Podcasts about financial therapy association

In this episode of the Nonprofit Exchange, I had the pleasure of speaking with John Hankins, a financial therapist with a rich background in both the nonprofit and for-profit sectors. We delved into the critical topic of financial therapy and how it can help nonprofit leaders overcome financial anxiety. John shared his journey, starting from his early days as a CFO in a small nonprofit to his transition into financial therapy after witnessing the anxiety many nonprofit leaders face when managing funds they've never encountered before. He emphasized the importance of understanding our personal money stories and how they shape our relationship with money. We discussed the contrast between healthy and unhealthy relationships with money, highlighting how misalignment between our financial goals, feelings, and actions can lead to anxiety. John pointed out that societal pressures and the stigma around discussing money contribute to this anxiety, especially in the nonprofit sector, where leaders often feel guilty about raising funds. John introduced the concept of financial therapy as an essential overlay to traditional therapy, aimed at building a positive relationship with money. He also mentioned the Financial Therapy Association, which bridges the gap between financial planning and emotional well-being. Throughout our conversation, we explored the behaviors that can hinder nonprofit leaders, such as reluctance to engage with financial details and feelings of shame around money. John encouraged listeners to recognize that it's okay to talk about money and to seek help in navigating their financial relationships. As we wrapped up, John offered a valuable reminder: everyone has a relationship with money, regardless of their financial situation, and exploring that relationship can lead to significant improvements in both personal and professional life. I hope this episode inspires nonprofit leaders to address their financial anxieties and consider the benefits of financial therapy. Get the full transcript at - https://synervisionleadership.org/2025/06/16/npe-financial-therapy/ Learn more about your ad choices. Visit megaphone.fm/adchoices

What would happen if you reconnected with the passion you had to set aside decades ago?Art and John Hankins discuss John's remarkable journey from social worker to IT professional to financial therapist at age 71. "This fills me with a feeling I have not had for a really long time," John reveals, describing his newfound purpose.The conversation explores our complex relationship with money – the fears, avoidances, and anxieties that shape our financial decisions. Can retirement be more than just financial planning? "For me, it is the endless possibility," John says. Through personal stories and professional insights, this episode challenges listeners to reconsider what's possible in life's later chapters. Are you feeling stuck in transition? John's parting wisdom reminds us: "You are capable... and you're not alone."John Hankins is a certified financial therapist who reinvented himself at age 71 after retiring from a 35-year career in IT. With early roots as a social worker helping disadvantaged communities in West Philadelphia, John now combines his financial expertise with his passion for helping others. He serves on the board of the Financial Therapy Association and specializes in guiding retirees through the emotional aspects of their relationship with money. Through his practice at financialtherapy.me and his YouTube channel, John helps clients transform financial anxiety into empowerment and purpose.About The Show: The Life in Transition, hosted by Art Blanchford focuses on making the most of the changes we're given every week. Art has been through hundreds of transitions in his life. Many have been difficult, but all have led to a depth and richness he could never have imagined. On the podcast Art explores how to create more love and joy in life, no matter what transitions we go through. Art is married to his lifelong partner, a proud father of three and a long-time adventurer and global business executive. He is the founder and leader of the Midlife Transition Mastery Community. Learn more about the MLTM Community here: www.lifeintransition.online.In This Episode: (00:00) Introduction - The Most Meaningful Transition(03:14) Discovering Financial Therapy(09:27) What Is Financial Therapy?(19:58) Midlife Transition Mastery Ad(21:14) Meeting Fear with Data(28:59) Transition to Financial Therapy at 71(34:33) Endless Possibilities in Later Life(41:03) Expanding Community and Relationships(49:48) Transition Mastery Coaching Ad(52:29) Connect with John HankinsLike, subscribe, and send us your comments and feedback.Resources:https://www.financial-therapy.mejohn@financial-therapy.mehttps://www.youtube.com/@johnhankinsfinancialtherapywww.linkedin.com/in/john-hankins-msshttps://www.facebook.com/JohnHankinsFinancialTherapy/https://www.financialtherapyassociation.orgEmail Art BlanchfordLife in Transition WebsiteLife in Transition on IGLife in Transition on FBJoin Our Community: https://www.lifeintransition.online/My new book PURPOSEFUL LIVING is out now. Order it now: https://www.amazon.com/PURPOSEFUL-LIVING-Wisdom-Coming-Complex/dp/1963913922Explore our website https://lifeintransitionpodcast.com/ for more in-depth information and resources, and to download the 8-step guide to mastering mid-life transitions.The views and opinions expressed on the Life In Transition podcast are solely those of the author and guests and should not be attributed to any other individual or entity. This podcast is an independent production of Life In Transition Podcast, and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2025. 

BA Fam, we’ve got a good one for you today! Mandi is joined by licensed financial therapist Aja Evans for an eye opening convo about something we all deal with but rarely talk about money feelings. From stress-spending and avoiding your inbox to doom-scrolling at 6 a.m., Aja breaks down how our emotions drive financial behavior and why learning to sit with discomfort might just be your most powerful money move yet. We also talk about getting dressed just to open your laptop, journaling out your rage , and why the stretch that makes you cry might be exactly what you need. In this episode, we get into: -What it really means to self-soothe with spending and what to do instead -Why romanticizing boring tasks (like budgeting) actually works - How financial avoidance shows up and what it’s costing you -The deep-rooted shame so many of us carry, no matter how much is in your bank account -How Aja helps clients rewrite their money stories About Aja: Aja Evans is a licensed financial therapist, President of the Financial Therapy Association, and author of Feel Good Finance. She helps people explore the emotional side of money so they can spend, save, and live from a place of clarity instead of chaos. Resources + Links: -Follow Aja on IG: https://www.instagram.com/ajaetherapy -Her website: https://www.ajaevanscounseling.com -Grab her new book Feel Good Finance - Feel-Good Finance Untangle Your Relationship with Money for Better Mental, Emotional, and Financial Well-Being LET’S STAY CONNECTED Instagram: (https://www.instagram.com/brownambitionpodcast Website: https://www.brownambitionpodcast.com Subscribe & leave us a review—because we love hearing from our BA fam!See omnystudio.com/listener for privacy information.

Welcome to this week's episode of The Power Lounge. In today's conversation, Amy Vaughan engages with Khara Croswaite Brindle, a financial therapist transforming our understanding of money through the lens of the Enneagram. Khara brings her expertise in psychology and finance to uncover how our personality types shape our financial habits. Throughout the discussion, Khara shares strategies for moving from scarcity to abundance, explores the impact of financial trauma, and offers actionable insights for anyone aiming to enhance their financial mindset. Whether you're well-versed in the Enneagram or exploring it for the first time, this episode provides valuable perspectives to help you rethink and manage your finances effectively.Khara Croswaite Brindle, MA, LPC, ACS, CFT, is a licensed mental health and financial therapist based in Colorado. As a TEDx Speaker, author, and consultant, Khara specializes in assisting therapists and financial professionals in transforming challenges into opportunities through her consultations, courses, and supervision. Originally from the Pacific Northwest, she draws inspiration from outdoor walks and time spent near water. Outside of her professional endeavors, Khara enjoys spending quality time with her daughter, reading, and savoring gluten-free desserts with her family.Chapters:00:00 - Introductuion02:20 - Revolutionizing Financial Mindsets05:38 - "Exploring Financial Therapy Benefits"06:42 - Financial Therapy: Merging Money and Mental Health09:50 - Enneagram Nines' Financial Growth12:30 - Understanding Enneagram for Better Relationships18:27 - Money Scripts and Avoidance Beliefs22:08 - Enneagram's Impact on Behavior Patterns24:38 - Noble Poverty and Wealth Perception26:46 - Balancing Workplace Help and Boundaries30:55 - Stay Steady with Healthy Distractions32:15 - Mind-Body Connection in Therapy36:28 - "Overcoming Avoidance: Microdosing Exposure"41:21 - Choosing a Financial Therapist44:36 - Therapists: Creative Achievers and Money Views47:51 - Encouraging Self-Spending Conflict50:09 - "Aligning Spending with Joy"52:21 - Defining "Enough" for Entrepreneurs55:09 - "Disha Dyer: From College to White House"56:20 - OutroQuotes:"Align with your Enneagram type to shift from scarcity to abundance."- Khara Croswaite Brindle"Use your Enneagram type to transform your relationship with money."- Amy VaughanKey Takeaways:Introduction to EnneagramDebunking Financial TherapyUnique Money ScriptsRelational DynamicsCombat Noble PovertyFinancial Harmony and JoyEmbrace Financial TherapyCall to Action:Interested in exploring more about financial therapy or connecting with certified financial therapists, visit the Financial Therapy Association website and check out their directory athttps://financialtherapyassociation.org .Discover more about your Enneagram type, visithttps://www.truity.com or thehttps://www.enneagraminstitute.com for assessments.Connect with Khara Croswaite BrindleLinkedIn: https://www.linkedin.com/in/kharacroswaite/Website:https://croswaitecounselingpllc.com/Connect with the host Amy Vaughan:LinkedIn: http://linkedin.com/in/amypvaughanPodcast: https://www.togetherindigital.com/podcast/Learn more about Together Digital and consider joining the movement by visSupport the show

In this episode of Money Tales, our guest is Marlis Jansen. Marlis was one of our first guests and shared her money tales in episode number five. She joins us this week to talk about the HEARTS framework she developed for achieving financial wellbeing. Marlis describes financial wellbeing as possessing solid financial skills and deep emotional intelligence about money, so that we can meet our financial responsibilities, reduce stress and live more purposeful, joyful and impactful lives. We go deep into HEARTS in this episode, which is an acronym for each of the components for achieving financial wellbeing. Marlis Jansen is a licensed psychotherapist who is trained in wealth psychology and a sixth-generation member of a family of stewardship. This combination of professional training with lived experience gives her a unique perspective on the nuances and complexities of owning financial wealth. Prior to founding Graddha, Marlis worked for several healthcare startups and spent a decade as a stay at home mom.  As a product developer in the healthcare information technology space, she designed strategies to maximize trust and safety for patients to help them take ownership of their health decisions. Marlis also served as Director of Business Development and Director of Product Development in a couple of health care startups.  Her experience as a mom inspired her to contemplate how we ascribe value to people and work. Marlis holds a Bachelor of Arts degree in Anthropology from Harvard University, a Master of Arts degree in Psychology from the California Institute of Integral Studies and a Graduate Certificate in Financial Psychology and Behavioral Finance from Creighton University Heider College of Business. She is an active member of the Purposeful Planning Institute, Financial Psychology Institute and the Financial Therapy Association. She serves on the Board of the Stone Age Institute and, since 2009, has served as Vice President of The Springcreek Foundation, her family's private philanthropic foundation. Marlis speaks French well and is proficient in Spanish and Norwegian. She loves to enjoy home cooked family dinners, hike Mt. Tam with her family and dogs, travel in unfamiliar countries and cultures, and stay up late playing board games.

This week on the show, I'm joined by Aja Evans, a licensed mental health counselor, financial therapist and author of Feel Good Finance - Untangling Your Relationship with Money.  Aja talks all things financial therapy, including emotions, shame, self-worth and coping strategies - and we're here for it!  Aja Evans is a board-certified therapist, speaker, and writer specializing in financial therapy. Armed with eternal optimism and a passion for helping others, Aja has been in the mental health industry for over a decade. After going through her own financial awakening, Aja made financial therapy a pillar of her work. Aja is determined to help more people break the taboo of keeping money and emotions secret. She strives to create a safe, comfortable, judgment-free place to begin working towards a better you. In addition to her practice, Aja is the President of the Financial Therapy Association board and the author of Feel Good Finance.  Aja is on a mission to get more people engaged in living their best lives while attuning to their thoughts, feelings, and behaviors around money. She has been featured in a variety of major news outlets including The New York Times, Business Insider, NerdWallet, Time and Teen Vogue. Find and Work with Aja:  Instagram Website Get Her Book ------------------------------------------------------------------------------------------------------- Are you interested in working 1:1 with me? I'm now officially a Certified Money Coach (CMC)® where I work with you to create greater balance, a higher consciousness and help you transform your relationship with money. This goal of this work is to guide you to a deeper understanding of the unconscious beliefs and patterns we carry that create stress and fear and hold us back from living the life that you want. You can book a quick 15-minute call here so I can learn more about you and your goals for the program.  I'm so excited to be able to connect with you on a deeper level and help you discover what's blocking you from living the life you really want! 

Why This Episode Is a Must-Watch In a world where financial decisions can be deeply influenced by emotions and biases, understanding how these factors play a role in investment strategy is crucial. This episode of “Inspired Money” dives deep into behavioral finance to uncover the predictable irrationality in our investment choices. Are you letting fear and greed drive your financial decisions? Discover strategies to navigate biases and invest more rationally by tuning in. Meet the Expert Panelists Colin Camerer is a pioneering behavioral economist and neuroeconomist known for integrating psychology and neuroscience into economic decision-making. As the Robert Kirby Professor of Behavioral Finance and Economics at Caltech, he researches neuroeconomics, behavioral game theory, decision science, and the neuroscience of economic choices, earning him a MacArthur Fellowship in 2013 and an honorary doctorate from the Stockholm School of Economics in 2019. Tom Howard is a pioneer in behavioral finance, best known for founding AthenaInvest and authoring the influential book Behavioral Portfolio Management. With over 35 years in academia and finance, he developed a groundbreaking approach that challenges traditional investment theory by focusing on how investors actually behave, revolutionizing portfolio management through a behavioral data-driven strategy. Annika Echarti, CFP® is a financial coach specializing in behavioral finance and financial psychology. With a background in accounting, law, and economics, she helps self-employed individuals and small business owners align their financial decisions with their goals and values, focusing on both practical strategies and the psychology behind money habits. Megan McCoy, Ph.D., LMFT, AFC®, CFT™ is an Assistant Professor at Kansas State University's Department of Personal Financial Planning, where she specializes in financial therapy, financial well-being, and the dynamics of couples' financial interactions, and has published extensively on these topics while also contributing as a board member of the Financial Therapy Association and co-editor of the Financial Planning Review. Key Highlights: Cognitive Biases Unveiled: According to Colin Camerer, “Fear and greed are real and are actually in the brain.” He explains how these emotions manifest during market bubbles, revealing deep insights into investor behavior. Recognizing these mental states can help investors maintain discipline amidst market fluctuations. The Power of Planning: Tom Howard highlights that “myopic loss aversion is the most important mistake that investors make,” emphasizing the role of structured investment plans and predefined sell rules. By anchoring decisions to clear guidelines, investors can mitigate the biases that lead to costly errors. Aligning Financial Decisions with Values: Annika Echarti stresses the significance of aligning financial choices with personal values to overcome emotional biases. This strategic alignment helps investors make decisions that not only benefit their portfolios but also align with their life goals. The Role of Emotional Intelligence: Megan McCoy advocates for the development of emotional intelligence to recognize financial biases. Through self-awareness and exercises like the money egg, investors can unpack early money-related experiences to better understand their current biases. Call-to-Action Here's what I want you to do: the next time you're about to make an investment decision—pause. Ask yourself: Is this decision based on a solid strategy, or is it driven by emotion? Write down your reasoning before taking action. Even just becoming aware of your thought process can help you make smarter choices. Let's start investing more intentionally and less emotionally. Let me know in the comments—what's one bias you've noticed in your own financial decisions? Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

In this conversation, Gina Knox and Aja Evans delve into the world of financial therapy, exploring the emotional aspects of money management and the societal pressures surrounding wealth. Aja shares her journey into financial therapy, emphasizing the importance of understanding one's relationship with money and breaking unhealthy financial cycles. They discuss the extremes of financial conversations on social media, the significance of introspection in setting financial goals, and the challenges of enjoying wealth after years of saving. Aja's book, 'Feel Good Finance,' serves as a guide for individuals seeking to understand their financial behaviors and make intentional choices about their money. Join me every week for my FREE business debt pay off class: https://ginaknox.co/masterclass-ad Join Small Business Money School: https://ginaknox.co/school About Aja Evans: Aja Evans is a board-certified therapist, speaker, and writer specializing in financial therapy. Armed with eternal optimism and a passion for helping others, Aja has been in the mental health industry for over a decade. After going through her own financial awakening, Aja made financial therapy a pillar of her work. Aja is determined to help more people break the taboo of keeping money and emotions secret. She strives to create a safe, comfortable, judgment-free place to begin working towards a better you. In addition to her practice, Aja is the president-elect on the Financial Therapy Association board and the author of Feel Good Finance , which is coming this December. Aja is on a mission to get more people engaged in living their best lives while attuning to their thoughts, feelings, and behaviors around money. Outside of work, you can find Aja chasing after her two young children as they hunt down the next delicious place to eat. Where to Find Aja: Website: https://ajaevanscounseling.com/ Feel Good Finance Book: https://bookshop.org/p/books/feel-good-finance-untangle-your-relationship-with-money-for-better-mental-emotional-and-financial-well-being-aja-evans/21301669?ean=9781637745434 Instagram: https://www.instagram.com/ajaetherapy/ Timestamps: 00:00 - Introduction to Financial Therapy02:10 - The Emotional Side of Money05:04 - The Extremes of Financial Conversations12:54 - Breaking Financial Cycles24:41 - Understanding Your Financial Goals27:22 - The Importance of Introspection in Finance Category: Saving Keywords: financial therapy, money mindset, emotional spending, financial cycles, personal finance, budgeting, financial goals, introspection, wealth, money management

