Podcasts about Americans

The Dunning-Kruger Effect was discussed, along with Apple TV+ raising its subscription price by 30% and a rundown of the best streaming deals and bundles for August 2025. The concept of “plussing up,” coined by Walt Disney in the 1940s to describe improving something by adding to it, also came up. Rick Chambers and the KTLA crew highlighted how good creations can inspire while bad actions destroy, with guest Jose Hernandez. A new survey revealed that Americans consider the “perfect” salary to be $74,000, sparking debate about money, side hustles, and the value of a skilled handyman. Finally, anticipation continues to build as everyone awaits the result of Lyle Menendez's parole hearing.

Fremont is the fourth largest city in the Bay Area and it's also home to one of the largest populations of Afghans in the U.S. Today, we're running an episode from our friends at Bay Curious that traces the history of the Afghan community in Fremont over 40 years. We meet Afghan refugees and  learn what makes”Little Kabul” unique. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Trump administration recently announced that it will be reviewing all 55 million foreigners with U.S. visas for violations that would bar them from the country. What shocked most Americans was the sheer volume of immigrants who have now been given the legal right to enter the U.S. A country with that level of foreigners flowing in simply cannot maintain its sovereignty. We'll also discuss the raid on John Bolton's home and a very interesting video that explains how other cultures understand time. Follow on: Apple: https://podcasts.apple.com/us/podcast/the-auron-macintyre-show/id1657770114 Spotify: https://open.spotify.com/show/3S6z4LBs8Fi7COupy7YYuM?si=4d9662cb34d148af Substack: https://auronmacintyre.substack.com/ Twitter: https://twitter.com/AuronMacintyre Gab: https://gab.com/AuronMacIntyre YouTube:https://www.youtube.com/c/AuronMacIntyre Rumble: https://rumble.com/c/c-390155 Odysee: https://odysee.com/@AuronMacIntyre:f Instagram: https://www.instagram.com/auronmacintyre/ Learn more about your ad choices. Visit megaphone.fm/adchoices

You have heard of Lyme disease but have you heard of Alpha Gal Syndrome? It is another condition caused by a tick bite but the symptoms are arguably much worse - becoming allergic to red meat! Affecting over 450,000 Americans, not being able to eat red meat can cause a cascade of downstream effects due to nutrient deficiency. In this episode Dette Avalon, author of The Ultimate Guide to Alpha Gal Syndrome, explains what it is and the devastation it causes. While there is no one magic bullet for it that we know of yet, Dr Stephanie Seneff PhD joins us to make the link between Alpha Gal and glyphosate toxicity. We talk about mast cell activation syndrome (MCAS) and its connection to alpha gal and glyphosate, the importance of a healthy microbiome, the impact of "cross reactive proteins", the benefits of sauerkraut, the mitochondria and deuterium link, the importance of vitamin D and cholesterol, and other solutions that they've found. Dette Avalon: https://www.barnesandnoble.com/w/the-ultimate-guide-to-alpha-gal-syndrome-j-dette-avalon/1147592112?ean=9780966636369 https://mylabsforlife.com https://upstreamhw.com/ Stephanie Seneff: https://stephanieseneff.net My website: www.matt-blackburn.com Mitolife products: www.mitolife.co Music by Nicholas Jimenez: https://spoti.fi/4cte2nD

While alcohol consumption is cooling, the battle between clean-label ingredients and high-protein performance foods is heating up. The hosts examine what's driving these massive shifts in consumer behavior, and how brands like David, Crisp Power and Athletic Brewing are responding. Show notes: 0:15: Not Jail, Maybe. Chicago Dollars. Less Sauce, More Protein. Live In L.A. Hot Coffee. – Ray and Mike are “off the grid” this episode, but luckily, NOSH managing editor and CPG Week podcast host Monica Watrous steps in to join the conversation. The hosts kick things off by recapping the recent Taste Radio meetup in Chicago, which attracted over 100 attendees and showcased strong participation from investors. They also preview upcoming Taste Radio events scheduled for San Diego (September 16), San Francisco (September 18), and London (October 2). Next, they dive into insights from a new Gallup survey revealing that only 54% of Americans currently consume alcohol. The discussion centers on whether this decline signals a crisis for beverage alcohol companies or reflects a broader diversification trend driven by Gen Z's evolving habits, including increased adoption of cannabis products and functional beverages. Monica highlights two seemingly contradictory trends shaping food innovation today: MAHA, which emphasizes clean labels and natural ingredients, and the growing influence of GLP-1-informed eating, which promotes low-calorie, high-protein options. Looking ahead, the team offers a sneak peek at BevNET's three December conferences in Los Angeles: NOSH Live (December 4–5), BevNET Live (December 7–9), and Brewbound Live (December 10–11). Finally, Jacqui introduces a product from Fire Dept. Coffee, a veteran- and firefighter-founded brand now offering instant espresso stick packs, while Monica spotlights Crisp Power, a high-protein pretzel brand making waves in the snack category. Brands in this episode: Chomps, Athletic Brewing, David, RXBar, Fly By Jing, Jeni's Ice Cream, Carbon Foods, Fire Dept. Coffee, Crisp Power  

Most business owners are overpaying the IRS—because they don't know the rules. In this episode, you'll learn how the wealthiest Americans use legal tax strategies to save tens of thousands every year. Discover the Trifecta System, the power of the S corporation, and real estate tax strategies that can turn rent into equity and vacations into deductions. Whether you're a consultant, real estate investor, or small business owner, these smart strategies will help you cut your tax bill, grow wealth, and take control of your financial future. If you want clear, no-fluff cpa advice on tax savings and business finance, this episode breaks it down in plain English.   Next Steps:

The U.S. military is sending three destroyers, thousands of Marines, and submarine support toward international waters around Venezuela as President Trump promises to take on deadly drug cartels head-on. The U.S. and Venezuela have long clashed over international issues across many issues including President Trump labeling the regime in Venezuela a "narco-terror cartel." Attorney General Pam Bondi last week also announced a historic $50 million reward for information leading to the arrest of Venezuelan President Nicolás Maduro, indicted in New York in 2020 on narco-terrorism and cocaine importation conspiracy charges. Fox's John Saucier speaks to Bryan Stern, former Navy officer and Founder and Chairman of 'Grey Bull Rescue', a non-profit group who helps extract Americans from war zones and other hotspots all over the world including Afghanistan Ukraine, who says he is not surprised by the move and it could bring much needed stability on multiple problem fronts. For more information and to donate to the 'Grey Bull Rescue Foundation', visit:  https://greybullrescue.org/pledge-your-support/ Click Here⁠⁠⁠⁠ To Follow 'The FOX News Rundown: Evening Edition' Learn more about your ad choices. Visit podcastchoices.com/adchoices

I keep hearing people say “America is a country of immigrants.” I don't agree with that. We are a country of citizens. People come here because they want to become Americans, not just to visit. The whole “country of immigrants” thing is an emotional argument that leaves out the real point: the goal is citizenship. I made this episode to set the record straight. Show Notes:  [01:41]#1 We are a country of citizens.  [09:21]#2  People want to become Americans. They want to actually be a part of what we have going on here.  [14:37]#3 They are trying to make this argument about us being a country of immigrants as an emotionally swaying argument when it's a nonsense frame.  [18:30]Recap Next Steps:

About this episode: The reconciliation bill passed by Congress in July is set to unravel key aspects of the Affordable Care Act that have expanded health coverage to millions of Americans. In this episode: One of the architects of the ACA, Liz Fowler, outlines how work requirements, truncated enrollment periods, and higher premiums will change health care for Americans on Medicaid and Medicare and for those buying coverage through their state's marketplace. Guest: Elizabeth Fowler, PhD, JD, is a distinguished scholar in Health Policy and Management at the Johns Hopkins Bloomberg School of Public Health and previously served as the director of the Innovation Center at the Centers for Medicare & Medicaid Services. Host: Lindsay Smith Rogers, MA, is the producer of the Public Health On Call podcast, an editor for Expert Insights, and the director of content strategy for the Johns Hopkins Bloomberg School of Public Health. Show links and related content: How New Federal Legislation Will Affect Health Care Costs and Access for Americans—Johns Hopkins Bloomberg School of Public Health When Do the One Big Beautiful Bill Act's Health Care Provisions Go Into Effect?—Center for American Progress Health Provisions in the 2025 Federal Budget Reconciliation Law—KFF Transcript information: Looking for episode transcripts? Open our podcast on the Apple Podcasts app (desktop or mobile) or the Spotify mobile app to access an auto-generated transcript of any episode. Closed captioning is also available for every episode on our YouTube channel. Contact us: Have a question about something you heard? Looking for a transcript? Want to suggest a topic or guest? Contact us via email or visit our website. Follow us: @‌PublicHealthPod on Bluesky @‌JohnsHopkinsSPH on Instagram @‌JohnsHopkinsSPH on Facebook @‌PublicHealthOnCall on YouTube Here's our RSS feed Note: These podcasts are a conversation between the participants, and do not represent the position of Johns Hopkins University.

Antisemitic protesters at Microsoft have been arrested. Former Sonics star Shawn Kemp might serve prison time. Jason got a very angry email from SPD Chief Shon Barnes’s office. // LongForm: GUEST: Spokane City Councilmember Jonathan Bingle is calling on the city to ditch the Housing First approach to homelessness. // Quick Hit: New polling says Americans are not as swayed by journalists as they used to be. AI will kill the Seattle economy and we’re raising taxes instead of preparing.

Recently, an illegal alien pulled an illegal U-turn on the Florida Turnpike, resulting in a crash that killed three innocent people. The man, identified as Harjinder Singh, was issued a driver's license by the state of California despite failing basic questions on his driver's test. Victor Davis Hanson explains how California's refusal to enforce immigration […]

Health insurance premiums for some Americans could increase by a whopping 66 percent next year. Why are insurers jacking up their rates? And why are Republicans killing off Biden-era subsidies for the Affordable Care Act, despite their overwhelming, bipartisan popularity? Could such efforts backfire and make Medicare for All inevitable? And how can individuals and small businesses prepare for insurance hikes?Today on Lever Time, David Sirota sits down with two of America's leading experts on the health care system, Larry Levitt and Miranda Yaver, who are sounding the alarm about insurance rate increases. We explore the reasons why the Trump administration is making it harder for Americans to pay for their health insurance — and how the coming perfect storm threatens to sink the Affordable Care Act.To read the KFF study referenced in this episode, click here.Click here for a full transcript of the episode.Get ad-free episodes, bonus content and extended interviews by becoming a member at levernews.com/join.To leave a tip for The Lever, click here. It helps us do this kind of independent journalism.

AI data wars push Reddit to block the Wayback Machine China Launches Three-Day Robot Olympics Featuring Football and Table Tennis US government agency drops Grok after MechaHitler backlash, report says Eli Lilly signs $1.3 billion deal with Superluminal to use AI to make obesity medicines The AI Was Fed Sloppy Code. It Turned Into Something Evil. | Quanta Magazine AI data centers made Americans' electricity bills 30% higher Sam Altman says 'yes,' AI is in a bubble Is the A.I. Sell-off the Start of Something Bigger? Thousands of Grok chats are now searchable on Google Opinion | Amy Klobuchar: I Knew A.I. Deepfakes Were a Problem. Then I Saw One of Myself. 2,178 Occult Books Now Digitized & Put Online, Thanks to the Ritman Library and Da Vinci Code Author Dan Brown Pluralistic: "Privacy preserving age verification" is bullshit (14 Aug 2025) How to use "skibidi" and other new slang added to Cambridge Dictionary YouTube Is Making a Play to Host the Oscars Leobait: Resisting AI Solutionism through Workplace Collective Action So ... is AI writing any good? Project Indigo We used AI to analyse three cities. It's true: we now walk more quickly and socialise less Hosts: Leo Laporte, Jeff Jarvis, and Paris Martineau Guest: Rich Skrenta Download or subscribe to Intelligent Machines at https://twit.tv/shows/intelligent-machines. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io helixsleep.com/twit

Agustina Vergara Cid, a former immigrant from Argentina and now a U.S. citizen, joins host Chris Spangle to share her powerful story of becoming American. She describes her July 3 naturalization ceremony, the emotional oath of allegiance, and why she has dreamed of America since childhood. Agustina explains how growing up in Argentina shaped her views on freedom, individualism, and government, and why she believes America's founding values are still worth defending. This conversation offers a unique immigrant perspective on citizenship, immigration policy, and what makes the United States different. https://youtu.be/9aaLDBkw6B0 Despite anti-immigrant narratives, Americans still embrace immigrants - ⁠https://www.ocregister.com/2025/07/28/despite-anti-immigrant-narratives-americans-still-embrace-immigrants/?share=niagim2rshrngirsieop⁠ The Immorality of the U.S. Immigration System - ⁠https://youtu.be/1VOzKYDDkow⁠ Immigration Enforcement and the Betrayal of Due Process - ⁠https://youtu.be/mkOadbwUP5s⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to The Times of Israel's Daily Briefing, your 20-minute audio update on what's happening in Israel, the Middle East and the Jewish world. Editor David Horovitz joins host Amanda Borschel-Dan for today's episode. This morning, Hamas released a statement saying that Israel’s military plans to conquer Gaza City show its “blatant disregard” for efforts to broker a ceasefire and hostage release deal in the nearly two-year conflict. As Israel continues to weigh the partial, phased truce proposal accepted by the terror group on Sunday, we hear about the various forms of backlash faced by Prime Minister Benjamin Netanyahu -- for both the Gaza City op and for the possibility of ending the war without achieving all war goals. As a slew of international nations announce their potential readiness to recognize a Palestinian state in September, a recent poll found that a 58 percent majority of Americans believe that every country in the United Nations should recognize Palestine as a nation. The issue of a "two-state solution" couldn't be farther from most Israelis' minds. Horovitz delves into why the flirting with recognizing Palestine -- now, during this war -- is drawing such passion from Israeli leadership, including Netanyahu in his dealings with his Australian counterpart.Check out The Times of Israel's ongoing liveblog for more updates. For further reading: As Egypt presses Israel on truce proposal, PM pushes ahead with Gaza City operation Trump’s moment: How the US president can help Netanyahu make the wise choice on Gaza Poll shows most Americans back Palestine recognition, view Israel’s Gaza war as excessive Australia pans Netanyahu: ‘Strength not measured by how many people you can blow up’ Subscribe to The Times of Israel Daily Briefing on Apple Podcasts, Spotify, YouTube, or wherever you get your podcasts. This episode was produced by Adina Karpuj. Members of the Global Movement for Palestine wave a giant Palestine flag during a rally against Israel and the ongoing food shortages in the Gaza Strip, in Mexico City on August 17, 2025. (Yuri CORTEZ / AFP)See omnystudio.com/listener for privacy information.

