming avoidance, and improving her marriage dynamics through open communication about finances. The conversation highlights the parallels between weight loss and financial management, emphasizing the need for personalized approaches and the importance of progress over perfection. In this conversation, Gina Knox and Nikki O'Dea explore the intricate relationship between quality of life and financial goals. They discuss the common misconception that achieving financial success requires sacrificing enjoyment and quality of life. The dialogue emphasizes the importance of removing shame from financial decisions, understanding the realities of debt, and embracing imperfection in both health and finances. Nikki shares her personal journey of financial transformation, highlighting the realistic steps taken to improve her financial situation while still enjoying life. The conversation concludes with a focus on the importance of intentional decision-making and the understanding that financial confidence can be achieved without perfection. Timestamps: 00:00 – Rock Bottom Finances: “I hoped my debit card wouldn't decline”05:14 – The Breaking Point: “We were spending—but not communicating”09:52 – Enter Gina: “I needed someone to sit in my shame with me”14:26 – The First Wins: $1K saved and a weekly budget that felt good18:43 – Budgeting Without Punishment22:15 – “I didn't give up DoorDash, I just got intentional”26:01 – A $16K Debt Payoff and $35K Portfolio Growth30:40 – Marriage, Money, and Finally Feeling Safe34:55 – If You Think You're Bad With Money, Listen to This38:07 – Nikki's Advice to the Woman Who's Avoiding Her Finances About Nikki O'Dea: Nikki O'Dea is a nurse, health coach, and creator of the Keep It Off Academy—her signature fat loss program for busy women who want to ditch extreme diets and finally lose weight in a way that lasts. Her practical, no-fluff methods have helped hundreds of women get leaner, stronger, and more confident—without giving up real food or real life. Where to find Nikki: Website: www.keepitoffcoaching.com Facebook: www.facebook.com/groups/simplifiedfatloss Instagram: www.instagram.com/nodea10 Category: Debt Keywords: health coaching, financial habits, entrepreneurship, budgeting, personal finance, marriage dynamics, weight loss, business coaching, mindset shift, financial literacy, financial goals, quality of life, debt management, financial confidence, budgeting, health and wellness, personal finance, money mindset, financial transformation, self-improvement

Register for my FREE wealth class for entrepreneurs: https://ginaknox.co/masterclass Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Join Small Business Money School: https://ginaknox.co/school In this episode of Small Business Big Money, host Gina Knox discusses the common financial struggles faced by small business owners and emphasizes the importance of addressing personal wealth goals despite messy business finances. She explores the mindset that perfection is required before building wealth, the high costs associated with delaying wealth building, and the necessity of taking action to create a wealth portfolio. Gina encourages listeners to understand that they can work on both their business finances and personal wealth simultaneously, and she invites them to join her free wealth masterclass for actionable steps. Timestamps: 00:00 - Everyone has a messw01:30 - Understanding your messy books04:50 - The Perfectionism Delay Loop07:38 - The REAL Cost of Delaying Wealth Building12:00 - Building Wealth While Managing Business Finances16:19 - Taking Action Towards Wealth Building Category: Wealth Keywords: small business, finances, wealth building, personal finance, entrepreneurship, financial security, investment, money management, business coaching, financial literacy

Register for my FREE wealth class for entrepreneurs: https://ginaknox.co/masterclass Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind In this episode, Gina Knox shares her journey towards setting ambitious financial goals, particularly focusing on her desire to grow her taxable brokerage account to a million dollars. She discusses her philosophy of underpaying for housing to maintain disposable income and the importance of waiting for the right time to make significant financial decisions. Gina emphasizes the need to take responsibility for one's financial future and the benefits of paying attention to financial goals without sacrificing enjoyment in life. She encourages listeners to set their own financial goals and pay attention to their financial wellness. Timestamps: 00:00 - Setting the Stage for a New Challenge05:24 - Why You Should Always Underpay For Housing (when possible)10:48 - Setting Audacious Financial Goals15:35 - Taking Responsibility for Future Self20:32 - The Journey to Financial Freedom Category: Wealth Keywords: financial goals, housing budget, investment strategies, future planning, personal finance, disposable income, financial responsibility, wealth building, money management, financial wellness

Free wealth masterclass: learn how to create 10k per month in passive income using the stock market: https://ginaknox.co/masterclass Join me every Monday for my FREE business debt pay off class: https://ginaknox.co/masterclass-ad Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind Episode Synopsis: In this conversation, Gina Knox and Dielle Charon discuss the current economic climate, focusing on the mindset needed to navigate financial challenges. They explore the difference between stock market recessions and on-the-ground economic impacts, share personal experiences with financial hardship, and emphasize the importance of taking risks and seizing opportunities during downturns. The discussion also highlights strategies for growing a business and audience in uncertain times, encouraging listeners to act with agency and creativity. In this conversation, Dielle and Gina discuss the importance of adapting to economic challenges, focusing on growth rather than maintenance, and the significance of community support in business. They emphasize the need for a positive mindset, innovative marketing strategies, and the value of personal development to navigate through tough times. The discussion also highlights the role of objections in sales and the necessity of addressing them effectively to convert leads into clients. Timestamps: 00:00 - Introduction to Financial Coaching and Economic Context03:00 - The Hunkered Down Mentality and Its Implications06:07 - Understanding Recessions: Precedented vs. Unprecedented09:13 - On the Ground vs. Stock Market Recessions11:46 - Personal Experiences with Financial Hardship14:47 - Transforming Financial Trauma into Opportunity17:59 - The Importance of Agency in Economic Downturns20:54 - Investing During a Recession: The Long Game23:50 - Opportunism in Business: Seizing the Moment27:05 - Growing Your Audience and Expanding Offerings33:55 - Exploring New Opportunities in Sales Training38:06 - Mindset Shifts: Growth vs. Maintenance in Business44:42 - The Importance of Community in Business52:10 - Navigating Economic Challenges with Optimism01:00:05 - Empowerment Through Personal Development and Community About Dielle Charon: I empower women of color with high-converting sales strategies and generational changing mindset work all over the world to dismantle white supremacy, the patriarchy, and societal norms, by helping them build wildly profitable online coaching businesses. Those clients who have committed to doing the work, have seen the results that I have and are on their way to building the empires, legacies, and generational wealth they so deserve. Where to find Dielle Charon: Website: https://diellecharon.com/ Social: https://www.instagram.com/diellecharon/ Podcast: https://diellecharon.com/podcast/ Category: Entrepreneurship Keywords: financial coaching, economic downturn, recession, investing, business growth, financial trauma, stock market, entrepreneurship, audience growth, sales strategies, sales training, business growth, recession mindset, community support, personal development, economic challenges, sales strategies, client relationships, mindset shifts, innovative marketing

