Podcasts about big ern

#645: Mike (02:50): After 15 years of intentional living, Mike is 80 percent of the way to financial independence. Now he's trying to help friends take control of their own financial future. But what happens when one spouse is eager to learn and invest, while the other isn't interested? Michael (27:07): For two years, Michael has tracked his net worth monthly. So far, growth has been driven almost entirely by how much he saved. But when will investment returns begin to take over and shift that steady line into an exponential curve? Alvaro (34:00): After 15 years of investing in U.S. and European real estate, Alvaro has a big decision to make. Should he leverage a commercial loan to build an ADU for short-term rental income, or take on more personal debt to expand their family home? Jonathan (58:50): After hearing Paula and Joe discuss the efficient frontier — and then listening to Big ERN, Paul Merriman, and JL Collins — Jonathan can't help but wonder: has Joe's perspective evolved? Is the simple path still enough, or is there merit in a more complex approach? Former financial planner Joe Saul-Sehy and I tackle these three questions in today's episode. Enjoy! P.S. Got a question? Leave it ⁠here⁠. Resources Mentioned: JL Collins Part 1 and Part 2 Karsten Jeske (Big Ern) Episode 643 Paul Merriman Episode 550 Note: Timestamps will vary on individual listening devices based on dynamic advertising segments. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. Learn more about your ad choices. Visit podcastchoices.com/adchoices

#643: Picture this: you're at the Federal Reserve years ago. The chairman literally hangs up a conference call, waits 30 minutes, then calls back — suddenly everyone agrees on the rate decision.  That's the kind of insider story Karsten Jeske (“Big ERN”) shares when he joins us to break down what's happening with the economy right now. Karsten worked at the Federal Reserve Bank of Atlanta for eight years, then spent a decade on Wall Street at Bank of New York Mellon.  Today he runs the popular Early Retirement Now website, where he applies his economist background to help people understand money and markets. You'll hear Karsten explain why the Fed is about to start cutting interest rates. The futures markets are pricing in a 90 percent chance of a quarter-point cut, with more cuts likely through the end of the year.  But why? After all, inflation just ticked up in the latest CPI report, yet the Fed is still planning to lower rates. We dive into how this affects real people. If you're thinking about buying or selling a house, Karsten suggests acting sooner rather than later.  He explains the "buy the rumor, sell the news" principle – the bond market may have already priced in the good news about rate cuts, so waiting might not help you. The conversation covers some surprising economics too. Did you know that high interest rates can actually cause housing inflation?  When mortgage rates are expensive, fewer people build new homes, which drives up prices. It's the opposite of what most people think happens. Karsten walks through the recent jobs report revisions that caught everyone off guard. The government had to subtract nearly a million jobs from their previous estimates. He explains how this happens – it's not that officials are making up numbers, but tracking new businesses is genuinely hard to do in real time. You'll also learn about two Fed tools most people haven't heard of: the dot plot and R-star. The dot plot shows where Fed officials think interest rates should go over time. R-star represents the theoretical perfect interest rate when the economy has no problems — currently around 3 percent. The interview wraps up with Carsten's take on Fed culture. The consensus-building era under Greenspan is giving way to more dissenting votes, which actually makes the central bank more like it was decades ago under Paul Volcker. Enjoy! Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Podcast introduction and guest background Learn more about your ad choices. Visit podcastchoices.com/adchoices

So you've scaled the mountain, built the nest egg, and maybe even shouted “I'm done!” across a pristine beach... now what? In today's Stacking Benjamins episode, Joe Saul-Sehy convenes a roundtable of heavy-hitters to tackle the most misunderstood phase of money management: decumulation—a.k.a. the art of spending what you've worked so hard to save. Whether you're staring down retirement or already deep into your golden years, you'll hear candid, practical insights from three financial thought leaders who specialize in making your money last. Joining Joe are Dana Anspach, retirement planning expert and founder of Sensible Money, Karsten Jeske (aka “Big ERN” from Early Retirement Now), and Frank Vasquez, aka Uncle Frank, host of Risk Parity Radio. Together, they bring decades of academic research, professional experience, and plain old common sense to questions like: What's the real safe withdrawal rate—and why does it depend on more than just spreadsheets? Should you chase simplicity or embrace complexity in managing retirement funds? What role do annuities and guaranteed income play in reducing late-life anxiety? How do you plan for cognitive decline without spiraling into existential dread? What's the difference between spending confidently... and spending carelessly? You'll also hear why lumpy expenses, long-term care surprises, and behavioral quirks can trip up even the best-laid plans—and how to bulletproof your strategy now. And yes, we get nerdy. Risk parity, sequence of return risk, and portfolio glidepaths all make guest appearances—but always with your favorite Stacking Benjamins charm and plain-English style. Because retirement doesn't need to be scary... but it does need to be intentional. Why your investment approach needs to evolve once paychecks stop The strengths and blind spots of the “4% rule” How emotions (not just inflation) affect safe withdrawal strategies When it makes sense to annuitize, and when it absolutely doesn't How to adjust for cognitive decline in your financial plan (and still maintain autonomy) The “spend conservatively early” myth—debunked Tips for managing healthcare and other unpredictable late-life costs Whether you're a retiree, a pre-retiree, or a spreadsheet-loving financial independence buff, this deep-dive episode will give you the confidence to manage the second half of your financial life like a pro. This isn't just about stretching your dollars—it's about building a life worth spending them on. So grab your planner, pour a cup of whatever says “retirement-ready” to you, and let's get smarter (and maybe just a bit weirder) about your golden years. FULL SHOW NOTES: https://stackingbenjamins.com/create-your-retirement-spending-plan-1698 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this first Q&A podcast of 2025, Paul, Daryl, and Chris discuss several listener questions and expand on Paul's rebuttal of Big ERN's recent criticisms of diversifying with small-cap value. 0:00 – Introduction 0:29  – Responding to Big ERN's critique 2:11 –  Small-cap value lumpsum vs. dollar-cost averaging 6:38 –  Daryl's take on SCV's premium persistence 8:46 –  Chris' take on SCV's premium persistence 15:50 –  Paul highlights the random timing of SCV vs. S&P500 returns 19:50 -- Are there good alternatives to Vanguard's Wellesley fund? 26:18 -- Does 2 Funds for Life mean no SCV in retirement? 29:35 -- Why not let Buffet manage our money in BRK.B? 33:52 -- What portfolio to get a 3.6% safe withdrawal rate in retirement? 38:53 -- Which accounts do we tap for our annual spending needs? 49:39 -- Why doesn't the Portfolio Configurator include REITs and emerging markets? 54:52 -- When will the Best-in-Class ETF recommendations be updated? These tables were referenced- Table G-1b - Fine Tuning Table: S&P 500 vs US SCV Equity Portfolio - Out-Performance Tell-Tale_Charts 2 Funds for Life PDF 2 Funds for Life on Amazon