Today I am speaking with Dave Chase from Health Rosetta, and I'm asking Dave Chase three inferno-level burning questions—questions that, across the country, many self-insured employers are trying to find the answers to. For a full transcript of this episode, click here. If you enjoy this podcast, be sure to subscribe to the free weekly newsletter to be a member of the Relentless Tribe. Now, an important underlying point that comes across loud and clear but remains unsaid, actually, in the conversation that follows is this: There are amazing brokers and EBCs (employee benefit consultants) and benefits advisors or TPAs (third-party administrators) who put their clients first and have the receipts (ie, they have data and they're willing to share it to prove this). And then there are those with the exact same titles, often enough, who are very much the opposite of this but super charming, I'm sure. I mean, it'd be a stretch to assume that the same roles don't apply to brokers or EBCs that apply for titles like hospital administrators where there's great ones and really not great ones; but everybody often gets lumped into the same category or even the term hospitals. Each of these terms is a broad stroke and contains multitudes. And do listen to the bonus clip from two weeks ago with Jonathan Baran for just more on this point. We dig into it for like 10 minutes or something. I also talk about this same concept in an upcoming episode with Mick Connors, MD. So, keep that underlying and unsaid theme in mind because a lot of these questions do boil down to, How do you figure out who's on the up-and-up and who's not? And if you need an example of the latter category, listen to the show with Ann Lewandowski (EP476) about the whistleblower lawsuit or the show with AJ Loiacono (EP379) about the myriad of brokers taking $7 or $14 per script written payable by the PBM (pharmacy benefit manager) and not reported on, as far as I know. This is very much still going on today, by the way, despite the CAA (Consolidated Appropriations Act) and the 5500 forms. Alright, so, first burning question, Question 1: After seeing J&J (Johnson & Johnson) and Wells Fargo sued for fiduciary breaches, what specific questions do I need to ask my benefits advisor to prove that my benefits advisor actually protects my interests? Okay, paraphrased, this question is employers trying to figure out what they can ask or how they can figure out if their benefits advisor or broker or employee benefit consultant is really as trustworthy as they'd like you to believe they are. There's been a whole bunch of shows that circle up on this. The thing is, though, the stakes are very, very high right now. So, yeah, I can see why this is turning into a burning question for anyone worried they might get sued personally unless they can figure out how to vet, for real in writing, who their broker, EBC, or advisor serves actually at the end of the day. Question 2 that I ask Dave Chase, and I'm not giving you the answers to these questions. You gotta listen to the show. But here's the second question I ask: How do I avoid personal liability when my TPA contract has hidden conflicts that could trigger an ERISA (Employee Retirement Income Security Act) lawsuit? Kind of a continuation of Question 1, but yeah, you can tell that self-insured employer teams are really digging in here and many, many are very aware of, first of all, the extent and depth of middle people doing things like, again, allegedly taking $20 million of employer clients' money and funding their executive bonus pool. So, yeah, definitely this is another doozy of a burning question. Also on these same topics, listen to the show with Justin Leader (EP433) and also the one with Cynthia Fisher (EP457) about spread pricing. Question 3 that I ask Dave Chase: My pharmacy costs keep climbing despite PBM guarantees. How do I tell if I am being systematically overcharged? Well, if your consultants are taking your rebates to fund their executive bonus pools, as I just mentioned there's a whole show about with Ann Lewandowski, or if they're taking $7 a script for every script that gets written for your members, which, yeah, that's afoot. I've seen the contracts and the cease and desists currently flying around our industry about that one. Or read that Osceola County lawsuit against their longtime brokers. Bottom line and end of this intro, informed employer teams are, for sure, wondering these questions. But even more than just wondering, what these questions signify to me, kind of at the macro level, they're realizing the danger of kind of sitting on that knowledge or just assuming that because everybody else is doing whatever, it's somehow safe—though status quo is getting kind of more and more dicey every single day. As some additional foreshadowing, this show finishes up with Dave Chase talking about the open-source resources that are available so that you too can create a high-performance health plan where members get higher-quality healthcare and, as Dave Chase says, the cost savings for free. There are links to many things that you can get from Health Rosetta and their sister company, Nautilus. Again, all the stuff is for free. Go to nautilushealth.org. That's their main Web site. Dave Chase, who has been on this podcast—I think this is his third time, although it has been a while—Dave Chase is co-founder and CEO of Health Rosetta. Also mentioned in this episode are Health Rosetta; Jonathan Baran; Mick Connors, MD; Ann Lewandowski; AJ Loiacono; Chris Deacon; VerSan Consulting; Justin Leader; Cynthia Fisher; Nautilus; Andreas Mang; Blackstone; Jon Camire; Claire Brockbank; Elizabeth Mitchell; Scott Haas; Paul Holmes; Chris Crawford; Luke Slindee, PharmD; Mark Cuban; Marilyn Bartlett, CPA, CGMA, CMA, CFM; Leah Binder; and Dawn Cornelis.   You can learn more at Health Rosetta and follow Dave on LinkedIn.   Dave Chase is on a mission to restore hope, health, and economic well-being to communities through healthcare transformation. As creator of the community-owned health plan (COHP) model, he is building a nationwide movement that turns health plans from drivers of wage stagnation into vessels for well-being and wealth creation. As founder of Health Rosetta, Dave has helped transform healthcare for thousands of employers covering more than five million Americans. What began with identifying just five successful health plans nationwide has grown into a movement with thousands of sustainable successes that deliver superior care at 20% to 50% lower costs. In 2024, his team launched Nautilus Health Institute, catalyzed with $4 million in Health Rosetta intellectual property and investment. Nautilus provides open-source standards, contracting templates, and technology infrastructure (including METL, an open-source healthcare data platform) that establish new market norms benefiting employers, clinicians, and communities. Dave's work in healthcare transformation has reached over 10 million people through best-selling books (The CEO's Guide to Restoring the American Dream, The Opioid Crisis Wake-up Call, Relocalizing Health), media, TED Talks, and TV/film appearances. He has received the World Health Care Congress's Lifetime Achievement Award for Health Benefits Innovation. Dave is dedicated to transforming healthcare through transparency, community ownership, and proven solutions that restore the American Dream.   06:36 What questions does a plan sponsor need to ask their consultant, EBC, or broker to ensure they are protecting the interest of the plan sponsor? 07:59 EP478 with Andreas Mang and Jon Camire. 08:49 EP453 with Claire Brockbank. 09:51 EP433 with Justin Leader. 09:53 EP436 with Elizabeth Mitchell. 11:03 How can plan sponsors avoid personal liability when their TPA has hidden conflicts of interest? 11:40 Tiara Yachts v. Blue Cross Blue Shield of Michigan lawsuit. 13:48 EP483 (Part 1) with Jonathan Baran. 14:18 EP457 with Cynthia Fisher. 16:18 The Marshall-Hickenlooper bill called the Price Tags Act. 16:50 Summer Short with Elizabeth Mitchell. 17:36 How do plan sponsors figure out if they are being overcharged for pharmacy benefits? 18:09 EP365 with Scott Haas. 20:18 EP397 with Paul Holmes. 20:22 EP465 with Chris Crawford. 20:37 EP429 with Luke Slindee, PharmD. 22:56 EP476 with Ann Lewandowski. 28:38 Where to find open-source resources to help guide plan sponsors with making better health plan decisions. 29:47 How the open-source trend is growing for health transparency. 30:48 What to look forward to at RosettaFest.   You can learn more at Health Rosetta and follow Dave on LinkedIn.   @chasedave discusses questions #plansponsors need to ask on our #healthcarepodcast. #healthcare #podcast #financialhealth #patientoutcomes #primarycare #digitalhealth #healthcareleadership #healthcaretransformation #healthcareinnovation   Recent past interviews: Click a guest's name for their latest RHV episode! Jonathan Baran (Part 2), Jonathan Baran (Part 1), Jonathan Baran (Bonus Episode), Dr Stan Schwartz (Summer Shorts), Preston Alexander, Dr Tom X Lee (Take Two: EP445), Dr Tom X Lee (Bonus Episode), Dr Benjamin Schwartz, Dr John Lee (Take Two: EP438), Kimberly Carleson, Ann Lewandowski (Summer Shorts), Andreas Mang and Jon Camire (EP479)

This episode is presented by Create A Video – As Democrats fret over tanking poll numbers and electoral losses, Axios reports on one idea: a Democratic MAGA movement! Naturally, this is doomed to fail because Americans are rejecting Democrats' ideas - not the messaging. Subscribe to the podcast at: https://ThePetePod.com/ All the links to Pete's Prep are free: https://patreon.com/petekalinershow Media Bias Check: If you choose to subscribe, get 15% off here! Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com Get exclusive content here!: https://thepetekalinershow.com/See omnystudio.com/listener for privacy information.

The slaughter of three Americans innocently driving down a US turnpike in their mini-van by a soul-less illegal migrant third-world invader from India using a 80,000 trailer as a lethal weapon to kill our fellow citizens raises a plethora of interesting questions.First, why do Americans allow our home-grown sanctuary cities to harbor illegal migrant third-world invaders--including those who commit violent crimes upon American men, women, and children--from the lawful consequences of their predation on ourselves and our fellow citizens?Second, why does American allow for the importation into our nation of tens of millions of third-world migrant Indian nationals who are competing for American resources for scarce American resources--particularly high-paying tech jobs, but also of course qualify housing, education, healthcare, social services, and much more--when those same Indians are infamous for corrupting the H1B and other immigration pipelines, for engaging in outrageous nepotism in hiring only other Indian nationals over more qualified American citizens, who laughingly fake their academic and professional credentials, and who bring with them their third-world Indian culture that is entirely alien and inimical to our own American culture, and utterly unsuited to assimilation in any but the most minuscule of numbers?Are these CDL killings the modern immigrant BOSTON MASSACRE that will wake America from its slumber, and lead us to finally checking this third-world invasion of our nation, economy, culture, and people?The #1 guide for understanding when using force to protect yourself is legal. Now yours for FREE! Just pay the S&H for us to get it to you.➡️ Carry with confidence, knowing you are protected from predators AND predatory prosecutors➡️ Correct the common myths you may think are true but get people in trouble​➡️ Know you're getting the best with this abridged version of our best-selling 5-star Amazon-rated book that has been praised by many (including self-defense legends!) for its easy, entertaining, and informative style.​➡️ Many interesting, if sometimes heart-wrenching, true-life examplesGet Your Free Book: https://lawofselfdefense.com/getthebook

In this episode of the VinnyRoc Podcast, Angel Cortez shares his incredible life story—growing up in gang culture, surviving violence, serving as an Army Ranger in Iraq and Afghanistan, and transitioning into veteran advocacy and entrepreneurship. From getting stabbed on his fifteenth birthday to leading a Special Operations career, Angel opens up about resilience, purpose, and the parallels between gangs, the military, and community brotherhood.   We also dive into his viral comments on ICE, the controversy that followed, and his perspective on immigration, law enforcement, and bridging communities. Angel's journey highlights the struggles of first-generation Americans, the challenges of growing up in low-income neighborhoods, and the transformation that comes with discipline, service, and finding true purpose.   If you want raw honesty about gangs, the military, veteran life, and community activism, this conversation is for you. - Topics covered in this episode: - Growing up in gang culture and surviving early violence - Transitioning from gangs to the U.S. Army Ranger Regiment - Combat experiences in Iraq and Afghanistan - Building community through advocacy and entrepreneurship (OG Pumpkin) - ICE raids, immigration policy, and the viral podcast clip controversy - The importance of brotherhood, purpose, and finding a positive path Follow Angel Cortes: - Instagram: https://www.instagram.com/angelgcortes175/

Last week Fox News misled its viewers about gerrymandering, hyped up a summit with Putin in Alaska, downplayed Trump's decision to send the National Guard into Washington D.C., demonized a man who hit a federal law enforcement agent with a foot-long Subway sandwich and finally admitted no one really cared about the Sydney Sweeney jeans commercial.“Fox & Friends,” “The Five,” and “Hannity” boasted to their audiences that a recent poll showed that only 12% of Americans were offended by the Sydney Sweeney jeans ad. Instead of conceding that they spent far too much time, energy and focus on a commercial no one cared about, Fox News personalities portrayed the poll as validation for their excessive coverage.The jeans ad was a three-week story on the network while the word ‘Epstein' did not appear once in the transcripts from last week. Fox News is apparently not concerned that its glorious leader might have had sex with minor-aged girls or supported a sex trafficking ring in any way. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit decodingfoxnews.substack.com/subscribe

Smylie Kaufman and Charlie Hulme are joined on the latest episode of The Smylie Show by recurring guest Kyle Porter of "Normal Sport" - check his work out at normalsport.com! Kyle, Smylie and Charlie review the biggest storylines a week ahead of Keegan Bradley picking the final six players who will represent Team USA in the 2026 Ryder Cup at Bethpage Black. Kyle dives deep on season-long trends to identify why the Americans could be underestimated, and lists the six he'd be taking to Bethpage - along with answering whether he'd pick himself to be a player-captain if in Keegan's shoes. Smylie and Charlie open the episode reviewing a 2026 PGA TOUR schedule that looks somewhat different from season's past, and look ahead to the 2025 playoff finale at East Lake, making their picks for the eventual TOUR Champion. Thanks for tuning in, and as always, like and subscribe for more golf insights! 00:00 - Intro 01:30 - 2026 PGA Tour Schedule 10:00 - New Events 13:40 - Kyle Porter joins the show 18:45 - Keegan's Dilemma 24:00 - Team USA predictions 28:00 - Team Europe predictions 36:00 - The Ryder Cup excitement 49:00 - New TOUR Championship format? 53:00 - Future of the Playoffs 57:00 - Farewell #AHEADpartner #golf #pgatour #golfhighlights #justinrose #jjspaun #tommyfleetwood #smylieshow #smylie #fedexcup #rydercup  Big thanks to AHEAD for their support! Check AHEAD out here: https://www.ahead.com/

What is going on in Nevada? To start the show, we discuss the arrest of Israeli government official Tom Alexandrovich, who was caught up in a recent Las Vegas undercover child sex sting. However, he was inexplicably allowed to leave the country and go back to Israel. How could the Trump administration allow this to happen? After, we are joined by “Walk Away” founder Brandon Straka, who talks about his plans to throw rallies in New York City against Democrat mayoral candidate Zohran Mamdani. Finally, we chitchat with local comedian D'onta Hobson, whose nickname is “THE FREAKAZOID” for some reason. Don't miss this episode of “Prime Time with Alex Stein”!    Today's Sponsors:  Bank on Yourself Wall Street wants you to think your only retirement option is a 401(k) or IRA, but studies show most Americans outlive their savings. Bank on Yourself offers a proven alternative with guaranteed, predictable growth, tax-free retirement income, and full control over your money. Get your FREE report today at https://BankOnYourself.com/ALEX.   Frontier Frontier magazine isn't just reading — it's owning the truth. Issue #3 is here, bold and unapologetic, and the only way to get it is through Blaze Unlimited. Subscribers get VIP perks, exclusive content, and a tangible record of history you can hold. Go to https://www.BlazeUnlimited.com/STEIN and use code BLAZE50 for $40 off plus digital access to issues #1 and #2. Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick and Marty talk about their trip to Toronto, including their stay at the Nobu Hotel, challenges with Canada's drone laws, and eating out during the trip. They compare Airbnb and hotels, discuss differences they've noticed between Canadians and Americans, and reflect on history between Brazil and the U.S.