Join me every Monday for my FREE business debt pay off class: https://ginaknox.co/masterclass-ad Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind In this episode of Small Business Big Money, Gina Knox discusses the importance of normalizing wealth, accessibility to financial knowledge, and the intentional building of wealth. She reflects on her own upbringing in a financially stable household and how it shaped her understanding of money. Gina emphasizes the ripple effects of financial education on future generations and the significance of starting the journey of wealth building now, regardless of one's current financial situation. Timestamps: 00:00 - Introduction to Wealth Normalization02:52 - The Importance of Financial Stability06:10 - Accessibility of Wealth and Knowledge08:59 - Intentional Wealth Building11:49 - The Ripple Effects of Wealth Education15:04 - Generational Wealth and Its Impact Category: Wealth Keywords: small business, wealth normalization, financial stability, wealth education, intentional wealth building, generational wealth, financial literacy, small business finance, money management, financial security, wealth accessibility

In this episode we speak with Linda Sidhu, an entrepreneur and community builder, who shares her journey from pharmaceutical sales to creating a thriving online community. Linda discusses the importance of understanding personality types in sales, the shift from quiz funnels to community building, and how life-changing experiences have shaped her perspective on business and personal connections. She emphasizes the value of vulnerability, collaboration, and the need for genuine community engagement. In this conversation, Linda and Gina explore the importance of receiving in personal and professional contexts, the necessity of pivoting in business, and the value of building long-term relationships over transactional interactions. Linda shares her experiences with receiving, affiliate marketing, and community building, while also emphasizing the significance of understanding one's ideal client. The discussion highlights the adaptability required in entrepreneurship and the importance of nurturing connections for sustained success. Join me every week for my FREE business debt pay off class: https://ginaknox.co/masterclass-ad Join Small Business Money School: https://ginaknox.co/school About Linda Linda Sidhu is the Founder of the MixerMind and a quiz strategist who creates compelling personality quizzes that attract numerous new subscribers. Leveraging her experience in pharmaceutical sales, she translated her success in face-to-face interactions into a highly effective personality quiz framework. Recognized by Forbes, her insights shine on notable platforms like Cubicle to CEO and The Systems Saved Me Podcast, enhancing business growth through personalized strategies. Linda's passion for list-building, community growth, and meaningful connections propels entrepreneurial success for all those in her orbit. Where to Find Linda: What's Your Visibility It-Factor Quiz: https://lindasidhu.com/quiz Instagram: https://www.instagram.com/iamlindasidhu Timestamps: 00:00 - Introduction to Linda Sidhu and Her Journey02:01 - From Pharmaceuticals to Entrepreneurship09:48 - Understanding Personality Types in Sales15:57 - The Shift to Community Building20:51 - Life-Changing Moments and New Perspectives24:05 - Fostering Genuine Community Connections29:40 - The Art of Receiving40:32 - Navigating Business Pivots48:19 - Building Long-Term Relationships Category: Entrepreneurship Keywords: entrepreneurship, community building, sales strategies, personality types, quiz funnels, networking, vulnerability, partnerships, online business, personal growth, receiving, business strategy, community building, entrepreneurship, ideal client, affiliate marketing, resilience, long-term success, collaboration, visibility, cancer, cancer survivor

Join me every Monday for my FREE business debt pay off class: https://ginaknox.co/masterclass-ad Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind In this episode of Small Business Big Money, host Gina Knox delves into the complexities of debt management for small business owners. She emphasizes the importance of understanding debt as a tool for growth rather than a moral failing. Through a series of insights and strategies, Gina guides listeners on how to effectively manage debt, differentiate between strategic investments and keep-the-lights-on debt, and the necessity of cutting unnecessary expenses. The episode concludes with a call to action for business owners to take control of their financial health and consider joining the Small Business Money School for further support. Timestamps: 00:00 - Introduction to Small Business Finances00:29 - Understanding Debt in Business01:52 - Debt Mindset and Its Importance03:42 - Strategic Use of Debt for Growth09:26 - Keep the Lights On Debt13:41 - Breaking the Cycle of Debt20:16 - Cutting Expenses and Adjusting Strategy26:02 - Moving Forward with Debt Management Category: Debt Keywords: small business, debt management, financial coaching, debt mindset, business growth, financial security, debt payoff strategies, entrepreneurship, financial literacy, business expenses

Join me every Monday for my FREE business debt pay off class: https://ginaknox.co/masterclass-ad Join Small Business Money School: https://ginaknox.co/school Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind In this episode of Small Business Big Money, Gina Knox provides a comprehensive guide to wealth building for small business owners. She emphasizes the importance of understanding net worth, the difference between saving and investing, and practical steps to increase wealth. Gina discusses the significance of investing in income-generating assets and the detrimental effects of waiting to invest. The episode serves as a motivational call to action for entrepreneurs to take control of their financial futures. Other Episodes: 137. Pay yourself more 135. The Cash Flow Waterfall Ultimate Guide Timestamps: 00:00 - Introduction to Wealth Building for Entrepreneurs02:22 - Understanding Wealth and Net Worth06:33 - Strategies to Increase Net Worth09:24 - Investing vs. Saving: The Importance of Assets17:40 - Wealth Building 101: Steps for Entrepreneurs Category: Investing Keywords: wealth building, small business, net worth, financial security, investing, entrepreneurship, financial coach, personal wealth, income generation, financial training

In this conversation, Gina Knox and Aja Evans delve into the world of financial therapy, exploring the emotional aspects of money management and the societal pressures surrounding wealth. Aja shares her journey into financial therapy, emphasizing the importance of understanding one's relationship with money and breaking unhealthy financial cycles. They discuss the extremes of financial conversations on social media, the significance of introspection in setting financial goals, and the challenges of enjoying wealth after years of saving. Aja's book, 'Feel Good Finance,' serves as a guide for individuals seeking to understand their financial behaviors and make intentional choices about their money. Join me every week for my FREE business debt pay off class: https://ginaknox.co/masterclass-ad Join Small Business Money School: https://ginaknox.co/school About Aja Evans: Aja Evans is a board-certified therapist, speaker, and writer specializing in financial therapy. Armed with eternal optimism and a passion for helping others, Aja has been in the mental health industry for over a decade. After going through her own financial awakening, Aja made financial therapy a pillar of her work. Aja is determined to help more people break the taboo of keeping money and emotions secret. She strives to create a safe, comfortable, judgment-free place to begin working towards a better you. In addition to her practice, Aja is the president-elect on the Financial Therapy Association board and the author of Feel Good Finance , which is coming this December. Aja is on a mission to get more people engaged in living their best lives while attuning to their thoughts, feelings, and behaviors around money. Outside of work, you can find Aja chasing after her two young children as they hunt down the next delicious place to eat. Where to Find Aja: Website: https://ajaevanscounseling.com/ Feel Good Finance Book: https://bookshop.org/p/books/feel-good-finance-untangle-your-relationship-with-money-for-better-mental-emotional-and-financial-well-being-aja-evans/21301669?ean=9781637745434 Instagram: https://www.instagram.com/ajaetherapy/ Timestamps: 00:00 - Introduction to Financial Therapy02:10 - The Emotional Side of Money05:04 - The Extremes of Financial Conversations12:54 - Breaking Financial Cycles24:41 - Understanding Your Financial Goals27:22 - The Importance of Introspection in Finance Category: Saving Keywords: financial therapy, money mindset, emotional spending, financial cycles, personal finance, budgeting, financial goals, introspection, wealth, money management