Karsten Jeske also known as “Big ERN” is the founder and genius behind Early Retirement Now. He writes on all topics related to personal finance but is best known for his comprehensive series on safe withdrawal strategies.  In this episode he dives deep into the intricacies of safe withdrawal rates, sequence of return risk, the importance of market valuations for retirees and the 'one more year' syndrome often discussed in the Financial Independence community. Karsten also shares his personal journey from a modest upbringing in Germany to early retirement in the U.S.  

#548: Economist Dr. Karsten Jeske talks with us about the current economic landscape. Karsten, who retired at 44, breaks down the Fed's recent decisions and how they might affect our finances. He explains how markets often anticipate interest rate changes before they happen. Karsten challenges traditional views on inflation and unemployment, telling us that textbook models don't always match reality. Karsten shares his personal investing experiences, covering both market highs and lows. He emphasizes the value of consistent investing regardless of market conditions. For those eyeing retirement, Karsten dives into safe withdrawal rates. He advises paying close attention to current market valuations when planning. On the topic of mortgages, he offers clear guidance on when refinancing makes sense. We also touch on economic history, discussing the Weimar Republic's hyperinflation. Karsten uses this to critique modern monetary theory, expressing skepticism about unrestricted money printing. Throughout our conversation, Karsten explains complex economic concepts in accessible terms. He draws on his background as both an academic and a Wall Street professional to provide well-rounded insights. Karsten, also known as Big ERN, is the author of EarlyRetirementNow.com, where he writes about safe withdrawal rates and personal finance while enjoying his retirement. For more information, visit the show notes at https://affordanything.com/episode548 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Our guest in this episode is Dr. Karsten. He's the mind behind the Early Retirement Now blog. He completed a PhD in economics, worked for the Federal Reserve for a while and taught economics. He joined the research department of an investment manager and got a CFA designation. He spent 10 years there before punching out to live the FIRE lifestyle a few years ago. He spent the first few months out on a world tour, visiting 20 plus countries, then settled down in the Northwest with his family. Early Retirement Now is a popular FI blog primarily because of Karsten's rigorous academic approach. We explore health insurance and withdrawal rates and strategies for early retirees and get his take on some controversial areas of finance like options and leverage. Interested in retiring early? Check out How to Retire Early as a Doctor. https://www.whitecoatinvestor.com/how-to-retire-early/ Today's episode is brought to you by SoFi, helping medical professionals like us bank, borrow, and invest to achieve financial wellness. SoFi offers up to 4.6% APY on their savings accounts, as well as an investment platform, financial planning, and student loan refinancing…featuring an exclusive rate discount for med professionals and $100/month payments for residents. Check out all that SoFi offers at https://www.whitecoatinvestor.com/Sofi *Loans originated by SoFi Bank, N.A., NMLS 696891. Advisory services by SoFi Wealth LLC. The brokerage product is offered by SoFi Securities LLC, Member FINRA/SIPC. Investing comes with risk including risk of loss. Additional terms and conditions may apply. The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Main Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

