Podcasts about trust will

Listen & subscribe on Apple, Spotify, YouTube.Welcome everyone to the weekly San Diego Tech News!I'm Neal Bloom from Rising Tide Partners.My co-host in this episode is Fred Grier, journalist and author of The Business of San Diego substack. He covers the ins-and-outs of the startup world including breaking news, IPOs, fundraising rounds, and M&A through his newsletter.Before we dive in, we wanted to thank and ask our listeners to help us grow the show, leave a review and share with one other person who should be more plugged in with the SD Tech Scene. Thank you for the support and for helping us build the San Diego Startup Community!1/24/2026* Blueprint Equity new fund 3 $333M* Seasats wins $24 million DoD award* Trust & Will new product* New hires at mPower and funding?Curated Events List – For full list – check The Social Coyote* 2026 VC Outlook - Jan. 29* Farmers Open - Jan 29 - Feb 1* AFCEA West - Feb. 10-12* TechCon - Feb. 12-13 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit risingtidepartners.substack.com/subscribe

Have you thought about what your founder futures look like if you're suddenly not here—and whether your business worth is actually protected? You spend your time thinking about growth, valuation, exits, and risk—but many founders avoid the uncomfortable questions about legacy, control, and continuity. This episode connects estate planning to founder futures, showing how personal preparedness, governance decisions, and AI disruption all shape what really happens to the value you've built when circumstances change. By listening, you'll gain: A practical framework for protecting your founder futures by understanding how estate plans, healthcare directives, and digital assets prevent chaos for your family and your company. Clear insight into scaling a venture-backed platform the right way, including term sheets, preference stacks, board control, and why "IPO-ready" thinking matters more than chasing an IPO. A CEO's perspective on AI disruption and defensibility, including how category leaders must rebuild for an AI-native future before competitors force the change. Press play and learn how to safeguard your founder futures while building a company—and a legacy—that holds up under real-world pressure. Check out: ~06:30–09:30 Why estate planning matters even if you "don't have much" Cody explains why wills, healthcare directives, and digital assets matter regardless of net worth—and why certainty beats assumptions for families and founders. ~32:00–38:00 Venture capital reality: term sheets, preferences, and board control A candid CEO-to-CEO discussion on VC tradeoffs, preference stacks, governance, and why founders must be willing to walk away from bad terms. ~1:07:00–1:14:00 AI disruption and rebuilding to protect the business Cody outlines why AI is both the biggest threat and opportunity, and how Trust & Will is thinking about becoming AI-native before a challenger forces the change. About Code Barbo Cody Barbo is the Co-Founder & CEO of Trust & Will, the leading digital estate planning platform in the U.S., trusted by over one million families. Since launching in 2017, Trust & Will has modernized legacy planning with simple, secure, and attorney-approved online solutions tailored to state-specific laws. Under Cody's leadership, the company has raised over $75 million in funding, and its customers report more than $100 billion in estate assets on the platform. Trust & Will supports 20,000+ financial advisors and 200+ banks and enterprise partners, including AARP, Fifth Third Bank, UBS, and USAA. Recently, the company introduced EstateOS, the first intelligent estate planning platform designed to revolutionize legacy planning through embedded AI guidance, streamlined workflows, and enhanced collaboration between families and financial professionals. Trust & Will was recognized on the Inc. 5000 list for the second consecutive year in 2024. Cody was named an EY Entrepreneur Of The Year® 2023 Pacific Southwest Award Winner and regularly contributes to Forbes, Fast Company, and Inc. He is passionate about leveraging technology to transform estate planning from a transactional task into a deeply meaningful and personal experience.

In this special recorded event episode, Neal Bloom sits down with Trust & Will co-founder and CEO Cody Barbo in front of a live audience at SDSU's Angel Academy. It's an honest, behind-the-scenes conversation on what it really takes to back founders at the earliest of stages especially when they are bouncing back from tragedy.Cody and Neal reflect on startup missteps, co-founder breakups, raising from friends and angels, and how real trust (and real checks) get built over breakfast, not pitch decks. From being fired from his last venture to scaling Trust & Will to tens of millions in ARR, Cody shares a decade's worth of hard-won lessons with humor, humility, and insight.Whether you're a first-time founder, active angel, or just startup-curious, this candid session is packed with real talk about how relationships, not just revenue, power great companies.Key Topics Covered* Cody's path from SDSU student to three-time founder* The co-founder breakup that led to Trust & Will* Lessons from getting fired as a CEO* Why Neal invested in Cody before a product even existed* Raising from 26 angels with $10K–$40K checks* What great investors do before they wire money* The power of monthly updates and founder–investor trust* Behind the scenes of Techstars, Series A/B, and scaling to tens of millions in ARR* Advice for founders on protecting themselves and choosing aligned investors* How angels can create value before, during, and after the check clearsLinks & Resources* Trust & Will* Rising Tide Partners* San Diego Angel ConferenceConnect with Cody* Cody Barbo on LinkedInConnect with Neal* Neal Bloom on LinkedIn This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit risingtidepartners.substack.com/subscribe

