Podcasts about work optional

Mark of the BEAST Purge Robot Army? / Elon False Prophet WATCH Vcast covers insights from recent articles and the Tesla Shareholder meeting highlighting the potential for Elon to be the False Prophet: 1. Billions of Optimus Robots starting with 1 million next year…  Robots will change the Future of money that might be the energy you produce  Will you be paid by powering 6G  Optimus robots to watch criminals = when will you be the criminal if you don't comply with the MOTB system? Are these the beasts of the earth that kill in Seal 4?  X / Xai to train Optimus Robots that he thinks will be bigger than cell phones 2. False Prophet Markers and Capabilities, religion is Scientism  Turning X into a bank – MOTB process  Space X – bring fire down from heaven, block the sun, miracles  Promise of uploading your consciousness to Optimus Robots  Brain computer interface, miracles like the blind can see / paralyze can walk  Powerful / Rich people will be ruled by Ai  Results In: Both rich and poor will take the final MOTB to buy or sell  Elon busted for illegally dumping toxic water with the Boring Company  How does this fit scripture and the EOD with the elite hiding in the caves?  Elon's company uses 3D holograms / designs microchips and plans to manufacture microchips  The false prophet will give life to the AC image to speech 3. New Tesla Mission Statement – Sustainable Abundance screams UBI and the MOTB system as the jobs move to the robots / Ai takes over. Elon is pre-programing you with the message of the WEF carbon tax scam / Own nothing and like it. 4. What is Elon's vision for you? Work Optional.. But think about the carrots.

John Johnston (JJ) breaks down some of Elon Musk's latest grand predictions, including that “in the future”, money will become irrelevant, everyone will be wealthy on a High Universal Income, and working will be optional. Will Elon be correct, way too optimistic, is he delusional, or are the very grand predictions part of a long con?Related episodes:Elon's BS to Joe Rogan: Vaporware Roadster & Cybertruck Fail https://open.spotify.com/episode/6iPjeAwhEMBcsZxj1vYrW6All Elon's Tesla Q3 Earnings Call BS in One Dump https://open.spotify.com/episode/7JffuuWlYBThkD9R4hY3LEAI Bubble Watch: Sam Altman Admits Bubble, Bezos Welcomes It https://open.spotify.com/episode/0RIBSUAWMLusjwJxpZyJQCDisclaimer: I am not a financial adviser and nothing in this content is financial advice. This content is for general education and entertainment purposes only. Do your own analysis and seek professional financial advice before making any investment decision.

John Johnston (JJ) breaks down some of Elon Musk's latest grand predictions, including that “in the future”, money will become irrelevant, everyone will be wealthy on a High Universal Income, and working will be optional. Will Elon be correct, way too optimistic, is he delusional, or are the very grand predictions part of a long con?Related episodes:Elon's BS to Joe Rogan: Vaporware Roadster & Cybertruck Fail https://open.spotify.com/episode/6iPjeAwhEMBcsZxj1vYrW6All Elon's Tesla Q3 Earnings Call BS in One Dump https://open.spotify.com/episode/7JffuuWlYBThkD9R4hY3LEAI Bubble Watch: Sam Altman Admits Bubble, Bezos Welcomes It https://open.spotify.com/episode/0RIBSUAWMLusjwJxpZyJQCDisclaimer: I am not a financial adviser and nothing in this content is financial advice. This content is for general education and entertainment purposes only. Do your own analysis and seek professional financial advice before making any investment decision.

Chris Miles, the “anti–financial advisor,” joins Kenner to celebrate the launch of his new book, The Work-Optional Blueprint, which officially launches today. The core idea of the book is escaping the traditional “slave and save” mindset: endlessly stuffing money into 401(k)s and IRAs, aggressively paying off all debt, and hoping one day there's enough left to retire. Instead, Chris teaches entrepreneurs how to free up cashflow, get liquid, and redirect money into passive income so they can work because they want to, not because they have to.He shares real client stories to show what this looks like in practice. One chiropractor was making good money but constantly felt, “Where is it all going?” By examining his cashflow, restructuring loans, and moving “lazy” stock market money into more productive uses, Chris helped him free up $6,000 per month. The client immediately bought a $6,000 four-wheeler—not just as a toy, but as a symbol of freedom: he began taking weekends off, spending more time with his wife and kids, and avoiding burnout. Another client in California had $800,000 trapped in a low-cashflow rental. By selling that property and redeploying the equity into multiple rentals in better markets, his passive income jumped from $200/month to over $8,000/month using the same money.A big section of the conversation dives into infinite banking and how Chris uses properly structured whole life insurance as a tool—not just for death benefit, but as a tax-advantaged cash reservoir. He explains that when designed with lower costs, these policies can earn around 4–6% tax-free while also serving as collateral. Instead of withdrawing cash and losing growth, clients can borrow against the policy, keep their money compounding, and simultaneously invest in their business or real estate. He cites examples from everyday entrepreneurs to big names like Walt Disney and Jim Harbaugh, showing how this kind of strategy can create a powerful leverage effect.To close, Chris returns to his bigger mission: through his company Money Ripples, he wants to help at least 1,000 families become financially independent by 2030. He emphasizes that for newer entrepreneurs, the best investment is still their own business, not chasing passive income too early. But as profits grow, owners must learn to take money out of the business and build diversified passive income streams so they're not at the mercy of economic shocks like shutdowns. For Chris, financial freedom isn't just about comfort—it's about having the resources and time to bless more lives, serve others, and live on your own terms.Takeaways• The experience of facing mortality can be transformative.• Community support is crucial during health crises.• Books should provide actionable insights, not just theory.• Small business owners often face unique challenges.• Resilience can be cultivated through adversity.• Personal growth often stems from difficult experiences.• Understanding one's health situation is vital.• Communication with loved ones is essential during crises.• The importance of having a plan for unexpected events.• Sharing experiences can help others navigate similar challenges.Sound Bites• What do they get?• I didn't know what to say.• I said, what's happening?Listen & Subscribe for More:

Plus Is America Turning Into An AI Infrastructure State? ▶️ Elon Musk warns AI could make work optional worldwide, calling it “game over.” He's doubling down on fears of mass job loss and existential disruption. (subscribe below)Like this? Get AIDAILY, delivered to your inbox 3x a week. Subscribe to our newsletter at https://aidailyus.substack.com

Somewhere along the grind of payroll, coaching shifts, and putting out fires… a lot of gym owners forget why they became entrepreneurs in the first place.In this episode, Scott Carpenter & Andy Miller get real about the bigger mission behind building a business — freedom, legacy, and living life on your terms — and what it actually takes to get there.This isn't just strategy. It's a gut-check conversation every gym owner needs.Inside This Episode, You'll Discover:✅ Why “work optional” should be the real goal — not more members or another location ✅ How to structure your business so you work because you want to, not because you have to ✅ The hard truth: Growing your business will require doing uncomfortable things — but it beats staying stuck forever ✅ The mindset shift from “I'll just take on more myself” → to “I need leverage, systems, and people” ✅ Why legacy — not income — is the ultimate end game ✅ How to reconnect with your true WHY (and the simple exercise that will expose if you're off track)A Question We Want YOU to Answer:Why did you start your business? What's the real reason?Not revenue. Not “more members.” The real reason — the one that brings emotion when you say it out loud.Scott & Andy want to hear it. Message them directly:

Join us for a truly inspiring conversation with Jennifer, who's redefining retirement on her own terms! We dive deep into her desire to retire sooner rather than later, ideally without a mortgage still in play, and how she's navigating the unpredictable market with confidence. Jennifer shares her vision for a leisure-filled life, complete with travel, daily exercise, home-cooked meals, and plenty of reading. You'll hear about her "practice retirement" weekends and the joy she finds in simple, nurtured moments. We also explore the emotional aspects of transitioning from a fulfilling career, the surprising financial realities of her robust savings, and why paying off the house isn't always the only answer. Get ready to challenge your own notions of retirement and discover how to design a life that truly brings you joy!In this episode, we cover:Jennifer's vision for retirement and why she wants to retire as soon as feasible.The emotional journey of preparing for retirement and practicing leisure time.Jennifer's current travel budget and future travel aspirations. The dilemma of paying off a mortgage before retirement.Insights into Jennifer's financial situation and "the $14 million problem."Exploring phased retirement and reducing work hours. Strategies for accessing retirement funds before age 59 1/2, including 72T elections.The psychological shift from saving to spending in retirement.Considering long-term care and end-of-life planning.Optimizing investments and understanding Roth conversions.Mentioned in this Episode:- The Purpose Code by Jordan Grumet, MD The Childfree Wealth Podcast, hosted by Bri Conn, CFP®, and Dr. Jay Zigmont, CFP®, is a financial and lifestyle podcast that explores the unique perspectives and concerns of Childfree individuals and couples. Like the show? Leave us a rating & review! If you want to join the conversation, email us at media@childfreewealth.com, follow Childfree Wealth® on social media, or visit our website www.childfreewealth.com! Join our newsletter HERE. Schedule a meeting with a Childfree Wealth Specialist® HERE. Instagram: @childfreewealth Facebook: @childfreewealth LinkedIn: @childfree-wealth YouTube: @ChildfreeWealthPodcast Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

Can you go from $0 invested at 32 to retiring by 45?Yes! You absolutely can. And Soledad from Wealth Para Todos is living proof.In this episode of the Business Without Burnout podcast, we talk with self-care and financial expert Soledad, who helps diverse individuals achieve early retirement through intentional money strategy and her framework.

PFR Nation,In this 88th episode of the Planning forRetirement podcast, I'll touch on the importance of finding true fulfillmentbeyond financial success and that chasing a retirement goal is merely a toolfor freedom.  Freedom to pursue what YOUare built to pursue on this earth. First, I'll start off by sharing someinsights on tax planning following the One Big Beautiful Bill Act (OBBBA),including changes to tax brackets, the senior deduction and the SALT deduction.I will then highlight a key market trend for 2025, but at the same time stressthe importance of not chasing the next hot thing.  And then finally, I will highlight variousside hustles and activities that retirees engage in to stay active, fulfilled,and connected to their communities (compliments of a Reddit thread I stumbledupon).  I hope you all enjoy thisepisode!-Kevin  Takeaways:• Money is a tool, not the goal.• Financial independence should lead to a meaningful life.• Tax benefits from OBBBA are significant for retirees.• The SALT deduction cap has increased the likelihood of itemizing deductions.• International stocks are outperforming US stocks in 2025, by a lot!• Diversification is crucial in investment strategies, but don't chase returns.• Timing the market can lead to significant financial mistakes.• Retirement should focus on finding purpose, not just financial stability.• Many retirees engage in side hustles for fulfillment and extra income.• Boredom can lead retirees to seek part-time work or hobbies.• Staying active is crucial for mental and physical health in retirement.• Pursuing passions can lead to new business opportunities in retirement.• Volunteering and helping family can provide a sense of purpose.• It's important to plan for both financial and personal fulfillment in retirement.• Retirement can be a time to explore new interests and hobbies.• Community engagement can enhance the retirement experience.Resources Mentioned:• Ep 61 – Benefits of Working in Retirement (w/ Roberto Fortuna)• What is Your Side Hustle In Retirement? (Reddit thread) • Tax Trap of 401ks• Death tax trap of 401ks • Here is the investment return performance I was referencing in the podcast from BlackRock through May 30th 2025 Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click this link to fill out our Retirement Readiness Questionnaire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Or,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ visit my website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with me here:​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join My Company Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠This is for general education purposes only and should not be considered as tax, legal or investment advice.

Every burnt out physician is looking for ONE THING only - a way to replace their clinical income before they turn 65, so they can finally get off the hamster wheel.But all they know is the traditional retirement model where they invest in stocks and bonds for decades all while paying multiple six figures in taxes and investing their meagre after tax savings. The Savvy physician's ultimate goal is to reduce taxes so that they can accelerate to Financial Freedom and live a life of Autonomy & Freedom decades earlier.Join me as we go over:- How one 400k Property helped me shelter 250k of income in year 1 While generating 200% returns- How I snowballed this momentum into six figures of Cash flow in 1 year- How others are using the same framework to Double their tax savings in 2025 and build a life with choices.So enjoy, and please consider subscribing and liking the episode! This helps me support more people -- just like you -- to accelerate to financial freedom and move toward the life they desire.

In this month's Smart Planning segment, a financial advisor discusses how to transfer retirement funds penalty-free and how to adopt a “work optional” mindset.  How can you check in on your financial progress halfway through the year? What steps do you need to follow to move your Roth IRA from a robo-advisor to a self-directed platform without paying taxes? Before welcoming listener Dan to the show to answer his financial questions, hosts Sean Pyles and Elizabeth Ayoola break down how you can do a mid-year money check-in, including how to audit your budget, spot and cancel unused subscriptions, increase retirement contributions, and curb emotional spending to stay on track for year-end goals. They offer a detailed checklist to assess credit, spending habits, and financial planning priorities for the remainder of the year. Then, Elizabeth welcomes Taylor Schulte, a CFP® and CEO of Define Financial, to dive into Dan's questions, starting with how to reallocate investments when transferring a Roth IRA between platforms. They discuss avoiding taxes using the 60-day rollover rule, how to minimize market exposure during the transition, and why custodians like Fidelity or Schwab may be better suited than Robinhood in certain situations. They also help Dan evaluate whether he's saving enough for a “work-optional” retirement, offer guidance on budgeting for life now vs. later, and explain what to consider when deciding on insurance coverage like disability or term life. Inspired to navigate your finances with an advisor? Use NerdWallet Advisors Match to find vetted professionals today at https://www.nerdwalletadvisors.com/match  A rollover IRA can be a great option for money in old retirement accounts. To avoid a tax hit, know the steps involved: https://www.nerdwallet.com/article/investing/how-to-rollover-401k-roth-traditional-ira  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: midyear financial check-in, how to track your spending, canceling unused subscriptions, Roth IRA transfer steps, rollover IRA rules, robo advisor vs self-directed investing, avoiding taxes on Roth IRA rollover, rebalancing Roth IRA, saving for retirement in your 20s, financial goals 2025, budgeting after emotional spending, how to increase 529 contributions, setting beneficiaries, updating estate plan, disability insurance basics, work-optional retirement, how much to save for retirement, starting a financial planning firm, emergency fund tips, automating savings, avoiding subscription traps, midyear credit check, reallocating investments, understanding investment fees, budgeting as a single person, how to set financial boundaries, pay yourself first strategy, how to start budgeting weekly, tracking financial progress, saving vs spending balance, transferring mutual funds, how to do a 60-day rollover, and Roth IRA transfer tax implications. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ready to stop working because you have to and start working only if you want to?In this powerful new episode, experienced financial adviser Dan Brown returns to reveal what smart Australians are doing right now to build real wealth, take control of their time, and create a future full of freedom and choice.Whether you're starting out in your 20s, raising a family in your 30s and 40s, or staring down retirement in your 50s and beyond—this episode will help you understand your next best move.✅ Here's what you'll get:The real reasons the wealthy build lasting wealth (hint: it's not about picking shares)What to do at each life stage—from first job to financial independenceHow smart people make more from the money they already earnWhy tax, structure, and compounding matter more than timingThe biggest traps people fall into when trying to play catch-upHow to build a roadmap that gives you choice in life—not just moneyThe mindset shift that separates wealthy people from the restIf you're serious about making work optional, this episode is for you.