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News: Emily will be vending at Not Your Mama's Craft Market in the Columbus metro area on 5/12 https://notyourmamascraftmarket.com/ Emily will be vending at Crafty Supermarket in Cincinnati on 5/18 https://craftysupermarket.com/ Emily will be vending at the World Oddities Expo in Nashville on 6/15 and Louisville on 6/22 https://www.woetothee.com/   FO: Lauren - Wicked Enchantress kerchief cowl designed by Kitty With A Cupcake https://www.ravelry.com/patterns/library/wicked-enchantress knit in handspun using Rapunzel Fiber Arts rolags in the Hag's Cauldron colorway which will be in Emily's booth for the Fiber Witch Festival     WIPS: Emily  - Northeasterly Blanket in Lantern Light Fellowship of the Rings Advent calendar mini skeins https://www.lanternlightyarn.com/ - Sock Arms Sweater https://www.tellybeanknits.com/sock-arms in Valkyrie Fibers Matte Sock, main color Lion and Garnet, Amenthyst, and Pearl for the sleeves - vanilla socks in Lang SuperSocks - hand painted birchwood Turkish Spindles from Snyder's for the Fiber Witch Festival     Lauren - Ahsoka Shawl by Knit Graffiti knit in Valkyrie Fibers Lapis Lazuli and Narkina 5 colorways https://knitgraffiti.com/shop/ahsoka/ - a pair of Fan Warrior Mitts in The Senator (Riyo Chuchi inspired self striping colorway) https://www.ravelry.com/patterns/library/fan-warrior-mitts - Numbat Cowl by Norichan Knits https://www.ravelry.com/patterns/library/numbat-cowl  in Junkyarn Dreamhouse sock blank https://www.junkyarn.com/ and OOAK eggplant yak base Valkyrie Fibers         Acquisitions: Emily - lego piñata set as a treat for finishing getting their taxes done - Sample of the Hag's Cauldron rolags from Rapunzel Fiber Arts https://www.etsy.com/shop/RapunzelFiberArts - new stickers for the Fiber Witch Festival!!!     Occult Corner: Lauren tells us about the modern folk deity of wildland firefighters: Big Ern     Self Promotion: Emily's Pronoun Pals are now on her website and will be debuting some new sticky notes!   Lauren has lots of new self striping Star Wars colorways in stock with a big update scheduled for May the Fourth   We will both be showcasing pride themed items for pride month!   https://valkyriefiberstahoe.etsy.com www.kittywithacupcake.com

Thank you Ernie (@FlyingWithBigErn) for having me on as a guest on your Podcast! Go check Ernie's channel out if you haven't already.

Inspired by the bowling greatness that is Bill Murray's Big Ern comb over, this Imperial Hazy IPA is thiccccccccccccccccccc.

Today we're chatting with Frank Vasquez! Frank is a mostly retired lawyer with over 30 years' experience in investing for his own accounts. He holds degrees in Economics and Engineering from the California Institute of Technology and a law degree from Georgetown University. He is extremely active in the Financial Independence community, answering questions of all types in forums and Facebook groups. He has appeared as a guest on the Choose FI, What's Up Next and Security Analysis podcasts, and run workshops at the EconoMe Conference. His involvement in FI topics and issues predates the FI Community as it is known today. He is the founder and host of Risk Parity Radio, a laboratory or dive bar devoted to asset allocations for the DIY investor and drawdown portfolios.  Connect with Us: @catchinguptofi Buy us a coffee Resources mentioned on the show: Interview Notes for Frank Vasquez What's Up Next Podcast Security Analysis Podcast FinCon Risk Parity Radio Histories of the FIRE Community Early Retirement Extreme With Jacob Lund Fisker Retirement Planning Education with Andy Panko What is a Drawdown? Retirement and IRA Show Dave Ramsey Catching Up to FI Episode 022 with Jordan Grumet Open Social Security Bill Bengen's 4% Rule Liz Ann Sonders With Charles Schwab Cashing in on the American Dream: How to Retire at 35 by Paul Terhorst Catching Up to FI Episode 033 with Allan Roth Morningstar Portfolio Manager A Wealth of Common Sense Blog with Ben Carlson Risk Parity Radio Episode 289 Big Ern's Safe Withdrawal Rate Series The Little Book of Common Sense Investing by John Bogle Walk4McKenna Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only.

Indoor Growers Roundtable: What makes a good grow? ft. Spindle, Local & Big Ern S09 E09Check out our STRAIN DATABASE aka CODEX: https://codex.thebreederssyndicate.com/ Join this channel to get access to perks:https://www.youtube.com/channel/UCp9mauDnr-JxOiG_ek4BWag/join Or check out our Patreon here: https://www.patreon.com/breederssyndicate OUR MERCH STORE IS LIVE!!!! BREEDERS SYNDICATE LINKS:https://linktr.ee/riotseedsBREEDERS SYNDICATE MERCH! -https://www.syndicategear.comBreeders Syndicate website:http://www.breederpodcast.comIntro / Outro countresy of Sight of Wonders / Approaching the Middle East / courtesy of www.epidemicsound.com

Avination, what is going on and welcome back to the Pilot to Pilot podcast. Todays episode is with Ernie from Flywithbigern on IG. I love talking with Ernie and hearing his story and how he had to work hard at achieving his dream to become a SouthWest pilot!

On board the pod today is Karsten from Early Retirement Now. Sometimes he's affectionately referred to as Big Ern due to his massive 6'6" stature, but Ern isn't just any old blogger. He's originally from Germany, and he moved to the USA as an exchange student where he stayed after graduating to proceed on his finance career. He has a PhD in economics and has dozens of journal articles published in prestigious academic journals. Karsten has worked at the Federal Reserve Bank of Atlanta, the Bank of New York Mellon Asset Management and holds a prestigious title as a chartered financial analyst. He is also a university lecturer where he teaches both undergraduate and PhD level economics. His blog, Early Retirement Now is a wealth of information and goes into some incredible details about the numbers behind investment and retirement. Big Ern is a family man and he and his family have enjoyed travelling around the world since he FIRE'd in 2018. Jump on board! There's a lot that can be learned from Big Ern!

The Best of Brian McGrattan from Missin Curfew Ep 29Recorded on February 10th, 2021Where did the nickname Big Ern come from?43 Fights in one season in the AHLHands on the knees before fightingHoridchuk should have let the Big Ern sleep Canucks Flames Line BrawlSean Monahan and Tkachuk as RookiesThe Bus Rides in San Deigo with OBFighting his idol Tie DomiThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/4534761/advertisement

On this episode of Between Two Wings we talk with Ernie Meeks, creator of the Flying with Big Ern YouTube channel. Ernie is a Captain at Southwest Airlines and regularly […] The post Between Two Wings with Ernie Meeks – “Flying with Big Ern” appeared first on ForeFlight Blog.

