Podcasts about so tony

In this week's Extra Bit, Tayo springs a surprise on Tony. Tayo brings a guest to the show that Tony doesn't know is coming, NOR does Tony know the topic to be discussed. So Tony is totally unprepared and having to debate on past knowledge about the subject. A real challenge for Tony.This special guest brings a controversial topic to discuss. Firstly recounting a tragic personal story which leads to dark questions about the early mobile industry. Secondly, he proposes some potential cloak and dagger goings on that tarnished the early days pf mobile phones.Tony however puts up a great argument, dismissing the claims as mere speculation...but what are YOUR conclusions?What do you think?Although we much prefer effusive praise

Tony Rothacker spoke about keeping open communication, and discussed building mutual benefit into a social enterprise. He is the co-founder at Youngster.co, which provides job opportunities to youth and empowers elders to use technology better. Youth assist elders with learning new technology they may need to interact with the world, or programs they may need help to use in daily life. Both sides of the connection, youth and elders, benefit from the intergenerational service as the initiative addresses common issues on the respective sides. Opportunities arise from the youth and elders connecting, which is a bonus to the impact of the initiative itself. Young people get paid upfront to help seniors with technology. Tony shared that most youth don't need any particular training, since the youth grew up with the technology. Elders, however, grew up in a different time. They may not be familiar with the latest technology, but they can teach youth what they learned about life. Tony observed that the initiative helps elders who typically deal with isolation have more personal interactions, and youth have a chance to practice patience when explaining technology. In the beginning, Youngster.co faced a moment that depended on how they could respond to the situation. Tony shared that the initiative started right before the COVID-19. Like many other companies, Youngster.co transitioned online to keep their business alive. Tony expressed how they found success in the online model, and the angle the initiative discovered to boost their mission. After finding a good flow, the initiative could depend on their reputation to serve more youth and elders. Tony explained that the power of word of mouth made connecting with a larger audience more easy for the team. At first, good service and a good experience kept people coming back. Tony emphasized that this dedication to good service and good experience led to getting referrals. For the youth, a bonus pay incentive encourages the youth to keep up good service and continue participating in the initiative. Tony shared thoughts on calculating the before and after impacts created by the team's efforts. Youngster.co is working with an impact tool that measures social value called Australia Social Value Bank. Tony expressed what he pays attention to when considering the impact that's happening. Ultimately, he suggested that one way to find a perspective on social impact is to ask the question: “What is our social return on investment?” Tony began sharing his story of being introduced to social enterprise and taking on that journey to merge social impact with business. His connection to social impact goes back in his own life, like when he experienced times of having a disproportionate need for resources. While discussing all this impact, Tony shifted the topic to the meaning of life. He expressed his feelings about powerful and meaningful connections. Through work with Youngster.co, Tony is able to contribute those connections to the world, and also bridge the gap between generations. If you would like to learn more, you can visit their website, LinkedIn, Twitter, Instagram, and Facebook. Read Full Transcript Adam: [00:00:00] Welcome to People Helping People, the podcast to inspire greater social change and give you ideas on how to take action. I'm your host, Adam Morris. Today, we are sitting down with Tony Rothacker, co-founder at youngster.co, a platform, providing job opportunities to youth and empowering elders to use technology better, bridging the gap between generations. I'm excited to explore conversations around providing employment to youth and how we can leverage inherent talents from any age. So Tony, welcome on the podcast. Tony: [00:00:29] I'm glad to be here. Thank you for inviting me Adam. Adam: [00:00:32] Yeah, I'm really excited. Can we start off, can you tell us a little bit about the journey that led to youngster.co ? Tony: [00:00:38] Um,

Let’s look at some of the richest people in the music industry and see what lessons we can learn from them that we can apply to our own retirement planning. Important Links Website: http://www.yourplanningpros.com Call: 844-707-7381 ----more---- Transcript Of Today's Show: Speaker 1: Hey, everybody. Welcome into this edition of Plan With The Tax Man. Thanks for hanging out with Tony Mauro and myself as we talk investing, finance, and retirement. In this go round on the podcast, going to have some more fun with some interesting analogies. We're talking money lessons we can take from rich musicians. Maybe bring that down to a level of number that resonates with us, not some of these crazy numbers I've got before me. But we'll have a little bit of fun with this and let Tony give us a couple of lessons here and there. And Tony, this is podcast number 43. I guess our podcast is, what, middle-aged now?   Tony Mauro: Well, I guess so. And with some of these musicians in here, it's going to date me.   Speaker 1: Oh yeah.   Tony Mauro: Because a couple of my favorites, and I love music.   Speaker 1: Okay, well, good.   Tony Mauro: I always have loved music.   Speaker 1: Well, fantastic. Well, then, we'll have some fun with this and I'm going to let you take, like I said, distill this down to a level that'll make sense for us that don't quite have some of these numbers in our bank accounts, but we'll have some fun. All right. So let's take a look at these rich folks and see what we can take from it.   Speaker 1: Andrew Lloyd Webber. Are you familiar with who that is? Our listeners as well, do you know who that is?   Tony Mauro: I do know who that is. Yes.   Speaker 1: Okay. And that-   Tony Mauro: Yes. But probably not all the listeners don't, but yeah.   Speaker 1: Okay. Go for it. I'll let you tell.   Tony Mauro: Well, I mean, he created The Phantom of the Opera.   Speaker 1: Right. Big playwright.   Tony Mauro: Yeah, which I think everybody knows that one.   Speaker 1: Phantom, what, Cats?   Tony Mauro: Cats, Jesus Christ Superstar.   Speaker 1: Yup. Some biggies.   Tony Mauro: I mean, those are the big ones that I'm familiar with.   Speaker 1: Okay. I got a couple of tidbits for you on Andrew there. He's technically listed as the richest musician in history.   Tony Mauro: [crosstalk 00:01:36]   Speaker 1: I would've thought it would've been McCartney or something, or-   Tony Mauro: I would have thought it would have been McCartney or Elvis. Yeah.   Speaker 1: Yeah, but no. Now they have a range. It apparently ebbs and flows, right, like anything, but somewhere between 900 million and 1.2 billion.   Tony Mauro: Really?   Speaker 1: ... is his net worth, and so, yeah, he's not hurting. He's doing all right.   Tony Mauro: No, he is. I mean, and some of these other names on here, yeah, the numbers are staggering with what they've amassed, and we've only done four or five of them here. I mean, you got The Rolling Stones, you got [crosstalk 00:02:10]   Speaker 1: Oh yeah, we could go on. Yeah.   Tony Mauro: You'd go on and on with these bands, and the massive amounts of money that they've made over their lifetimes. A lot of them, and perfect example is KISS, one of the bands from my era, they've really done a job of, they are their own market, you know?   Speaker 1: Sure. Oh, for sure. They are marketing kings. Yes.   Tony Mauro: They're a brand. I just read it on sign. I think I'm going to get it. It's from Success Prints. And it was from Jay Z and he said, so it's a quote, he said, "I'm not a businessman," he said, "I'm a business ... man," which is true. He is a business. He's a brand.   Speaker 1: There you go. Yeah. Well, that's, that's kind of how we pick these folks. A lot of these folks are kind of brands, right? And so, let me give you one more tidbit about Andrew Lloyd Webber, and then I'll have you give us a little lesson for you.   Speaker 1: What he did, very smartly, not only has he made a lot of money off of creating these things, but the way he's licensed them. He set up a company back in 1977 that ensures that he gets a share of the profits of his work in any form. So, movie, play, Broadway performance, soundtrack, including even the ticketing agencies and the venues, the doors themselves, so pretty interesting. Where would you kind of look at that if you were saying, "Okay, I've got this guy as a client. What's his focal point?" Where would you go with that?   Tony Mauro: Well, he's a classic example of somebody that has created multiple income streams to make sure that he's got money coming in from all kinds of places.   Speaker 1: Nice. Okay.   Tony Mauro: And I'd probably say, I don't know what the stat is, but I would say it was probably high. Most Americans don't have any clue of even how to do this, let alone actually doing it.   Speaker 1: Great point, yeah.   Tony Mauro: Most people go to work for somebody for 30, 40 years and their paycheck is their income and they don't have any other sources of income. For those that are really, I guess, I don't want to say go-getters, because everybody's always looking for more income, it seems. But you know, you need to, if you're going to tie it to the investment world a little bit, besides saving for the big goals, retirement and whatnot, it might be possible that you use some of your investments to produce another stream of income for you before retirement.   Tony Mauro: Now, most people are going to say to that, "Well, I don't have the money. Everything goes out and I'm barely able to save maybe for retirement." So maybe that's not the case for you. Maybe it's something else. Maybe it's a side hustle. Maybe it's, I don't know, a different job, a second job maybe. So you just got to kind of put on your entrepreneur hat a little bit and think about things, and a great book about it is Rich Dad, Poor Dad, the cashflow quadrant, and trying to get yourself to the truly wealthy. Because the truly wealthy have money coming in and they're not even working, and I'm not talking about Jeff Bezos and Bill Gates. I mean, those are those guys, but-   Speaker 1: Yeah, folks who we've never heard of, but yeah.   Tony Mauro: Yeah, that you never heard of, and they're making money while they're sleeping, so to speak, and that's harder to do than it is to say, but it's worth pursuing.   Speaker 1: No, that's a great point. Because again, it's all about the income streams. "Income is the outcome," I heard someone say that. I thought that was pretty good when you're talking about your retirement plans and your retirement journey, the income is the outcome. So, whatever you want the outcome of your retirement to be, it's going to be based around the income. If you don't have very much, well, your retirement may be suffering because of that. So, income stream is certainly key. Great lesson there from Andrew Lloyd Webber and Tony on that.   Speaker 1: Let's move to our next rich musician here, and we'll go with Bono. I can't remember what his real name is, Paul something or another, but anyway, Bono from U2, obviously. Are you familiar with that?   Tony Mauro: Right. Oh, yeah. Know him well. I love the band. They've been around forever, just [crosstalk 00:06:05] money and earning money.   Speaker 1: A long time. Oh, yeah. He's worth roughly around 600 or 700 million, and he's made, Tony, his foray is not just for music. This is pretty interesting. Back in the day, about 15 years ago, he was a major investment ... investor, excuse me, in Facebook's IPO when that launched. Of course, they've had many a tour where they've made a lot of money, about 800 million estimated from their last tour a number of years ago, the 360° Tour, at the time making it one of the biggest musical tours in history. And so, he's just got a lot of other investments. He got a clothing line, he's got a five-star hotel. He's got multiple things going on. Kind of to your point earlier, he doesn't necessarily have to play music.   Tony Mauro: No. And you know, like Andrew Lloyd Weber, I mean, not only does he have multiple income streams, it goes to the next thing of he's got that and he's diversified. If the music ... because, I mean, some day he's not going to be ... he's just going to get ... Some of these aging musicians, they can't [crosstalk 00:07:03] do, yeah.   Speaker 1: You mentioned The Stones, right, except for The Stones. I don't know how they do it, but other than that, yeah.   