In this special recorded event episode, Neal Bloom sits down with Trust & Will co-founder and CEO Cody Barbo in front of a live audience at SDSU's Angel Academy. It's an honest, behind-the-scenes conversation on what it really takes to back founders at the earliest of stages especially when they are bouncing back from tragedy. Cody and Neal reflect on startup missteps, co-founder breakups, raising from friends and angels, and how real trust (and real checks) get built over breakfast, not pitch decks. From being fired from his last venture to scaling Trust & Will to tens of millions in ARR, Cody shares a decade's worth of hard-won lessons with humor, humility, and insight. Whether you're a first-time founder, active angel, or just startup-curious, this candid session is packed with real talk about how relationships, not just revenue, power great companies. Key Topics Covered Cody's path from SDSU student to three-time founder The co-founder breakup that led to Trust & Will Lessons from getting fired as a CEO Why Neal invested in Cody before a product even existed Raising from 26 angels with $10K–$40K checks What great investors do before they wire money The power of monthly updates and founder–investor trust Behind the scenes of Techstars, Series A/B, and scaling to tens of millions in ARR Advice for founders on protecting themselves and choosing aligned investors How angels can create value before, during, and after the check clears Links & Resources Trust & Will Rising Tide Partners San Diego Angel Conference Connect with Cody Cody Barbo on LinkedIn Connect with Neal Neal Bloom on LinkedIn  

Ritavan is an entrepreneurial technology leader with over a decade of experience driving data-driven business impact. Known for his first-principles approach, Ritavan has authored peer-reviewed papers, delivered global talks, and holds an international patent. His latest book provides actionable insights to help businesses harness the power of data to create value. In this episode, Ritavan shares his expertise on building scalable, data-driven solutions and adapting legacy businesses to thrive in today's evolving value creation paradigms.On this episode we talk about:– The importance of data in decision-making for businesses– How first-principles thinking can reframe and solve complex problems– The evolution of value creation paradigms: industrial, digital, and data-driven– Why legacy businesses must adapt to survive in the modern economy– Examples of companies successfully leveraging digital and data-driven strategiesTop 3 Takeaways1. First-principles thinking reframes problems: Instead of relying on analogies or pre-existing solutions, break problems down to their core components to build tailored solutions for unique contexts.2. Data-driven decision-making is essential: Businesses that fail to incorporate data into their strategies risk falling behind competitors who leverage it effectively.3. Legacy businesses can thrive by integrating new paradigms: Combining industrial strengths with digital and data-driven strategies creates unique competitive advantages.Connect with Ritavan:Website: www.ritavan.comCheck out FranBridge Consulting for premier non-food franchise opportunities: travischappell.com/franbridgeOur Sponsors:* Check out Kinsta: https://kinsta.com* Check out Mint Mobile: https://mintmobile.com/tmf* Check out Sparrow: https://usesparrow.com/travis* Check out Trust & Will: https://trustandwill.com/TRAVISAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Investors favor the stability of gold ETFs and they are pouring billions into commodities-focused funds like SPDR Gold Shares. Today's Stocks & Topics: BRBR - BellRing Brands Inc., Market Wrap, CLPBF - Coloplast A/S Series B, Investors Flock to Gold ETFs Amid Bitcoin's February Dip, Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, Market Madness, Investing in a Second Home, NVDA - NVIDIA Corp., VST - Vistra Corp., Consumer Sentiment, KPP Newsletter, CEG - Constellation Energy Corp., I-R-As, Fidelity Stablecoin, T - AT&T Inc., VZ - Verizon Communications Inc., TMUS - T-Mobile US Inc., Are Foreign Investors Returning to China?Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

Chris Vasquez, a tech investor, founder, and CEO of Quantum, joins Travis Chappell to share his journey from a corporate recruiter to building a powerhouse executive recruiting firm generating $1.5–$2 million in monthly revenue. Chris is known for his innovative approach to scaling startups and his passion for helping founders build world-changing companies. His story is one of relentless self-improvement, bold experimentation, and a deep commitment to mastering his craft.On this episode we talk about:– How Chris transitioned from a corporate job to founding Quantum.– The innovative recruiting model that has helped 300+ startups scale.– Strategies for landing your first clients and building credibility.– The importance of mindset, skill-building, and identity in achieving success.– How Chris turned early struggles into multi-million-dollar opportunities.Top 3 Takeaways1. Master the Basics Before Launching: Chris emphasized the importance of developing strong foundational skills while working for others before transitioning into entrepreneurship.2. Experiment Relentlessly: Success often comes after multiple failures. Chris shared how it took 17 LinkedIn outreach campaigns before landing his first major client—a deal worth $3.5 million annually.3. Identity Drives Success: Your self-perception sets the ceiling for your achievements. By rewiring limiting beliefs and embodying your future self, you can unlock new levels of potential and success.Connect with Chris Vasquez:LinkedIn: https://www.linkedin.com/in/chris-vasquez-66137553Instagram: https://www.instagram.com/chrisvasquez/?hl=enCheck out FranBridge Consulting for premier non-food franchise opportunities: travischappell.com/franbridgeOur Sponsors:* Check out Kinsta: https://kinsta.com* Check out Mint Mobile: https://mintmobile.com/tmf* Check out Sparrow: https://usesparrow.com/travis* Check out Trust & Will: https://trustandwill.com/TRAVISAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Diversified investment strategies are outperforming traditional U.S. equity-focused approaches, and this highlights a significant shift in Wall Street's investment landscape. Today's Stocks & Topics: WMB - Williams Cos., Market Wrap, Capital One's CDs, Wall Street's Diversification Strategies Shine in Uncertain Market, NEM - Newmont Corp., Market Madness, MMTRS - Mills Music Trust, ADI - Analog Devices Inc., Oil Industry, GPK - Graphic Packaging Holding Co., FMC - FMC Corp., CTVA - Corteva Inc., Pet Industry.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