On today's episode I chat with Rick Kahler, a pioneer in integrating financial planning and psychology and a certified IFS practitioner. We explore how Internal Family Systems can transform our relationship with money, uncovering hidden beliefs and legacy burdens that shape financial behaviors. Rick shares his journey from financial planner to financial therapist, explaining how emotions—not logic—drive most financial decisions. He introduces key concepts like money scripts, financial protectors, and the internal financial system, showing how understanding these parts can help people move from financial stuckness to greater clarity and freedom. Key Takeaways: Money isn't just about numbers—it's deeply tied to our emotions, beliefs, and childhood experiences. Many financial struggles come from polarized parts—a part that wants to save and a part that wants to spend. How do money scripts—unconscious beliefs about money—shape our financial decisions without us even realizing it? Financial shame is often greater than other types of shame, making finances one of the hardest topics to talk about. Legacy burdens around money are passed down through generations, influencing our financial behaviors in ways we may not recognize. Favorite Quote: "Every part has a good intention. Every money script is put in place, every burden is put in place with a good intention…it just doesn't know things are a little different now." – Rick Kahler​ About Rick Kahler: Rick Kahler is a certified financial planner, financial therapist, and IFS practitioner. He is a founding board member and past chair of the Financial Therapy Association and the creator of IFS-Informed Financial Therapy. Rick has authored seven books and hosts The Financial Therapy Podcast. ****************************************************************************************  Episode Sponsor: Michelle Glass **************************************************************************************** Check out our new Self-Led merch at The One Inside store Watch video clips from select episodes on  The One Inside on YouTube Follow Tammy on Instagram @ifstammy and on Facebook at The One Inside with Tammy Sollenberger. Jeff Schrum co-produces The One Inside Podcast. He is a writer, counselor, and IFS Level 1 practitioner.   Are you new to IFS or want a simple way to get to know yourself? Tammy's book, "The One Inside: Thirty Days to your Authentic Self" is a PERFECT place to start.  Sign up for Tammy's email list and get a free "Get to know a Should part of you" meditation on her website Tammy is grateful for Jack Reardon who created music for the podcast. Jack is a graduate of Derek Scott's IFS Stepping Stones Program.   If you are interested in sponsoring an episode or two of The One Inside Podcast please contact Tammy at tammysollenberger@comcast.net

Join us on The Power of the Ask as we sit down with Aja Evans, a board-certified financial therapist and author of “Feel Good Finance.” Aja shares her personal financial awakening and how it led her to help others break the taboo of discussing money and emotions. Discover how to overcome money avoidance and overspending, and navigate family dynamics around finances. Aja also discusses the importance of creating a safe space for healing and aligning financial goals with emotional well-being. Plus, gain valuable insights into the work of the Financial Therapy Association and learn practical strategies for improving your relationship with money.This discussion will inspire you to explore the cultural and societal reasons behind the taboo of discussing money and learn how to overcome it. Listen in to learn more about: Financial Therapy in Action: Hear how Aja helps clients connect their financial behaviors to their emotions and create healthier relationships with money.Family Dynamics and Money: Learn how to navigate complex family dynamics surrounding money, including expectations and differing income levels.Relatability and Healing: Aja shares her financial journey and emphasizes the importance of creating a safe, judgment-free space for healing and growth.Workplace Harmony: Gain insights into achieving balance between career aspirations and personal life, especially for working mothers.The Power of the Ask: Understand why asking questions about money is crucial for women and how it can empower them to take control of their finances.About Aja Evan's Aja Evans, a board-certified therapist, speaker, and writer, specializes in financial therapy and has over a decade of experience in mental health. Inspired by her financial awakening, she focuses on breaking the taboo around money and emotions, creating a safe, judgment-free space for clients. Aja is the president-elect of the Financial Therapy Association and author of Feel Good Finance, which was released this past December.Passionate about helping people live their best lives while understanding their financial behaviors, Aja enjoys exploring new eateries with her two young children in her free time.Important Links:Savvy LadiesPrecious Williams' LinkedInLisa Zeiderman's LinkedInAja Evan's LinkedIn 

Send us a textOn the latest episode of The Get Ready Money Podcast, I spoke with Cara Macksoud, CEO of Money Habitudes about changing the way we think about money and financial behavior.In this episode we discussed:Maximizing your joy with you what you to have.Money decisions under pressure can be more expensive.Take the time to commit to learning something about money. Have money conversations openly and non-judgmentally.Money decisions under pressure can be more expensive. Cara Macksoud, FBS® is the CEO of Money Habitudes. After a 15-year career as a trader on Wall Street and serving as the Chief Financial Officer for a nonprofit organization in New York City, Cara transitioned into the behavioral finance space. She earned a Graduate Certificate in Financial Therapy from Kansas State University and holds a Bachelor of Science in Finance from the NYU Stern School of Business. She is a Certified Financial Behavior Specialist® and a member of the Financial Therapy Association, where she serves on the board as the Chair of Student Engagement. Additionally, she is a member of the Association of Financial Counseling and Planning Education (AFCPE) and is an Accredited Financial Counselor (AFC) candidate.Connect with Cara Macksoud:Website: www.moneyhabitudes.comLinkedIn: https://www.linkedin.com/in/caramacksoud/Mentioned this episode:The Tony Steuer Podcast with Ben Miller: Money Equals Time (here).Predictably Irrational, Revised and Expanded Edition: The Hidden Forces That Shape Our Decisions by Dr. Dan Ariely (Amazon)Dollars and Sense: How We Misthink Money and How to Spend Smarter by Dr. Dan Ariely (Amazon) Support the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

With Dr. Sarah Asebedo | School Director | Researcher | Educator | Editor Episode Summary: In this episode, I sit down with Dr. Sarah Asebedo, a seasoned financial planner turned academic at Texas Tech University. We chat about how financial planning can truly change lives, focusing on the crucial bond between clients and advisors. Sarah introduces her Financial Planning Client Interaction Theory, highlighting how our personalities and emotions play into our financial choices. We also touch on teaching kids about money and how feeling good can lead to better financial decisions. BIO: Dr. Sarah Asebedo, Ph.D., CFP®, is a leading researcher, educator, and practitioner in financial planning, dedicated to bridging the gap between research and practice. Her work focuses on applying positive psychology to financial planning, financial behaviour change, and enhancing client-advisor relationships. Sarah's research has been widely published in top journals and recognized with awards like the Montgomery-Warschauer Award and Investment News' Top 40 Under 40. She is a past president of the Financial Therapy Association and holds a Ph.D. in Personal Financial Planning from Kansas State University. Highlights: The Heart of Financial Planning: It's not just about numbers; it's about helping people live better lives. Defining True Value: Understanding what makes financial planning valuable is key to its growth. Client-Adviser Dynamics: The quality of interactions can make or break financial success. Holistic Engagement: Effective planning looks at all aspects of a client's resources and goals. Health Connections: There's a strong link between financial health and overall well-being. Personal Touch: Tailoring advice to individual personalities and emotions leads to better outcomes. Teaching Money Skills: Hands-on learning is essential for kids to grasp financial concepts. Connect with Dr. Sarah Asebedo: Academic Profile: Texas Tech University LinkedIn: Sarah Asebedo

Are you losing sleep over money? If so, you're not the only one. Financial stress affects many women in midlife, whether navigating divorce, career changes, or planning for retirement. This is what I dive into in this Wellness Revolution episode with financial therapist Wendy Wright.  We discuss approaching our finances with "compassionate curiosity and zero judgment," and how we can break free from emotional cycles that keep us stuck. We also dive into practical advice on creating a financial plan aligned with your values, teaching kids about money without creating anxiety, and boosting your financial literacy.  Wendy Wright is a licensed Marriage and Family Therapist and Certified Financial Recovery Counselor based in Denver, Colorado, specializing in the emerging field of Financial Therapy. With a unique background combining business studies from Baylor University and a Masters in Marriage and Family Therapy, Wendy brings a holistic approach to helping clients navigate their financial challenges. Her personal experience of overcoming financial turmoil after a sudden divorce fuels her passion for guiding others to financial clarity and peace. As a member of the Financial Therapy Association, Wendy works with individuals, couples, families, and business owners to explore their relationship with money and overcome obstacles.  Thank you to our sponsors: Join Crush Life Boot Camp: https://products.ambershaw.com/crushlife Solluna: Use code 15AMBER and shop at mysolluna.com    Find more from Wendy Wright: Website: https://financialtherapysolutions.com/  Instagram: @financialtherapysolutions   Find more from Amber: Instagram: @msambershaw TikTok: @msambershaw Website: ambershaw.com    What We Discuss: 00:00 Empowering Women Through Financial Conversations 02:55 Understanding Money Mindset and Emotional Connections 06:05 Breaking the Good vs. Bad Money Dichotomy 09:06 Navigating Debt and Financial Anxiety 11:57 Essential Financial Habits for Midlife Women 15:13 The Importance of Knowing Your Financial Numbers 17:56 Creating a Financial Plan with Mindfulness 20:49 Teaching Kids About Money and Values 24:00 The Role of Financial Therapy in Life Transitions 26:55 Resources for Boosting Financial Literacy 30:05 Advice for Women Post-Divorce 33:00 Final Thoughts on Financial Empowerment  

We know that our beliefs and behaviors around money are deeply personal. However, many financial professionals still try to keep the personal stuff out of the conversation.What if there was a way for us to have better financial conversations? Today's guest, Cara Macksound, CEO of Money Habitudes, has built a career out of helping people understand the psychology of money to empower them to manage their financial well-being.And she's doing it through The Money Habitutes - a game-like assessment used by financial professionals to help people understand and talk about their finances in a fun, constructive way.  Join us for a fascinating conversation that explores the context and lenses through which we view money and how it impacts our relationship to risk, money, and the people in our lives.About Our Guest: Cara Macksoud, FBS® is the CEO of Money Habitudes. She completed the Financial Therapy Graduate Certificate at Kansas State University and holds a BS in Finance from NYU Stern School of Business. She is a Certified Financial Behavior Specialist® and a member of the Financial Therapy Association where she serves on their business development committee. She is also a member of the Association of Financial Counseling and Planning Education (AFCPE) and is an AFC candidate.Prior to joining Money Habitudes, Cara was the CFO/COO for The Animation Project, an incentivized workforce development program for at-risk youth. Before her time in the nonprofit sector, Cara was an ETF trader for 12 years and, at the time, the youngest female to earn a trading seat on the floor of the NYSE.Connect with Cara on LinkedInLearn more about Money HabitudesRecommended Reading from this episode: Elon Musk - Walter IsaacsonSend us a text- - - - - - - - - - - - - - - -Learn more about Analog AdvisorAnalog Advisor is produced by Mickenzie Vought and edited by Podcircle Subscribe Apple | SpotifyFollow Us on LinkedIn Wes Brown | Sonya Lutter | CogentBlue Have thoughts or ideas for future topics or episodes? Email us at podcast@analogadvisor.com.

Learn how Gen Z is tackling their debt in the final episode of our three-part series "Gen Z & the Debt Trap." We'll talk with 20-year old Michenzie Sommerville, who shares how after struggling to keep up with her auto loan, her car was repossessed. We'll hear from Corebridge Financial on how Gen Zers are using social-media apps like TikTok to learn about financial literacy at a younger age than other generations. Also, financial experts from organizations like the National Foundation for Credit Counseling and the Financial Therapy Association explain how to manage personal debt and prevent collecting more. Tadeo Ruiz Sandoval hosts.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

With Dr. Sarah Asebedo CFP® | Associate Professor | School of Financial Planning | Summary: This episode explores the concept of financial flourishing by integrating positive psychology with financial planning. Dr. Sarah Acebedo emphasizes the importance of finding meaning, purpose, and accomplishment in life, moving beyond just functioning to truly flourishing. The discussion highlights how aligning spending with the PERMA well-being model—Positive emotions, Engagement, Relationships, Meaning, and Accomplishment—can boost financial satisfaction and overall well-being. Key points include the role of positive emotions in expanding financial options, the importance of building knowledge and resilience, and the need to cultivate a healthy relationship with money, even before retirement. Highlights: What is the field of positive psychology? What does it mean to flourish? How to integrate positive psychology with financial planning Using the PERMA model with financial planning Becoming financially resilient BIO: Dr. Asebedo, is an experienced researcher, teacher, and practitioner in financial planning. She is spearheading research focused on applying positive psychology to financial planning, financial behaviour change and many other topics. Her work has been published in the Journal of Positive Psychology, Psychology and Aging, Journal of Consumer Affairs, Financial Planning Review, and many more. Dr. Asebedo is a current member and past president of the Financial Therapy Association. She earned her Ph.D. in Personal Financial Planning from Kansas State University. Links: Dr. Asebedo's LinkedIn Profile Dr. Asebedo's paper “Functioning to flourishing: Applying Positive Psychology to Financial Planning

Cara Macksoud, FBS® | CEO of Money Habitudes | Summary: Cara Macksoud discusses her journey from playing ice hockey on an all-boys team to working on Wall Street and eventually transitioning to nonprofit work. She highlights how her upbringing influenced her financial mindset, the impact of her parents' teachings, and her own experiences with money. The conversation covers key topics like the correlation between input and output, the pain of paying, and the importance of teaching children basic job skills. Cara also reflects on pivotal moments that led her to shift from a high-energy Wall Street lifestyle to parenting and seeking flexibility and autonomy. Her work with unbanked kids and transition to financial education and psychology therapy culminated in her role as CEO of Money Habitudes. Throughout, Cara emphasizes the importance of understanding one's relationship with money, decision-making complexities, financial independence, and the pursuit of happiness. BIO: Cara Macksoud, FBS® is the CEO of Money Habitudes. After a 15 year career as a trader on Wall Street and stint as a CFO for a NYC nonprofit, Cara transitioned into the behavioral finance space. She completed the Financial Therapy Graduate Certificate at Kansas State University and holds a BS in Finance from NYU Stern School of Business. She is a Certified Financial Behavior Specialist® and a member of the Financial Therapy Association where she serves on the board as the Chair of Student Engagement. Additionally, she is a member of the Association of Financial Counseling and Planning Education (AFCPE) and is an AFC candidate. Takeaways The influence of upbringing and family on financial mindset and career choices The transition from a high-energy Wall Street lifestyle to parenting and the challenges of staying home led to a realization of the need for flexibility and autonomy. Cara's work with unbanked kids and the shift to financial education and psychology therapy played a significant role in her career transition to becoming the CEO of Money Habitudes. Understanding one's relationship with money is crucial for financial well-being and personal fulfillment. Balancing work, family, and personal fulfillment is a complex and ongoing challenge. The pursuit of happiness and fulfillment evolves over time, and it's important to adapt and reassess one's goals and priorities. Time is a valuable and finite resource, and making the most of it is essential for a fulfilling life. LINKS: Cara Macksoud LinkedIn: CLICK HERE Money Habitudes: CLICK HERE