Tony Mauro: I don't either. But you know, these guys, and Lord knows some of them have lived a harder lifestyle than others back in the day. But you know, I mean, age catches up with everybody, even if you're taking care of yourself. And he's diversified himself to a point where he's got income streams coming in. So like you said, if he doesn't or can't do any more music, he's still going to be able to make a lot of money. And you know, of course, all of these people are set for life, assuming that they manage it correctly, but-   Speaker 1: Right. Well, for every Bono there's a Prince or an Aretha Franklin, right?   Tony Mauro: Well, yeah, good point, good point.   Speaker 1: You know, he didn't have a will, didn't have a trust.   Tony Mauro: Nope.   Speaker 1: So then everything gets contested and fought over, so yeah.   Tony Mauro: Yeah. So, I think the big lesson here really, besides multiple income streams, is diversifying out of your main income stream, something unrelated to that. But even for me, I have a tax and accounting/financial planning business, but I also own some apartments, and I am a minority owner in my brother's insurance business.   Speaker 1: Oh, okay, yeah.   Tony Mauro: So unrelated, but yet other income streams. It helps if one is, just like investments, one's kind of doing poorly, the other one's generally doing okay, and they flip-flop around lot.   Speaker 1: That's a great way of looking at that. It's kind of like the different buckets, right, when you're talking about your investment strategy. And yeah, to your point earlier, Tony, I mean, you don't have to be a celebrity or a rock star to have multiple income streams and to diversify where your money's going to be coming in from as we get closer to retirement. And I think you had it really right on the head with people just don't know how, or they think that's only for those kinds of people, and it's just not. I mean, you can be a tax doctor in Iowa.   Tony Mauro: Yeah. You know, a lot of people ... I think the biggest thing that most people have as a barrier when we're talking about this is one, they don't think they have any talent to do anything else.   Speaker 1: Yeah, great point.   Tony Mauro: And they're afraid because there is a little bit of a risk. And two, it's actually ... And these people have worked tremendously hard to get to where they were at.   Speaker 1: Sure.   Tony Mauro: Plus they have God-given talent, but it's a little extra work. And even if you're doing a little side hustle where, let's say, you're just selling ... I don't know. I use the old Tupperware. That dates me a little bit, but you know, if you're going to go out and sell that and there's all kinds of things that are being sold at those kinds of parties anymore, but you know, it's work. It's extra time out of your schedule. It's extra stress. It's extra, I've got to pay for this or that before I make any money, and I think that scares people too.   Speaker 1: Yeah. I think fear is a great way of looking at that. That affects us in any kind of walk in life when it comes to money. And a lot of folks are okay taking chances. I mean, small business owners take a chance every day. And so, it's a different breed sometimes to want to be a small business owner or an entrepreneur, even if it's not an active business, to your point about maybe just investing in a friend's or family's business of that nature. And of course, as always, you want to make sure that you're checking that against your financial plan and retirement plan if you're considering doing something like that-   Tony Mauro: Yes.   Speaker 1: ... to make sure that it's the right move for you. And like anything you never want to invest more than you can afford to lose because that's just the nature of business in general. Well, good. Some good stuff here on these lessons.   Speaker 1: I'm going to jump to the last one just for a minute, but if we have time we'll circle back around, because I think a lot of our listeners are going to be a bit more familiar with this one, and that is Miss Dolly. I don't even have to give her last name. Everybody knows who Dolly is. She's worth about 400 to 500 million, and obviously she's known for her massive hits. You know, the song that Whitney Houston covered, I Will Always Love You, 9 to 5, her acting, movies, so on and so forth. Just tons. And Jolene, Coat of Many Colors, goes on and on and on.   Speaker 1: And she's made a lot of money from just really being a shrewd businesswoman, to your point with the Jay Z quote earlier, in marketing her strengths, which was this kind of simple country girl persona, and a few other things. We all know Dolly's assets there. But really, this is like a long haul. I don't know if a lot of people know, but she bought Dollywood, which was actually a theme park that was not doing well back in 1986. It was actually an already existing theme park and she rebranded it, and it took it a while, Tony, to get it really rolling to where it was doing really well through the '90s and the 2000s.   Tony Mauro: Yeah. And I would love to, if you ever had a chance to meet any of these people, because I'm sure their stories are similar, but just to sit down and ask them, "All right, tell us about all your failures." And they probably could go on for hours and hours and hours about-   Speaker 1: Yeah, great point.   Tony Mauro: [crosstalk 00:11:49] things they did and didn't do well. And I think before I get into Dolly's stuff here, I think everybody wants to be ... This is another one from his success, Prince, is everybody wants to be successful until they see what it takes. And these people, when you ask, pry them about the sacrifices they've made and the patience they've had to have to get to where they are, you'd probably be blown away.   Tony Mauro: But I think in her case, I mean, she's been around a long time. She has always been relevant, especially in the country music scene. And she is another one that's taken money and diversified, invested, been very patient and let time kind of be on her side, tying it back to financial planning is you've got to be patient. You got to work at it.   Speaker 1: I think that's a great point.   Tony Mauro: You've got to save, you got to do all that. It's not just going to appear. And you know, especially if you're close to retirement, don't have any magic wands, you know? And so I'm on the sayings today, so I'll give you one more. I just bought a print, so there's this guy standing at the top of the mountain, and the quote is, "He didn't just fall there," and that's it. I mean, and if you just think about it, you're right. He had to climb there.   Speaker 1: He had to climb there, yeah.   Tony Mauro: These people have to climb to where they get to, and just like us, we may not get to that level of money and fame, but we got to climb to our goal, and it's going to take time.   Speaker 1: Sure.   Tony Mauro: It's going to take good plans. It's going to take working the plan.   Speaker 1: Well, we could say from $400 million for Dolly down to just a million dollars, or maybe 500,000, or whatever it is that you need for retirement. I mean, again, you're not going to just ... Most of us are not just going to land in that pile of money.   Tony Mauro: No.   Speaker 1: We're not going to Scrooge McDuck it and find that we've got just this vault full of coins we can go swimming in. So, it's one of those things we've got to build it over time. I think patience is a great way of looking at that. That's the trick to investing and also retirement planning is over time, we're going to get there. But even for folks who start a bit late, Tony, a lot of us don't really get serious until we're 50, or 50 plus, but there's still a good amount of time to get things done.   Tony Mauro: There is still a good amount of time at 50 plus. It's, take a little bit different approach, and I think if you're 50 plus it would definitely behoove you to visit with an advisor to talk about the end game and here's what I want to do, and here's what I want to retire. And kind of give them an idea of what you want to retire with, in other words, in monthly income. And they're going to be able to tell you whether that's feasible or not, or at least what you have to sacrifice in order to get there. And maybe you have to readjust the goal a little bit, or work a little bit in retirement. There's all kinds of ways to get there. But you know, at least you have a plan.   Speaker 1: Well, I mean, you mentioned aging rock stars earlier. A lot of these bands, they call them the dinosaur bands sometimes, so why are they still out touring? I mean, you mentioned KISS. I think they're on their fifth ... this is the year tour, right?   Tony Mauro: Yeah. Fifth world tour, yeah.   Speaker 1: Because they are a business.   Tony Mauro: Yes.   Speaker 1: Sometimes, I think it was one of the guys from AC/DC years ago said, "Look, we," and this is of course, obviously before COVID changed all of that stuff, but said, "It's not just us that we're going out, and people say, 'Oh, you're hitting the road again. You must need money. You must not have handled your investments very well.' It's like, that's not necessarily the case. Sure, that's the case with some artists, but not all, because there's a lot of people that we employ that depend on us to actually go out. We are a business."   Tony Mauro: Yes. Yeah.   Speaker 1: "We go out and do our thing, and it's hiring the T-shirt people and the road crew and the marketing folks and the ticketing sales."   Speaker 1: And then they have their own office. Most of these celebrities or these musicians have a corporate office to a degree, right? They have a lot of folks. They have staff, they have personal assistants, they have accountants, right? They have CPAs and CFPs and all that stuff.   Tony Mauro: I think the other thing too, with the aging musicians from the '70 and '80s, out on the road, because I think that for one, like you said, they've got a lot of things and a lot of people that are dependent upon them. But two, as you know, with the way that the industry is today versus back when I bought albums-   Speaker 1: Oh yeah. They didn't make anything, yeah.   Tony Mauro: ... I don't know what the setup is, but I think they make the most money touring. And then a lot of these bands now, they're selling out marketing because people like me, that's the music we grew up with. We want to go listen to that before they're gone, and we've got more money than the young guys we used to be and can buy more.   Speaker 1: True. Yeah. That's a great point. You know, it was a drummer, Alex Van Halen, who is the drummer for the legendary band Van Halen, was just recently talking after his brother passed away and said, "The industry is just in such a bad state. We used to make a dollar a record," he said. "When we would sell an album, we'd get a dollar off of that, whatever that was." And you think, let's say, 10 bucks, right? They're selling it for $10, a dollar's going to the band, and he's like, "We had to split that dollar four ways."   Tony Mauro: Right.   Speaker 1: But nowadays, you have to get 10,000 streams just to make six bucks, because they're paying 0.001 or whatever the case is. And there's always something going on, there's always a way we have to ebb and flow, Tony, and I think that brings us back to just having a plan, diversification, all really the principles of kind of life in general, fall right into financial planning and retirement planning. Really, it's the same story.   Tony Mauro: It really is. As we've done, just draw all kinds of similarities to it, for sure. But I think at the end of the day, of course, I always say this, is that you've got to develop some kind of plan and you got to be able to work that plan, otherwise you're really leaving it all to chance, and you don't want to do that.   Speaker 1: Yeah. That's a great point. I mean, our whole lives, we think about, we try to plan for things. We plan to eventually have kids and raise them and all that kind of stuff, and where we're going to live and we're going to work, and how they're going to go to school, and yada, yada. I mean, all that stuff is about planning, and so that's why we do this show, Plan With The Tax Man.   Tony Mauro: Right.   Speaker 1: So if you've got some questions, if you need some help, if you want to tweak your plan or see if your plan needs a tweaking or two, or just don't have one at all, and you're not already currently working with Tony and his team, give him a jingle at 844-707-7381. Subscribe to the podcast on Apple, Google, Spotify, and the various platforms, or stop by the website, yourplanningpros.com. You can find it all there. You can book time with Tony. A lot of good tools, tips, and resources at yourplanningpros.com. He's been doing this for over 20 years as a CFP and an EA, and a great resource for you to tap into here in the Iowa area. So Tony, my friend, I'm going to let you go. Thanks for hanging out with me this week and talking music. Now, I'm going to have to go listen to some rock and roll.   Tony Mauro: Me too. I'm going to listen to it as soon as I get off. We'll see you later.   Speaker 1: All right. We'll talk to you next time here on the podcast, Plan With The Tax Man. Hit that subscribe button. We'll see you next time.   Disclaimer: Securities offered through Avantax Investment Services.  Member FINRA, SIPC, Investment advisory services offered through Avantax Advisory Services.  Insurance services offered through Avantax Insurance Agency.