Adam Schell is the founder of Brain Supreme, a company specializing in next-level nootropic supplements featuring psilocybin microdosing. With a diverse background spanning from college football to cannabis distribution, Adam's journey led him to develop innovative mushroom-based products for cognitive enhancement and overall well-being.On this episode we talk about:– Adam's entrepreneurial journey from college football to cannabis to mushrooms– The development and benefits of Brain Supreme's psilocybin microdosing products– The science behind psilocybin and its effects on brain function– Target markets and unexpected customer segments for microdosing supplements– The importance of adaptability and skill development in entrepreneurshipTop 3 Takeaways1. Psilocybin microdosing can provide a 5-15% boost in overall efficacy for high-achieving individuals.2. Developing transferable skills and maintaining human relationships are crucial for entrepreneurial success and resilience.3. Psychedelic mushrooms can meet users at their level of need, providing benefits ranging from slight performance improvements to significant mental health support.Connect with Adam Schell:Website: https://brainsupreme.coUse code "Travis" for a discount on your first purchase!Check out FranBridge Consulting for premier non-food franchise opportunities: travischappell.com/franbridgeOur Sponsors:* Check out Kinsta: https://kinsta.com* Check out Mint Mobile: https://mintmobile.com/tmf* Check out Sparrow: https://usesparrow.com/travis* Check out Trust & Will: https://trustandwill.com/TRAVISAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

As tax season unfolds, scammers are exploiting uncertainty and using familiar tactics like fake IRS communications and promises of large refunds to target taxpayers. Today's Stocks & Topics: CPS - Cooper-Standard Holdings Inc., Market Wrap, MYRG - MYR Group Inc., Volkswagen, This Tax Season is A Peak Time for Scams Amid IRS Uncertainty, SEZL - Sezzle Inc, Annuities, Market Madness, CORT - Corcept Therapeutics Inc., The Oil Market, SBSW - Sibanye-Stillwater Ltd. ADR, WELL - Welltower Inc., The Live Music Industry.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

Anmol Singh is a stock market trader, investor, and entrepreneur based in New York. He is the founder of Live Traders, a trading education company, and author of the book "Prepping for Success." With extensive experience in day trading and investing, Anmol has been featured on Forbes, Fox, and ABC for his financial expertise and insights.On this episode we talk about:– Anmol's journey from trading in his college dorm to founding Live Traders– The emotional challenges of stock market trading and how to overcome them– Strategies for successful day trading and long-term investing– The importance of risk management and emotional control in trading– Anmol's approach to diversifying income through real estate and other venturesTop 3 Takeaways1. Successful trading requires mastering both technical skills and emotional control.2. Diversifying income streams through trading, real estate, and other businesses can lead to financial stability.3. Start small when learning to trade, and gradually increase your investment as you gain experience and confidence.Connect with Anmol Singh:LinkedIn: https://www.linkedin.com/in/anmolscWebsite: https://anmol.netCompany: https://livetraders.comCheck out FranBridge Consulting for premier non-food franchise opportunities: travischappell.com/franbridgeOur Sponsors:* Check out Kinsta: https://kinsta.com* Check out Mint Mobile: https://mintmobile.com/tmf* Check out Sparrow: https://usesparrow.com/travis* Check out Trust & Will: https://trustandwill.com/TRAVISAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Seth Devey is a successful entrepreneur and business owner with a remarkable journey in the home improvement and services industries. He built a solar and roofing business, Green Day Power, to an annual revenue of $50 million before selling it in 2022. Seth now owns multiple businesses in the golf and pest control spaces, showcasing his versatility and business acumen.On this episode, we talk about:– Seth's journey from door-to-door sales to building a multi-million dollar solar company– The challenges and triumphs of scaling a business rapidly– Strategies for successful exits and post-exit experiences– Diversifying into new industries like golf and pest control– Personal finance and investment strategies after a major business saleTop 3 Takeaways1. Focus on your strengths and hire experts to cover your weaknesses when building a business.2. Customer service and rapid response times can be a significant differentiator in competitive industries.3. After a successful exit, diversify investments and set aside a portion that you won't touch for riskier ventures.Connect with Seth Devey:LinkedIn: https://www.linkedin.com/in/seth-devey-803ba93b/Check out FranBridge Consulting for premier non-food franchise opportunities: travischappell.com/franbridgeOur Sponsors:* Check out Kinsta: https://kinsta.com* Check out Mint Mobile: https://mintmobile.com/tmf* Check out Sparrow: https://usesparrow.com/travis* Check out Trust & Will: https://trustandwill.com/TRAVISAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Stock market analysts are suggesting that, with the U.S. money supply growing at a fast pace, smaller companies could benefit as access to capital improves. Today's Stocks & Topics: OKLO - Oklo Inc., Market Wrap, WBA - Walgreens Boots Alliance Inc., KBH - KB Home, CALF - Pacer US Small Cap Cash Cows ETF, Accelerating US Money Supply Growth: A Sign of Big Changes for the Stock Market?, Market Madness, CGW - Invesco S&P Global Water Index ETF, Bond Maturity, ANGL - VanEck Global Fallen Angel High Yield Bond ETF, Private Equity, O - Realty Income Corp., VICI - VICI Properties Inc., Young People and Roth I-R-As.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

