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The next 60-day session is right around the corner and big changes could be coming our way. Carla Sonntag joins the morning show to get us ready for what to expect on the third Tuesday of January. Carla is the President and co-founder of Rebound New Mexico (RNM) and RNM’s sister organization, New Mexico Business Coalition (NMBC).See omnystudio.com/listener for privacy information.
Tracklist: 1. Chicane - The Sleepless Year (Extended Mix) [Armada] 2. Will Clarke ft. blythe - Pray (Extended Mix) [Armada] 3. Medicii - Prometheus (Extended Mix) [Essentializm Deep] 4. Hel-sløwed AERES & Matroniq - Save Me (Extended Mix) [Enhanced Progressive] 5. CRITICAL TRACK: David Broaders - Deliverance (Original Mix) [Euphonic] 6. Eximinds & Rebekah Rae - All In My Head (Extended mix) [RNM] 7. EGGSTA - Fallin (Extended Mix) [Enhanced Progressive] 8. Tritonal & RKTKT - Meant To Be (Extended Mix) [Enhanced Progressive] 9. Marcos - Digital Heart Beat (Extended Mix) [Argento] 10. Digital Drift - Alone (Extended Mix) [Argento] 11. John Grand & Dave Raval - Nightfire (Extended Mix) [Enhanced Progressive] 12. Farius & Redfield - You Know (Disco Tool) (Extended Mix) [Enhanced Progressive] 13. John Grand - Speedrunner (Extended Mix) [Enhanced Progressive] 14. CRITICAL CLASSIC: DJ Shah feat. Adrina Thorpe - Back To You (Original Mix) [Magic Island]
DOWNLOAD: https://mega.nz/file/NIdHiazS#8LRL8BPN_OkQybbUFrnRmAOgtDTpNvLbNCGlTfdDuuw 01.Intro / [CDR] 02.Hanna Finsen & Raz Nitzan - Something special to give (Extended mix) / [RNM] 03.Armin Van Buuren Feat. Vanessa Campagna - Vulnerable (Bogdan Vix & UUFO extended remix) / [Armada] 04.The WLT & Oana - You won´t forget me (Extended mix) / [Subculture] 05.Sam Allan & Milie Rachel - Unbreakable (Extended mix) / [Black Hole] 06.BiXX - Light show (Guava Project remix) / [Think Trance] 07.Nord Horizon & Sarah Russell - Not a sound (Extended mix) / [Amsterdam] 08.John Grand - Metanoia (Extended mix) / [Eliptical Sun] 09.The HIDD3NS & Michael Ra - Takhatum (Extended mix) / [Deeper Harmonies] TRACK OF THE WEEK 10.0Gravity - Another dimension (Extended mix) / [Nocturnal Knights] 11.Nitrous Oxide & Katie Marne - Stay (Extended club mix) / [Amsterdam] 12.Alex Prima Feat. Adara - Teleport (Extended mix) / [Reaching Altitude] 13.Hopeful Echoes & D72 - Destined (Extended mix) / [Find Your Harmony] 14.Alan Morris & Elixus - Impossible (Extended mix) / [Nocturnal Knights] 15.Luminn & Roxanne Emery - In the silence (Rinaly extended remix) / [AVA] 16.Phillip Castle & EMATA - Ethereal (Extended mix) / [AVA] 17.Ran-D - Zombie (Extended mix) / [BEAT Music Fund]
How does a mother survive the murder of her son? Join Dr's Gloria and Heidi Horsley and their guest Ruth Markel, noted author, public speaker, and president of RNM consulting. […] The post Ruth Markel: Healing Through Advocacy appeared first on Open to Hope.
DOWNLOAD: https://mega.nz/file/tVkAzL5L#k02xoZxMn8sXV0oXjT36G1UQN-GuAHdMUIi-FqYQr64 01.Intro / [CDR] 02.Trance Classics & Susanne Teutenberg - You´re still the one (Extended mix) / [RNM] 03.Christina Novelli & Linney - Fallen ones (Extended mix) / [Muse] 04.C-Systems - Unreal (Extended mix) / [ASOT] 05.Cold Blue - A beautiful mind (Extended mix) / [Cold Blue] 06.Fros7novA & XLM - Awaken (Extended mix) / [Think Trance] 07.SMR LVE & That Girl - Euphoria (Extended mix) / [Suanda] 08.Ashley Wallbridge & John Grand - Pulse (Extended mix) / [Find Your Harmony] 09.DIM3NSION - Ring the alarm (Extended club mix) / [Find Your Harmony] WORLD PREMIER 10.Acues - Epic dreams (Diamonds 300 Anthem) (Original mix) / [Ultima Audio] 11.New World - Shoshin (Extended mix) / [Abora] TRACK OF THE WEEK 12.Myde & Elara - Lift me up (Extended mix) / [Amsterdam] 13.State 91 & Lyd14 - The way back home (Extended mix) / [Regenerate] 14.Inversed - Latitude (Original mix) / [One Forty]
DOWNLOAD: https://mega.nz/file/pF81wJrK#ZxytYYrZ3kVoGrug9KjF7FFulwhrJyK4f6bDDqku-pQ 01.Intro / [CDR] 02.Krismi - Radiance (Extended mix) / [Magik Muzik] 03.Stargazers & Susanne Teutenberg - In and out of love (Extended mix) / [Amsterdam] 04.Illitheas - Catch the sunrise (Extended mix) / [Abora] 05.Talla 2XLC & Gid Sedgwick - Forever young (Extended mix) / [That's Trance] 06.Steve Meyer - Destination (Extended mix) / [Synchronized] 07.Roman Messer - For all time (Suanda 400 Anthem) (Extended mix) / [Suanda] 08.NWYR - Spitfire (Extended mix) / [Rave Culture] 09.Achilles Feat. MC Stretch - Set you free (Extended VIP mix) / [Revealed] TRACK OF THE WEEK 10.Maratone & Zinity - Stargazing (Vinny DeGeorge remix) / [Eosella] 11.Raz Nitzan Feat. Teya Flow - Reasons (Extended mix) / [RNM] 12.X.Guardians - Like to get burned (Extended mix) / [Interplay] 13.Metta & Glyde - Celestia (Extended mix) / [Think Trance] 14.Paul Courbet - Left alone (Extended mix) / [Redux] 15.1st In Line & Alatheia - It's 4Am somewhere (Original mix) / [One Forty]
Throwback episode! This week we're throwing it back to an interview featured on our first podcast, Worldwide Midwifery."We are experts on low-risk pregnancy and birth, which makes it really safe for women and babies. It's safer to look upon it as a normal process than to medicalize it." Midwives Erika Grönberg, RNM & Åsa Holstein, RNM share why the midwifery model of care is thriving in Sweden, plus Neonatologist Ola Andersson, MD, PhD reports on his delayed cord clamping research with host, Augustine Colebrook, CPM, MA-MCHS.
#STSNation,Welcome to the podcast that brings you the best guests in true crime. In this episode we see how “the sausage is made”. Dateline NBC's Dennis Murphy tells us why they chose to do two shows on Dan Markel. #BestGuests:Dennis Murphy is the winner of four national Emmys for excellence in news reportingHe's best known known for regular contributions to NBC News, NBC Nightly News, Dateline NBC, The Today Show and NBC News at Sunrise.He's covered the Dan Markel murder case from the beginning. Ruth Markel is the author of the WIDELY DISCUSSED book about her son's murder: The Unveiling: A Mother's Reflection On Murder, Grief, and Trial LifePrior to writing The Unveiling, Ruth was already a noted author, public speaker and the president of RNM enterprises, a leadingmanagement consulting firm. Ruth has appeared on 20/20 ABC,Inside Edition, CourtTV, and Dateline NBC, and participated in the hit podcast “Over My Dead Body,” by Wondery. #JusticeForDanMarkel #TrueCrime #FSU #TrueCrimeCommunity #Podcast #Podcasting #Florida #Dateline #DatelineNBC #DennisMurphy
DOWNLOAD: https://mega.nz/file/JEVQRZgD#N7IodpfrpKyi4UWxNBJ6By0oSpj6saf_05YMec7MLhs 01.Intro / [CDR] 02.John Grand - United (DJ Version) / [Euphonic] 03.Sandro Mireno - Another day (Extended mix) / [2Rock] 04.Parnassvs - Ambrose (Extended mix) / [AVA] 05.Susana & Costa - Shoulders of giants (Extended mix) / [RNM] 06.Paipy & WINTERBORN - Solaris (Extended mix) / [Nocturnal Knights] 07.JES - You & me belong (ReOrder extended remix) / [Magik Muzik] 08.Myde & Ellie Lawson - Feeling it all (Drival extended mix) / [Amsterdam] 09.Sean Tyas & David Elston - Raindance (Extended mix) / [Surgikal] 10.Talla 2XLC & Clara Yates - Stay (Extended mix) / [That´s Trance] 11.Paipy & DJ Spaceman - Aurora borealis (Steve Allen remix) / [Think Trance] TRACK OF THE WEEK 12.Ronski Speed & BiXX Feat. That Girl - There is purpose (Extended mix) / [Reason II Rise] 13.Cari & Fisical Project & Caleb Golston - Like It was yesterday (Extended mix) / [Go Music] 14.Amos & Riot Night with Emoiryah - Love is love (Extended mix) / [FSOE] 15.Leo Reyes - The connexions (Extended mix) / [ASOT]
DOWNLOAD: https://mega.nz/file/FIU3yaBT#XbB1zc81jgzlDwyBh4mwaWC_isLSiNslU5Z685emu7o 01.Intro / [CDR] 02.Daxson & Numa - The only way (Extended mix) / [Coldharbour] 03.Omar Sherif & Susie Ledge - Here with me (Extended mix) / [FSOE] 04.Norni - Fairy dust (Extended mix) / [ASOT] 05.Richard Durand - Tabu Soru (Extended mix) / [Nocturnal Knights] 06.Woody Van Eyden & IanT - Oskand (Extended mix) / [WAO138] 07.Anton Van Sprundel & Six Senses - Emerge (Extended mix) / [Ablazing] TRACK OF THE WEEK 08.Ciaran McAuley & Audrey Gallagher - Armour (Extended mix) / [Black Hole] 09.Tenishia & Sue McLaren - Strong (Alex Leavon extended mix) / [RNM] 10.FAWZY - Enchanting colors (A.R.D.I. extended remix) / [Suanda] 11.Simon Leon - Friends apart (Extended mix) / [AVA] 12.Ron with Leeds - The space between us (Extended mix) / [Interplay] 13.The Space Brothers - Forever (ReOrder extended remix) / [Armada] 14.Neil Hunter & Zach Alwin - I was beaten down (Extended mix) / [AVA]
Dialogamos con Carlos Bedoya, analista político; Rocío Paz, dirigenta y regidora de V.E.S.; Augusto Malpartida, analista político y coordinador de la RNM; y Amanda Meza, editora de Wayka; con la conducción de Verónica Insausti. --- Send in a voice message: https://anchor.fm/ntvpodcast/message
RU Dimension Trance - это другое измерение, другой мир, в котором царит исключительно Trance музыка. Эта музыка подарит вам незабываемые эмоции, которые не может дать любое другое направление музыки. Где находиться это измерение? В Нашем с Вами Мире! В радиошоу звучат треки не зависимо от их даты издания. Так же будут появляться эксклюзивные релизы, которые ещё не изданы. EN Dimension Trance is another dimension, another world in which exclusively Trance music reigns. This music will give you unforgettable emotions that any other direction of music cannot give. Where is this dimension located? In Our World! Tracks sound in radio shows regardless of their release date. There will also be exclusive releases that have not yet been released. Tracklist: 1. David Broaders - Don't Let Me Go [Euphonic] 2. Zack Evans - The Prince and The Shepherd [Scorchin] 3. Anske & Mia Koo - Back In My Arms [Coldharbour] 4. Trance Classics & Elles de Graaf - Can't Sleep 2021 [RNM] 5. Deme3us & Hidden Tigress - Demons (Derek Palmer Remix) [Synchronized] 6. Saharazza - Getting Louder [Alveda Liquid] 7. Pierre Pienaar & Rob Dalby - Sinvula [Magic Island Elevate] 8. Alex Byrka & Anton van Sprundel - Heaven Can Wait [Infrasonic Pure] 9. Temple One - Sacred Souls [Divine Rhythm] 10. EllCavell - Cosmic Lockdown [Redux] 11. Kaimo K & Jo Cartwright - Love Beyond The Pale [Amsterdam Trance] 12. tranzLift - Victoria (Escea Remix) [Beyond The Stars] 13. STNX & Terra V. - Galaxus [We Are Trance] 14. Abstract Vision & Aimoon - Abstractivate (Tech Mix) [Monster Neos] 15. Aly & Fila with Deirdre Mclaughlin - Gravity (Daxson Remix) [FSOE]
RU Dimension Trance - это другое измерение, другой мир, в котором царит исключительно Trance музыка. Эта музыка подарит вам незабываемые эмоции, которые не может дать любое другое направление музыки. Где находиться это измерение? В Нашем с Вами Мире! В радиошоу звучат треки не зависимо от их даты издания. Так же будут появляться эксклюзивные релизы, которые ещё не изданы. EN Dimension Trance is another dimension, another world in which exclusively Trance music reigns. This music will give you unforgettable emotions that any other direction of music cannot give. Where is this dimension located? In Our World! Tracks sound in radio shows regardless of their release date. There will also be exclusive releases that have not yet been released. Tracklist: 1. DJ Panda & Alexey Polozok - Ocean [Entrancing] 2. Roman Messer - Destiny [Suanda] 3. J-Stranger - Tears Of The Moon [InHarmony] 4. Yang - City Nights [Garuda] 5. Somna & Yang feat. Noire Lee - Till Oblivion 2019 [RNM] 6. Dave Neven & Kate Miles - Safe and Sound [Coldharbour] 7. Tempo Giusto & Stine Grove - From The Heart [Pure Trance Neon] 8. Phillip J feat. Kim Cassandra - The Sorrow Within [Amsterdam Trance] 9. [Exclusive] Alison Spong feat. Robin Vane - Runnin' Free (Victor Special Remix) [Gert] 10. Airdream & Calvin O'Commor - Forgiveness [Levitated] 11. Sonic Journey - Forever Alive [Abora] 12. Anthony S - Sleepwalker [Phoenix] 13. Jorza & VIKA - Forever (If I Can) (Evan Pearce Remix) [Reaching Altitude] 14. District 5 & Tony STY - All That Matters [Neostatics] 15. Alessandra Roncone - Trust In Yourself [FSOE]
DOWNLOAD: https://mega.nz/file/YdtyGRDD#gjvvoNrYgG_X3Hddxm2Ghz8gnIB5gnJ7mDMeWJF7uRY 01.Intro / [CDR] 02.Costa & Kate Louise Smith - We are the universe (Extended mix) / [RNM] 03.Metta & Glyde - Arcadia (Original mix) / [One Forty Music] 04.SoundLift & Maxine - Anywhere with you (Extended mix) / [Amsterdam] 05.Eximinds - Call of changes (Extended mix) / [Find Your Harmony] 06.James Dust & DJ Eternity - World in your hands (Alternate High remix) / [Phoenix] 07.Kiyoi & Eky - A new day has come (Extended mix) / [Abora] 08.HALIENE & Maratone - Make it to tomorrow (Alexander Popov extended remix) / [2Rock] 09.Ruben De Ronde - Lean on me (Robbie Seed extended remix) / [Statement] WORLD PREMIER 10.Acues - Exodus (Original mix) / [Ultima Audio] 11.Alatheia - Task force (Extended mix) / [Reason II Rise] TRACK OF THE WEEK 12.Mario Moon & Dave AirmaX - Overnight (Christopher Corrigan extended remix) / [Suanda] 13.Kolonie - Morpheus (Extended) / [Vandit] 14.Ghost Etiquette Feat. Cora - Swim (Extended mix) / [AVA] 15.Trance Reserve & Ed Moura - Inception (Extended mix) / [Trance Reserve]
Zach and Mr. Sagacity begin the digression, discussing Chapter 1 and the Scriptures behind it. ----more---- The Derek Thomas resource we mention can be viewed here: https://www.ligonier.org/learn/series/pilgrims-progress-guided-tour Or on RightNowMedia, which you can access here: http://churchlansing.com/rightnowmedia/ (According to the good folks at RNM, just your listening to this podcast connects you to our church enough to get you free access to their amazing catalog of Bible study resources, under our subscription.) Here are the verses we discussed: Isaiah 64:6 We have all become like one who is unclean, and all our righteous deeds are like a polluted garment. We all fade like a leaf, and our iniquities, like the wind, take us away. Habakkuk 2:2 And the LORD answered me: "Write the vision; make it plain on tablets, so he may run who reads it. Psalm 38:4 For my iniquities have gone over my head; like a heavy burden, they are too heavy for me. Acts 2:37 ¶ Now when they heard this they were cut to the heart, and said to Peter and the rest of the apostles, "Brothers, what shall we do?" Acts 16:30 Then he brought them out and said, "Sirs, what must I do to be saved?" 31 And they said, "Believe in the Lord Jesus, and you will be saved, you and your household." Hebrews 9:27-28 Just as man is destined to die once, and after that to face judgment, 28 so Christ was sacrificed once to take away the sins of many people; and he will appear a second time, not to bear sin, but to bring salvation to those who are waiting for him. Job 16:20-22 My intercessor is my friend as my eyes pour out tears to God; 21 on behalf of a man he pleads with God as a man pleads for his friend. 22 "Only a few years will pass before I go on the journey of no return. Ezekiel 22:14 Will your courage endure or your hands be strong in the day I deal with you? I the LORD have spoken, and I will do it. Isaiah 30:33 33 Topheth has long been prepared; it has been made ready for the king. Its fire pit has been made deep and wide, with an abundance of fire and wood; the breath of the LORD, like a stream of burning sulfur, sets it ablaze. Matthew 3:3, For this is he who was spoken of by the prophet Isaiah when he said, "The voice of one crying in the wilderness: 'Prepare the way of the Lord; make his paths straight.'" But when he saw many of the Pharisees and Sadducees coming to his baptism, he said to them, "You brood of vipers! Who warned you to flee from the wrath to come? Matthew 7:13 ¶ "Enter by the narrow gate. For the gate is wide and the way is easy that leads to destruction, and those who enter by it are many. 14 For the gate is narrow and the way is hard that leads to life, and those who find it are few. Psalm 119:105 Your word is a lamp to my feet and a light to my path. 2 Peter 1:19 And we have something more sure, the prophetic word, to which you will do well to pay attention as to a lamp shining in a dark place, until the day dawns and the morning star rises in your hearts, Luke 14:26 "If anyone comes to me and does not hate his own father and mother and wife and children and brothers and sisters, yes, and even his own life, he cannot be my disciple. Luke 9:62 Jesus said to him, "No one who puts his hand to the plow and looks back is fit for the kingdom of God." Genesis 19:17 And as they brought them out, one said, "Escape for your life. Do not look back or stop anywhere in the valley. Escape to the hills, lest you be swept away." . . . But Lot's wife, behind him, looked back, and she became a pillar of salt. Luke 14:33 So therefore, any one of you who does not renounce all that he has cannot be my disciple. Luke 14:26 "If anyone comes to me and does not hate his own father and mother and wife and children and brothers and sisters, yes, and even his own life, he cannot be my disciple. John 3:16, 36 "For God so loved the world, that he gave his only Son, that whoever believes in him should not perish but have eternal life. . . Whoever believes in the Son has eternal life; whoever does not obey the Son shall not see life, but the wrath of God remains on him. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. ----more----