In 2007, Americans underwent 11.7 million cosmetic surgeries—a staggering reminder of our obsession with appearances. But when Samuel went looking for Israel's next king, God reminded him that while people look at the outward appearance, the Lord looks at the heart. And that's a sobering thought, because God sees every sinful, selfish desire that hides there.In today's episode, we continue our sermon series from the archives, David: A Matter of the Heart. In this message, Paul reminds us that we don't have to live in fear of what God sees—because Jesus paid the penalty for our sin-stained hearts and now lives within us to reclaim our worship.To hear more sermons from Paul, visit PaulTripp.com/Sermons.

It was a huge opening weekend for Americans abroad. Christian Pulisic marked his AC Milan return with a statement goal, Johnny Cardoso debuted for Atletico Madrid with Mauricio Pochettino watching on, and Josh Sargent stayed red-hot for Norwich City. We've also got updates on Ricardo Pepi, Sergiño Dest's Man of the Match performance, Tyler Adams' tough opener, and more across Europe.Back home, MLS brought the drama. Messi returned with a spectacular goal and assist, Minnesota ended Seattle's scorching run, and questions are swirling around the LA Galaxy's historic collapse. Fans also weigh in on promotion/relegation and whether MLS substitution rules need to change.Alexi and Mosse wrap the show with a question on Tim Weah's journey to Europe...did he get there because of his father? Intro (0:00)The Great Pulisic Debate (3:57)Johnny Cardoso's Atletico Debut (5:29)High Hopes for Sergiño Dest (11:29)Sargent Scores 3 Goals in 3 Games (13:30)Adams & Richards' EPL Season Kicks Off (15:59)Turner Denies Son & Messi's Spectacular Return (22:05)#AskAlexi: LA Galaxy's Historic Collapse  (32:20)One for the Road: Nepotism & Privilege in Sports (42:17) Learn more about your ad choices. Visit podcastchoices.com/adchoices

For most of American history, turning thirty meant being married, owning a home, and building a life of your own. Today, thirty is more likely to mean you're single, renting, or still living with your parents. Today, we'll examine the two most shocking graphs that illustrate the crisis facing young Americans today and discuss what can be done about it.-----⭐ SPONSOR: Live Action Live Action has the largest online presence in the pro-life movement, reaching over 40 million people every month–changing hearts and minds on abortion. You'll be standing shoulder to shoulder with a movement that refuses to back down. With a monthly gift of $20.25, you'll get a free Live Action mug—your badge of support in this mission for life.

I get that most Americans don't pay real attention to the news every day, but what happened yesterday at the White House was utterly frightening. And most Americans don't understand this. The most important European leaders changed their plans at the last minute to come to DC to hold the toddler's hand so he wouldn't make a big mess. Hosted on Acast. See acast.com/privacy for more information.

In a powerful episode of the Dr. Gabrielle Lyon show, I sit down with my mentor, Dr. Donald Layman, to directly address some of the most common protein myths. We react to a controversial clip from the Huberman Lab podcast with Dr. Christopher Gardner, offering a different perspective on the conversation about protein intake, metabolic science, and dietary guidelines.Dr. Layman, a pioneer in protein research, breaks down the outdated science behind the Recommended Dietary Allowance (RDA), the flaws of nitrogen balance studies, and why a protein-conscious approach is crucial for your long-term health, not just for building muscle.This conversation is a must-listen for anyone who wants to cut through the confusion and understand what the science really says about protein, from its role in metabolism to why a grain-based diet may be leaving you deficient.Chapters0:00 - Intro: The Protein Debate0:32 - Reacting to the Huberman Lab clip1:31 - The flawed science of nitrogen balance studies4:15 - The RDA's misleading "average requirement"7:47 - The gross extrapolation of "deficiency"10:41 - The original protein study subjects12:15 - Why the RDA is much higher than the "minimum"13:17 - Debunking the average American's protein intake15:00 - Is there a storage depot for excess protein?17:34 - The myth of protein being "wasted"19:30 - Why some say protein metabolism is misunderstood22:42 - Defining the RDA and EER25:06 - Why Dr. Gardner's argument is flawed27:17 - Why the nitrogen balance technique is wrong32:37 - How to rectify the protein conversation34:04 - Why we need to compare protein to carbs41:09 - Comparing metabolic consequences of overeating carbs vs. protein48:00 - Why a protein-conscious approach is critical50:41 - Debunking the "incomplete" plant protein myth55:28 - Do plant proteins have enough leucine?1:02:45 - The myth of complimentary proteins1:05:22 - The minimum protein for metabolic benefits1:07:38 - The upper limit of protein1:09:10 - The problem with "amino acid oxidation"1:10:46 - The problem with amino acid supplements1:13:15 - How do you diagnose protein deficiency?1:18:13 - Debunking the "Americans eat the most meat" mythPaleoValley - Get 15% off automatically at https://paleovalley.com/DRLYON Timeline - Get 20% off your order at https://timeline.com/LYON LMNT - Free sample pack with any purchase at https://drinklmnt.com/DRLYON Our Place - Use Code DRLYON for 10% off sitewide at https://fromourplace.com/DRLYONDisclaimer: The Dr. Gabrielle Lyon Podcast and YouTube are for general information purposes only and do not constitute the practice of medicine, nursing, or other professional health care services, including the giving of medical advice, and no doctor/patient relationship is formed. The use of information on this podcast, YouTube, or materials linked from this podcast or YouTube is at the user's own risk. The content of this podcast is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Users should not disregard or delay in obtaining medical advice for any medical condition they may have and should seek the assistance of their health care professional for any such conditions.

We break down the latest on the diplomacy efforts to end the war in Ukraine, including a comment President Donald Trump is walking back about US involvement. More state governors are sending National Guard troops to Washington DC. We'll tell you why part of a lawsuit over “Alligator Alcatraz” has been dismissed. How Americans can get Ozempic for half the price. Plus, a beauty queen will make history. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, Walter and Jeremy discuss why Americans are moving less, Trump's deployment of National Guard troops to Washington, declining alcohol consumption in the US, and the Trump-Putin meeting in Alaska.

LEARN HOW TO BE HARD TO CONVICT if you're ever compelled to use force in defense of yourself, your family, or your property. 100% FREE "Hard to Convict Webinar," taught PERSONALLY by me: lawofselfdefense.com/hardtoconvictIncreasingly, third-world migrants gracious accepted into our nation—or maliciously violating our national sovereignty—have begun to transition from gratitude for having achieved safety from their own third-world nations into arrogantly demanding that Americans subordinate their own culture to those of the migrants. Is this what Americans want for Americans? Is such immigration—legal or illegal—in America's interests? Do third-world immigrants magically become Thomas Jefferson when they step onto American soil?  Do we want America to become more like Mexico? Venezuela? Haiti? Djibouti? India? Pakistan? Is there an American exceptionalism worth saving from third-world invaders? The #1 guide for understanding when using force to protect yourself is legal. Now yours for FREE! Just pay the S&H for us to get it to you.➡️ Carry with confidence, knowing you are protected from predators AND predatory prosecutors➡️ Correct the common myths you may think are true but get people in trouble​➡️ Know you're getting the best with this abridged version of our best-selling 5-star Amazon-rated book that has been praised by many (including self-defense legends!) for its easy, entertaining, and informative style.​➡️ Many interesting, if sometimes heart-wrenching, true-life examplesGet Your Free Book: https://lawofselfdefense.com/getthebook

It's so revealing how Israelis keep begging Trump to end the killing in Gaza, because they understand that the US president has the power to force Israel to stop. It seems like Israelis understand this far better than Americans do. Reading by Tim Foley.

Meet Nikki Taylor – an Australian expat, author, TV personality and real estate expert who over the last decade has advised thousands of overseas clients on how to realize their dreams of owning property in Italy. Nikki combined her love of all things Italy with her years of experience in the real estate, finance and the holiday rental industry and launched Italy Property Consulting. Her expertise has landed her spots on HGTV's House Hunters International and HGTV's Mediterranean Life.Her clients primarily consist of Americans who are burnt out and looking for a change of pace, or on the hunt for good investment opportunities in order to create generational wealth and additional income. Many come to Nikki open to purchasing properties sight unseen, which is a trend that picked up during the pandemic and continues to be a popular offering of hers. Being the only bilingual property expert in Italy with both a background in real estate and finance has allowed Nikki to work with high-net worth individuals and celebrity clients.Nikki's love for Italy stemmed from her own corporate burnout. “After years of hopping around the corporate world in Australia, the United Kingdom and Brazil, I had finally hit a wall and moved to Italy where I fell in love with the dolce vita lifestyle,” she says. “While working in real estate in Puglia, I noticed a lot of similarities in inquiries from foreign buyers. They all had the same doubts and fears about investing from afar into the Italian real estate market. I decided to create the first ever course in the country and the industry on buying property in Italy, called Unlock Your La Dolce Vita. From there I took on one-on-one clients and launched my consulting firm.”Find more from Nikki athttps://www.instagram.com/nikkitaylors_ladolcevitaGet your Jumpstart Journal here: http://subscribepage.io/YCauoKWork with me: www.karaleighgarrison.com/coaching

Co-founders of the American Hunters and Anglers Action Network, Land Tawney and Aaron Murphy, join hosts Heidi and Joel Heitkamp to tackle the urgent threats facing America's public lands. Land and Aaron break down recent political attempts to sell off millions of acres of public lands and explain what's truly at stake for rural communities and outdoor enthusiasts.You will learn more about the ongoing fight to keep public lands accessible, the role of grassroots activism, and the economic and lifestyle benefits these lands provide to all Americans. You will get actionable tips for getting involved, making your voice heard, and understanding why public lands matter, whether you hunt, fish, hike, or simply value clean air and water.Join us on The Hot Dish every other week, where we serve up hearty conversations that resonate with every corner of the country.The Hot Dish is brought to you by the One Country Project, making sure the voices of the rest of us are heard in Washington. To learn more, visit https://onecountryproject.org or find us at https://onecountryproject.substack.com/.

In this insightful episode, Dr. Adam Rasmussen from the Cultural Research Center offers a compelling look at the spiritual landscape shaping America today. Drawing from rigorous research involving over 2,100 Americans, he reveals surprising openness to spiritual conversations—especially through trusted relationships—and highlights how many are wrestling with belief, doubt, and identity in a culture increasingly shaped by personal authority rather than biblical truth. Explaining the vital role Scripture plays in anchoring faith, he warns against spiritual drift caused by neglecting God's Word.Dr. Rasmussen also addresses challenges facing the church, including complacency and mission drift, while pointing to encouraging signs of revival among younger generations building their lives on biblical foundations. He shares practical wisdom on discipleship, mentorship, and relational evangelism, emphasizing the importance of returning to the core “seven cornerstones” of a biblical worldview.