What is your aim when you become consistently profitable? Do you intend to quit working altogether? Do you just want to lie on the beach all day? Not every one wants to stop working, but every one wants to have a CHOICE on what they work on, and with whom.Join Coach Meiling as she discusses why the point is not to stop working, but to be work optional. Ever wonder where you currently stand in your Trader's Mindset? Find out what your baseline is, and the 9 accelerators that all traders need to get to that trader's pinnacle here.Join my Weekly Email Series, that sends you value-packed emails stright to your inbox so that you can Grow Your Account HERE.

What happens when a full-time dentist decides to make work optional through real estate investing? In this episode, Dave Dubeau chats with Dr. Jeff Anzalone, a Louisiana-based periodontist turned real estate syndicator and founder of DebtFreeDr.com. Dr. Jeff shares how he transitioned from being a limited partner in multifamily to co-GP'ing on deals in mobile home and RV park spaces. With a growing portfolio of 29 RV parks and 9 mobile home parks, he breaks down the power of partnerships, why he favors affordable housing assets, and how strong operators made all the difference in his investing success. We also dive into Dr. Jeff's personal branding journey and how his YouTube channel and blog have become powerful tools—not just for educating passive investors—but for attracting capital (including a million-dollar investment from a viewer!). From building trust to creating evergreen content, Dr. Jeff unpacks why video now forms the foundation of his lead generation. What You'll Learn: Why RV parks and mobile home parks outperform other asset classes in today's economy The value of networking and finding the right “who” to grow your investing business How to use content (blogs, YouTube, email lists) to build trust with investors How Dr. Jeff turned personal branding into a passive investor magnet Tips for dentists and other professionals looking to achieve financial freedom through real estate   - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/

Is financial freedom really about having more money—or is it about reclaiming your time? In this powerful episode, I sit down with Bronson Hill, founder of Bronson Equity and host of The Mailbox Money Show, to talk about escaping the golden handcuffs, building passive income, and stepping into the version of yourself who already has wealth. Bronson shares how he walked away from a 200K+ medical sales job to build a $250M real estate portfolio and become a leader in the financial freedom space. We dive deep into what it means to "fire yourself", how to shift your wealth worthiness set point, and why traditional investing is keeping people stuck in financial mediocrity. If you've ever wanted to stop trading time for money and finally step into your next level of freedom, this episode is packed with strategies, mindset shifts, and inspiration to get you there. What You'll Learn in This Episode: ✅ What it really means to "fire yourself"—and how to do it in 3 years or less ✅ Why Bronson left a 6-figure job for true time freedom ✅ The difference between passive income and a second job ✅ How to raise your wealth worthiness thermostat ✅ The exact mindset practice Bronson used to 20x his net worth ✅ What the top 3% of self-made millionaires do differently ✅ Why real estate syndication and alternative assets outperform Wall Street ✅ How to use Think & Grow Rich and affirmations to literally rewire your future self Resources & Links:

What if financial freedom didn't mean retiring at 65—but designing a life you love right now? In this episode, I'm joined by Justin Moy, commercial real estate investor and host of the Passive Real Estate Strategies podcast. Justin shares how he went from selling homes in California to hitting work-optionality by age 31—all by investing in cash-flowing commercial real estate. We dive into the difference between the FIRE movement and true freedom, how to get started in real estate without managing toilets, and why being frugal isn't always the answer. If you're looking for a smart, strategic way to build wealth and break away from the 9–5 path, this episode is packed with value. What You'll Learn in This Episode: ✅ What “work optional” actually means—and how Justin achieved it by 31 ✅ The difference between saving your way to FI vs. investing for freedom ✅ How to start investing in commercial real estate (even without experience) ✅ What makes a great passive real estate deal—and how to avoid bad ones ✅ Why most people don't know where to start with FIRE, and how to find your niche ✅ The two key traits that all financially independent people share ✅ How to align with your dream life by getting in the right rooms Resources & Links:

¿Te imaginas poder trabajar porque quieres y no porque lo necesitas? Ese es el concepto de Work Optional — cuando tus ingresos pasivos o ahorros te permiten vivir sin depender de un empleo. En este episodio, hablamos de qué significa exactamente tener una vida Work Optional, qué pasos financieros puedes tomar para llegar ahí, y cómo empezar incluso si hoy vives con el sueldo al día.Si aún no tienes tu libro de Transforma tu Dinero® lo puedes aquí te comparto detalles de dónde lo puedes ordenar: ⁠⁠⁠⁠⁠https://www.transformatudinero.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠¡Vamos a comenzar tu educación financiera! Tener tus finanzas personales en orden te da poder.Recursos⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.transformatudinero.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Educación financiera para la comunidad Hispana en Estados Unidos y Puerto Rico.DISCLAIMER: el contenido de Dinero en Spanglish el podcast, todos sus episodios y contenido compartido en el website y las redes sociales, es para efectos educativos solamente. Te comparitmos nuestra opinión y perspectivas relacionadas a temas de dinero y finanzas personales, pero no reemplaza la consulta con un asesor financiero, abogado y/o contador.