They finally address Lynn’s lack of motivation! I mean... she’s motivated, but only to go to school and get more degrees. So Tony and Joan are over it. Ana’s they tell her so, by giving her an intervention. Yvonne is temporarily added to the girlfriends group at Williams request. And Maya is trying to figure out this hormone situation. And her emotions and body functions are all out of whack! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/antoinette-q-smith/support

After doing UPW Virtual, it was really interesting to notice Tony’s use of his frameworks. Hit me up on IG! @russellbrunson Text Me! 208-231-3797 Join my newsletter at marketingsecrets.com ---Transcript--- Hey, what's up everybody. This is Russell Brunson. Welcome back to the Marketing Secrets podcast. So today I want to talk about a whole bunch of cool stuff. I want to talk about Tony Robbins, UPW frameworks, teaching, stories, the one chip challenge, and a whole bunch more. Hey everyone, I hope you guys are awesome. So I'm recording this as Tony Robbins is about to start day number two of Unleash the Power Within, and those who don't know the story about Unleash the Power Within, is Tony's big flagship event that I've been to twice by myself, Collette's been to it twice, and I was excited someday to take my kids to it, but we haven't been able to because of the coronavirus, so they're doing virtual and the live event, you have a chance to walk across fire, but at the virtual one, they don't obviously have the fire walk. So that's kind of sad, but we got to do breaking boards. So that's what's happening today. That's kind of where in the timeline of the world I'm at. But first I want to tell you guys about something horrible that I experienced. So some of the best marketing ever, but probably one the worst experiences of my life. One of my friends called me up, one of my trainers, and he said, "Hey, do you want to do the one chip challenge?" I'm like, "What's that?" He's like, "It's this chip that comes in a box that looks like a coffin, and it's the hottest chip in the world and you try to eat it." And I was like, "Heck yeah!" And so he bought them for me and for Dave and for our kids and for everyone. So they, actually the night before UPW, they all came over and we did the one chip challenge. And so you throw this chip in your mouth, you chew it up, and then you try to see how long you can not drink water for. So of the four people that did it, I wussed out the fastest. I was in less, I think it was a minute 30 when I was about to die and I had to get water, but it burned for the next, it burned bad for like 30 minutes. Dave made it for 10 minutes without taking any water. Jackson did it for the longest. He was a little over 10 minutes. Dallin, my son, he did it like three minutes. So I was by far the worst and it hurt so bad, but what was even worse, is not only did it hurt going in, after it was in my body, it hurt so bad for probably 45 minutes or so I was going to die, and then I went into the bathroom and I puked probably about 20 times, which was the greatest gift in the world. It felt so good to get it out of me. Anyway. So, but it was amazing marketing. Think about this. So one chip for eight bucks comes in a coffin. It's this big contest, this viral thing where everyone tries to do it. They post their pictures and their videos online and it's this horrible, horrible experience. And then on the backside of it, they sell their bags of chips, which are hot and not as hot as the crazy ones. So anyway, I had a chance to participate in that and it was horrible, but we survived it and the next day was UPW and I was so excited because when I first went you to UPW, my twins were probably three years old. I remember thinking someday when they're teenagers, I want to bring them to it and have them experience this because imagine how different your life would be if you experienced this up front. It's funny because in your head, you get this picture what it's going to look like, and your kid's going to be there taking notes and loving it, and the actual reality... So yesterday was a 15 hour day and I got to give it to them, they lasted for six hours. Six hours of them watching it and then you could tell, it was pretty tough and they were ready to be done. So they, we let them leave, and then they came back, we did the board break with them that night, which was really fun. And then I think today they're taking off. So, but they got some of it in, but it's just one of those things where in your head, you have this visualization of what it's going to look like and how amazing it's going to be and how excited. Anyway, one of those things I was a little frustrated last night because I'm just like, "Oh, I wanted my kids to experience this," and they kind of experienced a little bit of it, but anyway, maybe they're not old enough yet. Maybe, I don't know. It's hard. Being a parent is hard because you have these things in your mind that you want to do for your kids. You want them to experience. You want to help them, all these things. Like, "If I could, if someone had given me this and this and this, these tools ahead of time, I'd be so much more successful today," and it's tough when... I don't know. I'd probably have been the same way when I was their age. So anyway, someday maybe when they're 30, they're going to listen to this podcast episode, and be like, "Oh my dad actually did really care about me. He wasn't just frustrated. He really wanted me to learn something." Oh, anyway. All right. So let me change subjects, not subjects, but the reason I wanted to do this podcast. So I've talked a lot about creating your own frameworks. Talked a lot about telling stories, about teaching, all sorts of stuff like that. So yesterday was really fun. As UPW started, I took out my notebook and as Tony was teaching, and he taught 15 hours yesterday, so it was a long session, right? But as he was teaching, I noticed he started teaching different frameworks. And so as he started teaching each framework, I started writing them down and from yesterday alone, I probably missed some, but I got one, two, three, four, five, six, seven, eight, nine, 10, 11, 12, 13. 13 frameworks that Tony taught in 15 hours. So basically he was averaging one framework per hour. And if you watch Tony, he gets up there with no notes, no slides, no nothing. He just starts teaching. And then when he starts into a framework, his team will throw up slides and the slides are usually like, they have a title, right? So the first framework he talked about was the three levels of mastery, and it's like, "One, two, three." That's his framework. So he starts getting close to the three levels of mastery, his team throws up the slides, and he's got part one, or step one, step two, step three. If you notice the way he teaches, he's got a story for each thing. Story for step one, story for step two, story for step three. So he tells all the stories around this framework, it takes like, an hour. They shift to the second framework, which the second one was the three mandates to leadership. And as he starts getting into that topic that his team throws the slides up, it's got three mandates, one, two and three. So he teaches number one, tells a story about it. Teaches number two, tells a story. Teaches number three, tells a story, boom, you're an hour in. Then he's like, "Next framework, success cycle," right? He never calls them frameworks. But if you watch what he's doing, that's all he's literally doing. He's just, he has a framework that he throws up and he tells a bunch of stories to teach the concept of the framework. So here's the frameworks I got yesterday. And again, I may have missed some, but the three levels of mastery, the three mandates of leadership, the success cycle, the three decisions that change your life, the three patterns of fear or focus and meaning, the two primary fears, the three ways to grow a business, the two master skills, three forces of creation, the three chunks of practical psychology, the three things that cause suffering, the triad, the three molders of meaning, and the six human needs. Okay? So those are all the frameworks he taught on day number one at UPW. Tony has taught UPW, I don't know, four or five, six times a year, every year for like, 40 years. And so what's interesting is that I went to UPW the first time, 12 or 13 years ago, and guess what's interesting? These were the same frameworks he taught then. Most of the stories were the same stories, okay? So Tony can go to UPW and I'm sure he plans and prepares, but he doesn't really have to. He just shows up. He's like, "Hey, here's my," what'd I say? "My 15 frameworks, I'm going to be teaching on day number one." And so he gets up there, welcomes everybody, starts telling stories. And then he's like, "Hey, I know the very first one's going to be three levels of mastery." So he starts talking about mastery, team pops up the slides, he sees the thing, "Oh, three levels of mastery, step number one," teaches the thing. Step number two, tell the story. Number three, he tells the story. Okay. And then goes to the next one, and the next one. He's just got a process, and he goes through all these frameworks and that's day number one at UPW, right? And day number two, I haven't taken notes yet, but I'm sure day number two's the same thing. Here's the 22 frameworks we're covering. Day three, here's the 13 frameworks we're covering. Day number four, here's the 12 frameworks we're covering, right? It's just these frameworks. And then how do you do it for 15 hours? You just tell stories in every single step of the framework. Okay. And notice these frameworks aren't insanely complex, right? I think sometimes people hear me talk about frameworks and they're like, "Russell, your Perfect Webinar is intense." I'm like, "Yeah, I know I had to write a whole book to explain it." Your Expert Secrets book is my whole framework on the Perfect Webinar, right? But it's like, you don't have to have complex frameworks. Listen to Tony's. The three levels of mastery, the three mandates of leadership, the three decisions to change your life, the three patterns of focus, the two primary fears, the three ways to grow a business, the two masters skills, they're all a thing. They're all finite. There are three things, two things. The biggest one is the six human needs, which is the six things. Everything else is either three or two steps, right? But each of them are a framework. And then as he teaches them, again, it's not this huge complex thing. It's like, "Here's the framework. The three levels of mastery, step number one," right? Says what it is. Number two, tells the story. It helps illustrate his point, and then probably shared a success story to tie it back in, right? It's very similar to my framework and how to teach the framework, right? And so you look at that, this is the concept. This is what he does. If you guys are like, "How does Tony Robbins teach a 50 hour seminar in a weekend?" This is it. He wrote down probably 50 frameworks, and he breaks down over four days. "How does he teach A Date with Destiny? His second one that's five days?" Okay, it's the next set of frameworks. "How does he teach life mastery?" It's the next set of frameworks. "How does he's business mastery?" It's his business frameworks. "How's he teach wealth mastery?" It's his investing frameworks. "How does he teach?" Right? That's it. And so for you guys, I hope you're starting to get this, right? We keep talking about this. What are your frameworks? You need to start creating your frameworks and give them proprietary names, right? So you create your framework for losing weight, for making money, for being successful, for running faster, for jumping higher, for whatever, just start creating frameworks, right? And again, they're not super complex, right? The two primary fears, that's a framework. The three ways to grow a business, that's a framework, the two master skills, that's a framework, right? Do you have two master skills of jumping? The two master skills of stock investing, the two master skills of how to get bigger biceps, the two master skills of getting your calf bigger? I don't know, whatever it is. You've just got to create your frameworks, right? If you dive deep into the Perfect Webinar script, all I do is the Perfect Webinar is number one, you tell your origin story about how you discovered the framework. Then secret number one, you reveal the first framework, right? Which is your framework about the vehicle. So for me, my first framework is funnel hacking, right? So there's my funnel hacking framework. And then secret number two is your framework for the internal fear. So my framework for internal fears is called funnel cloning. If you're scared of making a funnel, let me show you a clone inside of Click Funnels, and there's my framework for that, right? And number three is my external framework. So for me, the external framework is how to get traffic. So the title of my third framework is my number one traffic hack, right? And there's a framework for my number one traffic hacking. "Well how do you do it?" Step number one, you go to similarweb.com. Step number two, you type in your domain url. Step number three, you see all the websites that are driving traffic. Step number four, you might have some the same, on the same websites, right? Anyway, I'm going fast for those who are in my world. If you're new to my world, you probably, "What is he talking about?" If you go watch my webinar, you can see my webinar. My webinar is literally just me teaching my frameworks with one minute change, and then the minute change is that we pull out one step of how we teach them. Anyway, ah, that's a whole podcast for another day. I'm not going to go into that. But if you are excited about that, depending on when you get, because I'm not sure when this episode will be going live, but during black Friday this year, we are relaunching perfectwebinarsecrets.com, and I just recorded a two hour training on how I do my webinars showing this concept of how we weave the frameworks in. So if you want to go deeper and you want to understand how to use this for webinars, go to perfectwebinarsecrets.com after Thanksgiving 2020. So whenever, depending when you're listening to it, you can get there, it's going to be seven bucks and it's super cheap and amazing. But anyway, I digress. I wanted to share this with you guys because this is the secret to being a teacher, a guru, an expert, whatever you want to call it, is developing your own frameworks, giving them a proprietary name so it becomes your framework, right? And then learning how to teach them, and teaching's literally here's the three steps. Let me tell you a story about step number, story about number two, story about number three. So it ingrains into their brains and their understanding, and then they have that tool, that framework, they can then look back on and use over and over again. I still remember the very first UPW I went to 10, 12, however many years ago it was, but I remember going through all this and I didn't realize he was doing it and understanding their frameworks, but there were a couple that really had a big impact on me. The ones that had the biggest impact on me, the three mandates of leadership. I still remember that one to this day because it was like, "Step number one is look at things as they are not worse than they are. Step number two, look at things better than they are. Step number three, work to make them that way," right? That's the three mandates of leadership. I learned that 12 years ago. And I still remember it to this day, because that framework, the way he told the stories, whatever it was, integrated in my brain, and I could recycle that 12 years later because I remembered it. I don't remember all the frameworks, but that one meant something to me. The other one was the triad, the three molders of meaning. I've taught that one a ton of times, because that was one that had such a big, profound impact on me. When he taught it, I remember the stories whatever resonated with me, was like how to get into state. And I remember I've used that every day of my life since then, right? It was such a powerful framework. And the third one that still to this day is a part of my favorite of all the Tony's teachings is the six human needs. That one had such a profound impact on me. And it was funny, I watched the video last night of him reteaching it, and I was like, "I've taught this so many times now," because it had such a profound impact on me, but I've all of these are frameworks, those were the three that stuck with me, that became part of me, right? And that's what I think all of us teachers want. We want to be able to teach stuff that becomes part of our students, that they understand it, they learn it, they integrate it, it becomes part of them. And so for UPW, for me, I went through his whole thing and those three stuck with me for a decade now, and this time going through it again, I'm like, "Oh yeah, that's a cool one. Ah, I don't remember that one. Oh yeah, I forgot about that one," and those things keep coming back. Okay? But for you, it’s just creating these frameworks, and sometimes you're like, "I got to create new frameworks, new frameworks." Tony hasn't been creating new frameworks. These are the frameworks, literally these are the same frameworks. If I went back to my notebook from 12 years ago, the first UPW I went to, these were the same ones taught then, exact same ones, nothing different, right? Some of the stories might be a little different, but most of them weren't. In fact, it was funny, there's this one story he tells and Collette's like, "Oh, this is the red square story," and I was like, "What?" And then all of a sudden he gets into it and I was like, "Oh yeah, I remember that story." And yeah, it's the same story from 15 years ago, right? And so it becomes really, really cool when you start looking at it that way, right? If you think about it, it's like... Like my Two Comma Club LIVE event or any of the events that I've done consistently, I could show up and teach them without any advanced notice needed, right? I have my frameworks, I know the stories. I just teach them, and I'm good to go. In fact, if you look at most of the stuff I do nowadays, it's interesting because like the dotcom secrets book, like I was on the road teaching those principles for a decade before I wrote the book, right? And so the value ladder's one of my frameworks, and all these things are my frameworks that I taught forever and I know the stories behind them. I know what stories I'm going to tell. When I tell the value ladder framework, I still tell the same story about my dentist and getting a postcard and showing up and getting my teeth cleaned. And he's like, "Ah, your teeth are yellow," And, "Do you drink coffee?" "No, I don't." Oh, learn about tooth whitening. I know the stories, right? I tell them so many times over and over and over and over again. So I can show up and say, "Hey, the framework someone needs is the value ladder, and what story am I going to tell?" And I just pull it out of my pocket because I've told that story a million times. I know exactly where it goes, how it fits and it's easy, right? So that's the key. I did a podcast a couple of weeks ago that was kind of another distinction on top of this. We talked about publishing and for years I told everyone you've got to publish every single day for a year and you'll be successful. And the big realization that I got from Dave Woodward, actually his son Parker, was that it's not just publishing to publish, it's publishing around your framework, right? You're telling stories and showing examples, and you're talking about the practical examples of your framework. So if you guys are misunderstanding that, you got to create these frameworks, and these frameworks become the foundation of everything. It's the foundation of your content, the foundation of your courses, your seminars, your events, your products, your YouTube videos. These things get weaved in and out over and over and over and over and over again. And so anyway, I just wanted to kind of, I don't know, just keep drilling deep on this. What are your frameworks? Start developing them and start watching as you go and you start learning from other people. Take notes. Again, I just, all my notes this time, were just writing down the names of Tony's frameworks. I just wanted to see them written out, right? And so when you watch me teach, or Tony, or anyone who's an amazing teacher, go watch and notice, and notice how they use their frameworks over and over and over and over again. Anyway, I hope that helps. With that said it's time. It's time to end this podcast, and for you guys to go sit down and figure out a framework. Make one that's easy, go make one right now. Again at Two Comma Club LIVE, I have everyone go and make a framework for how to make a peanut butter and jelly sandwich, right. Which is a fun one. But what could be your framework? Make a framework on how to eat a hot chip, right? How to win the one chip challenge. Or make a framework on, again, whatever your product, your service is, pick something and it doesn't have to be hard, right? Just pick something, title it, give it its own proprietary name, where it's your name, have it be the three steps of whatever. The three levels of whatever. The three mandates of, the three decisions blank, the three patterns of, the two primary, the three ways to, the two master of something, the three, four... Anyway, just make it, and then start teaching it, and start talking about it, start sharing it. Start figuring out what stories you can tell to make that framework stick in people's minds better and be able to bring back and remember it and recall it so they can actually use it and integrate into their own lives. Anyway, I hope that helps and gives you guys a glimpse of how Tony teaches, how I teach, and how the greats all do it. Thanks so much, guys. I appreciate you all for listening and we'll talk to you soon.

Duane's family and his attorney speak about his unexpected death, and the lack of justice for them and other families in Florida. Donate to Families - https://gf.me/u/yk5y4f WARNING: CHIME #1 (skip ahead 2 minute 34 seconds) So after that fight, Tony did about an hour long Facebook Live, pretty much talking about all the trauma that he's experienced in his life, from being beaten from five years old, for 12 years. Not having the love of the family, not having the love of the community, being locked up for 15 years of his adult life. Pretty much being warehoused, not getting any treatment or anything like that. And one thing that when I saw it, and I know Tony from growing up. There are so many Tony's out there. And that's what drew me to the story. Whether it be the trauma, whether it be the disappointment, whether it be, people use you, all those kinds of things, and you never know when somebody's at their end. And Tony was clearly at his end. And so he said, in the video, he was going to find him, he was going to get revenge and kill him. And that it was going to have to be a standoff with law enforcement, because he wasn't going back to jail. And so the next morning, the people who he fought, live in the same apartment complex that he did. So he stayed over at a friend's house to avoid it, went home to change clothes, saw one of the guys, Malik and saw him sitting in the car, he approached him. There was a stab and both of them, ended up stabbed. Malik passed away. Tony was also stabbed. Tony then called, Wanda McDade, which is Tony's mom, on the way back to the apartment. And by the time they got back to the apartment, Tony noticed one law enforcement officer pulling up. So Tony walked over to the tree where you might've saw some of the videos. There was a tree where Tony was killed, and Wanda got out of the car, went straight to the officer and said, you got to help him. You got to help him. He's suicidal. Wanda McDade's mom still refer to Tony as a daughter, say, my daughter, she's suicidal, she's suicidal. You got to help her. They just kept approaching, another officer pulled up. And from what everybody was saying, didn't say much, it was barely out of his car, and shot Tony five times. They found shells inside the squad car. The original story, mom said that Tony didn't have a gun, law enforcement officer saying that Tony did have a gun. LIVES MENTIONED IN THIS EPSODE: Tony McDade Kaldrick Donald Trayvon Martin Breonna Taylor George Floyd Martin Lee Anderson https://www.dcpofficial.com/duane-strong CREDITS: Host: Adell Coleman & Chris Colbert Executive Producers: Adell Coleman & Chris Colbert Edited & Sound Design: Byron Hunt Producers: Jacqueline Garofano and Ryan Woodhall  See acast.com/privacy for privacy and opt-out information.