Keith discusses the recent executive order by the White House, which could bring Americans closer to retirement plan access for real estate, private equity, and crypto. He also interviews two listeners:  Luke Frizell, a Navy officer who leverages principles from the show to invest in residential assisted living (RAL) properties, and Dr. Axel Meierhoefer, who uses turnkey properties and agricultural investments to build a diversified portfolio.  Both guests share their strategies and insights into real estate investing.  Resources: Explore the exclusive Texas income property deals available to Get Rich Education listeners, with up to $41,000 in incentives, book a strategy session here. Show Notes: GetRichEducation.com/567 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith, welcome to GRE. I'm your host. Keith Weinhold, it's an episode focused on you as we feature two GRE listener guests today. See how they've leveraged listening to this show into real world, real estate investing action then a property opportunity to announce to you on get rich education.   Keith Weinhold  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:22   Welcome to GRE from Mannheim, Germany, to Mannheim, Pennsylvania and across 188 nations worldwide. You're listening to get rich Education. I'm your host. Keith Weinhold, you probably grew up playing the board game Monopoly. Well, imagine playing Monopoly and never buying an asset that generates income. What if you just went around the board collecting $200 giving your money to the rich and trying to stay out of jail. Does that sound ridiculous? Well, that's how most people live their lives. We don't do that here at GRE we add real assets that pay us while we own them, and more and more people can potentially soon get exposure to these asset types. The White House recently reported that Trump made an executive order that is bringing Americans closer to getting retirement plan access to real estate, private equity and crypto. I mean, think about what that could do to overall real estate demand, pushing up prices. It could make the industry boom. Sort of how the advent of 401, KS helped the stock market boom. Also, another development is that in order to qualify for mortgage loans, crypto could soon be used as an asset in your mortgage qualification. That's per the FHFA, and that's what they're moving toward. Now there's been a lot of novel information and developments and stories like that this year, as we're in a presidential administration that shakes up all kinds of status quo policies, from foreign wars to tariffs to us real estate. Journalistically, it's important to be accurate and avoid misinformation and false news as the AI era is near its nascency. Still, you have got to be increasingly cautious about where you get your information. I got a stark reminder of this recently, now former presidential candidate and HHS Secretary, Robert F Kennedy Jr and I recently did a stair climber workout together at a gym. You probably know that RFK Jr leads the MaHA movement make America healthy again, which I support, and much like me, he's an avid fitness enthusiast, and that's the kind of stuff that we talk about. Well, there are now some photos of RFK, JR And I out there exercising together, something that's okay with me. I'm even proud of that. I shared one of those on my social media myself. He and I don't talk politics or vaccines or even diet or just exercise enthusiasts. That's what we talk about. That's our common ground. Well, a Facebook post of RFK JR and I exercising together, and here's where the terribly irresponsible misinformation comes in. Meta AI has a one touch link from there to what they call Weinhold and RFK Jr collaborations. Here's how it reads. I'll read it all word for word, and so much of it is false. Keith Weinhold and Robert F Kennedy Jr have a close friendship that has garnered significant attention. Keith Weinhold, a businessman and podcaster, has been a vocal supporter of Kennedy's work and advocacy their friendship has been built around shared interests and values, including their passion for environmental issues and their skepticism of mainstream narratives. Weinhold has often featured Kennedy as a guest on his podcast, where they discuss issues ranging from vaccine safety to corporate accountability. Together, they have collaborated on various projects, including the promotion of Kennedy's book the real Anthony Fauci. Their friendship has been subject to scrutiny, with some critics accusing them of spreading misinformation. That's the end of the meta AI page. What in the world? How do they come up with this stuff? The only shared interest we've collaborated on is fitness at the gym. And you as listener know that he's never been a guest on this show. Now, if his expertise were real estate investing or economics, well, then I might invite him on. How does meta AI come up with this stuff about vaccines and Fauci I mean, that is so far away from my area of focus. I haven't weighed in on any of that stuff. My gosh, this meta AI page, it is published work for all to see, and it is about 90% false. So my point is, there's a lot of information out there about everything from real estate investing to endangered sharks to cooking tomato soup. Be careful. Pay attention to information that has cited reliable sources. And AI in its current fledgling stage, it really muddies the picture. One thing that might help is that open AI's chatgpt Five, which recently debuted, it is better. It's an improvement. For example, if it does not know the answer to a question that you have, it will tell you that it does not know the answer, instead of making up something fake just to give some sort of answer like previous versions. Did we need more of that coming up here on the show. In future weeks, we have vital monolog material from me, as always prominent guests, new guests and repeat guests. Last week, I answered your listener questions here on air, you can always write in with your questions or comments at get rich education.com/contact this week, it's interviewees like you, as I talk to the first of two listener guests.   Keith Weinhold  8:17   He has been an avid GRE listener for a few years, and says that he shifted from bigger pockets and other content over almost exclusively to get rich education for real estate and market content. He uses the principles taught through GRE to focus on his niche, which is residential assisted living, R, A, l, investments at the single family home level, he owns two single family units that also have ADUs and a handful of Ral units, which has helped him reach his goal of replacing his military income with property cash flow. He is a husband, father of three boys and active duty Navy officer currently stationed in Virginia Beach, Virginia, a buy and hold investor. He began investing in real estate in 2017and now owns a portfolio that includes rental properties in San Diego, five Ral homes in Phoenix and GP stakes in two Ral syndications. He is also the founder of open range capital in the Ral room, there are two platforms dedicated to scaling the Ral model. Again, that's residential assisted living, scaling those across the US. And when he's not serving or investing, you can find him on the lacrosse field, playing, basketball, training, Jiu Jitsu or chasing down any kind of competition. Hey, welcome to GRE. Luke frazell,    Luke Frizzell  9:37   Keith, thank you for the introduction. Appreciate that very kind. And once I started investing in 2017 I got started with the bigger pockets train, and pretty avidly listened to their podcast and taking some action on my own, I actually found your podcast and your website, and it was so much more efficient in the information that I needed to hear. I. Know, and the the time that I could spend actually paying attention to real estate news and the important things that I need to be paying attention to as an investor, that I exclusively and paying attention through your email list and through your podcast, it's always great information. So I appreciate being on and thanks for having me. Keith,   Keith Weinhold  10:18   thanks. I try to keep things nutrient dense around here, Frizzell is spelled F, R, I, z, E, L, L, and look, I know your investing philosophy is strongly influenced by one of GRE most seminal and central mantras, and something that the world first learned right here on this show back in 2015 real estate pays five ways. Tell us about that.   Luke Frizzell  10:42   That is one of the best just mantras for whenever I'm talking to people about getting into real estate, yes. And I literally say, what the five ways that real estate pays, because that's how I heard about it was through you. And I was like, That is such a perfect illustration of why this beats, let's say, the stock market, or why this beats a lot of other investment vehicles, because you're not just getting the cash flow, which is a huge reason why people get involved in it, and that's actually the first thing that I'm scrubbing for whenever I'm looking for an investment. But of course, you're hoping for the appreciation, which I really just count as the cherry on top. And if I'm looking at a market from the macro lens, I'm making sure that the the city is growing, the jobs are coming in, there's a decent population, and at a macro level, that's the first thing you need to do before you dig into a city to make sure it's good to go. When appreciation happens, it's probably because those things are all in the right spot. And you're you're picking the right neighborhood, but just, you know, leverage, and being able to buy with 20% of the full amount down, that's a huge piece. And just the hedge against inflation that you get through a loan all the ways, I'm probably missing one, but that's one of the first things that I say when somebody's on the fence on whether they get into real estate investing is, Hey, these are the five ways I learned it from Keith's website, and I'll point them to you guys. That's how I found residential assisted living was really Yes, I had been an investor in San Diego and had great success there with, you know, the buy, rehab, rent, refinance, repeat, the burn method, and putting those five ways into practice. But what I really wanted, as I was looking towards getting out of the military in a few years was more the cash flow piece. So that's what drew me to Phoenix. I actually heard a podcast where somebody was talking about this strategy where you buy a home and you lease it out to a senior care operator and they are paying two to three times the lease amount that you would pay or get from a single family rental, and yet you're also getting all the benefits of real estate. So it seemed pretty hands off, which checked the box for me on that since I was working an active duty job, and then it was also very high, high cash flow. So that's what got me into residential assisted living, and has kept me into it, and I've brought a couple partners into what we're doing, and really bringing my partners in is brought us so much further than I would have ever gone myself. The core tenets of five ways real estate pays has definitely influenced my thoughts as an investor and everything that I've done   Keith Weinhold  13:16   yeah, I can't believe more people don't talk about the compelling why for real estate investing? And I think real estate pays five ways. Is the most efficient and comprehensive way of doing that for sure, when it comes to Property selection and adding to your portfolio, like you touched on, I know that you like to say that you don't chase doors, you chase quality, and you have sort of this peace of mind with intentional investing over scale. Can you tell us about that?   Luke Frizzell  13:43   That's a great question. It was really a forcing function that formed my investor mindset was it has to be quality, because I don't have the time as somebody who's doing a full time job that's very time intensive, and sometimes I'm leaving for months on end before I come back and in my spouse works in something completely separately, so she doesn't have time to manage properties and things like that. It was forced upon me to be very efficient with what I invested in, and my wife was not. She, just like me, didn't grow up learning about real estate investing, so they had to really hit bang for buck whenever we made that first investment in order to buy her or get her buy in on it. And when that first rental check came in, I was able to take her out to a sushi dinner and say it was paid for by our our tenants. And that was kind of the first buy in piece Got it, got us in there. But, yeah, I really Chase quality. And we were very fortunate, and got a little bit lucky with the timing of our properties in California with covid and the interest rates we bought to early on in 2017 and then in 2020 before interest rates started going up, before prices got crazy out there. And those have done really well for. For us. But as interest rates continued to rise and as prices on homes continued to rise, I had to keep the efficient piece in the back of my mind. That's when I heard about the senior care investing number one. I was like, hey, yeah, the demographics, it makes sense. There's so many, that demographic of seniors, the boomer generation, reaching, you know, 80 years old, and coming to that time of life where they need care that is not going down. The medical system as flawed as it can be in our country. You know, people are living longer, and we need to house them, and people don't want to stay in a big box facility anymore that feels like a hotel and not personal, and you have a one caregiver to 30 resident ratio. People want more personalized care, like you would get at a private school. At a public school, you get what you get, and you don't throw a fit, which kind of the analogy I make for a facility versus residential assisted living. So what we invest in is the residential level, where you actually buy just a regular house and it may have four or five bedrooms in it, and let's say three bathrooms, and if it's a single story home that has, let's say 3000 square feet, that is a prime home to actually build out into a senior care home. And every state needs these. Every state has different laws and rules and regulations as to what some are going to require, different size door frames, different width requirements in the halls, ramp requirements, of course, for wheelchair access and such. At the end of the day, every state needs more housing for seniors, and it's really going to be an education piece on getting people up to speed. We have five homes in Phoenix doing this, this model. There's a lot of network already available there. Like people love to retire in warm weather. Phoenix is just a hotbed for these residential assisted living homes. So that's where we got started. But when you move into, you know, let's say rural Nebraska, it's not going to be as as prevalent. So you really got to do a lot more networking and education to zoom back to your question about quality over quantity. If you think about scaling to $10,000 per month in passive income, quote, unquote, passive, the way I look at it, if I can have one residential assisted living home that nets $10,000 per month when I talk about the one residential assisted living home that could make net $10,000 per month that would be running the operations yourself, where you have let's say the average resident across America is going to pay 4000 to $6,000 per month to stay in a home like what I'm talking about if One home, let's go with the low end of $4,000 per month has a capacity of 10 residents in the house, then you can have 10 residents at $4,000 per month. So that's $40,000 gross. And then if you the average, if you're running an efficient home, just having straight up staffing costs, that maybe cost you $15,000 per month, and then you have your mortgage and your debt, that takes you another $10,000 per month, and let's say another five for excess costs and food and things, that's $30,000 of expenses. So 40,000 minus 30,000 is $10,000 per month. That's an efficiently run home. But that is not the height of what someone could do with this strategy. We have partners that do $40,000 net per month in this strategy, and that's generally in the dementia care, memory care space. What we did when we started was something called the lease to operator model, and that's a little bit more hands off, actually, I would say a lot more hands off than the actual operations of the home, like what I just said, because if you're doing the staffing and you have the business liability, that's all pretty involved, and there's a lot of education and a lot of networking that you need to do to get to that point. When I got started in this, I did the least operator model, because I was time constrained and I didn't want to actually get involved with the hands on care number one, because I was in Virginia Beach, and the homes that we were buying were in Phoenix, so there was no possible way for me to do that when we bought our first home at 10 capacity, so there's 10 residents that can fit in the home. I found an operator and vetted them and moved them into the house, and they're paying me a lease for five years, so it's somewhat of a commercial lease, but it's a residential home, and I actually got residential insurance on the house. The business owner that is leasing from me has the business liability insurance, and now they're paying me two and a half times what would have been the regular lease amount that I could have gotten for that home. So in that area, they're paying me $8,000 per month on a five year lease, and that goes up 3% per year. However, if I was renting that out like a normal house, I'm. Be getting 2020 $500 per month, every month, on a long term lease.   Keith Weinhold  20:05   That's this way the manager operates it, rather than you, right? So I   Luke Frizzell  20:09   actually empower the manager, or this operator, is what we call them. That's why it's leased to operator. I empower this manager to actually run it themselves. I don't tell them you can't paint the inside of the house. I don't tell them you can't redo the floors when you want. If they want to do that, that's on them, but they owe me that lease amount every month, and I empower them to run the home however they want. What I'm making sure happens is I'm paying for the insurance on the house, and I'm making sure the roof is stable and the walls are not going to collapse. Everything else, from utilities to whatever is on them, and they are a full fledged business owner in there, and hopefully they stay once the five years is up.   Keith Weinhold  20:48   That's a really interesting way to do it, by the way. Just dropping back to your earlier comment, I like how you say your wife doesn't have time to do the property management. I think we both know that we are protecting her standard of living and quality of life when she is not the property manager. Yes, I think it's common knowledge in America that the senior population is growing faster than the overall population. In fact, about four past GRE episodes featured the late great gene Guarino here on the show, a big educator in the residential assisted living space. We've got this aging population, the silver tsunami, the demographics about it are surely undeniable. I think a holdup for some people is that you're merging real estate investing with an active business. However, you've just described something where you're sort of withdrawing from that active business part, getting a leaseholder to pay you two and a half times the market rent, if you just had it as a buy and hold property and having them operated, is that right?   Speaker 2  20:48    Yeah, and I that's obviously a rough I say two to three times. I like to call it Airbnb numbers in a good market, without the stolen paper towels.   Keith Weinhold  20:48   You know what I mean? Like that, the stolen paper towels, the vacancy, the managing a listing, the clean. So   Speaker 2  20:48   you're doing all the you're getting the reaping the rewards of, let's say, an Airbnb without any headache. Because once you've set that operator in there, and you've empowered them to do it, and you have a rock solid lease, you're wiping your hands clean, I have to reach out to my operators to get an update from them to make sure that everything's going well, because they're not reaching out to me they're running their home. And hopefully, if I've empowered them the right way, and I am allowing them to be successful, and they reach out to me and say, Hey, Luke, I want to actually expand operations. So if you buy another house in this area, let me know, so that I can expand my operations there as well.    Luke Frizzell  21:23   Yeah. Well, do you have any last things to tell us about the residential assisted living for example, I know you have four strategies. For one, to get invested in it.   Luke Frizzell  22:44   That's a good question. And and just to hit on your last point, you're I actually like that. You can mix the real estate with the business, if you have time for that. And many people can do that, especially if you come from a healthcare background, or you're a nurse, that you're just looking to do something out on your own and not just spending your hours working at the hospital. And maybe you're a caregiver that's not paid well enough, and you're overworked, but you know that you could go and do something like that, or you're a doctor, a lot of people can go out and do this themselves, but if you're like me, and you're just a working professional that doesn't have time to get into that, but you do have people skills, and can figure out, like, Hey, I've interviewed about five different operators for this, and I can tell that this one meets all the marks, and they're going to get in there, and I can trust them, and they have a good, extensive experience in this space, and they're going to pay me a reasonable lease. That makes sense for why I'm putting the risk into this. Yeah, I'm going to pick them and get them in there. That's a really good option for people. So that's one of the strategies, is lease to operator. Another strategy is the one we already talked about, which is own and operate. So you're getting the power of real estate. You're leasing from yourself as so it's one entity, one business entity owns the property, one business entity owns the care business, and you're leasing from yourself, and there's some major tax benefits to doing it that way. That's obviously the most time intensive, and you're probably going that route if you want to make this your life's path. The other option is actually, if you don't have the money right now to buy a house, but you have the drive and you have the experience to get into the actual operations, you could just lease from somebody like me and who owns the house and doesn't want to get involved in the operations just yet, and now you can just set up a lease with them. Phoenix is a really good hub. Houston is a really good hub, but cities across America are going to start finding out about this and needing to get this into their advertise, basically because the senior housing issue that we talked about. And then finally, you can passively invest in these through open range capital, we are investing in these, and we're actually developing some memory care homes in Northern Virginia right now. So if you go to open range capital, you'll be able to find opportunities to invest in these as a passive investor. Or there's folks in the rail room who are building. Memory Care Homes in Houston area, and they're offering over 20% returns to people who just want to, hey, you have money, but you don't have time, and you don't have the interest to actually do some of this yourself. But you understand the power of residential assisted living, and the way that this medical problem and the senior care housing issue is growing in our country. Well, you can put your money there instead of doing it yourself.   Keith Weinhold  25:25   These are four distinct strategies for investing in residential assisted living, from the very much hands on to the passive hands off. Oh, this has really been helpful. Why don't you go ahead and let our audience know how they can learn more about the Raoul room and your website.   