Podcasts about clo bare money coach

In this episode, I sit down with Chloé Daniels, also known as Clo Bare Money Coach, to discuss her unique approach to investing and building wealth the lazy way. Chloé shares why she went from focusing on debt freedom to prioritizing investing to achieve financial freedom. Chloé's mission is to make financial literacy accessible and empower others to achieve peace of mind and financial security. Tune in to learn how you can start building wealth the lazy way! In this episode, you'll learn: What are stocks, bonds, mutual funds, index funds, and other terminology you should know How to overcome common hurdles people face when it comes to investing How to calculate how much you need to save for retirement Why it's important to start investing as early as possible How to invest while paying off debt Pros and cons of using a Robo-advisor... and so much more. Enjoy! Visit Chloé's website: https://clobare.com/Connect with Chloé on Tiktok & Instagram: @clobaremoneycoach Find and roll over your old 401(k)s with Capitalize ----- Connect with Jazzy on Instagram, TikTok, and YouTube. Visit our website for freebies, resources, and more. Want to learn how to create passive income with your own digital product? Check out this FREE TRAINING.

This week-- we brought on one of our lazy investors Cassie to talk about how she increased her net worth by $140k+ in a little over a year. We talked about her money journey, her budgeting system, and a story of how she was fired by her financial advisor.Related Episodes:E53. Retired by 36?! Serial Entrepreneur Jeremy Schneider of Personal Finance ClubE10. From Poverty to Financial Freedom: How Amanda Wolfe aka She Wolfe of Wall Street Overcame All OddsE13. $2 million in 2 years? How Delyanne the Money Coach Became the Stock Market SlayerClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

A mentor can be an invaluable asset to your career and income growth-- but how do you find one? How do you know you're finding the right person for your mentorship? In this week's quick tip, Clo Bare talks all about how to find a mentor to elevate your career.Indeed Article: How to Find a Mentor in 8 Steps:https://www.indeed.com/career-advice/career-development/how-to-find-a-mentorRelated EpisodesEp. 67 Ending the Gender Pay Gap through Salary Negotiations with Meggie PalmerEp. 47 Career Pivots and Increasing Your Income with Career Coach DarciEp. 42 Quick Money Tip #9: How I Increased my Net Worth by $300k in 5 YearsClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

We're back with another Reddit roundup! This week, we've got a woman who finds out her fiance is only with her for money, a kid who spent all his college fund on travel and is now asking for more money, a mother-in-law who wants to be paid for a gift, and more!Get Clo Bare's reaction to these "am I the asshole" (AITA) threads-- with a money twist.Related Episodes:Listener Questions: Love & Money, How to Overcome Money Obstacles in a RelationshipMy Husband is Making me Pay for my "Luxury" EpiduralRefusing to Sell My Home I Bought with "Stripper Money": Reddit Reactions with Mama Bare"I am Refusing to Pay for My Brother in Law's Surgery, AITA?" Reddit Money Roundup #2Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Not sure how much to squirrel away for retirement? Clo Bare demystifies the 4% rule so you can ballpark approximately how much money you'd need saved to retire... and never run out of money.Money with Katie Blog Post: https://moneywithkatie.com/blog/how-to-determine-if-youre-on-track-for-your-ageBankrate Retirement Calculator: https://www.bankrate.com/retirement/retirement-calculator/Related Episodes:Quick Money Tip #36: Key Elements of InvestingQuick Money Tip #30: Should I save, invest, or pay off debt??? Listener Write InClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Have you ever heard someone's story and felt completely in awe? That's how Clo Bare feels about Yanely Espinal, founder of Miss Be Helpful, author of Mind Your Money, and overall bad**. In this week's episode, Yanely shares her story from growing up in New York City with her 9 siblings to finding financial freedom and her dream life.We discuss money management, debt freedom, balance, and finding your purpose without losing yourself.Connect with Yanely: https://www.mindyourmoneybook.com/Related Episodes:Episode 13: $2 million in 2 years? How Delyanne the Money Coach Became the Stock Market SlayerEpisode 95: Finding Joy in the Everyday: Mr Money Jar's StoryEpisode 21: From Poverty to Abundance: How "Shay Budgets" Built the Life of Her Dreams While Saving 50% of Her IncomeEpisode 18: Paying off $35k of Debt on a Low Income as a Single Mom with Dyana from Money Boss MamaEpisode 10: From Poverty to Financial Freedom: How Amanda Wolfe aka She Wolfe of Wall Street Overcame All OddsClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Clo Bare just hit a pretty cool milestone-- the Lazy Investor's course is now a half-a-million-dollar course! And that has her thinking... what would she do if she started a business today? Well-- find out in this week's quick tip episode.Related Episodes:Ep. 3: $35k a month?! How I Grew My Business Income with Nathalia CopelandEp. 15: From Fired to Thriving Business Owner: How Saya Hillman Designed Her Life of YesEp. 53: Retired by 36?! Serial Entrepreneur, Jeremy Schneider of Personal Finance ClubClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Got overcoming beliefs around your money or making it? Clo Bare brings on Nathalie Botezatu, a first-generation Romanian-American International Mindset Coach, to talk about how she helps leaders and entrepreneurs worldwide heal their minds and shift limiting beliefs about what is possible within their lives and businesses.Instagram: https://www.instagram.com/nathaliebotezatu/Website: www.nathaliebotezatu.comRelated EpisodesHollywood Actor Leven Rambin Shares Her Wealth-Building Journey and Exploration of IdentityHow Leandra from Female in Finance Paid off $250k of Medical BillsQuick Money Tip #25: Fear and Inaction Around MoneyClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