We get a lot of questions about how the house (or houses) fit into retirement plans. From downsizing to rental properties to interest rates, let’s explore some of the top retirement questions as it relates to all things housing. Important Links Website: http://www.yourplanningpros.com Call: 844-707-7381 ----more---- Transcript Of Today's Show: Marc: Hey, everybody. Welcome into this edition of Plan With the Tax Man. Thanks so much for hanging out with Tony and myself as we talk investing, finance, and retirement. And this week, well it's on the house. We're going to actually talk about the house and how it fits into retirement plans. But first Tony, what's up my friend, how are you?   Tony: I am fantastic. Although it's getting cold here. It's in the fifties and raining.   Marc: Man, I'd say it's a crazy week. My in laws live in the Wyoming area. And of course, I don't know if you saw this or not, but obviously Colorado got in the corner there and they got eight inches of snow. They can see the fires and they got eight inches of snow. Crazy.   Tony: Yeah, yeah. It's definitely a weird weather pattern, we got going right now.   Marc: That 2020 Bingo card as you and I were talking before we started. No one could have guessed some of the things, we had dueling hurricanes this year, they call it a hurricane square dance. They might touch each other and spin around. And we had the weird thing that happened there in Iowa that no one has ever heard of before. So, just crazy. And then of course, obviously, all the other stuff that we don't need to get into, because everyone knows about it, but it's just been a wild, wild year.   Tony: Definitely.   Marc: So, we're going to simplify it and just talk about our house. How about that?   Tony: That sounds good.   Marc: We get tons of questions all the time.   Tony: I love talking about houses.   Marc: Well, we get tons of questions about them, right? So let's just talk about it a little bit, whether you're thinking about downsizing, or you're thinking about how does it fit into your legacy plans, or do you want to have rental properties, or whatever the case might be. Let's just explore some top questions that relate to the home. So Tony, where do you fall on the debate of pay it off, pay off the house as soon as possible going into or in retirement or leading up to it or whatever, or with all the interest rates that we've seen, really low this year, a lot of people re-fi'd, maybe keeping the mortgage and paying it off slowly. Where do you stand on that debate?   Tony: Yeah, I'm a big believer, and there is a debate, and I love to argue with clients about this and actually show them the math. But the old adage is, well, you have a house, you can't obviously pay it off, many can't, all at once, in cash. So you take out a mortgage and you, of course, you can write off the interest, for your taxes. And with today's low rates, that's even more attractive because obviously, it makes for the fact that people can maybe afford more or keep their payments low. But I'm a big believer, I'm a Dave Ramsey disciple on this, I always suggest trying to get out of all debt and staying out of all debt at all costs. And so if you're asking me, I have my own house paid off, it was such a great deal when that happened and I never want to have a mortgage again.   Tony: But that being said, you can't just do it all, in over the course of two to five years for most. So I definitely would work toward that goal. Maybe pay a little extra toward the mortgage to maybe get it paid off a little sooner than you had originally planned and take advantage of low rates while you can. But I always tell people, here's what I tell them, I said, I ask them, "How much is your house payment?" Somebody might blurt out, "A thousand dollars a month." And I say, "Okay, so that's $12,000 a year that's costing you, out of your pocket, for a tax deduction, if you can even take it. And let's say just round numbers, they're in the 20% tax bracket, for a $4,000 deduction. So which would you rather have at the end of the year, 12,000 or 4,000?" Of course they always say 12. I say, "Then you need to pay off your house and then you got an instant raise," but that's not possible, again, just being able to go out and do it over- [crosstalk 00:03:36].   Marc: Right. Well, and as we get closer to retirement, people do, definitely early on, but let's say you're anywhere from two to eight years out, sometimes people are in that position where they do wrestle with that classic debate. "Well, I got it sitting there. Do I go ahead and do it? And then what is it saying? I'm house rich and cash poor, or do I want to hang onto it as an additional emergency fund?" And certainly 2020 has probably made a lot of people go, "I want to hang on to it. Just in case something wonky comes out of the blue." So I don't guess there's a right or wrong answer a lot of times Tony, I know there's the math answer, but then as you pointed out, there's also what I call the tummy rule. If it just makes you feel better and helps you sleep at night and settles your stomach down to have it gone, then maybe that's the avenue you take, regardless of the math.   Tony: Yes. And it is. And, but boy, the tummy rule definitely feels good once you're going to be able to do it. My philosophy is, get all the other stuff paid off first. The house would be the last thing, because obviously the rates are low. You can still deduct it potentially. And then just work towards it. And then hopefully by, or a little bit before retirement, you maybe can have that paid off if everything else is going well.   Marc: Yeah. Okay. Well again, folks, so wherever you stand on that debate, and if you have that question on your own mind, "Hey, is it better to have it gone before we get into retirement, or as soon as we can in retirement, or to keep it?" Every situation is a little different. Always just talk with your advisor and see. But I guess if you have to have it, like you said, in order to not feel too beat up, and you shouldn't, that's for sure, it's what we call good debt. So it's much better than having some crazy credit card debt.   Tony: Yes. Absolutely.   Marc: All right. So let's go to the downsize question, Tony. Now this one also can be emotional because some people really want to stay in the home, but maybe they've been there 20, 30, 40 years, 50 years, they've raised the kids. They want to have all that, but there are lots of reasons, both math and economic, but also maybe health and other things to consider downsizing.   Tony: It is. Downsizing is tremendously emotional. And this is almost impossible to just say, other than my own personal opinion, but it's changed a lot since I'm getting a little older, back when I was young, I wanted a bigger house, in retirement, I wanted to be able to have all this room. Now that it's really starting to get a little closer, some things creep in and why do you need all that room, and whatnot? But the rationale sometimes there is well, maybe we should downsize. Maybe we have more home that we need-   Marc: Maintenance, maybe, right? [crosstalk 00:06:07]. Maybe there's a maintenance thing.   Tony: Yeah, maintenance is becoming an issue and just don't want to mess with it, with the time we have left, maybe we downsize a little bit and still get something comfortable. And some of it, sometimes, it has to do with money. Generally, the clients we work with, generally not, they just are looking for something a little smaller, less maintenance, less worry. And again, as we age, many of the clients are looking for everything on the same level.   Marc: Right.   Tony: Because they can't go up and down stairs.   Marc: Yeah. The knees can't take it anymore. Well, and I imagine that opens up some interesting, because we just talked about paying off the house, but if you're looking to downsize in retirement, there's some people listening saying, "Well, now I'm going to have a mortgage again." Now it depends on the situation you come out of if you sell the prior home, but it is a possibility, right?   Tony: It is a possibility. They may have a mortgage if you didn't have the other one paid off or still owed quite a bit on it because if you sell it and make a little bit of money, you're going to end up probably dumping that money into the new one and maybe taking out a mortgage. But if you own it or are close to the one you're selling, that really isn't an issue, but I'll share a story. I just had it with a client.   Marc: Sure.   Tony: He's relatively young. And his kids, who are relatively young. So he's in his fifties, his kids are in their late twenties, early thirties. And he decided he didn't want a home anymore. And he owned it. And he bought a condo. And a very nice condo, I would say luxury for sure. But you know what he didn't think about is, he didn't think about and he's already kicking himself, that what happens when my kids started having kids and my grandkids want to come over? I really don't have anywhere to even go play.   Marc: Right.   Tony: And so there's a lot of issues to think about there.   Marc: Absolutely.   Tony: I think about that. And so you just got to talk it out, see what's best for you and try to make the best decision there, but, no right or wrong answer there for sure.   Marc: Well, and I think a lot of times, if health is dictating it or whatever, again, have these conversations also not only with your partner, your spouse, but also with your advisor, because they might be able to shed some light on some tax situations or whatever the case might be when it comes to maybe switching from the home you used to have to the smaller one or whatever the case might be. So these are all good questions to think about when it comes to this component, which is also a pretty big component to your overall retirement plans. All right, so now some folks really like the idea of rental property. We've obviously had this fad for a while now, people wanting to get into flipping houses and all that stuff, but a lot of people think it's a good idea to have rental property as a source of creating income in retirement. How do you feel about that and what are some things to think about?   Tony: Well, I'm definitely biased here because we have owned rentals for probably 27 years. And we started out back in the day when I didn't have many clients and we basically had nothing to do. And so we learned it from our dad and we helped him with his rentals and then started acquiring our own. These days, now, we have multifamily housing. So we used to have single family dwellings. But our dream was always to own them until retirement and creating income in retirement. I think it's a good idea if you know what's involved, because people come to me during tax season and say, "Well, you guys have got a lot of rentals. Tell us about them. It sure looks easy."   Marc: Until you've had a rental.   Tony: It's not. Until you have them. It's definitely not out... Like you're owning a retail, brick and mortar business, but if you have say, a single family dwelling or a few of them, I think the biggest thing you got to understand is, there is some work involved. There is some time involved in how physically able, or how much time do you want to spend at it in retirement?   Marc: Right. Well, I think some- [crosstalk 00:09:54].   Tony: Generally... Oh, go ahead.   Marc: I think some people, Tony, I'm sorry, I think some people go into it thinking, A, it's good for income B, maybe they're handy and they think this is a good way to stay active because we can work on the house. But you do have to think about, as you continue to age, do you want to be on a roof? Or do you want those 2:00 AM toilet calls? Or whatever that case might be, right?   Tony: Or worse, when you get the call or you have to basically kick somebody out or they're moving out and they've destroyed the place. And the biggest thing that I tell people that want to know about it is, I tell them, you have to understand and come up with an amount of net profit you need every single month. And then eventually, things happen. And you have to put a little money aside because every once in awhile, something's going to go out and you don't want to have to constantly dip in your own pocket to repair a furnace or worse.   Marc: Sure.   Tony: And what we used to do is we used to go in, and back in our rookie days, I call it. You buy a house, you think, "Well, we're going to net $200 a month on this." We were ecstatic.   Marc: That's great, yeah.   Tony: Yeah. 12 months go by and that's only $2,400 and that's after everything, but you have one major repair or you have one person that destroys your property. You just destroyed your net income for maybe two to three years. And then, now you're behind the eight ball. And so you got to think about those kind of things and you got to make sure you buy it right, you rent it right. And so there's a little bit of work to it, but it can create a nice income of semi passive, I guess I should say.   Marc: Well, and maybe you want to go the route of a property manager, just again, factor that into the budget, right? Because that's going to come out of what you're expecting to get for that rental income to pay someone else to manage all that for you.   Tony: True. And most of the time though, we found, as clients and perspective clients want to talk to us about this. If you're only going to have one or two rentals, especially single families, property managers, although they're good, they're going to eat so much of your profit up, then you're back down to, there's not enough there, but as you acquire more, they're definitely worthwhile. We manage our own now, we're our own property management company, but back in the day, we were like that, we were the handyman, we were everything.   Marc: Oh yeah, no.   Tony: It was great.   Marc: And again, and it could be something you enjoy doing. There's a lot of people that like that kind of stuff, but just be prepared to deal with some of the negatives and unfortunately, it just is what it is. Typically, not all renters, but I would say more than half probably, if you were going to weigh this out, they're just not going to treat it as though it's their own place, right? That's the whole... So you do run into snags where you're going to have some bad tenants from time to time and it's going to cost you. So just make sure you're prepared for all that.   Tony: Yes.   Marc: All right, so then final one here to wrap this up, then. What complications have you seen, Tony, in your many years? 23 plus years of doing stuff in handling real estate when it comes to the estate or legacy side? Now, whether it's just the family home, whether it's a family that had multiple properties, it doesn't really matter. Just some bullet points to consider when dealing with real estate and legacy.   Tony: Yes. And even with mainly your principal residence, what we see a lot of is everybody comes in, especially as they start aging and they immediately hear or see things and they come in and say something like, "Well, I want to get the property out of my name. I just want to title it in my kid's name." And we of course say, "Why?" And they have no answers. They just hear it. And most of the time they're concerned with potentially having, and this is just one bullet point and there's many, that they're concerned with, "Well, if I have to in a nursing home, I want them to have something," and they don't understand all the rules behind that. And there are a lot of rules behind being able to do that. But, so that's one thing.   Tony: Generally, people want to do that. Other people want to make sure that if they pass, everything passes directly to their spouse via ownership, contract rules versus the rules of the will.   Marc: Right.   Tony: And so there's some issues there. And then of course, when you get into legacies, if you have more than one home, maybe a vacation home or something, and you want to leave it to somebody outside of your spouse, I would definitely talk to your advisor. And of course, if I'm your advisor, I'm going to ask you, let's talk to your attorney as well, because you want to make sure that you do this stuff right, because you're talking big numbers here and a mistake trying to maybe do it yourself, or listening to somebody on Google that you don't know what kind of background they have, could be disastrous.   Marc: Well, let me pose a question for you, because I think a lot of times people assume that their kids are going to be good, for lack of a better term, about things when mom and dad are gone and let's just be honest, unfortunately, sometimes money and things make people get a little goofy. So planning things out ahead of time and sharing all those thoughts certainly, certainly advisable. But what do you do maybe in scenarios, and maybe you've come across this, Tony, where I haven't, but you have multiple kids and maybe one's out of state and you're talking just maybe the single family home here or whatever. And one person wants it, one person doesn't want it. Now that seems like that could be easy but I would imagine that also dividing things up or making sure that both children feel that they got equal amounts of the complete estate, maybe if one got the home or one didn't. There just seems like there could be a lot of moving parts that it's better off to iron those things out earlier on, I would assume.   Tony: Definitely so. And we see it in these parts, even though we're in the capital city, but we have a lot of clients that own farmland and what happens when somebody passes is one of the kids is sometimes, "Well, I'm out here, I'm farming right now. So I want all this. I want to keep doing what mom and dad have done for all these years." The other kids are in the cities or in different states saying-   Marc: Could care less, right?   Tony: Yeah. "Well, we just want our cut, because we're not there." And the person back here saying, "Well, I don't have the cut to give you because I still want to do it."   Marc: Right.   Tony: So that's an issue, but yes, there's a lot of second and third marriages, we have problems with, too.   Marc: True, yeah.   Tony: Kids from the original marriage don't want dad to give the house that they grew up in to the second wife and just all kinds of issues.   Marc: Yeah.   Tony: So definitely, you got to do some talking through. It starts though with, I think, an honest sit down with your attorney and possibly your other advisors to iron out what you really want, just to make sure that everything's all very cut and dry.   Marc: And depending on the situation, Tony, I imagine then that's when you get this team together, you sit down with your financial advisor, like yourself, you bring in an estate attorney or an elder law attorney, something like that. And you go through and figure out what your wishes are and do you need a trust to make that happen? Or do you need a will? And make sure your BDs are correct. Whatever the case is and just go through all those steps. And then as an EA and a CFP, you're also able to say, "Okay, from a tax standpoint and things like that, let's look at this or that or the other, as well."   Tony: Correct. Yeah. Because there are some tax ramifications in there that as you pass this property around, there are some cost basis and gain considerations. And so you just got to think it through, and then you got to be able to go back to the team as needs change because, just because you set up something today, doesn't mean 10 years from now you can't change it.   Marc: Sure.   Tony: In fact, I'm going out with our own attorney at the end of this month. And we're making a slight change to our buy/sell agreement. It's always could be changed, but you just got to get started and make sure you're doing it properly.   Marc: Right. Absolutely. And that's the key, getting started. So we're going to wrap it up this week, here. So that was our conversation about the house. If you are already a client of Tony's and you've already addressed these things, you're thinking, "Well, that doesn't apply to me." Well, maybe you know somebody who does, maybe you've got a friend or a family member that could use the message as well, share the podcast with them and you could do so at yourplanningpros.com. That's yourplanningpros.com. If you haven't subscribed to us yet, go ahead and do so or let whomever you share that with know the same thing. There's lots of easy ways to do it on whatever platform you like, Apple, Google, Spotify, although Google is changing. I think it's going to be Google Podcasts now.   Tony: I heard, yeah.   Marc: I think they're switching as well. So I think we'll be coming to Amazon Audible soon as well. So just lots of ways for you to get playing with the tax man and get some content from us. And we certainly hope that you enjoy it and appreciate it. But if you do have questions, you do need some help or know someone does and is in a situation where they need to make a move, before you take any action, you should always check with a qualified professional, like Tony and his team. So reach out to them at (844) 707-7381. That's (844) 707-7381, he's right here in the central Iowa area at Tax Doctor, inc. So give him a call and check him out.   Marc: And Tony, my friend, thank you so much for your time. I hope you have a wonderful couple of weeks and I'll talk to you soon.   Tony: All right. Thank you, Mark.   Marc: We'll catch you next time here, folks, on Plan With the Tax Man. Don't forget, subscribe to us at yourplanningpros.com.