Luke Frizzell  25:42   Thanks for that. So we saw that there was a huge knowledge gap between real estate investors and business owners. And just anybody who's an entrepreneur thinking about how to get into this. You see the Cody Sanchez's of the world talking about business ownership and all those things you hear about the problem with our senior housing. And if you put those two things together, there's a huge gap in the marketplace. We wanted to educate people on this, because when we got started, there was a lot of unknowns, and it's really hard to sift through all the confusion about, you know how to get licensed. How do I know how many people I can fit into my home and actually care for? How do I find operators? How can I learn from other people who are actually doing this across the country and figure out which market to get into? So we wanted to combine all of that and have a network of people who know how to find these homes, know how to get you started in doing these and of course, we've been learning along the way as well, and that that was part of our goal as well when we started the Ral room. But we have a community of over 115 people. At this point, you can go to the ralroom.com r a l room.com and find out more. It's a great opportunity to learn about what it is. We have freebies in there about how to get started, from one to 10 step guide, and we even have a free podcast called The Ral room podcast. So tune into that. If you haven't done it yet.   Keith Weinhold  27:04   This has been informative, terrific stuff from Luke Frizzell. The audience will benefit from your point of view. Thanks for your time and intention today.    Luke Frizzell  27:14   Yeah, absolutely, Keith. Appreciate you.   Keith Weinhold  27:17   This was our first of two GRE listener guest profiles. We've got the second one when we come back. I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  27:26   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  27:58   You know what's crazy your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866,    Richard Duncan  29:08   this is Richard Duncan, publisher on macro. Watch, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You   Keith Weinhold  29:26   this week's GRE listener guest profile is with an Air Force vet turned real estate investor, and today he even runs the ideal investor show. He's from Germany and lives in San Diego today, using strategies like turnkey real estate, 1031, exchanges and more. He now owns multiple properties in different countries and states. These include the states of Ohio, Idaho, Illinois and Florida, and the nations of Belize, Panama, Spain and more. He's been a GRE listener since episode. 100 which was in 2016 and this helped him connect with income property providers and get started and really growing his wealth through compound leverage, not just compound interest. He ultimately ended up with eight properties in what he calls well performing locations. Hey, it's great to have you here. Welcome to GRE Dr Axel meyerhoffer, hey, Keith, thank you for having me. Meyerhoffer is spelled m, e, i, e r, H, O, E, F, E R. I know that coming on to GRE is something that you've wanted to do for a while, but let's pull back first, what is your doctorate in? And then how do you use that degree or distinction today?   Dr Axel Meierhoefer  30:40   Well, my doctorate is in organizational change and leadership, and the dissertation that I wrote as the study at the end of the degree program was about business coaching and whether it's better for a company to have internal coaches versus external coaches. And when you're diving really deep, my like, I don't know if you're aware, but PhD stands, at least in my book for pilot high and deep, high and deep, right? And so, you know, I really dug into this, and what I learned about coaching is still helping me, even though idea wealth grow is a little bit more mentoring program than a coaching program, but still, the practice of engaging people and getting out of them what they really want to accomplish is valid every day   Keith Weinhold  31:28   when we wonder about what's piled high and deep, I'm sure that thing is knowledge couldn't possibly be anything else. Dr meyerhoffer, tell us what you learned from listening here that piqued your interest?   Dr Axel Meierhoefer  31:43   Well, the one thing is, I had found the book turnkey revolution, by Chris closure, who, for those who don't know he, is the one of the family members of the founders of Memphis invest that is now known as Rei Nation. I'm sure you're very familiar with it, Keith and I've heard of them. Yeah, I read the book, and it was very helpful, but it wasn't very clear, other than his family's company, how do you apply this as a regular investor, which I was at the time. And then I listened to your episodes over and over, talking about how you can use turnkey investing to invest out of state, being far away. And I remember, if I'm not mistaken, that you were in Alaska and investing somewhere in lower 48 and so that kind of got me triggered to look into that.    Keith Weinhold  32:30   You figure, if you're in San Diego, you can invest in Alabama, if a person from Honolulu or anchorage can do that same thing. All right, so you've built up, it sounds like, is it eight turnkey properties? It's   Dr Axel Meierhoefer  32:45   eight turnkey properties. And then I have a few other things, like, I also listen to episodes that you had about agricultural investing. So, yeah, like in Panama, the first investment was in a coffee farm. And then a little later, I also discovered some you would call them, like little cabin, kind of like vacation cabin investments and stuff. So yeah, I've actually learned a lot and benefited, and I always appreciated that, you know, you're not just saying, Hey, here's something you can do, but you oftentimes have a connection or relationship with an organization. And so several times my investments were at least informed, let's say, by GRE,   Keith Weinhold  33:26   yes. And oftentimes I'm investing right next to you, the investor myself, with some of the same GRE marketplace providers. You have eight properties. Are they all cash flowing? Are they all producing positive cash flow?   Dr Axel Meierhoefer  33:41   Yeah. I mean, that's actually one of the things that I wanted from the get go, and that's also part of our idea rights grow a mentoring program to look at properties now. Right now, with the higher interest rates, it's admittedly a little harder to find locations and properties that have a good balance between the quality of the property, the area that the property is in and then also being cash flowing. We have fundamentally for renovated properties. We're still looking for 1% rule. It's harder to find, but you know, as a starting point to say, Should I even consider as long as it's close to that most of the time, the numbers work out, even at seven or eight percentages, you still make at least a little bit of money   Keith Weinhold  34:20   overall. Yes, the real estate deals just aren't as good as they were, say, five years ago, because both rents and prices are up, but rents haven't risen as much as prices have. I still don't know where you're going to find a better risk adjusted return in any investment, though, than with income property bought with a loan.   Dr Axel Meierhoefer  34:42   Yeah, I'm with you on that. And I mean, I remember vividly, not in only in books and other research, that people have this apples to oranges comparison thing going on all the time, right? I always say, Okay, well, tell me if you can buy stocks where somebody gives you 80% of the money, and I already need to put 20 right? What tell me if you can buy stocks and somebody says, Oh, the stock is gonna depreciate in the next 27 and a half years. So, you know, you write some of it off your tax return, and those kind of things. Tell me where somebody gives you money but allows you to keep 100% of the increase in value all these things. I mean, you have beautiful graphics and stuff that you made over time, but when you really try to do apples to apples comparison, there's nothing there. And one thing maybe for the audience, that I think is an important thing to know is, and I know Keith, you have said this so many times, real estate, especially residential real estate and investing, is really the long term game. And that also means to realize, okay, even in times like right now, you might only start with, like, 50 or $100 positive cash flow. But when you look at the longer term, I always say, and I say this to our clients, the first five and maybe right now, it's more like seven years. It's kind of like the hard time of this investment where you just barely break even, where you might be a little disgruntled when you get a maintenance bill and you haven't really built a big reserve yet, because you're still with your first few properties, but when you look at the trajectory, and I can see it now, you know, I've six years in all properties are cash flow positive, the rate that we're getting, even if we only increase rents by 2030, $35 a month, year over year. Like you said, right? You want to train your tenants. When I look at the overall picture, it's basically getting better every year. If you have that in mind, to say, I make an investment. I call, by the way, the point what we want to get to. I call that the time freedom point where your portfolio generates enough cash flow so yet you have a choice to say, Do I go work or do I live off the income? And that is why you still have mortgages, right? So if the listeners ever think, Okay, well, what happens when one after the next, the mortgages get paid off, it's like paradise at that point, right? If you really think of it from a purely cash flow perspective,   Keith Weinhold  36:56   starting is the hardest, because it's clunky to buy your first property, and then it also takes a few years until you really feel the effect of all these wealth multipliers at the same time. You're sort of touching on the third in the inflation Triple Crown, cash flow enhancement, if you only increase the rent three or 4% per year. Yeah. So what it feels like you're only keeping up with inflation, but the fact that your principal and interest payment stays fixed means a three to 4% rent increase might be a 10% cash flow increase. As that compounds year after year, you really begin to feel those effects. But yes, it does take the addition of time, but not decades.   Dr Axel Meierhoefer  37:38   I'm with you. It's just for me, important that anybody who is considering should I get into this right, especially in an environment where people constantly pointing to the fact that the stock market keeps going up, gold is going up, silver is going up, Bitcoin is going up, right? And to me, these are the apples, and they are nice apples, don't get me wrong, right? They're beautiful apples, but we're dealing in oranges, right? And we have these five different things that you keep counting on, and have all kinds of beautiful descriptions about that we get as real estate investors. And it's a choice, right? People can make a choice, and I'm all for diversification, but if you make the choice, then you really have the beginning of building a legacy. And for many people, I find more and more that becomes important to say it's not just for me, like if you were to ask me, it's not just for me, it's also knowing that my daughter will have a much better portfolio than I ever had when I was young. Yeah, our now, like almost two year old grandson, he is going to be safe pretty much forever   Keith Weinhold  38:37   getting started and even after starting for some people, there are certain mindsets that they need to overcome. One of them is getting out of state property. So do you have any thoughts or approaches with adding out of state properties, which is still a foreign proposition to some people?   Dr Axel Meierhoefer  38:56   Well, one thing that I do and emphasize very strongly in our mentoring program is besides the investing and helping people to get the connections to like the turnkey providers and the lenders and the property managers, inspectors and stuff, the other part, and I'm sometimes almost feel, is more important than the investing itself. Obviously, it's kind of a requirement, but the other part is to really as the mentor, help people to develop the mindset of the king or queen of their own empire, or basically the owner of the investing business. And when you think about it that way, I often times portray it in the way look at all the components, all the services that you need for the out of state investor, right? You need the turnkey provider, property management, bank or lender. You need inspectors and stuff. I try to convey to people, we are building an LLC, and that LLC is hiring these people as if they were employees. And if you look at it that way, and you start adopting that mindset. And. You look at their performance like any employer would look at the performance of their employees. If the performance is great, they get praise and the raise. If the performance sucks, you let him go and get another one when you're not going to hang out with the same property management out of state, constantly complaining, not doing their job, not treating the tenants well, not treating your property well. Why would you keep somebody like that? So it's this aspect of building a mindset of, yes, you might have a job, a regular w2 job, but for the purposes of building your real estate portfolio, you are the business owner, and you're hiring all these services. And when that clicks and you start treating the people that you're working with in that way, with respect, but with every expectation that you pay them for their services so they're supposed to perform. That changes, in my opinion and my experience. That changes everything   Keith Weinhold  40:54   comes down to the fact that the team is more important than the property, and a lot of people perhaps overemphasize the geographic location of that property. Location surely matters, but it's just not nearly the most important thing I know. One approach that you take is you have this mantra that underdog properties often outperform hot properties. However, can you speak to that some more   Speaker 3  41:21   Well, I think it has to do with it, with this kind of analogy of Steady as she goes right underdog property, I'm more inclined to look in a nice neighborhood and establish nice neighborhood. I always say, Let's try, with the help of a turnkey provider, to find the ugly duckling in a nice neighborhood and get that renovated and that neighborhood, I'm not a big fan of this term blue color versus white color or anything like that, but if you bring the ugly duckling back to be the white swan of that neighborhood, you have, I believe, a very good probability that that will be a very long time longevity, well respected, well rented, well performing property, rather than, you know, running after the shiny object the most you know, like, I don't want to really open wounds, but I know that a lot of people ran to Austin, Texas, because everybody said, that's the market you gotta be in, Right prices, outrageous rents, looked good for a little while, then the property taxes got adjusted, the market collapsed, and now everybody is whining. I rather have my nice property in Dayton or in Cincinnati, and it's doing steady, as she goes, every month, every year, right? So that's what I meant by that   Keith Weinhold  42:30   a friend and prolific apartment investor, Ken McElroy, who's been a frequent guest on this show, Ken says, look for distressed properties, not distressed markets. There's a lot in that.   Dr Axel Meierhoefer  42:53   Yeah, I'm very much with Ken on that. And it's not just for apartment complexes. I think it fits just as well for single family or duplex triplex fourplex properties? Yeah, we   Keith Weinhold  43:03   want to avoid those distressed markets. It takes a long time for them to turn around, and every property in that market floats up or down with it. Well. Dr meyerhoffer, as we think about the future, you've been around this space for a while now, like you mentioned, you're even helping mentor some others. Where do you think the residential real estate market is headed the next few years? From your perspective,   Dr Axel Meierhoefer  43:27   I really have the feeling it's kind of a little bit like a coil spring that is basically being wound tighter and tighter and tighter. Because people may not agree with me. I think everybody is entitled to their own opinion, but I'm a little bit refusing to believe that the dream and the interest of owning your own property for yourself and your family supposedly has gone away. What I believe is that the circumstances both from a Can I qualify for a loan? Can I afford the price? Can my wages actually work for what I want to accomplish that balance is out of whack a lot right now, but I can totally see when we're looking in the future, that we will see interest rates coming down, properties still being in high demand. And for us as investors, I don't know if you had it on your show before, but I oftentimes being asked, you know, is it still the right time to invest. And my answer is always, like most people in residential real estate, the best time was 20 years ago. The second best time is today. Yeah. And if you adopt this idea of, like, this cold spring getting ready, I mean, just ask yourself people, the last time they really did anything meaningful was basically in 2022 let's just assume it takes another year until interest rates come down, and another six to nine months for the market to really start adjusting. So that takes us to the middle of 2027 that would mean for five years, hundreds of 1000s, if not billions, of people wanted to do something, wanted to move, wanted to get a house, wanted to get a bigger place. They've. Finally can that's kind of the window that I'm looking at with. Not to say there will never be another opportunity. But why would you wait until the market goes crazy when you have it really nice, really calm right now, almost no competition for an owner occupants. It's really an investor market right now. We can pick and we can be diligent, and we can negotiate with the builders and all this nice stuff, no time pressure. They even tell you, I know Keith. They tell you, too, when you have a client, make first sure that the client is qualified before we even talking about price. I remember times when I bought where I was told you have 72 hours to decide if you want it or not and get it under contract because of 100 people out the door who want it, it's the calm before the storm. If you ask me, I can tell exactly when that storm is really gonna hit, but nobody can convince me that if five years the market is basically frozen, that when you release it and open the door, that it's not going to be pretty crazy. Yeah, no, in my opinion,   Keith Weinhold  46:01   that's a good analogy. We're in this period where we have a compressed spring lower interest rates could open up that spring to bounce up, because we have, really, it's all this pent up demand, a pent up demand spring, and we know as mortgage rates fall, millions more people qualify increasing demand for a fixed supply of housing. Well, this has been helpful for the audience. In closing, Dr meyerhoffer, do you have any last thoughts, anything else that you want to share with the GRE audience at all?   Dr Axel Meierhoefer  46:35   Well, the one thing I would say is, you know, you want to work with somebody real estate investing, when you have somebody who has built the experience, like you have Keith with you, the programs and all the partners you're working with, similar to me, over the last 10 years, I think it's a great opportunity to do it now, where you can and have the time to learn and work together and take advantage of this relatively Calm market, because it's probably not going to stay that way. And on the other hand, I also feel that too many people are going like you said, in a slightly different context, after the current shiny object. And I would hate for people that made good money in the last year or two in the stock market to lose it all, because what goes up comes down, especially in these kind of assets, why not take some profits and put it where you really have the long term perspective, like you and I have always suggested for people,   Keith Weinhold  47:29   and is there a good resource where someone can connect with you? Because we've learned that you've taken such an interest in this and you've begun mentoring people. Is it ideal wealth grower?   Dr Axel Meierhoefer  47:38   Yeah. Idealwealthgrower.com we have a button for a complimentary conversation to just book a call. I would assume you agree. You know, when you work with people for longer term and for the personal things like money and investing, you kind of have to have a good relationship. You have to kind of in agreement where you want to go and whether you like each other and have a good energy with each other. So I always feel, let's talk, let's get to know each other. And if we decide we want to work together, then we do that. And if somebody says, You know what I really want to do, apartments. I know people. You know people, we can direct them to. Some people want to do storage units or whatever. So these conversations are really to say, let's get to know each other and see if the goals you have match with what I can help you with. And if that's a yes, then we are off to the races.   Keith Weinhold  48:24   Sort of reassuring in this algorithmic world that we live in, in this highly digital world that people you know really still matter, it's still about your connections with people. Dr Meyer Hopper, it's been great getting your perspective. Thanks so much for coming onto the show.    Dr Axel Meierhoefer  48:42   Thank you, Keith, for having me.   Keith Weinhold  48:49   Yeah, with the first GRE listener guest, Luke, it's just exemplary of how when you own the property now you make the rules, and in this case, you can increase your income multiples by converting your rental property into residential assisted living with the second listener guest, Dr meyerhoffer, I like his analogy of the coiled spring ready to open up as pent up housing demand should get released With lower interest rates. Both guests have a Military Connection, which is merely a coincidence. But today's listener guests were chosen because, unlike others that we've had here, they've each started their own real estate mentoring platforms influenced by listening to this show.    Keith Weinhold  49:35   Now in the preview to today's episode, I let you know that I have an opportunity to tell you about it's been pretty well documented that both Florida and Texas have temporarily overbuilt pockets, and this is where home builders, sometimes desperate, are willing to give you a deep deal. I've discussed Florida and their specific opportunities. What? About Texas? Listen to these deep deals, because Texas, it is one of the most in demand states for real estate investing, but cash flow is often hard to find due to property taxes and rising prices. That's why I'm excited to announce that here at GRE us with our coaches, we found a tiny stash of new construction, yet tenant occupied properties in San Antonio, the Houston suburbs and Dallas suburbs, and they are available exclusively to GRE listeners, four bed homes under 340k here's what's remarkable. There's up to $41,000 to you in incentives. That is 12% back at closing, interest only loan options as low as four and three quarter percent. Yes, they're already leased to long term tenants. This is a 19% cash on cash return potential put these properties into service and get bonus depreciation, like I discussed last week, up to $94,000 these incentives are just massive, and you can qualify with DSCR loans, no tax returns required, no w2 required. I mean, this whole thing is a bigger deal than a Bucky brisket sandwich, something else you'll find in Texas. These are all built either this year or last year. For example, like this beautiful three bed, two bath, single family rental in Conroe, Texas that I'm looking at right now. The sale price is just $279,900 and then you get all those incentives. The rent is almost $2,000 it's 1950 and it's over 1500 square feet on this really good looking property with garage. That's just an example of one of the income properties I'm talking about here. They are off market and they won't be available long. Don't miss out on this best performing Texas inventory we've seen many are already cash flowing, $500 plus a month. Chat with a GRE investment coach, and they'll show you the best picks before this inventory evaporates. Book time with them. It's free. You can do that at GRE investment coach.com. Until next week. I'm your host, Keith Weinhold, don't quit your Daydream.   Speaker 4  52:47   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  53:10   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point, because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text gre 266, 866,   Keith Weinhold  54:26   The preceding program was brought to you by your home for wealth. Building, get richeducation.com 

