Podcasts about work optional

¿Te imaginas poder trabajar porque quieres y no porque lo necesitas? Ese es el concepto de Work Optional — cuando tus ingresos pasivos o ahorros te permiten vivir sin depender de un empleo. En este episodio, hablamos de qué significa exactamente tener una vida Work Optional, qué pasos financieros puedes tomar para llegar ahí, y cómo empezar incluso si hoy vives con el sueldo al día.Si aún no tienes tu libro de Transforma tu Dinero® lo puedes aquí te comparto detalles de dónde lo puedes ordenar: ⁠⁠⁠⁠⁠https://www.transformatudinero.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠¡Vamos a comenzar tu educación financiera! Tener tus finanzas personales en orden te da poder.Recursos⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.transformatudinero.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Educación financiera para la comunidad Hispana en Estados Unidos y Puerto Rico.DISCLAIMER: el contenido de Dinero en Spanglish el podcast, todos sus episodios y contenido compartido en el website y las redes sociales, es para efectos educativos solamente. Te comparitmos nuestra opinión y perspectivas relacionadas a temas de dinero y finanzas personales, pero no reemplaza la consulta con un asesor financiero, abogado y/o contador.

Guest:Philip Palumbo, Founder, CEO and Chief Investment Officer, Plaumbo Wealth Management (AUM: approximately $650M)Website: https://palumbowm.com/Bio:Philip G. Palumbo is Founder, CEO and Chief Investment Officer of Palumbo Wealth Management. He is a contributor on CNBC, Bloomberg, Reuters, Schwab Network, and Cheddar News. His market insights have been quoted in such leading publications as The Wall Street Journal and Barron's. He has authored, Make Work Optional, a book dedicated to assisting individuals and families on how to properly plan and invest their money. He served as Senior Vice President and Senior Portfolio Manager at UBS before forming Palumbo Wealth Management, a full-service boutique wealth management firm. Over the past 20 years, Philip has held senior roles with several major financial institutions, and he has successfully assisted families and individuals navigate some of the most challenging market environments in recent history. The leadership Philip provided for his clients during these difficult markets has helped them achieve their most important financial goals as they prepare for retirement.Philip's UBS practice, the Palumbo Wealth Management Group, was a premiere Long Island-based wealth management team. He has lectured and taught several thousands of families and individuals throughout his career at a major university on subjects such as retirement and investment planning, tax, estate and trust planning, family governance and asset protection.Philip has long held a tremendous inner passion for delivering exceptional financial advice and guidance to his clients and always putting their interest first before anyone else, no matter what. He has always felt that the way financial institutions deliver wealth management can be greatly improved. For this reason, Philip registered Palumbo Wealth Management as a Registered Investment Advisor. His vision was to create an environment where the only focus was on what is best for their clients.Philip wants clients to know that the Palumbo Wealth Management serves as legal fiduciaries on every piece of advice it gives them, and the firm has unlimited access to the best in breed products, services and research that are available within the financial services industry. Palumbo Wealth Management isn't just focused on profits, but rather on delivering an incredible world class experience and service offerings that would make clients proud.As the firm's Chief Investment Officer, Philip has spent countless hours researching the changing economic environments and how various investment categories have performed over a 50-year time period. His findings from this research are the foundation to the investment models he utilizes to assist his clients in achieving their financial goals. Philip has 20 years of experience managing money over some of the most difficult and volatile market periods in history and he has used this experience and research to guide his clients effectively in achieving their financial goals.Philip feels we all get one chance at life. Putting your best self forward and doing what you feel is right based on your core values and beliefs systems, is the WHY behind forming Palumbo Wealth Management.Philip has earned the Certified Financial Planner (CFP®) designation. This designation is awarded to individuals who complete two years of specialized education, pass a comprehensive two-day examination, have required experience and meet ethical and continuing education requirements. Topics covered include retirement planning, insurance, employee-benefit planning, income planning, estate and trust planning, tax planning and investment strategies.Read the rest of his bio here:https://palumbowm.com/about/our-team/

In this week's podcast, we'll be revisiting through our Podcast Best Of series on how we make, manage and grow money in order to make work optional.Active income is never passive. Work is work.But the income from your work can be funneled into assets that CAN be passive – and that, ultimately, is the game.These days, I am passionate about sharing that message with others. Even moreso in this online business world, where we have the capacity to build high profit margin businesses.And, where a little know how on what to DO with that income is life-changing. And so, in this throwback episode, I am sharing with you the six steps for building a business that will one day allow you to make work optional and to enjoy true passive income. ———Recommended next episode: → ❤️‍

What if the secret to scaling your high-ticket offer wasn't a bigger audience, but a smarter funnel? Today's case study unpacks how Vix Meldrew's surprising move to lean into an unscalable funnel strategy actually added $150K of revenue and signed 99 clients in just one year. After seeing shifts in buyer behavior, Vix leveraged the Lipstick Effect (an economic theory explained in our conversation) to tweak her funnel, swapping out a traditional webinar for a micro-class and private podcast combo, and offering an unscalable but high-touch, high trust-building opportunity on the backend.  The result? A 35% conversion rate on her first launch, consistent evergreen sales, and a staggering speed-up of the buying cycle, with the average new lead converting after just 10 days or less on her list. Here are the exact changes and execution that transformed Vix's funnel. Connect with Gina: Subscribe to the Small Business Big Money Podcast: https://ginaknox.co/podcast/ https://ginaknox.co/email-list IG: @ginaknox Resources: This Wealth Advisor's Investment Strategy To Grow A $15M Portfolio And Retire On $165K/Year: https://link.chtbl.com/7BuSVxwt Retirement For Entrepreneurs Series: Investing In Real Estate To Retire By 40 With $300K/Year: https://link.chtbl.com/cubicletoceo How Much Is Enough In Your Business? Wealth Advisor Shares Shocking Truth: https://link.chtbl.com/U05UjFBx CEO Collective Expert Roundtable #1: https://link.chtbl.com/TvHTGsdH CEO Collective Expert Roundtable #2: https://link.chtbl.com/62Dz42kh CEO Collective Expert Roundtable #3: https://link.chtbl.com/J20mpUf7 CEO Collective Expert Roundtable #4: https://link.chtbl.com/UIlpkND6 Money with Katie Podcast: https://podcast.moneywithkatie.com/ Iconic business leaders all have their own unique genius. Take this quick 10 question quiz to uncover your specific CEO style advantage: https://ellenyin.com/quiz If you enjoyed today's episode, please: Post a screenshot & key takeaway on your IG story and tag me @missellenyin & @cubicletoceo so we can repost you. Leave a positive review or rating at www.ratethispodcast.com/cubicletoceo Subscribe for new episodes every Monday. Join our C-Suite membership to get bonus episodes! Check out everything our members get at https://ellenyin.com/csuite Learn more about your ad choices. Visit megaphone.fm/adchoices