Well folks, this is it. THE very last call of the podcast. In this episode we have Evan Christie from Brisgeview Liquors, Evan ???, Dan Berry from Covert Artisan Ales, John Jorgenson from Fargo Underground, Big Ern and Chris. We drink a lot of really expensive and hard to find whiskeys on this one, along with 2 brews from Covert. May your glasses be forever full, and your spirits the highest they can go! Cheers! --- Send in a voice message: https://anchor.fm/brews-booze-and-reviews/message Support this podcast: https://anchor.fm/brews-booze-and-reviews/support

All four guys are in the house tonight for some Roy Munson vs. Big Ern. Where does Kingpin rank in the Farrelly brother filmography? Is Bill Murray one of the greatest sports movie villains ever? Enjoy listening to some friendly banter on this classic from the 90's.

In this episode we answer an email from Daniel, who asks a follow-up question to episode 209 about CAPE ratios and Big ERN's blog.  We then recount a Zoom chat and email exchanges between the host and Karsten Jeske about that topic and related ones and an analysis of a sample risk-parity style portfolio using the Early Retirement Now SWR Toolbox.  It's similar to "Celebrity Deathmatch" in entertainment value.We also talk briefly about Risk Parity Chronicles, The upcoming EconoMe Conference with Diania Merriam and the upcoming event at the Father McKenna Center.Links ("the best links, the best"):Father McKenna Center Lessons and Carols Event Link:  Lessons and Carols - Father McKenna CenterRisk Parity Chronicles:  Risk Parity ChroniclesEconoMe Conference:  EconoMe Conference - March 17th-19th, 2023Early Retirement Now SWR Toolbox:  An Updated Google Sheet DIY Withdrawal Rate Toolbox (SWR Series Part 28) – Early Retirement NowSafe Withdrawal Series Part 34:  Using Gold as a Hedge against Sequence Risk – SWR Series Part 34 – Early Retirement NowKitces CAPE Ratio Article 2014:  Shiller PE: Bad Market Timing, Good Retirement Planning (kitces.com)Kitces CAPE Ratio Article 2016:  Reducing Retirement Return Assumptions For High Valuation? (kitces.com)Kitces Critique of November 2021 Morningstar Forecasts Report:  Can Morningstar's Withdrawal Rate Report Refute The 4% Rule? (kitces.com)Morningstar 2011 Article About Predicting the Next Decade (classic misuse of P/E ratios):  Your Forecasts for Stock and Bond Returns | MorningstarEarly Retirement Now Small-Cap and Value Blogpost:  My thoughts on Small-Cap and Value Stocks – Early Retirement NowEarly Retirement Now Options Strategy Blogpost:  Passive income through option writing: Part 8 – A 2021 Update – Early Retirement NowThe Market Huddle Podcast re Bloomberg Analysis:  To Survive Disasters, You Need Smiles (guest: Steve Hou) - Market Huddle Ep.201 - YouTubeBloomberg Presentation:  MH201-SteveHou-Bloomberg.pdf (markethuddle.com)Support the show

Follow Karsten on Twitter @ErnRetireNow Read the Early Retirement Now blog at : https://earlyretirementnow.com/ Read about Safe Withdrawal Rates at: https://earlyretirementnow.com/safe-withdrawal-rate-series/ The Trade Busters provides actionable ideas to take your option trading to the next level. Through our educational podcast and YouTube channel, we aim to empower the everyday retail trader. Discover unique ways of thinking through sizing, risk and leverage in your option strategies. -View strategy mechanics, tradelogs and more at the trading page: https://www.thetradebusters.com -Follow me on Twitter @TheTradeBuster -The Trade Busters Discord server is now live! Send me an email if you would like to join. **Everything discussed on this podcast is for informational purposes only and not to be construed as financial advice.

Big Ern and Nox stop out to one of the smallest towns we've ever been to, Ayr ND, to chat with Dan Heising about Cottonwood Cider House! We discuss how some of the ciders were made, experimentation with ingredients, and the humble beginnings of the Cider House! In this episode we sample and discuss their Post Apple, Honey Cider, Pear of the North, Strawberry Rhubarb, CBB (chamomile and blueberry), and their Hops & Berry (blackberry with cascade and azacca). Thanks to https://fargounderground.com/ and https://www.bridgeviewliquors.com/ for supporting the show. If you have any questions, comments, or suggestions for future episodes, please feel free to e-mail us at info@brewsboozeandreviews.com. If you like this podcast, share us with a friend. If you would like to support our show, you can do so by heading to https://www.patreon.com/brewsboozeandreviews For more information, or to listen to our back catalogue of episodes, head over to https://brewsboozeandreviews.com/ On behalf of everyone at Brews, Booze, & Reviews, may your glasses be full, and your spirits high! Cheers! --- Send in a voice message: https://anchor.fm/brews-booze-and-reviews/message

Tim and Parker are joined by their favorite Canadian and Toy Queen, Big Ern aka Erin Jardine!  Join in on the conversation as the trio discuss all things The Walking Dead.  Plus, Big Ern takes on Tim in a TWD […]