In this week's episode of The Money Love Podcast Paige is breaking down all things financial therapy, emotions around your money, your money past, and money trauma with financial therapist, speaker, and author, Aja Evans.  They dive into predominent emotions around your finances like shame and guilt, cover best tips to alleviate your financial anxiety, and explore how your past plays into how you view and use money today as an adult. They also cover what financial therapy is, who needs it, and how to find a financial therapist that is a good fit for you.    About Aja: Aja Evans is a Licensed Mental Health Counselor, speaker, and author specializing in Financial Therapy. With over a decade of experience, Aja is determined to help more people break the taboo of keeping money and emotions secret. In addition to her practice, Aja serves on the board of the Financial Therapy Association, consults to FinTech companies, and will be releasing her debut book, Feel Good Finance at the end of this year.  She has been featured in a variety of major news outlets including The New York Times, Business Insider, NerdWallet, and CNBC. Aja is on a mission to get more people engaged in living their best lives while attuning to their thoughts, feelings, and behaviors around money.   Find and Work with Aja: Her Website Her Instagram Preorder her book: Feel Good Finance   Find a Financial Therapist HERE   START HERE:  FREE MASTERCLASS: Why You Impulse Shop & How To Stop Get Paige's Money Recommendations   Work with Paige: Join the Overcoming Overspending Membership HERE Use code “MLP30” at checkout to save $30 on your first month inside the membership  Where you can find Paige online: Website: https://www.paigepritchard.com  Instagram: @overcoming_overspending TikTok: @overcoming_overspending  

Like it or not, money makes you feel a certain way. Do you know what your thoughts and feelings about money are and how they weave into the areas of your life, like relationships and work?  In this episode, Dr. Meghaan Lurtz shares how we can bring awareness to our thoughts and feelings about money to reach our financial goals.  Dr. Lurtz, is a writer and Senior Research Associate with Kitces.com, a financial planning blog. She's a Professor of Practice at Kansas State University, where she teaches courses for the Advanced Financial Planning Certificate Program, and a lecturer at Columbia University, where she teaches Financial Psychology, and an undergraduate adjunct professor through the University of Maryland system in their CFP program. She is also a past president of the Financial Therapy Association, not to mention a military spouse going through an OCONUS PCS when she recorded this episode with me.  The show notes can be found here: https://milmo.co/podcast/money-thoughts-and-feelings/

Episode #157 Jillian Knight is a Licensed Marriage Therapist and Financial Therapist in North Carolina. Jillian helps women develop a better relationship with money. Research has proven women make better investors in the stock market than men. Knight explains what she wants to do with her business to help women have a better relationship with money (saving, spending, investing). We discuss title protection for social workers; How does one become a financial therapist and the Financial Therapy Association. Jillian can be found on Instagram at  @HerFinancialTherapy  If you Identify as a Gen X person of color, I am offering FREE 15 minute Money Leaks financial consultations. Schedule your consultation here: https://calendly.com/basmoreno/15min Follow @BasMorenoConsulting on Instagram for more information Follow the podcast on Social Media: IG:  @thesocialworkrantspodcast  Twitter/X: @socialworkrants Facebook: The Social Work Rants Podcast

Rick Kahler, MS, CFP®, CFT-I™, CeFT®, CIFSP, is a pioneer in integrating financial planning and psychology. Rick is a co-founder of financial therapy and a founding board member and Past-Chair of the Financial Therapy Association. In 2021 he also founded IFS Informed Financial Therapy™. He is a Certified Financial Therapist-Level I (CFT-I™) and a Certified Internal Family SystemsSM Practitioner. His work is featured or cited in scores of national and international periodicals, books, and broadcasts. He is in his 32nd year of writing a weekly column on personal finance that appears in several print and digital publications. a co-author and contributor to seven books on blending financial planning and therapy, and the producer of the Financial Therapy Podcast – It's not just about the money.   Listen to this insightful RIA episode with Rick Kahler about financial therapy. Here is what to expect on this week's show: - How incorporating the emotional side of money in financial planning addresses both the financial and emotional aspects of a client's situation. - Why 80% to 100% of financial decisions are made emotionally. - How financial therapy helps its clients identify and resolve emotional blocks that may be hindering their financial progress. - Why it's important to understand the underlying emotions affecting financial decisions. - How financial therapy addresses emotional issues and helps clients overcome areas where they feel stuck.   Connect with Rick: Links Mentioned: https://kahlerfinancial.com/ Twitter @RickKahler Facebook https://www.facebook.com/KahlerFinancialGroup   Learn more about your ad choices. Visit megaphone.fm/adchoices

What is the Financial Therapy Association?  Rick recently attended the 14th Financial Therapy Conference held in Charlotte, NC.  He talks a little about the history of this relatively new organization and a few of his personal highlights of the many discussions he had with so many in attendance, both legends and first timers.  He gives some insights as to future projects, sessions, and podcasts that are on his mind.A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

Tune in to hear:- Saundra really balances being warm and welcoming with a great deal of candor. How has this served her professionally over the years?- How do people find the strength of will and confidence to call their clients out on behavior that is incongruent with their goals if their designations alone don't provide this confidence?- Saundra has created two certificate programs - Financial Fitness Coach and Accredited Personal Finance Coach. What are the most unexpected parts of these programs and what is missing from most advisor education?- Excavating your own skeletons can be so challenging. How does Saundra undertake this process with financial professionals in a way that is appropriately deep but also doesn't scare them off?- In terms of building client rapport - what do financial professionals do well, where do they fall short and how can we improve as an industry?- How can advisors start taking small steps to put themselves in a mindset that better prepares them to handle the emotional nuance required to effectively meet their clients where they are?- What changes would Saundra hope to see in the coming decade in how financial professionals are educated and how they serve their clients?Compliance Code: 2618-OAS-9/20/2023https://sagefinancialsolutions.orgOrion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor.

Dr. Meghaan Lurtz is a Professor at Kansas State University where she teaches courses for the Advanced Financial Planning Certificate Program, a lecturer at Columbia University where she teaches Financial Psychology, an undergraduate adjunct professor through the University of Maryland system in their CFP program, and a writer and Senior Research Associate with Kitces.com, a financial planning blog. She is also a past president of the Financial Therapy Association. Mentioned in the Episode: Kitces: https://www.kitces.com/Change Your Questions Change Your Life (book): https://www.amazon.com/Change-Your-Questions-Life-4th/dp/1523091037Financial Therapy Association: https://financialtherapyassociation.org/Find out more about Certified Financial Planners: https://www.cfp.net/Mind Over Money by Dr. Brad Klontz: https://www.amazon.com/Mind-over-Money-Overcoming-Disorders-ebook/dp/B002WA4O9EOther books by Dr. Brad Klontz: https://www.amazon.com/stores/Brad-Klontz/author/B001KHI4BOBrene Brown (author): https://brenebrown.com/Changing To Thrive (book): https://www.amazon.com/Changing-Thrive-Overcome-Threats-Happiness/dp/1616496290The Good Life (book): https://www.amazon.com/Good-Life-Lessons-Scientific-Happiness/dp/198216669XTime Codes:(2:09) - Welcoming Meghaan.(2:29) - What is the Financial Therapy Association?(5:05) - Where are we in the spectrum of how we think about money?(13:14) - Why are we so bad with money?(19:40) - Who do we call when we have psychological money questions?(23:27) - Is there a right mindset for money?(26:36) - How do we start to identify our own issues with money?(38:34) - Do you have recommendations to help people with shame around money?(45:12) - What are some tips you can offer to get on the path and stay on the path to dealing with money shame?(53:58) - What are you sick of talking about?(55:28) - What are you most excited to talk about?(58:46) - What is the purpose of money?

Learn how to travel abroad on a budget and how to part ways with a financial advisor whose services are unsatisfactory. 1:15 This Week in Your Money: It's possible to travel abroad on a budget, according to NerdWallet Travel editor Meghan Coyle. She joins hosts Sean Pyles and Liz Weston to discuss the pros and cons of using budget airlines for international travel. She discusses the overall change in flight prices over the last few years, how reliable budget airlines are when compared with other larger airlines, and what to look for in terms of hidden fees and terms so you're not surprised by unexpected costs. She also offers tips for a better budget airline experience, including in-flight food and entertainment — and investing in a good neck pillow. 13:44 Today's Money Question: A listener named Melissa joins Sean and Liz to ask for help deciding whether she should fire her financial advisor. Melissa expresses concerns about the performance of her investments and questions the fees she is paying her advisor. She also shares her struggles with balancing debt repayment, enjoying life in the present, and planning for the future. The hosts discuss what to look for in a financial advisor before working with them, then help Melissa understand what it takes to become a financial advisor after she expresses interest in becoming a certified financial planner herself. 40:22 Wrap-up Segment. In their conversation, the Nerds discuss: international travel, budget travel, debt repayment, financial freedom, cheap flights, safety of budget airlines, financial challenges, Dave Ramsey, living in the present, retirement planning, financial advisors, fee-only fiduciaries, certified financial planners, the Financial Therapy Association, personal finance, grad school loans, financial well-being, high-yield savings accounts, 529 plans for saving for education costs, debt management, travel insurance, cancel for any reason policies, portfolio diversification, index funds, financial advisor fees, fiduciary responsibilities, how to become a financial advisor, and the Financial Independence, Retire Early (FIRE) movement. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Summary & About Guest Dr. Preston Cherry is the Founder & President of Concurrent Financial Planning, Head of the Financial Planning Program, and Director of the Charles Schwab Centre for Personal Financial Planning at the UW – Green Bay. Preston specializes in empowering individuals to share stories that inform their financial resources and life's design to achieve financial wellness and freedom that cultivates life wholeness. Preston has been cited by the New York Times, Forbes, the Wall Street Journal, CNBC, and Yahoo Finance. He is an Investopedia 100 Top Financial Advisor, 2022 ThinkAdvisor LUMINARY Finalist, WealthManagement.com Ten to Watch in 2023, President of the Financial Therapy Association and practitioner editor of the award-winning Journal of Financial Planning. In this episode Dr. Cherry and I discuss the importance of understanding the meaning of retirement and creating a vision for the future. He introduces the concept of the four T's: trial, triumph, transition, and transformation, and explains how these stages can impact one's retirement journey. We also discuss the emotional aspect of money and the need to give oneself permission to enjoy retirement. Dr. Cherry shares personal stories and insights to inspire you to embrace your financial freedom and live a fulfilling retirement. Useful Links Dr Cherry's Website Subscribe to the Humans vs Retirement podcast on Apple Podcasts, and Spotify Download for free my 7 Step Retirement Toolkit Subscribe to my fortnightly newsletter Stay The Course Connect With Preston LinkedIn X / Twitter Connect With Me TFP Financial Planning LinkedIn X / Twitter Book in a chat if you want a second opinion about your retirement planning. Email at dan@tfp-fp.com Find out more at www.humansvsretirement.com 

Renowned expert in the field of financial therapy Megan McCoy, Ph.D., LMFT, AFC®, CFT-I™, joins Matt on this episode of Bridging The Gap to share her unique insights on the importance of finding individual strategies when working with clients. Megan shares how her background in family therapy combined with her expertise in emotional well-being with financial planning offers a holistic approach. She discusses the power of incorporating silence and patience into conversations with clients. Megan dives into a fascinating study she conducted on trust, communication skills, and return on investment in financial planning, and the key findings she discovered that will help to revolutionize the way advisors interact with their clients. Megan also talks through the concept of vulnerability within the financial industry, how shared values play a pivotal role in building strong client relationships, and valuable resources for professionals in the financial planning and mental health fields.Megan McCoy Bio:Dr. Megan McCoy, Ph.D., LMFT, AFC®, CFT-I™ is an Assistant Professor at Kansas State University's personal financial planning program. She holds a B.A. in Psychology from The University of North Carolina and an M.A. in Marriage and Family Therapy from Drexel University. Dr. McCoy also attended the University of Georgia, where she earned a Ph.D. in Human Development and Family Science with an emphasis in Marriage and Family Therapy. She is a licensed Marriage and Family Therapist, an Accredited Financial Counselor®, and a Certified Financial Therapist-I™. She volunteers on the Financial Therapy Association's Board of Directors and is the Associate editor of Financial Planning Review She was also a guest editor on a special issue on financial therapy for Contemporary Family Therapy. Her research interests focus on financial therapy, financial well-being, and financial communication, as well as diversity, equity, and inclusion issues. She has published over forty articles in top-tier mental health, family science, financial counseling, and financial planning journals. This year her research has won her research awards through the National Council of Family Relations and Financial Therapy Association. Dr. McCoy has been awarded grants from the Financial Planning Association, the National Endowment for Financial Education, FP Canada, and the CFP Board. Dr. McCoy has been featured as a financial well-being expert on the Today Show, NPR, BBC, the Wall Street Journal, and many other media outlets.More Content For Financial Advisors and Wealth Management FirmsYouTubeTwitterLinkedIn

Meghaan Lurtz, Ph.D., Senior Research Associate at Kitces.com, Lecturer for Columbia University, Professor of Practice at Kansas State University, Assistant Professor at the University of Maryland University College, Member of the Board and International Expertise Counsel at the Financial Psychology Institute Europe, and Founding Strategic Advisor at Couplr, joins Matt on today's episode of Bridging the Gap to dive into the fascinating world of behavioral economics and financial psychology. Meghaan walks listeners through her academic background, from her pursuit of multiple undergraduate degrees to her specialization in financial psychology, and how it all intersects in the world of financial planning. Meghaan discusses the role of AI in medical applications, the importance of human connection in financial planning, and the power of asking the right questions to improve communication and relationships. Meghaan also delves into how behavioral economics can revolutionize the way we approach financial decision-making for our firms and our clients. Meghaan Lurtz Bio:Meghaan Lurtz, Ph.D., FBS™ is a Professor of Practice at Kansas State University where she teaches courses for the Advanced Financial Planning Certificate Program, a lecturer at Columbia University where she teaches Financial Psychology, and an on-staff writer and researcher of financial psychology at http://Kitces.com . Her research interests vary as she studies both practitioners of financial planning as well as financial planning and financial therapy practices and interventions. Her research and expertise have been featured in Journal of Financial Planning, Journal of Consumer Affairs, Financial Planning Review, Wall Street Journal, BBC, Million Dollar Roundtable, and New York Magazine. She has also contributed chapters to the CFP Board's textbook, Client Psychology. Meghaan is a past President and current board member for the Financial Therapy Association and Financial Psychology Institute Europe. More Content For Financial Advisors and Wealth Management FirmsYouTubeTwitterLinkedIn

Have you ever thought about your financial well-being and emotional relationship with money? Financial Therapy is a compassionate and holistic approach that recognizes our deep emotional connection with money. Recent research has shown that financial issues trigger various emotions, from anxiety and fear to shame and frustration. And add that financial matters in divorce, such as asset division, alimony, child support, and budgeting, will often trigger strong emotions like fear, anger, and sadness. Joining us is Megan McCoy, a licensed marriage and family therapist and a certified financial therapist who shares about herself and her work which specializes in helping individuals and couples explore their complex relationships and financial issues. Today she discusses the context of divorce, money, and emotions and how they can intertwine in complex ways. She educates and empowers clients to become more financially literate, understand basic financial concepts, develop budgeting skills, and create financial goals and plans. Welcome, Megan! Topics Discussed About financial therapy How do money and emotions get managed during the divorce Do couples bring up money issues? What does Megan see as a good opportunity or help for clients who may not know about financial issues? Does she have any fun activities or ideas for clients regarding money matters? About her current and upcoming projects about money! About Megan McCoy  Dr. Megan McCoy is a licensed Marriage and Family Therapist and a Certified Financial Therapist-I. She is a Professor of Practice at Kansas State University, where she served as the Director of the Financial Planning Masters Program and key faculty in the Financial Therapy Certificate. Also an Executive Board member of the Financial Therapy Association and the Associate Editor of the Journal of Financial Therapy. Her research interests focus on improving well-being through financial literacy, self-efficacy, and locus of control. Connect with Megan Linked In | www.linkedin.com/in/megan-mccoy-PhD About The Podcast This podcast invites highly sought-after divorce professionals to share their guidance to all women listening. The intent is to share tips that affluent women can use to maintain their lifestyle during and post-divorce. Hosted by Olivia Summerhill, a Certified Financial Planner, Divorce Specialist, and Money Coach who discreetly helps high-net-worth women in divorce with their financial questions. Website | www.summerhillfirm.com LinkedIn | www.linkedin.com/in/oliviasummerhill