In this high-roi episode, Keith Blackborg, Owner of Financial Journey, LLC, shares how you can make the leap from founder/owner to investor and put your wealth to work for you all in the context of a community of fellow founders and investors.You will discover:- How to achieve "work optional" without being put out to pasture- Why the sophistication of your wealth strategy has to expand beyond your business- How a community of investors will help you avoid the biggest mistake successful founders make once they exit their business
Keith Blackborg is a CPA, a proud father, husband, wealth optimizer, and tax strategist. He transitioned to Wealth as THE Business and reached “Work Optional” by age 30. He helps people build their ideal life financially and creates actionable strategies to achieve those goals. He has unique advanced tax strategies that his clients can take advantage of, and he shares his deal flow processes and strategy for when to diversify and when to concentrate when investing.
Want to learn more about Keith Blackborg's work at Financial Journey, LLC? Check out his website at https://www.financialjourney.life/Mentioned in this episode:Take the Founder's Evolution Quiz TodayIf you're a Founder, business owner, or CEO who feels overworked by the business you lead and underwhelmed by the results, you're doing it wrong. Succeeding as a founder all comes down to doing the right one or two things right now. Take the quiz today at foundersquiz.com, and in just ten questions, you can figure out what stage you are in, so you can focus on what is going to work and say goodbye to everything else.Founder's Quiz

Read the full blog post here: https://theretiredmillennial.substack.com/p/her-fi-story-no-3-gina-31-20000000 In this episode, Gina Knox discusses her journey within the FIRE (Financial Independence Retire Early) community, emphasizing that one does not need to adhere to strict frugality to achieve financial independence. She shares her personal evolution from a frugal mindset to focusing on earning more money, breaking traditional FIRE rules, and embarking on a no-buy challenge as a creative exercise. Ultimately, Gina highlights the importance of building a fulfilling life today rather than merely escaping a 9-to-5 job, advocating for a balanced approach to financial security and personal happiness. Timestamps: 00:00 - Introduction to Financial Independence and FIRE03:14 - The Shift from Frugality to Earning More05:58 - Breaking Traditional FIRE Rules09:13 - The No-Buy Challenge and Personal Growth12:09 - Building a Life You Don't Want to Escape Category: Investing Keywords: Financial Independence, FIRE, Frugality, Earning More, No-Buy Challenge, Personal Growth, Wealth Building, Money Mindset, Work Optional, Life Design, Small Business, Entrepreneurship, Entrepreneur, Business Owner

#545: Kat feels thrown off. She's realizing that the simple investing strategy that nearly 5x'd her portfolio in six years might be unwise. Should she course correct? And how? Ryan and his wife are torn between buying what they want (a single-family house) and what seems prudent (a multi-family house). How do they decide? Is there a third way? At 30, Danielle has saved enough for a traditional retirement. But she's confused about how this meshes with planning for an early retirement. How should she think about money buckets? Former financial planner Joe Saul-Sehy and I tackle these three questions in today's episode. Enjoy! P.S. Got a question? Leave it at https://affordanything.com/voicemail For more information, visit the show notes at https://affordanything.com/episode545 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Join us for an insightful conversation with Keith Blackborg, a CPA and wealth optimizer, who shares his proven strategies for achieving financial freedom and a work-optional lifestyle. Keith dives into the importance of passive income, tax strategies, and asymmetrical investment opportunities to create sustainable wealth in 3-5 years. Discover how to identify high-value investments, optimize tech strategies, and leverage self-directed investments for long-term financial success. Tune in to learn how you can take control of your financial future and live life on your terms. To connect with Keith, visit his website: https://www.financialjourney.life/about-us/ Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn't do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to check out our e-courses and bookstore here: https://www.drchrisloomdphd.com/shop Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F Follow our YouTube channel: https://www.youtube.com/chL1357 Follow us on Twitter: https://www.twitter.com/drchrisloomdphd Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo Follow us on Threads: https://www.threads.net/@thereal_drchrisloo Follow us on TikTok: https://www.tiktok.com/@drchrisloomddphd Follow our Blog: https://www.drchrisloomdphd.com/blog Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18 Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1 Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphd Subscribe to our email newsletter: ⁠https://financial-freedom-for-physicians.ck.page/b4622e816d⁠ Subscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2024 --- Support this podcast: https://podcasters.spotify.com/pod/show/christopher-loo/support

This guided meditation is all about creating space for possibility in the face of challenging situations in your life.While we all have challenging situations in life, I created this meditation for my 12,000 Google colleagues who were laid off last year and the thousands of other people affected by layoffs in the tech sector since then.I am grateful to still have my job but so many of my friends do not. These layoffs are a wake up call to all of us - a reminder of why it's so important to be intentional about your life and to build financial resilience to overcome challenging times. Overview of the practiceWe begin by finding a comfortable and alert position, then taking three deep breaths to notice the breath sensation in our body. We are practicing mindfulness and observing our thoughts in a kind and curious way.Then we zoom out on our life a bit and bring to mind a challenging situation we are dealing with - a layoff, a divorce, death of a family member or pet.We observe this situation with mindfulness, which is simply a kind, curious awareness Then we shift to exploring what possibility might exist, however small, in this challenging situation.I sincerely hope this meditation is useful to you as you process the challenges you face and shift into embracing the possibilities life is presenting to you.Wishing you all the best on your journey. AdamText Adam w/ comments or questionsWhenever you are ready, here are 2 ways I can help you: 1. Download my free One-Page Envisioning Exercise to think BIGGER about your life and what's possible for you.​2. My next 8-week small group coaching program starts in September and space is limited. The first group SOLD OUT If you're at or nearing FI and finally ready to start living the next chapter of your life let's chat!​ At the end of my 8 Week FIRE Starter small group program you will: Have a clear BIG vision for the next chapter of your life Specific and tangible ways you've started living that vision If you're ready to get clear on your BIG vision for your next chapter ​Book a no-pressure curiosity call​ with me....

Active income is never passive. Work is work.But the income from your work can be funneled into assets that CAN be passive – and that, ultimately, is the game. [Read the full blog post here].These days, I am passionate about sharing that message with others. Even moreso in this online business world, where we have the capacity to build high profit margin businesses.And, where a little know how on what to DO with that income is life-changing. And so, in today's piece, I am sharing with you the six steps for building a business that will one day allow you to make work optional and to enjoy true passive income. Want more?

