Podcast appearances and mentions of vin social

One in six people globally is affected by infertility—and that means getting pregnant can be expensive. Today, we'll talk about the different types of fertility treatments available like IUI and IVF, how to budget for those costs, and some of the ethical implications of the topic at large. We'll also be joined by Arielle Bogorad, the SVP of Employer Market Strategy at Progyny, an organization offering comprehensive fertility and family building benefits to more than 5M people across the United States. She'll share more on how to navigate the US healthcare system, what to ask your insurance providers, and how we can advocate for inclusive coverage at a policy level. Learn more about our sponsor, Vin Social: https://www.vinsocial.vip Transcripts can be found at podcast.moneywithkatie.com. — Mentioned in the Episode 1 in 6 people affected by infertility globally: https://www.who.int/news/item/04-04-2023-1-in-6-people-globally-affected-by-infertility Fertility treatment coverage in 2023: https://www.kff.org/womens-health-policy/issue-brief/coverage-and-use-of-fertility-services-in-the-u-s/ 80% of patients who've undergone fertility treatments say it's negatively impacted their finances: https://www.lendingtree.com/personal/fertility-treatments-survey 2011 survey on fertility treatment costs: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3043157/ The cost of IUI, per FertilityIQ: https://www.fertilityiq.com/iui-or-artificial-insemination/the-cost-of-iui#components-of-iui-cycle-cost The costs of fertility treatments today, per Forbes Health: https://www.forbes.com/health/family/how-much-does-ivf-cost/ Stats on adoption from the Department of Health and Human Services: https://www.ccainstitute.org/resources/fact-sheets The costs of adoption, per Nerdwallet: https://www.nerdwallet.com/article/finance/adoption-cost Resolve.org from the National Infertility Association: https://resolve.org/take-action/our-issues/ Fertility treatment grants: https://resolve.org/learn/financial-resources-for-family-building/fertility-treatment-scholarships-and-grants/ IVF lotteries: https://www.verywellfamily.com/how-to-enter-an-ivf-contest-or-lottery-1960052 Family building loans and financing plans: https://resolve.org/learn/financial-resources-for-family-building/financing-programs-for-fertility-treatment/ Shared risk IVF clinics: https://bundlfertility.com/blog/how-shared-risk-ivf-makes-fertility-care-affordable/ Aura Finance x Noula event on fertility and pregnancy: https://www.youtube.com/watch?v=6GugaVKAwg0 Setting up for medium-term goals: https://podcast.moneywithkatie.com/how-to-set-up-money-management-systems-for-short-term-long-term-goals/ — Follow Along at Money with Katie: https://moneywithkatie.com/ Watch on YouTube: https://www.youtube.com/@MoneywithKatie Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to The Money with Katie Newsletter - Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2 Follow the Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

Mr. Beast might make $50M a year...but how much does the average influencer earn? Which platform lends itself most readily to monetization? And how have some influencers scaled to eight-figure, long-lasting businesses—like our guest, Thomas Frank with 3M subscribers—while others flame out in 18 months? We answer all of these juicy questions and dive into the hard numbers. Learn more about our sponsor, Vin Social: https://www.vinsocial.vip Transcripts can be found at podcast.moneywithkatie.com. — Mentioned in the Episode Thomas Frank on YouTube: https://www.youtube.com/channel/UCG-KntY7aVnIGXYEBQvmBAQ The value of the creator economy: https://influencermarketinghub.com/ebooks/Creator_Economy_-_Creator%20Earnings_Benchmark_2021.pdf 1 in 4 Gen Zers plan to become content creators: https://thehill.com/changing-america/enrichment/arts-culture/3614182-1-in-4-gen-z-ers-plan-to-become-social-media-influencers/ Neal Schaffer on The Age of Influence: https://nealschaffer.com/influencer-marketing-statistics/ 89% of advertisers found influencer marketing to be at least as effective as other methods: https://www.smartinsights.com/online-pr/influencer-marketing-effectiveness/ Blogilates case study: https://www.instagram.com/blogilates/?hl=en Mr. Beast case study: https://www.thoughtleaders.io/blog/how-much-does-mrbeast-spend-a-month Nick Huber case study: https://www.mfmpod.com/127-with-nick-huber-building-a-10m-self-storage-business-and-the-opportunities-in-sweaty-startups/ Melissa Wood Tepperberg case study: https://www.hbs.edu/faculty/Pages/item.aspx?num=60307 Thomas Frank's creator resources: https://creator.thomasjfrank.com/ — Follow Along at Money with Katie: https://moneywithkatie.com/ Watch on YouTube: https://www.youtube.com/@MoneywithKatie Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to The Money with Katie Newsletter - Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2 Follow the Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

Yes, I did spend that much money on my dog, Georgia aka Beans. But before you jump to conclusions, it was one of those medical “one thing after another” descents into the pits of budgetary (and emotional) hell. Would pet insurance have helped? The short answer is…kind of, but it's complicated.  Learn more about our sponsor, Vin Social: https://www.vinsocial.vip Transcripts can be found at podcast.moneywithkatie.com. — Mentioned in the Episode Pet insurance stats from MarketWatch: https://www.marketwatch.com/guides/insurance-services/pet-insurance-facts-and-statistics How much does pet insurance cost by breed, from MarketWatch: https://www.marketwatch.com/guides/insurance-services/pet-insurance-cost/ Average pet insurance claim: https://www.benefitspro.com/2018/05/02/5-most-common-and-5-most-expensive-pet-insurance-claims — Follow Along at Money with Katie: https://moneywithkatie.com/ Watch on YouTube: https://www.youtube.com/@MoneywithKatie Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to The Money with Katie Newsletter - Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2 Follow the Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

As a society, we now pit "anti-work" against "grindset mentality"—but we might actually be in a stage of self-defeating overcorrections at this point, including questionable trends like TradLife and Stay at Home Girlfriend Tok. In this week's episode, we cover the pros and cons of both hustle culture and quiet quitting, how employee stock ownership programs might help, and what a better balance between the two might be. Learn more about our sponsor, Vin Social: https://www.vinsocial.vip Learn more about our sponsor, CFA Institute: https://www.cfainstitute.org/en/programs/cfa Learn more about our sponsor, Fidelity: https://fidelity.com/stocksbytheslice Learn more about Betterment: http://www.betterment.com/moneywithkatie Transcripts can be found at podcast.moneywithkatie.com. — Mentioned in the Episode Range by David Epstein: https://bookshop.org/a/90396/9780735214507 "The Secret to Conventional Success We Don't Talk About": https://moneywithkatie.com/blog/conventional-success-secrets "On Meaningless Careers" by Jack Raines: https://www.youngmoney.co/p/meaningless-careers "Gen Z Does Not Dream of Labor" from Vox: https://www.vox.com/the-highlight/22977663/gen-z-antiwork-capitalism Wealth inequality in the 2010s: https://news.yahoo.com/super-richs-wealth-concentration-surpasses-gilded-age-levels-210802327.html Laura Pitcher in Vice: https://i-d.vice.com/en/article/93a3we/slow-living-tiktok-trend Zoe Hu in Dissent Magazine: https://www.dissentmagazine.org/article/the-agoraphobic-fantasy-of-tradlife Chelsea Fagan on "Quiet Quitting": https://www.youtube.com/watch?v=oh9CRz2dk-Q&ab_channel=TheFinancialDiet Haley Nahman on Not Caring About Your Work: https://haleynahman.substack.com/p/145-not-caring-about-your-job-freedom Kim Jordan of New Belgium Brewing and their employee stock ownership program: https://www.inc.com/magazine/202009/graham-winfrey/new-belgium-brewing-kim-jordan-esop-b-corp-acquisition-exit.html — Follow Along at Money with Katie: https://moneywithkatie.com/ Watch on YouTube: https://www.youtube.com/@MoneywithKatie Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to The Money with Katie Newsletter - Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2 Follow the Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

How can money make your life better? More fulfilling? Happier? To answer the question, I invited a very special guest on the show: the one and only Ramit Sethi, of How to Get Rich of Netflix fame. (And, of course, his bestseller, I Will Teach You to be Rich.) We discuss everything from business to personal finance philosophy to why he's not afraid to be outspoken online. Plus, he shares helpful tips on seeing money as an opportunity, how to spend and not just save, and more. I love all my guests, but…this interview is up there for me. Learn more about our sponsor, Vin Social: https://www.vinsocial.vip Learn more about our sponsor, Fidelity: https://fidelity.com/stocksbytheslice Learn more about the CFA Institute: https://www.cfainstitute.org/en/programs/cfa Learn more about Betterment: http://www.betterment.com/moneywithkatie Transcripts can be found at podcast.moneywithkatie.com. — Mentioned in the Episode I Will Teach You to be Rich: https://bookshop.org/a/90396/9781523505746 How to Get Rich on Netflix: https://www.netflix.com/title/81410436 — Follow Along at Money with Katie: https://moneywithkatie.com/ Watch on YouTube: https://www.youtube.com/@MoneywithKatie Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to The Money with Katie Newsletter - Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2 Follow the Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