Charles Fain Lehman, Ilya Shapiro, Carolyn Gorman, and John Ketcham discuss the federalization of the D.C. police under the Trump administration and what it signals for local governance in the nation's capital. They explore New York City's controversial proposal for involuntary commitment of individuals with substance-use problems, raising critical questions about civil liberties and public safety. The panel also examines the broader atmosphere of disorder in New York City and ponders the surprising rise in alcohol abstention among young Americans. 

After threatening Americans with raising their taxes by 68%, President Trump managed to strong-arm Republicans in Congress into passing his Big Burglary Bill: a sweeping economic and policy package that slashes healthcare funding, shuts down hospitals, inflates ICE's budget to be larger than the Marines', opens new concentration camps in Florida, adds $3.4 trillion to the national deficit, and gives billionaires even more tax breaks than ever before.So why didn't more people try to stop it? Today, comedian Dan Cass joins us to break down the nightmare that is the Big Burglary Bill, and the swampy new detention centers dubbed “Alligator Auschwitz,” where Trump adviser Lara Loomer openly called for feeding all 65 million Latin Americans living in the US  to alligators in Florida.FOLLOW US ON INSTAGRAM:★ instagram.com/dankkass★ instagram.com/faustofernos ★ instagram.com/marcfelionPlus-• How Republicans use tactics like “flooding the zone” to make people give up.• How to figure out which news media you can trust.• Dan Cass opens up about being neurodivergent in the comedy world of Chicago.

Characteristic of this administration's over-the-top but never-thought-out immigration enforcement, Trump traded more than 250 Venezuelans who had been deported to El Salvador's notorious CECOT prison for 10 Americans who were being held prisoner in Venezuela—including a man convicted of a triple homicide.  Guest:  Jonathan Blitzer, staff writer at the New Yorker and author of Everyone Who Is Gone Is Here: The United States, Central America, and the Making of a Crisis. Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Podcast production by Ethan Oberman, Elena Schwartz, Paige Osburn, Anna Phillips, Madeline Ducharme, and Rob Gunther. Learn more about your ad choices. Visit megaphone.fm/adchoices