Phil wont let little things go this week, So Tony teaches him how to pick his battles. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

In this episode, I speak with library-of-the-future software veteran Tony Zanders who is also founder and CEO of SkillType, a company and product Tony created to help people to increase their industry-relevant skills and credentials and also to help libraries and information professionals with job skill analysis and development. The ultimate goal is to “future-proof” the information industry and remove the unnecessary dividing line between education, upskilling and work. Skilltype is reimaginging professional development and it's not a moment too soon. Access to information and the ability to upskill and reskill virtually is critically important. The pandemic has definitely shined a light on this reality. Employers are now returning to training their workforce.  So Tony has positioned Skilltype to leverage that need in order to empower the information professionals industry on both sides of the education vs work divide. Skilltype is in Beta right now. So catch this amazing project on the way up! Drop a comment and let me know what you think about this episode and the future of work.SPONSORED BY ADVANTAGE EVANS™ ACADEMY There's a more cost effective and time-efficient way to reach your leading-edge learning and earning goals, to put you ahead of the stiff competition in this fast-paced, tech-driven economy.You need skills. Credentials. An advantage. And Tonya Evans can help! She empowers underestimated life-long learners traditionally locked out of tech and finance to take control of their financial futures and participate in the new digital cash economy safely, legally and confidently in a welcoming space so they can stay ahead of the curve and create autonomy, opportunity and generational wealth in the fast-paced, tech-driven world. Ready for your advantage? Learn more about From Cash to Crypto™ at AdvantageEvans.cocm.Guest social assets: Bio: https://www.bu.edu/library/profile/tony-zanders/SkillType: https://www.skilltype.com/aboutLinks: Future of Information Professionals Microsoft launches initiative to help 25 million people worldwide acquire the digital skills needed in a COVID-19 economyContact:Questions and requests: hello@techintersectpodcast.com Follow: Twitter @AtTechIntersect Instagram @TechIntersect Web: http://www.TechIntersectPodcast.com  Mailing List: http://eepurl.com/gKqDyP Rapternal Music (Regulate and The Rabbit Hole) by Notty Productions is licensed under a Creative Commons Attribution-NoDerivatives 4.0 International License.Produced by Tonya M. Evans for FYOS Entertainment, LLC, and Stephanie Renee for Soul Sanctuary, Inc.Support the show (https://tinyurl.com/techintersectvip)

This weeks PODCAST EXCLUSIVE, Co-Host Bo Matthew needs some help locating his gaurd catfish. So Tony & Chad recruit some fishing experts to help solve this mystery. Listen Now to hear what conclusion the guys from 2nd Amendment Radio & The Great Outdoors came up with. 

Today, Tony Pratte, our regular monthly co-host from The Soundroom, joins us on the podcast.  Because the world has been turned upside down right now, and things are a little crazy for everyone, we’re going to be doing things a bit differently. For today’s podcast, Marla and Tony will be reversing roles, so Tony will be driving the show, and Marla will be the co-host.  Things are changing– some things a lot and others not so much Tony’s regular daily routine, from 7 am to about 5 pm, has not changed all that much. He is in residential construction,  a service which is deemed essential. So he is still going to job sites daily, even though the way that he shows up on site is a little different for now. For example, he is only dealing with one trade at a time, at the moment, although the foremen for the different trades all have to be present on-site, to co-ordinate everything that needs to be done.  And Tony is now doing virtual electrical inspections, rather than physical ones. So, for the time being, the electrical superintendent films Tony going through the house, while the owners are sitting at home. We’re all spending more time in our houses so it’s a great time for fixing things We’re all spending a lot more time at home right now than we used to in the past. Our homes have become everything for us right now. And, as a result, we are all living a bit harder in our houses and certain issues are coming up, making this a very good time for fixing things up in our families, and also around the house.  All this family time is allowing us to return to the way we used to live, and helping us remember some of the long-forgotten domestic skills we used to do in our homes, like fixing things, cooking, and baking.  The resources that are out there for making home improvements Currently, there are many different services available for having the items that you need for your home, or your home improvements, delivered to your door very quickly.  Marla’s influential role in green building Many people don’t realize quite how influential Marla is in green building, and with women in the building industry. So Tony would like you, the listener, to fully understand how everything that Marla does has come about.  Marla talks about how it all started for her Marla and Tony met back in 2006, at the Home Builders Association, in St. Louis. That was when Marla officially started in the green building industry.   A few years before that, Marla experienced something in her family that really cemented her pursuit of better things for better homes, and better things for her family as well. While Marla and her family were on a short cruise, her daughter developed an angry red rash all over her arms and legs. They took her to the doctor when they returned home, and he said that it looked like a topical reaction to something she had touched. Marla realized that it must have come from the sheets, so she began researching what had been used to clean the linen on the cruise ship. She eventually hunted down their MSDS (Material Safety Data Sheets) and discovered that they had been using a highly allergenic additive in their laundry detergent. As a result, the doctor recommended getting all the additives out of anything that would touch her daughter’s skin, going forward. That included laundry detergents, soaps, and body lotions.  It was very difficult to obtain those items without any added fragrance or dyes, fifteen years ago  The birth of the Green Home Coach Between the experience with her daughter, and working for her friend’s energy efficiency company in the green building industry, Marla finally felt that she had come home. She realized that she could help people by sharing all the information that she was obtaining for herself and her friend’s business.  In 2010, Marla and her friend parted company in business (although they are still friends) and she started working on what eventually became the Green Home Coach.  The Green Home Coach has subsequently been very well received. The biggest myth The biggest myth that Marla wanted to dispel was that going green has to be hard, and it is expensive. The truth is that it’s not difficult at all and it does not need to cost you a fortune. And you really don’t have to do everything at once either.  Marla’s mission The center of Marla’s mission, and her business, is to empower people to take action. Everyday Green Homes Everyday Green Home is there to serve the people who really want to know that they’re doing the very best they possibly can in their homes. Marla has curated the Everyday Green Homes collection and she’s vetted all the Everyday Green Home products. Marla’s three tools for having a better home Listen to this podcast. Read Marla’s book, Living Green Effortlessly, Simple Choices for a Better Home. Shop for the things that are better for your home at the Everyday Green Home online shop.  People who are in the home industries, or those who want more education can benefit from Marla’s training at What Makes A Green Home Green, which is a basic introduction to the different parts of green homes, and how they all work together to make a better home.  A big announcement Sadly, the Green Gab podcast is coming to an end. In its place, there will be the Everyday Green Home Podcast. This name change is to align the podcast more closely with the other parts of the Green Home Coach and Everyday Green Home. Links and resources: Everyday Green Home Green Home Coach - Podcast Green Home Coach - Resources Home Builders Association - St. Louis 

It's hard to get together during coronavirus, so this week Tony Katz (http://facebook.com/tonykatzradio) took some great interviews he recently conducted and brought them to the Eat! Drink! Smoke! (http://facebook.com/eatdrinksmoke) podcast Tony has started a new web series called Virtual Bourbon. (You should subscribe to his You Tube channel! (http://youtube.com/tonykatztv)) Two of his interviews deal with people who have had to deal with coronavirus in different ways. First, John Rich of the country duo Big and Rich. In addition to being a musician, John is an entrepreneur. He owns a whiskey label called Redneck Riviera (http://redneckriviera.com), and he has a restaurant in Nashville of the same name. In all of his businesses, he's been forced to figure out how to keep emplopyees afloat. How does he do it, what toll does it take on him? We discuss Then, Rabbi Ben Sendrow talks about God, faith and coronavirus. When a pandemic like this hits, with thousands of lives lost, people often question God. So Tony asked him about what he gets asked, and how do you answer the old question, Why Does God Let Bad Things Happen To Good People? John drinks Redneck Riviera, obviously. Rabbi Sendrow drinks Aberfeldy scotch.

So Tony and I were not the most popular kids in school.....but we definitely didn't take things THIS far! Come join us on our triggering trip back to High School!

Wagwan #TeamMiquelon. Welcome to the 4th Episode of Wakubwa Wednesday. The best and most entertaining show on Kenyan airwaves meant to inspire and entertain you, hosted by the one and only, *DRUM ROLLS*, WAKUBWA MIQUEL. So Tony and I randomly decided to do the CHEAPEST MUKBANG !!! It was just a random video Idea when were just chilling and having a good time. Here we talk about sliding into girls DMs, Attractive Kenyan YouTubers we would love to date i.e. NATALIE TEWA OMG!!! Wabosha Maxine, Foi Wambui & Tracy Wanjiru and others. Find the extended audio version in Podcast form on Apple & Google Podcast, Anchor, Spotify etc. Here is a link to anchor: https://anchor.fm/miquel-wakubwa Give my guy Tony a follow too: Tony Ngige: https://www.youtube.com/channel/UCCz0... https://www.instagram.com/tonyngige/?... _______________________________________________________________ Remember to give this video a thumbs up, and SUBSCRIBE if you haven't !! Best Kenyan YouTuber To Be!! __________________________________________ For business and or sponsorship: wakubwamiquel@gmail.com ------------------------------------------------------------------------------ FOLLOW/ADD ME: Instagram: https://www.instagram.com/wakubwa_miq... Snapchat @wakubwa_miquel Drop an email(Also your wagwan Intro): wakubwamiquel@gmail.com ----------------------------------------------------------------------------------- FAQ: Camera: Nikon D3200 / Nikon D5300 Lighting: Natural Lighting Editing: Adobe Premiere Pro CC 2019 ------------------------------------------------------------------------------------------ DISCLAIMER: This is not a sponsored video. But be sure I will give you my best thoughts. Leave A Comment. Please Subscribe and Turn On Post Notifications Join what will be the strongest Kenyan YouTube Army, #TeamMiquelon #TeamMiquelon4Life #NotificationSquad

Linz is out of the studio this week because she has a kid…. Which is the perfect excuse to not come record on Mother’s Day.  So Tony and Charles are sailing the ship this week.   They each reviewed some books, … Continue reading → The post Drunk on Comics Podcast 368: Stop & Rewind appeared first on Drunk On Comics.