DOWNLOAD: https://mega.nz/file/Ac9m1KiT#RMu9quBG9jAP5Sd8IfevcoY6151pafzCYs_SxuYOntU 001.Squid Game - Pink soldiers (Maddix remix) / [CDR] 002.Christina Novelli & Richard Durand - My guiding light (Extended mix) / [Muse Music] 003.Energy 52 - Cafe del mar (Acues remix) / [CDR] 004.N-sKing - Satori (Extended mix) / [Regenerate] 005.HALIENE - Glass heart (Craig Connelly extended remix) / [Black Hole] 006.DJ T.H. & Natalie Gioia - Euphoria (Talla 2XLC extended remix) / [Interplay] 007.Neil Hunter - Gratitude (Extended mix) / [Suanda] 008.Andrew Rayel Feat. AIDYL - River (Extended mix) / [Find Your Harmony] 009.Hit The Bass & Gid Sedgwick - Let you out (Extended mix) / [Interplay] 010.Raz Nitzan & Chariots - Solid ground (Extended mix) / [Amsterdam] 011.Triode & Clara Yates - Missing part of me (Extended mix) / [AVA] 012.Richard Durand & Christina Novelli - Save you (Cold Blue extended remix) / [Magik Muzik] 013.Alan Morris - Spirit (Extended mix) / [Subculture] 014.Attila Syah & Daniel Rimaldi - This could be it (Vassmo extended eemix) / [Find Your Harmony] 015.Ashley Wallbridge Feat. Linney - City of angels (Extended mix) / [We´ll Be Ok] 016.Emanuele Congeddu & That Girl - Our destiny (Extended mix) / [AVA] 017.Mhammed El Alami & Maratone - Firefly (Extended mix) / [Interplay] 018.Raz Nitzan & Kate Louise Smith - This time (Last Soldier extended mix) / [Amsterdam] 019.Armin Van Buuren & Davina Michelle - Hold on (Original mix) / [Armada] 020.Talla 2XLC & Clara Yates - Shadow left behind (Extended mix) / [That´s Trance] 021.Acues - Run into the music (Original mix) / [Galaxia Music] 022.Andrew Rayel & Tensteps Feat. RUNAGROUND - Carry you home (Ashley Wallbridge extended remix) / [Find Your Harmony] 023.Super8 & Tab Feat. Jess Ball - Live for tonight (Extended mix) / [Armind] 024.Binary Finary & Kinetica Ft. Audrey Gallagher - In our blood (Xijaro & Pitch extended remix) / [Nocturnal Knights] 025.Miikka Leinonen & Josie Sandfeld - Love again die again (Ikerya Project extended remix) / [Abora] 026.Corrado Baggieri - Libertà (NoMosk extended remix) / [Suanda] 027.Craig Connelly Feat. Tara Louise - What are you waiting for (Will Rees extended remix) / [Black Hole] 028.Patrik Humann & Emma Horan - Don´t let go (Extended mix) / [RNM] 029.Ronski Speed Feat. Linnea Schossow - Set me to light (Daniel Kandi extended remix) / [Digital Society] 030.BIXX - The high road (Extended mix) / [Uplift] 031.Ashley Wallbridge & NASH Feat. Sally Oh - Ghost of you (Extended mix) / [We´ll BeOk] 032.BIXX - Yes i can (BIXX anniversary extended remixx) / [Nocturnal Knights] 033.Talla 2XLC & Christina Novelli - I´ve been gone so long (Extended mix) / [That´s Trance] 034.Metta & Glyde - Incantation (Extended mix) / [Monster] 035.Somna & Jennifer Rene - Stars collide (Xijaro & Pitch extended remix) / [Magik Muzik] 036.Xijaro & Pitch - Sic parvis magna (Extended mix) / [ZYX] 037.Steve Brian & Nathan Rux & Rachael Nemiroff - To get to you (Somna extended remix) / [Enhanced] 038.Norex & Adwell Ft. Grande Piano - Fallen heroes (Extended mix) / [Magic Island] 039.Above & Beyond Feat. Richard Bedford - Thing called love (Oliver Heldens extended mix) / [Anjunabeats] 040.Assaf & Cassandra Grey - Lost at sea (Extended mix) / [Armind] 041.Acues - Inertia (Sergey Salekhov remix) / [Ultima Audio] 042.Adip Kiyoi & Roxanne Emery - Embers (Steve Dekay extended remix) / [Suanda] 043.Roger Shah & Kristina Sky Feat. Emma Shaffer - Underwater (Extended mix) / [FSOE] 044.A.R.D.I. - Redemption (Extended mix) / [AVA] 045.Paul Denton & Audrey Gallagher - Beneath the stars (Sneijder extended remix) / [FSOE] 046.Sunyella & Ula & That Girl - Paradise (Extended mix) / [AVA] 047.Christopher Corrigan - Accomplish (Extended mix) / [Suanda] 048.Corti Organ & Sarah De Warren - Ace (Craig Connelly extended remix) / [Find Your Harmony] 049.Ashley Wallbridge Feat. Sarah De Warren - World for you (Extended mix) / [We´ll Be Ok] 050.Xijaro & Pitch & Corrado Baggieri - Ode to the fallen (Extended mix) / [Uplift] 051.C-Systems & Hanna Finsen - Dancing skies (Steve Dekay extended remix) / [Digital Society] 052.Dennis Sheperd & JES - By my side (Extended mix) / [Magik Muzik] 053.Acues - Blue sphere (Escea remix) / [Ultima Audio] 054.Tensteps & That Girl - Hero (Extended mix) / [Find Your Harmony] 055.Last Soldier & Vahid Ghandizadeh & Hanna Finsen - Find myself (Extended mix) / [Digital Society] 056.Roman Messer Feat. Joe Jury - The river (Extended mix) / [Suanda] 057.Relocate x Simon Anthony & Meredith Bull - Lost myself in you (Katrin´s World extended mix) / [Amsterdam] 058.BIXX - Unchartered waters (Extended mix) / [Monster] 059.Gareth Emery Feat. Sarah De Warren - Calling home (Extended mix) / [We´ll Be Ok] 060.Will Rees - Exponent (Extended mix) / [FSOE] 061.Andy Moor - Safe on both sides (Extended mix) / [Enhanced] 062.Alexander Popov & M11 Feat. Will Church - Hold back (Mhammed El Alami extended remix) / [Interplay] 063.Yoel Lewis & Meital De Razon - Brave (ReOrder extended remix) / [Find Your Harmony] 064.Corti Organ & Linney - Wild (Extended mix) / [Find Your Harmony] 065.Gareth Emery & Ashley Wallbridge Pres. CVNT5 - Of the Caribbean (Extended mix) / [We´ll Be Ok] 066.Aly & Fila with Deirdre Mclaughlin - -Gravity (Daxson extended remix) / [FSOE] 067.C-Systems & Christian Zechner & Hanna Finsen - Farewell (Extended mix) / [Digital Society] 068.Sandro Mireno - In our memory (Extended mix) / [Abora] 069.Asteroid & R-Tec - Nobu (Trust) (Extended mix) / [Regenerate] 070.Ferry Tayle & Clara Yates - Find your paradise (Metta & Glyde extended remix) / [FSOE] 071.Jameson Tullar & Annabelle Hayes - Dreaming (Tycoos remix) / [Yeiskomp] 072.BIXX - Face your fears (Extended mix) / [Nocturnal Knights] 073.Liam Melly & Jessica Doherty - Lost (Extended mix) / [Nocturnal Knights] 074.Ramin Arab - Crystal (Extended mix) / [Regenerate] 075.Sarah Russell & Raz Nitzan - Borrowed time (Extended mix) / [Amsterdam] 076.ilan Bluestone Ft Ellen Smith - Stranger to your love (Stoneblue extended mix) / [Anjunabeats] 077.Jael - No matter what (Raz Nitzan extended mix) / [RNM] 078.Ferry Corsten - Beautiful (AVIRA extended remix) / [Flashover] 079.N-sKing - Hope for escape (Extended mix) / [Digital Euphoria] 080.Christina Novelli & Dj Xquizit - So cold (Dan Thompson extended remix) / [Arkham] 081.The Conductor & The Cowboy Feat. Aero - Sail away (Metta & Glyde extended remix) / [Premier League] 082.Graham Bell & Sivan - The sound of letting go (Tribute to Yotam) (HamzeH extended remix) / [ASOT] 083.Ferry Corsten - Lemme take you (Extended mix) / [Armada] 084.Kiyoi & Eky, Ade DokQ & Angel Falls - Away from home (Extended mix) / [Suanda] 085.Kryder & Natalie Shay - Rapture (Extended mix) / [Black Hole] 086.Nadej & Ranzen D`Vega - Let you down (Club mix) / [In My Opinion] 087.Papulin & Maria Milewska - Into the night (Extended mix) / [Suanda] 088.D72 & O.B.M Notion & That Girl - In my heart (Richard Durand extended remix) / [Black Hole] 089.GXD & Sarah De Warren - Hell & high water (Extended mix) / [Coldharbour] 090.Steve Allen & Manon Polare - Another song (Extended mix) / [Amsterdam] 091.Kenny Palmer - Halls of reflection (Extended mix) / [Trancessential] 092.Jimmy Chou - Like the wind (Extended mix) / [Digital Society] 093.Luke Bond Presents. BOND - Last goodbye (Extended mix) / [ASOT] 094.Beatsole vs. Stefkoo & CEA - 2008 (Extended mix) / [ASOT] 095.Markus Schulz & HALIENE - Tidal wave (Will Atkinson extended remix) / [Black Hole] 096.Denis Airwave & Sarah Escape - Horizon (Sergiy Akinshin remix) / [2Rock] 097.Lost Witness Feat. Milos Novotny - Rescue me (Extended mix) / [Edge One] 098.HamzeH - Coup de grace (Original mix) / [Reaching Altitude] 099.Talla 2XLC & Gid Sedgwick - Destined from the start (Extended mix) / [That´s Trance] 100.Solarstone - Seven cities (Chris Schweizer extended remix) / [Captivating] 101.SMR LVE & That Girl - Need somebody (Extended mix) / [Coldharbour] 102.Jericho Frequency & Jennifer Rene - Holy Ground (Metta & Glyde extended remix) / [Amsterdam] 103.Ronski Speed & Jennifer Rene - Into the sky (BiXX extended remiXX) / [Nocturnal Knights] 104.Roger Shah & Yelow - Burasari (Extended mix) / [Deep In Thought] 105.Metta & Glyde - Heaven & earth (Extended mix) / [FSOE] 106.Neroun & Dilara Gadel - Tomorrow (Extended mix) / [2Rock] 107.Somna & Noire Lee - Beside you (Sean Tyas extended magikal mix) / [Magik Muzik] 108.Peetu S - Echoes (Extended mix) / [Regenerate] 109.Super8 & Tab Feat. Roxanne Emery - Calm the storm (Extended mix) / [Armind] 110.Yang, J.Puchler & Linney - Lifeline (The WLT extended remix) / [inHarmony] 111.Asteroid - Voices of Gaia (Extended mix) / [Afterdark] 112.Gareth Emery Feat. Dani Poppitt - Friendly fires (Extended mix) / [We´ll Be Ok] 113.Craig Connelly Ft. Megan McDuffee - Keep me believing (Extended mix) / [Higher Forces] 114.Eugenio Tokarev & Shedona with Susie Ledge - On my way to you (Extended mix) / [AVA] 115.Taylor Torrence Feat. Natalie Major - If we say goodbye (Steve Brian extended remix) / [Enhanced] 116.Xijaro & Pitch meets Jtwo0 - Out of this world (Extended mix) / [FSOE] 117.Key Lean & Kyler England - Infinity (Mhammed El Alami extended remix) / [Suanda] 118.Jimmy Chou - Together we rise (Extended mix) / [Uplift] 119.Giuseppe Ottaviani & Lucid Blue - Be the angel (Extended mix) / [Black Hole] 120.Andy Cain - Let me go (Extended mix) / [Magic Island] 121.Greg Downey & Alex Di Stefano - Among us (Chris Schweizer extended remix) / [Skullduggery] 122.Antillas Feat. Fiora - Damaged (GXD extended remix) / [ASOT] 123.DJ T.H. & Eric Lumiere - Fly with me (Extended mix) / [inHarmony] 124.BarWall - Melody (Extended mix) / [Suanda] 125.Roman Messer & Gid Sedgwick - This is real (Extended mix) / [Suanda] 126.DJ Quicksilver & Dag - Zulu (Van Der Karsten extended remix) / [You Love Dance] 127.Fabio XB & Liuck Feat. Christina Novelli - Step into the light (Jase Thirlwall extended remix) / [Digital Society] 128.Metta & Glyde - Visualize (Extended mix) / [Regenerate] 129.Steve Dekay with Cari - No limits (Extended mix) / [AVA] 130.Armin Van Buuren & Avalan - Should i wait (Armin Van Buuren Presents. Rising Star extended remix) / [Armind] 131.Xijaro & Pitch & Mart Sine - No stone unturned (Extended mix) / [AVA] 132.Vito Fognini & Cari - True to myself (Tycoos extended remix) / [Suanda] 133.Frainbreeze & Denise Rivera - Memory of you (Extended mix) / [RNM] 134.Ultimate & Moonsouls - The guided fate (Original mix) / [Regenerate] 135.Maratone & Linney - Closer to you (Lasse Macbeth extended remix) / [Abora] 136.Norni & Eximinds & Alexandra Badoi - Drowning in love (Mhammed El Alami remix) / [Eximinds Airlines] 137.Isolux - Meteor glide (Extended mix) / [Edge One] 138.Claudiu Adam & Clara Yates - Ease your mind (Extended mix) / [Find Your Harmony] 139.Angelus - Keeps me high (Extended) / [High Voltage] 140.Tasadi & Christina Novelli & Gallen Rho - Show me the light (Eximinds extended remix) / [Starsphere] 141.Angelus - Not changin´ (Extended mix) / [Regenerate] 142.Fabio XB & Liuck Feat. Roxanne Emery - Nowhere to be found (C-Systems extended remix) / [Digital Society] 143.Nifra & Mia Koo - Forever forever (Beatsole extended remix) / [Coldharbour] 144.Acues - Dancing at midnight (Original mix) / [Ultima Audio] 145.Michael Angelo - Forever in your arms (Extended mix) / [Molekular Sounds] 146.Binary Finary & Lele Troniq Feat. Christina Novelli - Waiting for the sun (C-Systems extended emotional remix) / [Digital Society] 147.A.R.D.I. & Sean Ryan - I am (Extended mix) / [AVA] 148.Christina Novelli & Chris Burke - Don´t wanna go home (Extended mix) / [Muse] 149.BIXX - Empowerment (Extended mix) / [Nocturnal Knights] 150.Ronski Speed Ft. Lucy Saunders - Calm before the storm (BIXX extended remix) / [Nocturnal Knights] 151.Andy Moor - Safe on both sides (Daniel Kandi's bangin remix) / [Enhanced] 152.RAM & Susana Pres. Tales Of Life - You are enough (Alex M.O.R.P.H. extended remix) / [Nocturnal Knights] 153.Adam Ellis & Sean Kennie Featuring. Julia Ross - Voices with no echoes (Extended mix) / [Outburst] 154.Alexander Popov & Kitone - Control me (Extended mix) / [ASOT] 155.Adrian Alexander & Quizzow - Snowfall (Extended mix) / [Elliptical Sun] 156.Alex M.O.R.P.H. & Cheryl Barnes - Against the wind (Extended) / [Vandit] 157.Acues - Lights in space (Original mix) / [Galaxia Music] 158.Doppenberg - More than ever (Extended mix) / [ASOT] 159.Dash Berlin - Oceans (Robbie Seed extended mix) / [DistroKid] 160.Ending / [CDR]
DOWNLOAD: https://mega.nz/file/cYsyxZBZ#AV0C-XSPTz8hivx0nXKluuqotM4GLZy4jjWH5BCPoPU 01.Intro / [CDR] 02.VIVID & JEN - Breathe me in (Extended mix) / [Enhanced] 03.Talla 2XLC & DJ T.H. & Cari - Just as you are (Extended mix) / [Future Sequence] 04.Alexander Popov & Novan Feat. Brandon Mignacca - Brighter (Aimoon extended remix) / [Interplay] 05.Richard Durand & HALIENE - Give your heart a home (Extended mix) / [Magik Muzik] 06.BarWall - New world (Extended mix) / [2Rock] 07.Phillip Castle - The sky (Extended mix) / [AVA] TRACK OF THE WEEK 08.Jeffrey Sutorius & ANG Feat. Sarah De Warren - Sink or swim (Extended mix) / [Revealed] 09.Jean Clemence - Heaven (Extended mix) / [Interplay] 10.Last Soldier vs. Adip Kiyoi & Ade DokQ - Beyond the rain (Extended mix) / [AVA] 11.Klassy Project & Audrey Gallagher - When the world stood still (Extended mix) / [RNM] 12.Arctic Ocean - Feel the wave (Extended mix) / [Ablazing] 13.Christopher Corrigan - Everything (Extended mix) / [Suanda] 14.Sergiy Akinshin - Just one touch (Extended mix) / [2Rock] 15.NyTiGen & Trance Reserve - Mystic (Extended mix) / [2Rock] 16.Koyah & Leonard A - Au79 (Extended mix) / [Elliptical Sun]
AERO/RITMIX Pres. Emotional Impulse - Energy Vocal Trance #009 (03-12-2021) @ (nueuphoria.com) Вы услышите хиты от Aly & Fila with Denise Rivera & Fuenka, Tritonal, Emme & Fatum, Bogdan Vix, Claudiu Adam & Mona Moua, CubeTonic & Makizante, Richard Durand & Christina Novelli, RAM, Susana & ReOrder, JES & Robert Nickson и многих других. Поехали! TRACKLIST: 01. Aly & Fila with Denise Rivera - 'Hymn of Hope' (Fuenka Remix) [FSOE UV] 02. Tritonal & Emme - 'Out Of The Dark' (Fatum Remix) [ENHANCED] 03. Bruce Cullen & Paula Alcasid - 'Upside Down' [RNM] 04. Bogdan Vix & Claudiu Adam feat. Mona Moua - 'Stay' (Festival Mix) [FIND YOU HARMONY] 05. CubeTonic & Makizante - 'Feel Me Now' [SUANDA BASE] 06. Richard Durand & Susana - 'I Matter To You' [MAGIK MUZIK] 07. Legend B - 'Lost In Love' (Madwave Remix) [AMSTERDAM TRANCE] 08. Richard Durand & Christina Novelli - 'Save You' [MAGIK MUZIK] 09. Sunlounger feat. Susie Ledge & Inger Hansen - 'OK' (Roger Shah Uplifting Remix) [FSOE] 10. RAM & Susana - 'Someone Like You' (ReOrder Remix) [BLACK HOLE] 11. JES - 'Wish You Were Here' (Robert Nickson Remix) [MAGIK MUZIK] 12. Eddie Bitar feat. Gabriela Canales - 'Home' (Arctic Moon Remix) [MENTAL ASYLUM] 13. Vegas (Brazil) - 'Elipsy' (Hi Profile Remix) [ALIEN] 14. Allen Watts - 'GDL' (Yoshi & Razner Remix) [ARMADA CAPTIVATING] 15. HALIENE & Maratone - 'Make It To Tomorrow' (Astuni & Manuel Le Saux Remix) [ABORA] Радиошоу 'Energy Vocal Trance' выходит каждую 1,3-ю пятницу месяца в 21:00 (МСК) на интернет-радиостанции Nu Euphoria | Trance Radio (nueuphoria.com). Всем приятного прослушивания. До скорой встречи. EN: Every 1nd & 3th Friday Of The Month, 21.00 on Nu Euphoria | Trance Radio (nueuphoria.com) #Vocal #Trance Radioshow, Including Classic & 12-15 New Brand Tracks & Remixes. It Will Be Vocally-Cool! Thanks for listening this episode. See you in the next Mix! ▶ PromoDJ: promodj.com/aeroritmix ▶ Mixcloud: www.mixcloud.com/aeroritmix-dj ▶ VK: vk.com/public204888851 ▶ Twitter: twitter.com/aeroritmixmuzik Подписывайтесь на мой подкаст (Subscribe to My Podcast): ● Apple Podcasts - podcasts.apple.com/ru/podcast/… ● Google Podcasts - podcasts.google.com/feed/aHR0c… ● Pocket Casts - pca.st/drpc1gfj ● Deezer - deezer.com/show/2425272
En este quinto episodio conversé con Adam Ξisenman, un Ethereum shadowy coder, que está pronto por lanzar Nifter, la primera plataforma descentralizada para nombrar y registrar NFTs. Adam además es dueño de un grupo de empresas de logística y es inversor de crypto desde el 2014. Se especializó en ingeniería eléctrica y ciencias computacionales en Georgia Tech y MIT a inicios de los 2000s antes de trabajar como ingeniero de comunicaciones satelitales en Washington, DC. En Nifter, se encuentran los mundos de NFTs y DeFi, ya que para nombrar un NFT con un nombre único debes gastar tokens nativos de la plataforma llamados RNM. Estos tokens son minados con el pasar del tiempo por los dueños de NFTs de proyectos blue-chip que han nombrado su NFT en Nifter.