Groceries in 2025? Whew. Let's just say…it ain't pretty. Prices are still climbing, shrinkflation is in full effect, and Americans are still wasting almost 40% of the food we buy. Add tariffs and supply chain pressures on top, and it feels like we're paying more, getting less, and throwing too much of it away.The good news is you don't have to stay stuck in the cycle. In this episode, we're breaking down 4 real-world strategies to fight back against rising grocery bills without sacrificing flavor or convenience.We'll get into:Why shrinkflation is more than just smaller chip bags, and how bulk shopping gives you the upper handThe underrated art of “eating what you already have” (a.k.a. not letting random leftovers boss you around)When to splurge where it matters and save where it doesn't Restaurant and takeout hacks that let you enjoy the vibe without paying full priceIf food is one of the top three line items blowing up your budget, this episode will help you take back control and maybe even have some fun with it.Links: Listen to Episode 147: Is a Costco membership worth it? (or watch it on YouTube)Watch our mini-doc Taste the Impact | The Money Behind Every Meal How we eat well without going brokeListen to Episode 132: Navigating the Grocery Wars  Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Last time we spoke about the fall of Shanghai. In October 1937 a small battalion led by Colonel Xie Jinyuan transformed the Sihang Warehouse into a fortress against the advancing Japanese army. These men, known as the "800 Heroes," became symbols of hope, rallying local citizens who provided vital support. Despite heavy casualties, they held out against overwhelming odds until a strategic retreat was ordered on November 1. As Japanese forces intensified their assaults, they breached the Chinese defenses and captured strategic positions along Suzhou Creek. The fighting was fierce, marked by desperate counterattacks from the besieged Chinese soldiers, who faced an unyielding enemy. By November 9, the Chinese faced a full retreat, their organized defenses collapsing into chaos as they fled the city. Desperate civilians sought refuge in the International Settlement but were met with hostility, exacerbating the terror of the moment. Amidst the turmoil, remaining forces continued to resist in pockets, holding out as long as possible. By November 11, Japanese troops raised their flag in the last stronghold, marking a grim victory.   #163 Crossing Nanjing's Rubicon Welcome to the Fall and Rise of China Podcast, I am your dutiful host Craig Watson. But, before we start I want to also remind you this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Perhaps you want to learn more about the history of Asia? Kings and Generals have an assortment of episodes on history of asia and much more  so go give them a look over on Youtube. So please subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry for some more history related content, over on my channel, the Pacific War Channel where I cover the history of China and Japan from the 19th century until the end of the Pacific War. As the Japanese were mopping up Shanghai, Chiang Kai-Shek wrote in his diary on November 11th “I fear that they could threaten Nanjing”. Over In Shanghai, General Matsui Iwane was dealing with foreign correspondents, eager to learn what Japan's next move would be and to this he simply stated “For future developments, you had better ask Generalissimo Chiang Kai-Shek”. The correspondents were surprised by this response and pressed him further. He replied . “Chiang Kai-shek was reported to have predicted a five-year war, well, it might be that long. We don't know whether we will go to Nanjing or not. It all depends on Chiang.” At this point Shanghai was falling under Japanese control and now Matsui and his fellow field commanders were thinking, what's next? Nanjing was certainly the next objective. It was a common understanding amongst the Japanese leadership, that if the four main eastern cities of Beijing, Tianjin, Shanghai and Nanjing were lost, Chiang Kai-Shek's government would collapse. Three of these cities had been taken, Nanjing was dangling like fresh fruit. Matsui's staff believed the Chinese units departing Shanghai would mount a stand immediately west of the city, probably a defensive line running from Jiading to Huangduzhen. On the night of November 11th, Matsui issued a command to all units in the Shanghai area to advance west along the railway towards Nanjing. Their first objective would be a line extending from Taicang to Kunshan. Chiang Kai-Shek was not only reeling from military defeats, but also the gradual loss of his German allies. The Germans were increasingly aligning with the Japanese. Chiang Kai-Shek was looking for new external help, so he turned to the Soviets. It was a marriage of convenience, Chiang Kai-Shek signed a non-aggression pact with the USSR that year and wasted no time pleading for aircraft and pilots. Moscow began sending them before the ink touched the paper. 200 aircraft and pilots in return for some essential minerals, wolfram and tungsten. The Sino-Soviet friendship even drew in an unlikely source of support, Sir Winston Churchill. The Soviet envoy to the UK described how during a meeting with Churchill “he greatly praised our tactics in the Far East: maintenance of neutrality and simultaneous aid to China in weaponry.” Soviet pilots found themselves dispatched to Nanjing where they were briefed by Yakov Vladimirovich Smushkevich, the deputy commander of the Soviet Air Force. “The Japanese armed forces are technically superior to the Chinese. The Chinese Air Force is a particular concern. Soviet pilots who have rushed to China's aid are currently in Nanjing. They are fighting valiantly.” Meanwhile back at Shanghai discipline and order that had characterized previous Chinese withdrawal had collapsed. Simply put, there were hundreds of thousands of men trying to retreat across the lower Yangtze region, it was a shitstorm. Many units had to disengage during combat with the enemy and scramble to pull out. Huang Qixiang, the deputy commander of the Chinese right flank in Shanghai, executed a strategic withdrawal moments before his command post succumbed to the advancing enemy forces. Just fifteen minutes after his departure, the area was overrun by Japanese troops. In a desperate bid to avoid capture, another general had to cross a creek, nearly drowning in the process. Rescued while barely clinging to life and drenched in icy water, he was welcomed by a peasant family who aided in his recovery before he resumed his arduous journey westward. The scale of this withdrawal, occurring both day and night, could hardly escape the enemy's notice, and its complexity made the operation increasingly difficult. The execution of the withdrawal exacerbated the situation significantly. Orders to abandon their positions started to trickle down immediately after the upper command made the decision. However, these orders reached the units in a disorganized manner. Many telephone lines had been sabotaged, and when soldiers were sent to relay the orders in person, they faced severe disruptions in the transportation network. Consequently, many units only became aware of the withdrawal when they witnessed the mass movements of their comrades heading westward. Upon realizing what was happening, many soldiers fled in a state of panic. There were no comprehensive plans outlining the retreat, no designated routes for the various units, nor any established timetables. The outcome was a chaotic scramble for survival. Soldiers who had fought side by side for three months suddenly found themselves competing against one another in a desperate race to escape. At bridges and other chokepoints, weary soldiers exhausted their last reserves of strength, brawling with their fellow troops to be the first to cross. Meanwhile, officers traveling in chauffeur-driven cars attempted to assert their rank to gain priority access to the roads, adding to the growing disorder that ensued. The massive army was hindered by its sheer size, resulting in miles of congested roads filled with men unable to move in any direction. This made them easy targets for Japanese aircraft, leading to a bloody cycle of repeated attacks. Planes adorned with the red Rising Sun insignia would emerge from the horizon, swooping down to strike at these vulnerable formations. As commander Chen Yiding recalled “The lack of organization and the gridlocked roads resulted in far more casualties than could have been avoided,”.  On November 12th, the newspaper Zhaongyang Ribao, published an editorial addressing the citizens of Nanjing, to remind them that tough times lay ahead now that Shanghai had fallen. The article stipulated they needed to prepare the city for the upcoming battle,  “Now, all the citizenry of the capital must fulfill their duty in a way that can serve as a model for the entire nation.” Nanjing in 1937 was a city touched by the war, but not enough to change the social fabric just yet. Cinema's remained open, the shopping arcade was crowded as usual, traffic was heavy along Zhongshan Road, order remained. Telephones remained on, except during air raids. Connections to the outside world functioned as they should, given this was the capital. The region had seen a good harvest in 1937, no one was going hungry. However as the front 200 miles away drew closer, bombing raids more frequent, fear of the enemy increased. Contact with the outside world gradually declined. By mid November the train link from Nanjing to Shanghai was severed.  While the fear amongst the populace increased, so did a newfound sense of common purpose against a common enemy. Poster calling for the Chinese to unite against the Japanese invaders were found throughout Nanjing. Residents were conscripted for various fortification efforts, with some receiving basic military training to help defend the city. Those who refused to cooperate faced severe penalties as “traitors,” while the majority willingly participated. Both military and civilian police were deployed throughout the city, diligently checking identities in an ongoing effort to root out spies and traitors. The authorities enforced a strict prohibition against discussing military matters in restaurants and other public venues. Then all the high ranking military officials and politicians families gradually began departing the city in secrecy. This was followed by said politicians and military officials. Twas not a good look. Nanjing soon saw its population decline from 1 million to half a million. Those who stayed behind were mainly the poor, or those anchored, like shopkeepers. Every day saw a steady stream of Nanjing citizens leaving the city over her main roads, fleeing into the countryside with carts full of belongings. On November 12th at 10am orders were issued for the Japanese to advance west. What had been a war of attrition, where inches of land were claimed with blood, suddenly it was a war of movement. As one Japanese soldier recalled “In the course of 50 days, I had moved only two miles. Now suddenly we were experiencing rapid advance”. As the Japanese came across small towns, they found large posters plastered on all the walls. These were all anti-japanese with some nationalist propaganda. The Japanese soldiers would tear them down and paint up their own messages “down with Chiang Kai-Shek!”.  Towns and cities west of Shanghai fell rapidly one after another, each succumbing to a grim pattern: swift conquest followed by widespread devastation. Jiading, a county seat with a population of approximately 30,000, succumbed to a prolonged siege. When the 10st division captured Jiading on November 13, after relentless shelling had leveled a third of the city, they began a massacre, indiscriminately killing nearly everyone in their path, men, women, and children alike. The battle and its aftermath resulted in over 8,000 casualties among the city's residents and surrounding countryside. One Japanese soldier referred to Jiading as “A city of death, in a mysteriously silent world in which the only sound was the tap of our own footsteps”.  On November 14, soldiers from the 9th Division reached Taicang, an ancient walled city designed to withstand lengthy sieges. As they crossed the 70-foot moat amid heavy fire, the Japanese troops confronted the formidable 20-foot-high city wall. After breaching the wall, their infantry swiftly entered the city and seized control. The destruction persisted long after the fighting ceased, with half of the city being devastated, including significant cultural institutions like the library, and salt and grain reserves were looted. It was as if the Japanese aimed to obliterate not just the material existence of the people but their spiritual foundation as well.  Casual cruelty marked the nature of warfare along the entire front, with few prisoners being taken. Ishii Seitaro, a soldier in the 13th Division's 26th Brigade, encountered a mass execution while marching alongside the Yangtze River. Several headless corpses floated nearby, yet three Chinese prisoners remained alive. A Japanese officer, personally overseeing the execution, wore a simple uniform, but the two ornate swords at his belt indicated his wealthy background. Approaching one prisoner, the officer dramatically drew one of the swords and brandished it through the air with exaggerated flair. In an almost theatrical display, he held it aloft, the blade trembling as if he were nervous. The prisoner, in stark contrast, exhibited an unnerving calmness as he knelt, awaiting his inevitable fate. The officer swung the sword down but failed to deliver a clean strike. Although he inflicted a deep gash to the prisoner's skull, it was not fatal. The prisoner collapsed, thrashing and emitting a prolonged scream that sent chills through those present. The officer, seemingly exhilarated by the anguish he caused, began wildly slashing at the figure until the screams subsided. Ishii turned away in horror, his mind swirling with confusion. Why were the Chinese being executed? Had they not surrendered?  Three months into the war's expansion to the Yangtze region, air raids had become an all too frequent menace in Nanjing. The first major raid came on August 15th and increased each week. On the night of August 27, approximately 30 bombs were dropped on Purple Mountain, specifically targeting the Memorial Park for Sun Yat-sen, aiming to hurt the morale of Nanjing's residents. As days melted into weeks and weeks stretched into months, the landscape of Nanjing transformed under the weight of war. Residents began constructing dugouts in courtyards, gardens, public squares, and even on streets. Foreigners painted their national flags on top of buildings and vehicles, attempting to avoid the risk of being machine-gunned by strafing aircraft. Each raid followed a predictable routine: sirens wailed loudly 20 to 30 minutes before the attack, signaling pedestrians to seek shelter and drivers to stop their engines. By the time a shorter warning sounded, the streets had to be cleared, leaving nothing to do but await the arrival of Japanese planes. Initially, the part-US-trained Chinese Air Force posed a considerable threat to Japanese bombers. The 4th and 5th Chinese Squadrons, stationed near Nanjing to defend the capital, achieved early success, reportedly downing six bombers during the first air raid on Nanjing. Much of the credit for these aerial victories belonged to Claire Chennault, a retired American Army Air Corps captain who had become an advisor to the Chinese Air Force, overseeing Nanjing's air defense. Chennault taught his pilots tactics he had developed in the US but had never fully implemented. His strategy was straightforward: three fighters would focus on one enemy bomber at a time. One would attack from above, another from below, while a third would hover in reserve to deliver the final blow if necessary. He instructed the Chinese pilots to target the engines rather than the fuselage, reasoning that any missed shots could hit the gas tanks located in the wing roots. This approach proved successful, leading to the loss of 54 Japanese planes within three days. For Chennault, it validated his belief that air superiority required a diverse range of aircraft, not just bombers. Nighttime raids, however, posed a greater challenge. Chennault, along with other commanders, sought solutions. Chinese General C.C. Wong, a German-trained artillery officer overseeing the country's anti-aircraft defenses, ensured that dozens of large Sperry searchlights were positioned throughout Nanjing in a grid pattern. This setup had a dual purpose: it would dazzle the Japanese bomber crews and highlight their planes in silhouette for Chinese fighters above to target. The bravery of the most skilled Chinese pilots occasionally gained media attention, making them local celebrities amidst an otherwise grim war environment. However, this bright moment faded quickly when the Japanese command decided to provide escorts for their bombers. Consequently, the elite of China's air force, its finest pilots and aircraft, were lost within weeks that fall. All air raids were brutal, but the worst assaults occurred at the end of September. As a radio broadcaster reported on September 25th “Gallons of civilian blood flowed today as Nanking endured three ferocious air raids”. In total, 96 Japanese sorties were launched on that day. Witnesses observed around a dozen Chinese aircraft retreating north across the Yangtze, initially believing they were fleeing, but some returned to confront the enemy. When Chinese fighters managed to down a Japanese bomber, the streets erupted in cheers as civilians momentarily forgot their fear. The primary aim of the September 25 attack appeared to be spreading terror among the civilian population. Chiang Kai-Shek wrote in his diary that day  “The repeated Japanese air raids over the past several days have had no impact on our military installations. Instead, civilian property has sustained significant damage.” Around 20 bombs struck the Central Hospital, one of Nanjing's largest medical facilities, causing extensive destruction and prompting the evacuation of its staff. Two 1,000-pound bombs exploded nearby, leaving large craters. Had these bombs landed slightly closer, they could have resulted in mass casualties among the hospital's 100 patients, including a Japanese pilot who had been shot down earlier that month. The air raids at the end of September prompted protests from the Americans, British, and French governments to Japan. In response, Tokyo issued a statement on September 30, asserting that while they were not intentionally targeting non-combatants, it was “unavoidable” for achieving military objectives that military airfields and installations in and around Nanjing be bombed.   The battle for Jiashan was among the fiercest in the southern Yangtze delta campaign in November 1937. Although Jiashan was a moderately sized town straddling a crucial railway connecting Shanghai to Hangzhou, the capital of Zhejiang province. For the Japanese, seizing Jiashan was imperative for their westward advance; without it, their military progress would be severely hampered. Jiashan had endured three days of relentless bombing by the Japanese Air Force, driving most residents to flee into the surrounding countryside. Only about 100 remained, those who were too old or too sick to escape, abandoned by family or friends who lacked the means to assist them. The Japanese troops brutally bayoneted nearly all of these individuals and buried them in a mass grave just outside the town's northern gate. Jiashan was captured by the 10th Army, a division fresh from victories and eager to engage in combat, unlike the weary forces of the Shanghai Expeditionary Force further north. With less than a week of combat experience, the 10th Army's soldiers were hungry for a fight. The martial spirit of the 10th Army was exemplified by its commander, Yanagawa Heisuke. Born near Nagasaki in 1879, he was among a group of retired officers called back to active service as the war in China escalated unexpectedly. Having served in the Russo-Japanese War of 1904-1905 and taught at the Beijing Army College in 1918, Yanagawa had considerable experience in military affairs. However, his past exposure to China did not cultivate any empathy for the enemy. He was determined to push all the way to Nanjing, and once there, he intended to blanket the city in mustard gas and incendiaries until it capitulated. While Japanese commanders debated the value of capturing Nanjing, the Chinese were equally preoccupied with whether it was worth defending. Most military professionals viewed the situation as a lost cause from the start. After the fall of Shanghai, Chiang Kai-shek summoned one of his top commanders, Chen Cheng, to Nanjing for discussions. “How can Nanjing be held?” Chen Cheng shot back “Are you ordering me to hold Nanjing?” Chiang replied “I am not”. Chen Cheng stated frankly, “I believe Nanjing should not be held at all.” By mid-November, Bai Chongxi, one of China's most respected generals, advocated for declaring Nanjing an open city. He argued that defending it was not only unnecessary but also impossible. All available forces had been deployed to Shanghai and were now exhausted. Furthermore, no reinforcements would be forthcoming if they made a stand in Nanjing. Instead of stubbornly clinging to fixed positions, he preferred a more flexible defensive strategy. Zhang Qun, Chiang's secretary, supported Bai's stance, believing that while Nanjing should ultimately be abandoned, political considerations were paramount. If the Chinese simply withdrew and allowed the Japanese to occupy the city, it would undermine China's position in any future negotiations. The Japanese would not be able to present themselves as victors who had triumphed in battle. Similarly, Chiang's chief military advisor, General Alexander von Falkenhausen, was against attempting to hold Nanjing. He deemed it “useless from a military perspective, suggesting it would be madness.” He warned that if Chiang forced his army into a decisive battle with their backs to the Yangtze River, “a disaster would probably be unavoidable.” Chiang's head of the operations bureau Liu Fei argued Nanjing could not be abandoned without a fight as it would crush the NRA's morale. He believed that defending the city could be managed with as few as 12 regiments, although 18 would be feasible. Most at the meeting agreed and Chiang understood Nanjing's international recognition necessitated some form of defense, doomed or not. A second meeting was formed whereupon, Tang Shengzhi, a general staff officer whose loyalties were, lets be honest very flip floppy. During the warlord era, he routinely switched sides, especially against Chiang Kai-Shek. At the meeting Tang stated in regards to Nanjing's international prominence and being the final resting place of Dr Sun Yat-Sen “How can we face the spirit of the former president in heaven? We have no choice but to defend the capital to the death.” Chiang's commanders were all well aware of his intentions. The generalissimo was eager for a dramatic last stand in Nanjing to serve propaganda purposes, aiming to rally the nation and convey to the world that China was resolute in its fight against Japan. His commanders also recognized the rationale behind fighting for Nanjing; however, very few were inclined to embark on what seemed a likely suicide mission. The third meeting occurred the day after the second. Chiang opened by asking, as many anticipated, “Who is willing to shoulder the burden of defending Nanjing?” An awkward silence followed. Then Tang Shengzhi stepped forward. “Chairman, if no one else is willing, I will. I'm prepared to defend Nanjing and to hold it to the death.” Without hesitation, Chiang accepted his offer. “Good, the responsibility is yours.”A little refresher on Tang, he had played a role in Chiang Kai-shek's efforts to unify China by force in the 1920s, when the nation was a patchwork of fiefdoms. However, their relationship had soured on two occasions, forcing Tang into temporary exile, first to Japan and then to Hong Kong. The Japanese invasion of northeastern China in 1931 prompted a loose reconciliation, and since then, Tang had held several important positions, notably organizing war games simulating a Japanese assault on Nanjing. However Tang had often suffered from illness, and crucially, he had not led troops in the field against the Japanese since the onset of full-scale war that summer. Hailing from Hunan province, he was a typical provincial soldier and would likely face challenges commanding respect among elite divisions loyal solely to the central government in Nanjing. He was definitely not the first choice for such a significant task.  Amazingly, while tens of thousands of Chinese and Japanese were killing each other, while Japanese planes relentlessly bombarded Chinese cities including the capital, and while Japanese soldiers committed heinous atrocities against Chinese civilians, the two nations maintained diplomatic relations. China had a fully operational embassy in Tokyo, led by Xu Shiying, a 65-year-old diplomat. This surreal arrangement persisted because neither side was willing to officially declare war. In the fall of 1937, as Japanese armies were heavily engaged on two fronts within mainland China, Xu met with Japanese Foreign Minister Hirota Koki to propose a non-aggression treaty. The proposal was swiftly rejected in Nanjing. By November 1937, Xu was no longer at the forefront of events, and foreign observers shifted their focus from the capitals of the warring nations to Belgium. While large-scale battles raged along the lower Yangtze, representatives from 19 countries convened in Brussels to search for a way to end hostilities. Although China participated in the conference, Japan did not. Japan had received two invitations to join the talks, with its response to the second arriving in Brussels on November 12: a firm rejection. Japan asserted that it preferred direct bilateral negotiations with China, dismissing the Brussels conference held under the auspices of the Nine-Power Treaty, a pact signed in 1922 aimed at ensuring China's national sovereignty and territorial integrity. Japan argued that intervention by a collective body like the conference “would merely stir national sentiments in both countries and complicate efforts to reach a mutually satisfactory resolution.” The League of Nations had called for a Nine-Power conference a month earlier, which ultimately became a 19-power conference as other nations with interests in East Asia joined. From the outset, Japan opposed the assembly and was absent when the first plenary meeting commenced in Brussels on November 3. Japanese leaders feared that China might attempt to leverage the conference against Western powers, recalling how, in 1895, Japan had been denied its spoils following its first modern war with China due to the intervention of Russia, France, and Germany, who blocked Japan from claiming the strategic Liaodong Peninsula adjacent to Korea. China also exhibited a lukewarm attitude toward the conference. While Japan feared the potential outcomes, China was concerned about the lack of significant results. The proposal to transition discussions from the League of Nations, perceived as ineffective, to the even less authoritative Nine Powers, which lacked formal organization. Nonetheless, the Chinese chose to participate in Brussels, maintaining the pretense that something meaningful could be accomplished. Shortly after Japan's second rejection of the invitation, Wellington Koo made an impassioned plea in Brussels, stating, “Now that the door to conciliation and mediation has been slammed in your face by the latest reply of the Japanese Government, will you not decide to withhold supplies of war materials and credit to Japan and extend aid to China?” In reality, Koo understood that significant Western aid to China was highly unlikely, aside from token gestures. Previous international discussions had momentarily halted Japanese advances in the past; for instance, in 1932, Japanese troops had paused their movements in the Shanghai area just hours before the League of Nations General Assembly commenced. However, that was nearly six years earlier, and circumstances had changed dramatically since then. Rogue states had grown bolder, while democracies seemed increasingly timid. Thus, the Chinese agenda in Brussels was not primarily driven by hopes for substantial Western concessions. Instead, the delegates had been tasked by Nanjing to anticipate the post-conference landscape and to actively seek ways to encourage Europe and America to support Soviet military action against Japan.   China, long reliant on Germany as a diplomatic partner, increasingly felt betrayed, not just by Germany, but also by its fascist ally, Italy. Consequently, it began looking more favorably upon the Soviet Union, Japan's archrival in Northeast Asia, as its main source of international support. The Soviet Union exhibited a firmer stance than the Western democracies at the Brussels conference, joining China in advocating for collective security in Europe and Asia. On November 15th, a small group of officers from the 10th Army gathered for late-night discussions in an abandoned building north of Hangzhou Bay, where they would effectively decide the fate of China. Yanagawa Heisuke, the commander of the 10th Army, presided over the discussions. Fresh from the battlefield since the beginning of the month, he was eager to escalate the fight, a sentiment echoed among the others. It was an unusual meeting, where officers as low in rank as major were making decisions typically reserved for the highest echelons of political power. The agenda included a pivotal question: Should they adhere to Order No. 600 received from Tokyo a week prior, which instructed them to halt their advance along a line from Suzhou to Jiaxing? Or, should they disregard these explicit orders and push forward to seize Nanjing? While the Japanese Army had failed to completely annihilate the Chinese forces around Shanghai, there was a consensus that their adversary was now reeling from recent setbacks, presenting an opportune moment to strike decisively and secure a swift victory. The only remaining question was how aggressively to pursue this goal. Colonel Terada Masao, a senior staff officer within the 10th Army, spoke first. “The Chinese Army is currently retreating toward the capital. We should cross that line and pursue the enemy straight to Nanjing.” Major Iketani Hanjiro, a staff officer recently attached to the fast-moving 6th Division, then offered his input “From a tactical perspective, I completely agree with Terada that we should cross the line, but the decision to attack Nanjing should be considered not just tactically, but also politically. It's not that field commanders can't create a fait accompli to pressure our superiors in Tokyo. However, we must proceed with great caution”. A staff officer raised this question  “What if Tokyo orders us to pull back those smaller units?” Iketani responded “In that case, we will, of course, withdraw them to this side of the line”. Ultimately, Iketani's cautions were set aside, and Terada's aggressive approach prevailed. The majority agreed that the tactical circumstances presented a rare opportunity. Japanese troops in the Shanghai area were poised to advance west, not through small, individual skirmishes but with a substantial deployment of their forces. Officers estimated that if a decisive push was made immediately, Nanjing could fall into Japanese hands within 20 days. However Colonel Kawabe Torashiro, the newly appointed chief of the Army General Staff's Operations Section suddenly arrived at the theater. He was sent on a mission to assess whether the Central China Area Army should be granted greater operational freedom. It was well known in Tokyo that field officers were eager to capitalize on the momentum created by the collapse of Chinese defenses around Shanghai. Kawabe's task was to explore the possibility of allowing forces to cross the line from Suzhou to Jiaxing and move westward in pursuit of the retreating enemy. However, Kawabe was staunchly opposed to further military adventures in China. Kawabe was part of the dwindling faction of "China doves" within the Japanese military. As early as the summer of 1937, he had become alarmed by a letter from a civilian Japanese visitor to the Chinese mainland, warning that Japanese officers were attempting to engineer an “incident” with China to provoke open conflict. This would provide Japan with a pretext to expand its influence in northern China. Kawabe had attempted to alert his superiors, but his warnings fell on deaf ears. They had been lulled into a false sense of security by reports from China that dismissed all talk of war-mongering as baseless and alarmist. When he arrived to the front he stated “I am here to inspect conditions on the ground so that a final decision can be made on where to establish the operational restriction line”. Alongside him came General Akira Muto, recently appointed the commander of the Central China Area Army. He also happened to be one of the architects of the Marco Polo Bridge Incident. Muto responded promptly: “The line currently stretches from Suzhou to Jiaxing, but we should consider crossing it. This will help us achieve our overall objectives in the theater.” Muto continued, arguing that the 10th Army should be permitted to advance to Huzhou, south of Lake Tai, effectively cutting off communications between Nanjing and the strategic city of Hangzhou. He further claimed that the Shanghai Expeditionary Force should be allowed to capture the vital city of Jiangyin, suggesting, perhaps overly optimistically, that its loss could lead to the fall of Chiang Kai-shek. Ultimately, Muto insisted, Nanjing should also be seized, which he asserted would bring an end to the war. Kawabe listened patiently, a practice he would repeat in the following days as other field officers echoed similar sentiments, eagerly expressing their desire to advance all the way to Nanjing. Yanagawa and his 10th Army exemplified this aggressive mindset. Nevertheless, just as the hawks within the Japanese military and the nation's political leadership appeared to be prevailing in the struggle over China policy, they faced unexpected challenges from a different direction. Germany, a power with ambiguous sympathies in East Asia, was quietly engaged in negotiations aimed at bringing peace. Oskar Trautmann, Germany's ambassador to China, had maintained an objective and neutral stance when he met with Chiang Kai-shek in early November to relay Japan's conditions for initiating peace talks. These conditions included extensive concessions in northern China, such as the withdrawal of all Chinese troops to a line south of Beijing and the establishment of a pro-Japanese regime in Inner Mongolia, bordering the Soviet-controlled Mongolian People's Republic. Chiang dismissed these demands outright, but Trautmann and his superiors in Beijing continued their top-secret efforts. Germany's motivation for seeking an end to the Sino-Japanese War was not rooted in a genuine love for peace, but rather in their embarrassment over witnessing their old Asian ally, China, fighting against their new partner, Japan. Herman Göring, president of the Reichstag and a leading figure in the Nazi party, told a Chinese visitor, “China and Japan are both friends of Germany. The Sino-Japanese War has put Germany between Scylla and Charybdis. That's why Germany is ready to seize the chance to become a mediator.” Germany also feared that a prolonged conflict in China could jeopardize its commercial interests in East Asia and weaken Japan's capacity to confront the Soviet Union, potentially freeing Moscow to allocate more resources to a fight in Europe. In essence, continued hostilities could significantly harm Germany. Japanese field commanders were frustrated by Germany's mediation efforts.  When news of Trautmann's mission leaked, the German diplomat faced severe criticism in the Chinese media, which deemed any negotiation with the "Japanese devils" unacceptable. Additionally, there was the matter of China's ties with the Soviet Union; employing a German mediator raised the possibility of cooperation among China, Japan, and Germany, potentially expanding the anti-Soviet bloc, which would, in turn, pressure Moscow to increase its support for China. By mid-November, however, the complexities of this diplomatic game started unraveling and then Japan took action. At 7:00 am on November 19, Yanagawa issued instructions to his troops in the field. “The enemy's command system is in disarray, and a mood of defeat has descended over their entire army. They have lost the will to fight. The main Chinese forces were retreating west of the line stretching from Suzhou to Jiaxing, and this withdrawal was soon likely to spiral into a full-scale retreat. We must not miss the opportunity to pursue the enemy to Nanjing.” I would like to take this time to remind you all that this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Please go subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry after that, give my personal channel a look over at The Pacific War Channel at Youtube, it would mean a lot to me. Shanghai had fallen, and the Japanese forces pursued their fleeing enemy further west. However they had orders to halt, but would they? Officers from top down deliberating on the issue, with the vast majority pushing for a drive to Nanjing. They thought it represented the end objective of the conflict. They would all be very wrong. 