Amy Mullen CFP® | President of Money Quotient BIO: Amy Mullen, CFP® is the President of Money Quotient and a renowned expert in values-based financial planning. With extensive experience in guiding clients through change and fostering long-lasting client-planner relationships, Amy frequently presents at national financial industry conferences. She holds a CERTIFIED FINANCIAL PLANNER™ certification and has a background in "Financial Motivation & Change" from Marylhurst University. Amy is an active member of the Financial Therapy Association and Financial Planning Association, contributing her expertise to the industry. Outside of work, she enjoys outdoor activities, photography, live music, and cooking. Intro: In this episode, join us as we delve into creating trust and explore the importance of uncovering motivations and bridging perspectives. Amy is a renowned expert in financial psychology and the founder of "Money Quotient." With her deep understanding of the hidden factors that affect financial decision-making, Amy shares valuable insights on how to create lasting change and foster effective client-advisor relationships. Why You Should Listen: Are you curious about how to build a psychological foundation rooted in trust for your financial life? Join us in this thought-provoking podcast episode as we explore the transformative potential of addressing hidden barriers and empowering individuals to implement financial information effectively. Through an insightful journey, we invite our listeners to delve into their inner worlds, uncovering intrinsic motivations that drive financial actions. Drawing upon the latest research, we shed light on powerful strategies for motivating individuals to take charge of their financial futures. Additionally, we examine the gaps that exist between the perspectives of financial planners and clients, providing valuable insights into bridging these divides. Recognizing the importance of effective communication skills and adopting a life planning approach, we unravel the essential elements that build trust and commitment, shaping a brighter financial landscape for all. Highlights: Unveiling the misalignments in financial services caused by operating from a single lens The power of addressing hidden barriers to implement financial information effectively Inviting clients to explore and discover their own inner world for intrinsic motivation Uncovering the latest research on motivating people to take financial action Revealing the gaps in perspectives between financial planners and clients The significance of effective communication skills and a life planning approach in building trust and commitment Links: Connect with Amy: LinkedIn: Amy Mullen Twitter: Amy Mullen Website: Money Quotient

Tune in to hear:- Why does discussing money remain such a persistent taboo in our culture?- Why is financial intimacy so critical and how can we work towards achieving it in our lives?- How does financial intimacy, or intimacy more generally, relate to “feeling seen?”- How can financial intimacy allow us to better see ourselves and unearth our personal money stories that have gone under our radar?- We have a cognitive understanding that we can't take our wealth with us when we die, but why is this so hard to understand in practice?https://www.linkedin.com/in/MoneyandWellnesshttps://www.instagram.com/modomsolutionsCompliance Code: 0879-OAS-3/27/2023

Dr. Meghaan Lurtz Ph.D. | Lecturer | Writer | Senior Research Associate Kitces.com | BIO: Dr. Meghaan Lurtz, Ph.D., FBS™ is a Professor of Practice at Kansas State University, a lecturer at Columbia University and a writer/researcher of financial psychology at Kitces.com. Her research focuses on studying practitioners of financial planning, financial therapy practices and interventions. Meghaan has been featured in various publications including the Journal of Financial Planning, Wall Street Journal, and New York Magazine. She is a board member for the Financial Therapy Association and Financial Psychology Institute Europe. Intro: Welcome to today's podcast, where we have the pleasure of speaking with Dr. Meghaan Lurtz. Dr. Lurtz is a Professor of Practice at Kansas State University, a lecturer at Columbia University, and a board member for the Financial Therapy Association and Financial Psychology Institute Europe. Today, she will be sharing her expertise on how we can integrate the principles of positive psychology into our financial lives to create a flourishing life. Why You Should Listen: If you're looking to redefine your relationship with money, experience contentment and joy, and align your financial life with your values and character strengths, then this podcast is for you. Dr. Lurtz will be sharing practical tips on how to use the principles of positive psychology to create a flourishing financial life. Highlights: Defining Positive Psychology and PERMA: Dr. Lurtz discusses what positive psychology is and how Dr. Martin Seligman's work on PERMA can be applied to our financial lives. Financial Joy: Dr. Lurtz shares her thoughts on what financial joy means and how we can examine our own definition of financial joy. Languishing and Contentment: Dr. Lurtz talks about the importance of noticing when our financial lives are languishing and how we can use positive psychology to experience contentment and flourishing. Positive Relationships and Reflection: Dr. Lurtz discusses the power of positive relationships and the importance of reflection to become more aware of what is important to us in our lives. Financial Self-Efficacy and Character Strengths: Dr. Lurtz emphasizes the importance of building financial self-efficacy, agency, and using our character strengths to align our financial lives with the areas of PERMA. In conclusion, Dr. Lurtz provides a roadmap for creating a flourishing financial life by using the principles of positive psychology. Remember to notice the journey, have some fun and play along the way. Thank you for listening! LINKS: - What's Possible Now Article: CLICK HERE -Kitces.com: CLICK HERE - Kansas State Program: CLICK HERE - Columbian: CLICK HERE

FINANCIAL TRAUMA is real! So, how do we overcome it? In this episode, my guest, Aja Evans, discusses how to identify and overcome financial trauma so you can win with money!  Aja is a board-certified therapist, speaker, and writer who specializes in financial wellness. With over a decade of experience in mental health, Aja was consistently hearing people talk about their negative relationships with money. She could relate, given her own financial journey and feelings about money. Aja made it a priority in her work to help others feel supported on their financial journey.    Aja is putting her master's in counseling psychology, training with the Financial Therapy Association, and a certificate from the Center for Financial Social Work to good use. In her practice, she assists people with intersecting mental health and all things “money.”  Aja has been featured in major news outlets such as Bloomberg, The Washington Post, Well+Good, and NerdWallet.   Coined the “feel-good financial therapist,” Aja is on a mission to get more people engaged in living their best life while transforming their thoughts, feelings, and behaviors around money.   In this episode, you will learn: What is financial trauma What inspired Aja to become a financial therapist role and help people with their relationship with money Top 3 tips on how to identify if you have a problem? And how to solve them? 3 signs of bad money habits Tips for adopting a positive money mindset Advice for couples ready to blend their finances And so much more!   Additional resources mentioned in this episode: Watch Episode 100:How to Navigate Entrepreneurship and Relationships with Rudolph Escarne on YouTube or listen on your favorite platform.    Subscribe to The Purpose of Money so you never miss an episode!   Need to get your finances right but don't know where to begin? Check out The Purpose of Money Blueprint: Finances 101.   Do you want to leverage life insurance to invest in real estate? Check out my course, The Purpose of Money Maximizer.    Connect with Aja Instagram Website   Follow The Purpose of Money Instagram: @thepurposeofmoney  Facebook Twitter: @purpose_money  Website  

Dr. Meghaan Lurtz Ph.D. | Lecturer | Writer | Senior Research Associate Kitces.com | BIO: Meghaan Lurtz, Ph.D., FBS™ is a Professor of Practice at Kansas State University, a lecturer at Columbia University and a writer/researcher of financial psychology at Kitces.com. Her research focuses on studying practitioners of financial planning, financial therapy practices and interventions. Meghaan has been featured in various publications including the Journal of Financial Planning, Wall Street Journal, and New York Magazine. She is a board member for the Financial Therapy Association and Financial Psychology Institute Europe. Why Your Should Listen: In this episode, Meghaan explores the complex dynamics of combining finances with our spouses and how it can reveal our relationship with money. She shares insights on the origin stories around money that help us understand why we think, feel, and do what we do with money. Meghaan provides valuable suggestions on reducing discomfort in prioritizing our future dreams and goals, embracing change, and looking back at our regrets to propel us towards a more meaningful future in our financial lives. Throughout the episode, Meghaan emphasizes the significance of understanding our past to make meaningful changes moving forward, and discusses the transtheoretical model of change and how it can be applied to our financial lives. She also talks about the importance of "flocking" and how it can help us be happier, healthier, and embrace the aspects of life that are worth living. So if you want to gain a deeper understanding of your own relationship with money, learn practical tips for prioritizing your future goals, and discover how to embrace change and live a more fulfilling life, then this episode is definitely for you! Highlights: -Combining finances with our spouses reveals a lot about our own relationships with money and our past money behaviours that predict our future version of ourselves. -Focusing too much on future dreams and goals can lead to dissatisfaction, and Meghaan offers suggestions on how we can reduce this discomfort. -Change is hard, and Meghaan speaks to the ideal of embracing our identities while prioritizing life's changing priorities, such as being a parent while still committing to our professional world. -Looking backward at our regrets can increase our productivity, help us find purpose, and lead us towards a more meaningful future in our financial lives. -Understanding our past is very informative in making meaningful changes moving forward, and Meghaan discusses the transtheoretical model of change and how we can apply it to our financial lives. -Meghaan discusses the significance of "flocking" and how it can help us be happier, healthier, and embrace the aspects of life that are worth living. Quotes: -"Rethink what it means to do less." - Dr. Lurtz -"Understanding how to balance both worlds." - Dr. Lurtz -"Live a life doing things with people you love." - Dr. Lurtz -"Take a few more turns, take a few more jumps, especially with people we love." - Dr. Lurtz -"Uncertainty is an opportunity to make art." - Dr. Meghaan Lurtz LINKS: - Kitces.com: CLICK HERE - Kansas State Program: CLICK HERE - Columbian: CLICK HERE

January is financial wellness month and a time to remember the importance of your financial well-being. You'll always work on financial well-being, like your physical health, but what are some best practices to stay in top financial shape? In this episode, Dr. Megan Ford shares tips on how to develop and maintain financial wellness for the long haul. Dr. Ford is a financial therapist and consultant passionate about helping individuals and couples find more balance and understanding in their relationship with money. Megan has a Ph.D. in financial planning and a Master's degree in marriage and family therapy. She served as the Financial Therapy Association's President and has co-authored a textbook, The Fundamentals of Writing a Financial Plan. The show notes can be found here: https://laceylangford.com/podcast/developing-financial-wellness/

Canadians now have access to Interac and Conscious Economics' joint Mindfulness & Money program- a revolutionary digital learning platform designed to foster financial confidence. This Financial Literacy Month, join the journey of Canadians propelling themselves towards increased fiscal awareness with this one-of-a kind resource!To learn more about this program, we had a chat with Aseel El-Baba from Conscious Economics. Aseel spent a decade working in the Canadian Financial Sector. She grew her career in Financial Planning managing a portfolio of $100M on Bay Street.  Aseel is the CEO of Holistic Optimal Wealth, a practice on a mission to explore and heal people's relationship with money. She is a member of the Financial Therapy Association and the Canadian Association Of Psychodynamic Therapy. She is a thought leader, public speaker and advocate for holistic wealth.In this podcast, she discussed the details of the program, the top three financial barriers that Canadians face and ways to address these financial barriers. She also shared some important  resources that will help Canadians build their financial confidence.   

Tune in to hear:- Why are love and money so uniquely combustible?- Why do we often not give our significant other the benefit of the doubt? How can we give our partners more grace and understanding?- What do you do if a couple is stonewalling one another?- Can understanding your partner's money type or money script play a role in giving them this grace?- How accurately are couples assessing each other's spending habits and what can be done to combat this trap of both spenders getting the marriage in trouble?- How can we encourage and model radical responsibility for our clients and encourage them not to point fingers at their partners?https://enlite.worldhttps://www.amazon.com/Love-Money-exercises-strengthen-relationship/dp/B0BFV9L5HNCompliance Code: 2109-OAS-11/3/2022

Rick talks with Sonya Britt-Lutter who is one of the pioneers of financial therapy.  Sonya was the first “real” financial therapist I knew of to have formal training in financial planning and therapy.  Listen to her journey to becoming a founder of financial therapy, which included her turning down a position with Rick, getting a doctorate in financial planning, and becoming the first president of the Financial Therapy Association. A podcast that blends the nuts and bolts of financial advice with the emotions that drive making them.Rick Kahler, CFP®, CFT-I™, has helped people make better money decisions by integrating financial planning. He blends the nuts and bolts of financial advice with the emotions that drive making them and shares them on his financial therapy podcast.

In our conversation today we talk about being financially empowered to be creatively free! Basically, we take a deep dive into her book Arts and numbers. We discuss subjects such as budgeting and how to create discipline around budgeting when you have a varying monthly income throughout the year. We discuss the emotional and psychological hurdles around gauging the worth of your work and building the confidence to ask for it.  We also discuss the thrilling subject of negotiating through price anchoring, which I think all artists should learn to master! We even talk about the advantages of creating a business plan for solo entrepreneurial artists such as singers and so much more! This episode truly is a goldmine! Elaine Grogan Luttrull, CPA-PFS, AFC® is the founder of Minerva Financial Arts, a company devoted to building financial literacy and empowerment in creative individuals and organizations. Her workshops and presentations have been featured nationally by groups that support the arts, including Creative Capital, the Pew Center for Arts & Heritage, the Joan Mitchell Foundation, Sundance, Firelight Media, the National YoungArts Foundation, and a variety of state arts councils and commissions. Elaine spent 10 years in academia, teaching at the Columbus College of Art & Design and serving as the Department Head for Business & Entrepreneurship from 2014-2018. She regularly provides guest lectures for colleges, universities, and conservatories that serve the arts, including the Juilliard School, New England Conservatory, the School of Visual Arts, and the Cleveland Institute of Arts. Before that, Elaine served as the Director of Financial Analysis for The Juilliard School and in the Transaction Advisory Services practice of Ernst & Young in New York. Elaine is the author of Arts & Numbers and has regularly contributed to industry guides, including Professional Artist magazine, Business of Art from the Center for Cultural Innovation, and Create a Living Legacy from the Joan Mitchell Foundation. She is based in Dublin, Ohio (Kaskaskia and Hopewell indigenous and cultural lands) where she serves on the boards of the Short North Alliance and Healing Broken Circles. Previous board service includes Social Ventures, the Financial Therapy Association, and the Lark Play Development Center.   Connect with Elaine Grogan Luttrull   Website | Facebook  | Instagram | LinkedIn   Books Mentioned: Arts & Numbers: A Financial Guide for Artists, Writers, Performers, and Other Members of the Creative Class by Elaine Grogan Luttrull The Graphic Artist Guild Handbook: Pricing & Ethical Guidelines by The Graphic Artists Guild  A random walk down Wall Street by Burton G. Malkiel The richest man in Babylon by George S. Clason Creativity, Inc.: an inspiring look at how creativity can - and should - be harnessed for business success by the founder of Pixar by Ed Catmull The Artist's Guide to Grant Writing: How to Find Funds and Write Foolproof Proposals for the Visual, Literary, and Performance Artist by Gigi Rosenberg Dollars and Sense: Money Mishaps and How to Avoid Them by Dan Ariely The Midnight Library by Matt Haig Other Resources: Patreon: Creativity powered by membership

Tune in to hear:- A criticism that sometimes crops up is: what if this advisor didn't sign up to be a therapist? What would Ashley say to this critique and what is the baseline set of therapeutic skills necessary for the average advisor?- When should a financial advisor make a referral to a mental health practitioner?- What is circular questioning and what is an example of where an advisor might apply this technique?- From a high level perspective, what is the notion of “stages of change readiness?”- When a client is in a pre-contemplative stage of change, what can an advisor do to help encourage them toward greater readiness? - Is there some sort of thought exercise you can give a client that's in the pre-contemplative stage of change to sort of catalyze a new way of thinking?- What's the danger of trying to move someone through the stages of change too quickly?- What does it mean to be “trauma informed” and why might advisors want to be aware of this?- Where should we draw the line between individual autonomy and secrecy in regards to finances in a relationship? When does this become financial infidelity?https://twitter.com/bamconsultshttps://bamfcc.comCompliance Code: 1871-OAS-10/10/2022

With 85 percent of Americans dealing with financial stress, the mental health connection to money is becoming more acknowledged each day.  Now, the worlds of psychology and finance have come together to create the science of financial therapy.  Dr. Megan McCoy (https://www.linkedin.com/in/megan-mccoy-phd/), licensed Marriage and Family Therapist, certified Financial Therapist, Assistant Professor of Practice, Director of Financial Planning Master's program, and accredited Financial Counselor at Kansas State University (https://www.k-state.edu/), shares how financial therapy can lift people out of money-related anxiety.  Join us as we discuss: How the money taboo impacts financial stress (7:53) The impostor syndrome plaguing financial professionals (15:11) Establishing and expanding financial therapy practices (24:04)  Check out these resources we mentioned during the podcast: Financial Therapy Association - https://financialtherapyassociation.org/ The Psychology of Financial Planning - https://www.cfp.net/knowledge/psychology-of-financial-planning Get Beyond Money - Tropical FCU -https://getbeyondmoney.tropicalfcu.com/ Dr. Megan McCoy - https://www.linkedin.com/in/megan-mccoy-phd/ meganmccoy@ksupeeredu  You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.   Listening on a desktop & can't see the links? Just search for Banking on Digital Growth in your favorite podcast player.