“Recency bias”, is a cognitive error that occurs when investors overemphasize RECENT information, and it can lead to irrational decisions– like panic selling during market downturns or chasing asset bubbles.Today's Stocks & Topics: MOS - Mosaic Co. (NYS), SPY - SPDR S&P 500 ETF Trust (ETF), SPLG - SPDR Portfolio S&P 500 ETF (ETF), questions from our YouTube channel viewers: NKE - Nike Inc. Cl B (NYS), RL - Ralph Lauren Corp. Cl A (NYS), KSPI - Kaspi.kz JSC ADR (NAS); plus Luke's market wrap, plus Luke's Market Madness update, and Luke's talking points: Car biz is difficult-- focus on Tesla, Hedge funds caught off guard.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

As Social Security faces funding challenges, some experts argue privatization could offer higher returns, while critics warn that privatization risks undermining the program's safety and predictability.Today's Stocks & Topics: RIO - Rio Tinto PLC ADR (NYS), ETSY - Etsy Inc. (NAS), AVGO - Broadcom Inc. (NAS), TTI - Tetra Technologies Inc. (NYS); questions from our YouTube channel viewers: RTO - Rentokil Initial PLC ADR (NYS), CNQ - Canadian Natural Resources Ltd. (NYS), JAAA or PAAA ; plus Justin's market wrap, plus Justin's Market Madness update, and Justin's talking points: Trump wants to drill for oil, Amount of $ in the U.S. market.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

It's essential that investors ask the right questions because understanding the true cost of financial advice can be complex.Today's Stocks & Topics: URNM - Sprott Uranium Miners ETF (ETF), IIPR - Innovative Industrial Properties Inc. (NYS), TREX - Trex Co. Inc. (NYS), PHO - Invesco Water Resources ETF (ETF), PIO - Invesco Global Water ETF (ETF); questions from our YouTube channel viewers: GO - Grocery Outlet Holding Corp. (NAS), and Exposure to international markets; plus Justin's market wrap, and Justin's talking points: The BofA global research report, Consumer weakness in some categories.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

As diplomatic relations between the US and Russia show signs of improvement, investors are increasingly optimistic about Russian assets, driving gains in the ruble and in stock markets.Today's Stocks & Topics: GIB - CGI Inc. Cl A, Market Wrap, Annuities, HSBC - HSBC Holdings PLC ADR, Potential for Market Correction, MSCI - MSCI Inc., US-Russia Thaw Sparks Investor Optimism in Russian Markets, DAKT - Daktronics Inc., GWW - W.W. Grainger Inc., Is it Better to Know Less About Investing?Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

Federal Reserve Chairman Jerome Powell must navigate the dual challenges of persistent inflation and weakening economic confidence. Today's Stocks & Topics: CLH - Clean Harbors Inc., Market Wrap, Fed Faces Stagflation Risks as Inflation and Economic Uncertainty Grow, BWXT - BWX Technologies Inc., Backdoor Roth I-R-As, MEDP - Medpace Holdings Inc., Long Term Equities, ROG.SW - Roche Holding AG, KNSL - Kinsale Capital Group Inc., Is it Healthy Correction?Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Trend Following, Return of Equity and Ret. Of Assets, Quant Investing, Treasuries, Index Funds, Money Market Funds, 401k Withdrawal, Dividend Reinvestment, Short Selling vs. Put Options, Covered Calls, International and Emerging Market, DRIP Stocks, ETFs Analysis, Investment Loss, Roth I-R-A Contributions, Small Caps, Transfer Positions.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Trailing Stops, 529-Plan, Stop Orders, Roth I-R-A Contributions, Tariffs, 403B Plan, Covered Calls, Taking Profits, Inherited I-R-A, Reversion to the Mean, Equity and Retirement, Company's Debt, Roth I-R-A, 401k and META, Bonds, Market Topics, DRIP Stocks.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

The potential for a bear market in 2025 is heightened by factors such as ongoing economic uncertainty, the impact of tariffs on global trade, and concerns over inflation and valuation levels in the stock market. Today's Stocks & Topics: MTH - Meritage Homes Corp., Taking a Loss, Market Wrap, MKSI - MKS Instruments Inc., DELL - Dell Technologies Inc. Cl C, LOVE - Lovesac Co., SSTK - Shutterstock Inc., TKO - TKO Group Holdings Inc., GAMB - Gambling.com Group Ltd., Saving for Retirement.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: 401k, How to Analyze ETFs, Rental Properties Insurance, Emerging Markets - Brazil, Cannabis ETFs, China's DeepSeek, Roth 403b vs. Roth I-R-A, Crypto Currency, Inflationary Fiscal Policy, Profits, Long-Term Treasuries, Stocks and Taxes, Emerging Markets - Brazil, Gold, Treasury Inflation Protected Securities (TIPS).Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

A new Bankrate survey reveals that a staggering 34% of U.S. adults have experienced financial fraud or scams in the past year, with nearly 2 in 5 losing money as a result. Today's Stocks & Topics: HRI - Herc Holdings Inc., Market Wrap, CVE - Cenovus Energy Inc., LNC - Lincoln National Corp., 1 in 3 Americans Experienced Financial Fraud in the Past Year, Oil & Energy, Tariff War, STLD - Steel Dynamics Inc., EUAD - Select STOXX Europe Aerospace & Defense ETF, Tesla Sales.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