Jeff and Laurie Quint started Cedar Ridge Distillery and Winery as a retirement lark. 20 years after receiving their distilling licenses, Cedar Ridge has grown from a rented garage space adjoining a liquor store to become Iowa's largest distillery. Cedar Ridge Bourbons are Iowa's number-one selling Bourbons, and the distillery is winning awards and praise for its American Single Malts. Master distiller and blender Murphy Quint joins us on this week's WhiskyCast In-Depth. In the news, a federal judge has ordered Uncle Nearest Tennessee Whiskey into receivership, but the fate of founder Fawn Weaver remains unclear at this time. We'll have all the details and the rest of the week's whisky news, including a new poll showing fewer Americans are drinking these days. 

LEARN HOW TO BE HARD TO CONVICT if you're ever compelled to use force in defense of yourself, your family, or your property. 100% FREE "Hard to Convict Webinar," taught PERSONALLY by me: lawofselfdefense.com/hardtoconvictThis morning the great and powerful President Donald J. Trump directed his and America's attention against yet another great threat to our nation—specifically, the co-opted voting machines used in too many of our elections, and more generally the corruption of our electoral process that enables Democrats to illegitimately seize false power over us, co-opting our will as American citizens, and reducing American citizens to little more than tax serfs whose purpose is to facilitate the third-world invasion of our nation and to serve the personal and political ambitions of those Democrats who would be our feudal overlords. Sound dramatic enough? Well, dramatic or not, it's an accurate statement of our current situation.It's worth noting that our Founding Fathers responded matter more forcefully to rather less provocation—looking at you, Lexington and Concord.Join me as I break down this morning's Trump statement against corrupted voting machines, and illustrate how these machines are just another gear in the Progressive Fascist steam-punk era device to reduce Americans from citizens to servile shells of human beings. The #1 guide for understanding when using force to protect yourself is legal. Now yours for FREE! Just pay the S&H for us to get it to you.➡️ Carry with confidence, knowing you are protected from predators AND predatory prosecutors➡️ Correct the common myths you may think are true but get people in trouble​➡️ Know you're getting the best with this abridged version of our best-selling 5-star Amazon-rated book that has been praised by many (including self-defense legends!) for its easy, entertaining, and informative style.​➡️ Many interesting, if sometimes heart-wrenching, true-life examplesGet Your Free Book: https://lawofselfdefense.com/getthebook

Privacy preserving age verification is bullsh!t The Supreme Court lets Mississippi's social media age-verification law go into effect Meta's flirty AI chatbot invited a retiree to New York. AI data centers made Americans' electricity bills 30% higher AI experts return from China stunned: The U.S. grid is so weak, the race may already be over Ford reveals breakthrough process for lower priced EVs More thoughts from Sam on the Ford EV platform Popular car brand wants you to pay monthly to unlock more horsepower Apple Plots Expansion Into AI Robots, Home Security and Smart Displays Elli-q After researchers unmasked a prolific SMS scammer, a new operation has emerged in its wake Starlink tries to block Virginia's plan to bring fiber Internet to residents China Launches Three-Day Robot Olympics Featuring Football and Table Tennis The Key to Crack the CIA's Mysterious 'Kryptos' Sculpture Is Up for Sale PACER Hacked By Malicious Entities, Briefly Turning It Into A Useful Source For Federal Court Documents Court blocks FTC investigation into Media Matters' alleged scheme against X Google AI Overviews linked to 25% drop in publisher referral traffic, new data shows Host: Leo Laporte Guests: Jennifer Pattison Tuohy, Sam Abuelsamid, and Lisa Schmeiser Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: miro.com storyblok.com/twittv-25 code TWIT25 ZipRecruiter.com/Twit expressvpn.com/twit zscaler.com/security

Privacy preserving age verification is bullsh!t The Supreme Court lets Mississippi's social media age-verification law go into effect Meta's flirty AI chatbot invited a retiree to New York. AI data centers made Americans' electricity bills 30% higher AI experts return from China stunned: The U.S. grid is so weak, the race may already be over Ford reveals breakthrough process for lower priced EVs More thoughts from Sam on the Ford EV platform Popular car brand wants you to pay monthly to unlock more horsepower Apple Plots Expansion Into AI Robots, Home Security and Smart Displays Elli-q After researchers unmasked a prolific SMS scammer, a new operation has emerged in its wake Starlink tries to block Virginia's plan to bring fiber Internet to residents China Launches Three-Day Robot Olympics Featuring Football and Table Tennis The Key to Crack the CIA's Mysterious 'Kryptos' Sculpture Is Up for Sale PACER Hacked By Malicious Entities, Briefly Turning It Into A Useful Source For Federal Court Documents Court blocks FTC investigation into Media Matters' alleged scheme against X Google AI Overviews linked to 25% drop in publisher referral traffic, new data shows Host: Leo Laporte Guests: Jennifer Pattison Tuohy, Sam Abuelsamid, and Lisa Schmeiser Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: miro.com storyblok.com/twittv-25 code TWIT25 ZipRecruiter.com/Twit expressvpn.com/twit zscaler.com/security

One in four Americans is enrolled in Medicaid, yet the system designed to support them is constantly at risk—underfunded, politically vulnerable, and often overlooked.Dr. Alastair Bell, President and CEO of Boston Medical Center Health System, shares how his organization is reimagining what it means to care for underserved populations, while managing nearly 40% of Massachusetts' Medicaid enrollees. In this conversation, we explore the financial realities of running an “essential” hospital system, the opportunities and pitfalls of Medicaid ACOs, and why AI might deepen inequity if essential providers are left behind.We cover:

In this segment, the hosts discuss Donald Trump's comments during a joint appearance with Russian President Vladimir Putin, where Trump stated that the "Russia, Russia, Russia hoax" was a lie that hindered their ability to have a productive relationship. The hosts assert that this public statement was a crucial step toward "healing" the relationship between the two countries, which they claim has been damaged by what they describe as a series of fabricated accusations and hostile actions. The hosts argue that the "Russia collusion hoax" was a fraudulent narrative created by Hillary Clinton's campaign, which paid federal contractors to create the appearance of Russian cyberattacks on American infrastructure. They allege that this lie was used to justify placing troops and tanks on Russia's border, as well as to impose severe economic sanctions in 2017 that were based on the false premise of Russian cyber interference. The hosts believe that Trump's public exoneration of Putin was a necessary act to counter these lies, which they claim have been pushed by what they refer to as "very, very bad Americans" in the "deep state" who seek to start a new world war for profit. They conclude that this public admission of the truth is the only way to prevent a future conflict and that it's why there was such a strong reaction from those who they claim profited from the false narrative

Privacy preserving age verification is bullsh!t The Supreme Court lets Mississippi's social media age-verification law go into effect Meta's flirty AI chatbot invited a retiree to New York. AI data centers made Americans' electricity bills 30% higher AI experts return from China stunned: The U.S. grid is so weak, the race may already be over Ford reveals breakthrough process for lower priced EVs More thoughts from Sam on the Ford EV platform Popular car brand wants you to pay monthly to unlock more horsepower Apple Plots Expansion Into AI Robots, Home Security and Smart Displays Elli-q After researchers unmasked a prolific SMS scammer, a new operation has emerged in its wake Starlink tries to block Virginia's plan to bring fiber Internet to residents China Launches Three-Day Robot Olympics Featuring Football and Table Tennis The Key to Crack the CIA's Mysterious 'Kryptos' Sculpture Is Up for Sale PACER Hacked By Malicious Entities, Briefly Turning It Into A Useful Source For Federal Court Documents Court blocks FTC investigation into Media Matters' alleged scheme against X Google AI Overviews linked to 25% drop in publisher referral traffic, new data shows Host: Leo Laporte Guests: Jennifer Pattison Tuohy, Sam Abuelsamid, and Lisa Schmeiser Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: miro.com storyblok.com/twittv-25 code TWIT25 ZipRecruiter.com/Twit expressvpn.com/twit zscaler.com/security

Money and mental health are linked. In this episode of SAUNAIE, XO breaks down how financial stress wrecks men's peace—and how to take control with a practical 5-step plan. You'll learn why 43% of Americans say money hurts their mental health, why Black millennials feel outsized pressure, and how to use a simple 4-bucket system, cashflow calendar, and negotiations to lower stress fast. Real talk, real stats, real steps. Share this with a brother who needs it.

Americans are losing their starry views to light pollution. But communities can make lighting decisions to help preserve night skies – while benefiting wildlife and human health.