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- Trump paraliza los aranceles contra Canada por tres días adicionales - Truth Social -Elon Musk compra APR Energy por $1,000M, empresa que puso turbinas en Palo Seco Junta Jura que sin ellos aquí estaríamos al garete, y advierte que no se ha regulado el cabildeo en PR como en los estados - El Nuevo Día  - El escándalo Power Expectations — LA HISTORIA de secuencia de encubrimiento - Jay Fonseca PR Depredadores ahora más interesados en niños que antes - El Vocero Si estás esperando el momento perfecto para cambiar tu compañía celular o cambiar tu teléfono, ahora es que es. T-Mobile presenta NADA DE NADA. Eliminando los costos al momento de comprar un télefono nuevo. ¿Que significa eso? Que vas a pagar $0 hoy por tu celular. NADA. En serio. Sin impuestos, sin cargos y sin pronto para clientes elegibles. Ahora es más fácil que nunca, cámbiate en solo 15 minutos en el app de T-Life y recibe tu equipo el mismo día a través de Doordash.Escoge T-Mobile y disfruta de nada con la mejor red móvil en Puerto Rico, de nada.#tmobile#incluyeauspicio Flotek le avisa a Wall Street antes que a Puerto Rico, radicó un 8-K en la SEC advirtiendo a inversionistas de riesgos, inversionistas se enteran antes que PR - Jay Fonseca PR- Disney demanda a la FCCTrump dice que no habla con Irán ni está negociando, que el estrecho está bajo su control - WSJCongresista exige a la junta investigar impuestos de alcaldes y detener la ley - Jay Fonseca PR Elon Musk compra APR Energy por $1,000M, incluyendo turbinas que estaban en PR Sorpresa en Florida: la socialista Angie Nixon aplastó a Alex Vindman (gastó $9M vs. menos de $900K) y enfrentará a Ashley Moody por el escaño de Rubio.FDA, CDC, etc., está zombie, le asignan fondos, pero no hay personal para administrar - Axios Sueltan 23 billones para producir tomahawks a toda prisa para el Navy - Axios Data Centers en problemas pone apretados todo en Ohio para republicanos - AxiosSocialista barre en Florida tras primaria demócrata - Axios China tira tan impresionante robot humanoide que empresa se va viral - Bloomberg Costco va a entrar en el negocio de Medicare Advantaje - WSJTrump ha hecho un billete de ser presidentee según encuesta así piensan - Reuters LOS DATOS DEL DÍABrent~$90.97/barril  +0.5% (3.ª sesión al alza; tensión Irán/Omán)S&P 5007,703  -0.54%Dow Jones-0.17%Bono 10 años~4.70%Bono 30 años5.3% — máximo desde 2007Diésel (retail EEUU)$5.35/galónHipoteca 30 años

