Podcasts about ME Bank

Small Biz Matters: People, Policy, Purpose ~ Episode #253      Broadcast date: 10 Dec 2024 Host: Alexi Boyd, Small Business Advocate & Policy Advisor Guests: Anna Booth, Fair Work Ombudsman It's been a big year for Small Biz Matters: People, Policy, Purpose and we're finishing it off with a bang! This week we welcome Anna Booth, Australia's Fair Work Ombudsman to discuss the changes to industrial relations legislation and what it means for small businesses now and into the future. And importantly, what does it mean for the Fair Work Ombudsman agency itself? Industrial relations and the Fair Work Act have always been a minefield for small businesses but the recent changes are really overwhelming and many have said they will avoid employing anyone as a result. The Respect @ Work legislation, changes to Fair Work Act with Same Job Same Pay (tranche one and tranche two), the Right to Disconnect laws, the introduction of Family and Domestic Violence Leave, Psychosocial hazards and positive duty guidelines... it's not a far-fetched assumption to say it's a little bit confusing at times and downright out of scope for most. There's a lot of speculation in the media (both political and practical) about the impact on small business owners navigating this complex web. Will it mean more owners will shift back to under-the-counter cash in hand wages? With more complexity, will we see more workers vulnerable as small business owners struggle to navigate changes or, is this all a smokescreen and they're handling it just fine. Well, the Fair Work Ombudsman's team is on the front line of these questions from both employers and employees and there to assist both with navigating the complexities. Plus, they've made some pretty snazzy changes to their website in order to make it easier. In the final episode of People Policy Purpose it's a big show, so let's get straight into hearing from this week's expert guest, the Fair Work Ombudsman Anna Booth. PEOPLE – How would you like to see small businesses become more activated in regards to workplace relations? What sort of education and outreach programs do you currently have to engage with that audience? Where have you noticed small businesses have been engaging to find info on Fair Work? POLICY -  industrial relations legislation is complex. How does the fair work ombudsman take such complex legislation and translated into procedures that small businesses can follow? What would be your recommendations to small businesses listening as a good place to start? Who are the best advisors to work with, if a typical small business owner can't afford an HR lawyer on their team? COSBOA launched the PEAK resource for small businesses to navigate IR changes. How does your office interact with support services like this, offered by other agencies? PURPOSE - can you describe the role of the Fair Work Ombudsman? Is it independent and how do you keep your work at arm's length from policy makers? Do you influence their decisions and guide on best practice when it comes to considering the small business community in their deliberations? Anna Booth was appointed to the position of Fair Work Ombudsman for a 5 year term from 1 September 2023. Under the Fair Work Act 2009, Anna is responsible for promoting harmonious, productive, cooperative and compliant workplace relations. She has extensive and diverse experience in industrial relations spanning more than 45 years, working with unions, private, and public sectors. Anna was most recently Director of CoSolve Pty Ltd. She returned to CoSolve in 2020 after serving as a Deputy President of the Fair Work Commission for 8 years. Before her appointment to the Fair Work Commission, Anna combined her CoSolve directorship with non-executive directorships of ME Bank and IFM and was the non-executive chair of Slater & Gordon Ltd. Anna spent much of her early career in the union movement. She was the National Secretary of the Textile, Clothing and Footwear Union of Australia and a Vice President of the Australian Council of Trade Unions. Anna has also been Vice President Corporate Affairs at Sydney Harbour Casino and a lecturer at the Macquarie Graduate School of Management and the Australian Institute of Management. She has served on the boards of Commonwealth Bank of Australia, the Sydney Organising Committee for the Olympic Games and NRMA Ltd. Anna is an accredited mediator under the National Mediator Accreditation System. She holds a Bachelor of Economics (Hons) from the University of Sydney and is the patron of the Industrial Relations Society of NSW. The Fair Work Ombudsman's purpose is to promote harmonious, productive, cooperative and compliant workplace relations in Australia. Their functions are to outline the responsibilities set by the Fair Work Act 2009 to achieve this purpose: provide education, assistance, advice and guidance to employers, employees, regulated workers, regulated businesses, persons in a road transport contractual chain, outworkers, outworker entities and organisations promote and monitor compliance with workplace laws inquire into and investigate breaches of the Fair Work Act take appropriate enforcement action perform our statutory functions efficiently, effectively, economically and ethically. To find out more about the Fair Work Ombudsman and how they help small businesses  click HERE