DOWNLOAD: https://mega.nz/file/AN9AGISb#GNyXOykZ0Ba8fOVe0_QM3k7bvHjpsHUrdK7b7v6D8pE 01.Intro / [CDR] 02.Armin Van Buuren & Davina Michelle - Hold on (Original mix) / [Armada] 03.Patrik Humann & Emma Horan - Don´t let go (Extended mix) / [RNM] 04.A.M.R Feat. Ai Takekawa - Beyond the moon (Jimmy Chou remix) / [Alter Ego] 05.Ralphie B & Frank Waanders - Valve (Extended mix) / [Nocturnal Knights] 06.Acues - Blue sphere (Original mix) / [Ultima Audio] 07.Christopher Corrigan - Ahimsa (Extended mix) / [Edge One] 08.Acues - Inertia (Sergey Salekhov remix) / [Ultima Audio] 09.Greg Downey & Alex Di Stefano - Among us (Chris Schweizer extended remix) / [Skullduggery] TRACK OF THE WEEK 10.Christina Novelli & Richard Durand - My guiding light (Extended mix) / [Muse Music] 11.Rowan Van Beckhoven - The light within (Extended mix) / [Abora] 12.BiXX - The journey of now (Extended mix) / [Nocturnal Knights] 13.Roman Messer & Davey Asprey - Impulse (Extended mix) / [Suanda] 14.Roger Shah & Yelow - Burasari (Extended mix) / [Deep In Thought]
This week, Patrick and Ryan express appreciation for the Dad team up in Roswell's b-story, pity Jesse in the a-story and find a lot to like in a new episode of RNM.
Isabel has some decisions to make on OG Roswell. Meanwhile, Michael is both happy and bad at time management, but Maria is both understanding and needing something in her own life. Also, the actors playing Liz's parents are KILLING IT! Over on RNM, we've got some ugly ass Wild Pony merch, New Mexico is on fire and everyone is fighting. Also, Kyle might be starting a Frequency rip off storyline and your hosts are here for it.
Last year we hosted a debate over what is a better asset class - single-family rentals (SFR) or multi-family rentals (MFR). In this episode, we look back on the performance of our portfolios over the last year to see which asset class performed best. --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The remote real estate investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals. Emil: Hey, everyone, welcome to another episode of The Remote Real Estate Investor. My name is Emil Shour and I got my co hosts with me today who are Tom: Tom Schneider, Michael: and Michael Albaum. Emil: And today we're gonna be doing a little bit of a look back episode. So we're slowly crawling out of the pandemic and we're going to do a look back at our single family rentals and our multifamily rentals and we're going to do a comparison How did each do during the pandemic? Alright, so let's hop into this episode. Alright guys, before we hop into this theme, let's let's do quick updates. Always love hear what's going on in your portfolio. So Thomas, kick us off what's going on, man? Tom: What is going on? So not a whole heck of a lot I mentioned before have done a bunch of refinancing and big milestone, it's a new month. So the new payments came in a little bit thinner on the old cash flow because those loans are a little bit bigger, but the interest rates are a little bit lower, but net a little bit of a higher payment. So you know, getting getting used to that and still in acquisition mode, underwriting properties doing all that I'm doing the work like doing the investing work. So Go Bears? Yeah. Emil: You're in a couple markets. Right, Tom? Tom: I am. I'm in three markets, Atlanta, Pittsburgh, and Orlando, Florida. So debating adding a new one, but I don't know, I'll probably take a note from a meal and just densify densify. But I don't know we'll see. You know, I'm not limiting myself right now. Michael: And are you looking at multifamily Tom or single family? Tom: Looking at both. I am looking at both. I mean, I don't want to steal the wind from the episode but single family has been awesome. So you know, and it's simple. Great. Probably 70 30% I go 70 70% I go single family some more. But we'll see. Michael: All right. All right. All right. Emil: You anticipated my question I was gonna ask if you are going into marquee already in or if you're looking at new markets, or what's kind of your next step. So good anticipation. Tom: You know, it's such a funny double edged sword with appreciation is awesome. You know, you have these properties are appreciating value, but it's it's time for Acquisition time. It's like, oh, man, everything's appreciated a lot. There's still acquisitions to be had, but not not like the good old days. good old days, Wild West. Emil: I feel like, every real estate investor will say that for the end of time, just like the good old day like it. We're gonna be like, Oh, man, remember and remember in 2020 or 2021? Gosh, Michael: I was so cheap back then. Yeah. Tom: Here's the thing is the good old days, like always, like, I mean, we're probably in such a weird time where it's been, you know, hockey stick for a little bit, is it but it seems like it's always like four or three years ago, like we look back three years ago. Oh, man, that was great. And he looked back three years from now. Oh, that was great. Like, I think we're in a particularly weird time. But I know the good old days is always just a few years ago, no matter where, Emil: Unless you're in 2011 2012. No one was looking back to 2008 2009 2008 2009 thinking, Man, those were the good old days. Tom: Yeah, if you were buying that was the good old days. And I think it's probably more circumstance that were just such a weird stretch of 10 years, 1012 years, but that 2009 2008 it was that was one of my earlier jobs working for one of this fund that was buying and you listen literally like couldn't walk out. You couldn't what can miss a saying that I'm totally botching, like you broadside of a barn was just everything was just crazy. high cap rates. You couldn't miss Yeah, I think you You said it right. So anyways. Emil: What a time. Tom: Take the baton from me. Emil: The good old days, Michael: The true good old days. Emil: Michael, what about you, man, what's going on. Michael: So I'm in the middle of two single family flips. So I've got one out in Kansas City that's now listed on market for sale on the MLS, which is exciting. And I got another flip out in Birmingham, Alabama, that is now been listed for lease I'm going to sell that with a tenant in place as a turnkey rental. So that should hopefully get leased up. Ideally sooner rather than later. But it sounds like they've got beginning a lot of applications which is exciting. So those are kind of the two big projects I'm working on. I sold the six unit which was great. So now I'm able to focus on one of the other 11 units that I have out there. I need to repave that parking lot which is a bummer. I got Notice from my insurance that they're going to cancel my insurance once I get that done here very quickly. So hoping to have that wrapped up, ASAP, and then just focusing on the development project and seeing the big bills roll in. But we're almost done, we got a big hurdle, we got some new electrical service brought in. And that was something that we were waiting on for a while, both in terms of getting the part delivered, and then some work couldn't happen inside the building until that got installed. So we're seemingly over that hump, and then just a waiting on the last of the insurance settlement to see where that cookie crumbles, so to speak. Emil: How did your insurance company find out that your parking lot needed to be paved? Michael: So they came out and did an inspection when I initially bound insurance, and like the way it works is so stupid, like, it's so backwards. So basically, you go binded insurance, you go bind with the new insurance company, they come out and do an inspection and tell you all the things you have to do in order to keep the insurance otherwise, they're going to drop you. And it seems like if they are going to be accepting you for insurability, they should be doing that inspection on the front end and say, Hey, if you want to come on board if as you need to do a, b, and c, but after they've already g otcha. Then they say oh, by the way, you need to do ABCD, whatever. So I did a bunch of that stuff. The parking lot was really expensive. This was last year, or maybe two years ago. And they said, hey, you've got to do this. And I said, it's just too expensive. It just can't happen. I did everything else you've asked, but this is the one thing I can't do. They said, Okay, we'll give you till next spring, which is now 2021. And then we had a quote to get it done. And so we're now we're getting it done. But that same day that we got the quote, they came back and said, Hey, you need to have this done by today. I was like, wait, what you get like, there's got to be like, you need to be a little bit more proactive and giving folks heads up. So they extended it another month. But that's the last, the last extension I'll get so it shouldn't be a huge, huge deal. But if it's a couple grand, we got a quote to rip out the whole thing and repave it and bring all new asphalt that was like 15,000. So we're getting away with this is a great example. Repair versus replace. The repair aspect repair option seems to be a lot more beneficial. Just more cost effective right now. And it's a it's a parking lot. It's not like a you know, as a parking lot. Yeah, like it's not, it's gonna add zero noi at the end of the day. So which is a bummer. But again, it's one of the things you have to do. Emil: Yep, just like busted pipes. Michael: What do you got going on Emil? Emil: For me, I got some good news. I got some good news. Recently, we, my single family home in St. Louis was up for renewal, the tenant agreed to a 2% increase in rent as a single family home, which is going to kind of play into this episode will be a good segue. So they're staying put agreed to 2% increase. So that's getting signed. And then I think I've been talking about the triplex unit for a while we've got a couple bids in. I actually have a call with my property manager right after we get off this podcast to finalize and start moving forward with that turn which should take about four weeks to get done. So a little bit longer than I was expecting but. Michael: Nice. Do you want to save it for the episode? Do you want to tell everybody kind of what the bid looks like and what the rent increase you think you might get is? Emil: I think we should I think we should make that its own episode. I think it'd be fun to maybe do like a post mortem. Like, here's how it all went down. I'd love your guys's feedback on like, what would you have done differently? versus like how did it go? I think that'd be a cool episode for us to do in the future. Michael: Awesome. Love it keep everybody in suspense cliffhanger. We're gonna start calling you cliffhanger Emil. Emil: All right. All right. All right. So what I like to do man you know I work in Marketing so you know you got to keep people on their toes got to keep them coming back. Tom: Create the urgency! Michael: Yeah, scarcity. Emil: It's like there's a word for like open loop there's something it's like basically a cliffhanger where you just keep like, anyway let's get on with this episode. Michael: Yeah. I get so many great isms. Emil: Alright, so we're gonna be talking about basically how how did our different properties perform single family verses multifamily. Tom, you are almost all single family. Michael, you are predominantly multifamily. And I'm at this point basically split right down the middle of three single family houses and then a triplex. So three and three. So I think it'd just be fun for us to talk about, like, you know, how did things end up? Tom, you're our single family. Master why don't you kick us off. How did it go for you the last year, year and a half? Tom: Yeah. Last 12 months have been remarkably boring. I mean, we talked about it kind of expecting this big cliff. Boring in a very good way. We expect this cliff of kind of like vacancies and not being able to pay and I'll let you guys speak to your portfolio when you speak but like, I don't know, at least within the properties I have there there was no issue. I did have one turn, but it was kind of a more or less like a scheduled turn. It wasn't like because of any like hardships, it was just because like the people were moving. I had two renewals, the other ones were on longer than one year contracts. And both of them renewed at a higher rate one of them at like a pretty significantly higher rate, it was like seven and a half percent increase or something on the rent, which is just like the best as a as a as a landlord. So, a really ho hum, boring in the best of ways, kind of a year saw a ton of appreciation. I when I refinanced four of the properties i as i mentioned earlier in the episode and on some previous episodes, and even after doing like a pretty aggressive cash out refi I'm still like under 70% loan to value and receiving these you know notes from open doors and these I buyers of like, Hey, we want to buy your property at like above what I refinanced it at SFR has been a total home run. Not a lot of like downside to be said. But you know, with with, as we've talked about in previous episodes, you know you have these honeypot of a year, you know and they are they're going to help cover the years where the roof needs to be replaced, or the H fac does. So it was super positive year with regards to rental appreciation, price appreciation, still being disciplined, you know, not getting too over my tips by getting too big of a cash out refi. But all in all a lovely boring ho hum year. Michael: That's, that's awesome. And has there been one particular market in the market that you're in that you've seen has just blown the others out of the water? Are they performing fairly equivalently. Tom: So Orlando has just been doing really well. And so is Atlanta, a smaller market that I'm in up in the Midwest in Pittsburgh, hasn't seen the type of appreciation. And I mean, there's a there's a lot to be said to, to having sort of a balanced view, and not just chasing cash flow. Because these these properties have appreciated so much more and so much faster. With these big eye buyers coming in, they're just driving the prices up. So the bigger markets have performed better on an appreciation wise, and I'd say not too big of a difference on with regards to to rent, but I mean, meaningfully, probably, you know, in the last year, they've been pre increased in price, probably 15%. Were these other properties that I have in up in Pittsburgh, you know, they've maybe they've been they've increased maybe 5%, which is still like, awesome. Like, if you can do that, you know, rinse and repeat all day. But the bigger markets have just achieved these just massive appreciation. Michael: Yeah, that's awesome. And just to give some of our listeners a little bit of perspective, I want to put some numbers to to all of this. So when we talk about cash flow versus appreciation, we have investors that are biased one towards, you know, towards one or the other usually. And I've always argued that cash flow is great for today, you can live on it, it's tangible dollars right now, but appreciation is what generates really massive wealth. And so if you've been seeing 15% appreciation over the last year, let's just take a number and call it 150 grand. And if we take 15% of that, that's $22,500. So if we take 70% of that, which is about what you could cash out in terms of a cash out refi, that's $15,750. So you might be how you may have the ability to tap into an additional call at $16,000 at the end of one year via appreciation versus on the cash flow side of things. You might walk away on $150,000 property with I don't know two grand in cash flow. And so while Yes, I would argue that they're both important cash flow is a great defense, cash flow is usable dollars today, being able to take an extra $16,000 out of that property and go put it into something else can be so much more impactful, long term to generate really massive wealth. So I think it's important just to keep that in mind, especially when we're talking about such unbelievable appreciation numbers when we have seen rents stay strong, but not they're not going through the roof. Like the appreciation value side is. Tom: That's a great point. I mean, there's a saying I think I've tried to say before, it's like you know, a smart rat has multiple hole holes to run to, you know, one whole being the appreciation one whole being the cash flow on the yield. And I don't know in my experience so far like the appreciation side has been definitely out weighed where a lot of the return has come in through that, you know, Tom: Are you referencing what we're talking about before the episode how I was saying, I look like a wet rat? Is that what reminded you? A wet rat has multiple holes to go to? Tom: Yeah, yeah. Michael has some, some Fabio long hair. This is probably more relevant for the YouTube watch. Right. And he said he felt like a wet cat. I think it was. Michael: A wet rat. Tom: Yeah, but a smart rat has multiple holes to run to they you know, and the equivalent investor, you know, running towards a both appreciation or cash flow. Michael: Yeah. Makes a lot of sense. Emil: Tom, you might have mentioned it, but you have any vacancies over the last year and a half? Tom: I had one. Yeah. So I had a one. As I said, it wasn't tenant. It wasn't like, you know, payment related. It was just somebody was moving. It was maybe slightly longer than I had written like in vacancy, like, in pro forma wise, I'll maybe estimate like a month of vacancy. And I think this was closer to 45 days, but it released a slight increase in the rate, in the rental amount. But there was some vacancy. But again, it wasn't necessarily pandemic related. And there ended up being a little bit of an increase in the amount of what the rent was. Emil: Did you have any speaking on late payments? Did you have any tenants who had late payments had to catch up anything like that? Tom: Yeah, I've got one tenant who has kind of a funny schedule. So we just more or less like move their payment schedule, like, around like, two weeks or something just because of like the timing of like, when they're getting paid. So like, if you look at the balance sheet within my portal, have my property manager it looks like they're always a little bit behind, but they always pay regularly and we just shifted on when they're paying. But no, there's no beyond that thing, which is, you know, not a problem. No real issues around cash flow and payments, Michael: Noice! Emil: All in all pretty solid year and a half. I mean, real estate investing, speaking obviously. Tom: Yep. Michael: You didn't feel like the grass was greener on the multifamily side of things this year. Hmm. Yeah, Tom: I like to dabble in some stuff. So. I mean, I wouldn't be surprised if I go mid family, but it's like, part of me is like it is not broken. Like why fix it? Why? Michael: Because it's a better toy. Tom: Yeah. The other saying though, is if it's if it's not broken, you can still fix it….. There's a fox in that house. There's a cat in the Okay, anyways. I might dabble in the multifamily just because I feel like I want to exactly if I'm a dabbler. Anyways, we should we should switch it to someone else. Emil, are you the next right person? Because we're kind of transitioning to all multifamily. Emil: I want to I want to give Michael the floor cuz he's a heavier multifamily. And then I'm a 5050 with my current portfolio mix. So yeah. Michael you go next? Michael: Yeah, so we talked about it last year, probably around April, when things got really, really crazy. With a pandemic here in the States. And everybody was predicting, like Tom, you mentioned this wave of non payment or late payments, and all these, all these types of things. So I was bracing for the worst, I think, like so many other investors. And I was just really clenching my teeth and waiting for this tidal wave to hit and it never did, thankfully, and I'm knocking on wood here that it continues to go that way. But it's been very smooth sailing, for the most part. So I had some really high end units that I had just finished renovating right when the pandemic hit. And so I was really nervous and having a little bit of issue getting them leased up. Because again, they were on the higher end for that particular market. And so we gave a couple of concessions, we lowered the rent a little bit, to incentivize people to move in, we were able to get them filled. And then renewals came around a couple months ago. And I said, Hey, we got to get these things closer up to market. And so we were able to get seven to 10% increases on pretty much all of those across the board, which has been really exciting. And then I've had several other multifamily properties that have had a couple vacancies. And as those tenants move out, and we turn them with relatively basic turns, we're getting another seven to 10%, pretty much across the board. So 7% is kind of that the bottom floor of what I'm shooting for rental increases, both on new leases as well as on renewals. And thankfully, we've had a lot of folks renew, because just the rents in these markets that I'm in have gone up and so the deal that they're getting even at the rental increase is still really great. So again, that's something to be thinking about for other landlords is the cost of getting a new tenant is often so much more expensive than people realize. So between the property management fee that you'll pay for a new tenant placement fee and the turn costs and the cleaning costs and the vacancy when you factor all of that in, even at a higher rent, you can often still be behind as opposed to just keeping the rent the same, or giving a slight increase to still stay under market rent, but above where you currently were. And I mean, I know you and I have talked about this at length. And I know we've talked about it on other episodes, but I really encourage people, I felt like the Hawks, I really encourage, really, I would really, really, really encourage people to go through that exercise. Even if you don't have something coming up for renewal, just, you know, play that game and say, Okay, if I could get $100 a month rent increase on this $1,000 a month unit, that's a 10% increase. But what does that truly cost me if I have a month of vacancy, it turned cost here, property management placement fee here, you'll start to realize, I think that in most cases, it doesn't necessarily make sense, which is very counterintuitive. So again, go through the exercise. But so I was I was fortunate enough that the rents have gone up, they've really kind of skyrocketed around me, which has been made it very easy to both keep folks in place as well as get rental increases at the same time. So I've been very fortunate I have not had a lot of vacancy, where I've been really getting hammered is on my multifamily renovation project, because the cost of materials have just gone through the roof. So this is one area where being in multifamily has just totally sucked, to put it bluntly. So if you're building homes, you've probably feeling that too. But from I would argue, I would assume most single family investors are not doing new construction, they're just doing maintenance or