Keith explains why achieving scale rather than simply earning more is the key to long-term financial freedom and how income property uniquely delivers multiple forms of leverage.  He breaks down 25 years of inflation data to reveal which everyday costs have most outpaced wages and what that means for the real purchasing power of the dollar.  Keith also explains why markets like Memphis—combining strong cash flow fundamentals with a massive new AI infrastructure build-out—are positioned as compelling targets for long-term real estate investors. Episode Page: GetRichEducation.com/618 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. When I talk to a 25-year-old, it's an epiphany. When I tell them that they need this one thing that they're lacking, then some fascinating takeaways about the 93% inflation we've experienced in the past 25 years, and what you can do about it today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6000 homes under management, for a free live webinar the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth again, that's September 30th. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:33   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:49   Welcome to GRE from Livonia, Michigan, to Laconia, New Hampshire, and across 188 nations worldwide. You are listening to Get Rich Education. I'm your host, Keith Weinhold, heading up this slackjaw operation for another wealth-building week. But at least I'm just a slackjaw. If this slackjaw gets lockjaw, it would probably end the show. Now I've got to tell you, when I meet a 25-year-old, I soon tend to learn about their job because it takes a lot of their time, even if I don't ask them about it, and I find out that a 25-year-old is usually an employee of some sort. They're working for somebody else, depending on our conversational flow. I ask that person this question: Have you considered adding scale to your life? And they usually don't know what I mean. I ask that question because, sadly, today it's less common to live an economically vibrant life if you have a quote normal job like a teacher, engineer, retail manager, app developer, or other normal jobs like a firefighter, truck driver, physical therapist, or social media manager, that is not going to lead to an economically vibrant life with options and freedom. I mean, you used to be able to raise a family of four in New York City. That opportunity is just gone for anyone under a certain age. Well, what about say doctors, corporate executives, and attorneys, including some people that might be older than 25. I mean, professions like this can still pay exceptionally well. But even white-collar careers now have AI breathing down their necks. AI is drafting briefs, reading scans, and virtually attending meetings without pretending to enjoy them. Okay, well, what about the outcome for a 25-year-old that's gone along with the somewhat more nascent trend of rising AI sheltered trades like plumbing, electrical, HVAC, welding, carpentry, equipment repair, and these other types of jobs where ChatGPT can't crawl beneath your sink. Look, here's the thing: it doesn't matter whether you wear scrubs, a suit, or a tool belt. Employment has one stubborn limitation: even if you grind hard, even if your body holds up, even if promotions help you climb to the top of the corporate ladder, when you stop working, the income stops. That's the big problem, and yet people keep designing their life this way, employees lack scale. Now, what is scale? Scale is your ability to increase your wealth or income without increasing your personal time and effort at the same rate. Now, employees can find just a little scale. 401k contributions can compound for decades, sometimes with an employer match. Some employees receive stock compensation or bonuses, but employees generally sell one unit at a time. That unit is an hour. They're selling their hours for dollars, and here scale is limited, if not impossible. Real estate investors can stack several forms of scale simultaneously, and remarkably, doing it takes zero certification, zero qualification, no license, and no permission slip from the dean.   Keith Weinhold  6:05   The first way real estate investors have scale is through something that you already know so well: real estate pays five ways, leverage appreciation, 10 funded income, loan amortization, tax benefits on the entire asset, and inflation profiting on the bank's loan. Secondly, as a real estate investor, you have scale through operational leverage. Property managers, leasing agents, contractors, lenders, insurers, and software all allow just one investor, you, to control multiple properties. You don't personally collect every rent payment or replace every water heater. I mean, sheesh, that could be a plumbing career with less sleep. And this is all tenant funded. Thirdly, real estate investors have geographic leverage. An individual investor living in Los Angeles can own property in Atlanta, Tulsa, Cleveland, and Belize. Physical location does not limit where your capital works. Your body can only work in one city. Your capital can work the night shift in five. The fourth way real estate investors have scale is with replication. Once you learn how to buy and own one suitable rental, the process can be repeated. You buy, stabilize, finance, rent, and repeat. See, the first property is the hardest, and then your second property does not require learning an entirely new profession. It can be replicated. To review what you've learned so far, those are four dimensions where real estate investors achieve scale through real estate pays five ways: operational leverage, geographic leverage, and replication. Here's the important distinction: employees often mistake earning more with achieving scale.   Keith Weinhold  8:16   A surgeon making $900,000 a year earns a nice income, but see that surgeon has limited scale if the income stops when the surgeon stops working. But an investor earning just $150,000 from a portfolio possesses more scale because dozens of tenants, properties, loans, and operating systems continue functioning without your one-for-one labor. That's the distinction. That's why the $150K investor might or might not be living a better life than the 900K surgeon now, but they are set up to live a better life than the surgeon in the future. Now, your employer, the person who hires you, has scale with their many employees. But if you're an employee, you probably don't have scale. You cannot save your way to scale either. That's just stored labor. Savings become scalable only when you convert them into productive assets. Income is how much money comes in. Scale is how little your personal time needs to increase for more money to come in. You can work 20% more hours, but you cannot sustainably work 10 times more hours. Capital can be deployed across 10 assets without requiring 10 times more personal effort. And you know, once I realized this, at a certain point in my life, I was motivated to obtain loans for rental. This helped me scale and own more, replacing my active income with mostly passive income sooner. All right, so what should you do when you have this epiphany? It doesn't mean you should flip over the stupid copier machine as you storm out of work today and announce that you are now a real estate magnet. Not right away, at least employment that can be your launchpad, just like it was for me when I was a humble construction materials inspector for the state DOT. A job does provide you with some benefits like short-term advantages, seed capital, mortgage qualification.   Keith Weinhold  10:45   I'm talking about health insurance and some steady cash flow, and even some skills. But the mistake, whether you are aged 25 or 55, is allowing employment to remain the only economic engine for your entire life. Your job can fund your future, but having just one single linear income source that should not be your entire future. But you know, some people just stay on lazy cruise control at a slow speed and let their life unfurl that way. Others, you know, they merely haven't been exposed to thinking this way, and fortunately, now you have been. Really, the bottom line here is that labor won't scale; capital does scale; it compounds, and few, if any, investments offer more dimensions of scale than real estate. And you also get all kinds of other ancillary benefits by gradually tilting away from active income and toward passive income. Because increasingly, when it comes to taxes, you're going to pay lower capital gains tax rates instead of the higher ordinary income rates. The sooner you optimize this and get into as many properties as you can, you're also going to gain the ability to borrow against your assets tax-free, and so much more. Scale or fail-that's the lesson here, and most people fear change. It's why they stay stuck in relationships longer than they should, and why they stay stuck in jobs longer than they should. They keep settling for a B plus life. Don't settle for a B plus life. This is something that NYU professor Susie Welsh talks about: If you have a D life, oh, everything is lousy. You don't live where you want to live. You don't have reliable transportation. You don't have friends, and you're so very motivated to change that. If you have an A plus life, you've got it all. You get to do what you want to do, who you want to do it with, and you're tremendously incentivized to keep that. But having a B plus life like so many do, and being stuck in it, that is the most dangerous place to be. You could tread water for years and stay stuck in a life that you know you're not fully satisfied with, but it isn't so terrible that you feel compelled to change it. So the people that grow wealth know it means that sometimes you have to give up the good to have the great, and the K-shaped economic divergence that we've had in the past five years. This is really bringing things to a head, so get scale.   Keith Weinhold  13:43   Scale is the difference between grasping the financial abundance that's available to move you toward that A plus life, or staying on the treadmill, stuck and struggling. Two different people living a B plus life, you know, they have the same starting point, and making a plan is your difference maker. We help you with that here. If you're ready to add real estate scale to your financial life, drop a quick email to GRE Investment Coach Naresh for a complimentary strategy session at Naresh at getricheducation.com. You don't need any qualifications. It can take as little as a 20% down payment on a 200k to 400k rental property, and we have access so that you can buy directly from the builders and get a mortgage rate in the fives. And we are chasing the next hot thing here. Last week we discussed co-living on the show. We waited until that strategy was proven. I like strategies that have had some contact with reality. AI can compose a song, or summarize a meeting, or fabricate a photo of some. Wacky like Abraham Lincoln riding a dolphin, but it still cannot download an affordable bedroom, affordable housing. You're scaling into something sustainable that has a future and can't be easily disrupted by AI. Scale or fail. Stop settling for the B plus life. We can help right now at this moment. Drop a quick email to naresh@getricheducation.com. I should spell that out for you. It's n a r e s h@getricheducation.com.   Keith Weinhold  15:36   More straight ahead. I'm Keith Weinhold. You're listening to Get Rich education. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge. While it's on your mind, start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Keith Weinhold  16:13   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure: I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family to 66866.   Chris Martenson  17:17   This is Peak Prosperity's Chris Martenson. Listen to Get rich education with Keith Weinhold, and don't quit your daydream.   Keith Weinhold  17:33   Welcome back to Get Rich Education. I'm your host Keith Weinhold. Having residual income from real estate, it can make you more comfortable for sure, but for me, I like to primarily use it to buy back my time. I'll tell you how I just did this. It's a small thing, a small win. It is time for my car's annual routine maintenance. Boring. I really don't want to lose my time dropping it off at the dealership in the morning and then picking it up again. Those two boring round trips don't add anything to my life. But the dealership had the option of, for just 100 bucks, picking it up for me and dropping it off for me at the end of the day. Oh well, that is an opportunity for me to buy some time, so that's why I did that. Now, when it comes to flying, sometimes I fly coach and sometimes first class. I just booked a flight and I refused to pay six times as much for first class. It just wasn't really worth it this time because the experience isn't that much better, and it sure doesn't save me any time. I tend to do that if the price is just 3x more, so I'll pay to save time, but not always to borrow a wider seat for five hours. And you and I both make hundreds of time versus money decisions every day, most of them small.   Keith Weinhold  19:04   With the more residual income you have, you're gonna make better decisions where you can choose the time over the money. One thing's for sure: whatever we're doing with our money, and that is that our dollar does not go as far as it used to. Let's look at inflation during the first 25 years of this century. This is really interesting. We're going to see how the cost of goods and services has changed from 2000 to the end of 2025 on some select categories that you spend on, and then I've got some mind-bending takeaways for you once I describe this chart, and this is the same chart that I sent to you last Thursday. If you are one of my newsletter readers, but I can open up and talk about it more here than I can in the newsletter because I keep that short. Overall inflation is about. 93% during this time period. 93% over these 25 years. Now, here are the items that rose less than that much, meaning that they became then more affordable over this span. What fell the most is the price of televisions down more than 90% in the first 25 years of this century? Toys down 74% Computer software down 73% Cell phones down 44% By the way, this all uses the government's CPI inflation rate, clothing up just one and a half percent, and even though it's up, that's still more affordable because it's up less than the overall 93% CPI inflation rate over this span. Household furnishings up 21% and finally new cars up 26% So all those items became more affordable because they rose less than the general rate of inflation. All right, moving on up. Now we're going to go above the line. Items above the 93% overall inflation rate, food and beverages were up 106% housing up 111% average hourly wages up 131% All right, let's pause. Yes, wages then outpacing 93% inflation. but of course, since that 93% uses the government CPI, well, that's pretty understated. Probably, you know, the true dispersing power of the dollar is probably more than 93% So it's debatable about whether there are real wage gains from 2000 to the end of 2025, medical care services up 147% Next in the category that has become less affordable is childcare, up 159% And as I'm naming these, there are some common threads here where I think you're going to have a few epiphanies when I point them out. College textbooks up 177%. Sheesh, what a scam! College tuition and fees up 197%, and finally the major category that became less affordable here at the top is the worst of all: hospital services. They have soared the most, up over 281% All right, there they are.   Keith Weinhold  22:57   And what takeaways do we have here? The items that became less affordable tend to be where the government either provides subsidies or they heavily regulate and mandate the product or service, like education, child care, and medical care. The categories that have become more affordable-that's where there is little or minimal government intervention, like clothing and technology. The lesson is that free market competition kept prices low, and some of these categories that became more affordable-you know-they would have become even more affordable than that if it weren't for profligate dollar printing, sadly, the items that have become less affordable-and this could really upset you-the items whose price increases exceed the overall rate of inflation, like medical care and housing, these are life's necessities. They are not once the stuff you need most got harder to obtain, healthcare is the ultimate example of this. It's sad to say, but you'll either pay the fee or you'll die, and the price reflects this. With hospital services up 281% outpacing the overall rate of inflation by about 3x. Also, items that have become more affordable, they are then generally the more discretionary purchases like furnishings, toys, and televisions. You can live without that stuff. Items that have become less affordable. They also tend to be more in-sourced activity, while those more affordable are outsourced, like to China. If you've noticed the trend, then anything involving people in the United States will be expensive, like child. Care and medical care. It involves people in the United States, and then it just gets more and more expensive. And this is also why service prices increase more and goods prices increase less. People are expensive.   Keith Weinhold  25:18   Microchips don't ask for dental insurance, and microchips don't file sexual harassment lawsuits. Overall, inflation was just 2.66% per year during this time period. But when it's compounded for this long, that's how it got to 93% cumulatively. But of course, inflation is higher than this 2.66 rate here in the late 2020s, and inflation is poised to rise even more than the level that it's at now. The war in Iran has pushed up energy prices 24% and these costs seep into almost everything, all right. But you're probably aware of this already, so I'm not going to discuss it much more because I discussed that before, like on episode 606, nearly two months ago when I called it our most important message in years, all right. But few seem to understand that this is just one part of a new inflation triple whammy. First, you've got spiking energy prices, like I mentioned. Second, more U.S. tariffs, and third, you've got mushrooming AI spending, and as a result of all this, this new inflation triple whammy that most people aren't aware of, this has pushed up bond yields to their highest point since 2007, and pressure is mounting for the Fed to jack up rates. Mortgage rates are soaring right along with them, and they are now near 7% Could mortgage rates reach 8% This is a real question now. The bottom line here is that inflation made the dollar lose nearly half its purchasing power in the first quarter century. Real asset owners will win, especially leveraged income property owners. This raises the property's replacement costs, spikes rents, and erodes your mortgage's real burden. Nearly everyone else is going to lose, and I don't want to lose a learning moment for you here. Bond yields-they are closely tied to what future mortgage rates are going to be. It's not about what the Fed does, and this is not as esoteric as some people think. This correlation between inflation, bond yields, and mortgage rates. Bonds pay a fixed interest rate long term.   Keith Weinhold  28:01   For example, the 10-year Treasury bond right now pays about 4.7% each year for the next 10 years. That's what that means. Now, would you lock in your investment for 10 years in order to get a 4.7% return? Well, if you were a conservative investor, maybe you would if you knew that inflation was only going to be 2% because then you'd be making about a 2.7% real return on your investment each year risk free. But if you expect inflation was going to be 5% over the next 10 years, oh well, then locking in a return of 4.7% means that you would lose real purchasing power every year. Investors don't want to lose money, so if investors expect that inflation is going to be higher, they will only buy bonds if they're paying higher amounts. And the bond market is telling us that as of today, investors expect at least 4.7% inflation over the next 10 years. If things change and they expect inflation to be higher than that, well, then bond yields will go up. If they expect inflation to decrease, for example, from a recession, bond yields will go down. So therefore, Treasury bonds are a true representation of investor inflation expectations and the movement of that bond yield-that is the number one factor that moves mortgage rates in that same direction. There's your explanation. That wasn't so hard. The market does not believe we're going to escape the Middle East war without substantial inflation or energy supply chain issues. That's what that means. Now, what else is going on in this era is the continuation of a reduction in the volume. Of housing transactions, fewer deals are happening. It had its recent peak of 6 million existing homes changing hands back in 2021. In 2022, it was 5 million, and it's been about 4 million transactions every year since. Now, as far as investor activity, just looking at that, for big investors, activity that's been sideways to a little down these past few years. But let's look at ourselves for smaller investors, mom and pop types, defined as those doing 10 or fewer deals per year, which probably includes you. You know, each of the past three years, activity has been up for smaller investors like you. You have gradually been purchasing more property, and this is as reported by realtor.com. Okay, what are the reasons for this?   Keith Weinhold  30:55   Well, back during the pandemic, you had to compete with owner-occupied buyers, that's when open house lines stretch down the block, and today there are fewer bidders in the room, and small investors are buying because builders are buying down your mortgage rate for you. That's another reason, and the source analysis it found that investors are sticking to affordable Midwest and Sun Belt markets that have strong rental demand. In fact, they're buying at least one out of every five homes in Memphis, Kansas City, St. Louis, Birmingham, and Oklahoma City. Real estate providers know that some prospective owner-occupant homeowners and even some investors-they won't buy anything at today's market mortgage rates, even though you and I know that these rates are historically normal. But providers-they need to stay in business. They need to keep turning things over. They need to sell property. They need to keep their people busy. They're not running museums here, so they're making sure that mortgage rate buydowns happen. And one of the most lucrative sources that I know about for investors is Mid South Homebuyers because they have investment property where the numbers work in Tennessee, Arkansas, and Texas with mortgage rates in the fives and a conventional loan with 25% down. A lot of their income properties cost under 200k, and these are quality homes in decent neighborhoods. I've physically walked inside many of them myself, not by drone, not with a virtual tour, not by AI, and not through some glossy brochure with suspiciously perfect lighting. The reason I'm telling you about this now is that this mortgage rate is one part of their limited triple five program. Here's what else we get as investors: a mortgage rate near 5% like I mentioned, and a 5% property management fee for five years. Though leverage has its benefits, if you decide to pay all cash instead, they provide you with the 5% property management for life, even if you finance later. I think they call that their forever five. Frankly, it's just amazing how many investors rave about the quality of their rehabs and say that their property management never seems to mess up in this industry. I mean, that is about as common as a calm political debate, or perhaps an airline actually improving legroom, and I have helped recommend Mid Health Homebuyers to our listeners for over 11 years. I know some followers that have looked at their available properties and scooped up three properties on one phone call. In fact, where they're based and have a lot of their available properties, Memphis. You know, Memphis has a story where I don't know if any other market in America can tell it right now. Do you know what's happening? Memphis is developing into having both the new brains and the brawn behind AI, and you got more smart money moving there now. Memphis is now home to the world's largest AI supercomputer. It's XAI's Colossus. It's now part of SpaceX. It's the biggest single-site AI facility on the entire planet. Anthropic is paying over a billion dollars a month to run Claude on it. Google just signed a deal worth up to 30 billion starting october 1, and I look forward to announcing that I have got a live event that I am co-hosting for you the day before this happens on september 30.   Keith Weinhold  34:56   So yes, that's the night before Google's money starts flowing. Into Memphis in one year, XAI became the second largest taxpayer in Memphis after FedEx, and the city has committed 25% of the property tax revenue from those sites to infrastructure in the surrounding neighborhoods. And when you add in FedEx, because Memphis already moves more physical goods than anywhere else in the country, you can see how Memphis is increasingly becoming the brains of the digital economy, while it's already been the brawn of the physical one. In every other market, you know they showcase things like their population growth and the rent-to-price ratios, and those attributes certainly matter, but now the fact that perhaps the biggest infrastructure story in America is happening in the most affordable major cash flow market—I mean, this is something that almost nobody has connected the dots on. So join me and my two co-hosts that lead Mid South Home Buyers.   Keith Weinhold  36:01   We're going to discuss market fundamentals, the AI build out, what it means for jobs, rent in neighborhoods over the next decade, and then a heavy live Q and A on Mid South. You're invited to join me. This is happening again on Wednesday, September 30th. It's at 8p.m. Eastern. Yes, you will have me live. Sign up at getricheducation.com/midsouth. It's a special event as Memphis is positioning to become both the brawn and brains of AI and a property provider that already makes a lot of sense for investors. Save your spot at getricheducation.com/midsouth. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  36:54   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  37:22   The pre- program was brought to you by your home for wealth building, getricheducation.com