I've been in real estate since I was 18, after 7 years of investing I was able to pay my expenses with passive income, achieving my first major goal of being work-optional. Now, I work because I love what I do, not because I need to. If this is your goal with your investments, this is the perfect episode for you. I'll cover the 4 actionable steps I took to make this a reality. Download our new ebook Maxed Out: Next Level Investing After Maxing Out Your 401(k)Move from traditional to transformative investing. Leverage alternative investments for higher returns & stronger tax benefits for high income earners.If you like our content, please give us a rating on the platform you're listening on!Get on our investor list by filling out this form: https://forms.gle/3HGiKMXVjiyKvKtX9Want to invest with us? Schedule a brief call here: https://calendly.com/justin-732/investor-call

⭐ Join Rental Property Mastery, my coaching & learning community: http://coachcarson.com/rpm 

Episode Summary: In this episode of "Becoming Work Optional," hosts Rachael and Matt discussed the concept of becoming work optional, emphasizing the importance of giving up status games, living below one's means, and avoiding bad debt. They also highlighted the benefits of this lifestyle, such as increased happiness and flexibility, and the need for proper financial planning and investment strategies. Lastly, they stressed the balance between enjoying the present and planning for the future, and planned for future discussions on topics such as traditional versus Roth investing. Key Points Discussed: Work Optional Concept and Sacrifices The hosts discussed the sacrifices required to achieve a work optional life. They emphasized the importance of giving up status games and the desire for immediate gratification, highlighting the need for a long-term perspective. Lastly, they stressed the importance of defining one's own path and goals, and considering whether the end result is truly desired. Work Optional Living and Prioritizing Freedom The hosts argued that living below one's means is a crucial step towards achieving financial freedom and reducing the reliance on a paycheck. They also highlighted the importance of understanding the opportunity cost of every decision, considering the time, money, energy, and attention it will consume.Avoiding Bad Debt and Enhancing Insurance Rachael and Matt emphasized the importance of avoiding bad debt and ensuring proper insurance coverage as crucial components of their overall financial strategy. They highlighted that bad debt, such as loans taken out for depreciating assets, can significantly hinder wealth building efforts. Discussing Work Optional Lifestyle and Financial Planning They discussed the concept of becoming 'work optional', which focuses on achieving financial independence to create a more fulfilling and flexible lifestyle. They highlighted the benefits of this lifestyle, such as increased happiness, creativity, and the ability to pursue personal interests. The discussion also touched on the idea of progressing through different levels of financial goals.Balancing Work and Life Priorities Matt and Rachael discussed the concept of living a work optional life and the balance between enjoying the present and planning for the future. They emphasized that making financial sacrifices should not come at the cost of valuable time with family and loved ones. This episode serves as a comprehensive guide for listeners looking to understand the foundations of investing and how to approach it in a thoughtful and informed manner.Connect with us:Rachael X/Twitter - @camp_wealth rachaelcampwealth.com Matt X/Twitter - @matthew_garasic unrivaledwm.com Disclaimer: This podcast provides general information and discussion about finance, investing, and related subjects. The content provided in this podcast is not intended as investment advice and should not be taken as such. Always seek the advice of a professional or conduct your own research before making financial decisions. Rachael Camp offers advisory Services are offered through Creative Financial Designs, Inc., a Registered Investment Adviser, and Securities are offered through cfd Investments, Inc., a Registered Broker/Dealer, Member FINRA & SIPC, 2704 S. Goyer Rd., Kokomo, IN 46902. 765-453-9600. Neither Camp Wealth or Unrivaled Wealth Management are affiliated with the CFD companies or each other.

Anjali Pradhan is a banker turned investment coach for women who teaches how to invest their money in the stock market, so that they can become work-optional.Here's where to find more:www.dahliawealth.com Investing Personality Quiz: https://www.dahliawealth.com/investing-personality-may23Free Investing Training: https://www.dahliawealth.com/webinar-reg-bIG: @dahlia_wealthhttps://www.linkedin.com/in/anjalipradhan___________________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

In this episode of the Inspired Money Podcast, we discuss the fundamental aspects of building and preserving financial resilience. Host Andy Wang collaborates with experts Lynnette Khalfani-Cox, Tanja Hester, and Denise Li to offer vital strategies that ensure your financial stability through unforeseen challenges. Episode Highlights: Essential Strategies for Financial Stability Our episode, "Securing a Prosperous Future," sheds light on crucial tactics for crafting a strong financial safety net. Our guest panelists explore topics including assessing your financial position, adept cash flow management, and smart debt reduction. They further highlight the importance of insurance and legal measures in thorough financial planning.

Register for the free wealth masterclass on April 29th: https://ginaknox.co/masterclass Episode Synopsis: In this podcast episode, Gina Knox discusses the concept of having a regenerating wealth portfolio that allows you to take an extended leave of absence from your business. Whether you want a paid maternity leave, to take a gap year, to take time to write a book, or anything else - your portfolio can buy that for you in a financially optimized way.

Register for the free wealth masterclass on April 29th: https://ginaknox.co/masterclass Episode Synopsis: In this podcast episode, Gina Knox discusses the concept of being a rich granny and how cheap it actually costs to fully retire yourself when you start now.

Register for the free wealth masterclass on April 29th: https://ginaknox.co/masterclass Episode Synopsis: In this podcast episode, Gina Knox discusses the concept of being work optional and why it is important for entrepreneurs. She shares her personal journey of career dissatisfaction and starting her own business. Gina defines work optional as the financial ability to not have to work to pay the bills. She emphasizes the importance of being work optional due to the uncertainty of future circumstances. Gina shares the story of her dad, who was work optional and how it provided financial security during his illness. She highlights the benefits of being work optional and breaks down the phases of achieving work optional status.

Register for the free wealth masterclass on April 29th: https://ginaknox.co/masterclass Episode Synopsis: In this podcast episode, Gina Knox discusses the concept of fully living off your investments, how to actually do that, how dividends work, how the 4% rule works, and how a wealth portfolio can make you FULLY financially independent from your business.

Episode Summary: In this insightful episode of the "Work Optional" podcast, Rachael and Matt dive deep into the crucial role of understanding your cash flow to achieve a work-optional lifestyle. They discuss the basics of cash flow, common misconceptions with budgeting, how to track expenses, and the reverse budgeting strategy. Key Points Discussed:Cash flow basics:The importance of using a percentage of income today to save for future goals Budgeting misconceptions:Budgeting is the process of understanding where your money is going It does not have to be restrictive.Tracking expenses:Look at things on a high level: % of savings vs % of spending.Spend a few months tracking.Compare to the 50/30/20 benchmark. Reverse budgeting:The “pay yourself first method” Invest -> pay bills -> spendDisclaimer: This podcast provides general information and discussion about finance, investing, and related subjects. The content provided in this podcast is not intended as investment advice and should not be taken as such. Always seek the advice of a professional or conduct your own research before making financial decisions.Rachael Camp offers advisory Services are offered through Creative Financial Designs, Inc., a Registered Investment Adviser, and Securities are offered through cfd Investments, Inc., a Registered Broker/Dealer, Member FINRA & SIPC, 2704 S. Goyer Rd., Kokomo, IN 46902. 765-453-9600.Neither Camp Wealth or Unrivaled Wealth Management are affiliated with the CFD companies or each other.