There are over 10 million single-parent families in the United States, and nearly 80% of those families are headed by single mothers. Most people with student loan debt feel that they will likely die with the debt still unpaid. To add to this, more often than not, single parents tend to leave school with higher debt and accumulate debt at a faster pace.The good news? If you are a single mom (or a single parent), there might be some ways to lower your debt or have it forgiven completely. Let's go over some helpful resources for you as you navigate student loan debt.Full blog post: https://clobare.com/student-loan-forgiveness-for-single-moms/Related Episodes:Ep. 17: How to Get Your Student Loans Forgiven Through PSLF with Nika BoothEp. 35: She Married into $154k of Debt?! Alli Williams from FinanciALLI FocusedEp. 76: Quick Money Tip #26: How to NOT Pay off Credit Card DebtClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Hear how Niqua, the owner of Financially Winning, completed her debt-free journey in May 2021, tackling $21K of student loan debt in 11 months.Originally from the Virgin Islands, she uses Financially Winning to focus on providing resources and tips to help individuals win with their finances. Niqua is also a travel blogger and content creator. She has traveled to over 30 countries and over 30 states. Her travel platform shares tips, hacks, and strategies to help individuals travel more!Follow Niqua:@FinanciallyWinning@TravelingWithNiquaYoutube - TRAVELINGWITHNIQUARelated Episodes:How to Get $90k Worth of FREE Travel Through Travel Hacking with Aunt Kara + Roth vs Traditional?From Poverty to Financial Freedom: How Amanda Wolfe aka She Wolfe of Wall Street Overcame All OddsPaying off $35k of Debt on a Low Income as a Single Mom with Dyana from Money Boss MamaClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Want to start diving into investing? Here are the top three things you need to know to get started including your goals, risk tolerance, and more.The article referenced: https://www.fidelity.com/viewpoints/investing-ideas/3-keys-the-foundation-of-investing?ccsource=email_weekly_0810_1037578_56_0_CV1Related Episodes:Quick Money Tip #35: ETFs vs Mutual FundsQuick Money Tip #28: Which brokerage should I use?Quick Money Tip #18: The Financial and Investing Order of OperationsClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Timi Merriman-Johnson, also known as Mr. Money Jar, has been data-driven since he was a kid-- keeping a budgeting journal to track all his income and output from as early as nine years old. In this week's episode, he tells his story from working a 9 to 5 to quitting to pursue his passion for educating The United Kingdom on how to money.Related Episodes:How do you invest in the UK? Timi from Mr. Money Jar Breaks Down UK Investment AccountsCanadian Money Tips with Ellyce Fulmore from Queerd.coA Six-Figure Blogger in 2023?? Launching a Blog with Latasha from Arts and BudgetsRetired by 36?! Serial Entrepreneur, Jeremy Schneider of Personal Finance ClubClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Confused by the difference between mutual funds and exchange-traded funds? So was Clo Bare when she first started investing, so let's break it down so you can understand the pros and cons of mutual funds and ETFs.Related episodes:Quick Money Tip #28: Which brokerage should I use?Quick Money Tip #18: The Financial and Investing Order of OperationsQuick Money Tip #15: The Three-Fund PortfolioClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Have you ever heard of this idea that your happiness plateaus after $75k a year? The actual study was conducted by Daniel Kahneman and Angus Deaton at Princeton University in 2010. They found that happiness generally plateaus once someone earns around $75,000 annually.I don't know about you, but I have never really resonated with the idea that money can't buy you happiness, so let's debunk it in this week's episode.Related Episodes:Ep 75: Feeling Unfulfilled? Stop Hating Your Job with the Anti-Career Coach Danielle RobertsEp 74: Quick Money Tip #25: Fear and Inaction Around MoneyEp 67: Ending the Gender Pay Gap through Salary Negotiations with Meggie PalmerClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Clo Bare and Rachael Camp are on the same page-- they're entering their broke bish era... by choice. Despite making more money than they ever had before. Despite having higher net worths than they ever had before. Listen to why that is, what a broke bish era even is, and get a few tips on your broke bish era in this week's episode.Connect with Rachael:https://rachaelcampwealth.comhttps://twitter.com/camp_wealthRelated Episodes:Work Optional in Her 30s?! Shang from Save My Cents discusses Frugality & Investing in the Stock MarketWhat is enough? Behavioral Finance with Dawn DahlbyRetired by 36?! Serial Entrepreneur Jeremy Schneider of Personal Finance ClubClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Want to know the blueprint of how to start your money journey? Chloé breaks it down in today's episode explaining 10 things she'd do TODAY if she had to start over.Related Episodes:Quick Money Tip #9: How I Increased my Net Worth by $300k in 5 YearsQuick Tip #17: Habit Stacking Your FinancesQuick Money Tip #18: The Financial and Investing Order of OperationsClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Meg is joined today by Chloé Daniels, money coach and founder of Clo Bare Money Coach and The Lazy Investor's Course, to talk about how to make your money work for you. Investing is for everyone and Chloé makes it easy.  Join us as we discuss: The difference between a financial advisor and a fiduciary  How financial advisors make their money (spoiler alert: it's fees and they might be hidden) Why being debt free at all costs is NOT the answer to building wealth What's up with IUL and whole life insurance products  Chloe's Money Right Guide http://moneyrightguide.com/ - her free 30 page guide that will take you from developing your money mindset to budgeting to learning how to invest! Plus, it includes a free resource library, free templates, and more!  Need to get your money stuff set up right? Join the Biz Money Library for Free- https://equitablemoneyproject.com/free  Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen Chloé Daniels, founder of Clo Bare Money Coach and The Lazy Investor's Course, is a money coach, focused on helping people learn how to invest and build wealth the lazy way. She's been featured on CNBC + Acorns, Entrepreneur, Bloomberg, Business Insider, TIME, and more. Her ultimate goal is to provide education in a fun, easy to understand, and accessible way, and is known for her reels and TikToks that showcase her terrible dance moves while also providing finance tips. She can be found on Instagram and TikTok @clobaremoneycoach or at clobare.com.