rehabs or repairs. And on a single family, that tends to be a manageable margin for the additional cost of materials. When you're physically constructing 15 units inside of a commercial property. I mean, it just it's a bummer. So but again, overall very, very happy with the vacancy, very happy with the rental increases and very happy with the amount of rent that's been received and lack of non payment and lack of late rents. It's funny where I did feel it is in my single families. The two single families that I own, that are long term buy and hold are in California, Southern California and an expensive market. And both of those had issues paying. And so we gave a rent reduction to one person that was the condo I owned, which I sold earlier this year. And then in the single family, the true single family, they had issues paying and so we gave them a break, and they're still quite behind. So my property managers looking at getting them put onto a payment plan. And also looking at getting them some rental assistance, because there's several programs out there, you just have to apply for them. But I had that was pretty interesting that really the folks that struggled the most were but again, I think it makes sense in that it's a very expensive market. Emil: And California shut down a lot more than other places, right. So I'm sure people were more negatively affected by the shutdowns in California versus, you know, in the Midwest where they didn't have as strict of shutdowns. And that was it. Michael: I think that absolutely, absolutely Emil: Interesting. Okay, so, yeah, you already answered kinda all the questions. I was gonna ask Tom, like, did you have late payments and this and that, that's really interesting that it was on your single families and that they were the California ones. Tom: On the construction side, too. I mean, I thought that was really interesting in that, you know, with with multifamily there oftentimes is more Rnm if the leases perhaps are shorter in and then on the other side of the matrix, if you're doing more development work versus turnkey, like there was way more pain in that just because of the supply chain and materials costs and all of that. It you know, it's it's like a matrix with all of this. It's okay, single family multifamily. Okay, more turnkey versus more development. And I think like in that quadrant, it's that the more development stuff is felt a little bit more pain from all the secondary effects that we're seeing from country going through a pandemic. very insightful. very insightful. Michael. Michael: Pretty insightful for a wet rat, huh? Tom: Yeah, pretty insightful. For a wet racket, the new. I'm gonna I'm gonna start giving more compliments. You know, I think that's uh, oh, that's very good questions you had earlier. Michael: One thing I will say on kind of, because Tom, you're talking about the appreciation on the single family side of things. So on the multifamily side…. Tom: Good memory Michael, you're right! Michael: That's too good. On the multifamily side, there has been a significant amount of appreciation as well. And when we talk about appreciation in the multifamily space, we typically would call it a cap rate compression. And so we see cap rates are either increasing or decreasing, expanding, compressing, and so when you have a cap rate compression, the cost to a new buyer increases because the equation is noi, which is net operating income. Which is simply your annual income minus your expen ses, not including your mortgage payment divided by the cap rate equals your sale price. So when we decrease the denominator and make it a smaller decimal, I know this is really math heavy episode, but the sale price increases. So play around with those numbers if you're not familiar with the concept. But basically, I've had numerous agents reach out to me in some of the local markets and say, Hey, are you interested in selling cap rates are going crazy. And so I have a property that I purchased in 2018, it was a five unit, I bought it for a song, put a little bit of work into it. And I think I've talked about it in the past. But the thing cash flows like an absolute machine, I've got some really great long term debt on it, it's a 10 year fixed note on it amortize that 25 years. And for the commercial world, five years, 10 years is fairly common in terms of fixed, and it's at three and a quarter percent interest rate, which is really, really awesome in the commercial side of things. And it's, it's doubled in value, basically. So over that three and a half year period. So things are very, very hot in the multifamily space as well. And part of that was just because it's in a good market. And part of that was because we did a bunch of work and manipulated the noi, and it really stabilized the building. Tom: Is this the one that you're you're you're you're selling because of the appreciation that you got? Michael: No. So that was a six unit. And that was one we rehabbed, we bought it as a buy and hold rehabbed it, but then just decided that it wasn't it was kind of a pain in the butt. It's kind of a headache. And so we said the market that area isn't as exciting as we thought it was. And we can just make a quick buck on this. I can pay back my cash partner, get them their money back plus profit, and I can walk with some profit too. And just spend my time, energy and focus elsewhere. Thanks, guys. Michael: All right, Emil, the 5050 man, Emil: So my single family has been more like Tom been pretty awesome. So I talked about it on a prior episode, I had the Indianapolis single family that I did a cash out refi we pulled out all our cash and then some. And because we lowered our rate like a point and a quarter or monthly mortgage payment only went up like 2030 bucks. So cash flow wasn't affected too much. So basically did a full cash out refi just thanks to Mr. market, which was awesome. That tenant also renewed their lease recently for a two to 3% increase. So that's been great. The Jacksonville property that one we thought the tenant was going to leave like a couple months into the pandemic, it looked like they were moving for a job or something. Turns out they ended up staying at like a very slight bump. I think it was like a 2% rent increase as well. And then St. Louis, which I just mentioned at the beginning of the episode, we just got a thumbs up that they renewed their lease at a 2% raise. So all the single families I've had all three of those, they've had the same tenant since I bought them so they're going on like three, four years of having same tenant which is awesome. Gotta love that about single family. Michael: Awesome. Emil: No issues with payment. I mean, one tenant had let like early on, I think they paid like two three weeks late on one payment and then they caught up and everything was good. So it's been ho hum in a very nice simple way on single family. On the triplex, which I bought in November, we had our tenant just leave. I think it was a probe knows may they just, we just found out when we were doing some work that the unit was vacant, like they just left in the middle of the night or whatever. They took all their stuff. They didn't trash the place but they just left without giving notice. And it was funny I asked my property manager I was like is this is this normal? And they're like honestly, we've had this happen like two or three other times and it's been only during like the last couple months in multifamily around St. Louis so seems like more pandemic related for like smaller multifamily units that they've managed that they've seen this but again, you consider two or three times to happen. That's very, very small. Like we just got bad luck. Not the worst thing in the world. This thing is way more under market rent. I think they were renting at like 495 a month. We're going to be doing some renovation I'll tease a little bit of this future episode we're talking about I'm thinking with the renovations we're gonna do probably get it up to around 650. Michael: So this way you didn't have to pay cash for keys. Emil: Exactly. I mean, in in Missouri, you don't have to do that. It's a It's very simple. You can get once the tenants lease is over, you can give a 30 day notice to ask them to leave. In fact, so that same property there is a triplex one side it used to be a four Plex, they converted one side into a townhouse. So it's like a top and upstairs downstairs townhouse. That person they said they were not going to renew their lease, but they didn't give us a date on when so they've kind of just been month to month for a while and because we don't want this to drag on into winter. Where it's much harder to rent and you don't get as much rent, we're issuing just a 30 day noticing a essential month month and not planning on renewing, just asking that they leave. So it's one of the nice things about Missouri, you know, very landlord friendly rules. It's not like we're kicking them out, we're giving them a full 30 day notice. And we extended them a renewal and they just chose not to accept it. So we've asked them to leave, which is nice, much harder. I think California, everyone knows can do that stuff. Michael: Very different beast. Yeah. Emil: So that's, it's it hasn't been bad at all. I mean, you know, people get up and leave. It's part of it. I'm not gonna say that's just a multifamily thing. So overall, I think it's been nice. The single families like Tom said, all the appreciation has been amazing. you couple that with low interest rates, and you get to do cool things like a cash out refi and basically not change your payment, and pull out all your money. So single family had a really good, as we all know, we've talked about so yeah, I'm glad. I'm glad I have a little bit of both. I'll say that. Michael: If you had to choose one that you were more thankful to be in is a multi or single family over the last 12 months. Emil: Single Family for sure. Michael: Single Family. Yeah, Emil: I've heard of less people having issues with their single family, lot of appreciation, basically, in every single market. Whereas multifamily I've heard more people saying, you know, we've had issues with collecting payment none of us have, which has been great. But that from other investors I've talked to seems like multifamily more. So that issue if it did Tom: Not super related, I just kind of like a weird Rnm repairs and maintenance things on one of the units. I feel like I've been very much Oh, you know, you know, blue skies and butterflies and all kinds of good stuff. I just had a, a break in on one of the units. Thankfully, everyone was okay. But it's like, Yeah, I don't know, they just sent some pictures of like, the door, like kicked in. I think it was a nobody was home, thankfully. But it was, uh, you know, that. I think everybody's okay. But, you know, still still, even though it's, you know, you know, positive, there's still like, some costs and like bad and getting scary stuff, you know, happening on on some of the properties. I don't know, there's just, I just looked at this the other day, where they were sending someone out there to fix everything and get it all right, but I don't want to, you know, make the illusion that like, everything is always like so. So great. I know, there's things that things that happen and Yeah, I know, I just made me think of it. It was the first time I've ever seen that. And one of the units that kind of repairs and maintenance thing. Again, thankfully, yeah, everyone. Okay, but there's still, you know, stuff that stuff that comes up. Michael: Yeah, Emil: Great point, it ain't all rosy. Michael: And so for that time that you reported to your insurance, you're just paying out of pocket is is lower than your deductible? Tom: I've never reported that kind of thing to my insurance, I should because it might as well as like, put it towards my deductible, right? Michael: So the insurance property insurance works a little bit differently, like as compared to medical insurance, so it's a per occurrence deductible. So if you have $1,000 deductible, and you have a $500 repair, they're not covering it, and they'll actually they'll put it on like your oftentimes, they'll put it on your like permanent record that, hey, this, they had a claim but didn't didn't wasn't covered because of lower than deductible. So I always check to see what the repair is going to cost. And compare that against my deductible. And if it's way lower than my deductible, or even around my deductible, I just eat the cost I don't even tell the insurance company because I don't want that to merit on my permanent record. versus if it's way higher than that deductible. And you know, it's gonna be sometimes you can't wait for a repair quote, like my younger brother just had a big pipe leak and the problem is I call the insurance is gonna be big so he you know, of course called him he got a repair person out there immediately and it was covered. But for breaking stuff, it's normally changing the locks replacing a door, the lowest property deductible I've seen is like 500 bucks. And so that's likely going to be the repair to that is likely going to be less than your deductible. So if it were me, I probably wouldn't even report it. Tom: Yeah, I wasn't planning on it, but I never even crossed my mind of doing that. But I like it good. Got it. Got to take away Yeah. On that got that dollar that per occurrence. structure. Michael: Yeah, yeah. Emil: All right, guys. anything. Anything else? Add or is this a good spot for us to wrap this one up? Michael: Yeah, I know. This was great. I mean, it's awesome to hear that the single family has been going gangbusters. That's what we hear about in the news. And that's what we're hearing from from you all. So it's very, very exciting stuff. We'll have to do another post mortem in 12 months to see who will reign champion the next time bum bum bum! Tom: I like it, the mid year episode mid year check in episode. I like it. Emil: I like a good idea. Alright guys, thanks for sharing your experience love episodes like these where we just kind of dive into stuff that's been going on in our personal portfolios, was surfing with a buddy of mine and he was like so what's your what's your podcast about I was like, you know, we kind of just talk a lot about what's going on in our, our own lives and worlds and yeah, we'll you know, we'll talk about high level stuff, but it's a lot about just our own experience. And he was like, that's really cool. You don't hear a lot of podcasts like that. So yes, I don't know. I don't know what else. Tom: You're complimenting. There we go! Michael: It's it's that a lot of that but also like a lot of isms, you know, so if you're looking for some decent isms come check us out. Emil: Yes, Uncle Tom's isms? Tom: Yeah, making up isms: it's a rat in the hen house. A wet rat. Emil: Alright, guys, ready here. Alright, so we're gonna do that future episode. And if you want to make sure you don't miss out on it, make sure you subscribe to our YouTube channel if you're listening on YouTube. Or if you're listening on your favorite podcast, make sure you subscribe there. Happy investing everybody. check you out in a future episode.
It's season three on your favorite Alien soaps! First, we witness Liz and Max's descent from sweet skinnydippers to armed robbers. Then, on RNM, Liz and Max are separated but each find a great storyline for Ryan and Patrick to geek out over.
DOWNLOAD: https://mega.nz/file/lFtSQRbQ#oz2UAyvNnXnSUuIi7ZQ38e8POhy6d7_mkyd06FwmlTY 01.Intro / [CDR] 02.Costa & Hanna Finsen - To tear us apart (Extended mix) / [RNM] 03.Denis Airwave & Harshil Kamdar - Mirage (Extended mix) / [2Rock] 04.Somna & Tekia - Sky scar (Extended mix) / [In My Opinion] 05.Davey Asprey - Rebirth (Extended mix) / [ASOT] 06.Sean Truby - When you put it like that (Extended mix) / [FSOE] 07.Tensteps, Hit The Bass, Susie Ledge - I got you (Extended mix) / [Interplay] 08.Ashley Wallbridge & NASH Feat. Sally Oh - Ghost of you (Extended mix) / [We´ll Be Ok] 09.MaCiD - Pure (Extended mix) / [Always Alive] TRACK OF THE WEEK 10.Angelus - Not changin´ (Extended mix) / [Regenerate] 11.Semblance Smile - Unity (Extended mix) / [Suanda] WORLD PREMIERE 12.ARV - So far away (Acues remix) / [Galaxia Music] 13.SMR LVE & Polly Strange - Rising sun (Glynn Alan (Extended remix) / [Coldharbour] 14.Roger Shah & Kristina Sky Feat. Emma Shaffer - Underwater (Extended mix) / [FSOE] 15.Andy Blueman - Sea tides (Cinematic remake radio edit) / [Abora]
Dimension Trance - это другое измерение, другой мир, в котором царит исключительно Trance музыка. Эта музыка подарит вам незабываемые эмоции, которые не может дать любое другое направление музыки. Где находиться это измерение? В Нашем с Вами Мире! В радиошоу звучат треки не зависимо от их даты издания. Так же будут появляться эксклюзивные релизы, которые ещё не изданы. Трансляции каждый понедельник в 14:00 (по МСК) на www.gtiradio.ru, www.stradio.ru И в 18:00 (по МСК) на www.gtf.club/radio Выпуски радиошоу так же можно найти на: podcasts.apple.com/ru/podcast/… Соц.сети: VK: www.vk.com/kolyan_shark SOUNDCLOUD: www.soundcloud.com/kolyan_shar… Канал на YouTube: www.youtube.com/channel/UCJXDg… Twitter: www.twitter.com/Kolyan_SHARK Instagram: www.instagram.com/kolyan_shark 1.David Broaders - Don't Let Me Go [Euphonic] 2.Zack Evans - The Prince and The Shepherd [Scorchin] 3.Anske & Mia Koo - Back In My Arms [Coldharbour] 4.Trance Classics & Elles de Graaf - Can't Sleep 2021 [RNM] 5.Deme3us & Hidden Tigress - Demons (Derek Palmer Remix) [Synchronized] 6.Saharazza - Getting Louder [Alveda Liquid] 7.Pierre Pienaar & Rob Dalby - Sinvula [Magic Island Elevate] 8.Alex Byrka & Anton van Sprundel - Heaven Can Wait [Infrasonic Pure] 9.Temple One - Sacred Souls [Divine Rhythm] 10.EllCavell - Cosmic Lockdown [Redux] 11.Kaimo K & Jo Cartwright - Love Beyond The Pale [Amsterdam Trance] 12.tranzLift - Victoria (Escea Remix) [Beyond The Stars] 13.STNX & Terra V. - Galaxus [We Are Trance] 14.Abstract Vision & Aimoon - Abstractivate (Tech Mix) [Monster Neos] 15.Aly & Fila with Deirdre Mclaughlin - Gravity (Daxson Remix) [FSOE]
It's part one of a multi part series discussing EMF broadcasting. Electromagnetic fields. Telecommunications harassment fraud. Intimidation, stalking, bullying, kidnapping, rape and murder done right here in United States and worldwide.
www.gaygangsofamerica.blogspot.com applyaloe.com and it's affiliated Coconspirators manipulation of telecommunications internet radio waves electromagnetic fields. Using our brain waves reading EVERYONE'S thoughts, seeing through everyone's eyes just like they are cameras broadcasting a live show. It's like baby monitors everywhere all the time. Rnm livestream broadcasting human trafficking murders kidnapping rape child molestation corruption of a minor. And selling out every UNITED STATES OF AMERICA citizen and human being for financial gain. Enslaving military past and present and the government welcome to DOOMS DAY WELCOME TO WWIII. GLOBAL THERMAL NUCLEAR WARFARE..... The best advice / choice is not to play at all.. He'll the computer in War games was smarter than people are today. And that was almost 30 years ago.
This is a very quick brief. Podcast 30 minutes long. But it has nothing but the facts. That have been brought up to me lately. And it's been a long night Gary Smith Jr frank Abrams name correction. So if anybody's name is brought up in these podcasts, that is not involved. I do extremely apologize and I will talk to you one on one, face to face. But I am trying to end a terrorist cell. A group of gang stalking individuals. Who know what they're doing, and you know who know who, know who they are. And know how they're manipulating and corrupting the system and killing people. And ripping everybody off and mind ****** everybody. So please accept my upmost apologies 'cause I am sincerely apologetic and I do mean it. If you are not one of the people involved, but if you are one of the people involved, watch out. I'm coming for you.*sexual predator pigs.
News and information and update and more information about the gang stalkers, their policies, their procedures, how they do things. But they're doing how they're doing it and where they're doing it into who they're doing it too.
Description of what these people are doing that I’m a targeted individual and have been for over 10 years I have tried contacting law enforcement, government agencies, online reports, phone email and mail and these GANGSTALKING home grown terrorist districts continue to do so as theset people up and blackmail them to either do something for them to do something to somebody else for them to continue to blackmail people said them up as well as mind controlling, slavery, brainwashing, subliminal messaging individuals. they do take a vantage of these people in anyway shape or form and blackmail them every way shape for possible or force them to do things against their will and saying that they signed a contract or something like that well tylersville rd there’s no contract for terrorism.For instant proof I'm not lying look up mollie-fresh on the State of Ohio business lookup, and also try contacting Windstream Nuvox Communications of Ohio, or any Nuvox Communications. Also www.drweb.com, yes actual website but dirty company, Lysa (lisa) is the one I found connected to this company and was listed as san diego, Cult what? Happy EasterPLEASE!! THIS IS PROOF READ THE DESCRIPTION LISTEN TO THE PODCAST THIS ONE IS 16 MINUTES LONG.... IF YOU WANT TLISTEN TO THE PODCAST ON APPLE GOOGLE OR AMAZON PODCAST. THEY ARE THREATENING PEOPLES LIVES AND TAKING THEIR FREEDOM ON A DAILY BASIS. HYPNOSIS BLACKMAIL AND SAY THEY VOLUNTEER, YET ADMIT THEY HAVE FABRICATED ALL THE "EVIDENCE" FROM THE "CONTRACT SIGNING": TO THE VIDEOS OF IT OCCURING, ASK ATTORNEY SAM SMANSKI FROM COLUMBUS OHIO ABOUT WWW.APPLYALOE.COM TALK TO THE OWNERS OF RGBIV ROYGBIV AND THE OWNERS OF FORMER LEVEL DINING LOUNGE (WHO WERE FORCED TO SELL BY FLORIDA GUY- BLACKMAIL.)
This week Amy and Mike have an opportunity to talk to the President of RightNow Media, Brian Mosley. Also joining the conversation is Jim Fitzgerald and Randall Niles from Coldwater Media to talk about their brands Bible Unearthed and Drive Thru History which are popular on the Kids channel on RNM. RightNow Media's Kids channel includes more than 125 brands featuring content for kids and the family - all available to stream free of charge for families whose church subscribe. About RightNow Media We love the local church and love to see Christians live out their faith. We pray that God would use our Kids content to transform the way people engage the world for Christ. We believe the mission of the church matters. Everything we do at RightNow Media is rooted in Jesus’s promise that God will use his people to change the world. We’re here to serve the church. We provide Christians across the globe with resources that will inspire them to champion the mission Jesus gave to his people—making disciples of all nations. God calls us to focus our lives on him rather than on ourselves. Whether in church, in the workplace, or at home, we want to see disciples of Jesus loving God and loving others.