Today, we're breaking down every. single. aspect. worth considering when you're deciding between Traditional and Roth contributions in your 401(k), because making the “right choice” can mean a difference of hundreds of thousands of dollars in a few decades. So, what's a Rich Girl to do when faced with a slew of retirement plan options and a dream? By the end of this episode, you'll feel confident in your choice. Learn more about our sponsor, Vin Social: https://www.vinsocial.vip Learn more about our sponsor, Fidelity: https://fidelity.com/stocksbytheslice Learn more about the CFA Institute: https://www.cfainstitute.org/en/programs/cfa Learn more about Betterment: http://www.betterment.com/moneywithkatie Transcripts can be found at podcast.moneywithkatie.com. — Mentioned in the Episode How to Pay No Taxes in Early Retirement: https://link.chtbl.com/9nugZS3C Traditional vs. Roth breakdown: https://docs.google.com/spreadsheets/d/1pDXtuOBV5o_hyxVvlIzienhKbuE0ajGaj8mvPWGBOGM/edit#gid=0 — Follow Along at Money with Katie: https://moneywithkatie.com/ Watch on YouTube: https://www.youtube.com/@MoneywithKatie Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to The Money with Katie Newsletter - Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2 Follow the Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

Rich Girl Taylor Kay Phillips is spilling all the tea on the Hollywood writers' strike—and giving us the inside scoop on a career in writing for television. We also cover the broader implications of negotiating for a fair wage, including a few tactics to try when you're exploring a dream job. For more negotiation tips: Check out this week's blog post for tactics specific to salaried workers: https://moneywithkatie.com/blog/salary-negotiation-tactics-for-increasing-income Check out this week's YouTube video, where we unpack the tactics mentioned in this episode in more detail: https://www.youtube.com/watch?v=FQDcsgLCfUg Learn more about our sponsor, Vin Social: https://www.vinsocial.vip Learn more about our sponsor, Fidelity: https://fidelity.com/stocksbytheslice Learn more about our sponsor, Betterment: http://www.betterment.com/moneywithkatie Transcripts can be found at podcast.moneywithkatie.com. — Mentioned in the Episode The Writers' Strike Deadline Is Here, from The Town with Matthew Belloni: https://podcasts.apple.com/us/podcast/the-town-with-matthew-belloni/id1612131897?i=1000611351559 The 2007 writers' strike and the economic impact: https://www.vox.com/culture/23696617/writers-strike-wga-2023-explained-residuals-streaming-ai Zendaya's salary negotiation for Euphoria: https://www.gq.com/story/zendaya-euphoria-season-3-one-million-dollars-per-episode-salary — Follow Along at Money with Katie: https://moneywithkatie.com/ Watch on YouTube: https://www.youtube.com/@MoneywithKatie Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to The Money with Katie Newsletter - Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2 Follow the Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

I'm so proud of the work the team did to develop and produce this episode. Typical personal finance advice works particularly well for people in a certain position (with good salaries, education, or inheritances), but it's mostly useless if you're not earning enough to make ends meet. To make matters more complex, the way some government assistance programs currently work can paradoxically make it harder to get ahead in the long term. Learn more about our sponsor, Vin Social: https://www.vinsocial.vip Learn more about our sponsor, Fidelity: https://fidelity.com/stocksbytheslice Learn more about The CFA Institute: https://www.cfainstitute.org/en/programs/cfa Transcripts can be found at podcast.moneywithkatie.com. — Mentioned in the Episode Oxfam America Study on the Low-Wage Workforce: https://www.brookings.edu/research/meet-the-low-wage-workforce/ Women's workforce participation: https://www.brookings.edu/wp-content/uploads/2022/03/SP22_BPEA_Goldin_conf-draft.pdf 97% of US Child Care workers are women: https://finance.yahoo.com/news/child-care-challenges-women-workforce-131402101.html Center for American Progress on Childcare Deserts: https://childcaredeserts.org/2018/ Video Clip from Netflix series Maid: https://youtu.be/vM30cS-NZZU Julie's Family Learning Program: https://www.juliesfamily.org/our-founding-history/ Multnomah County Preschool for All Program: https://www.multco.us/finance/multnomah-county-preschool-all-personal-income-tax# The Oregonian on the importance of attending pre kindergarten: https://www.oregonlive.com/education/2022/12/free-preschool-delayed-for-thousands-of-oregon-children-due-in-part-to-staffing-shortages.html Full Department of Treasury Report on Childcare: https://home.treasury.gov/system/files/136/The-Economics-of-Childcare-Supply-09-14-final.pdf — Follow Along at Money with Katie: https://moneywithkatie.com/ Watch on YouTube: https://www.youtube.com/@MoneywithKatie Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to The Money with Katie Newsletter - Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2 Follow the Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

CARDS MENTIONED IN THIS EPISODE, IN ORDER: http://www.moneywithkatie.com/2023travel If you've ever wanted to take a more intentional approach to your credit cards and travel (or just tune up an existing approach!), this week's episode is a must-listen.  File “travel rewards” under the “sounds too good to be true but isn't” category, with the major caveat that it's a little like playing with fire: As long as your spending habits aren't flammable, you stand to gain a lot. We called in travel rewards pro Benét Wilson—former Senior Cards Editor at The Points Guy and freelance aviation journalist—to weigh in and pressure-test our Money with Katie strategy, because this landscape is always changing—and the episode made me realize there's at least one hotel card I need to consider adding to my wallet lineup. Learn more about our sponsor, Vin Social: https://www.vinsocial.vip Learn more about our sponsor, Fidelity: https://fidelity.com/stocksbytheslice Learn more about The CFA Institute: https://www.cfainstitute.org/en/programs/cfa Transcripts can be found at podcast.moneywithkatie.com. — Mentioned in the Episode Money with Katie's 2023 Travel Rewards Strategy: http://www.moneywithkatie.com/2023travel How to Travel For Free 101 Series: https://www.morningbrew.com/money-with-katie/subscribe/travel-rewards-101 The Points Guy's 10 Commandments of Credit Card Rewards: https://thepointsguy.com/guide/ten-credit-card-commandments/amp/ Rich Girl Roundup on how credit works: https://link.chtbl.com/QXmxdYU_ How TPG staffers track their credit card miles/points: https://thepointsguy.com/guide/tpg-strategies-track-points-miles-cards/amp/ Chase 5/24 rule: https://thepointsguy.com/guide/ultimate-guide-chase-5-24-rule/ Chase Sapphire sign-up bonus: https://financebuzz.com/chase-sapphire-48-month-rule How to redeem points: https://thepointsguy.com/credit-cards/airlines/beginners/ Cash or points for travel? Here's how to decide: https://moneywithkatie.com/blog/cash-or-points-for-travel The Points Guy calculator: https://thepointsguy.com/calculator/ Chase transfer partners (as of April 2023): https://www.nerdwallet.com/article/travel/chase-transfer-partners-guide American Express transfer partners (as of April 2023): https://thepointsguy.com/guide/membership-rewards-partner-guide/ — Follow Along at Money with Katie: https://moneywithkatie.com/ Watch on YouTube: https://www.youtube.com/@MoneywithKatie Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to The Money with Katie Newsletter - Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2 Follow the Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

“Dude, why is being alive so expensive?”—an actual sentence I said aloud to Henah back in January when my dog needed surgery, my husband and I got a giant tax bill, Henah's travel insurance wouldn't come through, and a formerly in-network doctor informed her she owed them a large sum since they were now (surprise!) out-of-network. (USA! USA!) One of the rudest awakenings of adulthood is the realization that simply paying for the boring stuff eats up a lot of your income, which can be incredibly demoralizing when you're trying to make progress. So which tactics (both financial and psychological) can help you plan for the mundane or unexpected? Will this ever stop, or do your financial problems just scale proportionally with your net worth? Learn more about our sponsor, Vin Social: https://www.vinsocial.vip Learn more about our sponsor, Droplette: https://droplette.io/. Use promo code MONEYWITHKATIE for 50% off. Learn more about our sponsor, Fidelity: https://fidelity.com/stocksbytheslice Transcripts can be found at podcast.moneywithkatie.com. — Mentioned in the Episode Money with Katie blog, "Being Poor is Expensive": https://moneywithkatie.com/blog/the-paradox-of-riches-being-poor-is-expensive Preventive care services in the US: https://www.healthcare.gov/coverage/preventive-care-benefits/ — Follow Along at Money with Katie: https://moneywithkatie.com/ Watch on YouTube: https://www.youtube.com/@MoneywithKatie Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie - Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2 Follow the Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