Oooof, prepare for an emotional one. In this week's episode, part 4 of a series of Clo Bare telling her story-- she breaks down what happened after China, how she started therapy, and how she eventually turned into Clo Bare Money Coach.Got a question for Chloé about her journey? Email her at chloe@clobare.comRelated Episodes:From Depressed and Stressed to Financially Free: Clo Bare's Money StoryTelling My Story: How Adolescence Impacted My View of Money Depression, Anxiety and Giving Away my Power: Clo Bare's Story, Part 2Love & China: Spilling the Tea about my Ex-FiancéClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Prepare for a permanent life insurance education cause Clo Bare is breaking down the pros and cons of permanent life insurance and explaining the different types out there.Related Episodes:The (EXPENSIVE) Hidden Truth about Financial Advisors-- even Fiduciaries with Tess WaresmithQuick Money Tip #18: The Financial and Investing Order of OperationsRetired by 36?! Serial Entrepreneur Jeremy Schneider of Personal Finance ClubClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Part 3 of Clo Bare's story is here, with a special guest: Sophie Banks, aka Chloé's platonic life partner. Hear about how Chloé navigated her life in China in her early 20s, and how she survived an abusive ex who believed he was god.Related Episodes:Ep 1: From Depressed and Stressed to Financially Free: Clo Bare's Money StoryEp 83: Telling My Story: How Adolescence Impacted My View of MoneyEp 85: Depression, Anxiety and Giving Away my Power: Clo Bare's Story, Part 2Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

With rising interest rates, more and more folks are wondering if bonds are right for their portfolio, so let's break it down and make sure you understand the basics of what you need to know about bonds!Related Episodes:Quick Money Tip #18: The Financial and Investing Order of OperationsQuick Money Tip #12: Addressing Objections & Fears Behind InvestingInvesting in your Roth IRA and How to Go Viral on Tik Tok and Instagram with Jarrod BensonQuick Money Tip #30: Should I save, invest, or pay off debt??? Listener Write InClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

In this week's episode we're diving into part 2 of Clo Bare's story... starting with the relationship with a dude who still owes her $60k to this day... and taking us on the journey through college, depression, and more.Related Episodes:Ep 1: From Depressed and Stressed to Financially Free: Clo Bare's Money StoryEp 6: My Mom's Story, How It Impacted My Views of Money with Kim DanielsEp 12: $1 million mistake?! Talking to My Sister About Our Biggest Money MistakesClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

This week our quick tip breaks down the income and expenses of listener Maggie! We cover her current finances with her husband and a few things to consider:1. Should they focus on paying off their credit card debt or building an emergency fund?2. Should they get a lower interest rate loan to pay off their credit cards?3. Should they even start investing since they have debt?And we also cover expenses as self-employed, managing multiple financial priorities, and more!Related Episodes:Quick Money Tip: #29: Listener Questions!Episode 49: Answering Your Money Questions: Listener Write InsEpisode 57: Listener Questions: Love & Money, How to Overcome Money Obstacles in a RelationshipQuick Money Tip #23: Should I pay off my credit card debt with my investments?Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

It's our 1-year anniversary! WOOOO! In honor of that, we're diving deep into Clo Bare's story, starting with... childhood and all the way up to high school in this week's episode. You'll hear Clo Bare's story and get a few tips on money management along the way.Related Episodes:Ep 1: From Depressed and Stressed to Financially Free: Clo Bare's Money StoryEp 6: My Mom's Story, How It Impacted My Views of Money with Kim DanielsEp 12: $1 million mistake?! Talking to My Sister About Our Biggest Money MistakesClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Got a money question for Clo Bare? Well, this week we are answering those questions! Clo Bare answers questions on emergency funds, HSAs, investing for beginners, whether or not you should pull money out of a Roth IRA to buy a home, and more!Related Episodes:Episode 49: Answering Your Money Questions: Listener Write-InsEpisode 57: Listener Questions: Love & Money, How to Overcome Money Obstacles in a RelationshipNathalia Business Coaching: https://clobare--ispeaksocial.thrivecart.com/fast-special/607a0ae897a51/Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

We're on a medical bills and medical systems RUN, lately! And today's episode is a little different-- we're sitting down with my good friend Leandra Peters from Female in Finance to talk about her money journey-- from growing up struggling to getting hit with a quarter of a million in medical expenses in her 20s to being five years away from retirement at 33 years old. She's on a mission to teach the world how to master their finances and shares her story of how she did it herself on today's episode.Related Episodes:Ep 1: From Depressed and Stressed to Financially Free: Clo Bare's Money StoryEp 10: From Poverty to Financial Freedom: How Amanda Wolfe aka She Wolfe of Wall Street Overcame All OddsEp 52: Retired by 36?! Serial Entrepreneur Jeremy Schneider of Personal Finance ClubEp 19: The Slow Life with Anita from The Retired MillennialClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Got prescriptions that are eating up your budget? The healthcare system we already know is a mess in the US, and in this episode, I brought on a real-life Pharmacist to talk about prescription drug costs and effective strategies to save money.With soaring healthcare expenses, finding ways to reduce prescription drug costs has become increasingly crucial. Our expert Pharmacist Ari provides invaluable insights and practical advice on navigating this complex landscape, including ways to save with coupons, apps, patient assistance programs, and more.Related EpisodesEp. 71 Eliminate Your Medical Debt with Jared Walker from Dollar ForEp. 64 Quick Money Tip #20: Dealing with Unexpected Medical BillsEp. 39 Negotiating a Medical Bill from $5k to $26?! & More Reddit Money StoriesArticles mentioned in the episode:https://www.webmd.com/health-insurance/get-medication-freehttps://nhhealthcost.nh.gov/guide/question/what-should-i-do-if-i-cant-afford-my-prescriptionsClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