Your personality is the one thing no competitor can copy. So why is everyone still copying each other?   Sophie Milham grew Odd Muse from 90K to 500K on TikTok and from just under 100K to 900K on Instagram — in two and a half years, straight out of a fashion styling degree, having never studied marketing in her life. She then became the very first hire at electrolyte brand SULT, who launched into Boots with a waitlist built before the product even existed.   So when Sophie says stop chasing the algorithm, it's worth putting your phone down and listening.   This one comes straight from the stage at Fashion Marketing Live, Elizabeth's sold-out event for fashion brand founders, and it is a proper masterclass in the thing most brands are still getting backwards: personality beats polish, every single time.   What Sophie covers:   The three places your brand's personality actually lives — founder-led content, employee-generated content (EGC), and personal branding — and how to pick the one that suits you Why LinkedIn is the most untapped platform in fashion right now, and what to post on it that isn't boring Storytelling over aesthetic: why the perfectly curated grid has had its day, and the 80/20 split Sophie uses instead How SULT built a waitlist of buyers before there was a website, a product, or a single sample The £100 giveaway stunt that put half a million people onto SULT before Sophie's first day Why the month the Boots launch went wrong got the best engagement of the year Your social media is your CV — and the pitch deck Sophie replaced with a list of Reels links The "what's in, what's out" rundown you'll want to screenshot Plus a genuinely brilliant Q&A on luxury pricing, messy content, and whether to keep your personal and brand accounts separate   If you have ever spent your 9-to-5 scrolling for research and your 5-to-9 doom scrolling for "inspiration", this episode is your permission slip to stop.   "People buy from people. They don't just buy a product."       Find Sophie LinkedIn: linkedin.com/in/sophie-milham-1636221b9 Instagram: @sophiemilhamx TikTok: @sophiemilhamx Mentioned in this episode SULT — drinksult.com · founders Milly Goldsmith & Henry Porpora · in Boots Odd Muse London — oddmuse.co.uk · founder Aimee Smale · @oddmuselondon Capala Swim — capalaswim.com · @capalaswim PerfectTed and Surreal — brands she says are doing employee LinkedIn content properly! Work with Elizabeth Magnetic — the six-month marketing accelerator for fashion brands. 25 places per round, weekly coaching, full training hub, monthly planning and the templates. → elizabethstiles.co.uk/magnetic-five The Scaling Project — six months of 1:1 mentoring for established, VAT-registered brands → elizabethstiles.co.uk/level-up Free resources → elizabethstiles.co.uk/freebies The Fashion Feed — the free weekly newsletter and Facebook group Fashion Marketing Live 2027 — Monday 15 March 2027. The first one sold out in 24 hours, so get on the waitlist via the menu at elizabethstiles.co.uk  

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In this week's podcast, Cyber Daily's Daniel Croft and David Hollingworth argue for sovereign Australian AI, catch up with the Origin Energy data breach, uncover a Court Services Victoria hack, and ponder the efficacy of taking a foreign chat platform to court over terror content. Should Aussie banks have access to Australian Taxation Office data to stop fraud? That's how the podcast kicks off, alongside the revelation that fraudsters are using AI to fake documents to secure massive bank loans. For Hollingworth and Croft, the answer is a resounding yes, which is also the case when it comes to sovereign AI capability, as Australian company Maincode brings its own coding agent online. This week, Origin Energy revealed the extent of its recent data breach, while Court Services Victoria disclosed it had fallen victim to prolific hacker 2019. It's been a torrid time for data security in Australia, with even an insider threat rearing its head in a data breach at NSW Health. Finally, the pair discuss whether or not eSafety can effectively sue chat platform Telegram over pro-terror content, while the Australian Communications and Media Authority said it is suing Optus over its Triple Zero failures last year. Just another week in cyber security. Enjoy, The Cyber Uncut team

In this week's podcast, Cyber Daily's Daniel Croft and David Hollingworth argue for sovereign Australian AI, catch up with the Origin Energy data breach, uncover a Court Services Victoria hack, and ponder the efficacy of taking a foreign chat platform to court over terror content. Should Aussie banks have access to Australian Taxation Office data to stop fraud? That's how the podcast kicks off, alongside the revelation that fraudsters are using AI to fake documents to secure massive bank loans. For Hollingworth and Croft, the answer is a resounding yes, which is also the case when it comes to sovereign AI capability, as Australian company Maincode brings its own coding agent online. This week, Origin Energy revealed the extent of its recent data breach, while Court Services Victoria disclosed it had fallen victim to prolific hacker 2019. It's been a torrid time for data security in Australia, with even an insider threat rearing its head in a data breach at NSW Health. Finally, the pair discuss whether or not eSafety can effectively sue chat platform Telegram over pro-terror content, while the Australian Communications and Media Authority said it is suing Optus over its Triple Zero failures last year. Just another week in cyber security. Enjoy, The Cyber Uncut team.

See omnystudio.com/listener for privacy information.

Brian Beaver did not start roping until he was 50, but he has spent the years since learning from some of the best horsemen and riding some of the best horses in the business.On this episode of The Score, Beaver talks about the friendship he has built with Trevor Brazile and Miles Baker and the confidence he has in their Relentless Remuda program. After owning horses including Captain, Dagger and Clubhouse, Beaver returned to Heber City, Utah, with one goal: He and his wife, Nancy, were going home with the best horse in the sale.They left with Relentless Empire, the $900,000 high seller. The mare is by Show Me The Buckles and out of Relentless Glory, a horse Beaver had watched throughout her time in the Relentless program. Once he saw the cross, he knew she was the one he wanted.Beaver also talks about the success he has had on Relentless-trained horses, the criticism that can come with spending big money and why his relationship with Brazile, Baker and their families means far more than simply buying horses.___This episode is brought to you by Old West Futurities. Old West isn't just raising the bar—we're redefining what's possible in the rope horse industry. With more than $1.12 million paid out in Guthrie and over $1.37 million paid out in Heber City, Old West has quickly become one of the premier destinations for Heading, Heeling, and Breakaway competition.With record-setting horse sales, industry-leading payouts, exclusive Sale Graduate incentives, and a $1 Million Bonus opportunity, Old West is where legends are made and records are broken.Learn more about our futurities and horse sales at OldWest.com.

Bryan Beaver did not start roping until he was 50, but he has spent the years since learning from some of the best horsemen and riding some of the best horses in the business.On this episode of The Score, Beaver talks about the friendship he has built with Trevor Brazile and Miles Baker and the confidence he has in their Relentless Remuda program. After owning horses including Captain, Dagger and Clubhouse, Beaver returned to Heber City, Utah, with one goal: He and his wife, Nancy, were going home with the best horse in the sale.They left with Relentless Empire, the $900,000 high seller. The mare is by Show Me The Buckles and out of Relentless Glory, a horse Beaver had watched throughout her time in the Relentless program. Once he saw the cross, he knew she was the one he wanted.Beaver also talks about the success he has had on Relentless-trained horses, the criticism that can come with spending big money and why his relationship with Brazile, Baker and their families means far more than simply buying horses.___This episode is brought to you by Old West Futurities. Old West isn't just raising the bar—we're redefining what's possible in the rope horse industry. With more than $1.12 million paid out in Guthrie and over $1.37 million paid out in Heber City, Old West has quickly become one of the premier destinations for Heading, Heeling, and Breakaway competition.With record-setting horse sales, industry-leading payouts, exclusive Sale Graduate incentives, and a $1 Million Bonus opportunity, Old West is where legends are made and records are broken.Learn more about our futurities and horse sales at OldWest.com.

Ryan Pineda sits down with Michael James to unpack how a 42-day bike ride across America helped him rebuild his life, develop the resilience to scale a remodeling business from $900K to over $5M, and create a blueprint for sustainable entrepreneurial growth.⁣⁣Connect with Michael - ⁣https://michaeljamesremodeling.com/⁣https://www.instagram.com/themichaelgjames/⁣https://www.instagram.com/michaeljamesremodeling/⁣https://www.instagram.com/themichaeljamesway/⁣https://www.youtube.com/%40TheMichaelJamesWay⁣__________⁣If you'd like my team to run your marketing & sales department to scale your business apply here https://www.pinedapartners.com⁣⁣Join our private mastermind for elite business leaders who golf. https://www.mastermind19.com⁣⁣Want to be featured on the Wealthy Way Podcast? Apply here https://www.wealthyway.com⁣⁣If you want to start your real estate investing business, we'll give you 1:1 coaching, seller leads, software, & everything you need. https://www.wealthyinvestor.com⁣⁣Tired of paying so much in taxes every year? We'll give you strategy, tax prep, and accounting all in one place. https://www.taylor-tax.com⁣⁣Join free Bible studies and workshops for Christian business leaders. https://www.tentmakers.us⁣__________⁣Chapters: ⁣00:00 - Financial Breakthrough⁣00:52 - Biking Across America ⁣07:59 - Resilience & Business Mindset⁣15:01 - Telluride Crash Story ⁣23:30 - Crossing Kansas⁣24:18 - Finish & Life Lessons⁣30:05 - Scaling the Business⁣31:01 - Mentors & Growth⁣37:46 - Team Culture & Purpose⁣45:13 - Business Mindset⁣48:15 - Remodeling Business Growth⁣53:54 - Luxury Remodel Strategy⁣1:00:23 - Renovation Costs & Delays⁣1:02:16 - Risk & Coaching⁣1:03:03 - Where to Find Michael