What You'll Learn: How our childhood experiences become the undercurrent of our relationship with wealth How to talk to your kids about money in a way that eliminates fear How to find passion and motivation in children in a family business Why Kjartin recommends low-income, high-impact jobs for children of wealth Holding a family conversation about individual and shared purpose How to build support from the family system How to help children who appear to be unmotivated or disinterested The importance of unconditional positive regard How shame compounds stagnation  Keeping generations connected when Next Gen is exploring new possibilities Looking at the family office as an extension of the family system Making sure the family office represents the family and not just specific individuals   Resources:   https://www.graddha.com https://graddha.medium.com/ https://twitter.com/graddha https://www.facebook.com/Graddha https://www.linkedin.com/company/graddha-inc Bios:   KJARTAN JANSEN, MA, CFA Co-founder and CFO, Graddha   Kjartan brings to Graddha a combination of financial acumen, facilitation training and relevant personal experience. With over two decades in finance, he is committed to normalizing it for clients so they can better navigate the complex landscape of wealth. This involves helping clients define their values, and then creating deep alignment with their financial lives and Relationships.   Kjartan's work is informed by multiple roles in several industries. He began his career in technology consulting. He subsequently held roles in investment banking (equity research), venture capital (clean technology), and as a start-up CFO.    He holds a Bachelors degree in Economics from the University of Bergen in Norway, which included a year studying in Germany as a Ruhrgas scholar. He also holds a Masters degree in Applied Economics from the University of Michigan. Additionally, he is a CFA®️ charterholder. In addition to serving on the board of the family office Springcreek Advisors since 2008, he is an active member of the Purposeful Planning Institute, the Family Firm Institute and The Heritage Institute. He serves on the board of the Ree and Jun Kaneko Foundation, and recently deepened his knowledge of trust administration (Cannon Financials Trust Fundamentals) and family enterprise (Family Firm Institutes Certificate in Family Business Advising). Kjartan speaks five languages. When not working with clients, he can be found pursuing adventure on his skis, bike, or surfboard. He likes to travel with his family to his native Norway and anywhere else he can manage to explore and experience the world with them. Kjartan served in the Norwegian Army and is a serious meditator.   MARLIS JANSEN, MA, LMFT Co-Founder and CEO, Graddha   Marlis is a licensed psychotherapist and certified coach who is trained in wealth psychology. In addition, she is a sixth-generation member of a family of stewardship. This combination of professional training with lived experience gives her a unique perspective on the nuances and complexities of owning financial wealth.   Prior to founding Graddha, Marlis worked in healthcare information technology. As a product developer, she designed call-center based services to assist patients in making health care decisions. Marlis also served as Director of Business Development and Director of Product Development in a couple of healthcare startups. Later, her experience as a mom inspired her to contemplate how we ascribe value to people and work.   Marlis holds a Bachelor's degree in Anthropology from Harvard University, a Masters degree in Psychology from the California Institute of Integral Studies and a Graduate Certificate in Financial Psychology and Behavioral Finance from Creighton University Heider College of Business. She received her certification in integral coaching from New Ventures West.   She is an active member of the Purposeful Planning Institute, Family Firm Institute, The Heritage Institute and the Financial Therapy Association. She serves on the board of the Stone Age Institute and, since 2009, has served as Vice President of The Springcreek Foundation, her family's private philanthropic foundation.   Marlis is proficient in French, Spanish and Norwegian. She loves to enjoy home cooked family dinners, hike Mt. Tam with her family and dogs, travel in unfamiliar countries and cultures, and compel family members to join her in a game of extreme Pictionary as often as she possibly can.

Financial planning, financial counseling, and financial therapy are separate but complementary financial services designed to support clients' financial goals and well-being. But how do you know which service you, or your client, needs at any given moment? In this episode, we're joined by two leaders in the financial therapy space, Kristy Archuleta & Sonya Lutter.Kristy and Sonya share their research, knowledge, and experience across financial services to help our listeners answer this question and more. We talk about creating boundaries, knowing limitations, and, most importantly, building a strong referral network in order to best serve our clients.Show Notes: 1:48 Planning vs. counseling vs. therapy6:34 Do you need to be certified to practice Financial Therapy?12:41 All about dual designations15:15 Building a strong referral network 18:31 Into their research and major findings22:21 Where to find their research26:09 Final 2 centsShow Note Links:Financial Therapy Association Become a Financial Therapist or Find a Financial TherapistVideo from Meghan Lurtz on updates for certification in financial therapyConference & connection with the Financial Therapy Association

Tune in to hear:- What role does positive psychology play in financial planning? More broadly, what is positive psychology and how is it differentiated from the popular conception of behavioral finance as the study of bias?- What is the “three good things” intervention and why does it work? Is it applicable in a financial context as well?- What do you do when someone attributes the best things in life to happenstance or luck? How can you potentially reorient this into something with a more internal locus of control?- Why is money uniquely ripe for conflict and why are advisors well-positioned to help?- What are the primary stages of financial conflict resolution?- Is neuroticism the main personality trait, of the “Big 5,” that advisors would want to be aware of in their clients or do other personality traits play a big role in making sound investment decisions as well?https://www.linkedin.com/in/sarahasebedophdcfpCompliance Code: 1117-OAS-6/27/2022

Tune in to hear: - As one of the founders of the discipline of financial therapy, what light can Dr. Archuleta shed on the origin story of this unique discipline?- What are the lines of demarcation between financial planning, financial therapy and traditional therapy? Should financial planners look to make referrals, when necessary, for financial therapists or is this a largely academic discipline?- What's a concrete example of a concern that is out of the scope of a traditional financial advisor's practice but not necessarily appropriate for a psychologist either?- What is solution-focused therapy and why did Dr. Archuleta find it to be particularly instrumental in a study she was doing?- How can we encourage people to be a little more thoughtful about their goal setting process?- What is “fuzzy trace theory” and what is its relationship to risk tolerance?https://www.linkedin.com/in/kristy-archuleta-ph-d-lmft-cft-i-tm-273a5722Compliance Code: 1047-OAS-6/15/2022

Syble Solomon is the creator of Money Habitudes, a financial tool that helps people understand the psychology of money and make wiser financial decisions. She is a member of the Financial Therapy Association and a pioneer in looking at the intersection between money and emotions. Syble shares insights on what motivates financial decisions, and the deep-rooted and complex feelings we often have towards money. She talks about Money Habitudes, and the six different patterns you need to know to emerge from the divorce process in a financially sound place. Money Habitudes is a self-assessment game that helps players become aware of their habits and attitudes towards money. There are six habitudes that any one person may possess, but people usually have one pattern they follow the most. Most people get so caught up in the conflict their differences create that they don't realize those differences balance each other out. Our first relationship with money is developed based on the messages we pick up from our parents. We inherit these messages, which influences the way we view money and make financial decisions.  One thing you must learn to do is communicate when you are angry, in a way that meets your needs rather than just letting the anger out.  Resources Syble Solomon on LinkedIn MoneyHabitudes.com - Cards | Online Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

Megan is a board member of the Financial Therapy Association, and the Director of the Financial Planning Masters Program at Kansas State University. She and Louis talk about financial therapy and the psychological side of money. Megan McCoy LinkedIn: https://www.linkedin.com/in/megan-mccoy-phd/ Financial Therapy Association Website: https://financialtherapyassociation.org/ Kansas State University Profile: https://www.hhs.k-state.edu/pfp/about/people/meganmccoy/ For more information on PortfolioMetrix reach out to our team or follow us on LinkedIn. https://www.portfoliometrix.com/za/ Asset-Map. Deliver advice, faster. https://www.asset-map.com/south-africa Visit https://www.allangray.co.za/ to learn how they build long-term wealth for clients. Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

In this episode, I'm joined by Dr. Preston Cherry, Head of Financial Planning and Assistant Professor of Finance at University of Wisconsin Green Bay. He is also the president of Financial Therapy Association and host of the Life Money Balance podcast.   Listen now and learn: The importance of setting expectations in advance of investing The difference between investment planning and investment management Thing 2.   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

What's your earliest memory about money? For me, it's the anxiety I felt as a boy, sitting in my father's apartment, waiting for his unemployment check to hit our mailbox. He suffered at times from anxiety and depression, which wasn't understood very well back then, so steady work was always a challenge for him. I remember buying him lunch at a malt shop once I started working -- not because I was trying to show how grown up, I was, but because we really needed the five dollars.  Those formative experiences drove me to a career that taught me how to take care of my own finances and help other people do the same. After nearly 30 years in financial services, I'm positive that there's a real connection between money memories, good financial habits, and mental health that influences our relationships, our emotions, our careers, and our progress towards a safe and secure retirement. To help me explore these important intersections, I'm thrilled to welcome Dr. Megan McCoy to today's episode. Dr. McCoy is a licensed Marriage and Family Therapist and a Certified Financial Therapist-I. At Kansas State University, she's a Professor of Practice and Director of the Financial Planning Masters Program and key faculty in the Financial Therapy Certificate Program. Dr. McCoy is also an Executive Board member for the Financial Therapy Association and the Associate Editor of the Journal of Financial Therapy. 

On the latest episode of The Tony Steuer Podcast, I spoke with Dr. Preston Cherry, Founder and President of Concurrent Financial Planning about finding balance between your life and your money.Dr. Preston Cherry is the Founder and President of Concurrent Financial Planning. Preston is also the Head of the Personal Financial Planning Program at the University of Wisconsin – Green Bay. Dr. Cherry specializes in empowering individuals with a trusted place to share their unique stories that inform their financial resources, create their life's design, and encourage financial wellness, which helps achieve Life Money Balance™. In 2021, he was recognized as one of Investopedia's 100 Top Financial Advisors, currently serving as President of the Financial Therapy Association.In this episode we discussed:Letting your life lead your money, rather than having your money lead your life How early money memories impact our relations with life and money wellnessGiving yourself permission to start your journey

Tune in to hear:- Are various addictive behaviors (e.g. gambling, drug abuse) potentially symptoms of a larger societal issue?- What percentage of people in standard therapy might benefit from a finance-centric therapeutic approach?- What are some of the most common, or universal, expressions of financial dysfunction that Dr. Lutter sees in her work?- Are there some cases where having financially dependent adult children is an appropriate course of action because of cultural or other differences?- How does Dr. Lutter operationalize happiness?- The four elements of happiness that Dr. Lutter lays out are heightened in those who work with financial advisors. Do what does she attribute this sizable happiness gap?- Those who work with financial advisors are shown to have much better communication with their romantic partner or spouse. Why might this be the case?- High net-worth individuals without financial guidance are less happy than those with financial guidance. Why might this be true?- What are some of the most counterintuitive or surprising findings Dr. Lutter has encountered over the course of her career?www.angieherbers.comhttps://twitter.com/sonyalutterCompliance Code: 0482-OAS-3/21/2022

Do you ever feel like something about your money is not "working"? That feeling that something isn't quite right but you can't articulate what exactly that internal dialogue is that's going on inside of you. If you have been around here for a while, you understand the benefits of hiring a financial ADVISOR but is it possible that a financial THERAPIST could help you out in this situation? Our guest this week is none other than Simi Mandelbaum the Founder and CEO of PROSPR Financial Wellness, a center dedicated to reducing the stress and anxiety people feel around money. She shares with us the struggles her clients have in their personal experiences with money and how we can work through it with a healthier outlook to bring in ... you got it ... MORE money and LESS DEBT. Enjoy the show! ------------------------------------------------------------------------ ABOUT OUR GUEST: Simi Mandelbaum, CFT-I, AFC is the Founder and CEO of PROSPR Financial Wellness. Incepted in 2019, Simi has helped over 100 clients reduce debt, increase income, and most importantly live their money lives true to their goals and values! Simi also provides discounted coaching services via The Yellow Ribbon Network, a group formed to help Veterans and other persons in need, as well as through Mesila International, an organization providing services to indigent and struggling families. Simi earned her Certified Financial Therapist (CFT-I) designation from the Financial Therapy Association, in an Accredited Financial Coach (AFC) certified by the AFCPE and completed the Certified Financial Therapist (CFT) program via the Kansas State University Masters Certificate Program. ------------------------------------------------------------------------ CONTACT SIMI: Website: https://prospr.fit/ Email: info@prospr.fitPhone: 315.9PROSPR (315.977.6777) ---------------------------------------------------------------------------------- SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ Twitter: https://twitter.com/AaronKatsman LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ---------------------------------------------------------------------------------- SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ---------------------------------------------------------------------------------- VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ---------------------------------------------------------------------------------- CONTACT ME: Email me: aaron@lighthousecapital.co.il ---------------------------------------------------------------------------------- DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

Nathan Astle is founder of Relational Money, an organization that specializes in helping people deal with issues related to their emotional difficulties with money, as well as helping couples experiencing financial conflict. He is a licensed Marriage and Family Therapist, as well as a Certified Financial Therapist. Nathan is a member of the board of directors of the Financial Therapy Association, and has been featured on CNBC and USA Today. He explains the role of a Certified Financial Therapist, and educates listeners on how to regain power over their lives after a financially abusive relationship. He also shares a resource to help listeners regulate their emotions, particularly around money. Money has different meanings for different people: it can be a necessary evil that enables them to live the life they want, a representation of security and safety, and a way to assert dominance and influence over a person.  The way you were raised has a significant impact on the way you experience money. How your parents treated wealth and wealthy people, the explicit messages you were taught about money, and what went unsaid, all played a part in shaping your perception of money. Emotional regulation becomes a challenge when people are going through traumatic experiences, because they often respond to situations in ways that best guarantee their survival. Focusing on your senses can help you control your emotions. When you feel yourself slipping, pay attention to the texture of something near you; it's a helpful tool for recentering yourself in the moment.  Resources Nathan Astle on LinkedIn  Stacy Francis on LinkedIn | Twitter Email: stacy@francisfinancial.com FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

With Saundra Davis | Financial Coach | Distinguished Adjunct Professor | Speaker | BIO: Saundra Davis, MSFP, APFC® , FBS® is a US Navy veteran, and nationally recognized speaker, financial coach, educator, and consultant. She is the founder and lead trainer of the Financial Fitness Coach (FFC®) certification program which supports community-based providers and financial professionals to build the skills necessary to promote change in how individuals, families and communities think and talk about money. Saundra is the founder and Executive Director of Sage Financial Solutions, a San Francisco Bay Area-based organization that develops comprehensive financial capability programs for low- and moderate-income communities throughout the United States. Her volunteer efforts as a founding member, past president, and current board member of the Financial Therapy Association, and as a member of Financial Planning Association Diversity and Pro Bono committees have served to shape a more inclusive profession. Highlights: How to bring light to your unconscious money scriptsThe role curiosity plays in examing our money storiesWhy courage is critical for "principled rebels" such as SaundraThe power of looking inside of ourselves to learn life's greatest lessonsHow many of our financial systems are designed to exclude people How Saundra is helping helping individuals who are excluded from the main financial systemsWhy Sage Financial's mission believes that everyone needs and deserves access to competent and ethical financial servicesWhy we need to own our own personal power Quotes: "Why knowing better doesn't mean doing better. But you can't do better if you don't know better" Saundra Davis LINKS: Saundra's website: CLICK HERESaundra's LinkedIn: CLICK HERESage Financial's Facebook page: CLICK HERE

Financial Therapy and a Well-Lived Life Episode 143 Today's podcast episode is the fourth in the “A Well-Lived Life” series. As this series unfolds, you learn how culture, race, generation, and gender influence our guest's definitions. And often the accumulation of wealth is secondary to the pursuit of one's life purpose.  My guest is Nate Astle, founder of Relational Money. We first met when I presented a webinar on negotiations for the Financial Therapy Association and Nate was my host. For this interview, we switched roles and I got to ask him about his life purpose and passion for empowering individuals and couples to live more peacefully in relation to their finances. Read more about Nate here.  Here are 5 things you will learn by listening to this episode: The role your emotions play in your finances The importance of being compassionate to yourself about your money behaviors Why the financial advising profession is really a helping profession How a financial therapist can help you feel better around money A simple mindful exercise to increase your money awareness Here is some information about the Financial Therapy Association:  Financial Therapy Association Find a financial therapist Want to connect with Nate? Here's how:  Nate on LinkedIn Relational Money on LinkedIn Nate on Twitter Relational Money on Twitter Facebook     A special thank you to our episode sponsor, Halbert Hargrove.     This episode is sponsored by Halbert Hargrove, an advisory firm that believes in the fearless pursuit of well-lived todays and tomorrows. For 85 years, our advisors have worked to help our clients reach their financial goals, and as fiduciaries, we act in their best interests at all times. For help with your well-lived life, visit www.HalbertHargrove.com. Want to make peace with money? I offer a Money Mindset Coaching Program aimed at empowering you around your finances. Find out more here.  .et_bloom .et_bloom_optin_1 .et_bloom_form_content { background-color: #146a7d !important; } .et_bloom .et_bloom_optin_1 .et_bloom_form_container .et_bloom_form_header { background-color: #146a7d !important; } .et_bloom .et_bloom_optin_1 .et_bloom_form_content button { background-color: #f58023 !important; } .et_bloom .et_bloom_optin_1 .et_bloom_form_content .et_bloom_fields i { color: #f58023 !important; } .et_bloom .et_bloom_optin_1 .et_bloom_form_content .et_bloom_custom_field_radio i:before { background: #f58023 !important; } .et_bloom .et_bloom_optin_1 .et_bloom_form_content button { background-color: #f58023 !important; } .et_bloom .et_bloom_optin_1 .et_bloom_form_container h2, .et_bloom .et_bloom_optin_1 .et_bloom_form_container h2 span, .et_bloom .et_bloom_optin_1 .et_bloom_form_container h2 strong { font-family: "Open Sans", Helvetica, Arial, Lucida, sans-serif; }.et_bloom .et_bloom_optin_1 .et_bloom_form_container p, .et_bloom .et_bloom_optin_1 .et_bloom_form_container p span, .et_bloom .et_bloom_optin_1 .et_bloom_form_container p strong, .et_bloom .et_bloom_optin_1 .et_bloom_form_container form input, .et_bloom .et_bloom_optin_1 .et_bloom_form_container form button span { font-family: "Open Sans", Helvetica, Arial, Lucida, sans-serif; } Submit your question for the Breaking Money Silence® Podcast! Submit Your question has been submitted!