Invisible Fence Brand of the TriStates / E7 - Freedom Invisible Fence Brand of the Tri-States319 Northstar RoadWI 54636(608) 399-1266https://tri-states.invisiblefence.comhttps://www.facebook.com/pages/category/Pet-Service/Invisible-Fence-209481692915/Bob: So right now my dog, Tony, is looking in the garbage.Karla: Great example. So Tony is going to dig in the garbage, which we’re not going to let him because he’s not going to. But I have solutions for that. We have indoor shields, which are avoidance products, so I can keep Tony out of the garbage. I can teach him to stay out of the garbage.Bob: But if I put it in the garbage, then I’ll be throwing it away.Karla: No, you’re not. You’re not going to put it in the garbage. We’re going to put it by the garbage. We might put it in the garbage can, but in the bottom. And because Tony could really use a friend and another dog in your house …Bob: You’re not getting me to get another dog.Karla: Let’s say Tony needs a buddy. Okay, so Tony, you get another dog, and that dog stays away from the garbage. You could set it up so it just affects Tony and not the other dog. Or, let’s say Tony and the other dog want to compete for each other’s food. Like I see on the floor here you have his dog bowls. We could put an Invisible Fence Brand Shields there, and I can have it set up different pets, different roles. I can have it set up so they can’t get at each other’s food while they’re eating dinner.Bob: You mentioned for two dogs it’s a great solution. But what about somebody who has multiple dogs, like eight or nine or 10? Or 15, like you do?Karla: I use them all the timeBob: Are they that versatile that you’re able to give them that many different … Okay, this dog can do this, this dog can’t do that …Karla: Or both these dogs can do this. Like for instance, in my basement I have two of my dogs that think the basement should be a great place to hide and go potty. So right now I have it set up so those two dogs can’t go down into the basement. But I have other of my dogs that can go down to the basement and it doesn’t even affect them. It doesn’t bother them.Bob: So when all your dogs go downstairs, those two don’t go downstairs?Karla: Correct.Bob: They can’t even go down the steps.Karla: Nope.Bob: Is it something that’s gaudy that’s going to stand out?Karla: Oh, gosh no. You can’t even see mine. I have it hidden on the steps.Bob: Is it the size of a hockey puck?Karla: I have one the size of a hockey puck. I have one the size of a salad plate. I have another that’s as long as a step and about 2 feet wide – like a plank. You could put it in a doorway. You can step on it. If you had someone who is handicapped in your home, they could wheel across it with a wheelchair. It’s great. I can keep dogs out of whole rooms. I can connect those together. I have two stinky sharpeis right now that used to love to go in by the grand piano and lick the piano while she was playing and it was gross and grossing her out. She didn’t want them licking her grand piano, so we set those up and we linked them together. Now they can’t get in there. It’s great. But they can sit outside that room and watch her and listen to her play the piano.Bob: How big of a broadcast area do those have?Karla: Quite large. That’s a huge room. It’s an open concept room. It’s huge. I have four of them linked together.Bob: So those are some of the products. Can you also put some of the Invisible Fence Brand wire in the house too to keep it …?Karla: If I want to, but I don’t need to.Bob: Is that something that if somebody having a new build, could they incorporate that into the … Or putting a new floor into the kitchen?Karla: Absolutely. We have done that. The other product that I haven’t talked a lot about but I’m really starting to fall in love with is our Doorman product. It’s a dog door.Bob: Do you hire somebody to open the door for the dog?Karla: No, but that’s kind of what it is.Bob: I have children for that.Karla: I do, too, but mine all left. Yours will leave eventually, too. Anyhow, I can do it in glass.Bob: How? Karla: We partner with another company.Bob: So with the glass that I have on my backdoor right there?Karla: Yeah, I can do that.Bob: I don’t have to get a new door?Karla: No. And then Tony could let himself in and out as he wanted to. And you can control it as well. You can say, ‘Okay, Tony. You know what? It’s 9 o’clock at night. You are done going outside and barking at the neighbor dog.’ So you can set it up so he can’t do that.Bob: That’s pretty cool.Karla: Or you can say, ‘You know what? It’s 6 o’clock in the morning. You want to go out and pee? Great. I’m not getting up with you.’ You can set it so the door will let him out at 6 in the morning.Bob: So it can go right in the existing glass?Karla: Yes, I can do that.Bob: That’s pretty cool.Karla: Isn’t it?Bob: That’s a newer product?Karla: We have had it for awhile, but we partner with another company that helps us get that in the glass. It’s not cheap, but at the end of the day, you want it to be sturdy. You want it to be stable, and you want it to be effective where your dog can go in and out. It’s peace of mind. I can do walls, too, with it.Bob: I would figure you would probably have to do a wall.Karla: And I can do regular doors, too.Bob: I know that you’ve helped out my neighbor with her dog. She’s got a pass-through door for her dog.Karla: Correct. That’s not a Doorman, but she has a Pet Safe Door. We sell those, too.Bob: So basically there are solutions for anybody. How about any budget?Karla: I have solutions for many budgets – yes, I do. We have barking solutions that I can offer. A lot of times when people get an Invisible Fence Brand solution, it’s all-encompassing. A lot of times a lot of problems dogs are having, whether it be barking or digging, I can take care of a lot of those things just by the freedom of them being able to go outside and be a dog.Bob: How do we find Invisible Fence Brand?Karla: [The website is] invisiblefence.com.

MERRY CHRISTMAS! The day that this particular episode was published is December 25h... Christmas Day! So Tony thought there would be no better topic to reflect on for this particular episode than the birth of Christ... and the meaning of the coming of God to our world... and to our lives.  Matthew 1:23 says that the baby who was born would be called Immanuel... which means "God with us". John 1:14 says that God became flesh... and made his dwelling among us. Isaiah 40:3 says that a highway has been prepared that allows God to travel directly into our mess.  Luke 2:12-14 says that because of this baby... wrapped in cloths and lying in a manger... that God would bring "peace" to men on earth. The fact that God has placed himself within our reach... through the Incarnation... makes all the difference in the world. It inspires hope for our lives! It creates possibility! It means that we are no longer alone! It means that God... and all of his resources... are now available to us! This means our hearts... our lives... our marriages... our relationships...  our priorities... our futures... and even our relationship with sex... can be completely different than ever before!  So... Make Way For God... and MERRY CHRISTMAS!

Are you looking for better ways grow your agency? Tired of the status quo? Missing easy targets and low hanging fruit opportunities? Then take some lessons from an agency owner who's doubled revenue every year for five consecutive years and growing at a crazy fast rate! In today's episode, we'll cover: Finding your agency's share of the market. What to expect in your agency's first year. 4 simple actions to grow your agency. 3 easy ways to maintain agency growth. Today I chatted with Tony Delmercado, co-founder and CEO of Hawke Media. With only five years in business, Hawke Media has grown from a 5 person team to 100+ employees and has doubled it's revenue every year, looking to hit the $18 million mark this year. With that kind of success, I couldn't wait to pick Tony's brain on how he was able to start and maintain growth of his agency. From his start to present day, Tony walks us through some simple tips and strategies he found successful. Finding Your Agency's Share of the Market Tony says you need to find a hole in the market and respond to demand. The catalyst for starting a company, whether you want to grow a brand or do marketing well, you need to either: Build a team in-house Multitude of challenges Work with an agency cost prohibitive - straight up expensive Unfortunately there isn't a good intermediate option. So Tony and his business partner turned to qualified friends that checked off necessary boxes. As their clients wanted more things, they built their agency's internal competency and hired more people with the necessary talents and skill sets. What To Expect Your Agency's First Year Work, work, work...and more work. Lots of hours and hard work. In the beginning, your agency says "yes" to everything whether it's speaking engagements, meetings, committees, public appearances, anything and everything to get your agency name and brand out there. Hawke Media, didn't take on investors or debt, they simply bootstrapped on the cash coming in. In that first year, because of this model, they were very judicious with their spending. Tony says his personal mantra is three-fold: Get shit done. Learn quickly. Be cool. He and his partner hustled hard that first year, living this mantra every single day. That's why it was easy to realize these needed to be their agency's core values. Since then, they have hired their team around these values. Your agency NEEDS to nail down and define core values and build a company culture. One of the best things about being an entrepreneur, is that you get to pick who you want to work with. Your agency needs to make sure that it picks well, that it gets the right people, good people, to keep a good cultural vibe. As an agency owner, Tony says, "it will never all be done". Your agency to-do list will always and continuously grow. Stop worrying about checking off the last box, instead start prioritizing and allocate  time to the important stuff. Your agency, but also you, will need to learn how to say "no" to those things that aren't necessary or can be better managed by a team member. Get rid of time-sucks, like recurring meetings that aren't necessary. 4 Simple Actions To Grow Your Agency Growth might not be easy, but it can be made simpler when you model after someone who's doing it the right way.... Use a CRM and some form of follow-up or reminder. You don't have to use an expensive service There are cheap options out there. Create some basic email automation Have a form to capture information. Develop a system to drop prospects into funnels for your agency. Use Google retargeting or GDN Don't underestimate the abilities of this service. This is still a powerful tool when done correctly. Pick up the phone. A call back or follow-up phone call, keeps lines of communication open. Build solid personal relationships while your competition is automating everything. PRO TIP: Don't forget about the low-hanging fruit. These are old or stale leads right at your fingertips. Create a system for routinely checking those out, too! 3 Easy Ways To Maintain Agency Growth Don't become complacent. Always look to do better and to improve. Be aggressive in marketing your agency. Looking for a Payroll and HR Solution for your Agency? Payroll and benefits are hard. Especially when you're a small business. Gusto is making payroll, benefits and HR easy for small businesses. You no longer have to be a big company to get great technology, great benefits and great service to take care of your team. For a limited time, Gusto is offering a deal to Smart Agency Master Class listeners. Check out Gusto.com/agency for 3-months FREE once you run your first payroll with them.  

On Episode 13, we're talking with Anthony Rudel, who runs WCRB in Boston. He's a legendary figure in radio and has also spent a lot of time as an author, a communications and branding consultant, and a college professor. I wanted to understand the lessons that radio can teach us marketers, and maybe what marketers could teach radio. So Tony, with his distinguished career, seemed like the right one to talk with.

Google Home Mini is a great way to be able to control all your smart devices, and with such a low price you can buy one for each room in the house. Not only is it helpful but is fun too! So Tony and David interview this amazing personal home assistant to put it to the test. Google Home Mini Is Smart, small, and cheaper than before. but is it worth it? #googlehomemini - - - Please Subscribe To This YouTube Channel - - - Support Us https://www.patreon.com/outbreakpodcast Get a FREE audiobook download and 30 day free trial at https://www.audibletrial.com/outbreak Thanks for listening and please rate us on iTunes !!! https://itunes.apple.com/us/podcast/e... Order T-shirts, Coffee Cups and More http://www.redbubble.com/people/outbr... Escape Pod website: http://www.outbreakpodcast.com Email us at outbreakpodcast@gmail.com Outbreak Podcasting Network #escapepod #outbreakpodcast #tonybrown #davidanthony Stock Media provided by 6@PublicDomain / Pond5

In an abreviated episode of Pro Wrestling Wednesday, Tony Schiavone was running solo as Beau Le Blanc was away. So Tony called "The Living Legend" Larry Zbyszko to join the show. Follow us on twitter @PWW929, like us on facebook and be sure to subscribe and leave us a review!

Jackie got sick and couldn't make it to Target to buy Joanna Gaines' new line. So Tony went....and came back with a dollhouse

So Tony needs a new job while he goes to school to be nursing home administrator. Dan might need a new school for his new job as a legit Life Coach. They seek to comprehensively explore the education options at the University of South Florida and the career options of Craigslist. And the used microwaves of Craigslist. And the anger management classes of Craigslist. And the Indian guy seeking platonic male friends of Craigslist. You get it. Send in YOUR questions to lifesagamble727@gmail.com, they will be answered live on air. Stay fully up to date with the blog at www.lifesagamble.org