When Amazon Prime dropped the LuLaRich documentary in 2021, it was one of the first times the population at large got to peek behind the curtain at one of the largest multilevel marketing companies in the world—and boy, did it take internet voyeurs by storm. The timing of (and snark generated by) such an explosive exposé was especially interesting, given the other pyramid scheme-y thing playing out in 2022: NFTs, shitcoins, and meme stocks. It feels like we should've learned our collective lesson by now—but are the get-rich-quick schemes that plague our DMs and Twitter feeds evolving faster than we are? What's a Boss Babe to do? Learn more about our sponsor, Vin Social: https://www.vinsocial.vip Learn more about our sponsor, Droplette: https://droplette.io/. Use promo code MONEYWITHKATIE for 50% off. Learn more about our sponsor, Fidelity: https://fidelity.com/stocksbytheslice Transcripts can be found at podcast.moneywithkatie.com. — Mentioned in the Episode Amanda Montell's Cultish: https://bookshop.org/a/90396/9780062993151 LuLaRich: https://www.amazon.com/LuLaRich-Season-1/dp/B09CFXPNSX LuLaRich trailer: https://www.youtube.com/watch?v=mIkcrQzTr8w&ab_channel=AmazonPrimeVideoUK How LuLaRoe worked: https://www.youtube.com/watch?v=4411N0nAELY&ab_channel=AmazonPrimeVideoUK The Sam Dee on YouTube, sharing their experience as a LuLaRoe retailer: https://www.youtube.com/watch?v=u-TO2-d10S0&ab_channel=TheSamDee The Dream podcast: https://podcasts.apple.com/us/podcast/s1-e1-wanna-swim-in-cash/id1435743296?i=1000420324159 The Airplane Game from the 1980s: https://apnews.com/article/7894d03521da555b7ea45e6f78323fbb "Blessing Loom" scam alert: https://www.bbb.org/article/news-releases/22255-bbb-scam-alert-easy-money-blessing-loom-nope-pyramid-scheme Benjamin M. Friedman's Religion and the Rise of Capitalism: https://bookshop.org/a/90396/9780593311097 Protestant ethic, per the Encyclopedia Britannica: https://www.britannica.com/topic/Protestant-ethic James Jani on YouTube, sharing about the prosperity gospel: https://www.youtube.com/watch?v=hTfKpAWkgJY&t=771s&ab_channel=JamesJani — Follow Along at Money with Katie: https://moneywithkatie.com/ Watch on YouTube: https://www.youtube.com/@MoneywithKatie Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to The Money with Katie Newsletter - Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2 Follow the Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

Bill Bengen, who established the 4% safe maximum withdrawal rate (the rule on which most of financial planning relies), is a straight shooter, and his perspective on whether or not we're currently in uncharted waters surprised me. But fear not—there's a little-discussed element of planning for early (as well as regular!) retirement that might be our saving grace. We'll unpack that, too. Learn more about our sponsor, Vin Social: https://www.vinsocial.vip Learn more about our sponsor, TaxAct: https://www.taxact.com/moneywithkatie Learn more about our sponsor, Fidelity: https://fidelity.com/stocksbytheslice Transcripts can be found at podcast.moneywithkatie.com. — Mentioned in the Episode The 4% Rule by Bill Bengen: https://www.retailinvestor.org/pdf/Bengen1.pdf Our previous episode on the 4% Rule: https://podcast.moneywithkatie.com/the-most-dangerous-misconceptions-about-the-4-safe-withdrawal-rate/ — Follow Along at Money with Katie: https://moneywithkatie.com/ Watch on YouTube: https://www.youtube.com/@MoneywithKatie Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to The Money with Katie Newsletter - Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2 Follow the Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

“Luck” is where opportunity meets preparation, right? Fantastic financial outcomes are the culmination of a lot of factors coalescing in a very specific way, but we tend to only focus on one: effort. So much American lore (and by extension, American…personal finance advice?) is constructed on the foundation of the self-made meritocracy.  One such “statistic” that often gets touted in these conversations: Somewhere in the ballpark of 88% of US millionaires are “self-made.” But where does that figure come from? How was it determined? And where do its implications fall dangerously short? We chat with Shannon McNamara, host of the Fluently Forward podcast, all about it. Learn more about our sponsor, Vin Social: https://www.vinsocial.vip Learn more about our sponsor, TaxAct: https://www.taxact.com/moneywithkatie Learn more about our sponsor, Fidelity: https://fidelity.com/stocksbytheslice Transcripts can be found at podcast.moneywithkatie.com. — Mentioned in the Episode The Fluently Forward podcast: https://podcasts.apple.com/mk/podcast/fluentlyforward/id1589952385 Here's How 9 Billionaires Start Their Mornings, per Insider: https://www.businessinsider.com/billionaire-morning-routine-mornings-oprah-zuckerberg-bezos-musk-buffett-gates-2019-1 A History of Hating the Rich for the Saturday Evening Post: https://www.saturdayeveningpost.com/2020/02/a-history-of-hating-the-rich/ "88% of all millionaires are self-made," per US News: https://money.usnews.com/money/blogs/on-retirement/articles/7-myths-about-millionaires 2017 Fidelity Investments Study: https://institutional.fidelity.com/app/proxy/content?literatureURL=/9884619.PDF The National Study of Millionaires from Ramsey Solutions: https://www.ramseysolutions.com/retirement/the-national-study-of-millionaires-research US Bureau of Labor Statistics on inheritances: https://www.bls.gov/osmr/research-papers/2011/pdf/ec110030.pdf Hailey Baldwin Bieber on the Forbes 30 Under 30: https://people.com/style/hailey-bieber-lands-cover-of-forbes-30-under-30/ Kendall Jenner on work: https://www.refinery29.com/en-us/2018/08/207820/kendall-jenner-modeling-comments-response Kendall Jenner on "having to fly all over Europe:" https://www.the-sun.com/entertainment/6416481/kendall-jenner-kardashian-out-touch-delusional-modeling-career/ Elon Musk on now-deleted Forbes article on his father's emerald mine: https://web.archive.org/web/20140802011449/http://www.forbes.com/sites/jimclash/2014/07/28/elon-musk-tells-me-his-secret-of-success-hint-it-aint-about-the-money/ 90% of millionaires are male: https://www.verdict.co.uk/90-percent-millionaires-male/ 8 Ways Rich People View the World Differently: https://www.cnbc.com/2016/10/11/8-ways-rich-people-view-the-world-differently-than-the-average-person.html — Follow Along at Money with Katie: https://moneywithkatie.com/ Watch on YouTube: https://www.youtube.com/@MoneywithKatie Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to The Money with Katie Newsletter - Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2 Follow the Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

When we were plotting our content for the last week of the year, our executive producer Henah had the brilliant idea of revisiting some of our most powerful mic drop moments from our 52 (!) episodes of The Money with Katie Show this year. We identified 5 of the best truths to carry forward into the new year. And since our entire team produced the original episodes, we figured it'd be fun to include everyone's perspectives on these favorite clips. Whether you've diligently downloaded every episode or just started listening last week, this roundup is sure to get your mind right headed into 2023. Thanks to Henah, Christie, Sebastian, and Kate for joining me for this episode. Learn more about our sponsor, Vin Social: http://vinsocialvip.com/. Transcripts can be found at podcast.moneywithkatie.com. — Mentioned in the Episode The Stock Market Now & in 2023 with Liz Young: https://podcast.moneywithkatie.com/whats-coming-in-2023-the-federal-reserve-bond-markets-and-investing-in-volatility/ The Most Dangerous Misconceptions About the 4% Safe Withdrawal Rate: https://podcast.moneywithkatie.com/the-most-dangerous-misconceptions-about-the-4-safe-withdrawal-rate/ Rent vs. Buy in 2022: https://podcast.moneywithkatie.com/the-rent-vs-buy-decision-in-2022s-interest-rate-environment-and-lofty-market/ NYT Is it Better to Rent or Buy: https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html?mtrref=www.google.com&assetType=PAYWALL&mtrref=www.nytimes.com&gwh=18CCF12ECC1502F6CDD50CDCD55B6B3B&gwt=regi&assetType=REGIWALL Millennials and the American Dream Part 1: https://podcast.moneywithkatie.com/part-1-money-millennials-and-the-american-fever-dream/ Millennials and the American Dream Part 2: https://podcast.moneywithkatie.com/pt-2-millennials-money-the-bizarre-american-fever-dream-the-role-of-personal-finance-education-our-collective-expectation-hangover/ The Paradox of Riches: https://moneywithkatie.com/blog/the-paradox-of-riches-being-poor-is-expensive Financial Fear: Good or Bad: https://podcast.moneywithkatie.com/how-your-money-anxiety-might-actually-help-build-wealth/ Don't Quit Your Day Job with Cinneah El-Amin: https://podcast.moneywithkatie.com/40000-to-200000-in-5-years-dont-quit-your-day-job-with-cinneah-el-amin/ Building a Six-Figure Side Hustle: https://podcast.moneywithkatie.com/building-a-six-figure-side-hustle-monetizing-content-budgeting-with-variable-income/ To Prenup or Not to Prenup with Kim Davis: https://podcast.moneywithkatie.com/to-prenup-or-not-to-prenup-with-the-fiscal-feminist-kim-davis/ Are Rich People Better Than You with Nick Hanauer: https://podcast.moneywithkatie.com/to-prenup-or-not-to-prenup-with-the-fiscal-feminist-kim-davis/ Bootstrapping #Fail: https://podcast.moneywithkatie.com/bootstrapping-fail-why-the-american-solution-to-systemic-problems-keeps-falling-short/ Confessions of a Reformed Materialist: https://podcast.moneywithkatie.com/confessional-materialism-worthiness-and-financial-discipline/ How to Become a Millionaire in 10 Years or Less: https://podcast.moneywithkatie.com/how-to-become-a-millionaire-in-10-years-or-under-oh-and-market-timing/ — Follow Along at Money with Katie: https://moneywithkatie.com/ Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to The Money with Katie Newsletter - Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2 Follow the Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