Meghaan R. Lurtz, Ph.D. is a writer, educator and researcher who loves observing how psychology and financial planning intersect. Meghaan is a professor of practice at Kansas State University in their advanced financial planning track and an adjunct assistant professor within the University of Maryland system for undergraduate financial planning coursework. Meghaan is also a past President of the Financial Therapy Association.  On top of all this, she is also a senior research associate for the well-know Kitces.com platform for wealth advisors. She joins today's show to discuss:Facilitating lectures with financial planning professionals on topic like Estate PlanningResearch topics that spark her interest Areas of the financial planning process where psychology comes into playA memorable story from traveling abroadhttps://www.linkedin.com/in/meghaanlurtz/https://www.kitces.com/we-are-a-team-of-nerds/

With Nathan Astle | Financial Therapist | Couples and Family Therapist | Founder of Relational Money BIO: Nathan Astle, M.S., LMFT-T is a couples and family therapist with a focus in financial therapy. He has clinical and research focus in couples and financial conflict, financial trauma, and intimate partner violence. He currently serves on the board of directors for the Financial Therapy Association and is the founder of Relational Money, a training platform for financial advisors to gain the soft skills needed in the professions of money and people. He is published in both academic journals and various national media outlets. His long-term aspirations are to create a Financial Therapy Institute and create continued research for the field of financial therapy. Find him on Twitter @nate_astle or his company @relationalmoney. Highlights: What is financial infidelity?How financial infidelity impacts many coupleshipsWhy money and sex can act as a "window" into our deeper selfThe impacts of shame on our financial healthHow to develop finanical empathy and compassion LINKS: Nathan's website: CLICK HERE Nathan's LinkedIn CLICK HEREVideo on Speakeer/Listener Technique: CLICK HERE

With Dr. Megan McCoy, Ph.D., LMFT, AFC®, CFT-I™ | Professor of Practice | Financial Therapist | Researcher | Speaker BIO: Dr. Megan McCoy; is a licensed Marriage and Family Therapist and a Certified Financial Therapist-I. She is also a Professor of Practice at Kansas State University, where she serve as the Director of the Financial Planning Masters Program and key faculty in the Financial Therapy Certificate. She also an Executive Board member for the Financial Therapy Association and the Associate Editor of the Journal of Financial Therapy. Her research interests focus on how to improve well-being through improving financial literacy, self-efficacy, and locus of control. Highlights: How narrative psychology can help you write your money storyWhy couples tend to marry spouses with opposite money behavioursHow couples can potentially increase their life satisfaction when learning how to communicate around their financesWhy, in some cases, financial literacy is not enough to achieve financial well-beingWhy building self-efficacy can increase your financial well-beingHow to resolve financial conflict LINKS: Building Financial Peace: A Conflict Resolution Framework for Money Arguments CLICK HERENarrative Financial Therapy: Integrating a Financial Planning Approach With Therapeutic Theory CLICK HEREKansa State Personal Financial Planning Master's Degree CLICK HEREThe Financial Therapy Association CLICK HEREThe Four Money Bears Book: CLICK HERE Milton The Money Savvy Pup CLICK HEREWhat is Appreciative Inquiry Approach CLICK HERE

Christine Luken Bio    Ready to master your money and become a financial success? Then you need Christine Luken, the Financial Lifeguard in your corner!  As the Founder of the Financial Dignity® Movement, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and massively increase their net worth. Christine's book Money is Emotional: Prevent Your Heart from Hijacking Your Wallet has landed her almost 100 podcast and TV interviews, establishing her as the authority on money, mindset, and emotions.   When she's not coaching clients from her home office in Cincinnati, you can find this Certified Divorce Specialist & member of the Financial Therapy Association curled up with a good book, a fluffy cat, and a strong cup of coffee. You can find her at www.ChristineLuken.com 

In this episode of Women's Retirement Radio, I'm joined by Christine Luken.As the Founder of the Financial Dignity® Movement, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and massively increase their net worth. Christine's book Money is Emotional: Prevent Your Heart from Hijacking Your Wallet has landed her almost 100 podcast and TV interviews, establishing her as the authority on money, mindset, and emotions.  When she's not coaching clients from her home office in Cincinnati, you can find this Certified Divorce Specialist & member of the Financial Therapy Association curled up with a good book, a fluffy cat, and a strong cup of coffee.For more on Christine and her Financial Dignity Coaching, please check out these resources:Christine Luken - LinkedinMoney is Emotional Book (Get first 3 chapters free)Christine Luken WebsiteGet in touch and let me know what you think or if you have any questions.And thank you for listening.Visit my website to learn more.Disclosures --- Send in a voice message: https://anchor.fm/womens-retirement-radio/message

Ready to master your money and become a financial success? Then you need Christine Luken, the Financial Lifeguard in your corner!  As the Founder of the Financial Dignity® Movement & a Certified Financial Counselor, Christine has coached hundreds of high-earning professionals to pay off staggering amounts of debt and massively increase their net worth over the past twelve years.   Christine's books, Money is Emotional: Prevent Your Heart from Hijacking Your Wallet & Manage Money Like a Boss: A Financial Guide for Creative Entrepreneurs, have landed her almost 100 podcast and TV interviews, establishing her as the authority on money and emotions.  When she's not coaching clients from her office in Cincinnati, you can find this Certified Divorce Specialist & member of the Financial Therapy Association curled up with a good book, a fluffy cat, and a strong cup of coffee.   [00:01 - 07:39] Opening Segment The Financial Lifeguard, not a financial planner Understanding how emotions affect decision-making Financial Rock Bottom at 26 Years Old   [07:40 - 14:48] Making Money Your Best Employee Is Money Your Best Employee or Worst Nightmare? How to Make Money Your Best Employee What Makes a Good Boss? Redirecting Spending Enjoying money along the journey to long-term financial success Christine shares why you should check your money weekly   [14:49 - 28:38] How to Master your Money Emotions and Build More Passive Wealth How to Cultivate Your Money Emotions How to Master Your Money Emotions and Bring them to Your Advantage The Law of Attraction Accepting money deserved and not deserved Christine talks about the relationship between couples and finances   [28:39 - 38:53] Closing Segment Quick break for our sponsorsGroundfloor offers short-term, high-yield real estate debt investments to the general public. Check www.passivewealthstrategy.com/groundfloor/ to get started. What is the best investment you've ever made other than your education?In a business coach Christine's worst investmentA family investment: Flexpoint What is the most important lesson that you've learned in business and investing?“Leaving it to the experts.” Connect with my guest. See the links below.   Tweetable Quotes: “Run away from the financial person who tells you to leave emotion out of your financial decision-making because they're really asking you to do something that is impossible.  - Christine Luken “If we manage our money wisely, it can be our best employee.” - Christine Luken “You're never going to coupon your way to wealth.” - Christine Luken ------------ Connect with Christine Luken through Facebook, Twitter, Instagram, Pinterest, and LinkedIn. Check out her websites https://www.christineluken.com/ and moneyisemotional.com. Invest passively in multiple commercial real estate assets such as apartments, self storage, medical facilities, hotels and more through https://www.passivewealthstrategy.com/crowdstreet/ Participate directly in real estate investment loans on a fractional basis. Go to www.passivewealthstrategy.com/groundfloor/ and get ready to invest on your own terms.  LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes                     

Have you ever wondered why you make the financial decisions you make? Or what has influenced your relationship with money? In this episode, Malcolm Ethridge is joined by Dr. Preston Cherry, president elect of the Financial Therapy Association and founder of Concurrent Financial planning , as they unpack the key differences between financial therapy and … Continue reading 16. Financial Therapy vs Financial Planning with guest Dr. Preston Cherry →

Dr. Kristy Archuleta joins Andy and Aaron to discuss growing up on a farm, development of financial therapy as a (relatively) new academic study, the intensity of financial arguments, is a lack of arguments in a relationship healthy?, financial vulnerability, the benefits of self talk and taking a walk, a separate bank accounts success story, conflicts in estate planning and wills, strategies for conflict resolution, women in farming, and more! (Apologies for a few instances of choppy audio.)Audio outro: The Head and the Heart, “Take a Walk”Links:Kristy Archuleta | UGAJournal of Financial Therapy"Knives Out" trailerWomen Managing the FarmBio (lightly edited):Dr. Kristy Archuleta is a Professor in the Financial Planning program at the University of Georgia, a Licensed Marriage and Family Therapist, and a Certified Financial Therapist-I™. Prior to joining the faculty at UGA in 2018, she was an Associate Professor and Program Director of the Personal Financial Planning program at Kansas State University. Her research and teaching interests relate to financial therapy, couples and money, and effective mechanisms to improve financial and overall well-being. She has co-edited two books: Financial Planning and Scales and Financial Therapy: Theory, Theory, Research, and Practice and published numerous scholarly articles.Dr. Archuleta is a co-founding board member and Past-President of the Financial Therapy Association, co-founding Editor of the Journal of Financial Therapy, and a co-founder of Women Managing the Farm. She serves on the Board of Directors for the National Association of Personal Financial Advisors and the National Consumer Education Foundation, the Financial Therapy Association Certification Committee, and the Editorial Boards for Financial Planning Review, Journal of Financial Planning, and Korean Financial Planning Review. She is commonly featured in podcasts and major news media outlets, such as the New York Times, Investment News, and CNBC, to name a few. Her cutting-edge research contributions, along with her co-authors, have been recognized with awards such as the 2019 National Endowment for Education sponsored Research to Practice Outstanding AFCPE Conference Paper Award and the Outstanding Journal Article Award given at the Association for Financial Counseling and Planning Education annual conference in 2014 and 2020. Dr. Archuleta is a recipient of the Kansas State University College of Human Ecology Myers-Alford Outstanding Teaching Award and the Oklahoma State University College of Human Sciences Distinguished Alumna Award.

Welcome back to a new episode where this time, for the first time ever in my life, I'm talking to a Financial Therapist. Up until a few months ago I didn't even know they existed. Back in Season 1 we had Jenn Uhen on the show talking about finances in midlife and I asked her to connect me to a Financial Therapist - that's how I found Wendy Wright. We all know there's a psychological aspect to money, but not many of us are aware of that in everyday life. Wendy is here to talk about emotions, our childhood background and how it all affects our financial decisions NOW. Wendy Wright specializes in the emerging field of Financial Therapy as a Certified Financial Recovery Counselor and is Licensed Therapist. She is also a member of the Financial Therapy Association, a Licensed Marriage and Family Therapist and a Certified Financial Recovery Counselor based in Denver, but is available anywhere virtually thanks to the use of telehealth! You can find Wendy at wendywrightcouseling.com and conact her at wendy@wendywrightcounseling.com Tracking your finances with thoughts and feelings - https://wendywrightcounseling.com/5-days-financial-clarity/ The book she mentions in the episode: https://amzn.to/3uEOFsn Check out our website itsnotacrisis.com and don't forget to follow us on @ItsNotACrisisPodcast on both Instagram and Facebook for more content and always love to hear from you, so drop a DM to say hi. And remember: It's NOT a crisis!

Welcome back to a new episode where this time, for the first time ever in my life, I'm talking to a Financial Therapist. Up until a few months ago I didn't even know they existed. Back in Season 1 we had Jenn Uhen on the show talking about finances in midlife and I asked her to connect me to a Financial Therapist - that's how I found Wendy Wright. We all know there's a psychological aspect to money, but not many of us are aware of that in everyday life. Wendy is here to talk about emotions, our childhood background and how it all affects our financial decisions NOW. Wendy Wright specializes in the emerging field of Financial Therapy as a Certified Financial Recovery Counselor and is Licensed Therapist. She is also a member of the Financial Therapy Association, a Licensed Marriage and Family Therapist and a Certified Financial Recovery Counselor based in Denver, but is available anywhere virtually thanks to the use of telehealth! You can find Wendy at wendywrightcouseling.com and conact her at wendy@wendywrightcounseling.com Tracking your finances with thoughts and feelings - https://wendywrightcounseling.com/5-days-financial-clarity/ The book she mentions in the episode: https://amzn.to/3uEOFsn Check out our website itsnotacrisis.com and don't forget to follow us on @ItsNotACrisisPodcast on both Instagram and Facebook for more content and always love to hear from you, so drop a DM to say hi. And remember: It's NOT a crisis!