What I learned this weekend while playing both Mom and Dad. On today’s episode Russell talks about the difference between masculine and feminine energy. He shares what he learned from Tony Robbins about what causes all relationships to fail. Here are some interesting things in this episode: What the difference between masculine and feminine energies are. How a woman can cause a man to lose his masculinity, which cause the deterioration of the relationship. And what Russell is doing to combat his constant need to produce instead of just being present with his family. So listen below to find out how learning about masculine energy versus feminine energy helped save Russell’s marriage. ---Transcript--- Hey everybody, good morning. This is Russell once again, you probably know that at this point. But welcome to Marketing In Your Car, I hope it’s been good. It is officially spring break here in Boise, which means the weather is nice, the kids are out of school, we’re wearing shorts. The last time the kids were out of school we had our two weeks of snow days, like two months ago. So it’s nice to be on the other side. It’s been so fun, we had a chance to go swimming with them, and playing and movies. What I want to talk to you guys about is my struggle. I’m curious, my guess is if you’re an entrepreneur, you might have this struggle as well. It’s really hard to just be. I don’t know if that makes sense or not. Just to be present in one spot and I’m thinking a lot about this over the last day or two. My wife was at the Tony Robbins event last week, so I was, we had four days of Inner Circle, she left during the fourth day. After that, we have a helper who helps Thursday and Friday and Saturday and Sunday was all me and the kids, and I loved it. But it’s hard. I mean it’s hard work, yes. It makes you love and respect and appreciate your wife a million times more, when you get to be the mom and the dad. But more so than that, I think it’s just different. Because I work really, really, really hard, probably too much. If you ask any of my people in my world, but I love it. I think it’s, there’s two types of work. There’s directional and then there’s circular….I don’t know if that makes sense. I’ve been kind of geeking out a lot lately on masculine and feminine energy and things like that as well. In fact, if you go to Tony Robbins Date with Destiny, he has a whole day on relationships, it’s fascinating. Basically, it’s funny, no matter what problems you’re having in your relationship, if you go to regular counseling they try to fix the symptom of it. They’re like, “you need to talk better.” Or whatever those things are right? That’s what they’re touching on. The foundational breakdown of every relationship is actually the loss of the polarity between masculine and feminine. So Tony’s whole thing is don’t fix the symptom, come back to the issue. What happens is men start becoming women and women start becoming men. As soon as the polarity for masculine and feminine dies, the whole relationship falls apart. It’s really fascinating. That’s why in every relationship that’s successful there’s a masculine and a feminine. Sometimes it’s the females’ more masculine, sometimes the male is more feminine. It’s interesting, if you look at it. It’s such a not marketing topic, but it still gets me excited. If you look at, I’ve got friends who the man is more feminine and their wives are more masculine. Almost always there’s this thing where the polarity between the two has to match, and that what causes connection. So Tony’s whole thing is you fix that, you fix some of the masculine and feminine, because what happens….alright, we’re going to go on a longer tangent I think, because I’m getting excited. So what happens in a relationship is you get married and there’s a masculine and a feminine, and again, I don’t even care. I’m not going to get political or non political, but in all relationships. From… I don’t even know the politically correct way to say it. I’m not going to go into that part. We’ll leave that there for your imagination. Any relationship, masculine and feminine. Let’s say you get married and at first the man’s very manly, and the woman is very womanly, and everything goes good. And then what happens, if you look at how masculine energy works, and how feminine energy works, the way that feminine energy causes change is through criticize, so women will criticize them to try to get them to change, it’s just kind of a thing that happens. Believe it or not, it just happens to be that. What happens at first, the first year or two, or five, or seven years of marriage, the man has the masculine energy and that doesn’t bother him and they’re fine, but after a while it breaks down the masculine energy and the sudden as soon as the man stops, the criticism keeps happening and then all the sudden there’s a point where all the sudden it breaks men down and then they break from being masculine energy and absorbing those things to hurts their feelings and then all the sudden they switch to feminine energy. And as soon as they do that, that’s the deterioration of the relationship. Everything bad happens after that. As soon as the man, the masculine becomes feminine, then women lose their attraction to the man and then the women end up becoming more masculine because they have to step up for the man. All this stuff happens and it all breaks apart. Tony’s whole thing is it shows you when a man becomes a man again, boom, instantly the masculine and feminine polarity comes back together and the magnetism happens there and all the other problems fall away. Really fascinating. I learned that at a time when my wife and I were really struggling, and I realized at the time I had become very feminine. I still struggle with that part of my life, to be completely honest. When I’m at work, I’m very masculine and when I’m not sometimes I slip into my feminine, but any of the issues we have, it’s weird how I can tie it back to me switching into my feminine. Anyway, it’s really weird. Why did I bring up this? Oh yeah, so as I’m thinking about masculine and feminine trying to understand. What is masculine? What is feminine? Really understanding those things, masculine energy is more moving towards something, there’s my goal. I need to go hunting and kill and go get that thing. Whereas feminine energy is more circular, if that makes sense. I remember the first time I kind of got this, was with my wife 5 or 6 years ago. I was home with the kids on a long weekend and I was struggling with it all day long. Stressing out and she’s like, “What’s the matter?” I’m like, “I don’t know. We’re just sitting here playing games. The same game over and over again. Then we’re doing this, there’s no point to any of this. We’re just here.” And she told me, “That’s the point.” When I got that, I was like, huh. I was able to stop trying to get somewhere and sit back, I don’t know if this goes against what I talked about earlier. It’s more the feminine energy being able to be, and be present and stuff like that. It’s fascinating. What’s interesting is as I was with my kids this weekend I was noticing my feelings. Why do I feel…..I’m having so much fun, but I feel things. I think what I was feeling, as I was trying to identify it, I’m used to going, here’s the thing. Go hunting, kill, get that thing and come back. I’m running, and I’m so comfortable in that zone or that whatever, that I’m able to do that. But then when it’s just being, being present and just be with the kids, it’s really, really hard. Really hard for me. I don’t know if you guys feel that as well. It’s just not natural to me. So this weekend was really kind of fun because I was trying to do that. I try to be present and try to be there. And it’s this insane mind game with my mind coming back to “No, go produce.” No, I need to be present. This is where I am. The back and forth between that was fascinating in my head. To watch my struggle constantly. So this week it’s spring break week. I’m trying to figure out how to get more balance in my life. I don’t know about you guys, but I think a lot of us struggle with that. So I’ve been looking at that. Okay, how do I this week with my kids, how do I do that? How do I be present and also have a producing thing in me that I need to be able to do that thing? So today, for example, I woke up really early at 6 and I had a call with Tara, and I had a bunch of projects. I spent two hours and produced. And when it was done I unchecked, and I looked at my clock. Okay, right now it’s 7:30 or whatever. Til 10:30 I’m going to go and just be. There’s no point and that’s the point. So I went out with the kids and I had a good time. We just hung out. It wasn’t stressful because I knew at 10:30 I was going to jump in the car and come and produce. So basically, this is where I’m at now. I’m driving to the office. Well, I’m at the office, in the parking lot waiting. But now I’m going to go produce. I’m trying to make it finite. So it’s not producing for forever. I’m going from now until I think 4:00, I have a dentist appointment. So I’m going to produce til 4:00, I have one big project to get done and when it’s done, the rest of the night I have to be done. I’m going to go home and me and some of the kids will watch some Lord of the Rings, and we’re just going to go and be present. Not produce, which is going to be hard. But I did the same thing yesterday and it was really cool. Except for right before we started watching the movie, I had all this stress and things I was trying to figure out. I was like, I could create this thing while I’m watching a movie with the kids. And then I was just like, no I’m going to be present and I’ll worry about it tomorrow. As soon as I was able to turn that off and say okay, I’m not a producer right now, from this point to this point. I’m just going to be and that’s the whole point. I can do it. And I did and it was awesome and I had such a good time with them. So anyway, I don’t know if this helps you at all, but in my mind it’s, at least the last two days have been really cool. I’m excited to test it out this whole week. I hope I can keep rolling with it, because it gave me so much more good times with my kids and my wife. And it wasn’t uncomfortable because I was segmenting that. So for me, like I said, I’m going to start chunking my days, this is my time to be a producer and this is my time to be, and be okay with that. And when I’m trying to just be present and be here I’m going to not try to produce. I’m going to forget about production and moving forward and going after a goal. Because the goal is just to be there. Anyway, I hope that helps some of you guys. It’s helping me to overcome my entrepreneurial issues.  Anyway, hopefully one of you guys out there heard that and it helps you as well. So with that said, I’m going to go produce. I’m going to go hunt something, kill it, and bring it back home. I’m excited for it. It’s going to be exciting. Thanks so much for everything guys and I’ll talk to you soon.

The song I've sent you this week is ..The Ballad of Forgotten Popstars and lists those artists who entertained us in the early ... Big news ..a GLOBAL survey no less!!....it was discovered that vitamin D can prevent you getting a cold...so there....snd .....heading a football can cause dementure because some aging footballers suffer with this.. Stoke-On-Trent council have suggested giving expectant can't say "mothers" any more...giving expectant PARENTS vouchers to encourage them to stop smoking.......also Liverpool Council have come up with another wonderful idea.... I am really enjoying Donald Trump's appearances on the news...he is classic entertainment... Our wonderful ex PM. ...and we should rise up and vote again...to stay in...that's rich from a man who caused an unnecessary war ....So Tony thinks we should stay in Europe?...could the reason possibly be that Brexit might effect his 435 grand salary ....all supplied by the taxpayer...

The song I've sent you this week is ..The Ballad of Forgotten Popstars and lists those artists who entertained us in the early ... Big news ..a GLOBAL survey no less!!....it was discovered that vitamin D can prevent you getting a cold...so there....snd .....heading a football can cause dementure because some aging footballers suffer with this.. Stoke-On-Trent council have suggested giving expectant can't say "mothers" any more...giving expectant PARENTS vouchers to encourage them to stop smoking.......also Liverpool Council have come up with another wonderful idea.... I am really enjoying Donald Trump's appearances on the news...he is classic entertainment... Our wonderful ex PM. ...and we should rise up and vote again...to stay in...that's rich from a man who caused an unnecessary war ....So Tony thinks we should stay in Europe?...could the reason possibly be that Brexit might effect his 435 grand salary ....all supplied by the taxpayer...

When you look at their intentions, it changes your perspective. On today’s episode Russell talks about people having good intentions in the aftermath of the US election. He discusses a story he heard at a Tony Robbins event that illustrates why he feels people always have the best intentions in mind, even when they do horrible things. Here are some interesting things to listen for in this episode: How overhearing a phone call made Russell realize that even someone who was voting for the opposite political party, still had good intentions. Why Russell believes that people don’t inherently have bad intentions. And how that has given Russell an invitation to continue to love friends and family even when he disagrees with their religious and political choices. So listen below to hear Russell’s thoughts on the election and good intentions. ---Transcript--- Hey everyone, this is Russell Brunson and welcome to Marketing In Your Car. I hope that you all had a good election night last night. Some probably good, some probably bad, some just confused in the middle. Totally understand that. You know what, this morning I woke up, the sun is shining. My little daughter, Norah did not want me to leave today, so she was crying when I left, she was sad. I drove around to the front of the house she was there and gave me a kiss. So that was….It made the whole day good. So yesterday was kind of an interesting day. I don’t know if you follow Snapchat, or all the other channels were publishing stuff so you see kind of behind the scenes of what we’re doing. Part of Funnel Hacker TV, one of our episodes with this guy named Robert Jones, who’s super talented man in the beauty space. He was in town and we were filming some videos with him and it was just really cool day. We werer working on his software and overall a really good day. It was the last free day I have until my book is done. I’m going in the office to lock myself down and do nothing but write my book. It was a fun day and then we came home and the election stuff was, we were eating dinner. And then the kids were all into the election because at school they’d been talking about it. They all had maps out and they were coloring the states as they went to red and blue. It was kind of a fun experience. Robert and Bart and Sunny were all at our house, then they left and we just sat on the couch with the kids and watched the news. Just watching as the day unfolded. Obviously now at this point, we all know what happened, but it was kind of crazy. We were watching it and we all passed out on the couch. I woke up at about 1:00 or 1:30 in the morning, whenever it was that Trump was giving his speech talking about the fact that he’d won. And I was watching it and I was like, “Wow.” It’s just kind of crazy. Two days ago the media convinced everyone that there was no way that he would win and then he wins. It was crazy. I was sitting there and I looked at Facebook because I wanted to see everyone’s responses. Honestly it was kind of sad. I saw friends on both sides, yelling at each other and fighting. I just felt kind of a sick feeling. And what was interesting a few hours earlier I had an experience that kind of put this whole crazy thing into perspective for me. So I opened up Facebook live, and clicked play. I didn’t know what I was going to talk about, but I started talking. Some of you guys may have seen that. I want to kind of go back to that conversation because I think it’s important. I think I was half asleep, so I was watching it this morning and some of the stuff I said, didn’t make sense, wasn’t very concise. So this is my shot to make it permanent on the podcast and hopefully it’ll help some of you guys who are……wherever you may be in your journey right now, with this and with other things. And basically what I talked about, a few hours earlier that night, Robert Jones and I got in my car and we driving from the office back to my home. And he came over for dinner along with Bart and Sunny. Robert is someone I have so much love and respect for. What he does, how he serves, the value he provides this world. And we obviously do not see eye to eye on some things. If you look at me, as most of you know at this point, I’m a very devout Mormon on this side. And he’s got very different beliefs and things on the other side. Which is totally cool and it doesn’t bother me. I’ve got friends and family members and partners and things that they completely disagree with me on many things, I completely disagree with them on other things. And that’s why I think it was so important for me. As we get in the car, we’re driving, he calls his significant other and they were talking, and they were obviously rooting for a different person than I was. I kind of overheard ten seconds of the conversation. They said basically, “Hopefully it will go good, say a prayer and pray for the best.” or something like that. And as I was driving there I was thinking, “Wow.” Because in my mind, I don’t know, I think we get into the heat and the marketing of the elections, which by the way has been really fun. We should do a whole marketing podcast on the election stuff later, could be really fun. But we get into that and it’s funny because you start perceiving people, I’m thinking candidates specifically as evil. This person is evil because of this and this. And then the other side, this person is evil because……it’s almost how we start perceiving these people. I was thinking about that last night as I was saying prayers with my kids, and praying for what I thought was right for the country and looking at what Robert was praying for and it was completely different. The polar opposite of me. And that’s okay, because Robert’s not evil; the person he’s voting for is not evil. I’m not evil. We’re all acting out of what we think are the best intentions for us, our families, and the country. And I started thinking more and more about that last night at 1 or 2 in the morning. It got kind of fuzzy after a while. But as I’m thinking this I’m like, you know what, all of us, and I would argue in every situation that we make our choices based on good intent. What we think is best is for us or for our family. Things like that. I don’t think people act out of malice or hate or spite. They do it sometimes, but not because they’re hateful, because they believe that that is the right intent. Sorry the construction guy I drove past, and he’s giving me thumbs up for my car. Anyway, they believe that that’s the right intent. I was thinking back, and I’m probably going to slaughter this story and I wish I knew the details better, but the principle’s the same. I was at a Tony Robins event and he was telling this story about one of the Day of destiny’s he was at. Day of destiny has 3 or 4 thousand people in the room and usually have partners and your working through things and you have workbooks. I guess one of the attendees had written down that his plan was after the event he was going to go home and murder his wife and kids and then commit suicide. The guys partner was looking at his book and was like, “Wow, my partner is an evil person who’s trying to kill his wife and kids and I have to stop him. This guy’s got evil intentions.” So he goes and finds some of the tony Robin’s staff and says, “Look, this guy is a psychopath over here and you guys should fix him.” So they’re going through the event and Tony finds out about it, and I don’t know the exact details, but Tony does interventions at his events. So he does an intervention because he knows that this guy is going to go home and slaughter his family. If you look at that from the outside, what do you think? How do you feel when I say that? That this man’s intent is to go home and slaughter his family and kill himself? You think that this guy is a psychopath, this guy is evil, the worst of the worst. So Tony does this intervention with this guy and finding out why. What’s the purpose behind why he’s doing this? What is the underlying issue? Comes and works through the whole thing and finds out when this guy was young, and I can’t remember if his dad died or left or something. But this man’s father had left him and when his father left him, his whole life collapsed. His mom, it was horrible for his mom, the kids, the family. So much so that he associated his dad leaving as worse than death. He wished he would have died because his life after his dad left was so painful and so horrible, that death for him would have been a release. So this man was in a situation now where he was in a marriage or family that he was not happy with and he knew that he needed to leave. Whatever that looked like, I don’t know the details. But as he was looking at that he was thinking about his kids that he loved so much. I love my kids, I love my wife, but I have to leave. But if I leave it would be better for them to be dead than for me to leave. Because if I leave it will destroy their life; but I have to leave. So because I love my kids and wife so much, I have to kill them so they don’t go through the pain that I went through. That was his perception of the world. When you hear it from that lens you’re like, “Wow, this guy, yes, the method and the process were wrong, but the intentions were good.” He honestly thought this is what he needed to do to save his wife and kids. I think about that with all of us. I don’t think people inherently have bad intentions. I look at history. And I don’t know these people; let’s say the worst of the worst. I think about Hitler and I think about any of these people, what they did was horrifically bad. No excuse, wrong and evil. But in their minds, their intentions were probably not bad. This is what we need to do. The lens that I’m viewing this world through, this is how I’m going to make the world a better place. Yes, the lens and direction were wrong. I’m not excusing that because it’s horrible what happened. But their intention was probably good. And maybe there’s situations where people just really do have bad intentions, it’s probably there, but I think that for the majority, 99.999999% we have good intentions and that’s why we make the decisions we do. What we think is best for us. I think about, for me, I have close friends and family members who’ve left the church that I love. There’s times that I get sad and angry and frustrated, all those kinds of things, but I look at them and I love them and I love their families. I look at that and I’m like, despite the fact that I don’t feel the direction they’re going is right, I can love them because they have good intentions. They’re not doing this out of malice or hate or anything. It’s because they feel like for them, this is the right direction. So I have to respect that even though I disagree with it because it’s their good intentions. They’re trying to do what’s best with the information they have. It’s the same with politics, religion. It’s the same with, I think most things. So I hope that as this political hailstorm has ended, that as we’re looking around at our candidates and our friends and family members and people around us who disagree with what we’ve picked, that we remember that. They didn’t pick it because they’re evil, they didn’t pick it because they hate things. They picked it because for them, that was……the intentions were right. They honestly felt that that is the best thing for them. And I think if we look at that through there, hopefully it will not divide us but make it have more love and respect for each other. But it’s hard. I get that, I understand that, especially when you feel people are doing things that don’t make sense and you don’t agree with it. And sometimes it makes you cry because it’s so painful. We can still love them because we know that they have pure intentions. That’s the key. I hope that helps. It helped me yesterday. Like I said, when Robert made that comment when he was in my car and I heard it, it gave me a change of heart and more love and respect for him and just for everyone around me. And I hope that this helps you and all of us as well. That’s what I got. Anyway, now the elections are done, it’s time for us all to get back to work. Because despite the fact that we all voted, no offense, none of your votes really even matter. There was no election, it came down to two people.  Anyway, just joking. The only thing that really matters is what we do, what we give, how we serve. So I recommend all you guys focus on that and continue to have good intentions and continue to try and change the world in the way that you see as right. And as you do that, good things will happen. With that said, appreciate you all. Have an amazing day and I’ll talk to you guys all again, hopefully tomorrow. Bye everybody.