Guest:Philip Palumbo, Founder, CEO and Chief Investment Officer, Plaumbo Wealth Management (AUM: approximately $650M)Website: https://palumbowm.com/Bio:Philip G. Palumbo is Founder, CEO and Chief Investment Officer of Palumbo Wealth Management. He is a contributor on CNBC, Bloomberg, Reuters, Schwab Network, and Cheddar News. His market insights have been quoted in such leading publications as The Wall Street Journal and Barron's. He has authored, Make Work Optional, a book dedicated to assisting individuals and families on how to properly plan and invest their money. He served as Senior Vice President and Senior Portfolio Manager at UBS before forming Palumbo Wealth Management, a full-service boutique wealth management firm. Over the past 20 years, Philip has held senior roles with several major financial institutions, and he has successfully assisted families and individuals navigate some of the most challenging market environments in recent history. The leadership Philip provided for his clients during these difficult markets has helped them achieve their most important financial goals as they prepare for retirement.Philip's UBS practice, the Palumbo Wealth Management Group, was a premiere Long Island-based wealth management team. He has lectured and taught several thousands of families and individuals throughout his career at a major university on subjects such as retirement and investment planning, tax, estate and trust planning, family governance and asset protection.Philip has long held a tremendous inner passion for delivering exceptional financial advice and guidance to his clients and always putting their interest first before anyone else, no matter what. He has always felt that the way financial institutions deliver wealth management can be greatly improved. For this reason, Philip registered Palumbo Wealth Management as a Registered Investment Advisor. His vision was to create an environment where the only focus was on what is best for their clients.Philip wants clients to know that the Palumbo Wealth Management serves as legal fiduciaries on every piece of advice it gives them, and the firm has unlimited access to the best in breed products, services and research that are available within the financial services industry. Palumbo Wealth Management isn't just focused on profits, but rather on delivering an incredible world class experience and service offerings that would make clients proud.As the firm's Chief Investment Officer, Philip has spent countless hours researching the changing economic environments and how various investment categories have performed over a 50-year time period. His findings from this research are the foundation to the investment models he utilizes to assist his clients in achieving their financial goals. Philip has 20 years of experience managing money over some of the most difficult and volatile market periods in history and he has used this experience and research to guide his clients effectively in achieving their financial goals.Philip feels we all get one chance at life. Putting your best self forward and doing what you feel is right based on your core values and beliefs systems, is the WHY behind forming Palumbo Wealth Management.Philip has earned the Certified Financial Planner (CFP®) designation. This designation is awarded to individuals who complete two years of specialized education, pass a comprehensive two-day examination, have required experience and meet ethical and continuing education requirements. Topics covered include retirement planning, insurance, employee-benefit planning, income planning, estate and trust planning, tax planning and investment strategies.Read the rest of his bio here:https://palumbowm.com/about/our-team/

In this week's podcast, we'll be revisiting through our Podcast Best Of series on how we make, manage and grow money in order to make work optional.Active income is never passive. Work is work.But the income from your work can be funneled into assets that CAN be passive – and that, ultimately, is the game.These days, I am passionate about sharing that message with others. Even moreso in this online business world, where we have the capacity to build high profit margin businesses.And, where a little know how on what to DO with that income is life-changing. And so, in this throwback episode, I am sharing with you the six steps for building a business that will one day allow you to make work optional and to enjoy true passive income. ———Recommended next episode: → ❤️‍

What if the secret to scaling your high-ticket offer wasn't a bigger audience, but a smarter funnel? Today's case study unpacks how Vix Meldrew's surprising move to lean into an unscalable funnel strategy actually added $150K of revenue and signed 99 clients in just one year. After seeing shifts in buyer behavior, Vix leveraged the Lipstick Effect (an economic theory explained in our conversation) to tweak her funnel, swapping out a traditional webinar for a micro-class and private podcast combo, and offering an unscalable but high-touch, high trust-building opportunity on the backend.  The result? A 35% conversion rate on her first launch, consistent evergreen sales, and a staggering speed-up of the buying cycle, with the average new lead converting after just 10 days or less on her list. Here are the exact changes and execution that transformed Vix's funnel. Connect with Gina: Subscribe to the Small Business Big Money Podcast: https://ginaknox.co/podcast/ https://ginaknox.co/email-list IG: @ginaknox Resources: This Wealth Advisor's Investment Strategy To Grow A $15M Portfolio And Retire On $165K/Year: https://link.chtbl.com/7BuSVxwt Retirement For Entrepreneurs Series: Investing In Real Estate To Retire By 40 With $300K/Year: https://link.chtbl.com/cubicletoceo How Much Is Enough In Your Business? Wealth Advisor Shares Shocking Truth: https://link.chtbl.com/U05UjFBx CEO Collective Expert Roundtable #1: https://link.chtbl.com/TvHTGsdH CEO Collective Expert Roundtable #2: https://link.chtbl.com/62Dz42kh CEO Collective Expert Roundtable #3: https://link.chtbl.com/J20mpUf7 CEO Collective Expert Roundtable #4: https://link.chtbl.com/UIlpkND6 Money with Katie Podcast: https://podcast.moneywithkatie.com/ Iconic business leaders all have their own unique genius. Take this quick 10 question quiz to uncover your specific CEO style advantage: https://ellenyin.com/quiz If you enjoyed today's episode, please: Post a screenshot & key takeaway on your IG story and tag me @missellenyin & @cubicletoceo so we can repost you. Leave a positive review or rating at www.ratethispodcast.com/cubicletoceo Subscribe for new episodes every Monday. Join our C-Suite membership to get bonus episodes! Check out everything our members get at https://ellenyin.com/csuite Learn more about your ad choices. Visit megaphone.fm/adchoices

In this high-roi episode, Keith Blackborg, Owner of Financial Journey, LLC, shares how you can make the leap from founder/owner to investor and put your wealth to work for you all in the context of a community of fellow founders and investors.You will discover:- How to achieve "work optional" without being put out to pasture- Why the sophistication of your wealth strategy has to expand beyond your business- How a community of investors will help you avoid the biggest mistake successful founders make once they exit their business
Keith Blackborg is a CPA, a proud father, husband, wealth optimizer, and tax strategist. He transitioned to Wealth as THE Business and reached “Work Optional” by age 30. He helps people build their ideal life financially and creates actionable strategies to achieve those goals. He has unique advanced tax strategies that his clients can take advantage of, and he shares his deal flow processes and strategy for when to diversify and when to concentrate when investing.
Want to learn more about Keith Blackborg's work at Financial Journey, LLC? Check out his website at https://www.financialjourney.life/Mentioned in this episode:Take the Founder's Evolution Quiz TodayIf you're a Founder, business owner, or CEO who feels overworked by the business you lead and underwhelmed by the results, you're doing it wrong. Succeeding as a founder all comes down to doing the right one or two things right now. Take the quiz today at foundersquiz.com, and in just ten questions, you can figure out what stage you are in, so you can focus on what is going to work and say goodbye to everything else.Founder's Quiz

Read the full blog post here: https://theretiredmillennial.substack.com/p/her-fi-story-no-3-gina-31-20000000 In this episode, Gina Knox discusses her journey within the FIRE (Financial Independence Retire Early) community, emphasizing that one does not need to adhere to strict frugality to achieve financial independence. She shares her personal evolution from a frugal mindset to focusing on earning more money, breaking traditional FIRE rules, and embarking on a no-buy challenge as a creative exercise. Ultimately, Gina highlights the importance of building a fulfilling life today rather than merely escaping a 9-to-5 job, advocating for a balanced approach to financial security and personal happiness. Timestamps: 00:00 - Introduction to Financial Independence and FIRE03:14 - The Shift from Frugality to Earning More05:58 - Breaking Traditional FIRE Rules09:13 - The No-Buy Challenge and Personal Growth12:09 - Building a Life You Don't Want to Escape Category: Investing Keywords: Financial Independence, FIRE, Frugality, Earning More, No-Buy Challenge, Personal Growth, Wealth Building, Money Mindset, Work Optional, Life Design, Small Business, Entrepreneurship, Entrepreneur, Business Owner