With Sarah D. Asebedo, Ph.D., CFP® | Financial Planning Researcher | Author | Educator | Speaker BIO: Sarah D. Asebedo, Ph.D., CFP®, is an experienced researcher, teacher, and practitioner in financial planning. She is currently spearheading research focused on the application of positive psychology to financial planning, financial behaviour change and many other topics. Her work has been published in the Journal of Positive Psychology, Psychology and Aging, Journal of Consumer Affairs, Financial Planning Review and many many more. Sarah is a current member and past president of the Financial Therapy Association. She earned her Ph.D. in Personal Financial Planning from Kansas State University. Highlights: What is the field of positive psychology?What does it mean to flourish?How to integrate positive psychology with financial planningUsing the PERMA model with financial planningBecoming financially resilient Links: Dr. Asebedo's LinkedIn ProfileDr. Asebedo's paper "Functioning to flourishing: Applying Positive Psychology to Financial Planning

Nathan Astle is a board member for the Financial Therapy Association and is pursuing a master's in financial planning with a focus in financial therapy at Kansas State University. He joins the show today to share how money conflict began in his life and how the topic of money was frightening to him while growing up. Listen in as Nathan discusses the differences between financial planning, life planning, and financial therapy. You'll learn what the Financial Therapy Association is all about, as well as how it’s impacting the financial planning profession. Nathan also gives insight into how he plans to start an organization that will better equip financial planners to address trauma faced by their clients. You can find show notes and more information by clicking here: https://bit.ly/3meMxE6

With Dr. Kristy Archuleta | Professor, Speaker, Author Bio: D. Archuleta is a Professor in financial planning at University Georgie, a speaker, an author, and one of the Financial Therapy Association's founders. Originally trained as a psychologist, licensed marriage and family therapist, Dr. Archuleta has now established herself with an international reputation in the area of financial therapy. This area integrates psychological, relational, and financial factors affecting individual, couple, and family well-being. Dr. Archuleta is a co-author of two books, has won numerous awards and has well over 50 publications. Highlights: How our stories influence our careers, financial outcomes and much moreThe importance of setting financial boundaries with your childrenHow and when to communicate about money around your childrenWhy understanding "ourselves" is critical when raising financially healthy childrenWhy understanding our money stories are so important for our financial health?Using solution-focused therapy techniques, gain control over our money storiesWhy focusing on your financial positives over financial negatives can be much more effectiveWhy focusing on financial hope is so powerful Quotes: "It's never starting too early to start talking about money" Dr. Archuleta "What are your best hopes for your financial future?" Dr. Archuleta Links: Financial Therapy: Theory, Research, and Practice by Bradley T. Klontz (Editor), Sonya L. Britt (Editor), Kristy L. Archuleta (Editor)The Less People Know About Us: A Mystery of Betrayal, Family Secrets, and Stolen By Axton Betz-Hamilton Financial Planning and Counseling Scales Hardcover by John E. Grable, Kristy L. Archuleta, R. Roudi Nazarinia Roy 

Want to think, feel and behave differently with your money during and after your divorce? The Founder of Relational Money, Nate Astle, is joining us today to discuss his work as a Couples Therapist with a Financial Therapy specialization. He is a Board Member of the Financial Therapy Association and sheds light on all the emotional money decisions that impact women's divorce. Nate dedicates his time to treating the emotional, behavioral, relational, and financial aspects of well-being. This robust conversation includes what he does in his practice, including the therapeutic and financial competencies that help wealthy women with money improve overall well-being through evidence-based practices and interventions. To learn more about financial therapy and Nate's work: relationalmoney.com

With Dr. Ted Klontz PH.D | Financial Psychologist, Author and Professor Bio: With Dr. Ted Klontz Ph.D. | Financial Psychologist, Author and ProfessorOften referred to as "The People Whisperer". Dr. Ted Klontz is an Associate Professor of Practice and Financial Psychology at Creighton University. He was a founding official of the Financial Therapy Association. He is a pioneer and has been working in financial psychology for over two decades, authoring seven books on this fascinating topic of financial psychology. Highlights: Dr. Ted Klontz discusses how he and his son Dr. Brad Klontz “accidentally” create the field of financial psychologyWhy proper money communication is so important to our financial healthOur PRESENCE is much more valuable then PRESENTSHow families can start having healthy money conversationsHow the money system you live in predicts your financial beliefs, feelings and outcomesWe dive into the power of social learning for our kids when it comes to moneyHow to teach your kids about moneyWe discuss when the appropriate time to talk about money to our kids is?How to create a financial environment for our kids to flourish with money Quotes: “Your presence is more valuable than presents” Dr. Ted Klontz “What is money? What do I need to know about it?” Dr. Ted Klontz Links: Dr. Ted Klontz's website: CLICK HEREDr. Ted Klontz's upcoming workshops: CLICK HEREDr. Ted Klontz's books: CLICK HERE

Dr. Bruce Ross is an Assistant Professor at the University of Kentucky. He holds a Ph.D. in Human Development and Family Science with an Emphasis in Marriage and Family Therapy and a specialization in financial counseling and financial therapy practices. He is the President of the Financial Therapy Association and is an Accredited Financial Counselor. Enjoy as we discuss topics ranging from who should pay on the first date to how spouses should manage money together!

Our guest, Marlis Jansen, is the founder and CEO of Graddha. There, she uses her experience as a licensed psychotherapist and member of a multi-generational financially successful family to help clients navigate their financial and emotional worlds. As Marlis discusses, she has always been fascinated by where wealth meets psychology. Earlier in life, Marlis observed parts of her family being torn apart by money disagreements that became personal. From this, Marlis learned the importance of putting values and relationships in front of money matters. That is why Marlis is laser-focused on the meaning of one's life and how wealth fits into the picture. During the conversation, Marlis shares what it was like to first learn about and interact with her family's family office. If you are wondering what a family office is, be sure to listen to the financial insight at the end of this podcast. Marlis is trained in wealth psychology and a sixth-generation member of a family of stewardship. This combination of professional training and lived experience gives her a unique perspective on the nuances and complexities of owning financial wealth. Prior to founding Graddha, Marlis worked for several healthcare startups and spent a decade as a stay-at-home mom. As a product developer in the healthcare information technology space, she designed strategies to maximize trust and safety for patients to help them take ownership of their health decisions. Marlis also served as Director of Business Development and Director of Product Development in a couple of health care startups. Her experience as a mom inspired her to contemplate how we ascribe value to people and work. Marlis holds a Bachelor of Arts degree in Anthropology from Harvard University, a Master of Arts degree in Psychology from the California Institute of Integral Studies and a Graduate Certificate in Financial Psychology and Behavioral Finance from Creighton University Heider College of Business. She is an active member of the Purposeful Planning Institute, Financial Psychology Institute and the Financial Therapy Association. She serves on the Board of the Stone Age Institute and, since 2009, has served as Vice President of The Springcreek Foundation, her family's private philanthropic foundation. Marlis speaks French well and is proficient in Spanish and Norwegian. She loves to enjoy home-cooked family dinners, hike Mt. Tam with her family and dogs, travel in unfamiliar countries and cultures, and stay up late playing board games.

Our guest, Marlis Jansen, is the founder and CEO of Graddha. There, she uses her experience as a licensed psychotherapist and member of a multi-generational financially successful family to help clients navigate their financial and emotional worlds. As Marlis discusses, she has always been fascinated by where wealth meets psychology. Earlier in life, Marlis observed parts of her family being torn apart by money disagreements that became personal. From this, Marlis learned the importance of putting values and relationships in front of money matters. That is why Marlis is laser-focused on the meaning of one's life and how wealth fits into the picture. During the conversation, Marlis shares what it was like to first learn about and interact with her family's family office. If you are wondering what a family office is, be sure to listen to the financial insight at the end of this podcast. Marlis is trained in wealth psychology and a sixth-generation member of a family of stewardship. This combination of professional training and lived experience gives her a unique perspective on the nuances and complexities of owning financial wealth. Prior to founding Graddha, Marlis worked for several healthcare startups and spent a decade as a stay-at-home mom. As a product developer in the healthcare information technology space, she designed strategies to maximize trust and safety for patients to help them take ownership of their health decisions. Marlis also served as Director of Business Development and Director of Product Development in a couple of health care startups. Her experience as a mom inspired her to contemplate how we ascribe value to people and work. Marlis holds a Bachelor of Arts degree in Anthropology from Harvard University, a Master of Arts degree in Psychology from the California Institute of Integral Studies and a Graduate Certificate in Financial Psychology and Behavioral Finance from Creighton University Heider College of Business. She is an active member of the Purposeful Planning Institute, Financial Psychology Institute and the Financial Therapy Association. She serves on the Board of the Stone Age Institute and, since 2009, has served as Vice President of The Springcreek Foundation, her family's private philanthropic foundation. Marlis speaks French well and is proficient in Spanish and Norwegian. She loves to enjoy home-cooked family dinners, hike Mt. Tam with her family and dogs, travel in unfamiliar countries and cultures, and stay up late playing board games. Learn more about Money Tale$ > Subscribe to the podcast Recent episodes Form CRS Form ADV Terms of Use Privacy Rights and Responsibilities

About Christine Luken: If you’re ready to master your money and become a financial success, then you need our guest, Christine Luken, the Financial Lifeguard, in your corner!  As the Founder of the Financial Dignity™ Movement, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and massively increase their net worth. Christine’s book Money is Emotional: Prevent Your Heart from Hijacking Your Wallet has landed her almost 100 podcasts and TV interviews, establishing her as the authority on money and emotions.  When she’s not coaching clients from her home office in Cincinnati, you can find this member of the Financial Therapy Association curled up with a good book, a fluffy cat, and a strong cup of coffee. What We Discuss In This Episode: What do our emotions have to do with our finances? What happens when we are struggling in our lives and find that we are spending too much and find ourselves overwhelmed when we think of our financial state? If you feel you are in over your head with financial debt, learn some simple solutions to gain financial freedom. How can we look at our finances in such a way that we can even find joy when it comes to our money? Some simple strategies to getting us closer to financial joy and freedom.   Free Resources from Christine Luken: First 3 chapters of Money is Emotional: Prevent Your Heart from Hijacking Your Wallet: www.MoneyIsEmotional.com   Other Resources: Money is Emotional: Prevent Your Heart from Hijacking Your Wallet:  https://amzn.to/2ZxH0yn   Connect with Christine Luken: Website: www.ChristineLuken.com Facebook: https://www.facebook.com/FinancialLifeguard/ LinkedIn: https://www.linkedin.com/in/financiallifeguard/ Twitter: https://twitter.com/FinLifeGrd Instagram: https://www.instagram.com/clukenfinanciallifeguard/   Connect with Lynne: If you are looking for a community of like-minded women on a journey - just like you are - to improved health and wellness, overall balance, and increased confidence, check out Lynne's private community in The Energized & Healthy Women's Club. It's a supportive and collaborative community where the women in this group share tips and solutions for a healthy and holistic lifestyle. (Discussions include things like weight management, eliminating belly bloat, wrangling sugar gremlins, and overcoming fatigue, recipes, strategies, and much more so women can feel energized, healthy, confident, and joyful each day. Website:  https://holistic-healthandwellness.com Facebook: https://www.facebook.com/holistichealthandwellnessllc Instagram: https://www.instagram.com/lynnewadsworth   Free Resource: MID-LIFE got you spinning? Are you ready to feel energized, vibrant, and healthy?   Join us on our journey to increased vitality, holistic health, and wellness.  We share tips, recipes, encouragement in a fun and safe community. Grab your free resource here:   https://holistic-healthandwellness.com/learn-how-to-ditch-the-hormonal-weight/     Did You Enjoy The Podcast? If you enjoyed this episode please let us know! 5-star reviews for the Living Life Naturally podcast on Apple Podcasts, Spotify, Pandora, or Stitcher are greatly appreciated. This helps us reach more women struggling to live through midlife and beyond. Thank you. Together, we make a difference!

About Christine Luken: If you’re ready to master your money and become a financial success, then you need our guest, Christine Luken, the Financial Lifeguard, in your corner!  As the Founder of the Financial Dignity™ Movement, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and massively increase their net worth. Christine’s book Money is Emotional: Prevent Your Heart from Hijacking Your Wallet has landed her almost 100 podcasts and TV interviews, establishing her as the authority on money and emotions.  When she’s not coaching clients from her home office in Cincinnati, you can find this member of the Financial Therapy Association curled up with a good book, a fluffy cat, and a strong cup of coffee. What We Discuss In This Episode: What do our emotions have to do with our finances? What happens when we are struggling in our lives and find that we are spending too much and find ourselves overwhelmed when we think of our financial state? If you feel you are in over your head with financial debt, learn some simple solutions to gain financial freedom. How can we look at our finances in such a way that we can even find joy when it comes to our money? Some simple strategies to getting us closer to financial joy and freedom.   Free Resources from Christine Luken: First 3 chapters of Money is Emotional: Prevent Your Heart from Hijacking Your Wallet: www.MoneyIsEmotional.com   Other Resources: Money is Emotional: Prevent Your Heart from Hijacking Your Wallet:  https://amzn.to/2ZxH0yn   Connect with Christine Luken: Website: www.ChristineLuken.com Facebook: https://www.facebook.com/FinancialLifeguard/ LinkedIn: https://www.linkedin.com/in/financiallifeguard/ Twitter: https://twitter.com/FinLifeGrd Instagram: https://www.instagram.com/clukenfinanciallifeguard/   Connect with Lynne: If you are looking for a community of like-minded women on a journey - just like you are - to improved health and wellness, overall balance, and increased confidence, check out Lynne's private community in The Energized & Healthy Women's Club. It's a supportive and collaborative community where the women in this group share tips and solutions for a healthy and holistic lifestyle. (Discussions include things like weight management, eliminating belly bloat, wrangling sugar gremlins, and overcoming fatigue, recipes, strategies, and much more so women can feel energized, healthy, confident, and joyful each day. Website:  https://holistic-healthandwellness.com Facebook: https://www.facebook.com/holistichealthandwellnessllc Instagram: https://www.instagram.com/lynnewadsworth   Free Resource: MID-LIFE got you spinning? Are you ready to feel energized, vibrant, and healthy?   Join us on our journey to increased vitality, holistic health, and wellness.  We share tips, recipes, encouragement in a fun and safe community. Grab your free resource here:   https://holistic-healthandwellness.com/learn-how-to-ditch-the-hormonal-weight/     Did You Enjoy The Podcast? If you enjoyed this episode please let us know! 5-star reviews for the Living Life Naturally podcast on Apple Podcasts, Spotify, Pandora, or Stitcher are greatly appreciated. This helps us reach more women struggling to live through midlife and beyond. Thank you. Together, we make a difference!

You know that couples fight about money and you've seen clients that just aren't ready to move forward with their plan. But have you considered adding a financial therapist or relationship expert to your centers of influence? Dr. Kristy Archuleta is a Marriage and Family Therapy expert and a Professor of Financial Planning. She joins the show to discuss when, why and how financial planners should build relationships with therapists and relationship experts. We also talk about the Financial Therapy Association, its free Journal of Financial Therapy and its Certified Financial Therapist Level 1 designation. And listen till the end where Kristy talks about the similarities and differences between the ever-popular coaching methods and therapy. Links, full transcript and timestamps at https://innovatingadvice.com/post/episode64. Three Steps to Identify Opportunities for Innovation in Your Financial Advice/Planning Business

Related Links:https://www.christineluken.com/Buy Christine's Book: Money Is EmotionalFollow Christine on Facebook:  https://www.facebook.com/FinancialLifeguard/Follow Christine on Twitter: https://twitter.com/finlifegrdFollow Christine on LinkedIn: https://www.linkedin.com/in/financiallifeguard/Follow Christine on Instagram:  https://www.instagram.com/clukenfinanciallifeguard/--Christine Luken is the Financial Lifeguard & Founder of the Financial Dignity™ Movement. She is a certified financial counselor, speaker, and the author of Manage Money Like a Boss: A Financial Guide for Creative Entrepreneurs and Money is Emotional: Prevent Your Heart from Hijacking Your Wallet. She empowers her clients to rescue their financial dignity by creating a Prosperity Plan to decrease debt, increase savings, and direct spending to what’s really important to them.Christine has a degree in Accounting and is an active member of the Financial Therapy Association. She has twelve years of financial counseling experience, both with couples and divorcing women. Christine teaches financial professionals and money coaches all over North America about the emotional side of money and lives in the Cincinnati area. You can find her at www.ChristineLuken.com.--To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.