Join me every Monday for my FREE business debt pay off class: https://ginaknox.co/masterclass-ad Join Small Business Money School: https://ginaknox.co/school In this episode of Small Business Big Money, host Gina Knox shares her insights and predictions for small businesses in 2025. After a break, she discusses the importance of local community engagement, the shift towards personal financial wellbeing, and the emphasis on profitability over growth. Knox also addresses the economic challenges that many sectors may face and encourages business owners to focus on their core strengths and profitability. She concludes with a positive outlook for the year ahead and invites listeners to join her free financial training sessions. Timestamps: 00:00- Welcome Back and New Beginnings02:01 - 2025 Predictions for Small Businesses11:47 - The Shift Towards Profitability19:59 - Navigating Economic Challenges24:13 - Positive Outlook for 2025 Category: Entrepreneurship Keywords: small business, financial wellbeing, debt payoff, profitability, economic predictions, local community, personal finance, business growth, networking, 2025 trends, entrepreneurship

Join Small Business Money School: https://ginaknox.co/school In this episode, Gina Knox discusses the importance of understanding return on investment (ROI) in business. She emphasizes the need for business owners to identify high and low ROI investments to effectively manage their finances and pay off debt. Through personal anecdotes and practical advice, Gina outlines criteria for making high ROI investments, the significance of addressing current business problems, and the lessons learned from past low ROI investments. Ultimately, she encourages listeners to develop a playbook for making informed investment decisions that lead to business growth and success. Timestamps: 00:00 - Understanding ROI in Business Investments02:55 - Identifying High ROI Investments05:49 - Criteria for High ROI Investments09:02 - The Importance of Current Business Problems11:56 - Learning from Low ROI Investments15:14 - Transforming Business Mindset18:03 - Creating a Playbook for Successcape Category: Entrepreneurship Keywords: Debt, debt pay off, how to pay off business debt, ROI, return on investment, savings, financial literacy, small business finance, small business, entrepreneurship, entrepreneur, p&l, profit and loss, profitability, increase profit

Read the full blog post here: https://theretiredmillennial.substack.com/p/her-fi-story-no-3-gina-31-20000000 In this episode, Gina Knox discusses her journey within the FIRE (Financial Independence Retire Early) community, emphasizing that one does not need to adhere to strict frugality to achieve financial independence. She shares her personal evolution from a frugal mindset to focusing on earning more money, breaking traditional FIRE rules, and embarking on a no-buy challenge as a creative exercise. Ultimately, Gina highlights the importance of building a fulfilling life today rather than merely escaping a 9-to-5 job, advocating for a balanced approach to financial security and personal happiness. Timestamps: 00:00 - Introduction to Financial Independence and FIRE03:14 - The Shift from Frugality to Earning More05:58 - Breaking Traditional FIRE Rules09:13 - The No-Buy Challenge and Personal Growth12:09 - Building a Life You Don't Want to Escape Category: Investing Keywords: Financial Independence, FIRE, Frugality, Earning More, No-Buy Challenge, Personal Growth, Wealth Building, Money Mindset, Work Optional, Life Design, Small Business, Entrepreneurship, Entrepreneur, Business Owner

Join Small Business Money School: https://ginaknox.co/school Doors close at midnight TONIGHT November 18th! Episode Synopsis: In this episode of Small Business Big Money, Gina Knox discusses the challenges small business owners face during economic downturns, particularly focusing on revenue declines. She emphasizes the importance of understanding the cyclical nature of business, advocating for a strategy that prioritizes expense management over risky financial swings. Gina shares insights on how to stabilize a business financially, manage through booms and busts, and ultimately thrive in the long term. The conversation highlights the necessity of financial literacy and strategic planning for sustainable growth. Timestamps: 00:00 - Introduction to Financial Thriving00:58 - Understanding Revenue Decline05:09 - The Risks of Big Swings08:05 - Lowering Expenses: A Practical Strategy12:20 - Long-Term Business Strategy17:00 - Managing Finances Through Booms and Busts20:25 - Making Your Business Profitable Again Category: Debt Keywords: small business, financial stability, revenue decline, expense management, business strategy, financial literacy, economic cycles, profitability, business growth, financial coaching

Join Small Business Money School: https://ginaknox.co/school When you join by MIDNIGHT tonight, November 12th - you'll also receive a bonus 1:1 call with a Money School Coach to create your debt pay off plan, personally designed for you. Episode Synopsis: In this episode, Gina Knox discusses the importance of addressing business debt and introduces a debt payoff challenge as part of the Small Business Money School program. She emphasizes the emotional impact of debt on business owners and outlines the core problems that lead to debt accumulation. Gina provides strategies for overcoming these issues and highlights the resources available through her program to help business owners achieve financial stability and success. Timestamps: 00:00 - Introduction to Business Debt Solutions02:56 - Understanding the Emotional Impact of Debt06:09 - Identifying Core Problems Leading to Debt08:50 - Strategies for Debt Payoff12:06 - Overview of Small Business Money School Category: Debt Keywords: business debt, debt-free, financial strategy, Small Business Money School, debt payoff challenge, emotional impact of debt, business finance, money management, financial coaching, entrepreneurship