#545: Kat feels thrown off. She's realizing that the simple investing strategy that nearly 5x'd her portfolio in six years might be unwise. Should she course correct? And how? Ryan and his wife are torn between buying what they want (a single-family house) and what seems prudent (a multi-family house). How do they decide? Is there a third way? At 30, Danielle has saved enough for a traditional retirement. But she's confused about how this meshes with planning for an early retirement. How should she think about money buckets? Former financial planner Joe Saul-Sehy and I tackle these three questions in today's episode. Enjoy! P.S. Got a question? Leave it at https://affordanything.com/voicemail For more information, visit the show notes at https://affordanything.com/episode545 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Join us for an insightful conversation with Keith Blackborg, a CPA and wealth optimizer, who shares his proven strategies for achieving financial freedom and a work-optional lifestyle. Keith dives into the importance of passive income, tax strategies, and asymmetrical investment opportunities to create sustainable wealth in 3-5 years. Discover how to identify high-value investments, optimize tech strategies, and leverage self-directed investments for long-term financial success. Tune in to learn how you can take control of your financial future and live life on your terms. To connect with Keith, visit his website: https://www.financialjourney.life/about-us/ Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn't do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to check out our e-courses and bookstore here: https://www.drchrisloomdphd.com/shop Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F Follow our YouTube channel: https://www.youtube.com/chL1357 Follow us on Twitter: https://www.twitter.com/drchrisloomdphd Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo Follow us on Threads: https://www.threads.net/@thereal_drchrisloo Follow us on TikTok: https://www.tiktok.com/@drchrisloomddphd Follow our Blog: https://www.drchrisloomdphd.com/blog Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18 Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1 Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphd Subscribe to our email newsletter: ⁠https://financial-freedom-for-physicians.ck.page/b4622e816d⁠ Subscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233 Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2024 --- Support this podcast: https://podcasters.spotify.com/pod/show/christopher-loo/support

This guided meditation is all about creating space for possibility in the face of challenging situations in your life.While we all have challenging situations in life, I created this meditation for my 12,000 Google colleagues who were laid off last year and the thousands of other people affected by layoffs in the tech sector since then.I am grateful to still have my job but so many of my friends do not. These layoffs are a wake up call to all of us - a reminder of why it's so important to be intentional about your life and to build financial resilience to overcome challenging times. Overview of the practiceWe begin by finding a comfortable and alert position, then taking three deep breaths to notice the breath sensation in our body. We are practicing mindfulness and observing our thoughts in a kind and curious way.Then we zoom out on our life a bit and bring to mind a challenging situation we are dealing with - a layoff, a divorce, death of a family member or pet.We observe this situation with mindfulness, which is simply a kind, curious awareness Then we shift to exploring what possibility might exist, however small, in this challenging situation.I sincerely hope this meditation is useful to you as you process the challenges you face and shift into embracing the possibilities life is presenting to you.Wishing you all the best on your journey. AdamText Adam w/ comments or questionsWhenever you are ready, here are 2 ways I can help you: 1. Download my free One-Page Envisioning Exercise to think BIGGER about your life and what's possible for you.​2. My next 8-week small group coaching program starts in September and space is limited. The first group SOLD OUT If you're at or nearing FI and finally ready to start living the next chapter of your life let's chat!​ At the end of my 8 Week FIRE Starter small group program you will: Have a clear BIG vision for the next chapter of your life Specific and tangible ways you've started living that vision If you're ready to get clear on your BIG vision for your next chapter ​Book a no-pressure curiosity call​ with me....

Active income is never passive. Work is work.But the income from your work can be funneled into assets that CAN be passive – and that, ultimately, is the game. [Read the full blog post here].These days, I am passionate about sharing that message with others. Even moreso in this online business world, where we have the capacity to build high profit margin businesses.And, where a little know how on what to DO with that income is life-changing. And so, in today's piece, I am sharing with you the six steps for building a business that will one day allow you to make work optional and to enjoy true passive income. Want more?

I've been in real estate since I was 18, after 7 years of investing I was able to pay my expenses with passive income, achieving my first major goal of being work-optional. Now, I work because I love what I do, not because I need to. If this is your goal with your investments, this is the perfect episode for you. I'll cover the 4 actionable steps I took to make this a reality. Download our new ebook Maxed Out: Next Level Investing After Maxing Out Your 401(k)Move from traditional to transformative investing. Leverage alternative investments for higher returns & stronger tax benefits for high income earners.If you like our content, please give us a rating on the platform you're listening on!Get on our investor list by filling out this form: https://forms.gle/3HGiKMXVjiyKvKtX9Want to invest with us? Schedule a brief call here: https://calendly.com/justin-732/investor-call

⭐ Join Rental Property Mastery, my coaching & learning community: http://coachcarson.com/rpm 

Episode Summary: In this episode of "Becoming Work Optional," hosts Rachael and Matt discussed the concept of becoming work optional, emphasizing the importance of giving up status games, living below one's means, and avoiding bad debt. They also highlighted the benefits of this lifestyle, such as increased happiness and flexibility, and the need for proper financial planning and investment strategies. Lastly, they stressed the balance between enjoying the present and planning for the future, and planned for future discussions on topics such as traditional versus Roth investing. Key Points Discussed: Work Optional Concept and Sacrifices The hosts discussed the sacrifices required to achieve a work optional life. They emphasized the importance of giving up status games and the desire for immediate gratification, highlighting the need for a long-term perspective. Lastly, they stressed the importance of defining one's own path and goals, and considering whether the end result is truly desired. Work Optional Living and Prioritizing Freedom The hosts argued that living below one's means is a crucial step towards achieving financial freedom and reducing the reliance on a paycheck. They also highlighted the importance of understanding the opportunity cost of every decision, considering the time, money, energy, and attention it will consume.Avoiding Bad Debt and Enhancing Insurance Rachael and Matt emphasized the importance of avoiding bad debt and ensuring proper insurance coverage as crucial components of their overall financial strategy. They highlighted that bad debt, such as loans taken out for depreciating assets, can significantly hinder wealth building efforts. Discussing Work Optional Lifestyle and Financial Planning They discussed the concept of becoming 'work optional', which focuses on achieving financial independence to create a more fulfilling and flexible lifestyle. They highlighted the benefits of this lifestyle, such as increased happiness, creativity, and the ability to pursue personal interests. The discussion also touched on the idea of progressing through different levels of financial goals.Balancing Work and Life Priorities Matt and Rachael discussed the concept of living a work optional life and the balance between enjoying the present and planning for the future. They emphasized that making financial sacrifices should not come at the cost of valuable time with family and loved ones. This episode serves as a comprehensive guide for listeners looking to understand the foundations of investing and how to approach it in a thoughtful and informed manner.Connect with us:Rachael X/Twitter - @camp_wealth rachaelcampwealth.com Matt X/Twitter - @matthew_garasic unrivaledwm.com Disclaimer: This podcast provides general information and discussion about finance, investing, and related subjects. The content provided in this podcast is not intended as investment advice and should not be taken as such. Always seek the advice of a professional or conduct your own research before making financial decisions. Rachael Camp offers advisory Services are offered through Creative Financial Designs, Inc., a Registered Investment Adviser, and Securities are offered through cfd Investments, Inc., a Registered Broker/Dealer, Member FINRA & SIPC, 2704 S. Goyer Rd., Kokomo, IN 46902. 765-453-9600. Neither Camp Wealth or Unrivaled Wealth Management are affiliated with the CFD companies or each other.