How much money do you have to earn in a HCOL area to become a millionaire in 10 years or fewer? A few months ago, we released an episode about how much someone would need to earn (and spend) to go from $0 to a seven-figure net worth in a decade, and a few of our listeners from NYC and the Bay Area said, “Good try, but can you triple the spending and redo this?” I'm nothing if not accommodating, and the question brought up a whole new topic for me: Is living in high cost-of-living areas worth it? Moreover, how much do you really need to earn in, say, Manhattan to avoid slowing your financial progress? If you don't earn that much, how far “behind” are you likely to be? We're diving in. Learn more about our sponsor, Vin Social: http://vinsocialvip.com/. Transcripts can be found at https://www.podpage.com/money-with-katie-show/. — Mentioned in the Episode How to Become a Millionaire in 10 Years or Under: https://podcasts.apple.com/us/podcast/the-money-with-katie-show/id1589146097?i=1000581637513 Cost of Living Calculator: https://www.nerdwallet.com/cost-of-living-calculator Investopedia's 10 Most Expensive Cities in the US: https://www.investopedia.com/articles/personal-finance/080916/top-10-most-expensive-cities-us.asp 2022 Cost of Living in New York City: https://www.bankrate.com/real-estate/cost-of-living/nyc/ Median Sales Price of Houses Sold in US: https://fred.stlouisfed.org/series/MSPUS New York State Income Tax Rates: https://www.nerdwallet.com/article/taxes/new-york-state-tax#:~:text=New%20York%20City%20and%20Yonkers,%2C%203.819%25%20and%203.876%25. Federal Income Tax Calculator: https://smartasset.com/taxes/income-taxes#o4yUBvQUcN What Is the True Cost of Living in New York City: https://smartasset.com/mortgage/what-is-the-cost-of-living-in-new-york-city No, The Rich Are Not All Moving to the City Now: https://grist.org/cities/no-the-rich-are-not-all-moving-to-the-city-now/ Are Houses More Expensive Today, or Way Bigger: https://moneywithkatie.com/blog/are-houses-more-expensive-or-bigger 2023 Wealth Planner: https://moneywithkatie.com/new-2023-wealth-planner — Follow Along at Money with Katie: https://moneywithkatie.com/ Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to The Money with Katie Newsletter - Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2 Follow the Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

I've onboarded to four different companies in the last five years (long story), and there's one common throughline that knits together the experiences: The first month of HR paperwork and getting the lay of the land is stressful as hell. In this week's episode, we're diving into the major pieces to get right (setting up employer-sponsored retirement account contributions, the “use it or lose it” benefits at your old job, and other consequential-but-tedious administrative stuff). My guest, career coach Eliana Goldstein, is joining me to discuss how to absolutely crush the first 90 days of your new job—everything from internal networking to key conversations to fast-tracking promotions.  Learn more about our sponsor, Vin Social: http://vinsocialvip.com/. Transcripts can be found at https://www.podpage.com/money-with-katie-show/. — Mentioned in the Episode How to Find a Well-Paying Career You Love: Interview with Millennial Success Coach Eliana Goldstein: https://podcasts.apple.com/us/podcast/the-money-with-katie-show/id1589146097?i=1000543587593 SmartAsset Federal Income Tax Calculator: https://smartasset.com/taxes/income-taxes How to Start Investing Successfully with Just Two Funds: https://podcasts.apple.com/us/podcast/the-money-with-katie-show/id1589146097?i=1000562135184 How I'm Budgeting for Healthcare in the United States in the Least Frustrating Way: https://moneywithkatie.com/blog/how-im-budgeting-for-healthcare-in-the-united-states-in-the-least-frustrating-way Eliana Goldstein's Career Upgrade Course (discount code is MWK100 for $100 off for listeners!): https://www.elianagoldsteincoaching.com/course — Follow Along at Money with Katie: https://moneywithkatie.com/ Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to The Money with Katie Newsletter - Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2 Follow the Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

It was only a matter of time before The Money with Katie Show tackled the Goopification of wellness (even “wellness” seems like a term that's been co-opted in the last decade). In the US, this industry is worth $212 billion—and growing 11% annually. People be spendin' some money. What if commercialized self-care is really just a millennial pink Band-aid for the problems endemic to our hyperspeed lives? Are we trapped in a cycle of deadlines and bath bombs and existential dread? (Just me?) This week's episode explores the commodified self-care industrial complex and how it's awfully reminiscent of other industries marketed specifically toward women, but with the purported benefit of being ~good for you~.  Learn more about our sponsor, Vin Social: http://vinsocialvip.com/. Transcripts can be found at https://www.podpage.com/money-with-katie-show/. — Mentioned in the Episode High-maintenance spending habits: https://moneywithkatie.com/blog/high-maintenance-is-expensive-how-i-went-from-a-320mo-girly-budget-to-a-negligible-one That Girl: Wellness Shouldn't Be Work: https://www.youtube.com/watch?v=0hVlxNGPvDo Wellness industry analysis: https://www.statista.com/outlook/dmo/ecommerce/beauty-health-personal-household-care/personal-care/worldwide Aisha Harris's A History of Self-Care: http://www.slate.com/articles/arts/culturebox/2017/04/the_history_of_self_care.html Global Wellness Economy: https://www.hospitalitynet.org/news/4108643.html Millennials and the American Dream: https://podcasts.apple.com/us/podcast/the-money-with-katie-show/id1589146097?i=1000578662240 What is the American Dream Now?: https://podcasts.apple.com/us/podcast/the-money-with-katie-show/id1589146097?i=1000579420509 Bootstrapping #Fail: Why the American "Solution" to Systemic Problems Keeps Falling Short: https://podcasts.apple.com/us/podcast/the-money-with-katie-show/id1589146097?i=1000582372410 Statistic on adult anxiety disorders in the US: https://www.nami.org/About-Mental-Illness/Mental-Health-Conditions/Anxiety-Disorders Chelsea Fagan's 7 Common Self-Care Tips That Actually Make You More Stressed: https://www.youtube.com/watch?v=CfkM6pM6HvI U.S. News & World Report survey on financial anxiety in Americans: https://money.usnews.com/credit-cards/articles/two-thirds-of-americans-experiencing-financial-anxiety#:~:text=Survey%3A%20More%20Than%2067%25%20Are,Anxiety%20%7C%20Credit%20Cards%20%7C%20U.S.%20News Research on poverty & the developing brain: https://dana.org/article/poverty-and-the-developing-brain/#:~:text=Children%20growing%20up%20in%20poverty,adaptive%20behavior%20patterns%2C%20and%20learning. Financial Independence Tracker: https://moneywithkatie.com/new-2023-wealth-planner — Follow Along at Money with Katie: https://moneywithkatie.com/ Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to The Money with Katie Newsletter - Sign up for free today: https://www.morningbrew.com/money-with-katie/subscribe/2 Follow the Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