What's the difference between an HYSA and a money market account, and how do you choose which one to use?A high-yield savings account (HYSA) and a money market account are popular options for folks looking to earn interest on their savings. Both accounts offer competitive interest rates and are considered relatively safe places to store your cash with that FDIC insurance.HYSA and Money Market Accounts typically offer a higher interest rate than a traditional savings account, allowing you to maximize your earnings. But how do you pick between the two?Let's break it down in this week's episode!Related EpisodesEp. 28 Quick Money Episode #2: Why Don't You Have a High Yield Savings Account Yet?Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Do you ever feel stuck in your career path and realize you don't like it? Maybe you're a nurse tired of being in nursing, but you feel like you have no skills outside of the nursing industry, or maybe you're in restaurant management, and you can't see a path outside the industry. In this week's episode-- Clo Bare Money Coach and Danielle Roberts talk about fulfillment, how to start finding more fulfillment at work and in life, and how to ultimately transform your life.Danielle Roberts is a fulfillment coach on a mission to help millennials change their relationship with work by redefining success and happiness on their terms. Through independently designed one-on-one containers, group programs, and workshops, Danielle works with her clients to remove what's keeping them stuck in their soul-sucking jobs and confidently pursue more fulfilling career paths so they can enjoy more balance and beauty in their lives (and help dismantle the systems that keep them stuck). She currently lives in St. Pete, FL, with her wife and two pups and can be found on TikTok & Instagram @darnroberts.darngoodcoach.comWhat you'll hear in this episode:[0:55] Who is Danielle Roberts?[6:28] Reevaluating the priorities[9:35] Building your dream life[13:13] Networking is crucial[16:04] Widening your scope[23:50] Understanding your dreams and values[27:30] Collect data and analyze your life[30:45] Doing the internal work[38:40] Three steps to creating the life you loveRelated Episodes:Ending the Gender Pay Gap through Salary Negotiations with Meggie PalmerCareer Pivots and Increasing Your Income with Career Coach DarciNegotiations and Increasing Your Income with Beth Williams from Future WalletNegotiating a Six-Figure Sign-On Bonus With Mandi Woodruf-Santos from MandiMoney MakersClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

How long have you been putting off opening an HYSA? Or learning how to invest? Do you feel like it's been something on your list forever, but for some reason, you can't seem to make it happen??Well, let's talk about fear and overcoming the sometimes paralyzing impact of money fear.Fear can wield significant power over our lives, especially when it comes to money matters. The gripping fear surrounding personal finances often results in a state of inaction, preventing individuals from taking charge of their monetary well-being. By understanding how fear affects our financial behavior, we can proactively combat its paralyzing impact and gain control over our financial future.Fear around money can manifest in various forms, such as the fear of scarcity, fear of failure, or fear of making wrong financial decisions. These fears often stem from past experiences, societal pressure, or an overall lack of financial literacy. When left unaddressed, they can lead to a self-perpetuating cycle of inaction and financial stagnation.In today's episode, learn how fear surrounding money can hinder financial decision-making and lead to inaction. Clo Bare will also share some effective strategies to overcome money-related fears and take control of your finances today.Related Episodes:Quick Money Tip #2: Why Don't You Have a High Yield Savings Account Yet?Quick Money Tip #5: What do I do with my old 401(k)?Quick Money Tip #12: Addressing Objections & Fears Behind InvestingI-Bonds, My Mom's Story, How It Impacted My Views of Money with Kim DanielsClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

We've talked about the shady side of financial advising. Still, as you've heard on The Money Bare podcast-- if you're going to work with a financial advisor, we always recommend working with a fiduciary who is a Certified Financial Planner. But what happens when your fiduciary professional doesn't have your best interests in mind or, at the very least, doesn't know better?  Unfortunately, that happened to Tess Waresmith, and she explains how she recovered in this week's episode.Tess is the founder of Wealth with Tess, a financial education platform helping women professionals and entrepreneurs build their wealth and confidence using simple investing strategies that anyone can do (even if they are short on time or a total beginner.)After making many mistakes, Tess became committed to learning how to invest successfully on her own. She had one big realization - investing is not nearly as complicated as it's made out to be.Now Tess has over 10+ years of investing experience in the stock market, real estate, and businesses, and has grown her net worth by $500,000 over the last 4 years using simple investing strategies. She also currently serves as the VP of Operations at a global marketing agency and over the last 7 years has been promoted 7 times and 4x'd her salary.Tess believes that the most important things that money can buy are time, freedom, flexibility, and a greater ability to make an impact and she wants that for every single person.Follow Tess on Instagram - @wealthwithtessFollow Tess on Tik tok - @wealthwithtessFree Investing Workshop - How to Build Wealth The Simple Way Join my next free workshop to learn how to invest in the stock market using an effective, low-maintenance strategy, perfect for busy professionals and entrepreneurs short on time or beginners.Financial Independence Checklist - If you want to ensure you have enough money to retire but aren't sure where to start or don't know if you are behind financially, this is the checklist for you: https://www.moneyconfidentcoach.com/financialindependencechecklistTwenty-six need-to-know investing terms - Grab this guide to start demystifying financial jargon while you are on your financial journey.Related Episodes:Quick Money Tip #9: How I Increased my Net Worth by $300k in 5 Years$1 million mistake?! Talking to My Sister About Our Biggest Money MistakesClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Ever get in a big spending frenzy where you just feel like spending all your cash? Clo Bare has-- in fact she's dealing with one now with her new move to San Diego. How do you mitigate these spending frenzies or shopping binges without completely breaking your budget? In this episode, Clo Bare talks about a few of the things she's doing to manage it all without feeling deprived.Related Episodes:Quick Money Tip #21: Managing Inconsistent IncomeQuick Money Tip #17: Habit Stacking Your FinancesQuick Money Tip #16: Establishing Money Boundaries with FriendsClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

What if I told you that there's a secret law out there that could eliminate your medical bills or, at the very least, reduce them if you're below a certain income level? And the income level is higher than you'd think-- way higher.Sounds too good to be true, right?Well, it's not. It's a real thing, and Dollar For is spreading awareness about this law so people can stop paying for medical bills that they don't have to pay.Dollar For is a non-profit organization dedicated to spreading the word about charity care. They help folks apply, either on their own or with assistance from their Patient Advocates... all for free. This week we sit down to discuss with Dollar For's founder, Jared Walker, and discuss the charity care program, how to find out if you qualify, and tips for dealing with an unexpected medical bill.See if you qualify: dollarfor.org/gethelpFollow on IG: https://www.instagram.com/dollarfor/Related Episodes:Quick Money Tip #20: Dealing with Unexpected Medical BillsMy Husband is Making me Pay for my "Luxury" EpiduralNegotiating a Medical Bill from $5k to $26?! & More Reddit Money StoriesClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