Everyone wanted to talk about the laptop.Jonathan Tamayo wanted to talk about mahjong.Because before the 2024 WSOP Main Event title, the $10,000,000 score, and the most debated rail in poker, Tamayo was a kid in Houston playing games with his grandparents, getting bankroll money from his grandpa, trying to figure out PartyPoker, and learning the hard way like everyone else.He had the early online poker growing pains, the college poker games, the PartyPoker bad beat jackpot, the Sunday Million score, the first WSOP summer, the 2009 Main Event heartbreak, Black Friday, daily fantasy, backing, a cash game stable, and years of being very good without quite becoming that guy.Then 2024 happened.And somehow the guy who had already been deep in the Main Event before found himself back in the exact spot every poker player dreams about.Only this time, he won the whole thing.In this episode of The Table 1 Podcast, Jonathan Tamayo joins Art Parmann and Justin Young to tell the full story.Topics include: ♠️ Growing up in Houston with NASA parents and mahjong games ♥️ Grandpa casually funding the early gambling years ♦️ PartyPoker, online mistakes, and the bad beat jackpot ♣️ His first WSOP summer and $1,500 runner-up finish ♠️ The wildest $1/$3 game at the Rio ♥️ The 2009 Main Event run and Billy Kopp hand ♦️ Black Friday and falling behind the European solver wave ♣️ Daily fantasy swings, including a $900K football sweat ♠️ The 2015 Main Event and Joe McKeehen rail ♥️ Building a cash game stable ♦️ The 2024 Main Event run ♣️ LaptopGate, final table prep, and what actually happened ♠️ The heads-up live tell that helped swing the match ♥️ Winning the Main Event and what changes after $10M We also get into why the Main Event still matters, the truth about final table preparation, what people misunderstood about the rail, how poker strategy has changed, why the player pool is aging, and what poker's future problem might really be.This one is part origin story, part Main Event breakdown, and part answer to the controversy everyone had an opinion on.What's your honest take on final table rails using laptops?Timestamps 00:00 — Intro + 2024 Main Event Champ 01:43 — Houston Roots, Mahjong & NASA Parents 05:22 — Humble High School + Lazy-Good Student Life 07:56 — Cornell, Hotel School & Golf 11:02 — First Poker Games in High School 15:18 — Grandpa Bankrolls the Gambling 18:02 — PartyPoker, Western Union & Online Growing Pains 19:15 — The PartyPoker Bad Beat Jackpot 21:39 — Sunday Million Score + Bad 2008 Job Market 23:19 — First WSOP Summer + $1,500 Runner-Up Finish 25:00 — The Wildest $1/$3 Game at the Rio 34:08 — Turning Stone, Brian Hastings & Cornell Private Games 36:21 — 2009 Main Event Run Begins 38:16 — Day 3 Heater + Jenga Chip Explosion 42:44 — Billy Kopp Hand + 21st Place Finish 45:20 — Backing, Supernova Elite & Old-School 10Ks 50:30 — Black Friday + Falling Behind the Europeans 52:23 — Daily Fantasy Grind + DraftKings Hockey Championship 58:23 — The $900K Fantasy Football Sweat 59:13 — 2015 Main Event Run + Joe McKeehen's Year 1:02:23 — McKeehen Final Table Rail + Early “Laptop” System 1:04:54 — Cash Game Stable + Long-Term Backing Setup 1:06:58 — 2024 Main Event Begins 1:09:47 — Day 2 Heater + First All-In Risk 1:10:21 — “The Hand” That Changed Everything 1:12:09 — Day 5–8 Main Event Grind 1:13:29 — Final 18 + Dom Starts Coaching From the Rail 1:16:35 — From 15 of 18 to the Final Table 1:18:06 — 10 Left + The Queens Fold 1:23:25 — LaptopGate + Final Table Prep 1:29:02 — Heads-Up Live Tell Breakthrough 1:33:00 — Winning the Main Event 1:35:37 — What's Next + Staying in His Lane 1:37:53 — What He Did With the Money 1:38:30 — Poker's Future Problem Jonathan's Links X: https://x.com/driverseati Instagram: https://instagram.com/driverseati Table 1 Links Play with us in Vegas: https://table1.vegas

One episode that covers everything from bankruptcy recovery to retiring in your 40s. 

Hiren bootstrapped Tectivity from a smart locker idea into an IT asset management SaaS that competes with VC-funded rivals — with 25 people, zero outbound, and a customer base that refers each other across job changes.In this episode: → Why he pivoted from hardware to software, and the years he wishes he'd gotten back → How a two-week feature turnaround beats competitors who "charge for innovation" → The $900K his team saved one enterprise from a couple of reports on mobile phone usage → The security breach that hit them four years ago — and how they rebuilt trust with SOC 2 and forensics reports → Why founder-led support stops working, and when to actually step back → How 90% of growth comes from SEO and referrals — with zero cold outreachFor founders building bootstrapped B2B SaaS in crowded, well-funded categories.----------- Episode's Chapters -----------0:06 — Introduction & Hiren's Background1:10 — How the Smart Locker Idea Was Born2:05 — Pivoting from Hardware to SaaS2:29 — Why Hiren Chose to Stay Bootstrapped3:44 — Founder-Led Support on Slack: Sustainable?4:41 — Customizing the Product for Each Customer6:35 — Word of Mouth as the Primary Growth Engine9:54 — SEO vs. AI Search: What's Actually Driving Traffic14:03 — The Security Breach & Lessons Learned15:47 — Building Remote Culture with a 25-Person Team20:24 — Biggest Win, Biggest Failure & Final Hack

EP 685 Khalif Kairo Turning Down A Ksh 900K Job?: EACC Bust, Kenyan Athlete Jailed Abroad & Hospital Hikes!

Bitcoin just crashed below $60,000 to a 20-month low - the worst first half on record - with the Fear & Greed Index at 18 (Extreme Fear). Is the bull market over, or is this the bottom smart money is buying? Plus: a deepfake of PM Carney drains a senior's $900K, Strategy's leverage cracks, and Bull Bitcoin beats MiCA. This is the Canadian Bitcoiners Podcast.Bitcoin closed a brutal first half - down ~22% in Q1 and ~12% in Q2, a rare back-to-back losing quarter - on record US spot-ETF outflows, a hawkish Fed, and a strong dollar. But under the panic is a divergence: price held the June 26 lows for three sessions while sentiment bottomed, and Strive bought 759 BTC into the fear. We break down whether this is capitulation or the start of something worse - and why self-custodied, unleveraged holders are the only ones not being forced to sell.In this episode of the Canadian Bitcoiners Podcast:Bitcoin below $60K: 20-month low, Extreme Fear at 18, and the contrarian caseThe AI-deepfake-of-Carney scam that drained an 86-year-old's $900KStrategy (MSTR) under a securities probe as 'guaranteed' STRC preferred hits record lowsBull Bitcoin secures MiCA in France with self-custody intact - while Binance exits the EUThe CLARITY Act's Senate coin-flip and what it means for BitcoinBank of Canada holds at 2.25% as oil and the Iran war stoke inflationFranklin's Bitcoin DRIP ETFs, Hut 8's $2.35M settlement, and an OKX prize disputeNotable North: a halved carjacking sentence, the door-kick challenge, 24 Sussex, the $1T grid plan, and CUSMACanadian Bitcoiners PodcastWebsite: https://canadianbitcoiners.comX: @CanadianBTCPodSubscribe & turn on notificationsThe throughline: the leverage and the custodians break in a crash - the protocol doesn't. Lower fiat price is not a broken Bitcoin. Extreme Fear is where conviction gets bought.Sources: CoinDesk, Fortune, Yahoo Finance, Bitcoin Magazine, The Block, CP24, CTV News, National Post, CBC, Bank of Canada, Congress.gov, Al Jazeera.This week's crash coverage is brought to you by the people who think your money should be yours - especially when everyone else is panicking.————————————————————————————————SPONSORS

Schedule a Free Financial Assessment with an experienced professional:https://bit.ly/YMYWassessCJoe Anderson, CFP® and Big Al Clopine, CPA spitball for three people planning for early retirement and wondering, can I really pull this off? How much risk can you take, and how much do you really need to? That's today on Your Money, Your Wealth® podcast 588. Dr. Kickass Seabass and his wife are both 41 and they got a late start on savings. Can they still hit FIRE - that is, financial independence, retire early - by 55? Get your salt shakers ready. Aang and Katara have military pensions and a big thrift savings plan. Should they invest it aggressively or play it safe over the next decade? Finally, Steph has a mandatory retirement at 56 but wants out even sooner, at age 50… if his wife Ayesha doesn't kill him first for quitting seven years before her.Free Financial Resources in This Episode: https://bit.ly/ymyw-588 (full show notes & episode transcript)Retirement Income Strategies Guide - free download: https://purefinancial.com/white-papers/retirement-income-strategies/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-retirement-income-strategies&utm_content=ymyw-pod-ep588-description-whitepaperFinancial Planning at Every Age: Retirement Planning for Millennials, Gen-X & Baby Boomers - YMYW TV: https://purefinancial.com/ymyw/episodes/financial-planning-at-every-age-retirement-planning-millennials-gen-x-baby-boomers/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep588-description-tv-s10e7Retirement Readiness Guide - free download: https://purefinancial.com/white-papers/retirement-readiness-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-retirement-readiness-guide&utm_content=ymyw-pod-ep588-description-whitepaperFinancial Blueprint (free, self-guided):https://bit.ly/YMYWblueprintCREQUEST your Retirement Spitball Analysis:https://bit.ly/YMYWaskCDOWNLOAD more free guides:https://bit.ly/YMYWguidesCREAD financial blogs:https://bit.ly/YMYWblogCWATCH educational videos:https://bit.ly/YMYWvidsCSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWnewsletterCConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast01:00 - High-Earning Doc With a Late Start: Can I Actually FIRE at 55? (Kickass Seabass, NJ)13:39 - Military Pension + TSP: How Aggressive Should We Stay for the Next Decade? (Aang & Katara, VA)25:10 - Mandatory Retirement at 56, But Can I Punch at 50? (Steph & Ayesha, SF Bay Area)46:54 - Outro: Next Week on the YMYW Podcast

What's the real goal of a new lead?Most painting contractors think a new lead is just a chance to fill the schedule — but the most profitable painting companies in North America see it completely differently.In this episode of the Elite Business Advice Podcast, host Chris Moore, founder of Elite Business Advisors, breaks down the Strategic Cycle of a Lead — a compounding revenue framework that transforms a single paint job into years of repeat business, referrals, and raving fans.What You'll Learn:·       The true purpose of a lead — and why most painting contractors are leaving a fortune on the table by thinking too short-term·       The math behind compounding your customer base — a real-world model showing how a painting company can grow from $900K to over $1.3M in annual revenue without increasing their marketing spend·       How to build a "happy satisfied customer database" — and what it takes to keep customers in your ecosystem year after year·       The 7 proven strategies for driving repeat business and referrals: monthly value-add emails, customer appreciation, gifting, booking a job from a job, loyalty discounts, custom mailers, and strategic partnerships·       Why momentum beats marketing spend — and how painting companies that nurture their community consistently outperform those who just try to buy new leadsIf you're a painting contractor or painting company owner who wants to build a business with sustainable, compounding growth — this episode is required listening.People that build a community around them will go further than those who try to buy their way to success.