Happy Monday! Sam and Emma speak with Dr. Keon West, visiting professor of political science at the London School of Economics, to discuss his recent book The Science of Racism: Everything You Need To Know But Probably Don't-Yet. First, Sam and Emma run through updates on the Canadian prime ministership, the GOP's impending government shutdown, Trump's attack on Columbia University, Columbia University's wilful aiding of Trump's disappearing of a student activist, Israel's cutting of electricity o Gaza, Canadian tariffs, Trump's egg problem, Trump's recession problem, the Trump administration's legal woes, DOGE's unsurprising attack on Child Support, and the continuing spread of measles, also highlighting the Trump Administration's attempts to preemptively defend the recession and economic chaos they are about to reign on the US (and the world). Dr. Keon West then joins, diving right into his data-driven approach to highlighting the existence of racism, and how we can (and have) run experiments to test for differential treatment on the grounds of race (and nothing but race), highlighting various experiments displaying blantant racial descrimination in hiring practices, pre-elementary child education, and the medical industry, as he, Sam, and Emma walk through the minimal role the race of the descriminator plays in these situations, and why, despite mainstream narratives, many of the biases being displayed are concious and active. After expanding the conversation to include the extensive data behind the racial descrimination in contemporary American policing, and unpacking the lie of the “Black on Black crime” narrative, Dr. West steps back to tackle the ebb and flow of racial descrimination over time, with the last four hundred years seeing a drastic evolution in racial biases, tracing periods of particularly extreme racism to both economic straing and the platforming and normalization of this bigotry by sociopolitical leaders. Dr. Keon West, Sam, and Emma also discuss the importance of centering on society's overwhelming discomfort with racism (even when exercising it), what it means to do something about racism, and what to make of the fraudulant attacks on the admittedly problematic policy of DEI, before wrapping up by highlighting the role of clear data analysis – rather than vague appeals to authority – in helping push people away from bigotry. And in the Fun Half: Sam and Emma watch the Right-wing media apparatus explain exactly why skyrocketing egg prices aren't Trump's fault – unfortunately contradicting much of their coverage over the last few years – also tackling Trump's attack on the law firms attempting to challenge him, and the GOP's ongoing push to pass a continuing resolution that would allow them to make cuts to the budget without negotiation. They also parse through Democratic leadership's ongoing struggle to act like an opposition party, contrasting the likes of Schumer and Jeffries with Bernie's astoundingly successful tour campaigning against the Trump Administration, before highlighting the Trump Adminstration's disappearing of a permanent US resident (with some help from Columbia University) and Gov Newsome's recent bigoted-bridge-building session with Charlie Kirk, with some help from Emma's apperance on MSNBC over this weekend. After briefly fact-checking Jimmy Dore's recent climate-denial musings, they wrap up by touching on the potential hacking of Twitter by activist group Anonymous, plus, your IMs! Follow Dr. West on Twitter here: https://x.com/ProfKeonWest Check out Dr. West's book here: https://store.abramsbooks.com/products/the-science-of-racism Become a member at JoinTheMajorityReport.com: https://fans.fm/majority/join Follow us on TikTok here!: https://www.tiktok.com/@majorityreportfm Check us out on Twitch here!: https://www.twitch.tv/themajorityreport Find our Rumble stream here!: https://rumble.com/user/majorityreport Check out our alt YouTube channel here!: https://www.youtube.com/majorityreportlive Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the ESVN YouTube channel here: https://www.youtube.com/esvnshow Subscribe to the AMQuickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! https://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: https://majority.fm/app Go to https://JustCoffee.coop and use coupon code majority to get 10% off your purchase! Check out today's sponsors: Nutrafol: Start your hair growth journey with Nutrafol. For a limited time, Nutrafol is offering our listeners ten dollars off your first month's subscription and free shipping when you go to https://Nutrafol.com and enter the promo code TMR. Find out why over 4,500 healthcare professionals and stylists recommend Nutrafol for healthier hair. That's https://Nutrafol.com, promo code TMR. Trust & Will: Stand up and protect what matters most to you in minutes with Trust & Will. Go to https://trustandwill.com/MAJORITY and get 10% off plus free shipping. That's 10% off and free shipping at https://trustandwill.com/MAJORITY. Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattLech @BradKAlsop Check out Matt's show, Left Reckoning, on Youtube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out Ava Raiza's music here! https://avaraiza.bandcamp.com/ The Majority Report with Sam Seder - https://majorityreportradio.com/

With mortgage rates decreasing for various loan types, potential homebuyers might find more favorable conditions for purchasing and current homeowners should carefully evaluate their circumstances. Today's Stocks & Topics: TTD - Trade Desk Inc. Cl A, CRWD - CrowdStrike Holdings Inc. Cl A, Market Wrap, Mortgage Rates Fall: Should You Buy or Refinance, VZ - Verizon Communications Inc., T - MUST-Mobile US Inc., T - AT&T Inc., Sectors, Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, EQT - EQT Corp., 401k as a Rainy-Day Fund, VGK - Vanguard FTSE Europe ETF, GPRK - GeoPark Ltd., Department of Government Efficiency – DOGE.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