Do you have money and are not sure how to invest it? In this episode, we run the thought experiment on how we would invest $25,000. Listen to get 3 different takes on how we would use this money to make more! --- Transcript Tom: Greetings, and welcome to the remote real estate investor. My name is Tom Schneider. I'm joined by Michael: Michael Albaum Emil: and Emil shore. Tom: And today we're gonna run through a thought exercises. What if $25,000 showed up in our bank account? All right, let's do it. Welcome, guys. So before we get into the episode, I think it's a good time to refresh and do a quick introduction kind of background on our remote investing experience all that jazz. Mike, why don't you lead us off? Michael: Yeah, absolutely. So my name is Michael Albaum, California guy, I was working. Previously, I was used to work as a fire protection engineer, and the commercial property insurance industry and started investing about the same time I started working in single family homes in Southern California, and pretty quickly realized that that wasn't going to get me where I wanted to go fast enough. So I was traveling a lot for work. So I was traveling out of state. And so I was looking at properties wherever I was trying to work and realize pretty quickly that out of state, small multifamily cash flowed a lot better than single family home in Southern California. So I started purchasing those, and then organically grown into medium sized multifamily. And then of over the last several years really specialized and found my niche with medium sized multifamily value add. So finding the junky dirtiest most beat up properties I can find then getting them repositioned, performing better and either selling cash out refinancing or just sitting on the killer cash flow, and now find myself working as the head coach with the rootstock Academy. Tom: Cool and Emil. Emil: So Hey, everyone, my name is Emil shore. I am also a Southern California native. I'm a marketer, by trade or by profession. And I started investing back in 2017. My dad invests in Los Angeles, and so I grew an interest in real estate investing. But when I had built up a little bit of capital, realize that Los Angeles was very cost prohibitive for me to invest in real estate, so sort of looking around at other options, so other people investing out of state. So for people living in high cost of living areas, some people were making out of state investing work. And so 2017, I bought my first single family property out in Jacksonville, and then went on to buy a couple more single families across the southeast and Midwest. And now I am also focusing on small multifamily in the Midwest to grow my portfolio. So yeah, that's my background. Tom, what about you, man? Tom: So a little bit about myself, I got out of college a little bit before the housing crash. And while I was in college, I was very influenced by reading Rich Dad Poor Dad, which I think a lot of real estate investors. So getting out of college, I knew that I wanted to work in real estate and I wanted to work in system. So I really found a dream job working as a product manager for one of the very first publicly traded single family reads. And this was a super fun experience where it was before as a publicly traded, it was a brand new industry of single family where before people thought single family was too tricky to manage. But with the advent of mobile computing, cloud computing all of this cool technology, it made managing single family rentals at scale. And through that process, I got into it, I got the bug of investing on myself. So I just have been slowly accumulating single family rentals throughout the southeast, as well as the Midwest of the United States and try to add a couple properties every year. I am also a California real estate broker. And I am the parks and recreation Commissioner for the city of Orinda, California, Michael: Right on. Tom: Little Orina shout out. Excellent guy. So let's go ahead and jump into the meat of the episode. So this is a fun exercise of you wake up this morning and you find an extra chunk of money in your bank account. So what I want to hear your guys's responses is the way that you're thinking about spending it the way that you're thinking about allocating it, what is your thought exercise and I get to pick who's on the hot seat first. And I asked Michael to introduce themselves first. So I'm going to mix it up and go Emil. All right, so you wake up this morning, and there's an extra $25,000 in your bank account. What is your next steps? your thought process? All that good stuff? Emil: Yeah, I woke up well, are we painting the stage saying we have no rental property? We have no, my a brand new investor or am I just in my current spot in life and I have an extra 25 K? Tom: You're in your current spot and in life, you know another fun thing about us as the hosts as the investors I'd say a meal is a little bit newer into his career. I have a couple more years of experience a couple more units and Michael has quite a few units as well. So he's got a ton of them. So in each of our answers, you're gonna get this lens of of how much experience and I guess units they have under their belt. So I think the context meal is you are a meal with us today on whatever the date is February end of February. Emil: Yeah, I would probably do one of one of two things. I would either use that money to renovate some units that I currently have that you know if i renovated them, we could get rents up, you know, right now is a tough market to buy in not a lot of inventory. So one thing I'm thinking about as well, if I can't go buy something new, if I'm not finding what I'm looking for, can I use money to improve what I currently have and increase the profitability of those. So that's one thing I might do is look at some of this triplex I bought in November, and all in all, is by three $400 under market rent, but we're gonna have to make some upgrades. So I may invest in that right now. Like, let's, let's make these improvements. Let's get the rent up, and let's get this thing performing better. That's, that's one area, I would probably focus. Michael: And as a performance metric measure, how do you determine whether or not to spend that money on the improvements or go elsewhere? I mean, how do you determine the return you'd be getting on that capital? Emil: As real estate investors, I like to look at everything as a cash on cash return. So let's say I were to spend $10,000 to improve a unit I know, I can get $300 more in rent per month. So yearly, that's going to be 30 $600 3600 over the $10,000 investment. That's a 36% return on my cash, which is awesome. We're using the stock market. Typically, I know this year, last year has been crazy. But typical year in stock market people say is like average of 8%. I'm far exceeding that. So to me, that's definitely worth my time and energy to make that investment. Michael: Awesome. Awesome. And so what would your ideal purchase be if you were choosing between purchasing something, or doing these renovations? I mean, what would your ideal purchase look like? Would you leverage would you buy something all cash? Emil: Yeah, if I was buying right now, I mean, debt is so cheap, right now, interest rates are at historic lows, I would want to be juicing my returns and taking advantage of this low interest rate environment, especially if you're buying a single family home to lock something in 30 years at us, you know, sub 3% interest rate, I think, is what we're at that I mean, that's amazing, like your cash flow. It's unprecedented how much this helps, like we were talking about on another episode, I just recently refight one of my properties. And because the interest rate dropped by a percent and a half, I was able to pull money out without even changing my monthly payment that much. So right now, it's just such an awesome environment to go get some long term fixed rate debt. Tom: Yeah, this is just one of the awesome things about real estate investing is you can just borrow other people's money so cheaply. And so easily, you have this huge infrastructure of lenders that you can just tap into and take that 25% multiplied by four with debt and you have for buying power. I like it. So you're debating with your magic $25,000 that you got for selling GameStop you're debating either some optimization, perhaps some little improvements on the episode Emil, you got to pick something. What do you do with that? Emil: I don't know. It just depends, man. I know that's the worst answer. Michael: No, it doesn't. You just got 25 grand in the account. It doesn't depend. What are you gonna do? Emil: I mean, if it's 25 K, because I'm currently looking for smaller multifamily requires a little bit more capital than 25. k, I would probably be focusing on improving my portfolio, or just taking that 25 K and just using it to save up for the next small multifamily purchase. Michael: Boo boring! Emil: I know. I know, if I was just starting out. Michael: Yeah. If you don't spend it in a week, it's gone. I mean, put it in a CD that gets point 2%. Tom: I love that we keep changing the assumption says or I like that answer. I like that answer. That's prudent. Michael: Emil was like, woah, woah, we didn't talk about the rules. All you asked was the question. Emil: Yeah, Jesus, I didn't have time to think of all these possible scenarios God. Investing decisions aren't made in two seconds, guys, Michael: Yes the are, or at least they should be! Tom: Emil. You're you're off the hot seat. All right. I like it. All right, Michael. Waking up this morning. Michael: Yep. Tom: 25,000 in the account, an extra 25 k? Michael: Yep. I'm gonna wait one day and make sure that the deposit clears my account, because how big of a bummer would that be to find out Oh, it was an error. And I go spend 25 grand and then it gets pulled out of my account, so I get a negative balance. So once I make sure that it clears the account, I'm going to Vegas red 22. roulette going to turn that 25 into several 100,000. Tom: That's a mistake. Red 16 all day every day. Go ahead, man. Michael: Classic rookie mistake. So I'm kind of with Emil I invest in multifamily properties, specifically multifamily value add. And so 25,000 is not going to go really far in terms of purchase. But right now I'm in the middle of several pretty significant rehabs on some multifamily projects, I'll probably use that to fund that deal. to fund some more rehabs in those deals. And very similar to me, I would probably use that 25 to get those units rent ready and then rent it out. And like Neil said, the exact calculation that's what I'm doing. I'm saying, Okay, how much is it going to cost to do the rehab work as compared to how much is that going to bring in additional rents? And if I can get a better return elsewhere by investing although elsewhere, Tom: I'd love to hear you walk through. So you guys have Similar responses in that, like the bigger multi families are a little more expensive. I'd love for to kind of work backward on like, what, in getting to a fully performing multi stuff that's in your wheelhouse, like, are we talking about like a $300,000 building we're using like 50% debt, and then you're putting X amount for construction because you said this is a rehab, if you can just walk through just really kind of simple terms on like, what that type of capital requirements and that kind of project looks like. Michael: Yeah, that'd be interesting. Totally. So like Emil said previously, it depends, which is the worst answer. But so I'll give kind of two extreme examples. Tom: Vanilla. Vanilla me. Michael: Yeah. So one is I bought a five unit building in the Midwest several years ago. And it was advertised at like, I think 155 or 160, or something like that. And I bought it for like 130. And it was already leased up… Tom: With debt out the gates? Michael: No so that was an all cash purchase. So one of the reasons I was able to get it for so cheap was was an all cash purchase, and then went and refinance 30 days later and got 75% of my purchase price back. So put dead on it immediately. And so that was a fully leased building that didn't need a ton of work. Some of the units had already rehabbed, but the rents were way under market. And so what I did is basically day one went in and increased rents across the board by about $200 per unit, and three people stayed and two people left, and so was immediately generating significantly more cash, I think that's an extra 1000 bucks a month in cash flow by having to do nothing physical. Now, the two folks that left we did do some unit turns on those and that was, I think, ran like six or seven grand each, I think is what we ended up spending what I end up spending. So that was relatively light. Now I have another building I bought, it was an eight unit. Again, units were way under market rent for the area. But so were the updates. And so we did a full update on an eight unit building that was well into the six figures in terms of rehab costs. And so we have eight brand new units now brand new fixtures, appliances, plumbing, electrical throughout. So that's a much more intense rehab. And a significantly requires significantly more capital. Part of the reason I think that it costs so much was because we were trying to do brain surgery and keep some tenants in place so that we could keep some cash flow coming in on the building. But it just ended up I think adding time and labor costs, as opposed to just getting the building fully vacant, and going in and being able to occupy or get access rather to all the units at a moment's notice and work more freely. And so again, if I could do that project all over again, yeah, I would give up the $2,000 a month or whatever that was coming in and rent to be able to just move more quickly and efficiently. Assuming all leases would allow for that assuming everybody was month to month. Tom: I love the fun flow like aspect of this. So like with this other one was it did you buy with debt, and then later refi after the rehab was done? Michael: Yeah. So that one I bought with cash as well, I was in a really strong cash position at that time, and then refight out immediately 75% of the purchase price, it was the same lender that did the prior one. So that was super easy. And then I knew it needed a ton of rehab. So I use that refi money to then go do the rehab, I was able to buy cash, get the purchase price down where I wanted it to be, let it sit for 30 days, then refied out 75% of my cash and then use that capital to go then improve the building and then haven't since refinanced out of it. I totally could. There's a ton of equity in the building. Now, most of its purchased because of the rehab dollars that I spent, but I could definitely tap into that. But the cash flow right now is so good on it. And the debt I have is so cheap. I'm a little bit hesitant to to refinance and change the structure. But I'm definitely going to investigate that as you know, probably actually get my tax return. Yeah, Emil? Tom: Question in the back from Emil. What do you got? Michael: The peanut gallery? Emil: I'm raising my hand for people who can only hear us and can't see us. I'm curious having done both of these. I think I've asked you this offline. But having done both these a light rehab where you you know, $6,000 per unit that's super light versus a full gut where you're changing electrical, plumbing, new appliances, all this stuff? Which one would you rather do going forward? Michael: Oh, the light all day, the light. I mean, the light is so much easier, and so much less stressful and less headache, and less opportunity for things to go really sideways. Tom: I think you're already leading on the counter argument, the like, you know, opportunity for sweat equity. Michael: Yes. So I'm going to circle back to that to the sweat equity comment, Tom. But what I was gonna say is that now on that eight unit, everything is brand spanking new. So I have a new roof, I have new plumbing, new electric, I mean, everything, it's, for all intents purposes, a brand new build. And so I'm not going to have to touch anything. So my repair and maintenance costs and capex costs on that building are so much less than on that original five unit that I was talking about. Because we didn't replace the roof. We didn't replace a lot of this stuff. So you know, it could go either way, depending on your bandwidth and your appetite for risk and for growth. And so I would say that Yeah, the value add is significantly higher on that eight unit. But that being said, Because five units of commercial property and value based on cap rate and performance, because of The fact that we increase the performance so much on that five unit, the value has pretty much doubled. I got a broker opinion of value on it a couple of weeks ago. And they're like, yeah, like you did a really good job, increasing the performance of this property, such that pretty much doubled. So there's multiple ways to add value. If you can take the cheaper approach, it's changing that financial optics most of the time. But if you have to go the physical route, there's a lot of delayed gratification and down the road benefits that you'll see as well. Emil: I'm super curious, in five to 10 years, if you still have these buildings, to be able to look back and say, okay, you know, here's what I thought would happen, less catbacks, less Rnm, less repair maintenance, Michael: What actually happened? Emil: Yeah, that's what would be super, super interesting. And then, you know, you're just learning from your own portfolio, and you can make those decisions going forward. Like the full guides were great. I'm going to keep doing full guides, or like these light rehabs have proven better for me. Michael: Yeah, hopefully, the podcast is still running. But I can call in from somewhere and say, Hey, remember that? That's killer? Emil: That's right. Tom: I'm guessing a lot of people underestimate like the cost of the repairs. So if you're buying a real estate that needs work to be done, you're probably thinking that it costs less than it actually does costs. I think this you know, rosie glasses are sometimes be a challenge for real estate investors. in evaluating these kind of deals, would you did you did you have rosy tinted glasses on there? Michael: I had the rosiest thickest glasses you could imagine. And part of it was in part not to throw them under the bus. He's an awesome, awesome agent. But my agent was like, Yeah, I don't think it'll be very expensive. We can do this and everything. And he was he was helping steer the ship to a certain degree. And then we went and got quotes. And it was a lot worse than anticipated. And some of that was rosy colors, Rose tinted goggles of affection. And other stuff it is you just learn more as the walls start to come down and the drywall starts to come off. So a lot of this stuff you can't know about until you are in the building doing the rehab. And so there's no one's fault to that. But you just need to have a big contingency built in for that kind of stuff. But yes, Tom, I think you're super accurate. And one thing that caught me off guard, we were doing this a lot of these rehabs during COVID time, it's just the cost of materials has nearly doubled, like cost, lumber, wood has gone a roof. So like who could have predicted that and you can't just stop the rehab and go, Oh, my God, cost just doubled. I bet. I'm going to press pause until those come back down in line to where they need to be. So stuff happens. And I think with real estate investing in general, you need to be able to bob and weave and be flexible and have a plan B, C and D contingencies so that when and if things do go awry, you're not up a creek without a paddle. I feel like I just use so many like colloquialisms. Tom: I love it. I love it. I love. Emil: It takes two to tango. Tom: The henhouse house. Fox chicken. Michael: Yeah. And a couple of canaries. Tom: Yeah, I love the tangents that we get on just because like all this stuff is so interesting. So back to the original topic. So you have the 25,000 you're making sure that it's in the bank. Michael: Yes. So I'm going to go rehab some units like Emil was saying, I've got some units in a building that I rehabbed. And now I'm waiting for those to get rented out and start cash flowing to then fund the rehabs on the other ones. And kind of countering myself, at my own words, I was saying previously, that if I could do it all over again, I would get an entire building vacant and do all the rehabs. This one, the physical layout was a little bit different. So that wasn't necessary. So I was able to do half the building at once. And then the other half is what I'm waiting on. So I would go do the other half with that 25,000 today. All right, Tom? Emil: You're in the hot seat, the hottest of hot seats. Tom: All right, Bring it on. Michael: It's about to boil over 25,000 in the account Tom: 25,000 in the account. So I'm assuming you know, the check cleared, and I'm assuming there's just zero taxes on this mythical $25,000. So not needing to think about whatever kind of tax, whatever rate this is coming in. So as a single family, primarily a single family rental investor, I'm going to use this for a new acquisition. And if it doesn't get me all the way to the new acquisition, it's going to get me pretty darn close looking at just common financials on this type of investment. Let's say I'm spending $100,000, I'm going to put 20% down. So there's my $25,000, I'm going to look for something that's fairly turnkey, so not requiring a ton of construction, I'll use a debt in the very beginning and the acquisition, either putting him into my wife's name, so she can, you know, within real estate investing, using conventional lending, you can have 10 loans in your name using Fannie backed financing. And once you get over that you can perhaps your wife or a second or other whatever, husband, whatever can put them in their name. So I'm using the traditional conventional financing, you know, for these $100,000 properties. There's an important question investing is like, Where are you investing at? I think of them as kind of three like tiers of market. There's like tier one, which is the bigger cities, the Dallas, Atlanta, maybe Atlanta is definitely a little maybe a little bit cheaper, Denver, these are these more expensive, and it's going to be really difficult to find something for $100,000 for these type of properties. But then there's this Secondary tier of cities, Indianapolis, Birmingham, there's maybe like slightly smaller, smaller populations, but a little bit less competitive on the real estate side. So probably deploying that capital in a second tier city, like a slightly smaller one to be able to get, you know, better school score whatnot. And that's what I'm gonna be doing. I'm gonna be adding another property in my little SFR portfolio with that $25,000. All right, you guys want to grill me on some stuff? Michael: I've got a question for you. And I'm kind of cheating because I have a little bit of insider knowledge on you as an individual and your background. So I know that you have a HELOC on your primary residence as well. Tom: Yep. Michael: Would you ever consider coupling that $20,000 cash with the HELOC to go buy something all cash and then refinance out of it? You know, six months down the road? Tom: Yeah, I could see that. You know, there there is advantages to buying all cash, it's a stronger offer. There's a little bit of like extra overhead that you have. So if I felt that it was like a really competitive property that I was making an offer on, and that would help me out I would consider doing that and then refi back out and put that money back in my keylock. I love that, that type of a strategy. And that's you know, keylock is just such a cool instrument of debt. For those who you are not familiar of a home equity line of credit, or a HELOC is what it is, is basically a credit card. That is a really cheap rate. And the balance of that credit card is the difference between the amount of the loan that you have on the property and the value of the property. And usually it's up to 80%, or in some cases up to 90% of the value of the property. And it's just wicked, low rates. And I think it's Gosh, what is it like three and a half percent 3%, something like that. And it's a really significant amount. Like I think the one that I have is like roughly $200,000 available, just to go do some stuff. There's no HELOC police I can use that money wherever I want to spend it. So that's a good point, Michael, possibly using a HELOC and then refinancing back out to it. Michael: How much rehab? Are you comfortable taking on if a property, you know has is relatively turnkey? I mean, do you want to literally have a tenant walk in the door? Do you want to buy something with a tenant already in place? Do you want to buy something with under market rents? I mean, talk to us about what this ideal property $100,000 property looks like? And why you're thinking about some of these different factors? Tom: Yeah, good question, Michael. So I think on the the property condition side, buying properties, and doing big rehab projects is a little bit out of my wheelhouse. I'm okay, paying a little bit, you know, not getting a massive steel, just because I find that when you do those construction properties, just like we were talking before, it's difficult to estimate the construction costs. If you're right next to the house, it's extra difficult if you're, you know, a remote investor. So, in doing the diligence process of buying this house, I'm gonna look for a property where, you know, perhaps there's some aesthetic stuff that needs to be done. But as long as like structurally, the roof, the foundation, all that kind of stuff is in good shape, I'm fine, you know, new carpets, new paint, all that stuff, you know, shouldn't exceed whatever $3000- $5,000 on getting the property what they call rent ready, but I'm going to look for a property that is in more or less in good shape, I think it's important to try and get a little bit of value and a little bit