Anjali Pradhan is a banker turned investment coach for women who teaches how to invest their money in the stock market, so that they can become work-optional.Here's where to find more:www.dahliawealth.com Investing Personality Quiz: https://www.dahliawealth.com/investing-personality-may23Free Investing Training: https://www.dahliawealth.com/webinar-reg-bIG: @dahlia_wealthhttps://www.linkedin.com/in/anjalipradhan___________________________________________________________Welcome to The Unforget Yourself Show where we use the power of woo and the proof of science to help you identify your blind spots, and get over your own bullshit so that you can do the fucking thing you ACTUALLY want to do!We're Mark and Katie, the founders of Unforget Yourself and the creators of the Unforget Yourself System and on this podcast, we're here to share REAL conversations about what goes on inside the heart and minds of those brave and crazy enough to start their own business. From the accidental entrepreneur to the laser-focused CEO, we find out how they got to where they are today, not by hearing the go-to story of their success, but talking about how we all have our own BS to deal with and it's through facing ourselves that we find a way to do the fucking thing.Along the way, we hope to show you that YOU are the most important asset in your business (and your life - duh!). Being a business owner is tough! With vulnerability and humor, we get to the real story behind their success and show you that you're not alone._____________________Find all our links to all the things like the socials, how to work with us and how to apply to be on the podcast here: https://linktr.ee/unforgetyourself

In this episode of the Inspired Money Podcast, we discuss the fundamental aspects of building and preserving financial resilience. Host Andy Wang collaborates with experts Lynnette Khalfani-Cox, Tanja Hester, and Denise Li to offer vital strategies that ensure your financial stability through unforeseen challenges. Episode Highlights: Essential Strategies for Financial Stability Our episode, "Securing a Prosperous Future," sheds light on crucial tactics for crafting a strong financial safety net. Our guest panelists explore topics including assessing your financial position, adept cash flow management, and smart debt reduction. They further highlight the importance of insurance and legal measures in thorough financial planning.

Register for the free wealth masterclass on April 29th: https://ginaknox.co/masterclass Episode Synopsis: In this podcast episode, Gina Knox discusses the concept of fully living off your investments, how to actually do that, how dividends work, how the 4% rule works, and how a wealth portfolio can make you FULLY financially independent from your business.

Register for the free wealth masterclass on April 29th: https://ginaknox.co/masterclass Episode Synopsis: In this podcast episode, Gina Knox discusses the concept of being work optional and why it is important for entrepreneurs. She shares her personal journey of career dissatisfaction and starting her own business. Gina defines work optional as the financial ability to not have to work to pay the bills. She emphasizes the importance of being work optional due to the uncertainty of future circumstances. Gina shares the story of her dad, who was work optional and how it provided financial security during his illness. She highlights the benefits of being work optional and breaks down the phases of achieving work optional status.

Register for the free wealth masterclass on April 29th: https://ginaknox.co/masterclass Episode Synopsis: In this podcast episode, Gina Knox discusses the concept of being a rich granny and how cheap it actually costs to fully retire yourself when you start now.

Register for the free wealth masterclass on April 29th: https://ginaknox.co/masterclass Episode Synopsis: In this podcast episode, Gina Knox discusses the concept of having a regenerating wealth portfolio that allows you to take an extended leave of absence from your business. Whether you want a paid maternity leave, to take a gap year, to take time to write a book, or anything else - your portfolio can buy that for you in a financially optimized way.

Episode Summary: In this insightful episode of the "Work Optional" podcast, Rachael and Matt dive deep into the crucial role of understanding your cash flow to achieve a work-optional lifestyle. They discuss the basics of cash flow, common misconceptions with budgeting, how to track expenses, and the reverse budgeting strategy. Key Points Discussed:Cash flow basics:The importance of using a percentage of income today to save for future goals Budgeting misconceptions:Budgeting is the process of understanding where your money is going It does not have to be restrictive.Tracking expenses:Look at things on a high level: % of savings vs % of spending.Spend a few months tracking.Compare to the 50/30/20 benchmark. Reverse budgeting:The “pay yourself first method” Invest -> pay bills -> spendDisclaimer: This podcast provides general information and discussion about finance, investing, and related subjects. The content provided in this podcast is not intended as investment advice and should not be taken as such. Always seek the advice of a professional or conduct your own research before making financial decisions.Rachael Camp offers advisory Services are offered through Creative Financial Designs, Inc., a Registered Investment Adviser, and Securities are offered through cfd Investments, Inc., a Registered Broker/Dealer, Member FINRA & SIPC, 2704 S. Goyer Rd., Kokomo, IN 46902. 765-453-9600.Neither Camp Wealth or Unrivaled Wealth Management are affiliated with the CFD companies or each other.

Duration: 20:55Episode Summary: In this insightful episode of the "Work Optional" podcast, Rachael and Matt dive deep into the crucial role of tax diversity in achieving a work-optional lifestyle. They explore strategies for maximizing retirement savings, the benefits and limitations of different retirement accounts, and the importance of tax planning for future financial freedom. Join us as we unravel the complexities of tax-deferred, tax-free, and taxable accounts to help you navigate your path to work optionality.Key Points Discussed:Understanding Tax Diversity:The importance of having a mix of tax-deferred, tax-free, and taxable accounts for achieving work-optional status.How tax diversity can provide financial flexibility and potentially lower tax burdens in retirement.Tax-Deferred vs. Tax-Free Accounts:The benefits of tax-deferred accounts for growing investments without immediate tax implications and the strategic use of tax-free accounts for tax-free withdrawals in retirement.Strategies to avoid early withdrawals and maximize the growth potential of these accounts.Maximizing Retirement Savings:Techniques for high earners to maximize their retirement contributions, including the use of Backdoor Roth IRAs.The concept of tax arbitrage and its potential to enhance work optionality.The Role of Taxable Brokerage Accounts:How taxable brokerage accounts offer liquidity and flexibility for early retirees or those needing access to funds before traditional retirement age.The strategic placement of investments based on tax efficiency, known as tax location.Millennial Financial Challenges:The episode addresses the unique financial challenges millennials face, particularly the pitfalls of over-relying on tax-deferred accounts for long-term savings.The significance of tax diversification in providing financial flexibility and enabling life adjustments.Remember to Subscribe!Don't miss out on future episodes filled with actionable advice on navigating the path to financial freedom. Subscribe now!Disclaimer: This podcast provides general information and discussion about finance, investing, and related subjects. The content provided in this podcast is not intended as investment advice and should not be taken as such. Always seek the advice of a professional or conduct your own research before making financial decisions.Rachael Camp offers advisory Services are offered through Creative Financial Designs, Inc., a Registered Investment Adviser, and Securities are offered through cfd Investments, Inc., a Registered Broker/Dealer, Member FINRA & SIPC, 2704 S. Goyer Rd., Kokomo, IN 46902. 765-453-9600.Neither Camp Wealth or Unrivaled Wealth Management are affiliated with the CFD companies or each other.