What would you do if you ran out of money in retirement? It's hard to imagine a scarier outcome, and yet many on the FIRE path may be at risk for this if they get their portfolio withdrawal rate wrong. In this episode, Eric + Jason talk with Karsten Jeske, the creator of the Early Retirement Now blog. Known by many as "Big ERN", he is an economist who is well known to the FIRE community for his extensive work in characterizing safe withdrawal rates (SWR). In this episode, we dig into Karsten's free, powerful SWR Toolbox, and discuss topics including the downsides of FIRE calculators, 100% stock portfolios, the bucket strategy, why dividend investors are wrong, and his own post-FIRE life. If you're interested in FIRE, you can't afford to miss this information-packed episode! Show notes: https://twosidesoffi.com/swr

We had the pleasure of sitting down with the one and only Big Ern! As many of you know, Ernie is a current Southwest Pilot and recruiter for the airline whose love for aviation runs deep! You may know him from his increasingly popular YouTube channel "FlyingwithBigErn" where he takes viewers through the day-to-day operations of an airline pilot, workout regimen, and occasional GA action in his gorgeous Cirrus SR22 G6, "The Green Hornet". Ernie dropped a ton of knowledge for us and our viewers, especially the need to have continued awareness and support for those battling mental health issues, pilots in particular. As always, feel free to leave us feedback, much appreciated! https://www.closedtrafficpodcast.com/post/big-ern-joins-the-closed-traffic-podcast --- Send in a voice message: https://podcasters.spotify.com/pod/show/closedtraffic/message

My voice is supposed to be heard! Listen in as I butcher the Beatles! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/joe-blanche/message Support this podcast: https://anchor.fm/joe-blanche/support

So, you want to travel? Join us as we hat with "the wandering DJ", Ernesto "Big Ern" Lara, Jr Ernesto Lara Jr (aka. Big Ern) is the owner of Big Ern Productions and Big Ern Energy. He runs a hybrid mobile entertainment production business that provides talent and staging for all types of events across the country. Having been in the entertainment industry since 2000. He began his journey in music as a substitute karaoke host at a Washington State venue. He immediately fell in love with creating a fun atmosphere for everyone to enjoy. Over the next 10 years he continued to work a primary job and host karaoke/DJ. He then transitioned to only DJing and hosting karaoke as a career. Today, he specializes in DJing weddings, corporate events, bars, private & public events, charities, fundraisers, and school events for all occasions. Spreading joy and happiness is his passion. Topics of Discussion:⁣⁣⁣ ⁣⁣⁣⁣⁣⁣⁣ - Pros and Cons of being a traveling wedding and event vendor - Tips on how to get started providing your services to destination events - Sneak Peek at what Big Ern has coming up in 2022 and beyond --------------------------------- Don't forget to grab your All-Access Pass or Wedding Pro Power Pack to the Wedding Business CEO Summit today at https://weddingbusinessgrowth.com/summit --- Send in a voice message: https://anchor.fm/weddingbusinessgrowth/message

So, you want to travel? Join us as we hat with "the wandering DJ", Ernesto "Big Ern" Lara, Jr Ernesto Lara Jr (aka. Big Ern) is the owner of Big Ern Productions and Big Ern Energy. He runs a hybrid mobile entertainment production business that provides talent and staging for all types of events across the country. Having been in the entertainment industry since 2000. He began his journey in music as a substitute karaoke host at a Washington State venue. He immediately fell in love with creating a fun atmosphere for everyone to enjoy. Over the next 10 years he continued to work a primary job and host karaoke/DJ. He then transitioned to only DJing and hosting karaoke as a career. Today, he specializes in DJing weddings, corporate events, bars, private & public events, charities, fundraisers, and school events for all occasions. Spreading joy and happiness is his passion. Topics of Discussion:⁣⁣⁣ ⁣⁣⁣⁣⁣⁣⁣ - Pros and Cons of being a traveling wedding and event vendor - Tips on how to get started providing your services to destination events - Sneak Peek at what Big Ern has coming up in 2022 and beyond --------------------------------- Don't forget to grab your All-Access Pass or Wedding Pro Power Pack to the Wedding Business CEO Summit today at https://weddingbusinessgrowth.com/summit --- Send in a voice message: https://anchor.fm/weddingbusinessgrowth/message

Welcome back, neighbors, as we up the pucker factor in today's show! We invite comedians J.P. Martin and Nathan Roe to the show, along with Carly Stark, to make up for the fact that Big Ern is on vacation on the Monster's of Rock Cruise. Trust us when we say that there are PLENTY of dad jokes on this one! In this episode we rate and review Lynnbrook from Destihl Brewing's Wild Sour Series, Toppling Goliath's Strawberry Shortcake Fandango kettle sour, Drekker Brewing's Mango and Marshmallow Chonk Sundae Sour, Primtemps Wild Ale fermented and conditioned in red wine barrels and dry hopped with Nelson Sauvin hops and the Vegas Dark Wild Ale aged in Tawny port barrels from Covert Artisan Ales, the Melodious

o, you want to travel? Join us as we hat with "the wandering DJ", Ernesto "Big Ern" Lara, Jr Ernesto Lara Jr (aka. Big Ern) is the owner of Big Ern Productions and Big Ern Energy. He runs a hybrid mobile entertainment production business that provides talent and staging for all types of events across the country. Having been in the entertainment industry since 2000. He began his journey in music as a substitute karaoke host at a Washington State venue. He immediately fell in love with creating a fun atmosphere for everyone to enjoy. Over the next 10 years he continued to work a primary job and host karaoke/DJ. He then transitioned to only DJing and hosting karaoke as a career. Today, he specializes in DJing weddings, corporate events, bars, private & public events, charities, fundraisers, and school events for all occasions. Spreading joy and happiness is his passion. Topics of Discussion:⁣⁣⁣ ⁣⁣⁣⁣⁣⁣⁣ - Pros and Cons of being a traveling wedding and event vendor - Tips on how to get started providing your services to destination events - Sneak Peek at what Big Ern has coming up in 2022 and beyond --------------------------------- Don't forget to grab your All-Access Pass or Wedding Pro Power Pack to the Wedding Business CEO Summit today at https://weddingbusinessgrowth.com/summit --- Send in a voice message: https://anchor.fm/weddingbusinessgrowth/message