This week we have a special episode-- it's a listener write-in! We had a follower reach out and ask-- should I use my investments in my brokerage account to pay off my credit card debt? Clo Bare got the details of her budget, income, and more-- and is giving her opinion on what this listener should do.Related Episodes:Answering Your Money Questions: Listener Write InsQuick Money Tip #7: All Things Debt PayoffPaying off $35k of Debt on a Low Income as a Single Mom with Dyana from Money Boss MamaClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

What are some of the big mindset blocks folks face when nearing retirement? Surprisingly-- it's about recognizing when enough is enough. In this week's episode, we talk with Dawn Dahlby, CFP, BFA, CRPC, a certified financial planner, wealth wellness expert, and author of the upcoming book Live WELLthy™: Own Your Worth, Grow Your Wealth (Greenleaf Book Group, April 2023). She is the country's first behavioral financial advisor, a certification that focuses on both the emotional and practical aspects of managing money.Related Episode:Quick Money Tip #12: Addressing Objections and Fears Behind InvestingQuick Tip #17: Habit Stacking Your FinancesClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

We have all heard about the gender wage gap, but did you know it starts as early as 7 years old?! I certainly didn't, but Meggie Palmer, friend, and founder of PepTalkHer, breaks down the gender pay gap and gives us tips on how to negotiate our salaries and get paid more.Meggie founded PepTalkHer with the mission of closing the gender pay gap. The PepTalkHer App helps you track your career successes. It uses artificial intelligence to coach confidence & negotiation and to give you a pep talk when you need it most.The PepTalkHer team also runs corporate programming for brands, including JP Morgan & Revlon. They work in-house with companies to retain high-potential staff, running programs around confidence, negotiation & fostering an inclusive workplace.She's grown the passionate and devoted PepTalkHer community to more than 60,000 people and has thousands of women earn more money than they thought possible (including an $83k raise.)What you'll hear in this episode:[0:15] Episode and guest introduction.[1:12] Who is Meggie Palmer?[2:40] Gender pay gap experience[7:08] Moving to the US from Australia & PepTalk[13:40] Did you know PepTalk would explode like it has?[24:35] Biggest mindset obstacles she sees[28:50] What's stopping you from saying you want more money?[32:30] Finding a place that values your growth[36:50] Steps to take to get a promotion on your own[47:20] Getting a raise if you don't have much data to show[55:50] The importance of building relationships and gaining experiences[1:02:30] Meggie's first money memoryConnect with Meggie:Website: https://www.peptalkher.com/PepTalkHer App: https://www.peptalkher.com/appFree Negotiations Cheat Sheet: https://www.peptalkher.com/paymemoreFree Know Your Worth Live Training Challenge: https://www.peptalkher.com/challengeIG: peptalkherRelated Episodes:Episode 47: Career Pivots and Increasing Your Income with Career Coach DarciEpisode 24: Negotiations and Increasing Your Income with Beth Williams from Future WalletEpisode 23: Negotiating a Six-Figure Sign On Bonus with Mandi-Woodruff-Santos from MandiMoney MakersClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Managing inconsistent income can be a challenging experience for many individuals, particularly freelancers, entrepreneurs, or those in the gig economy. However, with careful planning and budgeting, it is possible to maintain financial stability and peace of mind. In this week's episode, Clo Bare talks about how to manage inconsistent income so if you're dealing with that stress, well, hopefully these tips will help you stress a little bit less.What you'll hear in this episode:[0:10] Life update & Cat Adventures[4:30] Lazy Investor Course Launch & Webinar[5:30] Life's next chapter[7:50] Money Tip[11:25] Dividing your expensesRelated Episodes:Quick Tip #17: Habit Stacking Your FinancesQuick Tip #13: Burnout and Lifestyle InflationQuick Tip #10: Side Hustles 101A Six-Figure Blogger in 2023??? Launching a Blog with Latasha from Arts and BudgetsClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

We've all seen it-- tax advice on Instagram telling folks they can write off their dog as office security, or folks telling people to buy a g-wagon to write it off... but how does that stuff hold up with the IRS??? And what tax-saving tips should small business owners pay attention to? In this week's episode, Shannon Weinstein, CPA, breaks it down.Shannon is a CPA and fractional CFO for growth-minded business owners. A teacher at heart, her real-life relatable examples simplify the financial side of the business so you can stop stressing and start scaling. She hosts the IRS's least favorite podcast, Keep What You Earn, which consistently ranks in the top 200 in Entrepreneurship. She is a frequent speaker in business coaching communities and masterminds.What you'll hear in this episode:[0:12] Episode and guest introduction.[1:22] Doing the CPA thing differently[2:55] Buying stocks at 12 years old[8:18] Shannon's father's vision for her[12:43] Shannon's view on money growing up[18:20] Ending up in Costa Rica[27:10] Tax advice on Instagram[33:32] The Augusta Rule[51:00] Inheritance money[52:30] Very first money memoryConnect with Shannon:Website: https://www.fitnancialsolutions.com/mediaKeep What You Earn Podcast: https://podcasts.apple.com/us/podcast/keep-what-you-earn/id1580071347IG: https://www.instagram.com/shannonkweinstein/Related Episodes:Episode 37: The Patriarchy, Wealth Inequities and Starting a Business with Meg K. WheelerEpisode 29: Is real estate investing worth it from a tax-perspectiveClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Ever got a bill from a dentist or doctor that should've been 100% covered by your insurance? Welp, Clo Bare had that happen last week, and she's on a mission to burn it all down. Listen to how she is dealing with an unexpected medical bill and get a few tips on how to make sure you're never in that situation.What you'll hear in this episode:[0:20] Life update[1:28] US Healthcare System is infuriating[2:50] Unexpected Medical Bills[4:50] Appeal Process[8:40] Chloe's frustrationsRelated EpisodeEpisode 39: Negotiating a Medical Bill from $5k to $26?Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Trying to build wealth quickly? Or maybe you have an aggressive savings goal and a short-time to do it? Then the 60/30/10 budget rule might be right for you. Clo Bare breaks it down, explains the pros and cons to help you determine if the 60/30/10 budget rule is right for you.Learn more about the budgeting rule: https://clobare.com/60-30-10-rule-budget/Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Tyler graduated college at 22 in 2015 with a $0 net worth. Still, over the next seven years, he raised his net worth to over $1.5 million by working in sales, learning as much as possible about personal finance and investing, investing in the stock market, and investing in real estate. In the past two years, his online brand, Defining Wealth, has gone from a couple of hundred followers on Instagram to just under 200,000 followers combined between all channels, and he now brings in $60k a month from all his income streams. Learn his story on this week's episode of The Money Bare.https://www.instagram.com/defining.wealth/https://linktr.ee/defining.wealthClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Habit stacking, created by James Clear, adds a new habit to a habit you already have.It helps folks stick to a new habit because you're working it into habits already ingrained in your brain.How can habit stacking help with our financial habits? Listen to this week's episode with Clo Bare Money Coach to find out.Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