Bitcoin just crashed below $60,000 to a 20-month low - the worst first half on record - with the Fear & Greed Index at 18 (Extreme Fear). Is the bull market over, or is this the bottom smart money is buying? Plus: a deepfake of PM Carney drains a senior's $900K, Strategy's leverage cracks, and Bull Bitcoin beats MiCA. This is the Canadian Bitcoiners Podcast.Bitcoin closed a brutal first half - down ~22% in Q1 and ~12% in Q2, a rare back-to-back losing quarter - on record US spot-ETF outflows, a hawkish Fed, and a strong dollar. But under the panic is a divergence: price held the June 26 lows for three sessions while sentiment bottomed, and Strive bought 759 BTC into the fear. We break down whether this is capitulation or the start of something worse - and why self-custodied, unleveraged holders are the only ones not being forced to sell.In this episode of the Canadian Bitcoiners Podcast:Bitcoin below $60K: 20-month low, Extreme Fear at 18, and the contrarian caseThe AI-deepfake-of-Carney scam that drained an 86-year-old's $900KStrategy (MSTR) under a securities probe as 'guaranteed' STRC preferred hits record lowsBull Bitcoin secures MiCA in France with self-custody intact - while Binance exits the EUThe CLARITY Act's Senate coin-flip and what it means for BitcoinBank of Canada holds at 2.25% as oil and the Iran war stoke inflationFranklin's Bitcoin DRIP ETFs, Hut 8's $2.35M settlement, and an OKX prize disputeNotable North: a halved carjacking sentence, the door-kick challenge, 24 Sussex, the $1T grid plan, and CUSMACanadian Bitcoiners PodcastWebsite: https://canadianbitcoiners.comX: @CanadianBTCPodSubscribe & turn on notificationsThe throughline: the leverage and the custodians break in a crash - the protocol doesn't. Lower fiat price is not a broken Bitcoin. Extreme Fear is where conviction gets bought.Sources: CoinDesk, Fortune, Yahoo Finance, Bitcoin Magazine, The Block, CP24, CTV News, National Post, CBC, Bank of Canada, Congress.gov, Al Jazeera.This week's crash coverage is brought to you by the people who think your money should be yours - especially when everyone else is panicking.————————————————————————————————SPONSORS

Ready to grow your practice without seeing more clients? Discover the hiring system behind a 55-therapist practice in my FREE Masterclass: The Hiring Method → https://mccancemethod.com/the-hiring-method-behind-a-55-therapist-practice/ Want to watch this episode on video? Check it out here on youtube: https://youtu.be/kaF6lPgpPCcIn this episode, I chat with Antoinette about how she grew from a solo private practice into a thriving group practice on track to hit $900K this year after her time in the Clinic Growth Map™. She shares how systems, coaching, Google Ads, SEO, and trusting her gut helped her build a team, create more freedom, and move closer to the $1M mark.Make sure to bring your paper and pen because this episode is full of actionable tips!Here are some key points in this episode:[01:40] Antoinette shares how her group practice journey began.[04:38] She breaks down her revenue growth.[07:47] Antoinette shares how systems and coaching helped her scale.[12:45] She reflects on gaining more family time and freedom.[16:47] Antoinette discusses what marketing is working in 2026.[21:36] She encourages therapists to trust their gut and take action.More about Antoinette:Dr. Antoinette Ibrahimi, Psy.D., is a licensed clinical psychologist, founder, and Clinical Director of Maple Leaf Counseling, a rapidly growing private-pay group practice serving Southern California through offices in Arcadia and Claremont, as well as Telehealth across California. Since opening her private practice in 2015, Dr. Ibrahimi has built Maple Leaf Counseling into a thriving multi-clinician practice grounded in high-quality, relationally focused care.Known for her warm, insight-oriented approach, Dr. Ibrahimi specializes in couples therapy, grief and loss, chronic illness, anxiety, life transitions, and prenatal and postpartum adjustments. Her clinical work is deeply influenced by differentiation, family systems, and family dynamics theories, helping clients strengthen their sense of self while building healthier, more meaningful relationships.Dr. Ibrahimi often describes therapy through the lens of the Japanese art of kintsugi, the practice of repairing broken pottery with gold, believing that people can transform life's hardships into sources of resilience, growth, and beauty. This philosophy became the foundation of Maple Leaf Counseling's mission: helping people reclaim hope, healing, and connection through therapy.In addition to her clinical work, Dr. Ibrahimi is passionate about ethical and sustainable practice growth. After completing Nicole McCance's Clinic Growth Map program in 2024, she implemented systems and strategies that helped significantly expand Maple Leaf Counseling's reach, team, and impact within the community while maintaining a strong focus on client care and therapist support.Dr. Ibrahimi has 18+ years of clinical experience and previously served at Ronald McDonald House Los Angeles for five years. She is also a former lecturer at both the University of Southern California and the California School of Professional Psychology and was a keynote speaker at the Depression and Bipolar Support Alliance 23rd Annual Conference.Outside of her professional life, Dr. Ibrahimi is a wife and proud mother of three. A former collegiate volleyball athlete on a full-ride scholarship at California State Polytechnic University, Pomona, she still carries the teamwork, discipline, and resilience of athletics into both motherhood and entrepreneurship. She also loves specialty coffee, travel, and Japanese cuisine.Want to Connect with Antoinette? Maple Leaf Counseling - www.mapleleafcounseling.orgInstagram: http://instagram.com/mapleleafcounselingFacebook: https://www.facebook.com/mapleleafcounseling/

In this episode, Trey and Micah sit down with David Steenstra of Christensen Group, a commercial insurance producer who wrote over $900K in new business in 2.5 years entirely through drop-ins.If you've been wondering whether face-to-face prospecting still works in today's world, this one's for you. David breaks down his entire drop-in playbook: how he structures his days, what he says when he walks in the door, how he handles gatekeepers, and how he wins business on coverage and service, not price.........Resources & Links:

Hour 1 Segment 1 Tony starts the first hour of the show talking about the Pentagon on lockdown due to a hazardous materials issue. Tony also talks about President Donald Trump ordering new attacks towards Iran after they took down an Apache helicopter. Hour 1 Segment 2 Tony talks more about Maine and Democrats electing nazi Graham Platner as he wins his primary election. Tony also talks about Ron Klain defending Platner’s nazi tattoo. Hour 1 Segment 3 Tony is joined with Major Mike Lyons to talk about President Trump’s upcoming attacks on Iran and if a siege can end the IRGC. Tony later talks about the latest update on the Pentagon lockdown due to a hazardous materials issue. Hour 1 Segment 4 Tony wraps up the first hour of the show talking about 146K unaccompanied migrant minors located in U.S. under President Trump. Hour 2 Segment 1 Tony starts the second hour of the show talking about what we could expect from President Donald Trump’s second round of attacks tonight on Iran. Hour 2 Segment 2 Tony talks about Freddy, the viral German visiting the U.S. for the World Cup, enjoying and experiencing the best of the U.S. Hour 2 Segment 3 Tony gets into three more things: Speaker Mike Johnson upset after the House failed to extend FISA surveillance authority ahead of tomorrow’s deadline, Al Green wanting reparations, and Honda recalling nearly 900K vehicles over rear suspension components concern. Hour 2 Segment 4 Tony wraps up the second hour of the show talking about President Trump cancelling tonight’s scheduled strikes on Iran. Hour 3 Segment 1 Tony starts the final hour of the show joined with Ed Morrissey of HotAir.com to talk about Maine and Democrats electing nazi Graham Platner as he wins his primary election. They also talk about if Republicans will run to win in November. Hour 3 Segment 2 Tony talks about Jerry Seinfeld getting heckled by someone who wanted him to say something about Palestine after Game 4 of the NBA Finals. Hour 3 Segment 3 Tony continues his conversation with Major Mike Lyons talking more about President Trump’s upcoming attacks on Iran and if a siege can end the IRGC. Hour 3 Segment 4 Tony wraps up another edition of the show talking more about Speaker Mike Johnson upset after the House failed to extend FISA surveillance authority ahead of tomorrow’s deadline. See omnystudio.com/listener for privacy information.

Hour 2 Segment 1 Tony starts the second hour of the show talking about what we could expect from President Donald Trump’s second round of attacks tonight on Iran. Hour 2 Segment 2 Tony talks about Freddy, the viral German visiting the U.S. for the World Cup, enjoying and experiencing the best of the U.S. Hour 2 Segment 3 Tony gets into three more things: Speaker Mike Johnson upset after the House failed to extend FISA surveillance authority ahead of tomorrow’s deadline, Al Green wanting reparations, and Honda recalling nearly 900K vehicles over rear suspension components concern. Hour 2 Segment 4 Tony wraps up the second hour of the show talking about President Trump cancelling tonight’s scheduled strikes on Iran. See omnystudio.com/listener for privacy information.

Tony gets into three more things: Speaker Mike Johnson upset after the House failed to extend FISA surveillance authority ahead of tomorrow’s deadline, Al Green wanting reparations, and Honda recalling nearly 900K vehicles over rear suspension components concern.See omnystudio.com/listener for privacy information.

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Today on Can't Be Contained, I am so freaking excited to sit down with Maria Wendt—an absolute powerhouse in the world of entrepreneurship, godmotherhood, and building low-ticket offers that scale massively! We dive deep into Maria's journey, from her beginnings as a homeschooled teen discovering manifestation and abundance, to her explosive growth as a mompreneur running an eight-figure business in just two days a week. Maria shares how she broke out of limiting beliefs, scaled her company past the seven and eight figure marks, and why she's so passionate about helping millions of women create an extra $3,000/month. She opens up about her faith, gratitude practices for moving out of scarcity, and the exact practical and energetic blueprints that have helped her quantum leap. You'll hear how Maria's Saturday mornings transformed from lazy weekends to "I have to help people!" leaps out of bed, why she ditched meetings entirely, and her radical take on creating a business that truly serves your life. Plus, we'll dig into the power (and misunderstood scalability) of low-ticket offers—and why sometimes the best move is to go all-in on the thing that lights up your soul, even if everyone tells you it's not possible. In this episode, we cover: ➤ The secrets behind Maria's high-integrity, high-revenue, low-ticket business model ➤ Overcoming scarcity and rewiring your relationship with money ➤ Running an empire while being (mostly) a stay-at-home mom ➤ Building a culture of trust, radical efficiency, and zero meetings ➤ The unapologetic courage to claim and build the life and business you really want Whether you're feeling stuck at the starting line, wondering if service and abundance can truly coexist, or looking to shake up everything you've been told about business models—this episode will seriously leave you inspired and ready to take action. Maria is proof that you CAN have massive impact, integrity, and freedom—all on your terms. Get ready to believe bigger and go further!   About Can't Be Contained Can't Be Contained' is the unscripted, unedited – fully uncontained journal entries & real-life experiences of those who follow their bliss & intuitive hits, the freedom seekers, the sacred rebels – the ones who are here to disrupt what preceded us & create what is ahead of us. Subscribe now to stay tuned for every episode!   Join the Women & Wealth Event: https://www.pausebreathwork.com/wealth The Breathing Room - Your nervous system home base, where breathwork, community, and energetic calibration bring you back to your body every single week. LIFE Mastermind - The 12-month container for soul-led women who are done forcing and ready to become the woman success actually responds to. Pause Breathwork App | Samantha's Instagram | Pause Breathwork Instagram | Facebook | Book

Zach started like most owners, doing everything himself and grinding to around $67K. Today he's built a $900K business with high-margin services, a self-sufficient crew, and a schedule that lets him be home when his daughters get off the school bus.See where your business stands —Take the free Growth ScorecardListen to the full audiobook free — Get Off The TruckFollow HSBC Social's:Facebook | Instagram | YouTube | HSBC Accelerator | Jobber | Home Service Business Coach Email: info@homeservicebusinesscoach.com

CZ shares how he went from a rural village in China to Vancouver, McGill and Wall Street‑adjacent fintech roles in Tokyo, New York, Shanghai and Singapore before ever touching crypto. He explains why discovering Bitcoin in 2013 felt “bigger than the internet,” how that conviction led him to sell his Shanghai apartment for around 900,000 dollars to buy Bitcoin at roughly 600 dollars a coin, and why he quit his job to work full‑time in the space even without much cash left.