The inverted yield curve, a key recession indicator, is signaling investors to prepare for a potential economic downturn. Today's Stocks & Topics: MRVL - Marvell Technology Inc., URI - United Rentals Inc., K - Kellanova, CGXU - Capital Group International Focus Equity ETF, AI - C3.ai Inc., Recession Indicator Flashes Warning: Investors Prepare, GRND - Grindr Inc., IESC - IES Holdings Inc., NFLX - Netflix Inc., MSFT - Microsoft Corp., AMZN - Amazon.com Inc., Trade War Impact.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

As the EU moves forward with its AI Act and other tech regulations, executives from Google and Meta have criticized the policies. Today's Stocks & Topics: CSCO - Cisco Systems Inc., Market Wrap, Google, Meta Execs Blast Europe Over Strict AI Regulation, DV – Double Verify Holdings Inc., CE - Celanese Corp., CW - Curtiss-Wright Corp., Changing World Order Means to Your Money, SWK - Stanley Black & Decker Inc., Housing.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

U.S. economic growth is fueled by consumer spending with the top 10% of earners contributing to nearly half of those expenditures.  Today's Stocks & Topics: VLO - Valero Energy Corp., Market Wrap, America's Economic Paradox: Wealthy Spending Surge Meets Rising Credit Card Debt, 401k Rollover, BKE - Buckle Inc., PLTR - Palantir Technologies Inc., Economic Analysts: Price Targets, Developed Markets ETFs, PRU - Prudential Financial Inc., Treasury Inflation Protected Securities (TIPS).Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

The lure of the high-stakes world of pre-IPO investing teases astronomical returns, but there are hidden risks and uncertainties.  Today's Stocks & Topics: FSLR - First Solar Inc., Market Wrap, Annuities, CLX - Clorox Co., Is Pre-IPO Investing Worth the Risk?, EADSY - Airbus SE ADR, BAESF - BAE Systems PLC, Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, KPP Newsletter, VRT - Vertiv Holdings LLC, FDP - Fresh Del Monte Produce Inc., Trump and The Stock Market.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

On this episode of The Table with Anthony ONeal, we're diving into an essential topic: building a strong credit score without falling into the debt trap. I share my evolving perspective on credit, emphasizing that while staying debt-free remains the #1 goal, having good credit can also be a powerful tool for major financial decisions, like buying a home. Today, we'll explore practical, debt-free strategies to improve your credit score and discuss why avoiding unnecessary consumer debt is crucial. If you've been hesitant about credit, this episode is for you, let's work toward financial freedom without the weight of debt holding you back!▶️ Watch the full episode here: https://youtu.be/1HrGcMdV7-QMentioned On Today's Show:**This show is sponsored and brought to you by Kikoff!**

With average monthly expenses in retirement reaching around $5,000, retirees must navigate a delicate balance between enjoying their golden years and ensuring their savings last a lifetime. Today's Stocks & Topics: SCHD - Schwab US Dividend Equity ETF, Market Wrap, BAH - Booz Allen Hamilton Holding Corp., CIVI - Civitas Resources Inc., TSLA - Tesla Inc., 401k Rollover, Average Retiree Spending: Will You Have Enough?, AKAM - Akamai Technologies Inc., AVGO - Broadcom Inc., INTC - Intel Corp., Student Loans, GSEW - Goldman Sachs Equal Weight US Large Cap Equity ETF, RJF - Raymond James Financial Inc., U.S Tariffs Against China, Mexico and Canada.Our Sponsors:* Check out Fabric: https://fabric.com/INVESTTALK* Check out Kinsta: https://kinsta.com* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

Investors can choose between two savvy strategies that help mitigate market volatility and potentially boost returns. Today's Stocks & Topics: AOS - A.O. Smith Corp., Market Wrap, CCB - Coastal Financial Corp., Choosing Between Dollar-Cost and Value Averaging, Viewer Comment, AVGE - Avantis All Equity Markets ETF, COWZ - Pacer U.S. Cash Cows 100 ETF, The Bond Market, HII - Huntington Ingalls Industries Inc., SHEL - Shell PLC ADR, OKE - ONEOK Inc., BIGGQ - Big Lots Inc., Egg Prices.Our Sponsors:* Check out Fabric: https://fabric.com/INVESTTALK* Check out Kinsta: https://kinsta.com* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

On this episode of The Table with Anthony ONeal, we're making retirement planning simple and easy to understand. Too many people feel stuck because they don't know where to start, but that ends today! We're breaking down the basics of retirement plans, explaining key terms, and giving you practical steps to start building your future. Whether you're just getting started or need to get back on track, this episode will help you move forward with confidence. Don't let confusion hold you back from securing your financial future, tune in and take control of your retirement today!Mentioned On Today's Show:**This video is kindly sponsored by Ethos!**

Power demands for artificial intelligence will soar and the big tech giants are exploring hydrogen and nuclear energy solutions. Today's Stocks & Topics: GILD - Gilead Sciences Inc., Market Wrap, SBIT - ProShares UltraShort Bitcoin ETF, Big Tech Embraces Hydrogen and Nuclear Power for AI Data Centers, SII - Sprott Inc., Quantitative Analysis, NVR - NVR Inc., Economic News, Defense Spending, Investing a Million Dollars, BKIE - BNY Mellon International Equity ETF., Best Performing Sectors.Our Sponsors:* Check out Fabric: https://fabric.com/INVESTTALK* Check out Kinsta: https://kinsta.com* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