Hello and welcome to Episode 211 of the People Powered Business Podcast! In today's episode I am joined by Mel Rosenthal, professional coach for founders, leaders and teams.Mel is a Professional Certified Coach, accredited by the International Coaching Federation and an Australian Institute of Company Directors graduate (GAICD). She holds a Bachelor of Commerce (First Class Honours) from the University of Western Australia and an MBA from the Kellogg School of Management at Northwestern University. Mel works with Founders and Leaders to drive growth for companies and the people in them. She has been trusted by the leadership of companies including Who Gives A Crap, Minor Figures, Keep Cup, StartUp Victoria, QBE, Tyro, Champion Life, Thoughtworks, The Australian Centre for Social Innovation, Inventium, Advisian, Peter MacCallum Cancer Centre, Walter and Eliza Hall Institute of Medical Research, Swinburne University, Alinta Energy, ME Bank, Visy and Medtronic.Mel is also the creator of 52 Conversations – a card game to create conversations that matter – and that's what our conversation focused on today. Mel shares some stunning statistics that reflect the real costs and risks of not having important conversations with our teams, and shares her insights into how leaders can have more effective and impactful conversations.To leave more about the 52 Conversations Card Game, simply head to this site:https://www.52conversations.com/To learn more about Mel, the work she does and how you can connect with her, head to this website:https://melissajrosenthal.com/Or you can connect on LinkedIn here:https://www.linkedin.com/in/rosenthalmelissa/An InvitationWould you like to connect with other like-minded business owners, leaders and managers experiencing similar situations with their team? Join the discussion inside our free Facebook Group – HR Support for Australian -Businesses. https://www.facebook.com/groups/hrsupportaustralia

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Annie Kane and Adrian Suljanovic as they discuss the latest forecasts for the property market, a big new fine for ME Bank, and why the IMF thinks Australia should bring in more lending curbs. Tune in to find out: Why the IMF thinks DTI and LVR limits should be brought in. Forecasts for house price changes this year. The new trend for non-bank lenders. And much more!

For part 2 of the Black Parent Innovation Lab Mini Series, Trina speaks with Nadirah Adeye and discusses her innovation, The Me Bank. Nadirah is a mother, writer, storyteller, funny bone tweaker and committed devotee of conscious parenting and partnership. She has worked and served in conscious and spiritual organizations throughout the California Bay Area, in fields ranging from Diversity, Equity and Inclusion to public ceremony and ritual.Nadirah is also a sacred sensualist and the founder of the Green Purse Society, teaching clients to heal their resource wounds and to transform their relationship with money from one of stress and anxiety to confidence and empowered pleasure.  Resources: www.nadirahadeye.com

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss BOQ's acquisition of ME Bank and the next steps, a new digital bank set to launch this week, and what brokers are most concerned about at the moment. This week, they discuss: - The next steps for the BOQ/REA deal - Australia's new customer-owned digital bank - The latest appointments and M&As And much more!

On this episode: * After Bank of Queensland bought ME Bank, Josh reveals the world's largest takeovers. * We took your calls on "when you got stranded?" * Can we guess if you're car is immaculate or filled with crap.  Apparently 1/3rd of drivers can't get anyone else in their car because it's so full of stuff! * After a mum caught her son asking Alexa a question on the baby monitor, Stampsy asked Google a similar question. * Is Stampsy ready ready to buy a house.  Josh has a test to find out. * Stampsy has an adult'ing question for Josh regarding the shower.  It's to do with hygiene.  * Josh is confronted with footage found on the work cctv cameras.  How will he defend himself? * Josh makes an apology to his partner Kat, after he left her to clean up a scene made by their dogs. Departure Lounge with Stampsy and Josh, weekdays 3-7pm Krock Geelong.

On this episode: * After Bank of Queensland bought ME Bank, Josh reveals the world's largest takeovers. * We took your calls on "when you got stranded?" * Can we guess if you're car is immaculate or filled with crap.  Apparently 1/3rd of drivers can't get anyone else in their car because it's so full of stuff! * After a mum caught her son asking Alexa a question on the baby monitor, Stampsy asked Google a similar question. * Is Stampsy ready ready to buy a house.  Josh has a test to find out. * Stampsy has an adult'ing question for Josh regarding the shower.  It's to do with hygiene.  * Josh is confronted with footage found on the work cctv cameras.  How will he defend himself? * Josh makes an apology to his partner Kat, after he left her to clean up a scene made by their dogs. Departure Lounge with Stampsy and Josh, weekdays 3-7pm Krock Geelong.

After the Christmas hiatus, The Dastardly Duo of Rob and Toby are back and they are trying a new format for the M&A War Stories podcast.  In today's episode Rob and Toby reflect on trends in M&A deals, they have a rant about how the impact of culture in deals is often misunderstood and mismanaged and then they change gear and examine the recent acquisition of ME Bank by Bank of Queensland.We hope you enjoy the new format as much as we enjoy recording it - but we are quite certain our listeners will let us know if we need to improve.