Ramit Sethi of I Will Teach You To Be Rich talks to Kristina and Erin, a married couple who have been together for 10 years, raising two children in Toronto. They make good money, but they have no system for their finances, which has led to years of avoidance. They've accumulated $106K in debt and have only two weeks of savings. While Erin, the "stable one," has a full-time job, Kristina's entrepreneurial journey has been marked by wildly inconsistent income, including a $50K loss on NFTs. They both admit they don't trust each other or themselves with money. Ramit helps them confront their fears, redefine their relationship with money, and finally start working as a team. In this episode we uncover: • How Kristina lost $50K in NFTs • Why Erin struggles with "spending with emotion" • The cultural component of their Catholic guilt around money • How their childhood experiences influence their money habits • Kristina's fear that her income won't last • The surprising truth about their combined income • Why they avoid tracking their spending • Their identity as "coach collectors" who avoid real change • Ramit's "60-second truth-telling" exercise • Why they need to be aligned as partners to achieve their goals • The true cost of credit card debt • Why their "guilt-free" spending is holding them back • Ramit's radical advice on cutting fixed costs • How they can quickly pay off their debt Chapters: (00:00:00) Introduction (00:02:40) Feeling stupid about money (00:05:23) Unspoken financial conversations (00:08:44) Fear that money won't last (00:09:25) Lack of trust around money (00:15:16) Emotional spending and guilt (00:19:55) The surprising truth about their net worth (00:22:52) The impact of high fixed costs (00:27:00) "We work too hard to feel like we don't have anything" (00:30:45) Why past coaching failed (00:34:54) Childhood money lessons and scarcity (00:41:46) The impact of Catholic guilt (00:49:30) Goals for debt and savings (00:54:30) Ramit's 60-second truth-telling (00:58:33) Fixing the Conscious Spending Plan (01:07:07) Aligning on a Rich Life together (01:17:35) How Kristina and Erin are going to get on the same page (01:21:40) Why they're afraid to talk about money with their kids This episode is brought to you by: DeleteMe | Get 20% off all consumer plans when you go to https://joindeleteme.com/ramit and use promo code RAMIT at checkout Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit LMNT | Get a free LMNT Sample Pack with any order at https://drinklmnt.com/RAMIT Superhuman Mail | Turn your inbox into momentum. Sign up at https://superhuman.com/podcast. Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit  • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube Have you or your partner fallen for a scam? Maybe gotten bad financial advice from someone who didn't keep their promises? If so, I want to talk. Apply to be on my podcast at https://iwt.com/apply 

Nearly six years have passed since Troy Doyle sued the St. Louis County Police Department over what he alleges was a broken promise to promote him to police chief. After multiple delays, the case has cost the county more than $900,000. Attorneys Dave Roland, Arindam Kar and Jenny Woulfe discuss the employment discrimination case in this month's Legal Roundtable alongside other notable, ongoing lawsuits against the City of St. Louis' police department and school system. They also react to news of the lawsuit filed by the influencer “The Woke Ginger,” who alleges his employer violated an obscure Missouri law that prohibits employers from terminating people for their political beliefs.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

Robach and Holmes cover the latest news headlines and entertainment updates and give perspective on current events in their daily “Morning Run.”See omnystudio.com/listener for privacy information.

The Sydney Morning Herald's Neil Breen joins Adam Hawse to talk Tigers. Sure, they're winning now, but is Campbelltown really their future? Plus, they need to fork out the 900K to lock away Jahream Bula. Also, Matt Dufty's recall spells the end of Latrell as a fullback, and who are the genuine options in the market for the battered Parramatta Eels? For all your NRL news - follow the Continuous Call Team - wherever you get your podcasts. It’s your one stop shop for the latest in rugby league. Share with your mates and leave a review. You can find us on YouTube and on Instagram - just search ‘The Continuous Call Team’.See omnystudio.com/listener for privacy information.

A single software change can ripple through an entire industry, and that's exactly why we open with the Spectora Fixel blowup. When an ad appears before a client can download an inspection report, the immediate question isn't “is it optional?” It's “who owns the client relationship?” We talk through why inspectors reacted so strongly, how conflict-of-interest fears spread fast, and why platform trust is hard to rebuild once the “snake bite” moment happens.From there we shift into our Q2 2026 housing market outlook for home inspectors, using the term many major outlets are leaning on: the Great Housing Reset. We explain what “reset” really means in practice, why it looks like a transition rather than a crash, and what the current numbers suggest. Mortgage rates are hovering roughly between 6.0% and 6.4%, inventory is up year over year, and the lock-in effect is finally weakening as homeowners list for job changes, family changes, and life realities. At the same time, home price growth has cooled, wages are gradually catching up, and affordability metrics are starting to look less extreme than they did in the past few years.We also dig into the weirdness around real estate agents, brokers, and data visibility after the NAR settlement era, including signs that more transactions may be happening with less obvious MLS visibility. For inspectors, we connect those trends to real opportunities: more back-on-market cycles can mean more inspection work, and the $500K to $900K home segment may be one of the hottest targets this year with different buyer motivations and less rate sensitivity.If you want a grounded, practical real estate market forecast built for inspection business owners, hit play, then subscribe, share the episode with another inspector, and leave a review with your take on what you're seeing locally.Check out our home inspection app at www.inspectortoolbelt.comNeed a home inspection website? See samples of our website at www.inspectortoolbelt.com/home-inspection-websites*The views and opinions expressed in this podcast, and the guests on it, do not necessarily reflect the views and opinions of Inspector Toolbelt and its associates.

Your referral partners are sending patients. But only 35% actually book. This episode breaks down the 4 friction points that cause referral leakage and gives you a 3-step system to fix it, before it costs you $900K a year. Your primary care referral partner referred a patient to you last week. That patient never called, never booked, and now your partner is wondering if you dropped the ball. This is referral leakage, and it's one of the most expensive invisible problems in specialty medicine. Industry research shows that only about 35% of specialty referrals result in a completed visit, with the financial impact running up to $900K per physician per year in lost downstream revenue. In this episode, I walk through: The Mrs. Smith scenario: How a single referral unravels step by step The four friction points where referred patients fall out of your pipeline Why the industry-standard "wait for them to call" approach is costing you more than you realize The lifetime value calculation most practices never consider A practical three-step system: track every referral, reach out proactively, and close the loop with referring physicians Why proactive referral outreach is a competitive advantage that less than 1% of practices are leveraging How to protect referral relationships in a private equity landscape Your action plan: three things to do this week to start plugging the leak Resources Mentioned: Free Referral Gap Assessment Book an Exploratory Call Last Week's Episode Full Blog Post Connect with Alisa: Website LinkedIn YouTube Channel

On March 25, 2026, after eight days of deliberation, the jury reached a verdict in the first bellwether trial against Meta and YouTube.The verdict: The jury ruled in favor of Kaley on all counts. Scroll down to the bottom of this description for the full verdict.This week, we take you inside the final, nerve-wracking days in the hallway and courtroom — the jury questions about expert testimony, deleted accounts, Instagram usage, punitive damages, and the moment they told the judge they were deadlocked with one defendant.We walk through what each question meant, what it revealed about the jury's thinking, and how both sides responded. You'll hear what happened in real time as families waited, attorneys speculated, and the stakes became crystal clear.We're joined by Laura Marquez-Garrett of the Social Media Victims Law Center to break down:What the verdict actually meansWhether an appeal is likelyWhy early bellwether cases often shape — but don't decide — the larger warWhat happens next in the thousands of cases still moving forwardBecause this was never just about one family.It the most powerful tech companies in the world… versus families. And this verdict is the accelerator of justice.The trials continue. Thousands of families. Dozens of states. School districts. The pressure is building. We'll continue to be inside the courtroom translating it all for parents everywhere.The Heat is On...Big Tech on Trial is an investigative mini-series by Scrolling 2 Death, in partnership with Heat Initiative.Video Editing expertly provided by Jacob Meade.Are you willing to take action against Big Tech? Join us in D.C.! Fill out this form.THE VERDICTMETAWas Meta negligent in the design or operation of Instagram? YESWas Meta's negligence a substantial factor in causing harm to KGM? YESDid Meta know or should it reasonably have known that the design or operation of Instagram was dangerous or was likely to be dangerous when used by a minor in a reasonably foreseeable manner? YES‍Did Meta know or should it reasonably have known that users would not realize the danger? YESDid Meta fail to adequately warn of the danger? YESWould a reasonable platform designer or operator under the same or similar circumstances have warned of the danger or instructed on the safe use of the platform? YESWas Meta's failure to adequately warn or instruct a substantial factor in causing harm to KGM? YESYOUTUBEWas YouTube negligent in the design or operation of YouTube? YESWas YouTube's negligence a substantial factor in causing harm to KGM? YESDid YouTube know or should it reasonably have known that the design or operation of YouTube was dangerous or was likely to be dangerous when used by a minor in a reasonably foreseeable manner? YES‍Did YouTube know or should it reasonably have known that users would not realize the danger? YESDid YouTube fail to adequately warn of the danger? YESWould a reasonable platform designer or operator under the same or similar circumstances have warned of the danger or instructed on the safe use of the platform? YESWas YouTube's failure to adequately warn or instruct a substantial factor in causing harm to KGM? YES‍THE DAMAGESA. What are KGM's damages? $3,000,000B. What percentage of responsibility for K.G.M.'s harm do you assign to each of the following? 70% Meta30% YouTubeC. Do you find that K.G.M. proved by clear and convincing evidence that Meta acted with malice, oppression, or fraud in conduct upon which you base your finding of liability? YESD. Do you find that K.G.M. proved by clear and convincing evidence that YouTube acted with malice, oppression, or fraud in conduct upon which you base your finding of liability? YESPUNITIVE DAMAGES: $3,000,000 ($2.1M to Meta, $900K to YouTube)

What does it mean to reach Coast FIRE in your late 30s and how does it change your life? In this episode, we sit down with certified financial educator Suzy May to discuss how she and her husband reached Coast FIRE with $900,000 invested before age 40. We talk about how starting early, maintaining a strong savings rate, and investing consistently allowed their portfolio to grow to a point where they no longer need to aggressively contribute to retirement. Suzy shares how Coast FIRE has given their family the freedom to slow down, work less, and design a life filled with travel, flexibility, and meaningful time with their kids. We also discuss the emotional shift that happens when you move from wealth building to wealth enjoying and how families can define success beyond the numbers. If you've ever wondered what happens after you build a strong investment foundation, this conversation will give you a real-life look at how Coast FIRE can create more options for your family. Carpe Diem! Resources & Links Own Your Time (Andy's book): https://marriagekidsandmoney.com/book Suzy May Website: https://suzymaywander.com Wander World School Podcast: https://suzymaywander.com/podcast Monarch Money: https://marriagekidsandmoney.com/monarchmoney Credits Host: Andy Hill Editor: Johnny Sohl Learn more about your ad choices. Visit megaphone.fm/adchoices