Ghostbusters, Caddyshack, Stripes, Meatballs, every Wes Anderson movie ever, Groundhog Day, Garfield…. and now at last, the GOAT adds a comic book movie to that illustrious IMDB. Big Ern is finally above the law! AAWA Jon breaks down Miracleman's addition to the Marvel Comics roster, while Charlie talks Book of Boba Fett's: episode 2 influences! “Big things have small beginnings…”

#85: Recently I've really started to notice the impact of inflation on daily spending. Have you?At first, it was just 1-2 things. Then it was a handful. Now it seems like everything is noticeably more expensive. (Assuming it's even in stock in the first place.)Gas. Groceries. Takeout. Toiletries. Utilities. Car maintenance. Healthcare/supplies. Pre-school. Appliances.Everything seems to cost more and you just can't buy as much with the same budget anymore.This got me wondering about how recent macroeconomic changes over the last 6 months might impact retirement safe withdrawal rates and asset allocations.The macro changes I'm referring to are: Inflation at a 40-year high. Stock valuations doubling since their pandemic lows. Interest rates that are scheduled to increase a minimum of 3 times this year.In these times, what should investors and retirees be doing to defend their portfolio values and retirement security?This week, I asked my friend Karsten Jeske (aka “Big ERN”) to help us make sense of all that is going on right now in terms of macro trends…and what it all means for safe withdrawal rates and asset allocation. We had a wide-ranging, nearly 2-hour(!) discussion full of insights and tips that you won't want to miss.We discuss:Major recent macroeconomic changes that (early) retirees may want to factor into their retirement planningWhat new safe withdrawal rate % retirees should consider right nowWhether investors should potentially update their asset allocation given current macro trendsWhether he believes asset prices are overvalued right nowAlternative assets (like cryptocurrencies) and their merits / concernsHow much cash he believes is advisable to hold right nowDo you plan to make changes to your asset allocation or safe withdrawal rate in light of recent macroeconomic changes? Let me know by leaving a comment!Don't miss an episode, hit that subscribe button...If you liked this episode,  subscribe so you don't miss any upcoming episodes!Apple PodcastsOvercastSpotifyI need your help, please leave a listener review :)If you liked this episode, would you leave a quick review on Apple Podcasts? It'd mean the world to me and your review also helps others find my podcast, too!Links mentioned in this episode:Karsten's Safe Withdrawal Rate SeriesKarsten's Google Sheet DIY Withdrawal Rate ToolboxKarsten's post on Preferred StocksThe shockingly un-simple math behind safe withdrawal rates (HYW035)How to use a bond tent to reduce sequence of returns risk (HYW068)Does the “yield shield” protect against sequence risk? (HYW069)Is rental real estate a safer type of “yield shield”? (HYW070)Schedule a 1:1 consult with meHYW Facebook community Intro/Outro: Old Bossa by Twin Musicom.

Our Top Ten Favorite Films Lists continue to evolve as Keith adds the 1996 Farrelly Bros. comedy "Kingpin" to the number five slot. The film fell right between "Dumb & Dumber" and "There's Something About Mary" during the Farrelly Bros. amazing 1990's run, but do you regard it as a classic? Keith certainly does. In this episode, Keith and Ev review Kingpin and discuss how the film is remembered, why the high stakes of the film matter so much to the comedy, and Ev attempts to convince Keith that Randy Quaid is miscast. Also, we worship at the altar of Bill Murray as Big Ern' McCracken. The film stars Woody Harrelson, Randy Quaid, Vanessa Angel, and Bill Murray. Who wants to go bowling!? To watch more movie reviews and film discussions like this Kingpin review, please consider subscribing to our youtube channel! #Farrellybrothers #Kingpinreview #BillMurray #RandyQuaid #WoodyHarrelson #1996

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In this episode we answer emails from Keith, Jeffrey, Evan, Brendan, Kelly and Paul.  We address Kelly Criterion and other risk/reward considerations (Sharpe and Sortino ratios), crystal balls, the "Possibility Effect" cognitive bias and a base-rate analysis of the Golden Butterfly portfolio, issues with IVOL, trading ETFs at Vanguard, the perpetual withdrawal rate, expense ratios and bucket strategies, basic retirement considerations, issues with QYLD  and an examination of Big Ern's leveraged retirement portfolios.It's another barn burner!   Real Wrath of God type stuff!Links:Kelly Criterion article:  Leverage and The Line Between Aggressive and Crazy (rhsfinancial.com)Golden Butterfly analysis with Heat Map:  Golden Butterfly – Portfolio ChartsEpisode 89 re QYLD:  Podcast Episode 89 | Risk Parity RadioBig Ern Article Re Leveraged Portfolios:  Lower risk through leverage – Early Retirement NowBig Ern Article Re Gold In Portfolios:  Using Gold as a Hedge against Sequence Risk – SWR Series Part 34 – Early Retirement NowEpisode 40 Re Gold:  Podcast Episode 40 | Risk Parity RadioPortfolio Analysis Comparison Of Big Ern Leveraged Portfolio With And Without Gold:  Backtest Portfolio Asset Allocation (portfoliovisualizer.com)The SWAN ETF:  SWAN - BlackSwan Growth & Treasury Core ETF - Amplify ETFs