Bank of Queensland (ASX:BOQ) to acquire ME Bank. Azib Khan discusses the acquisition with the Morgans network.Check out more from Morgans:Visit the Morgans website: www.morgans.com.auCheck out our blog: www.morgans.com.au/BlogOn Facebook: www.facebook.com/MorgansAUOn Instagram: www.instagram.com/Morgans.AustraliaOn Twitter: twitter.com/MorgansAU#Banks #BOQ #MEBank #Acquisitions

Bank of Queensland (ASX:BOQ) to acquire ME Bank. Azib Khan discusses the acquisition with the Morgans network. Check out more from Morgans: Visit the Morgans website: www.morgans.com.au Check out our blog: www.morgans.com.au/Blog On Facebook: www.facebook.com/MorgansAU On Instagram: www.instagram.com/Morgans.Australia On Twitter: twitter.com/MorgansAU #Banks​ #BOQ​ #MEBank​ #Acquisitions​

SBS Finance Editor Ricardo Gonçalves speaks with BOQ CEO George Frazis about the bank's $1.3bn acquisition of ME Bank and for his take on the economy

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the breaking news regarding BOQ’s acquisition of super fund-owned lender ME Bank, how the auction market is faring, and what the Senate hearings into the repeal of responsible lending obligations delved into on Friday. This week, they discuss: - BOQ’s acquisition of ME Bank - Annie’s first experience attending an auction - The arguments for and against the repeal of RLOs And much more!

Bank of Queensland has bought challenger ME Bank for $1.3 billion in an attempt to muscle up to the Big Four. BOQ CEO George Frazis joins Brooke Corte. See omnystudio.com/listener for privacy information.

SBS Finance Editor Ricardo Gonçalves speaks with BOQ CEO George Frazis about the bank's $1.3bn acquisition of ME Bank and for his take on the economy

Facebook’s broad ban on news impacted essential services like health departments and the Bureau of Meteorology. The Bank of Queensland is getting ready to buy rival bank ME Bank for $1.3 billion. Global debt levels have risen to 356% of GDP, which is significantly greater than where debt levels were during the 2008 global financial crisis. --- Weekly newsletter: https://www.flux.finance/newsletter --- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.

I catch up with David from Money Saver Home Loans, he breaks down what Loan to Income Ratio means, ANZ's planned purchase of ME Bank and much much more! The content discussed in this episode is general advice only, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed. You can visit David's website here: https://www.moneysaverhomeloans.com.au/

Jonas Christensen is the Director of Analytics at Taylor Fry. He is passionate about helping businesses to grow with advanced analytics and data-driven decision making. Taylor Fry is an advanced analytics and actuarial consulting firm operating across private and government industries. The company helps the government, private businesses, and regulators use advanced analytics to better manage their financial health, customer engagement, pricing, and risk management. From a very young age, Jonas realised in him the energy towards innovation and constant improvement. As a professional, that’s what he has been doing for over 15 years with his skills and expertise in data analytics, artificial intelligence (AI), and machine learning (ML). He believes that these data technologies will be as revolutionary in the coming days as the personal computing revolution has been for the last 40 or so years. Before joining Taylor Fry, Jonas was the Head of Analytics at ME Bank. He was responsible for revenue growth, product performance, and customer experience by combining data analytics, finance, and marketing expertise. Apart from that, his experience ranges across the banking, finance, and corporate sector in various other high-level positions in different organisations. He is a former lecturer in finance at Deakin University. He also co-founded his company Bike Chaser, an online marketplace for bicycle products, in 2014. Jonas holds a Masters of International Finance and a Masters of Accounting from Deakin University as well as a Bachelor of Economics and Business Administration from Copenhagen Business School. In this exclusive episode, Jonas goes all-out into revealing all the secrets of successful digital transformation and implementation of corporate analytics. The interview starts with Jonas and Jason sharing their experience of building digital marketplaces for bicycle and accessories. Then it moves through all these and much more: Challenges and use of analytics in building digital marketplaces. Learning from the digital marketplace endeavours that are transferred into corporate projects. They also share a bit of all the wonders a cyclist gets out of the meditative experience of cycling. The importance of learning to work with the algorithms upon which most of the digital marketing processes depend. Using content marketing and putting human value into your business through storytelling. How data and analytics should advance its position from advising the business to running the business. How to start building the analytics platform as a traditional business. How digital transformation relates to data-driven customer experience and both work together to strengthen the business bottom line. Jonas shares with us his new and exciting theory of how a new technology must touch the executives and top leadership of an organization at first to truly get implemented in the business Few tips for analytics professionals and consultants for growing their career. Why analytics and corporate strategy should work in an integrated fashion and ultimately connect with improving the customer experience. Some crucial project management and task prioritization tips and tricks for creating a distraction-free environment for your analytics team. Last but not the least Jonas also gives us a sneak peek into his upcoming book Demystifying AI for the Enterprise. You can surely see that you will miss a lot if you miss this episode. So, don’t miss it! Also, share with your colleagues and friends who are into all things digital and analytics. #BusinessAnalytics #DataAnalytics #CustomerExperience #DataScience #Insurance --- Send in a voice message: https://anchor.fm/analyticsshow/message