In this week's episode, Patrick Donley (@JPatrickDonley) sits down with Camp who is a Certified Financial Planner to talk about how to create a work optional life. You'll learn what Rachael's first steps and questions are to her clients, how she manages her own financial life, what the biggest mistakes people make with their finances, her thoughts on renting vs. buying, and so much more! Rachael is a Certified Financial Planner and owner of Camp Wealth where she helps high-earners and business owners build a preserve wealth. She is also co-host of The Work Optional podcast and lives in Denver, Colorado. IN THIS EPISODE, YOU'LL LEARN: 00:00 - Intro. 01:41 - What it was like growing up in a family that was heavily involved in finance and investing. 07:26 - What it was like working at JP Morgan directly out of college. 09:19 - How it was partnering with her father doing financial planning. 12:44 - Why introverts can make great salespeople. 13:50 - How Jerry Seinfeld influenced her to write. 14:50 - What is money and how to become better with it. 17:14 - What her first steps and first questions are with new clients. 25:37 - How Rachael manages her own financial life. 26:41 - How the FIRE movement influenced her. 31:05 - Why everyone should create a memory dividend fund. 36:27 - Why she started her podcast, Becoming Work Optional. 39:31 - How Twitter has influenced and advanced her career. 50:56 - What her tech stack looks like for managing her finances. 54:23 - Why it's not worth your time to try to beat the market. 58:01 - What the biggest mistakes she sees people making with their finances. 59:38 - What her thoughts are on renting vs. buying. 67:20 - How the ideas of Naval Ravikant have influenced her. *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Kyle and the other community members. Recommended book: Quiet by Susan Cain. Recommended book: Sapiens by Yuval Noah Harari. Recommended book: The Psychology of Money by Morgan Housel. Recommended book: Die with Zero by Bill Perkins. Recommended book: The Obstacle is the Way by Ryan Holiday. Recommended book: Common Sense on Mutual Funds by Jack Bogle. Recommended book: Deep Work by Cal Newport. Recommended book: The Almanack of Naval Ravikant by Eric Jorgenson. Recommended book: The Creative Act by Rick Rubin. Recommended book: Four Thousand Weeks by Oliver Burkeman. Check out the books mentioned in the podcast here. NEW TO THE SHOW? Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Check out our Millennial Investing Starter Packs. Browse through all our episodes (complete with transcripts) here. Try Kyle's favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: NetSuite Linkedin Marketing Solutions Fundrise TurboTax HelloFresh Connect with Patrick: Twitter Connect with Rachael: Twitter | YouTube Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Decade Investor Podcast,  Kolin talks with Mark Palmer. Mark previously worked in the financial services industry & now creates financial content online. Mark talks a lot about becoming work optional & how to set your finances up to achieve work optionality. Mark also talks about house hacking & how that has been a great accelerator on his wealth building journey. Follow Mark on XBe sure to follow Decade Investor on all socials & join the FREE weekly newsletter!TwitterInstagramWeekly Newsletter

This December is my final year end month for Martinis and Your Money and around this time every year, I'm always talking to clients about goal setting for the following year. And if you've listened to this show before, you know that one of the most important financial goals that I am most passionate about is Financial Independence and that's the ability to work because you WANT to work and not because you HAVE to work. Fi is the number one goal we give to all of our clients at Financial Gym and it's the number one goal I beg of you to set for 2024 and beyond. Joining me today is Tanja Hester, founder of the Our Next Life blog and author of the books Work Optional and Wallet Activism. I have always appreciated Tanja's approach to Financial Independence and she joins me today to share more of that journey and what she and her husband have been up to since the declared Financial Independence six years ago.  For more information, visit the show https://www.martinisandyourmoney.com/show-notes/episode509-tonja-hester

In this episode of Grownlearn, Zorina Dimitrova interviews Chris Miles, the Cash Flow Expert and Anti-Financial Advisor. Chris shares the secrets to financial freedom, including how to achieve "Work Optional" status and seven actionable steps to free up cash today. What makes this episode truly captivating is Chris's personal journey. He retired not once, but twice, by the age of 39. If you're looking for fresh perspectives on achieving financial independence and building wealth, this conversation is a must-watch. This is our Passive Income Calculator that shows you how much passive income you could make in the next year if you follow our strategy: https://moneyripples.com/cashflow-calculator/ Subscribe to Grownlearn and hit the notification bell for insightful episodes that empower you to thrive in today's world. -------------------------------------------------------------------------------------------------------------------

Chris Miles, the Cash Flow Expert and Anti-Financial Advisor, is a leading authority teaching entrepreneurs and professionals how to get their money working for them TODAY! He's an author, podcast host of the Money Ripples Podcast, has been featured in US News, CNN Money, Entrepreneurs on Fire, BiggerPockets, and has a proven reputation with his company, Money Ripples, getting his clients fast, financial results. In fact, his personal clients have increased their cash flow by $300+ Million in the last 13 years!

In this episode: Pursuing FIRE mindfully, intentional living, retiring early and living abroad with Tracy Collins.Tracy Collins joins Adam Coelho on the Mindful Fire Podcast to discuss her journey towards financial independence and her project called Mindful Fire Life. They explore the concept of pursuing financial independence mindfully and the importance of understanding one's values and goals. Tracy shares her experience of reaching her work optional number and the power of talking about your vision and goals with others. Guest Bio: Tracy Collins is the founder of Mindful FIRE Life, an Instagram channel, YouTube channel, and blog focused on pursuing financial independence with mindfulness. With a background in tech and a passion for travel, Tracy shares her journey to FI and insights to help others create a purposeful and fulfilling life.Connect with TracyTracy Collins | LinkedInMindful Fire LifeMindful Fire Life - YouTubeMindful FIRE Life (@mindful_fire_life) • Instagram photos and videosTracy Collins – MediumKey Takeaways:Sharing your vision and goals can lead to opportunities and shape your life.Financial independence is not just a number, but aligning your life with your values.Stepping out of your comfort zone leads to personal growth and new experiences.Diverse investments like real estate and stocks contribute to financial independence.Mindfulness helps in financial decisions and finding fulfillment.Balancing present enjoyment and future planning is key for financial independence.Resources & Books Mentioned:"The 4-Hour Workweek" by Tim Ferriss

Welcome to Dream and Design - a free program dedicated to helping you to design - or re-design - a leveraged expertise-based online business to your version of the Lifestyle Business Sweet Spot. This week's episode is Module 2 in Dream and Design, we help you get crystal clear clarity on the personal and business profit goal you need to fulfil your "Lifestyle Business Sweet Spot" and we will define your "enough" revenue number, so that you're able to competently and confidently achieve it (and not a cent more — we'll explain why). In businesses where SIX AND SEVEN FIGURES are the measures of success, one can forget that in the relentless pursuit of more leads, more sales and more MONEY-IN-THE-BANK, achieving those things at any cost isn't ACTUALLY the thing we want.Clarity on your endgame is game-changing, because it equips you with the navigation system to avoid running months and YEARS in the wrong direction.This is where you pick a desired endgame REVENUE number for how much you ultimately want your current or future business to be making, intentionally - with a focus on PROFIT. When You're Ready, Here's How We Can Help You:If you want the FULL Dream and Design experience, make sure to register at https://www.thecoursecartel.com/dream and get access to the Workbook, full video slides and accompanying transcripts. Join our program which hands you the COMPLETE Lifestyle Business Operating System for current and aspiring expertise-based business owners who want to build a leveraged lifestyle business. Join the waitlist at www.thecoursecartel.com/waitlist