We're hosting our very first FREE Debt Pay Off Masterclass! Register here: https://ginaknox.co/masterclass Join us live on November 11th at 1pm CST. Register at the link above., Replay will be sent after to all who register. Episode Synopsis: In this episode, Gina Knox discusses the anxiety surrounding debt payoff among entrepreneurs, emphasizing the common belief that a sudden influx of money, or a 'windfall', will solve their debt issues. She explains how this mindset can lead to increased pressure and poor financial decisions, ultimately prolonging the debt payoff process. Instead, Gina advocates for a more sustainable approach to managing debt by addressing core financial issues and implementing effective strategies that align with current cash flow, rather than relying on future earnings. Timestamps: 00:00 - Understanding Debt Payoff Anxiety07:13 - The Myth of the Windfall11:56 - Strategies for Sustainable Debt Management Category: Debt Keywords: debt, debt payoff, entrepreneurship, financial stability, cash flow, windfall, business expenses, debt management, financial anxiety, investment strategies

We're hosting our very first FREE Debt Pay Off Masterclass! Register here: https://ginaknox.co/masterclass Join us live on November 11th at 1pm CST. Register at the link above., Replay will be sent after to all who register. Episode Synopsis: In this podcast episode, Gina Knox discusses the concept of 'double debt' and the common pitfalls that business owners face when managing debt. She emphasizes the importance of understanding the root causes of debt, such as lack of cash flow strategy, expense management, and tax planning. Gina encourages listeners to address these core issues before considering debt consolidation, as failing to do so can lead to a cycle of increasing debt. The episode concludes with an invitation to a masterclass focused on effective debt management strategies. Timestamps: 00:00 - Introduction to Debt Mastery03:14 - Understanding Double Debt06:04 - The 3 Core Problems That Leade to Debt08:57 - Strategies to Avoid Double Debt12:10 - Conclusion and Call to Action Category: Debt Keywords: debt management, double debt, cash flow strategy, expense strategy, tax strategy, business finance, debt consolidation, financial planning, business owners, debt masterclass

Samone Blakely is a dating coach for unchurched women of faith, and she has an INCREDIBLE story that she shares with us in this episode of Small Business Big Money. Samone tells us how she went from teen mom, to cult member, to overeducated Wendy's employee, to CPA at a big 4 accounting firm, to divorce, to million dollar business owner, to burning through all her savings and building debt. She shares with us how she saved her company from near closure. We're hosting our very first FREE Debt Pay Off Masterclass! Register here: https://ginaknox.co/masterclass Join us live on November 11th at 1pm CST. Register at the link above About Samone Blakely: TorahCents is known for her practical and unorthodox approach to dating for Women of Faith. She believes that dating should be delicious…and if it's not…you're doing it wrong. She has helped thousands of women attract quality men, confidently date for the relationships they desire and has been fully launched on a mission to help women of faith create real options in men and choose themselves first (instead of waiting for a man to choose them).

We're hosting our very first FREE Debt Pay Off Masterclass! Register here: https://ginaknox.co/masterclass Join us live on November 11th at 1pm CST. Register at the link above Episode Synopsis: In this podcast episode, Gina Knox interviews Patti Calkins, a myofascial therapist and business owner, about her journey in entrepreneurship, financial growth, and the challenges she faced along the way. Patti shares her experiences of starting her business, the financial strategies she learned in Money School, and her evolving approach to managing her owner's pay and personal finances. The conversation highlights the importance of financial education and the impact of coaching on business success. In this conversation, Gina Knox and Patti Calkins explore the evolution of money mindsets across generations, the impact of overspending, and the importance of financial education. They discuss personal experiences with debt, retirement planning, and the significance of instilling financial stability in future generations. The dialogue emphasizes the need for proactive financial management to avoid the cycle of poverty and ensure a secure future. About Patti: Patti is the owner of Exhale Myofascial Release RVA in Richmond, Virginia. She opened her business, specializing in myofascial release in 2022. She made the choice to go to massage school following years of working as a physical therapist assistant.She has in three years grown her business to $250k with employees. Where to Find Patti: Website: www.exhalemre.com Instagram: @exhalervaFacebook: Exhale Myofascial Release RVA Timestamps: 00:00 - Introduction to Patti Calkins03:37 - Financial Growth and Challenges08:51 - Transformative Year in Money School14:02 - Owner's Pay and Financial Management18:08 - Generational Shifts in Spending Mindset20:13 - Understanding Money Mindset and Overspending22:44 - Navigating Debt and Financial Decisions24:30 - Retirement Planning and Financial Security26:21 - The Importance of Early Retirement Savings30:49 - Financial Stability for Future Generations32:39 - Breaking the Cycle of Financial Instability Category: Entrepreneurship Keywords: entrepreneurship, financial growth, myofascial therapy, MFR Coach, MFR, business coaching, small business, money management, personal finance, owner's pay, coaching, business success, money mindset, overspending, retirement planning, financial security, generational wealth, budgeting, debt management, financial education, wealth building, financial stability

The Pay Off 5 Figures Of Business Debt By 2025 Masterclass is happening on Nov. 11th, register here: https://ginaknox.co/masterclass Episode Synopsis: In this heartfelt conversation, Gina Knox interviews her mother, Aracely Knox, exploring the profound lessons learned about money, family values, and personal growth throughout different stages of life. They discuss Aracely's childhood, her cultural background, and how these experiences shaped her approach to spending and budgeting. The conversation delves into the importance of quality over quantity in purchases and the significance of shared family goals in achieving happiness and security. In this conversation, Gina Knox shares her insights on family traditions, financial preparedness, and the importance of facing death with acceptance. She reflects on her evolving relationship with money as she transitions into a new chapter of life, emphasizing the significance of values and wise spending. Gina encourages open discussions about death and financial planning, highlighting the need for organization and clarity in these matters. She concludes with valuable life lessons on prioritizing what truly matters and avoiding unnecessary expenditures. Timestamps: 00:00 - Introduction to Family Values and Lessons02:50 - Childhood Memories and Parental Influence05:45 - Cultural Background and Family Heritage09:05 - Understanding Money in Childhood11:52 - Transitioning from Youth to Adulthood15:05 - Adulthood and Family Goals18:04 - Value Spending vs. Justification Spending28:05 - Family Traditions and Culinary Heritage30:21 - Financial Preparedness for Life's Final Chapter35:49 - Facing Death: Acceptance and Planning42:04 - Evolving Relationship with Money51:05 - Life Lessons: Values and Financial Wisdom Category: Saving Keywords: family values, money management, childhood lessons, cultural heritage, adulthood transitions, value spending, budgeting, thrift, personal finance, life lessons, family traditions, financial preparedness, death acceptance, money management, life lessons

Apply for the 7 Figure Wealth Mastermind Today! https://ginaknox.co/mastermind Enrollment for this fall round is open October 7th - 11th 2024

Apply for the 7 Figure Wealth Mastermind Today! https://ginaknox.co/mastermind Enrollment for this fall round is open October 7th - 11th 2024