Duration: 20:55Episode Summary: In this insightful episode of the "Work Optional" podcast, Rachael and Matt dive deep into the crucial role of tax diversity in achieving a work-optional lifestyle. They explore strategies for maximizing retirement savings, the benefits and limitations of different retirement accounts, and the importance of tax planning for future financial freedom. Join us as we unravel the complexities of tax-deferred, tax-free, and taxable accounts to help you navigate your path to work optionality.Key Points Discussed:Understanding Tax Diversity:The importance of having a mix of tax-deferred, tax-free, and taxable accounts for achieving work-optional status.How tax diversity can provide financial flexibility and potentially lower tax burdens in retirement.Tax-Deferred vs. Tax-Free Accounts:The benefits of tax-deferred accounts for growing investments without immediate tax implications and the strategic use of tax-free accounts for tax-free withdrawals in retirement.Strategies to avoid early withdrawals and maximize the growth potential of these accounts.Maximizing Retirement Savings:Techniques for high earners to maximize their retirement contributions, including the use of Backdoor Roth IRAs.The concept of tax arbitrage and its potential to enhance work optionality.The Role of Taxable Brokerage Accounts:How taxable brokerage accounts offer liquidity and flexibility for early retirees or those needing access to funds before traditional retirement age.The strategic placement of investments based on tax efficiency, known as tax location.Millennial Financial Challenges:The episode addresses the unique financial challenges millennials face, particularly the pitfalls of over-relying on tax-deferred accounts for long-term savings.The significance of tax diversification in providing financial flexibility and enabling life adjustments.Remember to Subscribe!Don't miss out on future episodes filled with actionable advice on navigating the path to financial freedom. Subscribe now!Disclaimer: This podcast provides general information and discussion about finance, investing, and related subjects. The content provided in this podcast is not intended as investment advice and should not be taken as such. Always seek the advice of a professional or conduct your own research before making financial decisions.Rachael Camp offers advisory Services are offered through Creative Financial Designs, Inc., a Registered Investment Adviser, and Securities are offered through cfd Investments, Inc., a Registered Broker/Dealer, Member FINRA & SIPC, 2704 S. Goyer Rd., Kokomo, IN 46902. 765-453-9600.Neither Camp Wealth or Unrivaled Wealth Management are affiliated with the CFD companies or each other.

In this week's episode, Patrick Donley (@JPatrickDonley) sits down with Camp who is a Certified Financial Planner to talk about how to create a work optional life. You'll learn what Rachael's first steps and questions are to her clients, how she manages her own financial life, what the biggest mistakes people make with their finances, her thoughts on renting vs. buying, and so much more! Rachael is a Certified Financial Planner and owner of Camp Wealth where she helps high-earners and business owners build a preserve wealth. She is also co-host of The Work Optional podcast and lives in Denver, Colorado. IN THIS EPISODE, YOU'LL LEARN: 00:00 - Intro. 01:41 - What it was like growing up in a family that was heavily involved in finance and investing. 07:26 - What it was like working at JP Morgan directly out of college. 09:19 - How it was partnering with her father doing financial planning. 12:44 - Why introverts can make great salespeople. 13:50 - How Jerry Seinfeld influenced her to write. 14:50 - What is money and how to become better with it. 17:14 - What her first steps and first questions are with new clients. 25:37 - How Rachael manages her own financial life. 26:41 - How the FIRE movement influenced her. 31:05 - Why everyone should create a memory dividend fund. 36:27 - Why she started her podcast, Becoming Work Optional. 39:31 - How Twitter has influenced and advanced her career. 50:56 - What her tech stack looks like for managing her finances. 54:23 - Why it's not worth your time to try to beat the market. 58:01 - What the biggest mistakes she sees people making with their finances. 59:38 - What her thoughts are on renting vs. buying. 67:20 - How the ideas of Naval Ravikant have influenced her. *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Kyle and the other community members. Recommended book: Quiet by Susan Cain. Recommended book: Sapiens by Yuval Noah Harari. Recommended book: The Psychology of Money by Morgan Housel. Recommended book: Die with Zero by Bill Perkins. Recommended book: The Obstacle is the Way by Ryan Holiday. Recommended book: Common Sense on Mutual Funds by Jack Bogle. Recommended book: Deep Work by Cal Newport. Recommended book: The Almanack of Naval Ravikant by Eric Jorgenson. Recommended book: The Creative Act by Rick Rubin. Recommended book: Four Thousand Weeks by Oliver Burkeman. Check out the books mentioned in the podcast here. NEW TO THE SHOW? Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Check out our Millennial Investing Starter Packs. Browse through all our episodes (complete with transcripts) here. Try Kyle's favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: NetSuite Linkedin Marketing Solutions Fundrise TurboTax HelloFresh Connect with Patrick: Twitter Connect with Rachael: Twitter | YouTube Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

#002 "How to Create Work Optional Goals"Hosts: Rachael Camp and Matt GarasicDuration: 31:30Episode Summary:Key points discussed:1. Get IntentionalAsk yourself questions:What does an ideal day look like to you?What experiences do you want to have?What do you want to splurge on without guilt?2. Break goals up into short, medium, and long-term goals3. Reverse engineer goals to the present year4: How to stay on trackCreate regular check-ins.You can change your goals - make them easier or more difficult.Automate!Remind yourself of your “why”Connect with Us:- Find Rachael on X @camp_wealth and Instagram/YouTube at @campwealth or by searching Rachael Camp on Google.- Find Matt on X and Instagram at @matthew_garasic or by searching Matthew Garasic on Google.Disclaimer: This podcast provides general information and discussion about finance, investing, and related subjects. The content provided in this podcast is not intended as investment advice and should not be taken as such. Always seek the advice of a professional or conduct your own research before making financial decisions.Rachael Camp offers advisory Services are offered through Creative Financial Designs, Inc., a Registered Investment Adviser, and Securities are offered through cfd Investments, Inc., a Registered Broker/Dealer, Member FINRA & SIPC, 2704 S. Goyer Rd., Kokomo, IN 46902. 765-453-9600.Neither Camp Wealth or Unrivaled Wealth Management are affiliated with the CFD companies or each other.