I am beyond thrilled to be joined by Chloe Daniels, better known as Clo Bare Money Coach on the internet. Whether you're an experienced investor or starting out, Chloe shares valuable insight and a few concrete takeaways in today's show.   Chloe's online journey started by being transparent about her experiences, successes, and failures, through her mental health struggles. As she came out the other side, she realized her next largest hurdle in life was her comfort around money. and investing She educated herself and realized the power that this education possessed and is now on a mission to share how easy it can be with the world.   One of Chloe's tag lines is about investing the lazy way. It's all about taking a hands-off approach that helps you build a diversified portfolio without the stress of constant monitoring. It's easy to fall into the trap of thinking "I don't want to learn", but as individuals responsible for our own futures, it is important to have an open mindset and be willing to learn as a little effort now can save you significant stress and hardship down the road.   I think Chloe's story will resonate with many of you and her unique approach to investing makes it possible for anyone to confidently manage their money.   What you'll hear in this episode: [0:50] Episode and guest introduction. [5:18] Where does “Clo Bare”. come from? [9:22] What are the key things that Chloe helps her clients work with? [12:08] What does it mean when Chloe says “ Investing the lazy way”? [19:40} Understanding the difference between someone telling you where to invest your money and actually learning about how to invest your own money. [22:40] How do you decide who to work with for financial assistance and advice? [28:35] The importance of having a base level of financial knowledge, regardless of how you choose to manage your money. [34:00] What does Chloe think about the impact of AI and investing in the future? [40:20] Where can listeners find more information about Chloe?   Connect with Chloe: thelazyinvestorscourse.com/guide clobare.com IG @clobaremoneycoach   * Related episodes: 247: Building a Better Financial Future with Marc Russell of BetterWallet 253: Knowing Your Numbers: Three Key Dimensions Every Entrepreneur Should Focus On 258: Things You Should Not Hire an Accountant to Do     * Find everything you need at https://www.keepwhatyouearn.com! https://www.keepwhatyouearn.com/ * Questions about this episode? Text me!: https://my.community.com/shannonweinsteincpa * Chat about this episode in the Keep What You Earn Community – http://keepwhatyouearn.circle.so/ * Hire us: https://www.fitnancialsolutions.com/accounting * See how much you can save with an S Corp: https://www.keepwhatyouearn.com/keep-what-you-earn-s-corp-calculator * Find me on IG https://www.instagram.com/shannonkweinstein/ * Meet me face-to-face on YouTube: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ * Featured in Yahoo Finance! Read more here: https://finance.yahoo.com/news/10-bookkeepers-accountants-watch-2021-113800161.html     The information contained in this podcast is intended for educational purposes only and is not individual tax advice. Please consult a qualified professional before implementing anything you learn.

How should you split expenses as a couple? Should it be 50/50? Joint account or separate? Money can often create power dynamics within a relationship, especially if one partner earns significantly more than the other. We discuss how to manage these imbalances and maintain equality within the relationships, and we answer listener write-ins about love and money.Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Ever wondered what to pick as a beginning investor?? Clo Bare explains how to do a 3-fund portfolio in this week's quick money tip.Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! TERMS AND CONDITIONS

A husband making his wife pay an $8,000 medical bill for her luxury epidural during a 38-hour labor and delivery... a 16-year-old who ruined her aunt's $20k coat on purpose... and a fiancé who canceled vegan options at their wedding behind his fiancé's back???Clo Bare Money Coach reacts to some wild Reddit "Am I the Asshole" stories... all revolving around money.Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! TERMS AND CONDITIONS

This week, Darci welcomes Chloe Daniels, aka Clo Bare Money Coach, to the pod to talk about a very special topic: personal finance! Chloe runs a personal finance business, is a full-time money coach and content creator, and she breaks down how she took a massive risk in jumping from her 9-5 to pursuing a career that will allow her to retire with millions of dollars in the bank (without investing another dime). Chloe comes full of amazing stories, including a pandemic romance, making $100k in 5 weeks, and beyond. Plus, a little game of Would You Rather...Chloe and Darci are both onomy creators with a FREE course at onomy.co - link below to check out Chloe's course on Lazy Investing!LINKS:Follow the Down & Dirty pod on IG: instagram.com/thedownanddirtypodcastSubscribe to the Down & Dirty pod on YouTube: https://www.youtube.com/@downanddirtypod Follow Darci on IG: instagram.com/careercoachdarciFollow Chloe on IG: https://www.instagram.com/clobaremoneycoach/ Check out Chloe's FREE course on onomy: https://www.onomy.co/lessons/understanding-the-stock-market Check out Darci's FREE course on onomy: https://www.onomy.co/lessons/what-is-imposter-syndrome-and-how-to-overcome-it Brought to you by onomy: Check out onomy: https://onomy.co/Follow onomy on IG: instagram.com/onomy.co