of a discount to the current price that can be extra hard these days, because it's just so competitive. But I find that going into some of these smaller cities, it's a little bit less competitive, versus trying to buy something in, you know, Los Angeles or whatever. I'm in Northern California. So some of these smaller cities, it's a little bit less competitive, but you know, me wrong, like it's tough to find, you know, to get that little bit of a discount to market. But I think that's important to have a little bit of equity built in when you do your acquisition. Let's see what else occupancy, you can. One thing that's cool with roofstock is you can buy these occupied, or you can buy them vacant, I'm not too particular, if I'm buying them occupied or vacant, wherever I'm doing my acquisition at just because I plan to hold these long term and through the lifecycle of these properties, sometimes they're going to be occupied, sometimes they're gonna be vacant. And my evaluation of the property shouldn't be on that just because it's kind of a transient thing. Now the value to buying it occupied is you're getting cash flow day one, but the value to buying it vacant is you can have more input with who you select as your property manager, or if you're self managing to set the tenanting guidelines and rules. So I'd say that's my sort of down the middle of the fairway strategy using getting back using more isms. like Michael, but I'm not a construction guru. That's not in my wheelhouse. So as part of my strategy of evaluating is finding properties where I decrease that risk by the inspection that's completed, it's identified that foundation structure whatnot is in good shape. Michael: So Tom, I think those are all great points. As a follow up, we know what the goal is, we know what the criteria look like. So what are you going to go do today? Now that you see the 25,000 to me reaching out to agents are you getting on the MLS? Are you on Zillow? What are you doing right now to make this happen? Tom: I have a pretty good idea on what my next markets are going to be in. I'm pretty heavy and throughout the southeast, so probably continue to build that portfolio out. There's a PM that I worked with for a while that I think is pretty great. So me We just continue to to lob more properties over the fence for them to manage for me. So I would start just put in an alert of new listings coming up within the different markets that I am looking at. Also, you know, monitor set up alerts on Roofstock on the MLS on all these different acquisition channels to just start seeing what's available. I like to look, sometimes there's opportunity for properties that they've been listed on the market for a while, sometimes they should be careful those just because there's probably could be a reason why they're listed on the market for a while. But my acquisition processes begin by setting up the appropriate alerts and notifications of new listings coming on in that particular neighborhood. So those would be my steps is getting the awareness part of the funnel on listings in that target market and where I'm acquiring. And if I didn't have a property manager already in the region, I would start to talk to those local property managers, and get their feedback on certain sub markets or as properties come up. A great tip for people with remote real estate investing is when you identify a local property manager, don't wait till you like have done the acquisition, but include them in the acquisition process. So as you're evaluating properties, get their feedback on sub neighborhoods, whatnot, and… Michael: Send them inspection reports. See if they can't walk the properties. Tom: Yeah, exactly. They're your boots on the ground. Michael: All right. So Tom, I think a lot of people throw shade at buying turnkey properties or saying oh, you make your money. When you buy, you have to buy with some equity. If you know, let's say you can't get a discount to market right now. But the numbers still make sense for you. And you're comfortable with the acquisition. What do you say to those people, who say, yeah, turnkey is for suckers? Tom: I would say, oftentimes, like boring wins, like, you know, if I want to throw some money in like, you know, Penny stocks, or like, really high volatile stuff, I think that's really similar to buying a huge construction project, like you might be right. Some of the times, like, you might, oh, I accurately estimated how much it costs to fix it, I did it it uh, but if you are a more conservative investor, who just wants to take advantage of the kind of the tail winds of real estate without taking on a lot of the risk, your upside might be slightly smaller. But you know what, like that upside is still very high, even buying turnkey, you shouldn't buy a property where you're buying it for more than it's worth. Like, I think that's a mistake. But you don't have to swing for the fences and buy these properties that need like new foundation, new gut, new, whatever. And I think that's silly. Michel: Yeah, sure. Tom: You don't want to buy a property that the value is worth less than what you're buying it for. But you don't need to try to hit these homerun Grand Slams like just get a bunch of singles and doubles. Like that's building wealth, in what, you know, in a really pragmatic, prudent way. Michael: Yeah, I think just to piggyback off that my very first deal was totally turnkey, before I even really knew what turnkey was, or maybe even before it was a thing. And I'm so glad that it was because I could barely fathom the idea of spending all this money on the down payment, let alone additional money on any kind of rehab or innovation to make rent ready costs. And I was so overwhelmed with just owning the property and doing all the things that that took going through the closing and setting up property management, and all the things that are involved with owning a rental property. And so to then be thinking about, oh, well, what kind of how do we get a contractor in there, and all of the things that come along with doing value add or doing a renovation or return, it would have just been too much. And I think that probably would have left a pretty sour taste in my mouth with real estate investing as a whole. So as a toe dip exercise as a way to wade into this water as opposed to jumping into the deep end. I think turnkey can be a really great way to go and just, you know, understand what's involved with owning and operating rental property in its easiest form, and then move on from there. Emil: I want to bring in something from our good friend of the podcast, Michael Zuber, who has been investing for 15-20 years, and he's really transparent about he's been investing 15-20 years, he's very transparent about where he made mistakes. And he often talks about in the early runnings, he would buy these cheap properties, that same deal, right, you're getting them at a good price, but then he has to go put 10-20K in. And when you look at his cash on cash return, oftentimes had he just gone turnkey, his cash on cash return would have been better, because he didn't have to think that extra 10-20K, basically, someone else goes and makes the rehab. Yes, they sell it to you for a profit, but then you get to use leverage to bake those into your loan. And then your tenant is basically paying for those renovations in a way so you're not coming out of pocket. Anyway, he talks about all the time how he wishes in the beginning, he had bought less of these like cheap but needing 10-20 K and repair single family homes, and just scooping up more turnkey. And again, he's done this for 15-20 years. So he's got a pretty long time horizon to be able to look back and say, these are some of the things I wish I had done differently early on. Michael: Yeah, it's great point. Tom: I think a great analogy is value stocks versus growth stocks, where a growth stock would be, you know, high beta like it could go either direction. I think that's the equivalent of buying some fixer upper. And as a remote investor, like that's extra hardware value stocks, you know, Warren Buffett whatnot like those are buying tried and true properties where there's just less risk, you could say, in that you're not needing to open up walls and find all kinds of potential issues. So value investing. Cool, guys, so love this topic and a lot of great tangents. I think what we're gonna do is in our next episode, we're gonna do the similar exercise but bump up the value. So what would we as investors do, woke up and there was $200,000 in your bank account? How would you deploy them? Michael: Oo, la,la I know my answer is gonna be different. Emil, are you gonna have similar or different strategies? Emil: I'm putting it all in Bitcoin. Yeah, so you'll get for Bitcoin, hey, I'm getting for Bitcoin. But bitcoins gonna be worth a million dollars in the next month. So that's not a big deal. Michael: You heard it here first, folks. Emil: Everyone who's into bitcoin is going to hate me now. So I'm sorry. Tom: Thank you so much for listening. I hope you enjoyed the episode. If you did, please rate us Subscribe. All that good stuff wherever you listen to your podcasts and as always, happy investing. Michael: Happy investing. Emil: Happy Investing
DOWNLOAD: https://mega.nz/file/UJsCGYZa#Nr3aAZK6tYZo8cvm0iZMs9xfmlge8Wc-m5BUaT5Q9VE 01.Intro / [CDR] 02.Beatsole x Eugenio Tokarev & Kimberly Hale - Only me (Extended mix) / [RNM] 03.Maratone & Linney - Closer to you (Lasse Macbeth extended remix) / [Abora] 04.KWONE - Adagio (Extended mix) / [Trancemission] 05.Corrado Baggieri - Libertà (NoMosk extended remix) / [Suanda] 06.DJ T.H. - Dark times (Master version) / [ZYX Trance] 07.Christina Novelli & Leroy Moreno - In my arms (Extended mix) / [Muse] 08.Make One & FORCES - Radiance (Extended mix) / [Interplay] 09.Giuseppe Ottaviani - Classmate (Extended mix) / [GO Music] TRACK OF THE WEEK 10.Misja Helsloot & Fisher - Inspire (Sunyella remix extended version) / [Grotesque] 11.Daniel Kandi & Lasse Macbeth - Intercity (Extended mix) / [Always Alive] 12.Corti Organ - Legendary (Extended mix) / [inHarmony] 13.Steve Dekay - Pegaso (Extended mix) / [Amon Vision] 14.Eugenio Tokarev & Shedona with Susie Ledge - On my way to you (Extended mix) / [AVA] 15.Jimmy Chou - Together we rise (Extended mix) / [Uplift]
In today’s world, we are bombarded with what we ’need’ to have, what we ’need’ to own, until the toxic influence of all these ’things’ creeps up and consumes us. In today’s podcast, we dive into this reality and how God wants us to see a different way and provides the way out. Resources: A Christmas Carol (Scrooge’s story) - the movie and the book - https://tinyurl.com/jpunpn63 Simple and Free, J. Hatmaker - https://tinyurl.com/vefuebh8 How to Get What You Really Want, A. Stanley -https://www.rightnowmedia.org/Content/Series/364790 *Get access to RNM here: https://www.rightnowmedia.org/Account/Invite/experiencecc
This week we chat with the lovely Maggie, who is both a qualified Nurse and Midwife currently consolidating her midwifery skills in a graduate program.
January 17th, 2021 Calling out the gang Stalkers New World Order Secret Government secret society. EMF broadcasting remote neural monitoring, brain raping, stupid terrorist ******* ****** *******. Clean, healthy pedophiles have their long term more than 100 years in the making terrorist attack against the world. The cyber terrorists. The gang Bangerz the gang stalkers, the pedophiles, the buyers, the cheats and thieves. And the holier than thou ******** who are nothing more than a parasite.*******. Please do the right thing and turn these people in. Hey Wade, Wade. Wade, they just said Wade. Carry weight last name right now, but he lives in Louisville. He is gay and apparently used to be a huge drug dealer. In Columbus Stephen Ward. Newport. Who is Paul's last name, remember? We go down Szymanski. Tom szymanski hello Cortona Sir. Logan Avery. Jon boy, Ray Raquel. Suzan. Rachel, Cengage publishing , Dylan Gilreath, Joey labute mike noble Ryan Meade anthony Bellino Robbie Stephens,
15 minutes - short synopsis of events since beginning and what’s going on with NWO GANGSTALKING remote neural monitoring etc
DOWNLOAD: https://mega.nz/file/Qd0ETa6Y#Z8HSnfd7cDm3aSg96Rat8dqwbn8RA4eH-ihittCpU8I 001.Intro / [CDR] 002.BiXX - Gregorian rhapsody (Extended mix) / [Nocturnal Knights] 003.Rub!k - Drifting sands (Extendend mix) / [ASOT] 004.Simon Patterson Feat. Lucy Pullin - Blink (Ben Gold extended remix) / [Deep In Thought] 005.BT & Emma Hewitt - No warning lights (Extended mix) / [Black Hole] 006.Kaimo K, Cold Rush & Sarah Russell - Angel fly (Kaimo K 2020 extended rework) / [Amsterdam] 007.Airlab7 - Nostalgia (Extended mix) / [Infrasonic] 008.Alex Kunnari & Christina Novelli - Animals (Extended mix) / [ASOT] 009.Jorn Van Deynhoven & Christina Novelli - Waiting on the other side (Extended club mix) / [Captivating] 010.Avylo Ft. Kate Miles - I still believe (Original mix) / [Serendipity Muzik] 011.Beatsole & ENZO Ft. Christina Novelli - What are we fighting for (Extended mix) / [ASOT] 012.Michael Angelo - You took everything (Extended mix) / [RNM] 013.Ruben De Ronde & Roxanne Emery - Gold (Richard Durand extended remix) / [Statement!] 014.Nicholson & Paul Skelton - Eternity (Extended mix) / [FSOE] 015.SMR LVE Ft. Kyler England - Story of your heart (Tensteps vs Daniel Kandi extended remix) / [Always Alive] 016.Trance Classics & Maria Nayler - Silent witness (Where we belong) (Rydex extended mix) / [Amsterdam] 017.Lost Witness & Tracey Carmen - Red sun rising 2020 (Extended mix) / [Amsterdam] 018.Josh Ferrin - Mauna Kea (Original mix) / [Subculture] 019.Alex Kunnari & Christina Novelli - The love you give (Extended mix) / [Black Hole] 020.Nicholas Gunn & Alina Renae - Fallen (Richard Durand remix) / [ASOT] 021.Rub!k Feat. Linney - Shine (Extended mix) / [ASOT] 022.Tycoos & Sandro Mireno Feat. Alaera - Want you to go (Aimoon extended remix) / [Suanda] 023.Tycoos & INVIRON - Infiltration (Ural Trance Alliance Anthem) (Extended mix) / [Suanda] 024.Trance Classics & Esmee Bor Stotijn - Home (Extended mix) / [Amsterdam] 025.Somna & Jennifer Rene - Stars collide (Extended mix) / [Magik Muzik] 026.Metta & Glyde - The Shimmering (Extended mix) / [Amsterdam] 027.Illuminor - Umzansi (A.R.D.I. remix) / [Amon Vision] 028.Antillas Ft. Fiora - Damaged (GXD extended remix) / [ASOT] 029.MarLo X Triode X HALIENE - Castles in the sky (Extended mix) / [Central Station] 030.Lange & Sarah Howells - Out of the sky (Andres Sanchez remix) / [Black Hole] 031.FUTURECODE & Roxanne Emery - Dancing in the rain (Craig Connelly extended remix) / [WAO138] 032.Robert Nickson - Halo (Extended mix) / [Pure Trance] 033.Specific Slice - Laetus mater (Original mix) / [Abora] 034.Ben Ashley Ft. Natalie Dime - Happiness (Extended mix) / [State Control] 035.Roman Messer & Cari - Serenity (Eximinds extended remix) / [Suanda] 036.Roman Messer Feat. Roxanne Emery - Lost & found (Extended full fire mix) / [Suanda] 037.Beatsole - Mir (Extended mix) / [Euphonic] 038.Mark Sixma Ft. Anvy - Meet again (ReOrder extended remix) / [Armada] 039.Somna & HALIENE - Secret (ReOrder extended remix) / [Magik Muzik] 040.Tensteps - Ecstasy (Extended mix) / [inHarmony] 041.Kaimo K & Trance Classics & Susanne Teutenberg - Take me away (Extended mix) / [Amsterdam] 042.Andrew Rayel & Roxanne Emery - Never going down (Extended mix) / [inHarmony] 043.Alan Morris - Fire in your eyes (Original mix) / [Subculture] 044.Christina Novelli - Beautiful life (Craig Connelly extended remix) / [Black Hole] 045.Jean Clemence & Andy Elliass - Ajna (Original mix) / [Eximinds Airlines] 046.Diago - Esterel (Extended mix) / [Digital Society] 047.Christina Novelli - It´ll end in tears (Extended mix) / [Black Hole] 048.Airum - Journey (Original mix) / [Big Toys] 049.Emoiryah & Cyril Ryaz - Rainfall (Extended mix) / [Masana] 050.Elated - Breathe (Extended mix) / [RNM] 051.Michael Fearon & Euphoric Nation Feat. Theresia - Lost at sea (Extended mix) / [AVA] 052.Miroslav Vrlik - Dreams (Original mix) / [Nu:Chain] 053.Farius Feat. London Thor - Stars (Original mix) / [Enhanced] 054.Katrik & Sandro Mireno - Amore mio (Original mix) / [Abora] 055.DJ T. H Feat. Sam Knight - King of the night (Tycoos remix) / [Entrancing] 056.Limelght Ft. Alina Renae - Run & hide (Frainbreeze extended mix) / [Amsterdam] 057.Snatt & Vix Feat. Danny Claire - Break these walls (Original mix) / [Ask4] 058.Chris SX - Let me leave (Extended mix) / [Digital Society] 059.Alan Morris - Amanilo (Extended mix) / [Nocturnal Knights] 060.Elevven - One last time (Roman Messer extended remix) / [Statement!] 061.Giuseppe Ottaviani & Lucid Blue - I believe (Extended mix) / [Black Hole] 062.Alexander Popov & Kitone - Elements (Extended mix) / [Captivating] 063.Luke Anders & Tony Hammer & Jennifer Rene - Like lightning (Extended mix) / [AVA] 064.Darren O´Brien - Upcycled (Extended mix) / [AVA] 065.Up & Forward Feat. Eugene Sender - Believe in yourself (Sam Laxton extended remix) / [Levitated] 066.RAM & Susana Pres. Tales Of Life - You are enough (Extended mix) / [Nocturnal Knights] 067.The Green Point - Better world (Original mix) / [Terminal 01] 068.Bogdan Vix & Claudiu Adam - Stardust (Original mix) / [Subculture] 069.Scott Bond & Charlie Walker vs. Trouser Enthusiasts - Sweet release (Extended mix) / [WAO138] 070.Acues - A perfect day (Escea extended remix) / [Ultima Audio] 071.LTN & Christina Novelli - Hiding my heart (Original mix) / [Excelsior] 072.Eloquentia & Jo Cartwright - How deep is your touch (Extended mix) / [Molekular Sounds] 073.LTN & Christina Novelli - Cabana (Extended club mix) / [AVA] 074.Mhammed El Alami - Rebirth (Extended mix) / [Full On 140] 075.ReOrder Feat. Bo Bruce - We are the world (Extended mix) / [WAO138] 076.Roman Messer & Twin View With Christian Burns - Dancing in the dark (Alex M.O.R.P.H. extended remix) / [Suanda] 077.LUCIEN - Incantation (Extended mix) / [AVA] 078.Sue McLaren & Suzanne Chesterton Pres. Siskin - Connected (Club mix) / [Pure Trance] 079.Dark Matters Feat. Jess Morgan - I don´t believe in miracles (SickIndividuals extended mix) / [Adrian & Raz] 080.Steve Dekay - Labyrinth (Extended mix) / [WAO138] 081.Arctic Moon Feat. Shuba - Cool in my disaster (Extended mix) / [WAO138] 082.GXD & Elle Vee - Sail (Extended mix) / [AVA] 083.Robbie Seed & That Girl - My remedy (Original mix) / [inHarmony] 084.Sholan - Renegade fire (Extended mix) / [Monster] 085.Xpectra & Maureen Sky Jones - See the light (Tycoos remix) / [Trance All-Stars] 086.Natalie Gioia X Ultimate & Moonsouls - Frozen (Original mix) / [Regenerate] 087.Miikka Leinonen - Drowner (Extended mix) / [Regenerate] 088.Joyline Snow - Take me home (Hoyaa remix) / [Sundance] 089.FEEL - Anaconda (Extended mix) / [Trancemission] 090.Allen Watts - GDL (Extended mix) / [Captivating] 091.Mr Magicall & Farhang Ft. Nelly Tgm - Before i go (Averagaint extended remix) / [Electro Beat] 092.Darren Porter - Evolved (Extended mix) / [Nocturnal Knights] 093.ReLocate & Meredith Bull & Simon - Lost myself in you (Extended mix) / [Amsterdam] 094.Craig Connelly Feat. Tara Louise - Time machine (Extended mix) / [Black Hole] 095.Key4050 & Plumb - I love you (Extended mix) / [Armind] 096.Acues - Inertia (Alternate High remix) / [Ultima Audio] 097.Dan Stone - Novo (Extended mix) / [Pure Trance] 098.BiXX & Roxanne Emery - Unbroken (Extended mix) / [Nocturnal Knights] 099.Gareth Emery Feat. Christina Novelli - Save me (Original mix) / [Garuda] 100.Tensteps Ft. Karel & Xojani - Fly (Tycoos extended remix) / [inHarmony] 101.Armin Van Buuren & MaRLo Feat. Mila Josef - This i vow (Extended mix) / [Armind] 102.Airdream - The wonder of discovery (Andy Elliass remix) / [Sub.Mission] 103.Gareth Emery Feat. Annabel - You'll be ok (Giuseppe Ottaviani extended remix) / [Create Music Group] 104.Davey Asprey & Sheridan Grout - Lose my mind (Extended mix) / [Captivating] 105.James Dymond & Linney - What have i got to lose (Extended mix) / [FSOE] 106.Jorn Van Deynhoven - Space girl (Extended mix) / [Armada] 107.SMR LVE & Christina Novelli - Sanctuary (Daniel Kandi extended remix) / [Always Alive] 108.Frainbreeze & Claudiu Adam & Yentl - Trust the water to Settle (Extended mix) / [RNM] 109.Charles Tsai & Sarah Lynn - So good (Extended mix) / [Ellicit] 110.Ronski Speed & Emma Hewitt - Lasting light (Exolight & Suncatcher remix extended) / [Euphonic] 111.Davey Asprey x Artento Divini - DAAD (Extended mix) / [WAO138] 112.Jericho Frequency & Jennifer Rene - Holy Ground (Metta & Glyde extended remix) / [Amsterdam] 113.C-Systems Feat. Hanna Finsen - In front of me (Extended mix) / [Digital Society] 114.Ash K & Junior - The sound of hope (Original mix) / [Nahawand] 115.Richard Durand - The open (Extended mix) / [ITWT] 116.Gareth Emery - Elise (Extended mix) / [Create Music Group] 117.Erislandy - Totem (Extended mix) / [Monster Force] 118.Gareth Emery Ft. Emily Vaughn - You are (Original mix) / [Create Music Group] 119.MaRLo & HALIENE - Whisper (Ferry Tayle remix) / [Reaching Altitude] 120.Aurosonic & Ricardo Ferraro & Korah - Hold me now (Extended mix) / [Aurosonic Music] 121.Alex M.O.R.P.H. & Cheryl Barnes - Against the wind (Extended) / [Vandit] 122.Karanda & Sarah Russell - Still got time (Kaimo K extended mix) / [Amsterdam] 123.A & Z with Zein Hallak - Falling (Extended mix) / [FSOE] 124.Gareth Emery & Nash Feat. Linney - Yesterday (Extended mix) / [Garuda] 125.Graham Bell & Sivan - The sound of letting go (Tribute to Yotam) (Extended mix) / [Armada] 126.Andrew Rayel - Light side of the harmony (FYH 200 Anthem) (Extended mix) / [inHarmony] 127.Jessy & Dj Xquizit with OSITO - Reality (Uplifting extended mix) / [Arkham] 128.InnerSync - No turning back (Original mix) / [Verse] 129.Andrew Rayel & Robbie Seed Feat. That Girl - Stars collide (Extended mix) / [Armind] 130.Key Lean & Kyler England - Infinity (Extended mix) / [Suanda] 131.Lost Witness & Kate Louise Smith - This dream (Extended mix) / [Amsterdam] 132.Satellite Robots & Andy Jay Powell Ft. Kim Alex - Whenever you leave (Savon extended mix) / [Aqualoop] 133.Standerwick - Narco (Extended mix) / [ASOT] 134.The Conductor & The Cowboy Feat. Aero - Sail away (Metta & Glyde extended remix) / [Premier League] 135.Dustin Husain - HM02 (Fly) (Extended mix) / [Flashover] 136.Maratone & Roxanne Emery - Learn to fly (Mhammed El Alami extended remix) / [Abora] 137.Ahmed Helmy - Evolver (Extended mix) / [Suanda] 138.Dj-Elven, Emmy - Evolution 69 (Neroun remix) / [Yeiskomp] 139.C-Systems & Christian Zechner & Hanna Finsen - Farewell (Extended mix) / [Digital Society] 140.XiJaro & Pitch - Head over heels (Extended mix) / [Regenerate] 141.Snatt & Vix Feat. Diana - Soapte (Bogdan Vix & Claudiu Adam remix) / [WAO138] 142.Yura Moonlight & Dart Rayne & Cathy Burton - Incomplete (Allen & Envy remix) / [RNM] 143.Eximinds & Eldream & Mark Wild - Phantom (Extended mix) / [Interplay] 144.MaRLo & Feenixpawl - Lighter than air (SaberZ remix) / [Armind] 145.Ashley Wallbridge Feat. Evan Henzi - Still alive (Extended mix) / [Garuda] 146.Jorn Van Deynhoven & Clara Yates - Afterlight (Original mix) / [Armada] 147.Space Corps Ft. Karra - Gravity (Extended mix) / [Armada] 148.Hoyaa & Joakim - La luna (Extended mix) / [Universal Nation] 149.Ending / [CDR]
DOWNLOAD: https://mega.nz/file/EJV00TzJ#Mhob_44cRqO3Iy7j-dq3WyklFfdjX-TPkIiFhKFOPzc 01.Intro / [CDR] 02.Costa & Tricia McTeague - Call i´ll be there (Extended mix) / [RNM] 03.Denis Airwave - Lost at sea (Extended mix) / [2Rock] 04.Shedona - Eternita (Extended mix) / [Monster Neos] 05.Triode & Hit The Bass Feat. NOCH - Nothing is real (Original mix) / [inHarmony] 06.Tommy Kierland & Laucco - Kepler-452B (Extended mix) / [Beyond The Stars] 07.Tycoos & Jan Johnston - The landslide (Extended mix) / [Amsterdam] 08.A.R.D.I. - Undercover (Extended mix) / [AVA] 09.Pierre Pienaar & Rob Dalby - Thinking back (Extended) / [Vandit] TRACK OF THE WEEK 10.Robbie Seed & Digital Vision & Caitlin Potter - Come back home (Original mix) / [inHarmony] 11.XiJaro & Pitch - Mina (Extended mix) / [Nocturnal Knights] 12.Sunshine Rockerz & Sahanna - Music of my life (Serge Oaken remix) / [Yeiskomp] 13.Satellite Robots x Kim Alex - You are my tomorrow (Club mix) / [Aqualoop] 14.Asteroid - Catharsis (Original mix) / [Regenerate] 15.4 Strings & Susanne Teutenberg - Hard to face the truth (Extended mix) / [Carlo Ressort] 16.W&W x AXMO Feat. SONJA - Rave love (Extended mix) / [Rave Culture]
DOWNLOAD: https://mega.nz/file/8EdQQCxK#vCE2BYbZhXQuiaQaVph4f3NvDOqyvAuqmD5EWsc9VMM 01.Intro / [CDR] 02.Zetandel & Tiff Lacey - Lucky Charm (Original mix) / [RNM] 03.Double Motion & A.L.Y.S.- Love deep like ocean (NyTiGen remix) / [Yeiskomp] 04.Somna & HALIENE - Secret (ReOrder extended remix) / [Magik Muzik] 05.Alexander Popov & Kitone - Elements (Extended mix) / [Captivating] 06.Escea - Your smile (Extended mix) / [Phoenix] 07.The Conductor & The Cowboy Feat. Aero Vaquera - Sail away (Metta & Glyde extended remix) / [Premier League] 08.Alan Morris - Tale of light (Original mix) / [Subculture] 09.Shedona & Anna Lee - Ithaka (Extended mix) / [Flashover] TRACK OF THE WEEK 10.Metta & Glyde and iMi - You´re in my orbit (Extended mix) / [Amsterdam] 11.Above & Beyond Ft. Zoe Johnston - Reverie (Above & Beyond extended club mix) / [Anjunabeats] 12.ReLocate & Meredith Bull & Simon Anthony - Lost myself in you (Extended mix) / [Amsterdam] 13.Trance Classics & Esmee Bor Stotijn - Home (Extended mix) / [Amsterdam] 14.Radion6 & Sarah Lynn - A desert rose (Mhammed El Alami remix) / [RNM] 15.D-Minus X Make One X Seegy - Run from me (Extended mix) / [Interplay]
This week, the shippers are taking a break, but we didn't want to leave your feeds empty. As regular listeners know, Ryan has a WB Alien drama close to her heart and Patrick is a good friend up for adventure. Together, they host Welcome Back to Roswell, a show dedicated to recapping the 90's teen soap Roswell and the current adult soap Roswell, New Mexico. RNM season 2 is on Netflix this week, so enjoy this ep and then start the binge of your life. It's pretty addictive, so you should be done just in time to listen to a new episode of Same Day Shipping next week. See acast.com/privacy for privacy and opt-out information.