In this episode of The Decade Investor Podcast,  Kolin talks with Mark Palmer. Mark previously worked in the financial services industry & now creates financial content online. Mark talks a lot about becoming work optional & how to set your finances up to achieve work optionality. Mark also talks about house hacking & how that has been a great accelerator on his wealth building journey. Follow Mark on XBe sure to follow Decade Investor on all socials & join the FREE weekly newsletter!TwitterInstagramWeekly Newsletter

This December is my final year end month for Martinis and Your Money and around this time every year, I'm always talking to clients about goal setting for the following year. And if you've listened to this show before, you know that one of the most important financial goals that I am most passionate about is Financial Independence and that's the ability to work because you WANT to work and not because you HAVE to work. Fi is the number one goal we give to all of our clients at Financial Gym and it's the number one goal I beg of you to set for 2024 and beyond. Joining me today is Tanja Hester, founder of the Our Next Life blog and author of the books Work Optional and Wallet Activism. I have always appreciated Tanja's approach to Financial Independence and she joins me today to share more of that journey and what she and her husband have been up to since the declared Financial Independence six years ago.  For more information, visit the show https://www.martinisandyourmoney.com/show-notes/episode509-tonja-hester

#001 - "Launching the Work Optional Podcast" Show NotesTitle: Launching the "Work Optional Podcast"Hosts: Rachael Camp and Matt GarasicDuration: 41:20Episode Summary:Welcome to the inaugural episode of the "Work Optional" podcast with your hosts, Rachael and Matt. This episode marks the beginning of a series dedicated to exploring personal finance strategies that empower you to achieve work optionality. Join us as we dive into what it means to be work optional and how it can transform your life.Key Points Discussed:1. Defining Work Optionality:- Matt explains the concept of work optionality as the freedom to choose your work path, whether it's quitting a job, taking a lower-paying but more flexible role, launching a side hustle, or working on your own terms.- Rachael emphasizes that achieving work optionality is more about a mindset shift than retiring from work. It's about transitioning from working for survival to working for impact and creativity.2. The Motivations Behind "Work Optional":- Discover the personal motivation behind why Rachael and Matt created this podcast.- Learn about their desire for freedom and flexibility in their work schedules and the various paths to achieving work optionality.3. Exploring Business Ownership:- Rachael and Matt delve into the motivations and challenges of being a business owner, including the desire for control over one's schedule and income.- They discuss the concept of starting a side hustle as a stepping stone to full-time entrepreneurship.4. Personal Career Journeys:- Matt shares his journey from studying petroleum geology to a career in financial services, leading to the founding of Unrivaled Wealth Management.- Rachael talks about her path from working in Chicago's finance sector to joining her father's firm and eventually starting her own business.Connect with Us:- Find Rachael on X and Instagram at @camp_wealth, her website https://www.rachaelcampwealth.com/, or by searching Rachael Camp on Google.- Find Matt on X and Instagram at @matthew_garasic, his website www.unrivaledwm.com, or by searching Matthew Garasic on Google.Closing Thoughts:Thank you for joining us on this journey to redefine the way we think about work and financial freedom. We're excited to share our experiences and insights with you and look forward to growing together in this journey towards work optionality.Remember to Subscribe!- Don't forget to subscribe to our podcast for regular updates on new episodes.---Disclaimer: This podcast provides general information and discussion about finance, investing, and related subjects. The content provided in this podcast is not intended as investment advice and should not be taken as such. Always seek the advice of a professional or conduct your own research before making financial decisions.Rachael Camp offers advisory Services are offered through Creative Financial Designs, Inc., a Registered Investment Adviser, and Securities are offered through cfd Investments, Inc., a Registered Broker/Dealer, Member FINRA & SIPC, 2704 S. Goyer Rd., Kokomo, IN 46902. 765-453-9600.Neither Camp Wealth or Unrivaled Wealth Management are affiliated with the CFD companies or each other.

So, are women really more risk averse than men? In this special podcast, Steve reveals some statistics that may shock you, and how to make sure you are on track to live a "Work Optional" retirement, with smarter investments and more income than you can spend.  MASTERING MONEY is on the air!!!

What would you do with your time if you didn't HAVE to work for money? Instead, you worked because you wanted to and liked what you were doing? In today's episode, we hear from Wally, of Financially Thriving, who is doing just that.  Having recently given her two week notice, Wally has reached financial independence and is transitioning into her work option life. Wally shares what she did to reach this level of financial independence and how we can make steps towards taking back our time. About Wally: Wally is a financial coach and money mentor who went from overspending and compulsive shopper to being debt-free and building multiple six-figure investment portfolio. After spending her 20s spending every dollar she earned and saving very little she knew she had to start doing something different. The thought of working for the next 30 to 40 years just to survive wasn't the life she wanted. After gaining control of her finances and creating a plan, she's on my way to being work-optional before the age of 40! Wally is a first generation college graduate, Latina, and daughter of an immigrant. Born and raised in the Bronx, she's the first millionaire in her family. Learn more about Wally: https://financiallythriving.com/ Follow Wally on Instagram: @financially_thriving Follow Dannielle on Instagram: @firstgenmoney *The content on this podcast is not intended as financial, tax, or legal advice. All information provided is for educational purposes only.*

In this episode of Grownlearn, Zorina Dimitrova interviews Chris Miles, the Cash Flow Expert and Anti-Financial Advisor. Chris shares the secrets to financial freedom, including how to achieve "Work Optional" status and seven actionable steps to free up cash today. What makes this episode truly captivating is Chris's personal journey. He retired not once, but twice, by the age of 39. If you're looking for fresh perspectives on achieving financial independence and building wealth, this conversation is a must-watch. This is our Passive Income Calculator that shows you how much passive income you could make in the next year if you follow our strategy: https://moneyripples.com/cashflow-calculator/ Subscribe to Grownlearn and hit the notification bell for insightful episodes that empower you to thrive in today's world. -------------------------------------------------------------------------------------------------------------------

Chris Miles, the Cash Flow Expert and Anti-Financial Advisor, is a leading authority teaching entrepreneurs and professionals how to get their money working for them TODAY! He's an author, podcast host of the Money Ripples Podcast, has been featured in US News, CNN Money, Entrepreneurs on Fire, BiggerPockets, and has a proven reputation with his company, Money Ripples, getting his clients fast, financial results. In fact, his personal clients have increased their cash flow by $300+ Million in the last 13 years!

In this episode: Pursuing FIRE mindfully, intentional living, retiring early and living abroad with Tracy Collins.Tracy Collins joins Adam Coelho on the Mindful Fire Podcast to discuss her journey towards financial independence and her project called Mindful Fire Life. They explore the concept of pursuing financial independence mindfully and the importance of understanding one's values and goals. Tracy shares her experience of reaching her work optional number and the power of talking about your vision and goals with others. Guest Bio: Tracy Collins is the founder of Mindful FIRE Life, an Instagram channel, YouTube channel, and blog focused on pursuing financial independence with mindfulness. With a background in tech and a passion for travel, Tracy shares her journey to FI and insights to help others create a purposeful and fulfilling life.Connect with TracyTracy Collins | LinkedInMindful Fire LifeMindful Fire Life - YouTubeMindful FIRE Life (@mindful_fire_life) • Instagram photos and videosTracy Collins – MediumKey Takeaways:Sharing your vision and goals can lead to opportunities and shape your life.Financial independence is not just a number, but aligning your life with your values.Stepping out of your comfort zone leads to personal growth and new experiences.Diverse investments like real estate and stocks contribute to financial independence.Mindfulness helps in financial decisions and finding fulfillment.Balancing present enjoyment and future planning is key for financial independence.Resources & Books Mentioned:"The 4-Hour Workweek" by Tim Ferriss