Clo Bare is getting real... well, bare this week. She's talking about her burnout as an entrepreneur, sharing the anti-highlight reel of what it is to be a business owner in the online space, and about how to prepare for lifestyle inflation.Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! TERMS AND CONDITIONS

There's one account everyone needs. It's easy to set up, there's no risk, it's insured, and you'll earn a little bit of interest on your cash. The account? A high-yield savings account. In this episode, Clo Bare breaks down all you need to know about HYSA and why it's a no-brainer to open one ASAP.Find me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Grab your free money guide here: https://www.thelazyinvestorscourse.com/guideJoin Clo Bare for a free investing class here: https://www.thelazyinvestorscourse.com/webinar TERMS AND CONDITIONS

Today's episode features Chloé Daniels, founder of Clo Bare Money Coach. Chloé is a money coach and focuses her time on helping people learn how to invest and build wealth the lazy way.  Her ultimate goal is to provide education in a fun, easy-to-understand, and accessible way and is known for her Reels and TikToks that showcase her hilarious dance moves while also providing finance tips. Despite her current success, Chloé didn't start out with so much confidence and knowledge about money.  There was a time (back in 2017) when she struggled to see a path toward paying off her student loans. In 2018, things started to change as she began budgeting and getting deeper into the financial space. Things took off quickly and in 2021 she quit the workforce to pursue financial coaching full-time and is on track to retire in her 40s! Chloé does this all in such a relatable way that comes across as fun and non-intimidating. If you've been looking for someone to make personal finance fun for you, Chloé might be just the person for you (seriously, her dances are hilarious). If you liked this episode as much as we did, please share and subscribe! Links From the Episode Chloe's TikTok Chloe's Instagram Chloe's Free Money Guide Chloe's Website The Lazy Investor's Course YouTube Interview https://youtu.be/zdg3G4IAfHY Join the Community We'd love to hear your comments and questions about this week's episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFiShow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here

Chloé Daniels, founder of Clo Bare Money Coach and The Lazy Investor's Course, is a money coach, focused on helping people learn how to invest and build wealth the lazy way. She's been featured on CNBC + Acorns, Entrepreneur, Bloomberg, Business Insider, TIME, and more. Her ultimate goal is to provide education in a fun, easy to understand, and accessible way, and is known for her reels and TikToks that showcase her terrible dance moves while also providing finance tips.In this episode you'll learn: The lazy investing method The different ways that you can invest How to balance paying off debt and investing Connect with ChloéInstagram: @clobaremoneycoachPodcast: The Money Bare*This episode is sponsored by Bask Bank*Open a Bask Interest Savings Account, a Bask Mileage Savings Account or both. Learn more at: https://www.baskbank.com/ Disclaimer:  *National average rate as of August 15, 2022 per FDIC.gov. APY as of November 2, 2022. APY is variable and subject to change after account opening. No monthly account fees or minimum deposit required. Must fund within 15 days of account opening. Bask Bank is a division of Texas Capital Bank, Member FDIC.Connect with us: Instagram: @richbyintention Twitter: @richbyintention Get our FREE Couple's Money Starter Kit, Click Here. Check out our website: Richbyintention.com

A sister-in-law who always expects her brother's wife to pay? A wife who wants to move into a barn shared with pigs and cows just to save money? A young woman whose family is manipulating her?Find out what Clo Bare Money Coach thinks of these awful money stories from Reddit in today's episode of The Money Bare.Find me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Grab your free money guide here: https://www.thelazyinvestorscourse.com/guideJoin Clo Bare for a free investing class here: https://www.thelazyinvestorscourse.com/webinarTERMS AND CONDITIONS

Today we've got guest Money Honey Rachel on! At the age of 27, Rachel Richards quit her job and retired. She is now living off $20,000 per month in passive income. Rachel is the bestselling author of “Money Honey” and “Passive Income, Aggressive Retirement.” She built a real estate portfolio of 38 rental units by the age of 26. AKA... She's a total baddie. And in this week's money tip, we're talking about my all-time favorite type of investment: index funds.Get the FREE Passive Income Starter Kit here: https://moneyhoneyrachel.ck.page/passiveincomeFollow Rachel @moneyhoneyrachel Find me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Grab your free money guide here: https://www.thelazyinvestorscourse.com/guideJoin Clo Bare for a free investing class here: https://www.thelazyinvestorscourse.com/webinarTERMS AND CONDITIONS

Talking to our kids about money is hard, right? Well, that's why Clo Bare Money Coach wanted to bring on her Mom to talk about exactly that. Kim Daniels aka Mama Bare aka Chloe's Mom, comes on the show to have open honest conversations about what money was like in her household growing up, how her childhood impacted her spending habits and eventually her family.Listen to learn more, and as always, please rate, review and subscribe to support this show!Find me on social @clobaremoneycoachPlease rate and subscribe to support this channel!Grab your free money guide here: https://www.thelazyinvestorscourse.com/guideJoin Clo Bare for a free investing class here: https://www.thelazyinvestorscourse.com/webinar

Wouldn't it be cool to have superpowers? Imagine if you could lift things with your mind or even fly. That would be so cool, wouldn't it? Imagine what you could only do with the power to move things, for instance, if you get stuck in traffic behind someone who doesn't want to do the speed limit. Imagine being able to lift cars out of the way at will. In this episode, we may fantasize and dream about having El's powers from the Stranger Things series. Still, when it comes to topics like paying off debt and finding financial success in freedom, there's no fantasy there. It's a reality, and our very own Chloe Daniels has made it one for herself. Let's buckle up and get ready to hear Chloe's story of how she became Clo Bare Money Coach. This is going to be a fun and exciting episode. You won't want to miss this. If you could have one superpower, what would it be and why? (00:02:41)How did you view money growing up? (00:10:26)Chloe in China (00:19:52)From 9-5 to Money Coach (00:22:48)The wake-up moment (00:41:36)Getting personal to grow (00:43:40)How she got started beyond searching Google (00:50:23)Navigating today's market (00:55:43)Find Clo Bare on social @clobaremoneycoachGrab your free money guide here: https://www.thelazyinvestorscourse.com/guideJoin Clo Bare for a free investing class here: https://www.thelazyinvestorscourse.com/webinarGet your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