Being as the BBR crew are from the Midwest, it should come as no surprise our love for things wheat. In today's episode we get down in the dirt and drink some fantastic wheat beers while having a gaggle of guests in studio! Comedian John Narum, artist Beau Fraase, and healthcare professional Erica Raguse sit down with Nox and Big Ern to sample and review three from Blue Moon: Belgian White, Honey Daze, and Mango Wheat, Bell's Oberon, DCR Brewing's Cloverfield, Schell's LoCal Twist, Lupulin's Hen Pecks, and Swing Barrel's Chuck Wild Berrry Wheat Ale. Thanks to https://fargounderground.com/ and https://www.bridgeviewliquors.com/ for supporting the show. If you have any questions, comments, or suggestions for future episodes, please feel free to e-mail us at info@brewsboozeandreviews.com. If you like this podcast, share us with a friend. If you would like to support our show, you can do so by heading to https://www.patreon.com/brewsboozeandreviews For more information, or to listen to our back catalogue of episodes, head over to https://brewsboozeandreviews.com/ On behalf of everyone at Brews, Booze, & Reviews, may your glasses be full, and your spirits high! Cheers! --- Send in a voice message: https://anchor.fm/brews-booze-and-reviews/message

Film critic and comedian Bryan Miller joins Cory to look back at Big Ern from Kingpin on that film's 25th anniversary and share their top 3 lists of comedy villains from the movies. See omnystudio.com/listener for privacy information.

Big ERN (a.k.a. Karsten) from "Early Retirement Now" makes his return to the podcast in this week's episode! With Brad and Jonathan, Big ERN gives us the lowdown on what inflation is, the role inflation plays in the world economy, and the effect inflation can have on a variety of investments! Resources Mentioned In Today's Conversation Start Your Journey to FI Here Want to start your own journey to Financial Independence? Sign up for the free 5-Day FI Challenge here!

In this episode we answer emails from JB, Brian E, Beat, Lauren, PD and Brad about a TSP conundrum, data for back-testing, the Dragon Portfolio, bowing to your sensei, maximizing withdrawals and using risk parity-style portfolios for intermediate goals.  Then we proceed with our weekly portfolio reviews of the sample portfolios you can find at Portfolios Page| Risk Parity RadioAdditional links:Big Ern's Google Data Sheet:  EarlyRetirementNow SWR Toolbox v2.0 - save your own copy before editing! - Google SheetsDFA Matrix Book (2016):  DFA-matrix_book_us_2016.pdf (millswealthadvisors.com)Meb Faber podcast with Chris Cole:  Episode #317: Chris Cole, Artemis Capital Management, “You Want To Diversify Based On How Assets Perform In Different Market Regimes” | Meb Faber Research - Stock Market and Investing BlogPortfolio Charts Retirement Spending Calculator:  RETIREMENT SPENDING – Portfolio Charts

In this episode Big Ern and Nox welcome back local comedians John Narum and Nathan Roe, as well as newcomer to the podcast Paula Kosienski to hang out and have some tasty adult beverages! Today we sample and review Atypical Brewing's Cide Quest hard cider, Drekker's Plop hefty fruited hard seltzer, DCR Brewing's Gear Pineapple and Jalepeno Sour, Prairie Rose Meadery's Blueberry Mead, Eagle Park Brewing's BOTM'S Up Milkshake IPA along with their The Dual Needler NEIPA, and ending with 50/50 Brewing's Totality Imperial Stout. Thanks to https://fargounderground.com/ and https://www.bridgeviewliquors.com/ for supporting the show. If you have any questions, comments, or suggestions for future episodes, please feel free to e-mail us at info@brewsboozeandreviews.com. If you like this podcast, share us with a friend. If you would like to support our show, you can do so by heading to https://www.patreon.com/brewsboozeandreviews For more information, or to listen to our back catalogue of episodes, head over to https://brewsboozeandreviews.com/ On behalf of everyone at Brews, Booze, & Reviews, may your glasses be full, and your spirits high! Cheers! --- Send in a voice message: https://anchor.fm/brews-booze-and-reviews/message Support this podcast: https://anchor.fm/brews-booze-and-reviews/support

Big Ern welcomes Jon Absey to Playground Studios to chat about his NBA mascot career, the US Army and Bull Piss. Big Ern also talks about Coach K, Triple Homicides and more. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