Finally defeated your high-interest debt and got your cash flow under control? This week's episode is for you, baby!  If the 401(k) vs. IRA vs. HSA vs. everything else conundrum has you frozen with indecision, look no further than this week's podcast episode for a framework that'll help clarify these types of decisions so you can move forward with confidence in the new year.  Even if you feel like you've got a relatively good grip on your investment strategy, this refresher may help you consider things in a new (and more lucrative!) way. Learn more about our sponsor, Vin Social: http://vinsocialvip.com/. Transcripts can be found at https://www.podpage.com/money-with-katie-show/. — Mentioned in the Episode The Traditional 401(k) vs. Roth 401(k) Debate: https://moneywithkatie.com/blog/the-final-traditional-vs-roth-debate-traditional-wins Roth IRA Conversion Ladder Discussed in Episode 36: https://www.podpage.com/money-with-katie-show/deep-dive-set-yourself-up-to-pay-no-penalties-or-taxes-in-early-retirement/ The Math Behind Early Retirement: https://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/ Research on the Human Psychology Behind Loss Aversion: https://www.verywellmind.com/negative-bias-4589618 2021-2022 Roth IRA Contribution Limits: https://www.schwab.com/ira/roth-ira/contribution-limits#:~:text=If%20you%20file%20taxes%20as,214%2C000%20for%20the%20tax%20year Demographic Survey on HSAs: https://www.benefitspro.com/2021/08/20/hsas-in-the-usa-5-states-where-theyre-used-the-most-5-the-least/?slreturn=20221029084558#:~:text=As%20of%20December%2031%2C%202020,the%20end%20of%20the%20year. — Follow Along at Money with Katie: https://moneywithkatie.com/ Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to Morning Brew - Sign up for free today: https://bit.ly/morningbrewyt Follow The Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

I have been—by all accounts—incredibly fortunate in my career thus far, but there are a few distinct takeaways I notice when I reflect on the last five years. Since I went to a public state university and studied communications (not exactly a field with investment banking-level compensation), I figured I'd be a median earner forever. Discovering the art of the side hustle (and freelancing, contract work, and online businesses) sent me down a meandering path of trial and error that I'm recounting on the show today.  When I started working, I earned $12/hour, which transitioned later to a full-time salary of $52,000. By 2021, as a 26-year-old with no advanced degree, my total cobbled-together income encroached on $400,000. Looking back on it, I realize: The rules are fake. You don't need to study finance or medicine at Harvard to make good money (though to be fair, I'm sure those things make it a lot easier). Regardless, it's my hope that something in this episode will spark something useful for you. Learn more about our sponsor, Vin Social: http://vinsocialvip.com/. Transcripts can be found at https://www.podpage.com/money-with-katie-show/. — Mentioned in the Episode Money with Katie's 2023 Wealth Planner: https://moneywithkatie.com/new-2023-wealth-planner Study on students who graduate from college without any debt: https://www.aplu.org/our-work/5-archived-projects/college-costs-tuition-and-financial-aid/publicuvalues/publicuvalues-resources/student-debt-by-the-numbers.pdf Building a Six-Figure Side Hustle episode: https://www.podpage.com/money-with-katie-show/building-a-six-figure-side-hustle-monetizing-content-budgeting-with-variable-income/ The Role of Luck in Financial Outcomes: https://moneywithkatie.com/blog/how-a-traffic-stop-changed-my-life-luck-randomness — Follow Along at Money with Katie: https://moneywithkatie.com/ Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to Morning Brew - Sign up for free today: https://bit.ly/morningbrewyt Follow The Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

It turns out Americans have been asking the wrong question: It's not, “What's the difference between the ‘haves' and the ‘have nots,'” but rather…“How did those in the 0.1% end up having it all?”  To paraphrase my guest, entrepreneur and venture capitalist Nick Hanauer (https://nickhanauer.com/), “How do [rich people like me] manage to grab an ever-increasing piece of the pie? Is it because rich people are smarter than we were 30 years ago? Is it that we're working harder than we once did? Are we taller? Better-looking? Sadly, no. It all comes down to one thing: economics.” My thesis? Capitalism is the economic system that creates wealth, and good economic policy is what ensures that all that wealth doesn't accrue to a very small group of people. Learn more about our sponsor, Vin Social: http://vinsocialvip.com/. Transcripts can be found at https://www.podpage.com/money-with-katie-show/. — Mentioned in the Episode Nick Hanaeur's TED Talk "The Dirty Secret of Capitalism": https://www.youtube.com/watch?v=th3KE_H27bs Jacob Hacker & Paul Pierson's The Winner-Take-All Economy: How Washington Made the Rich Richer and Turned Its Back on the Middle Class: https://politicalscience.yale.edu/publications/winner-take-all-politics-how-washington-made-rich-richer-and-turned-its-back-middle Jared Bernstein & Karen Kornbluh's paper “Running Faster to Stay in Place: The Growth of Family Work Hours and Incomes": https://www.upi.com/Business_News/2004/07/20/Workers-put-in-more-hours-just-to-keep-up/79691090369058/ Reaganomics, FDR, & deregulation: https://origins.osu.edu/history-news/time-end-deregulation?language_content_entity=en "Reaganomics Killed America's Middle Class" from Salon: https://www.salon.com/2014/04/19/reaganomics_killed_americas_middle_class_partner/ Marginal tax rates in 2022: https://www.nerdwallet.com/article/taxes/federal-income-tax-brackets CEO pay 300x the average worker: https://aflcio.org/paywatch Reagan quotes via the Reagan Foundation: https://www.reaganfoundation.org/ronald-reagan/reagan-quotes-speeches "The Myth of the Welfare Queen" from The New Republic: https://newrepublic.com/article/154404/myth-welfare-queen The Commodity Futures Modernization Act & the 2008 financial crisis: https://scholarship.law.cornell.edu/facpub/723/ The 2000-2001 California electricity crisis: https://www.ppic.org/wp-content/uploads/content/pubs/report/R_103CWR.pdf "Voodoo economics": https://www.investopedia.com/terms/v/voodooeconomics.asp US GDP & tax revenue in the 1980s: https://fred.stlouisfed.org/series/GDP Wealth inequality & GDP growth from OECD: https://www.oecd.org/newsroom/inequality-hurts-economic-growth.htm Federal debt under Reagan: https://mises.org/library/sad-legacy-ronald-reagan-0 Revolve's Gestalt University: https://podcasts.apple.com/us/podcast/resolves-gestalt-university/id1463123745?i=1000510150469 RAND Corporation on wealth transfers: https://www.rand.org/pubs/working_papers/WRA516-1.html "The Prosperity Gospel, Explained" from Vox: https://www.vox.com/identities/2017/9/1/15951874/prosperity-gospel-explained-why-joel-osteen-believes-prayer-can-make-you-rich-trump "Amazon Denies Workers Pee in Bottles. Here Are the Pee Bottles" from Vice: https://www.vice.com/en/article/k7amyn/amazon-denies-workers-pee-in-bottles-here-are-the-pee-bottles Nick Hanauer in The New Republic, "Biden's Plan to Tax Rich People Like Me is the Best Way to Grow the Economy": https://newrepublic.com/article/163852/tax-rich-people-grow-economy — Follow Along at Money with Katie: https://moneywithkatie.com/ Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie   Subscribe to Morning Brew - Sign up for free today: https://bit.ly/morningbrewyt Follow The Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

HMO or PPO? Go for the high-deductible health plan, or accept the higher premiums? Opt for the copay or coinsurance model? Can you trust the little brochures that subtly guide you to a “lower-cost” option, or are those marketing materials? How does healthcare use big data to offload more of your medical costs onto you? It's fascinating that personal finance content doesn't focus more on navigating the US healthcare marketplace—after all, just one mistake that leaves you underinsured can wipe out months (if not years) of accumulated savings from buying store-brand options and trimming back on subscriptions. When your out-of-pocket maximum is more than $10,000, the stakes are high.  My guest this week, Sarah Khan of My Voice My Health, is a healthcare executive by day and a patient advocate by night. She answers all my questions with a level of insight I hadn't considered before, and they're sure to help you make the best choices this open enrollment season. And in this week's Rich Girl Roundup, we talk about if pausing your investment contributions in a bear market is the right move. To learn more about our sponsor, Vin Social, check out http://vinsocialvip.com/. Episode transcripts can be found at https://www.podpage.com/money-with-katie-show/. — Mentioned in the Episode Check out Sarah's healthcare open enrollment cheat sheet: https://www.myvoicemyhealth.com/openenrollment Open enrollment with Healthcare.gov: https://www.healthcare.gov/ Money with Katie post on How I'm Budgeting for Healthcare in the US in the Least Frustrating Way: https://moneywithkatie.com/blog/how-im-budgeting-for-healthcare-in-the-united-states-in-the-least-frustrating-way Money with Katie episode on Navigating the US Healthcare System without Getting Financially F***ed: https://podcast.moneywithkatie.com/navigating-the-us-healthcare-system-without-getting-financially-fed/ Money with Katie post on 3 Myths about Single-Payer Healthcare Systems: https://moneywithkatie.com/blog/myths-about-single-payer-healthcare Majority of Americans who file for bankruptcy affected by medical issues: https://www.cnbc.com/2019/02/11/this-is-the-real-reason-most-americans-file-for-bankruptcy.html JP Morgan Asset Management on market timing: https://am.jpmorgan.com/us/en/asset-management/adv/insights/market-insights/market-updates/on-the-minds-of-investors/is-market-timing-worth-it-during-periods-of-intense-volatility/ — Follow Along - Listen to Money with Katie here: https://www.podpage.com/money-with-katie-show/ - Read Money with Katie: https://moneywithkatie.com/ Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie - TikTok: https://www.tiktok.com/@moneywithkatie   Subscribe to Morning Brew - Sign up for free today: https://bit.ly/morningbrewyt Follow The Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