Welcome to Dream and Design - a free program dedicated to helping you to design - or re-design - a leveraged expertise-based online business to your version of the Lifestyle Business Sweet Spot. This week's episode is Module 2 in Dream and Design, we help you get crystal clear clarity on the personal and business profit goal you need to fulfil your "Lifestyle Business Sweet Spot" and we will define your "enough" revenue number, so that you're able to competently and confidently achieve it (and not a cent more — we'll explain why). In businesses where SIX AND SEVEN FIGURES are the measures of success, one can forget that in the relentless pursuit of more leads, more sales and more MONEY-IN-THE-BANK, achieving those things at any cost isn't ACTUALLY the thing we want.Clarity on your endgame is game-changing, because it equips you with the navigation system to avoid running months and YEARS in the wrong direction.This is where you pick a desired endgame REVENUE number for how much you ultimately want your current or future business to be making, intentionally - with a focus on PROFIT. When You're Ready, Here's How We Can Help You:If you want the FULL Dream and Design experience, make sure to register at https://www.thecoursecartel.com/dream and get access to the Workbook, full video slides and accompanying transcripts. Join our program which hands you the COMPLETE Lifestyle Business Operating System for current and aspiring expertise-based business owners who want to build a leveraged lifestyle business. Join the waitlist at www.thecoursecartel.com/waitlist

Description: In this episode, we sit down with Walli Miller, a financial coach who has carved out a niche in empowering millennials and Gen Zers to take the reins of their financial futures without giving up the little joys in life. Walli, a self-made FIRE and a beacon of financial wisdom, shares her journey from being a first-generation college graduate to becoming a financial coach, helping others navigate the often turbulent waters of personal finance. Join us as we delve deep into the pressing issues that plague high-income earners, leading them to live paycheck to paycheck. Walli sheds light on the importance of adopting a breadwinner's mindset to not just earn more, but to worry less, striking a perfect balance between spending, saving, and building wealth. Are you caught in the vicious cycle of impulsive shopping? Walli shares actionable tips on how to become a mindful spender, breaking free from the chains of consumerism and steering towards a path of financial freedom. We also explore the concept of "work-optional" lifestyle, a term that Walli champions, encouraging individuals to work because they want to, not because they have to. From unraveling the biggest misconceptions around money to understanding the pivotal role of money mindset in shaping our financial behaviors and habits, this episode is packed with insights that can transform your financial outlook. Walli also demystifies the world of investing, offering easy-to-follow advice for beginners, and shares her perspective on the FIRE movement — Financial Independence, Retire Early. Whether you are drowning in debt, failing at budgeting, or simply looking to retire early and live your best life, this episode with Walli Miller can be your gateway to financial literacy made simple, yet effective. Tune in to embark on a journey towards financial thriving, where your money goals are not just a distant dream but a reachable reality. Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn't do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Thank you to our sponsor, CityVest: https://bit.ly/37AOgkp Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p Follow our YouTube channel: https://www.youtube.com/chL1357 Follow us on Twitter: https://www.twitter.com/drchrisloomdphd Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo Follow us on TikTok: https://www.tiktok.com/@drchrisloomddphd Follow the podcast on Spotify: https://podcasters.spotify.com/pod/show/christopher-loo Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2023

Do you want to turn your financial life around, and close that daunting wealth gap? Well, get ready to be inspired because, in this episode of the Happy Hustle Podcast, we've got the man himself, Rob Luna, here to share his incredible journey from growing up in the mean streets of Los Angeles to becoming an Ivy League alumni and a powerhouse in the world of finance.Rob's got over 25 years of experience under his belt, and his resume is nothing short of impressive. He's consulted with some of the giants in the tech world like Amazon, Google, and Facebook. Plus, he's managed money for some of the wealthiest individuals on the planet. He also built a multi-million dollar business that was sold to a publicly traded company. This guy knows his stuff. But here's the best part: Rob isn't just keeping all that knowledge to himself. He's on a mission to help Happy Hustlers like you and me build, grow, protect, and enjoy our wealth. And today, he's spilling the beans on how you can actually close your wealth gap. Trust me, this is something you don't want to miss.Rob's got a brand new book out titled "Close Your Wealth Gap" and it's a game-changer. So, if you want to know how to close your wealth gap, save, invest, and spend wisely, this book is your golden ticket.You can grab a copy of Rob's book at closeyourwealthgapbook.com. And here's a sweet deal for you early birds: if you're tuning in before October 2nd, you can snag a bunch of pre-order bonuses worth a cool $300. That's a steal, folks!So, what are you waiting for? If you're ready to close that wealth gap and start securing your financial future, go get Rob's book. In this episode, we cover: [00:09:46:13] Build a Business That Has an Enterprise Value[00:12:29:14] From 9-5 to to Work-Optional[00:43:17:14] 60-30-10 Rule[00:41:42:27] Happy Hustle Hacks [Health, Money, Entrepreneurship, Spirituality][00:46:41:29] Rapid-fire questionsWhat does Happy Hustlin mean to you? Rob says Happy Hustlin means work is optional, man. That's what I was saying, like you build the business to where you do the things that you love and because you wanna do them, not because you have to do them.Connect with Robhttps://www.instagram.com/thelunarobhttps://www.youtube.com/lunarobhttps://twitter.com/thelunarobFind Rob on these websites: https://robluna.com/ closeyourwealthgap.comConnect with Cary!https://www.instagram.com/cary__jack/https://www.facebook.com/SirCaryJackhttps://www.linkedin.com/in/cary-jack-kendzior/https://twitter.com/thehappyhustlehttps://www.youtube.com/channel/UCFDNsD59tLxv2JfEuSsNMOQ/featuredGet a free copy of his new book, The Happy Hustle, 10 Alignments to Avoid Burnout & Achieve Blissful Balance https://www.thehappyhustlebook.com/Sign up for The Journey: 10 Days To Become a Happy Hustler Online Course http://www.thehappyhustle.com/JourneyApply to the Montana Mastermind Epic Camping Adventure https://caryjack.com/montana“It's time to Happy Hustle, a blissfully balanced life you love, full of passion, purpose, and positive impact!”Episode sponsor Are you tired of lying awake at night, burdened by endless thoughts and worries about your upcoming day? The lack of quality sleep not only drains your energy levels but also affects your overall productivity and well-being. But fear not, because we have the perfect solution for you: Magnesium Breakthrough!Magnesium Breakthrough is the ultimate game changer when it comes to solving sleep problems. Designed to help you wind down after a stressful day, this revolutionary supplement will transform your sleep experience from restless tossing and turning to the most relaxing slumber you've ever had. Say goodbye to waking up groggy and hello to vibrant energy levels throughout the day!What sets Magnesium Breakthrough apart from other magnesium supplements is its unparalleled effectiveness. Unlike traditional options that only contain 1-2 forms of magnesium, Magnesium Breakthrough combines all 7 key forms of magnesium. This unique blend ensures that you have a relaxed response to stressful situations, allowing you to face each day with a calm and collected mindset.Don't let sleepless nights and low energy levels hold you back from living your best life. Experience the remarkable benefits of Magnesium Breakthrough and regain control over your sleep and energy. Your body and mind deserve it!But that's not all – we have an exclusive offer just for you, our valued listeners! Visit magnesiumbreakthrough.com/hustle today and use the promo code "hustle" during checkout to save 10 percent on your purchase. It's time to invest in your well-being and embrace the most restful sleep you've ever had.Say goodbye to sleepless nights and hello to energized days with Magnesium Breakthrough. Your path to a revitalized life starts now!