Nairne has come out on top as Australia’s best regional town for first home buyers (https://www.5mu.com.au/news/local-news/40-local-news/107591-hills-town-tops-national-list-for-first-home-buyers) . The Adelaide Hills town has been listed in the top spot by ME Bank followed closely by sister town Mount Barker in 4th position.  Consulting demographer from Ethos Urban Chris McNeill joins Jennie Lenman in this podcast for a chat about it.

Victorian towns have dominated a list of Australia's best spots for first-home buyers to enter the market. Eight of the top 20 towns on the list, put together by ME Bank, are in Victoria. See omnystudio.com/listener for privacy information.

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib (in his last Mortgage Business Uncut podcast) as they discuss why lenders are changing their property price outlooks, the opening up of credit appetites, and the increasing number of cyber attacks and the growing need for cyber security and insurance. This week they discuss: - Westpac and CBA's outlook on property prices - The worrying trend of vicious cyber attacks in the lending space - ME Bank's financial year results and redraw controversy update And much more!

Today on the Take on Board podcast, Helga’s speaking to Elana Rubin about diversity and culture.Elana is on the boards of Afterpay Ltd, Telstra Ltd, Slater & Gordon Ltd, and several unlisted government entities. She’s previously been on the boards of AustralianSuper, Mirvac, ME Bank, WorkSafe Victoria and TAC.Elana started her career in social policy and industrial relations at the ACTU before moving to superannuation, where she was the investment director for a large industry super fund. She then moved into non executive director roles working across a wide range of sectors..She is a strong believer in organisations with purpose and in social license to operate. Her interests include social policy, social equity, travel and cinema.Elana has been making the most of lockdown and streaming some interesting shows, you’ll want to hear some of her suggestions.Contact Elana or find out more about her:https://www.linkedin.com/in/elana-rubin-aa97592b/Resources mentioned in this episode:Becoming by Michelle ObamaFOR MORE INFORMATION:Join the Take on Board community: https://www.facebook.com/groups/TakeOnBoard/Follow along on Twitter: @TakeOnBoardUpcoming Event:Special event: Take on Board breakfast, 29 September 2020. At this special Take on Board event, you'll hear from Danielle Jacobs. In early August 2020, in collaboration with Drs. Peggy Kern from The University of Melbourne and Lindsey Godwin from Champlain College, The Wellbeing Lab surveyed more than 1500 Australian workers on how they’re coping during COVID times and how their employers and leaders may best support them both now and in the future.Book here: https://www.trybooking.com/BLHEWFor more information about Helga Svendsen: https://www.helgasvendsen.com.au/Interested in working with Helga? https://www.helgasvendsen.com.au/workwithmeTo contact Helga: helga@helgasvendsen.com.au