Drunk on Comics Podcast 172: Tony Don’t Speak Good 2: Electric Boogaloo Derek, Linz and Tony decided to record on empty stomachs. So Tony did the smart thing and decided to order a pizza to be ready when they got … Continue reading → The post Drunk on Comics Podcast 172: Tony Don’t Speak Good 2: Electric Boogaloo appeared first on Drunk On Comics.

“So, what do you do every day? What's typical  day like in your life?” I am asked this question, or something similar, often enough that I thought it might be worth answering in a podcast episode. This show is entitled, “A Day in the Life of Ray”. Other reasons to listen: How to see more good days than bad, from now on. A service that allows you to easily build beautiful process documentation for your business and your team. An encore presentation of the Masterclass, “How To Write A Sales Page That Rakes In $10 Million”. How to get promoted on this show to my audience.     Spiritual Foundations No More Bad Days Recently I've seen two friends go through a battle with cancer, and I saw first hand how we are in control of our response to what happens to us. Regardless of your circumstances, whether you have a good day or a bad day is really up to you Shakespeare wrote in Hamlet that, “there is nothing either good or bad, but thinking makes it so.” Proverbs 23:7 says, “For as he thinks within himself, so he is.” (NASB) There are 3 keys to stepping into a life with no more bad days. Key #1: Set Up a Rule You Can Always Meet In Order to Have a Good Day. Tony Robbins tells the story of two different gentlemen who attended one of his exclusive seminars in Fiji. One gentleman was a billionaire, a high achiever. The other was successful in many ways, but not someone with extraordinary income. Tony noticed that the billionaire seemed to be miserable, while the more average gentleman seemed to be extraordinarily happy. So Tony asked each man what was required in order for him to have a good day. The billionaire gave a long list of requirements that had to be met, including the amount of time he exercised, his target heart rate, his perfect diet, achieving certain financial milestones in his business, certain processes that had to happen correctly without fail, and a long list of things that must happen in order for him to have a good day. When Tony asked the gentleman who was a more moderate financial success about his rule for having a good day, the man replied with a big smile: “It's simple. Every day above ground is a good day.” You get to set up the rule for what makes a good day. Why not make it one you can meet? Key #2: Change the Way You Interpret What Happens to You. The lens we used to look at the world tends to control what we see. There is the story that is told about to traveling salesmen, each of whom had a conversation with the same farmer at the corner of his field near the road. The first asked him, “Hey! What kind of people live around here?” The farmer replied, “Well, what kind of people did you find in the last place you visited?” The salesman grimaced and said, “A bunch of dishonest, ornery, inhospitable scoundrels.” The farmer nodded, and said, “I expect you'll find the same sort of people around here.” The next day, a different traveling salesman encountered that same farmer at the corner of his field. This new salesman had a big smile on his face and said, “Hello! What a beautiful day, and what a beautiful farm you have! I wonder if I might ask you, what sort of people will I find around here?” Farmer grinned, and asked, “what sort of people did you find in the last place you visited?” “A lot of generous, happy, open hearted and welcoming people. That place was a real joy to visit!” The farmer smiled, and said, “I expect you'll find the same sort of people around here.” What we expect informs our interpretation of what we experience. The environment inside our heads controls the environment outside our heads. What we think about tends to be what we experience. Key #3: Have Biblical Hope. The word “hope” means something different in the Bible than what we typically mean by the word hope in our culture. In modern culture, “hope” is a wishy-washy, half in, half out milquetoast way of thinking. If we say we “hope” something will happen in a certain way, what we are really saying is, in effect, “I wish it would happen this way, but I know it probably won't.” On the other hand, typical hope can be defined as “the positive expectation of good things.” That's why our life of faith is referred to as “hope that does not disappoint”. And there are plenty of reasons to believe this hope of the Bible is for real. In the book of Romans, we are told that God makes “all things work for the good of those who love Him.” Jesus exhorted us not to worry about things we need in everyday life, but to trust that our Father in heaven is a good father, and he knows how to take care of his children, and that he will always give us what is best for us. Sometimes we may not be able to see how that is true, because we don't have his perspective. Just as a child might be upset when a parent roughly grabs them by the arms, yanks them off the ground, and throws them to the ground. The child may believe this was mean and cruel behavior, not realizing that their father just yanked them out of the way of an oncoming car, and saved their life. What's more, according to the Bible we know that the things that we speak and think have spiritual power to change what actually happens to us. I would encourage you to think about things that are good and positive. You may not be able to control your feelings, but you can certainly take control of your thoughts. The Apostle Paul put it this way: “Whatever is true, whatever is honorable, whatever is just, whatever is pure, whatever is lovely, whatever is commendable, if there is any excellence, if there is anything worthy of praise, think about these things.” Philippians 4:8 (ESV) I don't have “zero bad days” just yet… But I have many more good days than bad ones, and that ratio is always improving. I believe it is because I use the 3 keys to unlock the door to more good days: Set up an easy-to-meet rule for what makes a good day. Change the way you interpret what happens to you. Have biblical hope. A “positive expectation of good things.” Tip Of the Week SweetProcess is a service that allows you to easily build beautiful process documentation for your business and your team. 7 reasons I am back with them after a brief hiatus. Frees up my time, I can stop spending time on repetitive tasks. Get them documented and out of my head, so someone else can do them. Now I'm free to focus on growing my business. I can endure employee turnover without the setbacks. When an employee leaves, training their replacement is a breeze since all of their tasks have been documented and refined over time. Easy for team refinement. The system makes it easy for my team to make processes more efficient over time as we hone each step in any given process. Reduces errors and re-do’s. Procedures are easy to follow, illustrated with screenshots, videos and checkboxes to ensure no steps are missed. Adds value to my business. A business built on a foundation of well-documented Standard Operating Procedures (SOP) has a higher value, which grows over time. Forces me to evaluate processes. As I think through the steps, I am forced to ask, “Is this the best way to do this?” I have discovered and eliminated many inefficiencies as a result. Better than Word, Google Docs, or other apps. SweetProcess is more elegant, custom-built for the task, easy to use and keep up to date, and “siloed” from other systems. And it's just more fun to use! Feature Presentation: A Day in the Life of Ray Rise at 4 AM Make bed Pray Meditate Brush teeth, shave Take care of dogs Drink 12 ounces of water Take communion Worship Make declarations Protein shake Bulletproof coffee Bible Classical music Read spiritual book Read nonfiction book Take morning meds at 6AM Journal Listen to a grace centered message Lumosity Check mint Create content starting at 7AM – Noon Lunch NOON – 1PM Do admin work Exercise for 60 minutes 3PM Spend time with family 4:30 PM In bed by 9pm What's a day in your life like? What are some parts of your daily routine your consider non-negotiable? Announcements Some useful announcements… Great feedback on the format. We're definitely going to keep things tight, but we are moving to a 48 minute length, and here's why: we are making the show available for distribution on radio. It's free to you a a radio station, and we leave you space for your commercial breaks. If you want to run the show on your station, simply reach out to us  at support@rayedwards.com An encore presentation of the Masterclass, “How To Write A Sales Page That Rakes In $10 Million”. Next Monday at 4pm Pacific. Click here to register. How to get promoted on this show to my audience. We're having a testimonial contest: video, results based, with examples you can show. Make a video, and tell the following story: Make a video, and tell the following story: What problem you faced before you “met” me… What would have happened if you hadn't solved that problem… What you did that you learned from me… And the specific results that happened… Then post the video to YouTube, and send us a link to the video along with your conact information. Send it to support@rayedwards.com. Can I Ask A Big Favor? Subscribe to the show in iTunes and give us a rating and review. Go ahead and subscribe now, and give us your star rating and review on iTunes. We will definitely mention you on this show. We are also BACK on Stitcher.com, so if you prefer Stitcher, please subscribe there. If you don't already get the email newsletter, sign up for that and get the new free video: “3 Keys to Change the World and Make Your Business Grow.” Connect with me on Facebook, Twitter, Google+, or LinkedIn. Get The Transcript Click here to get the transcript. Transcripts provided by SuccessTranscripts – a great solution if you need your podcast, sermon, speech, or other audio transcribed.  

David and Jeff begin a list of the top winners from Big Brother and Survivor. Who will make it on the list? Note* This podcast was recorded back in January. So Tony is not included in this list.

In this short audio, you’ll meet Tony. Tony thought that face-to-face meetings were the best ways to generate leads. Of course, this meant he was chained to about an hour’s drive of his house. And the worst part was -- once he’d finally get to the businesses in his area, he’d often find that the decision makers were busy, in a meeting or weren’t even there. So, his long drives were actually getting him nowhere. A while back, I suggested he automate his selling campaign by creating an audio infomercial and using it to generate leads. So Tony interviewed his boss and created a hard-hitting audio infomercial. And that audio led to a whole new home-based approach that now includes the Internet, a letter-writing campaign with a free incentive CD, faxes, phone calls and absolutely no driving! And, it’s working better than he ever thought possible. He’s already doubled his income, he’s freed up his time by doing a lot less work and he’s looking at new and exciting ways for expansion -- all from the privacy of his own home and mainly because of that audio infomercial. And he says the best part of his new business approach is that he’s only dealing with people who are already interested in his services. He’s no longer trying to force people to become interested. This is an exclusive interview from Michael Senoff at www.hardtofindseminars.com.