Nathan Miles started his electrical business and did $75,005 in his first month… then went on to generate over $900K in his first year!But this isn't just another success story.This episode breaks down how he actually did it, without chasing more leads, without gimmicky sales tactics, and without burning out.If you're an electrician or electrical contractor trying to grow your business, increase your average ticket, and gain more control over your schedule, this conversation will hit exactly where you're at.⚡ What You'll Learn in This Episode- How to grow an electrical business from scratch- Why most electricians struggle with sales (and how to fix it)- The difference between install mindset vs service/sales mindset- How Nathan closed a $21,287 job without pressure- Why selling electrical work is really about customer experience- How to increase your average ticket per call- Why mastering the basics beats chasing advanced tactics- How to grow your electrical company without breaking your team- Why KPIs and tracking numbers create better business decisions- How to build a repeatable electrical sales process

In this episode of the Capital Raiser Show, Richard C. Wilson interviews John Manes, Chairman of StoreSuite LLC and a self-storage entrepreneur who has helped build over $170M in storage assets and created companies worth more than $300M—including two successful exits totaling $200M+. John shares the real story behind building and scaling a self-storage platform, from raising capital for his very first deal to assembling a portfolio that attracted major buyers. Along the way, he reveals how authenticity, relationships, and being in the right investor rooms helped him grow faster than traditional operators. In this conversation, you'll learn: How John raised $900K for his first storage deal and turned it into a $1.8M exit Why network proximity and relationships are critical for raising capital and scaling deals The strategy behind building and exiting $100M+ real estate platforms Lessons learned from costly mistakes with lenders, brokers, and deals How to stand out with investors in a crowded market Why transparency with investors matters more during tough cycles than easy markets John also discusses the mindset required to scale from small deals to large portfolios, how he approached major exits, and the operational systems needed to run a vertically integrated self-storage company. If you're raising capital, investing in real estate, or building a scalable investment platform, this episode offers a practical look at what it takes to grow, exit, and rebuild successfully in the self-storage industry.

Find me on Substack!Arie van Gemeren is a CFA, Goldman Sachs veteran, and CEO of Lombard Equities Group who translates 2,000 years of wealth-building history into actionable modern real estate and investment strategy.Episode Sponsor: Fiscal AI is a modern data terminal that gives investors instant access to twenty years of financials, earnings transcripts, and extensive segment and KPI data—use my link for a two-week free trial plus 15% off: https://fiscal.ai/talkingbillions/3:00 – Ari's family origin story: grandmother fled Nazi Berlin to South America, father grew up fatherless in Bolivia, came to the U.S. at 18 speaking no English, put himself through medical school. History was alive in the household.5:15 – The contrarian leap from Wall Street to real estate. Started at Fisher Investments, moved to Goldman Sachs, but it was his Persian father-in-law who kept asking: "Why would I do that when I could buy a good property?"7:30 – The live-in flip that changed everything. Bought a Bay Area bungalow for $515K, invested $60K in renovations, saw equity jump to $850–900K. "I was hooked."9:18 – At Goldman, wealthiest clients — especially Middle Eastern tech entrepreneurs — were pouring profits into real estate, not stocks. Pattern recognition clicked.11:59 – Real estate vs. stocks: "They're both tremendous wealth-building asset classes." Ari argues for a portfolio approach — stocks as majority for passive investors, real estate as complement. Introduces the scarcity insight: the stock market is the only market where inventory shrinks over time via buybacks.19:51 – Timeless principles and behavioral finance. Nothing new under the sun — 8,000 years of recorded history isn't enough for human nature to evolve. Patience, discipline, avoiding excessive leverage are the throughlines of lasting fortunes.21:43 – Hitler's invasion of the Soviet Union as an investing parable: certainty vs. conviction. "If you are so convinced of your thesis that you cannot hear contrary advice… guys confuse having a strong thesis with it being the absolute truth."33:27 – Concentrated wealth creation. 67% of the world's billionaires are self-made first-generation who built companies — a form of concentration investing.40:17 – Generational wealth traps. The "first generation builds, second maintains, third loses" proverb exists in Italian, Japanese, Mandarin, Russian, Spanish. Contrasts Vanderbilt collapse with Walton and Grosvenor family structures.47:12 – The Hanseatic League: 500+ years of patient, boring warehouse ownership that generated extraordinary wealth and even conquered Copenhagen.57:33 – Success redefined: "What we're really looking for is freedom and independence."Podcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Ramit Sethi of I Will Teach You To Be Rich talks to Melissa and Tony, a couple who immigrated from Mexico with big dreams and an even bigger work ethic. In less than a decade, they've built a net worth of nearly $900,000. But beneath the surface of their impressive paper wealth, they're carrying almost $1 million in debt and are completely misaligned on their financial goals. With their second child due any day, Ramit helps them uncover the root of their money woes, from differing money styles to the profound impact of their upbringing. Can they finally get on the same page, create a financial system that works, and build a sustainable rich life? In this episode we uncover: • How Melissa and Tony built a nearly $900K net worth in 8 years • The "rollercoaster" of their financial decision-making • Why their credit card debt is actually due to real estate • Tony's “paycheck to paycheck” feeling with a $189k household income • Melissa's childhood money lessons from her dad, Mr. No • How they navigate financial planning with a baby due this month • Why they avoid combining their high incomes • The cultural influences shaping their financial narratives • What happens when Tony is “comfortable” and avoids change • The deeper reasons behind their ongoing money disagreements • Ramit's advice on how to communicate about money effectively • A surprising agreement that might change their future Chapters: (00:00:00) Introduction (00:02:28) Their chaotic financial situation (00:07:07) Melissa and Tony's real estate struggles (00:13:07) Melissa's real estate ambitions vs. Tony's pessimism (00:20:58) The cycles of making and losing money (00:26:59) The ineffective communication about debt (00:33:57) The danger of making emotional money decisions (00:37:35) Diving deep into their income and debt (00:46:01) Their unspoken rules about money and spending (00:51:56) The painful truth behind being "house poor" (01:00:43) Impact of childhood money lessons on their current finances (01:10:29) The parent-child dynamic in their financial relationship   This episode is brought to you by: Superhuman | Turn your inbox into momentum. Sign up at https://superhuman.com/ramit. ZocDoc | Go to https://zocdoc.com/ramit to find and instantly book a top-rated doctor today #sponsored  DeleteMe | Get 20% off all consumer plans when you go to https://joindeleteme.com/ramit and use promo code RAMIT at checkout Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 10% off plus free shipping Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit  • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://iwt.com/apply