According to CreditCards.com, a new report indicates that 1 in 5 Americans are engaging in hoarding and "doom spending"——with this behavior driven by anxiety about the future. Today's Stocks & Topics: TEM - Tempus AI Inc., Market Wrap, POWL - Powell Industries Inc., ATKR - Atkore Inc., BALT - Innovator Defined Wealth Shield ETF, 1 in 5 Americans Are Doom Spending, FNV - Franco-Nevada Corp., Short Interest, CMCO - Columbus McKinnon Corp, Value Investing, KVYO - Klaviyo Inc., Quantitative Tightening (QT).Our Sponsors:* Check out Fabric: https://fabric.com/INVESTTALK* Check out Kinsta: https://kinsta.com* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

On this episode of The Table with Anthony ONeal, we're revealing the wealth-building strategies the rich use to legally minimize their tax bill. The wealthy don't just file taxes—they plan ahead, strategize, and surround themselves with the right experts. We'll break down why tax strategy is just as important as your income, the key differences between a CPA and a tax preparer, and how having an ‘A-Team' of financial experts can save you thousands. If you're tired of overpaying in taxes and ready to build wealth the smart way, this video is a must-watch!Mentioned On Today's Show:**This show is sponsored and brought to you by Better Help!**

Berkshire Hathaway shareholders will soon get insight into the company's performance and market outlook. Today's Stocks & Topics: PYPL - PayPal Holdings Inc., INSW - International Seaways Inc., WMT - Walmart Inc., Market Wrap, Warren Buffett's 2025 Letter to Shareholders Arrives Soon: Watch This Number, OXY - Occidental Petroleum Corp., CVX - Chevron Corp., ULTA - Ulta Beauty Inc., ZBRA - Zebra Technologies Corp. Cl A, Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, VXUS - Vanguard Total International Stock ETF, PLTR - Palantir Technologies Inc., Registered Index Linked Annuity (RILA).Our Sponsors:* Check out Fabric: https://fabric.com/INVESTTALK* Check out Indochino: https://indochino.com/INVEST* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

To avoid financial surprises, it's crucial to understand your health plan's coverage, network, and potential out-of-pocket expenses. Today's Stocks & Topics: TTC - Toro Co., Market Wrap, WPC - W. P. Carey Inc., How to Lower Health Costs in the New Year, GILT - Gilat Satellite Networks Ltd., Senior Living, OHI - Omega Healthcare Investors Inc., Stagflation, BBY - Best Buy Co. Inc., KPGHF - Kelly Partners Group Holdings Ltd., BND - Vanguard Total Bond Market ETF, BNDX - Vanguard Total International Bond ETF, Lumber Tariffs.Our Sponsors:* Check out Fabric: https://fabric.com/INVESTTALK* Check out Indochino: https://indochino.com/INVEST* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

To navigate turbulent economic times, you'll need proactive financial planning and smart investment strategies. Today's Stocks & Topics: AUR - Aurora Innovation Inc., TOL - Toll Brothers Inc., How to Safeguard Your Finances Amid Rapidly Changing Economic Policy, EQH - Equitable Holdings Inc., VST - Vistra Corp., Inflation, ALL - Allstate Corp., CDE - Coeur Mining Inc., Securities and Exchange Commission (SEC) Crackdown.Our Sponsors:* Check out Fabric: https://fabric.com/INVESTTALK* Check out Indochino: https://indochino.com/INVEST* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

On this episode of The Table with Anthony ONeal, I'm excited to be joined by two exceptional leaders: Dr. Robin R. Davis and Dr. John Guns, Deans at one of the top Historically Black Colleges and Universities, Virginia Union University. In today's conversation, I'll be sharing why I chose this outstanding institution for my own education, the incredible work they're doing to transform communities, and how they're preparing the next generation of leaders to build a lasting, impactful legacy. Don't miss this inspiring discussion!Mentioned On Today's Show:**This video is kindly sponsored by Ethos!**

Baby Boomers are choosing to retain their wealth longer, which is slowing down the anticipated $80 trillion generational wealth transfer. Today's Stocks & Topics: VITL - Vital Farms Inc., MDT - Medtronic PLC, REPX - Riley Exploration Permian Inc., Market Wrap, Great Wealth Transfer Taking Longer Than Expected, JAAA - Janus Henderson AAA CLO ETF, XHB - SPDR S&P Homebuilders ETF, SFM - Sprouts Farmers Market Inc., Volatility, CGBD - Carlyle Secured Lending Inc., F - Ford Motor Co., AES - AES Corp., Gold.Our Sponsors:* Check out Fabric: https://fabric.com/INVESTTALK* Check out Indochino: https://indochino.com/INVEST* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

On this episode of The Table with Anthony ONeal, we're tackling the financial mistakes that keep too many people stuck. Nearly 80% of Americans live paycheck to paycheck—but that doesn't have to be your reality. We'll be breaking down 10 things you absolutely shouldn't be doing with your money, along with the habits and mindsets that could be holding you back. If you're tired of financial stress and ready to build real security, this show is for you. It's time to stop spinning your wheels and start moving toward true financial freedom. Tune in and take control of your money today!Mentioned On Today's Show:**This show is sponsored and brought to you by Kikoff!**