In this episode we answer emails from Melissa, Nick, Don, Matt H (x2), Andrew (x2) and Keith.  We dive into short-term correlations, agreements with Big Ern on ultra-conservative portfolios, Fractal vs Gaussian mathematics (oh, boy!), taunting Wealthfront a second time, and I-bonds preview,  leveraged etf portfolios,  VBR vs. VIOV, M1 pies, what's going on with Gamestop in VIOV and the Fama-French Three-Factor Model.  Are you ready for this?Links:Sample Portfolios Page:  Portfolios | Risk Parity RadioRational Reminder Podcast #151:  The Rational Reminder Podcast: Professor Brad Cornell: A Skeptic’s Look at the Cross Section of Expected Returns (EP.151) (libsyn.com)Optimized Portfolios Site:  Leverage | Optimized PortfolioMethodologies for S&P Style Factors and Funds:  S&P Methodologies PaperIntro to Fama-French Three-Factor Model:  Fama and French Three Factor Model (investopedia.com)

today we're with ernesto and we ask why football coaches look like eggs and why edp looks like a football coach. also sorry for the hiatus life is kinda busy and stuff. hope you enjoy jeremiah's channel: https://www.youtube.com/channel/UCqDXPDw2-cDn9nNIKUgOeOQ chris' channel: https://www.youtube.com/channel/UCIzDgwybYe9ghPkddmm4JeQ ern's channel: https://www.youtube.com/channel/UCMdvWeu4E5BRCzv64mKJWCg if you wanna start a podcast for free go to Anchor.fm

Big Ern welcomes Covid Survivor Lisa Floros who has been to hell in back in losing her husband to Covid. We also touch on Bloody Ceiling Fans, exploding vagina candles and more. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Since it's Big Ern's 50th birthday this year, we couldn't let him go another day without leading his very own show with whatever topic he wanted to do. If you listen back to episode #1 he says how much he loves Sam Adams beers, so he wanted to showcase some of the other beers they make and distribute in variety packs for easy accessibility. Ol' guest #2 Ben Revier and Sam Corr from DCR Brewing join us on the show as we sample and review the Lawn Chair Lager, the Alpine Lager, the Golden Ale, the Summer Ale, the Cold Snap White Ale, and the Beach Session IPA. After we drink those down, we surprise Big Ern with a bottle of 2019 Utopias! Such an interesting beer, and we can't wait to tell you about it! Thanks to https://fargounderground.com/ and https://www.bridgeviewliquors.com/ for supporting the show. If you have any questions, comments, or suggestions for future episodes, please feel free to e-mail us at info@brewsboozeandreviews.com. If you like this podcast, share us with a friend. If you would like to support our show, you can do so by clicking on the support link at the bottom of this episode description, or by heading to https://www.patreon.com/brewsboozeandreviews For more information, or to listen to our back catalogue of episodes, head over to https://brewsboozeandreviews.com/ On behalf of everyone at Brews, Booze, & Reviews, may your glasses be full, and your spirits high! Cheers! --- Send in a voice message: https://anchor.fm/brews-booze-and-reviews/message Support this podcast: https://anchor.fm/brews-booze-and-reviews/support

Hear from Ernesto Lara, of Big Ern Productions. "Ernesto Lara Jr aka “Big Ern” has been in the entertainment industry since 2000. He began his journey in music as a substitute karaoke host at a Washington State venue. He immediately fell in love with creating a fun atmosphere for everyone to enjoy. Over the next 10 years he continued to work a primary job and host karaoke/DJ. He then transitioned to only DJing and hosting karaoke as a career. Today, he specializes in DJing weddings, corporate events, bars, private & public events, charities, fundraisers, and school events for all occasions. Spreading joy and happiness is his passion.".www.bestmadevideos.com/podcasts.www.bestmadeweddingvideos.comwww.bigernproductions.com

Big Ern's rap music video, marching band, preferring the marimba over the vibraphone, and when things go wrong while making a short film.

This week we make our triumphant return from the abyss with the 1996 Farrelly Brothers classic, Kingpin. I just...I don't know. I don't know how to feel about this movie. I think that the Farrelly Bros hadn't quite figured out their unique formula of raunchy, weird, and charming that they were able to perfect with There's Something About Mary; Me, Myself, and Irene; and Stuck On You, which is ridiculously underrated. Woody Harrelson and a pre-breakdown Randy Quaid make an unlikely pair in this road trip movie that's never considered a road trip movie. Vanessa Angell is charming and very much lives up to the “TV version of Kelly LeBrock in Weird Science” legacy that it seems she was destined for.  And Bill Murray is fun to hate in his role as Big Ern.

Download PodcastTune in for an hour of information and news on political prisoners held by the US government.  Unfortunately we will be focusing on the recent assassination of political prisoner Hugo Pinell who was murdered after finally getting out of solitary confinement where he spent 46 years. San Francisco Bayview writes, Hugo Pinell, affectionately known as Yogi Bear, was assassinated Aug. 12. The news sparked a victory celebration by prison guards on social media: “May he rot in hell” and “Good riddens” (sic), they typed. Yogi was the only member of the San Quentin 6 still in prison, and his role in the events of Aug. 21, 1971, the day George Jackson was assassinated, has earned the guards' incessant enmity ever since. There appears that prison gangs played a role in Mr. Pinell's murder. We will be joined by Robert Weide who is an assistant professor of Sociology at Cal State Los Angeles with subfield specializations in criminology, urban studies and racial and ethnic relations. He is currently working on two books based on his dissertation research while a student at NYU. Robert's first book will be about inter-racial gang conflict between Black and Latino street gangs in Los Angeles County. His second book will be about historical and contemporary conflict between racialized inmate factions in carceral settings in California. We will also be joined by Ernest Sheperd (Big Ern) who is a life time supporter of Yogi Pinell. They shared memories in prison together, struggled together and fought oppression together. Big Ern got out of prison but stayed in contact with Yogi and has personal letters where they discussed politics, mass incarceration and the ongoing struggle. Big Ern has a letter he recieved right before the assassination of Yogi. He has a lot to say about his fallen Comrade. Political Prisoner BirthdaysHanif Shabazz Bey has a birthday today and is part of the Virgin Island Five. More information on his case can be found here.