Apply for the 7 Figure Wealth Mastermind Today! https://ginaknox.co/mastermind Enrollment for this fall round is open October 7th - 11th 2024

Apply for the 7 Figure Wealth Mastermind Today! https://ginaknox.co/mastermind Enrollment for this fall round is open October 7th - 11th 2024

Apply for the 7 Figure Wealth Mastermind Today! https://ginaknox.co/mastermind Enrollment for this fall round is open October 7th - 11th 2024 Episode Synopsis: In this engaging conversation, Cathy Mazak shares her transformative journey from academia to entrepreneurship, detailing her experiences in the 7 Figure Wealth Mastermind. She discusses the challenges of stabilizing her business finances, the decision to purchase a dairy farm as a legacy project, and the evolution of her personal and financial goals. Cathy emphasizes the importance of managing business debt without letting it overshadow personal wealth building, and how her experiences have empowered her family and future generations. About Cathy: Cathy Mazak was a tenured, full professor when she founded Scholar's Voice, a professional development company that helps women and nonbinary professors write and publish to the level in line with their expertise. Author of Making Time To Write: How to resist the patriarchy and take control of your academic career through writing, Cathy is dedicated to helping 1000 scholars dramatically change their relationship to academia by 2030. Her popular podcast, Academic Writing Amplified, teaches listeners how to take control of their careers by centering their writing, publishing their backlog of papers, and participating in the culture of academia on their terms. Where to Find Cathy: Website: https://www.scholarsvoice.org Timestamps: 00:00 - Introduction to Cathy Mazak's Journey03:35 - Transitioning from Academia to Entrepreneurship08:19 - Stabilizing Finances and Setting Wealth Goals14:12 - The Farm as a Legacy Project17:54 - Dreams Change: The Evolution of Goals25:17 - Making Tough Decisions: Selling the Dream House36:38 -Empowering Future Generations Through Financial Stability Category: Wealth Keywords: Cathy Mazak, entrepreneurship, wealth building, financial stability, farm business, retirement planning, women's empowerment, business coaching, legacy project, personal finance

Apply for the 7 Figure Wealth Mastermind Today! https://ginaknox.co/mastermind Enrollment for this fall round is open October 7th - 11th 2024 Episode Synopsis: In this episode, Gina Knox discusses the critical differences between financial coaching and advising, emphasizing the importance of financial literacy for entrepreneurs. She critiques the traditional financial advisor model, highlighting predatory practices and the lack of empowerment for clients. Gina advocates for self-management of wealth through education and understanding, while also acknowledging specific scenarios where hiring a financial advisor can be beneficial. The episode concludes with information about the Seven Figure Wealth program, aimed at helping entrepreneurs build passive income portfolios. Timestamps: 00:00 - The Difference Between Financial Coaching vs. Advising10:07 - When Financial Advisors Are The Wrong Move17:30 - Empowering Clients Through Financial Literacy Category: Wealth Keywords: financial coaching, financial advising, wealth management, financial literacy, entrepreneurship, passive income, financial empowerment, seven figure wealth, financial advisors, investment strategies, do I need a financial advisor, where to find a financial advisor, how to find a financial advisor

Register for the FREE wealth masterclass for entrepreneurs: https://ginaknox.co/masterclass Episode Synopsis: In this conversation, Nikkei Lamodi shares her personal experience with money as an eldest daughter and the challenges she faced in managing her finances. She discusses the impact of her parents' financial habits and the responsibility she felt as the eldest daughter to support them. Nikkei also talks about her journey with debt and her attempts to follow different financial strategies, including Dave Ramsey's approach. She shares her experience of inheriting money and seeking the guidance of a financial advisor. However, she realizes that she lacks financial education and feels disconnected from her own money. In this conversation, Nikkei shares her experience of breaking up with her financial advisor and taking control of her own finances. She discusses the power dynamics and lack of knowledge that can lead to being taken advantage of by financial advisors. Nikkei emphasizes the importance of understanding fees and the impact they can have on long-term wealth accumulation. She also highlights the ease of transitioning to a new financial advisor and the peace of mind that comes with self-managing her money. Nikkei recommends 7 Figure Wealth as a valuable resource for learning how to manage and grow wealth. Timestamps: 00:00 - Introduction and Background02:25 - Motivation for Working on Wealth Building04:12 - Challenges with Financial Advisors12:58 - Dealing with Personal Loss15:31 - Arriving and Discovering Hoarded Belongings21:14 - Humorous Discoveries and Anecdotes26:06 - Grief and Administrative Work27:48 - Navigating the Emotional Rollercoaster of Grief32:06 - Finding Growth and Self-Discovery in Grief37:04 - Desensitization to Money: Viewing Assets vs. Personal Worth39:33 - Redefining Success: Moving Beyond External Indicators43:08 - The Quirks and Humor of Unconventional Wills About Nikkei Lamodi Nikkei is a first-generation eldest daughter and certified coach. She is passionate about helping eldest daughters create healthy relationships with others without sacrificing their time, money, or desires. Where to find Nikkei: Website: https://randawellness.com/ Podcast: https://podcasters.spotify.com/pod/show/thewellnesshelpdesk Tik Tok: https://www.tiktok.com/@eldestdaughterhelpdesk?_t=8ogOaifxBFa&_r=1 IG: https://www.instagram.com/nikkei_lamodi/?hl=en Category: Wealth Keywords: inheritance, investing, financial advisor, eldest daughter, money habits, debt, financial strategies, financial advisor, fees, power dynamics, knowledge, wealth accumulation, self-management, peace of mind, 7 Figure Wealth

Register for the FREE wealth masterclass for entrepreneurs: https://ginaknox.co/masterclass Episode Synopsis: In this podcast episode, Gina Knox discusses the significance of having a million-dollar investing identity over merely achieving a million-dollar business. She emphasizes that wealth can be built without scaling a business and that many entrepreneurs mistakenly believe that business growth directly correlates with personal wealth. Gina encourages listeners to start investing in income-generating assets now, regardless of their business revenue, to secure their financial future and avoid the pitfalls of waiting for business success to achieve wealth. Timestamps: 00:00 - The Importance of Wealth Identity Over Business Revenue03:12 - Breaking the Myth: Wealth Without Business Growth05:59 - Building Wealth: The Path to Financial Freedom Category: Wealth Keywords: wealth identity, million dollar business, income generating assets, financial freedom, entrepreneurship, wealth building, business growth, personal finance, investment strategies, generational wealth