Foreign governments like China and Japan, along with U.S. institutions and individuals, play a critical role in holding America's $36 trillion debt. Today's Stocks & Topics: DXPE - DXP Enterprises Inc., Purchasing CDs, VTWO - Vanguard Russell 2000 ETF, Market Wrap, FMC - FMC Corp., US Treasuries: Who Owns US Debt?, ECPG - Encore Capital Group Inc., XHB - SPDR S&P Homebuilders ETF, VNQ - Vanguard Real Estate ETF, MU - Micron Technology Inc., ANF - Abercrombie & Fitch Co., Long Term U.S. Treasury Yields.Our Sponsors:* Check out Fabric: https://fabric.com/INVESTTALK* Check out Indochino: https://indochino.com/INVEST* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

The U.S. decision to consider a strategic Bitcoin reserve could trigger a global FOMO-driven buying spree by other nations and central banks. Today's Stocks & Topics: RCAT - Red Cat Holdings Inc., Market Wrap, ALSN - Allison Transmission Holdings Inc., This Recent Development Could Be a Game Changer for Bitcoin, Treasury Inflation Protected Securities (TIPS), TT - Trane Technologies PLC, European Stocks, PEP - PepsiCo Inc., EAT - Brinker International Inc., 401k, The Trump Trade.Our Sponsors:* Check out Fabric: https://fabric.com/INVESTTALK* Check out Indochino: https://indochino.com/INVEST* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

It's Hump Day! Sam speaks with MT Snyder, Field Examiner at the NLRB and co-president of National Labor Relations Board Union Local 20 in San Francisco, to discuss what it's been like as a federal worker given the Trump administration's constant interferences into their workplaces. Then, he speaks with Sam Bagenstos, law professor at the University of Michigan, author of the Inside/Outside newsletter, to discuss the Trump administration's executive orders and their defeats in the courts so far. Find out more about the "Save Our Services Day of Action" next week here: https://actionnetwork.org/events/save-our-services-day-of-action Follow Sam on Twitter here: https://x.com/sbagen Check out Inside/Outside here: https://buttondown.com/sbagen/archive/ Become a member at JoinTheMajorityReport.com: https://fans.fm/majority/join Follow us on TikTok here!: https://www.tiktok.com/@majorityreportfm Check us out on Twitch here!: https://www.twitch.tv/themajorityreport Find our Rumble stream here!: https://rumble.com/user/majorityreport Check out our alt YouTube channel here!: https://www.youtube.com/majorityreportlive Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the ESVN YouTube channel here: https://www.youtube.com/esvnshow Subscribe to the AMQuickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! https://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: https://majority.fm/app Go to https://JustCoffee.coop and use coupon code majority to get 10% off your purchase! Check out today's sponsors: Trust & Will: Stand up and protect what matters most to you in minutes with Trust & Will. Go to https://trustandwill.com/MAJORITY and get 10% off plus free shipping. That's 10% off and free shipping at https://trustandwill.com/MAJORITY. Smalls Cat Food: For 50% off your first order, head to https://smalls.com and use code MAJORITY.   Remi Mouthguards: Save your smile and your bank account with Remi! Get up to 50% off your custom-fit mouth guard at https://www.shopremi.com/MAJORITY today! Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattLech @BradKAlsop Check out Matt's show, Left Reckoning, on Youtube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out Ava Raiza's music here! https://avaraiza.bandcamp.com/ The Majority Report with Sam Seder - https://majorityreportradio.com/

On this episode of The Table with Anthony O'Neal, we're tackling a topic many people overlook—dating wisely within your financial means. With Valentine's Day approaching, it's easy to get caught up in the pressure to overspend on fancy dinners, expensive gifts, and grand gestures. But let's be real—going into debt for someone you're still getting to know isn't the move. Real relationships aren't built on money; they're built on shared values, honesty, and respect. If someone can't honor your financial boundaries, they don't deserve your time. Let's talk about love, money, and staying true to your financial goals!Mentioned On Today's Show:**This show is sponsored and brought to you by Better Help!**

Welcome back to The Table! Today, we're sharing five essential money lessons you need to apply now to avoid costly mistakes and accelerate your path to building wealth. Financial missteps often come from a lack of knowledge, but it's never too late to change course. By the end of this episode, you'll have actionable strategies and practical money moves you can start using right away. Learn from AO's experiences so you can avoid common pitfalls and take control of your financial future. Don't wait—your journey to financial freedom starts today!Mentioned On Today's Show:

On this episode of The Table with Anthony ONeal, Anthony opens up and shares his heart with the audience. His passion for helping minorities get out of debt and close the wealth gap remains as strong as ever. However, some exciting life changes are unfolding, and AO wants to take a moment to update the E3 family. Tune in for a personal update from Anthony himself, as he reveals the next chapter in his mission and continues his commitment to financial empowerment and wealth-building for the community.Mentioned On Today's Show:

On this episode of The Table with Anthony ONeal, we share the most effective strategies for paying off debt, building better financial habits, and creating a plan that works for your goals. Achieving financial freedom takes discipline, sacrifices, and tough decisions, but it's possible with the right tools and mindset. Whether you're drowning in debt or just need a better plan, today's show will guide you step by step to take control of your money, master budgeting, and make 2025 the year you reclaim your financial future!Mentioned On Today's Show:**This show is sponsored and brought to you by Kikoff!**