DOWNLOAD: https://mega.nz/file/MZNUTADB#ZxpMcq_6-_nxGRGPKmd9WSvNr33EYpkEUdKsatUHzbk 01.Intro / [CDR] 02.Alex M.O.R.P.H. & Cheryl Barnes - Against the wind (Extended) / [Vandit] 03.Hamzeh & Hit the bass - Amulet (Extended mix) / [AVA] 04.Raz Nitzan & Maria Nayler - Nothing breaks like a heart (Darren Porter extended mix) / [Amsterdam] 05.Amine Maxwell & INDI - Quivira (Original mix) / [Edge One] 06.Stoneface & Terminal & Katty Heath - Love sublime (Stargazers extended mix) / [Amsterdam] 07.Claus Backslash - Absolute delusion (Extended mix) / [Flashover] WORLD PREMIER 08.Acues Feat. Christina Novelli - A perfect day to hiding my heart (Escea remix) (Acues mashup) / [CDR] 09.Hoyaa Feat. Shirah - Fly away (Bogdan Vix remix) / [Verse] TRACK OF THE WEEK 10.Daniel Kandi & Erika K - Caro (Extended mix) / [Always Alive] 11.Daniel Cesana - We are all heroes (Extended mix) / [Redux] 12.Steve Allen & Cari - How i miss you (Extended mix) / [Uplift] 13.Mully & Shvman Ft. M3GA - Arsenal (Yang remix) / [Emengy] 14.Andrew Starkoff Feat. Masha Belyaeva - Where do i go (Extended mix) / [Trancemission] 15.Tensteps - Ecstasy (Extended mix) / [inHarmony] 16.Frainbreeze & Claudiu Adam & Yentl - Trust the water to Settle (Extended mix) / [RNM]
In this Episode, Tom, Michael and Emil talk about the element of luck in real estate investing and how to put in the work to be ready to move when opportunity arises. --- Transcript: Tom: Greetings and welcome to the remote real estate investor. In today's episode, we're going to be talking about the concept of chance luck. It goes by many names. And how does it apply to real estate investing? How can you tip the scales in your favor and what are the hosts thoughts on the different aspects of luck? All right, let's do it. Tom: All right, guys. So today's episode, as we alluded to in the intro, we're going to be talking about the elements of luck and how it applies to real estate investing. And before we get into any specific, I'd love to hear from both you guys, a meal and Michael, are you guys lucky? What are your thoughts on luck and real estate investing at a high level and lucky that's, you know, I ask that questions in your life. And it's a interview question that a lot of companies use where they ask if an applicant is lucky and they take luck, which I think might be a theme, at least for me, in this episode of, by putting a lot of little things in your favor, it can generate luck in your favor. So anyways, Michael, you go first, go ahead and spiels your kind of thoughts on luck. Michael: And yeah, so, you know, I thought for a long time that I was a very lucky person, things kind of seemed to go well for me overall. And then I think it was my dad who first told me that luck is just preparation, meeting opportunity. And I wholeheartedly believe in that. I think that people who are lucky or who appear lucky from the outside are probably doing a lot of things that go unnoticed. And an analogy is like a duck treading water on the surface of like super calm. But underneath there is so much going on and the surface wouldn't look the way it did, if what was going on beneath the surface wasn't happening. So I do consider myself a lucky person, but I also think that I spend a ton of time, energy and effort preparing for the opportunities that I seem to encounter. Tom: I love the visual, the visual just got me. Michael: Yeah Emil, what about you? Emil: Michael, you're such an optimist. Every time I talk to you, I'm like, I need to be more like Michael and just be just super optimistic. I'm kind of, it depends on the day you ask me, I was chatting with somebody the other day and it feels like the moments you're unlucky things just pile on, right? You have a tenant issue or things that feel like headaches and make you feel unlucky. A lot of times in real estate investing for whatever reason it is, they pile on top of each other at the same time. And then you have these mud like months go by and you're seeing your property value go up. You haven't had any tenant issues, no big maintenance costs. And you're like, man, I'm so lucky. I'm collecting passive income, not doing anything. So for me, I'm kinda, there's times where I feel super lucky and times where I feel unlucky. So I don't know. Tom: I like that for you. Emil: Straight answer for you. Tom: It comes in bunches. Michael: Yeah. When it rains, it pours. Yeah. Who's got any more platitudes to pile on. Emil: We're getting real basic on this episode. Michael: What about you Tom? Do you consider yourself lucky? Tom: Yeah. I consider myself a lucky person. For sure. I think it's similar to, like you were saying, Michael it's where preparation meets opportunity. There definitely are things outside of your control where no matter what you do, like things can go up or things can go down. But as a whole, I'd say the arc tends to go towards, you know, taking care of the little things and all that stuff adds up or not taking care of the little things and all that stuff adds up and tends to bend towards whatever. I don't know how you would put it either your work ethic or just taking care of knowing where to put the work in is really important. So I, you know, yes, there is definitely some elements of chance and luck that are real, but generally speaking, I think a lot of times people create their own luck. So how I want to apply this to remote real estate investing is I've broken down categories where I think chance exists and we're going to go through all of them and talk about them. The ways that we can tip the scale in our favor and the categories I have selected. And you guys, we can add some other ones, but we're going to jump into each one is property value. So appreciation kind of like neighborhood related stuff, the tenant. So either evictions or renewing leases or the rent going up, the property condition, repairs and maintenance and acquisitions, those are going to be our four key categories. And we're just going to spend time in each category, knocking them down and onto the next one. So it makes sense, guys, let's do it. Let's do it. Alright. Property value, Emil. Why don't you lead us on this one? So let's talk about the different aspects of luck in property value. Emil: So for me, the big one here, the luck part of it is choosing an area that appreciates, well, I think it's probably two things choosing a market that appreciates well and choosing an area within that market that seems to be appreciating is more desirable than the other parts of town. Those I would say are probably the two luck aspects. Do you guys have anything else to add on property value? Tom: Yeah, I'd say there's, you know, with property value, a way to get above the fold of the luck is just looking at all those variables that go into appreciation and there are several of them. So crime population growth, different major economic centers. So I mean, my thought with property value is, you know, it's not throwing a dart at a board, there's doing your homework and looking at some of those key contributing factors to appreciation. You can get ahead of the curve with that. Emil: So I have some examples of good luck and bad luck I'm gonna lead with the bad luck story. So a property I bought about two years ago out in Memphis, bought it for around 63,500 has a one, a half or two star neighborhood rating on Roofstock. I ended up holding it for about two years, decent cash flowing property, but I ended up just selling it last month, took me a couple months to sell it. And I ended up selling it for basically what I paid for. So even after two years, the market's been great across the country, took me several months to sell it and it didn't appreciate at all. And we had just made some repairs to the property. So that was an instance where I probably bought, I lean too hard on cashflow, right. And bought in a one and a half star neighborhood, so lower quality neighborhood and the property, it didn't end up appreciating as much as some of the properties I have in other markets where the neighborhood is just better and the market better as well. One of the other things I probably could have accounted for is Memphis. I learned this later, Memphis has a lot of great cash flowing properties, but there's a lot of rental properties. And it's just one of those markets that you're not going to see a lot of appreciation here. So my goal wasn't when I bought this, I didn't think I'd be selling it two years down the road and my goal wasn't appreciation. But… Michael: Did you anticipate to see some appreciation from the property in addition to cashflow? Emil: I mean, I think we all do, right. I think we're all cashflow and we've talked about what do we want cashflow or appreciation? We're all cashflow investors, but you start to realize that appreciation is really an amazing cherry on top. And it allows like if you hold for a small period of time, your property appreciates, you can just steam roll that, snowball that into another property. That's maybe bringing you more cashflow. So it's, I've realized it's a little shortsighted to just think about cashflow. Tom: I think that's a good example. You know, in thinking about appreciation is it's in property value. It's luck if you close your eyes and just kind of throw a dart at the board, but if you're proactive in evaluating, what are the different underpinnings that make for appreciation, it becomes less of a luck thing. Right? So talk about an example where you would say you were lucky with appreciation and how maybe it wasn't so much luck looking at it in hindsight. Michael: So my very first property I bought in Southern California, I had no idea what I was doing. And we talked about it in a prior episode, or we talk about our first deals. And so I had no idea what I was doing, but I knew the market a little bit just anecdotally, because I had spent time there as a kid. So I thought of my first investment, I'll just buy into their California, great, whatever I bought that house. And it's since appreciated North of a hundred thousand dollars since I've owned it, which is super, super exciting. And that was dumb luck, some would say, but that was also a little bit, a little bit of preparation meeting opportunity. And in hindsight, looking at that market, it has, it would be a five star neighborhood if was on Roofstock, the schools are all 10, 10 tens. It constantly gets rated amongst some of the best schools in the state. And it's in a small HOA association. So the neighborhood around it is maintained really well because everybody is subject to the same HOA rules, looking at that whole picture. It's obvious that that house is likely to appreciate, but I didn't have the whole picture going into it because I didn't know to look and zoom out at all these things. I just thought, Oh, here's a neighborhood that I know, and here's a house that I can afford. So I think that's a kind of prime example of luck mixed with a little bit of preparation. Tom: I like that story in that, you know, in going through it, you were fortunate to be in that neighborhood and just to buy it, but over time it seems like that would, I think that the big arc of the story is what started as a luck thing, turned into less of a luck thing, as you have learned more about the different elements that go into appreciation like your school scores. Michael: Absolutely. Absolutely. And I know for me that I'm able to then convert that luck into now more of a science, because I understand what's going into that. As you say, what's going into the sausage making right understand at school scores play a role that neighborhood's scores play a role that physical property attributes play a role. So those all things have been a tip in my favor and this one particular example. But now that I understand that I can go take those lessons learned and make the process repeatable in any other market. Tom: That's great. I'm going to go ahead and flip us to the next category of tenant. And what I mean by this is vacancy is, you know, touching into evictions a little bit. And I would say that at a high level, a lucky situation with a tenant is a tenant that never moves out that always pays rent on time. That is always renewing right? Continuing the lease to keep vacancy down. And I think there is a lot of things you can do upfront to tip these scales in your favor. And I think thinking about either buying occupied or vacant, there's different things that you can do to help you out here. Michael: Tom, what would you say are some of those things? Tom: So let's talk about an occupied property first. So if I buy a property that is occupied and the next day I find out that the tenant is an eviction and wants to leave and whatnot. I know now knowing what I know there are some things I could have done to put the odds in my favor that that wouldn't be an issue. So you could say I'm on, I'm unlucky. Some of the things that I could do with a property that has occupied is no. What was the screening criteria for that tenant, with the seller? So was there a debt to income ratio? How was that tenant vetted before the seller brought them in? Did they talk to previous landlords? If I go into buying an occupied property without knowing some of this stuff? I think then yeah, this is definitely you're rolling the dice and getting lucky, but as an investor who wants to push the luck in their favor, getting to know what is that criteria of the occupied owner I think is really important. Emil: I have a couple of things we can add here in terms of tipping luck in your favor. So you can find a lot of us lean on property managers to handle finding tenants, dealing with tenants. So there's some property managers who put some skin in the game when it comes to tenants, they'll do things like if the tenant requires an eviction, they will handle replacing the tenant for free. So usually most property managers charge you a new lease fee like half of a first month's rent or full month's rent. And some of them will just waive that and find you a new tenant. And they won't also take their management fee from that first month to replace them. So I think one thing you can do to tip the scales in your favor is make sure your PM has some type of skin in the game when it comes to tenant quality. So that's something I've learned over time. And I like property managers who offer that another one I'll quickly mention is it kinda has to do with the tenant it's every year lease will come up for renewal. And a lot of times people will just always want to go and get the market rate. And so I talked about an example today on Twitter, and I'll just kind of read off what it was. So let's say you want to increase your rent from a thousand dollars to 1,050, and you're not willing to be flexible. And the tenant decides to leave. So let's say you have to pay $1,500 to get the place rent ready, and you lose a month of rent finding a new tenant. So $2,500 you have to make up. Now, if you're generous and assume you'll be able to get $1,100 per month from the new tenant, that's a hundred dollars more than you were bringing in before. Right? So stick with me. I'm gonna try to bring all this together. So it'll take you 25 months to make up that $2,500 difference, right? So $1,500 for making it rent ready. And the thousand dollars of one month of lost rent. So 2,500 divided by a hundred, you have 25, takes you 25 months, more than two years to make up that small increase in rent. So another thing you can do to tip things in your favor is having some type of flexibility in making sure you don't lose tenants, right? Don't just say I'm a hundred dollars under market rent. I'm going to get 50 to $100 more per month. And if they leave, they leave, it's actually theirs. When you do the math, it's better to be a little bit under marketing. Keep that tenant in for longer. At least for me. Tom: What I love about that example, Emil is, another element of luck is, you could say at the end of the year, you're looking at your cashflow and you're like, Oh, I was, you know, up X amount or down X amount by that exercise that you just went through in calculating out the difference of what your return would be on driving up market rent and maybe dealing with vacancy or, you know, well maybe a less market rent growth. You're being super proactive at what those end of the year cash flow is. And having that information as a tool in your arsenal when going to the table with the tenant on what the rent renewal is. So I think that's a great idea of at the end of the day, this is maximizing your cashflow. And you're doing that by being data driven and looking at the numbers on making that type of decision. So another great example, Michael: related to that point a meal, I think that not enough people talk to their tenants and whether that's themselves personally, or through their property manager. And so when a tenant moves out, owners are often like, Oh, bummer, the tenant moved out. Now have to go through that exercise. And Neil just mentioned of turning the unit and getting the market rent if they so desire. But there's so much that you can do proactively before that tenant moves out by asking them questions, Hey, what would you like to see done to the property? Are there things that I could do as an owner or the manager can ask on your behalf to do to the property, to incentivize them to stay? And so that's really, again, some opportunity and some preparation that are meeting. And so if someone has a tenure tenant, someone might look at them and say, Oh, they're so lucky. They haven't had a vacancy in 10 years. Well, really that owner might've been talking to that tenant the whole time. Emil: That's a great example. I like that a lot. Tom: Be the duck legs, the duck legs, Michael: Swim, swim stroke stroke. Tom: The last thing I'll say on tenant before we move on to property condition and RNM is it puts yourself in the position of a tenant. So instead of just sort of blindly looking at an address and a bed count, bath count, do the Google street view, is this property on a thoroughfare? Is it going to be a place that you would want to live? I love the golden rule of putting yourself on the other side of the tenant and saying like, Oh, is this some place I'd want to live at? And one of our new and all that good stuff. And if it checks those boxes, chances are you're going to probably going to be luckier and have tenants that stay longer and renew longer and all of that good stuff. All right. Let's jump into property conditions. So this is about RNM. How can you be lucky when it comes to repairs and maintenance and costs of turn Michael, you want to lead the way? Michael: Yeah, sure. So I think the biggest thing that you can do to be proactive and get lucky is just set expectations on the front end, give the tenant a very clean place to move into, keep it well maintained, keep it safe. There are more likely to feel a pride of ownership or rentership rather in a nice, clean, safe environment. And if you make it very clear that look, we are giving you this safe, clean place to live. We expect it to be safe and clean when, when it gets returned to us. And if you don't, these are the consequences. It's not threatening. It's just very level setting. This is what we expect of you. This is what you can expect of us. And again, someone who has a tenant move out and has a sparkling clean unit, someone might say, wow, you're so lucky. You're so lucky right at that happened. When in reality, no, you spent the time, energy and effort on the front end to set the expectation and make it very clear. Who's responsible for what. Speaker 4: Yeah. Love it. It's building trust and being the duck legs under the water. Michael: That's right. Emil: Lots of duck legs, lots of duck legs. Tom: Well, how about yourself? Any thoughts with regards to property condition and repairs and maintenance and turn costs and how do you tip luck scale into your favor? Emil: Yes. One thing it's going, gonna kind of go off what Michael mentioned, but I think when you take over a property to set a, a good example or a new precedent, right? When you take over, let's say there's a couple of things in the inspection report that you could maybe defer, just taking care of them up front, especially if they're on the inside where the tenant they're in front of the tenant's face, right? Like holes