Who would have thought that 2020 would be the year of data charts? That we would be glued to the daily news like never before, anxiously waiting to see more and more charts, expecting data analysts to tell us which way curves, bars, and pie charts are progressing? Be it for the number of patients with COVID-19, unemployment numbers, political and consumer sentiment, stock markets... this year has been filled with data analysis, and we are all paying close attention. Have you ever wondered what a data professional job looks like? Why did Forbes report that data jobs are the sexiest jobs in the 21st century? And how can non-data professionals either upskill, re-skill, or learn to collaborate with data professionals? If you are interested to find out more, you are in luck! My guest for this week's episode is a data strategist and machine learning expert. Catherine Lopes is the Head of Data Strategy and Analytics at ME Bank in Australia and the co-founder of three startups. A business-focused data scientist and passionate educator, Catherine helps organizations increase their business performance by applying advanced analytics and improving enterprise data management. She has worked internationally across a wide range of sectors with specialties in machine learning and analytics transformation. Listen to our discussion to gain insight into the world of data science, artificial intelligence, and ethics. Learn how you can get started in data professions, data projects, or work alongside data scientists. You'll have a rare opportunity to learn from a data expert who is also passionate about her profession and in helping other data scientists thrive. Remember you can always reach out to me if it's time to start investing in your career progression. Check my website - there's a link below - and find out more about my services, as well as free resources I have created just for you. I hope you enjoy this chat with Catherine Lopez.   Timestamps to guide your listening: 07.31 - Catherine's career journey 10.58 - How to know where and when to spend energy in your career for career advancement? 15.48 - What is data science? Catherine explains her expertise and how important it is post-COVID. 17.51 - How corporate work is potentially going to change in the next 3 to 5 years, and how to adjust your skills.  22.10 - How can professionals in humanities help data science and AI?  27.53 - Data Science and ethics. 30.22 - Issues of data-driven problems such as bots and RPA replacing everyone's jobs. 36.20 - Is there still time for a mid-career professional to make a shift to data science?  38.31 - Professions that can easily transition to data science. 43.04 - Catherine the mentor and her LinkedIn activity. 45.42 - Catherine turns data on its own professionals: comparing data professions by gender, age, and other factors. 52.50 - Catherine's list of questions to ask employers. 56.03 - How is working from home for data scientists, and is it sustainable? 57.10 - Tips and advice for people looking for work.   Links mentioned Lean in videos of Catherine's presentation on Personal Branding Lean in Melbourne of Renata's presentation on Confidence Catherine's article about job questions data professionals should ask at job interviews Catherine's LinkedIn: follow her and look out for her charts about data science profession Ada's Tribe meetup Ada's Tribe LinkedIn Page Catherine posts about books to read about data Renata's additional books to better understand data: The Black Swan by Nassim Nicholas Taleb, What Is This Thing Called Science by Alan Chalmers and Factfulness: Ten Reasons We're Wrong About the World--and Why Things Are Better Than You Think by Anna Rosling Rönnlund, Hans Rosling, and Ola Rosling. Download a transcript of this episode   Important links on how to connect with me:  My website Join the Reset Your Career and subscribe to the newsletter Where to listen/subscribe/follow to The Job Hunting Podcast Where to watch the live career coaching sessions Download transcript:  https://www.renatabernarde.com/42transcript Are you new to this blog and podcast? Hello and welcome! I'm Renata Bernarde, the Host of The Job Hunting Podcast. I'm also a virtual career coach, job hunting expert, and career strategist. I teach professionals in the corporate, non-profit, and public sectors the steps and frameworks to help them find great jobs, change, and advance their careers with confidence and less stress.  If you are 1) an ambitious professional who is keen to develop a robust career plan, 2) looking to find your next job or promotion, or 3) you want to keep a finger on the pulse of the job market so that when you ready and an opportunity arises, you can hit the ground running – then this podcast is for you. In addition to The Job Hunting Podcast, I have created a series of free tools and resources, I run free live career coaching sessions, the Job Hunting Made Simple online course, and the coaching I do with my private clients. So there is really no excuse – I'm determined to help you! I want you to feel empowered, nail your next job, and have the career you want.   Important links on how to connect with me:  My website Join the Reset Your Career and subscribe to the newsletter Where to listen/subscribe/follow to The Job Hunting Podcast Where to watch the live career coaching sessions   Book a Linkedin audit or a consultation with me. Find out more about my services: Book a LinkedIn Audit Learn more about my online course Book a consultation with me   I'd love it if you could give this Podcast a 5-star review: I hope you learned a lot today in making job hunting better for you. Don't forget to follow this podcast and leave a 5-star rating and ranking on iTunes. It helps so much! With your help, this podcast can reach others who need career support. The way to do that is to give it a 5-star rating and review, so that iTunes knows it's a good podcast to recommend to others. Please scroll to the bottom of this link, tap to rate with five stars, and select “Write a Review”    I look forward to keeping in touch. Ciao for now! Renata Renata Bernarde | Virtual Coach | Career Management Strategist | Job Hunting Expert

An Australian telehealth start-up has taken off as virtual healthcare becomes the norm. The business was spun out of the CSIRO and is one of several start-ups helping solve problems caused by the pandemic. Plus, the paradox of thrift - households report record levels of financial comfort for June, that comfort could be short lived. Guests: Dr Silvia Pfeiffer, CEO, CoviuPhil Morle, Partner at the CSIRO's innovation fund, Main Sequence Ventures Jeff Oughton, Consulting Economist, ME Bank

ME Banks biannual financial comfort report reveals the nation's households are, on average, surprisingly healthy. But how long can it last? ME Bank economist Jeff Oughton joins Brooke Corte. See omnystudio.com/policies/listener for privacy information.