Description: In this episode, we sit down with Walli Miller, a financial coach who has carved out a niche in empowering millennials and Gen Zers to take the reins of their financial futures without giving up the little joys in life. Walli, a self-made FIRE and a beacon of financial wisdom, shares her journey from being a first-generation college graduate to becoming a financial coach, helping others navigate the often turbulent waters of personal finance. Join us as we delve deep into the pressing issues that plague high-income earners, leading them to live paycheck to paycheck. Walli sheds light on the importance of adopting a breadwinner's mindset to not just earn more, but to worry less, striking a perfect balance between spending, saving, and building wealth. Are you caught in the vicious cycle of impulsive shopping? Walli shares actionable tips on how to become a mindful spender, breaking free from the chains of consumerism and steering towards a path of financial freedom. We also explore the concept of "work-optional" lifestyle, a term that Walli champions, encouraging individuals to work because they want to, not because they have to. From unraveling the biggest misconceptions around money to understanding the pivotal role of money mindset in shaping our financial behaviors and habits, this episode is packed with insights that can transform your financial outlook. Walli also demystifies the world of investing, offering easy-to-follow advice for beginners, and shares her perspective on the FIRE movement — Financial Independence, Retire Early. Whether you are drowning in debt, failing at budgeting, or simply looking to retire early and live your best life, this episode with Walli Miller can be your gateway to financial literacy made simple, yet effective. Tune in to embark on a journey towards financial thriving, where your money goals are not just a distant dream but a reachable reality. Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Do your due diligence. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd We couldn't do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Thank you to our sponsor, CityVest: https://bit.ly/37AOgkp Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p Follow our YouTube channel: https://www.youtube.com/chL1357 Follow us on Twitter: https://www.twitter.com/drchrisloomdphd Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo Follow us on TikTok: https://www.tiktok.com/@drchrisloomddphd Follow the podcast on Spotify: https://podcasters.spotify.com/pod/show/christopher-loo Thank you to our advertisers on Spotify. Financial Freedom for Physicians, Copyright 2023

Do you want to turn your financial life around, and close that daunting wealth gap? Well, get ready to be inspired because, in this episode of the Happy Hustle Podcast, we've got the man himself, Rob Luna, here to share his incredible journey from growing up in the mean streets of Los Angeles to becoming an Ivy League alumni and a powerhouse in the world of finance.Rob's got over 25 years of experience under his belt, and his resume is nothing short of impressive. He's consulted with some of the giants in the tech world like Amazon, Google, and Facebook. Plus, he's managed money for some of the wealthiest individuals on the planet. He also built a multi-million dollar business that was sold to a publicly traded company. This guy knows his stuff. But here's the best part: Rob isn't just keeping all that knowledge to himself. He's on a mission to help Happy Hustlers like you and me build, grow, protect, and enjoy our wealth. And today, he's spilling the beans on how you can actually close your wealth gap. Trust me, this is something you don't want to miss.Rob's got a brand new book out titled "Close Your Wealth Gap" and it's a game-changer. So, if you want to know how to close your wealth gap, save, invest, and spend wisely, this book is your golden ticket.You can grab a copy of Rob's book at closeyourwealthgapbook.com. And here's a sweet deal for you early birds: if you're tuning in before October 2nd, you can snag a bunch of pre-order bonuses worth a cool $300. That's a steal, folks!So, what are you waiting for? If you're ready to close that wealth gap and start securing your financial future, go get Rob's book. In this episode, we cover: [00:09:46:13] Build a Business That Has an Enterprise Value[00:12:29:14] From 9-5 to to Work-Optional[00:43:17:14] 60-30-10 Rule[00:41:42:27] Happy Hustle Hacks [Health, Money, Entrepreneurship, Spirituality][00:46:41:29] Rapid-fire questionsWhat does Happy Hustlin mean to you? Rob says Happy Hustlin means work is optional, man. That's what I was saying, like you build the business to where you do the things that you love and because you wanna do them, not because you have to do them.Connect with Robhttps://www.instagram.com/thelunarobhttps://www.youtube.com/lunarobhttps://twitter.com/thelunarobFind Rob on these websites: https://robluna.com/ closeyourwealthgap.comConnect with Cary!https://www.instagram.com/cary__jack/https://www.facebook.com/SirCaryJackhttps://www.linkedin.com/in/cary-jack-kendzior/https://twitter.com/thehappyhustlehttps://www.youtube.com/channel/UCFDNsD59tLxv2JfEuSsNMOQ/featuredGet a free copy of his new book, The Happy Hustle, 10 Alignments to Avoid Burnout & Achieve Blissful Balance https://www.thehappyhustlebook.com/Sign up for The Journey: 10 Days To Become a Happy Hustler Online Course http://www.thehappyhustle.com/JourneyApply to the Montana Mastermind Epic Camping Adventure https://caryjack.com/montana“It's time to Happy Hustle, a blissfully balanced life you love, full of passion, purpose, and positive impact!”Episode sponsor Are you tired of lying awake at night, burdened by endless thoughts and worries about your upcoming day? The lack of quality sleep not only drains your energy levels but also affects your overall productivity and well-being. But fear not, because we have the perfect solution for you: Magnesium Breakthrough!Magnesium Breakthrough is the ultimate game changer when it comes to solving sleep problems. Designed to help you wind down after a stressful day, this revolutionary supplement will transform your sleep experience from restless tossing and turning to the most relaxing slumber you've ever had. Say goodbye to waking up groggy and hello to vibrant energy levels throughout the day!What sets Magnesium Breakthrough apart from other magnesium supplements is its unparalleled effectiveness. Unlike traditional options that only contain 1-2 forms of magnesium, Magnesium Breakthrough combines all 7 key forms of magnesium. This unique blend ensures that you have a relaxed response to stressful situations, allowing you to face each day with a calm and collected mindset.Don't let sleepless nights and low energy levels hold you back from living your best life. Experience the remarkable benefits of Magnesium Breakthrough and regain control over your sleep and energy. Your body and mind deserve it!But that's not all – we have an exclusive offer just for you, our valued listeners! Visit magnesiumbreakthrough.com/hustle today and use the promo code "hustle" during checkout to save 10 percent on your purchase. It's time to invest in your well-being and embrace the most restful sleep you've ever had.Say goodbye to sleepless nights and hello to energized days with Magnesium Breakthrough. Your path to a revitalized life starts now!

In this week's episode we´ll see how this mom went from w2 to Positioning Herself wot Work Optional.

Book an intro call with Theory Planning Partners at https://calendly.com/theoryplanningHear Kaitlyn's full investment portfolio that is setting her up for retirement in episode 193: https://cubicletoceo.co/wealth-building-strategy/Access the transcript of this episode HERE: https://otter.ai/u/HAEBrm9I-94X1DAS6s62HManDLs?utm_source=copy_url What's your signature CEO style? Take the quiz: ellenyin.com/quizIf you enjoyed today's episode, please:Leave a positive review or rating at www.ratethispodcast.com/cubicletoceoSign up for our text notifications at ellenyin.com/superfan so you can be the first to know when a new case study has dropped!Post a screenshot & key takeaway on your IG story and tag us @missellenyin & @cubicletoceo so we can repost youFollow (+) our show for new episodes every Monday & Wednesday