in the wall, broken things, right. Fix those things and just clean up the place, make it more of that pride of ownership. When you take over, I think that kind of helps set the precedent for your tenants to know that this is under new management, you care, and you want this place taken care of. So it kind of goes along the lines of what, what Michael mentioned. Michael: I just wrote down that note too, that I wanted follow up on. I'm so glad you touched on it. That it's showing, being responsive when it comes to repair requests or maintenance requests really shows that you as the owner care and thus will often incentivize the tenant to care because if you don't care as the owner, why should they care being a tenant in your property? Emil: Yup. Tom, anything else? Tom: So getting, building luck on property condition stuff, I would say quality is going to go a long way. And what I mean by that is you could, you know, there's always a decision when things come up repair versus replace with costs. There's a third element. I think of the quality of the work that is done. And it doesn't matter as much if you choose to repair or replace, if you do it with really bad quality. So when you're thinking about the vendors that you're using, making sure that they have a track record and a history and are reputable by sometimes you may pay a little bit more upfront to do work versus other options in doing the work. But if it's by a vendor that is reputable and does good work, a lot of times it's gonna end up being a lot cheaper because it's, you're not gonna need to go back, redo the type of work. And I know for myself, I lean on third party, property management, pretty so instilling, you know, my expectations with that, with the property managers and having a relationship and being the Duck's legs under the water and saying like, okay, Laura, who's my property manager. You know, if you're in my position, this is what I'm thinking about. I'd much rather have the quality work done. I'm willing to pay a little bit extra. What are your history of work with this vendor versus that vendor? If they're bringing me multiple bids. So really making sure that if you're going to spend money, which stinks on like repairs and maintenance, but it's really important, right? Because we need to have safe habital spots getting the work done by a, that has a really good track record of doing work. So I can measure twice cut once and just get it done with, Michael: To piggyback on that. Tom, I also think that doing proactive steps physically to improve the property and making it more tenant proof can also tip the luck scales in our favor, such as you know, instead of cleaning the carpet or replacing the carpet, tearing it out and putting in hardwood or laminate flooring. And so that's going to reduce our costs in the long run, likely to have that stuff clean at every tenant turn, it makes the property more durable. It can often make the property more attractive. And so again, the Duck's legs being proactive on the front end, doing things that are going to increase our likelihood of success, I think is huge. When it comes to the physical property itself. Tom: Regular inspections. That's a good one, too. Michael: Absolutely. Tom: Sometimes stuff can fester and it just gets way worse over time. It's if you pay for it right now and deal with it, it can be significantly cheaper versus letting it fester, especially anything that has anything to do with water, water. If it's wet, you're going to pay a lot I bet. Michael: Did you just come up with that? Tom: I did. Trademark. Michael: That's really good. Emil: What do you guys think about potential? Where can you set yourself up for bad luck with property condition? One thing I wrote down, let me know if you guys agree with this is let's say you buy a property. That's not in the best part of town. And you know, you're probably not going to get the type of tenant that takes pride in ownership and where they live. I think one thing that can set you up for failure is over renovating or making it too nice. Right? Getting stainless steel appliances, granite countertops, like making it look like a five-star neighborhood property would have when it's actually an, a one and a half or two star neighborhood. What do you guys think? Do you think there's a, that sets you up for bad luck if you over renovate or make things too nice if you're maybe not in the best part of town. Tom: Yeah, I would say so. I would say being really cognizant of keeping it consistent with the neighborhood. I mean, there could be a situation, you know, it's not a one size fits all with everything. There could be a situation where you might be able to get a little extra boost on the rent by putting in the granite countertops in an area that's maybe a two star, but I'd say generally speaking is knowing that neighborhood and keeping it consistent, right? Cause you could be just dumping money into, you know, getting the fancy gold toilets may not be necessary. So, and this is being the duck legs, knowing the neighborhoods that you're in Michael: I think to echo Tom's point, chatting with property, local property management and getting an idea and understanding of what's neighborhood. By that same token though, you could be the spark that ignites the dynamite, so to speak of a neighborhood changing, it's got to start somewhere. So if you're going to be that person that over rehabs, the property that could get everyone's attention and saying, wow, look at what's going on in this neighborhood money coming in, let's start also rehabbing our properties because clearly this neighborhood is changing. So that's kind of the opposite end of the spectrum is you could be the change investor. Emil: That's a good point. Tom: I like it. Let's jump into this next aspect of luck, which is on the acquisition side. So finding deals, buying deals who wants to start us off here talking about acquisitions and getting lucky with acquisition. Michael: Why don't you start us off Tom? Tom: I like it. I had some stuff in my back pocket. So I.. Michael: Always. Tom: The biggest thing about acquisitions is always having the lights on always being up to evaluate a deal and to just beat this into the ground as being the duck underwater. I know, sorry, but here's the thing though. Like the machine doesn't turn off, right? So there's always deals coming up. That's available. And the people who are lucky are the people who are constantly looking through what is available. Now I understand life gets busy and there's times where you can put in a little bit more time or you're in more of an acquisition cycle. But even if you're not an acquisition cycle, still be constantly having your finger on the pulse and having enough dry powder available where if that screaming deal does come along, good news, you're going to be lucky and then you to buy it. And the reason you gotta be lucky is because you're constantly looking at stuff. And I feel pretty adamant about that is how you get lucky with acquisitions. It's just always knowing your market, always seeing stuff coming through, being persistent. Michael: Yeah. To echo that. I think having your head on a swivel, even if you're not in a buying cycle, we've talked about this a lot on other episodes about kind of where we are in our own personal business, what cycle we're in. And many of us are not in a buying cycle, but absolutely keeping our eyes open our ears peeled, listening, looking for those great deals. I think in addition to knowing the market, being able to foreshadow a little bit and forecast a little bit above and beyond what you're seeing today and looking at trends and interpreting those trends to see where things are going to end up can be a huge, huge, huge advantage, and can often make people appear lucky. I bought in a neighborhood like I share with you guys numerous times in the Midwest and Northern Kentucky that has some really amazing government, local government incentives. And so I saw that and I understood the writing on the wall to mean that this area is really up and coming. And I did the homework to understand what's going on historically. And what's happening currently to then project on, where do I see this place? I'm going to go. I'm going to bet big on it. And that's seemingly proving to pay off. And so again, being the Duck's legs, you know, doing all that stuff on the front end to understand where this is going to end up. Emil: I like that. Other things I would add here is if you are in a buying cycle, maybe you have multiple deal finders, right? So either have a couple of agents out there. You tell your PM, you're looking for a property you're on, Roofstock sending filters, get notifications. And also, I, you mentioned keeping your eye on the market, even when you're not in a buy cycle. I think that's so important because let's say you're buying a property once a year. If you buy a property, don't keep your eye on listings. Aren't keeping a temperature read on the market. You take a year off, you come back, you may have the bias you did a year ago and the market has changed the bunch. So I think keeping your eye on the market and looking at listings, seeing how quickly things are selling, how much are they selling for? I think that that just always pays whether you're buying or not. Michael: One other thing to mention is we talk about, again, the opportunity for success and where preparation meets opportunity. I think the greatest deal of the century could come around, but if we're not prepared to execute on it, we're never gonna get it. We're never gonna seem lucky. And so being educated above and beyond understanding your market, I think is so, so, so hypercritical. And I know for me, if I had been educated prior to when I started investing, I would have been able to have invested sooner and hit even more home runs even more grand slams. So getting educated on how to purchase real estate, what that looks like, how to evaluate markets is so, so critical. I really can't stress that enough. And that's something I talk a lot about with people inside the Academy of, you know, the fact that you're here, getting educated is going to put you in such an advantageous position to be able to execute on things when they present themselves. Emil: Well said. All right. So transitioning away from real estate investing, I'm curious to hear what you guys think is the luckiest thing that's happened to you in your life. So outside of real estate investing, what do you guys think is the luckiest thing that's happened to you? Michael: I am going to force my wife to listen to this because meeting her is far and away, the luckiest thing that's ever happened to me in my entire life. You're welcome Claire. And thank you. Tom: Oh, and we cannot repeat any of these ones that we have. So Emil, I'm going to leave you with a bunch of scraps. Emil: Don't you, don't you say your kid! Tom: Was definitely going to, I mean, people talk about the lights from the sky, getting a little bit brighter when you meet your offspring, your first child and it's real, man. I'm just love struck such a crazy life experience of meeting a child that is related to you. I'd say. And thank goodness, yeah, mom as well. But Michael already took that one and my beautiful wife. Gosh, I'm trying to think of, I could go on any other stuff. I mean, just generally speaking, I think I'm pretty lucky. Gosh, luckiest thing, luckiest thing. Michael: I I've never heard anyone. Tom, I think say that they met their offspring, but it makes sense. Did you shake their hand? Tom: Yes. I shook his hand, formally. Nice to meet you, sir. Tom Schneider pleasure is mine. Pleasure is mine damn glad to meet you. So yeah, I'm going to go son, meeting son, really crazy mind blowing stuff. Emil: So awesome. So I get to be the direct that doesn't get to mention his wife or, or his baby daughter. I love them both. They are the luckiest things that have happened to me outside of those two. I'd probably say learning marketing. I mean, that is my profession and it's not what I started doing out of college. It was my third job out of college that I got into marketing. And to me, I see it as a skill that will always be there. I don't see robots or automation overtaking that I think they help marketers, but I don't see those types of things overtaking the marketer. And so for me to just have found something that I really enjoy doing that creates a good livelihood and that I think will be in demand. And I think it also just teaches you a lot about human psychology. You know, a lot of people look at marketing like ads and tools and all these things, but really it's learning how it's understanding people and how people work and what motivates them. So outside of my daughter and my wife, I'd say the luckiest thing that happened to me is learning about marketing and taking that on as a profession. Michael: Emil, did you find marketing or did marketing find marketing find you? Emil: Marketing found me. You know, I was, I was lost and I found my way through marketing. Michael: That's awesome. Emil: I was face down in a ditch somewhere. Yeah. Michael: Marketing's like, Hey, are you okay? I can help Emil: Marketing parted the clouds and shined its light on me. Michael: That is lucky. Tom: Alright. What else? Anything else? Alrighty then. Alright, thanks for listening to today's episode, we hope you found it valuable. If you found this lucky duck episode to be valuable, please rate us on your podcast platform that you're using and feel free to reach out to us. You can reach out to us on Twitter or on Instagram. If there's any content you would like to hear, we would like to hear from you any questions, comment, and happy investing. Michael: Happy investing Emil: Happy investing.
DOWNLOAD: https://mega.nz/file/ZRMmFQ6C#t2gcA81v9n_N6y6BqvB97-Y-WkAu3LPT8YFbLdEH_Ls 01.Intro / [CDR] 02.Craig Connelly Feat. Cammie Robinson - Run away (Original mix) / [Black Hole] 03.Dreamseekers & Nathia Kate with Cari - Love will find it´s way (Extended mix) / [Nocturnal Knights] 04.LTN & Eric Lumiere - Shining (Sam Laxton extended remix) / [AVA] 05.DRYM & AMTM - Zeus (Extended mix) / [Nocturnal Knights] 06.Farius Feat. London Thor - Stars (Original mix) / [Enhanced] 07.Woody Van Eyden & DJ T.H. & Cari - Drowning (Extended mix) / [ASOT] 08.Kaimo K, Cold Rush & Sarah Russell - Angel fly (Kaimo K 2020 extended rework) / [Amsterdam] 09.Illitheas - Northern lights (Original mix) / [Abora] TRACK OF THE WEEK 10.Natalie Gioia X Ultimate & Moonsouls - Frozen (Original mix) / [Regenerate] 11.Robbie Seed & That Girl - My remedy (Original mix) / [inHarmony] 12.Arman Bas - Black widow (Extended mix) / [Redux] 13.Miroslav Vrlik - Hyperfocus (Extended mix) / [Always Alive] 14.Papulin & Maria Milewska - Into the night (Extended mix) / [Suanda] 15.Eximinds & Proyal - I´ll be there (Extended mix) / [Interplay] 16.Hazem Beltagui & Shannon Hurley - An open heart (Myde remix) / [RNM]
DOWNLOAD: https://mega.nz/file/wAlgGAqA#LqjXNEgfLljJNYAasPW6p734Bq7A85X7a-EgRZ3hwlc 01.Intro / [CDR] 02.Elysian - Beyond the comfort zone (Extended mix) / [Anjunabeats] 03.Sergey Salekhov - Alena (Original mix) / [Abora] 04.Satellite Robots & Andy Jay Powell Ft. Kim Alex - Whenever you leave (Savon extended mix) / [Aqualoop] 05.Maratone & Roxanne Emery - Learn to fly (Mhammed El Alami extended remix) / [Abora] 06.BiXX - Rebirth (Extended mix) / [Nocturnal Knights] 07.Aurora Night - Renaissance (Extended mix) / [Eximinds Airlines] TRACK OF THE WEEK 08.Michael Angelo - You took everything (Extended mix) / [RNM] 09.Steve Dekay - Sublime (Extended mix) / [Uplift] 10.James Dymond & Linney - What have i got to lose (Extended mix) / [FSOE] 11.Shinovi - Synthetica (Extended mix) / [WAO138] 12.Memory Loss - Sequence (Extended mix) / [AVA] 13.Craig Connelly & Siskin - All for Love (Extended mix) / [Black Hole] 14.Allure Ft. Julie Thompson - Somewhere inside (Bogdan Vix & Claudiu Adam extended remix) / [Magik Muzik]
DOWNLOAD: https://mega.nz/file/wYVFSKYY#5-ejpnirNUKput_vmduy7vtLBp_euA0fhO9pbNVYGH0 01.Intro / [CDR] 02.Mark Sixma Ft. ANVY - Meet again (ReOrder extended remix) / [Armada] 03.XTREME - Parallel dimension (Original mix) / [Sundance] 04.Suncatcher & Exolight & Ellie Lawson - Let it shine (Extended mix) / [Amsterdam] 05.Madwave - Aranuka (Extended mix) / [Suanda] 06.STANDERWICK - Narco (Extended mix) / [ASOT] 07.Yura Moonlight & Dart Rayne & Cathy Burton - Incomplete (Allen & Envy remix) / [RNM] 08.Victor Special - Atom drops (Original mix) / [Edge One] 09.Miroslav Vrlik - Expanse (Original mix) / [Amon Vision] TRACK OF THE WEEK 10.Jean Clemence & Andy Elliass - Ajna (Original mix) / [Eximinds Airlines] 11.Gädolan - Premonition (Extended) / [94 Trance] 12.Christopher Corrigan - Sleepless nights (James Kitcher & Adam Taylor remix) / [Silent Shore] 13.Jak Aggas - Daggerfall (Extended mix) / [Nocturnal Knights] 14.Mhammed El Alami - BLVE (Extended mix) / [FSOE] 15.Jody 6 - The river of life (Extended mix) / [Flashover]
DOWNLOAD: https://mega.nz/file/UVkz0ABb#3RhGpjqZl-omHCurZU8eF1fFzda_v-cuOMScx98EFv0 01.Intro / [CDR] 02.AVAO & Linney - Feel it again (Club mix) / [Reaching Altitude] 03.Lasse Macbeth - Calling (Extended mix) / [Always Alive] 04.Chris SX - Moskito (Extended mix) / [Digital Society] 05.Chris Burke Feat. Danyka Nadeau - One sided (Original mix) / [Chris Burke] 06.Aimoon - Milky way (Extended mix) / [AVA] 07.Manon Polare & Craving - When oceans collide (Extended mix) / [RNM] 08.Dory Badawi - Above the earth (Extended mix) / [Redux] 09.Sue McLaren & Suzanne Chesterton Pres. Siskin - Connected (Club mix) / [Pure Trance] 10.Acues - A perfect day (Terra V. remix) / [Ultima Audio] 11.Soul Lifters vs. Kiran M Sajeev - Pavitra (Extended mix) / [AVA] TRACK OF THE WEEK 12.Steve Dekay & Emanuele Congeddu - Origami (Extended mix) / [Regenerate] 13.Klassy Project Ft. Lokka Vox - Dark skies (Denis Sender remix) / [Sub.Mission] 14.Daniel Skyver - Mettle (Extended mix) / [Nocturnal Knights] 15.Eximinds & Eldream & Mark Wild - Phantom (Extended mix) / [Interplay]
DOWNLOAD: https://mega.nz/file/YY1xXJhQ#NaUdOCMJlvweQCzo7AaTPGlci-dy1-TkA1xFJg8QVhw 01.Intro / [CDR] 02.Gareth Emery - Elise (Extended mix) / [Create Music Group] 03.Ben Gold x Ruben De Ronde - Era festivus (Luminn & Gather extended remix) / [WAO138] 04.Gayax - Infinite world (Original mix) / [Sundance] 05.Running Man - Amnesia (Amine Maxwell & Atragun remix) / [Abora] 06.Costa & Ana Criado - The secret garden (Extended mix) / [RNM] 07.Marco Svarda - Toucan (Simon Fischer Pres. Nonlinear endorphine remix) / [Premier League] 08.Steve Allen & Sarah Lynn - Broken child (Kaimo K extended mix) / [Amsterdam] 09.AVAO - Sky (Original mix) / [Reaching Altitude] TRACK OF THE WEEK 10.Last Soldier - Holy 8 (Extended mix) / [Last State] 11.Andrew Rayel & Robbie Seed Feat. That Girl - Stars collide (Extended mix) / [Armind] 12.Gabriel Montufar & Nicole Torres - My love (Original mix) / [Abora] 13.Talla 2XLC - Bliss (Extended mix) / [That's Trance] 14.Simon Fischer & Oliver Imseng - Universal takeoff (Simon Fischer Pres. Tales of elevation extended remix) / [Premier League] 15.Shogun & Tania Zygar - Find me (Eugenio Tokarev remix) / [Captivating] 16.Abstract Vision & Forces - Conglomerate (Extended mix) / [Interstate]
DOWNLOAD: https://mega.nz/#!8ZkgECKI!aKsOeonUaeBCUGEACY1i5ora_4cYIsUjWp0ZQaXQNGY 01.Intro / [CDR] 02.Jael - No matter what (Raz Nitzan extended mix) / [RNM] 03.DJ T.H. & Nadi Sunrise Ft. Michele C - See you again (Moonsouls extended remix) / [AVA] 04.Muhamed Sherief - N.A.D.A. (Original mix) / [MorAlity] 05.Josh Ferrin - Mauna Kea (Original mix) / [Subculture] 06.Euphoric Heart - Brave vesperia (Original mix) / [Emergent Skies] 07.Omnia - Generation (Extended mix) / [ASOT] 08.Para X - Light speed (Extended mix) / [Grotesque] 09.Daniel Kandi - Nova II (The second journey) (Extended mix) / [Always Alive] TRACK OF THE WEEK 10.Xpectra & Maureen Sky Jones - See the light (Tycoos remix) / [Trance All-Stars] 11.FUTURECODE & Roxanne Emery - Dancing in the rain (Craig Connelly extended remix) / [WAO138] 12.Exouler - Mirror of soul (Extended mix) / [Digital Society] 13.Airum - Journey (Original mix) / [Big Toys] 14.Sonic Journey - Maya (Original mix) / [Digital Euphoria] 15.Talla 2XLC - Mantra (Extended mix) / [Nocturnal Animals]
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