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they discuss the importance of the broker in the current lending climate, and how various lenders are acknowledging that fact. This week they discuss: - ME Bank’s new advertising campaign, and changes to broker commission structures - Westpac’s latest changes for new and existing borrowers - How you can attend our first masterclass free of charge

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they reflect on the postponement of the best interests duty, what a 70 per cent auction clearance rate could mean for the economy, and lending changes. This week they discuss: - The resignation of Suncorp’s new CEO - How various lenders are adapting to support borrowers amid the COVID-19 pandemic - ME Bank reverses its unpopular redraw decision

Regulatory authorities investigate ME Bank over sudden blocking of redraws; Aged Care study aims to stop Nursing home ripoffs; Childcare falling through Jobkeeper cracks

Join Alex Whitlock, Annie Kane and Charbel Kadib as they discuss the redraw furore at ME Bank, how coronavirus is impacting the major's bottom lines and how the property market is faring. This week they discuss: - How one of the non-major banks has ruffled feathers - The importance of brokers amid the COVID-19 pandemic - The upcoming Mortgage Business Commercial Masterclass and how it can help you and your clients

Today on the Take on Board podcast, Helga interviews Michelle Gibbings.Michelle is a change leadership and career expert. She's the author of Step Up - How to Build your Influence at Work and Career Leap - How to Reinvent and Liberate Your Career. Michelle is obsessed with unlocking high impact choices to accelerate meaningful progress. She's enabling a new breed of leader one that's fit for the future of work.As a highly sought after speaker and facilitator, Michelle works with leading edge organizations to optimize outcomes by building the capability, capacity and conviction of their leaders to lead.She works with some of Australia's most respected organizations including ANZ, Cole's, Orica, John Holland, ME Bank, and Telstra, along with government departments and agencies.She's a graduate of the Australian Institute of Company Directors, an alumnus of Leadership Victoria's Williamson Community Leadership Program, and she regularly appears and writes for major national publications and media outlets.Michelle is a director of the Arts Law Centre, and a former non executive director and company secretary at Red Stitch Actors Theatre and 3MBS - FM.Michelle’s literally written the book about influence and she shares what it takes to gain influence and use it for good in her chat with Helga.Boards Michelle is on:Arts Law Centre: https://www.artslaw.com.au/Contact Michelle or find out more about her: https://www.linkedin.com/in/michellegibbings/ or https://www.michellegibbings.com/Resources Michelle mentions: True North by Bill GeorgeBlinkist - https://www.blinkist.com/And Michelle was too modest to mention her books, so here they are:Step Up - How to Build your Influence at Work - Michelle GibbingsCareer Leap - How to Reinvent and Liberate Your Career - Michelle GibbingsFOR MORE INFORMATION:Join the Take on Board community: https://www.facebook.com/groups/TakeOnBoard/Follow along on Twitter: @TakeOnBoardFor more information about Helga Svendsen: https://www.helgasvendsen.com.au/Interested in working with Helga? https://www.helgasvendsen.com.au/workwithmeTo contact Helga: helga@helgasvendsen.com.au

Annie South is the General Manager of Data at ME Bank. She is an Information Management professional with twenty years’ experience of complex information environments spanning the full spectrum of structured data to unstructured information. Annie has in-depth technical knowledge of various specialisms, including metadata, data warehousing, data governance, data quality, enterprise architecture, data lineage, Big Data, data analytics, and regulatory requirements. In this episode, Annie explains the things she does to ensure her career is future ready because nobody can predict what jobs will look like years from now. Do not specialize in a particular technology but specialize in a capability. The technologies that you are using today will not be the technologies they are using tomorrow. If you specialize in a particular technology set, and it is decreasing in popularity, you will end up with fewer opportunities in the market. Annie tells people wanting career advice that when people look at your resume, they are looking for a consistent arc. That could mean staying consistent in an industry or constant engagement in the workforce. Another thing Annie looks for in applicants is kindness, this quality is something that cannot be taught. Enjoy the show! We speak about: [01:20] How Annie got into the world of data [10:00] Insight for people starting in the data space [12:50] Organizations are not predictable [14:50] Annie’s team at ME Bank [27:50] Turning recruitment on its head [33:20] Transitioning from teaching to general manager [39:05] Sort out your personality and experiment with leadership [46:30] Imposter syndrome [49:10] Experimenting with diversity in the workforce [53:30] Challenges with discrimination in the workplace [61:10] Define yourself; do not be defined by others Resources: Annie’s LinkedIn: https://www.linkedin.com/in/annesouth/ ME Bank: https://www.mebank.com.au IT Jobs Watch: https://www.itjobswatch.co.uk Now you can support Data Futurology on Patreon! https://www.patreon.com/datafuturology Thank you to our sponsors: UNSW Master of Data Science Online: studyonline.unsw.edu.au Datasource Services: datasourceservices.com.au or email Will Howard on will@datasourceservices.com.au Fyrebox - Make Your Own Quiz! And as always, we appreciate your Reviews, Follows, Likes, Shares and Ratings. Thank you so much for listening. Enjoy the show! --- Send in a voice message: https://anchor.fm/datafuturology/message

On today's show, we talk to Dr. James Rickards about central banks and their impact on financial markets. In this episode, you'll learn:How and why the FED is preparing for the next recessionHow the Fed Chairman is signaling to the market what he plans to do.Why having a strong dollar is currently the least bad economic policyWhy the world is currently dependent on the US dollar, and how a new system is built not to include itWhat happens if the stock market is made up by passive investors and the computers make the decisionsImportant Links:Download your free audio book at Audible.Find the best job candidate at Ziprecruiter.Refinance your student loan with First Republic.Move your business to the cloud with Netsuite.Access a world of knowledge with The Great Courses Plus.Home security done right with SimpliSafe.Stop wondering and start saving with ME Bank.Simplify writing for you and your team with Grammarly.Join Stig and Evan Goldberg at the SuiteWorld Conference this April 2019 + Get to meet and greet Stig afterwards! Learn more here.