Register for the FREE wealth masterclass for entrepreneurs: https://ginaknox.co/masterclass Episode Synopsis: In this episode, Gina Knox interviews Cara Kovacs, a feminist business mentor, about her journey to wealth building and the challenges she faced after her father's passing. Cara shares her experience with a financial advisor who mismanaged her money and her decision to take control of her finances. She also discusses the process of dealing with her father's hoarded belongings and the unexpected and humorous discoveries she made. The conversation highlights the importance of understanding personal finances and the administrative work involved after a loved one's death. In this conversation, Cara shares her experience of grieving the loss of her father and the challenges she faced in handling his financial affairs. They discuss the emotional rollercoaster of grief, the need for self-compassion, and the importance of finding the lessons and growth in difficult experiences. They also touch on the desensitization to money and the arbitrary indicators of success in business. The conversation ends with a lighthearted discussion about Cara's father's unconventional will and their shared laughter. Timestamps: 00:00 - Introduction and Background02:25 - Motivation for Working on Wealth Building04:12 - Challenges with Financial Advisors12:58 - Dealing with Personal Loss15:31 - Arriving and Discovering Hoarded Belongings21:14 - Humorous Discoveries and Anecdotes26:06 - Grief and Administrative Work27:48 - Navigating the Emotional Rollercoaster of Grief32:06 - Finding Growth and Self-Discovery in Grief37:04 - Desensitization to Money: Viewing Assets vs. Personal Worth39:33 - Redefining Success: Moving Beyond External Indicators43:08 - The Quirks and Humor of Unconventional Wills About Cara Kovacs Cara Kovacs is a Business Mentor for feminist progressive, heart-led service providers. Named as one of Wanderlust's 35 Under 35 to Watch in Wellness, she has sold over $1,000,000 in coaching packages since 2018. With a background in feminist theory and social work, she graduated Magna Cum Laude from the University of Florida with a degree in Women's Studies, where she did research on social justice and intersectionality before attending New York University's Silver School of Social Work. Dual certified as a coach, she specializes in bringing trauma-informed, ethics-based approaches to heal the toxic-capitalism, white supremacist BS that happens far too often in the coaching industry. When she asked her clients what word they would use to describe the style of her work they replied with “Honest.” She takes business building, entrepreneurship, and online marketing and blends it with a humanizing approach that helps the anticapitalist, radical, progressive business owners out there heal their resistance to selling and scaling their services. Where to find Cara: Website: www.carakovacs.com Instagram: www.instagram.com/carakovacscoaching Category: Wealth Keywords: wealth building, financial advisor, personal finances, administrative work, hoarding, grief, grief, self-compassion, growth, desensitization to money, indicators of success, unconventional will

Register for the FREE wealth masterclass for entrepreneurs: https://ginaknox.co/masterclass Episode Synopsis: In this episode, Gina Knox shares her personal story of why she is passionate about entrepreneurs building passive income portfolios outside of their business. She discusses the importance of having multiple income sources and shares her experience of her father being forced to retire early due to illness. She emphasizes the need for financial stability and the peace it brings during difficult circumstances. Gina explains the basics of investing in the stock market and highlights the value of time in growing wealth. She encourages listeners to start investing as soon as possible, even with small amounts of money. Gina also discusses the benefits of having a passive income portfolio and how it can provide financial security for oneself and loved ones. Timestamps: 00:00 - The Story Behind the Mastermind06:29 - The Value of Time in Investing11:09 - Why You Should Start Investing Now14:21 - Why Business Owners Need A Passive Income Portfolio17:11 - Avoid Relying Solely on Your Business Category: Wealth Keywords: passive income, entrepreneurs, multiple income sources, retirement, financial stability, investing, stock market, time value of money, wealth portfolio, business owners

Get a 5 day free trial to my money program for business owners: https://ginaknox.co/free-training Episode Synopsis: In this episode, Gina Knox addresses the challenge of having too many financial goals and priorities. She explains the difference between a financial desire and a financial priority, emphasizing that there are only three financial priorities: saving, debt payoff, and investing. She discusses how the traumatized brain often resists prioritizing and wants to fulfill all desires at once. However, she highlights that by focusing on the top three priorities, individuals can acquire all their desires over time. Gina emphasizes the importance of aligning desires with the budget and making sure that spending reflects personal values. Timestamps: 00:00 - Navigating Multiple Financial Goals and Priorities01:25 - The Difference Between Financial Desires and Priorities04:21 - Building Savings and Paying Off Debt05:16 - Investing for Financial Freedom08:35 - Aligning Desires with the Budget11:10 - How You Spend Your Money is How You Spend Your Life Takeaways: There are only three financial priorities: saving, debt payoff, and investing. By focusing on these priorities, individuals can acquire all their desires over time. Desires live and die in the budget, so it's important to align spending with personal values. How you spend your money is how you spend your life. Category: Saving, Personal Finance, Budgeting Keywords: financial goals, financial priorities, desires, saving, debt payoff, investing, budgeting, personal values

Get a 5 day free trial to my money program for business owners: https://ginaknox.co/free-training Episode Synopsis: In this episode, Gina Knox discusses the importance of personal finance for business owners. She explains how personal finances can impact business finances and shares a client's story to illustrate this. Gina emphasizes that a personal budget can save a business by reducing expenses and increasing stability. She also highlights how a personal budget can dictate revenue goals and prevent burnout. Lastly, she discusses the dangers of lifestyle creep and the importance of reducing financial pressure on the business. Timestamps: 00:00 - Introduction to Personal Finance for Business Owners02:23 - The Impact of Personal Budget on Business07:06 - Aligning Personal Budget with Revenue Goals13:20 - Preventing Burnout with a Balanced Personal Budget17:18 - The Dangers of Lifestyle Creep and Financial Pressure19:34 - Creating Financial Stability for Business and Personal Life Takeaways: Personal finances have a significant impact on business finances for business owners. A personal budget can save a business by reducing expenses and increasing stability. Your personal budget can dictate your revenue goals, so it's important to align them. Overinflating your personal budget can put unnecessary pressure on your business and lead to burnout. Reducing financial pressure on your business can lead to increased creativity and better results. Lifestyle creep can be detrimental to both personal and business finances, so it's important to manage expenses. Taking the time to review and adjust your personal budget can create financial stability and improve your quality of life. Category: Saving, Personal Finance, Budgeting Keywords: personal finance, business finance, personal budget, business stability, revenue goals, burnout, lifestyle creep, financial pressure