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. Summary of the Interview: Dr. Willie Jolley on Money Making Conversations Masterclass Dr. Willie Jolley—Hall of Fame speaker, bestselling author, and longtime SiriusXM host—joins Rushion McDonald to discuss his new book Rich Is Good, Wealthy Is Better. The conversation focuses on redefining wealth, transforming money mindsets, developing discipline, and overcoming setbacks to build generational prosperity. Throughout the interview, Dr. Jolley shares insights gathered over 20 years of interviewing billionaires, CEOs, and major wealth creators. He outlines the crucial difference between being rich (high income) and being wealthy (owning assets that work without you). He emphasizes the role of discipline, humility, learning, and generational thinking in achieving sustainable wealth. The interview closes with Jolley’s personal comeback story—from nightclub singer to world‑renowned speaker—and his message that it’s never too late to change your financial future. Purpose of the Interview The interview aims to: 1. Promote and explain Jolley’s new book “Rich Is Good, Wealthy Is Better,” which clarifies the difference between income-based wealth (rich) and asset‑based, multi‑generational wealth (wealthy). 2. Teach listeners how to shift their money mindset Jolley walks through the five levels of money thinking, showing how most Americans operate in the lower levels due to habit or lack of knowledge. 3. Encourage financial independence and discipline Listeners—especially entrepreneurs and families—learn the role of discipline, insurance, multiple income streams, and investment. 4. Provide motivation through Jolley’s story His setback-to-comeback story proves that financial and personal reinvention is possible at any age. 5. Address generational wealth and financial stewardship The book is also written for parents/grandparents worried their heirs may squander what they built. Key Takeaways 1. The crucial difference between rich and wealthy Rich = working income; stops when you stop. Wealthy = assets + systems; money works even when you don’t. Rich is “good”—but wealth is “better” because it is sustainable. 2. Wealth begins with mindset Jolley identifies five money mindsets: One‑day mindset (daily survival) 30‑day mindset (check-to-check) One‑year mindset Decade mindset (athletes/entertainers) Generational mindset (true wealth builders) His goal: move people one level higher. 3. Discipline is the #1 lever for wealth Wealth requires: Living below your means Consistent investment Protecting what you have Maintaining health, relationships, reputation, and intellectual capital 4. The “Five Types of Wealth” Financial wealth Health wealth Relationship wealth Reputational/brand wealth Intellectual capital wealthAll contribute to long-term prosperity. 5. The 3 Legs of Wealth Income Save & invest the difference Insurance to protect assets (life, health, disability, long‑term care) 6. At least two streams of income are essential Examples: stocks, real estate, crypto, collectibles, content creation. 7. Pride destroys wealth People overspend to look successful rather than be successful.Pride → debt → stress → financial ruin.Humility → learning → planning → wealth. 8. It’s never too late to become wealthy He shares stories of: A domestic worker who died with $2.7M A secretary who accumulated $8M A former drug dealer who reached nearly $900K starting at age 65All achieved wealth by small investments over long periods. 9. A setback is a setup for a comeback Jolley’s message is deeply motivational: Losing his singing job led him into speaking Speaking led to radio Radio led to books Books led to global influenceHe frames adversity as opportunity. Notable Quotes (from the transcript) On Wealth vs. Rich “Rich is good. Wealthy is better.” “Regular folks work for their money. Wealthy people make their money work for them.” On Mindset “Wealth starts in your mind.” “It’s hard to hit what you can’t see—and even harder to hit what you don’t know.” (on knowing the target) On Discipline “The key to success in growing wealth is discipline.” [ On Pride “My pride was killing my wealth. I had to let the pride go so I could grab hold of the wealth.” On Setbacks “A setback is a setup for your greater comeback.” “Your setback is not the end of the story unless you choose it to be.” On Starting Late “Anybody can become wealthy if you use these principles.” “When is the best time to plant a tree? 80 years ago. The second-best time? Today.” In One Sentence The interview teaches that becoming wealthy is less about income and more about mindset, discipline, humility, and long-term planning—and that anyone can build generational wealth starting right now. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. Summary of the Interview: Dr. Willie Jolley on Money Making Conversations Masterclass Dr. Willie Jolley—Hall of Fame speaker, bestselling author, and longtime SiriusXM host—joins Rushion McDonald to discuss his new book Rich Is Good, Wealthy Is Better. The conversation focuses on redefining wealth, transforming money mindsets, developing discipline, and overcoming setbacks to build generational prosperity. Throughout the interview, Dr. Jolley shares insights gathered over 20 years of interviewing billionaires, CEOs, and major wealth creators. He outlines the crucial difference between being rich (high income) and being wealthy (owning assets that work without you). He emphasizes the role of discipline, humility, learning, and generational thinking in achieving sustainable wealth. The interview closes with Jolley’s personal comeback story—from nightclub singer to world‑renowned speaker—and his message that it’s never too late to change your financial future. Purpose of the Interview The interview aims to: 1. Promote and explain Jolley’s new book “Rich Is Good, Wealthy Is Better,” which clarifies the difference between income-based wealth (rich) and asset‑based, multi‑generational wealth (wealthy). 2. Teach listeners how to shift their money mindset Jolley walks through the five levels of money thinking, showing how most Americans operate in the lower levels due to habit or lack of knowledge. 3. Encourage financial independence and discipline Listeners—especially entrepreneurs and families—learn the role of discipline, insurance, multiple income streams, and investment. 4. Provide motivation through Jolley’s story His setback-to-comeback story proves that financial and personal reinvention is possible at any age. 5. Address generational wealth and financial stewardship The book is also written for parents/grandparents worried their heirs may squander what they built. Key Takeaways 1. The crucial difference between rich and wealthy Rich = working income; stops when you stop. Wealthy = assets + systems; money works even when you don’t. Rich is “good”—but wealth is “better” because it is sustainable. 2. Wealth begins with mindset Jolley identifies five money mindsets: One‑day mindset (daily survival) 30‑day mindset (check-to-check) One‑year mindset Decade mindset (athletes/entertainers) Generational mindset (true wealth builders) His goal: move people one level higher. 3. Discipline is the #1 lever for wealth Wealth requires: Living below your means Consistent investment Protecting what you have Maintaining health, relationships, reputation, and intellectual capital 4. The “Five Types of Wealth” Financial wealth Health wealth Relationship wealth Reputational/brand wealth Intellectual capital wealthAll contribute to long-term prosperity. 5. The 3 Legs of Wealth Income Save & invest the difference Insurance to protect assets (life, health, disability, long‑term care) 6. At least two streams of income are essential Examples: stocks, real estate, crypto, collectibles, content creation. 7. Pride destroys wealth People overspend to look successful rather than be successful.Pride → debt → stress → financial ruin.Humility → learning → planning → wealth. 8. It’s never too late to become wealthy He shares stories of: A domestic worker who died with $2.7M A secretary who accumulated $8M A former drug dealer who reached nearly $900K starting at age 65All achieved wealth by small investments over long periods. 9. A setback is a setup for a comeback Jolley’s message is deeply motivational: Losing his singing job led him into speaking Speaking led to radio Radio led to books Books led to global influenceHe frames adversity as opportunity. Notable Quotes (from the transcript) On Wealth vs. Rich “Rich is good. Wealthy is better.” “Regular folks work for their money. Wealthy people make their money work for them.” On Mindset “Wealth starts in your mind.” “It’s hard to hit what you can’t see—and even harder to hit what you don’t know.” (on knowing the target) On Discipline “The key to success in growing wealth is discipline.” [ On Pride “My pride was killing my wealth. I had to let the pride go so I could grab hold of the wealth.” On Setbacks “A setback is a setup for your greater comeback.” “Your setback is not the end of the story unless you choose it to be.” On Starting Late “Anybody can become wealthy if you use these principles.” “When is the best time to plant a tree? 80 years ago. The second-best time? Today.” In One Sentence The interview teaches that becoming wealthy is less about income and more about mindset, discipline, humility, and long-term planning—and that anyone can build generational wealth starting right now. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. Summary of the Interview: Dr. Willie Jolley on Money Making Conversations Masterclass Dr. Willie Jolley—Hall of Fame speaker, bestselling author, and longtime SiriusXM host—joins Rushion McDonald to discuss his new book Rich Is Good, Wealthy Is Better. The conversation focuses on redefining wealth, transforming money mindsets, developing discipline, and overcoming setbacks to build generational prosperity. Throughout the interview, Dr. Jolley shares insights gathered over 20 years of interviewing billionaires, CEOs, and major wealth creators. He outlines the crucial difference between being rich (high income) and being wealthy (owning assets that work without you). He emphasizes the role of discipline, humility, learning, and generational thinking in achieving sustainable wealth. The interview closes with Jolley’s personal comeback story—from nightclub singer to world‑renowned speaker—and his message that it’s never too late to change your financial future. Purpose of the Interview The interview aims to: 1. Promote and explain Jolley’s new book “Rich Is Good, Wealthy Is Better,” which clarifies the difference between income-based wealth (rich) and asset‑based, multi‑generational wealth (wealthy). 2. Teach listeners how to shift their money mindset Jolley walks through the five levels of money thinking, showing how most Americans operate in the lower levels due to habit or lack of knowledge. 3. Encourage financial independence and discipline Listeners—especially entrepreneurs and families—learn the role of discipline, insurance, multiple income streams, and investment. 4. Provide motivation through Jolley’s story His setback-to-comeback story proves that financial and personal reinvention is possible at any age. 5. Address generational wealth and financial stewardship The book is also written for parents/grandparents worried their heirs may squander what they built. Key Takeaways 1. The crucial difference between rich and wealthy Rich = working income; stops when you stop. Wealthy = assets + systems; money works even when you don’t. Rich is “good”—but wealth is “better” because it is sustainable. 2. Wealth begins with mindset Jolley identifies five money mindsets: One‑day mindset (daily survival) 30‑day mindset (check-to-check) One‑year mindset Decade mindset (athletes/entertainers) Generational mindset (true wealth builders) His goal: move people one level higher. 3. Discipline is the #1 lever for wealth Wealth requires: Living below your means Consistent investment Protecting what you have Maintaining health, relationships, reputation, and intellectual capital 4. The “Five Types of Wealth” Financial wealth Health wealth Relationship wealth Reputational/brand wealth Intellectual capital wealthAll contribute to long-term prosperity. 5. The 3 Legs of Wealth Income Save & invest the difference Insurance to protect assets (life, health, disability, long‑term care) 6. At least two streams of income are essential Examples: stocks, real estate, crypto, collectibles, content creation. 7. Pride destroys wealth People overspend to look successful rather than be successful.Pride → debt → stress → financial ruin.Humility → learning → planning → wealth. 8. It’s never too late to become wealthy He shares stories of: A domestic worker who died with $2.7M A secretary who accumulated $8M A former drug dealer who reached nearly $900K starting at age 65All achieved wealth by small investments over long periods. 9. A setback is a setup for a comeback Jolley’s message is deeply motivational: Losing his singing job led him into speaking Speaking led to radio Radio led to books Books led to global influenceHe frames adversity as opportunity. Notable Quotes (from the transcript) On Wealth vs. Rich “Rich is good. Wealthy is better.” “Regular folks work for their money. Wealthy people make their money work for them.” On Mindset “Wealth starts in your mind.” “It’s hard to hit what you can’t see—and even harder to hit what you don’t know.” (on knowing the target) On Discipline “The key to success in growing wealth is discipline.” [ On Pride “My pride was killing my wealth. I had to let the pride go so I could grab hold of the wealth.” On Setbacks “A setback is a setup for your greater comeback.” “Your setback is not the end of the story unless you choose it to be.” On Starting Late “Anybody can become wealthy if you use these principles.” “When is the best time to plant a tree? 80 years ago. The second-best time? Today.” In One Sentence The interview teaches that becoming wealthy is less about income and more about mindset, discipline, humility, and long-term planning—and that anyone can build generational wealth starting right now. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Most franchisees sign without realizing how much is actually negotiable. In this episode, I break down the hidden leverage points brands don't talk about—territory flexibility, fee reductions, liquidated damages (including the clause that almost cost me $900K), and the exact negotiation strategy I've used across 30+ locations. I'll also explain why your approach needs to change depending on whether you're dealing with an emerging brand or a legacy system.Send me a textDownload my FREE 8-Figure Playbook This playbook walks through the exact process I used to build from $0 in 2016 to $50M+/year today across multiple franchise brands Grab it here: https://brianbeers.kit.com/b79cf77012 Let's connect: Find me on X InstagramLinkedInYouTube

Bobby talks about a mom who is putting out a desperate plea for help with breast reduction surgery. Bobby also talks about a dusty garage painting that could now be worth $900K and how another woman was scammed after thinking they were talking to a celebrity online. A new study found there are five major stages of life, and your brain doesn't fully shift into "adult mode" until age 32. Amy makes a big mistake in her 'around the room' story and must face the jury. Eddie talked about a woman who was delighted to learn she had two sisters after doing a DNA test... but things got ugly when she learned they were heiresses to a $28m fortune. We all scoffed at Lunchbox, but it turns out he might be right about something for once. Bobby talked about going to Brett Eldredge’s Christmas show last night and how he had an emotional breakthrough thinking about the holiday once he is a dad. We all shared our ‘I know ball’ things that people would be surprised that we know a lot about.See omnystudio.com/listener for privacy information.

SPONSORS: - Sign up for a $1 per month trial period at https://shopify.com/nottoday, all lowercase - Take advantage of Ridge's Biggest Sale of the Year and GET UP TO 47% Off by going to https://www.Ridge.com/NOTTODAY #ridgepod - Download Cash App Today: https://capl.onelink.me/vFut/6fv5azex #CashAppPod. Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. See terms and conditions at https://cash.app/legal/us/en-us/card-agreement. Cash App Green, overdraft coverage, borrow, cash back offers and promotions provided by Cash App, a Block, Inc. brand. Visit http://cash.app/legal/podcast for full disclosures. Jamie and Rob are back, arguing about whether they'd gamble away $900K for the thrill of the game and diving into your submissions about the most annoying habits of people you live with. From separate-bed marriages to banana-chewers, knock-knock coworkers, and obsessive hand-washing, nothing is safe. Plus: the Sandwich Wars escalate, self-driving cars get pulled over, Tanner takes over the soundboard, and the realities of parenting in a scary tech-filled world hit hard. Buckle up — chaos ahead. Have a question for Rob and Jamie? Reach out at nottodaypalpodcast@gmail.com Not Today, Pal Ep. 122 https://www.instagram.com/jamielynnsigler https://www.instagram.com/nottodaypalshow https://store.ymhstudios.com Chapters 00:00:00 - Intro 00:04:53 - Annoying Habits 00:08:49 - Cutter's Bro & Cancelled Plans 00:16:08 - ChatGPT Is Litigious 00:19:40 - No Chairs Allowed + Sopranos Outtakes 00:27:43 - Self Driving Vehicles & Most Ordered Amazon Buys 00:32:08 - A New Sandwich Guy? 00:34:29 - Giving Kids The Talk 00:45:17 - Do Your Own Research Learn more about your ad choices. Visit megaphone.fm/adchoices

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