On today's show, we learn valuable investing lessons from legend Stanley Druckenmiller.In this episode, you'll learn:Why Stanley Druckenmiller makes many small bets in the market if he had a down yearStanley Druckenmiller’s thoughts on the optimal Monetary PolicyWhy price signals from the market is no longer a good predictor in the stock market The Investor’s Podcast: Why are Hedge Fund managers celebrated when Mutual Fund managers are notImportant Links:Download your free audio book at Audible.Find the best job candidate at Ziprecruiter.Refinance your student loan with First Republic.Move your business to the cloud with Netsuite.Access a world of knowledge with The Great Courses Plus.Home security done right with SimpliSafe.Stop wondering and start saving with ME Bank.Simplify writing for you and your team with Grammarly.

On today's show, we talk to World Poker Champion, Annie Duke, about how she thinks in bets. In this episode, you'll learn:Why we should make decisions the same way as making betsHow to separate the decision and the result and why it’s importantWhy it makes sense to offer the right person $30,000 to spend 30 days in Des Moines (seriously!)How to seek the truth together as a groupImportant Links:Annie's new book: Thinking in BetsDownload your free audio book at Audible.Find the best job candidate at Ziprecruiter.Refinance your student loan with First Republic.Move your business to the cloud with Netsuite.Make your business travels easy with Clear.Access a world of knowledge with The Great Courses Plus.Build wealth through real estate with Roofstock.Home security done right with SimpliSafe.Solve your long list of must-reads once and for all with Blinkist.Stop wondering and start saving with ME Bank.

On today's show, we learn valuable lessons from Silicon Valley billionaire Larry Ellison.In this episode, you'll learn:How to deal with critique and search for the truthHow the very early years of a persons life might greatly impact their personality and approach to solving problems.Why Apple might not have been the Apple we know today without Larry EllisonThe Investor’s Podcast: What is the difference between Warren Buffett’s Owner Earning and EBITDA Important Links:Download your free audio book at Audible.Find the best job candidate at Ziprecruiter.Refinance your student loan with First Republic.Move your business to the cloud with Netsuite.Make your business travels easy with Clear.Access a world of knowledge with The Great Courses Plus.Build wealth through real estate with Roofstock.Home security done right with SimpliSafe.Solve your long list of must-reads once and for all with Blinkist.Stop wondering and start saving with ME Bank.

On today's show, we learn valuable lessons from Silicon Valley billionaire Reid Hoffman.In this episode, you'll learn:What is the secret to the success of Silicon Valley?How to manage a company that is growing at 2.5% - per day!How to use your network to find new job opportunitiesWhy financing and distribution is just as important as the product you are sellingAsk The Investor’s Podcast: How do I value fast growing unlisted companies? Important Links:Download your free audio book at Audible.Find the best job candidate at Ziprecruiter.Refinance your student loan with First Republic.Move your business to the cloud with Netsuite.Make your business travels easy with Clear.Access a world of knowledge with The Great Courses Plus.Build wealth through real estate with Roofstock.Home security done right with SimpliSafe.Solve your long list of must-reads once and for all with Blinkist.Stop wondering and start saving with ME Bank.

Twenty years ago, Sex & The City burst onto our screens and changed the way women saw themselves. Here at Mamamia Out Loud we’ve been talking a lot about the podcast that has brought Sex & The City back into our lives, Origins, which is why we thought we’d do an entire episode devoted to the series that shaped the way we thought about the world. Holly, Mia and Jessie look back at the show that was so iconic - and the movies (that weren’t as iconic) and ponder a lot of questions... Like how did it help shape the world? Was it a little problematic? Should there have been more diversity? Was Carrie really as painful as everyone makes out? And, if it came back, would it still be relevant? Hosts: Holly Wainwright,  Jessie Stephens and Mia Freedman Producer: Elissa Ratliff You can watch Sex & The City on Foxtel now. COME TALK TO US Join the Out Louders Facebook group here. GET IN TOUCH: Call the PodPhone on 02 8999 9386. Email the show at outloud@mamamia.com.au Find any book mentioned at apple.co/mamamia Mamamia Out Loud is a podcast by Mamamia. Find more shows here. This episode was made possible by ME Bank.