Join Small Business Money School: https://ginaknox.co/school Episode Synopsis: I'm so excited to announce that the podcast is changing its name from 'Save 6 Figures with Gina Knox' to 'Small Business Big Money'. The change reflects a shift in focus from saving 100K to more foundational business finance topics. The three main reasons why small businesses close their doors prematurely are: not being profitable enough, not getting paid enough, and experiencing a cash crunch or unexpected bill. The new podcast aims to help small business owners avoid these pitfalls and build financial stability. Timestamps: 00:00 - Introducing Small Business Big Money01:25 - The Three Main Reasons Small Businesses Close Their Doors Prematurely07:03 - Optimizing Expenses and Managing Cash Flow for Profitability08:53 - Paying Yourself a Fair Salary as a Small Business Owner13:37 - Building Reserves and Access to Capital to Weather Cash Crunches19:39 - Small Business Big Money: Helping Small Business Owners Build Financial Stability Category: Entrepreneurship

Join 6 Figure Saver and Increase your Profit, Take Home Pay, and Security: https://ginaknox.co/6-figure-saver Episode Synopsis: In this conversation, sales coach Dielle Charon and financial coach Gina Knox discuss the topic of spending habits and outsourcing responsibility in business. Dielle shares her income trajectory and how her spending habits changed as her income increased. She reflects on the mindset behind her spending and the realization that she was outsourcing her responsibility to others. Gina emphasizes the importance of being intentional with spending and not blindly outsourcing tasks. They discuss the role of coaching in business and the need for a specific goal and alignment with the coach's expertise. Overall, the conversation highlights the importance of self-awareness and making intentional decisions about spending and outsourcing in business. In this conversation, Gina Knox and Dielle discuss the topic of feeling scammed and making financial mistakes. They share personal experiences of feeling scammed and reflect on the importance of listening to trusted advisors. They also discuss the concept of value and how it can be subjective, leading to feelings of being scammed. The conversation then shifts to the mindset around making mistakes and the importance of learning from them. They emphasize the need to have a positive mindset and not dwell on past financial decisions. They also discuss the role of wealth mindset and how it can impact financial decisions. The conversation concludes with a discussion on ADHD and its potential impact on impulse spending, as well as strategies for managing dopamine deficiency and finding healthy sources of dopamine. Timestamps: 00:00 - Introduction and Background01:51 - Budget Breakthroughs07:31 - Outsourcing Responsibility and Inner Child Decisions13:06 - Coaching Investments: Aligning Goals and Expertise18:11 - Evaluating Spending Decisions and ROI22:57 - Selling with Your Strengths and Goal-Centered Investments33:40 - The Importance of Specific Goals and Asking the Right Questions36:32 - Coaching and Team Hiring: Making Informed Decisions41:49 - Moving On After Mistakes45:55 - The Impact of Wealth Mindset on Financial Decisions55:00 - Managing ADHD and Impulse Spending01:06:41 - Finding Healthy Sources of Dopamine About Dielle Charon: I empower women of color with high-converting sales strategies and generational changing mindset work all over the world to dismantle white supremacy, the patriarchy, and societal norms, by helping them build wildly profitable online coaching businesses. Those clients who have committed to doing the work, have seen the results that I have and are on their way to building the empires, legacies, and generational wealth they so deserve. Where to find Dielle Charon: Website: https://diellecharon.com/ Social: https://www.instagram.com/diellecharon/ Podcast: https://diellecharon.com/podcast/ Category: Money Mindset, Entrepreneurship

Join the Waitlist for 7 Figure Wealth: https://ginaknox.co/mastermind Follow Gina on Instagram: https://www.instagram.com/ginaknox/ Episode Synopsis: In this episode, Gina discusses building wealth outside of your business, avoiding lifestyle creep, and the difference between looking rich and being rich. She emphasizes the importance of paying yourself a living wage from your business, investing in income generating assets, and being intentional about your spending. Gina shares personal stories and highlights the risks of not building wealth as an entrepreneur. She encourages listeners to prioritize wealth building and make conscious choices about their financial goals. Timestamps: 00:00 - Building Wealth Outside Your Business03:45 - Avoiding Lifestyle Creep and Being Rich07:28 - Paying Yourself a Living Wage10:19 - Investing in Income Generating Assets13:39 - Choosing Between Looking Rich and Being Rich Takeaways: Pay yourself a living wage from your business to cover all your bills and have money for savings, debt repayment, and non-essentials. Invest in income generating assets, such as the stock market, to build lasting wealth outside of your business. Be intentional about lifestyle creep and avoid increasing your bills and non-essential expenses as your income grows. Choose between looking rich and being rich by prioritizing wealth building and making conscious decisions about your spending. Building wealth outside of your business is essential for financial security and the ability to retire comfortably.

Learn More About Working with Gina: https://ginaknox.co/ Follow Gina on Instagram: https://www.instagram.com/ginaknox/ Episode Synopsis: In this episode, Gina discusses the importance of financial compatibility in relationships and provides advice on navigating differences in spending habits, risk tolerance, and ambition. She emphasizes the need for open communication, setting boundaries, and accepting each other's values. Gina shares examples from her own relationship to illustrate how couples with different financial values can still succeed by leveraging each other's strengths and creating systems that protect the relationship. She also highlights the significance of discussing financial values before having children and making decisions that align with shared goals. Timestamps: 00:00 - Introduction and Overview02:21 - The Significance of Financial Compatibility06:39 - Understanding Financial Values09:56 - Navigating Differences in Values12:41 - Creating Boundaries for Financial Success18:57 - Avoiding Blame and Focusing on Shared Goals23:07 - Discussing Financial Values Before Having Children28:20 - Conclusion Takeaways: Financial compatibility is just as important as other aspects of compatibility in a romantic partnership. Shared values, rather than circumstances, are key to financial compatibility. Assume that your partner will not change their financial values and decide what is a deal breaker for you. Create financial boundaries that protect the relationship and allow each partner to express their values. Blaming each other for differences in financial values is counterproductive; instead, focus on leveraging each other's strengths. Discuss financial values and goals before having children to avoid conflicts in the future.

Learn more about 6 Figure Saver: https://ginaknox.co/6-figure-saver Follow Gina on Instagram: https://www.instagram.com/ginaknox/ Follow Gina on Threads: https://www.threads.net/@ginaknox Episode Synopsis: In this episode, Gina Knox discusses the concept of money mindset and how our thoughts and feelings about money dictate our behavior. She focuses on the idea that restriction can actually save us from further restriction and explores the patterns of overspending and rebellion against budgeting. Gina emphasizes the importance of setting financial boundaries with ourselves and sticking to them, as well as the role of budgeting in achieving our financial goals. She also draws parallels between financial boundaries and personal boundaries, using the example of bedtime. The episode concludes with an invitation to join Gina's Six Figure Saver program. Timestamps: 00:00 Introduction to Money Mindset 01:23 The Power of Restriction 04:11 The Cycle of Overspending and Restriction 07:02 Understanding the Meaning of Restriction 09:00 Financial Boundaries and Personal Boundaries 16:34 Invitation to Join Six Figure Saver Program Takeaways: Our thoughts and feelings about money dictate our behavior and decisions. Restriction can save us from further restriction and financial hardship. Setting financial boundaries with ourselves is crucial for achieving financial security and peace of mind. Budgeting is a tool for tracking and staying true to our financial boundaries and goals. Improving our money mindset requires self-compassion and a commitment to continuous growth.