Until the global Pamela Anderson, I had never given much thought to ~the supply chain~ and where the things I buy come from—I kinda just took it for granted that I'd have 12 different almond butter options every time I wandered down Aisle 4 at my local King Soopers. And when you're knee-deep in the “Financial Independence/Retire Early” world, there's a heavy emphasis placed on attaining the things you need as cheaply as possible. Unfortunately, being able to purchase something for a single dollar in the US usually comes at a cost to another human being somewhere up the chain, and as consumers, we're more or less shielded from exposure to exploitative labor practices, especially globally.  This week, I wanted to explore consumption habits through the “personal finance” lens. We invited Sana Javeri Kadri, an entrepreneur in her twenties who's revolutionizing the Indian spice trade from the inside out, to join us for the conversation. Sana (who recently closed a $2 million funding round) is proof that equitable business models are better for everyone from the farmer to the end consumer. To learn more about our sponsor, Vin Social, check out http://vinsocialvip.com/. Episode transcripts can be found at https://www.podpage.com/money-with-katie-show/. — Mentioned in the Episode 450 million in the global supply chain: https://www.hrw.org/news/2020/04/02/covid-19-puts-millions-global-supply-chain-workers-risk Outsourcing to China, Korea, and the EU: https://www.ilo.org/global/about-the-ilo/newsroom/news/WCMS_370189/lang--en/index.htm "Food at home" prices up 12% this year: https://www.ers.usda.gov/data-products/food-price-outlook/summary-findings/#:~:text=In%202022%2C%20all%20food%20prices,between%2010.0%20and%2011.0%20percent. Crocodile farming and Hermès scandal: https://www.vice.com/en/article/g5bg8x/hermes-plans-to-build-australias-biggest-crocodile-factory-farm British colonization of India for spices: https://www.statecraft.co.in/article/spices-textiles-slaves-tea-and-opium-why-the-british-came-and-stayed-back-in-india Bon Appétit's interview with Sana: https://www.bonappetit.com/story/sana-javeri-kadri 60% of India lives on less than $3.10 per day: https://www.cnn.com/interactive/2017/10/world/i-on-india-income-gap/ Diaspora Co.'s single origin spices from 150 farms: https://www.diasporaco.com/pages/about Sana's $2.1m funding round (Forbes): https://www.forbes.com/sites/shaynaharris/2022/07/14/diaspora-co-mints-21-million-in-fresh-financing-to-build-an-equitable-spice-trade/?sh=635c64c274a4 — Follow Along - Listen to Money with Katie here: https://www.podpage.com/money-with-katie-show/ - Read Money with Katie: https://moneywithkatie.com/ Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie - TikTok: https://www.tiktok.com/@moneywithkatie   Subscribe to Morning Brew - Sign up for free today: https://bit.ly/morningbrewyt Follow The Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

I'm not an investment professional or licensed financial advisor, but I do have access to free products and portfolios built by licensed investment professionals—and so do you! The perks of living in 2022, right? This week, we're breaking down a few big investing topics: the relationship between risk and returns diversification beyond the S&P 500 (and why it's something you may want to consider, considering it involves securities that aren't down 25% YTD) the (free) tools you can use to level up your portfolio I also sat down for a conversation with Trey Lockerbie of The Investor's Podcast Network (https://www.theinvestorspodcast.com/) to talk about all things “value investing,” Warren Buffett, and why Trey can't help himself from investing in individual stocks. To learn more about our sponsor, Vin Social, check out http://vinsocialvip.com/. Episode transcripts can be found at https://www.podpage.com/money-with-katie-show/. — Mentioned in the Episode Rational Reminder on "factor investing": https://podcasts.apple.com/us/podcast/the-rational-reminder-podcast/id1426530582?i=1000575745961 Ken Fisher, American billionaire investment analyst: https://www.kenfisher.com/books/little-book-market-myths/chapter-09 Callan's Periodic Table of Investment Returns: https://www.callan.com/research/2021-classic-periodic-table/ S&P 500 total returns by year: https://www.slickcharts.com/sp500/returns M1 Finance: https://m1.com/ Roth IRAs per the IRS: https://www.irs.gov/retirement-plans/roth-iras — Follow Along - Listen to Money with Katie here: https://www.podpage.com/money-with-katie-show/ - Read Money with Katie: https://moneywithkatie.com/ Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie - TikTok: https://www.tiktok.com/@moneywithkatie   Subscribe to Morning Brew - Sign up for free today: https://bit.ly/morningbrewyt Follow The Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

A little confused about how we've gotten to…well, ~gestures to everything~? The S&P 500 down roughly 25% YTD, record-high inflation, and rate hike after rate hike?  SoFi's (https://www.sofi.co) Head of Investment Strategy, Liz Young, joins me to break it all down—and makes a few historically informed predictions about what's likely on the horizon in 2023. She also addresses why she thinks now's the time on which we're all going to look back and wish we bought more, what to buy during downturns, and the relationship between the stock market and the bond market. To learn more about our sponsor, Vin Social, check out https://vinsocial.co/. Episode transcripts can be found at https://www.podpage.com/money-with-katie-show/. — Mentioned in the Episode The Important Part: Investing with Liz Young: https://open.spotify.com/show/3v9RQmKZioeCCDXEdmlZNP?si=9e91ea5676834fa1&nd=1 Bond market in "bull market": https://www.nasdaq.com/articles/r.i.p-bond-bull-market-1981-2021-2021-03-16 Inverted yield curves: https://www.cnbc.com/2022/09/21/what-the-inverted-yield-curve-means-for-your-portfolio-.html Yield curves & recessions: https://www.chicagofed.org/publications/chicago-fed-letter/2018/404 Net present value: https://www.investopedia.com/terms/n/npv.asp Jack Raines's Young Money post on risk: https://www.youngmoney.co/p/rethinking-risk Liz Young's 2022 outlook, "Running Into the Wind": https://www.sofi.com/blog/2022-market-outlook/ Liz Young's H2 2022 outlook, "Running Out of Steam": https://www.sofi.com/blog/liz-looks-2h-2022-outlook-running-steam/ Roth IRA platforms mentioned: Vanguard, Fidelity, Charles Schwab (most hands-on), M1 Finance (partially hands-on), Betterment (mostly hands off) — Follow Along - Listen to Money with Katie here: https://www.podpage.com/money-with-katie-show/ - Read Money with Katie: https://moneywithkatie.com/ Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie - TikTok: https://www.tiktok.com/@moneywithkatie   Subscribe to Morning Brew - Sign up for free today: https://bit.ly/morningbrewyt Follow The Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

This week's episode holds two complex truths simultaneously: That sometimes, the answer is working harder, and other times, the answer is policy, interdependence, and community. Sure, individual responsibility is important—but when we try to solve complex, collective problems with individual exceptionalism, we create a recipe wherein quality of life for all but a select few worsens over time.  Our individual wealth accumulation and experience of personal finance do not exist in a vacuum—they exist within the context of the economic policy decisions and cultural norms of our time.  You can work on your metaphoric swimming and freestyle upstream for as long as you've got the energy to do so, but the strength of the current is outside of your control. Usually, we talk about your swimming. Today, we're talking about the current. Plus, this episode features an interview with Rebecca Walker, activist and author of Women Talk Money (https://www.simonandschuster.com/books/Women-Talk-Money/Rebecca-Walker/9781501154324). Get ready! To learn more about our sponsor, Vin Social, check out https://vinsocial.co/. Episode transcripts can be found at https://www.podpage.com/money-with-katie-show/. — Mentioned in the Episode ChooseFI: https://www.choosefi.com/ Beyond the #Girlboss and Fixing the Motherhood Penalty: https://moneywithkatie.com/blog/the-girl-bossification-and-the-motherhood-penalty 40% of Americans have not traveled outside the US: https://www.forbes.com/sites/lealane/2019/05/02/percentage-of-americans-who-never-traveled-beyond-the-state-where-they-were-born-a-surprise/?sh=3a307eb82898 Trick Mirror by Jia Tolentino: https://www.penguinrandomhouse.com/books/567511/trick-mirror-by-jia-tolentino/ Organization for Economic Cooperation and Development study: https://data.oecd.org/earnwage/gender-wage-gap.htm Pew Research Center on paid family leave: https://www.pewresearch.org/fact-tank/2019/12/16/u-s-lacks-mandated-paid-parental-leave/ Trey Lockerbie's tweet: https://twitter.com/TreyLockerbie/status/1572417849351868418?s=20&t=y8rcaIBB6ZKFUAxIkSxR0g US households with children ages 3-5 in 2021: https://www.statista.com/statistics/679812/number-of-households-with-children-by-age/ Joy Borkholder's Crosscut feature: https://crosscut.com/news/2022/01/why-child-care-us-lags-behind-much-world The Way We Never Were by Stephanie Coontz: https://www.basicbooks.com/titles/stephanie-coontz/the-way-we-never-were/9780465098835/ Rational Reminder: https://podcasts.apple.com/us/podcast/the-rational-reminder-podcast/id1426530582?i=1000569872619 WSJ feature on the wage gap: https://www.wsj.com/articles/gender-pay-gap-college-11659968901 The Whiteness of Wealth by Dorothy A. Brown: https://www.penguinrandomhouse.com/books/591671/the-whiteness-of-wealth-by-dorothy-a-brown/ Rebecca Walker's feature in Oprah Daily: https://www.oprahdaily.com/entertainment/books/a39431571/rebecca-walker-book-women-talk-money/ — Follow Along - Listen to Money with Katie here: https://www.podpage.com/money-with-katie-show/ - Read Money with Katie: https://moneywithkatie.com/ Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie - TikTok: https://www.tiktok.com/@moneywithkatie   Subscribe to Morning Brew - Sign up for free today: https://bit.ly/morningbrewyt Follow The Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