In this week's episode we´ll see how this mom went from w2 to Positioning Herself wot Work Optional.

Book an intro call with Theory Planning Partners at https://calendly.com/theoryplanningHear Kaitlyn's full investment portfolio that is setting her up for retirement in episode 193: https://cubicletoceo.co/wealth-building-strategy/Access the transcript of this episode HERE: https://otter.ai/u/HAEBrm9I-94X1DAS6s62HManDLs?utm_source=copy_url What's your signature CEO style? Take the quiz: ellenyin.com/quizIf you enjoyed today's episode, please:Leave a positive review or rating at www.ratethispodcast.com/cubicletoceoSign up for our text notifications at ellenyin.com/superfan so you can be the first to know when a new case study has dropped!Post a screenshot & key takeaway on your IG story and tag us @missellenyin & @cubicletoceo so we can repost youFollow (+) our show for new episodes every Monday & Wednesday

Adam Coelho (kway-yo) is the host and executive producer of The Mindful FIRE Podcast, a show about crafting a life you love and making work optional using the tools of mindfulness, envisioning and financial independence. He's also a father, husband, entrepreneur, speaker and facilitator. For the last 12 years Adam has worked in sales at Google, where in addition to his core role, he's taught mindfulness, envisioning and emotional intelligence to over 2500 Googlers around the world. Get in touch with Adam: Free Envisioning Guide : https://bit.ly/3STL9ax (MindfulFIRE.org/austin) MindfulFIRE.org Website : https://bit.ly/3mtv2nP Linkedin: https://www.linkedin.com/in/adamcoelho/ Instagram : https://www.instagram.com/themindfulfirepodcast/

Episode 184: Leading a Work-optional Lifestyle Victor Gaxiola of TechGirl Financial

This week's theme on the Retirement Quick Tips Podcast is: Retire…Never? Today, I'm talking about reframing the retire never idea with the work optional idea instead.  Saving and investing with the idea that you could retire sometime between 60-65, regardless of when you actually do retire, should be the goal. You'll save enough and have the ability to retire, but there's no pressure to keep working and you could retire at any time without a significant financial cost or downgrade in lifestyle if you happen to retire sooner than planned. There's tremendous strength and freedom that comes with work optional. There's no pressure to keep working or hold on tightly to a career or a job you currently have, because you could take it or leave it.  It's the detachment that gives you the freedom to enjoy your last working years and focus instead on what you enjoy doing, and what brings you the most satisfaction and meaning.  And it's only by saving as if you'll retire sooner than you planned that you'll get there.   That's it for today. Thanks for listening! My name is Ashley Micciche and this is the Retirement Quick Tips podcast.     ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/  ---------- Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance

Shang became able to 'work optional' at 31 through frugal living and investing in the stock market. These days, she educates thousands of Americans via Save My Cents to learn how to save and invest so that they can retire with dignity while also ensuring that mental health is built into the conversation about money. In this week's episode, Clo Bare sits down to chat about her journey and hear how Shang and her husband reached 'work optional' status by 31.Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

When I used to work in healthcare I see so many people who are overworked, underpaid and undervalued but they keep going because well for one they're amazing people who want to look after patients and two they don't believe life can be any different. It freaking breaks my heart! So when I met Tracy Bingaman - OMG, her journey and what she does to help other healthcare professionals to create better lives for themselves was music to my ears! You don't need to leave your job if you love it, but you can create a life where you work because you want to, not because you need to and that goes for any profession! On this episode, I chat with Tracy Bingaman on: How to Become Work Optional - work because you want to not because you need to! Walk your talk - are your actions reflecting what you say are your priorities? Figure out your value and worth and ask for it Why it's important to set up your boundaries and stick to it Plus so much more!⁣ Tracy is The Money PA, a Certified Physician Assistant, Master of Science in Physician Assistant Studies, and Host of The PA Is In Podcast. She helps Physician Associates land the biggest raise of their career. From the depths of healthcare burnout, Tracy has healed and grown to become a Unicorn PA with a job she loves and abundant time, money and energy. She slashed her work hours from 60 to 24 per week and tripled her hourly income practising clinically as a PA. On The PA Is In Podcast, Tracy recently celebrated 40,000 downloads as she works to redefine success as a Physician Assistant. A thought leader on burnout, boundaries, work optional financial freedom and how to negotiate as a PA, Tracy is helping PAs to earn more money, work fewer hours and ultimately become Unicorn PAs too.   For more about Tracy Website - www.tracybingaman.com Facebook - www.facebook.com/mrstracybingaman Instagram - www.instagram.com/mrstracybingaman LinkedIn - www.linkedin.com/in/tracybingaman Pinterest - www.pinterest.ph/mrstracybingaman   For more about host KaKi Lee Website - www.kakilee.com Facebook Page - www.facebook.com/kakiverse888 Instagram - www.instagram.com/kakiverse888 Check out KaKi's Signature Coaching Program - Unlimited Abundance Academy - www.kakilee.com/unlimited-abundance-academy Interested in working with KaKi? Have an Abundance Tea

Episode 186 talks about how to become work optional before hitting your FIRE number, featuring Stefanie Gonzales of Women's Wealth Effect. Listen now!Stefanie is a 38yo Mexican-American/Texan who is the voice behind Women's Wealth Effect where she helps women build wealth. She has also partnered with her husband on YouTube at Permission to Be Wealthy. They are giving couples insight into real and honest conversations about money and building wealth.After 15 years of in Tech, leading Sales and Global supply chain teams, being an expat in Singapore, paying off over $420k in debt, becoming a millionaire in 2021 and achieving partial FIRE in 2022, Stefanie left her 9-5 to build Women's Wealth Effect full time while also moving her family of 4 from Singapore to Lisbon, Portugal.Stefanie is a firm believer of women being able to change the world for the better…and women building wealth is a critical pillar in being able to do that. She shares her experience as a young Latina building her career, navigating money discussions with her partner, being a mom and building her family's wealth in the hopes of inspiring other Latinas to build a life that will serve them.For full episode show notes, visit here.Loving episode 186? Leave us a review if you're listening on Apple podcasts and be sure to follow us on Instagram, Facebook, Twitter and YouTube!Until next time, stay empowered, stay inspired and #staypoderosa ✨Are you ready to become work optional and change your life? Head over to YQDFRIDAY.COM today for our BIGGEST Black Friday sale of the year! Get a MAJOR discount on both of our signature programs: The Ultimate Side Hustle Starter Kit & Jump-Start Your Blog Bootcamp. Buy one or both. The choice is yours! This ONCE-IN-A-LIFETIME event ends on Monday, 11/28 @ 11:59PM ET, so don't wait until its too late! YQDFRIDAY.COM to get started! Become a member at https://plus.acast.com/s/YoQuieroDinero. Hosted on Acast. See acast.com/privacy for more information.