To learn more about working with Gina: https://ginaknox.co/ Follow Gina on Instagram: https://www.instagram.com/ginaknox/ Follow Gina on Threads: https://www.threads.net/@ginaknox Episode Synopsis: In this podcast episode, Gina Knox discusses the importance of bookkeeping and how it can reveal the underlying issues in a business. She shares stories of clients who struggle with their finances and explains how looking at the cellular level of a business can help identify and solve problems. Gina highlights six ways that businesses waste money, including software, coaches, team members, projects, equipment, and inventory. She emphasizes the need to be intentional with expenses and make data-backed decisions. Timestamps: 03:28 - Analyzing a Client's Financial Data05:23- Understanding the Cellular Level of Your Business10:22 - Identifying and Avoiding Wasteful Expenses14:45 - Wasting Money on Software and Coaches19:51 - Avoiding Unnecessary Expenses and Focusing on Sales25:01 - Being Strategic with Team Members and Projects31:12 - Managing Equipment and Inventory Expenses36:12 - The Power of Looking at Financial Data Takeaways: Bookkeeping is essential for understanding the financial health of a business and identifying underlying issues. Businesses often waste money on unnecessary expenses, such as software, coaches, team members, projects, equipment, and inventory. It's important to be intentional with expenses and make data-backed decisions. Avoiding financial management can lead to business failure, so it's crucial to confront and address financial issues. Looking at the cellular level of a business can help identify and solve problems. Regularly reviewing and analyzing financial data is key to making informed business decisions.

To learn more about working with Gina: https://ginaknox.co/ Follow Gina on Instagram: https://www.instagram.com/ginaknox/ Follow Gina on Threads: https://www.threads.net/@ginaknox Episode Synopsis: In this episode, Gina Knox discusses the three main reasons why small businesses fail before the five-year mark: lack of working capital, bad business investments, and big unexpected tax bills. She emphasizes the importance of financial acumen and offers practical advice on how to prevent these issues. Gina encourages business owners to manage their cashflow, spend money wisely on current business problems, and plan for taxes. She also addresses the misconception that earning more money can solve all financial problems and highlights the need for financial awareness and accountability.

6 Figure Saver is open for enrollment until June 28th, learn more about the program here: https://ginaknox.co/6-figure-saver Episode Synopsis: In this conversation, Gina Knox interviews Molly Knuth, a six-figure saver and fractional CMO. They discuss Molly's journey as a business owner and the importance of financial management. Molly shares how she transitioned to the role of CMO and the impact it had on her finances. She emphasizes the significance of tracking numbers, setting financial goals, and paying herself a healthy owner's pay. They also discuss the challenges women face when it comes to talking about money and the importance of creating safe spaces to have these conversations. Molly encourages women entrepreneurs to seek support and education to improve their financial confidence. About Molly Knuth: Molly Knuth is a small-town Iowa girl who thought she wanted to be a high school teacher. After 3 years instructing on all things Shakespeare and American authors and many years of subbing, life called Molly out of the classroom and into the role of stay-at-home mom. …AND THAT'S WHEN THINGS GOT INTERESTING. You see, being a stay-at-home mom was great, but Molly knew that she needed a little more. And she knew there were lots of small-town business owners in her hometown of Cascade, Iowa, who could use some assistance in their daily operations. So after helping one business owner set up his company on the new Facebook Business Pages and running some successful campaigns, another local owner reached out asking for social media help, then another and another, and in 2017 Molly Knuth Media was born. Since then, Molly Knuth Media has evolved from a solo freelance social media marketing operation to a one-stop shop marketing agency for small-town businesses. In 2024, Molly stepped away from the agency model and into the realm of being a Fractional CMO and Consultant for women-owned businesses looking to bring alignment and intention to their marketing. Molly also hosts The Found Podcast with Molly Knuth, helping women found businesses and find themselves along the way through holistic strategies and storytelling. Molly believes women can do big things from anywhere with a business that supports their goals and aligns with their ideal customers and clients. And she's here to support you along the way. Where to find Molly: Website: mollyknuthmedia.com Instagram: @mollyknuth_mkm for the business owner content and BTSInstagram: @mollyknuthmedia for the market-y stuff financial management, business transition, CMO role, tracking numbers, financial goals, owner's pay, women entrepreneurs, safe spaces, financial confidence

6 Figure Saver is now open for enrollment until June 28th! Join us today: https://ginaknox.co/6-figure-saver Episode Synopsis: Gina Knox goes over the top 3 lessons she learned from being a small business researcher at QuickBooks for 5 years. She talks about her areas of expertise working with Field Services and Professional Services, learning about Product Based Businesses in the Sales Tax division, and finally her experience researching companies that were 2 million and above.

6 Figure Saver is now open for enrollment until June 28th! Join us today: https://ginaknox.co/6-figure-saver Episode Synopsis: Gina Knox introduces the SIMPLE Profit system in the 6 Figure Saver program, emphasizing the importance of financial management for business success. She outlines the components of the system and encourages entrepreneurs to take control of their finances to achieve long-term stability and growth.

Join The 5 Steps to Simple Profit Free Challenge happening in June and increase your profit this summer: https://ginaknox.co/challenge Episode Synopsis: In this episode, Gina Knox discusses the concept of future spending and its impact on stress levels, creative problem solving, and financial stability in business. She emphasizes the importance of transitioning from future spending to past spending and offers insights into managing money effectively. Gina also invites listeners to join her 5 Steps to Simple Profit Challenge to learn essential financial management skills.

Join The 5 Steps to Simple Profit Free Challenge happening in June and increase your profit this summer: https://ginaknox.co/challenge Episode Synopsis: In this episode, Gina Knox discusses the concept of money mindset and how it affects our financial decisions and actions. She explains that money mindset is the way we react to different money circumstances in our lives, and it can either support or hinder our financial success. Gina emphasizes the importance of having a positive money mindset and shares her own approach to handling financial challenges without getting overwhelmed. She encourages listeners to normalize common financial circumstances and focus their time and energy on money-making activities. Gina also promotes her upcoming free live challenge, 'The 5 Steps to Simple Profit,' where she will provide strategies and mindset coaching to help participants optimize their financial management.