Before I understood the almost-unbelievable magic of exponential compounding, I thought becoming a millionaire was an almost-impossible goal only achievable by the highest earners or people who were already rich. Granted, inflation has certainly shifted the meaning of a million dollars over the last 20 years—but it's still no small potatoes.  Fortunately, we can calculate this path to the magic million with relative ease—so that's exactly what we're doing on the show today. If you're trying to reach a $1 million net worth with a partner in 10 years or fewer, good news—neither partner even needs to make six figures. Of course, the temptation is strong to try to time the market in the context of our current volatile shitstorm. We'll address why that's a fool's errand, historically speaking, and discuss some ~alternative options~. (And reminder: Past performance is not indicative of future returns.) Finally, we're joined by my friend Delyanne Barros, otherwise known as The Money Coach (https://www.instagram.com/delyannethemoneycoach/) and host of CNN's Diversifying (https://www.cnn.com/audio/podcasts/diversifying). Delyanne shares her path from being a high earner and equally high spender to becoming a millionaire on track to retire by age 45. To learn more about our sponsor, Vin Social, check out https://vinsocial.co/. Episode transcriptions can be found at https://www.podpage.com/money-with-katie-show/. — Mentioned in the Episode Download the free Money Management Routine resource: https://education.morningbrew.com/budget Data on the world's millionaire population: https://spendmenot.com/blog/what-percentage-of-americans-are-millionaires JP Morgan Asset Management study on market timing: https://am.jpmorgan.com/us/en/asset-management/adv/insights/market-insights/market-updates/on-the-minds-of-investors/is-market-timing-worth-it-during-periods-of-intense-volatility/ Secret millionaires: https://www.rd.com/article/secret-millionaires-donations-after-died/ The Psychology of Money by Morgan Housel: https://www.goodreads.com/book/show/41881472-the-psychology-of-money Average monthly spend by a single earner: https://www.nerdwallet.com/article/finance/monthly-expenses-single-person-family Incomes making higher than $150K/year or more: https://www.statista.com/statistics/203183/percentage-distribution-of-household-income-in-the-us/ Median retirement savings amount: https://www.synchronybank.com/blog/median-retirement-savings-by-age/ How to Diversify Beyond The Total Stock Market: https://www.moneywithkatie.com/blog/you-might-be-overexposed-to-large-cap-diversifying-beyond-the-total-stock-market-and-sampp-500 10 Stunning Fast Fashion Waste Statistics: https://earth.org/statistics-about-fast-fashion-waste/ — Follow Along - Listen to Money with Katie here: https://www.podpage.com/money-with-katie-show/ - Read Money with Katie: https://moneywithkatie.com/ Follow Money with Katie! - Instagram: https://www.instagram.com/moneywithkatie/ - Twitter: https://twitter.com/moneywithkatie - TikTok: https://www.tiktok.com/@moneywithkatie   Subscribe to Morning Brew - Sign up for free today: https://bit.ly/morningbrewyt Follow The Brew! - Instagram: https://www.instagram.com/morningbrew/ - Twitter: https://twitter.com/MorningBrew - TikTok: https://www.tiktok.com/@morningbrew

Vin Social is a virtual events production company and eCommerce platform with national alcohol beverage fulfillment specializing in craft wine & spirits experiences for companies.Hosted by Jonny Price & Katie PowersProduced by William (Classic) Thomas

Vin Social is a celebration of the undiscovered.  A  virtual gathering where guests share a taste of an insiders only world of small craft beverage. 

Taylor Foxman is a prominent leader in the beverage industry and the Founder and CEO of The Industry Collective. The Industry Collective is a consulting firm for fast-growing beverage brands that has worked with names such as Archer Roose and BeatBox Beverages. Her greatest strengths come from networking and leadership, sitting as a Board Member for Vin Social, Chief, and Step Up.  Taylor is a Contributing Writer for Entrepreneur Media, coming from a background in media and communication. In 2020, she was named one of PR Week's 40 Under 40. In this episode… While creating a successful startup is less difficult than it used to be, it's far from an easy process. The lack of proper funding or experience can make it difficult to stand out amongst the larger brands. Even some smaller breweries are bought and backed by established names, giving them a leg up over more authentic brands. That support can make all the difference between success and burnout. Taylor Foxman knows this, having started The Industry Collective to do just that. Her firm is made up of experts with the sole purpose of supporting and guiding up-and-coming brands. Many of their beverages have gone on to be household names, such as BeatBox and Archer Roose. Her work in the beverage industry has given her the experience to help brands in need. Now, she might even be able to help yours. On this episode of Pitcher This!, Darren Fox speaks with Taylor Foxman, the Founder and CEO of The Industry Collective, to hear her perspective on building and growing an authentic beverage brand. They go over new trends in marketing, the crucial next steps for small companies, and supporting women in the industry. They also talk about Taylor's career and she's discovered her success. Stay tuned!

Sara Moll is the Founder and CEO of Vin Social, a fast-growing virtual events and e-commerce company pioneering virtual hospitality in the craft beverage space. After leaving a decade-long career in the fashion industry, Sara created Vin Social with a mission of democratizing access to the wine conversation through a modern approach to wine education. With a passion for the independent craft makers of the world, Vin Social partners with small-production, diversity-inclusive, sustainable brands, serving them as an innovative, high-touch sales and marketing channel.  The aggressive adoption of virtual events technology in 2020 has allowed Sara to realize her original mission of widespread accessibility and inclusivity while scaling the business to over $1 million in revenue in less than a year. Sara is a Certified Sommelier, Certified Specialist of Wine, and earned a Level 3 Award with Distinction from Wine and Spirits Education Trust (WSET). In this episode… In this rapidly-growing digital age, you can't always expect customers to stumble upon your winery's physical location. Effective customer engagement requires winemakers to leverage social media, digital experiences, and virtual outreach. But how can production-focused winemakers gain the skills necessary for the digital world?  A substantial part of thriving in the virtual space comes down to your brand story. According to Sara Moll, you have to focus on the “why” of your product and not the “how.” Consumers want to see your authentic brand and get to know the people beyond the bottle. Shifting to digital can seem daunting — especially when you're unsure where to start — but as long as you get your story in front of customers in tandem with the product, consumers are bound to admire your brand.   In this episode of VINTed, Scout Driscoll is in conversation with Sara Moll, Founder and CEO of Vin Social, about engaging with customers virtually. Sara talks about how Vin Social helps wine and beverage brands uncover digital opportunities, the different ways her company is uplifting underrepresented voices, and the steps winemakers can take to showcase their story and improve the customer experience. Stay tuned!