Welcome to the Money Bare podcast, where we get real and raw about one of the most taboo topics out there-- money! Here, you won't find any of that fancy jargon that makes you feel like you need a master's in finance to understand. Instead? We are going to break investing, debt pay off, budgeting, and income in a way that a real human can actually understand. You ready to get those finances right?Let's do this.Your host, Chloé Daniels aka Clo Bare Money Coach, will keep it real, bare, accessible and FUN, as we navigate our way through these topics-- and you'll start to learn that the language around finances? Is actually your language.Find me on social @clobaremoneycoachPlease rate and subscribe to support this channel!Grab your free money guide here: https://www.thelazyinvestorscourse.com/guideJoin Clo Bare for a free investing class here: https://www.thelazyinvestorscourse.com/webinar

Are you putting off learning how to invest? I get it, investing can feel super overwhelming and complicated. On top of that, you might be completely zeroed in on paying off debt and you're wondering if you should even be investing if you're not debt free...To help answer all these questions in a simple way that will allow YOU to start building wealth today, I've got Chloe Daniels on the podcast! Chloe, founder of Clo Bare Money Coach and The Lazy Investor's Course, is a money coach focused on helping people learn how to invest and build wealth without shame or judgment. And bonus - she is hilarious, wonderful, and has an incredible story to share!Enjoying the podcast? Make sure to subscribe & leave a review!Follow Allison on Instagram! @inspiredbudgetLinksFollow Chloe on Instagram | Facebook | Twitter | TiktokCheck out Chloe's free Get Your Money Right guide! ResourcesFREE Debt Free RoadmapGet the full show notes here on the blog!

Joining us for Episode 95 is Chloe, aka @clobaremoneycoach, who is a personal finance coach and blogger with a goal of helping folks' money work for them. Chloe has her own experiences to use as background in helping people pay off their debts and get their financial house in order, as she herself paid of $45,000 of debt in 2 years while saving $150k to invest. Clo tracked her journey and is now sharing it with the world, and we thought she'd be a great resource for all the Juicers out there.-

Financial educator & creator, Chloe Daniels from Clo Bare Money Coach, is joining us today to talk about her journey to landing 4 promotions in 3 years, increasing her income, and shifting her focus from paying off debt ASAP to building wealth.In This Episode We Talk About:Preparing to ask for a promotionNegotiating a raise in your salaryDetermining a price point for your side hustleBuilding your money mindsetAction steps to take with your money after increasing your incomePaying off debt vs. investingSpending in a way that aligns with your valuesWhere to find Chloe:Instagram and TikTok at @clobaremoneycoachhttps://clobare.mykajabi.com/opt-inFREE Resources by Save Live Thrive™2022 Goal Setting Workshop Workbook Organize Your Finances WorkbookMini Digital Budget PlannerProducts by Save Live Thrive™:Digital Budget PlannersFinancial Education Programs by Save Live Thrive™The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!Follow on InstagramFollow on TikTokJoin our NewsletterHelp the Thrive With Money Podcast grow! Follow this link to leave a 5-star review.Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, or investment professional.Music written by Chris Glassman

Hey, everyone! Welcome back to the Darn Good Life. I am your host, Danielle Roberts, and today, we're gonna be talking money, honey. This is one of the most requested episodes I had from my listeners, and it's an important one. We all need money to survive, and most of what we've been taught is how to spend, right? Not how to invest or build wealth.So in today's episode, I sat down with Chloe Daniels, founder of Clo Bare Money Coach. We discuss how to manage money, potential red flags to look out for, and even chat briefly about cryptocurrency.Chloé Daniels is a personal finance creator, blogger, and coach, focused on helping people learn how to manage money and build wealth without shame or judgment. She grew her net work over $200k in 2 years, and she aims to provide education in a fun, easy to understand, and accessible way, and is known for her reels and TikToks that showcase her terrible dance moves while also providing finance tips. She's based in Chicago and can be found on Instagram and TikTok @clobaremoneycoach or at clobare.com.

About Clo Bare Chloe from Clo Bare Money Coach is a money coach who focuses on education folks on the basics of Personal finances and investing. She aims to deliver her content in a goofy, fun and approachable way, and... READ MORE The post Intersection between mental health + money | Chloe Daniels from Clo Bare appeared first on .

Welcome back to Don't Retire... Graduate! Our guest on today's episode is a money coach and mental health blogger who is joining us for a very special episode in honor of World Mental Health Day. Chloe Daniels of Clo Bare Money Coach goes deep into her own struggles with mental health and how it has helped her find her voice and grow her platform at the intersection of money and mental health. In this episode we'll talk about: • How Chloe's transparency with her mental health struggles grew into a virtual community • How therapy and writing helped her overcome her battles with eating disorders and PTSD • Why people don't talk about their struggles with money and want to seem like they're the Joneses you should be keeping up with • How Chloe paid off $70,000 in debt and amassed $200,000 in savings in a short period of time • How to set a budget that aligns with your values • Failing at a budget and continuing to work at it instead of quitting • Figuring out why you're spending money where you're spending it so you can connect with your spending • Finding the right method to keep yourself accountable and connected to your budget • Stepping away from the “shoulds” and focusing on the “why” • Looking at the anxieties and fears around money and getting to the root of it • The difference between good and bad financial advisors, and why you should always ask potential advisors if they're fiduciaries • How a financial coach and a financial advisor can help you simultaneously Chloe, aka Clo Bare Money Coach, saved more than $200k for retirement in a little over 2 years, and now she's teaching others how to do the same. In the last year, she's coached over 300 people on how to money. She started as a mental health blogger in 2017, and brings her mental health expertise into her financial coaching, focusing on providing people with a human-centric approach to managing their money. Links:  https://brotmanmedia.com/season-4-episode-3-happiness-abundance-and-freedom-changing-your-mindset-to-improve-your-life/ www.clobare.com