Money... Finances... are so incredibly mental and emotional. Yet we all tend to learn about these on our own and figure everything will work out. Why shouldn't we get help with it? Not just setting ourselves up for retirement but with the emotional side of it? According to the Financial Therapy Association, financial therapy is a process informed by both therapeutic and financial competencies that helps people think, feel and behave differently with money to improve overall well-being through evidence-based practices and interventions. On this podcast, we spend time talking about decision making regarding money and finances. Why is it that we make the decisions we make? Why does buying something off Amazon make me feel better? Why am I afraid to buy anything? Have you ever wondered how money makes you feel and what money means to you? Well, we get down deep into those questions and more with Nathan Astle. Nate is family therapist at Kansas State University where he is also attending graduate school. He is also a board member at the Financial Therapy Association. https://www.financialtherapyassociation.org/https://www.linkedin.com/in/nathanastle/Support the show (https://www.sdflc.org/help-sdflc/donate/)

Rick Kahler, president of Kahler Financial Group, is a life-long resident of Rapid City, SD. He began his professional career in 1973 selling and appraising real estate. He founded Kahler Financial Group in 1981. He became the first fee-only Certified Financial Planner™ (CFP®) in South Dakota in 1983 and one of the first Certified Financial Therapist-LeveI I™ in the US and the first in SD. He is co-author four books on the psychology of money: Conscious Finance, The Financial Wisdom of Ebenezer Scrooge, Facilitating Financial Health and Wired For Wealth.   Rick has served on several national boards and is a founding board member and past Chair of the Financial Therapy Association. In 2018, Rick received the Insiders Forum Iconoclast Award for his ground-breaking work in financial therapy. In 2017 and again in 2019, Investopedia.com named Rick one of the top 100 Most Influential Financial Advisors. Highlights: Rick explains The Financial Wisdom of Ebenezer Scrooge and how it relates to money relationshipsWe discuss the importance of knowing the difference between internal and external financesRick discusses how 90% of all financial decisions are emotionally drivenRick speaks to the science of how we make money decisionsRick suggests that the first step to making sustainable financial changes is recognizing and accepting your feelings and emotions around moneyFinancial Literacy is not enoughRick defines what is Financial HealthAt the end Rick provides insight on how we can embark on the journey to financial health. Warning, it's not a quick fix, but like many things in life, the good things aren't a quick fixWe touch on how the “money system” needs to change to enable for more access to financial advice, therapy, planning etc for everyone Links: Rick Website: https://kahlerfinancial.com/Rick's Blog (Financial Awakening): https://kahlerfinancial.com/financial-awakeningsRick's Books (Conscious Finance, The Financial Wisdom of Ebenezer Scrooge, Facilitating Financial Health and Wired For Wealth): https://kahlerfinancial.com/books-by-rick-kahler Quotes: "We can only look as far forward as we look backwards" Rick Kahler"Interior finances are all the unseen underbelly that drive the behaviors on the exterior" Rick Kahler"We are 100% responsible for our 50% of every relationship" Dr. Ted Klontz"The benefit of feeling a feeling is clarity. Its being objective" Rick Kahler"You can't read yourself to financial health" Rick Kahler Key Lessons: Doing the interior work is critical for a thriving relationship Feeling a feeling is key to financial success 90% of financial decisions are emotionalLearning and accepting your money scripts is the MOST important part of personal financesLiving in the middle not in the extremes AKA Being PresentSpend more time in presence is a key to happiness

The Lionel SHIPman $HAPE YOUR FINANCES Show is a financial and life empowerment show focusing on our lives around money and finances. The show aims to educate and motivate people to improve their financial outlooks and empower them to take charge of their lives and to live life to the fullest.  Guest: Christine Luken Ready to master your money and become a financial success? Then you need Christine Luken, the Financial Lifeguard in your corner!  As the Founder of the Financial Dignity™ Movement, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and massively increase their net worth. Christine's book Money is Emotional: Prevent Your Heart from Hijacking Your Wallet has landed her almost 100 podcast and TV interviews, establishing her as the authority on money and emotions.  When she's not coaching clients from her home office in Cincinnati, you can find this member of the Financial Therapy Association curled up with a good book, a fluffy cat, and a strong cup of coffee. You can find her at www.ChristineLuken.com

Patty Gale is a former Securities Trader who became a Financial Therapist to help women rediscover midlife and their money. She founded Fear.less Girl Financial to bring together financial and personal self-care to create clarity, simplicity and direction, even if you don’t like budgets, spreadsheets or math. As she says, “Finally, a feminine approach to personal finance.”   Patty is the soothing voice of reason when it comes to finances with a mission to reach 1 million women. She believes money stories are not taboo and is passionate about removing the stigma. She also knows what it feels like to be confused about who to trust for unbiased guidance, which is why she does not sell insurance or investments. Patty is an active member of the Financial Therapy Association, the Females & Finance Community and has been a featured guest on various midlife podcasts. Says Patty, “Every midlife woman deserves to live the life and security she craves.” Visit www.FearlessGirlFinancial.com to request her free MidLife Money Guide for Women.  What  You’ll Learn Patty’s journey for securities trader to Fearless Girl Financial What is a mid life review?  2008 recession and COVID-19 financial and health crisis Women clients in a financial industry. What are their needs?  Where did we come up with retirement?  Is that even realistic these days? Patty’s Plan  Creating a Desired Lifestyle  The Financial Plan What are the tools in your box and how can Patty help you fill in the GAP The importance of estate planning! Patty’s morning routine The emotions in finances Taking back ownership of your finances!  Resources Patty’s website  here Connect with Deborah for coaching here Take the mid life Quiz here Enjoy the show? Don’t miss an episode, follow the podcast on ITunes and Spotify Please rate, review and subscribe to the podcast and share with a friend!

Christine says' "money is either your best employee or your worst nightmare." Christine explains how awareness and controlling your spending is the foundation for your personal finances. She says we can't take the emotions out but we can become aware. Bio, Links and Other Resource Information: For feedback, quest or show ideas: CoffeewithTpodcast@gmail.com. Thank you for listening! Have you subscribed yet? Christine's Links: Website: https://www.christineluken.com/ Christine's Bio: Ready to master your money and become a financial success? Then you need Christine Luken, the Financial Lifeguard in your corner! As the Founder of the Financial Dignity™ Movement, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and massively increase their net worth. Christine's book Money is Emotional: Prevent Your Heart from Hijacking Your Wallet has landed her almost 100 podcast and TV interviews, establishing her as the authority on money and emotions. When she's not coaching clients from her home office in Cincinnati, you can find this member of the Financial Therapy Association curled up with a good book, a fluffy cat, and a strong cup of coffee. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/confidentstrides/support

Financial Therapy: two words I bet you never expected to see next to each other. Therapy is for couples, and childhood trauma, and things that have nothing to do with money… right? Actually, wrong. According to today’s guest. Meghaan Lurtz, Ph.D., president of the Financial Therapy Association, there is definitely a psychology to money. Join us today as we talk about how our deep-seated attitudes towards, and experiences with, money impact our financial planning.

Negotiating financial terms is one of the most stressful parts of a divorce settlement. Understand your "money story" so you don't get angry - or get taken. This episode will help you learn why money is such a hot button in a divorce, define your money story and set yourself on course to reach agreement, work out a fair divorce settlement with a new mindset, and transform your relationship to money following divorce. Key Points: - Understand the underlying concerns, needs, fears, and desires that drive our beliefs about money. - Avoid short-sighted or destructive decisions by becoming aware of your personal money beliefs and motivations. -Be prepared for potential pitfalls and conflicts with your newfound awareness.  -Hear about how people like you have transcended money beliefs to achieve the life they want on their terms. Sponsored by Main Line Family Law Center For more information, please visit: Main Line Family Law Center at https://myhealthydivorce.com Episode Host, Adina Laver, Founder, Courage to Be Curious, (formerly Divorce Essentials) Find Adina Laver at: https://couragetobecurious.com Guest: Maggie Baker, PhD About Maggie: As a practicing psychologist for 30 years, Dr. Maggie Baker offers services for anxiety, depression, relationship issues, trauma, ADHD/ADD and money behavior issues. Her two specialties are the assessment and treatment of ADHD and the psychology of money and wealth. She has written a book about money beliefs and emotions, published in 2011. Crazy About Money tells the stories of people who try to act rationally about money but end up sabotaging their own efforts. Dr. Baker has an MA in General Psychology (Temple University) and a PhD in Child Development and Clinical Evaluation (Bryn Mawr College). She also serves as a consultant to the Center for the Study of Adult Development and an adjunct professor at Chestnut Hill College and Widener Graduate School of Clinical Psychology. Dr. Baker is a member of the Financial Therapy Association, Philadelphia Society of Clinical Psychology, Philadelphia Society of Psychoanalytic Psychology and Pennsylvania Psychological Association.

What are signs that you might be enabling someone? Do you have a hard time allowing your kids to make their own money mistakes? How can you correct a situation where financial enabling has been the norm? Our guest, Christine Luken, is the author of Manage Money Like a Boss: A Financial Guide for Creative Entrepreneurs and Money is Emotional: Prevent Your Heart from Hijacking Your Wallet. ----more----She has a degree in accounting and is an active member of the Financial Therapy Association. She empowers her clients to rescue their financial dignity by co-creating a Prosperity Plan to decrease debt, increase savings, and direct spending to what’s really important to them.  Christine teaches her corporate Money Wellness classes to employees all over the country via webinar and lives in the Cincinnati area. Website: www.ChristineLuken.com   Download the first 3 chapters of my book "Money is Emotional:  Prevent Your Heart from Hijacking Your Wallet" for free at www.MoneyIsEmotional.com ………………………………………………………………………………………… Jacqueline’s Info: Email: Info@IntegrativeMinds.com Website:IntegrativeMinds.com Cash flow with our Turnkey Real Estate Investment Program. Info & sign up to get property listings at TrueLegacyWealth.com. All properties $50K - $150K. Jacqueline’s books: https://amzn.to/2HYXs3u Follow on YouTube, Facebook, Itunes, Stitcher and Google Play #ParentPumpRadio #integrativeminds #Jacquelinetdhuynh #Jacquelinehuynh  #harmoniousfamily, #happyfamily #financialcommunication #wealthyfamily #familyFinancialfreedom #financialfreedom #financiallyfree #cashflow #truelegacywealth #legacywealth #ChristineLuken #FinancialEnabler #MoneyIsEmotional #FinancialDignity #MoneyWellness  

CLICK HERE FOR OFF-BROADWAY TICKETS S2 E8: The financial therapist is in! Elaine Grogan Luttrull (Founder, Minerva Financial Arts & Board Member of the Financial Therapy Association) talks about the emotional and psychological approach creative business owners take while following their passion. TOPICS: How to have confidence when asking people to invest? Is self-financing good or bad? (Why am I doing it?) How to set financial expectations for the team? How to deal with investors who don't understand the industry? How to get investors and a team on board with your new show? WANT TO INVEST? The opening investment is $500. Interested? Email me: jackie102@gmail.com Good Morning New York: A New Musical Links: IndieGoGo Page Buy Good Morning New York Shirt Visit Our Website Sponsors: ZZZSock Physician's Choice (Use my Code JACK20) Photo Courtesy: Cassandra Vagher --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

From a frugal upbringing in India, to an almost 15 year-long career working as a stock trader on Wall Street, writer and researcher Nyla has always possessed a strong fluency in the language of money.  But when faced with the abrupt endings of both her job and her marriage, Nyla took the opportunity to re-examine her life path, and her relationship with money. In this episode of “Financially Ever After”, Nyla shares some of the insights she has discovered that have helped her unleash her most creative, well-rounded and generative self, including:   Why, when it comes to marriage, looking at finances and value creation between two spouses as a zero sum game is not healthy and can prevent you from seeing one another as equal partners. [14:48]   Why financial coaching should be an important and lifelong educational process for individuals and couples, alike.  [25:30]   How a dramatic “life audit” shifted her understanding of the value of money and has led her to now view money as a tool that makes possible incredible opportunities and experiences [37:48]   How she has learned to redefine her net worth as a “holy triangle” comprised of: social capital (your network), human capital (yourself) and financial capital [44:10]   Why your creative and generative potential is the key to your sense of well-being, and how when that is out of whack, you do a disservice to everyone in your life. [46:40] Stacy Francis | W: www.francisfinancial.com P: (212) 374-9008 E: stacy@francisfinancial.com Links to items mentioned in this podcast:  Financial Therapy Association www.financialtherapyassociation.org

Christine Luken, the Financial Lifeguard, is a money coach, speaker, and the author of Manage Money Like a Boss: A Financial Guide for Creative Entrepreneurs and Money is Emotional: Prevent Your Heart from Hijacking Your Wallet.  She empowers her clients to rescue their financial dignity by creating a Prosperity Plan to decrease debt, increase savings, and direct spending to what’s really important to them.    Having hit financial rock-bottom herself in her 20's, she never judges people for their money messes. Christine openly shares the many mistakes she made and the lessons she learned on her road back to financial health.    Christine has a degree in Accounting and is an active member of the Financial Therapy Association.  She has over a decade of financial counseling experience, both with individuals and small business owners. Christine teaches her corporate Money Wellness classes to employees all over the country via webinar and lives in the Cincinnati area.  You can find her at www.ChristineLuken.com    Christine Luken, Financial Lifeguard, Speaker, Author www.ChristineLuken.com

Ask yourself honestly, how closely have you examined your emotional relationship with money? Or is it all a bit too awkward? Financial psychology - a relatively new discipline borne out of the USA - says we should all be doing exactly that. It joins the dots between psychology and financial planning, via behavioural economics and says it can help people understand their true relationship with money. Always in debt, but have a good salary? Ever wondered why your wealthy relative is so mean? Financial psychology might have the answer. Manuela Saragosa unravels some of these riddles with two experts: Brad Klontz, founder of the Financial Psychology Institute and Meghaan Lurtz, incoming president of the Financial Therapy Association. (Picture: Heads made of dollar bills, Credit: Getty Images)

Christine Luken, the Financial Lifeguard, is a money coach, speaker, and the author of Manage Money Like a Boss: A Financial Guide for Creative Entrepreneurs and Money is Emotional: Prevent Your Heart from Hijacking Your Wallet. She empowers her clients to rescue their financial dignity by co-creating a Prosperity Plan to decrease debt, increase savings, and direct spending to what's really important to them. Christine has a degree in Accounting and is an active member of the Financial Therapy Association. She has over a decade of financial counseling experience, both with individuals and small business owners. Christine teaches her corporate Money Wellness classes to employees all over the country via webinar and lives in the Cincinnati area. You can find her at www.ChristineLuken.com

Have you ever struggled with managing money effectively while you focus on fulfilling your passion and purpose?    Christine Luken, the Financial Lifeguard, is a money coach, speaker, and the author of Money is Emotional: Prevent Your Heart from Hijacking Your Wallet. She empowers her clients to rescue their financial dignity by co-creating a Prosperity Plan to decrease debt, increase savings, and direct spending to what's really important to them. Christine has a degree in Accounting and is an active member of the Financial Therapy Association.  She has over a decade of financial counseling experience, both with individuals and small business owners.  Christine teaches her corporate Money Wellness classes to employees all over the country via webinar and lives in the Cincinnati area. In today's conversation with Christine, we discuss the emotional side of money along with practical steps for getting control of your money. Christine shares her own experience hitting financial rock bottom and how she recovered from that within less than a year. She also found her purpose through it, and explains to us how to transform our relationship to money. Are you respecting your money? Being honest with yourself about money? Giving positive attention to your money? Any relationship requires respect, honesty and positive attention to thrive. Listen in as Christine provides practical steps and guidance for creating a financial relationship that allows you to live the life you choose, and make a greater impact in the world as you partner with your money in a healthy way.    Key Takeaways Envision money like a person that you're in a relationship with. What makes for a good relationship is respect, honesty and positive attention. Are you respecting your money and how can you tell? Are you respecting the physical space where you have your transactions? Do you have some place where you put all of your bills? Most people are dishonest with themselves about money. They don't want to face things. Many people are ignoring their money. They don't take the time to look at their finances with their spouse. Schedule a date night with money. What are your money narratives? Write down everything negative you say about money. Where did that come from? Rewrite them into the positive. “It's normal for me…” “Of course I have….” You and money can change the world Human beings make decisions emotionally. The good news is that you can begin to control your emotions and not let them highjack your wallet. Resources Money is Emotional: Prevent Your Heart from Hijacking Your Wallet Manage Money Like a Boss Collective: This is THE Membership Group for Self Employed Creatives! Get the business and financial advice you need in a way that's fun, interesting, and honors your creativity. Financial Dignity After Divorce: 30-Day Online Program Connect With Christine Luken Websites: www.ChristineLuken.com and www.moneyisemotional.com Facebook: https://www.facebook.com/FinancialLifeguard/ LinkedIn: https://www.linkedin.com/in/financiallifeguard/ Twitter: @FinLifeGrd

Accidental celebrity Kiné Corder visits the Soul Forge! Rise to fame, Her life's mission, Prosperity Report: Love and Money Podcast, Money mentality, Financial Therapy Association, Presidential Lifestyle, Kiné is a psychotherapist specializing in brain-based financial therapy

Join Scott on FACEBOOK HERE FREE Newsletter from Scott Cluthe HERE Live tonight with Scott Cluthe, Dr Anne Malec, Licensed Clinical Psychologist & Licensed Marriage and Family Therapist Her new book, Marriage in Modern Life Call in for Dr. Malec @ 347-308-8478 Dr. Anne Brennan Malec is the founder and managing partner of Symmetry Counseling, a counseling, coaching, and psychotherapy group practice located in downtown Chicago. Dr. Malec, who had an earlier career in business, made a significant shift in 2000 when she began her training in the fields of Marriage and Family Therapy and later, Clinical Psychology. Dr. Malec earned her Bachelor’s degree from Villanova University in Accountancy and holds two Master’s degrees: one in Liberal Studies from DePaul University, and one in Marital and Family Therapy from Northwestern University. Dr. Malec earned her Doctoral degree in Clinical Psychology from the Chicago School of Professional Psychology. She gained significant clinical training and experience from affiliations with The Family Institute at Northwestern University, Neuropsychological and Rehabilitation Consultants, Chicago Center for Family Health, Advocate Masonic Ravenswood Family Practice Medical Center, Jesse Brown Veterans Affairs Medical Center, and the University of Chicago Medical Center.  Dr. Malec is currently a member of the American Family Therapy Academy, American Psychological Association, American Association of Marriage and Family Therapists, Alumni Advisory Board of the Family Institute of Northwestern University, Professional Women’s Club of Chicago, and The Financial Therapy Association.