While we all love getting out and about, the past year has forced us to rethink the communal status quo and consider how we can connect without being in the same physical space. Enter the internet and all of the possibility it holds to create virtual gathering spaces for a variety of needs, including sharing a glass and building your wine community online. In this episode, we speak to two of this year's 40 Under 40 Tastemakers—Laura Brown, Cofounder of Uncorked Access and Wine Educator at Vin Social; and Alex Schrecengost, founder and CEO of Virtual With Us and Culture With Us—about our redefined expectations on what it means to wine together while remaining apart. FOLLOW US ON: Instagram: @wineenthusiast Twitter: @WineEnthusiast Facebook: @WineEnthusiast

Sara is the founder and CEO of Vin Social, a fast-growing company pioneering the virtual hospitality space through the lens of craft wine & spirits. Sara is also a Certified Sommelier & Certified Specialist of Wine with nearly a decade of experience in multiple facets of the wine industry. She has a deep-rooted mission to effect real change in making the industry more inclusive, accessible, and diverse.Since July of 2020, Vin Social has been able to bring in more than $750K in revenue from top, well-known clients and is one of the first movers in the fast-growing virtual events industry.Sara's Vin Social is so innovative in how it takes something so well-known and intimidating as wine tasting and is able to bring it to more people in a way that is more inclusive, fun, and modern. This episode focuses on taking chances with your future, disruption in an industry predominantly owned by men, understanding other peoples' successes, and much more.  Check out this episode to hear more about:Taking a chance to figure out what you really want to doHow a little disruption in the market can create really big changesTips for scaling a digital experience brandListen to the full episode here.

Taylor Foxman is the Founder and CEO of The Industry Collective, a leading Beverage Alcohol Consulting Firm, and the Vice President of Communications and Media at Parallel, one of the largest privately-held cannabis companies in the United States. She has experience working with Pernod Ricard — she helped launch their Jameson Black Barrel — and 70 global-wide spirit brands. Taylor graduated from Boston University with a Bachelor of Science in Communication, Public Relations, and Art History. She is an official member of the Rolling Stone Culture Council and a board member of Vin Social. In this episode with Taylor Foxman Allocation of time and money is often overlooked — but crucial — for a craft brand. Luckily, by using strategic marketing tools, you can engage and create budget-friendly storytelling communications to be a leader in the industry. Taylor Foxman knows how to effectively build a brand without costing you too much — but still providing you with an added benefit. She is a pioneer in combining the cannabis and alcohol industries. Taylor understands the mindset of an entrepreneur and is taking the horse by the reins to build and scale businesses by portraying the authenticity of your brand. In the episode of Legends Behind the Craft, Drew Hendricks has a conversation with Taylor Foxman, Founder and CEO of The Industry Collective, a leading Beverage Alcohol Consulting Firm, and the Vice President of Communications and Media at Parallel. Together they discuss the collaboration between the alcohol and cannabis industry, the resources a small brand needs to grow, and the uniqueness of marketing cannabis. Stay tuned!

Sara Moll is a community builder, a supporter of women in entrepreneurship, and the Founder and CEO of Vin Social. She officially started the business back in 2015 with a vision for rethinking how we discover wine. Their emphasis is on sustainable and smaller-production brands, shining a spotlight on the wines that deserve it most. Sara began as a creative director in the world of New York City fashion. From there, she enrolled in a professional sommelier training program and officially shifted her career path. In addition to Vin Social, Sara is a member of Kindred and Chief, both of which work towards maintaining equitable leadership in business. In this episode with Sara Moll COVID-19 left an indelible mark on the world of wine, but this was especially the case with smaller wineries. Many of these brands relied on in-person tastings to secure new customers. Without them, they struggled to be noticed next to more recognizable names. Virtual wine tastings existed before the pandemic, but this was the domain of those same larger brands.  For Sara Moll, she wanted to highlight underappreciated wineries while also introducing customers to new wines they would love. This is why she founded Vin Social, a business that runs the gamut from virtual tastings to wine subscriptions to education and more. Her company has seen tremendous growth over the past year, even expanding into craft spirits. So how has she been successful and how has her unique vision come to life? On this episode of the Legends Behind the Craft podcast, Drew Hendricks sits down with Sara Moll, the Founder and CEO of Vin Social, to discuss virtual wine tastings and the story behind the business. Sara goes through her own career switch, how she got into wine, and how Vin Social found success. They also cover the details of their virtual wine tastings and the advice Sara would give to new wineries looking to do the same. Stay tuned.

Sara Moll is the Founder and CEO of Vin Social, a premium virtual hospitality solution. Vin Social delivers a service for companies to connect with and entertain their most valued audiences through craft wine and spirits. Sara's approach to the alcoholic beverages industry combines storytelling with seasonal trend-spotting to craft unique experiences and a new take on “wine and dine.” Sara is a Certified Sommelier, a Certified Specialist of Wine, and a WSET 3 with Distinction. She is also a Member at Chief, a private, female-focused network that drives women into positions of power—and keeps them there. In this episode… Are you struggling to create a unique hospitality event for clients and prospects? Do you want to craft a one-of-a-kind experience that can grab the attention of customers and make long-term clients? In order to grow and scale your business, you first have to create a connection with your consumers. However, establishing meaningful relationships with customers is no easy task — and many professionals in the alcoholic beverages industry struggle to create the connections that can grow their businesses. Thankfully, that's why Vin Social exists: to provide the alcoholic beverage industry-related education you need to optimize virtual hospitality, champion diversity, and establish meaningful relationships. In fact, they even provide a craft wine and spirits service that provides companies with packages to help them thrive and reach clients with ease. Want to learn more? In this episode of the Alexi Cashen Show, sit down with Alexi as she talks with Sara Moll, Founder and CEO of Vin Social, about Sara's mission to completely rethink and modernize the way consumers learn about and discover wine. Listen in as Alexi and Sara discuss Sara's multiple facets of the wine industry, how wine refueled her soul, and how she created this unique experience to help brands thrive. Stay tuned!

On today's episode of StartupNation Radio, Jeff interviews two entrepreneurs: Bode Miller of SKEO and Sara Moll of Vin Social.First up is Miller, who is the most decorated male American alpine ski racer of all time, known for 33 World Cup wins, two overall titles, four world championships and six Olympic medals. Now, he is founding partner at SKEO, an app that measures and tracks data on your smartphone in your pocket while skiing.During the interview, Miller discusses:How he approaches his workHis journey from the sports world into the business worldHow he's built a brand from skiingWhy he decided to go into the business world and develop SKEO after retiringFor more information about SKEO, visit the official website, and follow on Facebook and Instagram.Next up, Jeff talks to Moll, the founder and CEO of Vin Social, an online wine education program and hospitality solution that allows for virtual wine tasting and more.During the segment, Moll talks about:Vin Social's equity crowdfunding campaign on WefunderHow she went from the fashion industry to the wine worldHow she came up with the idea for Vin SocialHow focusing on the source helped her develop Vin SocialWhy she wanted Vin Social to be an e-commerce platformHow the pandemic helped her businessFor more information, visit Vin Social's website, and follow on Twitter, Instagram and LinkedIn. 

Sara Moll is the Founder and CEO of Vin Social, a company dedicated to connecting experience-seeking wine lovers to sommeliers and small-batch winemakers. Sara was previously working in the fashion industry as a Creative Director but decided to pivot her life to focus on wine. She received her sommelier certification from the International Culinary Center and she also is a Certified Specialist of Wine. Before founding Vin Social, Sara worked for various wineries and retailers, including as the Consulting Wine Director at StarChefs.com. Sara is a member of Chief, a private network aimed to uplift women into more positions of power. In this episode… Do you want to be a part of the wine community, but don't know where to start? Does it often feel like an exclusive club that you can't join? How can you attend a wine tasting in a pandemic?  Sara Moll is the Founder and CEO of Vin Social, a completely virtual company dedicated to connecting experience-seeking wine lovers to sommeliers and small-batch winemakers. Sara noticed the bad habit of exclusivity surrounding the wine industry and aimed to change it with her company by making it more accessible and less intimidating. She's here to tell you all about wine and why she loves running her business. On this exciting episode of Pitcher This!, Darren Fox sits down with Founder and CEO of Vin Social, Sara Moll. She discusses how her brand is revolutionizing the wine industry, Vin Social's virtual wine tastings, why remote work is successful, and much more. Stay tuned!

This week we caught up with Sara who founded Vin Social. The mission is to create a better way for curious consumers to become wine-confident and discover the best small-production, sustainably-crafted wines of the world that industry insiders drink at their own tables. And to show reverence to these talented, purpose-driven producers by telling their stories authentically and introducing them to an audience that is thirsty to learn. As a former creative director in the NY fashion industry, Sara created Vin Social drawing from a decade of experience in both the wine and fashion industries. Sara's approach to curation combines storytelling with seasonal trend-spotting and a values-driven lens to create sensory experiences designed to bring the wine lifestyle and the human stories behind the bottles to life.

2:10 - Laura's Introduction3:33 - Sarah's Introduction6:40 - Looking Backward7:00 - The Good, The bad and The Ugly (Claude)8:32 - Laura's View on Looking backward in Women Empowerment12:13 - Women (Work Life Balance) in regards to Covid22:28 - Generosity in Workplace23:25 - Women helping other Women25:35 - How to improve Gender Diversity?30:56  - Biased in Recruiting Pipeline34:01 - Advice to Professional Women36:59 - Personal and Professional Silver Linings43:44 - Closing Words46:19 - Sarah's Final Thoughts