There's a lot of talk about what to do when it comes to money. Should you invest? Pay off debt? Both? In this episode, we're taking a look at step one in the Factora Financial Framework: eliminating high-interest debt. Allegra dives into the difference between high-interest debt and low-interest debt and the opportunity cost of NOT investing, to help you determine which strategy makes the most sense for you. Download our FREE financial framework workbook.Join the waitlist for the Spring 2023 Wealth Circle for the inside scoop and access to Early Bird pricing when we open in December. 

In this discussion with Liz from LizGetsLoaded, we cover many topics, including:How she grew up financiallyWhy she started LizGetsLoaded and what she's gained from itHer early retirement plansCharitable giving and effective altruismHSAs and how she manages and tracks hers like a retirement accountAnxiety and moneyFinancial independence as the ultimate emergency spending accountShow References:LizGetsLoaded PodcastLizGetsLoaded BlogLizGetsLoaded on InstagramBook: The Most Good You Can Do: How Effective Altruism Is Changing Ideas About Living EthicallyBook: Work Optional: Retire Early the Non-Penny-Pinching WayThe life you can save ---Follow friends on FIRETwitterInstagramFacebookLinkedInLeave us a voicemail or text us: 404-981-3370eMail us at:  friendsonfiremm@gmail.comVisit our website: www.friendsonfire.org---Other LinksMaggie's Blog: Mostly Minimal LifeMike's Book: Your New Relationship with Money

Check out this week's episode where you'll hear Natalie Teramoto's money story. She shares how she used a tragedy to revamp her money plan and become work optional using real estate. She had a cushy corporate job but still decided to jump ship to create the life she always dreamed. You won't want to miss it!

These are challenging and stressful times we're living in. With the recent decisions by the Supreme Court, I know many of you are feeling like you don't have a voice or you're frustrated by what's happening around you and you're not quite sure what to do about it.  Well if you're feeling like this now might be the perfect time to read the latest book from my guest today, Tanja Hester. Tanja is an author and activist and was previously on the show to promote her book Work Optional, about her journey to financial independence. Today she is here to talk about her new book Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change  For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode428

As women founders and leaders, we talk often about making money, and lots of it. But are we using the money we make to create the kinds of changes that we want to see in the world? I like to say that money is power, but only if you make it so. Your money becomes a powerful force when you use it in a way that advances your mission, aligns with your values, and brings your vision to life. And this week, I have someone who is a living example of what's possible when you're intentional about how you generate wealth and use your money to advance the causes you believe in. Keep reading   Tanja Hester has been featured in The Wall Street Journal, New York Times, and CNBC, just to name a few. As the author of Work Optional and Wallet Activism, she's been widely recognized for her thought leadership in the area of wallet activism. She also spent a long career in political consulting until she retired in 2017 at the age of 38, and she's offering her insights on her road to retirement on this episode too. Join us this week as Tanja gives us the lowdown on wallet activism. She's offering her deep well of wisdom on what wallet activism looks like, why it requires critical thinking and discernment on our parts, and how it's truly a long-term, life-long project we all need to be on board with. Today on the Power + Presence + Position Podcast: Tanja's earliest memory of being a person who wants to make changes for the greater good. How Tanja retired at the age of 38 and made it so work is optional for her. Why wallet activism is truly a long-term, life-long project. What wallet activism means and how Tanja's interest in it started. Why wallet activism isn't just about spending. Tanja's thoughts on the problem with organic food. What surprised her most about the themes that emerged in her research on wallet activism. The biggest shifts Tanja has made since embracing wallet activism. Why responsible banking is more important than you realize, and responsible investing is less important than you think.   Resources Mentioned: To receive weekly written gold in your inbox, make sure you sign up for my email newsletter. Connect with me on LinkedIn. Learn how to nail your niche, clarify your message, and scale your business in the Power + Presence + Position Business Accelerator! Learn how to build a seven-figure foundation in The Incubator. Get the free course, Selling with Story, here! Click here to apply for one of my programs. Tanja Hester: Website | Podcast | Instagram | Twitter Work Optional: Retire Early the Non-Penny-Pinching Way by Tanja Hester Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change by Tanja Hester

Many spa owners get into their path of entrepreneurship because they love the work, the people, the transformations they help their clients make. But as many spa owners discover, being a provider in the treatment room isn't something many of us aim to do forever. If you've been thinking about your next stage of spa ownership and crafting an exit strategy that keeps your spa successful but allows you to remove yourself from the treatment room, I've got a treat for you today.    In this episode, I'm talking with my long-time client and dear friend, Andrea Klein, who is now on the “work optional” path of entrepreneurship. This is a woman who was operating as a solo aesthetician just a few years ago and has now built her spa to 7-figures and is branching into the world of ecommerce and non-profit work.    If you don't know Andrea yet, she is a licensed aesthetician, multiple business owner and self-proclaimed women's activist. She started her career by going to beauty school at age 34 and in less than 9 years she's built a 7-figure day spa that she was able to retire from so she could focus on her life's purpose, the Liberté Foundation for Women.    Andrea now travels the world documenting women's stories of freedom and entrepreneurship, and through her nonprofit, she is able to share the gift of freedom through grant giving to female small business owners around the world.    In this episode, we discuss:    Some of the mindset shifts Andrea has to go through as she removed herself from her spa and relied fully on her team  What things Andrea had to get clear on in order to pave the path forward for her spa to be able to operate in the day-to-day without her The importance of acknowledging and overcoming limiting beliefs and a discussion around feminine energy and embracing our natural gifts and inclinations How Andrea is scaling for impact through her work with her skincare company and her 501-c3 non-profit, the Liberté Foundation More insight on how AddoAesthetics is participating in the  the Liberté Foundation's mission through grants for women in the spa and beauty industry   To read the full show notes for this episode, visit: http://www.addoaesthetics.com/blog/282   Keep the conversation going inside the Spa Marketing Made Easy Community by clicking here.