In this episode of the Authentic Leadership Podcast, Gabrielle spoke with the CEO of ME Bank, Jamie McPhee. Holding the position since early 2010, Jamie has been working with the Board and Executive team to develop, implement and lead ME’s business strategy. ME Bank partners with industry super funds and unions to build a competitive financial services alternative to the big banks. Jamie strongly believes in a banking model that genuinely acts in the interests of its members. Gabrielle's first meeting with Jamie was when he gatecrashed her last book launch. She has been working the team at ME ever since to bring their company values alive through storytelling. The discussion covers all things from the boardroom to the surf board, as surfing is one of his passions. Jamie and Gabrielle even cover topics like CEO Activism, as well as his favourite bands, Queen and ABBA.

Some interesting information and data has been released this week which I would like to discuss with you.Variable mortgage rates will probably rise soonInterest rates that apply to interbank lending have increased significantly since the beginning of the year. These benchmark rates are used to set the banks borrowing costs. This benchmark rate has increased significantly compared to the RBA’s cash rate as depicted in the chart below (from Montgomery). Essentially, this means it costs more for the banks to borrow. Between approximately one quarter and one third of the banks mortgages are funded through facilities that are linked to these short-term indicator rates. Therefore, it has been estimated that the banks cost of funds have increased by circa 0.10% p.a.Various second tier lenders such as ING, BoQ, IMB, Citibank, Bank SA, and ME Bank have already increased variable rates.Pressure will be on the Big 4 banks to follow. However, I suspect that they haven’t increased yet because they are worried about the inevitably bad press that it would attract – particularly for the bank to move first. That said, if these higher costs persist then they might have to lift variable interest rates sooner rather than later (probably by around 0.10% p.a.).Can you afford principal and interest repayments?There has been a bit of press lately about a possible looming credit risk i.e. interest only loans converting to principal and interest repayments which might put negative pressure on borrowers cash flow.If you have a loan on interest only repayments that is approaching its expiry date, you have a few options. You should consider whether you are better off with principal and interest repayments – see this blog. If not, speak to us and we can investigate whether you can roll over to a new 5-year interest only term with your existing or a new lender. Do it sooner rather than later to avoid the risk of being caught by any future changes or credit tightening.The Reserve Bank (RBA) and interest ratesThe main thing holding back the RBA from increasing the cash rate is the rather ‘benign’ inflation rate – including the very low wage inflation rate. The inflation (CPI) numbers for the June quarter were released yesterday and, whilst inflation is only just within the RBA’s target band of 2% and 3%, the main driver of the recent increase was petrol prices. Overall, there’s nothing in the CPI numbers that suggests the RBA will increase interest rates this year or possibly next year.The best performing super funds for the 2018 financial yearResearcher, Chant West this week released its list of top-performing super funds for the 2017/18 financial year.I have been very pleased with the performance of the low-cost, indexed model portfolio that we use to invest our clients super. It has retuned 11.52% p.a. over the past year after investment fees.The median returns by industry funds was 10.3% p.a. compared to 9.0% p.a. for retrial funds. This confirms the Productivity Commissions findings that retail super funds (such as AMP, Colonial, BT and MLC) are typically characterised by higher-fees and lower-returns. If your super is invested with a retail fund, then my advice is to find a better super fund (but get advice before you do as you must consider exit fees, timing, insurance and any other benefits that you might forgo)!How to pick a super fundIt is tempting to get seduced by one-year returns. However, picking a fund based on its short-term results is fraught with danger. For example, UniSuper ranks number one based on the last 10 years of returns but tenth for the last financial year only.To pick the best fund, you need to consider the following:1. Past performance – is there a track record of delivering strong investment returns compared to market and peers?2. Fees – fees are certain, returns are not. Therefore, you reduce your risk if you reduce your fees.3. Will history repeat itself – to assess this there needs to be a lot of transparency and accountability with the way money is invested. This will allow you to assess if returns have been the result of random good luck or does the fund employ a proven, rules-based, evidence-based investment approach that is repeatable?Interestingly, the industry funds’ indexed options have performed poorly. HostPlus’ Indexed Balanced option returned only 7.03% for the year to 31 May 2018 and AustralianSuper’s Indexed Diversified has returned 9.41% to 30 June 2018. The problem with these options is that they tend to be very basic in their construction and only use one type of indexing (market cap indexing). They are designed to fail in my opinion. If your super is invested with an industry fund, I think you would be better off investing in its actively managed (growth or balanced) option – even though this approach contradicts the data (i.e. all the evidence suggests that passive mostly beats active investments).Of course, if you need help with this decision, don’t hesitate to reach out to us.

Bill Interviews Hazel Thurlow & Luke Bishop of ME Bank by RecruitingDaily